0001193125-06-093121 Sample Contracts

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FORM OF ESOP LOAN AGREEMENT
Loan Agreement • April 28th, 2006 • Northeast Community Bancorp Inc • Savings institution, federally chartered • New York

THIS LOAN AGREEMENT (“Loan Agreement”) is made and entered into as of the day of , 2006, by and between the NORTHEAST COMMUNITY BANK EMPLOYEE STOCK OWNERSHIP PLAN TRUST (“Borrower”), a trust forming part of the Northeast Community Bank Employee Stock Ownership Plan (“ESOP”); and NORTHEAST COMMUNITY BANCORP, INC. (“Lender”), a corporation organized and existing under the laws of the United States of America.

FORM OF COMPANY EMPLOYMENT AGREEMENT
Company Employment Agreement • April 28th, 2006 • Northeast Community Bancorp Inc • Savings institution, federally chartered • New York

THIS AGREEMENT (the “Agreement”) made this day of , 2006, by and between NORTHEAST COMMUNITY BANCORP, INC., a federally chartered corporation (the “Company”), and (the “Executive”).

FORM OF BANK EMPLOYMENT AGREEMENT
Bank Employment Agreement • April 28th, 2006 • Northeast Community Bancorp Inc • Savings institution, federally chartered • New York

THIS AGREEMENT (the “Agreement”), made this day of , 2006, by and between NORTHEAST COMMUNITY BANK, a federally chartered savings bank (the “Bank”), and (the “Executive”).

ADOPTION AGREEMENT FOR NORTHEAST COMMUNITY BANK EMPLOYEES’ SAVINGS & PROFIT SHARING PLAN AND TRUST
Trust Agreement • April 28th, 2006 • Northeast Community Bancorp Inc • Savings institution, federally chartered • New York

THIS ADOPTION AGREEMENT, upon execution by the Employer and the Trustee, and subsequent approval by a duly authorized representative of Pentegra Services, Inc. (the “Sponsor”), together with the Sponsor’s Employees’ Savings & Profit Sharing Plan and Trust Agreement (the “Agreement”), shall constitute the NorthEast Community Bank Employees’ Savings & Profit Sharing Plan and Trust (the “Plan”). The terms and provisions of the Agreement are hereby incorporated herein by this reference; provided, however, that if there is any conflict between the Adoption Agreement and the Agreement, this Adoption Agreement shall control.

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