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The instruction may 1180 be addressed to any person, including the person giving the 1181 instruction, or to one or more persons jointly or in the 1182 alternative but not in succession. An authorization to pay is not 1183 an order unless the person authorized to pay is also instructed to 1184 pay. 1185 (9) \"Ordinary care\" in the case of a person engaged in 1186 business means observance of reasonable commercial standards, 1187 prevailing in the area in which the person is located, with 1188 respect to the business in which the person is engaged. 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