BEAR STEARNS ASSET BACKED SECURITIES I LLC Depositor EMC MORTGAGE CORPORATION Seller, Master Servicer and Company WELLS FARGO BANK, NATIONAL ASSOCIATION Securities Administrator and U.S. BANK NATIONAL ASSOCIATION Trustee POOLING AND SERVICING...

BEAR XXXXXXX ASSET BACKED SECURITIES I LLC

Depositor

EMC MORTGAGE CORPORATION

Seller, Master Servicer and Company

XXXXX FARGO BANK, NATIONAL ASSOCIATION

Securities Administrator

and

U.S. BANK NATIONAL ASSOCIATION

Trustee

____________________

POOLING AND SERVICING AGREEMENT

Dated as of January 1, 2007

________________________________________

BEAR XXXXXXX ASSET BACKED SECURITIES I TRUST 2007-AC1

ASSET-BACKED CERTIFICATES, SERIES 2007-AC1

TABLE OF CONTENTS

ARTICLE I DEFINITIONS
Section 1.01	Defined Terms.
Section 1.02	Allocation of Certain Interest Shortfalls.
ARTICLE II CONVEYANCE OF TRUST FUND REPRESENTATIONS AND WARRANTIES
Section 2.01	Conveyance of Trust Fund.
Section 2.02	Acceptance of the Mortgage Loans.
Section 2.03	Representations, Warranties and Covenants of the Company, the Master Servicer, the Securities Administrator and the Seller.
Section 2.04	Representations and Warranties of the Depositor.
Section 2.05	Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.
Section 2.06	Countersignature and Delivery of Certificates.
Section 2.07	Purposes and Powers of the Trust.
ARTICLE III ADMINISTRATION AND SERVICING OF EMC MORTGAGE LOANS BY COMPANY
Section 3.01	The Company.
Section 3.02	Due-on-Sale Clauses; Assumption Agreements.
Section 3.03	Subservicers.
Section 3.04	Documents, Records and Funds in Possession of Company To Be Held for Trustee.
Section 3.05	Maintenance of Hazard Insurance.
Section 3.06	Presentment of Claims and Collection of Proceeds.
Section 3.07	Maintenance of the Primary Mortgage Insurance Policies.
Section 3.08	Fidelity Bond, Errors and Omissions Insurance.
Section 3.09	Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.
Section 3.10	Servicing Compensation.
Section 3.11	REO Property.
Section 3.12	Liquidation Reports.
Section 3.13	Books and Records.
ARTICLE IV ADMINISTRATION AND MASTER SERVICING OF MORTGAGE LOANS BY MASTER SERVICER
Section 4.01	Master Servicer.
Section 4.02	REMIC-Related Covenants.
Section 4.03	Monitoring of Company and Servicer.
Section 4.04	Fidelity Bond.
Section 4.05	Power to Act; Procedures.
Section 4.06	Due-on-Sale Clauses; Assumption Agreements.
Section 4.07	Release of Mortgage Files.
Section 4.08	Documents, Records and Funds in Possession of Master Servicer, Company and Servicer To Be Held for Trustee.
Section 4.09	Standard Hazard Insurance and Flood Insurance Policies.
Section 4.10	Presentment of Claims and Collection of Proceeds.
Section 4.11	Maintenance of the Primary Mortgage Insurance Policies.
Section 4.12	Trustee to Retain Possession of Certain Insurance Policies and Documents.
Section 4.13	Realization Upon Defaulted Mortgage Loans.
Section 4.14	Compensation for the Master Servicer.
Section 4.15	REO Property.
Section 4.16	Annual Statement as to Compliance.
Section 4.17	Assessments of Compliance and Attestation Reports.
Section 4.18	Reports Filed with Securities and Exchange Commission.
Section 4.19	Intention of the Parties and Interpretation.
Section 4.20	UCC.
Section 4.21	Optional Purchase of Certain Mortgage Loans.
ARTICLE V ACCOUNTS
Section 5.01	Collection of Mortgage Loan Payments; Protected Account.
Section 5.02	Permitted Withdrawals From the Protected Account.
Section 5.03	Reports to Master Servicer.
Section 5.04	Collection of Taxes; Assessments and Similar Items; Escrow Accounts.
Section 5.05	Servicer Protected Accounts.
Section 5.06	Master Servicer Collection Account.
Section 5.07	Permitted Withdrawals From the Master Servicer Collection Account.
Section 5.08	Distribution Account.
Section 5.09	Permitted Withdrawals and Transfers from the Distribution Account.
ARTICLE VI DISTRIBUTIONS AND ADVANCES
Section 6.01	Advances.
Section 6.02	Compensating Interest Payments.
Section 6.03	REMIC Distributions.
Section 6.04	Distributions.
Section 6.05	Allocation of Realized Losses.
Section 6.06	Monthly Statements to Certificateholders.
Section 6.07	REMIC Designations and REMIC Distributions.
Section 6.08	Reserve Fund.
Section 6.09	Class P Certificate Account.
ARTICLE VII THE CERTIFICATES
Section 7.01	The Certificates.
Section 7.02	Certificate Register; Registration of Transfer and Exchange of Certificates.
Section 7.03	Mutilated, Destroyed, Lost or Stolen Certificates.
Section 7.04	Persons Deemed Owners.
Section 7.05	Access to List of Certificateholders’ Names and Addresses.
Section 7.06	Book-Entry Certificates.
Section 7.07	Notices to Depository.
Section 7.08	Definitive Certificates.
Section 7.09	Maintenance of Office or Agency.
ARTICLE VIII THE COMPANY AND THE MASTER SERVICER
Section 8.01	Liabilities of the Depositor, the Company and the Master Servicer.
Section 8.02	Merger or Consolidation of the Depositor, the Company or the Master Servicer.
Section 8.03	Indemnification of the Trustee and the Master Servicer.
Section 8.04	Limitations on Liability of the Depositor, the Company, the Master Servicer and Others.
Section 8.05	Master Servicer and Company Not to Resign.
Section 8.06	Successor Master Servicer.
Section 8.07	Sale and Assignment of Master Servicing.
ARTICLE IX DEFAULT; TERMINATION OF MASTER SERVICER; TERMINATION OF COMPANY
Section 9.01	Events of Default.
Section 9.02	Trustee to Act; Appointment of Successor.
Section 9.03	Notification to Certificateholders and Rating Agencies.
Section 9.04	Waiver of Defaults.
Section 9.05	Company Default.
Section 9.06	Waiver of Company Defaults.
ARTICLE X CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
Section 10.01	Duties of Trustee and Securities Administrator.
Section 10.02	Certain Matters Affecting the Trustee and the Securities Administrator.
Section 10.03	Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans.
Section 10.04	Trustee and Securities Administrator May Own Certificates.
Section 10.05	Trustee’s and Securities Administrator’s Fees and Expenses.
Section 10.06	Eligibility Requirements for Trustee and Securities Administrator.
Section 10.07	Insurance.
Section 10.08	Resignation and Removal of Trustee and Securities Administrator.
Section 10.09	Successor Trustee or Securities Administrator.
Section 10.10	Merger or Consolidation of Trustee or Securities Administrator.
Section 10.11	Appointment of Co-Trustee or Separate Trustee.
Section 10.12	Tax Matters.
Section 10.13	Indemnification of the Securities Administrator.
Section 10.14	Limitations on Liability of the Securities Administrator.
ARTICLE XI TERMINATION
Section 11.01	Termination upon Liquidation or Repurchase of all Mortgage Loans.
Section 11.02	Final Distribution on the Certificates.
Section 11.03	Additional Termination Requirements.
ARTICLE XII MISCELLANEOUS PROVISIONS
Section 12.01	Amendment.
Section 12.02	Recordation of Agreement; Counterparts.
Section 12.03	Governing Law.
Section 12.04	Intention of Parties.
Section 12.05	Notices.
Section 12.06	Severability of Provisions.
Section 12.07	Assignment.
Section 12.08	Limitation on Rights of Certificateholders.
Section 12.09	Inspection and Audit Rights.
Section 12.10	Certificates Nonassessable and Fully Paid.

EXHIBITS
Exhibit A-1	Form of Class A Certificates
Exhibit A-2	Form of Class X Certificates
Exhibit A-3	Form of Class M Certificates
Exhibit A-4	Form of Class B Certificates
Exhibit A-5	Form of Class C Certificates
Exhibit A-6	Form of Class P Certificates
Exhibit A-7	Form of Class R Certificates
Exhibit B	Mortgage Loan Schedule
Exhibit C	Form of Transfer Affidavit
Exhibit D	Form of Transferor Certificate
Exhibit E	Form of Investment Letter (Non-Rule 144A)
Exhibit F	Form of Rule 144A and Related Matters Certificate
Exhibit G	Form of Request for Release
Exhibit H	DTC Letter of Representations
Exhibit I	Schedule of Mortgage Loans with Lost Notes
Exhibit J	Form of Custodial Agreement
Exhibit K	Form of Back-Up Certification to Form 10-K Certificate
Exhibit L	Form of Mortgage Loan Purchase Agreement
Exhibit M	[Reserved]
Exhibit N	Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit O	Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit P	Additional Disclosure Notification
Exhibit Q-1	American Home Servicing Agreement
Exhibit Q-2	Greenpoint Servicing Agreement
Exhibit Q-3	Xxxxx Fargo Servicing Agreement
Exhibit R-1	American Home Assignment, Assumption and Recognition Agreement
Exhibit R-2	Greenpoint Assignment, Assumption and Recognition Agreement
Exhibit R-3	Xxxxx Fargo Assignment, Assumption and Recognition Agreement
Exhibit S-1	Remittance Overview Report
Exhibit S-2	Remittance Summary Report
Exhibit T	Default Detail Report
Exhibit U	Calculation of Gain/Loss
Exhibit V	Claims Submitted
Exhibit W	EMC Master Servicing Asset Authority Levels
Exhibit X	Delinquency Summary Report
Exhibit Y	Loss Severity Summary Report
Exhibit Z	Modified Loans
Exhibit AA	Form of Certification to be Provided by the Securities Administrator to Depositor

POOLING AND SERVICING AGREEMENT, dated as of January 1, 2007, among BEAR XXXXXXX ASSET BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor (the “Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in such capacity, the “Seller”), as master servicer (in such capacity, the “Master Servicer”) and as company (in such capacity, the “Company”), XXXXX FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as securities administrator (in such capacity, the “Securities Administrator”), and U.S. BANK NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee”).

PRELIMINARY STATEMENT

The Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee in return for the Certificates.

REMIC I

As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (other than the Reserve Fund and any Prepayment Charge Waiver Amounts) as a REMIC (as defined herein) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I”. The Class R-1 Certificates will represent the sole class of Residual Interests (as defined herein) in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.

Designation	Initial Uncertificated Principal Balance		Uncertificated REMIC I Pass-Through Rate		Latest Possible Maturity Date⁽¹⁾
AA	$	446,659,782.08	Variable⁽²⁾		February 25, 2037
A-1	$	3,570,100.00	Variable⁽²⁾		February 25, 2037
A-2	$	218,270.00	Variable⁽²⁾		February 25, 2037
A-3	$	443,500.00	Variable⁽²⁾		February 25, 2037
M-1	$	102,550.00	Variable⁽²⁾		February 25, 2037
M-2	$	31,900.00	Variable⁽²⁾		February 25, 2037
M-3	$	22,790.00	Variable⁽²⁾		February 25, 2037
M-4	$	22,790.00	Variable⁽²⁾		February 25, 2037
B-1	$	22,790.00	Variable⁽²⁾		February 25, 2037
B-2	$	22,790.00	Variable⁽²⁾		February 25, 2037
B-3	$	22,790.00	Variable⁽²⁾		February 25, 2037
B-4	$	36,460.00	Variable⁽²⁾		February 25, 2037
ZZ	$	4,598,775.76	Variable⁽²⁾		February 25, 2037
P	$	100.00	0.00	%	February 25, 2037

___________________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.

⁽²⁾	Calculated in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate” herein.

REMIC II

As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II”. The Class R-2 Certificates will represent the sole class of Residual Interests in REMIC II for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC II Regular Interests (as defined herein). None of the REMIC II Regular Interests will be certificated.

Designation	Initial Uncertificated Principal Balance		Uncertificated REMIC II Pass-Through Rate		Latest Possible Maturity Date⁽¹⁾
A-1	$	357,010,000.00	⁽²⁾		February 25, 2037
A-2	$	21,827,000.00	⁽²⁾		February 25, 2037
A-3	$	44,350,000.00	⁽²⁾		February 25, 2037
M-1	$	10,255,000.00	⁽²⁾		February 25, 2037
M-2	$	3,190,000.00	⁽²⁾		February 25, 2037
M-3	$	2,279,000.00	⁽²⁾		February 25, 2037
M-4	$	2,279,000.00	⁽²⁾		February 25, 2037
B-1	$	2,279,000.00	⁽²⁾		February 25, 2037
B-2	$	2,279,000.00	⁽²⁾		February 25, 2037
B-3	$	2,279,000.00	⁽²⁾		February 25, 2037
B-4	$	3,646,000.00	⁽²⁾		February 25, 2037
C	$	4,102,287.84	⁽²⁾⁽³⁾		February 25, 2037
P	$	100.00	0.00	%	February 25, 2037

___________________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC II Regular Interest.
⁽²⁾	Calculated in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate” herein.
⁽³⁾	REMIC II Regular Interest C will not accrue interest on its Uncertificated Principal Balance, but will accrue interest at the related Uncertificated REMIC II Pass-Through Rate on its Uncertificated Notional Amount (as defined herein) which shall equal the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests (other than REMIC I Regular Interest P).

REMIC III

As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the REMIC II Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III”. The Class R-3 Certificates will represent the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions.

The following table irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate Principal Balance (or initial Uncertificated Principal Balance, in the case of the Class C Interest or Class P Interest) and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests (as defined herein) in REMIC III created hereunder.

Designation

Initial Certificate or Uncertificated

Principal Balance

Pass-Through Rate

Latest Possible Maturity Date⁽¹⁾

A-1

357,010,000.00

Class A-1 Pass-Through Rate

February 25, 2037

A-2

21,827,000.00

Class A-2 Pass-Through Rate

February 25, 2037

A-3

44,350,000.00

Class A-3 Pass-Through Rate

February 25, 2037

(2)

Class X Pass-Through Rate

February 25, 2037

M-1

10,225,000.00

Class M-1 Pass-Through Rate

February 25, 2037

M-2

3,190,000.00

Class M-2 Pass-Through Rate

February 25, 2037

M-3

2,279,000.00

Class M-3 Pass-Through Rate

February 25, 2037

M-4

2,279,000.00

Class M-4 Pass-Through Rate

February 25, 2037

B-1

2,279,000.00

Class X-0 Xxxx-Xxxxxxx Xxxx

Xxxxxxxx 00, 0000

X-0

2,279,000.00

Class X-0 Xxxx-Xxxxxxx Xxxx

Xxxxxxxx 00, 0000

X-0

2,279,000.00

Class X-0 Xxxx-Xxxxxxx Xxxx

Xxxxxxxx 00, 0000

X-0

3,646,000.00

Class B-4 Pass-Through Rate

February 25, 2037

Class C Interest

455,775,287.84

⁽³⁾

February 25, 2037

Class P Interest

100.00

0.00

February 25, 2037

___________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Class of Class A, Class X, Class M and Class B Certificates and the Class C Interest and the Class P Interest.
⁽²⁾	The Class X Certificates do not have a principal balance but will accrue interest on a Notional Amount equal to the Certificate Principal Balance of the Class A-3 Certificates.
⁽³⁾	The Class C Interest will not accrue interest on its Uncertificated Principal Balance, but will be entitled to 100% of the amounts distributed on REMIC II Regular Interest X.

XXXXX XX

As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Class C Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV”. The Class R-4 Interest will represent the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions.

The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC IV created hereunder:

Class Designation	Pass-Through Rate	Initial Certificate Principal Balance	Latest Possible Maturity Date⁽¹⁾
C	⁽²⁾	$455,775,287.84	February 25, 2037

_______________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class C Certificates.
⁽²⁾	The Class C Certificates will receive 100% of the amounts received in respect of the Class C Interest.

REMIC V

As provided herein, the Securities Administrator on behalf of the Trustee shall elect to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC V”. The Class R-5 Interest will represent the sole class of Residual Interests in REMIC V for purposes of the REMIC Provisions.

Class Designation	Pass-Through Rate	Initial Certificate Principal Balance	Latest Possible Maturity Date⁽¹⁾
P	0.00%	$ 100.00	February 25, 2037

_______________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.
⁽²⁾	The Class P Certificates will receive 100% of the amounts received in respect of the Class P Interest.

The Trust Fund shall be named, and may be referred to as, the “Bear Xxxxxxx Asset Backed Securities I Trust 2007-AC1.” The Certificates issued hereunder may be referred to as “Asset-Backed Certificates Series 2007-AC1” (including for purposes of any endorsement or assignment of a Mortgage Note or Mortgage).

In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Securities Administrator, the Seller, the Company and the Trustee agree as follows:

ARTICLE I

DEFINITIONS

Section 1.01 Defined Terms.

Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings:

Accepted Master Servicing Practices: With respect to any Mortgage Loan, those customary mortgage servicing practices of prudent mortgage servicing institutions that master service mortgage loans of the same type and quality as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, to the extent applicable to the Trustee or the Master Servicer (except in its capacity as successor to Servicer).

Accepted Servicing Practices: With respect to each EMC Mortgage Loan, those mortgage servicing practices (including collection procedures) that are in accordance with all applicable statutes, regulations and prudent mortgage banking practices for similar mortgage loans.

Account: The Distribution Account, the Master Servicer Collection Account, the Reserve Fund and any Protected Account.

Additional Disclosure: As defined in Section 4.18.

Additional Form 10-D Disclosure: As defined in Section 4.18.

Additional Form 10-K Disclosure: As defined in Section 4.18.

Adjustable Rate Mortgage Loan: Each of the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage Rate that is subject to adjustment.

Adjustment Date: With respect to each Adjustable Rate Mortgage Loan, the first day of the month in which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.

Advance: An advance of delinquent payments of principal or interest in respect of a Mortgage Loan required to be made by the Company as provided in Section 6.01(a) hereof, by the related Servicer in accordance with the related Servicing Agreement or by the Master Servicer as provided in Section 6.01(b) hereof.

Agreement: This Pooling and Servicing Agreement and any and all amendments or supplements hereto made in accordance with the terms herein.

American Home: American Home Mortgage Corp.

American Home Assignment Agreement: The Assignment, Assumption and Recognition Agreement, dated as of January 30, 2007, by and among the Seller, American Home and the Trustee evidencing the assignment of the American Home Servicing Agreement to the Trust, attached hereto as Exhibit R-1.

American Home Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of March 1, 2006, between the Seller and American Home, attached hereto as Exhibit Q-1, as modified by the American Home Assignment Agreement.

Amount Held for Future Distribution: As to any Distribution Date, the aggregate amount held in the Company’s or the related Servicer’s Protected Accounts at the close of business on the immediately preceding Remittance Date on account of (i) all Scheduled Payments or portions thereof received in respect of the Mortgage Loans due after the related Due Period and (ii) Principal Prepayments received in respect of such Mortgage Loans after the last day of the related Prepayment Period, (iii) Liquidation Proceeds and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the related calendar month immediately preceding such Distribution Date.

Annual Statement of Compliance: As defined in Section 4.16.

Applied Realized Loss Amount: With respect to any Distribution Date and a Class of Class A, Class M and Class B Certificates, the sum of the Realized Losses with respect to the Mortgage Loans which have been applied in reduction of the Certificate Principal Balance of a Class of Certificates pursuant to Section 6.05 of this Agreement which have not previously been reimbursed or reduced by any Subsequent Recoveries applied to such Applied Realized Loss Amount.

Appraised Value: With respect to any Mortgage Loan originated in connection with a refinancing, the appraised value of the Mortgaged Property based upon the appraisal made at the time of such refinancing or, with respect to any other Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property based upon the appraisal made by a fee appraiser at the time of the origination of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property at the time of such origination.

Assignment Agreement: Shall mean any of the American Home Assignment Agreement, Greenpoint Assignment Agreement or the Xxxxx Fargo Assignment Agreement.

Assessment of Compliance: As defined in Section 4.17.

Attesting Party: As defined in Section 4.17.

Attestation Report: As defined in Section 4.17.

Bankruptcy Code: Title 11 of the United States Code.

Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution Date and any Class of Class A, Class M and Class B Certificates, an amount equal to the sum of (A) if the Pass-Through Rate for such Class for such Distribution Date is limited to the related Net Rate Cap, the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class not been reduced by the applicable Net Rate Cap on such Distribution Date, over (b) the amount of Current Interest that such Class received on such Distribution Date and (B) the Basis Risk Shortfall Carry Forward Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Pass-Through Rate for the current Distribution Date.

Book-Entry Certificates: Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 7.06). As of the Closing Date, each Class of Offered Certificates constitutes a Class of Book-Entry Certificates.

Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Columbia, Maryland, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the Securities Administrator or the principal office of the Company or the Master Servicer is located are authorized or obligated by law or executive order to be closed.

Certificate: Any one of the certificates of any Class executed and authenticated by the Securities Administrator in substantially the forms attached hereto as Exhibits A-1 through A-6.

Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register (initially, Cede & Co., as nominee for the Depository, in the case of any Book-Entry Certificates).

Certificate Owner: With respect to a Book-Entry Certificate, the Person that is the beneficial owner of such Book-Entry Certificate.

Certificate Principal Balance: As to any Certificate (other than the Class C Certificates or Class R Certificates) and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate plus any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 5.04(b), less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 5.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate on previous Distribution Dates. As to the Class C Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class C Interest.

Certificate Register: The register maintained pursuant to Section 7.02 hereof.

Class: All Certificates bearing the same Class designation as set forth in Section 7.01 hereof.

Class A Certificate: Any of the Class A-1, Class A-2 and Class A-3 Certificates.

Class A Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the Principal Distribution Amount for such Distribution Date and (y) the greater of (A) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) 85.70% and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (b) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876, and (B) the lesser of (I) $1,000, and (II) the aggregate Certificate Principal Balance of the Class A Certificates on such Distribution Date prior to principal distributions on such Certificates.

Class A-1 Certificate: Any Certificate designated as a “Class A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class A-1 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, 6.25% per annum, subject to the applicable Net Rate Cap and (ii) for each Distribution Date thereafter 6.75% per annum, subject to the applicable Net Rate Cap.

Class A-2 Certificate: Any Certificate designated as a “Class A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class A-2 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, 6.25% per annum, subject to the applicable Net Rate Cap and (ii) for each Distribution Date thereafter 6.75% per annum, subject to the applicable Net Rate Cap.

Class A-3 Certificate: Any Certificate designated as a “Class A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class A-3 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, 6.05% per annum, subject to the applicable Net Rate Cap and (ii) for each Distribution Date thereafter 6.55% per annum, subject to the applicable Net Rate Cap.

Class B Certificates: Any of the Class B-1, Class B-2, Class B-3 and Class B-4 Certificates.

Class B-1 Certificate: Any Certificate designated as a “Class B-1 Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class B-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class B-1 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (1) One-Month LIBOR plus 1.000% per annum and (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser of (1) One-Month LIBOR plus 1.500% per annum and (2) 11.00% per annum, in each case subject to a cap equal to the related Net Rate Cap for such Distribution Date.

Class B-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the payment of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the payment of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the payment of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the payment of the Class M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class B-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 94.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876.

Class B-2 Certificate: Any Certificate designated as a “Class B-2 Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class B-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class B-2 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (1) One-Month LIBOR plus 1.500% per annum and (ii) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser of (1) One-Month LIBOR plus 2.250% per annum and (ii) 11.00% per annum, in each case subject to a cap equal to the related Net Rate Cap for such Distribution Date.

Class B-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the payment of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the payment of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the payment of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the payment of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class B-1 Certificates (after taking into account the payment of the Class B-1 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class B-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 95.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876.

Class B-3 Certificate: Any Certificate designated as a “Class B-3 Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class B-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class B-3 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (1) One-Month LIBOR plus 1.800% per annum and (ii) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser of (1) One-Month LIBOR plus 2.700% per annum and (ii) 11.00% per annum, in each case subject to a cap equal to the related Net Rate Cap for such Distribution Date.

Class B-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the payment of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the payment of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the payment of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the payment of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class B-1 Certificates (after taking into account the payment of the Class B-1 Principal Distribution Amount on such Distribution Date), (7) the Certificate Principal Balance of the Class B-2 Certificates (after taking into account the payment of the Class B-2 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class B-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 96.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876.

Class B-4 Certificate: Any Certificate designated as a “Class B-4 Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class B-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class B-4 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (1) One-Month LIBOR plus 1.800% per annum and (ii) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser of (1) One-Month LIBOR plus 2.700% per annum and (ii) 11.00% per annum, in each case subject to a cap equal to the related Net Rate Cap for such Distribution Date.

Class B-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount, the Class M-3 Principal Distribution Amount and the Class M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the payment of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the payment of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the payment of the Class M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the payment of the Class M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class B-1 Certificates (after taking into account the payment of the Class B-1 Principal Distribution Amount on such Distribution Date), (7) the Certificate Principal Balance of the Class B-2 Certificates (after taking into account the payment of the Class B-2 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class B-3 Certificates (after taking into account the payment of the Class B-3 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class B-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 98.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876.

Class C Certificate: Any Certificate designated as a “Class C Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class C Certificates herein and evidencing (i) a Regular Interest in REMIC IV and (ii) the obligation to pay Basis Risk Shortfall Carry Forward Amounts.

Class C Distribution Amount: With respect to any Distribution Date, the sum of (i) the Current Interest for the Class C Interest for such Distribution Date, (ii) any Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries not distributed to the Class A, Class M and Class B Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class A, Class M and Class B Certificates have been reduced to zero, the Class C Distribution Amount shall include the Overcollateralization Amount. For federal income tax purposes, the Class C Distribution Amount for any Distribution Date shall be an amount equal to 100% of the amounts distributed in respect of REMIC II Regular Interest C on such Distribution Date.

Class C Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class C Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.

Class M Certificates: Any of the Class M-1, Class M-2, Class M-3 and Class M-4 Certificates.

Class M-1 Certificate: Any Certificate designated as a “Class M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class M-1 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (1) One-Month LIBOR plus 0.320% per annum and (ii) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser of (1) One-Month LIBOR plus 0.480% per annum and (ii) 11.00% per annum, in each case subject to a cap equal to the related Net Rate Cap for such Distribution Date.

Class M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date) and (2) the Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 90.20% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876.

Class M-2 Certificate: Any Certificate designated as a “Class M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class M-2 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (1) One-Month LIBOR plus 0.400% per annum and (ii) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser of (1) One-Month LIBOR plus 0.600% per annum and (ii) 11.00% per annum, in each case subject to a cap equal to the related Net Rate Cap for such Distribution Date.

Class M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount and the Class M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 91.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876.

Class M-3 Certificate: Any Certificate designated as a “Class M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class M-3 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (1) One-Month LIBOR plus 0.440% per annum and (ii) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser of (1) One-Month LIBOR plus 0.660% per annum and (ii) 11.00% per annum, in each case subject to a cap equal to the related Net Rate Cap for such Distribution Date.

Class M-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount and the Class M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 92.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876.

Class M-4 Certificate: Any Certificate designated as a “Class M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts.

Class M-4 Pass-Through Rate: Shall mean (i) on any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (1) One-Month LIBOR plus 0.480% per annum and (ii) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser of (1) One-Month LIBOR plus 0.720% per annum and (ii) 11.00% per annum, in each case subject to a cap equal to the related Net Rate Cap for such Distribution Date.

Class M-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining Principal Distribution Amount for such Distribution Date after distribution of the Class A Principal Distribution Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount and the Class M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 93.60% and (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) minus $2,278,876.

Class P Certificate: Any Certificate designated as a “Class P Certificate” on the face thereof, in the form of Exhibit A-5 hereto, representing the right to its Percentage Interest of distributions provided for the Class P Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC V and (ii) the right to receive any Prepayment Charge Waiver Amounts.

Class P Certificate Account: The account established and maintained by the Securities Administrator pursuant to Section 6.09 hereof.

Class P Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC III for purposes of the REMIC Provisions.

Class R Certificate: Any of the Class R-1, Class R-2, Class R-3 or Class RX Certificates.

Class R-1 Certificate: Any Certificate designated a “Class R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC I and representing the right to the Percentage Interest of distributions provided for the Class R-1 Certificates as set forth herein.

Class R-2 Certificate: Any Certificate designated a “Class R-2 Certificate” on the face thereof, in the form set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC II and representing the right to the Percentage Interest of distributions provided for the Class R-2 Certificates as set forth herein.

Class R-3 Certificate: Any Certificate designated a “Class R-3 Certificate” on the face thereof, in the form set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC III and representing the right to the Percentage Interest of distributions provided for the Class R-3 Certificates as set forth herein.

Class R-4 Interest: The uncertificated Residual Interest in REMIC IV.

Class R-5 Interest: The uncertificated Residual Interest in REMIC V.

Class RX Certificate: Any Certificate designated a “Class RX Certificate” on the face thereof, in the form set forth in Exhibit A-6 hereto, evidencing the ownership of the Class R-4 Interest and Class R-5 Interest and representing the right to the Percentage Interest of distributions provided for the Class RX Certificates as set forth herein.

Class X Certificate: Any Certificate designated as a “Class X Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to its Percentage Interest of distributions provided for the Class X Certificates as set forth herein and evidencing a Regular Interest in REMIC III.

Class X Pass-Through Rate: Shall mean on any Distribution Date, 0.20% per annum.

Closing Date: January 30, 2007.

Code: The Internal Revenue Code of 1986, including any successor or amendatory provisions.

Company: EMC.

Company Information: As defined in Section 4.18(b).

Compensating Interest: An amount, not to exceed the Servicing Fee, to be deposited in the Distribution Account by the Company or the related Servicer with respect to the payment of a Prepayment Interest Shortfall on a Mortgage Loan subject to this Agreement.

Corporate Trust Office: With respect to the Trustee, the designated corporate trust office of the Trustee where at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this agreement is located at U.S. Bank National Association, Onx Xxxxxxx Xxxxxx, 0^xx Xxxxx, Xxxxxx, Xxxxxxxxxxxxx 00000, Attention: Corporate Trust Services/BSABS 2007-AC1, or such other address as the Trustee may designate from time to time, and (ii) with respect to the Securities Administrator, the designated office of the Securities Administrator at which at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 9000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, XX 00000, Attention: Corporate Trust Services, BSABS 2007-AC1 except for purposes of certificate transfer purposes, such term shall mean the office or agency of the Securities Administrator located at Xxxxx Fargo Bank, N.A., Sixxx Xxxxxx xxx Xxxxxxxxx Xxxxxx, Xxxxxxxxxxx, Xxxxxxxxx 00000, Attention: Corporate Trust Services, BSABS 2007-AC1.

Corresponding Certificate: With respect to each REMIC II Regular Interest (other than REMIC II Regular Interests C and P), the Certificate with the corresponding designation.

Corresponding Interest: With respect to each REMIC I Regular Interest (other than REMIC I Regular Interests AA and ZZ), the REMIC II Regular Interest with the corresponding designation.

Current Interest: As of any Distribution Date, with respect to the Certificates and interests of each class (other than the Class P Interest, the Class P Certificates, the Residual Interests and the Residual Certificates), (i) the interest accrued on the Certificate Principal Balance or Notional Amount or Uncertificated Notional Amount, as applicable, during the related Interest Accrual Period at the applicable Pass-Through Rate, plus any amount previously distributed with respect to interest for such Certificate or interest that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest and (b) any Relief Act Interest Shortfalls during the related Due Period, provided, however, that for purposes of calculating Current Interest for any such class, amounts specified in clause (ii) hereof for any such Distribution Date shall be allocated first to the Class C Certificates and the Class C Interest in reduction of amounts otherwise distributable to such Certificates and interest on such Distribution Date and then any excess shall be allocated to each Class of Class A, Class X, Class M and Class B Certificates pro rata based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date.

Current Report: The Current Report pursuant to Section 13 or 15(d) of the Exchange Act.

Current Specified Enhancement Percentage: With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class M Certificates and Class B Certificates and (ii) the Overcollateralization Amount, in each case prior to the distribution of the Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the end of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month).

Custodial Agreement: An agreement, dated as of January 30, 2007, among the Depositor, the Company as a Seller, Master Funding as a Seller, the Trustee, the Master Servicer, the Securities Administrator and the Custodian in substantially the form of Exhibit J hereto.

