MASTER REPURCHASE AGREEMENT Between: UBS BANK USA, as Buyer and HOME POINT FINANCIAL CORPORATION, as Seller Dated as of October 28, 2015Master Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This is a MASTER REPURCHASE AGREEMENT (the “Agreement”), dated as of October 28, 2015, between Home Point Financial Corporation, a New Jersey corporation (the “Seller”) and UBS Bank USA, a Utah corporation (the “Buyer”).
MASTER REPURCHASE AGREEMENT Between BARCLAYS BANK PLC, as Purchaser and Agent and HOME POINT FINANCIAL CORPORATION, as Seller Dated as of August 14, 2020Master Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
BARCLAYS BANK PLC, in its capacity as purchaser (together with its permitted successors and assigns in such capacity hereunder, “Barclays” or a “Purchaser”) and agent pursuant hereto (together with its permitted successors and assigns in such capacity hereunder, “Agent”),
FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENTCredit Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
THIS AMENDED AND RESTATED CREDIT AGREEMENT (this “Agreement”) is entered into as of July 11, 2019, by and among Home Point Financial Corporation a New Jersey corporation, as borrower (the “Borrower”), Home Point Capital Inc., a Delaware corporation (the “Guarantor”), the financial institutions that may from time to time become parties hereto (each such financial institution, a “Lender” and collectively, the “Lenders”) and GOLDMAN SACHS BANK USA (“GS Bank”), as administrative agent (the “Administrative Agent”).
ContractMortgage Warehouse Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Texas
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.
MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT Dated as of June 3, 2020 HOME POINT FINANCIAL CORPORATION, the Seller, MORGAN STANLEY BANK, N.A., the Buyer and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, the AgentMaster Repurchase Agreement and Securities Contract • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT, dated as of June 3, 2020 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Repurchase Agreement”), by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (the “Seller”), MORGAN STANLEY BANK, N.A., a national banking association (the “Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (together with any successor agent appointed from time to time in accordance with the terms of Section 13.09, the “Agent”).
MASTER PARTICIPATION AGREEMENT between HOME POINT FINANCIAL CORPORATION (“Seller”) and MERCHANTS BANK OF INDIANA (“Participant”) May 31, 2017Master Participation Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Indiana
THIS MASTER PARTICIPATION AGREEMENT (the “Agreement”) is made as of May 31, 2017, by and between HOME POINT FINANCIAL CORPORATION, having a principal place of business at 1194 Oak Valley Drive, Suite 80, Ann Arbor, Michigan 48108; Attention: [***] (“Seller”), and MERCHANTS BANK OF INDIANA, having an office at 11555 N. Meridian Street, Suite 400, Carmel, Indiana 46032; Attention: [***] (“Participant”).
AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT By and Among: TIAA, FSB, as Administrative Agent and a Buyer, the other Buyers from time to time party hereto and HOME POINT FINANCIAL CORPORATION, as Seller Dated as of September 18, 2020Master Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (this “Agreement”), dated as of September 18, 2020, is made and entered into by and among HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (“Seller”), the Buyers from time to time party hereto (“Buyer”), and TIAA, FSB, formerly known as EverBank, as a Buyer and swing line lender (in such capacity, “TIAA”), and as administrative agent (in such capacity, the “Administrative Agent”) for the Buyers.
AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 6 to Master Repurchase Agreement, dated as of November 9, 2017 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 9 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 9 to Master Repurchase Agreement, dated as of October 19, 2018 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 13 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 13 to Master Repurchase Agreement, dated as of July 6, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
ADDENDUM TO MORTGAGE WAREHOUSE AGREEMENT (New York Committed Facility)Mortgage Warehouse Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents
THIS ADDENDUM TO MORTGAGE WAREHOUSE AGREEMENT (this “Addendum”) is made and entered into by the undersigned executing this Addendum as “Seller” and TEXAS CAPITAL BANK, NATIONAL ASSOCIATION (“Bank”), and is effective as of the Effective Date.
