{"component": "definition", "props": {"groups": [{"size": 5, "snippet_links": [{"key": "authorize-us-to", "type": "clause", "offset": [22, 37]}, {"key": "your-payment-account", "type": "clause", "offset": [48, 68]}, {"key": "based-on", "type": "clause", "offset": [84, 92]}, {"key": "payment-instructions", "type": "definition", "offset": [98, 118]}], "samples": [{"hash": "doGVQIBM2sI", "uri": "/contracts/doGVQIBM2sI#electronic-check", "label": "Terms of Service", "score": 36.2236344425, "published": true}, {"hash": "kBwTmT7G3iE", "uri": "/contracts/kBwTmT7G3iE#electronic-check", "label": "Terms of Service", "score": 28.2429842574, "published": true}, {"hash": "ksuOWqxfDLS", "uri": "/contracts/ksuOWqxfDLS#electronic-check", "label": "Terms of Use Agreement", "score": 26.6605065024, "published": true}], "snippet": "is a demand debit you authorize us to make from your Payment Account on your behalf based on your Payment Instructions.", "hash": "cb78b4286c83d1b1e424bffdb275c8e1", "id": 1}, {"size": 3, "snippet_links": [{"key": "the-definition", "type": "definition", "offset": [10, 24]}, {"key": "regulation-cc", "type": "definition", "offset": [37, 50]}, {"key": "availability-of-funds", "type": "clause", "offset": [53, 74]}, {"key": "collection-of-checks", "type": "clause", "offset": [79, 99]}, {"key": "electronic-image", "type": "definition", "offset": [101, 117]}, {"key": "electronic-information", "type": "definition", "offset": [126, 148]}, {"key": "paper-check", "type": "definition", "offset": [165, 176]}, {"key": "returned-check", "type": "definition", "offset": [186, 200]}, {"key": "receiving-bank", "type": "definition", "offset": [239, 253]}, {"key": "agreement-between", "type": "clause", "offset": [269, 286]}, {"key": "the-receiving", "type": "clause", "offset": [302, 315]}, {"key": "the-board", "type": "clause", "offset": [368, 377]}, {"key": "the-parties", "type": "clause", "offset": [443, 454]}], "samples": [{"hash": "b9h8tu2lQl6", "uri": "/contracts/b9h8tu2lQl6#electronic-check", "label": "Online Banking and Mobile Banking Agreement", "score": 35.3505471171, "published": true}, {"hash": "coqFGdISV4q", "uri": "/contracts/coqFGdISV4q#electronic-check", "label": "Online Banking Agreement", "score": 28.2511978097, "published": true}], "snippet": "refers to the definition provided in Regulation CC \u2013 Availability of Funds and Collection of Checks: electronic image of, and electronic information derived from, a paper check or paper returned check, respectively, that\u2014 (1) Is sent to a receiving bank pursuant to an agreement between the sender and the receiving bank; and (2) Conforms with ANS X9.100- 187, unless the Board by rule or order determines that a different standard applies or the parties otherwise agree.", "hash": "3ff7b9b4341e5894c40d2cbc666ebb82", "id": 2}, {"size": 2, "snippet_links": [{"key": "electronic-image", "type": "definition", "offset": [13, 29]}, {"key": "electronic-information", "type": "definition", "offset": [38, 60]}, {"key": "paper-check", "type": "definition", "offset": [77, 88]}, {"key": "returned-check", "type": "definition", "offset": [98, 112]}, {"key": "receiving-bank", "type": "definition", "offset": [152, 166]}, {"key": "agreement-between", "type": "clause", "offset": [182, 199]}, {"key": "the-receiving", "type": "clause", "offset": [215, 228]}, {"key": "the-board", "type": "clause", "offset": [280, 289]}, {"key": "the-parties", "type": "clause", "offset": [355, 366]}, {"key": "in-order-to", "type": "clause", "offset": [384, 395]}, {"key": "access-device", "type": "definition", "offset": [454, 467]}, {"key": "internet-connection", "type": "definition", "offset": [473, 492]}, {"key": "related-equipment", "type": "definition", "offset": [508, 525]}, {"key": "provide-the", "type": "clause", "offset": [558, 569]}, {"key": "type-of", "type": "definition", "offset": [570, 577]}, {"key": "required-by", "type": "definition", "offset": [594, 