BACKUP SERVICING AGREEMENT among CNH CAPITAL RECEIVABLES LLC, as Seller NEW HOLLAND CREDIT COMPANY, LLC, as Servicer CNH EQUIPMENT TRUST 20XX-Y, as Issuing Entity and [ ] as Backup Servicer Dated as of [Month Day], 20XX

Exhibit 99(d)

 

BACKUP SERVICING AGREEMENT

 

among

 

CNH CAPITAL RECEIVABLES LLC,
as Seller

 

NEW HOLLAND CREDIT COMPANY, LLC,
as Servicer

 

CNH EQUIPMENT TRUST 20XX-Y,
as Issuing Entity

 

and

 

[       ]
as Backup Servicer

 

Dated as of [Month Day], 20XX

 


 

TABLE OF CONTENTS

 

 

Page

 

 

Article I DEFINITIONS

1

 

 

Section 1.1.

Definitions

1

Section 1.2.

Usage of Terms

2

Section 1.3.

Section References

2

 

 

Article II ADMINISTRATION AND SERVICING OF RECEIVABLES

2

 

 

Section 2.1.

Duties of the Backup Servicer

2

Section 2.2.

Representations and Warranties of Backup Servicer

3

Section 2.3.

Backup Servicing Termination

4

Section 2.4.

Backup Servicer Fees; Payment of Expenses by Backup Servicer

5

 

 

Article III THE BACKUP SERVICER

6

 

 

Section 3.1.

Liability of Backup Servicer; Indemnities

6

Section 3.2.

Limitation on Liability

7

Section 3.3.

Corporate Existence

7

Section 3.4.

Insurance

7

Section 3.5.

Compliance with Laws

7

Section 3.6.

Backup Servicer Legal Proceedings

7

Section 3.7.

Appointment of Backup Servicer Subservicer

8

 

 

Article IV TERMINATION EVENTS

8

 

 

Section 4.1.

Termination Event

8

Section 4.2.

Consequences of a Termination Event

9

 

 

Article V MISCELLANEOUS PROVISIONS

9

 

 

Section 5.1.

Waiver; Amendment

9

Section 5.2.

Governing Law

10

Section 5.3.

Severability of Provisions

10

Section 5.4.

Assignment

10

Section 5.5.

Third-Party Beneficiaries

10

Section 5.6.

Counterparts

10

Section 5.7.

Notices

10

Section 5.8.

Nonpetition Covenants

10

Section 5.9.

Term

11

Section 5.10.

Limitation of Liability of Trustee

11

Section 5.11.

Miscellaneous

11

Section 5.12.

Confidentiality

11

Section 5.13.

Information Requests

11

Section 5.14.

Notice to [      ]

11

Section 5.15.

Form 8-K Filings

11

Section 5.16.

Indemnification

11

Section 5.17.

Communications with Rating Agencies

12

 

 

SCHEDULES

 

 

SCHEDULE I                    Description of Verification and Confirmation Duties (Backup Servicing)

 

 

i


 

THIS BACKUP SERVICING AGREEMENT, dated as of [Month Day], 20XX, (this “Agreement”) is made among NEW HOLLAND CREDIT COMPANY, LLC, a Delaware limited liability company (the “Servicer”), CNH CAPITAL RECEIVABLES LLC, a Delaware limited liability company (the “Seller”), CNH EQUIPMENT TRUST 20XX-Y, a Delaware statutory trust (the “Issuing Entity”), and [      ], a [      ] (the “Backup Servicer” or “[       ]”).

 

W I T N E S S E T H:

 

WHEREAS, the Servicer, the Seller and the Issuing Entity have entered into the Sale and Servicing Agreement dated as of the date hereof (the “Sale and Servicing Agreement”) a copy of which is provided to the Backup Servicer as of the date hereof;

 

WHEREAS, the Issuing Entity and the Servicer desire that the Backup Servicer perform certain backup servicing duties in accordance with the terms and provisions of this Agreement;

 

WHEREAS, the Issuing Entity desires that the Backup Servicer assume the role of Successor Servicer under the terms of the Sale and Servicing Agreement in the event that the Servicer is terminated thereunder; and

 

WHEREAS, the Backup Servicer is willing to perform the backup servicing duties specified herein and assume the role of Successor Servicer under the terms of the Sale and Servicing Agreement pursuant to the conditions and for the consideration described herein.

 

NOW, THEREFORE, in consideration of the mutual agreements herein contained, and of other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties agree as follows:

 

ARTICLE I

 

DEFINITIONS

 

Section 1.1.                                 Definitions.  Unless otherwise specified herein, all terms defined in the Indenture, shall have the same meaning in this Agreement.  Whenever capitalized and used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:

 

Backup Servicer:  [       ], in its capacity as Backup Servicer under this Agreement, and its successors and assigns in such capacity.

 

Backup Servicer Account:  means the account designated as such, established and maintained pursuant to Section 5.1(a)(vii) of the Sale and Servicing Agreement.

 

Backup Servicer Expenses:  is defined in Section 4.12 of the Sale and Servicing Agreement.

 

Backup Servicer Termination Event:  An event described in Section 4.1.

 

Backup Servicing Duties:  The duties defined as such in Section 2.1.

 

Backup Servicing Fee:  means the greater of (a) 1/12 of [       ]% of the Pool Balance as of the first day of each Collection Period and (b) $       .

 

Business Day:  means any day other than a Saturday, a Sunday or a day on which banking institutions or trust companies in The City of New York, New York, the City of Racine, Wisconsin and the City of St. Xxxxxx, Missouri are authorized or obligated by law, regulation or executive order to remain closed.

 

Collection Period:  means, with respect to any Payment Date, the period from and including the end of the preceding Collection Period (or, for the first Payment Date, the day after the [Initial] Cutoff Date) to and including the last day of the calendar month preceding the calendar month in which the Payment Date occurs.

 


 

Indenture:  means the Indenture dated as of [Month Day], 20XX between the Issuing Entity and the Indenture Trustee, as the same may be amended and supplemented from time to time.

 

Indenture Trustee:  means [       ], a [       ], not in its individual capacity but solely as Indenture Trustee under the Indenture, or any successor Indenture Trustee under the Indenture.

 

Initial Collection Period:  The Collection Period ending [Month Day], 20XX.

 

Payment Date: means, with respect to each Collection Period, the fifteenth day of the calendar month following the end of that Collection Period, or, if such day is not a Business Day, the next Business Day, commencing on [Month Day], 20XX.

 

Person:  Any legal person, including any individual, corporation, partnership, joint venture, estate, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof, or any other entity.

 

Sale and Servicing Agreement:  The Sale and Servicing Agreement dated as of [Month Day], 20XX between the Issuing Entity, the Seller and the Servicer, as the same may be amended from time to time in accordance with its terms.

 

Servicing Transfer Date:  The Business Day next succeeding the expiration of the Transfer Period.

 

Transfer Notice:  Written notice from the Indenture Trustee or Noteholders to the Backup Servicer and the Servicer, (with a copy to the Rating Agencies, subject to Section 5.17 hereof), the Noteholders (if given by the Indenture Trustee), [the Counterparties and] the Trustee provided by the Indenture Trustee advising the Backup Servicer of the transfer of active servicing duties for the Contracts to the Backup Servicer.

 

Transfer Period:  A period of up to sixty (60) days following the Backup Servicer’s receipt of a Transfer Notice and ending on the date the Backup Servicer is to begin Successor Servicer duties for the Contracts and the related Receivables.

 

Verification and Confirmation Duties:  The duties defined as such in Section 2.1(a).

 

Section 1.2.                                 Usage of Terms.  With respect to all terms used in this Agreement, the singular includes the plural and the plural the singular; words importing any gender include the other gender; references to “writing” include printing, typing, lithography, and other means of reproducing words in a visible form; references to agreements and other contractual instruments include all subsequent amendments thereto or changes therein entered into in accordance with their respective terms and not prohibited by this Agreement; references to Persons include their permitted successors and assigns; and the terms “include” or “including” mean “include without limitation” or “including without limitation.”

 

Section 1.3.                                 Section References.  All references to Articles, Sections, paragraphs, subsections, exhibits and schedules shall be to such portions of this Agreement unless otherwise specified.

 

ARTICLE II

 

ADMINISTRATION AND SERVICING OF RECEIVABLES

 

Section 2.1.                                 Duties of the Backup Servicer.

 

(a)                                 Verification and Confirmation Duties.  The Backup Servicer agrees to perform all of the duties of the Backup Servicer as identified on Schedule I hereto (collectively, the “Verification and Confirmation Duties”) on behalf of the Issuing Entity in accordance with the terms of this Agreement.  On or before each Determination Date (beginning with the Determination Date immediately preceding the initial Payment Date), the Servicer shall deliver to the Backup Servicer the Servicer’s Certificate and a

 

2


 

computer tape in a format acceptable to the Backup Servicer containing the information with respect to the Receivables for the preceding Collection Period necessary for the preparation of the Servicer’s Certificate and the performance of the Verification and Confirmation Duties relating to such Collection Period.

 

(b)                                 Active Servicing Duties.  Unless and until the Backup Servicer or another Person is appointed as Successor Servicer, the Backup Servicer agrees that, in the event the Servicer is terminated or otherwise ceases to function as the Servicer pursuant to the Sale and Servicing Agreement, if the Indenture Trustee or Noteholders representing not less than 25% of the Outstanding Amount of Notes shall issue a Transfer Notice to the Backup Servicer and Servicer, then prior to the expiration of the Transfer Period, the Backup Servicer shall promptly execute a counterpart to the Sale and Servicing Agreement and thereafter shall assume the rights, obligations and duties of a Successor Servicer as expressly set forth thereunder.

 

(c)                                  The Servicer covenants and agrees to perform within three weeks after receipt of the Transfer Notice (or on such later date as the Issuing Entity and the Backup Servicer shall agree in writing) the following:

 

(i)                                     The Servicer shall provide to the Backup Servicer all necessary servicing files and records relating to the Contracts (as reasonably deemed necessary by the Backup Servicer at such time) and the Servicer shall provide to the Backup Servicer access to and transfer of records and use by the Backup Servicer of all licenses or software necessary or desirable to collect the Contracts and the related Receivables to the extent that any of the foregoing is not prohibited under any licensing or other agreements with third parties.

 

(ii)                                  The Servicer will provide to the Backup Servicer the servicing information necessary to prepare and distribute the Servicer Certificate required to be delivered under the Sale and Servicing Agreement.

 

(d)                                 Prior to the expiration of the Transfer Period, the Servicer will send each Obligor written notice containing the following information:  (i) the Servicing Transfer Date, (ii) the address, telephone number and department of the Backup Servicer which is able to answer questions regarding billing, (iii) notification that the legal terms and conditions of such Obligor’s obligations will not be affected by the servicing transfer and (iv) instructions as to how to handle any Contract related questions.  The Backup Servicer will consult with the Servicer concerning the form of any such notice.  If the Servicer has failed to send this notice within three weeks after the Servicing Transfer Date, the Backup Servicer will send such a notice to each such Obligor on the Backup Servicer’s or the Servicer’s stationery within four weeks of the later of (A) the date a counterpart to the Sale and Servicing Agreement executed by the Backup Servicer is effective and (B) the Servicing Transfer Date.  The Servicer will provide the Backup Servicer with its stationery in an amount sufficient to allow for the sending of the notices described in this Section 2.1(d).  The Servicer hereby irrevocably appoints the Backup Servicer as its attorney-in-fact for the purpose of sending such notices.

 

(e)                                  Effective upon the occurrence of the Servicing Transfer Date, the Servicer hereby irrevocably authorizes and grants to the Backup Servicer an irrevocable power-of-attorney to take any and all steps in the Servicer’s name and on behalf of the Servicer that are necessary or desirable to perform its duties hereunder, including collecting amounts due under the Receivables, endorsing the Servicer’s name on checks and other instruments representing Collections and enforcing the Receivables.

 

(f)                                   The Servicer shall provide a copy of the Sale and Servicing Agreement to the Backup Servicer on or prior to the Closing Date.

 

Section 2.2.                                 Representations and Warranties of Backup Servicer.  The Backup Servicer represents and warrants as of the date of execution and delivery of this Agreement (other than with respect to Section 2.2(f), which is as of the dates specified therein):

 

(a)                                 Organization and Good Standing.  The Backup Servicer has been duly organized and is validly existing and in good standing under the laws of its jurisdiction of organization, with power,

 

3


 

authority and legal right to own its properties and to conduct its business as such properties are currently owned and such business is currently conducted, and had at all relevant times, and now has, power, authority and legal right to enter into and perform its obligations under this Agreement;

 

(b)                                 Due Qualification.  The Backup Servicer is duly qualified to do business as a foreign corporation in good standing, and has obtained all necessary licenses and approvals, in all jurisdictions where the failure to do so would materially and adversely affect the performance of its obligations under this Agreement;

 

(c)                                  Power and Authority.  The Backup Servicer has the power and authority to execute and deliver this Agreement and to carry out the terms hereof; and the execution, delivery and performance of this Agreement have been duly authorized by the Backup Servicer by all necessary corporate action;

 

(d)                                 Binding Obligation.  This Agreement constitutes the legal, valid and binding obligation of the Backup Servicer enforceable in accordance with its terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors rights generally and by equitable limitations on the availability of specific remedies, regardless of whether such enforceability is considered in a proceeding in equity or at law;

 

(e)                                  No Violation.  The execution and delivery of this Agreement, the consummation of the transactions contemplated by this Agreement, and the fulfillment of the terms hereof, do not conflict with, result in any breach of any of the terms and provisions of, or constitute (with or without notice or lapse of time, or both) a default under, the certificate of incorporation or bylaws of the Backup Servicer, or any indenture, agreement, mortgage, deed of trust or other instrument to which the Backup Servicer is a party or by which it is bound, or result in the creation or imposition of any lien upon any of its properties pursuant to the terms of any such indenture, agreement, mortgage, deed of trust or other instrument, or violate any law, order, rule or regulation applicable to the Backup Servicer of any court or of any federal or State regulatory body, administrative agency or other governmental instrumentality having jurisdiction over the Backup Servicer or any of its properties;

 

(f)                                   No Proceedings.  As of the date of the Underwriting Agreement, the Preliminary Prospectus Date, the Prospectus Date and the Closing Date, there are no proceedings or investigations pending or, to the Backup Servicer’s knowledge, threatened against the Backup Servicer, before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over the Backup Servicer or its properties (i) asserting the invalidity of this Agreement, (ii) seeking to prevent the consummation of any of the transactions contemplated by this Agreement, or (iii) seeking any determination or ruling that might materially and adversely affect the performance by the Backup Servicer of its obligations under, or the validity or enforceability of, this Agreement or otherwise be material to the Noteholders, except as otherwise may be disclosed in the Preliminary Prospectus and the Prospectus; and

 

(g)                                  No Consents.  The Backup Servicer is not required to obtain the consent of any other party or any consent, license, approval or authorization, or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery, performance, validity or enforceability of this Agreement.

 

Section 2.3.                                 Backup Servicing Termination.

