Fred G. Kowal
President and Chief Operating Officer
American Bancorp of New Jersey, Inc.
American Bank of New Jersey
365 Broad Street
Bloomfield, NJ 07003-2798
NASDAQ Global Market "ABNJ"
For Immediate Release
November 27, 2007
AMERICAN BANCORP OF NEW JERSEY, INC.
ANNOUNCES CASH DIVIDEND
Bloomfield, New Jersey - November 27, 2007 - American Bancorp of New Jersey, Inc. (NASDAQ: ABNJ) (the
Company), holding company of American Bank of New Jersey (the Bank), announced today that its Board of
Directors has declared a quarterly cash dividend of $0.04 per share to stockholders of record as of December 7,
2007 payable on or about December 21, 2007.
The cash dividend is being paid to provide a return to stockholders. The payment of future dividends will be
subject to the Board's periodic review of the financial condition, earnings, and capital requirements of the
Company and the Bank.
As of September 30, 2007, the Company had consolidated total assets of $573.7 million and stockholders' equity
of $100.6 million. The Bank is a federally chartered stock savings bank which conducts business from its main
office in Bloomfield, New Jersey and its branch offices in Cedar Grove, Verona, Nutley and Clifton, New
The foregoing material contains forward-looking statements concerning our financial condition, results of
operations and business. We caution that such statements are subject to a number of uncertainties and actual
results could differ materially, and, therefore, readers should not place undue reliance on any forward-looking
statements. We do not undertake, and specifically disclaim, any obligation to publicly release the results of any
revisions that may be made to any forward-looking statements to reflect the occurrence of anticipated or
unanticipated events or circumstances after the date of such statements.