Excess Of Loss Reinsurance Agreement Sample Contracts

AGGREGATE EXCESS OF LOSS REINSURANCE AGREEMENT by and Between HARTFORD FIRE INSURANCE COMPANY AND THE HARTFORD INSURERS and NATIONAL INDEMNITY COMPANY Dated as of December 30, 2016 (February 24th, 2017)

This AGGREGATE EXCESS OF LOSS REINSURANCE AGREEMENT, dated as of December 30, 2016 (this "Reinsurance Agreement"), is made and entered into by and between Hartford Fire Insurance Company, a Connecticut property and casualty insurance company, and the Hartford Insurers (collectively referred to as the "Reinsured"), and National Indemnity Company, a Nebraska stock property and casualty insurance company (hereinafter referred to as the "Reinsurer", and together with the Reinsured, the "Parties").

AGGREGATE EXCESS OF LOSS REINSURANCE AGREEMENT by and Between AIG ASSURANCE COMPANY AIG PROPERTY CASUALTY COMPANY AIG SPECIALTY INSURANCE COMPANY AIU INSURANCE COMPANY AMERICAN HOME ASSURANCE COMPANY COMMERCE AND INDUSTRY INSURANCE COMPANY GRANITE STATE INSURANCE COMPANY ILLINOIS NATIONAL INSURANCE CO. LEXINGTON INSURANCE COMPANY NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. NEW HAMPSHIRE INSURANCE COMPANY THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA (The Reinsured) and NATIONAL INDEMNITY COMPANY (The Reinsurer) Dated as of January 20, 2017 (February 14th, 2017)

This AGGREGATE EXCESS OF LOSS REINSURANCE AGREEMENT (this Reinsurance Agreement), dated as of January 20, 2017 (the Execution Date) is made and entered into by and between AIG Assurance Company, AIG Property Casualty Company, AIG Specialty Insurance Company, AIU Insurance Company, American Home Assurance Company, Commerce and Industry Insurance Company, Granite State Insurance Company, Illinois National Insurance Co., Lexington Insurance Company, National Union Fire Insurance Company of Pittsburgh, Pa., New Hampshire Insurance Company and The Insurance Company of the State of Pennsylvania (individually or collectively referred to as the Reinsured unless otherwise specifically set forth herein), and National Indemnity Company, a Nebraska stock property and casualty insurance company (hereinafter referred to as the Reinsurer, and together with the Reinsured, the Parties).

United Insurance Hld – Property Catastrophe Excess of Loss Reinsurance Agreement (February 25th, 2015)

This Agreement is solely between the Company and the Reinsurer, and nothing contained in this Agreement shall create any obligations or establish any rights against the Reinsurer in favor of any person or entity not a party hereto.

Heritage Insurance Holdings, Inc. – PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE AGREEMENT Issued to HERITAGE PROPERTY & CASUALTY INSURANCE COMPANY (April 30th, 2014)

The Reinsurer hereby reinsures the Ceding Insurer to the extent and on the terms and conditions and subject to the exceptions, exclusions and limitations hereinafter set forth in this Agreement.

Heritage Insurance Holdings, Inc. – PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE AGREEMENT Issued to HERITAGE PROPERTY & CASUALTY INSURANCE COMPANY (April 30th, 2014)

The Reinsurer hereby reinsures the Ceding Insurer to the extent and on the terms and conditions and subject to the exceptions, exclusions and limitations hereinafter set forth in this Agreement.

EMC Insurance Group, Inc. – Excess of Loss Reinsurance Agreement by and Between EMC Reinsurance Company and Employers Mutual Casualty Company (January 22nd, 2014)

This Excess of Loss Reinsurance Agreement (the "Excess of Loss Agreement" or the "XOL Agreement") is hereby made by and between EMC Reinsurance Company ("EMC Re") and Employers Mutual Casualty Company ("EMCC").

