Amendment to the Selling and Services Agreement and Fund Participation Agreement Among ING Life and Annuity Company, ING Financial Advisors, LLC, NYLIFE Distributors LLC, and NYLIM Service Company LLC

Exhibit 24(b)(8.111)

Amendment to the Selling and Services Agreement and
Fund Participation Agreement
Among
ING Life and Annuity Company, ING Financial Advisors, LLC,
NYLIFE Distributors LLC, and NYLIM Service Company LLC

This Amendment (the “Amendment”) is dated as of September 30, 2008 by and among
ING Life Insurance and Annuity Company(“ING Life”), ING Financial Advisors, LLC (“ING
Financial”) (collectively “ING”), NYLIFE Distributors LLC (“NYLIFE Distributors”) and
NYLIM Service Company LLC (“NSC”) (“NYLIFE Distributors and NSC are collectively
referred to herein as “Fund Service Provider”), acting as agent for the registered open-end
management investment companies whose shares are or may be underwritten by Fund Service
Provider (each a “Fund” or collectively the “Funds”)

W I T N E S S E T H:

WHEREAS, ING and the Fund Service Provider, or their predecessors, are parties to that
certain Selling and Services Agreement and Fund Participation Agreement, which was effective
as of November 8, 2007, and any amendments thereto (the “Agreement”); and

WHEREAS, ING and the Fund Service Provider wish to revise the Sub-transfer agency
fees attached to the Agreement (hereinafter referred to as “Schedule C”);

NOW, THEREFORE, in consideration of the premises and mutual covenants herein
contained, and intending to be legally bound hereby, the parties hereto agree as follows:

1.      Schedule C of the Agreement is hereby deleted in its entirety and replaced with the attached.

Except as provided herein, the terms and conditions contained in the Agreement shall
remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
executed by their duly authorized officers effective as of the date first above written.

ING Life Insurance and Annuity Company			ING Financial Advisors, LLC
By: /s/ ▇▇▇▇ ▇. ▇▇▇▇▇▇▇		By:	/s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇▇
Name: ▇▇▇▇ ▇. ▇▇▇▇▇▇▇		Name: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇
Title: Vice President		Title:	V.P. Operations
NYLIM Service Company LLC			NYLIFE Distributors LLC
By:	/s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇		By:	/s/ ▇▇▇▇ ▇▇▇▇▇▇
Name: ▇▇▇▇▇▇ ▇. ▇▇▇▇▇			Name: ▇▇▇▇ ▇▇▇▇▇▇
Title: President			Title: Managing Director

Schedule C

MainStay Funds Investor Class Shares
ING’s compensation shall be an annual sub-transfer agency fee of ___% of the average daily net assets
held in the account, calculated and payable quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay All Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MAWNX
MainStay Balanced Fund	▇▇▇▇▇▇▇▇▇	MBINX
MainStay Cap Appreciation Fund	▇▇▇▇▇▇▇▇▇	MCPPX
MainStay International Equity Fund	▇▇▇▇▇▇▇▇▇	MINNX
MainStay Small Cap Opportunity Fund	▇▇▇▇▇▇▇▇▇	MOINX
MainStay High Yield Corp. Bond Fund	▇▇▇▇▇▇▇▇▇	MHHIX
MainStay Value Fund	▇▇▇▇▇▇▇▇▇	MVINX
MainStay Large Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MLINX
MainStay Map Fund	▇▇▇▇▇▇▇▇▇	MSMIX
MainStay Mid Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MMYMX
MainStay Mid Cap Opportunity Fund	▇▇▇▇▇▇▇▇▇	MMOUX
MainStay Mid Cap Value Fund	▇▇▇▇▇▇▇▇▇	MMIIX
MainStay Small Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MSSNX
MainStay Small Cap Value Fund	▇▇▇▇▇▇▇▇▇	MYSCX
MainStay ICAP International Fund	448926725	ICANX
MainStay ICAP Select Equity Fund	▇▇▇▇▇▇▇▇▇	MGXNX
MainStay ICAP Equity Fund	▇▇▇▇▇▇▇▇▇	MMRDX
MainStay 130/30 Core Fund	▇▇▇▇▇▇▇▇▇	MYCNX
MainStay 130/30 Growth Fund	▇▇▇▇▇▇▇▇▇	MAWNX
MainStay ICAP Global	448926733	ICGNX