 

(a)                                 Prior to the time the Backup Servicer receives a Transfer Notice, this Agreement may be terminated upon delivery of thirty (30) days advance written notice to the Backup Servicer of such termination.  This Agreement shall be terminated pursuant to the previous sentence if (A) (i) the Servicer notifies the Issuing Entity in writing that the Servicer has engaged a replacement backup servicer or a Successor Servicer, (ii) the agreement with such replacement backup servicer or Successor Servicer, as the case may be, is reasonably satisfactory to the Issuing Entity in form and substance and (iii) the identity of such replacement backup servicer or Successor Servicer, as the case may be, is acceptable to the Issuing

 

4


 

Entity in its sole discretion, (B) to the extent [       ] is hired by CNHICA to rate the Notes and is still rating such Notes, [       ] shall have been given at least 10 Business Days’ prior notice thereof and shall have not notified the Issuing Entity and the Indenture Trustee that such action will result in a reduction or withdrawal of the then current rating of any Class of the Notes or (C) CNH Industrial N.V.’s long term unsecured debt credit rating by [       ] rises to [“Ba2”] or higher.

 

(b)                                 (i)  Prior to the time the Backup Servicer receives a Transfer Notice, the Backup Servicer shall not resign as Backup Servicer under this Agreement except upon its determination that the performance of its duties shall no longer be permissible under applicable law.  Such resignation shall become effective upon 90 days from the date that notice of such resignation is given.  In the event that the Backup Servicer resigns pursuant to this Section 2.3(b)(i), the Backup Servicer agrees to cooperate with the Issuing Entity, and to take such actions as the Issuing Entity may reasonably request, in order to find a replacement backup servicer and to appoint a replacement backup servicer as promptly as possible.

 

(ii)                                  Notwithstanding the foregoing, prior to the time the Backup Servicer receives a Transfer Notice:

 

(A)                               The Backup Servicer may resign as Backup Servicer under this Agreement if (I) a replacement backup servicer has been selected by the Backup Servicer or the Issuing Entity, and, if selected by the Backup Servicer, the Depositor has consented in writing to such replacement backup servicer becoming a Successor Backup Servicer hereunder and (II) to the extent [       ] is hired by CNHICA to rate the Notes and is still rating such Notes, [       ] shall have been given at least 10 Business Days’ prior written notice thereof (the “[       ] Notice Period”).  The Servicer will cooperate with the Issuing Entity, and take such actions as the Issuing Entity may reasonably request, to effect the replacement backup servicer’s appointment as Successor Backup Servicer pursuant to Section 2.3(c) within thirty (30) days of the expiration of the [       ] Notice Period; provided, however, that the Backup Servicer shall continue to perform all duties and obligations under this Agreement until such Successor Backup Servicer’s appointment is effective pursuant to Section 2.3(c).

 

(B)                               The Backup Servicer may also resign as Backup Servicer under this Agreement for any reason in its sole judgment and discretion upon delivery of one hundred twenty (120) days advance written notice to the Issuing Entity of such resignation if CNH Industrial N.V.’s long term unsecured debt credit rating by [       ] rises to [       ] or higher.

 

(c)                                  The Issuing Entity may appoint a replacement backup servicer to serve as the backup servicer hereunder (a “Successor Backup Servicer”).  Provided that the Successor Backup Servicer has executed a written assumption instrument acceptable to the Issuing Entity, the Successor Backup Servicer shall become the Backup Servicer hereunder effective on the date specified in such assumption instrument, which shall be a date not later than the day the predecessor Backup Servicer ceases to perform as Backup Servicer hereunder.  The Successor Backup Servicer shall be the successor in all respects to the predecessor Backup Servicer (except with respect to responsibilities and obligations of the predecessor Backup Servicer set forth in Section 3.1) and shall be subject to all the responsibilities, duties and liabilities arising thereafter relating thereto placed on the predecessor Backup Servicer and shall be entitled to the Backup Servicing Fee and all the rights granted to the predecessor Backup Servicer by this Agreement.  None of the Backup Servicer, the Indenture Trustee, the Issuing Entity, the Administrator, the Trustee or any other Successor Backup Servicer shall be deemed to be liable for or in breach of any obligations hereunder due to any act or omission of a predecessor Backup Servicer.

 

Section 2.4.                                 Backup Servicer Fees; Payment of Expenses by Backup Servicer.  Unless and until the Backup Servicer or another Person is appointed as Successor Servicer, on the Payment Date relating to the Initial Collection Period and each Payment Date thereafter the Backup Servicer shall be entitled to receive the Backup Servicer Fees in accordance with the terms of the Sale and Servicing Agreement and the Indenture.  The Backup Servicer shall further receive all reimbursable Backup Servicer Expenses in accordance with the terms of the Sale and Servicing Agreement and the Indenture.  The Backup Servicer shall be required to pay all other expenses incurred by it in connection with its activities under this Agreement (including taxes imposed on the Backup Servicer and all expenses incurred in connection with reports to the Issuing Entity).

 

5


 

ARTICLE III

 

THE BACKUP SERVICER

 

Section 3.1.                                 Liability of Backup Servicer; Indemnities.

 

(a)                                 The Backup Servicer shall be liable hereunder only to the extent of the obligations in this Agreement specifically undertaken by the Backup Servicer and the representations made by the Backup Servicer.  Other than as specifically set forth in this Backup Servicing Agreement, the Backup Servicer shall have no obligation to supervise, verify, monitor or administer the performance of the Servicer and shall have no liability for any action taken or omitted by the Servicer.

 

(b)                                 The Backup Servicer shall indemnify, defend and hold harmless the Servicer, the Issuing Entity and their respective officers, trustees, directors, agents and employees from and against any and all costs, expenses, losses, claims, damages and liabilities to the extent that such cost, expense, loss, claim, damage or liability arose out of, or was imposed upon the Servicer or the Issuing Entity through the Backup Servicer’s breach of this Agreement, the negligence, willful misfeasance or bad faith of the Backup Servicer in the performance of its duties under this Agreement or by reason of reckless disregard of its obligations and duties under this Agreement.

 

(c)                                  The Servicer shall indemnify, defend and hold harmless the Backup Servicer and its respective officers, directors, agents and employees from and against any and all costs, expenses, losses, claims, damages and liabilities to the extent that such cost, expense, loss, claim, damage or liability arose out of, or was imposed upon the Backup Servicer through the Servicer’s breach of this Agreement, the negligence, willful misfeasance or bad faith of the Servicer in the performance of its duties under this Agreement or by reason of reckless disregard of its obligations and duties under this Agreement.

 

(d)                                 The Issuing Entity shall (solely from amounts paid pursuant to Section 5.6(b)(xi) of the Sale and Servicing Agreement) indemnify, defend and hold harmless the Backup Servicer and its respective officers, directors, agents and employees from and against any and all costs, expenses, losses, claims, damages and liabilities to the extent that such cost, expense, loss, claim, damage or liability arose out of, or was imposed upon the Backup Servicer through the Issuing Entity’s breach of this Agreement, the negligence, willful misfeasance or bad faith of the Issuing Entity in the performance of its duties under this Agreement or by reason of reckless disregard of its obligations and duties under this Agreement.

 

(e)                                  The Backup Servicer may accept and reasonably rely on all accounting and servicing records and other documentation provided to the Backup Servicer by or at the direction of the Servicer, including documents prepared or maintained by any Originator, or Servicer, or any party providing services related to the Receivables (collectively “Third Party”).  The Servicer agrees to indemnify (subject to the limitation provided in Section 3.2 below) and hold harmless the Backup Servicer, its respective officers, employees and agents against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Backup Servicer may sustain in any way related to the negligence, willful misfeasance or bad faith of any Third Party with respect to the Receivables.  The Backup Servicer shall have no duty, responsibility, obligation or liability (collectively “Liability”) for the acts or omissions of any such Third Party.  If any error, inaccuracy or omission (collectively “Error”) exists in any information provided to the Backup Servicer of which it is not aware and such Errors cause or materially contribute to the Backup Servicer making or continuing any Error (collectively “Continuing Errors”), the Backup Servicer shall have no liability for such Continuing Errors; provided, however, that this provision shall not protect the Backup Servicer against any liability which would otherwise be imposed by reason of willful misconduct, bad faith or negligence in failing to discover or correct any Error or in the performance of its duties contemplated herein.

 

In the event the Backup Servicer becomes aware of Errors and/or Continuing Errors which, in the opinion of the Backup Servicer, impair its ability to perform its services hereunder, the Backup Servicer shall promptly notify the Servicer and the Indenture Trustee of such Errors and/or Continuing Errors.  The Backup Servicer shall discuss such Errors with the Servicer, and the Servicer and the Backup Servicer shall use their

 

6


 

reasonable efforts to correct such Errors.  If after such discussion such Errors are not promptly corrected, with the prior consent of the Indenture Trustee, the Backup Servicer may undertake to reconstruct any data or records appropriate to correct such Errors and/or Continuing Errors and to prevent future Continuing Errors.  The Backup Servicer shall be entitled to recover its costs thereby expended as Backup Servicer Expenses in accordance with the Sale and Servicing Agreement and the Indenture.

 

(f)                                   Indemnification under this Article shall include, without limitation, reasonable fees and expenses of counsel (including but not limited to counsel who may be employees of the Backup Servicer) and expenses of litigation.  If the indemnifying party has made any indemnity payments pursuant to this Article and the recipient thereafter collects any of such amounts from others, the recipient shall promptly repay such amounts collected to the indemnifying party, together with any interest earned thereon.

 

(g)                                  The provisions of this Section shall survive the termination of this Agreement.

 

Section 3.2.                                 Limitation on Liability.  Neither the Backup Servicer, the Servicer, the Issuing Entity nor any of their respective directors or officers or employees or agents shall be under any liability to the other, or any party to the Basic Documents except as provided in this Agreement, for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement; provided, however, that this provision shall not protect the Backup Servicer, the Servicer, the Issuing Entity or any such Person against any liability that would otherwise be imposed by reason of a breach of this Agreement, the inaccuracy of any of their respective representations or warranties set forth in this Agreement or willful misfeasance, bad faith or negligence in the performance of their respective duties, by reason of reckless disregard of obligations and duties under this Agreement or any violation of law by the Backup Servicer, the Servicer, the Issuing Entity or such Person, as the case may be.  The Backup Servicer, the Servicer, the Issuing Entity and any of their respective directors, officers, employees or agents may rely in good faith on the advice of counsel (including but not limited to counsel who may be employees of the Backup Servicer or the Servicer, as the case may be) or on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising under this Agreement.

 

Section 3.3.                                 Corporate Existence.  The Backup Servicer shall maintain its existence and rights as a [       ] [corporation] under the laws of the jurisdiction of its [incorporation], and will obtain and preserve its qualification to do business as a foreign [corporation] in each jurisdiction in which the failure to so qualify would have an adverse effect on the validity or enforceability of any Receivable or this Agreement or on the ability of the Backup Servicer to perform its duties under this Agreement.

 

Section 3.4.                                 Insurance.  The Backup Servicer shall maintain adequate insurance in amounts and with terms customarily subscribed by companies in the same industry performing similar functions to those of the Backup Servicer in its role as Backup Servicer or Successor Servicer, as applicable.

 

Section 3.5.                                 Compliance with Laws.  The Backup Servicer covenants with the parties hereto that, upon the expiration of the Transfer Period, the practices used or to be used by the Backup Servicer to monitor collections with respect to the Contracts and repossess and dispose of the Financed Equipment related to the contracts will be, in all material respects, legal, proper and in conformity with the requirements of all applicable federal and State laws, rules and regulations.  Upon the expiration of the Transfer Period, the Backup Servicer will be in possession of all State and local licenses (including all debt collection licenses) required for it to perform its services hereunder and under the Sale and Servicing Agreement, and none of such licenses shall have been suspended, revoked or terminated.

 

Section 3.6.                                 Backup Servicer Legal Proceedings.  At any time when the Backup Servicer’s reporting obligations under Section 15(d) of the Exchange Act are not suspended, the Backup Servicer shall notify the Servicer within 5 Business Days of the date that the Backup Servicer becomes aware of (a) the initiation of any legal proceedings against the Backup Servicer, or of which any property of the Backup Servicer is subject, that are material to the Noteholders, (b) any developments in any such proceedings that are material to the Noteholders and (c) any such material proceedings that are contemplated by any governmental authority against the Backup Servicer or any property of the Backup Servicer that are material to the Noteholders; provided, however that in each case

 

7


 

notice need not be provided to the extent disclosure of same would not be required pursuant to the terms of Regulation AB of the Exchange Act.

 

Section 3.7.                                 Appointment of Backup Servicer Subservicer.  The Backup Servicer may at any time, with the prior written consent of the Servicer, appoint a subservicer to perform all or any portion of its obligations as Backup Servicer hereunder (“Backup Servicer Subservicer”); provided, however, that the Backup Servicer shall remain obligated to perform and be liable to the parties hereto, and the parties included within Section 5.5 of this Agreement, for performing all of its obligations hereunder in accordance with the provisions hereof without diminution of such obligation and liability by virtue of the appointment of such Backup Servicer Subservicer and to the same extent and under the same terms and conditions as if the Backup Servicer alone were performing the obligations hereunder.  The fees and expenses of any Backup Servicer Subservicer shall be as agreed between the Backup Servicer and such Backup Servicer Subservicer from time to time and none of the parties hereto or any other Person shall have any responsibility therefor.  The Servicer hereby consents to the appointment of [       ] as a Backup Servicer Subservicer on the Closing Date, subject to compliance by the Backup Servicer with this Section 3.7.

 

ARTICLE IV

 

TERMINATION EVENTS

 

Section 4.1.                                 Termination Event.  For purposes of this Agreement, each of the following shall constitute a Termination Event (subsections (a) through (d) shall further constitute a “Backup Servicer Event of Default”):

 

(a)                                 Failure on the part of the Backup Servicer duly to observe or perform in any material respect any covenant or agreement of the Backup Servicer set forth in this Agreement, which failure continues unremedied for a period of 30 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Backup Servicer by the Servicer; or

 

(b)                                 (i) The commencement of an involuntary case under the federal bankruptcy laws, as now or hereinafter in effect, or another present or future federal or State bankruptcy, insolvency or similar law and such case is not dismissed within 60 days; or (ii) the entry of a decree or order for relief by a court or regulatory authority having jurisdiction in respect of the Backup Servicer in an involuntary case under the federal bankruptcy laws, as now or hereafter in effect, or another present or future, federal or State, bankruptcy, insolvency or similar law, or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Backup Servicer or of any substantial part of its properties or ordering the winding up or liquidation of the affairs of the Backup Servicer; or

 

(c)                                  The commencement by the Backup Servicer of a voluntary case under the federal bankruptcy laws, as now or hereafter in effect, or any other present or future federal or State bankruptcy, insolvency or similar law, or the consent by the Backup Servicer to the appointment of or taking possession by a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Backup Servicer or of any substantial part of its property or the making by the Backup Servicer of an assignment for the benefit of creditors or the failure by the Backup Servicer generally to pay its debts as such debts become due or the taking of corporate action by the Backup Servicer in furtherance of any of the foregoing; or

 

(d)                                 Any representation, warranty or statement of the Backup Servicer made in this Agreement or any certificate, report or other writing delivered by the Backup Servicer pursuant hereto shall prove to be incorrect in any material respect as of the time when the same shall have been made and, within thirty (30) days after written notice thereof shall have been given to the Backup Servicer by the Servicer, the circumstances or condition in respect of which such representation, warranty or statement was incorrect shall not have been waived, eliminated or otherwise cured; or

 

(e)                                  Failure on the part of the Backup Servicer to receive Backup Servicer Fees or Backup Servicer Expenses as and when due as set forth in the Sale and Servicing Agreement and the

 

8


 

Indenture, which failure shall not be cured within twenty (20) days after the date on which written notice of such failure shall have been received by the Servicer and the Issuing Entity; or

 

(f)                                   Failure on the part of the Backup Servicer to notify the Servicer as required pursuant to Section 3.6.

