Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus 180 days of dividends on the amount withdrawn. Renewal Policies. Your Account will renew automatically upon maturity and You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may make withdrawals from Your Account without penalty.
Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with terms to maturity of 12 months or less, the amount of the penalty imposed will equal 90 days' dividends. For Accounts with terms to maturity greater than 12 months, the amount of the penalty imposed will equal 180 days' dividends. Renewal Policies. Following maturity of Your account, You will have a grace period of seven calendar days to make deposits or withdrawals without penalty. All funds that remain on deposit after maturity will be automatically transferred to a regular Certificate Account with the same term to maturity as Your One Time Bump Certificate Account, subject to the terms and conditions of such Account. Your One Time Bump Certificate Account will then be closed. SPECIFIC TERMS APPLICABLE TO YOUR CERTIFICATE ACCOUNT Fixed Rate Information. This Account is subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open this Account, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open. Transaction Limitations. Once Your Account is established You may not make additional deposits into Your Account prior to the Maturity Date. Maturity Date. Your Account will mature after the term indicated on the accompanying Account Disclosure Rate Supplement.
Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus 90 days of dividends on the amount withdrawn. Renewal Policies. Your Account will renew automatically upon maturity and You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR REGULAR SHARE CERTIFICATE (3/6/12 MONTH) ACCOUNTS Tiered Fixed Rate Information. These Accounts are subject to a Tiered Fixed Rate. For the dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure.
Early Withdrawal Provisions. We will impose a penalty if You withdraw any funds before the maturity date. For Accounts with a term to maturity that is 12 months or less, the penalty imposed will equal 90 days' dividends. For Accounts with a term to maturity that is greater than 12 months, the penalty imposed will equal 180 days' dividends. Renewal Policies. Your Account will renew automatically at maturity, You will have a ten-calendar-day grace period following the Maturity Date to make withdrawals and/or deposits without penalty. GENERAL TERMS APPLICABLE TO ALL ACCOUNTS Member in Good Standing. The Account services described in these Agreements And Disclosures are available to those members in good standing with the Credit Union. We reserve the right to suspend services to a member who is not in good standing, which includes members that have: • a delinquent loan. • a primary Share Account balance below the $15.00 minimum. • an unresolved deposited returned check. • unpaid and uncollected credit union fees. • a negative balance on an Account.
Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity equal to or less than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 90 days' dividends. For Accounts with a term to maturity equal to or less than 24 months but greater than six months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 180 days' dividends. For Accounts with a term to maturity greater than 24 months, the penalty imposed will equal the greater of seven days' dividends or all earned dividends, subject to a maximum of 360 days' dividends. Renewal Policies. Your Account will renew automatically at maturity, You will have no grace period following the Maturity Date to make withdrawals and/or deposits without penalty. SPECIFIC TERMS APPLICABLE TO YOUR TRADITIONAL IRA CERTIFICATES, XXXX XXX CERTIFICATES, ESA CERTIFICATES, AND SEP IRA CERTIFICATES Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open these Accounts, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed annual percentage yield and to keep Your Account open.
Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus 180 days of dividends on the amount withdrawn. Renewal Policies. Your Account will renew automatically upon maturity and You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR SHARE IRA MONEY MARKET ACCOUNT Tiered Variable Rate Information. This Account is subject to a Tiered Variable Rate. For the current dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure. Transaction Limitations. Individual Retirement Accounts are also subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see Your IRA Agreement or Your tax advisor for additional information. SPECIFIC TERMS APPLICABLE TO YOUR IRA SHARE CERTIFICATE (12/18/24/30/36/48/60) MONTH ACCOUNT Tiered Fixed Rate Information. This Account is subject to a Tiered Fixed Rate. For the dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure.
Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus all dividends accrued, and Your Account will be closed. Renewal Policies. Your Account will renew automatically upon maturity. There is no grace period following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR HOLIDAY CLUB SHARE CERTIFICATE ACCOUNT Variable Rate Information. This Account is subject to a Variable Rate. For the dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure. Transaction Limitations. Once Your Account is established, You may not make withdrawals from Your Account prior to the Maturity Date. Maturity Date. Your Account will mature on November 1st of each year, at which time Your balance will be transferred according to the instructions You provide Us.
Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus all dividends accrued, and Your Account will be closed. Renewal Policies. Your Account will renew automatically upon maturity. There is no grace period following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR REGULAR CERTIFICATE (1 MONTH) ACCOUNTS Fixed Rate Information. These Accounts are subject to a Fixed Rate. For the dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure.
Early Withdrawal Provisions. We will impose a penalty if You withdraw any funds before the maturity date. For Accounts with a term to maturity that is less than 12 months, the penalty imposed will equal the greater of $25.00 or 90 days' dividends on the amount withdrawn (subject in any event to a minimum of seven days’ dividends during the first six days Your Account is open). For Accounts with a term to maturity that is greater than 11 months and less than 24 months, the penalty imposed will equal the greater of $50.00 or 180 days' dividends on the amount withdrawn. For Accounts with a term to maturity that is greater than 23 months, the penalty imposed will equal the greater of $100.00 or 365 days' dividends on the amount withdrawn. Renewal Policies. Depending on the manner that You specify at the time You establish Your Account, You will select whether Your Account will or will not automatically renew at maturity. If You choose for Your Account to renew automatically at maturity, You will have a grace period of 10 calendar days following the Maturity Date to make withdrawals and/or deposits without penalty. If You choose for Your Account not to renew automatically at maturity, You will select from the following options: (i) a check with the funds then on deposits will be sent to the address We have on file for You; or (ii) the funds then on deposits will be transferred to Your share Account or to another account You have selected. GENERAL TERMS APPLICABLE TO ALL ACCOUNTS Member in Good Standing. The Account services described in these Agreements and Disclosures are available to those members in good standing with the Credit Union. We reserve the right to suspend services to a member who is not in good standing, which includes, but is not limited to members that: • do not maintain an open credit account or deposit Account after paying a $5.00 non-refundable membership fee. • have a delinquent loan. • have an unresolved deposited returned check. • have unpaid and uncollected credit union fees. • have a negative balance on an Account. • failed to comply with the terms and conditions of any lawful obligation with Us, and as a result, caused Us to suffer a financial loss. • manipulated or otherwise used Our services or products in the furtherance of an illegal purpose. • committed, or threatened, acts of violence against Our employees, agents or members. • failed to conduct themselves in a civil and businesslike manner. • committed or attempted to commit fraud Nonsufficient Funds Return...
Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. For Accounts with a term to maturity less than or equal to 3 months, the penalty imposed will equal all accrued dividends (except to the extent that the penalty will equal 7 days' dividends if such withdrawal occurs within 7 days of Account opening). For Accounts with a term to maturity greater than 3 months but less than or equal to 18 months, the penalty imposed will equal 90 days’ dividends. For Accounts with a term to maturity greater than 18 months but less than or equal to 24 months, the penalty imposed will equal 180 days’ dividends. For Accounts with a term to maturity greater than 24 months, the penalty imposed will equal 365 days’ dividends. Renewal Policies. Your Account will renew automatically at maturity. You will have a grace period of 10 calendar days to make deposits or withdrawals without penalty. SPECIFIC TERMS APPLICABLE TO YOUR PROMOTIONAL TERM SHARE CERTIFICATE ACCOUNT Fixed Rate Information. This Account is subject to a Fixed Rate. For the current dividend rate and corresponding APY, refer to the accompanying Account Disclosure Rate Supplement which We have included with and made a part of this Disclosure. Minimum Balance Requirements. For the minimum balance required to open this Account, refer to the accompanying Account Disclosure Rate Supplement. You must maintain a balance equal to the minimum balance required to open Your Account each day to obtain the disclosed APY and to keep Your Account open. Transaction Limitations. The initial deposit must consist of funds not previously on deposit with Us. Once Your Account is established, You may not make additional deposits prior to the Maturity Date. Maturity Date. Your Account will mature after the term indicated on the accompanying Account Disclosure Rate Supplement.