605]}, {"key": "web-browser", "type": "definition", "offset": [653, 664]}, {"key": "ssl-encryption", "type": "clause", "offset": [710, 724]}, {"key": "connection-speed", "type": "definition", "offset": [758, 774]}, {"key": "internet-explorer", "type": "definition", "offset": [814, 831]}, {"key": "mozilla-firefox", "type": "clause", "offset": [871, 886]}, {"key": "apple-safari", "type": "definition", "offset": [935, 947]}, {"key": "responsible-for", "type": "clause", "offset": [1159, 1174]}, {"key": "the-purchase", "type": "clause", "offset": [1175, 1187]}, {"key": "maintenance-of-the", "type": "clause", "offset": [1234, 1252]}, {"key": "internet-access-service", "type": "clause", "offset": [1281, 1304]}, {"key": "your-access", "type": "clause", "offset": [1308, 1319]}, {"key": "related-costs", "type": "clause", "offset": [1340, 1353]}, {"key": "protection-and-maintenance", "type": "clause", "offset": [1392, 1418]}, {"key": "institution-shall", "type": "clause", "offset": [1452, 1469]}, {"key": "responsibility-for", "type": "clause", "offset": [1478, 1496]}, {"key": "other-defects", "type": "clause", "offset": [1524, 1537]}, {"key": "hardware-and-software", "type": "clause", "offset": [1639, 1660]}, {"key": "add-to", "type": "clause", "offset": [1669, 1675]}, {"key": "software-programs", "type": "definition", "offset": [1696, 1713]}, {"key": "agreement-or", "type": "definition", "offset": [1773, 1785]}, {"key": "product-schedule", "type": "definition", "offset": [1801, 1817]}, {"key": "sole-discretion", "type": "definition", "offset": [1825, 1840]}, {"key": "without-notice", "type": "clause", "offset": [1845, 1859]}, {"key": "services-rendered", "type": "definition", "offset": [1870, 1887]}, {"key": "to-maintain", "type": "clause", "offset": [1979, 1990]}, {"key": "at-any-time", "type": "clause", "offset": [2050, 2061]}, {"key": "account-access", "type": "definition", "offset": [2063, 2077]}, {"key": "our-website", "type": "definition", "offset": [2113, 2124]}, {"key": "your-login-credentials", "type": "clause", "offset": [2197, 2219]}, {"key": "access-to-online-services", "type": "clause", "offset": [2235, 2260]}, {"key": "unique-identifying-information", "type": "definition", "offset": [2282, 2312]}, {"key": "your-identity", "type": "clause", "offset": [2324, 2337]}, {"key": "gain-access", "type": "definition", "offset": [2374, 2385]}, {"key": "services-and", "type": "clause", "offset": [2396, 2408]}, {"key": "at-all-times", "type": "definition", "offset": [2437, 2449]}, {"key": "recommended-that-you", "type": "clause", "offset": [2457, 2477]}, {"key": "the-assistance", "type": "clause", "offset": [2541, 2555]}, {"key": "customer-service", "type": "clause", "offset": [2563, 2579]}, {"key": "security-requirements", "type": "clause", "offset": [2599, 2620]}, {"key": "security-measures", "type": "definition", "offset": [2658, 2675]}, {"key": "to-ensure", "type": "clause", "offset": [2693, 2702]}, {"key": "security-of-online-services", "type": "clause", "offset": [2707, 2734]}], "samples": [{"hash": "9qxRXRkIEEW", "uri": "/contracts/9qxRXRkIEEW#electronic-check", "label": "Online Banking Agreement", "score": 35.518087395, "published": true}, {"hash": "8c1sBAPk0qR", "uri": "/contracts/8c1sBAPk0qR#electronic-check", "label": "Online Banking Agreement", "score": 33.7877666641, "published": true}], "snippet": "refers to an electronic image of, and electronic information derived from, a paper check or paper returned check, respectively, that - (1) is sent to a receiving bank pursuant to an agreement between the sender and the receiving bank; and (2) conforms with ANS X9.100-187, unless the Board by rule or order determines that a different standard applies or the parties otherwise agree. In order to use the Services, you must first obtain your own personal Access Device with Internet connection capability and related equipment (the \u201cHardware\u201d). You also must provide the type of Internet access required by the Hardware and/or Software, which