Custodian: Xxxxx Fargo Bank, National Association, or any successor custodian appointed pursuant to the provisions hereof and the Custodial Agreement.

Cut-off Date: The close of business on January 1, 2007.

Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid principal balance thereof as of the close of business on the Cut-off Date after application of all Principal Prepayments received prior to the Cut-off Date and scheduled payments of principal due on or before the Cut-off Date, whether or not received, but without giving effect to any installments of principal received in respect of Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance of the Mortgage Loans is $455,775,287.84.

Debt Service Reduction: With respect to any Mortgage Loan, a reduction by a court of competent jurisdiction in a proceeding under the Bankruptcy Code in the Scheduled Payment for such Mortgage Loan that became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any other reduction that results in a permanent forgiveness of principal.

Deficient Valuation: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under such Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court that is final and non-appealable in a proceeding under the Bankruptcy Code.

Definitive Certificates: As defined in Section 7.06.

Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.

Delinquency Event: A Delinquency Event shall have occurred and be continuing if at any time, (x) the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more Delinquent (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure and Mortgage Loans with respect to which the related Mortgaged Property is REO Property), and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) exceeds (y) 48.95% of the Current Specified Enhancement Percentage.

Delinquent: A Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to the terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment has not been received by the close of business on the corresponding day of the month immediately succeeding the month in which such payment was due, or, if there is no such corresponding day (e.g., as when a 30-day month follows a 31-day month in which a payment was due on the 31st day of such month), then on the last day of such immediately succeeding month. Similarly for “60 days delinquent,” “90 days delinquent” and so on. This method of determining delinquencies is also referred to as the OTS method.

Denomination: With respect to each Certificate, the amount set forth on the face thereof as the “Initial Principal Balance or initial notional amount of this Certificate”.

Depositor: Bear Xxxxxxx Asset Backed Securities I LLC, a Delaware limited liability company, or its successor in interest.

Depositor Information: As defined in Section 4.18(b).

Depository: The initial Depository shall be The Depository Trust Company (“DTC”), the nominee of which is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York.

Depository Agreement: With respect to the Class of Book-Entry Certificates, the agreement between the Issuing Entity and the initial Depository, dated as of the Closing Date, substantially in the form of Exhibit H.

Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

Determination Date: With respect to any Distribution Date, the 15th day of the month of such Distribution Date or, if such 15th day is not a Business Day, the immediately preceding Business Day.

Distribution Account Deposit Date: The Business Day prior to each Distribution Date.

Distribution Account: The separate Eligible Account created and maintained by the Securities Administrator pursuant to Section 5.08 in the name of the Trustee for the benefit of the Certificateholders and designated “U.S. Bank National Association, in trust for registered Holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-AC1” shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.

Distribution Date: The 25th day of each calendar month after the initial issuance of the Certificates, or if such 25th day is not a Business Day, the next succeeding Business Day, commencing in February 2007.

Distribution Report: The Asset-Backed Issuer Distribution Report pursuant to Section 13 or 15(d) of the Exchange Act.

Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.

Due Period: With respect to any Distribution Date, the period from the second day of the calendar month preceding the calendar month in which such Distribution Date occurs through close of business on the first day of the calendar month in which such Distribution Date occurs.

XXXXX: As defined in Section 4.18.

Eligible Account: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company, so long as Xxxxx’x is not a Rating Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating categories respectively, at the time any amounts are held on deposit therein, or (ii) an account or accounts in a depository institution or trust company in which such accounts are insured by the FDIC (to the limits established by the FDIC) and the uninsured deposits in which accounts are otherwise secured such that, as evidenced by an Opinion of Counsel delivered to the Trustee and to each Rating Agency, the Certificateholders have a claim with respect to the funds in such account or a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution or trust company in which such account is maintained, or (iii) a trust account or accounts maintained with the corporate trust department of a federal or state chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iv) any other account acceptable to the Rating Agencies. Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee.

EMC: EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns.

EMC Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.

EMC Mortgage Loans: Those Mortgage Loans serviced by the Company pursuant to the terms of this Agreement.

ERISA: The Employee Retirement Income Security Act of 1974, as amended.

ERISA Restricted Certificates: Any of the Class C, Class P and Residual Certificates.

Event of Default: As defined in Section 9.01 hereof.

Excess Cashflow: With respect to any Distribution Date, an amount, if any, equal to the sum of (a) the Remaining Excess Spread for such Distribution Date and (b) the Overcollateralization Release Amount for such Distribution Date.

Excess Liquidation Proceeds: To the extent not required by law to be paid to the related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan and accrued and unpaid interest at the related Mortgage Rate through the last day of the month in which the Mortgage Loan has been liquidated.

Excess Spread: With respect to any Distribution Date, the excess, if any, of (i) the Interest Funds for such Distribution Date over (ii) the sum of the Current Interest on the Class A, Class X, Class M and Class B Certificates and Interest Carry Forward Amounts on the Class A Certificates and the Class X Certificates (other than Interest Carry Forward Amounts paid pursuant to Section 6.04(a)(3)(A)), in each case for such Distribution Date.

Exchange Act: Securities Exchange Act of 1934, as amended.

Exchange Act Reports: Any reports required to be filed pursuant to Section 4.18 of this Agreement.

Exemption: Prohibited Transaction Exemption 90-30, as amended from time to time.

Extra Principal Distribution Amount: With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Overcollateralization Target Amount for such Distribution Date, over the Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Extra Principal Distribution Amount) and (ii) the Excess Spread for such Distribution Date.

Xxxxxx Mae: Xxxxxx Xxx (formally, Federal National Mortgage Association), or any successor thereto.

FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.

Final Recovery Determination: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by EMC (on its own behalf as a Seller and on behalf of Master Funding) pursuant to or as contemplated by Section 2.03(f) or Section 11.01), a determination made by the Company pursuant to this Agreement or the applicable Servicer pursuant to the related Servicing Agreement that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Company or such Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Master Servicer shall maintain records, based solely on information provided by the Company and each Servicer, of each Final Recovery Determination made thereby.

Final Scheduled Distribution Date: With respect to the Certificates, February 25, 2037.

Fiscal Quarter: December 1 to February 29 (or the last day in such month), March 1 to May 31, June 1 to August 31, or September to November 30, as applicable.

Form 8-K Disclosure Information: As defined in Section 4.18(a)(ii)(A).

Xxxxxxx Mac: Xxxxxxx Mac (formally, The Federal Home Loan Mortgage Corporation), or any successor thereto.

Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository).

Greenpoint: GreenPoint Mortgage Funding, Inc.

Greenpoint Assignment Agreement: The Assignment, Assumption and Recognition Agreement, dated as of January 30, 2007, by and among the Seller, Greenpoint and the Trustee evidencing the assignment of the Greenpoint Servicing Agreement to the Trust, attached hereto as Exhibit R-2.

Greenpoint Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of September 1, 2003, between the Seller and Greenpoint, as amended by Amendment Number One, dated as of January 1, 2006, attached hereto as Exhibit Q-2, as modified by the Greenpoint Assignment Agreement.

Gross Margin: With respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.

Indemnified Persons: The Trustee, the Master Servicer, the Company, the Trust Fund and the Securities Administrator and their officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.

Individual Certificate: Any Private Certificate registered in the name of the Holder other than the Depository or its nominee.

Initial Certificate Principal Balance: With respect to any Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date.

Insurance Policy: With respect to any Mortgage Loan included in the Trust Fund, any insurance policy or LPMI Policy, including all riders and endorsements thereto in effect with respect to such Mortgage Loan, including any replacement policy or policies for any Insurance Policies.

Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy or any other insurance policy covering a Mortgage Loan, to the extent such proceeds are payable to the mortgagee under the Mortgage, the Company, the related Servicer or the Trustee under the deed of trust and are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Company or the related Servicer would follow in servicing mortgage loans held for its own account, in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.

Insured Expenses: Expenses covered by an Insurance Policy or any other insurance policy with respect to the Mortgage Loans.

Interest Accrual Period: With respect to the Certificates (other than the Class A, Class X, Class C, Class P Certificates and the Residual Certificates) and any Distribution Date, the period from and including the 25th day of the calendar month preceding the month in which such Distribution Date occurs (or with respect to the Class M Certificates and Class B Certificates and the first Interest Accrual Period, the Closing Date) to and including the 24^th day of the calendar month in which such Distribution Date occurs. The Class R Certificates and Class P Certificates are not entitled to distributions of interest and do not have an Interest Accrual Period. With respect to the Class A, Class X, Class C Certificates and the Class C Interest and any Distribution Date, the calendar month immediately preceding such Distribution Date. All calculations of interest on the Class A, Class X and Class C Certificates and the Class C Interest will be made on the basis of a 360-day year consisting of twelve 30-day months. All calculations of interest on the Class M Certificates and Class B Certificates will be made on the basis of the actual number of days elapsed in the related Interest Accrual Period.

Interest Carry Forward Amount: As of any Distribution Date and with respect to each Class of Certificates (other than the Class C, Class P and Residual Certificates), the sum of (i) the excess of (a) the Current Interest for such Class with respect to such Distribution Date and any prior Distribution Dates over (b) the amount actually distributed to such Class of Certificates with respect to interest on such Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Interest Accrual Period including the Interest Accrual Period relating to such Distribution Date.

Interest Determination Date: Shall mean the second LIBOR Business Day preceding the commencement of each Interest Accrual Period.

Interest Funds: For any Distribution Date, (i) the sum, without duplication, of (a) all scheduled interest during the related Due Period with respect to the related Mortgage Loans less the Servicing Fee, the Securities Administrator Fee and the LPMI Fee, if any, (b) all Advances relating to interest with respect to the related Mortgage Loans remitted by the related Servicer, the Company or Master Servicer, as applicable, on or prior to the related Remittance Date, (c) all Compensating Interest with respect to the related Mortgage Loans required to be remitted by the Company pursuant to this Agreement or the related Servicer pursuant to the related Servicing Agreement with respect to such Distribution Date, (d) Liquidation Proceeds and Subsequent Recoveries with respect to the related Mortgage Loans collected during the prior calendar month (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to interest), (e) all amounts relating to interest with respect to each Mortgage Loan repurchased by the Seller pursuant to Sections 2.02 and 2.03 and by EMC (on its own behalf as a Seller and on behalf of Master Funding) pursuant to Section 4.21, (f) all amounts in respect of interest paid by the Master Servicer pursuant to Section 11.01, in each case to the extent remitted by the Company or the related Servicer, as applicable, to the Master Servicer Collection Account pursuant to this Agreement or the related Servicing Agreement and (g) the interest portion of any proceeds received from the exercise of an Optional Termination pursuant to Section 11.01 minus (ii) all amounts required to be reimbursed pursuant to Sections 5.02, 5.05, 5.07 and 5.09 or as otherwise set forth in this Agreement.

Issuing Entity: Bear Xxxxxxx Asset Backed Securities I Trust 2007-AC1.

Latest Possible Maturity Date: February 25, 2037, which is the Distribution Date in the month following the final scheduled maturity date of the Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. For purposes of the Treasury regulations under Sections 860A through 860G of the Code, the latest possible maturity date of each Regular Interest issued by REMIC I, REMIC II, REMIC III, REMIC IV and REMIC V shall be the Latest Possible Maturity Date.

LIBOR Business Day: Shall mean a day on which banks are open for dealing in foreign currency and exchange in London and New York City.

LIBOR Certificates: Any of the Class M Certificates and Class B Certificates.

Liquidated Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that has been liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale or other realization as provided by applicable law governing the real property subject to the related Mortgage and any security agreements and as to which the Company or the related Servicer has made a Final Recovery Determination with respect thereto.

Liquidation Proceeds: Amounts, other than Insurance Proceeds, received in connection with the partial or complete liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale or otherwise, or in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received with respect to an REO Property, less the sum of related unreimbursed Advances, Servicing Fees and Servicing Advances and all expenses of liquidation, including property protection expenses and foreclosure and sale costs, including court and reasonable attorneys fees.

Loan-to-Value Ratio: The fraction, expressed as a percentage, the numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is the Appraised Value of the related Mortgaged Property.

Loss Allocation Limitation: The meaning specified in Section 6.05(c) hereof.

LPMI Fee: Shall mean the fee payable to the insurer for each Mortgage Loan subject to an LPMI Policy as set forth in such LPMI Policy and on the Mortgage Loan Schedule.

LPMI Policy: A policy of mortgage guaranty insurance issued by an insurer meeting the requirements of Xxxxxx Mae and Xxxxxxx Mac in which the Company or the related Servicer of the related Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from collections on the related Mortgage Loan.

Majority Class C Certificateholder: Shall mean the Holder of a 50.01% or greater Percentage Interest in the Class C Certificates.

Marker Rate: With respect to REMIC II Regular Interest C and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests (other than REMIC I Regular Interests AA and P), with the rate on each such REMIC I Regular Interest (other than REMIC I Regular Interest ZZ) subject to a cap equal to the Uncertificated REMIC II Pass-Through Rate for the Corresponding Interest for the purpose of this calculation for such Distribution Date, and with the rate on REMIC I Regular Interest ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each REMIC I Regular Interest (other than REMIC I Regular Interests AA, X-0, X-0, X-0, P and ZZ) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Interest Accrual Period.

Master Funding: Master Funding LLC, a Delaware limited liability company, and its successors and assigns, in its capacity as the seller of the Master Funding Mortgage Loans to the Depositor.

Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Seller.

Master Servicer: As of the Closing Date, EMC Mortgage Corporation and, thereafter, its respective successors in interest who meet the qualifications of the Servicing Agreements and this Agreement.

Master Servicer Collection Account: The trust account or accounts created and maintained pursuant to Section 5.01, which shall be denominated “EMC Mortgage Corporation, as Master Servicer for the benefit of the U.S. Bank National Association acting as Trustee, in trust for registered Holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-AC1 - Master Servicer Collection Account.” The Master Servicer Collection Account shall be an Eligible Account.

Master Servicer Information: As defined in Section 4.18(b).

Master Servicing Compensation: For any Distribution Date, any amounts earned on the investment of funds on deposit in the Master Servicer Collection Account.

Maximum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.

MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.

MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

Minimum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.

MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

Monthly Statement: The statement delivered pursuant to Section 6.06.

Moody’s: Xxxxx’x Investors Service, Inc., and any successor thereto.

Mortgage: The mortgage, deed of trust or other instrument creating a first lien on or first priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.

Mortgage File: The mortgage documents listed in Section 2.01 hereof pertaining to a particular Mortgage Loan and any additional documents delivered to the Trustee or Custodian on its behalf to be added to the Mortgage File pursuant to this Agreement.

Mortgage Loans: Such of the Mortgage Loans transferred and assigned to the Trustee pursuant to the provisions hereof, as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property. Any mortgage loan that was intended by the parties hereto to be transferred to the Trust Fund as indicated by such Mortgage Loan Schedule which is in fact not so transferred for any reason including, without limitation, a breach of the representation contained in Section 2.03(b)(v) hereof, shall continue to be a Mortgage Loan hereunder until the Purchase Price with respect thereto has been paid to the Trust Fund.

Mortgage Loan Purchase Agreement: Shall mean the Mortgage Loan Purchase Agreement, dated as of January 30, 2007, among EMC, as a seller, Master Funding, as a seller and the Depositor, as purchaser in the form attached hereto as Exhibit L.

Mortgage Loan Purchase Price: The price, calculated as set forth in Section 11.01, to be paid in connection with the repurchase of the Mortgage Loans pursuant to Section 11.01.

Mortgage Loan Schedule: The list of Mortgage Loans (as from time to time amended by the Seller to reflect the deletion of Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant to the provisions of this Agreement) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, the initial Mortgage Loan Schedule being attached hereto as Exhibit B, setting forth the following information with respect to each Mortgage Loan:

(a) the city, state and zip code of the Mortgaged Property;

(b) the property type;

(d) the Servicing Fee Rate;

(e) the Securities Administrator Fee Rate;

(f) the LPMI Fee, if applicable;

(g) the Trustee Fee Rate, if applicable;

(h) the Net Rate;

(i) the maturity date;

(j) the stated original term to maturity;

(k) the stated remaining term to maturity;

(l) the original Principal Balance;

(m) the first payment date;

(n) the principal and interest payment in effect as of the Cut-off Date;

(o) the unpaid Principal Balance as of the Cut-off Date;

(p) the Loan-to-Value Ratio at origination;

(q) the insurer of any Primary Mortgage Insurance Policy;

(r) the MIN with respect to each MOM Loan;

(s) the Gross Margin, if applicable;

(t) the next Adjustment Date, if applicable;

(u) the Maximum Mortgage Rate, if applicable;

(v) the Minimum Mortgage Rate, if applicable;

(w) the Periodic Rate Cap, if applicable;

(x) the Loan Group, if applicable;

(y) a code indicating whether the Mortgage Loan is negatively amortizing;

(z) which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;

(aa) the Prepayment Charge, if any;

(bb) lien position (e.g., first lien or second lien);

(cc) a code indicating whether the Mortgage Loan is has a balloon payment;

(dd) a code indicating whether the Mortgage Loan is an interest-only loan;

(ee) the interest-only term, if applicable;

(ff) the Mortgage Loan Seller; and

(gg) the original amortization term.

Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.

Mortgage Note: The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.

Mortgage Rate: The annual rate of interest borne by a Mortgage Note.

Mortgaged Property: The underlying property securing a Mortgage Loan.

Mortgagor: The obligors on a Mortgage Note.

Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Securities Administrator Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.

Net Rate Cap: With respect to the Class A-1 Certificates and the Class A-2 Certificates and any Distribution Date, a per annum rate equal to the weighted average of the Net Mortgage Rates on the Mortgage Loans as of the first day of the related Due Period. With respect to the Class A-3 Certificates and any Distribution Date, a per annum rate equal to the weighted average of the Net Mortgage Rates on the Mortgage Loans as of the first day of the related Due Period, minus 0.20% per annum.

With respect to the Class M Certificates and Class B Certificates and any Distribution Date, a per annum rate equal to the weighted average of the Net Mortgage Rates on the Mortgage Loans as of the first day of the related Due Period, adjusted for the actual numbers of days elapsed in the Interest Accrual Period.

For federal income tax purposes, the Net Rate Cap with respect to each of the Class A-1, Class A-2, Class M and Class B Certificates and any Distribution Date shall be equal to a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Intrest Accrual Period, in the case of the Class M Certificates and Class B Certificates) of the Uncertificated REMIC II Pass-Through Rate for such Distribution Date for the REMIC II Regular Interest for which such Certificate is the Corresponding Certificate, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date. For federal income tax purposes, the Net Rate Cap with respect to the Class A-3 Certificates and any Distribution Date shall be equal to a per annum rate equal to the weighted average of clause (i)(b) or (ii)(b), as applicable, of the Uncertificated REMIC II Pass-Through Rate for such Distribution Date for the REMIC II Regular Interest for which such Certificate is the Corresponding Certificate, weighted on the basis of the Uncertificated Principal Balance of such REMIC II Regular Interest immediately prior to such Distribution Date, minus 0.20% per annum.

Non-Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate.

Nonrecoverable Advance: Any portion of an Advance previously made or proposed to be made by the Company or the Master Servicer pursuant to this Agreement or the related Servicer pursuant to the related Servicing Agreement, that, in the good faith judgment of the Company, the Master Servicer or the related Servicer, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or otherwise.

Notional Amount: With respect to the Class X Certificates and any Distribution Date, an amount equal to the aggregate Certificate Principal Balance of the Class A-3 Certificates for such Distribution Date. For federal income tax purposes, the Class X Certificates will have a Notional Amount on any Distribution Date equal to the Uncertificated Principal Balance of REMIC II Regular Interest A-3 for such Distribution Date. With respect to the Class C Certificates and any Distribution Date, an amount equal to the aggregate Stated Principal Balance of the Mortgage Loans. The initial Notional Amount of the Class C Certificates shall be $455,775,287.84. For federal income tax purposes, the Class C Certificates will have a Notional Amount equal to the Uncertificated Notional Amount of the Class C Interest.

Offered Certificates: Any of the Class A-1, Class X-0, Xxxxx X-0, Class X, Class M-1, Class M-2, Class M-3, Class M-4, Class B-1, Class B-2 and Class B-3 Certificates.

Officer’s Certificate: A certificate (i) signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor, the Seller, any Servicer or the Master Servicer (or any other officer customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with a particular subject) or (ii), if provided for in this Agreement, signed by a Servicing Officer, as the case may be, and delivered to the Depositor, the Seller, Master Funding, the Securities Administrator, the Master Servicer and/or the Trustee, as the case may be, as required by this Agreement.

One-Month LIBOR: With respect to any Interest Accrual Period and the LIBOR Certificates, the rate determined by the Securities Administrator on the related Interest Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Securities Administrator), One-Month LIBOR for the applicable Interest Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Securities Administrator and no Reference Bank Rate is available, One-Month LIBOR shall be One-Month LIBOR applicable to the preceding Interest Accrual Period. The establishment of One-Month LIBOR on each Interest Determination Date by the Securities Administrator and the Securities Administrator’s calculation of the rate of interest applicable to the LIBOR Certificates for the related Interest Accrual Period shall, in the absence of manifest error, be final and binding. One-Month LIBOR for the Class M Certificates and Class B Certificates and any Interest Accrual Period shall be calculated as described above.

Opinion of Counsel: A written opinion of counsel, who may be counsel for the Seller, the Depositor, the Company, the Securities Administrator or the Master Servicer, reasonably acceptable to each addressee of such opinion; provided that with respect to Section 2.05, 8.05, 8.07 or 12.01, or the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of the Seller, the Depositor, the Company, the Securities Administrator and the Master Servicer, (ii) not have any direct financial interest in the Seller, Depositor, the Company, the Securities Administrator or the Master Servicer or in any affiliate of either, and (iii) not be connected with the Seller, Depositor, the Company, the Securities Administrator or the Master Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.

Optional Termination: The termination of the Trust created hereunder as a result of the purchase of all of the assets of the Trust and any related REO Property pursuant to Section 11.01.

Optional Termination Date: The Distribution Date on which the Stated Principal Balance of all of the Mortgage Loans is equal to or less than 10% of the Stated Principal Balance of all of the Mortgage Loans as of the Cut-off Date.

Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal or the sales price of such property or, in the case of a refinancing, on an appraisal.

Originator: With respect to each Mortgage Loan, shall mean the originator set forth in the Mortgage Loan Schedule for such Mortgage Loan.

OTS: The Office of Thrift Supervision.

Outstanding: With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except:

(a) Certificates theretofore canceled by the Securities Administrator or delivered to the Securities Administrator for cancellation; and

(b) Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Securities Administrator pursuant to this Agreement.

Outstanding Mortgage Loan: As of any date of determination, a Mortgage Loan with a Stated Principal Balance greater than zero that was not the subject of a Principal Prepayment in full, and that did not become a Liquidated Loan, prior to the end of the related Prepayment Period.

Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) over the aggregate Certificate Principal Balance of the Certificates (other than the Class C Certificates and the Class P Certificates) on such Distribution Date (after taking into account the payment of principal other than any Extra Principal Distribution Amount on such Certificates).

Overcollateralization Release Amount: With respect to any Distribution Date, the lesser of (x) the Principal Funds for such Distribution Date and (y) the excess, if any, of (i) the Overcollateralization Amount for such Distribution Date (assuming that 100% of the Principal Funds are applied as a principal payment on such Distribution Date), over (ii) the Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Overcollateralization Amount is less than or equal to the Overcollateralization Target Amount on that Distribution Date).

Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Stepdown Date, 0.90% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger Event is not in effect, the greater of (i) the lesser of (1) 0.90% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date and (2) 1.80% of the then current aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the prior calendar month) and (ii) $2,278,876 or (c) on or after the Stepdown Date and if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date.

Ownership Interest: As to any Certificate, any ownership interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.

Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of mortgage loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans.

Pass-Through Rate: With respect to each Class of Certificates (other than the Class C Certificates) and the Class C Interest, the Class A-1 Pass-Through Rate, Class A-2 Pass-Through Rate, Class A-3 Pass-Through Rate, the Class X Pass-Through Rate, Class M-1 Pass-Through Rate, Class M-2 Pass-Through Rate, Class M-3 Pass-Through Rate, Class M-4 Pass-Through Rate, Class B-1 Pass-Through Rate, Class B-2 Pass-Through Rate, Class B-3 Pass-Through Rate or Class B-4 Pass-Through Rate, as applicable.

With respect to the Class C Interest, the Class C Interest shall not have a Pass-Through Rate, but the Current Interest for such interest and each Distribution Date shall be an amount equal to 100% of the interest distributable to REMIC II Regular Interest C.

With respect to the Class C Certificate, the Class C Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class C Interest for such Distribution Date.

With respect to the Class P Certificate and the Class P Interest, 0.00% per annum.

Paying Agent: The Securities Administrator, in its capacity as paying agent, and its successors and assigns.

Percentage Interest: With respect to any Certificate of a specified Class, the Percentage Interest set forth on the face thereof or the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of the such Class.

Periodic Rate Cap: With respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.

Permitted Investments: At any time, any one or more of the following obligations and securities:

(i) obligations of the United States or any agency thereof, provided such obligations are backed by the full faith and credit of the United States;

(ii) general obligations of or obligations guaranteed by any state of the United States or the District of Columbia receiving the highest long-term debt rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency;

(iii) commercial or finance company paper which is then receiving the highest commercial or finance company paper rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency;

(iv) certificates of deposit, demand or time deposits, or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities (including the Trustee and the Securities Administrator in its commercial banking capacity), provided that the commercial paper and/or long term unsecured debt obligations of such depository institution or trust company are then rated one of the two highest long-term and the highest short-term ratings of each such Rating Agency for such securities, or such lower ratings as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency;

(v) demand or time deposits or certificates of deposit issued by any bank or trust company or savings institution to the extent that such deposits are fully insured by the FDIC;

(vi) guaranteed reinvestment agreements issued by any bank, insurance company or other corporation containing, at the time of the issuance of such agreements, such terms and conditions as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any such Rating Agency;

(vii) repurchase obligations with respect to any security described in clauses (i) and (ii) above, in either case entered into with a depository institution or trust company (acting as principal) described in clause (iv) above;

(viii) securities (other than stripped bonds, stripped coupons or instruments sold at a purchase price in excess of 115% of the face amount thereof) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States or any state thereof which, at the time of such investment, have one of the two highest long term ratings of each Rating Agency (except if the Rating Agency is Moody’s, such rating shall be the highest commercial paper rating of Moody’s for any such securities), or such lower rating as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;

(ix) interests in any money market fund (including any such fund managed or advised by the Trustee or Securities Administrator or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable long term rating by each Rating Agency rating such fund or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency;

(x) short term investment funds sponsored by any trust company or banking association incorporated under the laws of the United States or any state thereof (including any such fund managed or advised by the Trustee, the Securities Administrator or any affiliate thereof) which on the date of acquisition has been rated by each Rating Agency in their respective highest applicable rating category or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency; and

(xi) such other investments having a specified stated maturity and bearing interest or sold at a discount acceptable to each Rating Agency as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;

provided, that no such instrument shall be a Permitted Investment if such instrument (i) evidences the right to receive interest only payments with respect to the obligations underlying such instrument, (ii) is purchased at a premium or (iii) is purchased at a deep discount; provided further that no such instrument shall be a Permitted Investment (A) if such instrument evidences principal and interest payments derived from obligations underlying such instrument and the interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations, or (B) if it may be redeemed at a price below the purchase price (the foregoing clause (B) not to apply to investments in units of money market funds pursuant to clause (vi) above); provided further that no amount beneficially owned by any REMIC may be invested in investments (other than money market funds) treated as equity interests for federal income tax purposes, unless the Securities Administrator shall receive an Opinion of Counsel, at the expense of the Securities Administrator, to the effect that such investment will not adversely affect the status of any such REMIC as a REMIC under the Code or result in imposition of a tax on any such REMIC. Permitted Investments that are subject to prepayment or call may not be purchased at a price in excess of par.

Permitted Transferee: Any Person (x) other than (i) the United States, any State or political subdivision thereof, any possession of the United States or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in Section 521 of the Code) that is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in Section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in Section 1381(a)(2)(C) of the Code or (v) an electing large partnership within the meaning of Section 775(a) of the Code, (y) that is a citizen or resident of the United States, a corporation, partnership (other than a partnership that has any direct or indirect foreign partners) or other entity (treated as a corporation or a partnership for federal income tax purposes), created or organized in or under the laws of the United States, any State thereof or the District of Columbia, an estate whose income from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust or if it has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person and (z) other than any other Person so designated by the Trustee or Securities Administrator based upon an Opinion of Counsel addressed to the Trustee or Securities Administrator (which shall not be an expense of the Trustee or Securities Administrator) that states that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to fail to qualify as a REMIC at any time that any Certificates are Outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in Section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Xxxxxxx Mac, a majority of its board of directors is not selected by such government unit.

Person: Any individual, corporation, partnership, joint venture, association, joint- stock company, limited liability company, trust, unincorporated organization or government, or any agency or political subdivision thereof.

Prepayment Assumption: The applicable rate of prepayment, as described in the Prospectus Supplement.

Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.

Prepayment Charge Waiver Amount: Any amount paid by the Company or related Servicer to the Master Servicer in respect of waived Prepayment Charges pursuant to Section 5.01(a).

Prepayment Interest Excess: With respect to any Distribution Date, for each EMC Mortgage Loan that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period occurring between the first day of the calendar month in which such Distribution Date occurs and the Determination Date of the calendar month in which such Distribution Date occurs, an amount equal to interest (to the extent received) at the applicable Net Mortgage Rate on the amount of such Principal Prepayment for the number of days commencing on the first day of the calendar month in which such Distribution Date occurs and ending on the last date through which interest is collected from the related Mortgagor.

Prepayment Interest Shortfall: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a partial Principal Prepayment during the related Prepayment Period, or a Principal Prepayment in full during the related Prepayment Period, or that became a Liquidated Loan during the prior calendar month, (other than a Principal Prepayment in full resulting from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 4.21 or 11.01 hereof), the amount, if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment (or liquidation) or in the case of a partial Principal Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment or such liquidation proceeds less the sum of (a) the related Servicing Fee, (b) the Securities Administrator Fee Rate and (c) the LPMI Fee, if any.

Prepayment Period: As to any Distribution Date (except the first Distribution Date) and each EMC Mortgage Loan, for each Principal Prepayment in full, the period commencing on the 16th day of the month prior to the month in which the related Distribution Date occurs and ending on the 15th day of the month in which such Distribution Date occurs (as to the first Distribution Date and any Mortgage Loan, the period commencing on the Cut-off Date and ending on the 15th day of the month in which such Distribution Date occurs) and for each partial Principal Prepayment, the calendar month prior to the month in which such Distribution Date occurs. As to any Distribution Date and each Mortgage Loan that is not an EMC Mortgage Loan, in accordance with the related Servicing Agreement

Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note holder in the event of default by the obligor under such Mortgage Note or the related security instrument, if any or any replacement policy therefor through the related Interest Accrual Period for such Class relating to a Distribution Date.

Principal Distribution Amount: With respect to each Distribution Date, an amount equal to (x) the Principal Funds for such Distribution Date plus (y) any Extra Principal Distribution Amount for such Distribution Date, less (z) any Overcollateralization Release Amount.

Principal Funds: With respect to any Distribution Date, (i) the sum, without duplication, of (a) all scheduled principal collected on the Mortgage Loans during the related Due Period, (b) all Advances relating to principal made with respect to the Mortgage Loans remitted by the related Servicer or Master Servicer, as applicable, on or prior to the Remittance Date, (c) Principal Prepayments with respect to the Mortgage Loans exclusive of Prepayment Charges or penalties collected during the related Prepayment Period, (d) the Stated Principal Balance of each Mortgage Loan that was repurchased by the Seller pursuant to Sections 2.02 or 2.03 or by EMC (on its own behalf as a Seller and on behalf of Master Funding) pursuant to Section 4.21, (e) the aggregate of all Substitution Adjustment Amounts with respect to the Mortgage Loans for the related Determination Date in connection with the substitution of related Mortgage Loans pursuant to Section 2.03(f), (f) all Liquidation Proceeds and Subsequent Recoveries with respect to the Mortgage Loans collected during the prior calendar month (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to principal) and remitted by the Company or the related Servicer to the Master Servicer Collection Account pursuant to this Agreement or the related Servicing Agreement and (g) amounts in respect of principal paid by the Majority Class C Certificateholder pursuant to Section 11.01 minus (ii) all related amounts required to be reimbursed pursuant to Sections 5.02, 5.05, 5.07 and 5.09 or as otherwise set forth in this Agreement.

