comprehensive coverage definition

comprehensive coverage means coverage for loss or damage other than loss or damage to which collision coverage applies and includes coverage for loss or damage caused by missiles, falling or flying objects, lightning, fire, theft or attempted theft, earthquake, windstorm, hail, rising water, malicious mischief, riot or civil commotion or the stranding, sinking, burning, derailment, upset or collision of a conveyance in or on which a vehicle is being transported on land or water, vandalism and impact with a domestic or wild animal, either living or dead;
comprehensive coverage means insurance against theft or physical damage, other than collision damage, of an insured motor vehicle.
comprehensive coverage is not afforded by this policy. Comprehensive coverage typically covers an insured for property damage to the insured’s own vehicle(s) incurred due to theft, wind or storm.