======================================================================================================================================= RESIDENTIAL ACCREDIT LOANS, INC., Company, RESIDENTIAL FUNDING COMPANY, LLC, Master Servicer, and DEUTSCHE BANK TRUST COMPANY AMERICAS, Trustee SERIES SUPPLEMENT, DATED AS OF APRIL 1, 2007, TO STANDARD TERMS OF POOLING AND SERVICING AGREEMENT dated as of December 1, 2006 Mortgage Asset-Backed Pass-Through Certificates Series 2007-QS6 =======================================================================================================================================

Article I DEFINITIONS.....................................................................................4 Section 1.01. Definitions. .................................................................4 Section 1.02. Use of Words and Phrases.....................................................19 Section 1.03. Determination of LIBOR.......................................................20 Article II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES................................22 Section 2.01. Conveyance of Mortgage Loans.................................................22 Section 2.02. Acceptance by Trustee........................................................22 Section 2.03. Representations, Warranties and Covenants of the Master Servicer and the Company22 Section 2.04. Representations and Warranties of Sellers. (See Section 2.04 of the Standard Terms) ......................................................................25 Section 2.05. Execution and Authentication of Certificates/Issuance of Certificates Evidencing Interests in REMIC I Certificates. ...............................25 Section 2.06. Conveyance of Uncertificated REMIC I Regular Interests; Acceptance by the Trustee .....................................................................25 Section 2.07. Issuance of Certificates Evidencing Interest in REMIC II.....................26 Section 2.08. Purposes and Powers of the Trust. (See Section 2.08 of the Standard Terms)...26 Article III ADMINISTRATION AND SERVICING OF MORTGAGE LOANS.................................................23 Section 3.01 Master Servicer to Act as Servicer. (See Section 3.01 of the Standard Terms) .27 Section 3.02 Subservicing Agreements Between Master Servicer and Subservicers; Enforcement of Subservicers' and Sellers' Obligations. (See Section 3.02 of the Standard Terms) ................................................. ........27 Section 3.03 Successor Subservicers. (See Section 3.03 of the Standard Terms) ............ 27 Section 3.04 Liability of the Master Servicer. (See Section 3.04 of the Standard Terms) ...27 Section 3.05 No Contractual Relationship Between Subservicer and Trustee or Certificateholders. (See Section 3.05 of the Standard Terms) .................27 Section 3.06 Assumption or Termination of Subservicing Agreements by Trustee. (See Section 3.06 of the Standard Terms) ......................................27 Section 3.07 Collection of Certain Mortgage Loan Payments; Deposits to Custodial Account ..27 Section 3.08 Subservicing Accounts; Servicing Accounts. (See Section 3.08 of the Standard Terms) ..............................................................29 Section 3.09 Access to Certain Documentation and Information Regarding the Mortgage Loans. (See Section 3.08 of the Standard Terms) ......................................29 Section 3.10. Permitted Withdrawals from the Custodial Account.............(See Section 3.10 of the Standard Terms) ......................................................29 Section 3.11. Maintenance of the Primary Insurance Policies; Collections Thereunder. (See Section 3.11 of the Standard Terms) ....................................29 Section 3.12. Maintenance of Fire Insurance and Omissions and Fidelity Coverage. (See Section 3.12 of the Standard Terms) .....................................29 Section 3.13. Enforcement of Due-on-Sale Clauses; Assumption and Modification Agreements; Certain Assignments.(See Section 3.13 of the Standard Terms) ................29 Section 3.14. Realization Upon Defaulted Mortgage Loans. (See Section 3.14 of the Standard Terms) .............................................................29 Section 3.15. Trustee to Cooperate; Release of Mortgage Files. (See Section 3.15 of the Standard Terms) .............................................................29 Section 3.16. Servicing and Other Compensation; Compensating Interest......................29 Section 3.17. Reports to the Trustee and the Company (See Section 3.17 of the Standard Terms) .............................................................30 Section 3.18. Annual Statement as to Compliance. (See Section 3.18 of the Standard Terms) ......................................................................30 Section 3.19. Annual Independent Public Accountants' Servicing Report.(See Section 3.19 of the Standard Terms) .................................................30 Section 3.20. Rights of the Company in Respect of the Master Servicer. (See Section 3.20 of the Standard Terms) 30 Section 3.21. Administration of Buydown Funds. (See Section 3.21 of the Standard Terms) ......................................................................30 Section 3.22 Advance Facility. (See Section 3.22 of the Standard Terms) ..................30 Article IV PAYMENTS TO CERTIFICATEHOLDERS.................................................................31 Section 4.01. Certificate Account. (See Section 4.01 of the Standard Terms)................31 Section 4.02. Distributions................................................................31 Section 4.03. Statements to Certificateholders; Statements to the Rating Agencies; Exchange Act Reporting. (See Section 4.03 of the Standard Terms).............................................................................39 Section 4.04. Distribution of Reports to the Trustee and the Company; Advances by the Master Servicer. (See Section 4.04 of the Standard Terms).............................................................................39 Section 4.05. Allocation of Realized Losses................................................39 Section 4.06. Reports of Foreclosures and Abandonment of Mortgaged Property. (See Section 4.06 of the Standard Terms) 40 Section 4.07. Optional Purchase of Defaulted Mortgage Loans. (See Section 4.07 of the Standard Terms) 40 Section 4.08. Surety Bond. (See Section 4.08 of the Standard Terms)........................40 Section 4.09. Class P Reserve Account .....................................................40 Article V THE CERTIFICATES...............................................................................34 Section 5.01. The Certificates. (See Section 5.01 of the Standard Terms) ................. 44 Section 5.02. Registration of Transfer and Exchange of Certificates....................... 44 Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates (See Section 5.031 of the Standard Terms). 47 Section 5.04. Persons Deemed Owners (See Section 5.04 of the Standard Terms)..............47 Section 5.05. Appointment of Paying Agent (See Section 5.05 of the Standard Terms). ......47 Section 5.06. U.S.A. Patriot Act Compliance (See Section 5.06 of the Standard Terms)..... 47 Section 5.07. Exchangeable Certificates ................................................. 47 Section 5.08. Tax Status and Reporting of Exchangeable Certificates ......................47 Article VI THE COMPANY AND THE MASTER SERVICER............................................................48 Article VII DEFAULT........................................................................................49 ARTICLE VIII CONCERNING THE TRUSTEE ........................................................................50 Section 8.01. Duties of the Trustee........................................................50 Section 8.02. Certain Matters Affecting the Trustee .......................................52 Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans........................53 Section 8.04. Trustee May Own Certificates.................................................54 Section 8.05. Master Servicer to Pay Trustee's Fees and Expenses; Indemnification..........54 Section 8.06. Eligibility Requirements for Trustee.........................................55 Section 8.07. Resignation and Removal of the Trustee ......................................55 Section 8.08. Successor Trustee ...........................................................57 Section 8.09. Merger or Consolidation of Trustee ..........................................57 Section 8.10. Appointment of Co-Trustee or Separate Trustee................................58 Section 8.11. Appointment of Custodians....................................................58 Section 8.12. Appointment of Office or Agency..............................................58 Article IX TERMINATION....................................................................................59 Section 9.01 Optional Purchase by the Master Servicer of All Certificates; Termination Upon Purchase by the Master Servicer or Liquidation of All Mortgage Loans ..........................................................59 Article X REMIC PROVISIONS...............................................................................60 Section 10.01. REMIC Administration. (See Section 10.01 of the Standard Terms).............60 Section 10.02. Master Servicer; REMIC Administrator and Trustee Indemnification. (See Section 10.02 of the Standard Terms). 60 Section 10.03. Designation of REMICs........................................................60 Section 10.04. Distributions on the Uncertificated REMIC I Regular Interests and the Uncertificated REMIC II Regular Interests Z. 60 Section 10.05. Compliance with Withholding Requirements.....................................62 Article XI MISCELLANEOUS PROVISIONS.......................................................................63 Section 11.01. Amendment. (See Section 11.01 of the Standard Terms)........................63 Section 11.02. Recordation of Agreement; Counterparts. (See Section 11.02 of the Standard Terms). 63 Section 11.03. Limitation on Rights of Certificateholders. (See Section 11.03 of the Standard Terms). 63 Section 11.04. Governing Law. (See Section 11.04 of the Standard Terms).....................63 Section 11.05. Notices......................................................................63 Section 11.06. Required Notices to Rating Agency and Subservicer. (See Section 11.06 of the Standard Terms) 64 Section 11.07. Severability of Provisions. (See Section 11.07 of the Standard Terms)..64 Section 11.08. Supplemental Provisions for Resecuritization. (See Section 11.08 of the Standard Terms) 64 Section 11.09. Allocation of Voting Rights..................................................64 Section 11.10. No Petition..................................................................64

EXHIBITS Exhibit One: Mortgage Loan Schedule Exhibit Two: Schedule of Discount Fractions Exhibit Three: Information to be Included in Monthly Distribution Date Statement Exhibit Four: Standard Terms of Pooling and Servicing Agreement Dated as of December 1, 2006 Exhibit Five: Form of Rule 144A Global Class P Certificate Exhibit Six: Available Combinations of Exchangeable Certificates Exhibit Seven: Targeted Principal Balances Exhibit Eight: Certificate Exchange Notification

This is a Series Supplement, dated as of April 1, 2007 (the "Series Supplement"), to the Standard Terms of Pooling and Servicing Agreement, dated as of December 1, 2006 and attached as Exhibit Four hereto (the "Standard Terms" and, together with this Series Supplement, the "Pooling and Servicing Agreement" or "Agreement"), among RESIDENTIAL ACCREDIT LOANS, INC., as the company (together with its permitted successors and assigns, the "Company"), RESIDENTIAL FUNDING COMPANY, LLC, as master servicer (together with its permitted successors and assigns, the "Master Servicer"), and DEUTSCHE BANK TRUST COMPANY AMERICAS in its capacity as trustee (together with its permitted successors and assigns, the "Trustee"). PRELIMINARY STATEMENT: The Company intends to sell mortgage asset-backed pass-through certificates (collectively, the "Certificates"), to be issued hereunder in multiple classes, which in the aggregate will evidence the entire beneficial ownership interest in the Mortgage Loans (as defined herein). As provided herein, the REMIC Administrator will make an election to treat the entire segregated pool of assets described in the definition of REMIC I, as two real estate mortgage investment conduits (each, a "REMIC") for federal income tax purposes. The terms and provisions of the Standard Terms are hereby incorporated by reference herein as though set forth in full herein. If any term or provision contained herein shall conflict with or be inconsistent with any provision contained in the Standard Terms, the terms and provisions of this Series Supplement shall govern. All capitalized terms not otherwise defined herein shall have the meanings set forth in the Standard Terms. The Pooling and Servicing Agreement shall be dated as of the date of this Series Supplement.

The following table sets forth the designation, type, Pass-Through Rate, aggregate Initial Certificate Principal Balance, Maturity Date, initial ratings and certain features for each Class of Certificates comprising the interests in the Trust Fund created hereunder. AGGREGATE INITIAL PASS-THROUGH CERTIFICATE PRINCIPAL MATURITY DESIGNATION RATE BALANCE FEATURES(1) DATE FITCH/XXXXX'X/ S&P MINIMUM DENOMINATIONS(2) Class A-1 Adjustable $175,000,000 Senior/Exchangeable/Floater/Adjustable Rate April 25, AAA/Aaa/AAA $25,000.00 Rate(3) 2037 Class A-2 Adjustable $21,000,000 Senior/Exchangeable/Inverse April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Floater/Adjustable Rate 2037 Adjustable Senior/Exchangeable/Floater/Accretion Class A-3 Rate/Fixed Directed/Companion/Adjustable Rate/Fixed April 25, Rate(3) $30,000,000 Rate 2037 AAA/Aaa/AAA $25,000.00 Senior/Exchangeable/Inverse Adjustable Floater/Accretion Class A-4 Rate/Fixed Directed/Companion/Adjustable Rate/Fixed April 25, Rate(3) $30,000,000 Rate 0000 XXX/Xxx/XXX $25,000.00 Class A-5 6.25% $25,000 Senior/Companion/Accrual/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 Class A-6 6.25% $103,569,000 Senior/Super April 25, AAA/Aaa/AAA $25,000.00 Senior/Exchangeable/Lockout/Fixed Rate 2037 Class A-7 6.25% $187,421,000 Senior/Super Senior/Exchangeable/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 Class A-8 6.25% $38,377,000 Senior/ Exchangeable/TAC/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 Class A-9 6.25% $28,245,000 Senior/Exchangeable/Accretion April 25, AAA/Aaa/AAA $25,000.00 Directed/Companion/Fixed Rate 2037 Class A-10 6.25% $56,475,000 Senior/Super Senior/Exchangeable/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 Class A-11 6.25% $2,048,000 Senior/Senior Support/Fixed Rate April 25, AAA/Aa1/AAA $25,000.00 2037 Class A-12 Adjustable $52,229,464 Senior/Exchangeable/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Adjustable Rate 2037 Class A-13 Adjustable $6,267,536 Senior/Exchangeable/Inverse April 25, AAA/Aa1/AAA $25,000.00 Rate(3) Floater/Accretion Directed/Adjustable Rate 2037 Class A-14 6.25% $25,000 Senior/Accrual/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 Class A-15 6.25% Senior/Exchangeable/Senior Support/ April 25, AAA/Aa1/AAA $25,000.00 $7,200,000 Lockout/Fixed Rate 2037 Class A-16 6.25% Senior/Exchangeable/Senior Support/Fixed April 25, AAA/Aa1/AAA $25,000.00 $11,963,000 Rate 2037 A-17 Adjustable $175,000,000 Senior/Exchanged/Floater/Adjustable Rate April 25, AAA/Aaa/AAA $25,000.00 Rate(3) 2037 A-18 Adjustable $21,000,000 Senior/Exchanged/Inverse Floater/Adjustable April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Rate 2037 A-19 Adjustable $175,000,000 Senior/Exchanged/Floater/Adjustable Rate April 25, AAA/Aaa/AAA $25,000.00 Rate(3) 2037 A-20 Adjustable $21,000,000 Senior/Exchanged/Inverse Floater/Adjustable April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Rate 2037 A-21 Adjustable $175,000,000 Senior/Exchanged/Floater/Adjustable Rate April 25, AAA/Aaa/AAA $25,000.00 Rate(3) 2037 A-22 Adjustable $21,000,000 Senior/Exchanged/Inverse Floater/Adjustable April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Rate 2037 A-23 Adjustable $175,000,000 Senior/Exchanged/Floater/Adjustable Rate April 25, AAA/Aaa/AAA $25,000.00 Rate(3) 2037 A-24 Adjustable $21,000,000 Senior/Exchanged/Inverse Floater/Adjustable April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Rate 2037 A-25 5.00% $187,421,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-26 5.25% $187,421,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-27 5.50% $187,421,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-28 5.75% $187,421,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-29 6.00% $187,421,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-30 6.00% $0(4) Senior/Super Senior/Exchanged/Interest April 25, AAA/Aaa/AAA $25,000.00 Only/Fixed Rate 2037 A-31 5.50% $11,963,000 Senior/Senior Support/Exchanged/Fixed Rate April 25, AAA/Aa1/AAA $25,000.00 2037 A-32 5.75% $11,963,000 Senior/Senior Support/Exchanged/Fixed Rate April 25, AAA/Aa1/AAA $25,000.00 2037 A-33 6.00% $11,963,000 Senior/Senior Support/Exchanged/Fixed Rate April 25, AAA/Aa1/AAA $25,000.00 2037 A-34 6.00% $0(4) Senior/Senior Support/Exchanged/Interest April 25, AAA/Aa1/AAA $25,000.00 Only/Fixed Rate 2037 A-35 Adjustable $167,340,178 Senior/Super April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Senior/Exchanged/Floater/Adjustable Rate 2037 A-36 Adjustable $20,080,822 Senior/Super Senior/Exchanged/Inverse April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Floater/Adjustable Rate 2037 A-37 Adjustable $167,340,178 Senior/Super April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Senior/Exchanged/Floater/Adjustable Rate 2037 A-38 Adjustable $20,080,822 Senior/Super Senior/Exchanged/Inverse April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Floater/Adjustable Rate 2037 A-39 Adjustable $167,340,178 Senior/Super April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Senior/Exchanged/Floater/Adjustable Rate 2037 A-40 Adjustable $20,080,822 Senior/Super Senior/Exchanged/Inverse April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Floater/Adjustable Rate 2037 A-41 Adjustable $167,340,178 Senior/Super April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Senior/Exchanged/Floater/Adjustable Rate 2037 A-42 Adjustable $20,080,822 Senior/Super Senior/Exchanged/Inverse April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Floater/Adjustable Rate 2037 A-43 5.25% $56,475,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-44 5.50% $56,475,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-45 5.75% $56,475,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-46 6.00% $56,475,000 Senior/Super Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-47 6.00% $0(4) Senior/Super Senior/Exchanged/Interest April 25, AAA/Aaa/AAA $25,000.00 Only/Fixed Rate 2037 A-48 Adjustable $50,424,107 Senior/Super April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Senior/Exchanged/Floater/Adjustable Rate 2037 A-49 Adjustable $6,050,893 Senior/Super Senior/Exchanged/Inverse April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Floater/Adjustable Rate 2037 A-50 Adjustable $50,424,107 Senior/Super April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Senior/Exchanged/Floater/Adjustable Rate 2037 A-51 Adjustable $6,050,893 Senior/Super Senior/Exchanged/Inverse April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Floater/Adjustable Rate 2037 A-52 Adjustable $50,424,107 Senior/Super April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Senior/Exchanged/Floater/Adjustable Rate 2037 A-53 Adjustable $6,050,893 Senior/Super Senior/Exchanged/Inverse April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Floater/Adjustable Rate 2037 A-54 Adjustable $52,229,464 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Adjustable Rate 2037 A-55 Adjustable $6,267,536 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Adjustable Rate 2037 A-56 Adjustable $52,229,464 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Adjustable Rate 2037 A-57 Adjustable $6,267,536 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Adjustable Rate 2037 A-58 Adjustable $52,229,464 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Adjustable Rate 2037 A-59 Adjustable $6,267,536 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Adjustable Rate 2037 A-60 5.00% $38,377,000 Senior/Exchanged/Fixed Rate/TAC April 25, AAA/Aaa/AAA $25,000.00 2037 A-61 5.25% $38,377,000 Senior/Exchanged/Fixed Rate/TAC April 25, AAA/Aaa/AAA $25,000.00 2037 A-62 5.50% $38,377,000 Senior/Exchanged/Fixed Rate/TAC April 25, AAA/Aaa/AAA $25,000.00 2037 A-63 5.75% $38,377,000 Senior/Exchanged/Fixed Rate/TAC April 25, AAA/Aaa/AAA $25,000.00 2037 A-64 6.00% $38,377,000 Senior/Exchanged/Fixed Rate/TAC April 25, AAA/Aaa/AAA $25,000.00 2037 A-65 6.00% $0(4) Senior/Exchanged/Interest Only/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-66 Adjustable $34,265,178 Senior/Exchanged/Floater/Adjustable Rate/TAC April 25, AAA/Aaa/AAA $25,000.00 Rate(3) 2037 A-67 Adjustable $4,111,822 Senior/Exchanged/Inverse Floater/Adjustable April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Rate/TAC 2037 A-68 Adjustable $34,265,178 Senior/Exchanged/Floater/Adjustable Rate/TAC April 25, AAA/Aaa/AAA $25,000.00 Rate(3) 2037 A-69 Adjustable $4,111,822 Senior/Exchanged/Inverse Floater/Adjustable April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Rate/TAC 2037 A-70 Adjustable $34,265,178 Senior/Exchanged/Floater/Adjustable Rate/TAC April 25, AAA/Aaa/AAA $25,000.00 Rate(3) 2037 A-71 Adjustable $4,111,822 Senior/Exchanged/Inverse Floater/Adjustable April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Rate/TAC 2037 A-72 Adjustable $25,218,750 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-73 Adjustable $3,026,250 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-74 Adjustable $25,218,750 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-75 Adjustable $3,026,250 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-76 Adjustable $25,218,750 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 Senior/Exchanged/Inverse Floater/Accretion AAA/Aaa/AAA A-77 Adjustable $3,026,250 Directed/Accretion April 25, $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-78 Adjustable $25,218,750 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-79 Adjustable $3,026,250 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-80 Adjustable $53,571,428 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-81 Adjustable $6,428,572 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-82 Adjustable $53,571,428 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/ Companion/Adjustable Rate 2037 A-83 Adjustable $6,428,572 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-84 Adjustable $53,571,428 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-85 Adjustable $6,428,572 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion /Adjustable Rate 2037 A-86 Adjustable $53,571,428 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-87 Adjustable $6,428,572 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-88 Adjustable $53,571,428 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-89 Adjustable $6,428,572 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-90 Adjustable $53,571,428 Senior/Exchanged/Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-91 Adjustable $6,428,572 Senior/Exchanged/Inverse Floater/Accretion April 25, AAA/Aaa/AAA $25,000.00 Rate(3) Directed/Companion/Adjustable Rate 2037 A-92 6.25% $110,769,000 Senior/Exchanged/Lockout/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-93 6.25% $199,384,000 Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-94 5.50% $58,497,000 Senior/Exchanged/Accretion Directed/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-95 5.75% $58,497,000 Senior/Exchanged/Accretion Directed/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-96 6.00% $58,497,000 Senior/Exchanged/Accretion Directed/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-97 6.25% $58,497,000 Senior/Exchanged/Accretion Directed/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-98 6.00% $0(4) Senior/Exchanged/Interest Only/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-99 5.00% $103,569,000 Senior/Super Senior/Exchanged/Lockout/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-100 5.25% $103,569,000 Senior/Super Senior/Exchanged/Lockout/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-101 5.50% $103,569,000 Senior/Super Senior/Exchanged/Lockout/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-102 5.75% $103,569,000 Senior/Super Senior/Exchanged/Lockout/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-103 6.00% $103,569,000 Senior/Super Senior/Exchanged/Lockout/Fixed April 25, AAA/Aaa/AAA $25,000.00 Rate 2037 A-104 6.00% $0(4) Senior/Super Senior/Exchanged/Interest April 25, AAA/Aaa/AAA $25,000.00 Only/Fixed Rate 2037 A-105 5.00% $110,769,000 Senior/Exchanged/Lockout/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-106 5.25% $110,769,000 Senior/Exchanged/Lockout/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-107 5.50% $110,769,000 Senior/Exchanged/Lockout/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-108 5.75% $110,769,000 Senior/Exchanged/Lockout/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-109 6.00% $110,769,000 Senior/Exchanged/Lockout/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-110 6.00% $0(4) Senior/Exchanged/Interest Only/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-111 5.00% $199,384,000 Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-112 5.25% $199,384,000 Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-113 5.50% $199,384,000 Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-114 5.75% $199,384,000 Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-115 6.00% $199,384,000 Senior/Exchanged/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 A-116 6.00% $0(4) Senior/Exchanged/Interest Only/Fixed Rate April 25, AAA/Aaa/AAA $25,000.00 2037 Class A-P 0.00% $5,512,067 Senior/Principal Only April 25, AAA/Aaa/AAA $25,000.00 2037 Class A-V Variable $0.00(6) Senior/Interest Only/Variable Rate April 25, AAA/Aaa/AAA $2,000,000.00 Rate(5) 2037 Class R-I 6.25% $100.00 Senior/Residual/Fixed Rate April 25, AAA/Aaa/AAA (7) 2037 Class R-II 6.25% $100.00 Senior/Residual/Fixed Rate April 25, AAA/Aaa/AAA (7) 2037 Class P(8) 0.00% $100.00 Senior/Prepayment Charge April 25, AAA/Aaa/AAA $100.00 2037 Class M-1 6.25% $26,269,900 Mezzanine/Fixed Rate April 25, AA/NA/NA $25,000.00 2037 Class M-2 6.25% $8,487,100 Mezzanine/Fixed Rate April 25, A/NA/NA $250,000.00 2037 Class M-3 6.25% $6,870,600 Mezzanine/Fixed Rate April 25, BBB/NA/NA $250,000.00 2037 Class B-1 6.25% $4,445,600 Subordinate/Fixed Rate April 25, BB/NA/NA $250,000.00 2037 Class B-2 6.25% $3,637,400 Subordinate/Fixed Rate April 25, B/NA/NA $250,000.00 2037 Class B-3 6.25% $3,233,251 Subordinate/Fixed Rate April 25, NA/NA/NA $250,000.00 2037 The Mortgage Loans have an aggregate principal balance as of the Cut-off Date of $808,301,218. _______________________ (1) The Certificates, other than the Class B Certificates and Class R Certificates, shall be Book-Entry Certificates. The Class B Certificates and the Class R Certificates shall be delivered to the holders thereof in physical form. (2) The Certificates, other than the Class R Certificates, shall be issuable in minimum dollar denominations as indicated above (by Certificate Principal Balance or Notional Amount, as applicable) and integral multiples of $1 (or $1,000 in the case of the Class B-1, Class B-2 and Class B-3 Certificates) in excess thereof, except that one Certificate of any of the Class B-1, Class B-2 and Class B-3 Certificates that contains an uneven multiple of $1,000 shall be issued in a denomination equal to the sum of the related minimum denomination set forth above and such uneven multiple for such Class or the sum of such denomination and an integral multiple of $1,000. (3) Adjustable Rates: Initial Formula Maximum Minimum Class A-1 5.65% LIBOR + 0..33% 7.00% 0.33% Class A-2 11.35% 54.99999751% - (LIBOR multiplied by 55.58333333% 0.00% 8.33333333) Class A-3 7.50% LIBOR + 6.00% 7.50% 6.00% Class A-4 5.00% 6.50% - LIBOR 6.50% 5.00% Class A-12 5.72% LIBOR + 0.40% 7.00% 0.40% Class A-13 10.6667% 54.99999751% - (LIBOR multiplied by 54.99999751% 0.00% 8.33333291) Class A-17 5.62% LIBOR + 0.30% 7.00% 0.30% 55.83333333% - (LIBOR multiplied by Class A-18 11.50% 8.33333333) 55.83333333% 0.00% Class A-19 5.67% LIBOR + 0.35% 7.00% 0.35% 55.41666666%- (LIBOR multiplied by Class A-20 11.0833% 8.33333333) 55.41666666% 0.00% Class A-21 5.57% LIBOR + 0.25% 7.00% 0.25% 56.25% - (LIBOR multiplied by Class A-22 11.9167% 8.33333333) 56.25% 0.00% Class A-23 5.72% LIBOR + 0.40% 7.00% 0.40% 55.00% - (LIBOR multiplied by Class A-24 10.6667% 8.33333333) 55.00% 0.00% Class A-35 5.52% LIBOR + 0.20% 7.00% 0.20% 56.66666505% - (LIBOR multiplied by Class A-36 12.3333% 8.33333307) 56.66666505% 0.00% Class A-37 5.57% LIBOR + 0.25% 7.00% 0.25% 56.2499984% - (LIBOR multiplied by Class A-38 11.9167% 8.33333307) 56.2499984% 0.00% Class A-39 5.62% LIBOR + 0.30% 7.00% 0.30% 55.83333175% - (LIBOR multiplied by Class A-40 11.50% 8.33333307) 55.83333175% 0.00% Class A-41 5.67% LIBOR + 0.35% 7.00% 0.35% 55.41666509% - (LIBOR multiplied by Class A-42 11.0833% 8.33333307) 55.41666509% 0.00% Class A-48 5.57% LIBOR + 0.25% 7.00% 0.25% 56.24999867% - (LIBOR multiplied by Class A-49 11.9167% 8.33333311) 56.24999867% 0.00% Class A-50 5.62% LIBOR + 0.30% 7.00% 0.30% 55.83333202% - (LIBOR multiplied by Class A-51 11.50% 8.33333311) 55.83333202% 0.00% Class A-52 5.67% LIBOR + 0.35% 7.00% 0.35% 55.41666536% - (LIBOR multiplied by Class A-53 11.0833% 8.33333311) 55.416665% 0.00% Class A-54 5.67% LIBOR + 0.35% 7.00% 0.35% 55.41666415% - (LIBOR multiplied by Class A-55 11.0833% 8.33333291) 55.41666415% 0.00% Class A-56 5.77% LIBOR + 0.45% 7.00% 0.45% 54.58333086% - (LIBOR multiplied by Class A-57 10.25% 8.33333291) 54.58333086% 0.00% Class A-58 5.82% LIBOR + 0.50% 7.00% 0.50% 54.16666422% - (LIBOR multiplied by Class A-59 9.8333% 8.33333291) 54.16666422% 0.00% Class A-66 5.52% LIBOR + 0.20% 7.00% 0.20% 56.66665881% - (LIBOR multiplied by Class A-67 12.3333% 8.33333204) 56.66665881% 0.00% Class A-68 5.57% LIBOR + 0.25% 7.00% 0.25% 56.24999221% - (LIBOR multiplied by Class A-69 11.9167% 8.33333204) 56.24999221% 0.00% Class A-70 5.62% LIBOR + 0.30% 7.00% 0.30% 55.83332561% - (LIBOR multiplied by Class A-71 11.50% 8.33333204) 55.83332561% 0.00% Class A-72 5.52% LIBOR + 0.20% 7.00% 0.20% 56.66666666% - (LIBOR multiplied by Class A-73 12.3333% 8.33333333) 56.66666666% 0.00% Class A-74 5.57% LIBOR + 0.25% 7.00% 0.25% 56.25% - (LIBOR multiplied by Class A-75 11.9167% 8.33333333) 56.25% 0.00% Class A-76 5.62% LIBOR + 0.30% 7.00% 0.30% 55.83333333% - (LIBOR multiplied by Class A-77 11.50% 8.33333333) 55.83333333% 0.00% Class A-78 5.67% LIBOR + 0.35% 7.00% 0.35% 55.41666666% - (LIBOR multiplied by Class A-79 11.0833% 8.33333333) 55.41666666% 0.00% Class A-80 5.82% LIBOR + 0.50% 7.00% 0.50% 54.16666189% - (LIBOR multiplied by Class A-81 9.8333% 8.3333325) 54.16666189% 0.00% Class A-82 5.72% LIBOR + 0.40% 7.00% 0.40% 54.99999514% - (LIBOR multiplied by Class A-83 10.6667% 8.3333325) 54.99999514% 0.00% Class A-84 5.67% LIBOR + 0.35% 7.00% 0.35% 55.41666177% - (LIBOR multiplied by Class A-85 11.0833% 8.3333325) 55.41666177% 0.00% Class A-86 5.77% LIBOR + 0.45% 7.00% 0.45% 54.58332852% - (LIBOR multiplied by Class A-87 10.25% 8.3333325) 54.58332852% 0.00% Class A-88 5.87% LIBOR + 0.55% 7.00% 0.55% 53.74999527% - (LIBOR multiplied by Class A-89 9.4167% 8.3333325) 53.74999527% 0.00% Class A-90 5.92% LIBOR + 0.60% 7.00% 0.60% 53.33332864% - (LIBOR multiplied by Class A-91 9.00% 8.3333325) 53.33332864% 0.00% --------------------------------------------------------------------------------------------------------------------------------------- (4) The Class A-30, Class A-34, Class A-47, Class A-65, Class A-98, Class A-104, Class A-110 and Class A-116 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on each of the Class A-30, Class A-34, Class A-47, Class A-65, Class A-98, Class A-104, Class A-110 and Class A-116 Certificates will accrue on a notional amount described in Exhibit 6. (5) The initial Pass-Through Rate on the Class A-V Certificates is 0.3886%. (6) The Class A-V Certificates do not have a principal balance. For the purpose of calculating interest payments, interest on the Class A-V Certificates will accrue on a notional amount equal to the aggregate stated principal balance of the mortgage loans, which is initially equal to $808,301,217.93. (7) Each class of the Class R Certificates shall be issuable in minimum denominations of not less than a 20% Percentage Interest; provided, however, that one Class R Certificate of each Class will be issuable to Residential Funding as "tax matters person" pursuant to Sections 10.01(c) and (e) in a minimum denomination representing a Percentage Interest of not less than 0.01%. (8) The Class P Certificates will not represent ownership of an interest in any REMIC. In consideration of the mutual agreements herein contained, the Company, the Master Servicer and the Trustee agree as follows:

