0001830188-25-000066 Sample Contracts

FOURTH AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT
Credit Agreement • October 1st, 2025 • United Homes Group, Inc. • Operative builders

This Fourth Amendment to Second Amended and Restated Credit Agreement (this “Amendment”) is entered into in reference to that certain Second Amended and Restated Credit Agreement dated as of August 10, 2023, as amended by that certain Letter Agreement dated as of September 29, 2023, as further amended by that certain Letter Agreement dated as of October 20, 2023, as further amended by that certain First Amendment to Second Amended and Restated Credit Agreement dated as of December 22, 2023, as further amended by that certain Second Amendment to Second Amended and Restated Credit Agreement dated as of January 26, 2024, as further amended by that certain Third Amendment to Second Amended and Restated Credit Agreement and Omnibus Amendment to Loan Documents dated as of August 2, 2024 and as modified by that certain Letter Agreement dated as of January 30, 2025 (as amended, and as the same may be further amended, restated, amended and restated, supplemented or otherwise modified from time

FIRST AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • October 1st, 2025 • United Homes Group, Inc. • Operative builders

This FIRST AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is entered into as of September 29, 2025, by and among United Homes Group, Inc., a Delaware corporation (“Holdings”), Great Southern Homes, Inc., a South Carolina corporation (“Borrower”), Kennedy Lewis Agency Partners LLC, as administrative agent for the Lenders and as collateral agent for the Secured Parties (in such capacity, including any successors thereto, the “Administrative Agent”), and the lenders from time to time party thereto (including any successors and assigns, individually and collectively as the context may require, each a “Lender” and collectively, the “Lenders”) from time to time party thereto.