 

Section 4.2.                                 Consequences of a Termination Event.

 

(a)                                 If a Backup Servicer Event of Default (as defined in Section 4.1 above) shall occur and be continuing, the Servicer may, by notice given in writing to the Backup Servicer, terminate all of the rights and obligations of the Backup Servicer under this Agreement, except as set forth in Sections 3.1(b), (c), (d), (e) and (f).  On or after the receipt by the Backup Servicer of such written notice, all authority, power, obligations and responsibilities of the Backup Servicer under this Agreement shall be terminated (other than Sections 3.1(b), (c), (d), (e) and (f)).  The terminated Backup Servicer agrees to cooperate with the Servicer in effecting the termination of the responsibilities and rights of the terminated Backup Servicer under this Agreement.

 

(b)                                 Notwithstanding any other provision of this Agreement, in the event of a Termination Event pursuant to Section 4.1(e), this Agreement shall terminate upon expiration of the given cure period, and the Backup Servicer shall then have no obligations or responsibilities under this Agreement, except as set forth in Sections 3.1(b) and (f).

 

ARTICLE V

 

MISCELLANEOUS PROVISIONS

 

Section 5.1.                                 Waiver; Amendment.  Neither this Agreement nor any provision hereof may be waived, amended or modified orally, but only by an instrument in writing signed by the Servicer, the Seller, the Backup Servicer, the Indenture Trustee and the Issuing Entity; provided that any such amendment shall not materially and adversely affect the interests of any Noteholder; provided, further, that any such amendment shall be deemed not to materially and adversely affect the interests of any Noteholder if any of the following conditions is satisfied:

 

(i)                                     the Servicer delivers an Opinion of Counsel to the Backup Servicer to the effect that such amendment will not materially and adversely affect the interests of the Noteholders; or

 

(ii)                                  the Servicer delivers an Officer’s Certificate of the Servicer to the Backup Servicer to the effect that such amendment will not materially and adversely affect the interests of the Noteholders.

 

An amendment shall be deemed not to adversely affect in any material respect the interests of any Noteholders of a Class of Notes if the Rating Agency Condition has been satisfied with respect to such amendment for such Class of Notes.

 

Prior to the execution of any such amendment or consent, the Servicer shall furnish written notification of the substance of such amendment or consent to each of the Rating Agencies.

 

Notwithstanding anything herein to the contrary (other than as provided in the following paragraph), any term or provision of this Agreement may be amended by the Servicer and the Seller without the consent of the Noteholders or any other Person to add, modify or eliminate any provisions as may be necessary or advisable in order to comply with or obtain more favorable treatment for the Issuing Entity, the Depositor or any of their affiliates under or with respect to any law or regulation or any accounting rule or principle (whether now or in the future in effect); it being a condition to any such amendment that the Rating Agency Condition shall have been satisfied.

 

[With respect to any amendment pursuant to this Section 5.1, if any amendment or supplement would either:  (1) materially and adversely affect any of the Counterparties’ rights or obligations under an Interest Rate

 

9


 

Swap Agreement or any other Basic Document; or (b) materially and adversely modify the obligations of, or materially and adversely impact the ability of, the Trust to fully perform any of the Trust’s obligations under an Interest Rate Swap Agreement, the Trust and the Indenture Trustee shall be required to first obtain the written consent of the applicable Counterparties to the affected Interest Rate Swap Agreements before entering into any such amendment or supplement (which consent shall not be unreasonably withheld).  In addition, the Counterparties have the right to receive prior notice to any amendment or supplement to this Agreement.]

 

Section 5.2.                                 Governing Law.  THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES UNDER THIS AGREEMENT SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

 

Section 5.3.                                 Severability of Provisions.  If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement.

 

Section 5.4.                                 Assignment.  Notwithstanding anything to the contrary contained in this Agreement, this Agreement may not be assigned by the Backup Servicer without the prior written consent of the Servicer.

 

Section 5.5.                                 Third-Party Beneficiaries.  This Agreement shall inure to the benefit of and be binding upon the parties hereto and their respective successors and permitted assigns.  Nothing in this Agreement, express or implied, shall give to any Person, other than the parties hereto, their successors hereunder and the Persons entitled to be indemnified pursuant to Section 3.1, any benefit or any legal or equitable right, remedy or claim under this Agreement.

 

Section 5.6.                                 Counterparts.  For the purpose of facilitating its execution and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and all of which counterparts shall constitute but one and the same instrument.

 

Section 5.7.                                 Notices.  All demands, notices and communications under this Agreement shall be in writing, personally delivered or mailed, or by facsimile transmission:  (a) in the case of the Backup Servicer, at the following address:  [       ] Attention:  [       ], Facsimile Number [       ], with a copy to [       ], Attention:  [       ]; (b) in the case of the Servicer, at the following address:  New Holland Credit Company, LLC, 000 Xxxxxxxx Xxxxxx, Xxx Xxxxxxx, Xxxxxxxxxxxx 00000, Attention:  Finance Manager, Facsimile Number (000) 000-0000; with a copy to:  New Holland Credit Company, LLC, 0000 Xxxxxxxx Xxxxxxxxx, Xxxx Xxxxx, Xxxxxxxx 00000, Attention:  Assistant Treasurer, Facsimile Number (000) 000-0000; (c) in the case of the Issuing Entity, at the following address:  CNH Equipment Trust 20XX-Y, in care of [Wilmington Trust Company, Xxxxxx Square North, 0000 Xxxxx Xxxxxx Xxxxxx, Xxxxxxxxxx, Xxxxxxxx 00000 Attention:  Corporate Trust Administration, Facsimile Number (000) 000-0000]; (d) in the case of the Seller, to CNH Capital Receivables LLC, 0000 Xxxxxxxx Xxxxxxxxx, Xxxx Xxxxx, Xxxxxxxx 00000, Attention:  Assistant Treasurer, Facsimile Number (000) 000-0000; (e) in the case of the Indenture Trustee, at its Corporate Trust Office; [and (f) in the case of any Counterparty, at the address set forth in Section 11.4(c) of the Indenture;] or at such other address or facsimile number as shall be designated by any such party in a written notice to the other parties.  All such notices and communications shall be effective, upon receipt, or in the case of (i) notice by mail, five days after being deposited in the United States mail, first class postage prepaid, (ii) notice by telex, when telexed against receipt of answer back, or (iii) notice by facsimile copy, when verbal communication of receipt is obtained.

 

Section 5.8.                                 Nonpetition Covenants.  Notwithstanding any prior termination of this Agreement, the Backup Servicer, the Servicer and the Indenture Trustee shall not, prior to the date that is one year and one day after the payment in full of all securities issued by the Issuing Entity or any other special purpose entity to which Seller transfers receivables, which securities are rated at issuance by a nationally recognized statistical rating organization, with respect to the Issuing Entity or the Seller, acquiesce, petition or otherwise invoke or cause the Issuing Entity or the Seller to invoke the process of any court or governmental authority for the purpose of commencing or sustaining a case against the Issuing Entity or the Seller under any federal or state bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Issuing

 

10


 

Entity or the Seller or any substantial part of its property, or ordering the winding up or liquidation of the affairs of the Issuing Entity or the Seller.  The foregoing shall not limit the right of the Backup Servicer, the Servicer or the Indenture Trustee to file any claim in or otherwise take any action with respect to any such insolvency proceeding that was instituted against the Issuing Entity or the Seller by any Person other than the Backup Servicer, the Servicer or the Indenture Trustee.

 

Section 5.9.                                 Term.  The provisions of this Agreement and the duties and obligations of the Backup Servicer hereunder shall commence on the date hereof and shall continue in full force and effect until either (i) if [       ] is not then the Successor Servicer, the Notes have been repaid in their entirety or (ii) the Pool Balance equals zero, unless earlier terminated pursuant to the terms of this Agreement.

 

Section 5.10.                          Limitation of Liability of Trustee.  Notwithstanding anything contained herein to the contrary, this Agreement has been countersigned by [Wilmington Trust Company], not in its individual capacity but solely in its capacity as Owner Trustee of the Issuing Entity, and in no event shall [Wilmington Trust Company], in its individual capacity, or any beneficial owner of the Issuing Entity have any liability for the representations, warranties, covenants, agreements or other obligations of the Issuing Entity hereunder or in any of the certificates, notices or agreements delivered pursuant hereto, as to all of which recourse shall be had solely to the assets of the Issuing Entity.

 

Section 5.11.                          Miscellaneous.  In connection with its execution and performance of this Agreement, the Issuing Entity is entitled to all rights, privileges, benefits and indemnities provided to it under the Sale and Servicing Agreement.

 

Section 5.12.                          Confidentiality.  [       ] shall maintain, and shall cause each officer, employee and agent of itself and its affiliates to maintain, the confidentiality of this Backup Servicing Agreement, the Basic Documents and all other confidential proprietary information with respect to the Servicer, CNH Industrial Capital America LLC, the Seller and CNH Industrial N.V. and their affiliates and successors and each of their respective businesses obtained by [       ] in connection with the structuring, negotiation and execution of the transactions contemplated herein and in the other Basic Documents or as otherwise provided to [       ] from time to time due to its role as Backup Servicer or Successor Servicer, except for information that has become publicly available or information disclosed (i) to legal counsel, accountants and other professional advisors to [       ], (ii) as required by law, regulation or legal process, (iii) in connection with any legal or regulatory proceeding to which [       ] or any of their affiliates is subject or (iv) any other disclosure with the prior written consent of CNHICA.

 

Section 5.13.                          Information Requests.  The parties hereto shall provide any information reasonably requested by the Servicer or the Seller or any of their Affiliates, at the expense of such party, in order to comply with or obtain more favorable treatment under any current or future law, rule, regulation, accounting rule or principle.

 

Section 5.14.                          Notice to [       ].  To the extent [       ] is hired by CNHICA to rate the Notes and is still rating such Notes, the Servicer shall notify [      ] upon the termination of this Agreement pursuant to Section 2.3 or the termination of [       ] as Backup Servicer pursuant to Section 4.2.

 

Section 5.15.                          Form 8-K Filings.  So long as the Seller is filing Exchange Act Reports with respect to the Issuer, the Backup Servicer shall promptly notify the Seller, but in no event later than five (5) Business Days after its occurrence, of any Reportable Event of which a Responsible Officer of the Backup Servicer has actual knowledge (other than a Reportable Event described in clause (a) or (b) of the definition thereof as to which the Seller or the Servicer has actual knowledge).  The Backup Servicer shall be deemed to have actual knowledge of any such event to the extent that it relates to the Backup Servicer in its individual capacity or any action by the Backup Servicer under this Agreement.

 

Section 5.16.                          Indemnification.

 

(a)                                 The Backup Servicer shall indemnify the Seller, each Affiliate of the Seller or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and

 

11


 

Section 20 of the Exchange Act) and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:

 

(i)                                     (A)                               any untrue statement of a material fact contained in any information provided in writing by the Backup Servicer to the Seller or its affiliates under Sections 3.6 or 5.15 (such information, the “Provided Information”), or (B) the omission to state in the Provided Information a material fact required to be stated in the Provided Information, or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; provided, by way of clarification, that clause (B) of this paragraph shall be construed solely by reference to the related information and not to any other information communicated in connection with a sale or purchase of securities, without regard to whether the Provided Information or any portion thereof is presented together with or separately from such other information; or

 

(ii)                                  any failure by the Backup Servicer to deliver any information report, or other material when and as required under Sections 3.6 or 5.15.

 

(b)                                 In the case of any failure of performance described in clause (a)(ii) of this Section, the Backup Servicer shall promptly reimburse the Seller for all costs reasonably incurred in order to obtain the information, report or other material not delivered as required by the Backup Servicer.

 

(c)                                  Notwithstanding anything to the contrary contained herein, in no event shall the Backup Servicer be liable under this Section 5.16 for special, indirect or consequential damages of any kind whatsoever, including but not limited to lost profits, even if the Backup Servicer has been advised of the likelihood of such loss or damage and regardless of the form of action.

 

(d)                                 Depositor agrees to pay, and to protect, indemnify and save harmless the Backup Servicer, and its respective officers, directors, shareholders, employees, agents and each person, if any, who controls the Backup Servicer, within the meaning of either Section 15 of the Securities Act or Section 20 of the Exchange Act, from and against, any and all claims, losses, liabilities (including penalties), actions, suits, judgments, demands, damages, costs or expenses (including reasonable fees and expenses of attorneys or, as necessary, consultants and auditors and reasonable costs of investigations) (collectively, “Backup Servicer Losses”) of any nature to the extent such Backup Servicer Losses arise out of or are based upon any untrue statement of a material fact contained under the heading “Depositor” in the base prospectus contained in the Preliminary Prospectus and the Prospectus or any omission to state under the heading “Depositor” in the base prospectus contained in the Preliminary Prospectus and the Prospectus a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstance under which they were made, not misleading.  Notwithstanding anything to the contrary contained herein, in no event shall the Depositor be liable under this Section 5.16 for special, indirect or consequential damages of any kind whatsoever, including but not limited to lost profits, even if the Depositor has been advised of the likelihood of such loss or damage and regardless of the form of action.

 

Section 5.17.                          Communications with Rating Agencies.  The parties hereto (other than the Seller and its Affiliates but excluding the Issuing Entity) agree that any notices or requests to, or any other written communications with, any of the Rating Agencies, or any of their respective officers, directors or employees, to be given or provided to such Rating Agencies pursuant to, in connection with or related, directly or indirectly, to the Basic Documents, the Collateral or the Notes, shall be in each case either (i) furnished to the Seller who shall forward such communication to the Rating Agencies pursuant to Section 10.18 of the Sale and Servicing Agreement; or (ii) furnished directly to the Rating Agencies with a prior copy to the Seller.  In either case, the parties hereto (other than the Seller and its Affiliates but excluding the Issuing Entity) further agree to provide such notices, requests and communications or copies thereof, as applicable, to the Seller at least one Business Day prior to the date when such notices, requests and communications are required to be delivered (or are in fact delivered, whichever is earlier) to the Rating Agencies pursuant to the Basic Documents.  So long as any Notes are Outstanding, each party hereto (other than the Seller and its Affiliates but excluding the Issuing Entity) agrees that neither it nor any party on its behalf shall engage in any oral communications with respect to the transactions

 

12


 

contemplated hereby, under the Basic Documents or in any way relating to the Notes with any Rating Agency or any of their respective officers, directors or employees, without the participation of the Seller.

