{"component": "definition", "props": {"groups": [{"snippet_links": [], "snippet": "means the Check Clearing for the 21st Century Act.", "size": 75, "samples": [{"hash": "fVzRa0DfxNd", "uri": "/contracts/fVzRa0DfxNd#check-21", "label": "Mobile Remote Deposit Capture Agreement", "score": 36.3882830466, "published": true}, {"hash": "10lTMH7zjbs", "uri": "/contracts/10lTMH7zjbs#check-21", "label": "Remote Device Application Agreement and Online and Mobile Banking Agreement", "score": 36.0107154846, "published": true}, {"hash": "6pR4UWxegsh", "uri": "/contracts/6pR4UWxegsh#check-21", "label": "Internet Banking Service and Mobile Banking Service Agreement", "score": 33.9340629578, "published": true}], "hash": "195173781e377173bab412f2cc9ffe04", "id": 1}, {"snippet_links": [{"key": "regulation-cc", "type": "definition", "offset": [97, 110]}, {"key": "to-the-extent", "type": "clause", "offset": [116, 129]}], "snippet": "means the Check Clearing for the 21st Century Act, as well as Subpart D of Federal Reserve Board Regulation CC, and to the extent applicable, Subpart A.", "size": 45, "samples": [{"hash": "gxUUbvXRoMM", "uri": "/contracts/gxUUbvXRoMM#check-21", "label": "Mobile Check Deposit Agreement", "score": 34.9993743896, "published": true}, {"hash": "3UznMhiTyke", "uri": "/contracts/3UznMhiTyke#check-21", "label": "Online Deposit Services Agreement", "score": 33.8026695251, "published": true}, {"hash": "kKyy6dbznXR", "uri": "/contracts/kKyy6dbznXR#check-21", "label": "Mobile Check Deposit Agreement", "score": 31.3609371185, "published": true}], "hash": "9e34bd3f8bed66a1a25b9049c081d7f2", "id": 2}, {"snippet_links": [{"key": "located-in", "type": "definition", "offset": [112, 122]}, {"key": "regulation-cc", "type": "definition", "offset": [158, 171]}, {"key": "provisions-of", "type": "clause", "offset": [218, 231]}], "snippet": "The Check Clearing for the 21st Century Act, 12 U.S.C. 5001 et. seq., and the implementing Check 21 regulations located in Subpart D to Federal Reserve Board Regulation CC, 12 C.F.R. 229 et. seq., and other applicable provisions of Regulation CC.", "size": 10, "samples": [{"hash": "aLCkULVr7DJ", "uri": "/contracts/aLCkULVr7DJ#check-21", "label": "Mobile Deposit Agreement", "score": 34.2330741882, "published": true}, {"hash": "kehVjv4KLiD", "uri": "/contracts/kehVjv4KLiD#check-21", "label": "Remote Deposit Capture Agreement", "score": 29.3417739868, "published": true}, {"hash": "8xqpt5HW0ee", "uri": "/contracts/8xqpt5HW0ee#check-21", "label": "Remote Deposit Capture Agreement", "score": 28.7313423157, "published": true}], "hash": "bbd472c0fdc49f668880f67f0e1901b7", "id": 3}, {"snippet_links": [{"key": "file-type", "type": "definition", "offset": [97, 106]}, {"key": "approved-by", "type": "definition", "offset": [147, 158]}, {"key": "federal-reserve", "type": "definition", "offset": [163, 178]}, {"key": "the-act", "type": "clause", "offset": [201, 208]}, {"key": "financial-institutions", "type": "definition", "offset": [226, 248]}, {"key": "refer-to", "type": "clause", "offset": [259, 267]}, {"key": "type-of", "type": "definition", "offset": [273, 280]}, {"key": "check-transaction", "type": "definition", "offset": [281, 298]}, {"key": "cash-letters", "type": "clause", "offset": [335, 347]}], "snippet": "refers to the Check Clearing Act of the 21st Century. It may also be used to describe a specific file type (usually preceded by the reference: X9) approved by the Federal Reserve whereby the intent of the act may be achieved. Financial institutions sometimes refer to this type of check transaction as: \u201cCheck 21\u201d or \u201cX9.37\u201d or \u201cImage Cash Letters\u201d or \u201cPaper Based (electronic) Transactions\u201d.", "size": 8, "samples": [{"hash": "a9sSupbjPO", "uri": "/contracts/a9sSupbjPO#check-21", "label": "Merchant Processing Agreement", "score": 35.4784164429, "published": true}, {"hash": "iJEUCp21dsx", "uri": "/contracts/iJEUCp21dsx#check-21", "label": "Merchant Processing Agreement", "score": 34.475528717, "published": true}, {"hash": "gUfo6fRUwRQ", "uri": "/contracts/gUfo6fRUwRQ#check-21", "label": "Merchant Agreement", "score": 31.7085819244, "published": true}], "hash": "332e7437a824e352b9b54188b945f495", "id": 4}, {"snippet_links": [{"key": "from-time-to-time", "type": "clause", "offset": [72, 