AMENDMENT to the SELECTED AUTOMATIC YRT AGREEMENTS listed below between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter referred to as the “Ceding Company”) And SWISS RE LIFE & HEALTH AMERICA INC. (hereinafter referred to as the “Reinsurer”)...

Item 26. Exhibit (g) vi.

AMENDMENT to the

SELECTED AUTOMATIC YRT AGREEMENTS

listed below

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

And

SWISS RE LIFE & HEALTH AMERICA INC.

(hereinafter referred to as the “Reinsurer”)

Coverage: Strategic Edge Group Universal Life (GUL) with or without the variable rider (GVUL) Non-New York State, Original Treaty Effective Date: April 1, 2005

And

Coverage: Strategic Edge GUL with or without the variable rider (GVUL) New York State Business Only, Original Treaty Effective Date: April 1, 2010

Effective upon policy anniversary renewal beginning February 1, 2014, Schedule D and Base Rate Table of the above-referenced Agreements are hereby revised by the attached “Schedule D: Reinsurance Premium Rates Revised February 1, 2014” and “Base Rate Tables Revised February 1, 2014”. This amendment will serve to update rates in accordance with the Reinsurance Rate Adjustment Mechanism as described in Schedule K of the above-referenced Agreements. Rate changes apply to as well as . The rates herein shall be used for February 1, 2014 .

All other conditions of this Agreement not in conflict with the terms and conditions of this Amendment will continue unchanged.

[SIGNATURE PAGE FOLLOWS]

[page break]

IN WITNESS WHEREOF, both parties in duplicate hereby execute this Amendment in good faith:


MML BAY STATE LIFE INSURANCE COMPANY

/s/ Xxxxx X. Xxxxxx		Date:	3-28-14
Xxxxx X. Xxxxxx
Vice President & Actuary

C.M. LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	3-28-14
	Xxxxx X. Xxxxxx
	Vice President & Actuary

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	3-28-14
	Xxxxx X. Xxxxxx
	Vice President & Actuary



SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxx X’Xxxxxxxx	Date:	3/25/2014

Print name:	Xxxxx X’Xxxxxxxx

Title:	SVP

SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxxx X. Xxxxxxxxxxx	Date:	3/25/2014

Print name:	Xxxxxx X. Xxxxxxxxxxx

Title:	Senior Vice President

[page break]

Item 26. Exhibit (g) vi.

SCHEDULE D: REINSURANCE PREMIUM RATES

REVISED FEBRUARY 1, 2014

Premiums for Standard Risks (Currency – U.S. Dollars)

The premium rates shall be the following percentages times the (attached below) for males and females as appropriate ( ):

The premium shall be . The Reinsurer and Ceding Company shall participate in the Rate Adjustment Mechanism in SCHEDULE K: RATE ADJUSTMENT MECHANISM. Rate changes apply to .

Policy Fees: No policy fees shall be paid under this Agreement.

[page break]

Base Rate Table: Revised February 1, 2014

(Note: The Base Rate Table remains unchanged)

Base Rate Table: the following table will be used as . This table will be

the to create the appropriate reinsurance premium rates.

The in the base rate table are

and then by the , where the resulting premium .

For rates, the rates in the Base Rate Table will be for

and .

Base Rate Table


	Male		Female
Attained	Non-	Male	Non-	Female
Age	Smoker	Smoker	Smoker	Smoker

[table deleted]

[page break]

[table deleted][page break]

Calculation of New Rates to become effective on February 1, 2014

New rates are calculated as follows.

3. Determine New Pay Percentages

Base Rate Tables

Base Rate Table

a. Select rates: pay

for

Attained

Unisex

Attained

Unisex

Original Pay

Age

[table deleted

Age

[table deleted]

New Pay %

HISTORICAL PAY PERCENTAGES

For

Effective

[table deleted]

[tables deleted]

AMENDMENT to the

SELECTED AUTOMATIC YRT AGREEMENTS

listed below

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

And

SWISS RE LIFE & HEALTH AMERICA INC.

(hereinafter referred to as the “Reinsurer”)

Coverage: Strategic Edge Group Universal Life (GUL) with or without the variable rider (GVUL) Non-New York State, Original Treaty Effective Date: April 1, 2005

TAI Code:

And

Coverage: Strategic Edge GUL with or without the variable rider (GVUL) New York State Business Only, Original Treaty Effective Date: April 1, 2010

TAI Code:

For new policies issued on or after March 1, 2014, the Amendment effective date, the attached GVUL Underwriting Guidelines will be applied to the above-referenced Agreement for applicable business as stated in these same GVUL Underwriting Guidelines.

All other conditions of this Agreement not in conflict with the terms and conditions of this Amendment will continue unchanged.

[SIGNATURE PAGE FOLLOWS]

[page break]

IN WITNESS WHEREOF, both parties in duplicate hereby execute this Amendment in good faith:


MML BAY STATE LIFE INSURANCE COMPANY

/s/ Xxxxx X. Xxxxxx		Date:	5-22-14
Xxxxx X. Xxxxxx
Vice President & Actuary

C.M. LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	5-22-14
	Xxxxx X. Xxxxxx
	Vice President & Actuary

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:	/s/ Xxxxx X. Xxxxxx	Date:	5-22-14
	Xxxxx X. Xxxxxx
	Vice President & Actuary



SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxx Xxxxx	Date:	5/16/2014

Print name:	Xxxx Xxxxx

Title:	VP

SWISS RE LIFE & HEALTH AMERICA INC.

By:	/s/ Xxxxx X Xxxxxxx	Date:	5/16/14

Print name:	Xxxxx X Xxxxxxx

Title:	VP

[page break]

*** PROPRIETARY AND CONFIDENTIAL *** MASSMUTUAL EMPLOYEE USE ONLY ***

Underwriting Guidelines

Effective: March 1, 2014

This document summarizes the .

I. Underwriting Guidelines

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•

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II. Basic

[table deleted]


Eligible Lives

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III. Basic

[table deleted]


Eligible Lives

[page break]

IV.

Voluntary


[table deleted]
*Eligible Lives*

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Appendix 1

[table deleted ]

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Appendix 2

[table deleted]

[tables deleted]

[page break]

[tables deleted]

Document Metadata

Table of Contents

AMENDMENT to the SELECTED AUTOMATIC YRT AGREEMENTS listed below between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter referred to as the “Ceding Company”) And SWISS RE LIFE & HEALTH AMERICA INC. (hereinafter referred to as the “Reinsurer”)...

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