SUBSERVICING SUPPLEMENT dated as of September 28, 2012 between OCWEN LOAN SERVICING, LLC and HLSS HOLDINGS, LLC
EXHIBIT 10.2
dated as of September 28, 2012
between
OCWEN LOAN SERVICING, LLC
and
HLSS HOLDINGS, LLC
CONTENTS
| Clause | Page | |||
| ARTICLE I. DEFINITIONS |
1 | |||
| 1.1 Definitions |
1 | |||
| ARTICLE II. SUBSERVICING |
3 | |||
| 2.1 Engagement as Subservicer |
3 | |||
| 2.2 Servicing Transfer Procedures |
3 | |||
| 2.3 Reference to Master Subservicing Agreement |
3 | |||
| ARTICLE III. SERVICING FEES |
3 | |||
| 3.1 Base Subservicing Fee |
3 | |||
| 3.2 Performance Fee |
4 | |||
| ARTICLE IV. MISCELLANEOUS |
4 | |||
| 4.1 Incorporation |
4 | |||
| 4.2 Third Party Beneficiaries |
4 | |||
| SCHEDULE I |
Servicing Agreements | |
| SCHEDULE II |
Retained Servicing Fee Percentage | |
| SCHEDULE III |
Target Ratio Schedule |
This SUBSERVICING SUPPLEMENT, dated as of September 28, 2012 (this “Subservicing Supplement”), is by and between HLSS HOLDINGS, LLC, a Delaware limited liability company (“Servicer”), and OCWEN LOAN SERVICING, LLC, a Delaware limited liability company (“Ocwen”).
RECITALS:
WHEREAS, as of the applicable Servicing Transfer Date (as defined herein), Servicer will become the servicer of certain Mortgage Loans (as defined in the Master Subservicing Agreement) pursuant to the terms of those certain pooling and servicing agreements or other servicing agreements listed in Schedule I hereto; and
WHEREAS, Servicer and Ocwen are parties to that certain Master Subservicing Agreement dated as of February 10, 2012 (the “Master Subservicing Agreement”); and
WHEREAS, Servicer desires to engage Ocwen to act as subservicer with respect to the Mortgage Loans relating to those pooling and servicing agreements or other servicing agreements listed in Schedule I hereto, as of the applicable Servicing Transfer Date (as defined herein), and Ocwen desires to act as subservicer with respect to the Mortgage Loans relating to those pooling and servicing agreements or other servicing agreements, on the terms set forth in the Master Subservicing Agreement, as supplemented by this Subservicing Supplement.
NOW, THEREFORE, in consideration of the premises and mutual agreements hereinafter set forth and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and intending to be legally bound hereby, Servicer and Ocwen agree as follows:
ARTICLE I.
DEFINITIONS.
1.1 Definitions. (a) For purposes of this Subservicing Supplement, the following capitalized terms shall have the respective meanings set forth or referenced below.
“Base Subservicing Fee” has the meaning set forth in Section 3.1.
“Deferred Servicing Agreement” has the meaning set forth in the Sale Supplement.
“Excess Servicing Advances” shall mean, for any calendar month, the amount, if any, by which the outstanding Servicing Advances with respect to the Servicing Agreements as of the last day of such calendar month exceeds an amount equal to (a) the Target Ratio for such calendar month multiplied by (b) the unpaid principal balance of the Mortgage Loans subject to the Servicing Agreements as of the last day of such calendar month.
1
“Monthly Servicing Fee” shall mean, for each calendar month, the sum of the Base Subservicing Fee for such calendar month and the Seller Monthly Servicing Fee (as defined in the Sale Supplement) for such calendar month.
“Performance Fee” has the meaning set forth in Section 3.2.
“Retained Servicing Fee” shall mean, for any calendar month, an amount equal to the sum of (a) the product of the Retained Servicing Fee Percentage for such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements and the Deferred Servicing Agreements during such calendar month, and (b) the Retained Servicing Fee Shortfall, if any, for the immediately prior calendar month.
“Retained Servicing Fee Percentage” shall mean, for any calendar month, the percentage set forth on Schedule II to this Subservicing Supplement.
“Retained Servicing Fee Shortfall” shall mean, for any calendar month, beginning in October, 2012, an amount equal to the excess, if any, of (a) the Retained Servicing Fee for such calendar month over (b) the excess, if any, of (x) the aggregate Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements and with respect to the Deferred Servicing Agreements during such calendar month (whether directly pursuant to such Subject Servicing Agreement or pursuant to Sale Supplement, as applicable) over (y) the Monthly Servicing Fee for such calendar month.