89]}], "snippet": "means the Check Clearing for the 21st Century Act, which may be amended from time to time.", "size": 8, "samples": [{"hash": "4xAUVa2nGnl", "uri": "https://assets.contentstack.io/v3/assets/blt12844f397ad182a6/blt061465314c2c6f20/67d09cf173bbb636a3258d28/terms-business.pdf", "label": "assets.contentstack.io", "score": 18.1616794099, "published": false}, {"hash": "6oQMiKQ7lUZ", "uri": "https://assets.contentstack.io/v3/assets/blt12844f397ad182a6/blt061465314c2c6f20/677698bc9335677b154148bc/terms-business.pdf", "label": "assets.contentstack.io", "score": 18.008310318, "published": false}, {"hash": "htybkE5fBdw", "uri": "https://www.everbank.com/media_library/tiaabank/_shared/pdf/terms-business.pdf?r=www.tiaabank.com", "label": "www.everbank.com", "score": 17.8863143921, "published": false}], "hash": "4a682c92aa3fd6e46e954cb3ac1edd42", "id": 5}, {"snippet_links": [{"key": "pertaining-to", "type": "definition", "offset": [66, 79]}, {"key": "check-21-act", "type": "definition", "offset": [84, 96]}], "snippet": "The Check for the 21st Century (Check 21) Act and all regulations pertaining to the Check 21 Act.", "size": 7, "samples": [{"hash": "iHLRXxENm5J", "uri": "/contracts/iHLRXxENm5J#check-21", "label": "Payment Processing Agreement", "score": 34.9496269226, "published": true}, {"hash": "6RagqJDEeur", "uri": "/contracts/6RagqJDEeur#check-21", "label": "Sub Merchant Agreement", "score": 31.9193592072, "published": true}, {"hash": "4KTLsJJ9Zgo", "uri": "/contracts/4KTLsJJ9Zgo#check-21", "label": "Payment Processing Agreement", "score": 31.3554611206, "published": true}], "hash": "21099d49993e226aae0b284da33c8937", "id": 6}, {"snippet_links": [{"key": "the-provisions-of-the", "type": "clause", "offset": [55, 76]}], "snippet": "means FRB Reg. CC, Subpart D, promulgated to implement the provisions of the Check Clearing for the 21st Century Act.", "size": 6, "samples": [{"hash": "ljtzrmALFxK", "uri": "/contracts/ljtzrmALFxK#check-21", "label": "Treasury Management Services Master Agreement", "score": 30.7039680481, "published": true}, {"hash": "hXY4piNumAZ", "uri": "/contracts/hXY4piNumAZ#check-21", "label": "Remote Capture Agreement", "score": 29.6747226715, "published": true}, {"hash": "dCl6GW8cnrq", "uri": "/contracts/dCl6GW8cnrq#check-21", "label": "Remote Capture Agreement", "score": 29.6747226715, "published": true}], "hash": "fbcff0115cb85644bea6d32c2f2abb2e", "id": 7}, {"snippet_links": [{"key": "check-truncation", "type": "clause", "offset": [0, 16]}, {"key": "substitute-check", "type": "definition", "offset": [118, 134]}, {"key": "legal-tender", "type": "definition", "offset": [143, 155]}, {"key": "place-of", "type": "definition", "offset": [159, 167]}, {"key": "original-check", "type": "definition", "offset": [171, 185]}], "snippet": "Check Truncation Act for the 21st Century. This is the legislation signed into law on October 29, 2003 that defines a Substitute Check (SC) as legal tender in place of an original check.", "size": 4, "samples": [{"hash": "ixsgfFrGA33", "uri": "/contracts/ixsgfFrGA33#check-21", "label": "Check 21 Exchange Services Agreement (Reliance Bancshares, Inc.)", "score": 21.0, "published": true}, {"hash": "ioMsBYFJVKx", "uri": "/contracts/ioMsBYFJVKx#check-21", "label": "Check 21 Exchange Services Agreement (Reliance Bancshares, Inc.)", "score": 21.0, "published": true}, {"hash": "cE2MRaatdmF", "uri": "/contracts/cE2MRaatdmF#check-21", "label": "Data Processing Services Agreement (Reliance Bancshares, Inc.)", "score": 21.0, "published": true}], "hash": "5c47a92f59237c94fb6d500f0f75a4f8", "id": 8}, {"snippet_links": [{"key": "electronic-image", "type": "definition", "offset": [69, 85]}, {"key": "in-addition-to", "type": "clause", "offset": [120, 134]}, {"key": "other-required-information", "type": "clause", "offset": [135, 161]}, {"key": "as-specified", "type": "clause", "offset": [163, 175]}, {"key": "image-replacement-document", "type": "definition", "offset": [210, 236]}, {"key": "substitute-check", "type": "definition", "offset": [255, 271]}], "snippet": "means the Check Clearing for the 21st Century Act. \u201cImage\u201d means the electronic image of the front and back of an Item, in addition to other required