0000950123-10-077347 Sample Contracts

AMENDMENT OF THE ADOPTION AGREEMENT FOR ZENITH NATIONAL INSURANCE CORP. 401(k) PLAN
Adoption Agreement • August 13th, 2010 • Fairfax Financial Holdings LTD/ Can • Fire, marine & casualty insurance

THIS AMENDMENT (this “Amendment”) to the Third Amended and Rested Adoption Agreement dated as of April 23, 2008 (the “Adoption Agreement”) is hereby executed as of the first day of September, 2008, by Zenith National Insurance Corp. (the “Employer”), in its capacity as Plan Sponsor of The Zenith 401(k) Plan (the “Plan”).

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ARTICLE I. DEFINITIONS 1 1.01. Accounts 1 1.02. Adoption Agreement 1 1.03. Affiliate 1 1.04. Anniversary Date 1 1.05. Annual Additions 1 (a) In general 1 (b) Medical accounts 2 1.06. Annual Limitation 2 1.07. Authorized Absence 2 1.08. Beneficiary 2...
Fairfax Financial Holdings LTD/ Can • August 13th, 2010 • Fire, marine & casualty insurance

The terms in this Plan shall have the meanings set forth in Article I, unless another meaning is clearly required. In addition to the terms defined below, there are additional terms that are defined in other sections of this Plan.

ADOPTION AGREEMENT FOR THE ZENITH 401(k) PLAN
Adoption Agreement • August 13th, 2010 • Fairfax Financial Holdings LTD/ Can • Fire, marine & casualty insurance

THIS THIRD AMENDED AND RESTATED ADOPTION AGREEMENT (this “Adoption Agreement”) is hereby executed on the 23rd day of April, 2008, by Zenith National Insurance Corp. (the “Employer”), in its capacity as Plan Sponsor of The Zenith 401(k) Plan (the “Plan”).

THIRD AMENDMENT TO THE THIRD AMENDED AND RESTATED ADOPTION AGREEMENT OF THE ZENITH NATIONAL INSURANCE CORP. 401(k) PLAN
Adoption Agreement • August 13th, 2010 • Fairfax Financial Holdings LTD/ Can • Fire, marine & casualty insurance

This Third Amendment to the Third Amended and Restated Adoption Agreement of the Zenith National Insurance Corp. 401(k) Plan (the “Plan”) is hereby executed and adopted on this 12th day of August, 2010, by Zenith National Insurance Corp. (the “Employer”).

SECOND AMENDMENT TO THE THIRD AMENDED AND RESTATED ADOPTION AGREEMENT OF THE ZENITH NATIONAL INSURANCE CORP. 401(k) PLAN
Adoption Agreement • August 13th, 2010 • Fairfax Financial Holdings LTD/ Can • Fire, marine & casualty insurance

This Second Amendment to the Third Amended and Restated Adoption Agreement of the Zenith National Insurance Corp. 401(k) Plan (the “Plan”) is hereby executed and adopted on this 30th day of December, 2008, by Zenith National Insurance Corp. (the “Employer”).

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