requires a web browser with Java scripting capabilities and 128-bit SSL encryption. Also recommended is an internet connection speed of Cable, DSL, T1 or higher, Microsoft Internet Explorer\u00ae Version 11.0 or higher (for Windows), Mozilla Firefox\u00ae Version 57 64- Bit0 or higher (for Windows) or Apple Safari\u00ae Version 10.0 or higher (for Mac OS). Once the Hardware has been properly connected and any required Internet access has been established, you will be able to access the Services. You are and will remain solely responsible for the purchase, hookup, installation, loading, operation and maintenance of the Hardware, Software, and the Internet access service to your Access Device, and for all related costs. You are solely responsible for virus protection and maintenance of your Access Device. Financial Institution shall have no responsibility for failures, interruption, or other defects in the Services, which are occasioned by incompatible, improperly installed or improperly maintained hardware and software. We may add to, modify, or replace software programs used in conjunction with providing the Services under this Agreement or any applicable Product Schedule at our sole discretion and without notice, provided Services rendered to you are not substantially negatively affected or obligations altered. If you decide not to maintain such hardware and software, you may cancel Online Services at any time. Account Access. You may access your Account(s) at our website, \u2587\u2587\u2587.\u2587\u2587\u2587\u2587\u2587\u2587\u2587.\u2587\u2587\u2587. You must follow all necessary instructions and obtain your Login Credentials before gaining access to Online Services. We may also utilize unique identifying information to confirm your identity. Your Login Credentials are used to gain access to Online Services and should be kept confidential at all times. It is recommended that you change your Login Credentials through Online Services, or with the assistance of our customer service, as allowed by our security requirements. There may be additional or optional security measures instituted by us to ensure the security of Online Services.", "hash": "30640f9e89b244309789a6c66a2d9ca7", "id": 3}, {"size": 2, "snippet_links": [{"key": "debit-transaction", "type": "definition", "offset": [23, 40]}], "samples": [{"hash": "6gck63uz5Pp", "uri": "https://www.leg.state.nv.us/Register/2005Register/R062-05I.pdf", "label": "www.leg.state.nv.us", "score": 3.0, "published": false}, {"hash": "bykBht6D9D6", "uri": "https://www.leg.state.nv.us/Division/Legal/LawLibrary/Register/2005TempRegister/T050-05A.pdf", "label": "www.leg.state.nv.us", "score": 2.0, "published": false}], "snippet": "(E-Check) means an ACH debit transaction.", "hash": "2a83a2af52919c0fca1aa2d3b61ded6d", "id": 4}, {"size": 2, "snippet_links": [{"key": "original-check", "type": "definition", "offset": [38, 52]}], "samples": [{"hash": "c9RLb8Ks9rV", "uri": "/contracts/c9RLb8Ks9rV#electronic-check", "label": "Commercial Deposit Account & Savings Account Agreement", "score": 36.2503769378, "published": true}, {"hash": "313IXFkSvw6", "uri": "/contracts/313IXFkSvw6#electronic-check", "label": "Commercial Deposit Account & Savings Account Agreement", "score": 35.4804966795, "published": true}], "snippet": "means a digital representation of the Original Check.", "hash": "c5a50f0b8520d37dbed2aadcdc14d504", "id": 5}, {"size": 2, "snippet_links": [{"key": "electronic-image", "type": "definition", "offset": [9, 25]}, {"key": "electronic-information", "type": "definition", "offset": [34, 56]}, {"key": "paper-check", "type": "definition", "offset": [72, 83]}], "samples": [{"hash": "8MvnZtfHmrC", "uri": "/contracts/8MvnZtfHmrC#electronic-check", "label": "Banking Services Agreement", "score": 26.8617385352, "published": true}], "snippet": "means an electronic image of, and electronic information derived from a paper check.", "hash": "4fc10bfc2d8c1fa236f7a7f97ed60e84", "id": 