0001830197-22-000075 Sample Contracts

AMENDMENT NO. 2 TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York

BARCLAYS BANK PLC, in its capacity as purchaser (together with its permitted successors and assigns in such capacity hereunder, “Barclays” or a “Purchaser”) and agent pursuant hereto (together with its permitted successors and assigns in such capacity hereunder, “Agent”),

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THIRD AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT
Credit Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York

This Loan Note is one of the Loan Notes referred to in, and is entitled to the benefits of, the Credit Agreement, which, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events and also for prepayments on account of the principal hereof prior to the maturity hereof upon the terms and conditions specified therein and is secured by the Collateral including the Assets.

AMENDMENT NUMBER TEN to the MASTER REPURCHASE AGREEMENT Dated as of June 3, 2020, among HOME POINT FINANCIAL CORPORATION, MORGAN STANLEY BANK. N.A., and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC
Master Repurchase Agreement and Securities Contract • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York

MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT, dated as of June 3, 2020 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Repurchase Agreement”), by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (the “Seller”), MORGAN STANLEY BANK, N.A., a national banking association (the “Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (together with any successor agent appointed from time to time in accordance with the terms of Section 13.09, the “Agent”).

AMENDMENT NO. 8 TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York

Amendment No. 8 to Master Repurchase Agreement, dated as of June 30, 2022 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Administrative Agent”), CREDIT SUISSE AG, a company incorporated in Switzerland, acting through its Cayman Islands Branch (“CS Cayman”, and a “Buyer”), ALPINE SECURITIZATION LTD (“Alpine” and a “Buyer”) and other Buyers joined thereto from time to time (the “Buyers”) and Home Point Financial Corporation (the “Seller”).

RATE AMENDMENT TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents

This Amendment (the “Amendment”) to the Master Repurchase Agreement (defined below), is entered into on May 19, 2022 by and among Wells Fargo Bank, N.A. (the “Buyer”) and Home Point Financial Corporation (the “Seller”). The Buyer and the Seller may also be referred to individually as a “Party” or collectively as the “Parties.”

CHANGE IN TERMS AGREEMENT
Terms Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Texas

THIS CHANGE IN TERMS AGREEMENT (this "Agreement") is made and entered into by the undersigned executing this Agreement as "Seller" and TEXAS CAPITAL BANK ("Bank") and is effective as of the date set forth below Bank's signature block hereto (the "Effective Date").

CHANGE IN TERMS AGREEMENT
Terms Agreement • August 11th, 2022 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Texas

THIS CHANGE IN TERMS AGREEMENT (this "Agreement") is made and entered into by the undersigned executing this Agreement as "Seller" and TEXAS CAPITAL BANK ("Bank") and is effective as of the date set forth below Bank's signature block hereto (the "Effective Date").

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