“Sale Supplement” shall mean that certain Sale Supplement, dated as of the date hereof, between Servicer, as Purchaser, and Ocwen, as Seller, as the same may be amended, supplemented or otherwise modified from time to time.
“Scheduled Termination Date” means, with respect to each Subject Servicing Agreement serviced pursuant to this Subservicing Supplement, the date which is six (6) years after the closing date of the initial acquisition of assets pursuant to the Sale Supplement.
“Servicing Agreement” shall mean each of the pooling and servicing agreements or other servicing agreements listed in Schedule I hereto.
“Servicing Fees” shall mean, with respect to any Servicing Agreement, the servicing fees payable to Servicer under the Subject Servicing Agreements, including each “servicing fee” payable based on a percentage of the outstanding principal balance of the Mortgage Loans serviced pursuant to such Servicing Agreement, but excluding any Ancillary Income, Prepayment Interest Excess or any amounts earned in connection with the investment of funds in the related Custodial Accounts and Escrow Accounts.
“Servicing Transfer Date” shall have the meaning specified in the Sale Supplement.
“Subject Servicing Agreement”, shall mean, as of any date of determination, each Servicing Agreement with respect to which the Servicing Transfer Date has occurred on or prior to such date and with respect to which the Subservicing Termination Date has not occurred on or prior to such date.
2
“Target Ratio” for each calendar month shall mean the amount specified in Schedule III with respect to such month.
(b) Any capitalized term used but not defined in this Subservicing Supplement shall have the meaning assigned to such term in the Master Subservicing Agreement.
ARTICLE II.
SUBSERVICING
2.1 Engagement as Subservicer. Servicer hereby engages Ocwen to act as subservicer, and Ocwen agrees to act as subservicer, with respect to the Mortgage Loans relating to those certain pooling and servicing agreements or other servicing agreements listed in Schedule I hereto (the “Subject Servicing Agreements”) pursuant to the terms of the Master Subservicing Agreement, as supplement by this Subservicing Supplement, on and after the related Servicing Transfer Date for such Subject Servicing Agreement. Except as set forth in this Subservicing Supplement or the Master Subservicing Agreement, Ocwen further agrees to be responsible for performing all of the duties and obligations of Servicer and its subservicers under each Subject Servicing Agreement, and to meet any standards and fulfill any requirements applicable to Servicer or its subservicer under each Subject Servicing Agreement on and after the related Servicing Transfer Date.
2.2 Servicing Transfer Procedures. Servicer and Ocwen each covenant and agree to following the Servicing Transfer Procedures agreed pursuant to the Sale Supplement with respect to each Subject Servicing Agreement.
2.3 Reference to Master Subservicing Agreement. Each of Servicer and Subservicer agrees that (a) this Subservicing Supplement is a “Subservicing Supplement” executed pursuant to Section 2.1 of the Master Subservicing Agreement, (b) the terms of this Subservicing Supplement are hereby incorporated into the Master Subservicing Agreement with respect to the Subject Servicing Agreements and the related Mortgage Loans to the extent set forth therein, (c) each of the Subject Servicing Agreements listed in Schedule I is a “Subject Servicing Agreement” as such term is used in the Master Subservicing Agreement on and after the related Servicing Transfer Date, and (d) the terms of this Subservicing Supplement apply to the Subject Servicing Agreements specified herein and not to any other “Subject Servicing Agreement” as that term is used in the Master Subservicing Agreement. In the event of any conflict between the provisions of this Subservicing Supplement and the Master Subservicing Agreement, the terms of this Subservicing Supplement shall prevail.
ARTICLE III.
SERVICING FEES
3.1 Base Subservicing Fee. As compensation for its services with respect to the Subject Servicing Agreements, Servicer shall pay Ocwen a monthly base subservicing fee for each calendar month during which Ocwen is servicing Mortgage Loans with respect to Subject Servicing Agreements pursuant to this Subservicing Supplement equal to 12.00% of the aggregate Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements during such calendar month (the “Base Subservicing Fee”).
