Amendment to the Reorganization Agreement Sample Contracts

River Valley Bancorp. – Fourth Amendment to the Reorganization Agreement (October 18th, 2012)

This Fourth Amendment (this "Amendment") to the Reorganization Agreement (the "Agreement") dated December 5, 2011, among River Valley Bancorp, an Indiana corporation ("RVB"), Citizens Union Bancorp of Shelbyville, Inc., a Kentucky corporation ("Citizens"), River Valley Financial Bank, a federal savings bank wholly owned by RVB ("River"), and Dupont State Bank, an Indiana commercial bank wholly owned by Citizens ("Dupont"), is made and entered into among RVB, Citizens, River and Dupont as of October 12, 2012.

River Valley Bancorp. – Second Amendment to the Reorganization Agreement (June 29th, 2012)

This Second Amendment (this "Amendment") to the Reorganization Agreement (the "Agreement") dated December 5, 2011, among River Valley Bancorp, an Indiana corporation ("RVB"), Citizens Union Bancorp of Shelbyville, Inc., a Kentucky corporation ("Citizens"), River Valley Financial Bank, a federal savings bank wholly owned by RVB ("River"), and Dupont State Bank, an Indiana commercial bank wholly owned by Citizens ("Dupont"), is made and entered into among RVB, Citizens, River and Dupont as of June 29, 2012.