MASTER REPURCHASE AGREEMENT CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC, as administrative agent, CREDIT SUISSE AG, a company incorporated in Switzerland, acting through its CAYMAN ISLANDS BRANCH, as buyer, ALPINE SECURITIZATION LTD, as buyer and...Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This is a MASTER REPURCHASE AGREEMENT, dated as of October 23, 2020, by and among Credit Suisse First Boston Mortgage Capital LLC, (“Administrative Agent”) on behalf of Buyers, including but not limited to Credit Suisse AG, a company incorporated in Switzerland, acting through its Cayman Islands Branch (“CS Cayman” and a “Buyer”) and Alpine Securitization LTD (“Alpine” and a “Buyer”), Home Point Financial Corporation (“Seller”) and each Underlying Entity joined hereto from time to time (each, an “Underlying Entity”, and together with the Seller, each a “Seller Party” and collectively, the “Seller Parties”).
TIAA BANK Warehouse FinanceHome Point Capital Inc. • January 8th, 2021 • Mortgage bankers & loan correspondents • New York
This First Amendment, effective as of December 15, 2020 (the “Amendment Effective Date”), amends that certain Amended and Restated Pricing Letter dated September 18, 2020, as amended, (the “Pricing Letter”), and that Amended and Restated Master Repurchase Agreement dated September 18, 2020, as amended (the “Repurchase Agreement”) by and between Home Point Financial Corporation (the “Seller), TIAA, FSB, formerly known as EverBank (as Administrative Agent for the Buyers and as “Buyer”) and Capital One, National Association (as “Buyer”). The Repurchase Agreement and Pricing Letter are sometimes collectively referred to herein as the, “Agreement”.
EMPLOYMENT AGREEMENTEmployment Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Michigan
This Employment Agreement (as the same may be amended from time to time, this “Agreement”), is entered into as of December , 2014, to be effective as of (the “Effective Date”), between Home Point Capital Inc., a Delaware corporation (the “Company”) and Home Point Capital LP (“Parent”), and William Newman, an individual (the “Executive”).
SECOND AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENTCredit Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents
This SECOND AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”), is entered into as of August 5, 2020, by and among HOME POINT FINANCIAL CORPORATION, a New Jersey corporation, as borrower (the “Borrower”), HOME POINT CAPITAL INC., a Delaware corporation, as guarantor (the “Guarantor”), the financial institutions that are parties hereto as lenders (each such financial institution, a “Lender” and collectively, the “Lenders”) and GOLDMAN SACHS BANK USA (“GS Bank”), as administrative agent (the “Administrative Agent”).
AMENDMENT NO. 3 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 3 to Master Repurchase Agreement, dated as of September 28, 2016 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 14 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 14 to Master Repurchase Agreement, dated as of September 18, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 7 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 7 to Master Repurchase Agreement, dated as of May 7, 2018 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
ASSIGNMENT AND AMENDMENT NO. 2 TO MASTER REPURCHASE AGREEMENT AND ASSIGNMENT AND AMENDMENT NO. 8 TO PRICING LETTERMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Assignor and Seller are parties to that certain (a) Master Repurchase Agreement, dated as of October 28, 2015 (as amended by Amendment No. 1, dated as of May 4, 2016, the “Existing Repurchase Agreement”, and as further amended by this Amendment, the “Repurchase Agreement”) and (b) Pricing Letter, dated as of October 28, 2015 (as amended by Amendment No. 1, dated as of January 27, 2016, Amendment No. 2, dated as of March 9, 2016, Amendment No. 3, dated as of March 31, 2016, Amendment No. 4, dated as of April 20, 2016, Amendment No. 5, dated as of May 4, 2016, Amendment No. 6 to Pricing Letter, dated as of June 29, 2016 and Amendment No. 7 to Pricing Letter, dated as of August 25, 2016, the “Existing Pricing Letter”, and as further amended by this Amendment, the “Pricing Letter”). Capitalized terms used but not otherwise defined herein shall have the meanings given to them in the Existing Repurchase Agreement and Existing Pricing Letter, as applicable.