 

[The balance of this page has been intentionally left blank]

 

13


 

IN WITNESS WHEREOF, the Servicer, the Issuing Entity, the Backup Servicer, the Seller and the Indenture Trustee have caused this Backup Servicing Agreement to be duly executed by their respective officers as of the day and year first above written.

 

 

NEW HOLLAND CREDIT COMPANY, LLC,
as Servicer

 

 

 

 

 

By:

 

 

Name:

 

Title:

 

 

 

 

 

CNH CAPITAL RECEIVABLES LLC,
as Seller

 

 

 

 

 

By:

 

 

Name:

 

Title:

 

 

 

 

 

CNH EQUIPMENT TRUST 20XX-Y,
as Issuing Entity

 

 

 

 

 

By:

[Wilmington Trust Company], not in its individual capacity but solely as Trustee

 

 

 

By:

 

 

Name:

 

Title:

 

 

 

[     ], as Backup Servicer

 

 

 

 

 

By:

 

 

Name:

 

Title:

 

 

 

 

 

ACKNOWLEDGED AND AGREED:

 

 

 

[     ]
not in its individual capacity but solely as Indenture
Trustee

 

 

 

By:

 

 

Name:

 

Title:

 


 

SCHEDULE I

 

DESCRIPTION OF VERIFICATION AND CONFIRMATION DUTIES
(BACKUP SERVICING)

 

The Backup Servicer shall provide the following services related to backup servicing in connection with the Contracts.

 

(i)            The Backup Servicer will work with the Servicer’s personnel to obtain the necessary systems and data information from the servicing systems in use by the Servicer (the form of the “Initial Data File Data Layouts and Definitions” is set forth in Appendix A).  Using this information, the Backup Servicer will create a set of conversion routines and database mapping programs, as necessary, that will enable the Backup Servicer to receive data from the Servicer on a monthly basis (at the time and in the manner specified in Section 2.1(a) of the Backup Servicing Agreement) and to ensure that the data is readable.

 

(ii)           On a monthly basis, commencing with the Initial Collection Period, the Backup Servicer shall (x) verify receipt of the monthly data files, the form of which is set forth in Appendix B, required to be delivered by the Servicer (at the time and in the manner specified in Section 2.1(a) of the Backup Servicing Agreement) and (y) verify that the records and data contained in the monthly data files are in a readable format.

 

(iii)          On the 10th Business Day after receipt of the monthly data files and the Servicer’s Certificate from the Servicer (“Backup Servicer Notice Date”), the Backup Servicer shall notify the Servicer that (i) the Backup Servicer has reviewed the monthly data files for the related Collection Period, (ii) a review of the information concerning delinquency aging, defaults and ending Contract Value reflected on the Servicer’s Certificate has been made and (iii) to the best of [       ]’s knowledge using its best reasonable efforts, the data in such monthly data files ties to such items on the Servicer’s Certificate, resulting in no discrepancies between them.  If the preceding statement cannot be made in the affirmative, on or by the Backup Servicer Notice Date, [       ] shall notify the Servicer of the nature of any and all discrepancies.  The Backup Servicer and the Servicer shall attempt to reconcile all discrepancies with respect to such Servicer’s Certificate.  The effect, if any, of such reconciliation shall be reflected in the next succeeding Servicer’s Certificate.

 


 

APPENDIX A

 

INITIAL DATA FILE DATA LAYOUTS AND DEFINITIONS

 

[

 

 

 

 

 

 

 

 

 

Record length = 100

 

LOS01

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

ANNOTATIONS

 

ENTITY

 

001

 

005

 

5

 

 

 

COST CENTER

 

006

 

011

 

6

 

 

 

POOL IDENTIFIER

 

012

 

014

 

3

 

 

 

SUB POOL IDENTIFIER

 

015

 

024

 

10

 

 

 

CUSTOMER #

 

025

 

034

 

10

 

 

 

NOTE #

 

035

 

042

 

8

 

 

 

MT CODE

 

043

 

045

 

3

 

 

 

TRANSACTION CODE

 

046

 

047

 

2

 

WILL HAVE ‘MT’ IF FEED IS FROM MT, OTHERWISE THE CL TRANS. CODE.

 

TRANSACTION CODE QUALIFIER

 

048

 

049

 

2

 

 

 

TRANSACTION DATE

 

050

 

057

 

8

 

CCYYMMDD

 

BUSINESS LINE

 

058

 

059

 

2

 

 

 

ACKTBL TRANSACTION CODE

 

060

 

062

 

3

 

 

 

TRANSACTION AMOUNT

 

063

 

079

 

17

 

 

 

SIGN

 

063

 

063

 

1

 

 

 

DOLLARS

 

064

 

076

 

13

 

 

 

DECIMAL

 

077

 

077

 

1

 

 

 

CENTS

 

078

 

079

 

2

 

 

 

GL ACCOUNT NUMBER

 

080

 

093

 

14

 

 

 

ACCOUNT

 

080

 

089

 

10

 

 

 

SUB ACCOUNT NUMBER

 

090

 

093

 

4

 

 

 

VARIABLE RATE TYPE

 

094

 

095

 

2

 

 

 

FILLER

 

094

 

100

 

5

 

 

 

[

 

 

 

 

 

 

 

 

 

Record length = 3775

 

SS01

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

ACCOUNT #

 

0001

 

0026

 

26

 

 

 

BANK CODE

 

0001

 

0002

 

2

 

 

 

BRANCH CODE

 

0003

 

0005

 

3

 

 

 

RETAIL/LEASE CODE

 

0006

 

0008

 

3

 

 

 

CUSTOMER #

 

0009

 

0018

 

10

 

 

 

NOTE #

 

0019

 

0026

 

8

 

 

 

POOL IDENTIFIER

 

0027

 

0029

 

3

 

 

 

SUB POOL IDENTIFIER

 

0030

 

0039

 

10

 

 

 

CONTRACT DATE

 

0040

 

0047

 

8

 

CCYYMMDD

 

ORIGINAL MATURITY DATE

 

0048

 

0055

 

8

 

CCYYMMDD

 

CURRENT MATURITY DATE

 

0056

 

0063

 

8

 

CCYYMMDD

 

ORIGINAL AMOUNT FINANCED

 

0064

 

0080

 

17

 

 

 

SIGN

 

0064

 

0064

 

1

 

 

 

DOLLARS

 

0065

 

0077

 

13

 

 

 

DECIMAL

 

0078

 

0078

 

1

 

 

 

CENTS

 

0079

 

0080

 

2

 

 

 

CURRENT OBLIGOR BALANCE

 

0081

 

0097

 

17

 

 

 

SIGN

 

0081

 

0081

 

1

 

 

 

DOLLARS

 

0082

 

0094

 

13

 

 

 

DECIMAL

 

0095

 

0095

 

1

 

 

 

 

Appendix A-1


 

CENTS

 

0096

 

0097

 

2

 

 

 

CURRENT HOLDER BALANCE

 

0098

 

0114

 

17

 

 

 

SIGN

 

0098

 

0098

 

1

 

 

 

DOLLARS

 

0099

 

0111

 

13

 

 

 

DECIMAL

 

0112

 

0112

 

1

 

 

 

CENTS

 

0113

 

0114

 

2

 

 

 

FIRST DUE DATE

 

0115

 

0122

 

8

 

CCYYMMDD

 

NEXT DUE DATE

 

0123

 

0130

 

8

 

CCYYMMDD

 

NEXT PAYMENT AMOUNT

 

0131

 

0147

 

17

 

 

 

SIGN

 

0131

 

0131

 

1

 

 

 

DOLLARS

 

0132

 

0144

 

13

 

 

 

DECIMAL

 

0145

 

0145

 

1

 

 

 

CENTS

 

0146

 

0147

 

2

 

 

 

CURRENT INTEREST RATE (APR)

 

0148

 

0155

 

8

 

 

 

SIGN

 

0148

 

0148

 

1

 

 

 

LEFT OF DECIMAL

 

0149

 

0149

 

1

 

 

 

DECIMAL

 

0150

 

0150

 

1

 

 

 

RIGHT OF DECIMAL

 

0151

 

0155

 

5

 

 

 

ORIGINAL TERMS

 

0156

 

0158

 

3

 

 

 

PAYMENT METHOD

 

0159

 

0159

 

1

 

C=COUPON

 

 

 

 

 

 

 

 

 

A=ACH

 

 

 

 

 

 

 

 

 

B=XXXX

 

 

 

 

 

 

 

 

 

N=NO XXXX

 

 

 

 

 

 

 

 

 

 

 

INTEREST TYPE

 

0160

 

0161

 

2

 

00 = SIMPLE INTEREST

 

 

 

 

 

 

 

 

 

01=SIMPLE INTEREST

 

 

 

 

 

 

 

 

 

02=78’S INTEREST

 

 

 

 

 

 

 

 

 

03=STRAIGHT LINE INTEREST

 

 

 

 

 

 

 

 

 

04=SIMPLE INTEREST (ON SCHEDULED PRIN. BAL.)

FOR LOANS W/AMORTIZED

PAYMENT SCHEDULE.

 

 

 

 

 

 

 

 

 

05=SIMPLE INT. AVERAGE BAL.

 

 

 

 

 

 

 

 

 

07=SIMPLE INT. W/BALANCE

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

 

 

 

 

 

 

 

 

SPREAD RATE ADJ.

 

 

 

 

 

 

 

 

 

08=ACTURIAL

 

 

 

 

 

 

 

 

 

09=SUM OF BALANCE

 

# OF DAYS LATE TO ASSESS LATE FEES

 

0162

 

0164

 

3

 

 

 

LATE FEE AMOUNT

 

0165

 

0181

 

17

 

 

 

SIGN

 

0165

 

0165

 

1

 

 

 

DOLLARS

 

0166

 

0178

 

13

 

 

 

DECIMAL

 

0179

 

0179

 

1

 

 

 

CENTS

 

0180

 

0181

 

2

 

 

 

LATE FEE PERCENT

 

0182

 

0189

 

8

 

 

 

SIGN

 

0182

 

0182

 

1

 

 

 

LEFT OF DECIMAL

 

0183

 

0183

 

1

 

 

 

DECIMAL

 

0184

 

0184

 

1

 

 

 

RIGHT OF DECIMAL

 

0185

 

0189

 

5

 

 

 

 

Appendix A-2


 

INTEREST PAID THROUGH DATE

 

0190

 

0197

 

8

 

CCYYMMDD

 

INTEREST ACCRUED/UNPAID AT TRANSFER

 

0198

 

0214

 

17

 

 

 

SIGN

 

0198

 

0198

 

1

 

 

 

DOLLARS

 

0199

 

0211

 

13

 

 

 

DECIMAL

 

0212

 

0212

 

1

 

 

 

CENTS

 

0213

 

0214

 

2

 

 

 

LATE FEES DUE

 

0215

 

0231

 

17

 

 

 

SIGN

 

0215

 

0215

 

1

 

 

 

DOLLARS

 

0216

 

0228

 

13

 

 

 

DECIMAL

 

0229

 

0229

 

1

 

 

 

CENTS

 

0230

 

0231

 

2

 

 

 

OTHER AMOUNT DUE

 

0232

 

0248

 

17

 

 

 

SIGN

 

0232

 

0232

 

1

 

 

 

DOLLARS

 

0233

 

0245

 

13

 

 

 

DECIMAL

 

0246

 

0246

 

1

 

 

 

CENTS

 

0247

 

0248

 

2

 

 

 

REMAINING TERM

 

0249

 

0251

 

3

 

 

 

CHARGE OFF DATE

 

0252

 

0259

 

8

 

CCYYMMDD

 

CHARGE OFF AMOUNT

 

0260

 

0276

 

17

 

 

 

SIGN

 

0260

 

0260

 

1

 

 

 

DOLLARS

 

0261

 

0273

 

13

 

 

 

DECIMAL

 

0274

 

0274

 

1

 

 

 

CENTS

 

0275

 

0276

 

2

 

 

 

CONTRACT STATE (DEALER)

 

0277

 

0278

 

2

 

 

 

LAST PAYMENT DATE

 

0279

 

0286

 

8

 

CCYYMMDD

 

 

 

 

 

 

 

 

 

 

 

TIMES PAST DUE DATA (1st occ. Info. Below)

 

0287

 

0306

 

20

 

OCCURS 5 TIMES

 

SIGN

 

0287

 

0287

 

1

 

OCC 1 = 10 DAYS PAST DUE

 

DAYS

 

0288

 

0290

 

3

 

OCC 2 = 30 DAYS PAST DUE

 

 

 

 

 

 

 

 

 

OCC 3 = 60 DAYS PAST DUE

 

 

 

 

 

 

 

 

 

OCC 4 = 90 DAYS PAST DUE

 

 

 

 

 

 

 

 

 

OCC 5 = 120 DAYS PAST DUE

 

NUMBER OF NSF CHECKS

 

0307

 

0308

 

2

 

 

 

BUY-BACK (CLOSEOUT FEE)

 

0309

 

0316

 

8

 

 

 

SIGN

 

0309

 

0309

 

1

 

 

 

LEFT OF DECIMAL

 

0310

 

0310

 

1

 

 

 

DECIMAL

 

0311

 

0311

 

1

 

 

 

RIGHT OF DECIMAL

 

0312

 

0316

 

5

 

 

 

BRANCH/REGION/PROCESSING CENTER

 

0317

 

0319

 

3

 

 

 

ORIGINATOR APPLICATION NUMBER

 

0320

 

0329

 

10

 

 

 

ORIGINATOR FUNDING DATE

 

0330

 

0337

 

8

 

CCYYMMDD

 

PAY AHEAD BALANCE

 

0338

 

0354

 

17

 

 

 

SIGN

 

0338

 

0338

 

1

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

DOLLARS

 

0339

 

0351

 

13

 

 

 

DECIMAL

 

0352

 

0352

 

1

 

 

 

 

Appendix A-3


 

CENTS

 

0353

 

0354

 

2

 

 

 

TITLE STATE

 

0355

 

0356

 

2

 

 

 

RECOURSE CODE

 

0357

 

0357

 

1

 

 

 

PDI INSURANCE

 

0358

 

0358

 

1

 

R=XXXXXX-XXXX

 

 

 

 

 

 

 

 

 

U=UNIVERSAL

 

 

 

 

 

 

 

 

 

F=FIREMANS’S FUND

 

 

 

 

 

 

 

 

 

G=EPG

 

 

 

 

 

 

 

 

 

O=OTHER

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

LIFE INSURANCE

 

0359

 

0359

 

1

 

M=AMERICAN MODERN (USA)

 

 

 

 

 

 

 

 

 

P=PACIFIC LIFE (CANADA)

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

LIABILITY INSURANCE

 

0360

 

0360

 

1

 

E=ELPA

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

DISABILITY INSURANCE

 

0361

 

0361

 

1

 

M=AMERICAN MODERN

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

ESPP INSURANCE

 

0362

 

0362

 

1

 

G=EPG

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

RESIDUAL INSURANCE

 

0363

 

0363

 

1

 

P=PACIFIC LIFE (CANADA)

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

LOAN STATUS

 

0364

 

0364

 

1

 

A=ACTIVE

 

 

 

 

 

 

 

 

 

C=CLOSED

 

 

 

 

 

 

 

 

 

D=ACCOUNT IN REPOSSESSION BUT NOT IN BANKRUPTCY.

