Contract

   1
Sequoia Mortgage Trust               Contact: Customer Service
Mortgage Pass-Through Certificates            Norwest Bank Minnesota, N.A.
                                              Securities Administration Services
Record Date:      30-Nov-1998                 7485 New Horizon Way
Distribution Date:28-Dec-1998                 Frederick, MD  21703
04-Jan-1999  2:49 P.M.                        Telephone:        (301) 846-8130
                                              Facsimile:        (301) 846-8152

                                  EXHIBIT 10.1

                     Certificateholder Distribution Summary


                                                          
Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution ----- ----- ----------- ------------ ----------- ------------ ------------ A-1 81743NAA9 SEQ 6.37000% 147,842,332.45 784,796.38 27,670,051.99 A-2 81743NAB7 SEQ 6.34000% 95,000,000.00 501,916.67 0.00 A-3 81743NAC5 SEQ 6.35000% 164,200,000.00 868,891.67 0.00 A-4 81743NAD3 SEQ 6.25000% 121,922,720.00 635,014.17 0.00 APO 81743NAJ0 PO 0.00000% 2,975,212.99 0.00 61,412.75 A-IO 81743NAP6 WIO 0.00250% 0.00 1,091.65 0.00 AX-1 81743NAE1 IO 0.46429% 0.00 57,201.77 0.00 AX-2 81743NAF8 IO 0.49429% 0.00 39,131.51 0.00 AX-3 81743NAG6 IO 0.48429% 0.00 66,267.39 0.00 AX-4 81743NAH4 IO 0.58429% 0.00 59,365.47 0.00 A-R 81743NAK7 R 0.00000% 0.00 0.00 0.00 A-RLT SMT983ARL ALR 0.00000% 0.00 0.00 0.00 M-1 81743NAL5 MEZ 6.83429% 16,127,300.00 91,848.91 0.00 M-2 81743NAM3 MEZ 6.83429% 7,741,100.00 44,087.45 0.00 M-3 81743NAN1 SUB 6.83429% 4,838,200.00 27,554.73 0.00 B-1 81743NAQ4 SUB 6.83429% 2,580,400.00 14,696.01 0.00 B-2 81743NAR2 SUB 6.83429% 1,935,300.00 11,022.01 0.00 B-3 81743NAS0 SUB 6.83429% 2,257,929.46 12,859.46 0.00 -------------- ------------ ------------- Totals 567,420,494.90 3,215,745.25 27,731,464.74 ============== ============ =============
Current Ending Realized Certificate Total Cumulative Class Loss Balance Distribution Realized Losses ----- -------- ----------- ------------ --------------- A-1 0.00 120,172,280.46 28,454,848.37 0.00 A-2 0.00 95,000,000.00 501,916.67 0.00 A-3 0.00 164,200,000.00 868,891.67 0.00 A-4 0.00 121,922,720.00 635,014.17 0.00 APO 0.00 2,913,800.24 61,412.75 0.00 A-IO 0.00 0.00 1,091.65 0.00 AX-1 0.00 0.00 57,201.77 0.00 AX-2 0.00 0.00 39,131.51 0.00 AX-3 0.00 0.00 66,267.39 0.00 AX-4 0.00 0.00 59,365.47 0.00 A-R 0.00 0.00 0.00 0.00 A-RLT 0.00 0.00 0.00 0.00 M-1 0.00 16,127,300.00 91,848.91 0.00 M-2 0.00 7,741,100.00 44,087.45 0.00 M-3 0.00 4,838,200.00 27,554.73 0.00 B-1 0.00 2,580,400.00 14,696.01 0.00 B-2 0.00 1,935,300.00 11,022.01 0.00 B-3 0.00 2,257,929.46 12,859.46 0.00 ---- -------------- ------------- --------- Totals 0.00 539,689,030.16 30,947,209.99 0.00 ==== ============== ============= =========
All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee Edward M. Frere, Jr. Vice President, Norwest Bank Minnesota, N.A. 2 Sequoia Mortgage Trust Contact: Customer Service Mortgage Pass-Through Certificates Norwest Bank Minnesota, N.A. Securities Administration Services Record Date: 30-Nov-1998 7485 New Horizon Way Distribution Date: 28-Dec-1998 Frederick, MD 21703 Telephone: (301) 846-8130 04-JAN-1999 2:49P.M. Facsimile: (301) 846-8152 Principal Distribution Statement
