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The use of any of your Credentials by another person will be as effective as your use of the Credentials, regardless of whether the person affixing the Credential was authorized by you and regardless of the means by which the Credential was affixed. For example, if you provide your e-mail address and password to another person and that person uses that information to withdraw funds from your Account, we will deem the withdrawal to be authorized by you. Unless prohibited by applicable law, you agree to hold us harmless and indemnify us for any liability incurred for reasonably acting upon such instructions, which bear any of your Credentials. You agree to keep confidential and to take all reasonable precautions and make all reasonable efforts to protect the secrecy of all Credentials issued to you, selected by you, or utilized by you. If any of your Credentials become lost or known to another person, you agree to notify us immediately so that a replacement may be issued. You are solely responsible for keeping your Credentials and other online Account information secure and confidential. To protect the security and confidentiality of your Credentials, we suggest the following: \uf0b7 Do not give out to any other person your online Account information, Credentials or other means to access your Account(s); \uf0b7 Do not leave your computer unattended while you are logged in to Online Banking; \uf0b7 Never leave your online Account information, Credentials, or other means to access your Account within physical or viewing range of others; \uf0b7 Do not transmit online Account information, Credentials or other means to access your Account via any public or general email system; \uf0b7 Monitor your Account(s) for unauthorized activity; \uf0b7 For your protection, log out after every Online Banking session and close your browser to ensure confidentiality. and \uf0b7 Routinely scan your computer using a reliable virus detection and anti-spyware product. 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