 

REPO BALANCE

 

0365

 

0381

 

17

 

 

 

SIGN

 

0365

 

0365

 

1

 

 

 

DOLLARS

 

0366

 

0378

 

13

 

 

 

DECIMAL

 

0379

 

0379

 

1

 

 

 

CENTS

 

0380

 

0381

 

2

 

 

 

 

 

 

 

 

 

 

 

 

 

REPO ESTIMATED LOSS

 

0382

 

0398

 

17

 

 

 

SIGN

 

0382

 

0382

 

1

 

 

 

DOLLARS

 

0383

 

0395

 

13

 

 

 

DECIMAL

 

0396

 

0396

 

1

 

 

 

CENTS

 

0397

 

0398

 

2

 

 

 

INTEREST START DATE

 

0399

 

0406

 

8

 

CCYYMMDD

 

 

 

 

 

 

 

 

 

 

 

FIXED OR VARIABLE

 

0407

 

0407

 

1

 

F=FIXED

 

 

 

 

 

 

 

 

 

V=VARIABLE

 

VARIABLE INDEX ADDITION

 

0408

 

0415

 

8

 

 

 

SIGN

 

0408

 

0408

 

1

 

 

 

LEFT OF DECIMAL

 

0409

 

0409

 

1

 

 

 

DECIMAL

 

0410

 

0410

 

1

 

 

 

RIGHT OF DECIMAL

 

0411

 

0415

 

5

 

 

 

VARIABLE FLOOR

 

0416

 

0423

 

8

 

 

 

SIGN

 

0416

 

0416

 

1

 

 

 

LEFT OF DECIMAL

 

0417

 

0417

 

1

 

 

 

DECIMAL

 

0418

 

0418

 

1

 

 

 

RIGHT OF DECIMAL

 

0419

 

0423

 

5

 

 

 

 

 

 

 

 

 

 

 

 

 

VARIABLE CEILING

 

0424

 

0431

 

8

 

 

 

SIGN

 

0424

 

0424

 

1

 

 

 

 

Appendix A-4


 

LEFT OF DECIMAL

 

0425

 

0425

 

1

 

 

 

DECIMAL

 

0426

 

0426

 

1

 

 

 

RIGHT OF DECIMAL

 

0427

 

0431

 

5

 

 

 

STOP ACCRUAL INTEREST

 

0432

 

0448

 

17

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

SIGN

 

0432

 

0432

 

1

 

 

 

DOLLARS

 

0433

 

0445

 

13

 

 

 

DECIMAL

 

0446

 

0446

 

1

 

 

 

CENTS

 

0447

 

0448

 

2

 

 

 

STOP ACCRUAL DATE

 

0449

 

0456

 

8

 

CCYYMMDD

 

PAYMENT SCHEDULE REVIEW

 

0457

 

0457

 

1

 

 

 

RESIDUAL AMOUNT (FINANCE LEASES)

 

0458

 

0474

 

17

 

 

 

SIGN

 

0458

 

0458

 

1

 

 

 

DOLLARS

 

0459

 

0471

 

13

 

 

 

DECIMAL

 

0472

 

0472

 

1

 

 

 

CENTS

 

0473

 

0474

 

2

 

 

 

FINANCE CHARGE (PRE COMPUTED)

 

0475

 

0491

 

17

 

 

 

SIGN

 

0475

 

0475

 

1

 

 

 

DOLLARS

 

0476

 

0488

 

13

 

 

 

DECIMAL

 

0489

 

0489

 

1

 

 

 

CENTS

 

0490

 

0491

 

2

 

 

 

DUE DATE/PAYMENT AMT. INFO. (1st occ. Info. Below)

 

0492

 

2991

 

2500

 

OCCURS 100 TIMES

 

 

 

 

 

 

 

 

 

 

 

DUE DATE

 

0492

 

0499

 

8

 

CCYYMMDD

 

DUE AMOUNT

 

0500

 

0514

 

17

 

 

 

SIGN

 

0500

 

0500

 

1

 

 

 

DOLLARS

 

0501

 

0513

 

13

 

 

 

DECIMAL

 

0514

 

0514

 

1

 

 

 

CENTS

 

0515

 

0516

 

2

 

 

 

 

 

 

 

 

 

 

 

 

 

XXXX DATE/PAYMENT INFO. (1st occ. info. below)

 

2992

 

3447

 

456

 

OCCURS 6 TIMES

 

BILLED DUE DATE

 

2992

 

2999

 

8

 

CCYYMMDD

 

BILLED PRINCIPAL

 

3000

 

3016

 

17

 

 

 

SIGN

 

3000

 

3000

 

1

 

 

 

DOLLARS

 

3001

 

3013

 

13

 

 

 

DECIMAL

 

3014

 

3014

 

1

 

 

 

CENTS

 

3015

 

3016

 

2

 

 

 

BILLED INTEREST

 

3017

 

3033

 

17

 

 

 

SIGN

 

3017

 

3017

 

1

 

 

 

DOLLARS

 

3018

 

3030

 

13

 

 

 

DECIMAL

 

3031

 

3031

 

1

 

 

 

CENTS

 

3032

 

3033

 

2

 

 

 

BILLED LATE CHARGES

 

3034

 

3050

 

17

 

 

 

SIGN

 

3034

 

3034

 

1

 

 

 

DOLLARS

 

3035

 

3047

 

13

 

 

 

DECIMAL

 

3048

 

3048

 

1

 

 

 

SIGN

 

3049

 

3050

 

2

 

 

 

BILLED OTHER FEES

 

3051

 

3067

 

17

 

 

 

SIGN

 

3051

 

3051

 

1

 

 

 

DOLLARS

 

3052

 

3064

 

13

 

 

 

DECIMAL

 

3065

 

3065

 

1

 

 

 

 

Appendix A-5


 

CENTS

 

3066

 

3067

 

2

 

 

 

BILLED THROUGH DATE

 

3448

 

3455

 

8

 

CCYYMMDD

 

ACCRUAL BASIS YEAR

 

3456

 

3456

 

1

 

0=365-DAY YEAR

 

 

 

 

 

 

 

 

 

1=360-DAY YEAR

 

 

 

 

 

 

 

 

 

2=365/366-DAY YEAR

 

ACCRUAL BASIS MONTH

 

3457

 

3457

 

1

 

0=ACTUAL-DAYMONTH

 

 

 

 

 

 

 

 

 

1=30-DAY MONTH

 

PAYMENT SCHEDULE INFO. (1st occ. Info. below)

 

3458

 

3637

 

180

 

OCCURS 5 TIMES

 

PAYMENT SCHEDULE STATUS

 

3458

 

3458

 

1

 

 

 

PAYMENT SCHEDULE TYPE

 

3459

 

3459

 

1

 

 

 

PAYMENT SCHEDULE INTERVAL

 

3460

 

3462

 

3

 

 

 

PAYMENT SCHEDULE START DATE

 

3463

 

3470

 

8

 

CCYYMMDD

 

PAYMENT SCHEDULE TOTAL PAYMENTS

 

3471

 

3473

 

3

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

PAYMENT SCHEDULE TIMES BILLED

 

3474

 

3476

 

3

 

 

 

PAYMENT SCHEDULE AMOUNT

 

3477

 

3493

 

17

 

 

 

SIGN

 

3477

 

3477

 

1

 

 

 

DOLLARS

 

3478

 

3490

 

13

 

 

 

DECIMAL

 

3491

 

3491

 

1

 

 

 

CENTS

 

3492

 

3493

 

2

 

 

 

CURRENT PAYOFF AMOUNT

 

3638

 

3654

 

17

 

 

 

SIGN

 

3638

 

3638

 

1

 

 

 

DOLLARS

 

3639

 

3651

 

13

 

 

 

DECIMAL

 

3652

 

3652

 

1

 

 

 

CENTS

 

3653

 

3654

 

2

 

 

 

NON RECOGNIZED ACCRUED INTEREST

 

3655

 

3671

 

17

 

 

 

SIGN

 

3655

 

3655

 

1

 

 

 

DOLLARS

 

3656

 

3668

 

13

 

 

 

DECIMAL

 

3669

 

3669

 

1

 

 

 

CENTS

 

3670

 

3671

 

2

 

 

 

VARIABLE RATE TYPE

 

3672

 

3673

 

2

 

11 = CHANGES ON 15TH (USA)

 

 

 

 

 

 

 

 

 

12 = CHANGES ON 20TH (USA)

 

 

 

 

 

 

 

 

 

22 = CHANGES ON 15TH (CAN.)

 

 

 

 

 

 

 

 

 

23 = CHANGES ON 20TH (CAN.)

 

RSS MONTHLY CASH FLOW

 

3674

 

3690

 

17

 

 

 

SIGN

 

3674

 

3674

 

1

 

 

 

DOLLARS

 

3675

 

3687

 

13

 

 

 

DECIMAL

 

3688

 

3688

 

1

 

 

 

CENTS

 

3689

 

3690

 

2

 

 

 

PRINCIPAL WRITE OFF AMOUNT

 

3691

 

3707

 

17

 

 

 

SIGN

 

3691

 

3691

 

1

 

 

 

DOLLARS

 

3692

 

3704

 

13

 

 

 

DECIMAL

 

3705

 

3705

 

1

 

 

 

CENTS

 

3706

 

3707

 

2

 

 

 

PAST DUE DAYS

 

3708

 

3713

 

6

 

 

 

SIGN

 

3708

 

3708

 

1

 

 

 

 

Appendix A-6


 

DAYS

 

3709

 

3713

 

5

 

 

 

PAST DUE ALTERNATE

 

3714

 

3719

 

6

 

 

 

SIGN

 

3714

 

3714

 

1

 

 

 

DAYS

 

3715

 

3719

 

3

 

 

 

RECOVERIES

 

3720

 

3736

 

17

 

 

 

SIGN

 

3720

 

3720

 

1

 

 

 

DOLLARS

 

3721

 

3733

 

13

 

 

 

DECIMAL

 

3734

 

3734

 

1

 

 

 

CENTS

 

3735

 

3736

 

2

 

 

 

FILLER

 

3737

 

3775

 

39

 

 

 

 

Record length = 650

 

SS02

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

XXXXXXXXXX

 

XXXXXXX #

 

000

 

000

 

00

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

OBLIGOR MAILING ADDRESS 01

 

027

 

066

 

40

 

 

 

OBLIGOR MAILING ADDRESS 02

 

067

 

106

 

40

 

 

 

OBLIGOR MAILING ADDRESS 03

 

107

 

146

 

40

 

 

 

OBLIGOR MAILING ADDRESS 04

 

147

 

186

 

40

 

 

 

OBLIGOR MAILING CITY

 

187

 

226

 

40

 

 

 

OBLIGOR MAILING STATE

 

227

 

228

 

2

 

 

 

OBLIGOR MAILING ZIP

 

229

 

237

 

9

 

 

 

ZIP FIRST 5 POS

 

229

 

233

 

5

 

 

 

ZIP LAST 4 POS

 

234

 

237

 

4

 

 

 

OBLIGOR PHYSICAL ADDRESS 01

 

238

 

277

 

40

 

 

 

OBLIGOR PHYSICAL ADDRESS 02

 

278

 

317

 

40

 

 

 

OBLIGOR PHYSICAL ADDRESS 03

 

318

 

357

 

40

 

 

 

OBLIGOR PHYSICAL ADDRESS 04

 

358

 

397

 

40

 

 

 

OBLIGOR PHYSICAL CITY

 

398

 

437

 

40

 

 

 

OBLIGOR PHYSICAL STATE

 

438

 

439

 

2

 

 

 

OBLIGOR PHYSICAL ZIP

 

440

 

448

 

9

 

 

 

ZIP FIRST 5 POS

 

440

 

444

 

5

 

 

 

ZIP LAST 4 POS

 

445

 

448

 

4

 

 

 

OBLIGOR HOME PHONE

 

000

 

000

 

00

 

 

 

OBLIGOR HM PH AREA CODE

 

449

 

451

 

3

 

 

 

OBLIGOR HM PH FIRST 3 POS

 

452

 

454

 

3

 

 

 

OBLIGOR HM PH SECOND 4 POS

 

455

 

458

 

4

 

 

 

OBLIGOR HM PH EXTENSION

 

459

 

462

 

4

 

 

 

OBLIGOR EXTRA PH 01

 

463

 

476

 

14

 

 

 

OBLIGOR EXTRA PH 01 AREA CODE

 

463

 

465

 

3

 

 

 

OBLIGOR EXTRA PH 01 FIRST 3 POS

 

466

 

468

 

3

 

 

 

OBLIGOR EXTRA PH 01 SECOND 4 POS

 

469

 

472

 

4

 

 

 

OBLIGOR EXTRA PH 01 EXTENSION

 

473

 

476

 

4

 

 

 

OBLIGOR EXTRA PH 02

 

477

 

490

 

14

 

 

 

OBLIGOR EXTRA PH 02 AREA CODE

 

477

 

479

 

3

 

 

 

OBLIGOR EXTRA PH 02 FIRST 3

 

480

 

482

 

3

 

 

 

 

Appendix A-7


 

POS

 

 

 

 

 

 

 

 

 

OBLIGOR EXTRA PH 02 SECOND 4 POS

 

483

 

486

 

4

 

 

 

OBLIGOR EXTRA PH 02 EXTENSION

 

487

 

490

 

4

 

 

 

OBLIGOR EXTRA PH 03

 

491

 

504

 

14

 

 

 

OBLIGOR EXTRA PH 03 AREA CODE

 

491

 

493

 

3

 

 

 

OBLIGOR EXTRA PH 03 FIRST 3 POS

 

494

 

496

 

3

 

 

 

OBLIGOR EXTRA PH 03 SECOND 4 POS

 

497

 

500

 

4

 

 

 

OBLIGOR EXTRA XX 00 XXXXXXXXX

 

000

 

000

 

0

 

 

 

XXXXXXX E-MAIL ADDRESS

 

505

 

544

 

40

 

 

 

 

 

 

 

 

 

 

 

 

 

OBLIGOR SSN OR TAX ID NUMBER

 

545

 

553

 

9

 

 

 

OBLIGOR SSN OR TAX CODE INDICATOR

 

554

 

554

 

1

 

0 = NONE

 

 

 

 

 

 

 

 

 

1 = TAX ID

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2 = SSN

 

OBLIGOR BIRTH DATE

 

555

 

562

 

8

 

CCYYMMDD

 

 

 

 

 

 

 

 

 

 

 

OBLIGOR EMPLOYER NAME

 

563

 

582

 

20

 

 

 

OBLIGOR EMPLOYER ADDRESS 01

 

583

 

600

 

18

 

 

 

OBLIGOR EMPLOYER CITY

 

601

 

615

 

15

 

 

 

OBLIGOR EMPLOYER STATE

 

616

 

617

 

2

 

 

 

OBLIGOR EMPLOYER ZIP

 

618

 

626

 

9

 

 

 

ZIP FIRST 5 POS

 

618

 

622

 

5

 

 

 

ZIP LAST 4 POS

 

623

 

626

 

4

 

 

 

OBLIGOR EMPLOYER PHONE

 

000

 

000

 

00

 

 

 

OBLIGOR EMPLOYER AREA CODE

 

627

 

629

 

3

 

 

 

OBLIGOR EMPLOYER PH FIRST 3 POS

 

630

 

632

 

3

 

 

 

OBLIGOR EMPLOYER PH SECOND 4 POS

 

633

 

636

 

4

 

 

 

OBLIGOR EMPLOYER PH EXTENSION

 

637

 

640

 

4

 

 

 

FILLER

 

641

 

650

 

10

 

 

 

 

 

 

 

 

 

 

 

 

 

RECORD LENGTH = 625

 

SS03

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

ACCOUNT #

 

001

 

026

 

26

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

CO-BUYER INFO. (1st occ. Info. Below)

 

027

 

215

 

189

 

OCCURS 3 TIMES

 

CO-BUYER FIRST NAME

 

027

 

041

 

15

 

OCC. 1 - CO BUYER INFO.