AMENDMENT NUMBER THREE to the MASTER REPURCHASE AGREEMENT Dated as of June 3, 2020, among HOME POINT FINANCIAL CORPORATION, MORGAN STANLEY BANK. N.A., and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLCMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NUMBER THREE (this “Amendment”) is made this twenty-third day of December, 2020 and effective as of January 5, 2021, among HOME POINT FINANCIAL CORPORATION, a New Jersey corporation, as seller (“Home Point”), MORGAN STANLEY BANK, N.A., a national banking association, as buyer (“Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (“Agent”), to the Master Repurchase Agreement, dated as of June 3, 2020, as amended by that certain Amendment Number One to the Master Repurchase Agreement, dated as of August 14, 2020, and by that certain Amendment Number Two to the Master Repurchase Agreement, dated as of November 18, 2020 (as amended, modified or supplemented from time to time, the “Agreement”), among Seller, Buyer and Agent, as such agreement may be further amended from time to time. Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT NO. 8 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 8 to Master Repurchase Agreement, dated as of July 16, 2018 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 16 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 16 to Master Repurchase Agreement, dated as of December 22, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NUMBER TWO to the MASTER REPURCHASE AGREEMENT Dated as of June 3, 2020, among HOME POINT FINANCIAL CORPORATION, MORGAN STANLEY BANK. N.A., and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLCMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NUMBER TWO (this “Amendment”) is made this 18th day of November, 2020, among HOME POINT FINANCIAL CORPORATION, a New Jersey corporation, as seller (“Home Point”), MORGAN STANLEY BANK, N.A., a national banking association, as buyer (“Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (“Agent”), to the Master Repurchase Agreement, dated as of June 3, 2020, as amended by that certain Amendment Number One to the Master Repurchase Agreement, dated as of August 14, 2020 (as may be amended, modified or supplemented from time to time, the “Agreement”), among Seller, Buyer and Agent, as such agreement may be further amended from time to time. Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT NO. 4 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 4 to Master Repurchase Agreement, dated as of January 5, 2017 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 15 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 15 to Master Repurchase Agreement, dated as of October 6, 2020 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NUMBER ONE to the MASTER REPURCHASE AGREEMENT Dated as of June 3, 2020, among HOME POINT FINANCIAL CORPORATION, MORGAN STANLEY BANK. N.A., and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLCMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NUMBER ONE (this “Amendment”) is made this 14th day of August, 2020, among HOME POINT FINANCIAL CORPORATION, a New Jersey corporation, as seller (“Home Point”), MORGAN STANLEY BANK, N.A., a national banking association, as buyer (“Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (“Agent”), to the Master Repurchase Agreement, dated as of June 3, 2020, among Seller, Buyer and Agent, as such agreement may be amended from time to time (as amended, modified or supplemented from time to time, the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT NO. 1 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 1 to Master Repurchase Agreement, dated as of May 4, 2016 (this “Amendment”), between UBS BANK USA (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 11 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 11 to Master Repurchase Agreement, dated as of September 20, 2019 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 5 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 5 to Master Repurchase Agreement, dated as of October 6, 2017 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
CONFIRMATION AND AMENDMENT OF PARTICIPATION AGREEMENTParticipation Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • Indiana
THIS CONFIRMATION AND AMENDMENT OF PARTICIPATION AGREEMENT (“Confirmation and Amendment”), is executed to be effective as of May 29, 2020, by and between HOME POINT FINANCIAL CORPORATION, a New Jersey corporation (hereinafter referred to as “Seller”), and MERCHANTS BANK OF INDIANA (hereinafter referred to as “Participant”);
AMENDMENT NO. 10 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 10 to Master Repurchase Agreement, dated as of February 25, 2019 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
AMENDMENT NO. 12 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 12 to Master Repurchase Agreement, dated as of December 12, 2019 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and HOME POINT FINANCIAL CORPORATION (the “Seller”).
MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT BETWEEN Wells Fargo Bank, N.A., as buyer (“Buyer”) The Sellers identified on the Addendum, as seller (“Seller”) The Guarantors, if identified on the Addendum, as guarantor (“Guarantor”) Dated as of...Electronic Tracking Agreement • January 8th, 2021 • Home Point Capital Inc. • Mortgage bankers & loan correspondents • New York
This Master Repurchase Agreement and Securities Contract is dated as of the Effective Date by and among the Buyer, the Seller and the Guarantor.