Principal Prepayment: Any Mortgagor payment or other recovery of (or proceeds with respect to) principal on a Mortgage Loan (including loans purchased or repurchased under Sections 2.02, 2.03, 4.21 and 11.01 hereof) that is received in advance of its scheduled Due Date and is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall be applied by the Company or the related Servicer, as appropriate, in accordance with the terms of the related Mortgage Note.

Private Certificates: Any of the Class B-4, Class C, Class P and Class R Certificates.

Prospectus Supplement: The Prospectus Supplement dated January 29, 2007 relating to the public offering of the Offered Certificates.

Protected Account: Each account established and maintained by the Company with respect to receipts on the Mortgage Loans and REO Property in accordance with Section 5.01 hereof or by the related Servicer in accordance with the related Servicing Agreement.

PUD: A Planned Unit Development.

Purchase Price: With respect to any Mortgage Loan (x) to be purchased pursuant to the applicable provisions of this Agreement or (y) that EMC has a right to purchase pursuant to Section 4.21 hereof, an amount equal to the sum of (i) 100% of the outstanding principal balance of the Mortgage Loan as of the date of such purchase plus (ii) accrued interest thereon at the applicable Mortgage Rate through the first day of the month in which the Purchase Price is to be distributed to Certificateholders, reduced by any portion of the Servicing Fee, Servicing Advances and Advances payable to the purchaser of the Mortgage Loan (iii) amounts advanced by the Company or the related Servicer in respect of such repurchased Mortgage Loan which are being held in the Master Servicer Collection Account for remittance to the Securities Administrator and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any predatory lending laws.

Rating Agency: Each of Moody’s and S&P. If any such organization or its successor is no longer in existence, “Rating Agency” shall be a nationally recognized statistical rating organization, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee. References herein to a given rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.

Realized Loss: With respect to each Mortgage Loan as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of such Mortgage Loan as of the commencement of the calendar month in which the Final Recovery Determination was made, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor or advanced through the end of the calendar month in which such Final Recovery Determination was made, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on such Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of such Mortgage Loan as of the close of business on the Distribution Date during such calendar month, minus (iii) the proceeds, if any, received in respect of such Mortgage Loan during the calendar month in which such Final Recovery Determination was made, net of amounts that are payable therefrom to the Master Servicer pursuant to this Agreement which have not been previously reimbursed. With respect to each Mortgage Loan which is the subject of a Servicing Modification, (a)(1) the amount by which the interest portion of a monthly payment or the principal balance of such Mortgage Loan was reduced or (2) the sum of any other amounts owing under the Mortgage Loan that were forgiven and that constitute Servicing Advances that are reimbursable to the Master Servicer, and (b) any such amount with respect to a monthly payment that was or would have been due in the month immediately following the month in which a Principal Prepayment or the Purchase Price of such Mortgage Loan is received or is deemed to have been received and not paid due to a Servicing Modification. In addition, to the extent the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are distributed to any Class of Certificates or applied to increase Excess Spread on any Distribution Date.

With respect to any REO Property as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of the related Mortgage Loan as of the date of acquisition of such REO Property on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor in respect of the related Mortgage Loan through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on the related Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of the related Mortgage Loan as of the close of business on the Distribution Date during such calendar month, plus (iii) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such Final Recovery Determination was made, minus (iv) the aggregate of all unreimbursed Advances and Servicing Advances.

With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.

With respect to each Mortgage Loan which has become the subject of a Debt Service Reduction, the portion, if any, of the reduction in each affected Monthly Payment attributable to a reduction in the Mortgage Rate imposed by a court of competent jurisdiction. Each such Realized Loss shall be deemed to have been incurred on the Due Date for each affected Monthly Payment.

Record Date: With respect to any Distribution Date and the Certificates (other than the Class A, Class X, Class C, Class P and Residual Certificates), so long as such Classes of Certificates are Book-Entry Certificates, the Business Day preceding such Distribution Date, and otherwise, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs. With respect to the Class A, Class X, Class C, Class P Certificates and Residual Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.

Reference Banks: Shall mean leading banks selected by the Securities Administrator and engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) which have been designated as such by the Securities Administrator and (iii) which are not controlling, controlled by, or under common control with, the Depositor, the Seller or the Securities Administrator.

Reference Bank Rate: With respect to any Interest Accrual Period shall mean the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related Interest Determination Date to prime banks in the London interbank market for a period of one month in an amount approximately equal to the aggregate Certificate Principal Balance of the LIBOR Certificates for such Interest Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Securities Administrator, as of 11:00 a.m., New York City time, on such date for loans in United States dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the LIBOR Certificates for such Interest Accrual Period.

Regular Certificate: Any Certificate other than a Residual Certificate.

Regular Interest: A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.

Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

Relief Act: The Servicemembers Civil Relief Act, as amended, or any similar state or local law.

Relief Act Interest Shortfall: With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended Due Period as a result of the application of the Relief Act.

Remaining Excess Spread: With respect to any Distribution Date, the Excess Spread less any Extra Principal Distribution Amount, in each case for such Distribution Date.

REMIC: A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

REMIC I: The segregated pool of assets described in the Preliminary Statement and Section 6.07(a).

REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto.

REMIC I Interest Loss Allocation Amount: With respect to any Distribution Date, an amount equal to (a) the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) the Uncertificated REMIC I Pass-Through Rate for REMIC I Regular Interest AA minus the Marker Rate, divided by (b) 12.

REMIC I Overcollateralization Amount: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests (other than REMIC I Regular Interest P) minus (ii) the aggregate Uncertificated Principal Balance of each REMIC I Regular Interest (other than REMIC I Regular Interest P) for which a REMIC II Regular Interest is a Corresponding Interest, in each case, as of such date of determination.

REMIC I Overcollateralization Target Amount: 1.00% of the Overcollateralization Target Amount.

REMIC I Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC I Regular Interest (other than REMIC I Regular Interest P) for which a REMIC II Regular Interest is a Corresponding Interest and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC I Regular Interest (other than REMIC I Regular Interest P) for which a REMIC II Regular Interest is a Corresponding Interest and REMIC I Regular Interest ZZ.

REMIC I Regular Interest ZZ Maximum Interest Deferral Amount: With respect to any Distribution Date, the excess of (i) accrued interest at the Uncertificated REMIC I Pass-Through Rate applicable to REMIC I Regular Interest ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC I Regular Interest ZZ minus the REMIC I Overcollateralization Amount, in each case for such Distribution Date, over (ii) the Uncertificated Accrued Interest on each REMIC I Regular Interest (other than REMIC I Regular Interest P) for which a REMIC II Regular Interest is a Corresponding Interest for the purpose of this calculation for such Distribution Date, with the rate on each such REMIC I Regular Interest subject to a cap equal to the Uncertificated REMIC II Pass-Through Rate for the Corresponding Interest; provided, however, that solely for this purpose, the related cap with respect to each REMIC I Regular Interest (other than REMIC I Regular Interests X-0, X-0, X-0 and P) for which a REMIC II Regular Interest is a Corresponding Interest shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Interest Accrual Period.

REMIC II: The segregated pool of assets described in the Preliminary Statement consisting of the REMIC I Regular Interests.

REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC II issued hereunder and designated as a Regular Interest in REMIC II. Each REMIC II Regular Interest shall accrue interest at the related Uncertificated REMIC II Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC II Regular Interests are set forth in the Preliminary Statement hereto.

REMIC II Regular Interest C Distribution Amount: With respect to any Distribution Date, the sum of (i) the Uncertificated Accrued Interest for REMIC II Regular Interest C for such Distribution Date, (ii) any Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries not distributed to the Class A, Class M and Class B Certificates on such Distribution Date; provided, however, that on and after the Distribution Date on which the Certificate Principal Balances of the Class A, Class M and Class B Certificates have been reduced to zero, the REMIC II Regular Interest C Distribution Amount shall include the Overcollateralization Amount.

REMIC III: The segregated pool of assets described in the Preliminary Statement consisting of the REMIC II Regular Interests.

REMIC IV: The segregated pool of assets consisting of the Class C Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class C Certificates and the Class RX Certificates (in respect of the Class R-4 Interest), with respect to which a separate REMIC election is to be made.

REMIC V: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class RX Certificates (in respect of the Class R-5 Interest), with respect to which a separate REMIC election is to be made.

REMIC Opinion: Shall mean an Opinion of Counsel to the effect that the proposed action will not have an adverse effect on any REMIC created hereunder.

REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws.

REMIC Regular Interests: The REMIC I Regular Interests and REMIC II Regular Interests.

Remittance Date: Shall mean (i) with respect to the Company, the 18^th day of any month or if such 18^th day is not a Business Day, the first Business Day immediately preceding such 18^th day, and (ii) with respect to any other Servicer, the date specified in the related Servicing Agreement.

Remittance Report: As defined in Section 6.04(c).

REO Imputed Interest: As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.

REO Property: A Mortgaged Property acquired by the Company or the related Servicer through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.

Replacement Mortgage Loan: A Mortgage Loan or Mortgage Loans in the aggregate substituted by the Seller for a Deleted Mortgage Loan, which must, on the date of such substitution, as confirmed in a Request for Release, (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution, not in excess of, and not less than 90% of, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) have a fixed Mortgage Rate not less than or more than 1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have the same or higher credit quality characteristics than that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be owner occupied; and (ix) comply with each representation and warranty set forth in Section 2.03 hereof.

Reportable Event: As defined in Section 4.18.

Request for Release: The Request for Release to be submitted by the Seller, the Company, the related Servicer or the Master Servicer to the Custodian substantially in the form of Exhibit G. Each Request for Release furnished to the Custodian by the Seller, the Company, the related Servicer or the Master Servicer shall be in duplicate and shall be executed by an officer of such Person or a Servicing Officer (or, if furnished electronically to the Custodian, shall be deemed to have been sent and executed by an officer of such Person or a Servicing Officer) of the Company or the related Servicer, as applicable.

Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under this Agreement or the related Servicing Agreement.

Reserve Fund: Shall mean the separate trust account created and maintained by the Securities Administrator pursuant to Section 6.08 hereof.

Reserve Fund Deposit: With respect to the Reserve Fund, an amount equal to $5,000, which the Depositor shall initially deposit into the Reserve Fund pursuant to Section 6.08 hereof.

Residual Certificates: The Class R-1, Class R-2, Class R-3 and Class RX Certificates, each evidencing the sole class of Residual Interests in the related REMIC.

Residual Interest: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

Responsible Officer: With respect to the Trustee, any Vice President, any Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust Officer with specific responsibility for the transactions contemplated hereby, any other officer customarily performing functions similar to those performed by any of the above designated officers or other officers of the Trustee specified by the Trustee, as to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

S&P: Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc.

Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan.

Securities Act: The Securities Act of 1933, as amended, and the rules and regulations thereunder.

Securities Administrator: Xxxxx Fargo Bank, National Association, in its capacity as securities administrator, transfer agent and paying agent hereunder, and its successors and assigns.

Securities Administrator Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Securities Administrator Fee Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs.

Securities Administrator Fee Rate: 0.012% per annum.

Securities Administrator Information: As defined in Section 4.18(b).

Seller: EMC or Master Funding, in each case in its capacity as seller of the Mortgage Loans to the Depositor.

Senior Certificates: Any of the Class A-1, Class A-2, Class A-3 and Class X Certificates

Servicer: Any of American Home, EMC, Greenpoint and Xxxxx Fargo and their successors and assigns.

Servicing Advances: All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable legal fees) incurred in the performance by the Company or the related Servicer of its servicing obligations hereunder or under the related Servicing Agreement, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered in the MERS® System, (iii) the management and liquidation of any REO Property (including, without limitation, realtor’s commissions) and (iv) compliance with any obligations under Section 3.07 hereof to cause insurance to be maintained.

Servicing Agreement: Any of the American Home Servicing Agreement, Greenpoint Servicing Agreement or the Xxxxx Fargo Servicing Agreement.

Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time, or those Servicing Criteria otherwise mutually agreed to by EMC, the Master Servicer, the Trustee and the applicable Servicer in response to evolving interpretations of Regulation AB and incorporated into a revised Exhibit N.

Servicing Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs.

Servicing Fee Rate: 0.25% per annum.

Servicing Modification: With respect to any Mortgage Loan that is in default or, in the reasonable judgment of the Company or the related Servicer, as to which default is reasonably foreseeable, any modification which is effected by the Company or the related Servicer in accordance with the terms of this Agreement or the related Servicing Agreement which results in any change in the outstanding Stated Principal Balance, any change in the Mortgage Rate or any extension of the term of such Mortgage Loan.

Servicing Officer: Any officer of the Company or the related Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans (i) in the case of the Company, whose name and facsimile signature appear on a list of servicing officers furnished to the Trustee by the Company on the Closing Date pursuant to this Agreement, as such list may from time to time be amended and (ii) in the case of the related Servicer, as to which evidence reasonably acceptable to the Trustee, as applicable, of due authorization, by such party has been furnished from time to time to the Trustee.

Sponsor: EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns, in its capacity as sponsor.

Startup Day: The Startup Day for each REMIC formed hereunder shall be the Closing Date.

Stated Principal Balance: With respect to any Mortgage Loan or related REO Property and any Distribution Date, the Cut-off Date Principal Balance thereof minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, and all Liquidation Proceeds to the extent applied by the Company or the related Servicer as recoveries of principal in accordance with Section 3.09 or the related Servicing Agreement with respect to such Mortgage Loan, that were received by the Company or the related Servicer as of the close of business on the last day of the calendar month immedediately preceding such Distribution Date and (iii) any Realized Losses on such Mortgage Loan incurred during the prior calendar month. The Stated Principal Balance of a Liquidated Loan equals zero.

Stepdown Date: The later to occur of (a) the Distribution Date in February 2010 and (b) the first Distribution Date on which the Current Specified Enhancement Percentage is greater than or equal to 14.30%.

Subordinated Certificates: The Class M, Class B, Class C and Residual Certificates.

Subsequent Recoveries: As of any Distribution Date, amounts received by the Master Servicer or any Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 6.05) or surplus amounts held by the Master Servicer and the related Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that was the subject of a liquidation or final disposition of any REO Property as of the end of the prior calendar month that resulted in a Realized Loss.

Subservicing Agreement: Any agreement entered into between the Company and a subservicer with respect to the subservicing of any Mortgage Loan hereunder by such subservicer.

Substitution Adjustment Amount: The meaning ascribed to such term pursuant to Section 2.03(f).

Successor Master Servicer: The meaning ascribed to such term pursuant to Section 9.01.

Tax Matters Person: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a Class of Residual Certificates shall be the Tax Matters Person for the related REMIC. The Securities Administrator or any successor thereto or assignee thereof shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.

Transfer Affidavit: As defined in Section 7.02(c).

Transfer: Any direct or indirect transfer or sale of any Ownership Interest in a Certificate.

Trigger Event: With respect to any Distribution Date, a Trigger Event exists if (i) a Delinquency Event shall have occurred and be continuing or (ii) the aggregate amount of Realized Losses on the Mortgage Loans since the Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance of the Mortgage Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:

Distribution Date	Percentage
February 2010 to January 2011	0.60% with respect to February 2010, plus an additional 1/12th of the difference between 1.05% and 0.60% for each month thereafter
February 2011 to January 2012	1.05% with respect to February 2011, plus an additional 1/12th of the difference between 1.45% and 1.05% for each month thereafter
February 2012 to January 2013	1.45% with respect to February 2012, plus an additional 1/12th of the difference between 1.75% and 1.45% for each month thereafter
February 2013 and thereafter	1.75%

Trust or Trust Fund: The corpus of the trust created hereunder consisting of (i) the Mortgage Loans and all interest accruing and principal due with respect thereto after the Cut-off Date to the extent not applied in computing the Cut-off Date Principal Balance thereof; (ii) the Class P Certificate Account, the Reserve Fund, the Distribution Account maintained by the Securities Administrator, the Master Servicer Collection Account maintained by the Master Servicer and the Protected Accounts maintained by the Company and the Servicers and all amounts deposited therein pursuant to the applicable provisions of this Agreement and the Servicing Agreements; (iii) property that secured a Mortgage Loan and has been acquired by foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect to the Mortgage Loans; (v) the Servicing Agreements and the Assignment Agreements; (vi) the rights under the Mortgage Loan Purchase Agreement; and (vii) all proceeds of the foregoing, including proceeds of conversion, voluntary or involuntary, of any of the foregoing into cash or other liquid property. The Reserve Fund and Prepayment Charge Waiver Amounts shall not be included in REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V.

Trustee: U.S. Bank National Association, a national banking association, as trustee for the benefit of the Certificateholders under this Agreement, and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.

Uncertificated Accrued Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated REMIC I Pass-Through Rate or Uncertificated REMIC II Pass-Through Rate on the Uncertificated Principal Balance or Uncertificated Notional Amount, as applicable, of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.02).

Uncertificated Notional Amount: With respect to REMIC II Regular Interest C and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests (other than REMIC I Regular Interest P) for such Distribution Date.

With respect to the Class C Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC II Regular Interest C for such Distribution Date.

Uncertificated Principal Balance: With respect to each REMIC Regular Interest, the Class C Interest and the Class P Interest, the principal amount of such REMIC Regular Interest, Class C Interest and Class P Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest, Class C Interest and Class P Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial uncertificated principal balance. On each Distribution Date, the Uncertificated Principal Balance of the REMIC Regular Interests and Class P Interest shall be reduced by all distributions of principal made on such REMIC Regular Interests and Class P Interest on such Distribution Date pursuant to Section 6.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 6.05, and the Uncertificated Principal Balance of REMIC I Regular Interest ZZ shall be increased by interest deferrals as provided in Section 6.07(b)(i). The Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class C Interest shall never be less than zero. With respect to REMIC II Regular Interest C as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC I Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A, Class M, Class B and Class P Certificates then outstanding. With respect to the Class C Interest as of any date of determination, an amount equal to the Uncertificated Principal Balance of REMIC II Regular Interest C.

Uncertificated REMIC I Pass-Through Rate: With respect to any REMIC I Regular Interest (other than REMIC I Regular Interest P) and any Distribution Date, a per annum rate equal to the weighted average of the Net Mortgage Rates of the Mortgage Loans as of the first day of the related Due Period, weighted on the basis of the Stated Principal Balances thereof as of the first day of the related Due Period. With respect to REMIC I Regular Interest P and any Distribution Date, 0.00% per annum.

Uncertificated REMIC II Pass-Through Rate: With respect to any Distribution Date and each REMIC II Regular Interest other than REMIC II Regular Interest C, REMIC II Regular Interest P and REMIC II Regular Interest A-3, a per annum rate equal to the Pass-Through Rate for the Class of Corresponding Certificates for such Distribution Date; provided, however, that for this purpose the Net Rate Cap with respect to each such Class of Corresponding Certificates shall be equal to the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests (other than REMIC I Regular Interest P), weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest immediately prior to such Distribution Date.

With respect to REMIC II Regular Interest A-3 and (i) any Distribution Date which occurs on or prior to the Optional Termination Date, the lesser of (a) 6.25% per annum and (b) the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests (other than REMIC I Regular Interest P), weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest immediately prior to such Distribution Date, and (ii) any Distribution Date thereafter, the lesser of (a) 6.75% per annum and (b) the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests (other than REMIC I Regular Interest P), weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest immediately prior to such Distribution Date.

With respect to REMIC II Regular Interest C, a per annum rate equal to the percentage equivalent of a fraction, (i) the numerator of which is the sum of the amount determined for each REMIC I Regular Interest (other than REMIC I Regular Interest P) equal to the product of (x) the excess, if any, of the Uncertificated REMIC I Pass-Through Rate for such REMIC I Regular Interest over the Marker Rate and (y) a notional amount equal to the Uncertificated Principal Balance of such REMIC I Regular Interest, and (ii) the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC I Regular Interests.

Unpaid Realized Loss Amount: With respect to any Class A Certificates and as to any Distribution Date, is the excess of Applied Realized Loss Amounts with respect to such Class over the sum of all distributions in reduction of the Applied Realized Loss Amounts on all previous Distribution Dates. Any amounts distributed to the Class A Certificates in respect of any Unpaid Realized Loss Amount shall not be applied to reduce the Certificate Principal Balance of such Class.

Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions hereunder. Voting Rights shall be allocated (i) 91% to the Class A, Class M and Class B Certificates, (ii) 3% to the Class C Certificates until paid in full, and (iii) 1% to each of the Class X, Class P, Class R-1, Class R-2, Class R-3 and Class RX Certificates, with the allocation among the Certificates (other than the Class C and Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Voting Rights will be allocated among the Certificates of each such Class in accordance with their respective Percentage Interests.

Xxxxx Fargo: Xxxxx Fargo Bank, X.X.

Xxxxx Fargo Assignment Agreement: The Assignment, Assumption and Recognition Agreement, dated as of January 30, 2007, by and among the Seller, Xxxxx Fargo and the Trustee evidencing the assignment of the Xxxxx Fargo Servicing Agreement to the Trust, attached hereto as Exhibit R-3.

Xxxxx Fargo Servicing Agreement: The Master Seller’s Warranties and Servicing Agreement, dated as of November 1, 2005, between the Seller and Xxxxx Fargo, attached hereto as Exhibit Q-3, and as modified by the related Assignment Agreement.

Section 1.02 Allocation of Certain Interest Shortfalls.

For purposes of calculating the amount of Current Interest for the Class A, Class X, Class M, Class B and Class C Certificates for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the related Servicer pursuant to the related Servicing Agreement, the Company or the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to the Class C Interest based on, and to the extent of, one month’s interest otherwise distributable thereto and, thereafter, among the Class A, Class X, Class M and Class B Certificates, on a pro rata basis, based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rates on the respective Certificate Principal Balances or Notional Amount of each such Certificate.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Regular Interests (other than REMIC I Regular Interest P) for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the related Servicer pursuant to the related Servicing Agreement or the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC I Regular Interest AA and REMIC I Regular Interest ZZ up to an aggregate amount equal to the REMIC I Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC I Regular Interest AA, each REMIC I Regular Interest (other than REMIC I Regular Interest P) for which a REMIC II Regular Interest is the Corresponding Interest and REMIC I Regular Interest ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC II Regular Interests (other than REMIC II Regular Interest P) for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the related Servicer pursuant to the related Servicing Agreement or the Master Servicer pursuant to Section 6.02) and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated among such REMIC II Regular Interests in the same manner and priority as such amounts are allocable to the Corresponding Certificates and, in the case of REMIC II Regular Interest C, to the Class C Interest; provided, however, that solely for purposes of allocating such shortfalls to such REMIC II Regular Interests, any such shortfalls allocable to the Class X Certificates shall be deemed to be allocated to the Class A-3 Certificates.

ARTICLE II

CONVEYANCE OF TRUST FUND

REPRESENTATIONS AND WARRANTIES

Section 2.01 Conveyance of Trust Fund.

Pursuant to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of the Seller in and to the assets sold by it in the Trust Fund. Pursuant to the Mortgage Loan Purchase Agreement, Master Funding sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of Master Funding in and to the assets sold by it in the Trust Fund.

The Seller has entered into this Agreement in consideration for the purchase of the Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and has agreed to take the actions specified herein.

The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the use and benefit of the Certificateholders without recourse, all the right, title and interest of the Depositor in and to the Trust Fund.

In connection with such sale, the Depositor has delivered to, and deposited with, or caused to be delivered to and deposited with, the Trustee or the Custodian, as its agent, the following documents or instruments with respect to each Mortgage Loan so assigned: (i) the original Mortgage Note, including any riders thereto, endorsed without recourse (A) in blank or to the order of “U.S. Bank National Association, as Trustee for Certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset Backed Certificates, Series 2007-AC1”, or (B) in the case of a loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form), (iii) unless the Mortgage Loan is either a MOM Loan or has been assigned in the name of MERS®, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “U.S. Bank National Association, as Trustee for Certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset Backed Certificates, Series 2007-AC1,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form) (iv) an original or a copy of all intervening assignments of the Mortgage, if any, with evidence of recording thereon, (v) with respect to any Mortgage Loan, the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance or, in the event such original title policy has not been received from the title insurer, such title policy will be delivered within one year of the Closing Date or, in the event such original title policy is unavailable, a photocopy of such title policy, or, in lieu thereof, a current lien search on the related Mortgaged Property; and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, EMC or Master Funding, as applicable, may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment thereof to or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver, or cause to be delivered, a true copy thereof with a certification by EMC or Master Funding, as applicable, or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; (y) in lieu of the Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents (as evidenced by a certification from the Depositor to such effect) the Depositor may deliver, or cause to be delivered, photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I, the Depositor may deliver, or cause to be delivered, a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Depositor, in lieu of delivering the above documents, may deliver, or cause to be delivered, to the Trustee and the Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Protected Account, in the Master Servicer Collection Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Depositor shall deliver, or cause to be delivered, such documents to the Trustee or the Custodian promptly after they are received.

EMC (on its own behalf as Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that, the Seller need not cause to be recorded (a) any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Seller and Master Funding and its successors and assigns. In the event that the Seller, Master Funding, the Depositor or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.

In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will cause, at the Seller’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Depositor and by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement or the Mortgage Loan Purchase Agreement.

All original documents relating to the Mortgage Loans that are not delivered to the Trustee or the Custodian on its behalf are and shall be held by or on behalf of the Seller or the Depositor, as the case may be, in trust for the benefit of the Trustee on behalf of the Certificateholders. Any such original document delivered to or held by the Depositor, shall be delivered promptly to the Custodian on the Trustee’s behalf.

Whenever it is provided for in this Agreement that any document, evidence or information relating to a Mortgage Loan to be included in a Mortgage File be delivered or supplied to the Trustee, such delivery or supply shall be made to the Custodian pursuant to the Custodial Agreement.

Section 2.02 Acceptance of the Mortgage Loans.

(a) Based on the Initial Certification received by it from the Custodian, the Trustee acknowledges receipt of, subject to the further review and exceptions reported by the Custodian pursuant to the procedures described below, the documents (or certified copies thereof) delivered to the Trustee or the Custodian on its behalf pursuant to Section 2.01 and declares that it holds and will continue to hold directly or through a custodian those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it in trust for the use and benefit of all present and future Holders of the Certificates. On the Closing Date, the Trustee or the Custodian on its behalf will deliver EMC (on its behalf and on behalf of Master Funding), the Master Servicer and the Trustee an Initial Certification confirming whether or not it has received the Mortgage File for each Mortgage Loan, but without review of such Mortgage File, except to the extent necessary to confirm whether such Mortgage File contains the original Mortgage Note or a lost note affidavit and indemnity in lieu thereof. No later than 90 days after the Closing Date, the Trustee or the Custodian on its behalf shall, for the benefit of the Certificateholders, review each Mortgage File delivered to it and execute and deliver to EMC (on its own behalf and on behalf of Master Funding), the Master Servicer and, if reviewed by the Custodian, the Trustee, an Interim Certification. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether all required documents have been executed and received and whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B to this Agreement, as supplemented (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). In performing any such review, the Trustee and the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian on its behalf finds any document constituting part of the Mortgage File not to have been executed or received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to appear to be defective on its face, the Trustee or the Custodian on its behalf shall include such information in the exception report. EMC (on its own behalf and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of the Certificateholders in such Mortgage Loan within 90 days from the date of notice from the Trustee of the defect and if EMC (on its own behalf and on behalf of Master Funding) fails to correct or cure the defect or deliver such opinion within such period, EMC (on its own behalf and on behalf of Master Funding) will, subject to Section 2.03, within 90 days from the notification of the Trustee purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee, or intervening assignments thereof with evidence of recording thereon because such documents have been submitted for recording and have not been returned by the applicable jurisdiction, EMC (on its own behalf and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan if EMC (on its own behalf and on behalf of Master Funding) delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date.

(b) No later than 180 days after the Closing Date, the Trustee or the Custodian on its behalf will review, for the benefit of the Certificateholders, the Mortgage Files and will execute and deliver or cause to be executed and delivered to EMC (on its own behalf and on behalf of Master Funding), the Master Servicer and, if reviewed by the Custodian, to the Trustee, a Final Certification. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Trustee or the Custodian on its behalf has received either an original or a copy thereof, as required in Section 2.01 (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). If the Trustee or the Custodian on its behalf finds any document with respect to a Mortgage Loan has not been received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B or to appear defective on its face, the Trustee or the Custodian on its behalf shall note such defect in the exception report attached to the Final Certification and shall promptly notify EMC. EMC (on its own behalf and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of Certificateholders in such Mortgage Loan within 90 days from the date of notice from the Trustee of the defect and if EMC (on its own behalf and on behalf of Master Funding) is unable within such period to correct or cure such defect, or to substitute the related Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion, EMC (on its own behalf and on behalf of Master Funding) shall, subject to Section 2.03, within 90 days from the notification of the Trustee, purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee or intervening assignments thereof with evidence of recording thereon, because such documents have not been returned by the applicable jurisdiction, EMC (on its own behalf and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan, if EMC (on its own behalf and on behalf of Master Funding) delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date.

(c) In the event that a Mortgage Loan is purchased by EMC (on its own behalf and on behalf of Master Funding) in accordance with subsections 2.02(a) or (b) above or Section 2.03, EMC (on its own behalf and on behalf of Master Funding) shall remit the applicable Purchase Price to the Master Servicer, for deposit in the Master Servicer Collection Account and shall provide written notice to the Trustee detailing the components of the Purchase Price, signed by a Servicing Officer. Upon deposit of the Purchase Price in the Master Servicer Collection Account and upon receipt of a Request for Release with respect to such Mortgage Loan, the Trustee or the Custodian will release to the Seller the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty furnished to it by EMC (on its own behalf and on behalf of Master Funding), as are necessary to vest in the Seller title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred on the date on which the deposit into the Master Servicer Collection Account was made. The Trustee shall promptly notify the Rating Agencies of such repurchase. The obligation of the Seller to cure, repurchase or substitute for any Mortgage Loan as to which a defect in a constituent document exists shall be the sole remedies respecting such defect available to the Certificateholders or to the Trustee on their behalf.

(d) EMC (on its own behalf and on behalf of Master Funding) shall deliver to the Trustee or the Custodian on its behalf, and Trustee agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan, which the Trustee or the Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to therein shall instead be the date of delivery of the Mortgage File with respect to each Replacement Mortgage Loan.

Section 2.03 Representations, Warranties and Covenants of the Company, the Master Servicer, the Securities Administrator and the Seller.

(a) EMC as Company hereby represents and warrants to the Depositor, the Master Servicer, the Securities Administrator and the Trustee as follows, as of the Closing Date:

(i) It is duly organized and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by it in any state in which a Mortgaged Property related to an EMC Mortgage Loan is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each EMC Mortgage Loan, to service the EMC Mortgage Loans in accordance with the terms of this Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof.

(ii) It has the full corporate power and authority to service each EMC Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

(iii) The execution and delivery of this Agreement by it, the servicing of the EMC Mortgage Loans by it under this Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof are in its ordinary course of business and will not (A) result in a breach of any term or provision of its charter or by-laws or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.

(iv) It is an approved servicer of conventional mortgage loans for Xxxxxx Mae or Xxxxxxx Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.

(v) No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to service the EMC Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof.

(vi) No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, it has obtained the same.

(vii) The Company has delivered to the Depositor and the Securities Administrator financial statements of its parent, for its last two complete fiscal years. All such financial information fairly presents the pertinent results of operations and financial position for the period identified and has been prepared in accordance with GAAP consistently applied throughout the periods involved, except as set forth in the notes thereto. There has been no change in the servicing policies and procedures (outside of the normal changes warranted by regulatory and product type changes in the portfolio), business, operations, financial condition, properties or assets of the Company since the date of the Company’s financial information that would have a material adverse effect on its ability to perform its obligations under this Agreement.

(b) EMC as Company hereby covenants to the Depositor, the Master Servicer, the Securities Administrator and the Trustee as follows, as of the Closing Date:

(i) As of the Closing Date and except as has been otherwise disclosed to the Securities Administrator and the Depositor, or disclosed in any public filing: (1) no default or servicing related performance trigger has occurred as to any other Pass-Through Transfer due to any act or failure to act of the Company; (2) no material noncompliance with applicable servicing criteria as to any other Pass-Through Transfer has occurred, been disclosed or reported by the Company; (3) the Company has not been terminated as servicer in a residential mortgage loan Pass-Through Transfer, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Company’s servicing policies and procedures for similar loans have occurred in the preceding three years; (5) there are no aspects of the Company’s financial condition that could have a material adverse impact on the performance by the Company of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Company that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Company of a type that are described under Item 1119 of Regulation AB.