ARTICLE I

DEFINITIONS Section 1.01 Definitions. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article. Accretion Directed Certificates: Any of the Class A-3, Class A-4, Class A-9, Class A-12, Class A-13, Class A-54, Class A-55, Class A-56, Class A-57, Class A-58, Class A-59, Class A-72, Class A-73, Class A-74, Class A-75, Class A-76, Class A-77, Class A-78, Class A-79, Class A-80, Class A-81, Class A-82, Class A-83, Class A-84, Class A-85, Class A-86, Class A-87, Class A-88, Class A-89, Class A-90, Class A-91, Class A-94, Class A-95, Class A-96, Class A-97 or Class A-98 Certificates. Accretion Termination Date: With respect to any class of Accrual Certificates, the earlier to occur of (i) the distribution date on which the aggregate Certificate Principal Balance of the related Accretion Directed Certificates has been reduced to zero, and (ii) the occurrence of the Credit Support Depletion Date. The Class A-5 Certificates relate to the Class X-0, Xxxxx X-0, Class A-9, Class A-72, Class A-73, Class A-74, Class A-75, Class A-76, Class A-77, Class A-78, Class A-79, Class A-80, Class A-81, Class A-82, Class A-83, Class A-84, Class A-85, Class A-86, Class A-87, Class A-88, Class A-89, Class A-90 and Class A-91 Certificates. The Class A-14 Certificates relate to the Class A-12, Class A-13, Class A-54, Class A-55, Class A-56, Class A-57, Class A-58, Class A-59, Class A-94, Class A-95, Class A-96 and Class A-97 Certificates. Accrual Certificates: Any of the Class A-5 Certificates or Class A-14 Certificates. Accrual Distribution Amount: The Class A-5 Accrual Distribution Amount or the Class A-14 Accrual Distribution Amount. Adjustable Rate Certificates: Any of the Class A-1, Class A-2, Class A-3, Class A-4, Class A-12, Class A-13, Class A-17, Class A-18, Class A-19, Class A-20, Class A-21, Class A-22, Class A-23, Class A-24, Class A-35, Class A-36, Class A-37, Class A-38, Class A-39, Class A-40, Class A-41, Class A-42, Class A-48, Class A-49, Class A-50, Class A-51, Class A-52, Class A-53, Class A-54, Class A-55, Class A-56, Class A-57, Class A-58, Class A-59, Class A-66, Class A-67, Class A-68, Class A-69, Class A-70, Class A-71, Class A-72, Class A-73, Class A-74, Class A-75, Class A-76, Class A-77, Class A-78, Class A-79, Class A-80, Class A-81, Class A-82, Class A-83, Class A-84, Class A-85, Class A-86, Class A-87, Class A-88, Class A-89, Class A-90 or Class A-91 Certificates. Available Distribution Amount: As to any Distribution Date, an amount equal to (a) the sum of (i) the amount relating to the Mortgage Loans on deposit in the Custodial Account as of the close of business on the immediately preceding Determination Date, including any Subsequent Recoveries, and amounts deposited in the Custodial Account in connection with the substitution of Qualified Substitute Mortgage Loans, (ii) the amount of any Advance made on the immediately preceding Certificate Account Deposit Date, (iii) any amount deposited in the Certificate Account on the related Certificate Account Deposit Date pursuant to the second paragraph of Section 3.12(a), (iv) any amount deposited in the Certificate Account pursuant to Section 4.07 or Section 9.01, (v) any amount that the Master Servicer is not permitted to withdraw from the Custodial Account or the Certificate Account pursuant to Section 3.16(e), (vi) any amount received by the Trustee pursuant to the Surety Bond in respect of such Distribution Date and (vii) the proceeds of any Pledged Assets received by the Master Servicer, reduced by (b) the sum as of the close of business on the immediately preceding Determination Date of (w) any payments or collections consisting of Prepayment Charges on the Mortgage Loans that were received during the related Prepayment Period, (x) aggregate Foreclosure Profits, (y) the Amount Held for Future Distribution, and (z) amounts permitted to be withdrawn by the Master Servicer from the Custodial Account in respect of the Mortgage Loans pursuant to clauses (ii)-(x), inclusive, of Section 3.10(a). Bankruptcy Amount: As of any date of determination prior to the first anniversary of the Cut-off Date, an amount equal to the excess, if any, of (A) $297,053 over (B) the aggregate amount of Bankruptcy Losses allocated solely to one or more specific Classes of Certificates in accordance with Section 4.05 of this Series Supplement. As of any date of determination on or after the first anniversary of the Cut-off Date, an amount equal to the excess, if any, of (1) the lesser of (a) the Bankruptcy Amount calculated as of the close of business on the Business Day immediately preceding the most recent anniversary of the Cut-off Date coinciding with or preceding such date of determination (or, if such date of determination is an anniversary of the Cut-off Date, the Business Day immediately preceding such date of determination) (for purposes of this definition, the "Relevant Anniversary") and (b) the greatest of: (A) (i) if the aggregate principal balance of the Non-Primary Residence Loans as of the Relevant Anniversary is less than 10% of the Stated Principal Balance of the Mortgage Loans as of the Relevant Anniversary, $0.00, or (ii) if the aggregate principal balance of the Non-Primary Residence Loans as of the Relevant Anniversary is equal to or greater than 10% of the Stated Principal Balance of the Mortgage Loans as of the Relevant Anniversary, the sum of (I) the aggregate principal balance of the Non-Primary Residence Loans with a Loan-to-Value Ratio of greater than 80.00% but less than or equal to 90.00% (other than Additional Collateral Loans), times 0.25%, (II) the aggregate principal balance of the Non-Primary Residence Loans with a Loan-to-Value Ratio of greater than 90.00% but less than or equal to 95.00% (other than Additional Collateral Loans), times 0.50%, and (III) the aggregate principal balance of the Non-Primary Residence Loans with a Loan-to-Value Ratio of greater than 95.00% (other than Additional Collateral Loans) times 0.75%, in each case as of the Relevant Anniversary; (B) the greater of (i) the product of (x) an amount equal to the largest difference in the related Monthly Payment for any Non-Primary Residence Loan remaining in the Mortgage Pool (other than Additional Collateral Loans) which had an original Loan-to-Value Ratio of 80% or greater that would result if the Net Mortgage Rate thereof was equal to the weighted average (based on the principal balance of the Mortgage Loans as of the Relevant Anniversary) of the Net Mortgage Rates of all Mortgage Loans as of the Relevant Anniversary less 1.25% per annum, (y) a number equal to the weighted average remaining term to maturity, in months, of all Non-Primary Residence Loans remaining in the Mortgage Pool as of the Relevant Anniversary, and (z) one plus the quotient of the number of all Non-Primary Residence Loans remaining in the Mortgage Pool divided by the total number of Outstanding Mortgage Loans in the Mortgage Pool as of the Relevant Anniversary, and (ii) $50,000; and (C) the greater of (i) 0.0006 times the aggregate principal balance of all the Mortgage Loans in the Mortgage Pool as of the Relevant Anniversary having a Loan-to-Value Ratio (other than Additional Collateral Loans) at origination which exceeds 75% and (ii) $100,000, over (2) the aggregate amount of Bankruptcy Losses allocated solely to one or more specific Classes of Certificates in accordance with Section 4.05 since the Relevant Anniversary. The Bankruptcy Amount may be further reduced by the Master Servicer (including accelerating the manner in which such coverage is reduced) provided that prior to any such reduction, the Master Servicer shall (i) obtain written confirmation from each Rating Agency that such reduction shall not reduce the rating assigned to any Class of Certificates by such Rating Agency below the lower of the then-current rating or the rating assigned to such Certificates as of the Closing Date by such Rating Agency and (ii) provide a copy of such written confirmation to the Trustee. Certificate: Any Class A, Class P, Class M, Class B, or Class R Certificate. Certificate Account: The separate account or accounts created and maintained pursuant to Section 4.01 of the Standard Terms, which shall be entitled "Deutsche Bank Trust Company Americas, as trustee, in trust for the registered holders of Residential Accredit Loans, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2007-QS6" and which must be an Eligible Account. Certificate Policy: None. Certificate Principal Balance: With respect to each Certificate (other than any Interest Only Certificate), on any date of determination, an amount equal to: (i) the Initial Certificate Principal Balance of such Certificate as specified on the face thereof, plus (ii) any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 4.02, plus (iii) in the case of each Accrual Certificate, an amount equal to the aggregate Accrued Certificate Interest added to the Certificate Principal Balance thereof prior to such date of determination, minus (iv) the sum of (x) the aggregate of all amounts previously distributed with respect to such Certificate (or any predecessor Certificate) and applied to reduce the Certificate Principal Balance thereof pursuant to Section 4.02(a) and (y) the aggregate of all reductions in Certificate Principal Balance deemed to have occurred in connection with Realized Losses which were previously allocated to such Certificate (or any predecessor Certificate) pursuant to Section 4.05; provided, that the Certificate Principal Balance of each Certificate of the Class of Subordinate Certificates with the Lowest Priority at any given time shall be further reduced by an amount equal to the Percentage Interest represented by such Certificate multiplied by the excess, if any, of (A) the then aggregate Certificate Principal Balance of all Classes of Certificates then outstanding over (B) the then aggregate Stated Principal Balance of the Mortgage Loans. The Certificate Principal Balance of any Exchangeable Certificates that have been exchanged for Exchanged Certificates is equal to zero. The Certificate Principal Balance of any Exchanged Certificates that have not been issued or have been exchanged for Exchangeable Certificates is equal to zero. Class A Certificate: Any one of the Class X-0, Xxxxx X-0, Class A-3, Class A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class A-14, Class A-15, Class A-16, Class A-17, Class A-18, Class A-19, Class A-20, Class A-21, Class A-22, Class A-23, Class A-24, Class A-25, Class A-26, Class A-27, Class A-28, Class A-29, Class A-30, Class A-31, Class A-32, Class A-33, Class A-34, Class A-35, Class A-36, Class A-37, Class A-38, Class A-39, Class A-40, Class A-41, Class A-42, Class A-43, Class A-44, Class A-45, Class A-46, Class A-47, Class A-48, Class A-49, Class A-50, Class A-51, Class A-52, Class A-53, Class A-54, Class A-55, Class A-56, Class A-57, Class A-58, Class A-59, Class A-60, Class A-61, Class A-62, Class A-63, Class A-64, Class A-65, Class A-66, Class A-67, Class A-68, Class A-69, Class A-70, Class A-71, Class A-72, Class A-73, Class A-74, Class A-75, Class A-76, Class A-77, Class A-78, Class A-79, Class A-80, Class A-81, Class A-82, Class A-83, Class A-84, Class A-85, Class A-86, Class A-87, Class A-88, Class A-89, Class A-90, Class A-91, Class A-92, Class A-93, Class A-94, Class A-95, Class A-96, Class A-97, Class A-98, Class A-99, Class A-100, Class A-101, Class A-102, Class A-103, Class A-104, Class A-105, Class A-106, Class A-107, Class A-108, Class A-109, Class A-110, Class A-111, Class A-112, Class A-113, Class A-114, Class A-115, Class A-116, Class A-V or Class A-P Certificates, executed by the Trustee and authenticated by the Certificate Registrar substantially in the form annexed to the Standard Terms as Exhibit A. Class A-5 Accrual Distribution Amount: On each Distribution Date on or preceding the related Accretion Termination Date, an amount equal to the amount of Accrued Certificate Interest on the Class A-5 Certificates for that Distribution Date to the extent added to the Certificate Principal Balance of the Class A-5 Certificates and distributed to the Holders of the related Accretion Directed Certificates pursuant to Section 4.02(h). Class A-14 Accrual Distribution Amount: On each Distribution Date on or preceding the related Accretion Termination Date, an amount equal to the amount of Accrued Certificate Interest on the Class A-14 Certificates for that Distribution Date to the extent added to the Certificate Principal Balance of the Class A-14 Certificates and distributed to the Holders of the related Accretion Directed Certificates pursuant to Section 4.02(h). Class P Certificate: Any one of the Class P Certificates executed by the Trustee and authenticated by the Certificate Registrar substantially in the form annexed hereto as Exhibit Five and evidencing a percentage interest in any Prepayment Charges. Class P Reserve Account: The account established and maintained by the Trustee pursuant to Section 4.09 hereof. Class R Certificate: Any one of the Class R-I Certificates or Class R-II Certificates. Class R-I Certificate: Any one of the Class R-I Certificates executed by the Trustee and authenticated by the Certificate Registrar substantially in the form annexed to the Standard Terms as Exhibit D and evidencing an interest designated as a "residual interest" in REMIC I for purposes of the REMIC Provisions. Class R-II Certificate: Any one of the Class R-II Certificates executed by the Trustee and authenticated by the Certificate Registrar substantially in the form annexed to the Standard Terms as Exhibit D and evidencing an interest designated as a "residual interest" in REMIC II for purposes of the REMIC Provisions. Closing Date: April 27, 2007. Combination Group: Each group of Exchangeable Certificates and Exchanged Certificates set forth in Exhibit Six hereto. Corporate Trust Office: The principal office of the Trustee at which at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this instrument is located at 0000 Xxxx Xx. Xxxxxx Xxxxx, Xxxxx Xxx, Xxxxxxxxxx 00000-0000, Attention: Residential Funding Company, LLC Series 2007-QS6. Custodial File: Any mortgage loan document in the Mortgage File that is required to be delivered to the Trustee or Custodian pursuant to Section 2.01(b) of this Agreement. Cut-off Date: April 1, 2007. Determination Date: With respect to any Distribution Date, the second Business Day prior to such Distribution Date. Discount Net Mortgage Rate: 6.25% per annum. Due Period: With respect to each Distribution Date, the calendar month in which such Distribution Date occurs. Eligible Funds: On any Distribution Date, the excess, if any, of the Available Distribution Amount over the sum of (i) the aggregate amount of Accrued Certificate Interest on the Senior Certificates, (ii) the Senior Principal Distribution Amount (determined without regard to Section 4.02(a)(ii)(Y)(D) hereof), (iii) the Class A-P Principal Distribution Amount (determined without regard to clause (E) of the definition of Class A-P Principal Distribution Amount) and (iv) the aggregate amount of Accrued Certificate Interest on the Class M, Class B-1 and Class B-2 Certificates. Exchangeable Certificates: The Class A-1, Class A-2, Class A-3, Class A-4, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-12, Class A-13, Class A-15 and Class A-16 Certificates. Exchanged Certificates: The Class A-17 Certificates through Class A-116 Certificates. Floater Certificates: Any one of the Class X-0, Xxxxx X-0, Class A-12, Class A-17, Class A-19, Class A-21, Class A-23, Class A-35, Class A-37, Class A-39, Class A-41, Class A-48, Class A-50, Class A-52, Class A-54, Class A-56, Class A-58, Class A-66, Class A-68, Class A-70, Class A-72, Class A-74, Class A-76, Class A-78, Class A-80, Class A-82, Class A-84, Class A-86, Class A-88 or Class A-90 Certificates. Fraud Loss Amount: As of any date of determination after the Cut-off Date, an amount equal to: (X) prior to the first anniversary of the Cut-off Date an amount equal to 3.00% of the aggregate outstanding principal balance of all of the Mortgage Loans as of the Cut-off Date minus the aggregate amount of Fraud Losses allocated solely to one or more specific Classes of Certificates in accordance with Section 4.05 of this Series Supplement since the Cut-off Date up to such date of determination, (Y) from the first to, but not including, the second anniversary of the Cut-off Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the most recent anniversary of the Cut-off Date and (b) 2.00% of the aggregate outstanding principal balance of all of the Mortgage Loans as of the most recent anniversary of the Cut-off Date minus (2) the aggregate amount of Fraud Losses allocated solely to one or more specific Classes of Certificates in accordance with Section 4.05 since the most recent anniversary of the Cut-off Date up to such date of determination, and (Z) from the second to, but not including, the fifth anniversary of the Cut-off Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the most recent anniversary of the Cut-off Date and (b) 1.00% of the aggregate outstanding principal balance of all of the Mortgage Loans as of the most recent anniversary of the Cut-off Date minus (2) the aggregate amount of Fraud Losses allocated solely to one or more specific Classes of Certificates in accordance with Section 4.05 since the most recent anniversary of the Cut-off Date up to such date of determination. On and after the fifth anniversary of the Cut-off Date, the Fraud Loss Amount shall be zero. The Fraud Loss Amount may be further reduced by the Master Servicer (including accelerating the manner in which such coverage is reduced) provided that prior to any such reduction, the Master Servicer shall (i) obtain written confirmation from each Rating Agency that such reduction shall not reduce the rating assigned to any Class of Certificates by such Rating Agency below the lower of the then-current rating or the rating assigned to such Certificates as of the Closing Date by such Rating Agency and (ii) provide a copy of such written confirmation to the Trustee. Grantor Trust: That portion of the Trust Fund consisting of the Grantor Trust Uncertificated REMIC II Regular Interests. Grantor Trust Account: The account designated by the Trustee pursuant to Section 5.10. Grantor Trust Uncertificated REMIC II Regular Interest: Any of the Uncertificated REMIC II Regular Interests (other than Uncertificated REMIC II Regular Interests X-0, X-00, X-00, X-0, X-0, X-0, X-0, X-0, B-3 and A-P), which are beneficially owned in the form of their related Exchangeable Certificates or Exchanged Certificates and rights with respect thereto. Initial Monthly Payment Fund: $0, representing scheduled principal amortization and interest at the Net Mortgage Rate payable during the May 2007 Due Period, for those Mortgage Loans for which the Trustee will not be entitled to receive such payment. Initial Notional Amount: With respect to the Class A-V Certificates or Subclass thereof issued pursuant to Section 5.01(c) of the Standard Terms, the aggregate Cut-off Date Principal Balance of the Mortgage Loans corresponding to the Uncertificated REMIC II Regular Interests Z represented by such Class or Subclass on such date. Initial Subordinate Class Percentage: With respect to each Class of Subordinate Certificates, an amount which is equal to the initial aggregate Certificate Principal Balance of such Class of Subordinate Certificates divided by the aggregate Stated Principal Balance of all the Mortgage Loans as of the Cut-off Date as follows: Class M-1: 3.25% Class B-1: 0.55% Class M-2: 1.05% Class B-2: 0.45% Class M-3: 0.85% Class B-3: 0.40% Interest Accrual Period: With respect to any Class of Certificates, other than the Adjustable Rate Certificates (with the exception of the Class A-3 Certificates and Class A-4 Certificates), and any Distribution Date, the calendar month preceding the month in which such Distribution Date occurs. With respect to the Adjustable Rate Certificates, other than the Class A-3 Certificates and Class A-4 Certificates, and any Distribution Date, the period beginning on the 25th day of the month preceding the month in which such Distribution Date occurs and ending on the 24th day of the month in which such Distribution Date occurs. Interest Only Certificates: Any one of the Class A-30, Class A-34, Class A-47, Class A-65, Class A-98, Class A-104, Class A-110, Class A-116 or Class A-V Certificates. The Interest Only Certificates will have no Certificate Principal Balance. Inverse Floater Certificates: Any one of the Class X-0, Xxxxx X-0, Class A-13, Class A-18, Class A-20, Class A-22, Class A-24, Class A-36, Class A-38, Class A-40, Class A-42, Class A-49, Class A-51, Class A-53, Class A-55, Class A-57, Class A-59, Class A-67, Class A-69, Class A-71, Class A-73, Class A-75, Class A-77, Class A-79, Class A-81, Class A-83, Class A-85, Class A-87, Class A-89 or Class A-91 Certificates. LIBOR: With respect to any Distribution Date, the arithmetic mean of the London interbank offered rate quotations for one-month U.S. Dollar deposits, expressed on a per annum basis, determined in accordance with Section 1.03. Lockout Amount: With respect to any Distribution Date, an amount equal to the sum of (I) the product of (A) the Lockout Percentage for that Distribution Date, (B) a fraction, the numerator of which is the aggregate Certificate Principal Balance of the Class A-6 Certificates and Class A-15 Certificates for that Distribution Date and the denominator of which is the aggregate Certificate Principal Balance of the Class A-3, Class A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class A-14, Class A-15 and Class A-16 Certificates for that Distribution Date, (C) the aggregate of the collections described in clauses (A), (B), (D) and (E) (net of amounts set forth in clause (F)) of Section 4.02 (a)(ii)(Z), without regard to the application of the Senior Percentage or the Senior Accelerated Distribution Percentage, reduced by any amounts distributed to the Class R Certificates and Class P Certificates, and (D) 73.8612646614%, and (II) the product of (A) the Lockout Prepayment Percentage for that Distribution Date, (B) a fraction, the numerator of which is the aggregate Certificate Principal Balance of the Class A-6 Certificates and Class A-15 Certificates for that Distribution Date and the denominator of which is the aggregate Certificate Principal Balance of the Class A-3, Class A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class A-14, Class A-15 and Class A-16 Certificates for that Distribution Date, (C) the aggregate of the collections described in Section 4.02 (a)(ii)(Z)(C), without regard to the application of the Senior Accelerated Distribution Percentage, and (D) 73.8612646614%. Lockout Certificates: Any one of the Class A-6, Class A-15, Class A-92, Class A-99, Class A-100, Class A-101, Class A-102, Class A-103, Class A-105, Class A-106, Class A-107, Class A-108 and Class A-109 Certificates. Lockout Percentage: For any Distribution Date occurring prior to the Distribution Date in May 2012, 0%, and for any Distribution Date thereafter, 100%. Lockout Prepayment Percentage: For any Distribution Date occurring prior to the Distribution Date in May 2012, 0%. For any Distribution Date thereafter, as follows: 30% for any Distribution Date on or after May 2012 and prior to May 2013; 40% for any Distribution Date on or after May 2013 and prior to May 2014; 60% for any distribution Date on or after May 2014 and prior to May 2015; 80% for any Distribution Date on or after May 2015 and prior to May 2016; and 100% for any Distribution Date thereafter. Maturity Date: April 25, 2037, the Distribution Date immediately following the latest scheduled maturity date of any Mortgage Loan. Mortgage Loan Schedule: The list or lists of the Mortgage Loans attached hereto as Exhibit One (as amended from time to time to reflect the addition of Qualified Substitute Mortgage Loans), which list or lists shall set forth the following information as to each Mortgage Loan: (i) the Mortgage Loan identifying number ("RFC LOAN #"); (ii) the maturity of the Mortgage Note ("MATURITY DATE"); (iii) the Mortgage Rate ("ORIG RATE"); (iv) the Subservicer pass-through rate ("CURR NET"); (v) the Net Mortgage Rate ("NET MTG RT"); (vi) the Pool Strip Rate ("STRIP"); (vii) the initial scheduled monthly payment of principal, if any, and interest ("ORIGINAL P & I"); (viii) the Cut-off Date Principal Balance ("PRINCIPAL BAL"); (ix) the Loan-to-Value Ratio at origination ("LTV"); (x) the rate at which the Subservicing Fee accrues ("SUBSERV FEE") and at which the Servicing Fee accrues ("MSTR SERV FEE"); (xi) a code "T," "BT" or "CT" under the column "LN FEATURE," indicating that the Mortgage Loan is secured by a second or vacation residence; and (xii) a code "N" under the column "OCCP CODE," indicating that the Mortgage Loan is secured by a non-owner occupied residence. Such schedule may consist of multiple reports that collectively set forth all of the information required. Notional Amount:..As of any Distribution Date, the Notional Amount of each class of Class A-30, Class A-34, Class A-47, Class A-65, Class A-98, Class A-104, Class A-110 and Class A-116 Certificates is equal to a percentage of the Certificate Principal Balance, immediately prior to that date, of the related Exchanged Certificate in the related Combination Group, as set forth in Exhibit Six hereto. The Notional Amount of any Exchangeable Certificates or Exchanged Certificates that are not outstanding on any date will be equal to zero. As of any date of determination, the Notional Amount of the Class A-V Certificates is equal to the aggregate Stated Principal Balance of the mortgage loans immediately prior to that date. As of any Distribution Date, with respect to any Class A-V Certificates or Subclass thereof issued pursuant to Section 5.01(c) of the Standard Terms, the aggregate Stated Principal Balance of the Mortgage Loans corresponding to the Uncertificated REMIC II Regular Interests Z represented by such Class or Subclass immediately prior to such date. As of any Distribution Date, (i) with respect to each of Uncertificated REMIC II Regular Interests A1/2-IO-1 through 4, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Interest A1/2-INV immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as (1.00/9.333333333) of the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest N; (ii) with respect to each of Uncertificated REMIC II Regular Interests A3/4-IO-1 through 13, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Interest A3/4-FLT immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest O; (iii) with respect to each of Uncertificated REMIC II Regular Interests A6-IO-1 through 5, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Interest A6-FIX immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest P; (iv) with respect to each of Uncertificated REMIC II Regular Interests A7-IO-1 through 28, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Interest A7-INV immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as (1.00/9.333333333) of the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest Q; (v) with respect to each of Uncertificated REMIC II Regular Interests A9-IO-1 through 3, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Interest A9-INV immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as (1.00/9.333333333) of the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest S; (vi) with respect to each of Uncertificated REMIC II Regular Interests A10-IO-1 through 18, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Xxxxxxxx X00-XXX immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as (1.00/9.333333333) of the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest T; (vii) with respect to each of Uncertificated REMIC II Regular Interests A12/13-IO-1 through 3, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Interest A12/13-INV immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as (1.00/9.333333333) of the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest U; (viii) with respect to each of Uncertificated REMIC II Regular Interests A15-IO-1 through 5, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Interest A15-FIX immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest V; and (ix) with respect to each of Uncertificated REMIC II Regular Interests A16-IO-1 through 5, an amount equal to the Uncertificated Principal Balance of Uncertificated REMIC II Regular Interest A16-FIX immediately prior to such date; provided, however, for federal income tax purposes, the equivalent of the foregoing, expressed as the Uncertificated Principal Balance of Uncertificated REMIC I Regular Interest W. Pass-Through Rate: With respect to the Senior Certificates (other than the Adjustable Rate, Class A-V, Class A-P and Class P Certificates), Class M Certificates and Class B Certificates and any Distribution Date, the per annum rates set forth in the Preliminary Statement hereto. The pass-through rates on the Adjustable Rate Certificates are calculated as follows: (1) The pass-through rate on the Class A-1 Certificates with respect to the initial Interest Accrual Period is 5.65% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.33%, with a maximum rate of 7.00% per annum and a minimum rate of 0.33% per annum. (2) The pass-through rate on the Class A-2 Certificates with respect to the initial Interest Accrual Period is 11.25% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.58333333% minus (LIBOR multiplied by 8.3333333), with a maximum rate of 55.58333333% per annum and a minimum rate of 0.00% per annum. (3) The pass-through rate on the Class A-3 Certificates with respect to the initial Interest Accrual Period is 7.50% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 6.00%, with a maximum rate of 7.50% and a minimum rate of 6.00% per annum. On each Distribution Date on and after the Distribution Date occurring in May 2008, the pass-through rate on the Class A-3 Certificates will be fixed at a per annum rate equal to 6.00%. (4) The pass-through rate on the Class A-4 Certificates with respect to the initial Interest Accrual Period is 5.00% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 6.50% minus LIBOR, with a maximum rate of 6.50% per annum and a minimum rate of 5.00% per annum. On each Distribution Date on and after the Distribution Date occurring in May 2008, the pass-through rate on the Class A-4 Certificates will be fixed at a per annum rate equal to 6.50%. (5) The pass-through rate on the Class A-12 Certificates with respect to the initial Interest Accrual Period is 5.72% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.40%, with a maximum rate of 7.00% per annum and a minimum rate of 0.40% per annum. (6) The pass-through rate on the Class A-13 Certificates with respect to the initial Interest Accrual Period is 10.67% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 54.99999751% minus (LIBOR multiplied by 8.33333291), with a maximum rate of 54.99999751% per annum and a minimum rate of 0.00% per annum. (7) The pass-through rate on the Class A-17 Certificates with respect to the initial Interest Accrual Period is 5.62% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.30%, with a maximum rate of 7.00% per annum and a minimum rate of 0.30% per annum. (8) The pass-through rate on the Class A-18 Certificates with respect to the initial Interest Accrual Period is 11.50% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.83333333% minus (LIBOR multiplied by 8.33333333), with a maximum rate of 55.83333333% per annum and a minimum rate of 0.00% per annum. (9) The pass-through rate on the Class A-19 Certificates with respect to the initial Interest Accrual Period is 5.67% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.35%, with a maximum rate of 7.00% per annum and a minimum rate of 0.35% per annum. (10) The pass-through rate on the Class A-20 Certificates with respect to the initial Interest Accrual Period is 11.0833% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.41666666% minus (LIBOR multiplied by 8.33333333), with a maximum rate of 55.41666666% per annum and a minimum rate of 0.00% per annum. (11) The pass-through rate on the Class A-21 Certificates with respect to the initial Interest Accrual Period is 5.57% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.25%, with a maximum rate of 7.00% per annum and a minimum rate of 0.25% per annum. (12) The pass-through rate on the Class A-22 Certificates with respect to the initial Interest Accrual Period is 11.9167% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 56.25% minus (LIBOR multiplied by 8.33333333), with a maximum rate of 56.25% per annum and a minimum rate of 0.00% per annum. (13) The pass-through rate on the Class A-23 Certificates with respect to the initial Interest Accrual Period is 5.72% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.40%, with a maximum rate of 7.00% per annum and a minimum rate of 0.40% per annum. (14) The pass-through rate on the Class A-24 Certificates with respect to the initial Interest Accrual Period is 10.6667% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.00% minus (LIBOR multiplied by 8.33333333), with a maximum rate of 55.00% per annum and a minimum rate of 0.00% per annum. (15) The pass-through rate on the Class A-35 Certificates with respect to the initial Interest Accrual Period is 5.52% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.20%, with a maximum rate of 7.00% per annum and a minimum rate of 0.20% per annum. (16) The pass-through rate on the Class A-36 Certificates with respect to the initial Interest Accrual Period is 12.3333% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 56.66666505% minus (LIBOR multiplied by 8.33333307), with a maximum rate of 56.66666505% per annum and a minimum rate of 0.00% per annum. (17) The pass-through rate on the Class A-37 Certificates with respect to the initial Interest Accrual Period is 5.57% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.25%, with a maximum rate of 7.00% per annum and a minimum rate of 0.25% per annum. (18) The pass-through rate on the Class A-38 Certificates with respect to the initial Interest Accrual Period is 11.9167% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 56.2499984% minus (LIBOR multiplied by 8.33333307), with a maximum rate of 56.2499984% per annum and a minimum rate of 0.00% per annum. (19) The pass-through rate on the Class A-39 Certificates with respect to the initial Interest Accrual Period is 5.62% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.30%, with a maximum rate of 7.00% per annum and a minimum rate of 0.30% per annum. (20) The pass-through rate on the Class A-40 Certificates with respect to the initial Interest Accrual Period is 11.50% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.83333175% minus (LIBOR multiplied by 8.33333307), with a maximum rate of 55.83333175% per annum and a minimum rate of 0.00% per annum. (21) The pass-through rate on the Class A-41 Certificates with respect to the initial Interest Accrual Period is 5.67% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.35%, with a maximum rate of 7.00% per annum and a minimum rate of 0.35% per annum. (22) The pass-through rate on the Class A-42 Certificates with respect to the initial Interest Accrual Period is 11.0833% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.41666509% minus (LIBOR multiplied by 8.33333307), with a maximum rate of 55.41666509% per annum and a minimum rate of 0.00% per annum. (23) The pass-through rate on the Class A-48 Certificates with respect to the initial Interest Accrual Period is 5.57% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.25%, with a maximum rate of 7.00% per annum and a minimum rate of 0.25% per annum. (24) The pass-through rate on the Class A-49 Certificates with respect to the initial Interest Accrual Period is 11.9167% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 56.24999867% minus (LIBOR multiplied by 8.33333311), with a maximum rate of 56.24999867% per annum and a minimum rate of 0.00% per annum. (25) The pass-through rate on the Class A-50 Certificates with respect to the initial Interest Accrual Period is 5.62% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.30%, with a maximum rate of 7.00% per annum and a minimum rate of 0.30% per annum. (26) The pass-through rate on the Class A-51 Certificates with respect to the initial Interest Accrual Period is 11.50% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.83333202% minus (LIBOR multiplied by 8.33333311), with a maximum rate of 55.83333202% per annum and a minimum rate of 0.00% per annum. (27) The pass-through rate on the Class A-52 Certificates with respect to the initial Interest Accrual Period is 5.67% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.35%, with a maximum rate of 7.00% per annum and a minimum rate of 0.35% per annum. (28) The pass-through rate on the Class A-53 Certificates with respect to the initial Interest Accrual Period is 11.0833% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.41666536% minus (LIBOR multiplied by 8.33333311), with a maximum rate of 55.41666536% per annum and a minimum rate of 0.00% per annum. (29) The pass-through rate on the Class A-54 Certificates with respect to the initial Interest Accrual Period is 5.67% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.35%, with a maximum rate of 7.00% per annum and a minimum rate of 0.35% per annum. (30) The pass-through rate on the Class A-55 Certificates with respect to the initial Interest Accrual Period is 11.0833% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.41666415% minus (LIBOR multiplied by 8.33333291), with a maximum rate of 55.41666415% per annum and a minimum rate of 0.00% per annum. (31) The pass-through rate on the Class A-56 Certificates with respect to the initial Interest Accrual Period is 5.77% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.45%, with a maximum rate of 7.00% per annum and a minimum rate of 0.45% per annum. (32) The pass-through rate on the Class A-57 Certificates with respect to the initial Interest Accrual Period is 10.25% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 54.58333086% minus (LIBOR multiplied by 8.33333291), with a maximum rate of 54.58333086% per annum and a minimum rate of 0.00% per annum. (33) The pass-through rate on the Class A-58 Certificates with respect to the initial Interest Accrual Period is 5.82% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.50%, with a maximum rate of 7.00% per annum and a minimum rate of 0.50% per annum. (34) The pass-through rate on the Class A-59 Certificates with respect to the initial Interest Accrual Period is 9.8333% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 54.16666422% minus (LIBOR multiplied by 8.33333291), with a maximum rate of 54.16666422% per annum and a minimum rate of 0.00% per annum. (35) The pass-through rate on the Class A-66 Certificates with respect to the initial Interest Accrual Period is 5.52% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.20%, with a maximum rate of 7.00% per annum and a minimum rate of 0.20% per annum. (36) The pass-through rate on the Class A-67 Certificates with respect to the initial Interest Accrual Period is 12.3333% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 56.66665881% minus (LIBOR multiplied by 8.33333204), with a maximum rate of 56.66665881% per annum and a minimum rate of 0.00% per annum. (37) The pass-through rate on the Class A-68 Certificates with respect to the initial Interest Accrual Period is 5.57% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.25%, with a maximum rate of 7.00% per annum and a minimum rate of 0.25% per annum. (38) The pass-through rate on the Class A-69 Certificates with respect to the initial Interest Accrual Period is 11.9167% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 56.24999221% minus (LIBOR multiplied by 8.33333204), with a maximum rate of 56.24999221% per annum and a minimum rate of 0.00% per annum. (39) The pass-through rate on the Class A-70 Certificates with respect to the initial Interest Accrual Period is 5.62% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.30%, with a maximum rate of 7.00% per annum and a minimum rate of 0.30% per annum. (40) The pass-through rate on the Class A-71 Certificates with respect to the initial Interest Accrual Period is 11.50% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.83332561% minus (LIBOR multiplied by 8.33333204), with a maximum rate of 55.83332561% per annum and a minimum rate of 0.00% per annum. (41) The pass-through rate on the Class A-72 Certificates with respect to the initial Interest Accrual Period is 5.52% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.20%, with a maximum rate of 7.00% per annum and a minimum rate of 0.20% per annum. (42) The pass-through rate on the Class A-73 Certificates with respect to the initial Interest Accrual Period is 12.3333% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 56.66666666% minus (LIBOR multiplied by 8.33333333), with a maximum rate of 56.66666666% per annum and a minimum rate of 0.00% per annum. (43) The pass-through rate on the Class A-74 Certificates with respect to the initial Interest Accrual Period is 5.57% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.25%, with a maximum rate of 7.00% per annum and a minimum rate of 0.25% per annum. (44) The pass-through rate on the Class A-75 Certificates with respect to the initial Interest Accrual Period is 11.9167% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 56.25% minus (LIBOR multiplied by 8.33333333), with a maximum rate of 56.25% per annum and a minimum rate of 0.00% per annum. (45) The pass-through rate on the Class A-76 Certificates with respect to the initial Interest Accrual Period is 5.62% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.30%, with a maximum rate of 7.00% per annum and a minimum rate of 0.30% per annum. (46) The pass-through rate on the Class A-77 Certificates with respect to the initial Interest Accrual Period is 11.50% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.83333333% minus (LIBOR multiplied by 8.33333333), with a maximum rate of 55.83333333% per annum and a minimum rate of 0.00% per annum. (47) The pass-through rate on the Class A-78 Certificates with respect to the initial Interest Accrual Period is 5.67% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.35%, with a maximum rate of 7.00% per annum and a minimum rate of 0.35% per annum. (48) The pass-through rate on the Class A-79 Certificates with respect to the initial Interest Accrual Period is 11.0833% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.41666666% minus (LIBOR multiplied by 8.33333333), with a maximum rate of 55.41666666% per annum and a minimum rate of 0.00% per annum. (49) The pass-through rate on the Class A-80 Certificates with respect to the initial Interest Accrual Period is 5.82% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.50%, with a maximum rate of 7.00% per annum and a minimum rate of 0.50% per annum. (50) The pass-through rate on the Class A-81 Certificates with respect to the initial Interest Accrual Period is 9.8333% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 54.16666189% minus (LIBOR multiplied by 8.3333325), with a maximum rate of 54.16666189% per annum and a minimum rate of 0.00% per annum. (51) The pass-through rate on the Class A-82 Certificates with respect to the initial Interest Accrual Period is 5.72% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.40%, with a maximum rate of 7.00% per annum and a minimum rate of 0.40% per annum. (52) The pass-through rate on the Class A-83 Certificates with respect to the initial Interest Accrual Period is 10.6667% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 54.99999514% minus (LIBOR multiplied by 8.3333325), with a maximum rate of 54.99999514% per annum and a minimum rate of 0.00% per annum. (53) The pass-through rate on the Class A-84 Certificates with respect to the initial Interest Accrual Period is 5.67% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.35%, with a maximum rate of 7.00% per annum and a minimum rate of 0.35% per annum. (54) The pass-through rate on the Class A-85 Certificates with respect to the initial Interest Accrual Period is 11.0833% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 55.41666177% minus (LIBOR multiplied by 8.3333325), with a maximum rate of 55.41666177% per annum and a minimum rate of 0.00% per annum. (55) The pass-through rate on the Class A-86 Certificates with respect to the initial Interest Accrual Period is 5.77% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.45%, with a maximum rate of 7.00% per annum and a minimum rate of 0.45% per annum. (56) The pass-through rate on the Class A-87 Certificates with respect to the initial Interest Accrual Period is 10.25% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 54.58332852% minus (LIBOR multiplied by 8.3333325), with a maximum rate of 54.58332852% per annum and a minimum rate of 0.00% per annum. (57) The pass-through rate on the Class A-88 Certificates with respect to the initial Interest Accrual Period is 5.87% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.55%, with a maximum rate of 7.00% per annum and a minimum rate of 0.55% per annum. (58) The pass-through rate on the Class A-89 Certificates with respect to the initial Interest Accrual Period is 9.4167% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 53.74999527% minus (LIBOR multiplied by 8.3333325), with a maximum rate of 53.74999527% per annum and a minimum rate of 0.00% per annum. (59) The pass-through rate on the Class A-90 Certificates with respect to the initial Interest Accrual Period is 5.92% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to LIBOR plus 0.60%, with a maximum rate of 7.00% per annum and a minimum rate of 0.60% per annum. (60) The pass-through rate on the Class A-91 Certificates with respect to the initial Interest Accrual Period is 9.00% per annum, and as to any Interest Accrual Period thereafter, will be a per annum rate equal to 53.33332864% minus (LIBOR multiplied by 8.3333325), with a maximum rate of 53.33332864% per annum and a minimum rate of 0.00% per annum. With respect to the Class A-V Certificates (other than any Subclass thereof) and any Distribution Date, a rate equal to the weighted average, expressed as a percentage, of the Pool Strip Rates of all Mortgage Loans as of the Due Date in the related Due Period, weighted on the basis of the respective Stated Principal Balances of such Mortgage Loans as of the day immediately preceding such Distribution Date (or, with respect to the initial Distribution Date, at the close of business on the Cut-off Date). With respect to the Class A-V Certificates and the initial Distribution Date the Pass-Through Rate is equal to 0.3886% per annum. With respect to any Subclass of Class A-V Certificates and any Distribution Date, a rate equal to the weighted average, expressed as a percentage, of the Pool Strip Rates of all Mortgage Loans corresponding to the Uncertificated REMIC I Regular Interests Z represented by such Subclass as of the Due Date in the related Due Period, weighted on the basis of the respective Stated Principal Balances of such Mortgage Loans as of the day immediately preceding such Distribution Date (or with respect to the initial Distribution Date, at the close of business on the Cut-off Date). The Principal Only Certificates and the Class P Certificates have no Pass-Through Rate and are not entitled to Accrued Certificate Interest. Prepayment Charge Loan: Any Mortgage Loan for which a Prepayment Charge may be assessed and to which such Prepayment Charge the Class P Certificates are entitled, as indicated on the Mortgage Loan Schedule. Prepayment Assumption: The prepayment assumption to be used for determining the accrual of original issue discount and premium and market discount on the Certificates for federal income tax purposes, which assumes a constant prepayment rate of 8.0% per annum of the then outstanding principal balance of the related Mortgage Loans in the first month of the life of such Mortgage Loans and an additional approximately 1.45454545% per annum in each month thereafter until the twelfth month, and beginning in the twelfth month and in each month thereafter during the life of the Mortgage Loans, a constant prepayment rate of 24.00% per annum. Prepayment Distribution Percentage: With respect to any Distribution Date and each Class of Subordinate Certificates, under the applicable circumstances set forth below, the respective percentages set forth below: (i) For any Distribution Date prior to the Distribution Date in May 2012 (unless the Certificate Principal Balances of the Senior Certificates (other than the Class A-P Certificates) have been reduced to zero), 0%. (ii) For any Distribution Date not discussed in clause (i) above on which any Class of Subordinate Certificates are outstanding: (a) in the case of the Class of Subordinate Certificates then outstanding with the Highest Priority and each other Class of Subordinate Certificates for which the related Prepayment Distribution Trigger has been satisfied, a fraction, expressed as a percentage, the numerator of which is the Certificate Principal Balance of such Class immediately prior to such date and the denominator of which is the sum of the Certificate Principal Balances immediately prior to such date of (1) the Class of Subordinate Certificates then outstanding with the Highest Priority and (2) all other Classes of Subordinate Certificates for which the respective Prepayment Distribution Triggers have been satisfied; and (b) in the case of each other Class of Subordinate Certificates for which the Prepayment Distribution Triggers have not been satisfied, 0%. Notwithstanding the foregoing, if the application of the foregoing percentages on any Distribution Date as provided in Section 4.02 of this Series Supplement (determined without regard to the proviso to the definition of "Subordinate Principal Distribution Amount") would result in a distribution in respect of principal of any Class or Classes of Subordinate Certificates in an amount greater than the remaining Certificate Principal Balance thereof (any such class, a "Maturing Class"), then: (a) the Prepayment Distribution Percentage of each Maturing Class shall be reduced to a level that, when applied as described above, would exactly reduce the Certificate Principal Balance of such Class to zero; (b) the Prepayment Distribution Percentage of each other Class of Subordinate Certificates (any such Class, a "Non-Maturing Class") shall be recalculated in accordance with the provisions in paragraph (ii) above, as if the Certificate Principal Balance of each Maturing Class had been reduced to zero (such percentage as recalculated, the "Recalculated Percentage"); (c) the total amount of the reductions in the Prepayment Distribution Percentages of the Maturing Class or Classes pursuant to clause (a) of this sentence, expressed as an aggregate percentage, shall be allocated among the Non-Maturing Classes in proportion to their respective Recalculated Percentages (the portion of such aggregate reduction so allocated to any Non-Maturing Class, the "Adjustment Percentage"); and (d) for purposes of such Distribution Date, the Prepayment Distribution Percentage of each Non-Maturing Class shall be equal to the sum of (1) the Prepayment Distribution Percentage thereof, calculated in accordance with the provisions in paragraph (ii) above as if the Certificate Principal Balance of each Maturing Class had not been reduced to zero, plus (2) the related Adjustment Percentage. Principal Only Certificates: The Class A-P Certificates. Record Date: With respect to each Distribution Date and each Class of Certificates (other than the Class A-1, Class A-2, Class A-17, Class A-18, Class A-19, Class A-20, Class A-21, Class A-22, Class A-23 and Class A-24 Certificates, so long as they are Book Entry Certificates), the close of business on the last Business Day of the month preceding the month in which the related Distribution Date occurs. With respect to each Distribution Date and the Class A-1, Class A-2, Class A-17, Class A-18, Class A-19, Class A-20, Class A-21, Class A-22, Class A-23 and Class A-24 Certificates, so long as they are Book Entry Certificates, the close of business on the Business Day prior to such Distribution Date. Related Classes: As to any Uncertificated REMIC I Regular Interest or Uncertificated REMIC II Regular Interest, those classes of Certificates identified as "Related Classes of Certificates" to such Uncertificated REMIC I Regular Interest or Uncertificated REMIC II Regular Interest in the definition of Uncertificated REMIC I Regular Interest and Uncertificated REMIC II Regular Interest, respectively. REMIC I: The segregated pool of assets with respect to which a REMIC election is to be made, consisting of: (i) the Mortgage Loans and the related Mortgage Files, (ii) all payments and collections in respect of the Mortgage Loans due after the Cut-off Date (other than Monthly Payments due in the month of the Cut-off Date) as shall be on deposit in the Custodial Account or in the Certificate Account and identified as belonging to the Trust Fund, including the proceeds from the liquidation of Additional Collateral for any Additional Collateral Loan, but not including amounts on deposit in the Initial Monthly Payment Fund, (iii) property which secured a Mortgage Loan and which has been acquired for the benefit of the Certificateholders by foreclosure or deed in lieu of foreclosure, (iv) the hazard insurance policies and Primary Insurance Policies, if any, the Pledged Assets with respect to each Pledged Asset Mortgage Loan, and the interest in the Surety Bond transferred to the Trustee pursuant to Section 2.01 herein, and (v) all proceeds of clauses (i) through (iv) above. Notwithstanding the foregoing, the REMIC election with respect to REMIC I specifically excludes any Prepayment Charges received on the Mortgage Loans. REMIC I Certificates: The Class R-I Certificates. REMIC II: The segregated pool of assets consisting of the Uncertificated REMIC I Regular Interests conveyed in trust to the Trustee for the benefit of the holders of each Class of Certificates (other than the Class R-I Certificates) pursuant to Section 2.06, with respect to which a separate REMIC election is to be made. Senior Certificate: Any one of the Class A Certificates, Class P or Class R Certificates, executed by the Trustee and authenticated by the Certificate Registrar substantially in the form annexed to the Standard Terms as Exhibit A (Class A) and Exhibit D (Class R) and annexed hereto as Exhibit Five (Class P). Senior Interest Distribution Amount: With respect to any Distribution Date, the aggregate amount of Accrued Certificate Interest to be distributed to the Holders of the Senior Certificates for that Distribution Date, including the Accrual Distribution Amounts. Senior Percentage: As of any Distribution Date, the lesser of 100% and a fraction, expressed as a percentage, the numerator of which is the aggregate Certificate Principal Balance of the Senior Certificates (other than the Class A-P Certificates) immediately prior to such Distribution Date and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans (or related REO Properties) (other than the related Discount Fraction of each Discount Mortgage Loan) immediately prior to such Distribution Date. Senior Principal Distribution Amount: With respect to any Distribution Date, the lesser of (a) the balance of the Available Distribution Amount remaining after the distribution of all amounts required to be distributed therefrom pursuant to Section 4.02(a)(i) and Section 4.02(a)(ii)(W) (excluding any amount distributable pursuant to clause (E) of the definition of "Class A-P Principal Distribution Amount") and Section 4.02(a)(ii)(Y), and (b) the sum of the amounts required to be distributed to the Senior Certificateholders on such Distribution Date pursuant to Sections 4.02(a)(ii)(Z), 4.02(a)(xvi) and 4.02(a)(xvii). Senior Support Certificates: The Class A-11, Class A-15, Class A-16, Class A-31, Class A-32, Class A-33 and Class