Subservicing Supplement
3
3.2 Performance Fee. Servicer shall pay to Ocwen for each calendar month during which Ocwen is servicing Mortgage Loans with respect to Subject Servicing Agreements pursuant to this Subservicing Supplement a performance fee (the “Performance Fee”) equal to the greater of (a) zero and (b) the excess, if any, of the aggregate of all Servicing Fees actually received by Servicer pursuant to the Subject Servicing Agreements and with respect to the Deferred Servicing Agreements during such calendar month (whether directly pursuant to such Subject Servicing Agreement or pursuant to the Sale Supplement, as applicable) over the sum of (i) the Monthly Servicing Fee for such calendar month and (ii) the Retained Servicing Fee for such calendar month, multiplied by (y) a fraction, (i) the numerator of which is the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements during such calendar month and (ii) the denominator of which is equal to the sum of the average unpaid principal balance of all Mortgage Loans subject to the Deferred Servicing Agreements during such calendar month and the average unpaid principal balance of all Mortgage Loans subject to the Subject Servicing Agreements during such calendar month, or such other allocation percentage which is agreed by Servicer and Ocwen (the “Allocation Percentage”). The Performance Fee, if any, for any calendar month will be reduced by 6.50% per annum (i.e., 0.5417% per month) of the Excess Servicing Advances, if any, for such calendar month multiplied by the Allocation Percentage. If the Closing Date does not occur on the first day of a calendar month, the Performance Fee for the period from the Closing Date to the last of the calendar month in which the Closing Date occurs shall be calculated in a pro rata manner based on the number of days in such period.
ARTICLE IV.
MISCELLANEOUS
4.1 Incorporation. The provisions of Article 10 of the Master Subservicing Agreement are hereby incorporated into this Subservicing Supplement by reference, mutatis mutandis, as if its provisions were fully set forth herein.
4.2 Third Party Beneficiaries. Ocwen and Servicer each acknowledges and agrees that the indenture trustee, on behalf of the holders of related notes, with respect to any Servicing Advance Facility pursuant to which Servicer has transferred Servicer Advances made pursuant to a Servicing Agreement is an express third party beneficiary of this Subservicing Supplement and the Subservicing Agreement solely with respect to the Servicing Agreements related to such Servicing Advance Facility.
[Signature Page Follows]
Subservicing Supplement
4
