{"component": "definition", "props": {"groups": [{"size": 115, "snippet_links": [], "snippet": "means Fair \u2587\u2587\u2587\u2587\u2587 & Co., or any successor thereto.", "samples": [{"hash": "bjC7GG96eCM", "uri": "/contracts/bjC7GG96eCM#fico", "label": "Master Repurchase Agreement (Rocket Companies, Inc.)", "score": 36.8466796875, "published": true}, {"hash": "ciJarlzeTLr", "uri": "/contracts/ciJarlzeTLr#fico", "label": "Master Repurchase Agreement and Securities Contract (loanDepot, Inc.)", "score": 36.3237495422, "published": true}, {"hash": "iudMzqd6XCO", "uri": "/contracts/iudMzqd6XCO#fico", "label": "Master Repurchase Agreement (loanDepot, Inc.)", "score": 36.293636322, "published": true}], "hash": "0569ba28b64842cf41555e934949ef22", "id": 1}, {"size": 50, "snippet_links": [], "snippet": "means Fair \u2587\u2587\u2587\u2587\u2587 & Co.", "samples": [{"hash": "31JgNNNAyzZ", "uri": "/contracts/31JgNNNAyzZ#fico", "label": "Servicing Supplement (Mercedes-Benz Auto Lease Trust 2026-A)", "score": 37.0574951172, "published": true}, {"hash": "6TyBrozPf1H", "uri": "/contracts/6TyBrozPf1H#fico", "label": "Servicing Supplement (Mercedes-Benz Auto Lease Trust 2026-A)", "score": 37.0383300781, "published": true}, {"hash": "hx9DojeoKxa", "uri": "/contracts/hx9DojeoKxa#fico", "label": "Servicing Supplement (Mercedes-Benz Auto Lease Trust 2025-B)", "score": 36.8056144714, "published": true}], "hash": "678f0b5f13f226abd28ba6e6b7bd54b2", "id": 2}, {"size": 25, "snippet_links": [{"key": "used-in-this-agreement", "type": "clause", "offset": [40, 62]}, {"key": "credit-scoring-system", "type": "clause", "offset": [78, 99]}, {"key": "customer-credit", "type": "clause", "offset": [142, 157]}, {"key": "by-the-seller", "type": "clause", "offset": [183, 196]}, {"key": "for-purposes-of-this-agreement", "type": "definition", "offset": [198, 228]}, {"key": "the-transactions", "type": "clause", "offset": [233, 249]}, {"key": "in-writing", "type": "clause", "offset": [282, 292]}, {"key": "by-the-agent", "type": "clause", "offset": [293, 305]}], "snippet": "means Fair \u2587\u2587\u2587\u2587\u2587 Corporation and, where used in this Agreement, refers to the credit scoring system developed by that company or to any other Customer credit scoring system whose use by the Seller (for purposes of this Agreement and the Transactions) has been specifically approved in writing by the Agent.", "samples": [{"hash": "ev4JR4nRL5a", "uri": "/contracts/ev4JR4nRL5a#fico", "label": "Master Repurchase Agreement (M.D.C. 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Any reference to a FICO score in a Facility Document shall mean the FICO score attributed to any Domestic Obligor at the time of sale of an interest in a Timeshare Property to such Domestic Obligor; provided that if there is more than one Domestic Obligor with respect to a Timeshare Loan, any reference to a FICO score in a Facility Document shall mean the FICO score attributed to, (i) if such Timeshare Loan was originated on or prior to November 30, 2005, either (A) the FICO score of the primary Domestic Obligor or (B) the average of the FICO Scores of the primary and secondary Domestic Obligor or (ii) if such Timeshare Loan was originated after November 30, 2005, the primary Domestic Obligor, in each case at the time of sale of an interest in a Timeshare Property to such Domestic Obligors.", "samples": [{"hash": "8U9jLsLyutC", "uri": "/contracts/8U9jLsLyutC#fico", "label": "Sale Agreement", "score": 31.3408622742, "published": true}, {"hash": "5E2SGxTnZ4E", "uri": "/contracts/5E2SGxTnZ4E#fico", "label": "Sale Agreement", "score": 31.3408622742, "published": true}, {"hash": "bupZl88kG8r", "uri": "/contracts/bupZl88kG8r#fico", "label": "Sale Agreement (MARRIOTT VACATIONS WORLDWIDE Corp)", "score": 25.7063655853, "published": true}], "hash": "ae4c73bd45aa294ac2b933320337a1c8", "id": 6}, {"size": 8, "snippet_links": [], "snippet": "means Fair Isaac & Corporation, or any successor thereto.", "samples": [{"hash": "kq2BpTeQYba", "uri": "https://www.sec.gov/Archives/edgar/data/1831631/000183163126000061/exhibit103-atlasmrawhco.htm", "label": "Master Repurchase Agreement (loanDepot, Inc.)", "score": 25.3449691992, "published": false}, {"hash": "ahCsNriihtK", "uri": "https://www.sec.gov/Archives/edgar/data/1831631/000183163126000061/exhibit102-atlasmra.htm", "label": "Master Repurchase Agreement (loanDepot, Inc.)", "score": 25.3449691992, "published": false}, {"hash": "lLC9j8OLaDr", "uri": "https://www.sec.gov/Archives/edgar/data/1831631/000183163126000028/a251118atlaswhcoloandepot-.htm", "label": "Master Repurchase Agreement (loanDepot, Inc.)", "score": 25.1916503906, "published": false}], "hash": "ed2bb09fddee638e3c2dafd39f128f93", "id": 7}, {"size": 6, "snippet_links": [{"key": "credit-score", "type": "clause", "offset": [4, 