EMC Insurance Group, Inc. – Excess of Loss Reinsurance Agreement by and Between EMC Reinsurance Company and Employers Mutual Casualty Company (January 22nd, 2013)

This XOL Agreement is solely between EMC Re and EMCC, and in no instance shall any insured, claimant or other third party have any rights under this XOL Agreement except as may be expressly provided otherwise herein.

United Insurance Hld – PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE AGREEMENT Effective: June 1, 2012 UNITED PROPERTY AND CASUALTY INSURANCE COMPANY Including Any And/Or All Companies That Are or Hereafter Become Affiliated Therewith (June 26th, 2012)

This Agreement is to indemnify the Company in respect of its net excess liability which may accrue to the Company under any policies, contracts or binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective time and date hereof or issued or renewed at or after that time and date with effective dates during the term of this Agreement, by or on behalf of the Company, and classified by the Company as Property Business, including but not limited to Homeowners and Condominium Owners, excluding Earthquake on those Policies issued in the State of Florida, subject to the terms and conditions herein contained.

United Insurance Hld – Combined Coverage Property Catastrophe Excess of Loss Reinsurance Agreement (June 26th, 2012)

This Agreement is to indemnify the Company in respect of its net excess liability which may accrue to the Company under any policies, contracts or binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective time and date hereof or issued or renewed at or after that time and date with effective dates during the term of this Agreement, by or on behalf of the Company, and classified by the Company as Property Business, including but not limited to Homeowners and Condominium Owners, subject to the terms and conditions herein contained.

United Insurance Hld – Property Catastrophe Excess of Loss Reinsurance Agreement (June 26th, 2012)

This Agreement is to indemnify the Company in respect of its net excess liability which may accrue to the Company under any policies, contracts or binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective time and date hereof or issued or renewed at or after that time and date with effective dates during the term of this Agreement, by or on behalf of the Company, and classified by the Company as Property Business, including but not limited to Homeowners and Condominium Owners, including Earthquake on those policies issued in South Carolina, subject to the terms and conditions herein contained.

United Insurance Hld – INCR Property Catastrophe Excess of Loss Reinsurance Agreement (June 26th, 2012)

This Agreement is to indemnify the Company in respect of its net excess liability which may accrue to the Company under any policies, contracts or binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective time and date hereof or issued or renewed at or after that time and date with effective dates during the term of this Agreement, by or on behalf of the Company, and classified by the Company as Property Business, including but not limited to Homeowners and Condominium Owners, subject to the terms and conditions herein contained.

United Insurance Hld – MULTIPLE LINE PER RISK EXCESS OF LOSS REINSURANCE AGREEMENT Effective: June 1, 2012 UNITED PROPERTY AND CASUALTY INSURANCE COMPANY Including Any And/Or All Companies That Are or Hereafter Become Affiliated Therewith (June 26th, 2012)

This Agreement is to indemnify the Company in respect of its net excess liability which may accrue to the Company under any policies, contracts or binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective time and date hereof or issued or renewed at or after that time and date with effective dates during the term of this Agreement, by or on behalf of the Company, and classified by the Company as Property and Casualty Business, including but not limited to Homeowners and Condominium Owners, excluding Earthquake on those Policies issued in the State of Florida, subject to the terms and conditions herein contained.

EMC Insurance Group, Inc. – Excess of Loss Reinsurance Agreement by and Between EMC Reinsurance Company and Employers Mutual Casualty Company (February 15th, 2012)

This Excess of Loss Reinsurance Agreement (the "XOL Agreement") is hereby made by and between EMC Reinsurance Company ("EMC Re") and Employers Mutual Casualty Company ("EMCC").

Safety Insurance Group, Inc. – Umbrella Liability Excess of Loss Reinsurance Agreement No. Por1064666 (November 8th, 2011)
Safety Insurance Group, Inc. – Property Catastrophe Excess of Loss Reinsurance Agreement (November 8th, 2011)

This Agreement applies to risks located in the Commonwealth of Massachusetts and the state of New Hampshire, except that with respect to Multiple Peril Policies covered hereunder, the territorial limits of this Agreement shall be those of the original Policies when such Policies are written to cover risks primarily located in the Commonwealth of Massachusetts and/or the state of New Hampshire.