IN WITNESS WHEREOF, the parties hereto have caused this Subservicing Supplement to be executed and delivered as of the date first above written.
| HLSS HOLDINGS, LLC | ||
| By: Home Loan Servicing Solutions, Ltd., its sole member | ||
| By: | /s/ Xxxxx Xxxxxx | |
| Name: Xxxxx Xxxxxx | ||
| Title: CFO | ||
| OCWEN LOAN SERVICING, LLC | ||
| By: | /s/ Xxxx Xxxxxx | |
| Name: Xxxx Xxxxxx | ||
| Title: Authorized Signatory | ||
Subservicing Supplement
5
SCHEDULE I
SERVICING AGREEMENTS
| Investor Number |
Short Form Deal Name | |
| 2640 |
Renaissance 2007-3 | |
| 2701 |
ABSC 2005-HE1 (CSFB) | |
| 2718 |
Saxon 05-4 | |
| 2719 |
SASTA 2006-01 | |
| 2730 |
Saxon 05-3 | |
| 320 |
Residential Mortgage Loan Trust 1998-1 | |
| 338 |
Ocwen 1999-R1 | |
| 2012 |
1998-NC4 Salomon | |
| 2039 |
1997-NC5A Salomon | |
| 2041 |
1998-NC1 Salomon | |
| 2042 |
1998-NC2 Salomon | |
| 2131 |
ARC 2001-BC5 | |
| 2132 |
CSFB ABS Trust Series 2001-HE16 | |
| 2158 |
CSFB ABS Trust Series 2001-HE25 | |
| 2164 |
CSFB ABS Trust Series 2002-HE1 | |
| 2166 |
CSFB ABS Trust Series 2002-HE4 | |
| 2172 |
ARC 2002 BC-1 | |
| 2183 |
CDC 2002-HE1 S/S | |
| 2189 |
ARC 2002 BC-3 | |
| 2194 |
CSFB HEAT 2002-1 | |
| 2199 |
ARC 2002 BC-5 | |
| 2200 |
GSAMP 2002-NC1 | |
| 2201 |
ABFC 2002-NC1 | |
| 2210 |
ARC 2002 BC-6 | |
| 2220 |
ARC 2002 BC-7 | |
| 2224 |
ARC 2002 BC-8 | |
| 2227 |
ARC 2002 BC-9 | |
| 2229 |
GSAMP 2002-HE | |
| 2232 |
ARC 2002 BC-10 | |
| 2238 |
SAIL 2003-BC1 | |
| 2243 |
SAIL 2003 BC2 S/S | |
| 2244 |
SASCO 2003 AM1 | |
| 2245 |
GSAMP 2003 FM1 | |
| 2252 |
SAIL 2003 - BC3 | |
| 2253 |
Encore Credit Corp Mtg P-T Certs, Series 2003-1 | |
| 2256 |
CSFB Mtg-Backed PT Certificates Series 2003-AR2 | |
| 2258 |
Structured Asset Investment Loan Trust 03-BC4 S/S |
Sch I-1
| 2260 |
Structured Asset Investment Loan Trust 03-BC5 S/S | |
| 2261 |
Home Equity Pass-Through Certificates, 2003-3 | |
| 2267 |
CSFB Home Equity Asset Trust 2003-4 | |
| 2268 |
Xxxxxx Xxxxxxx ABS Capital I Inc. Trust 2003-SD1 | |
| 2271 |
CSFB Mtg-Backed PT Certificates Series 2003-AR5 | |
| 2272 |
CSFB Mtg-Backed PT Certificates Series 2003-AR9 | |
| 2273 |
CSFB Mtg-Backed PT Certificates Series 2003-AR12 | |
| 2274 |
CSFB Mtg-Backed PT Certificates Series 2003-AR15 | |
| 2277 |
CSFB Mtg-Backed PT Certificates Series 2003-AR18 | |
| 2290 |
SASCO 2003-S1 | |
| 2293 |
SAIL Loan Trust, Series 2003-BC8 S/S | |
| 2295 |
SAIL Loan Trust, Series 2003-BC9 S/S | |
| 2298 |
SAIL 2003 BC10 S/S | |
| 2303 |
Equifirst 2003-2 | |
| 2306 |
SAIL 2003-BC11 | |
| 2307 |
CSFB HEAT 2003-6 | |
| 2308 |
SASCO GEL 2003-1 | |
| 2313 |
SAIL 2003-BC12 | |
| 2314 |
SAIL 2003-BC13 | |
| 2317 |
CSFB HEMT 2003-6 | |
| 2318 |
TMTS 2003-6HE | |
| 2321 |
CSFB HEMT 2003-7 | |
| 2322 |
CSFB HEAT 2003-8 | |
| 2326 |