ING’s compensation shall be an annual sub-transfer agency fee of ___% of the average daily net assets
held in the account, calculated and payable quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay Floating Rate Fund	▇▇▇▇▇▇▇▇▇	MXFNX
MainStay Diversified Inc Fund	▇▇▇▇▇▇▇▇▇	MSYDX
MainStay Government Fund	▇▇▇▇▇▇▇▇▇	MGVNX
MainStay Tax Free Bond Fund	▇▇▇▇▇▇▇▇▇	MKINX
MainStay Convertible Fund	▇▇▇▇▇▇▇▇▇	MCINX
MainStay Total Return Fund	▇▇▇▇▇▇▇▇▇	MTINX
MainStay Global High Inc Fund	▇▇▇▇▇▇▇▇▇	MGHHX
MainStay Common Stock Fund	▇▇▇▇▇▇▇▇▇	MCSSX
MainStay S&P 500 Index Fund	▇▇▇▇▇▇▇▇▇	MYSPX
MainStay Indexed Bond Fund	▇▇▇▇▇▇▇▇▇	MIXNX
MainStay Intermediate Bond Fund	▇▇▇▇▇▇▇▇▇	MTMNX
MainStay Short Term Bond Fund	▇▇▇▇▇▇▇▇▇	MYTBX
MainStay Inc Manager Fund	▇▇▇▇▇▇▇▇▇	MIMNX
MainStay Retirement 2010 Fund	▇▇▇▇▇▇▇▇▇	MYRDX
MainStay Retirement 2020 Fund	▇▇▇▇▇▇▇▇▇	MYRYX
MainStay Retirement 2030 Fund	▇▇▇▇▇▇▇▇▇	MRTFX
MainStay Retirement 2040 Fund	▇▇▇▇▇▇▇▇▇	MSRUX
MainStay Retirement 2050 Fund	▇▇▇▇▇▇▇▇▇	MSRVX

Schedule C

MainStay Growth Allocation Fund	▇▇▇▇▇▇▇▇▇	MGXNX
MainStay Moderate Allocation Fund	▇▇▇▇▇▇▇▇▇	MMRDX
MainStay Moderate Growth Allocation Fund	▇▇▇▇▇▇▇▇▇	MGDNX
MainStay Conservative Allocation Fund	▇▇▇▇▇▇▇▇▇	MCKNX

MainStay Funds Class A Shares
(For those existing Plans whose Fund Schedules included Class A Shares prior to September 30, 2008.)
ING’s compensation shall be an annual sub-transfer agency fee of ___% of the average daily net assets
held in the account, calculated and payable quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay All Cap Growth Fund	278846522	MAAAX
MainStay Balanced Fund	278846431	MBNAX
MainStay Capital Appreciation Fund	▇▇▇▇▇▇▇▇▇	MCSAX
MainStay International Equity Fund	▇▇▇▇▇▇▇▇▇	MSEAX
MainStay Small Cap Opportunity Fund	278846258	MOPAX
MainStay High Yield Corporate Bond Fund	▇▇▇▇▇▇▇▇▇	MHCAX
MainStay Value Fund	▇▇▇▇▇▇▇▇▇	MVAAX
MainStay Large Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MLAAX
MainStay MAP Fund	▇▇▇▇▇▇▇▇▇	MAPAX
MainStay Mid Cap Growth	▇▇▇▇▇▇▇▇▇	MMCPX
MainStay Mid Cap Opportunity Fund	278846290	MMOAX
MainStay Mid Cap Value Fund	▇▇▇▇▇▇▇▇▇	MYIAX
MainStay Small Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MSMAX
MainStay Small Cap Value Fund	▇▇▇▇▇▇▇▇▇	MSPAX
MainStay ICAP International Fund	448926501	ICEVX
MainStay ICAP Select Equity	448926873	ICSRX
MainStay ICAP Equity Fund	448926824	ICAUX
MainStay 130/30 Core Fund	▇▇▇▇▇▇▇▇▇	MYCTX
MainStay 130/30 Growth Fund	▇▇▇▇▇▇▇▇▇	MYGAX
MainStay ICAP Global	448926766	ICGLX

ING’s compensation shall be an annual sub-transfer agency fee of ___% of the average daily net assets
held in the account, calculated and payable quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay Floating Rate Fund	▇▇▇▇▇▇▇▇▇	MXFAX
MainStay Diversified Income Fund	▇▇▇▇▇▇▇▇▇	MASAX
MainStay Government Fund	▇▇▇▇▇▇▇▇▇	MGVAX
MainStay Tax Free Bond Fund	▇▇▇▇▇▇▇▇▇	MTBAX
MainStay Convertible Fund	▇▇▇▇▇▇▇▇▇	MCOAX
MainStay Total Return Fund	▇▇▇▇▇▇▇▇▇	MTRAX
MainStay Global High Income Fund	▇▇▇▇▇▇▇▇▇	MGHAX
MainStay Common Stock Fund	▇▇▇▇▇▇▇▇▇	MSOAX
MainStay S&P 500 Index Fund	278846274	MSXAX
MainStay Indexed Bond Fund	278846381	MIXAX
MainStay Intermediate Term Bond Fund	278846373	MTMAX
MainStay Short Term Bond Fund	278846266	MSTAX
MainStay Income Manager Fund	278846456	MATAX