United Insurance Hld – Multiple Line Per Risk Excess of Loss Reinsurance Agreement (August 15th, 2011)
United Insurance Hld – Property Catastrophe Excess of Loss Reinsurance Agreement (August 15th, 2011)

This Agreement is to indemnify the Company in respect of its net excess liability which may accrue to the Company under any policies, contracts or binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective time and date hereof or issued or renewed at or after that time and date with effective dates during the term of this Agreement, by or on behalf of the Company, and classified by the Company as Property Business, including but not limited to Homeowners and Condominium Owners, including Earthquake on those policies issued in South Carolina, subject to the terms and conditions herein contained.

United Insurance Hld – Property Catastrophe Excess of Loss Reinsurance Agreement (August 15th, 2011)

This Agreement is to indemnify the Company in respect of its net excess liability which may accrue to the Company under any policies, contracts or binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective time and date hereof or issued or renewed at or after that time and date with effective dates during the term of this Agreement, by or on behalf of the Company, and classified by the Company as Property Business, including but not limited to Homeowners and Condominium Owners, including Earthquake on those policies issued in South Carolina, subject to the terms and conditions herein contained.

EMC Insurance Group, Inc. – Excess of Loss Reinsurance Agreement by and Between EMC Reinsurance Company and Employers Mutual Casualty Company (January 31st, 2011)

This XOL Agreement is continuous until canceled by mutual agreement of the parties, but may be terminated by either party as of the end of any calendar year upon ninety (90) days prior written notice.

EMC Insurance Group, Inc. – Excess of Loss Reinsurance Agreement by and Between EMC Reinsurance Company and Employers Mutual Casualty Company (December 22nd, 2010)

Inadvertent delays, errors or omissions made by EMC Re in connection with this XOL Agreement (including the reporting of claims) shall not relieve EMCC from any liability which would have attached had such error or omission not occurred, provided always that such error or omission shall be rectified as soon as possible. This Article XIV shall not apply to a commutation made in connection with this XOL Agreement.

United Insurance Hld – Property Catastrophe Second Event Excess of Loss Reinsurance Agreement (August 9th, 2010)

This Agreement is to indemnify the Company in respect of its net excess liability as a result of any loss or losses which may occur during the term of this Agreement under any policies, contracts and binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective date hereof or issued or renewed on or after that date with effective dates during the term of this Ag reement, covering business classified by the Company as Property and written in the State of Florida. Such business shall include but not be limited to Homeowners and Condominium Owners.

United Insurance Hld – Excess of Loss Reinsurance Agreement (August 9th, 2010)

This Agreement is to indemnify the Company in respect of its net excess liability as a result of any loss or losses which may occur during the term of this Agreement under any policies, contracts and binders of insurance or reinsurance (hereinafter called "Policies") in force at the effective date hereof or issued or renewed on or after that date with effective dates during the term of this Agreement, covering business classified by the Company as Property and written in the State of Florida. Such business shall include but not be limited to Homeowners and Condominium Owners.

United Insurance Hld – Multiple Line Per Risk Excess of Loss Reinsurance Agreement (August 9th, 2010)

This Agreement shall cover losses occurring during the term of this Agreement under policies, contracts and/or binders of insurance (hereinafter "Policies"), in force at the effective date hereof or issued or renewed with effective dates during the term of this Agreement by or on beh alf of the Company, subject to the terms, conditions and limitations hereinafter set forth and classified by the Company as Property and Casualty Business, including but not limited to Homeowners and Condominium Owners Policies, written in the State of Florida.

United Insurance Hld – Property Catastrophe Excess of Loss Reinsurance Agreement (August 9th, 2010)
Liberty Mutual Agency Corp – CASUALTY EXCESS OF LOSS REINSURANCE AGREEMENT NO. RAMSumCX 2003 (July 23rd, 2010)

terminated at the close of any calendar year by either party giving to the other 90 days prior written notice by certified mail of its intention to do so.