Beginning Scheduled Unscheduled Original Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss(1) ----- -------------- -------------- ------------ ------------- --------- -------- A-1 225,459,000.00 147,842,332.45 358,486.38 27,311,565.61 0.00 0.00 A-2 95,000,000.00 95,000,000.00 0.00 0.00 0.00 0.00 A-3 164,200,000.00 164,200,000.00 0.00 0.00 0.00 0.00 A-4 121,922,720.00 121,922,720.00 0.00 0.00 0.00 0.00 APO 3,033,074.00 2,975,212.99 2,722.02 58,690.73 0.00 0.00 A-IO 0.00 0.00 0.00 0.00 0.00 0.00 AX-1 0.00 0.00 0.00 0.00 0.00 0.00 AX-2 0.00 0.00 0.00 0.00 0.00 0.00 AX-3 0.00 0.00 0.00 0.00 0.00 0.00 AX-4 0.00 0.00 0.00 0.00 0.00 0.00 A-R 50.00 0.00 0.00 0.00 0.00 0.00 A-RLT 0.00 0.00 0.00 0.00 0.00 0.00 M-1 16,127,300.00 16,127,300.00 0.00 0.00 0.00 0.00 M-2 7,741,100.00 7,741,100.00 0.00 0.00 0.00 0.00 M-3 4,838,200.00 4,838,200.00 0.00 0.00 0.00 0.00 B-1 2,580,400.00 2,580,400.00 0.00 0.00 0.00 0.00 B-2 1,935,300,000 1,935,300.00 0.00 0.00 0.00 0.00 B-3 2,257,929.46 2,257,929.46 0.00 0.00 0.00 0.00 -------------- -------------- ------------ ------------- --------- -------- Totals 645,095,073.46 567,420,494.90 361,208.40 27,370,256.34 0.00 0.00 ============== ============== ============ ============ ======== ======
Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution ----- ------------- -------------- ---------- ------------- A-1 27,670,051.99 120,172,280.46 0.53301168 27,670,051.99 A-2 0.00 95,000,000.00 1.00000000 0.00 A-3 0.00 164,200,000.00 1.00000000 0.00 A-4 0.00 121,922,720.00 1.00000000 0.00 APO 61,412.75 2,913,800.24 0.96067562 61,412.75 A-IO 0.00 0.00 0.00000000 0.00 AX-1 0.00 0.00 0.00000000 0.00 AX-2 0.00 0.00 0.00000000 0.00 AX-3 0.00 0.00 0.00000000 0.00 AX-4 0.00 0.00 0.00000000 0.00 A-R 0.00 0.00 0.00000000 0.00 A-RLT 0.00 0.00 0.00000000 0.00 M-1 0.00 16,127,300.00 1.00000000 0.00 M-2 0.00 7,741,100.00 1.00000000 0.00 M-3 0.00 4,838,200.00 1.00000000 0.00 B-1 0.00 2,580,400.00 1.00000000 0.00 B-2 0.00 1,935,300.00 1.00000000 0.00 B-3 0.00 2,257,929.46 1.00000000 0.00 ------------- -------------- ---------- ------------- Totals 27,731,464.74 539,689,030.16 0.83660386 27,731,464.74 ============= ============== ========== =============
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed. Please Refer To The Prospectus Supplement For A Full Description. 3 Sequoia Mortgage Trust Contact: Customer Service Mortgage Pass-Through Certificates Norwest Bank Minnesota, N.A. Securities Administration Services Record Date: 30-Nov-1998 7485 New Horizon Way Distribution Date: 28-Dec-1998 Frederick, MD 21703 Telephone: (301) 846-8130 04-Jan-1999 2:49P.M. Facsimile: (301) 846-8152
Principal Distribution Factors Statement
Beginning Scheduled Unscheduled Original Face Certificate Principal Principal Realized Class(2) Amount Balance Distribution Distribution Accretion Loss(3) - -------- -------------- ------------- ------------ ------------ ---------- ---------- A-1 225,459,000.00 655.73932489 1.59002914 121.13761531 0.00000000 0.00000000 A-2 95,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-3 164,200,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-4 121,922,720.00 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 APO 3,033,074.00 980.92331081 0.89744596 19.35024665 0.00000000 0.00000000 A-IO 0.00 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 AX-1 0.00 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 AX-2 0.00 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 AX-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 AX-4 0.00 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-R 50.00 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-RLT 0.00 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-1 16,127,300.00 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-2 7,741,100.00 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 M-3 4,838,200.00 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 2,580,400.00 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-2 1,935,300,000 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-3 2,257,929.46 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000