Schedule C

MainStay Retirement 2010 Fund	▇▇▇▇▇▇▇▇▇	MYRAX
MainStay Retirement 2020 Fund	▇▇▇▇▇▇▇▇▇	MYROX
MainStay Retirement 2030 Fund	▇▇▇▇▇▇▇▇▇	MRTTX
MainStay Retirement 2040 Fund	▇▇▇▇▇▇▇▇▇	MSRTX
MainStay Retirement 2050 Fund	▇▇▇▇▇▇▇▇▇	MSRLX
MainStay Growth Allocation	▇▇▇▇▇▇▇▇▇	MGXAX
MainStay Moderate Allocation	278846183	MMRAX
MainStay Moderate Growth Allocation	278846142	MGDAX
MainStay Conservative Allocation	278846233	MCKAX

MainStay Funds Class I Shares
ING’s compensation shall be an annual sub-transfer agency fee of ___% of the average daily net assets
held in the account, calculated and payable quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay All Cap Growth Fund	278846886	MATIX
MainStay Balanced Fund	278846209	MBAIX
MainStay Capital Appreciation Fund	▇▇▇▇▇▇▇▇▇	MCPIX
MainStay International Equity Fund	▇▇▇▇▇▇▇▇▇	MSIIX
MainStay Small Cap Opportunity Fund	278846100	MOPIX
MainStay High Yield Corporate Bond Fund	▇▇▇▇▇▇▇▇▇	MHYIX
MainStay Value Fund	▇▇▇▇▇▇▇▇▇	MVAIX
MainStay Large Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MLAIX
MainStay MAP Fund	▇▇▇▇▇▇▇▇▇	MUBFX
MainStay Mid Cap Growth	▇▇▇▇▇▇▇▇▇	MMGOX
MainStay Mid Cap Opportunity Fund	278846407	MMOIX
MainStay Mid Cap Value Fund	▇▇▇▇▇▇▇▇▇	MMVIX
MainStay Small Cap Value Fund	▇▇▇▇▇▇▇▇▇	MSVVX
MainStay ICAP International Fund	448926402	ICEUX
MainStay ICAP Select Equity Fund	448926303	ICSLX
MainStay ICAP Equity Fund	448926204	ICAEX
MainStay 130/30 Core Fund	▇▇▇▇▇▇▇▇▇	MYCIX
MainStay 130/30 Growth Fund	▇▇▇▇▇▇▇▇▇	MYGIX
MainStay ICAP Global	448926741	ICGRX

ING’s compensation shall be an annual sub-transfer agency fee of ___% of the average daily net assets
held in the account, calculated and payable quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay Floating Rate Fund	▇▇▇▇▇▇▇▇▇	MXFIX
MainStay Diversified Income Fund	▇▇▇▇▇▇▇▇▇	MSDIX
MainStay Government Fund	▇▇▇▇▇▇▇▇▇	MGOIX
MainStay Total Return Fund	▇▇▇▇▇▇▇▇▇	MTOIX
MainStay Common Stock Fund	▇▇▇▇▇▇▇▇▇	MSOIX
MainStay S&P 500 Index Fund	278846860	MSPIX
MainStay Indexed Bond Fund	278846779	MIXIX
MainStay Intermediate Term Bond Fund	278846795	MTMIX
MainStay Short Term Bond Fund	278846712	MSTIX
MainStay Income Manager Fund	278846506	MASIX

Schedule C

MainStay Retirement 2010 Fund	▇▇▇▇▇▇▇▇▇	MYRIX
MainStay Retirement 2020 Fund	▇▇▇▇▇▇▇▇▇	MYRTX
MainStay Retirement 2030 Fund	▇▇▇▇▇▇▇▇▇	MRTIX
MainStay Retirement 2040 Fund	▇▇▇▇▇▇▇▇▇	MSRYX
MainStay Retirement 2050 Fund	▇▇▇▇▇▇▇▇▇	MSRMX
MainStay Institutional Bond Fund	▇▇▇▇▇▇▇▇▇	MYBIX
MainStay Growth Allocation	▇▇▇▇▇▇▇▇▇	MGXIX
MainStay Moderate Allocation	278846159	MMRIX
MainStay Moderate Growth Allocation	278846118	MGDIX
MainStay Conservative Allocation	278846191	MCKIX