Liberty Mutual Agency Corp – CASUALTY EXCESS OF LOSS REINSURANCE AGREEMENT NO. CXoLSH02 (July 23rd, 2010)

A. The Reinsurer shall indemnify the Company on an excess of loss basis in respect of the Companys Ultimate Net Loss paid or to be paid by the Company as a result of losses occurring or claims made during the term of the Agreement for Policies in force as of January 1, 2002, and new and renewal Policies becoming effective on or after said date, subject to the terms and conditions contained herein. B. This Agreement is solely between the Company and the Reinsurer, and nothing contained in this Agreement shall create any obligations or establish any rights against the Reinsurer in favor of any person or entity not a party hereto. C. The performance of obligations by both parties under this Agreement shall be in accordance with a fiduciary standard of good faith and fair dealing. D. The term Policies shall mean each of the Companys binders, policies and contracts of insurance or reinsurance on the business c

Liberty Mutual Agency Corp – PROPERTY PER RISK EXCESS OF LOSS REINSURANCE AGREEMENT No. RAM Re BSGPX 2006 EFFECTIVE JANUARY 1, 2006 Between LIBERTY MUTUAL INSURANCE COMPANY Boston, Massachusetts (With and on Behalf of THE FIRST LIBERTY INSURANCE CORPORATION) West Des Moines, Iowa LIBERTY MUTUAL FIRE INSURANCE COMPANY Boston, Massachusetts LM INSURANCE CORPORATION West Des Moines, Iowa LIBERTY INSURANCE CORPORATION South Burlington, Vermont LIBERTY COUNTY MUTUAL INSURANCE COMPANY Irving, Texas (For Business Classified as LMIC Business Solutions Group,) (Hereinafter Referred to as the Company) and PEERLESS INSURANCE COMPAN (July 23rd, 2010)

EXHIBIT A FIRST EXCESS OF LOSS EXHIBIT B SECOND EXCESS OF LOSS APPENDIX A DEFINITION OF PROFIT CENTERS INSOLVENCY FUNDS EXCLUSION CLAUSE POOLS, ASSOCIATIONS AND SYNDICATES EXCLUSION CLAUSE TOTAL INSURED VALUE EXCLUSION CLAUSE NUCLEAR INCIDENT EXCLUSION CLAUSE PHYSICAL DAMAGE REINSURANCE U.S.A. NUCLEAR INCIDENT EXCLUSION CLAUSE PHYSICAL DAMAGE REINSURANCE CANADA NUCLEAR INCIDENT EXCLUSION CLAUSE REINSURANCE NO. 4 TERRORISM EXCLUSION CLAUSE REINSURANCE

Liberty Mutual Agency Corp – CASUALTY EXCESS OF LOSS REINSURANCE AGREEMENT NO. RAMSumCX 2005 (July 23rd, 2010)

This Agreement applies to Policies issued by the Company within the United States of America, its territories and possessions, and Canada and shall apply to losses covered hereunder wherever occurring.

Liberty Mutual Agency Corp – CASUALTY EXCESS OF LOSS REINSURANCE AGREEMENT No. RAM Re BSGCX 2006 EFFECTIVE JANUARY 1, 2006 Between LIBERTY MUTUAL INSURANCE COMPANY Boston, Massachusetts (With and on Behalf of THE FIRST LIBERTY INSURANCE CORPORATION) West Des Moines, Iowa LIBERTY MUTUAL FIRE INSURANCE COMPANY Boston, Massachusetts LM INSURANCE CORPORATION West Des Moines, Iowa LIBERTY INSURANCE CORPORATION South Burlington, Vermont (For Business Classified as Business Solutions Group, Only) (Hereinafter Referred to as the Company) and PEERLESS INSURANCE COMPANY Keene, New Hampshire (Herinafter Referred to as the Subscribi (July 23rd, 2010)

