0000909518-01-500195 Sample Contracts

EXHIBIT 3 AGREEMENT AND PLAN OF MERGER DATED AS OF JULY 10, 2001
Agreement and Plan of Merger • July 20th, 2001 • Massachusetts Mutual Life Insurance Co • Delaware
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EXHIBIT 1 JOINT FILING AGREEMENT
Joint Filing Agreement • July 20th, 2001 • Massachusetts Mutual Life Insurance Co

In accordance with Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of them of a statement on Schedule 13D (including amendments thereto) with respect to the Class B common stock, par value $0.01 per share, of Tremont Advisers, Inc.; and further agree that this Joint Filing Agreement be included as an Exhibit to such joint filing. In evidence thereof, the undersigned hereby execute this Agreement this 20th day of July, 2001. This agreement may be executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument.

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