Contract

CONSENT OF INDEPENDENT AUDITORS We consent to the reference to our firm under the caption "Independent Auditors" in the Statement of Additional Information and to the use of our reports dated March 11, 2013 and March 1, 2012, on the separate financial statements of CMG Mortgage Insurance Company and CMG Mortgage Assurance Company for the years ended December 31, 2012 and 2011, respectively, in the Registration Statement (Form N-4) and related Prospectus of CMFG Variable Annuity Account of CMFG Life Insurance Company. /s/ Ernst & Young LLP Los Angeles, California April 25, 2013