0001292814-22-001705 Sample Contracts

The redacted information has been excluded because it is both (i) not material and (ii) of the type that the registrant customarily and actually treats as private or confidential INVESTMENT AGREEMENT AND OTHER COVENANTS entered between, on one side,
Investment Agreement and Other Covenants • April 21st, 2022 • Nu Holdings Ltd. • Finance services

This Investment Agreement and Other Covenants (“Agreement”) is entered into on September 10, 2020 (“Signature Date”‘) between the following parties (individually, “Party” and jointly “Parties”):

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SHAREHOLDER’S AGREEMENT
Shareholder’s Agreement • April 21st, 2022 • Nu Holdings Ltd. • Finance services

This SHAREHOLDER’S AGREEMENT (as the same may be amended from time to time in accordance with its terms, the “Agreement”) is entered into as of November 29, 2021, by and between Nu Holdings Ltd., an exempted company formed under the laws of the Cayman Islands (the “Company”), and the Shareholder (as defined below).

SERVICES AGREEMENT FOR BRAZILIAN DEPOSITARY RECEIPT (BDRs) ISSUING DEPOSITARY BANK
Services Agreement • April 21st, 2022 • Nu Holdings Ltd. • Finance services

By this Services Agreement for Brazilian Depositary Receipt Issuing Depositary Bank, hereinafter simply referred to as “Agreement”, the parties of which are:

DATED ____________________ and INDEMNIFICATION AGREEMENT Floor 4, Willow House, Cricket Square Grand Cayman KY1-9010, Cayman Islands
Indemnification Agreement • April 21st, 2022 • Nu Holdings Ltd. • Finance services
NU HOLDINGS LTD. REGISTRATION RIGHTS AGREEMENT November 18, 2021 REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • April 21st, 2022 • Nu Holdings Ltd. • Finance services

THIS REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is made on November 18, 2021 by and among Nu Holdings Ltd., a Cayman Islands exempted company (the “Company”) and the shareholders listed on Schedule A hereto, each of which is herein referred to as a “Shareholder.”

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