Total Ending Ending Principal Certificate Certificate Total Principal Reduction Balance Percentage Distribution - ------------ ------------- ----------- --------------- 122.72764445 533.01168044 0.53301168 122.72764445 0.00000000 1000.00000000 1.00000000 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 20.24769260 960.67561820 0.96067562 20.24769260 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000
(2) Per $1000 denomination. (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed. Please Refer To The Prospectus Supplement For A Full Description. 4 Sequoia Mortgage Trust Contact: Customer Service Mortgage Pass-Through Certificates Norwest Bank Minnesota, N.A. Securities Administration Services Record Date: 30-Nov-1998 7485 New Horizon Way Distribution Date: 28-Dec-1998 Frederick, MD 21703 Telephone: (301) 846-8130 04-Jan-1999 2:49P.M. Facsimile: (301) 846-8152 Interest Distribution Statement
Beginning Payment of Current Certificate/ Current Unpaid Current Original Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall - ----- -------------- ----------- -------------- ----------- --------- --------- A-1 225,459,000.00 6.37000% 147,842,332.45 784,796.38 0.00 0.00 A-2 95,000,000.00 6.34000% 95,000,000.00 501,916.67 0.00 0.00 A-3 164,200,000.00 6.35000% 164,200,000.00 868,891.67 0.00 0.00 A-4 121,922,720.00 6.25000% 121,922,720.00 635,014.17 0.00 0.00 APO 3,033,074.00 0.00000% 2,975,212.99 0.00 0.00 0.00 A-IO 0.00 0.00250% 523,991,727.97 1,091.65 0.00 0.00 AX-1 0.00 0.46429% 147,842,332.45 57,201.77 0.00 0.00 AX-2 0.00 0.49429% 95,000,000.00 39,131.51 0.00 0.00 AX-3 0.00 0.48429% 164,200,000.00 66,267.39 0.00 0.00 AX-4 0.00 0.58429% 121,922,720.00 59,365.47 0.00 0.00 A-R 50.00 0.00000% 0.00 0.00 0.00 0.00 A-RLT 0.00 0.00000% 0.00 0.00 0.00 0.00 M-1 16,127,300.00 6.83429% 16,127,300.00 91,848.91 0.00 0.00 M-2 7,741,100.00 6.83429% 7,741,100.00 44,087.45 0.00 0.00 M-3 4,838,200.00 6.83429% 4,838,200.00 27,554.73 0.00 0.00 B-1 2,580,400.00 6.83429% 2,580,400.00 14,696.01 0.00 0.00 B-2 1,935,300,000 6.83429% 1,935,300.00 11,022.01 0.00 0.00 B-3 2,257,929.46 6.83429% 2,257,929.46 12,859.46 0.00 0.00 -------------- ----------- -------------- ----------- --------- --------- Totals 645,095,073.46 3,215,745.25 0.00 0.00 ============== =========== ============== ============ ========== =========
Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses(4) Distribution Shortfall Balance - ----- ------------- --------- ------------- --------- -------------- A-1 0.01 0.00 784,796.38 0.00 120,172,280.46 A-2 0.01 0.00 501,916.67 0.00 95,000,000.00 A-3 0.01 0.00 868,891.67 0.00 164,200,000.00 A-4 0.01 0.00 635,014.17 0.00 121,922,720.00 APO 0.00 0.00 0.00 0.00 2,913,800.24 A-IO 0.00 0.00 1,091.65 0.00 498,382,751.45 AX-1 0.00 0.00 57,201.77 0.00 120,172,280.46 AX-2 0.00 0.00 39,131.51 0.00 95,000,000.00 AX-3 0.00 0.00 66,267.39 0.00 164,200,000.00 AX-4 0.00 0.00 59,365.47 0.00 121,922,720.00 A-R 0.00 0.00 0.00 0.00 0.00 A-RLT 0.00 0.00 0.00 0.00 0.00 M-1 0.00 0.00 91,848.91 0.00 16,127,300.00 M-2 0.00 0.00 44,087.45 0.00 7,741,100.00 M-3 0.00 0.00 27,554.73 0.00 4,838,200.00 B-1 0.00 0.00 14,696.01 0.00 2,580,400.00 B-2 0.00 0.00 11,022.01 0.00 1,935,300.00 B-3 0.00 0.00 12,859.46 0.00 2,257,929.46 ------------- --------- ------------- --------- -------------- Totals 0.00 0.00 3,215,745.25 0.00 ============= ========= ============= ========= ==============
