Exhibit 3 Joint Statement Agreement The undersigned hereby agree that the Schedule 13D filed by them shall be filed on behalf of each of them.

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                                   Exhibit 3

                           Joint Statement Agreement

     The undersigned hereby agree that the Schedule 13D filed by them shall be
filed on behalf of each of them.


Dated:  December 18, 1996                         /s/ Xxxx Xxxxxxx
                                                  ------------------------------
                                                  Xxxx Xxxxxxx

Dated:  December 18, 1996                         /s/ Xxxxxxx X. Xxxxxxx
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                                                  Xxxxxxx X. Xxxxxxx


Dated:  December 18, 1996                         /s/ C. Xxxxxxx Xxxxxxx
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                                                  C. Xxxxxxx Xxxxxxx