6}, {"size": 1, "snippet_links": [{"key": "the-definition", "type": "definition", "offset": [10, 24]}, {"key": "regulation-cc", "type": "definition", "offset": [37, 50]}, {"key": "availability-of-funds", "type": "clause", "offset": [53, 74]}, {"key": "collection-of-checks", "type": "clause", "offset": [79, 99]}, {"key": "electronic-image", "type": "definition", "offset": [101, 117]}, {"key": "electronic-information", "type": "definition", "offset": [126, 148]}, {"key": "paper-check", "type": "definition", "offset": [165, 176]}, {"key": "returned-check", "type": "definition", "offset": [186, 200]}, {"key": "receiving-bank", "type": "definition", "offset": [239, 253]}, {"key": "agreement-between", "type": "clause", "offset": [269, 286]}, {"key": "the-receiving", "type": "clause", "offset": [302, 315]}, {"key": "the-board", "type": "clause", "offset": [367, 376]}, {"key": "the-parties", "type": "clause", "offset": [442, 453]}, {"key": "in-order-to", "type": "clause", "offset": [471, 482]}, {"key": "access-device", "type": "definition", "offset": [541, 554]}, {"key": "internet-connection", "type": "definition", "offset": [560, 579]}, {"key": "related-equipment", "type": "definition", "offset": [595, 612]}, {"key": "provide-the", "type": "clause", "offset": [645, 656]}, {"key": "type-of", "type": "definition", "offset": [657, 664]}, {"key": "required-by", "type": "definition", "offset": [681, 692]}, {"key": "web-browser", "type": "definition", "offset": [740, 751]}, {"key": "ssl-encryption", "type": "clause", "offset": [797, 811]}, {"key": "connection-speed", "type": "definition", "offset": [845, 861]}, {"key": "internet-explorer", "type": "definition", "offset": [901, 918]}, {"key": "mozilla-firefox", "type": "clause", "offset": [958, 973]}, {"key": "apple-safari", "type": "definition", "offset": [1021, 1033]}, {"key": "responsible-for", "type": "clause", "offset": [1245, 1260]}, {"key": "the-purchase", "type": "clause", "offset": [1261, 1273]}, {"key": "maintenance-of-the", "type": "clause", "offset": [1320, 1338]}, {"key": "internet-access-service", "type": "clause", "offset": [1367, 1390]}, {"key": "your-access", "type": "clause", "offset": [1394, 1405]}, {"key": "related-costs", "type": "clause", "offset": [1426, 1439]}, {"key": "protection-and-maintenance", "type": "clause", "offset": [1478, 1504]}, {"key": "institution-shall", "type": "clause", "offset": [1538, 1555]}, {"key": "responsibility-for", "type": "clause", "offset": [1564, 1582]}, {"key": "other-defects", "type": "clause", "offset": [1609, 1622]}, {"key": "hardware-and-software", "type": "clause", "offset": [1724, 1745]}, {"key": "the-financial-institution", "type": "clause", "offset": [1747, 1772]}, {"key": "add-to", "type": "clause", "offset": [1777, 1783]}, {"key": "software-programs", "type": "definition", "offset": [1804, 1821]}, {"key": "agreement-or", "type": "definition", "offset": [1881, 1893]}, {"key": "product-schedule", "type": "definition", "offset": [1909, 1925]}, {"key": "sole-discretion", "type": "definition", "offset": [1933, 1948]}, {"key": "without-notice", "type": "clause", "offset": [1953, 1967]}, {"key": "services-rendered", "type": "definition", "offset": [1978, 1995]}, {"key": "from-time-to-time", "type": "clause", "offset": [2069, 2086]}, {"key": "you-agree", "type": "clause", "offset": [2183, 2192]}, {"key": "participate-in", "type": "definition", "offset": [2207, 2221]}, {"key": "to-maintain", "type": "clause", "offset": [2256, 2267]}, {"key": "at-any-time", "type": "clause", "offset": [2327, 2338]}, {"key": "account-access", "type": "definition", "offset": [2340, 2354]}, {"key": "your-login-credentials", "type": "clause", "offset": [2503, 2525]}, {"key": "access-to-online-services", "type": "clause", "offset": [2541, 2566]}, {"key": "unique-identifying-information", "type": "definition", "offset": [2588, 2618]}, {"key": "your-identity", "type": "clause", "offset": [2630, 2643]}, {"key": "gain-access", "type": "definition", "offset": [2680, 