(4) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed. Please Refer To The Prospectus Supplement For A Full Description. 5 Sequoia Mortgage Trust Contact: Customer Service Mortgage Pass-Through Certificates Norwest Bank Minnesota, N.A. Securities Administration Services Record Date: 30-Nov-1998 7485 New Horizon Way Distribution Date: 28-Dec-1998 Frederick, MD 21703 Telephone: (301) 846-8130 04-JAN-1999 2:49 P.M. Facsimile: (301) 846-8152 Interest Distribution Factors Statement
Beginning Payment of Current Certificate/ Current Unpaid Current Original Face Certificate Notional Accrued Interest Interest Class(5) Amount Rate Balance Interest Shortfall Shortfall ======== ============== =========== ============= ========== =========== ========== A-1 225,459,000.00 6.37000% 655.73932489 3.48088291 0.00000000 0.00000000 A-2 95,000,000.00 6.34000% 1000.00000000 5.28333337 0.00000000 0.00000000 A-3 164,200,000.00 6.35000% 1000.00000000 5.29166669 0.00000000 0.00000000 A-4 121,922,720.00 6.25000% 1000.00000000 5.20833336 0.00000000 0.00000000 APO 3,033,074.00 0.00000% 980.92331081 0.00000000 0.00000000 0.00000000 A-10 0.00 0.00250% 879.59204503 0.00183248 0.00000000 0.00000000 AX-1 0.00 0.46429% 655.73932489 0.25371252 0.00000000 0.00000000 AX-2 0.00 0.49429% 1000.00000000 0.41191063 0.00000000 0.00000000 AX-3 0.00 0.48429% 1000.00000000 0.40357728 0.00000000 0.00000000 AX-4 0.00 0.58429% 1000.00000000 0.48691064 0.00000000 0.00000000 A-R 50.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 A-RLT 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 M-1 16,127,300.00 6.83429% 1000.00000000 5.69524409 0.00000000 0.00000000 M-2 7,741,100.00 6.83429% 1000.00000000 5.69524357 0.00000000 0.00000000 M-3 4,838,200.00 6.83429% 1000.00000000 5.69524410 0.00000000 0.00000000 B-1 2,580,400.00 6.83429% 1000.00000000 5.69524492 0.00000000 0.00000000 B-2 1,935,300,000 6.83429% 1000.00000000 5.69524622 0.00000000 0.00000000 B-3 2,257,929.46 6.83429% 1000.00000000 0.69524435 0.00000000 0.00000000
Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Shortfall Losses(6) Distribution Shortfall Balance =========== =========== ============ ========== ============== 0.00000000 0.00000000 3.48088291 0.00000000 533.01168044 0.00000000 0.00000000 5.28333337 0.00000000 1000.00000000 0.00000000 0.00000000 5.29166669 0.00000000 1000.00000000 0.00000000 0.00000000 5.20833336 0.00000000 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 960.67561820 0.00000000 0.00000000 0.00183248 0.00000000 836.60386253 0.00000000 0.00000000 0.25371252 0.00000000 533.01168044 0.00000000 0.00000000 0.41191063 0.00000000 1000.00000000 0.00000000 0.00000000 0.40357728 0.00000000 1000.00000000 0.00000000 0.00000000 0.48691064 0.00000000 1000.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 5.69524409 0.00000000 1000.00000000 0.00000000 0.00000000 5.69524357 0.00000000 1000.00000000 0.00000000 0.00000000 5.69524410 0.00000000 1000.00000000 0.00000000 0.00000000 5.69524492 0.00000000 1000.00000000 0.00000000 0.00000000 5.69524622 0.00000000 1000.00000000 0.00000000 0.00000000 0.69524435 0.00000000 1000.00000000
