EXHIBIT 10.2 AGREEMENT TO BUY AND SELL 1. PARTIES. This legally binding contract entered into on this 22nd day of January, 1999, between THE BESS G. KIRKLAND Trust, (hereinafter the "Seller") and NEW COMMERCE BANCORP (hereinafter the "Buyer"). 2....New Commerce Bancorp • January 29th, 1999 • National commercial banks
