Contract

by Popular Abs, Inc.
July 19th, 2004

EXHIBIT 99.15 Equity One Mortgage 04-3 - BE Analysis - B1 Balance $8,080,000.00 Delay 0 Dated 7/23/2004 Settle 7/23/2004 First Payment 8/25/2004

WAL 15.30 15.74 Principal Writedown 3,009.70 (0.04%) 1,375.70 (0.02%) Total Collat Group Loss (Collat Maturity) 63,867,808.82 (9.88%) 58,162,178.01 (9.00%) Total Collat Group Liquidation (Collat Maturity) 157,236,597.73 (24.33%) 143,213,750.17 (22.16%) Prepay 100 PricingSpeed 100 PricingSpeed Default 7.974 CDR 7.089 CDR Loss Severity 40% 40% Servicer Advances 100% 100% LIBOR FWD - 200 FWD Liquidation Lag 12 12 Delinq 100% 100% Optional Redemption Call (N) Call (N) 16.56 16.59 16.90 17.50 7,520.12 (0.09%) 6,640.19 (0.08%) 931.44 (0.01%) 4,135.05 (0.05%) 46,820,428.98 (7.24%) 66,450,536.10 (10.28%) 60,366,024.16 (9.34%) 48,215,881.19 (7.46%) 115,258,999.73 (17.83%) 109,011,573.93 (16.87%) 99,051,200.01 (15.32%) 79,101,222.74 (12.24%) 100 PricingSpeed 100 PricingSpeed 100 PricingSpeed 100 PricingSpeed 5.456 CDR 5.117 CDR 4.574 CDR 3.545 CDR 40% 60% 60% 60% 100% 100% 100% 100% FWD + 200 FWD - 200 FWD FWD + 200 12 12 12 12 100% 100% 100% 100% Call (N) Call (N) Call (N) Call (N) 15.85 16.32 17.03 16.87 8,777.38 (0.11%) 9,198.46 (0.11%) 8,638.46 (0.11%) 13,345.19 (0.17%) 55,822,885.74 (8.64%) 49,698,814.23 (7.69%) 39,781,353.52 (6.15%) 60,327,589.84 (9.33%) 139,557,214.35 (21.59%) 124,247,035.58 (19.22%) 99,453,383.80 (15.39%) 100,545,983.07 (15.56%) 100 PricingSpeed 100 PricingSpeed 100 PricingSpeed 100 PricingSpeed 6.745 CDR 5.857 CDR 4.513 CDR 4.574 CDR 40% 40% 40% 60% 0% 0% 0% 0% FWD - 200 FWD FWD + 200 FWD - 200 12 12 12 12 100% 100% 100% 100% Call (N) Call (N) Call (N) Call (N) 17.19 17.72 2,996.50 (0.04%) 1,353.84 (0.02%) 53,986,088.51 (8.35%) 42,977,731.82 (6.65%) 89,976,814.18 (13.92%) 71,629,553.03 (11.08%) 100 PricingSpeed 100 PricingSpeed 4.026 CDR 3.12 CDR 60% 60% 0% 0% FWD FWD + 200 12 12 100% 100% Call (N) Call (N)
Equity One Mortgage 04-3 - Price/DM - B1 Balance $8,080,000.00 Delay 0 Dated 7/23/2004 Settle 7/23/2004 First Payment 8/25/2004
Disc Margin Disc Margin 100-00 173 174 WAL 11.24 10.96 Principal Writedown 0.00 (0.00%) 0.00 (0.00%) Total Collat Group Loss (Collat Maturity) 55,856,228.61 (8.64%) 46,511,345.14 (7.20%) Total Collat Group Liquidation (Collat Maturity) 137,485,767.45 (21.27%) 114,492,985.35 (17.71%) Prepay 100 PricingSpeed 100 PricingSpeed Default 6.75 CDR 5.414 CDR Loss Severity 40% 40% Servicer Advances 100% 100% LIBOR FWD - 200 FWD Liquidation Lag 12 12 Delinq 100% 100% Optional Redemption Call (N) Call (N) Disc Margin Disc Margin Disc Margin Disc Margin 174 174 173 174 11.07 12.04 11.55 11.43 0.00 (0.00%) 0.00 (0.00%) 0.00 (0.00%) 0.00 (0.00%) 31,998,395.86 (4.95%) 58,276,259.20 (9.02%) 48,345,817.28 (7.48%) 32,859,585.78 (5.08%) 78,741,257.53 (12.18%) 95,588,241.19 (14.79%) 79,311,584.46 (12.27%) 53,893,648.18 (8.34%) 100 PricingSpeed 100 PricingSpeed 100 PricingSpeed 100 PricingSpeed 3.527 CDR 4.396 CDR 3.556 CDR 2.329 CDR 40% 60% 60% 60% 100% 100% 100% 100% FWD + 200 FWD - 200 FWD FWD + 200 12 12 12 12 100% 100% 100% 100% Call (N) Call (N) Call (N) Call (N) Disc Margin Disc Margin Disc Margin Disc Margin 173 173 174 172 11.40 11.25 11.25 12.07 0.00 (0.00%) 0.00 (0.00%) 0.00 (0.00%) 0.00 (0.00%) 47,973,276.01 (7.42%) 39,709,215.58 (6.14%) 27,094,834.21 (4.19%) 52,298,711.25 (8.09%) 119,933,190.01 (18.56%) 99,273,038.96 (15.36%) 67,737,085.52 (10.48%) 87,164,518.76 (13.49%) 100 PricingSpeed 100 PricingSpeed 100 PricingSpeed 100 PricingSpeed 5.62 CDR 4.504 CDR 2.934 CDR 3.887 CDR 40% 40% 40% 60% 0% 0% 0% 0% FWD - 200 FWD FWD + 200 FWD - 200 12 12 12 12 100% 100% 100% 100% Call (N) Call (N) Call (N) Call (N) Disc Margin Disc Margin 173 173 11.69 11.53 0.00 (0.00%) 0.00 (0.00%) 43,198,797.47 (6.68%) 29,240,682.60 (4.52%) 71,997,995.78 (11.14%) 48,734,471.00 (7.54%) 100 PricingSpeed 100 PricingSpeed 3.138 CDR 2.055 CDR 60% 60% 0% 0% FWD FWD + 200 12 12 100% 100% Call (N) Call (N)