Private Label Consumer Credit Card Program Agreement Sample Contracts

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At Home Group Inc. – CO-BRAND AND PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT Between AT HOME STORES LLC and SYNCHRONY BANK DATED AS OF September 7, 2016 in This Document, [***] Indicates That Confidential Materials Have Been Redacted From This Document and Filed Separately With the Securities and Exchange Commission. (April 5th, 2017)

This Co-Brand and Private Label Consumer Credit Card Program Agreement (this Agreement) is made as of September 7, 2016 (the Effective Date), between At Home Stores LLC, a Delaware limited liability company, with its principal place of business at 1600 East Plano Parkway, Plano, Texas 75074 (Company), and Synchrony Bank, with its principal place of business at 170 Election Road, Suite 125, Draper, Utah 84020 (Bank). Certain capitalized terms used in this Agreement are defined in the attached Appendix A.

At Home Group Inc. – CO-BRAND AND PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT Between AT HOME STORES LLC and SYNCHRONY BANK DATED AS OF September 7, 2016 in This Document, "[***]" Indicates That Confidential Materials Have Been Redacted From This Document and Filed Separately With the Securities and Exchange Commission. (December 6th, 2016)

This Co-Brand and Private Label Consumer Credit Card Program Agreement (this "Agreement") is made as of September 7, 2016 (the "Effective Date"), between At Home Stores LLC, a Delaware limited liability company, with its principal place of business at 1600 East Plano Parkway, Plano, Texas 75074 ("Company"), and Synchrony Bank, with its principal place of business at 170 Election Road, Suite 125, Draper, Utah 84020 ("Bank"). Certain capitalized terms used in this Agreement are defined in the attached Appendix A.

Ethan Allen Interiors Inc. Has Claimed Confidential Treatment of Portions of This Document in Accordance With Rule 24-B Under the Securities Exchange Act of 1934 FIFTH AMENDMENT TO SECOND AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT (August 12th, 2015)

This Fifth Amendment to Second Amended and Restated Private Label Consumer Credit Card Program Agreement (the "Fifth Amendment"), effective as of July 1, 2015 ("Amendment"), amends that certain Second Amendment and Restated Private Label Consumer Credit Card Program Agreement dated as of July 23, 2007 (as amended, modified, and supplemented from time to time, the "Agreement"), by and between Ethan Allen Global, Inc., a Delaware corporation ("Ethan Allen Global") and Ethan Allen Retail, Inc., a Delaware corporation ("Ethan Allen Retail", and together with Ethan Allen Global, "Retailer"), and Synchrony Bank ("Bank"). Capitalized terms used herein and not otherwise defined have the meaning given in the Agreement.

Ethan Allen Interiors Inc. Has Claimed Confidential Treatment of Portions of This Document in Accordance With Rule 24-B Under the Securities Exchange Act of 1934 Fourth Amendment to Second Amended and Restated Private Label Consumer Credit Card Program Agreement (January 31st, 2014)

This Fourth Amendment to Second Amended and Restated Private Label Consumer Credit Card Program Agreement (the "Fourth Amendment"), effective as of January 1, 2014 ("Amendment"), amends that certain Second Amendment and Restated Private Label Consumer Credit Card Program Agreement dated as of July 23, 2007 (as amended, modified, and supplemented from time to time, the "Agreement"), by and between Ethan Allen Global, Inc., a Delaware corporation ("Ethan Allen Global") and Ethan Allen Retail, Inc., a Delaware corporation ("Ethan Allen Retail", and together with Ethan Allen Global, "Retailer"), and GE Capital Retail Bank ("Bank"). Capitalized terms used herein and not otherwise defined have the meaning given in the Agreement.

Twelfth Amendment to Amended and Restated Private Label Consumer Credit Card Program Agreement (January 17th, 2014)

This Twelfth Amendment to Amended and Restated Private Label Consumer Credit Carder Program Agreement (the "Amendment") is entered into and effective as of January 13, 2014, by and between GE Capital Retailer Bank ("Bank"), Select Comfort Corporation ("Select Comfort") and Select Comfort Retail Corporation ("SCRC" and collectively with Select Comfort, "Retailer"), and amends that certain Amended and Restated Private Label Consumer Credit Card Program Agreement, dated as of December 14, 2005 (as amended, modified and supplemented from time to time, the "Agreement"), among such parties. Capitalized terms used herein and not otherwise defined have the meaning given in the Agreement.