A-34 Certificates. Special Hazard Amount: As of any Distribution Date, an amount equal to $8,083,012 minus the sum of (i) the aggregate amount of Special Hazard Losses allocated solely to one or more specific Classes of Certificates in accordance with Section 4.05 of this Series Supplement and (ii) the Adjustment Amount (as defined below) as most recently calculated. For each anniversary of the Cut-off Date, the Adjustment Amount shall be equal to the amount, if any, by which the amount calculated in accordance with the preceding sentence (without giving effect to the deduction of the Adjustment Amount for such anniversary) exceeds the greater of (A) the greater of (i) the product of the Special Hazard Percentage for such anniversary multiplied by the outstanding principal balance of all the Mortgage Loans on the Distribution Date immediately preceding such anniversary and (ii) twice the outstanding principal balance of the Mortgage Loan with the largest outstanding principal balance as of the Distribution Date immediately preceding such anniversary and (B) the greater of (i) the product of 0.50% multiplied by the outstanding principal balance of all Mortgage Loans on the Distribution Date immediately preceding such anniversary multiplied by a fraction, the numerator of which is equal to the aggregate outstanding principal balance (as of the immediately preceding Distribution Date) of all of the Mortgage Loans secured by Mortgaged Properties located in the State of California divided by the aggregate outstanding principal balance (as of the immediately preceding Distribution Date) of all of the Mortgage Loans, expressed as a percentage, and the denominator of which is equal to 24.70% (which percentage is equal to the percentage of Mortgage Loans by aggregate principal balance initially secured by Mortgaged Properties located in the State of California) and (ii) the aggregate outstanding principal balance (as of the immediately preceding Distribution Date) of the largest Mortgage Loan secured by a Mortgaged Property (or, with respect to a Cooperative Loan, the related Cooperative Apartment) located in the State of California. The Special Hazard Amount may be further reduced by the Master Servicer (including accelerating the manner in which coverage is reduced) provided that prior to any such reduction, the Master Servicer shall (i) obtain written confirmation from each Rating Agency that such reduction shall not reduce the rating assigned to any Class of Certificates by such Rating Agency below the lower of the then-current rating or the rating assigned to such Certificates as of the Closing Date by such Rating Agency and (ii) provide a copy of such written confirmation to the Trustee. Special Hazard Percentage: As of each anniversary of the Cut-off Date, the greater of (i) 1.0% and (ii) the largest percentage obtained by dividing the aggregate outstanding principal balance (as of immediately preceding Distribution Date) of the Mortgage Loans secured by Mortgaged Properties located in a single, five-digit zip code area in the State of California by the outstanding principal balance of all the Mortgage Loans as of the immediately preceding Distribution Date. Subordinate Principal Distribution Amount: With respect to any Distribution Date and each Class of Subordinate Certificates, (a) the sum of (i) the product of (x) the related Subordinate Class Percentage for such Class and (y) the aggregate of the amounts calculated (without giving effect to the related Senior Percentages) for such Distribution Date under clauses (1), (2) and (3) of Section 4.02(a)(ii)(Y)(A); (ii) such Class's pro rata share, based on the Certificate Principal Balance of each Class of Subordinate Certificates then outstanding, of the principal collections described in Section 4.02(a)(ii)(Y)(B)(b) (without giving effect to the Senior Accelerated Distribution Percentage) to the extent such collections are not otherwise distributed to the Senior Certificates; (iii) the product of (x) the related Prepayment Distribution Percentage and (y) the aggregate of all Principal Prepayments in Full received in the related Prepayment Period and Curtailments received in the preceding calendar month (other than the related Discount Fraction of such Principal Prepayments in Full and Curtailments with respect to a Discount Mortgage Loan) to the extent not payable to the Senior Certificates; (iv) if such Class is the Class of Subordinate Certificates with the Highest Priority, any Excess Subordinate Principal Amount for such Distribution Date not paid to the Senior Certificates; and (v) any amounts described in clauses (i), (ii) and (iii) as determined for any previous Distribution Date, that remain undistributed to the extent that such amounts are not attributable to Realized Losses which have been allocated to a Class of Subordinate Certificates; minus (b) the sum of (i) with respect to the Class of Subordinate Certificates with the Lowest Priority, any Excess Subordinate Principal Amount for such Distribution Date; and (ii) the Capitalization Reimbursement Amount for such Distribution Date, other than the related Discount Fraction of any portion of that amount related to each Discount Mortgage Loan, multiplied by a fraction, the numerator of which is the Subordinate Principal Distribution Amount for such Class of Subordinate Certificates, without giving effect to this clause (b)(ii), and the denominator of which is the sum of the principal distribution amounts for all Classes of Certificates other than the Class A-P Certificates, without giving effect to any reductions for the Capitalization Reimbursement Amount. Super Senior Certificates: Any of the Class A-6, Class A-7, Class A-10, Class A-25, Class A-26, Class A-27, Class A-28, Class A-29, Class A-30, Class A-35, Class A-36, Class A-37, Class A-38, Class A-39, Class A-40, Class A-41, Class A-42, Class A-43, Class A-44, Class A-45, Class A-46, Class A-47, Class A-48, Class A-49, Class A-50, Class A-51, Class A-52, Class A-53, Class A-99, Class A-100, Class A-101, Class A-102, Class A-103 and Class A-104 Certificates. Targeted Principal Balance: With respect to the TAC Certificates and any Distribution Date, the amount set forth in the table entitled "Targeted Principal Balances" in Exhibit Seven to this Series Supplement for such Certificates opposite such Distribution Date. TAC Certificates: Class A-8, Class A-60, Class A-61, Class A-62, Class A-63, Class A-64, Class A-66, Class A-67, Class A-68, Class A-69 and Class A70 and Class A-71 Certificates. Uncertificated Accrued Interest: With respect to each Distribution Date, (i) as to each Uncertificated REMIC I Regular Interest other than each Uncertificated REMIC I Regular Interest Z, an amount equal to the aggregate amount of Accrued Certificate Interest that would result under the terms of the definition thereof on the Related Classes of Certificates (excluding any Interest Only Certificates) if the Pass-Through Rate on such Classes were equal to the Uncertificated Pass-Through Rate on such Uncertificated REMIC I Regular Interest, (ii) as to each Uncertificated REMIC I Regular Interest Z and each Uncertificated REMIC II Regular Interest Z, an amount equal to one month's interest at the Pool Strip Rate of the related Mortgage Loan on the principal balance of such Mortgage Loan reduced by such Interest's pro-rata share of any Prepayment Interest Shortfalls or other reductions of interest allocable to the Class A-V Certificates, and (iii) as to each Uncertificated REMIC II Regular Interest other than each Uncertificated REMIC II Regular Interest Z, interest accrued during the related Interest Accrual Period at the related Uncertificated Pass-Through Rate on the Uncertificated Principal Balance or Notional Amount thereof immediately prior to such Distribution Date. Uncertificated Pass-Through Rate: With respect to each of the Uncertificated REMIC I Regular Interests, other than the Uncertificated REMIC I Regular Interests Z, the per annum rate specified in the definition of Uncertificated REMIC I Regular Interests. With respect to each Uncertificated REMIC I Regular Interest Z and each Uncertificated REMIC II Regular Interest Z, the Pool Strip Rate for the related Mortgage Loan. The pass-through rates on the Uncertificated REMIC II Regular Interests (other than the Uncertificated REMIC II Regular Interests Z) are calculated as follows: (1) The pass-through rate on Uncertificated REMIC II Regular Interest A1/2-FLT will be a per annum rate equal to LIBOR plus 0.25%, with a maximum rate of 7.00% per annum and a minimum rate of 0.25% per annum. (2) The pass-through rate on Uncertificated REMIC II Regular Interest A1/2-INV will be a per annum rate equal to 55.0000000000% minus (LIBOR multiplied by 8.3333333), with a maximum rate of 55.000000000% per annum and a minimum rate of 0.00% per annum. (3) The pass-through rate on Uncertificated REMIC II Regular Interest A1/2-IO-1 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.25% and (y) 6.95% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (4) The pass-through rate on Uncertificated REMIC II Regular Interest A1/2-IO-2 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.30% and (y) 6.97% and (ii) 8.3333333, with a maximum rate of 0.25% per annum and a minimum rate of 0.00% per annum. (5) The pass-through rate on Uncertificated REMIC II Regular Interest A1/2-IO-3 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.33% and (y) 6.98% and (ii) 8.3333333, with a maximum rate of 0.1666666667% per annum and a minimum rate of 0.00% per annum. (6) The pass-through rate on Uncertificated REMIC II Regular Interest A1/2-IO-4 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.35% and (y) 6.95% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (7) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-FLT will be a per annum rate equal to the product of (i) 0.892857133 and (ii) LIBOR plus 0.35%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (8) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-1 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.40%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%, over (B) the product of (i) 0.892857133 and (ii) LIBOR plus 0.35%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (9) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-2 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.45%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%, over (B) the product of (i) 0.892857133 and (ii) LIBOR plus 0.40%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (10) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-3 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.50%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%, over (B) the product of (i) 0.892857133 and (ii) LIBOR plus 0.45%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (11) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-4 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.55%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%, over (B) the product of (i) 0.892857133 and (ii) LIBOR plus 0.50%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (12) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-5 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.60%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%, over (B) the product of (i) 0.892857133 and (ii) LIBOR plus 0.55%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (13) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-6 will be a per annum rate equal to the excess if any of (A) (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, 0.50 multiplied by LIBOR plus 3.0%, with a maximum per annum rate equal to 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%, over (B) the product of (i) 0.892857133 and (ii) LIBOR plus 0.60%, with a maximum per annum rate equal to (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (14) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-7 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.35%, with a maximum rate of 6.25% per annum, over (B) (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (15) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-8 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.40%, with a maximum rate of 6.25% per annum, over (B) the greater of (x) the product of (i) 0.892857133 and (ii) LIBOR plus 0.35%, with a maximum rate of 6.25% per annum and (y) (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (16) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-9 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.45%, with a maximum rate of 6.25% per annum, over (B) the greater of (x) the product of (i) 0.892857133 and (ii) LIBOR plus 0.40%, with a maximum rate of 6.25% per annum and (y) (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (17) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-10 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.50%, with a maximum rate of 6.25% per annum, over (B) the greater of (x) the product of (i) 0.892857133 and (ii) LIBOR plus 0.45%, with a maximum rate of 6.25% per annum and (y) (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (18) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-11 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.55%, with a maximum rate of 6.25% per annum, over (B) the greater of (x) the product of (i) 0.892857133 and (ii) LIBOR plus 0.50%, with a maximum rate of 6.25% per annum and (y) (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (19) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-12 will be a per annum rate equal to the excess if any of (A) the product of (i) 0.892857133 and (ii) LIBOR plus 0.60%, with a maximum rate of 6.25% per annum, over (B) the greater of (x) the product of (i) 0.892857133 and (ii) LIBOR plus 0.55%, with a maximum rate of 6.25% per annum and (y) (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (20) The pass-through rate on Uncertificated REMIC II Regular Interest A3/4-IO-13 will be a per annum rate equal to the excess if any of (A) 6.25% per annum, over (B) the greater of (x) the product of (i) 0.892857133 and (ii) LIBOR plus 0.60% and (y) (i) with respect to any Distribution Date occurring prior to the Distribution Date in May 2008, the lesser of (x) 0.50 multiplied by LIBOR plus 3.0% and (y) 3.75% or (ii) with respect to any Distribution Date occurring in May 2008 or thereafter, 3.00%. (21) The pass-through rate on Uncertificated REMIC II Regular Interest A6-FIX will be a per annum rate equal to 5.00%. (22) The pass-through rate on each of Uncertificated REMIC II Regular Interests A6-IO-1 through 5 will be a per annum rate equal to 0.25%. (23) The pass-through rate on Uncertificated REMIC II Regular Interest A7-FLT will be a per annum rate equal to LIBOR plus 0.20%, with a maximum rate of 5.60% per annum and a minimum rate of 0.20% per annum. (24) The pass-through rate on Uncertificated REMIC II Regular Interest A7-INV will be a per annum rate equal to 43.75% minus (LIBOR multiplied by 8.3333333), with a maximum rate of 43.75% per annum and a minimum rate of 0.00% per annum. (25) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-1 will be a per annum rate equal to 46.0000000000% minus the product of (i) the greater of (x) LIBOR plus 0.20% and (y) 5.55% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (26) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-2 will be a per annum rate equal to 46.0000000000% minus the product of (i) the greater of (x) LIBOR plus 0.25% and (y) 5.55% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (27) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-3 will be a per annum rate equal to 46.0000000000% minus the product of (i) the greater of (x) LIBOR plus 0.30% and (y) 5.55% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (28) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-4 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 5.88% over (ii) 5.60%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (29) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-5 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 5.88% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 5.60%, with a minimum rate of 0.00% per annum. (30) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-6 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 5.88% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 5.60%, with a minimum rate of 0.00% per annum. (31) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-7 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 5.88% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 5.60%, with a minimum rate of 0.00% per annum. (32) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-8 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 5.88% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 5.60%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (33) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-9 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 6.16% over (ii) 5.88%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (34) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-10 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.16% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 5.88%, with a minimum rate of 0.00% per annum. (35) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-11 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.16% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 5.88%, with a minimum rate of 0.00% per annum. (36) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-12 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 6.16% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 5.88%, with a minimum rate of 0.00% per annum. (37) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-13 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.16% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 5.88%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (38) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-14 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 6.44% over (ii) 6.16%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (39) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-15 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.44% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 6.16%, with a minimum rate of 0.00% per annum. (40) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-16 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.44% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.16%, with a minimum rate of 0.00% per annum. (41) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-17 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 6.44% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.16%, with a minimum rate of 0.00% per annum. (42) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-18 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.44% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 6.16%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (43) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-19 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 6.72% over (ii) 6.44%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (44) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-20 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.72% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 6.44%, with a minimum rate of 0.00% per annum. (45) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-21 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.72% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.44%, with a minimum rate of 0.00% per annum. (46) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-22 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 6.72% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.44%, with a minimum rate of 0.00% per annum. (47) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-23 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.72% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 6.44%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (48) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-24 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 7.00% over (ii) 6.72%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (49) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-25 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 7.00% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 6.72%, with a minimum rate of 0.00% per annum. (50) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-26 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 7.00% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.72%, with a minimum rate of 0.00% per annum. (51) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-27 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 7.00% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.72%, with a minimum rate of 0.00% per annum. (52) The pass-through rate on Uncertificated REMIC II Regular Interest A7-IO-28 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 7.00% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 6.72%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (53) The pass-through rate on Uncertificated REMIC II Regular Interest A8-FLT will be a per annum rate equal to LIBOR plus 0.20%, with a maximum rate of 5.60% per annum and a minimum rate of 0.20% per annum. (54) The pass-through rate on Uncertificated REMIC II Regular Interest A8-INV will be a per annum rate equal to 44.16666666667% minus (LIBOR multiplied by 8.3333333), with a maximum rate of 44.16666666667% per annum and a minimum rate of 0.00% per annum. (55) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-1 will be a per annum rate equal to 46.0000000000% minus the product of (i) the greater of (x) LIBOR plus 0.20% and (y) 5.55% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (56) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-2 will be a per annum rate equal to 46.0000000000% minus the product of (i) the greater of (x) LIBOR plus 0.25% and (y) 5.55% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (57) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-3 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 5.88% over (ii) 5.60%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (58) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-4 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 5.88% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 5.60%, with a minimum rate of 0.00% per annum. (59) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-5 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 5.88% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 5.60%, with a minimum rate of 0.00% per annum. (60) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-6 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 5.88% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 5.60%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (61) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-7 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 6.16% over (ii) 5.88%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (62) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-8 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.16% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 5.88%, with a minimum rate of 0.00% per annum. (63) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-9 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.16% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 5.88%, with a minimum rate of 0.00% per annum. (67) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-10 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.16% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 5.88%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (65) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-11 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 6.44% over (ii) 6.16%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (66) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-12 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.44% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 6.16%, with a minimum rate of 0.00% per annum. (56) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-13 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.44% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.16%, with a minimum rate of 0.00% per annum. (57) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-14 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.44% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.16%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (58) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-15 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 6.72% over (ii) 6.44%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (59) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-16 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.72% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 6.44%, with a minimum rate of 0.00% per annum. (60) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-17 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.72% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.44%, with a minimum rate of 0.00% per annum. (61) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-18 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.72% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.44%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (62) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-19 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.20% and (y) 7.00% over (ii) 6.72%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (63) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-20 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 7.00% over (ii) the greater of (x) LIBOR plus 0.20% and (y) 6.72%, with a minimum rate of 0.00% per annum. (64) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-21 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 7.00% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.72%, with a minimum rate of 0.00% per annum. (65) The pass-through rate on Uncertificated REMIC II Regular Interest A8-IO-22 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 7.00% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.72%, with a minimum rate of 0.00% per annum. (66) The pass-through rate on Uncertificated REMIC II Regular Interest A9-FLT will be a per annum rate equal to LIBOR plus 0.20%, with a maximum rate of 7.00% per annum and a minimum rate of 0.20% per annum. (67) The pass-through rate on Uncertificated REMIC II Regular Interest A9-INV will be a per annum rate equal to 55.4166666666667% minus (LIBOR multiplied by 8.3333333), with a maximum rate of 55.4166666666667% per annum and a minimum rate of 0.00% per annum. (68) The pass-through rate on Uncertificated REMIC II Regular Interest A9-IO-1 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.20% and (y) 6.95% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (69) The pass-through rate on Uncertificated REMIC II Regular Interest A9-IO-2 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.25% and (y) 6.95% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (70) The pass-through rate on Uncertificated REMIC II Regular Interest A9-IO-3 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.30% and (y) 6.95% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (71) The pass-through rate on Uncertificated REMIC II Regular Interest A10-FLT will be a per annum rate equal to LIBOR plus 0.25%, with a maximum rate of 5.88% per annum and a minimum rate of 0.25% per annum. (72) The pass-through rate on Uncertificated REMIC II Regular Xxxxxxxx X00-XXX will be a per annum rate equal to 46.0833333333% minus (LIBOR multiplied by 8.3333333), with a maximum rate of 46.0833333333% per annum and a minimum rate of 0.00% per annum. (73) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-1 will be a per annum rate equal to 49.00% minus the product of (i) the greater of (x) LIBOR plus 0.25% and (y) 5.83% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (74) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-2 will be a per annum rate equal to 49.00% minus the product of (i) the greater of (x) LIBOR plus 0.30% and (y) 5.83% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (75) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-3 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.16% over (ii) 5.88%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (76) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-4 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.16% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 5.88%, with a minimum rate of 0.00% per annum. (77) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-5 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 6.16% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 5.88%, with a minimum rate of 0.00% per annum. (78) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-6 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.16% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 5.88%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (79) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-7 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.44% over (ii) 6.16%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (80) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-8 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.44% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.16%, with a minimum rate of 0.00% per annum. (81) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-9 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 6.44% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.16%, with a minimum rate of 0.00% per annum. (82) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-10 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.44% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 6.16%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (83) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-11 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 6.72% over (ii) 6.44%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (84) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-12 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 6.72% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.44%, with a minimum rate of 0.00% per annum. (85) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-13 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 6.72% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.44%, with a minimum rate of 0.00% per annum. (86) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-14 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 6.72% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 6.44%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (87) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-15 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.25% and (y) 7.00% over (ii) 6.72%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (88) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-16 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.30% and (y) 7.00% over (ii) the greater of (x) LIBOR plus 0.25% and (y) 6.72%, with a minimum rate of 0.00% per annum. (89) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-17 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) the lesser of (x) LIBOR plus 0.35% and (y) 7.00% over (ii) the greater of (x) LIBOR plus 0.30% and (y) 6.72%, with a minimum rate of 0.00% per annum. (90) The pass-through rate on Uncertificated REMIC II Regular Interest A10-IO-18 will be a per annum rate equal to 8.3333333 multiplied by the excess if any of (i) 7.00% over (ii) the greater of (x) LIBOR plus 0.35% and (y) 6.72%, with a maximum rate of 2.3333333333% per annum and a minimum rate of 0.00% per annum. (91) The pass-through rate on Uncertificated REMIC II Regular Interest A12/13-FLT will be a per annum rate equal to LIBOR plus 0.35%, with a maximum rate of 7.00% per annum and a minimum rate of 0.35% per annum. (92) The pass-through rate on Uncertificated REMIC II Regular Interest A12/13-INV will be a per annum rate equal to 54.16666666666667% minus (LIBOR multiplied by 8.3333333), with a maximum rate of 54.16666666666667% per annum and a minimum rate of 0.00% per annum. (93) The pass-through rate on Uncertificated REMIC II Regular Interest A12/13-IO-1 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.35% and (y) 6.95% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (94) The pass-through rate on Uncertificated REMIC II Regular Interest A12/13-IO-2 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.40% and (y) 6.95% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (95) The pass-through rate on Uncertificated REMIC II Regular Interest A12/13-IO-3 will be a per annum rate equal to 58.3333333333% minus the product of (i) the greater of (x) LIBOR plus 0.45% and (y) 6.95% and (ii) 8.3333333, with a maximum rate of 0.0000000000% per annum and a minimum rate of 0.00% per annum. (96) The pass-through rate on Uncertificated REMIC II Regular Interest A15-FIX will be a per annum rate equal to 5.00%. (97) The pass-through rate on each of Uncertificated REMIC II Regular Interests A15-IO-1 through 5 will be a per annum rate equal to 0.25%. (98) The pass-through rate on Uncertificated REMIC II Regular Interest A16-FIX will be a per annum rate equal to 5.00%. (99) The pass-through rate on each of Uncertificated REMIC II Regular Interests A16-IO-1 through 5 will be a per annum rate equal to 0.25%. Uncertificated Principal Balance: With respect to each Uncertificated REMIC I Regular Interest and Uncertificated REMIC II Regular Interest, as defined in the definition of Uncertificated REMIC I Regular Interests and Uncertificated REMIC II Regular Interests, respectively. Uncertificated REMIC I Regular Interests: The Uncertificated REMIC I Regular Interests Z together with the interests identified in the table below, each representing an undivided beneficial ownership interest in REMIC I, and having the following characteristics: 1. The principal balance from time to time of each Uncertificated REMIC I Regular Interest identified in the table below shall be the amount identified as the Initial Principal Balance thereof in such table, minus the sum of (x) the aggregate of all amounts previously deemed distributed with respect to such interest and applied to reduce the Uncertificated Principal Balance thereof pursuant to Section 10.04(a)(ii) and (y) the aggregate of all reductions in Certificate Principal Balance deemed to have occurred in connection with Realized Losses that were previously deemed allocated to the Uncertificated Principal Balance of such Uncertificated REMIC I Regular Interest pursuant to Section 10.04(d), which equals the aggregate principal balance of the Classes of Certificates identified as related to such Uncertificated REMIC I Regular Interest in such table. 2. The Uncertificated Pass-Through Rate for each Uncertificated REMIC I Regular Interest identified in the table below shall be the per annum rate set forth in the Pass-Through Rate column of such table. 3. The Uncertificated REMIC I Regular Interest Distribution Amount for each Uncertificated REMIC I Regular Interest identified in the table below shall be, for any Distribution Date, the amount deemed distributed with respect to such Uncertificated REMIC I Regular Interest on such Distribution Date pursuant to the provisions of Section 10.04(a). ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- Uncertificated REMIC I Regular Interest Related Classes of Certificates Pass-Through Rate Initial Principal Balance ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- N X-0, X-0, X-00, X-00, X-00, X-00, X-00, X-00, 6.25% $196,000,000.00 X-00, X-00 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- O X-0, X-0, X-00, X-00, X-00, X-00, X-00, X-00, 6.25% $60,000,000.00 X-00, X-00, X-00, X-00, X-00, X-00 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- P X-0, X-00, X-00, X-000, X-000, X-000, X-000, 6.25% $103,569,000.00 X-000, X-000, X-000, X-000, X-000, X-000, X-000 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- Q X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, 6.25% $187,421,000.00 X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-000, X-000, X-000, X-000, X-000, X-000 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- R X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, 6.25% $38,377,000.00 X-00, X-00, X-00, X-00, X-00 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- S X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, 6.25% $28,245,000.00 A-79 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- T X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, 6.25% $56,475,000.00 X-00, X-00, X-00, X-00 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- X X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, 6.25% $58,497,000.00 X-00, X-00, X-00, X-00, X-00 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- V X-00, X-00, X-000, X-000, X-000, X-000, X-000, 6.25% $7,200,000.00 A-110 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- W X-00, X-00, X-00, X-00, X-00, X-00, X-000, 6.25% $11,963,000.00 X-000, X-000, X-000, X-000, X-000 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- X R-II, X-0, X-00, X-00, X-0, X-0, X-0, X-0, X-0, 6.25% $55,041,951 B-3 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- Y A-P 0.00% $5,512,067 ------------------------------------------------------- -------------------------------------------------- --------------------------- ------------------------------------- Uncertificated REMIC I Regular Interests Z: Each of the 3,321 uncertificated partial undivided beneficial ownership interests in the Trust Fund, numbered sequentially from 1 to 3,321, each relating to the particular Mortgage Loan identified by such sequential number on the Mortgage Loan Schedule, each having no principal balance, and each bearing interest at the respective Pool Strip Rate on the Stated Principal Balance of the related Mortgage Loan. Uncertificated REMIC I Regular Interest Z Distribution Amount: With respect to any Distribution Date, the sum of the amounts deemed to be distributed on the Uncertificated REMIC I Regular Interests Z for such Distribution Date pursuant to Section 10.04(a). Uncertificated REMIC I Regular Interest Distribution Amounts: With respect to each Uncertificated REMIC I Regular Interest, other than the Uncertificated REMIC I Regular Interests Z, the amount specified as the Uncertificated REMIC I Regular Interest Distribution Amount with respect thereto in the definition of Uncertificated REMIC I Regular Interests. With respect to the Uncertificated REMIC I Regular Interests Z, the Uncertificated REMIC I Regular Interests Z Distribution Amount. Uncertificated REMIC II Regular Interests Z: Each of the 3,321 uncertificated partial undivided beneficial ownership interests in REMIC II numbered sequentially from 1 through 3,321, each relating to the identically numbered Uncertificated REMIC I Regular Interests Z, each having no principal balance and bearing interest at a rate equal to the related Pool Strip Rate on the Stated Principal Balance of the Mortgage Loan related to the identically numbered Uncertificated REMIC I Regular Interests Z, comprising such Uncertificated REMIC II Regular Interests Z's pro rata share of the amount distributed pursuant to Section 10.04(a). Uncertificated REMIC II Regular Interests: The Uncertificated REMIC II Regular Interests Z together with the interests identified in the table below, each representing an undivided beneficial ownership interest in REMIC II, and having the following characteristics: 1. The principal balance from time to time of each Uncertificated REMIC II Regular Interest identified in the table below shall be the amount identified as the Initial Principal Balance thereof in such table, minus the sum of (x) the aggregate of all amounts previously deemed distributed with respect to such interest and applied to reduce the Uncertificated Principal Balance thereof pursuant to Section 10.04(a)(ii) and (y) the aggregate of all reductions in Certificate Principal Balance deemed to have occurred in connection with Realized Losses that were previously deemed allocated to the Uncertificated Principal Balance of such Uncertificated REMIC II Regular Interest pursuant to Section 10.04(d), which equals the aggregate principal balance of the Classes of Certificates identified as related to such Uncertificated REMIC II Regular Interest in such table. 2. The Uncertificated Pass-Through Rate for each Uncertificated REMIC II Regular Interest identified in the table below shall be the per annum rate set specified in the definition thereof. 3. The Uncertificated REMIC II Regular Interest Distribution Amount for each Uncertificated REMIC II Regular Interest identified in the table below shall be, for any Distribution Date, the amount deemed distributed with respect to such Uncertificated REMIC II Regular Interest on such Distribution Date pursuant to the provisions of Section 10.04(a). ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- Uncertificated REMIC II Regular Interest Related Classes of Certificates Initial Principal Balance ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- X0/0-XXX X-0, X-00, X-00, X-00, X-00 $175,000,000.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A1/2-INV X-0, X-00, X-00, X-00, X-00 $21,000,000.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A1/2-IO-1 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A1/2-IO-2 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A1/2-IO-3 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A1/2-IO-4 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A3/4-FLT X-0, X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, $60,000,000.00 X-00, X-00, X-00, X-00, X-00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A6-FIX X-0, X-00, X-000, X-000, X-000, X-000, X-000, X-000, $103,569,000.00 X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A6-IO-1 X-0, X-00, X-000, X-000, X-000, X-000, X-000, X-000, (1) X-000, X-000, X-000 X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A6-IO-2 X-0, X-00, X-000, X-000, X-000 X-000, X-000, X-000, (1) A-109, A-110 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A6-IO-3 X-0, X-00, X-000, X-000, X-000, X-000, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A6-IO-4 X-0, X-00, X-000, X-000, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A6-IO-5 X-0, X-00, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-FLT A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, $167,340,178.57 X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-INV A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, $20,080,821.43 X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-1 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-2 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-3 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-4 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-5 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-6 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-7 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-8 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-00, X-000, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-9 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-10 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-11 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-12 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-13 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-00, X-000, X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-14 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-15 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-16 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-17 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-18 A-7, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00, (1) X-000, X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-19 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-000, (1) A-116 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-20 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-000, (1) A-116 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-21 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-000, (1) A-116 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-22 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-000, (1) A-116 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-23 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-000, (1) A-116 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-24 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-25 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-26 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-27 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A7-IO-28 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-FLT A-8, X-00, X-00, X-00, X-00 X-00, X-00, X-00, X-00 $34,265,178.57 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-INV A-8, X-00, X-00, X-00, X-00 X-00, X-00, X-00, X-00 $4,111,821.43 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-1 A-8, X-00, X-00, X-00, X-00 X-00, X-00, X-00, , X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-2 A-8, X-00, X-00, X-00, X-00 X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-3 A-8, X-00, X-00, X-00, X-00, X-00, X-00 X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-4 A-8, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-5 A-8, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-6 A-8, X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-7 X-0, X-00, X-00, X-00, X-00, X-00 X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-8 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-9 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-10 X-0, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-11 X-0, X-00, X-00, X-00, X-00 X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-12 X-0, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-13 X-0, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-14 X-0, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-15 X-0, X-00, X-00, X-00 X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-16 X-0, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-17 X-0, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-18 X-0, X-00, X-00, X-00, X-00 X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-19 X-0, X-00, X-00 X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-20 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-21 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A8-IO-22 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A9-FLT X-0, X-00, X-00, X-00, X-00 $25,218,750.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A9-INV X-0, X-00, X-00, X-00, X-00 $3,026,250.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A9-IO-1 X-0, X-00, X-000, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A9-IO-2 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A9-IO-3 X-0, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-FLT X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 $50,424,107.14 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-INV X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 $6,050,892.86 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-1 X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-2 X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-3 X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-4 X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-5 X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-6 X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-7 X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-8 X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-9 X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-10 X-00, X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-11 X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-12 X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-13 X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-14 X-00, X-00, X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-15 X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-16 X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-17 X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A10-IO-18 X-00, X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A12/13-FLT X-00, X-00, X-00, X-00 $52,229,464.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A12/13-INV X-00, X-00, X-00, X-00 $6,267,536.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A12/13-IO-1 X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A12/13-IO-2 X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A12/13-IO-3 X-00, X-00, X-00, X-00 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- X00-XXX X-00, X-00, X-000, X-000, X-000, X-000, X-000 $7,200,000.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A15-IO-1 X-00, X-00, X-000, X-000, X-000, X-000 X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A15-IO-2 X-00, X-00, X-000, X-000, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A15-IO-3 X-00, X-00, X-000, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A15-IO-4 X-00, X-00, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A15-IO-5 X-00, X-00, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A16-FIX X-00, X-00, X-00, X-00, X-00, X-000, X-000, X-000, $11,963,000.00 X-000, X-000 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A16-IO-1 X-00, X-00, X-00, X-00, X-00, X-000, X-000, X-000, (1) A-115, A-116 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A16-IO-2 X-00, X-00, X-00, X-00, X-00, X-000, X-000, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A16-IO-3 X-00, X-00, X-00, X-00, X-00, X-000, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A16-IO-4 X-00, X-00, X-00, X-00, X-000, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A16-IO-5 X-00, X-00, X-00, X-000 (1) ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- X-0 X-0 $25,000.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- X-00 X-00 $2,048,000.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- X-00 X-00 $25,000.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- M-1 M-1 $26,269,900.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- M-2 M-2 $8,487,100.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- M-3 M-3 $6,870,600.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- B-1 B-1 $4,445,600.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- B-2 B-2 $3,637,400.00 ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- B-3 B-3 $3,233,251.[__] ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- A-P A-P $5,512,067.[__] ----------------------------------------------------------- --------------------------------------------------------- --------------------------------------- (1) This Uncertificated REMIC II Regular Interest will not have an Uncertificated Principal Balance, but will bear interest on its Notional Amount. Uncertificated REMIC II Regular Interests Distribution Amount: With respect to any Distribution Date, the sum of the amounts deemed to be distributed on the Uncertificated REMIC II Regular Interests for such Distribution Date pursuant to Section 10.04(a). Underwriter: Barclays Capital Inc. Underwriting Agreement: The underwriting agreement, dated as of April 25, 2007, among the Company, the Master Servicer and the Underwriter. WHFIT: A "Widely Held Fixed Investment Trust" as that term is defined in Treasury Regulations section 1.671-5(b)(22) or successor provisions. WHFIT Regulations: Treasury Regulations section 1.671-5, as amended. WHMT: A "Widely Held Mortgage Trust" as that term is defined in Treasury Regulations section 1.671-5(b)(23) or successor provisions. Section 1.02 Use of Words and Phrases. "Herein," "hereby," "hereunder," "hereof," "hereinbefore," "hereinafter" and other equivalent words refer to the Pooling and Servicing Agreement as a whole. All references herein to Articles, Sections or Subsections shall mean the corresponding Articles, Sections and Subsections in the Pooling and Servicing Agreement. The definitions set forth herein include both the singular and the plural. References in the Pooling and Servicing Agreement to "interest" on and "principal" of the Mortgage Loans shall mean, with respect to the Sharia Mortgage Loans, amounts in respect profit payments and acquisition payments, respectively. Section 1.03. Determination of LIBOR. LIBOR applicable to the calculation of the Pass-Through Rates on the Adjustable Rate Certificates for any Interest Accrual Period (other than the initial Interest Accrual Period) will be determined as described below: On each Distribution Date, LIBOR shall be established by the Trustee and, as to any Interest Accrual Period, will equal the rate for one month United States dollar deposits that appears on the Reuters Screen LIBOR01 Page (or such other page as may replace such page on that service for the purpose of displaying London interbank offered rates of major banks) as of 11:00 a.m., London time, on the second LIBOR Business Day prior to the first day of such Interest Accrual Period ("LIBOR Rate Adjustment Date"). If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, any other service for displaying LIBOR or comparable rates as may be selected by the Trustee after consultation with the Master Servicer), the rate will be the Reference Bank Rate. The "Reference Bank Rate" will be determined on the basis of the rates at which deposits in U.S. Dollars are offered by the reference banks (which shall be any three major banks that are engaged in transactions in the London interbank market, selected by the Trustee after consultation with the Master Servicer) as of 11:00 a.m., London time, on the day that is one LIBOR Business Day prior to the immediately preceding Distribution Date to prime banks in the London interbank market for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Adjustable Rate Certificates then outstanding. The Trustee will request the principal London office of each of the reference banks to provide a quotation of its rate. If at least two such quotations are provided, the rate will be the arithmetic mean of the quotations rounded up to the next multiple of 1/16%. If on such date fewer than two quotations are provided as requested, the rate will be the arithmetic mean of the rates quoted by one or more major banks in New York City, selected by the Trustee after consultation with the Master Servicer, as of 11:00 a.m., New York City time, on such date for loans in U.S. Dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Adjustable Rate Certificates then outstanding. If no such quotations can be obtained, the rate will be LIBOR for the prior Distribution Date, or, in the case of the first LIBOR Rate Adjustment Date, 5.32% per annum; provided, however, if, under the priorities described above, LIBOR for a Distribution Date would be based on LIBOR for the previous Distribution Date for the third consecutive Distribution Date, the Trustee shall, after consultation with the Master Servicer, select an alternative comparable index (over which the Trustee has no control), used for determining one-month Eurodollar lending rates that is calculated and published (or otherwise made available) by an independent party. "LIBOR Business Day" means any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the city of London, England are required or authorized by law to be closed. The establishment of LIBOR by the Trustee on any LIBOR Rate Adjustment Date and the Master Servicer's subsequent calculation of the Pass-Through Rates applicable to each of the Adjustable Rate Certificates for the relevant Interest Accrual Period, in the absence of manifest error, will be final and binding. Promptly following each LIBOR Rate Adjustment Date the Trustee shall supply the Master Servicer with the results of its determination of LIBOR on such date. Furthermore, the Trustee will supply the Pass-Through Rates on each of the Adjustable Rate Certificates for the current and the immediately preceding Interest Accrual Period via the Trustee's internet website, which may be obtained by telephoning the Trustee at (000) 000-0000.