2691]}, {"key": "services-and", "type": "clause", "offset": [2702, 2714]}, {"key": "at-all-times", "type": "definition", "offset": [2743, 2755]}, {"key": "recommended-that-you", "type": "clause", "offset": [2763, 2783]}, {"key": "the-assistance", "type": "clause", "offset": [2847, 2861]}, {"key": "customer-service", "type": "clause", "offset": [2869, 2885]}, {"key": "security-requirements", "type": "clause", "offset": [2905, 2926]}, {"key": "security-measures", "type": "definition", "offset": [2964, 2981]}, {"key": "to-ensure", "type": "clause", "offset": [2999, 3008]}, {"key": "security-of-online-services", "type": "clause", "offset": [3013, 3040]}], "samples": [{"hash": "6SEnw8L5JMH", "uri": "/contracts/6SEnw8L5JMH#electronic-check", "label": "Online Banking Agreement", "score": 26.3579739904, "published": true}], "snippet": "refers to the definition provided in Regulation CC \u2013 Availability of Funds and Collection of Checks: electronic image of, and electronic information derived from, a paper check or paper returned check, respectively, that\u2014 (1) is sent to a receiving bank pursuant to an agreement between the sender and the receiving bank; and (2) conforms with ANS X9.100-187, unless the Board by rule or order determines that a different standard applies or the parties otherwise agree. In order to use the Services, you must first obtain your own personal Access Device with Internet connection capability and related equipment (the \u201cHardware\u201d). You also must provide the type of Internet access required by the Hardware and/or Software, which requires a web browser with Java scripting capabilities and 128-bit SSL encryption. Also recommended is an internet connection speed of Cable, DSL, T1 or higher, Microsoft Internet Explorer\u00ae Version 11.0 or higher (for Windows), Mozilla Firefox\u00ae Version 57 64-Bit0 or higher (for Windows) or Apple Safari\u00ae Version 10.0 or higher (for Mac OS). Once the Hardware has been properly connected and any required Internet access has been established, you will be able to access the Services. You are and will remain solely responsible for the purchase, hookup, installation, loading, operation and maintenance of the Hardware, Software, and the Internet access service to your Access Device, and for all related costs. You are solely responsible for virus protection and maintenance of your Access Device. Financial Institution shall have no responsibility for failures, interruption or other defects in the Services, which are occasioned by incompatible, improperly installed or improperly maintained hardware and software. The Financial Institution may add to, modify, or replace software programs used in conjunction with providing the Services under this Agreement or any applicable Product Schedule at its sole discretion and without notice, provided Services rendered to you are not substantially negatively affected or obligations altered. From time to time the Financial Institution may deem it necessary to hold training or retraining classes for you. You agree that you will participate in such training.. If you decide not to maintain such hardware and software, you may cancel Online Services at any time. ACCOUNT ACCESS. You may access your Account(s) at Merchants & Manufacturers Bank's website, \u2587\u2587\u2587.\u2587-\u2587\u2587\u2587\u2587\u2587.