0001299933-06-006379 Sample Contracts

AMENDED AND RESTATED GUARANTY
Guaranty • October 4th, 2006 • New Century Financial Corp • Real estate investment trusts • New York

THIS AMENDED AND RESTATED GUARANTY, dated as of September 28, 2006, (this “Guaranty”), is made between New Century Financial Corporation (f/k/a New Century REIT, Inc.) (the “Guarantor”) and Bank of America, N.A. (the “Buyer”, which term shall include any buyer for whom the Buyer acts as the Agent as defined and provided for in the Master Repurchase Agreement referred to below).

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AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT Dated as of September 2, 2005, amended and restated to and including September 28, 2006
Master Repurchase Agreement • October 4th, 2006 • New Century Financial Corp • Real estate investment trusts • New York

Bank of America, N.A., as buyer (the “Buyer”, which term shall include any “Principal” as defined and provided for in Annex I), or as agent pursuant hereto (the “Agent”),

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