(5) Per $1,000 Denomination. (6) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed. Please Refer To The Prospectus Supplement For A Full Description. 6 Sequoia Mortgage Trust Contact: Customer Service Mortgage Pass-Through Certificates Norwest Bank Minnesota, N.A. Securities Administration Services Record Date: 30-Nov-1998 7485 New Horizon Way Distribution Date: 28-Dec-1998 Frederick, MD 21703 Telephone: (301) 846-8130 04-JAN-1999 2:49P.M. Facsimile: (301) 846-8152 Certificateholder Account Statement CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 31,067,853.69 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses 0.00 ------------- Total Deposits 31,067,853.69 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 120,643.70 Payment of Interest and Principal 30,947,209.99 ------------- Total Withdrawals (Pool Distribution Amount) 31,067,853.69 ============= Ending Balance 0.00 =============
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL
Total Prepayment/Curtailment Interest Shortfall 1,876.73 Servicing Fee Support 8,876.74 -------- Non-Supported Prepayment/Curtailment Interest Shortfall 0.00 ========
SERVICING FEES Gross Servicing Fee 122,520.44 Supported Prepayment/Curtailment Interest Shortfall 1,876.74 ---------- Net Servicing Fee 120,643.70 ==========
7 Sequoia Mortgage Trust Contact: Customer Service Mortgage Pass-Through Certificates Norwest Bank Minnesota, N.A. Securities Administration Services Record Date: 30-Nov-1998 7485 New Horizon Way Distribution Date: 28-Dec-1998 Frederick, MD 21703 Telephone: (301) 846-8130 04-Jan-1999 2:49P.M. Facsimile: (301) 846-8152
CERTIFICATEHOLDER DELINQUENCY/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS
Percentage Delinquent Based On Current ------------------------------- Number Of Unpaid Principal Number Unpaid Loans Balance of Loans Balance --------- ---------------- -------- --------- 30 Days 16 4,429,709.49 0.875753% 0.820789% 60 Days 1 252,570.56 0.054735% 0.046799% 90+ Days 1 316,977.53 0.054735% 0.058733% Foreclosure 1 433,661.43 0.054735% 0.080354% REO 0 0.00 0.00000% 0.000000% --------- ---------------- -------- --------- Totals 19 5,432,919.01 1.039956% 1.006676%
Current Period Realized Loss - Includes Interest Shortfall 0.00 Cumulative Realized Losses - Includes Interest Shortfall 0.00 Current Period Class A Insufficient Funds Principal Balance of Contaminated Properties 0.00 Periodic Advance 2,971,617.86
Bankruptcy 300,000.00 0.04650477% 300,000.00 0.05558757% Fraud 12,901,901.00 1.99999993% 12,901,901.00 2.39061761% Special Hazard 8,773,293.00 1.36000000% 8,773,293.00 1.62562003%
Limit of Subordinate's Exposure to Certain Types of Losses 8 Sequoia Mortgage Trust Contact: Customer Service Mortgage Pass-Through Certificates Norwest Bank Minnesota, N.A. Securities Administration Services Record Date: 30-Nov-1998 7485 New Horizon Way Distribution Date: 28-Dec-1998 Frederick, MD 21703 Telephone: (301) 846-8130 04-Jan-1999 2:49 P.M. Facsimile: (301) 846-8152 COLLATERAL STATEMENT
Collateral Description Mixed Fixed Weighted Average Gross Coupon 7.059877% Weighted Average Pass-Through Rate 6.800766% Weighted Average Maturity (Stepdown Calculation) 350 Beginning Scheduled Collateral Loan Count 1,910 Number of Loans Paid in Full 83 Ending Scheduled Collateral Loan Count 1,827 Beginning Scheduled Collateral Balance 567,420,494.90 Ending Scheduled Collateral Balance 539,689,030.16 Ending Actual Collateral Balance at 30-Nov-1998 539,988,451.30 Monthly P&I Constant 3,721,418.92 Class A Optimal Amount 30,683,728.67 Class AP Deferred Amount 0.00 Ending Scheduled Balance for Premium Loans 492,487,624.51 Ending Scheduled Balance for Discounted Loans 47,201,405.65 Unpaid Principal Balance of Outstanding Mortgage Loans with Original LTV: Less than or equal to 80% 506,404,603.34 Greater than 80% less than or equal to 85% 4,489,361.83 Greater than 85%, less than or equal to 95% 29,094,486.13 Greater than 95% 0.00