\u2587\u2587\u2587. You must follow all necessary instructions and obtain your Login Credentials before gaining access to Online Services. We may also utilize unique identifying information to confirm your identity. Your Login Credentials are used to gain access to Online Services and should be kept confidential at all times. It is recommended that you change your Login Credentials through Online Services, or with the assistance of our customer service, as allowed by our security requirements. There may be additional or optional security measures instituted by us to ensure the security of Online Services.", "hash": "afb621044921c5ea98f4b59465c47a78", "id": 7}, {"size": 1, "snippet_links": [{"key": "the-definition", "type": "definition", "offset": [10, 24]}, {"key": "regulation-cc", "type": "definition", "offset": [37, 50]}, {"key": "availability-of-funds", "type": "clause", "offset": [53, 74]}, {"key": "collection-of-checks", "type": "clause", "offset": [79, 99]}, {"key": "electronic-image", "type": "definition", "offset": [101, 117]}, {"key": "electronic-information", "type": "definition", "offset": [126, 148]}, {"key": "paper-check", "type": "definition", "offset": [165, 176]}, {"key": "returned-check", "type": "definition", "offset": [186, 200]}, {"key": "receiving-bank", "type": "definition", "offset": [239, 253]}, {"key": "agreement-between", "type": "clause", "offset": [269, 286]}, {"key": "the-receiving", "type": "clause", "offset": [302, 315]}, {"key": "the-board", "type": "clause", "offset": [367, 376]}, {"key": "the-parties", "type": "clause", "offset": [442, 453]}, {"key": "account-access", "type": "definition", "offset": [471, 485]}, {"key": "financial-institution-name", "type": "definition", "offset": [521, 547]}, {"key": "your-login-credentials", "type": "clause", "offset": [640, 662]}, {"key": "access-to-online-services", "type": "clause", "offset": [678, 703]}, {"key": "unique-identifying-information", "type": "definition", "offset": [725, 755]}, {"key": "your-identity", "type": "clause", "offset": [767, 780]}, {"key": "gain-access", "type": "definition", "offset": [817, 828]}, {"key": "services-and", "type": "clause", "offset": [839, 851]}, {"key": "at-all-times", "type": "definition", "offset": [880, 892]}, {"key": "recommended-that-you", "type": "clause", "offset": [900, 920]}, {"key": "the-assistance", "type": "clause", "offset": [984, 998]}, {"key": "customer-service", "type": "clause", "offset": [1006, 1022]}, {"key": "security-requirements", "type": "clause", "offset": [1042, 1063]}, {"key": "security-measures", "type": "definition", "offset": [1101, 1118]}, {"key": "to-ensure", "type": "clause", "offset": [1136, 1145]}, {"key": "security-of-online-services", "type": "clause", "offset": [1150, 1177]}], "samples": [{"hash": "d5YVvNwecqX", "uri": "/contracts/d5YVvNwecqX#electronic-check", "label": "Online Banking Agreement", "score": 24.3921971253, "published": true}], "snippet": "refers to the definition provided in Regulation CC \u2013 Availability of Funds and Collection of Checks: electronic image of, and electronic information derived from, a paper check or paper returned check, respectively, that\u2014\n(1) is sent to a receiving bank pursuant to an agreement between the sender and the receiving bank; and (2) conforms with ANS X9.100-187, unless the Board by rule or order determines that a different standard applies or the parties otherwise agree. ACCOUNT ACCESS. You may access your Account(s) at Financial Institution Name's website, \u2587\u2587\u2587.\u2587\u2587\u2587\u2587.\u2587\u2587\u2587/\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587. You must follow all necessary instructions and obtain your Login Credentials before gaining access to Online Services. We may also utilize unique identifying information to confirm your identity. Your Login Credentials are used to gain access to Online Services and should be kept confidential at all times. It is recommended that you change your Login Credentials through Online Services, or with the assistance of our customer service, as allowed by our security requirements. There may be additional or optional security measures instituted by us to ensure the security of Online Services.", "hash": "7e09e2e9d045de12ebdec177ae4a87a9", "id": 8}, {"size": 1, "snippet_links": [{"key": "electronic-image", "type": "definition", "offset": [10, 26]}, {"key": "electronic-information", "type": "definition", "offset": [35, 57]}, {"key": "paper-check", "type": "definition", "offset": [74, 