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES Section 2.01 Conveyance of Mortgage Loans. (See Section 2.01 of the Standard Terms) Section 2.02 Acceptance by Trustee. (See Section 2.02 of the Standard Terms) Section 2.03 Representations, Warranties and Covenants of the Master Servicer and the Company. (a) (See Section 2.03(a) of the Standard Terms) (b) The Company hereby represents and warrants to the Trustee for the benefit of Certificateholders that as of the Closing Date (or, if otherwise specified below, as of the date so specified): (i) No Mortgage Loan is 30 or more days Delinquent in payment of principal and interest as of the Cut-off Date and no Mortgage Loan has been so Delinquent more than once in the 12-month period prior to the Cut-off Date; (ii) The information set forth in Exhibit One hereto with respect to each Mortgage Loan or the Mortgage Loans, as the case may be, is true and correct in all material respects at the date or dates respecting which such information is furnished; (iii) The Mortgage Loans are fully-amortizing (subject to interest only periods, if applicable), fixed-rate mortgage loans with level Monthly Payments due, with respect to a majority of the Mortgage Loans, on the first day of each month and terms to maturity at origination or modification of not more than 30 years; (iv) To the best of the Company's knowledge, except in the case of 0.1% of the aggregate principal balance of the Mortgage Loans, if a Mortgage Loan is secured by a Mortgaged Property with a Loan-to-Value Ratio at origination in excess of 80%, such Mortgage Loan is the subject of a Primary Insurance Policy that insures (a) at least 35% of the Stated Principal Balance of the Mortgage Loan at origination if the Loan-to-Value Ratio is between 100.00% and 95.01%, (b) at least 30% of the Stated Principal Balance of the Mortgage Loan at origination if the Loan-to-Value Ratio is between 95.00% and 90.01%, (c) at least 25% of such balance if the Loan-to-Value Ratio is between 90.00% and 85.01% and (d) at least 12% of such balance if the Loan-to-Value Ratio is between 85.00% and 80.01%. To the best of the Company's knowledge, each such Primary Insurance Policy is in full force and effect and the Trustee is entitled to the benefits thereunder; (v) The issuers of the Primary Insurance Policies are insurance companies whose claims-paying abilities are currently acceptable to each Rating Agency; (vi) No more than 1.2% of the Mortgage Loans by aggregate Stated Principal Balance as of the Cut-off Date are secured by Mortgaged Properties located in any one zip code area in South Carolina and no more than 0.4% of the Mortgage Loans by aggregate Stated Principal Balance as of the Cut-off Date are secured by Mortgaged Properties located in any one zip code area outside South Carolina; (vii) The improvements upon the Mortgaged Properties are insured against loss by fire and other hazards as required by the Program Guide, including flood insurance if required under the National Flood Insurance Act of 1968, as amended. The Mortgage requires the Mortgagor to maintain such casualty insurance at the Mortgagor's expense, and on the Mortgagor's failure to do so, authorizes the holder of the Mortgage to obtain and maintain such insurance at the Mortgagor's expense and to seek reimbursement therefor from the Mortgagor; (viii) Immediately prior to the assignment of the Mortgage Loans to the Trustee, the Company had good title to, and was the sole owner of, each Mortgage Loan free and clear of any pledge, lien, encumbrance or security interest (other than rights to servicing and related compensation) and such assignment validly transfers ownership of the Mortgage Loans to the Trustee free and clear of any pledge, lien, encumbrance or security interest; (ix) No more than 46.48% of the Mortgage Loans by aggregate Stated Principal Balance as of the Cut-off Date were underwritten under a reduced loan documentation program, no more than 15.35% of the Mortgage Loans by aggregate Stated Principal Balance as of the Cut-off Date were underwritten under a no-stated income program, and no more than 13.01% of the Mortgage Loans by aggregate Stated Principal Balance as of the Cut-off Date were underwritten under a no income/no asset program; (x) Except with respect to no more than 20.07% of the Mortgage Loans by aggregate Stated Principal Balance as of the Cut-off Date, the Mortgagor represented in its loan application with respect to the related Mortgage Loan that the Mortgaged Property would be owner-occupied; (xi) None of the Mortgage Loans is a Buy-Down Mortgage Loan; (xii) Each Mortgage Loan constitutes a qualified mortgage under Section 860G(a)(3)(A) of the Code and Treasury Regulations Section 1.860G-2(a)(1), (2), (4), (5) and (6), without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a "qualified mortgage" notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5) and (6); (xiii) A policy of title insurance was effective as of the closing of each Mortgage Loan and is valid and binding and remains in full force and effect, unless the Mortgaged Properties are located in the State of Iowa and an attorney's certificate has been provided as described in the Program Guide; (xiv) No more than 0.03% of the Mortgage Loans are Cooperative Loans; (xv) With respect to each Mortgage Loan originated under a "streamlined" Mortgage Loan program (through which no new or updated appraisals of Mortgaged Properties are obtained in connection with the refinancing thereof), the related Seller has represented that either (a) the value of the related Mortgaged Property as of the date the Mortgage Loan was originated was not less than the appraised value of such property at the time of origination of the refinanced Mortgage Loan or (b) the Loan-to-Value Ratio of the Mortgage Loan as of the date of origination of the Mortgage Loan generally meets the Company's underwriting guidelines; (xvi) Interest on each Mortgage Loan is calculated on the basis of a 360-day year consisting of twelve 30-day months; (xvii) None of the Mortgage Loans contain in the related Mortgage File a Destroyed Mortgage Note; (xviii) None of the Mortgage Loans has been made to an International Borrower, and no such Mortgagor is a member of a foreign diplomatic mission with diplomatic rank; (xix) No Mortgage Loan provides for payments that are subject to reduction by withholding taxes levied by any foreign (non-United States) sovereign government; and (xx) None of the Mortgage Loans is an Additional Collateral Loan and none of the Mortgage Loans is a Pledged Asset Loan. It is understood and agreed that the representations and warranties set forth in this Section 2.03(b) shall survive delivery of the respective Custodial Files to the Trustee or the Custodian. Upon discovery by any of the Company, the Master Servicer, the Trustee or the Custodian of a breach of any of the representations and warranties set forth in this Section 2.03(b) that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties (the Custodian being so obligated under a Custodial Agreement); provided, however, that in the event of a breach of the representation and warranty set forth in Section 2.03(b)(xii), the party discovering such breach shall give such notice within five days of discovery. Within 90 days of its discovery or its receipt of notice of breach, the Company shall either (i) cure such breach in all material respects or (ii) purchase such Mortgage Loan from the Trust Fund at the Purchase Price and in the manner set forth in Section 2.02; provided that the Company shall have the option to substitute a Qualified Substitute Mortgage Loan or Loans for such Mortgage Loan if such substitution occurs within two years following the Closing Date; provided that if the omission or defect would cause the Mortgage Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within 90 days from the date such breach was discovered. Any such substitution shall be effected by the Company under the same terms and conditions as provided in Section 2.04 for substitutions by Residential Funding. It is understood and agreed that the obligation of the Company to cure such breach or to so purchase or substitute for any Mortgage Loan as to which such a breach has occurred and is continuing shall constitute the sole remedy respecting such breach available to the Certificateholders or the Trustee on behalf of the Certificateholders. Section 2.04 Representations and Warranties of Sellers. (See Section 2.04 of the Standard Terms) Section 2.05 Execution and Authentication of Certificates/Issuance of Certificates Evidencing Interests in REMIC I Certificates. The Trustee acknowledges the assignment to it of the Mortgage Loans and the delivery of the Custodial Files to it, or the Custodian on its behalf, subject to any exceptions noted, together with the assignment to it of all other assets included in the Trust Fund and/or the applicable REMIC, receipt of which is hereby acknowledged. Concurrently with such delivery and in exchange therefor, the Trustee, pursuant to the written request of the Company executed by an officer of the Company, has executed and caused to be authenticated and delivered to or upon the order of the Company the Class R-I Certificates in authorized denominations which together with the Uncertificated REMIC I Regular Interests, evidence the beneficial interest in REMIC I. Section 2.06 Conveyance of Uncertificated REMIC I Regular Interests; Acceptance by the Trustee. The Company, as of the Closing Date, and concurrently with the execution and delivery hereof, does hereby assign without recourse all the right, title and interest of the Company in and to the Uncertificated REMIC I Regular Interests to the Trustee for the benefit of the Holders of each Class of Certificates (other than the Class R-I Certificates and the Class P Certificates). The Trustee acknowledges receipt of the Uncertificated REMIC I Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of all present and future Holders of each Class of Certificates (other than the Class R-I Certificates and the Class P Certificates). The rights of the Holders of each Class of Certificates (other than the Class R-I Certificates and the Class P Certificates) to receive distributions from the proceeds of REMIC II in respect of such Classes, and all ownership interests of the Holders of such Classes in such distributions, shall be as set forth in this Agreement. Section 2.07 Issuance of Certificates Evidencing Interest in REMIC II. The Trustee acknowledges the assignment to it of the Uncertificated REMIC I Regular Interests and, concurrently therewith and in exchange therefor, pursuant to the written request of the Company executed by an officer of the Company, the Trustee has executed and caused to be authenticated and delivered to or upon the order of the Company, all Classes of Certificates (other than the Class R-I Certificates and the Class P Certificates) in authorized denominations, which evidence the ownership in the entire REMIC II. Section 2.08 Purposes and Powers of the Trust. (See Section 2.08 of the Standard Terms).

