0001068238-05-000827 Sample Contracts

STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., DEPOSITOR
Pooling and Servicing Agreement • December 13th, 2005 • MortgageIT Trust 2005-Ar1 • Asset-backed securities • New York

Pooling and Servicing Agreement dated as of November 1, 2005, among Structured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the “Depositor”), Deutsche Bank National Trust Company, not in its individual capacity but solely as trustee (the “Trustee”), Wells Fargo Bank, National Association, as master servicer (in such capacity, the “Master Servicer”) and as securities administrator (in such capacity, the “Securities Administrator”), and MortgageIT, Inc., as seller (in such capacity, the “Seller”) and as company (in such capacity, the “Company”).

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