85]}, {"key": "substitute-check", "type": "definition", "offset": [273, 289]}, {"key": "directly-or-indirectly", "type": "clause", "offset": [311, 333]}, {"key": "to-the-bank", "type": "clause", "offset": [334, 345]}, {"key": "original-paper", "type": "clause", "offset": [359, 373]}, {"key": "paying-bank", "type": "definition", "offset": [488, 499]}, {"key": "electronic-file", "type": "definition", "offset": [541, 556]}, {"key": "the-paying", "type": "definition", "offset": [599, 609]}], "samples": [{"hash": "fL8RuFXsTrU", "uri": "/contracts/fL8RuFXsTrU#electronic-check", "label": "Digital Banking Agreement", "score": 32.4158301179, "published": true}], "snippet": "means the electronic image of, and electronic information derived from, a paper check. After we receive your transmission, we will review each Electronic Check. For each Electronic Check that we determine is eligible for processing as described below, we will:\na. Create a substitute check that we will present directly or indirectly to the bank on which the original paper check to which the Electronic Check relates is drawn, or at or through which the paper check is payable (each, a \u201cPaying Bank\u201d);\nb. Include the Electronic Check in an electronic file for presentment directly or indirectly to the Paying Bank; or\nc. Present or post any Electronic Check for which we are the Paying Bank.", "hash": "55c51bcb604217215f25e0963825962b", "id": 9}, {"size": 1, "snippet_links": [{"key": "the-definition", "type": "definition", "offset": [10, 24]}, {"key": "regulation-cc", "type": "definition", "offset": [37, 50]}, {"key": "availability-of-funds", "type": "clause", "offset": [53, 74]}, {"key": "collection-of-checks", "type": "clause", "offset": [79, 99]}, {"key": "electronic-image", "type": "definition", "offset": [101, 117]}, {"key": "electronic-information", "type": "definition", "offset": [126, 148]}, {"key": "paper-check", "type": "definition", "offset": [165, 176]}, {"key": "returned-check", "type": "definition", "offset": [186, 200]}, {"key": "receiving-bank", "type": "definition", "offset": [239, 253]}, {"key": "agreement-between", "type": "clause", "offset": [269, 286]}, {"key": "the-receiving", "type": "clause", "offset": [302, 315]}, {"key": "the-board", "type": "clause", "offset": [367, 376]}, {"key": "the-parties", "type": "clause", "offset": [442, 453]}, {"key": "personal-computer", "type": "definition", "offset": [475, 492]}, {"key": "other-device", "type": "definition", "offset": [496, 508]}, {"key": "capable-of", "type": "definition", "offset": [509, 519]}, {"key": "the-internet", "type": "clause", "offset": [530, 542]}, {"key": "web-browser", "type": "definition", "offset": [547, 558]}, {"key": "to-receive", "type": "definition", "offset": [639, 649]}, {"key": "portable-document-format", "type": "clause", "offset": [661, 685]}, {"key": "operating-system", "type": "definition", "offset": [765, 781]}, {"key": "internet-access", "type": "definition", "offset": [786, 801]}, {"key": "to-maintain", "type": "clause", "offset": [951, 962]}, {"key": "hardware-and-software", "type": "clause", "offset": [968, 989]}, {"key": "online-services", "type": "clause", "offset": [1006, 1021]}, {"key": "at-any-time", "type": "clause", "offset": [1022, 1033]}], "samples": [{"hash": "l5vBBfpQfFC", "uri": "/contracts/l5vBBfpQfFC#electronic-check", "label": "Online Banking Agreement", "score": 26.832991102, "published": true}], "snippet": "refers to the definition provided in Regulation CC \u2014 Availability of Funds and Collection of Checks: electronic image of, and electronic information derived from, a paper check or paper returned check, respectively, that\u2014 (1) is sent to a receiving bank pursuant to an agreement between the sender and the receiving bank; and (2) conforms with ANS X9.100-187, unless the Board by rule or order determines that a different standard applies or the parties otherwise agree. \uf0b7 A personal computer or other device capable of accessing the