ARTICLE III ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 3.01 Master Servicer to Act as Servicer. (See Section 3.01 of the Standard Terms) Section 3.02 Subservicing Agreements Between Master Servicer and Subservicers; Enforcement of Subservicers' and Sellers' Obligations. (See Section 3.02 of the Standard Terms) Section 3.03 Successor Subservicers. (See Section 3.03 of the Standard Terms) Section 3.04 Liability of the Master Servicer. (See Section 3.04 of the Standard Terms) Section 3.05 No Contractual Relationship Between Subservicer and Trustee or Certificateholders. (See Section 3.05 of the Standard Terms). Section 3.06 Assumption or Termination of Subservicing Agreements by Trustee. (See Section 3.06 of the Standard Terms). Section 3.07 Collection of Certain Mortgage Loan Payments; Deposits to Custodial Account. (a) (See Section 3.07(a) of the Standard Terms) (b) The Master Servicer shall establish and maintain a Custodial Account in which the Master Servicer shall deposit or cause to be deposited on a daily basis, except as otherwise specifically provided herein, the following payments and collections remitted by Subservicers or received by it in respect of the Mortgage Loans subsequent to the Cut-off Date (other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date): (i) All payments on account of principal, including Principal Prepayments made by Mortgagors on the Mortgage Loans and the principal component of any Subservicer Advance or of any REO Proceeds received in connection with an REO Property for which an REO Disposition has occurred; (ii) All payments on account of interest at the Adjusted Mortgage Rate on the Mortgage Loans, including Buydown Funds, if any, and the interest component of any Subservicer Advance or of any REO Proceeds received in connection with an REO Property for which an REO Disposition has occurred; (iii) Insurance Proceeds, Subsequent Recoveries and Liquidation Proceeds (net of any related expenses of the Subservicer); (iv) All proceeds of any Mortgage Loans purchased pursuant to Section 2.02, 2.03, 2.04 or 4.07 (including amounts received from Residential Funding pursuant to the last paragraph of Section 4 of the Assignment Agreement in respect of any liability, penalty or expense that resulted from a breach of the Compliance With Laws Representation and all amounts required to be deposited in connection with the substitution of a Qualified Substitute Mortgage Loan pursuant to Section 2.03 or 2.04; (v) Any amounts required to be deposited pursuant to Section 3.07(c) or 3.21; (vi) All amounts transferred from the Certificate Account to the Custodial Account in accordance with Section 4.02(a); (vii) Any amounts realized by the Subservicer and received by the Master Servicer in respect of any Additional Collateral; (viii) Any amounts received by the Master Servicer in respect of Pledged Assets; and The foregoing requirements for deposit in the Custodial Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments on the Mortgage Loans which are not part of the Trust Fund (consisting of payments in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date) and payments or collections in the nature of late payment charges or assumption fees may but need not be deposited by the Master Servicer in the Custodial Account. In the event any amount not required to be deposited in the Custodial Account is so deposited, the Master Servicer may at any time withdraw such amount from the Custodial Account, any provision herein to the contrary notwithstanding. Amounts received by the Master Servicer in connection with Prepayment Charges on the Prepayment Charge Loans shall be remitted by the Master Servicer, upon receipt thereof, to the Trustee and shall be deposited by the Trustee, upon the receipt thereof and written direction with respect thereto, into the Class P Reserve Account. The Custodial Account may contain funds that belong to one or more trust funds created for mortgage pass-through certificates of other series and may contain other funds respecting payments on Mortgage Loans belonging to the Master Servicer or serviced or master serviced by it on behalf of others. Notwithstanding such commingling of funds, the Master Servicer shall keep records that accurately reflect the funds on deposit in the Custodial Account that have been identified by it as being attributable to the Mortgage Loans. With respect to Insurance Proceeds, Liquidation Proceeds, REO Proceeds and the proceeds of the purchase of any Mortgage Loan pursuant to Sections 2.02, 2.03, 2.04 and 4.07 received in any calendar month, the Master Servicer may elect to treat such amounts as included in the Available Distribution Amount for the Distribution Date in the month of receipt, but is not obligated to do so. If the Master Servicer so elects, such amounts will be deemed to have been received (and any related Realized Loss shall be deemed to have occurred) on the last day of the month prior to the receipt thereof. (c) (See Section 3.07(c) of the Standard Terms) (d) (See Section 3.07(d) of the Standard Terms) (e) Notwithstanding Section 3.07(a), The Master Servicer shall not waive (or permit a Subservicer to waive) any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors' rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the collectability thereof shall have been limited due to acceleration in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Master Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. In no event will the Master Servicer waive a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable default. If a Prepayment Charge is waived, but does not meet the standards described above, then the Master Servicer is required to deposit into the Class P Reserve Account the amount of such waived Prepayment Charge at the time that the amount prepaid on the related Mortgage Loan is required to be deposited into the Custodial Account. Notwithstanding any other provisions of this Agreement, any payments made by the Master Servicer in respect of any waived Prepayment Charges pursuant to this Section shall be deemed to be paid outside of the Trust Fund and not part of any REMIC. Section 3.08 Subservicing Accounts; Servicing Accounts. (See Section 3.08 of the Standard Terms) Section 3.09 Access to Certain Documentation and Information Regarding the Mortgage Loans. (See Section 3.08 of the Standard Terms) Section 3.10. Permitted Withdrawals from the Custodial Account. (See Section 3.10 of the Standard Terms) Section 3.11. Maintenance of the Primary Insurance Policies; Collections Thereunder. (See Section 3.11 of the Standard Terms) Section 3.12. Maintenance of Fire Insurance and Omissions and Fidelity Coverage. (See Section 3.12 of the Standard Terms) Section 3.13. Enforcement of Due-on-Sale Clauses; Assumption and Modification Agreements; Certain Assignments. (See Section 3.13 of the Standard Terms) Section 3.14. Realization Upon Defaulted Mortgage Loans. (See Section 3.14 of the Standard Terms) Section 3.15. Trustee to Cooperate; Release of Mortgage Files. (See Section 3.15 of the Standard Terms) Section 3.16. Servicing and Other Compensation; Compensating Interest. (a) (See Section 3.16(a) of the Standard Terms) (b) Additional servicing compensation in the form of assumption fees, late payment charges, investment income on amounts in the Custodial Account or the Certificate Account or otherwise (but not including Prepayment Charges) shall be retained by the Master Servicer or the Subservicer to the extent provided herein, subject to clause (e) below. Prepayment Charges shall be deposited into the Class P Reserve Account and shall be paid on each Distribution Date to the Holders of the Class P Certificates. (c) (See Section 3.16(c) of the Standard Terms) (d) (See Section 3.16(d) of the Standard Terms) (e) (See Section 3.16(e) of the Standard Terms) Section 3.17. Reports to the Trustee and the Company. (See Section 3.17 of the Standard Terms) Section 3.18. Annual Statement as to Compliance. (See Section 3.18 of the Standard Terms) Section 3.19. Annual Independent Public Accountants' Servicing Report. (See Section 3.19 of the Standard Terms) Section 3.20. Rights of the Company in Respect of the Master Servicer. (See Section 3.20 of the Standard Terms) Section 3.21. Administration of Buydown Funds. (See Section 3.21 of the Standard Terms) Section 3.22 Advance Facility. (See Section 3.22 of the Standard Terms)