 

CO-BUYER INITIAL

 

042

 

042

 

1

 

OCC. 2 - 3rd PARTY INFO.

 

CO-BUYER LAST NAME

 

043

 

062

 

20

 

OCC. 3 - 4th PARTY INFO.

 

CO-BUYER NAME SUFFIX

 

063

 

065

 

3

 

 

 

 

Appendix X-0


 

XX-XXXXX XXXXXX ADDRESS

 

066

 

095

 

30

 

 

 

CO-BUYER CITY ADDRESS

 

096

 

110

 

15

 

 

 

CO-BUYER STATE

 

111

 

112

 

2

 

 

 

CO-BUYER ZIP

 

113

 

121

 

9

 

 

 

ZIP FIRST 5 POS

 

113

 

117

 

5

 

 

 

ZIP LAST 4 POS

 

118

 

121

 

4

 

 

 

CO-BUYER PHY STREET ADDRESS

 

122

 

151

 

30

 

 

 

CO-BUYER PHY CITY ADDRESS

 

152

 

166

 

15

 

 

 

CO-BUYER PHY STATE

 

167

 

168

 

2

 

 

 

CO-BUYER PHY ZIP

 

169

 

177

 

9

 

 

 

ZIP FIRST 5 POS

 

169

 

173

 

5

 

 

 

ZIP LAST 4 POS

 

174

 

177

 

4

 

 

 

CO-BUYER HOME PHONE

 

000

 

000

 

00

 

 

 

HM PH AREA CODE

 

178

 

180

 

3

 

 

 

HM PH FIRST 3 POS

 

181

 

183

 

3

 

 

 

HM PH LAST 4 POS

 

184

 

187

 

4

 

 

 

CO-BUYER EXTRA PHONE

 

000

 

000

 

00

 

 

 

EXT PH AREA CODE

 

188

 

190

 

3

 

 

 

EXT PH FIRST 3 POS

 

191

 

193

 

3

 

 

 

EXT PH LAST 4 POS

 

194

 

197

 

4

 

 

 

CO-BUYER SSN OR TAX ID NUMBER

 

198

 

206

 

9

 

 

 

CO-BUYER BIRTH DATE

 

207

 

214

 

8

 

CCYYMMDD

 

CO-BUYER STATUS

 

215

 

215

 

1

 

C=COAP

 

 

 

 

 

 

 

 

 

G=GUARANTOR

 

 

 

 

 

 

 

 

 

O=OFFICER

 

 

 

 

 

 

 

 

 

P=PARTNER

 

 

 

 

 

 

 

 

 

SPACE = NONE

 

FILLER

 

593

 

625

 

32

 

 

 

 

 

 

 

 

 

 

 

 

 

RECORD LENGTH = 125

 

SS04

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

ANNOTATIONS

 

ACCOUNT #

 

001

 

026

 

26

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

EQUIP. SEQUENCE #

 

027

 

029

 

3

 

 

 

VEHICLE I.D. # (VIN)

 

030

 

046

 

17

 

 

 

VEHICLE MAKE

 

047

 

053

 

7

 

 

 

VEHICLE MODEL

 

054

 

060

 

7

 

 

 

VEHICLE YEAR

 

061

 

062

 

2

 

 

 

VEHICLE NEW/USED CODE

 

063

 

063

 

1

 

N = NEW

 

 

 

 

 

 

 

 

 

U = USED

 

 

 

 

 

 

 

 

 

S = CROSS COLLATERAL

 

ORIGINAL SALES PRICE

 

064

 

080

 

17

 

 

 

ORIG SALES PRICE SIGN

 

064

 

064

 

1

 

 

 

ORIG SALES PRICE DOL

 

065

 

077

 

13

 

 

 

ORIG SALES PRICE DCL

 

078

 

078

 

1

 

 

 

ORIG SALES PRICE CENTS

 

079

 

080

 

2

 

 

 

WHOLESALE PRICE

 

081

 

097

 

17

 

 

 

WHSALE SIGN

 

081

 

081

 

1

 

 

 

WHSALE DOL

 

082

 

094

 

13

 

 

 

WHSALE DCL

 

095

 

095

 

1

 

 

 

 

Appendix A-9


 

WHSALE CENTS

 

096

 

097

 

2

 

 

 

EQUIP TITLED CODE

 

098

 

098

 

1

 

Y = YES

 

 

 

 

 

 

 

 

 

N = NO

 

EQUIP HRS AT START

 

099

 

105

 

7

 

 

 

EQUIP HRS SIGN

 

099

 

099

 

1

 

 

 

EQUIP HRS HOURS

 

100

 

104

 

5

 

 

 

EQUIP HRS DCL

 

105

 

105

 

1

 

 

 

EQUIP HRS TENTHS

 

106

 

107

 

2

 

 

 

FILLER

 

108

 

125

 

18

 

 

 

 

 

 

 

 

 

 

 

 

 

RECORD LENGTH = 300

 

SS05

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

ANNOTATIONS

 

ACCOUNT #

 

001

 

026

 

26

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

TRANSACTION SEQ. #

 

027

 

031

 

5

 

 

 

TRANSACTION DATE

 

032

 

039

 

8

 

CCYYMMDD

 

TRANSACTION CODE

 

040

 

046

 

7

 

 

 

XXXX XX

 

040

 

041

 

2

 

 

 

XXXX QUAL

 

042

 

043

 

2

 

 

 

XXXX SOURCE

 

044

 

046

 

3

 

 

 

TRANSACTION AMOUNT

 

047

 

063

 

17

 

 

 

XXXX SIGN

 

047

 

047

 

1

 

 

 

XXXX DOL

 

048

 

060

 

13

 

 

 

XXXX DCL

 

061

 

061

 

1

 

 

 

XXXX CENTS

 

062

 

063

 

2

 

 

 

TRANSACTION EFFECTIVE DATE

 

064

 

071

 

8

 

CCYYMMDD

 

PAYMENT DATE SATISFIED

 

072

 

079

 

32

 

CCYYMMDD OCCURS 4 TIMES

 

PRINCIPAL AMOUNT

 

104

 

121

 

17

 

 

 

PRIN SIGN

 

104

 

104

 

1

 

 

 

PRIN DOL

 

105

 

117

 

13

 

 

 

PRIN DCL

 

118

 

118

 

1

 

 

 

PRIN CENTS

 

119

 

120

 

2

 

 

 

INTEREST AMOUNT

 

121

 

137

 

17

 

 

 

INT SIGN

 

121

 

121

 

1

 

 

 

INT DOL

 

122

 

134

 

13

 

 

 

INT DCL

 

135

 

135

 

1

 

 

 

INT CENTS

 

136

 

137

 

2

 

 

 

ACTUARIAL INT. AMOUNT

 

138

 

154

 

17

 

 

 

ACTRL SIGN

 

138

 

138

 

1

 

 

 

ACTRL DOL

 

139

 

151

 

13

 

 

 

ACTRL DCL

 

152

 

152

 

1

 

 

 

ACTRL CENTS

 

153

 

154

 

2

 

 

 

LATE FEE AMOUNT

 

155

 

171

 

17

 

 

 

LTE FEE SIGN

 

155

 

155

 

1

 

 

 

LTE FEE DOL

 

156

 

168

 

13

 

 

 

LTE FEE DCL

 

169

 

169

 

1

 

 

 

LTE FEE CENTS

 

170

 

171

 

2

 

 

 

OTHER AMOUNT

 

172

 

188

 

17

 

 

 

OTH SIGN

 

172

 

172

 

1

 

 

 

OTH DOL

 

173

 

185

 

13

 

 

 

 

Appendix A-10


 

OTH DCL

 

186

 

186

 

1

 

 

 

OTH CENTS

 

187

 

188

 

2

 

 

 

OBLIGOR BAL BEFORE TRANS.

 

189

 

205

 

17

 

 

 

OBL BAL BEF SIGN

 

189

 

189

 

1

 

 

 

OBL BAL BEF DOL

 

190

 

202

 

13

 

 

 

OBL BAL BEF DCL

 

203

 

203

 

1

 

 

 

OBL BAL BEF CENTS

 

204

 

205

 

2

 

 

 

 

 

 

 

 

 

 

 

 

 

OBLIGOR BAL AFTER TRANS

 

206

 

222

 

17

 

 

 

OBL BAL AFT SIGN

 

206

 

206

 

1

 

 

 

OBL BAL AFT DOL

 

207

 

219

 

13

 

 

 

OBL BAL AFT DCL

 

220

 

220

 

1

 

 

 

OBL BAL AFT CENTS

 

221

 

222

 

2

 

 

 

HOLDER BAL BEFORE TRANS

 

223

 

239

 

17

 

 

 

HLD BAL BEF SIGN

 

223

 

223

 

1

 

 

 

HLD BAL BEF DOL

 

224

 

236

 

13

 

 

 

HLD BAL BEF DCL

 

237

 

237

 

1

 

 

 

HLD BAL BEF CENTS

 

238

 

239

 

2

 

 

 

HOLDER BAL AFTER TRANS

 

240

 

256

 

17

 

 

 

HLD BAL AFT SIGN

 

240

 

240

 

1

 

 

 

HLD BAL AFT DOL

 

241

 

253

 

13

 

 

 

HLD BAL AFT DCL

 

254

 

254

 

1

 

 

 

HLD BAL AFT CENTS

 

255

 

256

 

2

 

 

 

INSTRUMENT

 

257

 

259

 

3

 

004 = ACH

 

 

 

 

 

 

 

 

 

005 = LOCK BOX

 

 

 

 

 

 

 

 

 

014 = APS

 

 

 

 

 

 

 

 

 

ALL OTHERS = CASH

 

REVERSAL

 

260

 

260

 

1

 

Y = REVERSAL TRANSACTION

 

 

 

 

 

 

 

 

 

SPACE = NOT REVERSAL XXXX

 

EFFECTS OBLIGOR BAL.

 

261

 

261

 

1

 

Y = YES

 

 

 

 

 

 

 

 

 

N = NO

 

EFFECTS HOLDER BAL.

 

262

 

262

 

1

 

Y = YES

 

 

 

 

 

 

 

 

 

N = NO

 

TRANSACTION DESCRIPTION

 

263

 

282

 

20

 

 

 

TRANSACTION RATE

 

283

 

291

 

9

 

 

 

XXXX RATE SIGN

 

283

 

283

 

1

 

 

 

XXXX RATE DCL

 

284

 

284

 

1

 

 

 

XXXX RATE RATE

 

285

 

291

 

7

 

 

 

FILLER

 

292

 

300

 

9

 

 

 

 

 

 

 

 

 

 

 

 

 

RECORD LENGTH = 850

 

SS06

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

XXXXXXXXXX

 

XXXXXXX #

 

000

 

000

 

00

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

USER

 

027

 

066

 

40

 

 

 

COMMENT DATE

 

067

 

074

 

8

 

CCYYMMDD

 

COMMENT TIME

 

075

 

080

 

6

 

HHMMSS

 

COMMENT TEXT

 

081

 

830

 

750

 

 

 

FILLER

 

831

 

850

 

20

 

 

 

 

Appendix A-11


 

RECORD LENGTH = 275

 

SS07

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

XXXXXXXXXX

 

XXXXXXX #

 

000

 

000

 

00

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

SEQUENCE #

 

027

 

029

 

3

 

 

 

DATE AUTHORIZED FOR REPO.

 

030

 

037

 

8

 

CCYYMMDD

 

REPO. ASSIGNMENT DATE

 

038

 

045

 

8

 

CCYYMMDD

 

REPO. SALES LOCATION

 

046

 

085

 

40

 

 

 

DATE REPOSSESSED

 

086

 

093

 

8

 

CCYYMMDD

 

BALANCE AT REPOSSESSION

 

094

 

110

 

17

 

 

 

REPO BAL SIGN

 

094

 

094

 

1

 

 

 

REPO BAL DOL

 

095

 

107

 

13

 

 

 

REPO BAL DCL

 

108

 

108

 

1

 

 

 

REPO BAL CENTS

 

109

 

110

 

2

 

 

 

INTEREST DUE AT REPO.