(ii) If so requested by the Depositor or the Securities Administrator on any date, the Company shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in clause (b)(i) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.

(iii) As a condition to the succession to the Company or any subservicer as servicer or subservicer under this Agreement by any Person (i) into which the Company or such subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Company or any subservicer, the Company shall provide to the Securities Administrator and the Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Securities Administrator and the Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Master Servicer and the Depositor, all information reasonably requested by the Securities Administrator or the Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.

(c) EMC as Master Servicer hereby covenants to the Depositor, the Company, the Securities Administrator and the Trustee as follows, as of the Closing Date:

(ii) It has the full corporate power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

(iii) The execution and delivery of this Agreement by it, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof are in its ordinary course of business and will not (A) result in a material breach of any term or provision of its charter or by-laws or (B) materially conflict with, result in a material breach, violation or acceleration of, or result in a material default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a material violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.

(iv) No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to perform any of its other obligations under this Agreement in accordance with the terms hereof.

(v) No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, it has obtained the same.

(d) Xxxxx Fargo Bank, National Association, in its capacity as Securities Administrator hereby represents and warrants to the Seller, the Master Servicer, the Depositor, the Trustee as follows, as of the Closing Date:

(i) It is a national banking association duly formed, validly existing and in good standing under the laws of the United States of America and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Securities Administrator in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to master service the Mortgage Loans in accordance with the terms of this Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof;

(e) The Seller hereby represents and warrants to the Depositor, the Securities Administrator, the Master Servicer and the Trustee as follows, as of the Closing Date:

(i) The Seller is duly organized as a Delaware corporation and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement and to be conducted by the Seller in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to sell the Mortgage Loans in accordance with the terms of this Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.

(ii) The Seller has the full corporate power and authority to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on the part of the Seller the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes a legal, valid and binding obligation of the Seller, enforceable against the Seller in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

(iii) The execution and delivery of this Agreement by the Seller, the sale of the Mortgage Loans by the Seller under the Mortgage Loan Purchase Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Seller and will not (A) result in a breach of any term or provision of the charter or by-laws of the Seller or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Seller is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to the Seller of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Seller; and the Seller is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Seller’s ability to perform or meet any of its obligations under this Agreement.

(iv) The Seller is an approved seller of conventional mortgage loans for Xxxxxx Mae or Xxxxxxx Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.

(v) No litigation is pending or, to the best of the Seller’s knowledge, threatened, against the Seller that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Seller to sell the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.

(vi) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, the Seller has obtained the same.

(vii) As of the Closing Date, the representations and warranties concerning the Mortgage Loans set forth in Section 7 of the Mortgage Loan Purchase Agreement are true and correct in all material respects.

(f) Upon discovery by any of the parties hereto of a breach of a representation or warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice thereof to the other parties of this Agreement. The Seller hereby covenants with respect to the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement, that within 90 days of the discovery of a breach of any representation or warranty set forth therein that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, it shall cure such breach in all material respects and, if such breach is not so cured, (i) if such 90-day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner set forth below; provided that, any such substitution pursuant to (i) above or repurchase pursuant to (ii) above shall not be effected prior to the delivery to the Trustee, the Master Servicer, the Securities Administrator of an Opinion of Counsel if required by Section 2.05 hereof and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Custodian of a Request for Release. The Seller shall, or cause the related Servicer to, furnish to the Securities Administrator, the Master Servicer and the Trustee the Officer’s Certificate required under Section 2.03(f) relating to such cure. If the Trustee has received (or has given, as the case may be) written notice of such a breach of a representation or warranty, the Trustee shall give prompt written notice to the Master Servicer, the Securities Administrator and the Seller, if within 90 days of its receipt (or giving, as the case may be) of such notice of breach, the Trustee does not receive an Officer’s Certificate as described in the preceding sentence certifying as to the cure of such breached representation or warranty. The Seller shall promptly reimburse the Trustee for any expenses reasonably incurred by the Trustee in respect of enforcing the remedies for such breach. To enable the Seller to amend the Mortgage Loan Schedule, the Seller shall, unless it cures such breach in a timely fashion pursuant to this Section 2.03, promptly notify the Trustee whether it intends either to repurchase, or to substitute for, the Mortgage Loan affected by such breach. With respect to the representations and warranties in Section 7 of the Mortgage Loan Purchase Agreement that are made to the best of the Seller’s knowledge, if it is discovered by any of the Depositor, the Master Servicer, the Seller, the Securities Administrator, the Trustee that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan, notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation or warranty, the Seller shall nevertheless be required to cure, substitute for or repurchase the affected Mortgage Loan in accordance with the foregoing.

With respect to any Replacement Mortgage Loan or Loans, the Seller shall deliver to the Trustee for the benefit of the Certificateholders such documents and agreements as are required by Section 2.01. No substitution shall be made in any calendar month after the Determination Date for such month. Scheduled Payments due with respect to Replacement Mortgage Loans in the Due Period related to the Distribution Date on which such proceeds are to be distributed shall not be part of the Trust Fund and shall be retained by the Seller. For the month of substitution, distributions to Certificateholders will include the Scheduled Payment due on any Deleted Mortgage Loan for the related Due Period and thereafter the Seller shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Seller shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of such Deleted Mortgage Loan and the substitution of the Replacement Mortgage Loan or Loans and the Seller shall deliver the amended Mortgage Loan Schedule to the Trustee, the Master Servicer, the Securities Administrator and the Custodian. Upon such substitution, the Replacement Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Replacement Mortgage Loan or Loans, as of the date of substitution, the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any such substitution and the deposit into the Distribution Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph and receipt by the Securities Administrator and the Trustee of a Request for Release for such Mortgage Loan, the Trustee or the Custodian shall release to the Seller the Mortgage File relating to such Deleted Mortgage Loan and held for the benefit of the Certificateholders and the Trustee shall execute and deliver at the Seller’s direction such instruments of transfer or assignment as have been prepared by the Seller, in each case without recourse, representation or warranty as shall be necessary to vest in the Seller, or its respective designee, title to the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to this Section 2.03.

For any month in which the Seller substitutes one or more Replacement Mortgage Loans for a Deleted Mortgage Loan, the Master Servicer will determine the amount (if any) by which the aggregate principal balance of all the Replacement Mortgage Loans as of the date of substitution is less than the Stated Principal Balance (after application of the principal portion of the Scheduled Payment due in the month of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate of such deficiencies, described in the preceding sentence for any Distribution Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into the Distribution Account by the Securities Administrator upon receipt from the Seller delivering such Replacement Mortgage Loan on the Determination Date for the Distribution Date relating to the Prepayment Period during which the related Mortgage Loan became required to be purchased or replaced hereunder.

In the event that the Seller shall have repurchased a Mortgage Loan, the Purchase Price therefor shall be deposited into the Master Servicer Collection Account maintained by the Master Servicer, on the Determination Date for the Distribution Date in the month following the month during which the Seller became obligated to repurchase or replace such Mortgage Loan and upon such deposit of the Purchase Price, the delivery of an Opinion of Counsel if required by Section 2.05 and the receipt of a Request for Release, the Trustee or the Custodian shall release the related Mortgage File held for the benefit of the Certificateholders to the Seller, and the Trustee shall execute and deliver at such Person’s direction the related instruments of transfer or assignment prepared by the Seller, in each case without recourse, representation or warranty as shall be necessary to transfer title from the Trustee for the benefit of the Certificateholders and transfer the Trustee’s interest to EMC (on its own as a Seller and on behalf of Master Funding) to any Mortgage Loan purchased pursuant to this Section 2.03. It is understood and agreed that the obligation under this Agreement of the Seller to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Seller respecting such breach available to the Certificateholders, the Depositor or the Trustee.

In connection with any repurchase or substitution of a Mortgage Loan or the cure of a breach of a representation or warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement pursuant to this Section 2.03, the Seller shall, or cause the related Servicer to, promptly furnish to the Securities Administrator, the Master Servicer and the Trustee an Officer’s Certificate, signed by a duly authorized officer of the Seller or the related servicer, as the case may be, to the effect that such repurchase, substitution or cure has been made in accordance with the terms and conditions of this Agreement and that all conditions precedent to such repurchase, substitution or cure have been satisfied, including the delivery to the Securities Administrator of the Purchase Price or Substitution Adjustment Amount, as applicable, for deposit into the Distribution Account, together with copies of any Opinion of Counsel required to be delivered pursuant to this Agreement and the related Request for Release, on which the Securities Administrator, the Master Servicer and the Trustee may rely. Solely for purposes of the Securities Administrator providing an Assessment of Compliance, upon receipt of such documentation, the Securities Administrator shall approve such repurchase, substitution or cure, as applicable, and which approval shall consist solely of the Securities Administrator’s receipt of such documentation and deposits. It is understood and agreed that the obligation under this Agreement of the Seller to cure the breach of a representation or warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement or to repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Seller respecting such breach available to Certificateholders, the Depositor or the Trustee.

(g) The representations and warranties set forth in Section 2.03 hereof shall survive delivery of the respective Mortgage Loans and Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.

Section 2.04 Representations and Warranties of the Depositor.

The Depositor hereby represents and warrants to the Master Servicer, the Securities Administrator and the Trustee as follows, as of the date hereof and as of the Closing Date:

(i) The Depositor is duly organized and is validly existing as limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement.

(ii) The Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary action on its part, the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof and thereof by the other parties hereto and thereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors’ rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law.

(iii) The execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof are in the ordinary course of business of the Depositor and will not (A) result in a breach of any term or provision of the organizational documents of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Depositor’s ability to perform or meet any of its obligations under this Agreement.

(iv) No litigation is pending, or, to the best of the Depositor’s knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof.

(v) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same; and

(vi) The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the Depositor was required to file such reports) and it has been subject to such filing requirements for the past 90 days.

The Depositor hereby represents and warrants to the Trustee as of the Closing Date, following the transfer of the Mortgage Loans to it by the Seller, the Depositor had good title to the Mortgage Loans and the related Mortgage Notes were subject to no offsets, claims, defenses or counterclaims.

It is understood and agreed that the representations and warranties set forth in the immediately preceding paragraph shall survive delivery of the Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders. Upon discovery by the Depositor, the Trustee of a breach of such representations and warranties, the party discovering such breach shall give prompt written notice to the others and to each Rating Agency.

Section 2.05 Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.

(a) Notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which default is not reasonably foreseeable, no repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made unless the Sponsor delivers to the Trustee and the Securities Administrator an Opinion of Counsel, addressed to the Trustee and the Securities Administrator, to the effect that such repurchase or substitution would not (i) result in the imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V or contributions after the Closing Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to fail to qualify as a REMIC at any time that any Certificates are outstanding. Any Mortgage Loan as to which repurchase or substitution was delayed pursuant to this paragraph shall be repurchased or the substitution therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default or a default becoming reasonably foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee and the Securities Administrator of an Opinion of Counsel addressed to the Trustee and the Securities Administrator to the effect that such repurchase or substitution, as applicable, will not result in the events described in clause (i) or clause (ii) of the preceding sentence.

(b) Upon discovery by the Depositor, the Seller, the Custodian or the Master Servicer that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of Section 860G(a)(3) of the Code, the party discovering such fact shall promptly (and in any event within 5 Business Days of discovery) give written notice thereof to the other parties, the Trustee and the Securities Administrator. In connection therewith, the Trustee, or the Custodian on its behalf, shall require the Seller, at the Seller’s option, to either (i) substitute, if the conditions in Section 2.03(f) with respect to substitutions are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within 90 days of such discovery in the same manner as it would a Mortgage Loan for a breach of representation or warranty contained in Section 2.03. The Trustee, or the Custodian on its behalf, shall reconvey to the Seller the Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver the related Mortgage File) in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty contained in Section 2.03.

Section 2.06 Countersignature and Delivery of Certificates.

(a) The Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund and, concurrently with such transfer and assignment, the Securities Administrator has executed, countersigned and delivered, to or upon the order of the Depositor, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement in accordance with its terms.

(b) The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests and the other assets of REMIC II for the benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates. The Trustee acknowledges receipt of the REMIC I Regular Interests (which are uncertificated) and the other assets of REMIC II and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC II Regular Interests and the Class R-2 Certificates.

(c) The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC II Regular Interests and the other assets of REMIC III for the benefit of the holders of the Certificates (other than the Class C, Class P and Class R Certificates), the Class C Interest, the Class P Interest and the Class R-3 Certificates. The Trustee acknowledges receipt of the REMIC II Regular Interests (which are uncertificated) and the other assets of REMIC III and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the Certificates (other than the Class C, Class P and Class R Certificates), the Class C Interest, the Class P Interest and the Class R-3 Certificates.

(d) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class C Interest for the benefit of the Holders of the Class C Certificates and the Class RX Certificates (in respect of the Class R-4 Interest). The Trustee acknowledges receipt of the Class C Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class C Certificates and the Class RX Certificates (in respect of the Class R-4 Interest).

(e) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest for the benefit of the Holders of the Class P Certificates and the Class RX Certificates (in respect of the Class R-5 Interest). The Trustee acknowledges receipt of the Class P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class P Certificates and the Class RX Certificates (in respect of the Class R-5 Interest).

Section 2.07 Purposes and Powers of the Trust.

The purpose of the common law trust, as created hereunder, is to engage in the following activities:

(a) acquire and hold the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom;

(b) to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans;

(d) to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and

(e) subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.

(f) The Trust is hereby authorized to engage in the foregoing activities. The Trust shall not engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding, and this Section 2.07.

ARTICLE III

ADMINISTRATION AND SERVICING OF

EMC MORTGAGE LOANS BY COMPANY

Section 3.01 The Company.

The Company shall service and administer the EMC Mortgage Loans in accordance with customary and usual standards of practice of prudent mortgage loan servicers in the respective states in which the related Mortgaged Properties are located. In connection with such servicing and administration, the Company shall have full power and authority, acting alone and/or through subservicers as provided in Section 3.03, to do or cause to be done any and all things that it may deem necessary or desirable in connection with such servicing and administration, including but not limited to, the power and authority, subject to the terms hereof (i) to execute and deliver, on behalf of the Certificateholders, the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any related Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages (but only in the manner provided herein), (iii) to collect any Insurance Proceeds and other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to Section 3.09, to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any EMC Mortgage Loan; provided that the Company shall take no action that is inconsistent with or prejudices the interests of the Trust Fund or the Certificateholders in any EMC Mortgage Loan or the rights and interests of the Depositor or the Trustee under this Agreement.

Without limiting the generality of the foregoing, the Company, in its own name or in the name of the Trust, the Depositor or the Trustee, is hereby authorized and empowered by the Trust, the Depositor and the Trustee, when the Company believes it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the Certificateholders or any of them, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the EMC Mortgage Loans, and with respect to the related Mortgaged Properties held for the benefit of the Certificateholders. The Company shall prepare and deliver to the Depositor, the Master Servicer and/or the Trustee such documents requiring execution and delivery by any or all of them as are necessary or appropriate to enable the Company to service and administer the EMC Mortgage Loans. Upon receipt of such documents, the Depositor, the Master Servicer and/or the Trustee shall execute such documents and deliver them to the Company.

In accordance with the standards of the first paragraph of this Section 3.01, the Company shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties relating to the EMC Mortgage Loans, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 5.04, and further as provided in Section 5.02. All costs incurred by the Company, if any, in effecting the timely payments of taxes and assessments on the Mortgaged Properties relating to the EMC Mortgage Loans and related insurance premiums shall not, for the purpose of calculating monthly distributions to the Certificateholders, be added to the Stated Principal Balance under the related EMC Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.

Section 3.02 Due-on-Sale Clauses; Assumption Agreements.

(a) Except as otherwise provided in this Section 3.02, when any property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Company shall to the extent that it has knowledge of such conveyance, enforce any due-on-sale clause contained in any Mortgage Note or Mortgage, to the extent permitted under applicable law and governmental regulations, but only to the extent that such enforcement will not adversely affect or jeopardize coverage under any Required Insurance Policy. Notwithstanding the foregoing, the Company is not required to exercise such rights with respect to an EMC Mortgage Loan if the Person to whom the related Mortgaged Property has been conveyed or is proposed to be conveyed satisfies the terms and conditions contained in the Mortgage Note and Mortgage related thereto and the consent of the mortgagee under such Mortgage Note or Mortgage is not otherwise so required under such Mortgage Note or Mortgage as a condition to such transfer. In the event that the Company is prohibited by law from enforcing any such due-on-sale clause, or if coverage under any Required Insurance Policy would be adversely affected, or if nonenforcement is otherwise permitted hereunder, the Company is authorized, subject to Section 3.02(b), to take or enter into an assumption and modification agreement from or with the person to whom such property has been or is about to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, unless prohibited by applicable state law, the Mortgagor remains liable thereon, provided that the Mortgage Loan shall continue to be covered (if so covered before the Company enters such agreement) by the applicable Required Insurance Policies. The Company, subject to Section 3.02(b), is also authorized with the prior approval of the insurers under any Required Insurance Policies to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the foregoing, the Company shall not be deemed to be in default under this Section 3.02(a) by reason of any transfer or assumption that the Company reasonably believes it is restricted by law from preventing.

(b) Subject to the Company’s duty to enforce any due-on-sale clause to the extent set forth in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed to a Person by a Mortgagor, and such Person is to enter into an assumption agreement or modification agreement or supplement to the Mortgage Note or Mortgage that requires the signature of the Trustee, or if an instrument of release signed by the Trustee is required releasing the Mortgagor from liability on the related EMC Mortgage Loan, the Company shall prepare and deliver or cause to be prepared and delivered to the Trustee for signature and shall direct, in writing, the Trustee to execute the assumption agreement with the Person to whom the Mortgaged Property is to be conveyed and such modification agreement or supplement to the Mortgage Note or Mortgage or other instruments as are reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage or otherwise to comply with any applicable laws regarding assumptions or the transfer of the Mortgaged Property to such Person. In connection with any such assumption, no material term of the Mortgage Note (including, but not limited to, the Mortgage Rate, the amount of the Scheduled Payment and any other term affecting the amount or timing of payment on the EMC Mortgage Loan) may be changed. In addition, the substitute Mortgagor and the Mortgaged Property must be acceptable to the Company in accordance with its servicing standards as then in effect. The Company shall notify the Trustee that any such substitution or assumption agreement has been completed by forwarding to the Trustee the original of such substitution or assumption agreement, which in the case of the original shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by the Company for entering into an assumption or substitution of liability agreement shall be retained by the Company as additional servicing compensation.

Section 3.03 Subservicers.

The Company shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Company of a subservicer shall not release the Company from any of its obligations hereunder and the Company shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Company. The Company shall pay all fees of each subservicer from its own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to the Company hereunder.

At the cost and expense of the Company, without any right of reimbursement from its Protected Account, the Company shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer; provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Company, at the Company’s option, from electing to service the related EMC Mortgage Loans itself. In the event that the Company’s responsibilities and duties under this Agreement are terminated pursuant to Section 9.05, the Company shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Company. The Company shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of each subservicer from the Company’s own funds without reimbursement from the Trust Fund.

Notwithstanding the foregoing, the Company shall not be relieved of its obligations hereunder and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the EMC Mortgage Loans. The Company shall be entitled to enter into an agreement with a subservicer for indemnification of the Company by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

Any Subservicing Agreement and any other transactions or services relating to the EMC Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and the Company alone, and neither the Securities Administrator nor the Trustee shall have any obligations, duties or liabilities with respect to such subservicer including any obligation, duty or liability of either the Securities Administrator or the Trustee to pay such subservicer’s fees and expenses. For purposes of remittances to the Master Servicer pursuant to this Agreement, the Company shall be deemed to have received a payment on an EMC Mortgage Loan when a subservicer has received such payment.

Section 3.04 Documents, Records and Funds in Possession of Company To Be Held for Trustee.

Notwithstanding any other provisions of this Agreement, the Company shall transmit to the Trustee as required by this Agreement all documents and instruments in respect of an EMC Mortgage Loan coming into the possession of the Company from time to time and shall account fully to the Trustee for any funds received by the Company or that otherwise are collected by the Company as Liquidation Proceeds or Insurance Proceeds in respect of any such Mortgage Loan. All Mortgage Files and funds collected or held by, or under the control of, the Company in respect of any EMC Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds, including but not limited to, any funds on deposit in the Protected Account maintained by the Company, shall be held by the Company for and on behalf of the Trustee and shall be and remain the sole and exclusive property of the Trustee, subject to the applicable provisions of this Agreement. The Company also agrees that it shall not create, incur or subject any Mortgage File or any funds that are deposited in the Protected Account maintained by the Company, or the Master Servicer Collection Account or the Distribution Account or in any Escrow Account, or any funds that otherwise are or may become due or payable to the Trustee for the benefit of the Certificateholders, to any claim, lien, security interest, judgment, levy, writ of attachment or other encumbrance, or assert by legal action or otherwise any claim or right of set off against any Mortgage File or any funds collected on, or in connection with, an EMC Mortgage Loan, except, however, that the Company shall be entitled to set off against and deduct from any such funds any amounts that are properly due and payable to the Company under this Agreement.

Section 3.05 Maintenance of Hazard Insurance.

The Company shall cause to be maintained, for each EMC Mortgage Loan, hazard insurance on buildings upon, or comprising part of, the Mortgaged Property against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the related Mortgaged Property is located with an insurer which is licensed to do business in the state where the related Mortgaged Property is located. Each such policy of standard hazard insurance shall contain, or have an accompanying endorsement that contains, a standard mortgagee clause. The Company shall also cause flood insurance to be maintained on property acquired upon foreclosure or deed in lieu of foreclosure of any EMC Mortgage Loan, to the extent described below. Pursuant to Section 5.01, any amounts collected by the Company under any such policies (other than the amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Company’s normal servicing procedures) shall be deposited in the Protected Account maintained by the Company. Any cost incurred by the Company in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to the Certificateholders or remittances to the Trustee for their benefit, be added to the principal balance of the Mortgage Loan, notwithstanding that the terms of the EMC Mortgage Loan so permit. Such costs shall be recoverable by the Company out of late payments by the related Mortgagor or out of Liquidation Proceeds to the extent permitted by Section 5.02. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property is located at the time of origination of the related EMC Mortgage Loan in a federally designated special flood hazard area and such area is participating in the national flood insurance program, the Company shall cause flood insurance to be maintained with respect to such EMC Mortgage Loan. Such flood insurance shall be in an amount equal to the least of (i) the Stated Principal Balance of the related EMC Mortgage Loan, (ii) minimum amount required to compensate for damage or loss on a replacement cost basis or (iii) the maximum amount of such insurance available for the related Mortgaged Property under the Flood Disaster Protection Act of 1973, as amended.

In the event that the Company shall obtain and maintain a blanket policy insuring against hazard losses on all of the EMC Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.05, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by comparable servicers. If such policy contains a deductible clause, the Company shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.05, and there shall have been a loss that would have been covered by such policy, deposit in the Protected Account maintained by the Company the amount not otherwise payable under the blanket policy because of such deductible clause. Such deposit shall be from the Company’s own funds without reimbursement therefor. In connection with its activities as administrator and servicer of the EMC Mortgage Loans, the Company agrees to present, on behalf of itself, the Depositor and the Trustee for the benefit of the Certificateholders, claims under any such blanket policy.

Section 3.06 Presentment of Claims and Collection of Proceeds.

The Company shall prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies relating to the EMC Mortgage Loans and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such Insurance Policies. Any proceeds disbursed to the Company in respect of such Insurance Policies shall be promptly deposited in the Protected Account maintained by the Company upon receipt, except that any amounts that are to be applied upon request to the repair or restoration of the related Mortgaged Property, which repair or restoration the owner of such Mortgaged Property or EMC, as applicable, has agreed to make as a condition precedent to the presentation of claims on the related EMC Mortgage Loan under the applicable Insurance Policy, need not be so deposited (or remitted).

Section 3.07 Maintenance of the Primary Mortgage Insurance Policies.

(a) The Company shall not take any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Company would have been covered thereunder. The Company shall use its best efforts to keep in force and effect (to the extent that the EMC Mortgage Loan requires the Mortgagor to maintain such insurance), Primary Mortgage Insurance applicable to each EMC Mortgage Loan. The Company shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the related Mortgage Note and is required to be kept in force hereunder.

(b) The Company agrees to present on behalf of the Trustee and the Certificateholders, claims to the insurer under any Primary Mortgage Insurance Policies relating to the EMC Mortgage Loans and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted EMC Mortgage Loans. Pursuant to Section 5.01, any amounts collected by the Company under any Primary Mortgage Insurance Policies shall be deposited in the Protected Account maintained by the Company, subject to withdrawal pursuant to Section 5.02 hereof.

Section 3.08 Fidelity Bond, Errors and Omissions Insurance.

The Company shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the EMC Mortgage Loans and who handle funds, money, documents and papers relating to the EMC Mortgage Loans. The fidelity bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the Company against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such fidelity bond shall also protect and insure the Company against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of an EMC Mortgage Loan which is not in accordance with Accepted Servicing Practices. No provision of this Section 3.08 requiring the fidelity bond and errors and omissions insurance shall diminish or relieve the Company from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Accepted Servicing Practices. The Company shall deliver to the Master Servicer a certificate from the surety and the insurer as to the existence of the fidelity bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such fidelity bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Master Servicer and the Trustee. The Company shall notify the Master Servicer and the Trustee within five business days of receipt of notice that such fidelity bond or insurance policy will be, or has been, materially modified or terminated. The Trustee for the benefit of the Certificateholders must be named as loss payees on the fidelity bond and as additional insured on the errors and omissions policy.

The Company shall provide to the Master Servicer and the Depositor evidence of the authorization of the person signing any certification or statement, copies or other evidence of fidelity bond and errors and omissions insurance, financial information and reports, and such other information related to the Company or any subservicer engaged by it or the Company’s or such subservicer’s performance hereunder or under the related Subservicing Agreement as may be reasonably requested by the Master Servicer or the Depositor.

Section 3.09 Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.

(a) The Company shall use reasonable efforts to foreclose upon or otherwise comparably convert the ownership of properties securing such of the EMC Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments. In connection with such foreclosure or other conversion, the Company shall follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities and the requirements of the insurer under any Required Insurance Policy; provided that the Company shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration and/or foreclosure will increase the proceeds of liquidation of the EMC Mortgage Loan after reimbursement to itself of such expenses and (ii) that such expenses will be recoverable to it through Insurance Proceeds or Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Protected Accounts maintained by the Company pursuant to Section 5.02). If the Company reasonably believes that Liquidation Proceeds with respect to any such EMC Mortgage Loan would not be increased as a result of such foreclosure or other action, such EMC Mortgage Loan will be charged-off and will become a Liquidated Loan. The Company will give notice of any such charge-off to the Trustee and the Securities Administrator. The Company shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided that such costs and expenses shall be Servicing Advances and that it shall be entitled to reimbursement thereof from the proceeds of liquidation of the related Mortgaged Property, as contemplated in Section 5.02. If the Company has knowledge that a Mortgaged Property that the Company is contemplating acquiring in foreclosure or by deed- in-lieu of foreclosure is located within a one-mile radius of any site with environmental or hazardous waste risks known to the Company, the Company will, prior to acquiring the related Mortgaged Property, consider such risks and only take action in accordance with its established environmental review procedures.

With respect to any REO Property relating to an EMC Mortgage Loan, the deed or certificate of sale shall be taken in the name of the Trustee for the benefit of the Certificateholders (or the Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. The Company shall ensure that the title to such REO Property references this Agreement and the Trustee’s capacity hereunder. Pursuant to its efforts to sell such REO Property, the Company shall either itself or through an agent selected by the Company protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the Certificateholders, rent the same, or any part thereof, as the Company deems to be in the best interest of the Company and the Certificateholders for the period prior to the sale of such REO Property. The Company shall prepare for and deliver to the Trustee and the Securities Administrator a statement with respect to each such REO Property that has been rented showing the aggregate rental income received and all expenses incurred in connection with the management and maintenance of such REO Property at such times as is necessary to enable the Trustee to comply with the reporting requirements of the REMIC Provisions. The net monthly rental income, if any, from such REO Property shall be deposited in the Protected Account maintained by the Company no later than the close of business on each Determination Date. The Company shall perform the tax reporting and withholding related to foreclosures, abandonments and cancellation of indebtedness income as specified by Sections 1445, 6050J and 6050P of the Code by preparing and filing such tax and information returns, as may be required.

In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or a default becoming reasonably foreseeable on an EMC Mortgage Loan, the Company shall dispose of such Mortgaged Property prior to three years after its acquisition by the Trust Fund or, at the expense of the Trust Fund, request more than 60 days prior to the day on which such three-year period would otherwise expire, an extension of the three-year grace period unless the Trustee shall have been supplied with an Opinion of Counsel addressed to the Trustee (such opinion not to be an expense of the Trustee) to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such three-year period will not result in the imposition of taxes on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V as defined in Section 860F of the Code or cause either REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel). Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or (ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to the imposition of any federal, state or local income taxes on the income earned from such Mortgaged Property under Section 860G(c) of the Code or otherwise, unless the Company has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes.

The decision of the Company to foreclose on a defaulted EMC Mortgage Loan shall be subject to a determination by the Company that the proceeds of such foreclosure would exceed the costs and expenses of bringing such a proceeding. The income earned from the management of any Mortgaged Properties acquired through foreclosure or other judicial proceeding, net of reimbursement to the Company for expenses incurred (including any property or other taxes) in connection with such management and net of unreimbursed Servicing Fees, Advances, Servicing Advances and any management fee paid or to be paid with respect to the management of such Mortgaged Property, shall be applied to the payment of principal of, and interest on, the related defaulted EMC Mortgage Loans (with interest accruing as though such Mortgage Loans were still current) and all such income shall be deemed, for all purposes in the Agreement, to be payments on account of principal and interest on the related Mortgage Notes and shall be deposited into the Protected Accounts maintained by the Company. To the extent the income received during a Prepayment Period is in excess of the amount attributable to amortizing principal and accrued interest at the related Mortgage Rate on the related EMC Mortgage Loan, such excess shall be considered to be a partial Principal Prepayment for such Mortgage Loan for all purposes hereof.

The Liquidation Proceeds from any liquidation of a related EMC Mortgage Loan, net of any payment to the Company as provided above, shall be deposited in the related Protected Account maintained by the Company on the next succeeding Determination Date following receipt thereof for distribution on the related Distribution Date, except that any Excess Liquidation Proceeds shall be retained by the Company as additional servicing compensation.

The proceeds of any Liquidated Loan, as well as any recovery resulting from a partial collection of related Liquidation Proceeds or any income from a related REO Property, shall be applied in the following order of priority: first, to reimburse the Company for any related unreimbursed Servicing Advances and Servicing Fees, pursuant to Section 5.02 or this Section 3.09; second, to reimburse the Company for any unreimbursed Advances pursuant to Section 5.02 or this Section 3.09; third, to accrued and unpaid interest (to the extent no Advance has been made for such amount) on the EMC Mortgage Loan or related REO Property, at the Net Mortgage Rate to the first day of the month in which such amounts are required to be distributed; and fourth, as a recovery of principal of the EMC Mortgage Loan.

(b) On each Determination Date, the Company shall determine the respective aggregate amounts of Excess Liquidation Proceeds and Realized Losses, if any, for the prior calendar month.

(c) The Company has no intent to foreclose on any EMC Mortgage Loan based on the delinquency characteristics as of the Closing Date; provided, that the foregoing does not prevent the Company from initiating foreclosure proceedings on any date hereafter if the facts and circumstances of such EMC Mortgage Loans including delinquency characteristics in the Company’s discretion so warrant such action.

Section 3.10 Servicing Compensation.

As compensation for its activities hereunder, the Company shall be entitled to retain or withdraw from its Protected Accounts out of each payment of interest on a Mortgage Loan included in the Trust Fund an amount equal to the related Servicing Fee.

Additional servicing compensation in the form of any Excess Liquidation Proceeds, assumption fees, late payment charges, all Prepayment Interest Excess on any Mortgage Loan, all income and gain net of any losses realized from Permitted Investments with respect to funds in or credited to the Protected Accounts maintained by the Company shall be retained by the Company to the extent not required to be deposited in the Protected Accounts maintained by the Company pursuant to Section 5.02 of this Agreement. The Company shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of any premiums for hazard insurance, as required by Section 3.05 and maintenance of the other forms of insurance coverage required by Section 3.07) and shall not be entitled to reimbursement therefor except as specifically provided in Section 5.02.