ARTICLE IV PAYMENTS TO CERTIFICATEHOLDERS Section 4.01 Certificate Account. (See Section 4.01 of the Standard Terms) Section 4.02 Distributions. (a) On each Distribution Date the Master Servicer on behalf of the Trustee (or the Paying Agent appointed by the Trustee) shall distribute to the Master Servicer, in the case of a distribution pursuant to Section 4.02(a)(iii) below, and to each Certificateholder of record on the next preceding Record Date (other than as provided in Section 9.01 of the Standard Terms respecting the final distribution) either in immediately available funds (by wire transfer or otherwise) to the account of such Certificateholder at a bank or other entity having appropriate facilities therefor, if such Certificateholder has so notified the Master Servicer or the Paying Agent, as the case may be, or, if such Certificateholder has not so notified the Master Servicer or the Paying Agent by the Record Date, by check mailed to such Certificateholder at the address of such Holder appearing in the Certificate Register such Certificateholder's share (which share (A) with respect to each Class of Certificates (other than any Subclass of the Class A-V Certificates), shall be based on the aggregate of the Percentage Interests represented by Certificates of the applicable Class held by such Holder or (B) with respect to any Subclass of the Class A-V Certificates, shall be equal to the amount (if any) distributed pursuant to Section 4.02(a)(i) below to each Holder of a Subclass thereof) of the following amounts, in the following order of priority (subject to the provisions of Section 4.02(b), (c) and (e) below in each case to the extent of the Available Distribution Amount, and further subject to the provisions of Section 4.02(a)(ii)(X) below with respect to Prepayment Charges, to the extent of Prepayment Charges on deposit in the Class P Reserve Account): (i) to the Senior Certificates (other than the Class A-P Certificates and the Class P Certificates), on a pro rata basis based on Accrued Certificate Interest payable on such Certificates with respect to such Distribution Date, Accrued Certificate Interest on such Classes of Certificates (or Subclasses, if any, with respect to the Class A-V Certificates) for such Distribution Date, plus any Accrued Certificate Interest thereon remaining unpaid from any previous Distribution Date, except as provided in the last paragraph of this Section 4.02(a); and (ii) (W) to the Class A-P Certificates, the Class A-P Principal Distribution Amount (applied to reduce the Certificate Principal Balance of such Senior Certificates); (X) to the Class P Certificates, the Prepayment Charges on deposit in the Class P Reserve Account; (Y) to the Class A-3, Class A-4, Class A-9, Class A-12 and Class A-13 Certificates, in the priorities and amounts set forth in Section 4.02(b)(ii) and Section 4.02(b)(iii), the related Accrual Distribution Amounts; and (Z) to the Senior Certificates (other than the Class A-P, Class A-34, Class A-47, Class A-65, Class A-98, Class A-104, Class 110, Class 116 and Class A-V Certificates), in the priorities and amounts set forth in Section 4.02(b) and (c), the sum of the following (applied to reduce the Certificate Principal Balances of such Senior Certificates, as applicable): (A) the Senior Percentage for such Distribution Date times the sum of the following: (1) the principal portion of each Monthly Payment due during the related Due Period on each Outstanding Mortgage Loan (other than the related Discount Fraction of the principal portion of such payment with respect to a Discount Mortgage Loan), whether or not received on or prior to the related Determination Date, minus the principal portion of any Debt Service Reduction (other than the related Discount Fraction of the principal portion of such Debt Service Reductions with respect to each Discount Mortgage Loan) which together with other Bankruptcy Losses exceeds the Bankruptcy Amount; (2) the Stated Principal Balance of any Mortgage Loan repurchased during the preceding calendar month (or deemed to have been so repurchased in accordance with Section 3.07(b) of the Standard Terms) pursuant to Section 2.02, 2.03, 2.04 or 4.07 and the amount of any shortfall deposited in the Custodial Account in connection with the substitution of a Deleted Mortgage Loan pursuant to Section 2.03 or 2.04 during the preceding calendar month (other than the related Discount Fraction of such Stated Principal Balance or shortfall with respect to each Discount Mortgage Loan); and (3) the principal portion of all other unscheduled collections (other than Principal Prepayments in Full and Curtailments and amounts received in connection with a Cash Liquidation or REO Disposition of a Mortgage Loan described in Section 4.02(a)(ii)(Y)(B) of this Series Supplement, including without limitation Insurance Proceeds, Liquidation Proceeds and REO Proceeds), including Subsequent Recoveries, received during the preceding calendar month (or deemed to have been so received in accordance with Section 3.07(b) of the Standard Terms) to the extent applied by the Master Servicer as recoveries of principal of the related Mortgage Loan pursuant to Section 3.14 of the Standard Terms (other than the related Discount Fraction of the principal portion of such unscheduled collections, with respect to each Discount Mortgage Loan); (B) with respect to each Mortgage Loan for which a Cash Liquidation or a REO Disposition occurred during the preceding calendar month (or was deemed to have occurred during such period in accordance with Section 3.07(b) of the Standard Terms) and did not result in any Excess Special Hazard Losses, Excess Fraud Losses, Excess Bankruptcy Losses or Extraordinary Losses, an amount equal to the lesser of (a) the Senior Percentage for such Distribution Date times the Stated Principal Balance of such Mortgage Loan (other than the related Discount Fraction of such Stated Principal Balance, with respect to each Discount Mortgage Loan) and (b) the Senior Accelerated Distribution Percentage for such Distribution Date times the related unscheduled collections (including without limitation Insurance Proceeds, Liquidation Proceeds and REO Proceeds) to the extent applied by the Master Servicer as recoveries of principal of the related Mortgage Loan pursuant to Section 3.14 of the Standard Terms (in each case other than the portion of such unscheduled collections, with respect to a Discount Mortgage Loan, included in clause (C) of the definition of Class A-P Principal Distribution Amount); (C) the Senior Accelerated Distribution Percentage for such Distribution Date times the aggregate of all Principal Prepayments in Full received in the related Prepayment Period and Curtailments received in the preceding calendar month (other than the related Discount Fraction of such Principal Prepayments in Full and Curtailments, with respect to each Discount Mortgage Loan); (D) any Excess Subordinate Principal Amount for such Distribution Date; and (E) any amounts described in subsection (ii)(Y), clauses (A), (B) and (C) of this Section 4.02(a), as determined for any previous Distribution Date, which remain unpaid after application of amounts previously distributed pursuant to this clause (E) to the extent that such amounts are not attributable to Realized Losses which have been allocated to the Subordinate Certificates; minus (F) the Capitalization Reimbursement Amount for such Distribution Date, other than the related Discount Fraction of any portion of that amount related to each Discount Mortgage Loan, multiplied by a fraction, the numerator of which is the Senior Principal Distribution Amount, without giving effect to this clause (F), and the denominator of which is the sum of the principal distribution amounts for all Classes of Certificates other than the Class A-P Certificates, without giving effect to any reductions for the Capitalization Reimbursement Amount; (iii) if the Certificate Principal Balances of the Subordinate Certificates have not been reduced to zero, to the Master Servicer or a Sub-Servicer, by remitting for deposit to the Custodial Account, to the extent of and in reimbursement for any Advances or Sub-Servicer Advances previously made with respect to any Mortgage Loan or REO Property which remain unreimbursed in whole or in part following the Cash Liquidation or REO Disposition of such Mortgage Loan or REO Property, minus any such Advances that were made with respect to delinquencies that ultimately constituted Excess Special Hazard Losses, Excess Fraud Losses, Excess Bankruptcy Losses or Extraordinary Losses; (iv) to the Holders of the Class M-1 Certificates, the Accrued Certificate Interest thereon for such Distribution Date, plus any Accrued Certificate Interest thereon remaining unpaid from any previous Distribution Date, except as provided below; (v) to the Holders of the Class M-1 Certificates, an amount equal to (x) the Subordinate Principal Distribution Amount for such Class of Certificates for such Distribution Date, minus (y) the amount of any Class A-P Collection Shortfalls for such Distribution Date or remaining unpaid for all previous Distribution Dates, to the extent the amounts available pursuant to clause (x) of Sections 4.02(a)(vii), (ix), (xi), (xiii), (xiv) and (xv) of this Series Supplement are insufficient therefor, applied in reduction of the Certificate Principal Balance of the Class M-1 Certificates; (vi) to the Holders of the Class M-2 Certificates, the Accrued Certificate Interest thereon for such Distribution Date, plus any Accrued Certificate Interest thereon remaining unpaid from any previous Distribution Date, except as provided below; (vii) to the Holders of the Class M-2 Certificates, an amount equal to (x) the Subordinate Principal Distribution Amount for such Class of Certificates for such Distribution Date, minus (y) the amount of any Class A-P Collection Shortfalls for such Distribution Date or remaining unpaid for all previous Distribution Dates, to the extent the amounts available pursuant to clause (x) of Sections 4.02(a) (ix), (xi), (xiii), (xiv) and (xv) are insufficient therefor, applied in reduction of the Certificate Principal Balance of the Class M-2 Certificates; (viii) to the Holders of the Class M-3 Certificates, the Accrued Certificate Interest thereon for such Distribution Date, plus any Accrued Certificate Interest thereon remaining unpaid from any previous Distribution Date, except as provided below; (ix) to the Holders of the Class M-3 Certificates, an amount equal to (x) the Subordinate Principal Distribution Amount for such Class of Certificates for such Distribution Date minus (y) the amount of any Class A-P Collection Shortfalls for such Distribution Date or remaining unpaid for all previous Distribution Dates, to the extent the amounts available pursuant to clause (x) of Sections 4.02(a)(xi), (xiii), (xiv) and (xv) are insufficient therefor, applied in reduction of the Certificate Principal Balance of the Class M-3 Certificates; (x) to the Holders of the Class B-1 Certificates, the Accrued Certificate Interest thereon for such Distribution Date, plus any Accrued Certificate Interest thereon remaining unpaid from any previous Distribution Date, except as provided below; (xi) to the Holders of the Class B-1 Certificates, an amount equal to (x) the Subordinate Principal Distribution Amount for such Class of Certificates for such Distribution Date minus (y) the amount of any Class A-P Collection Shortfalls for such Distribution Date or remaining unpaid for all previous Distribution Dates, to the extent the amounts available pursuant to clause (x) of Sections 4.02(a)(xiii), (xiv) and (xv) are insufficient therefor, applied in reduction of the Certificate Principal Balance of the Class B-1 Certificates; (xii) to the Holders of the Class B-2 Certificates, the Accrued Certificate Interest thereon for such Distribution Date, plus any Accrued Certificate Interest thereon remaining unpaid from any previous Distribution Date, except as provided below; (xiii) to the Holders of the Class B-2 Certificates, an amount equal to (x) the Subordinate Principal Distribution Amount for such Class of Certificates for such Distribution Date minus (y) the amount of any Class A-P Collection Shortfalls for such Distribution Date or remaining unpaid for all previous Distribution Dates, to the extent the amounts available pursuant to clause (x) of Sections 4.02(a)(xiv) and (xv) are insufficient therefor, applied in reduction of the Certificate Principal Balance of the Class B-2 Certificates; (xiv) to the Holders of the Class B-3 Certificates, an amount equal to (x) the Accrued Certificate Interest thereon for such Distribution Date, plus any Accrued Certificate Interest thereon remaining unpaid from any previous Distribution Date, except as provided below, minus (y) the amount of any Class A-P Collection Shortfalls for such Distribution Date or remaining unpaid for all previous Distribution Dates, to the extent the amounts available pursuant to clause (x) of Section 4.02(a)(xv) are insufficient therefor; (xv) to the Holders of the Class B-3 Certificates, an amount equal to (x) the Subordinate Principal Distribution Amount for such Class of Certificates for such Distribution Date minus (y) the amount of any Class A-P Collection Shortfalls for such Distribution Date or remaining unpaid for all previous Distribution Dates applied in reduction of the Certificate Principal Balance of the Class B-3 Certificates; (xvi) to the Senior Certificates, on a pro rata basis in accordance with their respective outstanding Certificate Principal Balances, the portion, if any, of the Available Distribution Amount remaining after the foregoing distributions applied to reduce the Certificate Principal Balances of such Senior Certificates, but in no event more than the aggregate of the outstanding Certificate Principal Balances of each such Class of Senior Certificates, and thereafter, to each Class of Subordinate Certificates then outstanding beginning with such Class with the Highest Priority, any portion of the Available Distribution Amount remaining after the Senior Certificates have been retired, applied to reduce the Certificate Principal Balance of each such Class of Subordinate Certificates, but in no event more than the outstanding Certificate Principal Balance of each such Class of Subordinate Certificates; and (xvii) to the Class R-I Certificates, the balance, if any, of the Available Distribution Amount. Notwithstanding the foregoing, on any Distribution Date, with respect to the Class of Subordinate Certificates outstanding on such Distribution Date with the Lowest Priority, or in the event the Subordinate Certificates are no longer outstanding, the Senior Certificates, Accrued Certificate Interest thereon remaining unpaid from any previous Distribution Date will be distributable only to the extent that (1) a shortfall in the amounts available to pay Accrued Certificate Interest on any Class of Certificates results from an interest rate reduction in connection with a Servicing Modification, or (2) such unpaid Accrued Certificate Interest was attributable to interest shortfalls relating to the failure of the Master Servicer to make any required Advance, or the determination by the Master Servicer that any proposed Advance would be a Nonrecoverable Advance with respect to the related Mortgage Loan where such Mortgage Loan has not yet been the subject of a Cash Liquidation or REO Disposition or the related Liquidation Proceeds, Insurance Proceeds and REO Proceeds have not yet been distributed to the Certificateholders. (b) Distributions of principal on the Senior Certificates on each Distribution Date will be made as follows: (i) the Class A-P Principal Distribution Amount shall be distributed to the Class A-P Certificates, until the Certificate Principal Balance of the Class A-P Certificates has been reduced to zero; (ii) an amount equal to the Class A-5 Accrual Distribution Amount shall be distributed to the Class A-9 Certificates until the Certificate Principal Balance thereof has been reduced to zero, and then to the Class A-3 Certificates and Class A-4 Certificates concurrently, on a pro rata basis in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; (iii) an amount equal to the Class A-14 Accrual Distribution Amount shall be distributed to the Class A-12 Certificates and Class A-13 Certificates, concurrently, on a pro rata basis in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; (iv) the Senior Principal Distribution Amount shall be distributed in the following manner and priority: (A) first, to the Class R-I Certificates and Class R-II Certificates, on a pro rata basis in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; (B) second, to the Class P Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and (C) third, the balance of the Senior Principal Distribution Amount remaining after the distributions, if any, described in clause (b)(iv)(B) above shall be distributed concurrently as follows: (a) 26.1387353386% of such amount to the Class A-1 Certificates and Class A-2 Certificates on a pro rata basis, in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; and (b) 73.8612646614% of such amount in the following manner and priority: (1) first, to the Class A-6 Certificates and Class A-15 Certificates, concurrently on a pro rata basis, in accordance with their respective Certificate Principal Balances, an amount equal to the Lockout Amount on that Distribution Date, until the Certificate Principal Balances thereof have been reduced to zero; (2) second, any remaining amount up to $1,000 on each Distribution Date shall be distributed concurrently as follows: a. 51.9701098107% of such amount shall be distributed in the following manner and priority: 1) first, to the Class A-8 Certificates until the Certificate Principal Balance thereof has been reduced to the Targeted Principal Balance for that Distribution Date; 2) second, to the Class A-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; 3) third, to the Class A-3 Certificates and Class A-4 Certificates on a pro rata basis, in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; 4) fourth, to the Class A-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and 5) fifth, to the Class A-8 Certificates, without regard to its Targeted Principal Balance for such Distribution Date, until the Certificate Principal Balance thereof has been reduced to zero; and b. 48.0298901893% of such amount shall be distributed in the following manner and priority: 1) first, to the Class A-10 Certificates and Class A-11 Certificates on a pro rata basis until the Certificate Principal Balances thereof have been reduced to zero; 2) second, to the Class A-12 Certificates and Class A-13 Certificates on a pro rata basis, in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; and 3) third, to the Class A-14 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; (3) third, an amount up to $2,363,550 for each Distribution Date to the Class A-7 Certificates and Class A-16 Certificates, on a pro rata basis in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; (4) fourth, the balance of such amount shall be distributed concurrently as follows: a. 51.9701098107% of such amount shall be distributed in the following manner and priority: 1) first, to the Class A-8 Certificates until the Certificate Principal Balance thereof has been reduced to the Targeted Principal Balance for that Distribution Date; 2) second, to the Class A-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; 3) third, to the Class A-3 Certificates and Class A-4 Certificates on a pro rata basis, in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; 4) fourth, to the Class A-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and 5) fifth, to the Class A-8 Certificates, without regard to its Targeted Principal Balance for such Distribution Date, until the Certificate Principal Balance thereof has been reduced to zero; and b. 48.0298901893% of such amount shall be distributed in the following manner and priority: 1) first, an amount up to $987,560 for each Distribution Date to the Class A-10 Certificates and Class A-11 Certificates on a pro rata basis until the respective Certificate Principal Balances thereof have been reduced to zero; 2) second, to the Class A-12 Certificates and Class A-13 Certificates on a pro rata basis, in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; 3) third, to the Class A-14 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and 4) fourth, to the Class A-10 Certificates and Class A-11 Certificates on a pro rata basis, in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; and (5) fifth, to the Class A-7 Certificates and Class A-16 Certificates on a pro rata basis, in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero; and (6) sixth,, to the Class A-6 Certificates and Class A-15 Certificates on a pro rata basis in accordance with their respective Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero. (c) Notwithstanding Section 4.02(b), on or after the occurrence of the Credit Support Depletion Date, all priorities relating to distributions as described in clause (b) above relating to principal among the Senior Certificates will be disregarded. Instead, an amount equal to the Class A-P Principal Distribution Amount will be distributed to the Class A-P Certificates, and then the Senior Principal Distribution Amount will be distributed to the Senior Certificates remaining, other than the Class A-P Certificates, pro rata in accordance with their respective outstanding Certificate Principal Balances. (d) After reduction of the Certificate Principal Balances of the Senior Certificates, other than the Class A-P Certificates, to zero but prior to the Credit Support Depletion Date, the Senior Certificates, other than the Class A-P Certificates, will be entitled to no further distributions of principal and the Available Distribution Amount will be paid solely to the Holders of the Class A-P, Class A-V and Subordinate Certificates, in each case as described herein. (e) In addition to the foregoing distributions, with respect to any Subsequent Recoveries, the Master Servicer shall deposit such funds into the Custodial Account pursuant to Section 3.07(b)(iii) of the Standard Terms. If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Subordinate Certificates with a Certificate Principal Balance greater than zero with the highest payment priority to which Realized Losses, other than Excess Bankruptcy Losses, Excess Fraud Losses, Excess Special Hazard Losses and Extraordinary Losses, have been allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.05. The amount of any remaining Subsequent Recoveries will be applied to increase from zero the Certificate Principal Balance of the Class of Certificates with the next lower payment priority, up to the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.05. Any remaining Subsequent Recoveries will in turn be applied to increase from zero the Certificate Principal Balance of the Class of Certificates with the next lower payment priority up to the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.05, and so on. Holders of such Certificates will not be entitled to any payment in respect of Accrued Certificate Interest on the amount of such increases for any Interest Accrual Period preceding the Interest Accrual Period that relates to the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest. (f) Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, as Holder thereof, and the Depository shall be solely responsible for crediting the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a "brokerage firm") for which it acts as agent. Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents. None of the Trustee, the Certificate Registrar, the Company or the Master Servicer shall have any responsibility therefor. (g) Except as otherwise provided in Section 9.01 of the Standard Terms, if the Master Servicer anticipates that a final distribution with respect to any Class of Certificates will be made on the next Distribution Date, the Master Servicer shall, no later than the Determination Date in the month of such final distribution, notify the Trustee and the Trustee shall, no later than two (2) Business Days after such Determination Date, mail on such date to each Holder of such Class of Certificates a notice to the effect that: (i) the Trustee anticipates that the final distribution with respect to such Class of Certificates will be made on such Distribution Date but only upon presentation and surrender of such Certificates at the office of the Trustee or as otherwise specified therein, and (ii) no interest shall accrue on such Certificates from and after the end of the related Interest Accrual Period. In the event that Certificateholders required to surrender their Certificates pursuant to Section 9.01(c) of the Standard Terms do not surrender their Certificates for final cancellation, the Trustee shall cause funds distributable with respect to such Certificates to be withdrawn from the Certificate Account and credited to a separate escrow account for the benefit of such Certificateholders as provided in Section 9.01(d) of the Standard Terms. (h) On each Distribution Date preceding the related Accretion Termination Date, an amount equal to the amount of Accrued Certificate Interest on the Class A-5 Certificates for that date which will be added to the Certificate Principal Balance of the Class A-5 Certificates and distributed pursuant to Section 4.02(b)(ii) to the Holders of the related Accretion Directed Certificates as principal in reduction of the Certificate Principal Balances of the related Accretion Directed Certificates. Any distributions of the Class A-5 Accrual Distribution Amount to the related Accretion Directed Certificates will reduce the Certificate Principal Balances of the related Accretion Directed Certificates by that amount. The amount that is added to the Certificate Principal Balance of the Class A-5 Certificates will accrue interest at a rate of 6.25% per annum. On each Distribution Date on or after the related Accretion Termination Date, the entire Accrued Certificate Interest on the Class A-5 Certificates for that date will be payable to the Holders of the Class A-5 Certificates, as interest, to the extent not required to be paid to the related Accretion Directed Certificates in order to fully reduce the aggregate Certificate Principal Balance of the related Accretion Directed Certificates to zero on the Accretion Termination Date; provided, however, that if the Accretion Termination Date is the Credit Support Depletion Date, the entire Class A-5 Accrual Distribution Amount for that date will be payable as interest to the Holders of the Class A-5 Certificates. On each Distribution Date preceding the related Accretion Termination Date, an amount equal to the amount of Accrued Certificate Interest on the Class A-14 Certificates for that date which will be added to the Certificate Principal Balance of the Class A-14 Certificates and distributed pursuant to Section 4.02(b)(iii) to the Holders of the related Accretion Directed Certificates as principal in reduction of the Certificate Principal Balances of the related Accretion Directed Certificates. Any distributions of the Class A-14 Accrual Distribution Amount to the related Accretion Directed Certificates will reduce the Certificate Principal Balances of the related Accretion Directed Certificates by that amount. The amount that is added to the Certificate Principal Balance of the Class A-14 Certificates will accrue interest at a rate of 6.25% per annum. On each Distribution Date on or after the related Accretion Termination Date, the entire Accrued Certificate Interest on the Class A-14 Certificates for that date will be payable to the Holders of the Class A-14 Certificates, as interest, to the extent not required to be paid to the related Accretion Directed Certificates in order to fully reduce the aggregate Certificate Principal Balance of the related Accretion Directed Certificates to zero on the Accretion Termination Date; provided, however, that if the Accretion Termination Date is the Credit Support Depletion Date, the entire Class A-14 Accrual Distribution Amount for that date will be payable as interest to the Holders of the Class A-14 Certificates. (i) The Classes of Exchangeable Certificates outstanding on any Distribution Date shall be entitled to the principal and interest distributions for such Certificates pursuant to this Section 4.02. In the event that any Class of Exchangeable Certificates comprising a Combination Group are exchanged for their related Exchanged Certificates, such Exchanged Certificates shall be entitled to the principal distributions that would be allocable to the related Exchangeable Certificates pursuant to this Section 4.02 if such Exchangeable Certificates were outstanding on such date, which shall be allocated to the related Exchanged Certificates on a pro rata basis in accordance with their respective Certificate Principal Balances, and such Exchangeable Certificates shall be entitled to no distributions of principal and interest. Such Exchanged Certificates shall also be entitled to the combined Pass-Through Rate of the related Exchangeable Certificates. Section 4.03 Statements to Certificateholders; Statements to the Rating Agencies; Exchange Act Reporting. (See Section 4.03 of the Standard Terms) Section 4.04 Distribution of Reports to the Trustee and the Company; Advances by the Master Servicer. (See Section 4.04 of the Standard Terms) Section 4.05 Allocation of Realized Losses. Prior to each Distribution Date, the Master Servicer shall determine the total amount of Realized Losses, if any, that resulted from any Cash Liquidation, Servicing Modification, Debt Service Reduction, Deficient Valuation or REO Disposition that occurred during the related Prepayment Period or, in the case of a Servicing Modification that constitutes a reduction of the interest rate on a Mortgage Loan, the amount of the reduction in the interest portion of the Monthly Payment due during the related Due Period. The amount of each Realized Loss shall be evidenced by an Officers' Certificate. All Realized Losses, other than Excess Special Hazard Losses, Extraordinary Losses, Excess Bankruptcy Losses or Excess Fraud Losses, shall be allocated as follows: first, to the Class B-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; second, to the Class B-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero; third, to the Class B-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class M-3 Certificates until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-2 Certificates until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-1 Certificates until the Certificate Principal Balance thereof has been reduced to zero; and, thereafter, if any such Realized Loss is on a Discount Mortgage Loan, to the Class A-P Certificates in an amount equal to the related Discount Fraction of the principal portion of the Realized Loss until the Certificate Principal Balance of the Class A-P Certificates has been reduced to zero, and the remainder of such Realized Losses on the Discount Mortgage Loans and the entire amount of such Realized Losses on the Non-Discount Mortgage Loans shall be allocated among all Senior Certificates (other than the Class A-P Certificates) on a pro rata basis, as described below; provided, however, that Realized Losses otherwise allocable to the Class A-6, Class A-99, Class A-100, Class A-101, Class A-102, Class A-103 or Class A-104 Certificates will be allocated to the Class A-15 Certificates until the Certificate Principal Balance of the Class A-15 Certificates has been reduced to zero, such losses otherwise allocable to the Class A-7, Class A-25, Class A-26, Class A-27, Class A-28, Class A-29, Class A-30, Class A-35, Class A-36, Class A-37, Class A-38, Class A-39, Class A-40, Class A-41, or Class A-42 Certificates will be allocated to the Class A-16, Class A-31, Class A-32, Class A-33 or Class A-34 Certificates, as applicable, until the Certificate Principal Balance of the Class A-16, Class A-31, Class A-32, Class A-33 or Class A-34 Certificates has been reduced to zero, and such losses otherwise allocable to the Class A-10, Class A-43, Class A-44, Class A-45, Class A-46, Class A-47, Class A-48, Class A-49, Class A-50, Class A-51, Class A-52 or Class A-53 Certificates will be allocated to the Class A-11 Certificates until the Certificate Principal Balance of the Class A-11 Certificates has been reduced to zero. The principal portion of any Excess Special Hazard Losses, Excess Bankruptcy Losses, Excess Fraud Losses and Extraordinary Losses on the Discount Mortgage Loans shall be allocated to the Class A-P Certificates in an amount equal to the related Discount Fraction thereof and the remainder of the principal portion and the entire interest portion of such Realized Losses on the Discount Mortgage Loans and the entire principal and interest portion of such Realized Losses on Non-Discount Mortgage Loans will be allocated among the Senior Certificates (other than the Class A-P Certificates) and the Subordinate Certificates, on a pro rata basis, as described below. In addition, the Classes of Exchangeable Certificates outstanding on any Distribution Date shall bear the share of Realized Losses and interest shortfalls allocable to such Class of Certificates as provided in this Section 4.05 and the definition of Accrued Certificate Interest. Any Classes of Exchanged Certificates outstanding on any Distribution Date will be allocated the Realized Losses and interest shortfalls that would be allocable to each of the Classes of related Exchangeable Certificates in a Combination Group pursuant to this Section 4.05 and the definition of Accrued Certificate Interest were such Classes of Exchangeable Certificates outstanding on such date. As used herein, an allocation of a Realized Loss on a "pro rata basis" among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates, on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date in the case of the principal portion of a Realized Loss or based on the Accrued Certificate Interest thereon payable on such Distribution Date (without regard to any Compensating Interest for such Distribution Date) in the case of an interest portion of a Realized Loss. Except as provided in the following sentence, any allocation of the principal portion of Realized Losses (other than Debt Service Reductions) to a Class of Certificates shall be made by reducing the Certificate Principal Balance thereof by the amount so allocated, which allocation shall be deemed to have occurred on such Distribution Date; provided that no such reduction shall reduce the aggregate Certificate Principal Balance of the Certificates below the aggregate Stated Principal Balance of the Mortgage Loans. Any allocation of the principal portion of Realized Losses (other than Debt Service Reductions) to the Subordinate Certificates then outstanding with the Lowest Priority shall be made by operation of the definition of "Certificate Principal Balance" and by operation of the provisions of Section 4.02(a). Allocations of the interest portions of Realized Losses (other than any interest rate reduction resulting from a Servicing Modification) shall be made in proportion to the amount of Accrued Certificate Interest and by operation of the definition of "Accrued Certificate Interest" and by operation of the provisions of Section 4.02(a). Allocations of the interest portion of a Realized Loss resulting from an interest rate reduction in connection with a Servicing Modification shall be made by operation of the provisions of Section 4.02(a). Allocations of the principal portion of Debt Service Reductions shall be made by operation of the provisions of Section 4.02(a). All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby; provided that if any Subclasses of the Class A-V Certificates have been issued pursuant to Section 5.01(c) of the Standard Terms, such Realized Losses and other losses allocated to the Class A-V Certificates shall be allocated among such Subclasses in proportion to the respective amounts of Accrued Certificate Interest payable on such Distribution Date that would have resulted absent such reductions. Section 4.06 Reports of Foreclosures and Abandonment of Mortgaged Property. (See Section 4.06 of the Standard Terms) Section 4.07 Optional Purchase of Defaulted Mortgage Loans. (See Section 4.07 of the Standard Terms) Section 4.08 Surety Bond. (See Section 4.08 of the Standard Terms) Section 4.09 Class P Reserve Account.. (a) The Trustee shall establish a Class P Reserve Account on behalf of the Holders of the Class P Certificates. The Class P Reserve Account must be an Eligible Account. The Class P Reserve Account shall be entitled "Class P Reserve Account, Deutsche Bank Trust Company Americas, as Trustee for the benefit of Holders of Residential Accredit Loans, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2007-QS6," (the "Class P Reserve Account"). All amounts received by the Master Servicer in connection with Prepayment Charges on the Prepayment Charge Loans shall be deposited by the Master Servicer into the Class P Reserve Account upon receipt thereof. Funds on deposit in the Class P Reserve Account shall be held in trust by the Trustee for the Holder of the Class P Certificates. Amounts on deposit in the Class P Reserve Account shall be held and remain uninvested, and the Trustee shall have no liability for interest or other compensation therein. (b) On each Distribution Date, the Master Servicer on behalf of the Trustee (or the Paying Agent appointed by the Trustee) shall withdraw the amount then on deposit in the Class P Reserve Account representing Prepayment Charges in respect of the Prepayment Charge Loans received after the immediately preceding Distribution Date, and distribute such amounts to the Holders of the Class P Certificates in accordance with Section 4.02(a)(ii)(X).

ARTICLE V THE CERTIFICATES Section 5.01. The Certificates. (See Section 5.01 of the Standard Terms) Section 5.02. Registration of Transfer and Exchange of Certificates. (See Section 5.02 of the Standard Terms) Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates. (See Section 5.03 of the Standard Terms) Section 5.04. Persons Deemed Owners. (See Section 5.04 of the Standard Terms) Section 5.05. Appointment of Paying Agent. (See Section 5.05 of the Standard Terms) Section 5.06. U.S.A. Patriot Act Compliance. (See Section 5.07 of the Standard Terms) Section 5.07. Exchangeable Certificates. (a) The Exchangeable Certificates and Exchanged Certificates authorized by this Agreement shall consist of the Exchangeable Certificates and the Exchanged Certificates having the characteristics specified or determined as described in Exhibit Six, and otherwise shall be subject to the terms and provisions set forth herein. (b) The Exchangeable Certificates and the Exchanged Certificates, as applicable, shall be exchangeable on the books of DTC for the Exchanged Certificates or Exchangeable Certificates, as applicable, on and after the Closing Date, by notice to the Trustee and Master Servicer substantially in the form of Exhibit Eight 8 hereto or, under the terms and conditions set forth and otherwise in accordance with the procedures specified hereunder. In the case of each Combination Group, the Exchangeable Certificates shall be exchangeable for Exchanged Certificates related to such Combination Group in respective denominations determined based on the Percentage Interest of the initial Certificate Principal Balances of the Exchangeable Certificates. All Exchangeable Certificates in any Combination Group shall be exchanged only in the same Percentage Interest and each of the related Exchanged Certificates shall be issued in exchange therefore in the same Percentage Interests. Upon any such exchange, the portions of the Exchangeable Certificates designated for exchange shall be deemed exchanged and replaced by the Exchanged Certificates issued in exchange therefor. Correspondingly, Exchanged Certificates related to a Combination Group may be further designated for exchange for the Exchangeable Certificates related to a Combination Group in respective denominations determined based on the Percentage Interest of the initial Certificate Principal Balances of such Exchanged Certificates. If, as a result of a proposed exchange, a Certificateholder would hold an Exchanged Certificate or an Exchangeable Certificate of a Class in an amount less than the applicable minimum denomination for the Class, the Certificateholder will be unable to effect the proposed exchange. There shall be no limitation on the number of exchanges authorized pursuant to this Section 5.07, and, except as provided in the second following paragraph, no fee or other charge shall be payable to the Trustee or DTC in connection therewith. In order to effect an exchange of Certificates, the Certificateholder shall notify the Trustee and the Master Servicer in writing (including by email at XXX.Xxxxxxxxxxxxxxxxxxxxx@xx.xxx and XXXxxxxxxxXxxxxxxxxxxx@xxxxxxx.xxx), and in accordance with the requirements set forth herein, no earlier than the first calendar day of each month and no later than three Business Days prior to the proposed exchange date. The exchange date will be subject to the Trustee's approval but it can generally be any Business Day other than the first and last Business Days of the month and subject to the preceding sentence. The notice must be on the Certificateholder's letterhead, carry a medallion stamp guarantee and set forth the following information: (i) the CUSIP number of each Certificate or Certificates (as applicable) to be exchanged and Certificate or Certificates (as applicable) to be received; (ii) the outstanding Certificate Principal Balance and/or Notional Amount and the initial Certificate Principal Balance and/or Notional Amount of the Certificates to be exchanged; (iii) the DTC participant numbers to be debited and credited; (iv) the proposed exchange date; and (v) the Certificateholder's email address. After receiving the notice, the Trustee shall e-mail to the certificateholder wire payment instructions relating to the exchange fee. The Trustee will utilize the Deposit and Withdrawal System at DTC to exchange the Certificates. A notice becomes irrevocable on the second Business Day before the proposed exchange date. Notwithstanding any other provision herein set forth, a fee shall be payable to the Trustee in connection with each exchange equal to $10,000. Such fee must be received by the Trustee prior to the exchange date or such exchange shall not be effected. The Trustee shall make the first distribution on an Exchangeable Certificate or an Exchanged Certificate received in an exchange transaction on the Distribution Date in the following month to the Certificateholder of record as of the Record Date related to such Distribution Date. Section 5.08. Tax Status and Reporting of Exchangeable Certificates. ...................(a) It is intended that the Grantor Trust be classified for federal income tax purposes as a grantor trust under Subpart E, part I of subchapter J of chapter 1 of the Code, and the powers granted and obligations undertaken in this Agreement shall be construed so as to further such intent. Under no circumstances shall the Trustee, the Master Servicer, the Company or the REMIC Administrator have the power to vary the investments of the Holders of Exchangeable Certificates or Exchanged Certificates in their related assets of the Grantor Trust in order to take advantage of variations in the market to improve their rate of return. The Exchangeable Certificates and the Exchanged Certificates represent undivided beneficial ownership of the Grantor Trust Uncertificated REMIC II Regular Interests identified as related to such Certificates in the definition of Uncertificated REMIC II Regular Interests. ...................(b) The REMIC Administrator shall prepare or cause to be prepared all of the Tax Returns that it determines are required with respect to the Grantor Trust and deliver such Tax Returns in a timely manner to the Trustee, and, if required by applicable law, the Trustee is directed to and shall sign and file such Tax Returns in a timely manner. The expenses of preparing such returns shall be borne by the REMIC Administrator without any right of reimbursement therefor. The REMIC Administrator agrees to indemnify and hold harmless the Trustee with respect to any tax or liability arising from the Trustee's signing of such Tax Returns that contain errors or omissions. The Trustee and the Master Servicer shall promptly provide the REMIC Administrator with such information as the REMIC Administrator may from time to time request for the purpose of enabling the REMIC Administrator to prepare such Tax Returns. ...................(c) Each beneficial owner of an Exchangeable Certificate or an Exchanged Certificate shall be deemed to have instructed the Trustee to deposit the related Grantor Trust Uncertificated REMIC II Regular Interests into the Grantor Trust. The Trustee shall establish and maintain a Grantor Trust Account. On each Distribution Date, the Master Servicer on behalf of the Trustee (or the Paying Agent appointed by the Trustee) shall deposit into the Grantor Trust Account all amounts deemed distributed with respect to Grantor Trust Uncertificated REMIC II Regular Interests pursuant to the provisions of Section 10.04(b). ...................(d) The Grantor Trust is a WHFIT that is a WHMT. The Trustee will report as required under the WHFIT Regulations to the extent such information is reasonably necessary. To enable the Trustee to do so, and to the extent such information is not in the Trustee's possession, the REMIC Administrator shall provide such information to the Trustee on a timely basis. The Trustee is hereby directed pursuant to this Agreement to assume that DTC is the only "middleman" (as such term is defined in the WHFIT Regulations) unless the Company or the Master Servicer notifies the Trustee on writing of the identities of other "middlemen" that are Holders of Exchangeable Certificates or Exchanged Certificates. ...................(e) The Trustee will report required WHFIT information using the accrual method, except to the extent the WHFIT Regulations specifically require a different method. The Trustee will be under no obligation to determine whether any Exchangeable or Exchanged Certificateholder or other beneficial owner of an Exchangeable Certificate or an Exchanged Certificate, to the extent the Trustee knows of any other beneficial owner of an Exchangeable Certificate or an Exchanged Certificate, uses the cash or accrual method. The Trustee will make available information as required by the WHFIT Regulations to Exchangeable and Exchanged Certificateholders annually. In addition, the Trustee will not be responsible or liable for providing subsequently amended, revised or updated information to any Exchangeable or Exchanged Certificateholder, unless requested in writing by such Certificateholder. ...................(f) To the extent required by the WHFIT Regulations, the Trustee will use reasonable efforts to publish on an appropriate website the CUSIP Numbers for the Exchangeable Certificates and the Exchanged Certificates. The CUSIP Numbers so published will represent the Rule 144A CUSIP Numbers. The Trustee will make reasonable good faith efforts to keep the website accurate and updated to the extent CUSIP Numbers have been received. The Trustee will not be liable for investor reporting delays that result from the receipt of inaccurate or untimely CUSIP Number information.

