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foreclosure or in lieu of foreclosure, including in-substance foreclosures, and all other assets currently held that were acquired through foreclosure or in lieu of foreclosure.", "size": 223, "id": "criticized", "examples": ["None of the counterparties to any contract or agreement with respect to any such instrument is in default with respect to such contract or agreement and no such contract or agreement, were it to be a Loan (as defined below) held by the Company or any of its Subsidiaries, would be classified as &quot;Other Loans Specially Mentioned&quot;, &quot;Special Mention&quot;, &quot;Substandard&quot;, &quot;Doubtful&quot;, &quot;Loss&quot;, &quot;Classified&quot;, &quot;<strong>Criticized</strong>&quot;, &quot;Credit Risk Assets&quot;, &quot;Concerned Loans&quot; or words of similar import.", "As of December 31, 2006, the Company and its Subsidiaries, taken as a whole, did not have outstanding Loans and assets classified as \u201cOther Real Estate Owned\u201d with an aggregate then outstanding, fully committed principal amount in excess of that amount set forth on Section 5.16(a) of the Company Disclosure Schedule, net of specific reserves with respect to such Loans and assets, that were designated as of such date by the Company as the Company <strong>Criticized</strong> Assets.", "None of the counterparties to any contract or agreement with respect to any such instrument is in default with respect to such contract or agreement and no such contract or agreement, were it to be a Loan (as defined below) held by the Buyer or any of its Subsidiaries, would be classified as &quot;Other Loans Specially Mentioned&quot;, &quot;Special Mention&quot;, &quot;Substandard&quot;, &quot;Doubtful&quot;, &quot;Loss&quot;, &quot;Classified&quot;, &quot;<strong>Criticized</strong>&quot;, &quot;Credit Risk Assets&quot;, &quot;Concerned Loans&quot; or words of similar import.", "None of the counterparties to any contract or agreement with respect to any such instrument is in default with respect to such contract or agreement and no such contract or agreement, were it to be a Loan (as defined below) held by Golden State or any of its Subsidiaries, would be classified as &quot;Other Loans Specially Mentioned&quot;, &quot;Special Mention&quot;, &quot;Substandard&quot;, &quot;Doubtful&quot;, &quot;Loss&quot;, &quot;Classified&quot;, &quot;<strong>Criticized</strong>&quot;, &quot;Credit Risk Assets&quot;, &quot;Concerned Loans&quot; or words of similar import.", "Section 3.26(a)(iii) of the Discover Disclosure Schedule sets forth (A) a summary of <strong>Criticized</strong> Assets as of September 30, 2023, by category of Loan (e.g., student, personal, home, etc.), together with the aggregate principal amount of such Loans by category and the amount of specific reserves with respect to each such category of Loans and (B) each asset of Discover or any of its Subsidiaries that, as of September 30, 2023, is classified as \u201cOther Real Estate Owned\u201d and the book value thereof.", "To Eldorado&#x27;s Knowledge, none of the counterparties to any contract or agreement with respect to any such instrument is in default with respect to such contract or agreement and no such contract or agreement, were it to be a loan held by Eldorado, would be a <strong>Criticized</strong> Asset.", "Section 3.1(x) of the Company Disclosure Schedule sets forth (A) a summary of <strong>Criticized</strong> Assets as of April 30, 2002, by category of Loan (e.g., commercial, consumer, etc.), together with the aggregate principal amount of such Loans by category and (B) each asset of the Company that, as of April 30, 2002, is classified as &quot;Other Real Estate Owned&quot; and the book value thereof.", "The Company has disclosed to Western in writing prior to the date hereof the amounts of all loans, leases, advances, credit enhancements, other extensions of credit, commitments and interest-bearing assets of the Company that as of June 30, 1997 have been classified as &quot;Other Assets Specially Mentioned,&quot; &quot;Substandard,&quot; &quot;Doubtful,&quot; &quot;Loss,&quot; &quot;Classified,&quot; &quot;<strong>Criticized</strong>,&quot; &quot;Credit Risk Assets&quot; or words of similar import.", "CU Bank will promptly inform Home of the amounts and categories of any loans, leases or other extensions of credit that have been classified by any bank regulatory authority or by any unit of CU or CU Bank as &quot;<strong>Criticized</strong>,&quot; &quot;Specially Mentioned,&quot; &quot;Substandard,&quot; &quot;Doubtful,&quot; &quot;Loss&quot; or any comparable classification (&quot;Classified Credits&quot;).", "SJNB will promptly -------------------------------------------- inform GBB of the amounts and categories of any loans, leases or other extensions of credit that have been classified by any bank regulatory authority (and so advised to SJNB by such authority) or by any unit of SJNB or the SJNB Subsidiaries or by any other Person as &quot;<strong>Criticized</strong>,&quot; &quot;Specially Mentioned,&quot; &quot;Substandard,&quot; &quot;Doubtful,&quot; &quot;Loss&quot; or any comparable classification (&quot;Classified Credits&quot;)."], "related": [["disparage", "Disparage", "Disparage"], ["business-relationship-strength", "Business Relationship Strength", "Business Relationship Strength"], ["pool-information", "Pool Information", "Pool Information"], ["special-mention", "Special Mention", "Special Mention"], ["disseminate", "Disseminate", "Disseminate"]], "related_snippets": [], "updated": "2025-07-06T21:58:36+00:00"}, "json": true, "cursor": ""}}