 

111

 

127

 

17

 

 

 

REPO INT DUE SIGN

 

111

 

111

 

1

 

 

 

REPO INT DUE DOL

 

112

 

124

 

13

 

 

 

REPO INT DUE DCL

 

125

 

125

 

1

 

 

 

REPO INT DUE CENTS

 

126

 

127

 

2

 

 

 

ALLOW REINSTATEMENT

 

128

 

128

 

1

 

Y = YES (Always ‘Y’)

 

NOTICE OF INTENT EXPIR. DATE

 

129

 

136

 

8

 

CCYYMMDD

 

AUCTION REPORT RECEIVED DATE

 

137

 

144

 

8

 

CCYYMMDD

 

DATE VEHICLE SOLD

 

145

 

152

 

8

 

CCYYMMDD

 

GROSS AMOUNT OF SALE

 

153

 

169

 

17

 

 

 

GROSS SALE SIGN

 

153

 

153

 

1

 

 

 

GROSS SALE DOL

 

154

 

166

 

13

 

 

 

GROSS SALE DCL

 

167

 

167

 

1

 

 

 

GROSS SALE CENTS

 

168

 

169

 

2

 

 

 

NET AUCTION FEES

 

170

 

186

 

17

 

 

 

NET AUCTION SIGN

 

170

 

170

 

1

 

 

 

NET AUCTION DOL

 

171

 

183

 

13

 

 

 

NET AUCTION DCL

 

184

 

184

 

1

 

 

 

NET AUCTION CENTS

 

185

 

186

 

2

 

 

 

REPO. FEE AMOUNT

 

187

 

203

 

17

 

 

 

REPO FEE SIGN

 

187

 

187

 

1

 

 

 

REPO FEE DOL

 

188

 

200

 

13

 

 

 

REPO FEE DCL

 

201

 

201

 

1

 

 

 

REPO FEE CENTS

 

202

 

203

 

2

 

 

 

TRANSPORTATION FEES

 

204

 

220

 

17

 

 

 

TRANSPORT FEE SIGN

 

204

 

204

 

1

 

 

 

TRANSPORT FEE DOL

 

205

 

217

 

13

 

 

 

TRANSPORT FEE DCL

 

218

 

218

 

1

 

 

 

TRANSPORT FEE CENTS

 

219

 

220

 

2

 

 

 

 

 

 

 

 

 

 

 

 

 

STORAGE FEES

 

221

 

237

 

17

 

 

 

STORAGE FEE SIGN

 

221

 

221

 

1

 

 

 

STORAGE FEE DOL

 

222

 

234

 

13

 

 

 

STORAGE FEE DCL

 

235

 

235

 

1

 

 

 

STORAGE FEE CENTS

 

236

 

237

 

2

 

 

 

 

Appendix A-12


 

RECONDITIONING FEES

 

238

 

254

 

17

 

 

 

RECON FEES SIGN

 

238

 

238

 

1

 

 

 

RECON FEES DOL

 

239

 

251

 

13

 

 

 

RECON FEES DCL

 

252

 

252

 

1

 

 

 

RECON FEES CENTS

 

253

 

254

 

2

 

 

 

FILLER

 

255

 

275

 

21

 

 

 

 

RECORD LENGTH = 75

 

SS08

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

XXXXXXXXXX

 

XXXXXXX #

 

000

 

000

 

00

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

BK FILED DATE

 

027

 

034

 

8

 

CCYYMMDD

 

BK CHAPTER FILED

 

035

 

037

 

3

 

 

 

BK CLOSE DATE

 

038

 

045

 

8

 

CCYYMMDD

 

BK CLOSE REASON

 

046

 

047

 

2

 

RE = REAFFIRMED

 

 

 

 

 

 

 

 

 

LS = LIFT STAYED

 

 

 

 

 

 

 

 

 

DM = DISMISSED

 

 

 

 

 

 

 

 

 

DS = DISCHARGED

 

DISCHARGE DATE

 

048

 

055

 

8

 

CCYYMMDD

 

FILLER

 

056

 

075

 

20

 

 

 

RECORD LENGTH = 200

 

SS09

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

XXXXXXXXXX

 

XXXXXXX #

 

000

 

000

 

00

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

CUSTOM CREDIT SCORE

 

027

 

032

 

6

 

 

 

CUST CR SIGN

 

027

 

027

 

1

 

 

 

CUST CR SCORE

 

028

 

032

 

5

 

 

 

EDAS SCORE

 

033

 

037

 

5

 

 

 

EDAS SIGN

 

033

 

033

 

1

 

 

 

EDAS SCORE

 

034

 

037

 

4

 

 

 

BOOK VALUE - INVOICE

 

038

 

054

 

17

 

 

 

BK VALUE SIGN

 

038

 

038

 

1

 

 

 

BK VALUE DOL

 

039

 

051

 

13

 

 

 

BK VALUE DCL

 

052

 

052

 

1

 

 

 

BK VALUE CENTS

 

053

 

054

 

2

 

 

 

DRIVERS LICENSE NUMBER

 

055

 

078

 

24

 

 

 

DRIVERS LICENSE STATE

 

079

 

080

 

2

 

 

 

APPLICATION DATE

 

081

 

088

 

8

 

CCYYMMDD

 

LOAN TO VALUE RATIO

 

089

 

097

 

9

 

 

 

LOAN TO VALUE SIGN

 

089

 

089

 

1

 

 

 

LOAN TO VALUE LEFT

 

090

 

094

 

5

 

 

 

LOAN TO VALUE DCL

 

095

 

095

 

1

 

 

 

LOAN TO VALUE RIGHT

 

096

 

097

 

2

 

 

 

DOWN PAYMENT

 

098

 

114

 

17

 

 

 

DN PYMT SIGN

 

098

 

098

 

1

 

 

 

DN PYMT DOL

 

099

 

111

 

13

 

 

 

 

Appendix A-13


 

DN PYMT DCL

 

112

 

112

 

1

 

 

 

DN PYMT CENTS

 

113

 

114

 

2

 

 

 

TRADE IN XXXXXX

 

000

 

000

 

00

 

 

 

XX XX SIGN

 

115

 

115

 

1

 

 

 

TR IN DOL

 

116

 

128

 

13

 

 

 

TR IN DCL

 

129

 

129

 

1

 

 

 

TR IN CENTS

 

130

 

131

 

2

 

 

 

TOTAL ORIGINATION FEES

 

132

 

148

 

17

 

 

 

TOT ORIG SIGN

 

132

 

132

 

1

 

 

 

TOT ORIG DOL

 

133

 

145

 

13

 

 

 

TOT ORIG DCL

 

146

 

146

 

1

 

 

 

TOT ORIG CENTS

 

147

 

148

 

2

 

 

 

TOTAL COST OF SOFT ADDS

 

149

 

165

 

17

 

 

 

TOT CST SIGN

 

149

 

149

 

1

 

 

 

TOT CST DOL

 

150

 

162

 

13

 

 

 

TOT CST DCL

 

163

 

163

 

1

 

 

 

TOT CST CENTS

 

164

 

165

 

2

 

 

 

 

 

 

 

 

 

 

 

 

 

TOTAL TAXES

 

166

 

182

 

17

 

 

 

TOT TAX SIGN

 

166

 

166

 

1

 

 

 

TOT TAX DOL

 

167

 

179

 

13

 

 

 

TOT TAX DCL

 

180

 

180

 

1

 

 

 

TOT TAX CENTS

 

181

 

182

 

2

 

 

 

FILLER

 

183

 

200

 

18

 

 

 

RECORD LENGTH = 275

 

SS10

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

XXXXXXXXXX

 

XXXXXXX #

 

000

 

000

 

00

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

DEALER ADDRESS 01

 

027

 

066

 

40

 

 

 

DEALER ADDRESS 02

 

067

 

106

 

40

 

 

 

DEALER ADDRESS 03

 

107

 

146

 

40

 

 

 

DEALER ADDRESS 04

 

147

 

186

 

40

 

 

 

DEALER ADDRESS CITY

 

187

 

226

 

40

 

 

 

DEALER ADDRESS STATE

 

227

 

228

 

2

 

 

 

DEALER ZIP

 

229

 

237

 

9

 

 

 

DLR ZIP FIRST 5

 

229

 

233

 

5

 

 

 

DLR ZIP LAST 4

 

234

 

237

 

4

 

 

 

OFFICE PHONE

 

000

 

000

 

00

 

 

 

OFF PH AREA CODE

 

238

 

240

 

3

 

 

 

OFF PH FIRST 3 POS

 

241

 

243

 

3

 

 

 

OFF PH LAST 4 POS

 

244

 

247

 

4

 

 

 

OFF PH EXTENSION

 

000

 

000

 

0

 

 

 

FAX

 

000

 

000

 

00

 

 

 

FAX AREA CODE

 

000

 

000

 

0

 

 

 

FAX FIRST 3 POS

 

000

 

000

 

0

 

 

 

FAX LAST 4 POS

 

000

 

000

 

0

 

 

 

FAX EXTENSION

 

000

 

000

 

0

 

 

 

FILLER

 

266

 

275

 

10

 

 

 

 

 

 

 

 

 

 

 

 

 

RECORD LENGTH = 000

 

XX00

 

 

 

 

 

 

 

 

Xxxxxxxx A-14


 

DESCRIPTION

 

START

 

END

 

POS

 

XXXXXXXXXX

 

XXXXXXX #

 

000

 

000

 

00

 

 

 

BANK CODE

 

001

 

002

 

2

 

 

 

BRANCH CODE

 

003

 

005

 

3

 

 

 

RETAIL/LEASE CODE

 

006

 

008

 

3

 

 

 

CUSTOMER #

 

009

 

018

 

10

 

 

 

NOTE #

 

019

 

026

 

8

 

 

 

COMMENT SEQUENCE #

 

027

 

029

 

3

 

 

 

COMMENT DATA (1st occ. Info. Below)

 

030

 

341

 

312

 

4 OCCURRENCES

 

SCRATCH PAD DATA

 

030

 

104

 

75

 

 

 

SCRATCH PAD USER

 

105

 

107

 

3

 

 

 

OPEN DATE

 

342

 

349

 

8

 

CCYYMMDD

 

SVC CODE

 

350

 

352

 

3

 

 

 

CLOSE DATE

 

353

 

360

 

8

 

CCYYMMDD

 

FILLER

 

361

 

375

 

15

 

 

 

 

Appendix A-15


 

APPENDIX B

 

MONTHLY DATA FILES

 

Record length = 100

 

LOS01

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS

 

ANNOTATIONS

 

ENTITY

 

001

 

005

 

5

 

 

 

COST CENTER

 

006

 

011

 

6

 

 

 

POOL IDENTIFIER

 

012

 

014

 

3

 

 

 

SUB POOL IDENTIFIER

 

015

 

024

 

10

 

 

 

CUSTOMER #

 

025

 

034

 

10

 

 

 

NOTE #

 

035

 

042

 

8

 

 

 

MT CODE

 

043

 

045

 

3

 

 

 

TRANSACTION CODE

 

046

 

047

 

2

 

WILL HAVE ‘MT’ IF FEED IS FROM MT, OTHERWISE THE CL TRANS. CODE.

 

TRANSACTION CODE QUALIFIER

 

048

 

049

 

2

 

 

 

TRANSACTION DATE

 

050

 

057

 

8

 

CCYYMMDD

 

BUSINESS LINE

 

058

 

059

 

2

 

 

 

ACKTBL TRANSACTION CODE

 

060

 

062

 

3

 

 

 

TRANSACTION AMOUNT

 

063

 

079

 

17

 

 

 

SIGN

 

063

 

063

 

1

 

 

 

DOLLARS

 

064

 

076

 

13

 

 

 

DECIMAL

 

077

 

077

 

1

 

 

 

CENTS

 

078

 

079

 

2

 

 

 

GL ACCOUNT NUMBER

 

080

 

093

 

14

 

 

 

ACCOUNT

 

080

 

089

 

10

 

 

 

SUB ACCOUNT NUMBER

 

090

 

093

 

4

 

 

 

VARIABLE RATE TYPE

 

094

 

095

 

2

 

 

 

FILLER

 

094

 

100

 

5

 

 

 

 

 

 

 

 

 

 

 

 

 

Record length = 3775

 

SS01

 

 

 

 

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

ACCOUNT #

 

0001

 

0026

 

26

 

 

 

BANK CODE

 

0001

 

0002

 

2

 

 

 

BRANCH CODE

 

0003

 

0005

 

3

 

 

 

RETAIL/LEASE CODE

 

0006

 

0008

 

3

 

 

 

CUSTOMER #

 

0009

 

0018

 

10

 

 

 

NOTE #

 

0019

 

0026

 

8

 

 

 

POOL IDENTIFIER

 

0027

 

0029

 

3

 

 

 

SUB POOL IDENTIFIER

 

0030

 

0039

 

10

 

 

 

CONTRACT DATE

 

0040

 

0047

 

8

 

CCYYMMDD

 

ORIGINAL MATURITY DATE

 

0048

 

0055

 

8

 

CCYYMMDD

 

CURRENT MATURITY DATE

 

0056

 

0063

 

8

 

CCYYMMDD

 

ORIGINAL AMOUNT FINANCED

 

0064

 

0080

 

17

 

 

 

SIGN

 

0064

 

0064

 

1

 

 

 

DOLLARS

 

0065

 

0077

 

13

 

 

 

DECIMAL

 

0078

 

0078

 

1

 

 

 

CENTS

 

0079

 

0080

 

2

 

 

 

CURRENT OBLIGOR BALANCE

 

0081

 

0097

 

17

 

 

 

SIGN

 

0081

 

0081

 

1

 

 

 

DOLLARS

 

0082

 

0094

 

13

 

 

 

DECIMAL

 

0095

 

0095

 

1

 

 

 

CENTS

 

0096

 

0097

 

2

 

 

 

 

Appendix B-1


 

CURRENT HOLDER BALANCE

 

0098

 

0114

 

17

 

 

 

SIGN

 

0098

 

0098

 

1

 

 

 

DOLLARS

 

0099

 

0111

 

13

 

 

 

DECIMAL

 

0112

 

0112

 

1

 

 

 

CENTS

 

0113

 

0114

 

2

 

 

 

FIRST DUE DATE

 

0115

 

0122

 

8

 

CCYYMMDD

 

NEXT DUE DATE

 

0123

 

0130

 

8

 

CCYYMMDD

 

NEXT PAYMENT AMOUNT

 

0131

 

0147

 

17

 

 

 

SIGN

 

0131

 

0131

 

1

 

 

 

DOLLARS

 

0132

 

0144

 

13

 

 

 

DECIMAL

 

0145

 

0145

 

1

 

 

 

CENTS

 

0146

 

0147

 

2

 

 

 

CURRENT INTEREST RATE (APR)

 

0148

 

0155

 

8

 

 

 

SIGN

 

0148

 

0148

 

1

 

 

 

LEFT OF DECIMAL

 

0149

 

0149

 

1

 

 

 

DECIMAL

 

0150

 

0150

 

1

 

 

 

RIGHT OF DECIMAL

 

0151

 

0155

 

5

 

 

 

ORIGINAL TERMS

 

0156

 

0158

 

3

 

 

 

PAYMENT METHOD

 

0159

 

0159

 

1

 

C=COUPON

 

 

 

 

 

 

 

 

 

A=ACH

 

 

 

 

 

 

 

 

 

B=XXXX

 

 

 

 

 

 

 

 

 

N=NO XXXX

 

 

 

 

 

 

 

 

 

 

 

INTEREST TYPE

 

0160

 

0161

 

2

 

00 = SIMPLE INTEREST

 

 

 

 

 

 

 

 

 

01=SIMPLE INTEREST

 

 

 

 

 

 

 

 

 

02=78’S INTEREST

 

 

 

 

 

 

 

 

 

03=STRAIGHT LINE INTEREST

 

 

 

 

 

 

 

 

 

04=SIMPLE INTEREST (ON SCHEDULED PRIN. BAL.) FOR LOANS W/AMORTIZED PAYMENT SCHEDULE.

 

 

 

 

 

 

 

 

 

05=SIMPLE INT. AVERAGE BAL.

 

 

 

 

 

 

 

 

 

07=SIMPLE INT. W/BALANCE

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

 

 

 

 

 

 

 

 

SPREAD RATE ADJ.