ARTICLE VI........ THE COMPANY AND THE MASTER SERVICER (SEE ARTICLE VI OF THE STANDARD TERMS)

ARTICLE VII....... DEFAULT (SEE ARTICLE VII OF THE STANDARD TERMS)

ARTICLE VIII...... CONCERNING THE TRUSTEE Section 8.01 ...REMIC Administration. (See Section 10.01 of the Standard Terms) (a) The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. In case an Event of Default has occurred (which has not been cured or waived), the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise as a prudent investor would exercise or use under the circumstances in the conduct of such investor's own affairs. (b) The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they conform to the requirements of this Agreement. The Trustee shall notify the Certificateholders of any such documents which do not materially conform to the requirements of this Agreement in the event that the Trustee, after so requesting, does not receive satisfactorily corrected documents. The Trustee shall forward or cause to be forwarded in a timely fashion the notices, reports and statements required to be forwarded by the Trustee pursuant to Sections 4.03, 4.06, 7.03 and 10.01. The Trustee shall furnish in a timely fashion to the Master Servicer such information as the Master Servicer may reasonably request from time to time for the Master Servicer to fulfill its duties as set forth in this Agreement. The Trustee covenants and agrees that it shall perform its obligations hereunder in a manner so as to maintain the status of any portion of any REMIC formed under the Series Supplement as a REMIC under the REMIC Provisions and (subject to Section 10.01(f)) to prevent the imposition of any federal, state or local income, prohibited transaction, contribution or other tax on the Trust Fund to the extent that maintaining such status and avoiding such taxes are reasonably within the control of the Trustee and are reasonably within the scope of its duties under this Agreement. (c) No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that: (i) Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee by the Company or the Master Servicer and which on their face, do not contradict the requirements of this Agreement; (ii) The Trustee shall not be personally liable for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts; (iii) The Trustee shall not be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of Certificateholders of any Class holding Certificates which evidence, as to such Class, Percentage Interests aggregating not less than 25% as to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement; (iv) The Trustee shall not be charged with knowledge of any default (other than a default in payment to the Trustee) specified in clauses (i) and (ii) of Section 7.01 or an Event of Default under clauses (iii), (iv) and (v) of Section 7.01 unless a Responsible Officer of the Trustee assigned to and working in the Corporate Trust Office obtains actual knowledge of such failure or event or the Trustee receives written notice of such failure or event at its Corporate Trust Office from the Master Servicer, the Company or any Certificateholder; and (v) Except to the extent provided in Section 7.02, no provision in this Agreement shall require the Trustee to expend or risk its own funds (including, without limitation, the making of any Advance) or otherwise incur any personal financial liability in the performance of any of its duties as Trustee hereunder, or in the exercise of any of its rights or powers, if the Trustee shall have reasonable grounds for believing that repayment of funds or adequate indemnity against such risk or liability is not reasonably assured to it. (d) The Trustee shall timely pay, from its own funds, the amount of any and all federal, state and local taxes imposed on the Trust Fund or its assets or transactions including, without limitation, (A) "prohibited transaction" penalty taxes as defined in Section 860F of the Code, if, when and as the same shall be due and payable, (B) any tax on contributions to a REMIC after the Closing Date imposed by Section 860G(d) of the Code and (C) any tax on "net income from foreclosure property" as defined in Section 860G(c) of the Code, but only if such taxes arise out of a breach by the Trustee of its obligations hereunder, which breach constitutes negligence or willful misconduct of the Trustee. (e) Notwithstanding anything to the contrary contained herein or in any related Custodial Agreement, in no event shall the Trustee have any liability in respect of any actions or omissions of the Custodian herein or pursuant to any related Custodial Agreement. Section 8.02 Certain Matters Affecting the Trustee (See Section 8.02 of the Standard Terms) Section 8.03 Trustee Not Liable for Certificates or Mortgage Loans(See Section 8.03 of the Standard Terms) Section 8.04 Trustee May Own Certificates(See Section 8.04 of the Standard Terms). Section 8.05 Master Servicer to Pay Trustee's Fees and Expenses; Indemnification(See Section 8.05 of the Standard Terms). Section 8.06 Eligibility Requirements for Trustee(See Section 8.06 of the Standard Terms). Section 8.07 Resignation and Removal of the Trustee. (See Section 8.07 of the Standard Terms) Section 8.08 Successor Trustee(See Section 8.08 of the Standard Terms). Section 8.09 Merger or Consolidation of Trustee(See Section 8.09 of the Standard Terms). Section 8.010 Appointment of Co-Trustee or Separate Trustee(See Section 8.10 of the Standard Terms). Section 8.011 Appointment of the Custodian(See Section 8.11 of the Standard Terms). Section 8.012 Appointment of Office or Agency(See Section 8.12 of the Standard Terms).

ARTICLE IX TERMINATION (SEE ARTICLE IX OF THE STANDARD TERMS)

ARTICLE X REMIC PROVISIONS Section 10.01 REMIC Administration. (See Section 10.01 of the Standard Terms) Section 10.02 Master Servicer; REMIC Administrator and Trustee Indemnification. (See Section 10.02 of the Standard Terms) Section 10.03 Designation of REMICs. The REMIC Administrator shall make an election to treat the entire segregated pool of assets described in the definition of REMIC I, and subject to this Agreement (including the Mortgage Loans) as a REMIC ("REMIC I") and shall make an election to treat the pool of assets comprised of the Uncertificated REMIC I Regular Interests as a REMIC ("REMIC II") for federal income tax purposes. The Uncertificated REMIC I Regular Interests will be "regular interests" in REMIC I and the Class R-I Certificates will be the sole class of "residual interests" in REMIC I for purposes of the REMIC Provisions (as defined herein) under the federal income tax law. The Uncertificated REMIC II Regular Interests Z, the rights in and to which will be represented by the Class A-V Certificates, and the other Uncertificated REMIC II Regular Interests, the rights in and to which will be represented by their Related Classes of Certificates, will be "regular interests" in REMIC II, and the Class R-II Certificates will be the sole class of "residual interests" therein for purposes of the REMIC Provisions under federal income tax law. On and after the date of issuance of any Subclass of Class A-V Certificates pursuant to Section 5.01(c) of the Standard Terms, any such Subclass will represent the Uncertificated REMIC II Regular Interest or Interests Z specified by the initial Holder of the Class A-V Certificates pursuant to said Section. The Class P Certificates will not represent ownership of an interest in any REMIC. Section 10.04 Distributions on the Uncertificated REMIC I Regular Interests and the Uncertificated REMIC II Regular Interests. (a) On each Distribution Date the Trustee shall be deemed to distribute to itself, as the holder of the Uncertificated REMIC I Regular Interests, the following amounts (the "Uncertificated REMIC I Regular Interest Distribution Amounts") in the following order of priority to the extent of the Available Distribution Amount reduced by distributions made to the Class R-I Certificates pursuant to Section 4.02(a): (i) Uncertificated Accrued Interest on the Uncertificated REMIC I Regular Interests for such Distribution Date, plus any Uncertificated Accrued Interest thereon remaining unpaid from any previous Distribution Date; and (ii) In accordance with the priority set forth in Section 10.04(c), an amount equal to the sum of the amounts in respect of principal distributable on each Class of Certificates (other than the Class R-I Certificates and the Class P Certificates) under Section 4.02(a), as allocated thereto pursuant to Section 4.02(b). (b) On each Distribution Date the Trustee shall be deemed to distribute from REMIC II to the extent of the Uncertificated REMIC I Regular Interest Distribution Amounts deemed to have been received by REMIC II from REMIC I under Section 10.04(a) (the "Uncertificated REMIC II Regular Interest Distribution Amounts") to (i) the Holders of each Class of Certificates (other than the Class R-I Certificates, the Class P Certificates, the Exchangeable Certificates and the Exchanged Certificates) the amounts distributable thereon under Section 4.02(a), as allocated thereto pursuant to Section 4.02(b) and (ii) itself, as the holder of the Grantor Trust Uncertificated REMIC II Regular Interests, the following amounts in the following order of priority: (i) Uncertificated Accrued Interest on the Grantor Trust Uncertificated REMIC II Regular Interests for such Distribution Date, plus any Uncertificated Accrued Interest thereon remaining unpaid from any previous Distribution Date; and (ii) In accordance with the priority set forth in Section 10.04(c), an amount equal to the sum of the amounts in respect of principal distributable on each Class of Exchangeable Certificates and Exchanged Certificates under Section 4.02(a), as allocated thereto pursuant to Section 4.02(b). The amounts deemed distributed hereunder with respect to the Class A-V Certificates shall be deemed to have been distributed in respect of the Uncertificated REMIC II Regular Interests Z in accordance with their respective Uncertificated REMIC II Regular Interest Z Distribution Amounts, as such Uncertificated REMIC II Regular Interests Z comprise the Class A-V Certificates. (c) The amounts described in Section 10.04(a)(ii) and Section 10.04(b)(ii) shall be deemed distributed to the Uncertificated REMIC I Regular Interests (other than the Uncertificated REMIC I Regular Interests Z) and the Uncertificated REMIC II Regular Interests with the amount to be distributed allocated among such interests in accordance with the priority assigned to each Related Class of Certificates, respectively, under Section 4.02(b) until the Uncertificated Principal Balance of each such interest is reduced to zero. [If a Related Class of Certificates is related to more than one Uncertificated REMIC II Regular Interest, the amounts described in Section 10.04(b)(ii) shall be deemed distributed to the related Uncertificated REMIC II Regular Interests pro rata in accordance with the Uncertificated Principal Balances thereof.] (d) In determining from time to time the Uncertificated REMIC I Regular Interest Distribution Amounts and the Uncertificated REMIC II Regular Interest Distribution Amounts: (i) Realized Losses allocated to the Class A-V Certificates under Section 4.05 shall be deemed allocated to the Uncertificated REMIC II Regular Interests Z pro rata according to the respective amounts of Uncertificated Accrued Interest that would have accrued on such Uncertificated REMIC II Regular Interests Z for the Distribution Date for which such allocation is being made in the absence of such allocation; (ii) Realized Losses allocated to a Related Class of Certificates under Section 4.05 shall be deemed allocated to their related Uncertificated REMIC I Regular Interests and Uncertificated REMIC II Regular Interests [(if a Related Class of Certificates is related to more than one Uncertificated REMIC I Regular Interest or Uncertificated REMIC II Regular Interest, Realized Losses in respect of principal allocated to such Class shall be deemed allocated to the related Uncertificated REMIC I Regular Interests or Uncertificated REMIC II Regular Interests pro rata in accordance with the Uncertificated Principal Balances thereof and Realized Losses in respect of interest allocated to such Class shall be deemed allocated to the related Uncertificated REMIC I Regular Interests or Uncertificated REMIC II Regular Interests pro rata in accordance with the Uncertificated Accrued Interest thereon)]; and (iii) Realized Losses allocated to the Uncertificated REMIC II Regular Interests Z under clause (i), above, shall be deemed allocated, in each case, to the related Uncertificated REMIC I Regular Interest Z. (e) Notwithstanding the deemed distributions on the Uncertificated REMIC I Regular Interests and the Uncertificated REMIC II Regular Interests described in this Section 10.04, distributions of funds from the Certificate Account shall be made only in accordance with Section 4.02. Section 10.05 Compliance with Withholding Requirements. Notwithstanding any other provision of this Agreement, the Trustee or any Paying Agent, as applicable, shall comply with all federal withholding requirements respecting payments to Certificateholders, including interest or original issue discount payments or advances thereof that the Trustee or any Paying Agent, as applicable, reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Trustee or any Paying Agent, as applicable, does withhold any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trustee or any Paying Agent, as applicable, shall indicate the amount withheld to such Certificateholder pursuant to the terms of such requirements.

ARTICLE XI MISCELLANEOUS PROVISIONS Section 11.01 Amendment. (See Section 11.01 of the Standard Terms) Section 11.02 Recordation of Agreement; Counterparts. (See Section 11.02 of the Standard Terms) Section 11.03 Limitation on Rights of Certificateholders. (See Section 11.03 of the Standard Terms) Section 11.04 Governing Law. (See Section 11.04 of the Standard Terms) Section 11.05 Notices. All demands and notices hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid (except for notices to the Trustee which shall be deemed to have been duly given only when received), to the appropriate address for each recipient listed in the table below or, in each case, such other address as may hereafter be furnished in writing to the Master Servicer, the Trustee and the Company, as applicable: ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ RECIPIENT ADDRESS ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ Company 0000 Xxxxxxxxxx Xxxx Xxxxxxxxx Xxxxx 000, Xxxxxxxxxxx, Xxxxxxxxx 00000, Attention: President ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ Master Servicer 0000 X. Xxxxxxx Xxxxxx, Xxxxx 000 Xxxxxxx, Xxxxxxxxxx 00000-0000, Attention: Managing Director/Master Servicing ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ Trustee Corporate Trust Xxxxxx 0000 Xxxx Xx. Xxxxxx Xxxxx Xxxxx Xxx, Xxxxxxxxxx 00000-0000, Attention: Residential Accredit Loans, Inc. Series 2007-QS6 The Trustee designates its offices located at DB Services Tennessee, 000 Xxxxxxxxx Xxxx Xxxx, Xxxxxxxxx, XX 00000-0000, Attn: Transfer Unit, for the purposes of Section 8.12 of the Standard Terms ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ Fitch Ratings Xxx Xxxxx Xxxxxx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ Xxxxx'x Investors Service, Inc. 00 Xxxxxx Xxxxxx, 0xx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ Standard & Poor's 00 Xxxxx Xxxxxx Ratings Services, a division of The XxXxxx-Xxxx Xxx Xxxx, Xxx Xxxx 00000 Companies, Inc. ------------------------------------------------------ ------------------------------------------------------------------------------------------------------ Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such holder as shown in the Certificate Register. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice. Section 11.06 Required Notices to Rating Agency and Subservicer. (See Section 11.06 of the Standard Terms) Section 11.07 Severability of Provisions. (See Section 11.07 of the Standard Terms) Section 11.08 Supplemental Provisions for Resecuritization. (See Section 11.08 of the Standard Terms) Section 11.09 Allocation of Voting Rights. Ninety-eight percent of all Voting Rights will be allocated among all Holders of the certificates, other than the Variable Strip Certificates and Residual Certificates, in proportion to their then outstanding Certificate Principal Balances, 1.0% of all Voting Rights will be allocated among the Holders of the Variable Strip Certificates and 0.5% and 0.5% of all Voting Rights will be allocated among the Holders of the Class R-I Certificates and Class R-II Certificates, respectively, in proportion to the Percentage Interests evidenced by their respective Certificates. Voting Rights of Exchangeable Certificates will be allocated among Exchanged Certificates exchanged for such Exchangeable Certificates, pro rata, in accordance with their respective Certificate Principal Balances. Therefore, the Interest Only Certificates will not receive any Voting Rights in respect of the Interest Only Certificates. Section 11.10 No Petition. The Company, Master Servicer and the Trustee, by entering into this Agreement, and each Certificateholder, by accepting a Certificate, hereby covenant and agree that they will not at any time institute against the Trust Fund, or join in any institution against the Trust Fund of, any bankruptcy proceedings under any United States federal or state bankruptcy or similar law in connection with any obligation with respect to the Certificates or this Agreement.

IN WITNESS WHEREOF, the Company, the Master Servicer and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized and their respective seals, duly attested, to be hereunto affixed, all as of the day and year first above written. RESIDENTIAL ACCREDIT LOANS, INC. By: /s/ Xxxxxxx Xxxxxxxx Name: Xxxxxxx Xxxxxxxx Title: Vice President RESIDENTIAL FUNDING COMPANY, LLC By: /s/ Xxxxxxxxxx Xxxxxxx Name: Xxxxxxxxxx Xxxxxxx Title: Associate DEUTSCHE BANK TRUST COMPANY AMERICAS, as Trustee By: /s/ Xxx Xxxxxxxx Name: Xxx Xxxxxxxx Title: Authorized Signer By: /s/ Xxx Xxxxx Name: Xxx Xxxxx Title: Authorized Signer

STATE OF MINNESOTA ) ) ss.: COUNTY OF HENNEPIN ) On the 27th day of April, 2007 before me, a notary public in and for said State, personally appeared __________Heather Anderson____________, known to me to be a _______Vice President_______________________ of Residential Accredit Loans, Inc., one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Xxx Xxx Xxxxx Notary Public [Notarial Seal]

STATE OF MINNESOTA ) ) ss.: COUNTY OF HENNEPIN ) On the 27th day of April, 2007 before me, a notary public in and for said State, personally appeared ____Marguerite Steffes_________, known to me to be an _______Associate__________________ of Residential Funding Company, LLC, the Delaware limited liability company that executed the within instrument, and also known to me to be the person who executed it on behalf of said limited liability company, and acknowledged to me that such limited liability company executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Xxx Xxx Xxxxx Notary Public [Notarial Seal]

STATE OF CALIFORNIA ) ) ss.: COUNTY OF ORANGE ) On the 27th day of April, 2007 before me, a notary public in and for said State, personally appeared _______Amy Stoddard_________, known to me to be a(n) ____Authorized Signer___________ of Deutsche Bank Trust Company Americas, the New York banking corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said banking corporation and acknowledged to me that such banking corporation executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Xxxxx Xxxxxxx Notary Public [Notarial Seal] STATE OF CALIFORNIA ) ) ss.: COUNTY OF ORANGE ) On the 27th day of April, 2007 before me, a notary public in and for said State, personally appeared ____Mei Nghia___________, known to me to be a(n) ____Authorized Signer___________ of Deutsche Bank Trust Company Americas, the New York banking corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said banking corporation and acknowledged to me that such banking corporation executed the within instrument. IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written. /s/ Xxxxx Xxxxxxx Notary Public [Notarial Seal]

EXHIBIT ONE MORTGAGE LOAN SCHEDULE (Available on Request)

EXHIBIT TWO SCHEDULE OF DISCOUNT FRACTIONS (Available on Request)

EXHIBIT THREE INFORMATION TO BE INCLUDED IN MONTHLY DISTRIBUTION DATE STATEMENT (i) the applicable Record Date, Determination Date and Distribution Date; (ii) the aggregate amount of payments received with respect to the Mortgage Loans, including prepayment amounts; (iii) the Servicing Fee and Subservicing Fee payable to the Master Servicer and the Subservicer; (iv) the amount of any other fees or expenses paid; (v) (a) the amount of such distribution to the Certificateholders of such Class applied to reduce the Certificate Principal Balance thereof, and (b) the aggregate amount included therein representing Principal Prepayments; (vi) the amount of such distribution to Holders of such Class of Certificates allocable to interest; (vii) if the distribution to the Holders of such Class of Certificates is less than the full amount that would be distributable to such Holders if there were sufficient funds available therefor, the amount of the shortfall; (viii) the aggregate Certificate Principal Balance of each Class of Certificates before and after giving effect to the amounts distributed on such Distribution Date, separately identifying any reduction thereof due to Realized Losses other than pursuant to an actual distribution of principal; (ix) the aggregate Certificate Principal Balance of each of the Class A Certificates, Class M Certificates and Class B Certificates as of the Closing Date; (x) the weighted average remaining term to maturity of the Mortgage Loans after giving effect to the amounts distributed on such Distribution Date; (xi) the weighted average Mortgage Rates of the Mortgage Loans after giving effect to the amounts distributed on such Distribution Date; (xii) if applicable, the Special Hazard Amount, Fraud Loss Amount and Bankruptcy Amount and as of the close of business on the applicable Distribution Date; (xiii) the Pool Stated Principal Balance and number of the Mortgage Loans after giving effect to the distribution of principal on such Distribution Date and the number of Mortgage Loans at the beginning and end of the related Due Period; (xiv) on the basis of the most recent reports furnished to it by Sub-Servicers, the number and Stated Principal Balances of Mortgage Loans that are Delinquent (A) 30-59 days, (B) 60-89 days and (C) 90 or more days and the number and Stated Principal Balances of Mortgage Loans that are in foreclosure; (xv) the aggregate amount of Realized Losses for such Distribution Date; (xvi) the amount, terms and general purpose of any Advance by the Master Servicer pursuant to Section 4.04; (xvii) any material modifications, extensions or waivers to the terms of the Mortgage Loans during the Due Period or that have cumulatively become material over time; (xviii) any material breaches of Mortgage Loan representations or warranties or covenants in the Agreement; (xix) the related Subordinate Principal Distribution Amount; (xx) the number, aggregate principal balance and Stated Principal Balances of any REO Properties; (xxi) the aggregate Accrued Certificate Interest remaining unpaid, if any, for each Class of Certificates, after giving effect to the distribution made on such Distribution Date; (xxii) the Pass-Through Rate with respect to the Class A-V Certificates; (xxiii) the Pass-Through Rates on the Floater Certificates and Inverse Floater Certificates for such Distribution Date, separately identifying LIBOR for such Distribution Date; (xxiv) the Notional Amount with respect to each class of Interest Only Certificates; (xxv) the occurrence of the Credit Support Depletion Date; (xxvi) the related Senior Accelerated Distribution Percentage applicable to such distribution; (xxvii) the related Senior Percentage and Subordinate Class Percentage for such Distribution Date; (xxviii) the aggregate amount of any recoveries on previously foreclosed loans; and (xxix) the amount of any payment made from the Class P Reserve Account on such Distribution Date and the balance of the Class P Reserve Account after giving effect to such amounts. In the case of information furnished pursuant to clauses (i) and (ii) above, the amounts shall be expressed as a dollar amount per Certificate with a $1,000 denomination. The Trustee's internet website is xxx.xxx.xx.xxx/xxxx.

EXHIBIT FOUR STANDARD TERMS OF POOLING AND SERVICING AGREEMENT DATED AS OF DECEMBER 1, 2006

EXHIBIT FIVE FORM OF RULE 144A GLOBAL CLASS P CERTIFICATE UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. NO TRANSFER OF THIS CERTIFICATE OR INTEREST HEREIN MAY BE MADE BY A HOLDER OF THIS CERTIFICATE UNLESS THAT TRANSFER IS MADE PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE 1933 ACT, AND EFFECTIVE REGISTRATION OR QUALIFICATION UNDER APPLICABLE STATE SECURITIES LAWS, OR IS MADE IN A TRANSACTION THAT DOES NOT REQUIRE SUCH REGISTRATION OR QUALIFICATION. FURTHERMORE, THE AGREEMENT PROVIDES THAT NO TRANSFER OF THIS CERTIFICATE OR INTEREST HEREIN MAY BE MADE BY A HOLDER OF THIS CERTIFICATE EXCEPT IN RELIANCE ON RULE 144A UNDER THE 1933 ACT ("RULE 144A") TO A QUALIFIED INSTITUTIONAL BUYER (AS DEFINED IN RULE 144A) THAT IS ACQUIRING THIS CERTIFICATE OR INTEREST HEREIN FOR ITS OWN ACCOUNT OR FOR THE ACCOUNT OF ANOTHER QUALIFIED INSTITUTIONAL BUYER. EACH HOLDER OF THIS CERTIFICATE WILL BE DEEMED TO HAVE ACKNOWLEDGED AND AGREED THAT (I) IT IS A QUALIFIED INSTITUTIONAL BUYER AND IS ACQUIRING THIS CERTIFICATE FOR ITS OWN INSTITUTIONAL ACCOUNT OR FOR THE ACCOUNT OR ACCOUNTS OF A QUALIFIED INSTITUTIONAL BUYER, AND (II) IT UNDERSTANDS THAT THIS CERTIFICATE IS BEING TRANSFERRED TO IT IN A TRANSACTION NOT INVOLVING ANY PUBLIC OFFERING WITHIN THE MEANING OF THE 1933 ACT, AND THAT, IF IN THE FUTURE IT DECIDES TO RESELL, PLEDGE OR OTHERWISE TRANSFER THIS CERTIFICATE, THIS CERTIFICATE MAY BE RESOLD, PLEDGED OR TRANSFERRED ONLY IN ACCORDANCE WITH APPLICABLE STATE SECURITIES LAWS AND IN A TRANSACTION MEETING THE REQUIREMENTS OF RULE 144A, TO A PERSON THAT THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER THAT PURCHASES FOR ITS OWN ACCOUNT (OR FOR THE ACCOUNT OR ACCOUNTS OF A QUALIFIED INSTITUTIONAL BUYER) AND TO WHOM NOTICE IS GIVEN THAT THE RESALE, PLEDGE OR TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A. THE HOLDER OF THIS CERTIFICATE DESIRING TO EFFECT ANY TRANSFER, SALE, PLEDGE OR OTHER DISPOSITION SHALL, AND BY ACCEPTANCE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE AGREED TO, INDEMNIFY THE TRUSTEE, THE DEPOSITOR, THE MASTER SERVICER AND THE CERTIFICATE REGISTRAR AGAINST ANY LIABILITY THAT MAY RESULT IF THE TRANSFER, SALE, PLEDGE OR OTHER DISPOSITION IS NOT SO EXEMPT OR IS NOT MADE IN ACCORDANCE WITH SUCH FEDERAL AND STATE LAWS AND THE AGREEMENT. CUSIP: Certificate No. Class P Prepayment Charge Percentage Interest: 100% Date of Pooling and Servicing Initial Certificate Principal Balance of this Certificate: $ Agreement: Aggregate Initial Certificate Principal Balance of the Class P Certificates: $ Master Servicer: Residential Funding Company, LLC MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATE, SERIES 2007-QS6 evidencing a percentage interest in any distributions allocable to the Class P Certificates with respect to the Trust Fund consisting primarily of a pool of one- to four-family residential, fixed interest rate first lien mortgage loans formed and sold by RESIDENTIAL ACCREDIT LOANS, INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Residential Accredit Loans, Inc., the Master Servicer, the Trustee referred to below or GMAC Mortgage Group, LLC or any of their affiliates. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality or by Residential Accredit Loans, Inc., the Master Servicer, the Trustee or GMAC Mortgage Group, LLC or any of their affiliates. None of the Company, the Master Servicer, GMAC Mortgage Group, LLC or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (as specified above) in certain distributions with respect to the Trust Fund consisting primarily of a pool of one- to four-family residential, fixed interest rate first lien mortgage loans formed and sold by Residential Accredit Loans, Inc. (hereinafter called the "Company," which term includes any successor entity under the Agreement referred to below). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as specified above (the "Agreement") among the Company, the Master Servicer and DEUTSCHE BANK TRUST COMPANY AMERICAS, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing as described in the Agreement, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the month immediately preceding the month of such distribution (the "Record Date"), in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Class P Certificates on such Distribution Date. Notwithstanding the above, the final distribution on this Certificate will be made after due notice of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose. No transfer of this Class P Certificate will be made unless such transfer is exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws. In the event that such a transfer is to be made, the Holder hereof desiring to effect such transfer (A) shall be deemed to have made each of the certifications set forth in Exhibit I and paragraph 1 of Exhibit J to the Standard Terms as of the transfer date and the Transferee of this Certificate shall be deemed to have made each of the certifications set forth in Exhibit J (other than as set forth paragraph 1 and paragraph 3(b) thereto) to the Standard Terms as of the transfer date, as if such Class P Certificate were in physical form. In addition, the Holder hereof does hereby agree to, indemnify the Trustee, the Company, the Master Servicer and the Certificate Registrar acting on behalf of the Trustee against any liability that may result if the transfer is not so exempt or is not made in accordance with such Federal and state laws. This Certificate is one of a duly authorized issue of Certificates issued in several Classes designated as Mortgage Asset-Backed Pass-Through Certificates of the Series specified hereon (herein collectively called the "Certificates"). The Certificates are limited in right of payment to certain collections and recoveries respecting the Mortgage Loans, all as more specifically set forth herein and in the Agreement. In the event Master Servicer funds are advanced with respect to any Mortgage Loan, such advance is reimbursable to the Master Servicer, to the extent provided in the Agreement, from related recoveries on such Mortgage Loan or from other cash that would have been distributable to Certificateholders. As provided in the Agreement, withdrawals from the Custodial Account and/or the Certificate Account created for the benefit of Certificateholders may be made by the Master Servicer from time to time for purposes other than distributions to Certificateholders, such purposes including without limitation reimbursement to the Company and the Master Servicer of advances made, or certain expenses incurred, by either of them. The Agreement permits, with certain exceptions therein provided, the amendment of the Agreement and the modification of the rights and obligations of the Company, the Master Servicer and the Trustee and the rights of the Certificateholders under the Agreement at any time by the Company, the Master Servicer and the Trustee with the consent of the Holders of Certificates evidencing in the aggregate not less than 66% of the Percentage Interests of each Class of Certificates affected thereby. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon the Certificate. The Agreement also permits the amendment thereof in certain circumstances without the consent of the Holders of any of the Certificates and, in certain additional circumstances, without the consent of the Holders of certain Classes of Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register upon surrender of this Certificate for registration of transfer at the offices or agencies appointed by the Trustee, duly endorsed by, or accompanied by an assignment in the form below or other written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in Classes and in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of authorized denominations evidencing the same Class and aggregate Percentage Interest, as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Company, the Master Servicer, the Trustee and the Certificate Registrar and any agent of the Company, the Master Servicer, the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Company, the Master Servicer, the Trustee nor any such agent shall be affected by notice to the contrary. This Certificate shall be governed by and construed in accordance with the laws of the State of New York. The obligations created by the Agreement in respect of the Certificates and the Trust Fund created thereby shall terminate upon the payment to Certificateholders of all amounts held by or on behalf of the Trustee and required to be paid to them pursuant to the Agreement following the earlier of (i) the maturity or other liquidation of the last Mortgage Loan subject thereto or the disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer from the Trust Fund of all remaining Mortgage Loans and all property acquired in respect of such Mortgage Loans, thereby effecting early retirement of the Certificates. The Agreement permits, but does not require, the Master Servicer to (i) purchase at a price determined as provided in the Agreement all remaining Mortgage Loans and all property acquired in respect of any Mortgage Loan or (ii) purchase in whole, but not in part, all of the Certificates from the Holders thereof; provided, that any such option may only be exercised if the Pool Stated Principal Balance of the Mortgage Loans as of the Distribution Date upon which the proceeds of any such purchase are distributed is less than ten percent of the Cut-off Date Principal Balance of the Mortgage Loans. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purpose have the same effect as if set forth at this place. Unless the certificate of authentication hereon has been executed by the Certificate Registrar, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed. Dated: DEUTSCHE BANK TRUST COMPANY AMERICAS, as Trustee By: Authorized Signatory CERTIFICATE OF AUTHENTICATION This is one of the Class P Certificates referred to in the within-mentioned Agreement. DEUTSCHE BANK TRUST COMPANY AMERICAS, as Certificate Registrar By: Authorized Signatory

ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________________________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Mortgage Asset-Backed Pass-Through Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund. I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address: Dated: ___________________ __________________________________________ Signature by or on behalf of assignor _______________________________________ Signature Guaranteed DISTRIBUTION INSTRUCTIONS The assignee should include the following for purposes of distribution: Distributions shall be made, by wire transfer or otherwise, in immediately available funds to _________________________________________________________________ for the account of ________________________________ account number ___________________, or, if mailed by check, to __________________________________________________. Applicable statements should be mailed to _________________________________________________________________ . This information is provided by _________________________________, the assignee named above, or ____________________________ , as its agent.