EMC shall be entitled to retain any Prepayment Interest Excess.

Section 3.11 REO Property.

(a) In the event the Trust Fund acquires ownership of any REO Property in respect of any related EMC Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the Certificateholders. The Company shall sell any such REO Property as expeditiously as possible and in accordance with the provisions of this Agreement. Pursuant to its efforts to sell such REO Property, the Company shall protect and conserve such REO Property in the manner and to the extent required herein, in accordance with the REMIC Provisions and in a manner that does not result in a tax on “net income from foreclosure property” or cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code.

(b) The Company shall deposit all funds collected and received in connection with the operation of any REO Property in respect of any EMC Mortgage Loan into the Protected Accounts maintained by the Company.

(c) The Company, upon the final disposition of any REO Property in respect of any EMC Mortgage Loan, shall be entitled to reimbursement for any related unreimbursed Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Advances or Servicing Fees as well as any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property.

Section 3.12 Liquidation Reports.

Upon the foreclosure of any Mortgaged Property relating to an EMC Mortgage Loan or the acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure, the Company shall submit a liquidation report to the Master Servicer containing such information as shall be mutually acceptable to the Company and the Master Servicer with respect to such Mortgaged Property.

Section 3.13 Books and Records.

The Company shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the Company’s computer system to clearly reflect the ownership of the Mortgage Loans by the Trust. In particular, the Company shall maintain in its possession, available for inspection by the Securities Administrator and the Trustee and shall deliver to the Securities Administrator and the Trustee upon demand, evidence of compliance with all federal, state and local laws, rules and regulations. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Company may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including, but not limited to, optical imagery techniques so long as the Company complies with the requirements of Accepted Servicing Practices.

The Company shall maintain with respect to each Mortgage Loan and shall make available for inspection by the Securities Administrator and the Trustee the related servicing file during the time such Mortgage Loan is subject to this Agreement and thereafter in accordance with applicable law.

Payments on the Mortgage Loans, including any payoffs, made in accordance with the related Mortgage File will be entered in the Company’s set of books and records no more than two business days after receipt and identification, and allocated to principal or interest as specified in the related Mortgage File.

ARTICLE IV

ADMINISTRATION AND MASTER

SERVICING OF MORTGAGE LOANS BY

MASTER SERVICER

Section 4.01 Master Servicer.

The Master Servicer shall, beginning on the Closing Date, supervise, monitor and oversee the obligation of the Company and the related Servicer to service and administer the Mortgage Loans in accordance with the terms of this Agreement and the related Servicing Agreement and shall have full power and authority to do any and all things which it may deem necessary or desirable in connection with such master servicing and administration. In performing its obligations hereunder, the Master Servicer shall act in a manner consistent with Accepted Master Servicing Practices. Furthermore, the Master Servicer shall oversee and consult with the Company and the related Servicer as necessary from time to time to carry out the Master Servicer’s obligations hereunder, shall receive, review and evaluate all reports, information and other data provided to the Master Servicer by the Company and the related Servicer and shall cause the Company and related Servicer to perform and observe the covenants, obligations and conditions to be performed or observed by such Person under this Agreement and the related Servicing Agreement. The Master Servicer shall independently and separately monitor the Company and the related Servicer’s servicing activities with respect to each related Mortgage Loan, reconcile the results of such monitoring with such information provided in the previous sentence on a monthly basis and coordinate corrective adjustments to the Company’s, the related Servicer’s and Master Servicer’s records, and based on such reconciled and corrected information, the Master Servicer shall provide such information to the Securities Administrator as shall be necessary in order for it to prepare the statements specified in Section 6.06 by 2:00 p.m.Central standard time on the 5th Business Day prior to each Distribution Date, and prepare any other information and statements required to be forwarded by the Master Servicer hereunder; provided, however, in no event shall the Master Servicer be required to provide such information to the Securities Administrator earlier than 2:00 p.m.Central standard time on the 19th calendar day of the month. The Master Servicer shall reconcile the results of its Mortgage Loan monitoring with the actual remittances of the Servicers pursuant to the applicable Servicing Agreement. The Master Servicer shall be entitled to conclusively rely on the Mortgage Loan data provided by the related Servicer and shall have no liability for any errors in such Mortgage Loan data.

In addition to the foregoing, in connection with a modification of any Mortgage Loan by a Servicer, if the Master Servicer is unable to enforce the obligations of the Servicer with respect to such modification, the Master Servicer shall notify the Depositor of such Servicer’s failure to comply with the terms of the Servicing Agreement or this Agreement. If the Servicing Agreement or this Agreement (in the case of the Company, as Servicer) requires the approval of the Master Servicer for a modification to a Mortgage Loan, the Master Servicer shall approve such modification if, based upon its receipt of written notification from the related Servicer outlining the terms of such modification and appropriate supporting documentation, the Master Servicer determines that the modification is permitted under the terms of the Servicing Agreement or this Agreement (in the case of the Company, as Servicer) and that any conditions to such modification set forth in the Servicing Agreement or this Agreement have been satisfied. Furthermore, if the Servicing Agreement or this Agreement (in the case of the Company, as Servicer) requires the oversight and monitoring of loss mitigation measures with respect to the related Mortgage Loans, the Master Servicer will monitor any loss mitigation procedure or recovery action related to a defaulted Mortgage Loan (to the extent it receives notice of such from the related Servicer) and confirm that such loss mitigation procedure or recovery action is initiated, conducted and concluded in accordance with any timeframes and any other requirements set forth in the Servicing Agreement or this Agreement (in the case of the Company, as Servicer), and the Master Servicer shall notify the Depositor in any case in which the Master Servicer believes that the related Servicer is not complying with such timeframes and/or other requirements.

The Trustee shall furnish the Company, the Servicers and the Master Servicer, upon written request from a servicing officer, with any powers of attorney and other documents in form as provided to it necessary or appropriate to enable the Company, the Servicer and the Master Servicer to service and administer the related Mortgage Loans and REO Property.

The Trustee or the Custodian on its behalf, the Company or the related Servicer shall provide access to the records and documentation in possession of the Trustee or the Custodian on its behalf, the Company or the related Servicer regarding the related Mortgage Loans and REO Property and the servicing thereof to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC, such access being afforded only upon reasonable prior written request and during normal business hours at the office of the Trustee, the Custodian, the Company or the related Servicer; provided, however, that, unless otherwise required by law, neither the Trustee, the Custodian, the Company nor the related Servicer shall be required to provide access to such records and documentation if the provision thereof would violate the legal right to privacy of any Mortgagor. The Trustee, the Custodian, the Company and the related Servicer shall allow representatives of the above entities to photocopy any of the records and documentation and shall provide equipment for that purpose at a charge that covers the Trustee’s, the Custodian’s, the Company’s or the related Servicer’s actual costs.

The Trustee shall execute and deliver to the Company or the related Servicer and the Master Servicer, upon such party’s written instruction (which includes the documents to be signed) any court pleadings, requests for trustee’s sale or other appropriate documents necessary or desirable to (i) the foreclosure or trustee’s sale with respect to a Mortgaged Property; (ii) any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Security Instrument; (iii) obtain a deficiency judgment against the Mortgagor; or (iv) enforce any other rights or remedies provided by the Mortgage Note or Security Instrument or otherwise available at law or equity.

Section 4.02 REMIC-Related Covenants.

For as long as each REMIC created hereunder shall exist, the Trustee and the Securities Administrator shall act in accordance herewith to assure continuing treatment of such REMIC as a REMIC, and the Trustee and the Securities Administrator shall comply with any directions of the Seller, the Company, the Servicers or the Master Servicer to assure such continuing treatment. In particular, the Trustee shall not (except as otherwise expressly permitted by this Agreement) (a) sell or permit the sale of all or any portion of the Mortgage Loans or of any investment of deposits in an Account unless such sale is as a result of a repurchase of the Mortgage Loans pursuant to this Agreement or the Trustee has received a REMIC Opinion addressed to the Trustee prepared at the expense of the Trust Fund; (b) other than with respect to a substitution pursuant to the Mortgage Loan Purchase Agreement or Section 2.03 of this Agreement, as applicable, accept any contribution to any REMIC after the Startup Day without receipt of a REMIC Opinion; or (c) acquire any assets for any REMIC other than any REO Property after the Startup Day without receipt of a REMIC Opinion.

Section 4.03 Monitoring of Company and Servicer.

(a) The Master Servicer shall be responsible for reporting to the Trustee and the Seller the non-compliance by the Company and the related Servicer with its duties under this Agreement and the related Servicing Agreement. In the review of the Company’s and the related Servicer’s activities, the Master Servicer may rely upon an Officer’s Certificate of the Company and the related Servicer with regard to such Person’s compliance with the terms of this Agreement or the related Servicing Agreement. In the event that the Master Servicer, in its judgment, determines that the Company or the related Servicer should be terminated in accordance with this Agreement or the related Servicing Agreement, or that a notice should be sent pursuant to this Agreement or the related Servicing Agreement with respect to the occurrence of an event that, unless cured, would constitute grounds for such termination, the Master Servicer shall notify the Seller and the Trustee and the Master Servicer shall issue such notice or take such other action as it deems appropriate.

(b) The Master Servicer, for the benefit of the Trustee and the Certificateholders, shall enforce the obligations of the Company under this Agreement and the related Servicer under the related Servicing Agreement, and shall, in the event that the Company or the related Servicer fails to perform its obligations in accordance with this Agreement or the related Servicing Agreement, subject to the preceding paragraph, terminate the rights and obligations of such Person thereunder and act as servicer of the related Mortgage Loans or to cause the Trustee to enter into a new Servicing Agreement with a successor Servicer selected by the Master Servicer; provided, however, it is understood and acknowledged by the parties hereto that there shall be a period of transition (not to exceed 90 days) before the actual servicing functions can be fully transferred to such successor Servicer; provided, however, it is understood and acknowledged by the parties hereto that there will be a period of transition (not to exceed 90 days) before the actual servicing functions can be fully transferred to such successor servicer. In either event, such enforcement, including, without limitation, the legal prosecution of claims, termination of the related Servicing Agreement and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Master Servicer in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Master Servicer shall pay the costs of such enforcement at its own expense, subject to its right of reimbursement pursuant to the provisions of this Agreement or the related Servicing Agreement, provided that the Master Servicer shall not be required to prosecute or defend any legal action except to the extent that the Master Servicer shall have received reasonable indemnity for its costs and expenses in pursuing such action.

(c) To the extent that the costs and expenses of the Master Servicer or related to any termination of a Servicer, or the enforcement or prosecution of related claims, rights or remedies or the appointment of a successor Servicer or the transfer and assumption of servicing by the Master Servicer with respect to this Agreement or the related Servicing Agreement (including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential termination of the Company or a Servicer as a result of an event of default by such Person and (ii) all costs and expenses associated with the complete transfer of servicing, including all servicing files and all servicing data and the completion, correction or manipulation of such servicing data as may be required by the successor servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the successor service to service the Mortgage Loans in accordance with this Agreement or the related Servicing Agreement) are not fully and timely reimbursed by the terminated Servicer, the Master Servicer shall be entitled to reimbursement of such costs and expenses from the Master Servicer Collection Account, pursuant to Section 5.07.

(d) The Master Servicer shall require the Company and the related Servicer to comply with the remittance requirements and other obligations set forth in this Agreement or the related Servicing Agreement, as applicable.

(e) If the Master Servicer acts as a servicer, it will not assume liability for the representations and warranties of the Company or the related Servicer, if any, that it replaces.

Section 4.04 Fidelity Bond.

The Master Servicer, at its expense, shall maintain in effect a blanket fidelity bond and an errors and omissions insurance policy, affording coverage with respect to all directors, officers, employees and other Persons acting on such Master Servicer’s behalf, and covering errors and omissions in the performance of the Master Servicer’s obligations hereunder. The errors and omissions insurance policy and the fidelity bond shall be in such form and amount generally acceptable for entities serving as master servicers or trustees.

Section 4.05 Power to Act; Procedures.

The Master Servicer shall master service the Mortgage Loans and shall have full power and authority, subject to the REMIC Provisions and the provisions of Article XI hereof, to do any and all things that it may deem necessary or desirable in connection with the master servicing and administration of the Mortgage Loans, including but not limited to the power and authority (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages, (iii) to collect any Insurance Proceeds and Liquidation Proceeds, and (iv) to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan, in each case, in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable; provided, however, that the Master Servicer shall not (and, consistent with its responsibilities under Section 4.03, shall not authorize the Company or the related Servicer to) knowingly or intentionally take any action, or fail to take (or fail to cause to be taken) any action reasonably within its control and the scope of duties more specifically set forth herein, that, under the REMIC Provisions, if taken or not taken, as the case may be, would cause REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to fail to qualify as a REMIC or result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) unless the Master Servicer has received an Opinion of Counsel (but not at the expense of the Master Servicer) to the effect that the contemplated action will not cause REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to fail to qualify as a REMIC or result in the imposition of a tax upon REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V as the case may be. The Trustee shall furnish the Master Servicer, upon written request from a Servicing Officer, with any powers of attorney empowering the Master Servicer, the Company or the related Servicer to execute and deliver instruments of satisfaction or cancellation, or of partial or full release or discharge, and to foreclose upon or otherwise liquidate Mortgaged Property, and to appeal, prosecute or defend in any court action relating to the Mortgage Loans or the Mortgaged Property, in accordance with the related Servicing Agreement and this Agreement, and the Trustee shall execute and deliver such other documents, as the Master Servicer may request, to enable the Master Servicer to master service and administer the Mortgage Loans and carry out its duties hereunder, in each case in accordance with Accepted Master Servicing Practices (and the Trustee shall have no liability for misuse of any such powers of attorney by the Master Servicer, the Company or the related Servicer). If the Master Servicer or the Trustee has been advised that it is likely that the laws of the state in which action is to be taken prohibit such action if taken in the name of the Trustee or that the Trustee would be adversely affected under the “doing business” or tax laws of such state if such action is taken in its name, the Master Servicer shall join with the Trustee in the appointment of a co-trustee pursuant to Section 10.11 hereof. In the performance of its duties hereunder, the Master Servicer shall be an independent contractor and shall not, except in those instances where it is taking action in the name of the Trust, be deemed to be the agent of the Trust.

Section 4.06 Due-on-Sale Clauses; Assumption Agreements.

To the extent provided in this Agreement or the related Servicing Agreement, to the extent Mortgage Loans contain enforceable due-on-sale clauses, the Master Servicer shall cause the Company and the related Servicer to enforce such clauses in accordance with this Agreement or the related Servicing Agreement. If applicable law prohibits the enforcement of a due-on-sale clause or such clause is otherwise not enforced in accordance with this Agreement or the related Servicing Agreement, and, as a consequence, a Mortgage Loan is assumed, the original Mortgagor may be released from liability in accordance with this Agreement or the related Servicing Agreement.

Section 4.07 Release of Mortgage Files.

(a) Upon becoming aware of the payment in full of any Mortgage Loan, or the receipt by the Company or the related Servicer of a notification that payment in full has been escrowed in a manner customary for such purposes for payment to Certificateholders on the next Distribution Date, the Company or the related Servicer will, if required under the related Servicing Agreement (or if the Company or the related Servicer does not, the Master Servicer may), promptly furnish to the Custodian, on behalf of the Trustee, two copies of a certification substantially in the form of Exhibit G (or as otherwise provided in the Custodial Agreement) hereto signed by a Servicing Officer or in a mutually agreeable electronic format which will, in lieu of a signature on its face, originate from a Servicing Officer (which certification shall include a statement to the effect that all amounts received in connection with such payment that are required to be deposited in the Protected Account maintained by the Company or the Servicer pursuant to Article V or by the related Servicer pursuant to the related Servicing Agreement have been or will be so deposited) and shall request that the Custodian, on behalf of the Trustee, deliver to the Company or the related Servicer the related Mortgage File. Upon receipt of such certification and request, the Custodian, on behalf of the Trustee, shall promptly release the related Mortgage File to the Company or the related Servicer and the Trustee and Custodian shall have no further responsibility with regard to such Mortgage File. Upon any such payment in full, the Company or the related Servicer is authorized, to give, as agent for the Trustee, as the mortgagee under the Mortgage that secured the Mortgage Loan, an instrument of satisfaction (or assignment of mortgage without recourse, representation or warranty) regarding the Mortgaged Property subject to the Mortgage, which instrument of satisfaction or assignment, as the case may be, shall be delivered to the Person or Persons entitled thereto against receipt therefor of such payment, it being understood and agreed that no expenses incurred in connection with such instrument of satisfaction or assignment, as the case may be, shall be chargeable to the applicable Protected Account.

(b) From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan and in accordance with this Agreement or the related Servicing Agreement, upon written instruction from such Servicer or the Master Servicer, the Trustee shall execute such documents as shall be prepared and furnished to the Trustee by the Company, the related Servicer or the Master Servicer (in form reasonably acceptable to the Trustee) and as are necessary to the prosecution of any such proceedings. The Custodian, on behalf of the Trustee, shall, upon the request of the Company, the related Servicer or the Master Servicer, and delivery to the Custodian, on behalf of the Trustee, of two copies of a request for release signed by a Servicing Officer substantially in the form of Exhibit G (or in a mutually agreeable electronic format which will, in lieu of a signature on its face, originate from a Servicing Officer), release the related Mortgage File held in its possession or control to the Company, the related Servicer or the Master Servicer, as applicable. Such trust receipt shall obligate the Company, the related Servicer or the Master Servicer to return the Mortgage File to the Custodian on behalf of the Trustee, when the need therefor by such Person no longer exists unless the Mortgage Loan shall be liquidated, in which case, upon receipt of a certificate of a Servicing Officer similar to that hereinabove specified, the Mortgage File shall be released by the Custodian, on behalf of the Trustee, to the Company, the related Servicer or the Master Servicer.

Section 4.08 Documents, Records and Funds in Possession of Master Servicer, Company and Servicer To Be Held for Trustee.

(a) The Master Servicer shall transmit and the Company or the related Servicer (to the extent required by this Agreement or the related Servicing Agreement) shall transmit to the Trustee or Custodian such documents and instruments coming into the possession of such Person from time to time as are required by the terms hereof, or in the case of the related Servicer, the related Servicing Agreement, to be delivered to the Trustee or Custodian. Any funds received by the Master Servicer, the Company or by the related Servicer in respect of any Mortgage Loan or which otherwise are collected by the Master Servicer, the Company or by the related Servicer as Liquidation Proceeds or Insurance Proceeds in respect of any Mortgage Loan shall be held for the benefit of the Trustee and the Certificateholders subject to the Master Servicer’s right to retain or withdraw from the Master Servicer Collection Account, the Master Servicing Compensation and other amounts provided in this Agreement, and to the right of the Company and the related Servicer to retain its Servicing Fee and other amounts as provided in this Agreement or the related Servicing Agreement. The Master Servicer, the Company and the related Servicer shall provide access to information and documentation regarding the Mortgage Loans to the Trustee and, regarding the Mortgage Loans and their respective agents and accountants at any time upon reasonable request and during normal business hours, and to Certificateholders that are savings and loan associations, banks or insurance companies, the Office of Thrift Supervision, the FDIC and the supervisory agents and examiners of such Office and Corporation or examiners of any other federal or state banking or insurance regulatory authority if so required by applicable regulations of the Office of Thrift Supervision or other regulatory authority, such access to be afforded without charge but only upon reasonable request in writing and during normal business hours at the offices of the Master Servicer designated by it. In fulfilling such a request the Master Servicer shall not be responsible for determining the sufficiency of such information.

(b) All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer, in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Insurance Proceeds, shall be held by the Master Servicer for and on behalf of the Trustee and the Certificateholders and shall be and remain the sole and exclusive property of the Trustee; provided, however, that the Master Servicer, the Company and the related Servicer shall be entitled to setoff against, and deduct from, any such funds any amounts that are properly due and payable to the Master Servicer or such Servicer to the extent provided under this Agreement or the related Servicing Agreement.

Section 4.09 Standard Hazard Insurance and Flood Insurance Policies.

(a) For each Mortgage Loan, the Master Servicer shall enforce any obligation of the Company and the related Servicer under this Agreement or the related Servicing Agreement to maintain or cause to be maintained standard fire and casualty insurance and, where applicable, flood insurance, all in accordance with the provisions of this Agreement or the related Servicing Agreement. It is understood and agreed that such insurance shall be with insurers meeting the eligibility requirements set forth in this Agreement and the related Servicing Agreement and that no earthquake or other additional insurance is to be required of any Mortgagor or to be maintained on property acquired in respect of a defaulted loan, other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance.

(b) Pursuant to Sections 5.01 and 5.06 any amounts collected by the Company, the Servicers or the Master Servicer, or by the Company or the Servicers, under any insurance policies (other than amounts to be applied to the restoration or repair of the property subject to the related Mortgage or released to the Mortgagor in accordance with this Agreement or the Servicing Agreements) shall be deposited by the Company in its Protected Account or by the related Servicer or the Master Servicer into the Master Servicer Collection Account, subject to withdrawal pursuant to Sections 5.02, 5.04, 5.05 and 5.07, as applicable. Any cost incurred by the Master Servicer, the Company or the related Servicer in maintaining any such insurance if the Mortgagor defaults in its obligation to do so shall be added to the amount owing under the Mortgage Loan where the terms of the Mortgage Loan so permit; provided, however, that the addition of any such cost shall not be taken into account for purposes of calculating the distributions to be made to Certificateholders and shall be recoverable by the Master Servicer, the Company or the related Servicer pursuant to Sections 5.02, 5.04, 5.05 and 5.07, as applicable.

Section 4.10 Presentment of Claims and Collection of Proceeds.

The Master Servicer shall (to the extent provided in this Agreement and the related Servicing Agreement) cause the Company or the Servicer to, prepare and present on behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such policies. Any proceeds disbursed to the Master Servicer (or disbursed to the Company or the related Servicer and remitted to the Master Servicer) in respect of such policies, bonds or contracts shall be promptly deposited in the Master Servicer Collection Account upon receipt, except that any amounts realized that are to be applied to the repair or restoration of the related Mortgaged Property, which repair or restoration the owner of such Mortgaged Property or EMC, as applicable, has agreed to make as a condition precedent to the presentation of claims on the related Mortgage Loan to the insurer under any applicable Insurance Policy need not be so deposited (or remitted).

Section 4.11 Maintenance of the Primary Mortgage Insurance Policies.

(a) The Master Servicer shall not take, or authorize the Company or the related Servicer (to the extent such action is prohibited under this Agreement or the related Servicing Agreement) to take, any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Master Servicer, the Company or the related Servicer, would have been covered thereunder. The Master Servicer shall use its best reasonable efforts to cause the Company and the related Servicer (to the extent required under this Agreement and the related Servicing Agreement) to keep in force and effect (to the extent that the Mortgage Loan requires the Mortgagor to maintain such insurance), primary mortgage insurance applicable to each Mortgage Loan (including any LPMI Policy) in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable. The Master Servicer shall not, and shall not authorize the Company or the related Servicer (to the extent required under this Agreement or the related Servicing Agreement) to, cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder except in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable.

(b) The Master Servicer agrees to cause the Company and the related Servicer (to the extent required under this Agreement and the related Servicing Agreement) to present, on behalf of the Trustee and the Certificateholders, claims to the insurer under any Primary Mortgage Insurance Policies and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to Sections 5.01 and 5.06, any amounts collected by the Company or the related Servicer under any Primary Mortgage Insurance Policies shall be deposited by the Company in its Protected Account or by the Master Servicer in the Master Servicer Collection Account, subject to withdrawal pursuant to Section 5.07.

Section 4.12 Trustee to Retain Possession of Certain Insurance Policies and Documents.

The Trustee (or the Custodian, as directed by the Trustee), shall retain possession and custody of the originals (to the extent available) of any Primary Mortgage Insurance Policies, or certificate of insurance if applicable, and any certificates of renewal as to the foregoing as may be issued from time to time as contemplated by this Agreement. Until all amounts distributable in respect of the Certificates have been distributed in full and the Master Servicer otherwise has fulfilled its obligations under this Agreement, the Trustee (or its Custodian, if any, as directed by the Trustee) shall also retain possession and custody of each Mortgage File in accordance with and subject to the terms and conditions of this Agreement. The Master Servicer shall promptly deliver or cause to be delivered to the Trustee (or the Custodian, as directed by the Trustee), upon the execution or receipt thereof the originals of any Primary Mortgage Insurance Policies, any certificates of renewal, and such other documents or instruments that constitute portions of the Mortgage File that come into the possession of the Master Servicer from time to time.

Section 4.13 Realization Upon Defaulted Mortgage Loans.

The Master Servicer shall cause the Company and the related Servicer (to the extent required under this Agreement and the related Servicing Agreement) to foreclose upon, repossess or otherwise comparably convert the ownership of Mortgaged Properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments, all in accordance with this Agreement or the related Servicing Agreement.

Section 4.14 Compensation for the Master Servicer.

The Master Servicer will be entitled to receive all income and gain realized from any investment of funds in the Master Servicer Collection Account for the performance of its activities hereunder. The Master Servicer shall be required to pay all expenses incurred by it in connection with its activities hereunder and shall not be entitled to reimbursement therefor except as provided in this Agreement.

Section 4.15 REO Property.

(a) In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders. The Master Servicer shall, to the extent provided in this Agreement or the related Servicing Agreement, cause the Company or the related Servicer to sell, any REO Property as expeditiously as possible and in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable. Pursuant to such efforts to sell such REO Property, the Master Servicer shall cause the Company or the related Servicer to protect and conserve, such REO Property in the manner and to the extent required by this Agreement or the related Servicing Agreement, in accordance with the REMIC Provisions and in a manner that does not result in a tax on “net income from foreclosure property” or cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code.

(b) The Master Servicer shall, to the extent required by this Agreement or the related Servicing Agreement, cause the Company or the related Servicer to deposit all funds collected and received in connection with the operation of any REO Property in the related Protected Account.

(c) The Master Servicer and the Company or the related Servicer, upon the final disposition of any REO Property, shall be entitled to reimbursement for any related unreimbursed Advances and other unreimbursed advances as well as any unpaid Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Monthly Advances as well as any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property.

(d) To the extent provided in this Agreement or the related Servicing Agreement, the Liquidation Proceeds from the final disposition of the REO Property, net of any payment to the Master Servicer and the Company or the related Servicer as provided above, subject to approval by the Master Servicer, shall be deposited in the related Protected Account on or prior to the Determination Date in the month following receipt thereof and be remitted by wire transfer in immediately available funds to the Master Servicer for deposit into the related Master Servicer Collection Account on the next succeeding Remittance Date.

Section 4.16 Annual Statement as to Compliance.

The Company as a Servicer, the Master Servicer and the Securities Administrator shall deliver (or otherwise make available) to the Depositor and the Securities Administrator not later than March 15^th of each calendar year beginning in 2008, an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of each such party during the preceding calendar year and of its performance under this Agreement or other applicable servicing agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, such party has fulfilled all of its obligations under this Agreement or other applicable servicing agreement in all material respects throughout such year, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status of the cure provisions thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. The Master Servicer shall enforce the obligations of each Servicer, to the extent set forth in the related Servicing Agreement, to deliver a similar Annual Statement of Compliance by that Servicer to the Depositor and the Securities Administrator as described above as and when required with respect to the Master Servicer. In the event that certain servicing responsibilities with respect to any Mortgage Loan have been delegated by the Company, the Master Servicer, the Securities Administrator or a Servicer to a subservicer or subcontractor, each such entity shall cause such subservicer or subcontractor (and with respect to each Servicer, the Master Servicer shall enforce the obligation of such Servicer to the extent required under the related Servicing Agreement) to deliver a similar Annual Statement of Compliance by such subservicer or subcontractor to the Depositor and the Securities Administrator as described above as and when required with respect to the Master Servicer or the related Servicer (as the case may be).

Failure of the Company to comply with this Section 4.16 (including with respect to the timeframes required herein) shall be deemed a Company Default, and the Master Servicer shall, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same. Failure of the Master Servicer to comply with this Section 4.16 (including with respect to the timeframes required herein) shall be deemed an Event of Default, and at the written direction of the Depositor the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (but subject to the Master Servicer’s rights to payment of any Master Servicing Compensation and reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). Failure of the Securities Administrator to comply with this Section 4.16 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K, shall be deemed a default and the Trustee at the written direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

In the event the Company, the Master Servicer, the Securities Administrator or any subservicer or subcontractor engaged by either such party is terminated or resigns pursuant to the terms of the Agreement, or any other applicable agreement in the case of a subservicer or subcontractor, as the case may be, such party shall provide an Annual Statement of Compliance pursuant to this Section 4.16 or to the related section of such other applicable agreement, as the case may be, as to the performance of its obligations with respect to the period of time it was subject to this Agreement or any other applicable agreement, as the case may be notwithstanding any such termination or resignation.

Section 4.17 Assessments of Compliance and Attestation Reports.

Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, each of the Company as a Servicer, the Master Servicer, the Securities Administrator and the Custodian (to the extent set forth in this Section) (each, an “Attesting Party”) each at its own expense shall deliver (or otherwise make available) to the Master Servicer, the Securities Administrator and the Depositor on or before March 15^th of each calendar year beginning in 2008, a report regarding such Attesting Party’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance, as set forth in Regulation AB, must contain the following:

(a) A statement by an authorized officer of such Attesting Party of its authority and responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party;

(b) A statement by an authorized officer that such Attesting Party used the Servicing Criteria attached as Exhibit N hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the related Attesting Party;

(c) An assessment by such officer of the related Attesting Party’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans;

(d) A statement that a registered public accounting firm has issued an attestation report on the related Attesting Party’s Assessment of Compliance for the period consisting of the preceding calendar year; and

(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the related Attesting Party, which statement shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving such Attesting Party, that are backed by the same asset type as the Mortgage Loans.

Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to the related Attesting Party.

On or before March 15^th of each calendar year beginning in 2008, each Attesting Party shall furnish to the Master Servicer, the Depositor and the Securities Administrator a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.

The Master Servicer shall enforce the obligation of each Servicer to deliver to the Securities Administrator, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided in the related Servicing Agreement. Each of the Company, the Master Servicer and the Securities Administrator shall cause, and the Master Servicer shall enforce the obligation (as and when provided in the related Servicing Agreement) of each Servicer to cause, any subservicer and each subcontractor (to the extent such subcontractor is determined by the Company, the Master Servicer or the Securities Administrator, as applicable, to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB) that is engaged by the Company, such Servicer, the Master Servicer or the Securities Administrator, as applicable, to deliver to the Securities Administrator, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided under the term of the related Servicing Agreement. Pursuant to each of the Servicing Agreements, the related Servicer, or any subservicer and each subcontractor (to the extent such subcontractor is determined by the Master Servicer to be “participating in a servicing function” within the meaning of Item 1122 of Regulation AB) that is engaged by such Servicer, is obligated to provide such Assessment of Compliance and Attestation Report on the 1^st of March and in no event later than the 15^th of March each year that the related Mortgage Loans are serviced under the applicable Servicing Agreement. The Master Servicer shall deliver to the Securities Administrator any such Assessment of Compliance and Attestation Report received from a Servicer or any subservicer and each subcontractor (to the extent such subcontractor is determined by the Master Servicer to be “partiacipating in a servicing function” within the meaning of Item 1122 of Regulation AB) that is engaged by such Servicer, within two Business Days of such receipt but in no event later than two Business Days following the 15^th day of March for each year for which a request on Form 10-16 is required to be filed with request to the Trust Fund. Such Assessment of Compliance, as to any subservicer or subcontractor, shall at a minimum address the applicable Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to any “primary servicer” to the extent such subservicer or subcontractor is performing any servicing function for the party who engages it and to the extent such party is not itself addressing the Servicing Criteria related to such servicing function in its own Assessment of Compliance. The Securities Administrator shall confirm that each of the Assessments of Compliance delivered to it, taken as a whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party as set forth in Exhibit N and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any subcontractor, an Assessment of Compliance and Attestation Report is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.

In addition, for the avoidance of doubt and without duplication, the Company as a Servicer shall (and shall cause each subservicer engaged by it to) provide the following information to the Depositor and the Securities Administrator: (A) any Company Default hereunder and any subservicer event of default under the terms of the related Subservicing Agreement, (B) any merger, consolidation or sale of substantially all of the assets of the Company or, to the best of the Company’s knowledge, any such subservicer, and (C) the Company’s entry into an agreement with a subservicer to perform or assist in the performance of any of the Company’s obligations as Servicer.