information, as specified by us, in the format we specify. \u201cImage Replacement Document\u201d or \u201cIRD\u201d means a substitute check, as defined in Check 21. An \u201cItem\u201d is an original: check, cashier\u2019s check, official check,", "size": 4, "samples": [{"hash": "hHaIapfrdqg", "uri": "/contracts/hHaIapfrdqg#check-21", "label": "Membership Agreement", "score": 32.4531440735, "published": true}, {"hash": "4gYfywX8fPj", "uri": "/contracts/4gYfywX8fPj#check-21", "label": "Business Membership Agreement", "score": 29.0321998596, "published": true}, {"hash": "4BIOu152O5c", "uri": "/contracts/4BIOu152O5c#check-21", "label": "Business Membership Agreement", "score": 26.7275829315, "published": true}], "hash": "a0d2412cd3db2be50d52a6cadd4d8bf5", "id": 9}, {"snippet_links": [{"key": "check-21-act", "type": "definition", "offset": [54, 66]}, {"key": "the-law", "type": "clause", "offset": [69, 76]}, {"key": "the-recipient", "type": "clause", "offset": [84, 97]}, {"key": "paper-check", "type": "definition", "offset": [103, 114]}, {"key": "physical-document", "type": "definition", "offset": [201, 218]}], "snippet": "means The Check Clearing for the 21st Century Act (or Check 21 Act). The law allows the recipient of a paper check to create a digital version, thereby eliminating the need for further handling of the physical document.", "size": 4, "samples": [{"hash": "beB0flH5Iba", "uri": "/contracts/beB0flH5Iba#check-21", "label": "Remote Deposit Capture Agreement", "score": 33.6575889587, "published": true}, {"hash": "7HfraNW4Ymn", "uri": "/contracts/7HfraNW4Ymn#check-21", "label": "Remote Deposit Capture Agreement", "score": 32.5653991699, "published": true}, {"hash": "Z5d3onjxeh", "uri": "/contracts/Z5d3onjxeh#check-21", "label": "Remote Deposit Capture Agreement", "score": 25.1738529205, "published": true}], "hash": "95fa19e7011fefa591d083bbd558b0d9", "id": 10}], "next_curs": "ClUST2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjELEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3Y1NiIRY2hlY2stMjEjMDAwMDAwMGEMogECZW4YACAA", "definition": {"title": "Check 21", "snippet": "means the Check Clearing for the 21st Century Act.", "size": 191, "id": "check-21", "examples": ["The Mobile Remote Deposit Capture service is designed to take advantage of The Check Clearing for the 21st Century Act and its regulations (collectively &quot;<strong>Check 21</strong>&quot;).", "The term \u201ccopy\u201d of your check includes an Item that is an image of the front and back of the original check that does not meet the requirements of a substitute check as that term is defined in the <strong>Check 21</strong> Act.", "<strong>Check 21</strong> was enacted to increase the e\ufb03ciency of the U.S. check clearing system.", "Substitute Checks and Your Rights The following provisions help explain some of the rights a consumer has under a federal law commonly referred to as <strong>Check 21</strong>.", "Unless we agree in writing to the contrary, you agree that you will not deposit a substitute check if a bank has not made the warranties in Section 5 of the <strong>Check 21</strong> Act (12 U.S.C. \u00a7 5004) with respect to substitute checks (\u201cunwarranted substitute check\u201d).", "<strong>Check 21</strong> allows banks to create substitute checks and present them to other banks instead of the original check.", "Ineligible items include: checks images of items drawn on banks outside the United States, check images that are illegible, images of checks previously converted to Substitute Checks (as defined by <strong>Check 21</strong>), and check images with unreadable magnetic ink character recognition (\u201cMICR\u201d) information.", "We can refuse to accept substitute checks that have not previously been warranted by a bank or other financial institution in conformance with the <strong>Check 21</strong> Act."], "related": [["check-meter", "Check Meter", "Check Meter"], ["check-casher", "Check casher", "Check casher"], ["check-valve", "Check valve", "Check valve"], ["asynchronous-store-and-forward", "Asynchronous store and forward", "Asynchronous store and forward"], ["seat-belt", "Seat Belt", "Seat Belt"]], "related_snippets": [], "updated": "2025-07-10T05:58:13+00:00"}, "json": true, "cursor": ""}}