Thirteenth Amendment to Amended and Restated Private Label Consumer Credit Card Program Agreement (January 17th, 2014)

THIS THIRTEENTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT (the "Amendment") dated as of January 13, 2014 amends that certain Amended and Restated Private Label Consumer Credit Card Program Agreement, dated as of December 14, 2005 (as previously amended, the "Agreement"), by and between Select Comfort Corporation and Select Comfort Retail Corporation (collectively, "Retailer") and GE Capital Retail Bank (formerly known as GE Money Bank) ("Bank"). Capitalized terms used herein and not otherwise defined have the meanings given them in the Agreement.

Eleventh Amendment to Amended and Restated Private Label Consumer Credit Card Program Agreement (June 20th, 2012)

This ELEVENTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT (this "Amendment") is made and entered into June 18, 2012, by and between GE Capital Retail Bank, formerly GE Money Bank ("Bank"), Select Comfort Corporation ("Select Comfort") and Select Comfort Retail Corporation ("SCRC" and collectively with Select Comfort "Retailer") to amend that certain Amended and Restated Private Label Consumer Credit Card Program Agreement dated as of December 14, 2005 (as amended, modified and supplemented from time to time, the "Agreement"), among such parties. Capitalized terms used herein and not otherwise defined have the meanings given them in the Agreement.

Ninth Amendment to Amended and Restated Private Label Consumer Credit Card Program Agreement (December 14th, 2011)

This NINTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT (this "Amendment") is made and entered into this 29th day of June, 2011, by and between GE Money Bank ("Bank"), and Select Comfort Corporation ("Select Comfort") and Select Comfort Retail Corporation ("SCRC" and collectively with Select Comfort "Retailer") to amend that certain Amended and Restated Private Label Consumer Credit Card Program Agreement dated as of December 14, 2005 (as amended, modified and supplemented from time to time, the "Agreement") among such parties. Capitalized terms used herein and not otherwise defined have the meanings given them in the Agreement.

Contract (July 22nd, 2011)
Ninth Amendment to Amended and Restated Private Label Consumer Credit Card Program Agreement (July 6th, 2011)

This NINTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT (this "Amendment") is made and entered into this 29th day of June, 2011, by and between GE Money Bank ("Bank"), and Select Comfort Corporation ("Select Comfort") and Select Comfort Retail Corporation ("SCRC" and collectively with Select Comfort "Retailer") to amend that certain Amended and Restated Private Label Consumer Credit Card Program Agreement dated as of December 14, 2005 (as amended, modified and supplemented from time to time, the "Agreement") among such parties. Capitalized terms used herein and not otherwise defined have the meanings given them in the Agreement.

First Amendment to Private Label Consumer Credit Card Program Agreement (March 8th, 2011)

This first Amendment to PRIVATE LABEL CONSUMER CREDIT Card Program Agreement made as of November 6, 2010 (this "Amendment") amends that certain Private Label Consumer Credit Card Program Agreement, made as of June 15, 2010 (as amended, modified and supplemented from time to time, the "Agreement") by and between GE Money Bank ("Bank") and Nautilus, Inc. ("Retailer"). Capitalized terms used herein and not otherwise defined have the meanings given them in the Agreement.

Ethan Allen Interiors Inc. Has Claimed Confidential Treatment of Portions of This Document in Accordance With Rule 24-B Under the Securities Exchange Act of 1934 Third Amendment to Second Amended and Restated Private Label Consumer Credit Card Program Agreement (November 3rd, 2010)

This THIRD AMENDMENT TO SECOND AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT dated as of June 30, 2010 (Amendment), amends that certain Second Amended and Restated Private Label Consumer Credit Card Program Agreement dated as of July 23, 2007 (as amended, modified and supplemented from time to time, the Agreement), by and between Ethan Allen Global, Inc., a Delaware corporation (Ethan Allen Global), and Ethan Allen Retail, Inc., a Delaware corporation (Ethan Allen Retail, and together with Ethan Allen Global, Retailer), and GE Money Bank (Bank). Capitalized terms used herein and not otherwise defined have the meanings given them in the Agreement.