In addition, the Company as a Servicer, shall cause each subservicer engaged by it to provide the following information to the Depositor and the Securities Administrator, to the extent applicable, within the timeframes that the Company would otherwise have to provide such information:

(A) any material modifications, extensions or waivers of pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB);

(B) material breaches of pool asset representations or warranties or transaction covenants (Item 1121(a)(12) of Regulation AB); and

(C) information regarding new asset-backed securities issuances backed by the same pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB).

The Custodian shall deliver to the Master Servicer, the Securities Administrator and the Depositor an Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address each of the Servicing Criteria specified on Exhibit N hereto which are indicated as applicable to a “custodian”. Notwithstanding the foregoing, an Assessment of Compliance or Attestation Report is not required to be delivered by any Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund.

Failure of the Company to comply with this Section 4.17 (including with respect to the timeframes required herein) shall be deemed a Company Default, and the Master Servicer shall, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same. Failure of the Master Servicer to comply with this Section 4.17 (including with respect to the timeframes required herein) shall constitute an Event of Default, and at the written direction of the Depositor the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (but subject to the Master Servicer’s rights to payment of any Master Servicing Compensation and reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). Failure of the Securities Administrator to comply with this Section 4.17 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K, shall constitute a default and at the written direction of the Depositor the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same (but subject to the Securities Administrator’s right to reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.

In the event the Company, the Master Servicer, the Custodian, the Securities Administrator or any subservicer or subcontractor engaged by any such party is terminated, assigns its rights and obligations under, or resigns pursuant to, the terms of the Agreement, the Custodial Agreement, or any other applicable agreement in the case of a subservicer or subcontractor, as the case may be, such party shall provide an Assessment of Compliance and cause to be provided an Attestation Report pursuant to this Section 4.17 or to the related section of such other applicable agreement, as the case may be, notwithstanding any such termination, assignment or resignation.

Section 4.18 Reports Filed with Securities and Exchange Commission.

(a) (i) (A) Within 15 days after each Distribution Date (subject to permitted exceptions under the Exchange Act), the Securities Administrator shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System (“XXXXX”), a Distribution Report on Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the Securities Administrator to the Certificateholders for such Distribution Date attached thereto; provided that, the Securities Administrator shall have received no later than five (5) calendar days after the related Distribution Date, all information required to be provided to the Securities Administrator as described in clause (a)(iv) below. Any disclosure that is in addition to the Monthly Statement and that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall be reported by the parties set forth on Exhibit O to the Securities Administrator and the Depositor, pursuant to the paragraph immediately below, and approved for inclusion by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure absent such reporting (other than in the case where the Securities Administrator is the reporting party as set forth in Exhibit O) and approval.

(B) Within five (5) calendar days after the related Distribution Date, (i) the parties set forth in Exhibit O shall be required to provide, and the Master Servicer shall enforce the obligation of each Servicer (to the extent provided in the related Servicing Agreement) to provide, pursuant to Section 4.18(a)(iv) below, to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in XXXXX-compatible format, or in such other format as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. Subject to the foregoing, the Securities Administrator has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit O of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 10-D Disclosure information. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.

(C) After preparing the Form 10-D, the Securities Administrator shall forward electronically a copy of the Form 10-D to the Depositor (in the case of any Additional 10-D Disclosure and otherwise if requested by the Depositor) and the Master Servicer for review. Within two Business Days after receipt of such copy, but no later than the 12th calendar day after the Distribution Date (provided that, the Securities Administrator forwards a copy of the Form 10-D no later than the 10^th calendar day after the Distribution Date), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 10-D. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 10-D is in final form and the Securities Administrator may proceed with the execution and filing of the Form 10-D. No later than the 13th calendar day after the related Distribution Date, a duly authorized officer of the Master Servicer shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Securities Administrator shall follow the procedures set forth in Section 4.18(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator shall make available on its internet website identified in Section 6.06 a final executed copy of each Form 10-D filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. Form 10-D requires the registrant to indicate (by checking “yes” or “no”) that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Securities Administrator in writing, no later than the fifth calendar day after the related Distribution Date with respect to the filing of a report on Form 10-D if the answer to the questions should be “no”. The Securities Administrator shall be entitled to rely on the representations in Section 2.04(vi) and in any such notice in preparing, executing and/or filing any such report. The parties to this Agreement acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under Sections 4.18(a)(i) and (v) related to the timely preparation, execution and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-D, where such failure results from a party’s failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file such Form 10-D, not resulting from its own negligence, bad faith or willful misconduct.

(ii) (A) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Securities Administrator shall prepare and file, on behalf of the Trust, at the direction of the Depositor, any Form 8-K, as required by the Exchange Act; provided that, the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit O to the Securities Administrator and the Depositor and directed and approved for inclusion by the Depositor pursuant to the following paragraph, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Form 8-K Disclosure Information absent such reporting (other than in the case where the Securities Administrator is the reporting party as set forth in Exhibit O) and approval.

(B) For so long as the Trust is subject to the Exchange Act reporting requirements, (i) no later than the close of business on the 2nd Business Day after the occurrence of a Reportable Event the parties set forth in Exhibit O shall be required pursuant to Section 4.18(a)(iv) below to provide, and the Master Servicer shall enforce the obligation of each Servicer (to the extent provided in the related Servicing Agreement) to provide, to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in XXXXX-compatible format, or in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii) the Depositor shall approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section.

(C) After preparing the Form 8-K, the Securities Administrator shall forward electronically a copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than the close of business New York City time on the 3rd Business Day after the Reportable Event, no later than noon New York City time on the 4^th Business Day after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. Promptly, but no later than the close of business on the 3rd Business Day after the Reportable Event (provided that, the Securities Administrator forwards a copy of the Form 8-K no later than noon New York time on the third Business Day after the Reportable Event), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 8-K. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 8-K is in final form and the Securities Administrator may proceed with the execution and filing of the Form 8-K. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Securities Administrator shall follow the procedures set forth in Section 4.18(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator shall, make available on its internet website a final executed copy of each Form 8-K filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. The parties to this Agreement acknowledge that the performance by Master Servicer and the Securities Administrator of their respective duties under this Section 4.18(a)(ii) related to the timely preparation, execution and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 4.18(a)(ii). Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 8-K, where such failure results from a party’s failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file such Form 8-K, not resulting from its own negligence, bad faith or willful misconduct.

(iii) (A) On or prior to the 90th day after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2008, the Securities Administrator shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Securities Administrator within the applicable time frames set forth in this Agreement, (I) an annual compliance statement for the Company as a Servicer, the Master Servicer, each Servicer, the Securities Administrator and any subservicer or subcontractor, as applicable, as described under Section 4.16, (II)(A) the annual reports on assessment of compliance with Servicing Criteria for the Company as a Servicer, each Servicer, the Master Servicer, each subservicer and subcontractor participating in the servicing function, the Securities Administrator and the Custodian, as described under Section 4.17, and (B) if any such report on assessment of compliance with Servicing Criteria described under Section 4.17 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such report on assessment of compliance with Servicing Criteria described under Section 4.17 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (III)(A) the registered public accounting firm attestation report for the Company, each Servicer, the Master Servicer, the Securities Administrator, each subservicer, each subcontractor, as applicable, and the Custodian, as described under Section 4.17, and (B) if any registered public accounting firm attestation report described under Section 4.17 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm attestation report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (IV) a Xxxxxxxx-Xxxxx Certification as described in Section 4.18(a)(iii)(D) below (provided, however, that the Securities Administrator, at its discretion, may omit from the Form 10-K any annual compliance statement, assessment of compliance or attestation report that is not required to be filed with such Form 10-K pursuant to Regulation AB). Any disclosure or information in addition to (I) through (IV) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be reported by the parties set forth on Exhibit O to the Securities Administrator and the Depositor and, pursuant to the paragraph immediately below, approved for inclusion by the Depositor, and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting (other than in the case where the Securities Administrator is the reporting party as set forth in Exhibit O) and approval.

(B) No later than March 15^th of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2008, (i) the parties set forth in Exhibit O shall be required to provide, and the Master Servicer shall enforce the obligation of each Servicer (to the extent provided in the related Servicing Agreement) to provide, pursuant to Section 4.18(a)(iv) below to the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in XXXXX-compatible format, or in such other format as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Form 10-K Disclosure on Form 10-K pursuant to this Section.

(C) After preparing the Form 10-K, the Securities Administrator shall forward electronically a copy of the Form 10-K to the Depositor (only in the case where such Form 10-K includes Additional Form 10-K Disclosure and otherwise if requested by the Depositor) and the Master Servicer for review. Within three Business Days after receipt of such copy, but no later than March 25^th (provided that, the Securities Administrator forwards a copy of the Form 10-K no later than the third Business Day prior to March 25th), the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 10-K. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 10-K is in final form and the Securities Administrator may proceed with the execution and filing of the Form 10-K. No later than the close of business Eastern Standard time on the 4th Business Day prior to the 10-K Filing Deadline, an officer of the Master Servicer in charge of the master servicing function shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Securities Administrator will follow the procedures set forth in Section 4.18(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator shall make available on its internet website a final executed copy of each Form 10-K filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in Section 12.05. Form 10-K requires the registrant to indicate (by checking “yes” or “no”) that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Securities Administrator in writing, no later than March 15th of each year in which the Trust is subject to the requirements of the Exchange Act with respect to the filing of a report on Form 10-K, if the answer to the questions should be “no”. The Securities Administrator shall be entitled to rely on the representations in Section 2.04(vi) and in any such notice in preparing, executing and/or filing any such report. The parties to this Agreement acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under Sections 4.18(a)(iv) and (v) related to the timely preparation, execution and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections and Sections 4.16 and Section 4.17. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed to prepare, arrange for execution or file such Form 10-K.

(D) Each Form 10-K shall include a certification (the “Xxxxxxxx-Xxxxx Certification”) required to be included therewith pursuant to the Xxxxxxxx-Xxxxx Act which shall be signed by the Certifying Person and delivered to the Securities Administrator no later than March 15^th of each year in which the Trust is subject to the reporting requirements of the Exchange Act. The Master Servicer shall cause any Servicer, and any subservicer or subcontractor engaged by it to, provide to the Person who signs the Xxxxxxxx-Xxxxx Certification (the “Certifying Person”), by March 10th of each year in which the Trust is subject to the reporting requirements of the Exchange Act (or such other date specified in the related Servicing Agreement) and otherwise within a reasonable period of time upon request, a certification (each, a “Back-Up Certification”), in the form attached hereto as Exhibit K, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity’s officers, directors and Affiliates (collectively with the Certifying Person, “Certification Parties”) can reasonably rely. In addition, the Company as a Servicer and the Securities Administrator shall sign a Back-Up Certification substantially in the form of Exhibit V; provided, however, that the Company and the Securities Administrator shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K. An officer of the Master Servicer in charge of the master servicing function shall serve as the Certifying Person on behalf of the Trust. Such officer of the Certifying Person can be contacted as set forth in Section 12.05.

(iv) With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the “Additional Disclosure”) relating to the Trust Fund, the Securities Administrator’s obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Securities Administrator, as and when required as described in Section 4.18(a)(i) through (iii) above. Such Additional Disclosure shall be accompanied by a notice substantially in the form of Exhibit P. Each of the Company as a Servicer, the Master Servicer, the Seller, the Securities Administrator and the Depositor hereby agrees to notify and provide, and the Master Servicer shall enforce the obligation (to the extent provided in the related Servicing Agreement) of each Servicer to notify and provide, to the extent known to the Company as a Servicer, the Master Servicer, the Seller, the Securities Administrator and the Depositor all Additional Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit O as the responsible party for providing that information. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Disclosure information pursuant to this Section.

So long as the Depositor is subject to the filing requirements of the Exchange Act with respect to the Trust Fund, the Trustee shall notify the Securities Administrator and the Depositor of any bankruptcy or receivership with respect to the Trustee or of any proceedings of the type described under Item 1117 of Regulation AB that have occurred as of the related Due Period, together with a description thereof, no later than the date on which such information is required of other parties hereto as set forth under this Section 4.18. In addition, the Trustee shall notify the Securities Administrator and the Depositor of any affiliations or relationships that develop after the Closing Date between the Trustee and the Depositor, the Seller, the Securities Administrator, the Master Servicer or the Custodian of the type described under Item 1119 of Regulation AB, together with a description thereof, no later than March 15 of each year that the trust is subject to the Exchange Act reporting requirements, commencing in 2008. Should the identification of any of the Depositor, the Seller, the Securities Administrator, the Master Servicer or the Custodian change, the Depositor shall promptly notify the Trustee.

(v) (A) On or prior to January 30th of the first year in which the Securities Administrator is able to do so under applicable law, the Securities Administrator shall prepare and file a Form 15 relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act.

(B) In the event that the Securities Administrator is unable to timely file with the Commission all or any required portion of any Form 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Securities Administrator shall promptly notify the Depositor and the Master Servicer. In the case of Form 10-D and 10-K, the Depositor, the Master Servicer and the Securities Administrator shall cooperate to prepare and file a Form 12b-25 and a 10-DA and 10-KA as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Securities Administrator will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Form 8-K, 10-D or 10-K needs to be amended, and such amendment relates to any Additional Disclosure, the Securities Administrator shall notify the Depositor and the parties affected thereby and such parties will cooperate to prepare any necessary Form 8-K, 10-DA or 10-KA. Any Form 15, Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K shall be signed by an appropriate officer of the Master Servicer. The parties hereto acknowledge that the performance by the Master Servicer and the Securities Administrator of their respective duties under this Section 4.18(a)(v) related to the timely preparation, execution and filing of Form 15, a Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K is contingent upon the Master Servicer and the Depositor timely performing their duties under this Section. Neither the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare, execute and/or timely file any such Form 15, Form 12b-25 or any amendments to Form 8-K, 10-D or 10-K, where such failure results from a party’s failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Form 8-K, 10-D or 10-K.

The Depositor agrees to promptly furnish to the Securities Administrator, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement, the Mortgage Loans as the Securities Administrator reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Securities Administrator shall have no responsibility to file any items other than those specified in this Section 4.18; provided, however, the Securities Administrator shall cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Fees and expenses incurred by the Securities Administrator in connection with this Section 4.18 shall not be reimbursable from the Trust Fund.

(b) The Securities Administrator shall indemnify and hold harmless, the Company, the Depositor and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Securities Administrator’s obligations under Sections 4.16, 4.17 and 4.18 or the Securities Administrator’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Securities Administrator shall indemnify and hold harmless the Depositor and the Master Servicer and each of their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, any Annual Statement of Compliance, any Assessment of Compliance or any Additional Disclosure provided by the Securities Administrator on its behalf or on behalf of any subservicer or subcontractor engaged by the Securities Administrator pursuant to Section 4.16, 4.17 or 4.18 (the “Securities Administrator Information”), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Securities Administrator Information and not to any other information communicated in connection with the Certificates, without regard to whether the Securities Administrator Information or any portion thereof is presented together with or separately from such other information.

The Depositor shall indemnify and hold harmless the Securities Administrator and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under Sections 4.16, 4.17 and 4.18 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Depositor shall indemnify and hold harmless the Master Servicer, the Securities Administrator and each of their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Additional Disclosure provided by the Depositor that is required to be filed pursuant to this Section 4.18 (the “Depositor Information”), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Depositor Information that is required to be filed and not to any other information communicated in connection with the Certificates, without regard to whether the Depositor Information or any portion thereof is presented together with or separately from such other information.

The Master Servicer shall indemnify and hold harmless the Company, the Securities Administrator and the Depositor and each of its respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Sections 4.16, 4.17 and 4.18 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Master Servicer shall indemnify and hold harmless the Depositor and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Annual Statement of Compliance, any Assessment of Compliance or any Additional Disclosure provided by the Master Servicer on its behalf or on behalf of any subservicer or subcontractor engaged by the Master Servicer pursuant to Section 4.16, 4.17 or 4.18 (the “Master Servicer Information”), or (ii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Master Servicer Information and not to any other information communicated in connection with the Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented together with or separately from such other information.

The Company shall indemnify and hold harmless the Depositor, the Securities Administrator and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Company under Sections 4.16, 4.17 and 4.18 or the Company’s negligence, bad faith or willful misconduct in connection therewith including any failure by the Company to identify any subcontractor “participating in the servicing function” within the meaning of Item 1122 of Regulation AB. In addition, the Company shall indemnify and hold harmless the Depositor and the Master Servicer and each of their respective officers, directors and affiliates and the Master Servicer from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, any Annual Statement of Compliance, any Assessment of Compliance or any Additional Disclosure provided by the Company on its behalf or on behalf of any subservicer or subcontractor pursuant to Section 4.16, 4.17 or 4.18 (the “Company Information”), (ii) any breach by the Company of a representation, warranty or covenant set forth in Section 2.03(a)(vii) and Section 2.03(b)(i-iii) and (iii) any omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the Company Information and not to any other information communicated in connection with the Certificates, without regard to whether the Company Information or any portion thereof is presented together with or separately from such other information.

If the indemnification provided for herein is unavailable or insufficient to hold harmless the Company, the Depositor, the Securities Administrator or the Master Servicer, as applicable, then the defaulting party, in connection with any conduct for which it is providing indemnification under this Section 4.18(b), agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties.

The indemnification provisions set forth in this Section 4.18(b) shall survive the termination of this Agreement or the termination of any party to this Agreement.

(c) Failure of the Company to comply with this Section 4.18 (including with respect to the timeframes required herein) shall be deemed a Company Default, and the Master Servicer shall, in addition to whatever rights the Master Servicer may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Company for the same. Failure of the Master Servicer to comply with this Section 4.18 (including with respect to the timeframes required herein) shall, constitute an Event of Default, and at the written direction of the Depositor the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same (but subject to the Master Servicer rights to payment of any Master Servicing Compensation and reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). Failure of the Securities Administrator to comply with this Section 4.18 (including with respect to the timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K, shall, constitute a default and at the written direction of the Depositor the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same (but subject to the Securities Administrator’s right to reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination). This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary. In connection with the termination of the Master Servicer or the Securities Administrator pursuant to this Section 4.18(d), the Trustee shall be entitled to reimbursement of all costs and expenses associated with such termination to the extent set forth in Section 10.05. Notwithstanding anything to the contrary in this Agreement, no Event of Default by the Master Servicer or default by the Securities Administrator shall have occurred with respect to any failure to properly prepare, execute and/or timely file any report on Form 8-K, Form 10-D or Form 10-K, any Form 15 or Form 12b-25 or any amendments to Form 8-K, 10-D or 10-K, where such failure results from any party’s inability or failure to deliver, on a timely basis, any information from such party needed to prepare, arrange for execution or file any such report, Form or amendment, and does not result from its own negligence, bad faith or willful misconduct.

In the case of any failure of performance described above, the Company shall promptly reimburse the Depositor, the Master Servicer and the Securities Administrator for all costs reasonably incurred by each such party in order to obtain the information, report, certification, accountants’ letter or other material not delivered pursuant to this Section 4.18 as required by the Company, any subservicer or any subcontractor.

(d) Notwithstanding the provisions of Section 12.01, this Section 4.18 may be amended without the consent of the Certificateholders.

(e) Any report, notice or notification to be delivered by the Company, the Master Servicer or the Securities Administrator to the Depositor pursuant to this Section 4.18, may be delivered via email to XxxXXXxxxxxxxxxxxx@xxxx.xxx or, in the case of a notification, telephonically by calling Reg AB Compliance Manager at 000-000-0000.

Section 4.19 Intention of the Parties and Interpretation.

Each of the parties acknowledges and agrees that the purpose of Sections 4.16, 4.17 and 4.18 of this Agreement is to facilitate compliance by the Seller, the Depositor, the Securities Administrator and the Master Servicer with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Seller, the Depositor, the Master Servicer or the Securities Administrator for delivery of additional or different information as the Seller, the Depositor, the Master Servicer or the Securities Administrator may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the obligations of the parties to this transaction as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.

Section 4.20 UCC.

The Seller shall file any financing statements, continuation statements or amendments thereto required by any change in the Uniform Commercial Code.

Section 4.21 Optional Purchase of Certain Mortgage Loans.

With respect to any Mortgage Loan which as of the first day of a Fiscal Quarter is delinquent in payment by 90 days or more or is an REO Property, the Seller shall have the right to purchase any such Mortgage Loan or REO Property from the Trust at a price equal to the Purchase Price; provided, however, (i) that such Mortgage Loan is still 90 days or more Delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the related Fiscal Quarter. This right may be assigned by the Seller to a third party, including a holder of a Class of Certificates.

If at any time the Seller remits to the Master Servicer a payment for deposit in the Master Servicer Collection Account covering the amount of the Purchase Price for such a Mortgage Loan, and the Seller provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Master Servicer Collection Account, then the Trustee shall execute the assignment of such Mortgage Loan prepared and delivered to the Trustee, at the request of the Seller, without recourse, representation or warranty, to the Seller which shall succeed to all of the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. The Seller will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto.

ARTICLE V

ACCOUNTS

Section 5.01 Collection of Mortgage Loan Payments; Protected Account.

(a) The Company shall make reasonable efforts in accordance with customary and usual standards of practice of prudent mortgage lenders in the respective states in which the Mortgaged Properties related to the EMC Mortgage Loans are located to collect all payments called for under the terms and provisions of the EMC Mortgage Loans to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Required Insurance Policy. Consistent with the foregoing, the Company may in its discretion (i) waive any late payment charge and (ii) extend the due dates for payments due on a Mortgage Note related to an EMC Mortgage Loan for a period not greater than 125 days. In the event of any such arrangement, the Company shall make Advances on the related EMC Mortgage Loan during the scheduled period in accordance with the amortization schedule of such EMC Mortgage Loan without modification thereof by reason of such arrangements, and shall be entitled to reimbursement therefor in accordance with Section 6.01. The Company shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law. In addition, if (x) an EMC Mortgage Loan is in default or default is reasonably foreseeable, and in accordance with the guidelines of EMC’s Master Servicing Asset Authority Levels, attached hereto as Exhibit W, the Company may also waive, modify or vary any term of any EMC Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any mortgagor, including without limitation, to (1) capitalize any amounts owing on the EMC Mortgage Loan by adding such amount to the outstanding principal balance of the EMC Mortgage Loan, (2) defer such amounts to a later date or the final payment date of such Mortgage Loan, (3) extend the maturity of any such EMC Mortgage Loan, but in no instance past the date on which the final payment is due on the latest maturing Mortgage Loan as of the Cut-off Date, and/or (4) reduce the related Mortgage Rate (subject to clause (y) below), provided that, in the Company’s determination, such waiver, modification, postponement or indulgence is not materially adverse to the interests of the Certificateholders (taking into account any estimated Realized Loss that might result absent such action), or (y) the Company delivers to the Trustee a certification addressed to the Trustee, based on the advice of counsel or certified public accountants, in either case, that have a national reputation with respect to taxation of REMICs, that a modification of such EMC Mortgage Loan will not result in the imposition of taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V the Company may, (A) amend the related Mortgage Note to reduce the Mortgage Rate applicable thereto, provided that such reduced Mortgage Rate shall in no event be lower than 5.00% with respect to any EMC Mortgage Loan and (B) amend any Mortgage Note related to an EMC Mortgage Loan to extend to the maturity thereof.

In accordance with the standards of the first paragraph of Section 3.01, the Company shall not waive (or permit a sub-servicer to waive) any Prepayment Charge related to an EMC Mortgage Loan unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Company, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related EMC Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Company is required to pay the amount of such waived Prepayment Charge, for the benefit of Class P Certificates, by remitting such amount to the Master Servicer by the Remittance Date.

(b) The Company shall establish and maintain a Protected Account (which shall at all times be an Eligible Account) with a depository institution in the name of the Company for the benefit of the Trustee on behalf of the Certificateholders and designated “U.S. Bank National Association, in trust for registered holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates Series 2007-AC1”. The Company shall deposit or cause to be deposited into the Protected Account on a daily basis within two Business Days of receipt and identification, except as otherwise specifically provided herein, the following payments and collections remitted by subservicers or received by it in respect of the EMC Mortgage Loans subsequent to the Cut-off Date (other than in respect of principal and interest due on the EMC Mortgage Loans on or before the Cut-off Date) and the following amounts required to be deposited hereunder:

(i) all payments on account of principal, including Principal Prepayments, on the EMC Mortgage Loans;

(ii) all payments on account of interest on the EMC Mortgage Loans net of the related Servicing Fee permitted under Section 3.10 and LPMI Fees, if any;

(iii) all Liquidation Proceeds and Insurance Proceeds with respect to any EMC Mortgage Loans, other than proceeds to be applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Company’s normal servicing procedures;

(iv) any amount required to be deposited by the Company pursuant to Section 5.01(c) in connection with any losses on Permitted Investments;

(v) any amounts required to be deposited by the Company pursuant to Section 3.05;

(vi) any Prepayment Charges collected on the EMC Mortgage Loans; and

(vii) any other amounts required to be deposited hereunder.

The foregoing requirements for remittance by the Company into the Protected Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption fees, if collected, need not be remitted by the Company. In the event that the Company shall remit any amount not required to be remitted and not otherwise subject to withdrawal pursuant to Section 5.02, it may at any time withdraw or direct the institution maintaining the Protected Account, to withdraw such amount from the Protected Account, any provision herein to the contrary notwithstanding. Such withdrawal or direction may be accomplished by delivering written notice thereof to the institution maintaining the Protected Account, that describes the amounts deposited in error in the Protected Account. The Company shall maintain adequate records with respect to all withdrawals made pursuant to this Section. Reconciliations will be prepared for the Protected Account within 45 calendar days after the bank statement cut-off date. All items requiring reconciliation will be resolved within 90 calendar days of their original identification. All funds deposited in the Protected Account shall be held in trust for the Certificateholders until withdrawn in accordance with Section 5.02.

(c) The institution that maintains the Protected Account shall invest the funds in the Protected Account, in the manner directed by the Company, in Permitted Investments which shall mature not later than the Remittance Date and shall not be sold or disposed of prior to its maturity. All such Permitted Investments shall be made in the name of the Trustee, for the benefit of the Certificateholders. All income and gain net of any losses realized from any such investment shall be for the benefit of the Company as servicing compensation and shall be remitted to it monthly as provided herein. The amount of any losses incurred in the Protected Account in respect of any such investments shall be deposited by the Company into the Protected Account, out of the Company’s own funds.

(d) The Company shall give at least 30 days advance notice to the Trustee, the Seller, the Master Servicer, each Rating Agency and the Depositor of any proposed change of location of the Protected Account prior to any change thereof.

Section 5.02 Permitted Withdrawals From the Protected Account.

(a) The Company may from time to time make withdrawals from the Protected Account for the following purposes:

(i) to pay itself (to the extent not previously paid to or withheld by the Company), as servicing compensation in accordance with Section 3.10, that portion of any payment of interest that equals the Servicing Fee for the period with respect to which such interest payment was made, and, as additional servicing compensation, those other amounts set forth in Section 3.10;

(ii) to reimburse the Company for Advances made by it with respect to the Mortgage Loans, provided, however, that the Company’s right of reimbursement pursuant to this subclause (ii) shall be limited to amounts received on particular EMC Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds and Insurance Proceeds and Subsequent Recoveries) that represent late recoveries of payments of principal and/or interest on such particular EMC Mortgage Loan(s) in respect of which any such Advance was made;

(iii) to reimburse the Company for any previously made portion of a Servicing Advance or an Advance made by the Company that, in the good faith judgment of the Company, will not be ultimately recoverable by it from the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to clause (ii) or clause (v);

(iv) to reimburse the Company from Insurance Proceeds for Insured Expenses covered by the related Insurance Policy;

(v) to pay the Company any unpaid Servicing Fees and to reimburse it for any unreimbursed Servicing Advances, provided, however, that the Company’s right to reimbursement for Servicing Advances pursuant to this subclause (v) with respect to any EMC Mortgage Loan shall be limited to amounts received on particular EMC Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds and purchase and repurchase proceeds) that represent late recoveries of the payments for which such Servicing Advances were made;

(vi) to pay to the Seller, the Depositor or itself, as applicable, with respect to each EMC Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 2.02, 2.03 or 4.21 of this Agreement, all amounts received thereon and not taken into account in determining the related Stated Principal Balance of such repurchased EMC Mortgage Loan;

(vii) to pay any expenses recoverable by the Company pursuant to Section 8.04 of this Agreement;

(viii) to withdraw pursuant to Section 5.01 any amount deposited in the Protected Account and not required to be deposited therein; and

(ix) to clear and terminate the Protected Account upon termination of this Agreement pursuant to Section 11.01 hereof.

In addition, no later than 1:00 p.m. Eastern time on the Remittance Date, the Company shall withdraw from the Protected Accounts and remit to the Master Servicer the amount required to be withdrawn therefrom pursuant to Section 5.05 hereof. With respect to any remittance received by the Master Servicer from the Company after the date on which such remittance was due, the Company shall pay to the Master Servicer interest on any such late remittance at an annual rate equal to the prime rate announced to be in effect from time to time as published as the average rate in The Wall Street Journal (Northeast Edition), plus two percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest shall be deposited in the Company’s Protected Account by the Company on the date such late payment is made and shall cover the period commencing with the day following the date on which such remittance was due and ending with the Business Day on which such remittance is made, both inclusive. Such interest shall be remitted along with the distribution payable on the next succeeding Remittance Date. The payment by the Company of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default with respect to the Company.

The Company shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Protected Account pursuant to subclauses (i), (ii), (iv), (v) and (vi) above. Prior to making any withdrawal from the Protected Account pursuant to subclause (iii), the Company shall deliver to the Trustee an Officer’s Certificate of a Servicing Officer indicating the amount of any previous Advance or Servicing Advance determined by the Company to be a Nonrecoverable Advance and identifying the related EMC Mortgage Loan(s), and their respective portions of such Nonrecoverable Advance.

Section 5.03 Reports to Master Servicer.

(i) On or before the fifth Business Day of each month (or, with respect to information as to Full Principal Prepayments and prepayment penalties no later than one (1) Business Day after the end of each Prepayment Period), the Company shall furnish to the Master Servicer electronically in a format acceptable to the Master Servicer loan accounting reports in the investor’s assigned loan number order to document the payment activity on each EMC Mortgage Loan on an individual mortgage loan basis and containing the data required by the forms attached hereto as Exhibit S, Exhibit T and Exhibit U or in a format mutually agreed upon between the Company and the Master Servicer.

In addition, the Company shall provide to the Master Servicer and the Depositor:

(ii) any and all information and appropriate verification of information which may be reasonably available to the Company, whether through letters of its auditors and counsel or otherwise, as the Depositor or any such other participant shall request upon reasonable demand; and

(iii) such additional representations, warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Company as are reasonably agreed upon by the Depositor and the Company or any such other participant.

Section 5.04 Collection of Taxes; Assessments and Similar Items; Escrow Accounts.

With respect to each EMC Mortgage Loan, to the extent required by the related Mortgage Note, the Company shall establish and maintain one or more accounts (each, an “Escrow Account”) and deposit and retain therein all collections from the Mortgagors (or advances by the Company) for the payment of taxes, assessments, hazard insurance premiums or comparable items for the account of the Mortgagors. Nothing herein shall require the Company to compel a Mortgagor to establish an Escrow Account in violation of applicable law.

Withdrawals of amounts so collected from the Escrow Accounts may be made only to effect timely payment of taxes, assessments, hazard insurance premiums, condominium or PUD association dues, or comparable items, to reimburse the Company out of related collections for any payments made with respect to each EMC Mortgage Loan pursuant to Section 3.01 (with respect to taxes and assessments and insurance premiums) and Section 3.05 (with respect to hazard insurance), to refund to any Mortgagors for any EMC Mortgage Loans any sums as may be determined to be overages, to pay interest, if required by law or the terms of the related Mortgage or Mortgage Note, to such Mortgagors on balances in the Escrow Account or to clear and terminate the Escrow Account at the termination of this Agreement in accordance with Section 11.01 thereof. The Escrow Account shall not be a part of the Trust Fund.

Section 5.05 Servicer Protected Accounts.