EXHIBIT A FIRST EXCESS OF LOSS EXHIBIT B SECOND EXCESS OF LOSS EXHIBIT C THIRD EXCESS OF LOSS APPENDIX A DEFINITION OF PROFIT CENTER APPENDIX B FORTUNES GLOBAL 500 LIST APPENDIX C PHARMACEUTICAL/MEDICAL RISKS INSOLVENCY FUNDS EXCLUSION CLAUSE

Liberty Mutual Agency Corp – PROPERTY PER RISK EXCESS OF LOSS REINSURANCE AGREEMENT NO. LMPpR 2005 (July 23rd, 2010)

D. Annual Statement Lines of Business shall mean business written by the Company or ceded to the Company by: American Ambassador Casualty Company, Itasca, Illinois America First Insurance Company, Keene, New Hampshire America First Lloyds Insurance Company, Dallas, Texas Colorado Casualty Insurance Company, Englewood, Colorado Consolidated Insurance Company, Indianapolis, Indiana Excelsior Insurance Company, Keene, New Hampshire Globe American Casualty Company, Loveland, Ohio Golden Eagle Insurance Corporation, San Diego, California Hawkeye-Security Insurance Company, Pewaukee, Wisconsin Indiana Insurance Company, Indianapolis, Indiana Merchants and Business Mens Mutual Insurance Company, Harrisburg, Pennsylvania Mid-American Fire and Casualty Company, Loveland, Ohio Montgomery Mutual Insurance Company, Sandy Spring, Maryland National Insurance Association, Indianapolis, Indiana Peerless Indemnity Insurance Company, Lisle, Illinois

Liberty Mutual Agency Corp – Property Catastrophe Excess of Loss Reinsurance Agreement Effective January 1, 2005 at 12:01 A.M. Local Standard Time Index (July 23rd, 2010)
Liberty Mutual Agency Corp – CASUALTY EXCESS OF LOSS REINSURANCE AGREEMENT NO. RAM Re SumCX 2006 EFFECTIVE JANUARY 1, 2006 Between BRIDGEFIELD CASUALTY INSURANCE COMPANY BRIDGEFIELD EMPLOYERS INSURANCE COMPANY Lakeland, Florida (Hereinafter Referred to as the Company) and PEERLESS INSURANCE COMPANY Keene, New Hampshire (Hereinafter Referred to as the Subscribing Reinsurer) (July 23rd, 2010)

EXHIBIT A FIRST EXCESS OF LOSS EXHIBIT B SECOND EXCESS OF LOSS EXHIBIT C THIRD EXCESS OF LOSS APPENDIX A DEFINITION OF COMPANY APPENDIX B FORTUNES GLOBAL 500 LIST

Liberty Mutual Agency Corp – Workers Compensation Excess of Loss Reinsurance Agreement (July 23rd, 2010)

ATTACHMENTS: NUCLEAR INCIDENT EXCLUSION CLAUSE LIABILITY REINSURANCE U.S.A. NUCLEAR INCIDENT EXCLUSION CLAUSE LIABILITY REINSURANCE CANADA NUCLEAR INCIDENT EXCLUSION CLAUSE REINSURANCE NO. 4

Aggregate Excess of Loss Reinsurance Agreement (April 9th, 2010)

This AGGREGATE EXCESS OF LOSS REINSURANCE AGREEMENT (this Agreement), dated as of March 24, 2010, is entered into by and between the Segregated Account of Ambac Assurance Corporation, a segregated account of Ambac Assurance Corporation established as of March 24, 2010 (Ceding Company), as ceding company, and Ambac Assurance Corporation, a Wisconsin domiciled financial guaranty insurance corporation (Reinsurer), as reinsurer.

United Insurance Hld – Multiple Line Per Risk Excess of Loss Reinsurance Agreement (August 13th, 2009)

This Agreement shall cover losses occurring during the term of this Agreement under policies, contracts and/or binders of insurance (hereinafter Policies), in force at the effective date hereof or issued or renewed during the term of this Agreement by or on behalf of the Company, subject to the terms, conditions and limitations hereinafter set forth and classified by the Company as Property and Casualty Business, including but not limited to Homeowners and Condominium Owners Policies, written in the State of Florida.