EXHIBIT 10(cs)
November 2, 2003
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Chief Financial Officer
FPF, Inc.
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RE: Sale and Assignment Agreement dated November 18, 1999 by and among
Hallmark Finance Corporation (the "Seller" and, herein, "Hallmark") and
FPF, Inc. ("FPF" and, herein, "Flatiron"), as amended or modified (the
"Agreement")
Dear ▇▇. ▇▇▇▇▇▇:
This letter will serve as formal notification of termination with respect
to the above referenced agreement. Cancellation shall be effective 60 days
from the date of this letter on December 31, 2003.
Please contact me directly if you have any questions.
Yours truly,
Brookland ▇. ▇▇▇▇▇
President