internet \uf0b7 A web browser which supports 128-bit SSL encrypted communications \uf0b7 Software that permits you to receive and access Portable Document Format (PDF) files, such as Adobe Acrobat Reader version 6.0 or higher. \uf0b7 A computer, operating system and internet access capable of receiving, accessing, displaying and either printing or electronically storing Communications provided by Centric Bank. If you decide not to maintain such hardware and software, you may cancel Online Services at any time.", "hash": "b49cdc32054328170429023deaa6b22f", "id": 10}], "next_curs": "Cl0SV2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjkLEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIZZWxlY3Ryb25pYy1jaGVjayMwMDAwMDAwYQyiAQJlbhgAIAA=", "definition": {"size": 30, "title": "Electronic Check", "snippet": "is a demand debit you authorize us to make from your Payment Account on your behalf based on your Payment Instructions.", "id": "electronic-check", "examples": ["You may authorize a merchant or other payee to make a one-time <strong>Electronic Check</strong> Transaction from your checking account using information from your check to (1) pay for purchases or (2) pay bills.", "You may make <strong>Electronic Check</strong> Transactions only to the extent that you have available funds in your checking account.", "If you request a Stop Payment Order on an <strong>Electronic Check</strong> Conversion or other one-time debit transfer, we must receive the request, orally or in a record or writing, in a period of time that provides us a reasonable opportunity to act on it prior to acting on the debit entry, otherwise the Stop Payment Order shall be of no effect.", "<strong>Electronic Check</strong> Transactions may only be made from your checking account.", "You authorize us to honor any <strong>electronic check</strong> conversion transaction and re-presented check fee debit transactions you authorize (&quot;<strong>Electronic Check</strong> Transactions&quot;).", "<strong>Electronic Check</strong> Transactions may be made from your checking account only.", "Failure to provide the signed <strong>Electronic Check</strong> Authorization Receipt to SPS-EFT will result in cessation of collection efforts, and SPS-EFT will be entitled to immediately debit Merchant\u2019s account for any previously processed and returned transactions.", "This process is known as an &quot;<strong>Electronic Check</strong> Conversion.&quot; <strong>Electronic Check</strong> Conversions are transactions that are regulated by the Electronic Funds Transfer Act.", "When you or any person with authority authorize any <strong>Electronic Check</strong> you agree: (1) that we may pay the item as submitted to us; (2) that you shall be solely responsible for all information transmitted regarding such item(s) including but not limited to the payee(s) the amount(s) of the item(s), and endorsements or the lack thereof; and (3) you agree to indemnify us for all losses we incur in connection with any <strong>Electronic Check</strong> you authorize.", "Customer shall not export, re-export or otherwise transfer, directly or indirectly, the Software or any portion thereof to any location outside the United States without first complying with all applicable foreign and United States federal, state and <strong>Electronic Check</strong> Processing Agreement local laws, rules, regulations or controls (including without limitation those regarding import, export, marketing, distribution or use of software programs)."], "related": [["electronic-cigarette", "Electronic cigarette", "Electronic cigarette"], ["electronic-copy", "Electronic Copy", "Electronic Copy"], ["electronic-cleaner", "Electronic cleaner", "Electronic cleaner"], ["electronic-coupon", "Electronic Coupon", "Electronic Coupon"], ["electronic-converter", "Electronic converter", "Electronic converter"]], "related_snippets": [], "updated": "2025-07-06T21:55:40+00:00"}, "json": true, "cursor": ""}}