Exhibit 1 JOINT FILING AGREEMENT Each of the undersigned agrees that the Statement, including amendments, on Schedule 13D relating to shares of Common Stock of Sistersville Bancorp, Inc. to which this Agreement is attached is being filed on behalf of...

                                                       Exhibit 1

                     JOINT FILING AGREEMENT

          Each of the undersigned agrees that the Statement,
including amendments, on Schedule 13D relating to shares of
Common Stock of Sistersville Bancorp, Inc. to which this Agreement
is attached is being filed on behalf of each of the undersigned.

                    7/1/97        Xxxxxx X. Xxxxx           
                     Date           (Signature)

                    7/1/97        Xxxxx X. Xxxxx           
                     Date           (Signature)

































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