SAIL 2004-BC1 | |
| 2328 |
SAIL 2004-2 | |
| 2330 |
SASCO 2004-GEL1 | |
| 2332 |
CSFB HEMT 2004-1 | |
| 2333 |
CSFB HEAT 2004-1 | |
| 2335 |
SASCO 2003 - 39EX | |
| 2337 |
TMTS 2004 4SL | |
| 2339 |
SAIL 2004-3 | |
| 2340 |
CSFB HEAT 2004-2 | |
| 2341 |
GSAMP Trust 2004 SEA-1 | |
| 2343 |
ACE 2004-HE1 | |
| 0000 |
Xxxxx Trust Series 2004-2 | |
| 2347 |
GSAMP 2004 HE1 | |
| 2348 |
CSFB HEAT 2004-3 | |
| 2352 |
ACE 2004 IN1 | |
| 2353 |
Renaissance 2004-2 | |
| 2355 |
SAIL 2004-6 |
Sch I-2
| 2357 |
SASCO 2004-GEL2 | |
| 2358 |
GSAMP 2004 SEA2 | |
| 2359 |
GSAMP 2004 SD1 | |
| 2360 |
GSAMP 2004 HE2 | |
| 2361 |
CSFB HEAT 2004-5 | |
| 2365 |
GSRPM 2004-1 | |
| 2366 |
CSFB HEAT 2004-6 | |
| 2367 |
ABSC 2004 -HE6 | |
| 2368 |
Xxxxxxxxxxx 0000-0 | |
| 0000 |
Xxxxxxxx Bank ACE 2004-HE2 | |
| 2374 |
CSFB HEAT 2004-7 | |
| 2376 |
ACE 2004-SD1 | |
| 2377 |
ARC 2004-1 | |
| 2378 |
SAIL 2004-10 | |
| 2380 |
CSFB 2004-AA1 | |
| 2383 |
ABSC 2004-HE8 | |
| 2384 |
SASCO 2004-S4 | |
| 2386 |
CSFB HEAT 2004-8 | |
| 2387 |
Aegis 2004-5 | |
| 0000 |
Xxxxx 2004-6 | |
| 2392 |
ACE 2005 SD1 | |
| 2395 |
GSAMP 2005-HE1 | |
| 2397 |
GSAMP 2005 - SD1 | |
| 2398 |
SASCO 0000-XXX0 | |
| 0000 |
XXXX 2005-FIX1 | |
| 2400 |
CSFB HEAT 2005-1 | |
| 2401 |
ACE 2005-HE1 | |
| 2404 |
SASCO 2005-S1 | |
| 2405 |
SAIL 2005-2 | |
| 2406 |
Aegis 2005-1 | |
| 2410 |
SAIL 2005-3 | |
| 2411 |
GSAMP 2005 SEA1 | |
| 2413 |
ACE 2005 -SN1 | |
| 2424 |
ABFS 2000-3 | |
| 2425 |
ABFS 2000-4 | |
| 2426 |
ABFS 2001-1 | |
| 2428 |
ABFS 2001-3 | |
| 2429 |
ABFS 2001-4 | |
| 2430 |
ABFS 2002-1 | |
| 2436 |
SASCO 2005-GEL2 | |
| 2437 |
SAIL 2005-4 | |
| 2438 |
FNLC 2005-1 | |
| 2440 |
CSFB HEAT 2005-3 | |
| 2441 |
MABS 2005-HE1 | |
| 2444 |
SASCO 2005-9XS | |
| 2446 |
GSAMP 2005-SD2 | |
| 2448 |
SAIL 2005-6 |
Sch I-3
| 2449 |
Renaissance 2005-2 | |
| 2450 |
SASCO 2005-GEL3 | |
| 0000 |
Xxxxx 2005-3 | |
| 2452 |
ACE 2005 -SD2 | |
| 2453 |
ACE 2005-HE4 | |
| 2457 |
CSFB HEMT 2005-3 | |
| 2459 |
CSFB HEAT 2005-5 | |
| 2466 |
ACE 2005 SL1 | |
| 2469 |
CSFB HEAT 2005-7 | |
| 2470 |
CSFB HEMT 2005-4 | |
| 2472 |
SASCO 2005-SC1 | |
| 2473 |
GSAMP 2005-SEA2 | |
| 2475 |
SASCO 2005-GEL4 | |
| 2481 |
BSABS 0000-XX0 | |
| 0000 |
XXXX 2005 HEMT HF1 | |
| 2486 |
SAIL 2005-9 | |
| 2491 |
ACE 2005 SD3 | |
| 2495 |
CSFB HEAT 2005-9 | |
| 2502 |
CSFB HEMT 2005-5 | |
| 2504 |
GSAMP 2006 SD1 | |
| 2511 |
CSFB HEAT 2006-2 | |
| 2512 |
ACE 2006 SL1 | |
| 2517 |
GSAMP 2006-S4 | |
| 2524 |
DB ACE 2006-SD1 | |
| 2526 |
ACE 2006 SL2 | |
| 2528 |
ResMAE 2006-1 | |
| 2536 |
CSFB HEMT 2006-2 | |
| 2544 |
ACE 2006-ASL1 | |
| 2545 |
ACE 2006-ASAP3 | |
| 2546 |
GSAMP 2006-SD2 | |
| 2549 |
CS HEMT 2006-3 | |
| 2550 |
ACE 2006-SL3 | |
| 2553 |
