0000854662-06-000051 Sample Contracts

CREDIT AGREEMENT DATED AS OF JULY 17, 2006 AMONG MAF BANCORP, INC., THE LENDERS FROM TIME TO TIME PARTIES HERETO, AND HARRIS N.A., AS ADMINISTRATIVE AGENT
Credit Agreement • November 9th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered • Illinois

This Credit Agreement is entered into as of July 17, 2006, by and among MAF Bancorp, Inc., a Delaware corporation (the “Borrower”), the several financial institutions from time to time party to this Agreement, as Lenders, and HARRIS N.A., as Administrative Agent as provided herein. All capitalized terms used herein without definition shall have the same meanings herein as such terms are defined in Section 4.1 hereof.

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SPECIAL TERMINATION AGREEMENT
Special Termination Agreement • November 9th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered

This AGREEMENT is made effective as of October 1, 2006 by and between Mid America Bank, fsb (the “Bank”), a federally chartered savings institution, with its office at 55th & Holmes Avenue, Clarendon Hills, Illinois, and Edward A. Karasek (the “Executive”). The Bank is the wholly-owned subsidiary of the Holding Company (the “Company”), a corporation organized under the laws of the State of Delaware. This Agreement supersedes the Mid America Bank Special Termination Agreement by and between the Bank and the Executive dated January 1, 2004.

MAF BANCORP, INC. SPECIAL TERMINATION AGREEMENT
Special Termination Agreement • November 9th, 2006 • Maf Bancorp Inc • Savings institution, federally chartered • Delaware

This AGREEMENT is made effective as of October 1, 2006 by and between MAF Bancorp, Inc. (the “Holding Company”), a corporation organized under the laws of the State of Delaware, with its office at 55th & Holmes Avenue, Clarendon Hills, Illinois, and Edward A. Karasek (the “Executive”). The term “Bank” refers to Mid America Bank, fsb, the wholly-owned subsidiary of the Company.

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