EXHIBIT SIX AVAILABLE COMBINATIONS OF EXCHANGEABLE CERTIFICATES Exchangeable Certificates may be exchanged for the same Percentage Interest in the related Exchanged Certificates. In any exchange, the Percentage Interests reflected by the Certificate Principal Balance or Notional Amount of the Exchanged Certificates to be received or delivered in such exchange will equal the Percentage Interests reflected by the outstanding Certificate Principal Balances or Notional Amounts of the related Exchangeable Certificates at the time of exchange. CLASSES OF EXCHANGEABLE CERTIFICATES RELATED CLASSES OF EXCHANGED CERTIFICATES TO BE EXCHANGED TO BE RECEIVED --------------------------------------------------------------------------------- ---------------------------------------------------------------------------- ------------------------------- ------------------------- ----------------------- ------------------------- --------------------------- ---------------------- CLASSES OF EXCHANGEABLE MAXIMUM ORIGINAL RELATED CLASSES OF MAXIMUM ORIGINAL CERTIFICATES CERTIFICATE PRINCIPAL INITIAL PASS-THROUGH EXCHANGED CERTIFICATES CERTIFICATE PRINCIPAL TO BE EXCHANGED BALANCE RATE TO BE RECEIVED BALANCE PASS-THROUGH RATE COMBINATION 1 Class A-1 $175,000,000 5.6500% Class A-17 $175,000,000 5.6200% Class A-2 $21,000,000 11.2500% Class A-18 $21,000,000 11.5000% At all times, the Class A-1, Class A-2, Class A-17 and Class A-18 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $196,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 2 Class A-1 $175,000,000 5.6500% Class A-19 $175,000,000 5.6700% Class A-2 $21,000,000 11.2500% Class A-20 $21,000,000 11.0833% At all times, the Class A-1, Class A-2, Class A-19 and Class A-20 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $196,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata.

COMBINATION 3 Class A-1 $175,000,000 5.6500% Class A-21 $175,000,000 5.5700% Class A-2 $21,000,000 11.2500% Class A-22 $21,000,000 11.9167% At all times, the Class A-1, Class A-2, Class A-21 and Class A-22 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $196,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 4 Class A-1 $175,000,000 5.6500% Class A-23 $175,000,000 5.7200% Class A-2 $21,000,000 11.2500% Class A-24 $21,000,000 10.6667% At all times, the Class A-1, Class A-2, Class A-23 and Class A-24 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $196,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 5 Class A-7 $187,421,000 6.2500% Class A-25 $187,421,000 5.0000% Class A-30 $0 6.0000% At all times, the Class A-7, Class A-25, and Class A-30 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-30 Certificates which is not entitled to distributions of principal). The Class A-30 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-30 will accrue on a notional amount equal to 20.83% of the aggregate principal balance of the Class A-25 Certificates immediately prior to the related distribution date, which is initially equal to approximately $39,046,041. COMBINATION 6 Class A-7 $187,421,000 6.2500% Class A-26 $187,421,000 5.2500% Class A-30 $0 6.0000% At all times, the Class A-7, Class A-26, and Class A-30 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-30 Certificates which is not entitled to distributions of principal). The Class A-30 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-30 will accrue on a notional amount equal to 16.67% of the aggregate principal balance of the Class A-26 Certificates immediately prior to the related distribution date, which is initially equal to approximately $31,236,833. COMBINATION 7 Class A-7 $187,421,000 6.2500% Class A-27 $187,421,000 5.5000% Class A-30 $0 6.0000% At all times, the Class A-7, Class A-27, and Class A-30 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-30 Certificates which is not entitled to distributions of principal). The Class A-30 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-30 will accrue on a notional amount equal to 12.50% of the aggregate principal balance of the Class A-27 Certificates immediately prior to the related distribution date, which is initially equal to approximately $23,427,625. COMBINATION 8 Class A-7 $187,421,000 6.2500% Class A-28 $187,421,000 5.7500% Class A-30 $0 6.0000% At all times, the Class A-7, Class A-28, and Class A-30 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-30 Certificates which is not entitled to distributions of principal). The Class A-30 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-30 will accrue on a notional amount equal to 8.33% of the aggregate principal balance of the Class A-28 Certificates immediately prior to the related distribution date, which is initially equal to approximately $15,618,416. COMBINATION 9 Class A-7 $187,421,000 6.2500% Class A-29 $187,421,000 6.0000% Class A-30 $0 6.0000% At all times, the Class A-7, Class A-29, and Class A-30 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-30 Certificates which is not entitled to distributions of principal). The Class A-30 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-30 will accrue on a notional amount equal to 4.17% of the aggregate principal balance of the Class A-29 Certificates immediately prior to the related distribution date, which is initially equal to approximately $7,809,208. COMBINATION 10 Class A-16 $11,963,000 6.2500% Class A-31 $11,963,000 5.5000% Class A-34 $0 6.0000% At all times, the Class A-16, Class A-31, and Class A-34 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $11,963,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-34 Certificates which is not entitled to distributions of principal). The Class A-34 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-34 will accrue on a notional amount equal to 12.50% of the aggregate principal balance of the Class A-31 Certificates immediately prior to the related distribution date, which is initially equal to approximately $1,495,375. COMBINATION 11 Class A-16 $11,963,000 6.2500% Class A-32 $11,963,000 5.7500% Class A-34 $0 6.0000% At all times, the Class A-16, Class A-32, and Class A-34 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $11,963,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-34 Certificates which is not entitled to distributions of principal). The Class A-34 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-34 will accrue on a notional amount equal to 8.33% of the aggregate principal balance of the Class A-32 Certificates immediately prior to the related distribution date, which is initially equal to approximately $996,916. COMBINATION 12 Class A-16 $11,963,000 6.2500% Class A-33 $11,963,000 6.0000% Class A-34 $0 6.0000% At all times, the Class A-16, Class A-33, and Class A-34 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $11,963,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-34 Certificates which is not entitled to distributions of principal). The Class A-34 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-34 will accrue on a notional amount equal to 4.17% of the aggregate principal balance of the Class A-33 Certificates immediately prior to the related distribution date, which is initially equal to approximately $498,458. COMBINATION 13 Class A-7 $187,421,000 6.2500% Class A-35 $167,340,178 5.5200% Class A-36 $20,080,822 12.3333% At all times, the Class A-7, Class A-35, and Class A-36 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 14 Class A-7 $187,421,000 6.2500% Class A-37 $167,340,178 5.5700% Class A-38 $20,080,822 11.9167% At all times, the Class A-7, Class A-37, and Class A-38 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 15 Class A-7 $187,421,000 6.2500% Class A-39 $167,340,178 5.6200% Class A-40 $20,080,822 11.5000% At all times, the Class A-7, Class A-39, and Class A-40 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 16 Class A-7 $187,421,000 6.2500% Class A-41 $167,340,178 5.6700% Class A-42 $20,080,822 11.0833% At all times, the Class A-7, Class A-41, and Class A-42 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $187,421,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 17 Class A-10 $56,475,000 6.2500% Class A-43 $56,475,000 5.2500% Class A-47 $0 6.0000% At all times, the Class A10, Class A-43, and Class A-47 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $56,475,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-47 Certificates which is not entitled to distributions of principal). The Class A-47 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-47 will accrue on a notional amount equal to 16.67% of the aggregate principal balance of the Class A-43 Certificates immediately prior to the related distribution date, which is initially equal to approximately $9,412,500. COMBINATION 18 Class A-10 $56,475,000 6.2500% Class A-44 $56,475,000 5.5000% Class A-47 $0 6.0000% At all times, the Class A-10, Class A-44, and Class A-47 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $56,475,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-47 Certificates which is not entitled to distributions of principal). The Class A-47 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-47 will accrue on a notional amount equal to 12.50% of the aggregate principal balance of the Class A-44 Certificates immediately prior to the related distribution date, which is initially equal to approximately $7,059,375. COMBINATION 19 Class A-10 $56,475,000 6.2500% Class A-45 $56,475,000 5.7500% Class A-47 $0 6.0000% At all times, the Class A-10, Class A-45, and Class A-47 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $56,475,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-47 Certificates which is not entitled to distributions of principal). The Class A-47 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-47 will accrue on a notional amount equal to 8.33% of the aggregate principal balance of the Class A-45 Certificates immediately prior to the related distribution date, which is initially equal to approximately $4,706,250. COMBINATION 20 Class A-10 $56,475,000 6.2500% Class A-46 $56,475,000 6.0000% Class A-47 $0 6.0000% At all times, the Class A-10, Class A-46, and Class A-47 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $56,475,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-47 Certificates which is not entitled to distributions of principal). The Class A-47 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-47 will accrue on a notional amount equal to 4.17% of the aggregate principal balance of the Class A-46 Certificates immediately prior to the related distribution date, which is initially equal to approximately $2,353,125. COMBINATION 21 Class A-10 $56,475,000 6.2500% Class A-48 $50,424,107 5.5700% Class A-49 $6,050,893 11.9167% At all times, the Class A-10, Class A-48, and Class A-49 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $56,475,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 22 Class A-10 $56,475,000 6.2500% Class A-50 $50,424,107 5.6200% Class A-51 $6,050,893 11.5000% At all times, the Class A-10, Class A-50, and Class A-51 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $56,475,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 23 Class A-10 $56,475,000 6.2500% Class A-52 $50,424,107 5.6700% Class A-53 $6,050,893 11.0833% At all times, the Class A-10, Class A-52, and Class A-53 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $56,475,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 24 Class A-12 $52,229,464 5.7200% Class A-54 $52,229,464 5.6700% Class A-13 6,267,536 10.6667% Class A-55 $6,267,536 11.0833% At all times, the Class A-12, Class A-13, Class A-54 and Class A-55 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $58,497,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 25 Class A-12 $52,229,464 5.7200% Class A-56 $52,229,464 5.7700% Class A-13 $6,267,536 10.6667% Class A-57 $6,267,536 10.2500% At all times, the Class A-12, Class A-13, Class A-56 and Class A-57 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $58,497,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 26 Class A-12 $52,229,464 5.7200% Class A-58 $52,229,464 5.8200% Class A-13 $6,267,536 10.6667% Class A-59 $6,267,536 9.8333% At all times, the Class A-12, Class A-13, Class A-58 and Class A-59 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $58,497,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 27 Class A-8 $38,377,000 6.2500% Class A-60 $38,377,000 5.0000% Class A-65 $7,995,208 6.0000% At all times, the Class A-8, Class A-60, and Class A-65 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $38,377,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-65 Certificates which is not entitled to distributions of principal). The Class A-65 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-65 will accrue on a notional amount equal to 20.83% of the aggregate principal balance of the Class A-60 Certificates immediately prior to the related distribution date, which is initially equal to approximately $7,995,208. COMBINATION 28 Class A-8 $38,377,000 6.2500% Class A-61 $38,377,000 5.2500% Class A-65 $0 6.0000% At all times, the Class A-8, Class A-61, and Class A-65 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $38,377,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-65 Certificates which is not entitled to distributions of principal). The Class A-65 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-65 will accrue on a notional amount equal to 16.67% of the aggregate principal balance of the Class A-61 Certificates immediately prior to the related distribution date, which is initially equal to approximately $6,396,166. COMBINATION 29 Class A-8 $38,377,000 6.2500% Class A-62 $38,377,000 5.5000% Class A-65 $0 6.0000% At all times, the Class A-8, Class A-62, and Class A-65 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $38,377,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-65 Certificates which is not entitled to distributions of principal). The Class A-65 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-65 will accrue on a notional amount equal to 12.50% of the aggregate principal balance of the Class A-62 Certificates immediately prior to the related distribution date, which is initially equal to approximately $4,797,125. COMBINATION 30 Class A-8 $38,377,000 6.2500% Class A-63 $38,377,000 5.7500% Class A-65 $0 6.0000% At all times, the Class A-8, Class A-63, and Class A-65 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $38,377,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-65 Certificates which is not entitled to distributions of principal). The Class A-65 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-65 will accrue on a notional amount equal to 8.33% of the aggregate principal balance of the Class A-63 Certificates immediately prior to the related distribution date, which is initially equal to approximately $3,198,083. COMBINATION 31 Class A-8 $38,377,000 6.2500% Class A-64 $38,377,000 6.0000% Class A-65 $0 6.0000% At all times, the Class A-8, Class A-64, and Class A-65 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $38,377,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-65 Certificates which is not entitled to distributions of principal). The Class A-65 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-65 will accrue on a notional amount equal to 4.17% of the aggregate principal balance of the Class A-64 Certificates immediately prior to the related distribution date, which is initially equal to approximately $1,599,041. COMBINATION 32 Class A-8 $38,377,000 6.2500% Class A-66 $34,265,178 5.5200% Class A-67 $4,111,822 12.3333% At all times, the Class A-8, Class A-66, and Class A-67 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $38,377,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 33 Class A-8 $38,377,000 6.2500% Class A-68 $34,265,178 5.5700% Class A-69 $4,111,822 11.9167% At all times, the Class A-8, Class A-68, and Class A-69 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $38,377,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 34 Class A-8 $38,377,000 6.2500% Class A-70 $34,265,178 5.6200% Class A-71 $4,111,822 11.5000% At all times, the Class A-8, Class A-70, and Class A-71 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $38,377,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 35 Class A-9 $28,245,000 6.2500% Class A-72 $25,218,750 5.5200% Class A-73 $3,026,250 12.3333% At all times, the Class A-9, Class A-72, and Class A-73 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $28,245,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 36 Class A-9 $28,245,000 6.2500% Class A-74 $25,218,750 5.5700% Class A-75 $3,026,250 11.9167% At all times, the Class A-9, Class A-74, and Class A-75 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $28,245,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 37 Class A-9 $28,245,000 6.2500% Class A-76 $25,218,750 5.6200% Class A-77 $3,026,250 11.5000% At all times, the Class A-9, Class A-76, and Class A-77 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $28,245,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 38 Class A-9 $28,245,000 6.2500% Class A-78 $25,218,750 5.6700% Class A-79 $3,026,250 11.0833% At all times, the Class A-9, Class A-78, and Class A-79 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $28,245,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 39 Class A-3 $30,000,000 7.5000% Class A-80 $53,571,428 5.8200% Class A-4 $30,000,000 5.0000% Class A-81 $6,428,572 9.8333% At all times, the Class A-3, Class A-4, Class A-80 and Class A-81 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $60,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 40 Class A-3 $30,000,000 7.5000% Class A-82 $53,571,428 5.7200% Class A-4 $30,000,000 5.0000% Class A-83 $6,428,572 10.6667% At all times, the Class A-3, Class A-4, Class A-82 and Class A-83 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $60,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 41 Class A-3 $30,000,000 7.5000% Class A-84 $53,571,428 5.6700% Class A-4 $30,000,000 5.0000% Class A-85 $6,428,572 11.0833% At all times, the Class A-3, Class A-4, Class A-84 and Class A-85 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $60,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 42 Class A-3 $30,000,000 7.5000% Class A-86 $53,571,428 5.7700% Class A-4 $30,000,000 5.0000% Class A-87 $6,428,572 10.2500% At all times, the Class A-3, Class A-4, Class A-86 and Class A-87 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $60,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 43 Class A-3 $30,000,000 7.5000% Class A-88 $53,571,428 5.8700% Class A-4 $30,000,000 5.0000% Class A-89 $6,428,572 9.4167% At all times, the Class A-3, Class A-4, Class A-88 and Class A-89 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $60,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 44 Class A-3 $30,000,000 7.5000% Class A-90 $53,571,428 5.9200% Class A-4 $30,000,000 5.0000% Class A-91 $6,428,572 9.0000% At all times, the Class A-3, Class A-4, Class A-90 and Class A-91 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $60,000,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 45 Class A-6 $103,569,000 6.2500% Class A-92 $110,769,000 6.2500% Class A-15 $7,200,000 6.2500% At all times, the Class A-6, Class A-15, and Class A-92 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $110,769,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 46 Class A-7 $187,421,000 6.2500% Class A-93 $199,384,000 6.2500% Class A-16 $11,963,000 6.2500% At all times, the Class A-7, Class A-16, and Class A-93 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $199,384,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 47 Class A-12 $52,229,464 5.7200% Class A-94 $58,497,000 5.5000% Class A-13 $6,267,536 10.6667% Class A-98 $0 6.0000% At all times, the Class A-12, Class A-13, Class A-94 and Class A-98 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $58,497,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-98 Certificates which is not entitled to distributions of principal). The Class A-98 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-98 will accrue on a notional amount equal to 12.50% of the aggregate principal balance of the Class A-94 Certificates immediately prior to the related distribution date, which is initially equal to approximately $7,312,125. COMBINATION 48 Class A-12 $52,229,464 5.7200% Class A-95 $58,497,000 5.7500% Class A-13 $6,267,536 10.6667% Class A-98 $0 6.0000% At all times, the Class A-12, Class A-13, Class A-95 and Class A-98 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $58,497,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-98 Certificates which is not entitled to distributions of principal). The Class A-98 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-98 will accrue on a notional amount equal to 8.33% of the aggregate principal balance of the Class A-95 Certificates immediately prior to the related distribution date, which is initially equal to approximately $4,874,750. COMBINATION 49 Class A-12 $52,229,464 5.7200% Class A-96 $58,497,000 6.0000% Class A-13 $6,267,536 10.6667% Class A-98 $0 6.0000% At all times, the Class A-12 Class A-13, Class A-96 and Class A-98 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $58,497,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-98 Certificates which is not entitled to distributions of principal). The Class A-98 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-98 will accrue on a notional amount equal to 4.17% of the aggregate principal balance of the Class A-96 Certificates immediately prior to the related distribution date, which is initially equal to approximately $2,437,375. COMBINATION 50 Class A-12 $52,229,464 5.7200% Class A-97 $58,497,000 6.2500% Class A-13 $6,267,536 10.6667% At all times, the Class A-12, Class A-13, and Class A-97 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $58,497,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata. COMBINATION 51 Class A-6 $103,569,000 6.2500% Class A-99 $103,569,000 5.0000% Class A-104 $0 6.0000% At all times, the Class A-6, Class A-99, and Class A-104 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $103,569,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-104 Certificates which is not entitled to distributions of principal). The Class A-104 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-104 will accrue on a notional amount equal to 20.83% of the aggregate principal balance of the Class A-99 Certificates immediately prior to the related distribution date, which is initially equal to approximately $21,576,875. COMBINATION 52 Class A-6 $103,569,000 6.2500% Class A-100 $103,569,000 5.2500% Class A-104 $0 6.0000% At all times, the Class A-6, Class A-100, and Class A-104 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $103,569,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-104 Certificates which is not entitled to distributions of principal). The Class A-104 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-104 will accrue on a notional amount equal to 16.67% of the aggregate principal balance of the Class A-100 Certificates immediately prior to the related distribution date, which is initially equal to approximately $17,261,500. COMBINATION 53 Class A-6 $103,569,000 6.2500% Class A-101 $103,569,000 5.5000% Class A-104 $0 6.0000% At all times, the Class A-6, Class A-101, and Class A-104 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $103,569,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-104 Certificates which is not entitled to distributions of principal). The Class A-104 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-104 will accrue on a notional amount equal to 12.50% of the aggregate principal balance of the Class A-101 Certificates immediately prior to the related distribution date, which is initially equal to approximately $12,946,125. COMBINATION 54 Class A-6 $103,569,000 6.2500% Class A-102 $103,569,000 5.7500% Class A-104 $0 6.0000% At all times, the Class A-6, Class A-102, and Class A-104 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $103,569,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-104 Certificates which is not entitled to distributions of principal). The Class A-104 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-104 will accrue on a notional amount equal to 8.33% of the aggregate principal balance of the Class A-102 Certificates immediately prior to the related distribution date, which is initially equal to approximately $8,630,750. COMBINATION 55 Class A-6 $103,569,000 6.2500% Class A-103 $103,569,000 6.0000% Class A-104 $0 6.0000% At all times, the Class A-6, Class A-103, and Class A-104 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $103,569,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-104 Certificates which is not entitled to distributions of principal). The Class A-104 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-104 will accrue on a notional amount equal to 4.17% of the aggregate principal balance of the Class A-103 Certificates immediately prior to the related distribution date, which is initially equal to approximately $4,315,375. COMBINATION 56 Class A-6 $103,569,000 6.2500% Class A-105 $110,769,000 5.0000% Class A-15 $7,200,000 6.2500% Class A-110 $0 6.0000% At all times, the Class A-6, Class A-15, Class A-105 and Class A-110 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $110,769,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-110 Certificates which is not entitled to distributions of principal). The Class A-110 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-110 will accrue on a notional amount equal to 20.83% of the aggregate principal balance of the Class A-105 Certificates immediately prior to the related distribution date, which is initially equal to approximately $23,076,875. COMBINATION 57 Class A-6 $103,569,000 6.2500% Class A-106 $110,769,000 5.2500% Class A-15 $7,200,000 6.2500% Class A-110 $0 6.0000% At all times, the Class A-6, Class A-15, Class A-106 and Class A-110 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $110,769,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-110 Certificates which is not entitled to distributions of principal). The Class A-110 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-110 will accrue on a notional amount equal to 16.67% of the aggregate principal balance of the Class A-106 Certificates immediately prior to the related distribution date, which is initially equal to approximately $18,461,500. COMBINATION 58 Class A-6 $103,569,000 6.2500% Class A-107 $110,769,000 5.5000% Class A-15 $7,200,000 6.2500% Class A-110 $0 6.0000% At all times, the Class A-6, Class A-15, Class A-107 and Class A-110 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $110,769,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-110 Certificates which is not entitled to distributions of principal). The Class A-110 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-110 will accrue on a notional amount equal to 12.50% of the aggregate principal balance of the Class A-107 Certificates immediately prior to the related distribution date, which is initially equal to approximately $13,846,125. COMBINATION 59 Class A-6 $103,569,000 6.2500% Class A-108 $110,769,000 5.7500% Class A-15 $7,200,000 6.2500% Class A-110 $0 6.0000% At all times, the Class A-6, Class A-15, Class A-108 and Class A-110 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $110,769,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-110 Certificates which is not entitled to distributions of principal). The Class A-110 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-110 will accrue on a notional amount equal to 8.33% of the aggregate principal balance of the Class A-108 Certificates immediately prior to the related distribution date, which is initially equal to approximately $9,230,750. COMBINATION 60 Class A-6 $103,569,000 6.2500% Class A-109 $110,769,000 6.0000% Class A-15 $7,200,000 6.2500% Class A-110 $0 6.0000% At all times, the Class A-6, Class A-15, Class A-109 and Class A-110 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $110,769,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-110 Certificates which is not entitled to distributions of principal). The Class A-110 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-110 will accrue on a notional amount equal to 4.17% of the aggregate principal balance of the Class A-109 Certificates immediately prior to the related distribution date, which is initially equal to approximately $4,615,375. COMBINATION 61 Class A-7 $187,421,000 6.2500% Class A-111 $199,384,000 5.0000% Class A-16 $11,963,000 6.2500% Class A-116 $0 6.0000% At all times, the Class A-7, Class A-16, Class A-111 and Class A-116 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $199,384,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-116 Certificates which is not entitled to distributions of principal). The Class A-116 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-116 will accrue on a notional amount equal to 20.83% of the aggregate principal balance of the Class A-111 Certificates immediately prior to the related distribution date, which is initially equal to approximately $41,538,333. COMBINATION 62 Class A-7 $187,421,000 6.2500% Class A-112 $199,384,000 5.2500% Class A-16 $11,963,000 6.2500% Class A-116 $0 6.0000% At all times, the Class A-7, Class A-16, Class A-112 and Class A-116 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $199,384,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-116 Certificates which is not entitled to distributions of principal). The Class A-116 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-116 will accrue on a notional amount equal to 16.67% of the aggregate principal balance of the Class A-112 Certificates immediately prior to the related distribution date, which is initially equal to approximately $33,230,666. COMBINATION 63 Class A-7 $187,421,000 6.2500% Class A-113 $199,384,000 5.5000% Class A-16 $11,963,000 6.2500% Class A-116 $0 6.0000% At all times, the Class A-7, Class A-16, Class A-113 and Class A-116 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $199,384,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-116 Certificates which is not entitled to distributions of principal). The Class A-116 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-116 will accrue on a notional amount equal to 12.50% of the aggregate principal balance of the Class A-113 Certificates immediately prior to the related distribution date, which is initially equal to approximately $24,923,000. COMBINATION 64 Class A-7 $187,421,000 6.2500% Class A-114 $199,384,000 5.7500% Class A-16 $11,963,000 6.2500% Class A-116 $0 6.0000% At all times, the Class A-7, Class A-16, Class A-114 and Class A-116 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $199,384,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-116 Certificates which is not entitled to distributions of principal). The Class A-116 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-116 will accrue on a notional amount equal to 8.33% of the aggregate principal balance of the Class A-114 Certificates immediately prior to the related distribution date, which is initially equal to approximately $16,615,333. COMBINATION 65 Class A-7 $187,421,000 6.2500% Class A-115 $199,384,000 6.0000% Class A-16 $11,963,000 6.2500% Class A-116 $0 6.0000% At all times, the Class A-7, Class A-16, Class A-115 and Class A-116 Certificates, in the aggregate, will receive interest at 6.25%, and, on the Closing Date, will have an initial aggregate principal balance of $199,384,000. Whichever of these certificates is outstanding at any given time will receive interest pro rata and principal pro rata (other than the Class A-116 Certificates which is not entitled to distributions of principal). The Class A-116 Certificates do not have a certificate principal balance. For the purpose of calculating interest payments, interest on the Class A-116 will accrue on a notional amount equal to 4.17% of the aggregate principal balance of the Class A-115 Certificates immediately prior to the related distribution date, which is initially equal to approximately $8,307,666.

EXHIBIT SEVEN TARGETED PRINCIPAL BALANCES TARGETED PRINCIPAL BALANCES FOR CLASS DISTRIBUTION DATE A-8 CERTIFICATES Initial Balance $38,377,000.00 May 2007 37,073,101.29 June 2007 35,789,296.92 July 2007 34,525,543.95 August 2007 33,281,685.51 September 2007 32,057,565.97 October 2007 30,853,030.92 November 2007 29,667,927.16 December 2007 28,502,102.72 January 2008 27,355,406.78 February 2008 26,227,689.76 March 2008 25,118,803.20 April 2008 24,028,599.85 May 2008 22,956,933.60 June 2008 21,903,659.49 July 2008 20,868,633.70 August 2008 19,851,713.56 September 2008 18,852,757.49 October 2008 17,871,625.04 November 2008 16,908,176.88 December 2008 15,962,274.74 January 2009 15,033,781.47 February 2009 14,122,560.99 March 2009 13,228,478.29 April 2009 12,351,399.41 May 2009 11,491,191.47 June 2009 10,647,722.61 July 2009 9,820,862.03 August 2009 9,010,479.94 September 2009 8,216,447.58 October 2009 7,438,637.22 November 2009 6,676,922.10 December 2009 5,931,176.49 January 2010 5,201,275.63 February 2010 4,487,095.76 March 2010 3,788,514.08 April 2010 3,105,408.77 May 2010 2,437,658.95 June 2010 1,785,144.71 July 2010 1,147,747.09 August 2010 525,348.03 September 2010 and thereafter 0 ---------------------------------------------------------------------------------------------------------------------------------------

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