CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We hereby consent to the incorporation by reference in this Post-Effective Amendment No. 8 to the Registration Statement on Form N-4 (No. 333-43886) (the "Registration Statement") of our report dated March 31, 2005, relating to the consolidated financial statements of Fortis Benefits Insurance Company (as of September 6, 2005, known as Union Security Insurance Company), which appears in such Registration Statement. We also consent to the reference to us under the heading "Independent Registered Public Accounting Firm" in such Registration Statement. PRICEWATERHOUSECOOPERS LLP Minneapolis, Minnesota October 21, 2005