(a) The Master Servicer shall enforce the obligation of the Company and the Servicers to establish and maintain a Protected Account in accordance with this Agreement and the Servicing Agreements, with records to be kept with respect thereto on a Mortgage Loan by Mortgage Loan basis, into which accounts shall be deposited within one Business Day (or as of such other time specified in the Servicing Agreements) of receipt all collections of principal and interest on any Mortgage Loan and with respect to any REO Property received by the Company or the related Servicer, including Principal Prepayments, Insurance Proceeds, Liquidation Proceeds, Subsequent Recoveries, and advances made from the Company’s or such Servicer’s own funds (less servicing compensation as permitted by this Agreement or the related Servicing Agreement) and all other amounts to be deposited in the Protected Accounts. Each of the Company and the Servicers are hereby authorized to make withdrawals from and deposits to the related Protected Account for purposes required or permitted by this Agreement. To the extent provided in this Agreement or any Servicing Agreement, the Protected Account shall be held in a Designated Depository Institution and segregated on the books of such institution in the name of the Trustee for the benefit of Certificateholders.

(b) To the extent provided in this Agreement or any Servicing Agreement, amounts on deposit in a Protected Account may be invested in Permitted Investments in the name of the Trustee for the benefit of Certificateholders and, except as provided in the preceding paragraph, not commingled with any other funds, such Permitted Investments to mature, or to be subject to redemption or withdrawal, no later than the date on which such funds are required to be withdrawn for deposit in the Distribution Account, and shall be held until required for such deposit. The income earned from Permitted Investments made pursuant to this Section 5.05 shall be paid to the Company or the related Servicer under this Agreement or the related Servicing Agreement, and the risk of loss of moneys required to be distributed to the Certificateholders resulting from such investments shall be borne by and be the risk of the Company or the related Servicer, as the case may be. The Company or the related Servicer (to the extent provided in this Agreement or the related Servicing Agreement) shall deposit the amount of any such loss in the Protected Account within two Business Days of receipt of notification of such loss but not later than the second Business Day prior to the Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders.

(c) To the extent provided in this Agreement or the related Servicing Agreement and subject to this Article V, on or before each Remittance Date, the Company or the related Servicer shall withdraw or shall cause to be withdrawn from its Protected Account and shall immediately deposit or cause to be deposited in the Distribution Account amounts representing the following collections and payments (other than with respect to principal of or interest on the Mortgage Loans due on or before the Cut-off Date):

(i) Scheduled Payments on the Mortgage Loans received or any related portion thereof advanced by the Company or the related Servicer pursuant to the related Servicing Agreement which were due on or before the related Due Date, net of the amount thereof comprising the Servicing Fees;

(ii) Full Principal Prepayments and any Liquidation Proceeds received by the Company or the related Servicer with respect to such Mortgage Loans in the related Prepayment Period, with interest to the date of prepayment or liquidation, net of the amount thereof comprising the Servicing Fees and LPMI Fees, if any;

(iii) Partial Principal Prepayments received by the Company or the related Servicer for such Mortgage Loans in the related Prepayment Period;

(iv) Any amount to be used as an Advance; and

(v) The amount of any Prepayment Charges collected with respect to the Mortgage Loans and the amount of any Prepayment Charges paid by the Company or the related Servicer in connection with the waiver of a Prepayment Charge in a manner that is not permitted under this Agreement or the related Servicing Agreement.

(d) Withdrawals may be made from a Protected Account by the Company as described in Section 5.02 hereof and by the Master Servicer or the related Servicer only to make remittances as provided in Section 5.05(c); to reimburse the Master Servicer or the Servicer for Advances which have been recovered by subsequent collection from the related Mortgagor; to remove amounts deposited in error; to remove fees, charges or other such amounts deposited on a temporary basis; or to clear and terminate the account at the termination of this Agreement in accordance with Section 11.01. As provided in Section 5.05(c) certain amounts otherwise due to the related Servicer may be retained by the related Servicer and need not be deposited in the Master Servicer Collection Account.

Section 5.06 Master Servicer Collection Account.

The Master Servicer shall establish and maintain in the name of the Trustee, for the benefit of the Holders of the Certificates, the Master Servicer Collection Account as a segregated trust account or accounts. The Master Servicer Collection Account shall be an Eligible Account. The Master Servicer will deposit in the Master Servicer Collection Account as identified by the Master Servicer and as received by the Master Servicer, the following amounts:

(i) any Advance and any Compensating Interest Payments;

(ii) any Insurance Proceeds, Liquidation Proceeds or Subsequent Recoveries received by or on behalf of the Master Servicer or which were not deposited in a Protected Account;

(iii) the Purchase Price with respect to any Mortgage Loans purchased by the Seller or Section 2.02 or 2.03, any amounts which are to be treated pursuant to Section 5.09 of this Agreement as the payment of such a Purchase Price, the Purchase Price with respect to any Mortgage Loans purchased by EMC pursuant to Section 4.21, and all proceeds of any Mortgage Loans or property acquired with respect thereto repurchased by the Seller or its designee pursuant to Section 11.01;

(iv) any amounts required to be deposited with respect to losses on investments of deposits in an Account; and

(v) any other amounts received by or on behalf of the Master Servicer or the Trustee and required to be deposited in the Master Servicer Collection Account pursuant to this Agreement.

All amounts deposited to the Master Servicer Collection Account shall be held by the Master Servicer in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement. The requirements for crediting the Master Servicer Collection Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of prepayment or late payment charges or assumption, tax service, statement account or payoff, substitution, satisfaction, release and other like fees and charges, need not be credited by the Master Servicer or the related Servicer to the Distribution Account or the Master Servicer Collection Account, as applicable. Reconciliations will be prepared for the Master Servicing Collection Account within 45 calendar days after the bank statement cut-off date. In the event that the Master Servicer shall deposit or cause to be deposited in the Distribution Account any amount not required to be credited thereto, the Securities Administrator, upon receipt of a written request therefor signed by a Servicing Officer of the Master Servicer, shall promptly transfer such amount to the Master Servicer, any provision herein to the contrary notwithstanding.

Section 5.07 Permitted Withdrawals From the Master Servicer Collection Account.

The Master Servicer may from time to time make withdrawals from the Master Servicer Collection Account for the following purposes:

(i) to reimburse the Master Servicer, the Company or the related Servicer for any Advance or Servicing Advance of its own funds, the right of the Master Servicer, the Company or the related Servicer to reimbursement pursuant to this subclause (i) being limited to amounts received on a particular Mortgage Loan (including, for this purpose, the Purchase Price therefor, Insurance Proceeds and Liquidation Proceeds) which represent late payments or recoveries of the principal of or interest on such Mortgage Loan respecting which such Advance or Servicing Advance was made;

(ii) to reimburse the Master Servicer, the Company or the related Servicer from Insurance Proceeds or Liquidation Proceeds relating to a particular Mortgage Loan for amounts expended by the Master Servicer, the Company or the related Servicer in good faith in connection with the restoration of the related Mortgaged Property which was damaged by an uninsured cause or in connection with the liquidation of such Mortgage Loan;

(iii) to reimburse the Master Servicer, the Company or the related Servicer from Insurance Proceeds relating to a particular Mortgage Loan for insured expenses incurred with respect to such Mortgage Loan and to reimburse the Master Servicer, the Company or the related Servicer from Liquidation Proceeds from a particular Mortgage Loan for Liquidation Expenses incurred with respect to such Mortgage Loan; provided that the Master Servicer shall not be entitled to reimbursement for Liquidation Expenses with respect to a Mortgage Loan to the extent that (i) any amounts with respect to such Mortgage Loan were paid as Excess Liquidation Proceeds pursuant to clause (x) of this Subsection (a) to the Master Servicer; and (ii) such Liquidation Expenses were not included in the computation of such Excess Liquidation Proceeds;

(iv) to reimburse the Master Servicer, the Company or a Servicer for advances of funds pursuant to this Agreement or the related Servicing Agreement, and the right to reimbursement pursuant to this subclause being limited to amounts received on the related Mortgage Loan (including, for this purpose, the Purchase Price therefor, Insurance Proceeds and Liquidation Proceeds) which represent late recoveries of the payments for which such advances were made;

(v) to reimburse the Master Servicer, the Company or a Servicer for any Advance or advance, after a Realized Loss has been allocated with respect to the related Mortgage Loan if the Advance or advance has not been reimbursed pursuant to clauses (i) through (iv);

(vi) to pay the Master Servicer as set forth in Section 4.14;

(vii) to reimburse the Master Servicer for expenses, costs and liabilities incurred by and reimbursable to it pursuant to Sections 4.03, 8.04(c) and (d) and 12.02 or otherwise reimbursable to it pursuant to this Agreement;

(viii) to pay to the Master Servicer, as additional servicing compensation, any Excess Liquidation Proceeds to the extent not retained by the Company or the related Servicer;

(ix) to reimburse or pay the Company or the related Servicer any such amounts as are due thereto under this Agreement or the related Servicing Agreement and have not been retained by or paid to the Company or the related Servicer, to the extent provided herein and in the related Servicing Agreement;

(x) the Purchase Price with respect to any Mortgage Loans purchased by the Seller or Section 2.02 or 2.03, any amounts which are to be treated pursuant to Section 5.09 of this Agreement as the payment of such a Purchase Price, the Purchase Price with respect to any Mortgage Loans purchased by EMC pursuant to Section 4.21, and all proceeds of any Mortgage Loans or property acquired with respect thereto repurchased by the Seller or its designee pursuant to Section 11.01;

(xi) any amounts required to be deposited with respect to losses on investments of deposits in the Master Servicer Collection Account;

No later than noon New York time on the Distribution Account Deposit Date for each Distribution Date, after making all applicable withdrawals with respect to such Distribution Date, the Master Servicer will transfer all funds on deposit in the Master Servicer Collection Account to the Securities Administrator for deposit in the Distribution Account.

The Master Servicer will, from time to time on demand of the Company, a Servicer or the Securities Administrator, make or cause to be made such withdrawals or transfers from the account as the Master Servicer has designated for such transfer or withdrawal pursuant to this Agreement and the related Servicing Agreement. The Master Servicer may clear and terminate the account pursuant to Section 11.01 and remove amounts from time to time deposited in error.

In addition, on or before the Business Day prior to each Distribution Date, the Master Servicer shall deposit in the Distribution Account (or remit to the Securities Administrator for deposit therein) any Monthly Advances required to be made by the Master Servicer with respect to the Mortgage Loans.

The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for any reimbursement from the Master Servicer Collection Account pursuant to subclauses (i) through (iv), inclusive, and (vi) or with respect to any such amounts which would have been covered by such subclauses had the amounts not been retained by the Master Servicer without being deposited in the Master Servicer Collection Account.

Section 5.08 Distribution Account.

The Securities Administrator shall establish and maintain in the name of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts. The Distribution Account shall be an Eligible Account. No later than noon New York time on the Distribution Account Deposit Date for each Distribution Date, after making all applicable withdrawals with respect to such Distribution Date, the Master Servicer will transfer all funds on deposit in the Master Servicer Collection Account to the Securities Administrator for deposit in the Distribution Account pursuant to Section 5.07 and any other amounts received by or on behalf of the Master Servicer and required to be deposited in the Distribution Account pursuant to this Agreement.

(a) All amounts deposited in the Distribution Account shall be held by the Securities Administrator in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement. The requirements for crediting the Distribution Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption, tax service, statement account or payoff, substitution, satisfaction, release and other like fees and charges, need not be credited by the Master Servicer or the related Servicer to the Distribution Account. In the event that the Master Servicer shall deposit or cause to be deposited in the Distribution Account any amount not required to be credited thereto, the Securities Administrator, upon receipt of a written request therefor signed by a Servicing Officer of the Master Servicer, shall promptly transfer such amount to the Master Servicer, any provision herein to the contrary notwithstanding.

(b) The Distribution Account shall constitute a trust account of the Trust Fund segregated on the books of the Securities Administrator and held by the Securities Administrator and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Securities Administrator (whether made directly, or indirectly through a liquidator or receiver of the Securities Administrator. The amount at any time credited to the Distribution Account may be held either uninvested in a trust or deposit account of the Securities Administrator with no liability for interest or other compensation thereof or invested in the name of the Trustee, in such Permitted Investments as may be selected by the Securities Administrator which mature not later than the Business Day next preceding the succeeding Distribution Date, except if such Permitted Investment is an obligation of or is managed by the institution that maintains such fund or account, then such Permitted Investment shall mature not later than such Distribution Date. Permitted Investments in respect of the Distribution Account shall not be sold or disposed of prior to their maturity. All investment earnings on amounts on deposit in the Distribution Account or benefit from funds uninvested therein from time to time shall be for the account of the Securities Administrator. The Securities Administrator shall be permitted to receive distribution of any and all investment earnings from the Distribution Account on each Distribution Date. If there is any loss on a Permitted Investment or demand deposit, the Securities Administrator shall deposit the amount of the loss in the Distribution Account. With respect to the Distribution Account and the funds deposited therein, the Securities Administrator shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust account (in addition to a claim against the estate of the Securities Administrator) as provided by 12 U.S.C. § 92a(e), and applicable regulations pursuant thereto, if applicable, or any applicable comparable state statute applicable to state chartered banking corporations.

Section 5.09 Permitted Withdrawals and Transfers from the Distribution Account.

(a) The Securities Administrator will make such withdrawals or transfers from the Distribution Account:

(i) to reimburse the Trustee, the Custodian or the Securities Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement;

(ii) to pay the Securities Administrator as set forth in Section 10.05;

(iii) to remove amounts deposited in error;

(iv) to clear and terminate the Distribution Account pursuant to Section 11.01; and

(v) On each Distribution Date, the Securities Administrator shall distribute the Interest Funds and Principal Funds to the extent of funds on deposit in the Distribution Account to the Holders of the Certificates in accordance with the Remittance Report upon which the Securities Administrator may conclusively rely.

ARTICLE VI

DISTRIBUTIONS AND ADVANCES

Section 6.01 Advances.

(a) The Company shall make an Advance with respect to any EMC Mortgage Loan and remit such Advance to the Master Servicer for deposit in the Master Servicer Collection Account no later than 1:00 p.m. Eastern time on the Remittance Date in immediately available funds. The Master Servicer shall cause the related Servicer to remit any such Advance required pursuant to the terms of the related Servicing Agreement. The Company or the related Servicer, as applicable, shall be obligated to make any such Advance only to the extent that such advance would not be a Nonrecoverable Advance. If the Company or the related Servicer shall have determined that it has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion of such Advance would constitute a Nonrecoverable Advance, the Company or the related Servicer, as the case may be, shall deliver (i) to the Master Servicer for the benefit of the Certificateholders constituting the portion of such Advance that is not deemed nonrecoverable, if applicable, and (ii) to the Depositor, the Master Servicer, each Rating Agency and the Trustee an Officer’s Certificate setting forth the basis for such determination. Subject to the Master Servicer’s recoverability determination, in the event that a Servicer fails to make a required Advance, the Master Servicer, as successor servicer, shall be required to remit the amount of such Advance to the Distribution Account.

In lieu of making all or a portion of such Advance from its own funds, the Company may (i) cause to be made an appropriate entry in its records relating to the Protected Account that any Amounts Held for Future Distribution has been used by the Company in discharge of its obligation to make any such Advance and (ii) transfer such funds from the Protected Account to the Master Servicer Collection Account. Any funds so applied and transferred shall be replaced by the Company by deposit in the Master Servicer Collection Account, no later than the close of business on the Remittance Date immediately preceding the Distribution Date on which such funds are required to be distributed pursuant to this Agreement.

The Company shall be entitled to be reimbursed from the Protected Account for all Advances of its own funds made pursuant to this Section as provided in Section 5.02. The obligation to make Advances with respect to any EMC Mortgage Loan shall continue until such EMC Mortgage Loan is paid in full or the related Mortgaged Property or related REO Property has been liquidated or until the purchase or repurchase thereof (or substitution therefor) from the Trust Fund pursuant to any applicable provision of this Agreement, except as otherwise provided in this Section 6.01.

(b) If the Company or the related Servicer was required to make an Advance pursuant to this Agreement or the related Servicing Agreement and fails to make any required Advance, in whole or in part, the Master Servicer, as successor servicer, or an other successor servicer appointed by it, will remit to the Securities Administrator, who in turn will deposit in the Distribution Account not later than the Business Day prior to the Distribution Date an amount equal to such required Advance to the extent not otherwise paid by the related Servicer, net of the Servicing Fee for such Mortgage Loan except to the extent the Master Servicer determines any such Advance to be nonrecoverable from Liquidation Proceeds, Insurance Proceeds or future payments on the Mortgage Loan for which such Advance was made. Subject to the foregoing, the Master Servicer shall continue to make such Advances through the date that the Company or the related Servicer is required to do so under this Agreement or the related Servicing Agreement, as applicable. If applicable, on the Business Day prior to the related Distribution Date, the Master Servicer shall present an Officer’s Certificate to the Trustee (i) stating that the Master Servicer elects not to make an Advance in a stated amount and (ii) detailing the reason it deems the advance to be nonrecoverable.

Subject to and in accordance with the provisions of Article IX hereof, in the event the Master Servicer fails to make such Advance, then the Trustee, as Successor Master Servicer, shall be obligated to make such Advance, subject to the provisions of this Section 6.01, in accordance with and subject to the terms of this Agreement (including its rights of reimbursement hereunder).

Section 6.02 Compensating Interest Payments.

(a) In the event that there is a Prepayment Interest Shortfall arising from a voluntary Principal Prepayment in part or in full by the Mortgagor with respect to any EMC Mortgage Loan, the Company shall, to the extent of the Servicing Fee for such Distribution Date, deposit into the Distribution Account, as a reduction of the Servicing Fee for such Distribution Date, no later than the close of business on the Remittance Date immediately preceding such Distribution Date, an amount equal to the Prepayment Interest Shortfall; and in case of such deposit, the Company shall not be entitled to any recovery or reimbursement from the Depositor, the Trustee, the Seller, the Master Servicer, the Securities Administrator, the Trust Fund or the Certificateholders.

(b) The Master Servicer shall cause each Servicer under the related Servicing Agreement to remit any required Compensating Interest Payments to the Distribution Account on the Remittance Date..

Section 6.03 REMIC Distributions.

On each Distribution Date the Securities Administrator shall be deemed to have allocated distributions to the REMIC Regular Interests, the Class C Interest and the Class P Interest in accordance with Section 6.07 hereof.

Section 6.04 Distributions.

(a) On each Distribution Date, an amount equal to the Interest Funds and Principal Funds for such Distribution Date shall be withdrawn by the Securities Administrator from the Distribution Account and distributed in the following order of priority:

(1) Interest Funds shall be distributed in the following manner and order of priority:

(A) To the Class A-1, Class A-2, Class A-3 and Class X Certificates, the Current Interest and any Interest Carry Forward Amount for each such Class, pro rata in accordance with the amount of accrued interest due thereon; and

(B) From remaining Interest Funds, sequentially, to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, in that order, the Current Interest for each such Class.

Any Excess Spread to the extent necessary to meet a level of overcollateralization equal to the Overcollateralization Target Amount will be the Extra Principal Distribution Amount and will be included as part of the Principal Distribution Amount. Any Remaining Excess Spread together with any Overcollateralization Release Amount will be applied as Excess Cashflow and distributed pursuant to clauses (3)(A) through (H) below.

On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls to the extent not covered by Compensating Interest will be allocated as set forth in the definition of “Current Interest” herein.

(2) On each Distribution Date, the Principal Distribution Amount shall be distributed in the following manner and order of priority:

(A) For each Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger Event is in effect:

(i) To the Class A-1 Certificates and Class A-2 Certificates, on a pro rata basis, based on the Certificate Principal Balance of each such Class, the Principal Distribution Amount for such Distribution Date until the Certificate Principal Balances thereof have been reduced to zero;

(ii) To the Class A-3 Certificates, the remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof has been reduced to zero;

(iii) To the Class M-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(iv) To the Class M-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(v) To the Class M-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(vi) To the Class M-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(vii) To the Class B-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(viii) To the Class B-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;

(ix) To the Class B-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero; and

(x) To the Class B-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero.

(B) For each Distribution Date on or after the Stepdown Date, so long as a Trigger Event is not in effect:

(i) To the Class A-1 Certificates and Class A-2 Certificates, on a pro rata basis, based on the Certificate Principal Balance of each such class, the Class A Principal Distribution Amount for such Distribution Date until the Certificate Principal Balances thereof have been reduced to zero;

(ii) To the Class A-3 Certificates, the remaining Class A Principal Distribution Amount for such Distribution Date until the Certificate Principal Balance thereof has been reduced to zero;

(iii) To the Class M-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(iv) To the Class M-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(v) To the Class M-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(vi) To the Class M-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class M-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(vii) To the Class B-1 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class B-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(viii) To the Class B-2 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class B-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;

(ix) To the Class B-3 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class B-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; and

(x) To the Class B-4 Certificates, from any remaining Principal Distribution Amount for such Distribution Date, the Class B-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero.

(3) Any Excess Cashflow shall be distributed in the following manner and order of priority:

(A) To the Class A Certificates and Class X Certificates, any remaining Interest Carry Forward Amount for such Classes, pro rata, in accordance with the Interest Carry Forward Amount due with respect to each such Class, to the extent not fully paid pursuant to clause (1) (A) above;

(B) To the Class A Certificates, any Unpaid Realized Loss Amount for the Class A Certificates, on a pro rata basis, for such Distribution Date, in accordance with the Applied Realized Loss Amount allocated to each such Class;

(C) From any remaining Excess Cashflow, sequentially, to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class;

(D) From any remaining Excess Cashflow otherwise distributable to the Class C Interest and the Class C Certificates, to the Reserve Fund, (i) first, to pay to the Classes of Class A Certificates, any Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class, to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;

(E) From any remaining Excess Cashflow otherwise distributable to the Class C Interest and the Class C Certificates, to the Reserve Fund, (i) first, to pay to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount for each such Class, for such Distribution Date, if any, to the extent such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to maintain a balance in the Reserve Fund equal to the Reserve Fund Deposit;

(F) From any remaining Excess Cashflow, to the Class A Certificates and Class X Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;

(G) From any remaining Excess Cashflow, to the Class C Interest and Class C Certificates, an amount equal to the Class C Distribution Amount reduced by amounts distributed in clauses (D) and (E) above; and

(H) From any remaining Excess Cashflow, to each of the Class R-1, Class R-2, Class R-3 and Class RX Certificates, based on the related REMIC in which such amount remains.

In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of the Class of Class A, Class B or Class M Certificates or Notional Amount of the Class X Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.

(b) Subject to Section 11.02 hereof respecting the final distribution, on each Distribution Date the Securities Administrator shall make distributions to each Certificateholder of record on the preceding Record Date either by wire transfer in immediately available funds to the account of such Holder at a bank or other entity having appropriate facilities therefor, if (i) such Holder has so notified the Securities Administrator at least 5 Business Days prior to the related Record Date and (ii) such Holder shall hold Regular Certificates with aggregate principal denominations of not less than $1,000,000 or evidencing a Percentage Interest aggregating 10% or more with respect to such Class or, if not, by check mailed by first class mail to such Certificateholder at the address of such Holder appearing in the Certificate Register. Notwithstanding the foregoing, but subject to Section 11.02 hereof respecting the final distribution, distributions with respect to Certificates registered in the name of a Depository shall be made to such Depository in immediately available funds.

(c) On or before 2:00 p.m. Central standard time on the fifth Business Day immediately preceding each Distribution Date, the Master Servicer shall deliver a report to the Securities Administrator in the form of a computer readable magnetic tape (or by such other means as the Master Servicer and the Securities Administrator may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Securities Administrator such as to permit the Securities Administrator to prepare the Monthly Statement to Certificateholders and to direct the Securities Administrator in writing to make the required distributions for the related Distribution Date (the “Remittance Report”).

Section 6.05 Allocation of Realized Losses.

(a) All Realized Losses on the Mortgage Loans shall be allocated by the Securities Administrator on each Distribution Date as follows: first, to Excess Spread through an increased distribution of the Extra Principal Distribution Amount for such Distribution Date; second, to the Class C Interest and Class C Certificates, until the Certificate Principal Balance or Uncertificated Principal Balance thereof, as applicable, has been reduced to zero; third, to the Class B-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class B-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class B-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class B-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero and eleventh, to the Class A Certificates, on a pro rata basis, in reduction of the Certificate Principal Balances thereof, until reduced to zero; provided, however, any Realized Losses otherwise allocable to the Class A-1 Certificates will first be allocated to the Class A-2 Certificates, until the Certificate Principal Balance of that class has been reduced to zero, and then to the Class A-1 Certificates. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.

(b) Any allocation of Realized Losses to a Class of Certificates or to the Class C Interest on any Distribution Date shall be made by reducing the Certificate Principal Balance or Uncertificated Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to Excess Spread shall be made by reducing the amount otherwise payable in respect of the Class C Interest and the Class C Certificates pursuant to clause (G) of Section 6.04(a)(3).

Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balance of all the Certificates as of such Distribution Date (other than the Class C Certificates and Class P Certificates) after giving effect to all distributions and prior allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the Mortgage Loans as of the first day of the month of such Distribution Date (such limitation, the “Loss Allocation Limitation”). In addition in no event will the Certificate Principal Balance of any Certificate be reduced more than once in respect of any particular amount both (i) allocable to such Certificate in respect of Realized Losses and (ii) payable as principal to the Holder of such Certificate from Remaining Excess Spread.

As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.

(i) All Realized Losses on the Mortgage Loans shall be allocated by the Securities Administrator on each Distribution Date to the following REMIC I Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to REMIC I Regular Interest AA and REMIC I Regular Interest ZZ up to an aggregate amount equal to the REMIC I Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of REMIC I Regular Interest AA and REMIC I Regular Interest ZZ up to an aggregate amount equal to the REMIC I Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-4 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest B-4 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-3 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest B-3 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-2 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest B-2 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-1 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest B-1 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-4 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-4 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-3 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-3 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-2 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-2 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-1 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC I Regular Interest M-1 has been reduced to zero; and eleventh, to the Uncertificated Principal Balance of REMIC I Regular Interest AA, 98.00%, to the Uncertificated Principal Balances of REMIC I Regular Interests X-0, X-0 xxx X-0, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC I Regular Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC I Regular Interests X-0, X-0 and A-3 have been reduced to zero; provided that any such Realized Losses otherwise allocable to REMIC I Regular Interest A-1 shall be first allocated to REMIC I Regular Interest A-2 until the Uncertificated Principal Balance thereof has been reduced to zero.

(ii) All Realized Losses on the Mortgage Loans shall be allocated on each Distribution Date to the REMIC II Regular Interests in the same manner and priority as Realized Losses are allocated to the Corresponding Certificates and, in the case of REMIC II Regular Interest C, to the Class C Interest, pursuant to Section 6.05(a).

Section 6.06 Monthly Statements to Certificateholders.

(a) Not later than each Distribution Date, the Securities Administrator shall prepare and make available to each Holder of Certificates, the Trustee, the Master Servicer and the Depositor a statement setting forth for the Certificates:

(i) the applicable accrual periods for calculating distributions and general distribution dates;

(ii) the total cash flows received and the general sources thereof;

(iii) the amount, if any, of fees or expenses accrued and paid, with an identification of the payee and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by the related Servicer or the Company for the related Due Period;

(iv) the amount of the related distribution to Holders of the Class A, Class X, Class M and Class B Certificates (by Class) allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any);

(v) the amount of such distribution to Holders of each Class of Class A, Class X, Class M and Class B Certificates allocable to interest

(vi) the amount of the distribution made on such Distribution Date to the Holders of the Class P Certificates allocable to Prepayment Charges

(vii) the Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward Amounts for each Class of Certificates (if any);

(viii) the Pass-Through Rate for each Class of Class A, Class X, Class M and Class B Certificates with respect to the current Interest Accrual Period, and, if applicable, whether such Pass-Through Rate was limited by the applicable Net Rate Cap;

(ix) the number and Stated Principal Balance of all of the Mortgage Loans for the related Distribution Date, together with updated pool composition information including the following: weighted average mortgage rate and weighted average remaining term;

(x) the Certificate Principal Balance or Certificate Notional Amount, as applicable, of each Class before and after giving effect (i) to all distributions allocable to principal on such Distribution Date and (ii) the allocation of any Applied Realized Loss Amounts for such Distribution Date;

(xi) the number and aggregate Stated Principal Balance of the Mortgage Loans (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy and those Liquidated Mortgage Loans as of the end of a Prepayment Period) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B) in foreclosure and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date;

(xii) the amount of aggregate Advances included in the distribution on such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances as of the end of the Due Period, and the general source of funds for reimbursements;

(xiii) the amount of, if any, of excess cashflow or excess spread and the application of such excess cashflow;

(xiv) the cumulative amount of Applied Realized Loss Amounts through the end of the preceding month;

(xv) if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;

(xvi) with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the aggregate Stated Principal Balance of, and Realized Loss on, such Mortgage Loans as of the close of business on the Determination Date preceding such Distribution Date;

(xvii) unless otherwise set forth in the Form 10-D relating to such distribution date, material breaches of pool asset representation or warranties or transaction covenants which have been reported to the securities administrator in accordance with this Agremeetn or the related Servicing Agreement;

(xviii) the total number and principal balance of any real estate owned or REO Properties as of the end of the related Due Period;

(xix) the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days or more delinquent or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans in each case as of the end of the Prepayment Period;

(xx) the Realized Losses as of the close of business on the last day of the calendar month preceding such Distribution Date and the cumulative Realized Losses through the end of the preceding month;

(xxi) whether a Trigger Event exists;

(xxii) information on loss and delinquency used for determining early amortization, liquidation, stepdowns or other performance triggers and whether the trigger was met;

(xxiii) the amount of the Prepayment Charges remitted by the Servicers and the amount on deposit in the Reserve Fund; and

(xxiv) updated pool composition data including the following: weighted average mortgage rate and weighted average remaining term.

The Securities Administrator may make the foregoing Monthly Statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders via the Securities Administrator’s internet website. The Securities Administrator’s internet website shall initially be located at “xxx.xxxxxxx.xxx”. Assistance in using the website can be obtained by calling the Securities Administrator’s customer service desk at (000) 000-0000. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the customer service desk and indicating such. The Securities Administrator may change the way Monthly Statements are distributed in order to make such distributions more convenient or more accessible to the above parties.

(b) The Securities Administrator’s responsibility for making the above information available to the Certificateholders is limited to the availability, timeliness and accuracy of the information derived from the Master Servicer, the Company and the Servicers. The Securities Administrator will make available a copy of each statement provided pursuant to this Section 6.06 to each Rating Agency.

(c) Within a reasonable period of time after the end of each calendar year, the Securities Administrator shall furnish upon request to each Person who at any time during the calendar year was a Certificateholder, the information set forth in clauses (a)(iv) and (a)(v) of this Section 6.06 aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Securities Administrator shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee or the Securities Administrator pursuant to any requirements of the Code as from time to time in effect.

(d) Upon filing with the Internal Revenue Service, the Securities Administrator shall furnish to the Holders of the Residual Certificates the applicable Form 1066 and each applicable Form 1066Q and shall respond promptly to written requests made not more frequently than quarterly by any Holder of a Residual Certificate with respect to the following matters:

(i) The original projected principal and interest cash flows on the Closing Date on each class of Regular Interests and Residual Interests created hereunder and on the Mortgage Loans, based on the Prepayment Assumption;

(ii) The projected remaining principal and interest cash flows as of the end of any calendar quarter with respect to each class of Regular Interests and Residual Interests created hereunder and the Mortgage Loans, based on the Prepayment Assumption;

(iii) The applicable Prepayment Assumption and any interest rate assumptions used in determining the projected principal and interest cash flows described above;

(iv) The original issue discount (or, in the case of the Mortgage Loans, market discount) or premium accrued or amortized through the end of such calendar quarter with respect to each class of Regular Interests or Residual Interests created hereunder and to the Mortgage Loans, together with each constant yield to maturity used in computing the same;

(v) The treatment of Realized Losses with respect to the Mortgage Loans or the Regular Interests created hereunder, including the timing and amount of any cancellation of indebtedness income of a REMIC with respect to such Regular Interests or bad debt deductions claimed with respect to the related Mortgage Loans;

(vi) The amount and timing of any non-interest expenses of a REMIC; and

(vii) Any taxes (including penalties and interest) imposed on the REMIC, including, without limitation, taxes on “prohibited transactions,” “contributions” or “net income from foreclosure property” or state or local income or franchise taxes.

The information pursuant to clauses (i), (ii), (iii) and (iv) above shall be provided by the Depositor pursuant to Section 10.12.

Section 6.07 REMIC Designations and REMIC Distributions.

