Amended Endorsement Split Dollar Agreement Sample Contracts

1st Financial Services CORP – Mountain 1st Bank & Trust Company Amended Endorsement Split Dollar Agreement (February 2nd, 2009)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this 30th day of January, 2009 by and between Mountain 1st Bank & Trust Company, a North Carolina-chartered bank (the Bank), and Peggy H. Denny, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

1st Financial Services CORP – Mountain 1st Bank & Trust Company Amended Endorsement Split Dollar Agreement (February 2nd, 2009)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this 30th day of January 2009 by and between Mountain 1st Bank & Trust Company, a North Carolina-chartered bank (the Bank), and Vincent K. Rees, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

1st Financial Services CORP – Mountain 1st Bank & Trust Company Amended Endorsement Split Dollar Agreement (February 2nd, 2009)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this 30th day of January, 2009, by and between Mountain 1st Bank & Trust Company, a North Carolina-chartered bank (the Bank), and B. Lee Beason, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

1st Financial Services CORP – Mountain 1st Bank & Trust Company Amended Endorsement Split Dollar Agreement (February 2nd, 2009)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this 30th day of January, 2009 by and between Mountain 1st Bank & Trust Company, a North Carolina-chartered bank (the Bank), and Kirk P. Robinson, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

1st Financial Services CORP – Mountain 1st Bank & Trust Company Amended Endorsement Split Dollar Agreement (February 2nd, 2009)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this 30th day of January, 2009 by and between Mountain 1st Bank & Trust Company, a North Carolina-chartered bank (the Bank), and Gregory L. Gibson, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

Bnc Bancorp – Bank of North Carolina Amended Endorsement Split Dollar Agreement (December 27th, 2007)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this day of , 2007, by and between Bank of North Carolina, a North Carolina-chartered bank (the Bank), and Ralph N. Strayhorn III, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

Bnc Bancorp – Bank of North Carolina Amended Endorsement Split Dollar Agreement (December 27th, 2007)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this day of , 2007, by and between Bank of North Carolina, a North Carolina-chartered bank (the Bank), and David B. Spencer, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

Bnc Bancorp – Bank of North Carolina Amended Endorsement Split Dollar Agreement (December 27th, 2007)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this day of , 2007, by and between Bank of North Carolina, a North Carolina-chartered bank (the Bank), and W. Swope Montgomery Jr., an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

Bnc Bancorp – Bank of North Carolina Amended Endorsement Split Dollar Agreement (December 27th, 2007)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this day of , 2007, by and between Bank of North Carolina, a North Carolina-chartered bank (the Bank), and Richard D. Callicutt, II, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

Oak Ridge Financial Services – Bank of Oak Ridge Amended Endorsement Split Dollar Agreement (December 21st, 2007)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this 19th day of December, 2007 by and between Bank of Oak Ridge, a North Carolina-chartered commercial bank (the Bank), and Ronald O. Black, its President and Chief Executive Officer (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

Oak Ridge Financial Services – Bank of Oak Ridge Amended Endorsement Split Dollar Agreement (December 21st, 2007)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this 19th day of December, 2007 by and between Bank of Oak Ridge, a North Carolina-chartered commercial bank (the Bank), and L. William Vasaly III, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.

Oak Ridge Financial Services – Bank of Oak Ridge Amended Endorsement Split Dollar Agreement (December 21st, 2007)

This AMENDED ENDORSEMENT SPLIT DOLLAR AGREEMENT (this Agreement) is entered into as of this 19th day of December, 2007 by and between Bank of Oak Ridge, a North Carolina-chartered commercial bank (the Bank), and Thomas W. Wayne, an executive of the Bank (the Executive). This Agreement shall append the Split Dollar Policy Endorsement entered into on even date herewith or as subsequently amended, by and between the aforementioned parties.