EX. 99-B.4.11
ING LIFE INSURANCE AND ANNUITY COMPANY
ENDORSEMENT
This Contract is hereby endorsed to restate and amend the following:
Section 3.01. Net Purchase Payment(s) - Delete the last paragraph and replace it
with the following:
During any calendar year, the Company may be told to change the investment
mix twelve times. Should the Company allow additional changes, each may be
subject to a fee of up to $10.
Section 3.08. Transfer of Current Value from the Funds - Delete the last
paragraph and replace it with the following:
Twelve transfers of Current Value can be made during a calendar year
period. Should the Company allow additional transfers, each may be subject
to a fee of up to $10.
Endorsed and made a part of this Contract effective May 1, 1989.
/s/ Xxxxxx X. XxXxxxxxx
President
ING Life Insurance and Annuity Company