16]}, {"key": "a-mortgage-loan", "type": "definition", "offset": [39, 54]}], "snippet": "The credit score used for underwriting a Mortgage Loan.", "samples": [{"hash": "h7KT6p8bxmR", "uri": "/contracts/h7KT6p8bxmR#fico", "label": "Pooling Agreement (Luminent Mortgage Trust 2007-1)", "score": 18.0, "published": true}, {"hash": "cjAeriUTBoZ", "uri": "/contracts/cjAeriUTBoZ#fico", "label": "Pooling Agreement (Luminent Mortgage Trust 2007-2)", "score": 18.0, "published": true}, {"hash": "b7PBLX4p2e5", "uri": "/contracts/b7PBLX4p2e5#fico", "label": "Pooling and Servicing Agreement (Lares Asset Securitization, Inc.)", "score": 18.0, "published": true}], 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60]}], "snippet": "means Fair, Isaac, and Co., Inc., a developer of credit risk scores used by credit grantors in the lending process;", "samples": [{"hash": "jmHKDB661KM", "uri": "https://acpe.alaska.gov/Portals/0/StatReg/ACPEREGS08162024.pdf", "label": "acpe.alaska.gov", "score": 19.3372993469, "published": false}, {"hash": "7LSTZoWs4P2", "uri": "https://acpe.alaska.gov/Portals/3/StatReg/ACPEREGS09182022.pdf", "label": "acpe.alaska.gov", "score": 11.9144420624, "published": false}, {"hash": "3l7zMPsxblt", "uri": "https://acpe.alaska.gov/Portals/3/StatReg/ASLCREGS_06_22_2020.pdf", "label": "acpe.alaska.gov", "score": 10.2101297379, "published": false}], "hash": "e00b588a05df4bbb45839b4cc68de853", "id": 10}], "next_curs": "ClESS2oVc35sYXdpbnNpZGVyY29udHJhY3Rzci0LEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiINZmljbyMwMDAwMDAwYQyiAQJlbhgAIAA=", "definition": {"size": 327, "snippet": "means Fair \u2587\u2587\u2587\u2587\u2587 & Co., or any successor thereto.", "title": "FICO", "id": "fico", "examples": ["Borrower Qualification Numeric \u2013 Integer 720 9999 If a <strong>FICO</strong> score was obtained &gt;= 350 and &lt;= 850 82 Primary Wage Earner Original <strong>FICO</strong>: TransUnion TransUnion <strong>FICO</strong> score for primary borrower (if applicable).", "Borrower Qualification Numeric \u2013 Integer 720 9999 If a <strong>FICO</strong> score was obtained &gt;= 350 and &lt;= 850 81 Primary Wage Earner Original <strong>FICO</strong>: Experian Experian <strong>FICO</strong> score for primary borrower (if applicable).", "Borrower Qualification Numeric \u2013 Integer 1 99 If a <strong>FICO</strong> score was obtained See Coding 1 = Classic 2 = Classic 08 3 = Next Generation 99 = Unknown 79 Most Recent <strong>FICO</strong> Date Specifies the date on which the most recent <strong>FICO</strong> score was obtained Borrower Qualification Date 20090914 YYYYMMDD If a <strong>FICO</strong> score was obtained \u201c19010101\u201d if unknown Issuers unable to Provide may Rep and Warrant that the <strong>FICO</strong> score used for underwriting was not more than 4 months old at the date of issuance.", "Borrower Qualification Numeric \u2013 Integer 720 9999 If a <strong>FICO</strong> score was obtained &gt;= 350 and &lt;= 850 87 Most Recent Co-Borrower <strong>FICO</strong> Most Recent Co-Borrower <strong>FICO</strong> score used by the lender to approve the loan.", "Borrower Qualification Numeric \u2013 Integer 720 9999 If \u201cTotal Number of Borrowers\u201d &gt; 1 &gt;= 350 and &lt;= 850 88 Most Recent <strong>FICO</strong> Method Number of credit repositories used to update the <strong>FICO</strong> Score.", "Borrower Qualification Numeric \u2013 Integer 720 9999 If a <strong>FICO</strong> score was obtained &gt;= 350 and &lt;= 850 83 Secondary Wage Earner Original <strong>FICO</strong>: Equifax Equifax <strong>FICO</strong> score for Co-borrower (if applicable).", "Borrower Qualification Numeric \u2013 Integer 2 9 If a <strong>FICO</strong> score was obtained &gt;0 89 VantageScore: Primary Borrower Credit Score for the Primary Borrower used to approve the loan and obtained using the Vantage credit evaluation model.", "Borrower Qualification Numeric \u2013 Integer 720 9999 If \u201cTotal Number of Borrowers\u201d &gt; 1 &gt;= 350 and &lt;= 850 86 Most Recent Primary Borrower <strong>FICO</strong> Most Recent Primary Borrower <strong>FICO</strong> score used by the lender to approve the loan.", "TransUnion TransUnion <strong>FICO</strong> score for Co-borrower (if applicable).", "Borrower Qualification Numeric \u2013 Decimal 14.5 99.99 Refinances of Primary Residences Only (Loan Purpose = 1, 2, 3, 4, 8 or 9) &gt; 0 78 <strong>FICO</strong> Model Used Indicates whether the <strong>FICO</strong> score was calculated using the Classic, Classic 08, or Next Generation model."], "related": [["fico-score", "FICO Score", "<strong>FICO</strong> Score"], ["cltv", "CLTV", "CLTV"], ["ltv", "LTV", "LTV"], ["delinquency-ratio", "Delinquency Ratio", "Delinquency Ratio"], ["credit-score", "Credit Score", "Credit Score"]], "related_snippets": [], "updated": "2026-05-10T05:39:37+00:00"}, "json": true, "cursor": ""}}