MainStay Funds Class R1 Shares
ING’s compensation shall be a combination of an annual shareholder service fee of ___% and a sub-
transfer agency fee of ___% of the average daily net assets held in the account, calculated and payable
quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay Balanced Fund	278846415	MBNRX
MainStay MAP Fund	▇▇▇▇▇▇▇▇▇	MAPRX
MainStay Mid Cap Value Fund	▇▇▇▇▇▇▇▇▇	MMIRX
MainStay Value Fund	▇▇▇▇▇▇▇▇▇	MVARX
MainStay International Equity	▇▇▇▇▇▇▇▇▇	MIERX
MainStay Large Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MLRRX
MainStay ICAP International Fund	448926709	ICETX
MainStay ICAP Select Equity Fund	448926857	ICSWX
MainStay ICAP Equity Fund	448926790	ICAWX
MainStay Retirement 2010 Fund	▇▇▇▇▇▇▇▇▇	MYRRX
MainStay Retirement 2020 Fund	▇▇▇▇▇▇▇▇▇	MYRTX
MainStay Retirement 2030 Fund	▇▇▇▇▇▇▇▇▇	MRTOX
MainStay Retirement 2040 Fund	▇▇▇▇▇▇▇▇▇	MSREX
MainStay Retirement 2050 Fund	▇▇▇▇▇▇▇▇▇	MSROX

MainStay Funds Class R2 Shares
ING’s compensation shall be a combination of an annual shareholder service fee of ___% and a sub-
transfer agency fee of ___% of the average daily net assets held in the account, calculated and payable
quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay Balanced Fund	278846399	MBCRX
MainStay MAP Fund	▇▇▇▇▇▇▇▇▇	MPRRX
MainStay Mid Cap Value Fund	▇▇▇▇▇▇▇▇▇	MMRRX
MainStay Value Fund	▇▇▇▇▇▇▇▇▇	MVRTX
MainStay International Equity	▇▇▇▇▇▇▇▇▇	MIRRX
MainStay Large Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MLRTX
MainStay ICAP International Fund	448926808	ICEYX
MainStay ICAP Select Equity Fund	448926840	ICSYX
MainStay ICAP Equity Fund	448926782	ICAYX
MainStay Retirement 2010 Fund	▇▇▇▇▇▇▇▇▇	MYRWX
MainStay Retirement 2020 Fund	▇▇▇▇▇▇▇▇▇	MYRVX
MainStay Retirement 2030 Fund	▇▇▇▇▇▇▇▇▇	MRTUX
MainStay Retirement 2040 Fund	▇▇▇▇▇▇▇▇▇	MSRQX

			Schedule C
MainStay Retirement 2050 Fund	▇▇▇▇▇▇▇▇▇	MSRPX
MainStay High Yield Corporate Bond Fund	▇▇▇▇▇▇▇▇▇	MHYRX
MainStay Mid Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MMCTX
MainStay Common Stock Fund	▇▇▇▇▇▇▇▇▇	MSORX

MainStay Funds Class R3 Shares
ING’s compensation shall be a combination of an annual shareholder service fee of ___% and a sub-
transfer agency fee of ___% of the average daily net assets held in the account, calculated and payable
quarterly for the funds listed below:

Fund Name	CUSIP	TICKER
MainStay Balanced Fund	▇▇▇▇▇▇▇▇▇	MBDRX
MainStay MAP Fund	▇▇▇▇▇▇▇▇▇	MMAPX
MainStay Mid Cap Growth	▇▇▇▇▇▇▇▇▇	MMGRX
MainStay Mid Cap Opportunity	▇▇▇▇▇▇▇▇▇	MMORX
MainStay International Equity	▇▇▇▇▇▇▇▇▇	MIFRX
MainStay Large Cap Growth Fund	▇▇▇▇▇▇▇▇▇	MLGRX
MainStay ICAP International Fund	448926881	ICEZX
MainStay ICAP Select Equity Fund	448926832	ICSZX
MainStay ICAP Equity Fund	448926774	ICAZX
MainStay Retirement 2010 Fund	▇▇▇▇▇▇▇▇▇	MYREX
MainStay Retirement 2020 Fund	▇▇▇▇▇▇▇▇▇	MYRZX
MainStay Retirement 2030 Fund	▇▇▇▇▇▇▇▇▇	MRTVX
MainStay Retirement 2040 Fund	▇▇▇▇▇▇▇▇▇	MSRZX
MainStay Retirement 2050 Fund	▇▇▇▇▇▇▇▇▇	MSRWX