0000912057-01-000447 Sample Contracts

FORM OF NON-QUALIFIED STOCK OPTION AGREEMENT
Non-Qualified Stock Option Agreement • January 5th, 2001 • Starbridge Global Inc • Services-business services, nec

THIS NON-QUALIFIED STOCK OPTION AGREEMENT (this "Agreement") is made as of the 20th day of October, 2000 (the "Effective Date"), between Southland Financial, Inc., a Nevada corporation (hereinafter called the "Company"), and [NAME OF OPTIONEE] (hereinafter called the "Optionee"). The option granted by this Agreement is not intended to qualify as an incentive stock option within the meaning of Section 422 of the Internal Revenue Code of 1986, as amended (the "Code").

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FORM OF DIRECTOR'S SERVICE AGREEMENT 20th October, 2000
Starbridge Global Inc • January 5th, 2001 • Services-business services, nec • Nevada

The purpose of this agreement is to set forth the terms under which ("Director") will provide certain services on a non-exclusive basis to Southland Financial, Inc. (the "Company") as a member of the Company's Board of Directors ("Board").

BUSINESS CONSULTING SERVICES AGREEMENT
Business Consulting Services Agreement • January 5th, 2001 • Starbridge Global Inc • Services-business services, nec

This Financial Consulting Services Agreement (the "Agreement") is entered this 15th day of November, 2000 by Ms. Rosemary Nguyen of 7602 East Santiago Canyon Road, Orange CA 92869 ("Consultant"), an individual, and Southland Financial, Inc. (OTC BB: SINC) of 2/25 Prospect Street, Box Hill VIC 3128, Australia, ("Client"), a Delaware corporation, with reference to the following:

CONSULTANCY CONTRACT BETWEEN SOUTHLAND FINANCIAL, INC. AND RICHARD A. PULLIA
Agreement • January 5th, 2001 • Starbridge Global Inc • Services-business services, nec • Nevada
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