 

 

 

 

 

 

 

 

 

08=ACTURIAL

 

 

 

 

 

 

 

 

 

09=SUM OF BALANCE

 

# OF DAYS LATE TO ASSESS LATE FEES

 

0162

 

0164

 

3

 

 

 

LATE FEE AMOUNT

 

0165

 

0181

 

17

 

 

 

SIGN

 

0165

 

0165

 

1

 

 

 

DOLLARS

 

0166

 

0178

 

13

 

 

 

DECIMAL

 

0179

 

0179

 

1

 

 

 

CENTS

 

0180

 

0181

 

2

 

 

 

LATE FEE PERCENT

 

0182

 

0189

 

8

 

 

 

SIGN

 

0182

 

0182

 

1

 

 

 

LEFT OF DECIMAL

 

0183

 

0183

 

1

 

 

 

DECIMAL

 

0184

 

0184

 

1

 

 

 

RIGHT OF DECIMAL

 

0185

 

0189

 

5

 

 

 

INTEREST PAID THROUGH DATE

 

0190

 

0197

 

8

 

CCYYMMDD

 

INTEREST ACCRUED/UNPAID AT

 

0198

 

0214

 

17

 

 

 

 

Appendix B-2


 

TRANSFER

 

 

 

 

 

 

 

 

 

SIGN

 

0198

 

0198

 

1

 

 

 

DOLLARS

 

0199

 

0211

 

13

 

 

 

DECIMAL

 

0212

 

0212

 

1

 

 

 

CENTS

 

0213

 

0214

 

2

 

 

 

LATE FEES DUE

 

0215

 

0231

 

17

 

 

 

SIGN

 

0215

 

0215

 

1

 

 

 

DOLLARS

 

0216

 

0228

 

13

 

 

 

DECIMAL

 

0229

 

0229

 

1

 

 

 

CENTS

 

0230

 

0231

 

2

 

 

 

OTHER AMOUNT DUE

 

0232

 

0248

 

17

 

 

 

SIGN

 

0232

 

0232

 

1

 

 

 

DOLLARS

 

0233

 

0245

 

13

 

 

 

DECIMAL

 

0246

 

0246

 

1

 

 

 

CENTS

 

0247

 

0248

 

2

 

 

 

REMAINING TERM

 

0249

 

0251

 

3

 

 

 

CHARGE OFF DATE

 

0252

 

0259

 

8

 

CCYYMMDD

 

CHARGE OFF AMOUNT

 

0260

 

0276

 

17

 

 

 

SIGN

 

0260

 

0260

 

1

 

 

 

DOLLARS

 

0261

 

0273

 

13

 

 

 

DECIMAL

 

0274

 

0274

 

1

 

 

 

CENTS

 

0275

 

0276

 

2

 

 

 

CONTRACT STATE (DEALER)

 

0277

 

0278

 

2

 

 

 

LAST PAYMENT DATE

 

0279

 

0286

 

8

 

CCYYMMDD

 

 

 

 

 

 

 

 

 

 

 

TIMES PAST DUE DATA (1st occ. Info. Below)

 

0287

 

0306

 

20

 

OCCURS 5 TIMES

 

SIGN

 

0287

 

0287

 

1

 

OCC 1 = 10 DAYS PAST DUE

 

DAYS

 

0288

 

0290

 

3

 

OCC 2 = 30 DAYS PAST DUE

 

 

 

 

 

 

 

 

 

OCC 3 = 60 DAYS PAST DUE

 

 

 

 

 

 

 

 

 

OCC 4 = 90 DAYS PAST DUE

 

 

 

 

 

 

 

 

 

OCC 5 = 120 DAYS PAST DUE

 

NUMBER OF NSF CHECKS

 

0307

 

0308

 

2

 

 

 

BUY-BACK (CLOSEOUT FEE)

 

0309

 

0316

 

8

 

 

 

SIGN

 

0309

 

0309

 

1

 

 

 

LEFT OF DECIMAL

 

0310

 

0310

 

1

 

 

 

DECIMAL

 

0311

 

0311

 

1

 

 

 

RIGHT OF DECIMAL

 

0312

 

0316

 

5

 

 

 

BRANCH/REGION/PROCESSING CENTER

 

0317

 

0319

 

3

 

 

 

ORIGINATOR APPLICATION NUMBER

 

0320

 

0329

 

10

 

 

 

ORIGINATOR FUNDING DATE

 

0330

 

0337

 

8

 

CCYYMMDD

 

PAY AHEAD BALANCE

 

0338

 

0354

 

17

 

 

 

SIGN

 

0338

 

0338

 

1

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

DOLLARS

 

0339

 

0351

 

13

 

 

 

DECIMAL

 

0352

 

0352

 

1

 

 

 

CENTS

 

0353

 

0354

 

2

 

 

 

TITLE STATE

 

0355

 

0356

 

2

 

 

 

RECOURSE CODE

 

0357

 

0357

 

1

 

 

 

 

Appendix B-3


 

PDI INSURANCE

 

0358

 

0358

 

1

 

R=XXXXXX-XXXX

 

 

 

 

 

 

 

 

 

U=UNIVERSAL

 

 

 

 

 

 

 

 

 

F=FIREMANS’S FUND

 

 

 

 

 

 

 

 

 

G=EPG

 

 

 

 

 

 

 

 

 

O=OTHER

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

LIFE INSURANCE

 

0359

 

0359

 

1

 

M=AMERICAN MODERN (USA)

 

 

 

 

 

 

 

 

 

P=PACIFIC LIFE (CANADA)

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

LIABILITY INSURANCE

 

0360

 

0360

 

1

 

E=ELPA

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

DISABILITY INSURANCE

 

0361

 

0361

 

1

 

M=AMERICAN MODERN

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

ESPP INSURANCE

 

0362

 

0362

 

1

 

G=EPG

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

RESIDUAL INSURANCE

 

0363

 

0363

 

1

 

P=PACIFIC LIFE (CANADA)

 

 

 

 

 

 

 

 

 

SPACE=NONE

 

LOAN STATUS

 

0364

 

0364

 

1

 

A=ACTIVE

 

 

 

 

 

 

 

 

 

C=CLOSED

 

 

 

 

 

 

 

 

 

D=ACCOUNT IN REPOSSESSION BUT NOT IN BANKRUPTCY.

 

REPO BALANCE

 

0365

 

0381

 

17

 

 

 

SIGN

 

0365

 

0365

 

1

 

 

 

DOLLARS

 

0366

 

0378

 

13

 

 

 

DECIMAL

 

0379

 

0379

 

1

 

 

 

CENTS

 

0380

 

0381

 

2

 

 

 

 

 

 

 

 

 

 

 

 

 

REPO ESTIMATED LOSS

 

0382

 

0398

 

17

 

 

 

SIGN

 

0382

 

0382

 

1

 

 

 

DOLLARS

 

0383

 

0395

 

13

 

 

 

DECIMAL

 

0396

 

0396

 

1

 

 

 

CENTS

 

0397

 

0398

 

2

 

 

 

INTEREST START DATE

 

0399

 

0406

 

8

 

CCYYMMDD

 

 

 

 

 

 

 

 

 

 

 

FIXED OR VARIABLE

 

0407

 

0407

 

1

 

F=FIXED

 

 

 

 

 

 

 

 

 

V=VARIABLE

 

VARIABLE INDEX ADDITION

 

0408

 

0415

 

8

 

 

 

SIGN

 

0408

 

0408

 

1

 

 

 

LEFT OF DECIMAL

 

0409

 

0409

 

1

 

 

 

DECIMAL

 

0410

 

0410

 

1

 

 

 

RIGHT OF DECIMAL

 

0411

 

0415

 

5

 

 

 

VARIABLE FLOOR

 

0416

 

0423

 

8

 

 

 

SIGN

 

0416

 

0416

 

1

 

 

 

LEFT OF DECIMAL

 

0417

 

0417

 

1

 

 

 

DECIMAL

 

0418

 

0418

 

1

 

 

 

RIGHT OF DECIMAL

 

0419

 

0423

 

5

 

 

 

 

 

 

 

 

 

 

 

 

 

VARIABLE CEILING

 

0424

 

0431

 

8

 

 

 

SIGN

 

0424

 

0424

 

1

 

 

 

LEFT OF DECIMAL

 

0425

 

0425

 

1

 

 

 

DECIMAL

 

0426

 

0426

 

1

 

 

 

RIGHT OF DECIMAL

 

0427

 

0431

 

5

 

 

 

 

Appendix B-4


 

STOP ACCRUAL INTEREST

 

0432

 

0448

 

17

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

SIGN

 

0432

 

0432

 

1

 

 

 

DOLLARS

 

0433

 

0445

 

13

 

 

 

DECIMAL

 

0446

 

0446

 

1

 

 

 

CENTS

 

0447

 

0448

 

2

 

 

 

STOP ACCRUAL DATE

 

0449

 

0456

 

8

 

CCYYMMDD

 

PAYMENT SCHEDULE REVIEW

 

0457

 

0457

 

1

 

 

 

RESIDUAL AMOUNT (FINANCE LEASES)

 

0458

 

0474

 

17

 

 

 

SIGN

 

0458

 

0458

 

1

 

 

 

DOLLARS

 

0459

 

0471

 

13

 

 

 

DECIMAL

 

0472

 

0472

 

1

 

 

 

CENTS

 

0473

 

0474

 

2

 

 

 

FINANCE CHARGE (PRE COMPUTED)

 

0475

 

0491

 

17

 

 

 

SIGN

 

0475

 

0475

 

1

 

 

 

DOLLARS

 

0476

 

0488

 

13

 

 

 

DECIMAL

 

0489

 

0489

 

1

 

 

 

CENTS

 

0490

 

0491

 

2

 

 

 

DUE DATE/PAYMENT AMT. INFO. (1st occ. Info. Below)

 

0492

 

2991

 

2500

 

OCCURS 100 TIMES

 

DUE DATE

 

0492

 

0499

 

8

 

CCYYMMDD

 

DUE AMOUNT

 

0500

 

0514

 

17

 

 

 

SIGN

 

0500

 

0500

 

1

 

 

 

DOLLARS

 

0501

 

0513

 

13

 

 

 

DECIMAL

 

0514

 

0514

 

1

 

 

 

CENTS

 

0515

 

0516

 

2

 

 

 

 

 

 

 

 

 

 

 

 

 

XXXX DATE/PAYMENT INFO. (1st occ. info. below)

 

2992

 

3447

 

456

 

OCCURS 6 TIMES

 

BILLED DUE DATE

 

2992

 

2999

 

8

 

CCYYMMDD

 

BILLED PRINCIPAL

 

3000

 

3016

 

17

 

 

 

SIGN

 

3000

 

3000

 

1

 

 

 

DOLLARS

 

3001

 

3013

 

13

 

 

 

DECIMAL

 

3014

 

3014

 

1

 

 

 

CENTS

 

3015

 

3016

 

2

 

 

 

BILLED INTEREST

 

3017

 

3033

 

17

 

 

 

SIGN

 

3017

 

3017

 

1

 

 

 

DOLLARS

 

3018

 

3030

 

13

 

 

 

DECIMAL

 

3031

 

3031

 

1

 

 

 

CENTS

 

3032

 

3033

 

2

 

 

 

BILLED LATE CHARGES

 

3034

 

3050

 

17

 

 

 

SIGN

 

3034

 

3034

 

1

 

 

 

DOLLARS

 

3035

 

3047

 

13

 

 

 

DECIMAL

 

3048

 

3048

 

1

 

 

 

SIGN

 

3049

 

3050

 

2

 

 

 

BILLED OTHER FEES

 

3051

 

3067

 

17

 

 

 

SIGN

 

3051

 

3051

 

1

 

 

 

DOLLARS

 

3052

 

3064

 

13

 

 

 

DECIMAL

 

3065

 

3065

 

1

 

 

 

CENTS

 

3066

 

3067

 

2

 

 

 

BILLED THROUGH DATE

 

3448

 

3455

 

8

 

CCYYMMDD

 

ACCRUAL BASIS YEAR

 

3456

 

3456

 

1

 

0=365-DAY YEAR

 

 

 

 

 

 

 

 

 

1=360-DAY YEAR

 

 

 

 

 

 

 

 

 

2=365/366-DAY YEAR

 

 

Appendix B-5


 

ACCRUAL BASIS MONTH

 

3457

 

3457

 

1

 

0=ACTUAL-DAYMONTH

 

 

 

 

 

 

 

 

 

1=30-DAY MONTH

 

PAYMENT SCHEDULE INFO. (1st occ. Info. below)

 

3458

 

3637

 

180

 

OCCURS 5 TIMES

 

PAYMENT SCHEDULE STATUS

 

3458

 

3458

 

1

 

 

 

PAYMENT SCHEDULE TYPE

 

3459

 

3459

 

1

 

 

 

PAYMENT SCHEDULE INTERVAL

 

3460

 

3462

 

3

 

 

 

 

DESCRIPTION

 

START

 

END

 

POS.

 

ANNOTATIONS

 

PAYMENT SCHEDULE TIMES BILLED

 

3474

 

3476

 

3

 

 

 

PAYMENT SCHEDULE AMOUNT

 

3477

 

3493

 

17

 

 

 

SIGN

 

3477

 

3477

 

1

 

 

 

DOLLARS

 

3478

 

3490

 

13

 

 

 

DECIMAL

 

3491

 

3491

 

1

 

 

 

CENTS

 

3492

 

3493

 

2

 

 

 

CURRENT PAYOFF AMOUNT

 

3638

 

3654

 

17

 

 

 

SIGN

 

3638

 

3638

 

1

 

 

 

DOLLARS

 

3639

 

3651

 

13

 

 

 

DECIMAL

 

3652

 

3652

 

1

 

 

 

CENTS

 

3653

 

3654

 

2

 

 

 

NON RECOGNIZED ACCRUED INTEREST

 

3655

 

3671

 

17

 

 

 

SIGN

 

3655

 

3655

 

1

 

 

 

DOLLARS

 

3656

 

3668

 

13

 

 

 

DECIMAL

 

3669

 

3669

 

1

 

 

 

CENTS

 

3670

 

3671

 

2

 

 

 

VARIABLE RATE TYPE

 

3672

 

3673

 

2

 

11 = CHANGES ON 15TH (USA)

 

 

 

 

 

 

 

 

 

12 = CHANGES ON 20TH (USA)

 

 

 

 

 

 

 

 

 

22 = CHANGES ON 15TH (CAN.)

 

 

 

 

 

 

 

 

 

23 = CHANGES ON 20TH (CAN.)

 

RSS MONTHLY CASH FLOW

 

3674

 

3690

 

17

 

 

 

SIGN

 

3674

 

3674

 

1

 

 

 

DOLLARS

 

3675

 

3687

 

13

 

 

 

DECIMAL

 

3688

 

3688

 

1

 

 

 

CENTS

 

3689

 

3690

 

2

 

 

 

PRINCIPAL WRITE OFF AMOUNT

 

3691

 

3707

 

17

 

 

 

SIGN

 

3691

 

3691

 

1

 

 

 

DOLLARS

 

3692

 

3704

 

13

 

 

 

DECIMAL

 

3705

 

3705

 

1

 

 

 

CENTS

 

3706

 

3707

 

2

 

 

 

PAST DUE DAYS

 

3708

 

3713

 

6

 

 

 

SIGN

 

3708

 

3708

 

1

 

 

 

DAYS

 

3709

 

3713

 

5

 

 

 

PAST DUE ALTERNATE

 

3714

 

3719

 

6

 

 

 

SIGN

 

3714

 

3714

 

1

 

 

 

DAYS

 

3715

 

3719

 

3

 

 

 

RECOVERIES

 

3720

 

3736

 

17

 

 

 

SIGN

 

3720

 

3720

 

1

 

 

 

DOLLARS

 

3721

 

3733

 

13

 

 

 

DECIMAL

 

3734

 

3734

 

1

 

 

 

CENTS

 

3735

 

3736

 

2

 

 

 

FILLER

 

3737

 

3775

 

39

 

 

 

 

Appendix B-6


 

]

 

 

 

 

 

 

 

 

 

 

Appendix B-7

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Filed: June 24th, 2014
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