Debt Collection Letter definition
Debt Collection Letter means a written communication sent to a consumer that represents, expressly or by implication, that the consumer owes an unpaid balance in an amount indicated in the letter. Debt Collection Letter excludes timely debt validation notices sent pursuant to 15 U.S. Code § 1692g(a), letters from Respondent confirming receipt of payment (letter 1021) sent to consumers who affirmatively contacted Respondent to set up a payment after disputing a debt, and payment reminder letters (letter 910) sent in response to a consumer’s express authorization for payment.
Debt Collection Letter means a written communication sent to a consumer that represents, expressly or by implication, that the consumer owes an unpaid balance in an amount indicated in the letter.