Private Label Consumer Credit Card Program Agreement (August 16th, 2010)

This PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT is made as of June 15, 2010, by and between Nautilus, Inc., a Washington corporation (Retailer), with its principal place of business at 16400 Nautilus Drive, Vancouver, WA 98683, and GE Money Bank, a federal savings bank (Bank), with its principal place of business at 170 Election Road, Suite 125, Draper, Utah 84020. Certain capitalized terms used in this Agreement are defined in the attached Appendix A.

Second Amendment to Second Amended and Restated Private Label Consumer Credit Card Program Agreement (May 10th, 2010)

This SECOND AMENDMENT TO SECOND AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT dated as of February 16, 2010 (Amendment), amends that certain Second Amended and Restated Private Label Consumer Credit Card Program Agreement dated as of July 23, 2007 (as amended, modified and supplemented from time to time, the Agreement), by and between Ethan Allen Global, Inc., a Delaware corporation (Ethan Allen Global), and Ethan Allen Retail, Inc., a Delaware corporation (Ethan Allen Retail, and together with Ethan Allen Global, Retailer), and GE Money Bank (Bank). Capitalized terms used herein and not otherwise defined have the meanings given them in the Agreement.

First Amendment to Second Amended and Restated Private Label Consumer Credit Card Program Agreement (May 10th, 2010)

This FIRST AMENDMENT TO SECOND AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT dated as of July 25, 2008 (Amendment) amends that certain Second Amended and Restated Private Label Consumer Credit Card Program Agreement dated as of July 23, 2007 (as amended, modified and supplemented from time to time, the Agreement), by and between Ethan Allen Global, Inc., a Delaware corporation (Ethan Allen Global), and Ethan Allen Retail, Inc., a Delaware corporation (Ethan Allen Retail, and together with Ethan Allen Global, Retailer), and GE Money Bank (Bank). Capitalized terms used herein and not otherwise defined have the meanings given them in the Agreement.

Second Amendment to Amended and Restated Private Label Consumer Credit Card Program Agreement (February 7th, 2008)

This SECOND AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT (this "Amendment"), which shall be effective as of the 1st day of February, 2008, is entered into by and between GE Money Bank ("Bank"), Select Comfort Corporation ("Select Comfort"), and Select Comfort Retail Corporation ("SCRC", and collectively with Select Comfort, "Retailer"), and amends that certain Amended and Restated Private Label Consumer Credit Card Program Agreement dated as of December 14, 2005 by and between Bank and Retailer (as amended by that certain First Amendment To Amended And Restated Private Label Consumer Credit Card Program Agreement, dated as of April 23, 2007, the "Agreement"). Capitalized terms used in this Amendment and not otherwise defined herein shall have the meanings set forth in the Agreement.

Confidential Treatment Requested by Ethan Allen Interiors Inc. Of Certain Portions of This Agreement in Accordance With Rule 24b-2 Under the Securities Exchange Act of 1934. Second Amended and Restated Private Label Consumer Credit Card Program Agreement (November 5th, 2007)

This SECOND AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT is made as of July 23, 2007 by and between Ethan Allen Global, Inc., a Delaware corporation ("Ethan Allen Global"), and Ethan Allen Retail, Inc., a Delaware corporation ("Ethan Allen Retail", and together with Ethan Allen Global, "Retailer"), each with its principal place of business at Ethan Allen Drive, Danbury, Connecticut 06813, and GE Money Bank with its principal place of business at 4246 South Riverboat Road, Suite 200, Salt Lake City, Utah 84123-2551 ("Bank"). Certain capitalized terms used in this Agreement are defined in the attached Appendix A.

First Amendment to Amended and Restated Private Label Consumer Credit Card Program Agreement (April 27th, 2007)

This FIRST AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CONSUMER CREDIT CARD PROGRAM AGREEMENT (this "Amendment"), which shall be effective as of the 23rd day of April, 2007, is entered into by and between GE Money Bank ("Bank"), Select Comfort Corporation ("Select Comfort"), and Select Comfort Retail Corporation ("SCRC", and collectively with Select Comfort, "Retailer"), and amends that certain Amended and Restated Private Label Consumer Credit Card Program Agreement dated as of December 14, 2005 by and between Bank and Retailer (as amended, the "Agreement"). Capitalized terms used in this Amendment and not otherwise defined herein shall have the meanings set forth in the Agreement.