NAAC 2005-S1 | |
| 2554 |
NAAC 2005-S2 | |
| 2555 |
NAAC 2005-S3 | |
| 2556 |
ACE 2006-SD2 | |
| 2564 |
GSAMP 2006-SD3 | |
| 2568 |
NAAC 2005-S4 | |
| 2569 |
NAAC 2006-S1 | |
| 2577 |
CS HEMT 2006-4 | |
| 2586 |
CS HEMT 2006-5 | |
| 2593 |
ACE 2006-SD3 | |
| 2597 |
CMLTI 2006-HE3 | |
| 2606 |
ACE 2007-ASL1 | |
| 2610 |
ACE 2007-SL1 | |
| 2622 |
NAAC 2007-S2 | |
| 2624 |
SASCO 2007-GEL2 |
Sch I-4
| 2633 |
SASCO 2007-TC1 | |
| 2634 |
BSABS 2007-HE4 | |
| 2658 |
SASCO 2007-BC4 | |
| 2678 |
DSLA 2006-AR2 | |
| 2680 |
HBVM 2006-8 | |
| 2681 |
HBVM 2007-6 | |
| 2683 |
HBVM 2005-6 | |
| 3590 |
GSAMP TRUST 2003-HE2 | |
| 3593 |
MSABS 2003-HE2 | |
| 3622 |
GSAA TRUST 2004-5 | |
| 3651 |
GSAMP TRUST 2005-HE1 | |
| 3652 |
PPSI 2005-WCH1 | |
| 3654 |
MSHEL 2005-1 | |
| 3663 |
SAIL 2005-4 | |
| 3695 |
SAIL 2006-1 | |
| 3703 |
HASCO 2006-NC1 | |
| 3712 |
HEAT 2006-4 | |
| 3713 |
SASCO 2006-AM1 | |
| 3733 |
SASCO 2006-Z | |
| 3737 |
SASCO 2007-GEL2 |
Sch I-5
SCHEDULE II
RETAINED SERVICING FEE PERCENTAGE
| From Month1 |
To Month |
Retained Fee | ||
| 1 |
3 | 21.00 bps | ||
| 4 |
6 | 20.50 bps | ||
| 7 |
9 | 20.00 bps | ||
| 10 |
12 | 19.50 bps | ||
| 13 |
15 | 18.50 bps | ||
| 16 |
18 | 18.00 bps | ||
| 19 |
21 | 17.50 bps | ||
| 22 |
24 | 17.00 bps | ||
| 25 |
72 | 16.50 bps |
| 1 | Starting with October, 2012. |
Sch II-1
SCHEDULE III
TARGET RATIO SCHEDULE
| Month2 | Target Advance Ratio | |
| 1 |
3.27% | |
| 2 |
3.18% | |
| 3 |
3.10% | |
| 4 |
3.03% | |
| 5 |
2.95% | |
| 6 |
2.88% | |
| 7 |
2.81% | |
| 8 |
2.74% | |
| 9 |
2.67% | |
| 10 |
2.60% | |
| 11 |
2.54% | |
| 12 |
2.47% | |
| 13 |
2.41% | |
| 14 |
2.35% | |
| 15 |
2.29% | |
| 16 |
2.23% | |
| 17 |
2.18% | |
| 18 |
2.12% | |
| 19 |
2.07% | |
| 20 |
2.02% | |
| 21 |
1.97% | |
| 22 |
1.92% | |
| 23 |
1.87% | |
| 24 |
1.82% | |
| 25 |
1.78% | |
| 26 |
1.75% | |
| 27 |
1.75% | |
| 28 |
1.75% | |
| 29 |
1.75% | |
| 30 |
1.75% | |
| 31 |
1.75% | |
| 32 |
1.75% | |
| 33 |
1.75% | |
| 34 |
1.75% | |
| 35 |
1.75% |
| 2 | Starting with October, 2012. |
Sch III-1
| Month2 | Target Advance Ratio | |
| 36 |
1.75% | |
| 37 |
1.75% | |
| 38 |
1.75% | |
| 39 |
1.75% | |
| 40 |
1.75% | |
| 41 |
1.75% | |
| 42 |
1.75% | |
| 43 |
1.75% | |
| 44 |
1.75% | |
| 45 |
1.75% | |
| 46 |
1.75% | |
| 47 |
1.75% | |
| 48 |
1.75% | |
| 49 |
1.75% | |
| 50 |
1.75% | |
| 51 |
1.75% | |
| 52 |
1.75% | |
| 53 |
1.75% | |
| 54 |
1.75% | |
| 55 |
1.75% | |
| 56 |
1.75% | |
| 57 |
1.75% | |
| 58 |
1.75% | |
| 59 |
1.75% | |
| 60 |
1.75% | |
| 61 |
1.75% | |
| 62 |
1.75% | |
| 63 |
1.75% | |
| 64 |
1.75% | |
| 65 |
1.75% | |
| 66 |
1.75% | |
| 67 |
1.75% | |
| 68 |
1.75% | |
| 69 |
1.75% | |
| 70 |
1.75% | |
| 71 |
1.75% | |
| 72 |
1.75% |
Sch III-2
