Common use of FINAL PROVISIONS Clause in Contracts

FINAL PROVISIONS. 16.1. The Agreement, these Credit Terms and the business relationship between Novum and the Customer shall be governed by Maltese law. Any mandatory protection granted under German law for the purpose of consumer protection shall apply to the Customer and to his/her contractual relationship with ▇▇▇▇▇. 16.2. Legal or judicial proceedings initiated by the Customer may be brought before competent courts in Malta or Germany. Legal or judicial proceedings against the Customer may only be brought before the competent courts in Germany. This provision shall survive the termination of the Agreement. 16.3. The Customer is entitled to file any complaints directly with Novum's Customer Care or on its Website. Complaints shall only be filed in writing. If the Customer is not satisfied with the manner Novum has replied to the complaint, the Customer may file a complaint with the: ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇.▇▇▇▇.▇▇▇.▇▇ Tel: +▇▇▇ ▇▇▇▇▇▇▇▇. The Credit Terms may be amended at any time due to changes in legislative, economic and business requirements, changes to the technical environment or product parameters. Novum shall notify the Customer of any amendments proposed no later than four (4) weeks before their proposed date of entry into force in accordance with Clause 13 (Notices). The amendment(s) shall be deemed to have been approved by the Customer, unless the Customer has indicated disapproval before their proposed date of entry into force. Upon the offer of such amendment(s), Novum shall expressly draw the Customer's attention to this consequent approval in its offer. In case of the Customer's disapproval, he/she may also terminate the Loan Agreement free of charge with immediate effect before the proposed date of entry into force of the amendment(s). In such a case, the Customer shall be obliged to repay immediately all outstanding principal, fees and/or interest due to Novum. Upon the offer of an amendment, Novum shall expressly draw the Customer‘s attention to this right of termination and the corresponding repayment obligation.

FINAL PROVISIONS. 16.132.1. The Agreement, these Credit Terms and the business relationship between Novum and the Customer shall be governed by Maltese law. Any mandatory protection granted under German law for the purpose of consumer protection shall apply to the Customer and to his/her contractual relationship with ▇▇▇▇▇. 16.232.2. Legal or judicial proceedings initiated by the Customer may be brought before competent courts in Malta or Germany. Legal or judicial proceedings against the Customer may only be brought before the competent courts in Germany. This provision shall survive the termination of the Agreement. 16.332.3. The Customer is entitled to file any complaints directly with Novum's Customer Care or on its Website. Complaints shall only be filed in writing. If the Customer is not satisfied with the manner Novum has replied to the complaint, the Customer may file a complaint with the: Officer of the Arbiter for Financial Services 1st Floor Website: ▇▇▇.▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇.▇▇▇▇.▇▇▇.▇▇ Tel: +▇▇▇ ▇▇▇▇ ▇▇▇▇▇. ▇ The Credit Terms may be amended at any time due to changes in legislative, economic and business requirements, changes to the technical environment or product parameters. Novum shall notify the Customer of any amendments proposed no later than four (4) weeks before their proposed date of entry into force in accordance with Clause 13 (Notices). The amendment(s) shall be deemed to have been approved by the Customer, unless the Customer has indicated disapproval before their proposed date of entry into force. Upon the offer , in which case this will be tantamount to notification of such amendment(s), Novum shall expressly draw the Customer's attention to this consequent approval in its offer. In case termination of the Customer's disapproval, he/she may also terminate the Loan Agreement by the Customer. Termination of the Loan Agreement shall be free of charge with immediate effect before the proposed date of entry into force of the amendment(s). In such a case, the Customer shall be obliged to repay immediately all outstanding principal, fees and/or interest due to Novum. Upon the offer notification of an amendmentthe amendments, Novum shall expressly draw the Customer‘s attention to this right of termination and the corresponding repayment obligation.

FINAL PROVISIONS. 16.132.1. The Agreement, these Credit Terms and the business relationship between Novum and the Customer shall be governed by Maltese law. Any mandatory protection granted under German law for the purpose of consumer protection shall apply to the Customer and to his/her contractual relationship with ▇▇▇▇▇. 16.232.2. Legal or judicial proceedings initiated by the Customer may be brought before competent courts in Malta or Germany. Legal or judicial proceedings against the Customer may only be brought before the competent courts in Germany. This provision shall survive the termination of the Agreement. 16.332.3. The Customer is entitled to file any complaints directly with Novum's Customer Care or on its Website. Complaints shall only be filed in writing. If the Customer is not satisfied with the manner Novum has replied to the complaint, the Customer may file a complaint with the: Officer of the Arbiter for ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇ Website: ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇.▇▇ Tel: +▇▇▇ ▇▇▇▇ ▇▇▇▇▇. ▇ The Credit Terms may be amended at any time due to changes in legislative, economic and business requirements, changes to the technical environment or product parameters. Novum shall notify the Customer of any amendments proposed no later than four (4) weeks before their proposed date of entry into force in accordance with Clause 13 (Notices). The amendment(s) shall be deemed to have been approved by the Customer, unless the Customer has indicated disapproval before their proposed date of entry into force. Upon the offer , in which case this will be tantamount to notification of such amendment(s), Novum shall expressly draw the Customer's attention to this consequent approval in its offer. In case termination of the Customer's disapproval, he/she may also terminate the Loan Agreement by the Customer. Termination of the Loan Agreement shall be free of charge with immediate effect before the proposed date of entry into force of the amendment(s). In such a case, the Customer shall be obliged to repay immediately all outstanding principal, fees and/or interest due to Novum. Upon the offer notification of an amendmentthe amendments, Novum shall expressly draw the Customer‘s attention to this right of termination and the corresponding repayment obligation.