(a) The Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV and REMIC V shall be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of this Agreement shall be resolved in a manner that preserves the validity of such REMIC elections. The assets of REMIC I shall include the Mortgage Loans and all interest owing in respect of and principal due thereon, the Distribution Account, the Protected Accounts, any REO Property, any proceeds of the foregoing and any other assets subject to this Agreement (other than the Reserve Fund and any Prepayment Charge Waiver Amounts). The REMIC I Regular Interests shall constitute the assets of REMIC II. The REMIC II Regular Interests shall constitute the assets of REMIC III. The Class C Interest shall constitute assets of REMIC IV. The Class P Interest shall constitute assets of REMIC V.

(b) On each Distribution Date, the Interest Funds and Principal Funds, in the following order of priority, shall be deemed distributed by REMIC I to REMIC II on account of the REMIC I Regular Interests (other than REMIC I Regular Interest P) or withdrawn from the Distribution Account and distributed to the Holders of the Class R-1 Certificates, as the case may be:

(i) to the holders of the REMIC I Regular Interests (other than REMIC I Regular Interest P), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for each such REMIC I Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC I Regular Interest ZZ shall be reduced and deferred when the REMIC I Overcollateralization Amount is less than the REMIC I Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the REMIC I Regular Interest ZZ Maximum Interest Deferral Amount, and such amount will be payable to the holders of each REMIC I Regular Interest (other than REMIC I Regular Interest P) for which a REMIC II Regular Interest is the Corresponding Interest, allocated in the same proportion as the Extra Principal Distribution Amount is allocated to the Corresponding Certificates for such Corresponding Interests, and the Uncertificated Principal Balance of REMIC I Regular Interest ZZ shall be increased by such amount;

(ii) from the remainder of the Interest Funds and Principal Funds for such Distribution Date after the distribution made pursuant to clause (i) above, allocated as follows:

(A) 98.00% of such remainder to the holders of REMIC I Regular Interest AA, until the Uncertificated Principal Balance of such REMIC I Regular Interest is reduced to zero;

(B) 2.00% of such remainder, first, to the holders of each REMIC I Regular Interest for which a REMIC II Regular Interest (other than REMIC I Regular Interest P) is the Corresponding Interest, in an aggregate amount equal to 1.00% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for such Corresponding Interests, until the Uncertificated Principal Balances of such REMIC I Regular Interests are reduced to zero; and

(c) On each Distribution Date, all amounts representing Prepayment Charges shall be deemed distributed in respect of REMIC I Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC I Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof.

(d) On each Distribution Date, the Interest Funds and Principal Funds, in the following order of priority, shall be deemed distributed by REMIC II to REMIC III on account of the REMIC II Regular Interests (other than REMIC II Regular Interest P) or withdrawn from the Distribution Account and distributed to the Holders of the Class R-2 Certificates, as the case may be:

(i) to the holders of the REMIC II Regular Interests (other than REMIC II Regular Interest P), in the same manner and priority as paid to the Corresponding Certificates and, in the case of REMIC II Regular Interest C, as paid to the Class C Interest, the Uncertificated Accrued Interest (or, in the case of REMIC II Regular Interest C, the REMIC II Regular Interest C Distribution Amount) for such Distribution Date, plus any amounts in respect thereof remaining unpaid from previous Distribution Dates; and

(ii) to the holders of the REMIC II Regular Interests (other than REMIC II Regular Interest P), in an amount equal to the remainder of the Interest Funds and Principal Funds for such Distribution Date after the distribution made pursuant to clause (i) above, allocated in the same manner and priority as paid to the Corresponding Certificates, until the Uncertificated Principal Balances thereof have been reduced to zero, and any remaining amount to the Holders of the Class R-2 Certificates.

(e) On each Distribution Date, all amounts representing Prepayment Charges distributed in respect of REMIC I Regular Interest P shall be deemed to be distributed in respect of REMIC II Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC II Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC II Regular Interest P in reduction of the Uncertificated Principal Balance thereof.

(f) (f)On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 6.04(a)(3)(D), (E) and (G) on such date shall be deemed distributed from REMIC III to REMIC IV in respect of the Class C Distribution Amount distributable on the Class C Interest.

(g) (e)On each Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular Interest P shall be deemed distributed by REMIC III to REMIC V in respect of the Class P Interest.

Section 6.08 Reserve Fund.

(a) The Securities Administrator shall establish a Reserve Fund on behalf of the Holders of the Class A, Class B, Class M and Class C Certificates. The Reserve Fund shall be an Eligible Account. The Reserve Fund shall be entitled “Reserve Fund, Xxxxx Fargo Bank, N.A. as Securities Administrator for the benefit of Holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-AC1, Class A-1, Class X-0, Xxxxx X-0, Class M-1, Class M-2, Class M-3, Class M-4, Class B-1, Class B-2, Class B-3, Class B-4 and Class C”. On the Closing Date, the Depositor will deposit, or cause to be deposited, into the Reserve Fund an amount equal to the Reserve Fund Deposit. On each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Certificates, the Securities Administrator shall deposit the amounts pursuant to clauses (D) and (E) of Section 6.04(a)(3) into the Reserve Fund, and the Securities Administrator has been directed by the Class C Certificateholder to distribute any amounts then on deposit in the Reserve Fund to the Holders of the Class A, Class M and Class B Certificates in respect of the Basis Risk Shortfall Carry Forward Amount for each such Class in the priorities set forth in clauses (D) and (E) of Section 6.04(a)(3). Any amount paid to the Holders of Class A, Class M or Class B Certificates from amounts distributable pursuant to clauses (D) and (E) of Section 6.04(a)(3) pursuant to the preceding sentence in respect of Basis Risk Shortfall Carry Forward Amounts shall be treated as distributed to the Class C Certificateholder in respect of the Class C Certificates and paid by the Class C Certificateholder to the Holders of the Class A, Class M or Class B Certificates. Any payments to the Holders of the Class A, Class M or Class B in respect of Basis Risk Shortfall Carry Forwards Amounts pursuant to the second preceding sentence shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code.

(b) The Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Securities Administrator on behalf of the Trust shall be the nominal owner of the Reserve Fund. The Class C Certificateholders shall be the beneficial owners of the Reserve Fund, subject to the power of the Securities Administrator to transfer amounts under Section 6.04(a)(3). Amounts in the Reserve Fund shall be held either uninvested in a trust or deposit account of the Securities Administrator with no liability for interest or other compensation thereof or, at the direction of the Class C Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Class C Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. All amounts earned on amounts on deposit in the Reserve Fund shall be taxable to the Class C Certificateholder. Any losses on such investments shall be deposited in the Reserve Fund by the Class C Certificateholder out of its own funds immediately as realized. In the event that the Class C Certificateholder shall fail to provide investment instructions to the Securities Administrator, the amounts on deposit in the Reserve Fund shall be held uninvested.

(c) For federal tax return and information reporting, the right of the Holders of the Class A, Class M and Class B Certificates to receive payments from the Reserve Fund in respect of any Basis Risk Shortfall Carry Forward Amounts shall be assigned a value of zero.

Section 6.09 Class P Certificate Account.

The Securities Administrator shall establish and maintain with itself a separate, segregated trust account for each of the Class P Certificates, titled “Bear Xxxxxxx Asset-Backed Securities I Trust 2007-AC1 Class P Certificate Account” (the “Class P Certificate Account”). On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class P Certificate Account $100.00. Prepayment charges shall be allocated to the Class P Certificate. The amount on deposit in the Class P Certificate Account shall be held uninvested. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term as identified on the Mortgage Loan Schedule, the Securities Administrator shall withdraw the amount on deposit in the Class P Certificate Account and remit such amount to the Holders of the Class P Certificates in reduction of the Certificate Principal Balance thereof.

ARTICLE VII

THE CERTIFICATES

Section 7.01 The Certificates.

The Certificates shall be substantially in the forms attached hereto as Exhibits A-1 through A-7. The Certificates shall be issuable in registered form, in the minimum dollar denominations, integral dollar multiples in excess thereof (except that one Certificate of each Class may be issued in a different amount which must be in excess of the applicable minimum dollar denomination) and aggregate dollar denominations as set forth in the following table:

Class	Minimum Denomination			Integral Multiple in Excess of Minimum		Initial Certificate Principal Balance			Pass-Through Rate
A-1	$	100,000		$	1,000	$	357,010,000.00		Class A-1 Pass-Through Rate
A-2	$	100,000		$	1,000	$	21,827,000.00		Class A-2 Pass-Through Rate
A-3	$	100,000		$	1,000	$	44,350,000.00		Class A-3 Pass-Through Rate
X	$	100,000		$	1,000	$	44,350,000.00	⁽¹⁾	Class X Pass-Through Rate
M-1	$	100,000		$	1,000	$	10,255,000.00		Class M-1 Pass-Through Rate
M-2	$	100,000		$	1,000	$	3,190,000.00		Class M-2 Pass-Through Rate
M-3	$	100,000		$	1,000	$	2,279,000.00		Class M-3 Pass-Through Rate
M-4	$	100,000		$	1,000	$	2,279,000.00		Class M-4 Pass-Through Rate
B-1	$	100,000		$	1,000	$	2,279,000.00		Class B-1 Pass-Through Rate
B-2	$	100,000		$	1,000	$	2,279,000.00		Class B-2 Pass-Through Rate
B-3	$	100,000		$	1,000	$	2,279,000.00		Class B-3 Pass-Through Rate
B-4	$	100,000		$	1,000	$	3,646,000.00		Class B-4 Pass-Through Rate
C	$	100,000		$	1,000	$	455,775,287.84	⁽¹⁾	(3)
P	$	100			N/A	$	100.00	⁽²⁾	N/A
R-1		100	%		N/A		N/A	⁽²⁾	N/A
R-2		100	%		N/A		N/A	⁽²⁾	N/A
R-3		100	%		N/A		N/A	⁽²⁾	N/A
RX		100	%		N/A		N/A	⁽²⁾	N/A

(1)	This is a notional amount.
(2)	The Class P, Class R-1, Class R-2, Class R-3 and Class RX Certificates are not entitled to distributions in respect of interest
(3)	As defined in “Pass-Through Rate” definition.

The Certificates shall be executed by manual or facsimile signature on behalf of the Securities Administrator by an authorized officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Securities Administrator shall bind the Securities Administrator, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such authentication and delivery. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the countersignature of the Securities Administrator by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly countersigned and delivered hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Securities Administrator shall authenticate the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.

The Depositor shall provide, or cause to be provided, to the Securities Administrator on a continuous basis, an adequate inventory of Certificates to facilitate transfers.

Section 7.02 Certificate Register; Registration of Transfer and Exchange of Certificates.

(a) The Securities Administrator shall maintain, or cause to be maintained in accordance with the provisions of Section 7.09 hereof, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Securities Administrator shall provide for the registration of Certificates and of Transfers and exchanges of Certificates as herein provided. Upon surrender for registration of Transfer of any Certificate, the Securities Administrator shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and of like aggregate Percentage Interest.

At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Securities Administrator. Whenever any Certificates are so surrendered for exchange, the Securities Administrator shall execute, authenticate, and deliver the Certificates that the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of Transfer or exchange shall be accompanied by a written instrument of Transfer in form satisfactory to the Securities Administrator duly executed by the Holder thereof or his attorney duly authorized in writing.

No service charge to the Certificateholders shall be made for any registration of Transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any Transfer or exchange of Certificates may be required.

All Certificates surrendered for registration of Transfer or exchange shall be canceled and subsequently destroyed by the Securities Administrator in accordance with the Securities Administrator’s customary procedures.

(b) No Transfer of a Private Certificate shall be made unless such Transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under the Securities Act and such state securities laws. In the event that a Transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such Transfer and such Certificateholder’s prospective transferee shall each certify to the Securities Administrator in writing the facts surrounding the Transfer in substantially the forms set forth in Exhibit D (the “Transferor Certificate”) and (x) deliver a letter in substantially the form of either Exhibit E (the “Investment Letter”) or Exhibit F (the “Rule 144A Letter”) or (y) there shall be delivered to the Securities Administrator an Opinion of Counsel addressed to the Securities Administrator that such Transfer may be made pursuant to an exemption from the Securities Act, which Opinion of Counsel shall not be an expense of the Depositor, the Seller, the Master Servicer, the Securities Administrator or the Trustee; provided, however, that such representation letters will not be required in connection with any transfer of any such Certificate by the Depositor to an affiliate of the Depositor and the Trustee and the Securities Administrator shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee or the Securities Administrator, shall be a written representation) from the Depositor of the status of such transferee as an affiliate of the Depositor. The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Securities Administrator and the Master Servicer shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as the Depositor shall reasonably request to meet its obligation under the preceding sentence. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB. Each Holder of a Private Certificate desiring to effect such Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor, the Seller, the Securities Administrator and the Master Servicer against any liability that may result if the Transfer is not so exempt or is not made in accordance with such federal and state laws.

No Transfer of an ERISA Restricted Certificate shall be made unless either (i) the Master Servicer and the Securities Administrator shall have received a representation from the transferee of such Certificate acceptable to and in form and substance satisfactory to the Master Servicer and the Securities Administrator, to the effect that such transferee is not an employee benefit plan subject to Section 406 of ERISA and/or a plan subject to Section 4975 of the Code, or a Person acting on behalf of any such plan or using the assets of any such plan, or (ii) in the case of any such ERISA Restricted Certificate presented for registration in the name of an employee benefit plan subject to ERISA, or a plan subject to Section 4975 of the Code (or comparable provisions of any subsequent enactments), or a trustee of any such plan or any other person acting on behalf of any such plan, the Securities Administrator shall have received an Opinion of Counsel for the benefit of the Trustee, the Master Servicer and the Securities Administrator and on which they may rely, satisfactory to the Securities Administrator, to the effect that the purchase and holding of such ERISA Restricted Certificate is permissible under applicable law, will not constitute or result in the assets of the Trust being deemed to be “plan assets” under ERISA or the Code, will not result in any prohibited transactions under ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer, the Depositor or the Securities Administrator to any obligation in addition to those expressly undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer, the Depositor or the Securities Administrator, or, in the case of a Class B-4 Certificate, the transferee provides a representation, or deemed representation in the case of the Global Certificate or an opinion of counsel to the effect that the proposed transfer and holding of such Certificate and the servicing, management and operation of the Trustee and its assets: (I) will not result in any prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0, XXXX 95-60 or PTCE 96-23 and (II) will not give rise to any additional obligations on the part of the Depositor, the Securities Administrator, the Master Servicer or the Trustee. Notwithstanding anything else to the contrary herein, any purported transfer of an ERISA Restricted Certificate to or on behalf of an employee benefit plan subject to Section 406 of ERISA and/or a plan subject to Section 4975 of the Code without the delivery of the Opinion of Counsel as described above shall be void and of no effect; provided that the restriction set forth in this sentence shall not be applicable if there has been delivered to the Securities Administrator an Opinion of Counsel meeting the requirements of clause (ii) of the first sentence of this paragraph. None of the Trustee, the Securities Administrator or the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any ERISA Restricted Certificate that is a Book-Entry Certificate, and none of the Trustee, the Securities Administrator or the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. None of the Trustee, the Securities Administrator or the Master Servicer shall be under any liability to any Person for any registration of transfer of any ERISA Restricted Certificate that is in fact not permitted by this Section 7.02(b) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Trustee and the Securities Administrator shall each be entitled, but not obligated, to recover from any Holder of any ERISA Restricted Certificate that was in fact an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code or a Person acting on behalf of any such plan at the time it became a Holder or, at such subsequent time as it became such a plan or Person acting on behalf of such a plan, all payments made on such ERISA Restricted Certificate at and after either such time. Any such payments so recovered by the Trustee or the Securities Administrator shall be paid and delivered by the Trustee or the Securities Administrator to the last preceding Holder of such Certificate that is not such a plan or Person acting on behalf of a plan.

Each beneficial owner of a Class M Certificate and Class B Certificate, except for a Class B-4 Certificate, or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (i) it is not a Plan or investing with “Plan Assets”, (ii) it has acquired and is holding such certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of purchase, not lower than “BBB-”(or its equivalent) by S&P, Fitch Ratings or Xxxxx’x, and the certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in Prohibited Transaction Class Exemption (“PTCE”) 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.

(c) Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

(i) Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Securities Administrator of any change or impending change in its status as a Permitted Transferee.

(ii) No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Securities Administrator shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Securities Administrator under subparagraph (b) above, the Securities Administrator shall have been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner or the proposed transferee in the form attached hereto as Exhibit C.

(iii) Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transfer Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate and (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee.

(iv) Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 7.02(c) shall be absolutely null and void and shall vest no rights in the purported Transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 7.02(c), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. Neither the Trustee nor the Securities Administrator shall be under any liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 7.02(b) and this Section 7.02(c) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transfer Affidavit. The Securities Administrator shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Securities Administrator shall be paid and delivered by the Securities Administrator to the last preceding Permitted Transferee of such Certificate.

(v) The Master Servicer shall make available within 60 days of written request from the Securities Administrator, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.

The restrictions on Transfers of a Residual Certificate set forth in this Section 7.02(c) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Securities Administrator of an Opinion of Counsel addressed to the Securities Administrator, which Opinion of Counsel shall not be an expense of the Trustee, the Securities Administrator, the Seller or the Master Servicer to the effect that the elimination of such restrictions will not cause REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V, as applicable, to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement that, based on an Opinion of Counsel addressed to the Securities Administrator and furnished to the Securities Administrator, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate that is held by a Person that is not a Permitted Transferee to a Holder that is a Permitted Transferee.

(d) The preparation and delivery of all certificates and opinions referred to above in this Section 7.02 shall not be an expense of the Trust Fund, the Trustee, the Depositor, the Seller, the Securities Administrator or the Master Servicer.

(e) Subject to Subsection 7.02(i), so long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with Subsection 7.02(b) and in accordance with the rules of the Depository:

(i) In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Securities Administrator shall register such transfer only upon compliance with the provisions of Subsection 7.02(b).

(ii) In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Securities Administrator shall register such transfer only upon compliance with the provisions of Subsection 7.02(b).

(iii) In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Securities Administrator shall register such transfer if the transferee has provided the Securities Administrator with a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.

(iv) No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.

(f) Subject to Subsection 7.02(h), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with this Subsection 7.02(e) and in accordance with the rules of the Depository:

(i) A holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class.

(ii) A holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Securities Administrator a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.

(iii) A holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification.

(g) (i)Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Securities Administrator shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor.

(ii) Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Securities Administrator shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof.

(h) Any Individual Certificate issued in exchange for or upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate shall bear the applicable legends set forth in Exhibit A-2.

(i) Subject to the restrictions on transfer and exchange set forth in this Section 7.02, the holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 7.01 above or any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Securities Administrator and the Securities Administrator in the case of transfer and a written request for exchange in the case of exchange. The holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the Securities Administrator and the Securities Administrator in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Securities Administrator shall, within five Business Days of such request made at the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust Office, to the transferee (in the case of transfer) or holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or holder (in the case of exchange) to such address as the transferee or holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Percentage Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office by the registered holder in person, or by a duly authorized attorney-in-fact.

(j) Neither the Trustee nor the Securities Administrator nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of Subsections (a) or (b) above shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Trustee, the Securities Administrator and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Securities Administrator, the Trustee or the Master Servicer as a result of such attempted or purported transfer. Neither the Trustee nor the Securities Administrator shall have any liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein.

Section 7.03 Mutilated, Destroyed, Lost or Stolen Certificates.

If any mutilated Certificate is surrendered to the Securities Administrator, or the Securities Administrator receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and of the ownership thereof.

Section 7.04 Persons Deemed Owners.

The Securities Administrator, the Trustee and any agent of the Securities Administrator or the Trustee may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and neither the Securities Administrator, the Trustee nor any agent of the Securities Administrator or the Trustee shall be affected by any notice to the contrary.

Section 7.05 Access to List of Certificateholders’ Names and Addresses.

If three or more Certificateholders (a) request such information in writing from the Securities Administrator, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication that such Certificateholders propose to transmit or if the Depositor or the Master Servicer shall request such information in writing from the Securities Administrator, then the Securities Administrator shall, within ten Business Days after the receipt of such request, provide the Depositor, the Master Servicer or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of the Trust Fund held by the Securities Administrator, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Securities Administrator shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.

Section 7.06 Book-Entry Certificates.

The Offered Certificates, upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates, to be delivered to the Depository by or on behalf of the Depositor. Such Certificates shall initially be registered on the Certificate Register in the name of the Depository or its nominee, and no Certificate Owner of such Certificates will receive a definitive certificate representing such Certificate Owner’s interest in such Certificates, except as provided in Section 7.08. Unless and until definitive, fully registered Certificates (“Definitive Certificates”) have been issued to the Certificate Owners of such Certificates pursuant to Section 7.08:

(a) the provisions of this Section shall be in full force and effect;

(b) the Depositor, the Securities Administrator and the Trustee may deal with the Depository and the Depository Participants for all purposes (including the making of distributions) as the authorized representative of the respective Certificate Owners of such Certificates;

(c) registration of the Book-Entry Certificates may not be transferred by the Securities Administrator except to another Depository;

(d) the rights of the respective Certificate Owners of such Certificates shall be exercised only through the Depository and the Depository Participants and shall be limited to those established by law and agreements between the Owners of such Certificates and the Depository and/or the Depository Participants. Pursuant to the Depository Agreement, unless and until Definitive Certificates are issued pursuant to Section 7.08, the Depository will make book-entry transfers among the Depository Participants and receive and transmit distributions of principal and interest on the related Certificates to such Depository Participants;

(e) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants;

(f) the Securities Administrator may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants; and

(g) to the extent that the provisions of this Section conflict with any other provisions of this Agreement, the provisions of this Section shall control.

For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Certificateholders evidencing a specified percentage of the aggregate unpaid principal amount of any Class of Certificates, such direction or consent may be given by Certificate Owners (acting through the Depository and the Depository Participants) owning Book-Entry Certificates evidencing the requisite percentage of principal amount of such Class of Certificates.

The Private Certificates shall initially be held in fully registered certificated form. If at any time the Holders of all of the Certificates of one or more such Classes request that the Securities Administrator cause such Class to become Global Certificates, the Depositor (with the assistance of the Securities Administrator) will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. If at anytime there are to be Global Certificates, the Global Certificates shall be delivered to the Depository by the Depositor or deposited with the Securities Administrator as custodian for the Depository.

All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.

Section 7.07 Notices to Depository.

Whenever any notice or other communication is required to be given to Certificateholders of a Class with respect to which Book-Entry Certificates have been issued, unless and until Definitive Certificates shall have been issued to the related Certificate Owners, the Securities Administrator shall give all such notices and communications to the Depository.

Section 7.08 Definitive Certificates.

If, after Book-Entry Certificates have been issued with respect to any Certificates, (a) the Depositor or the Depository advises the Securities Administrator that the Depository is no longer willing or able to discharge properly its responsibilities under the Depository Agreement with respect to such Certificates and the Depositor is unable to locate a qualified successor, (b) the Depositor, at its sole option, advises the Securities Administrator that it elects to terminate the book-entry system with respect to such Certificates through the Depository or (c) after the occurrence and continuation of an Event of Default, Certificate Owners of such Book-Entry Certificates having not less than 51% of the Voting Rights evidenced by any Class of Book-Entry Certificates advise the Securities Administrator and the Depository in writing through the Depository Participants that the continuation of a book-entry system with respect to Certificates of such Class through the Depository (or its successor) is no longer in the best interests of the Certificate Owners of such Class, then the Securities Administrator shall notify all Certificate Owners of such Certificates, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to applicable Certificate Owners requesting the same. The Depositor shall provide the Securities Administrator with an adequate inventory of certificates to facilitate the issuance and transfer of Definitive Certificates. Upon surrender to the Securities Administrator of any such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Securities Administrator shall countersign and deliver such Definitive Certificates. Neither the Depositor nor the Securities Administrator shall be liable for any delay in delivery of such instructions and each may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of such Definitive Certificates, all references herein to obligations imposed upon or to be performed by the Depository shall be deemed to be imposed upon and performed by the Securities Administrator, to the extent applicable with respect to such Definitive Certificates and the Trustee and the Securities Administrator shall recognize the Holders of such Definitive Certificates as Certificateholders hereunder.

Section 7.09 Maintenance of Office or Agency.

The Securities Administrator will maintain or cause to be maintained at its expense an office or offices or agency or agencies at Xxxxx Fargo Bank, National Association, Xxxxx Xxxxxx xxx Xxxxxxxxx Xxxxxx, Xxxxxxxxxxx, Xxxxxxxxx 00000 where Certificates may be surrendered for registration of transfer or exchange. The Securities Administrator will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.

ARTICLE VIII

THE COMPANY AND THE MASTER SERVICER

Section 8.01 Liabilities of the Depositor, the Company and the Master Servicer.

Each of the Depositor, the Company and the Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.

Section 8.02 Merger or Consolidation of the Depositor, the Company or the Master Servicer.

(a) Each of the Depositor, the Company and the Master Servicer will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.

(b) Any Person into which the Depositor, the Company or the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Depositor, the Company or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor, the Company or the Master Servicer, shall be the successor of the Depositor, the Company or the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 8.03 Indemnification of the Trustee and the Master Servicer.

(a) The Master Servicer agrees to indemnify the Indemnified Persons for, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, including the powers of attorney delivered pursuant to Sections 4.01 and 4.05 hereof, the Assignment Agreements, the Custodial Agreement or the Certificates (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master Servicer and the Seller written notice thereof promptly after a responsible officer of the Trustee shall have with respect to such claim or legal action actual knowledge thereof; provided, however, the failure to give such notice shall not relieve the Master Servicer of its indemnification obligations hereunder. This indemnity shall survive the resignation or removal of the Trustee, Master Servicer or the Securities Administrator and the termination of this Agreement.

(b) The Company agrees to indemnify the Indemnified Persons and to hold them harmless from and against any and all claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Indemnified Persons may sustain in any way related to the failure of the Company to perform in any way its duties and service the EMC Mortgage Loans in strict compliance with the terms of this Agreement and for breach of any representation or warranty of the Company contained herein. The Company shall immediately notify the Master Servicer and the Trustee if a claim is made by a third party with respect to this Agreement or the EMC Mortgage Loans, assume (with the consent of the Master Servicer and the Trustee and with counsel reasonably satisfactory to the Master Servicer and the Trustee) the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or any Indemnified Person in respect of such claim but failure to so notify the Company shall not limit its obligations hereunder. The Company agrees that it will not enter into any settlement of any such claim without the consent of the Indemnified Persons unless such settlement includes an unconditional release of such Indemnified Persons from all liability that is the subject matter of such claim. The provisions of this Section 8.03(b) shall survive termination of this Agreement.

(c) The Seller will indemnify any Indemnified Person for any loss, liability or expense of any Indemnified Person not otherwise paid or covered pursuant to Subsections (a), (b) or (c) above.

Section 8.04 Limitations on Liability of the Depositor, the Company, the Master Servicer and Others.

Subject to the obligation of the Seller, the Company, and the Master Servicer to indemnify the Indemnified Persons pursuant to Section 8.03:

(a) Neither the Depositor, the Company, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor, the Company and the Master Servicer shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Company, the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.

(b) The Depositor, the Company, the Master Servicer and any director, officer, employee or agent of the Depositor, the Company and the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.

(c) The Depositor, the Company, the Master Servicer, the Trustee, the Custodian and any director, officer, employee or agent of the Depositor, the Company, the Master Servicer, the Trustee or the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Assignment Agreements, the Custodial Agreement, the Certificates or the Servicing Agreements (except with respect to the Master Servicer only, to the extent that the Master Servicer is indemnified by the Company under this Agreement or by the related Servicer under the related Servicing Agreement), other than (i) any such loss, liability or expense related to the Company’s or the Master Servicer’s failure to perform its respective duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement), or to the Custodian’s failure to perform its duties under the Custodial Agreement, or (ii) any such loss, liability or expense incurred by reason of the Company’s, the Master Servicer’s or the Custodian’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or under the Custodial Agreement, as applicable, or by reason of reckless disregard of obligations and duties hereunder or under the Custodial Agreement, as applicable.

(d) Neither the Depositor, the Company nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, with the consent of the Trustee (which consent shall not be unreasonably withheld), undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Master Servicer Collection Account as provided by Section 5.07. Nothing in this Subsection 8.04(d) shall affect the Master Servicer’s obligation to supervise, or to take such actions as are necessary to ensure, the servicing and administration of the Mortgage Loans pursuant to Subsection 4.01.

(e) In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities.

(f) The Master Servicer shall not be liable for any acts or omissions of the Company or the Servicers, except as otherwise expressly provided herein.

(g) The Master Servicer may perform any of its duties hereunder or exercise its rights hereunder either directly or through Affiliates, agents or attorneys.

Section 8.05 Master Servicer and Company Not to Resign.

(a) Except as provided in Section 8.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except (i) with the prior written consent of the Trustee (which consent shall not be unreasonably withheld) or (ii) upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel to such effect, addressed to and delivered to, the Trustee. No such resignation by the Master Servicer shall become effective until the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer in accordance with Section 9.02 hereof. The Trustee shall notify the Rating Agencies of the resignation of the Master Servicer.

(b) The Company shall not resign from the obligations and duties hereby imposed on it except (i) upon the assignment of its servicing duties with respect to all or a portion of the EMC Mortgage Loans to an institution that is a Xxxxxx Xxx and Xxxxxxx Mac approved seller/servicer in good standing that has a net worth of not less than $10,000,000 and with the prior written consent of the Master Servicer (which consent shall not be unreasonably withheld) or (ii) upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Company. Any determination permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect addressed to and delivered, to the Master Servicer and the Trustee which Opinion of Counsel shall be in form and substance acceptable to the Master Servicer and the Trustee. No appointment of a successor to the Company shall be effective hereunder unless (a) the Rating Agencies have confirmed in writing that such appointment will not result in a downgrade, qualification or withdrawal of the then current ratings assigned to the Certificates, (b) such successor shall have represented that it is meets the eligibility criteria set forth in clause (i) above and (c) such successor has agreed to assume the obligations of the Company hereunder to the extent of the EMC Mortgage Loans to be serviced by such successor. The Company shall provide a copy of the written confirmation of the Rating Agencies and the agreement executed by such successor to the Master Servicer and the Trustee. No such resignation shall become effective until a Qualified Successor or the Master Servicer shall have assumed the Company’s responsibilities and obligations hereunder. The Company shall notify the Master Servicer, the Trustee and the Rating Agencies of the resignation of the Company or the assignment of all or a portion of its servicing duties hereunder in accordance with this Section 8.05.

Section 8.06 Successor Master Servicer.

In connection with the appointment of any successor Master Servicer or the assumption of the duties of the Master Servicer, EMC or the Trustee may make such arrangements for the compensation of such successor master servicer out of payments on the Mortgage Loans as EMC or the Trustee and such successor master servicer shall agree. If the successor master servicer does not agree that such market value is a fair price, such successor master servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single-family mortgage loans. In no event shall the compensation of any successor master servicer exceed that permitted the Master Servicer without the consent of all of the Certificateholders.

Section 8.07 Sale and Assignment of Master Servicing.

The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which (or an Affiliate thereof the primary business of which is the servicing of conventional residential mortgage loans) shall be qualified to service mortgage loans for Xxxxxx Mae or Xxxxxxx Mac; (b) shall have a net worth of not less than $10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement, any custodial agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency’s rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee; and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.

ARTICLE IX

DEFAULT; TERMINATION OF MASTER SERVICER;

TERMINATION OF COMPANY

Section 9.01 Events of Default.

“Event of Default,” wherever used herein, means any one of the following events:

(i) any failure by the Master Servicer to remit to the Securities Administrator any amounts received or collected by the Master Servicer in respect of the Mortgage Loans and required to be remitted by it (other than any Advance) pursuant to this Agreement, which failure shall continue unremedied for one Business Day after the date on which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates; or

(ii) any failure by the Master Servicer to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in this Agreement or any breach of a representation or warranty by the Master Servicer, which failure or breach shall continue unremedied for a period of 60 days after the date on which written notice of such failure shall have been given to Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates; or

(iii) a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days; or

(iv) the Master Servicer shall consent to the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Master Servicer or all or substantially all of the property of the Master Servicer; or

(v) the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of, or commence a voluntary case under, any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;

(vi) the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 8.05 or 8.07; or

(vii) The Master Servicer fails to deposit, or cause to be deposited, in the Distribution Account any Advance required to be made by the Master Servicer (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the Business Day prior to the related Distribution Date.

If an Event of Default shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee may, and at the direction of the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates, the Trustee shall, by notice in writing to the Master Servicer, with a copy to the Rating Agencies, and with the consent of the Company, may terminate all of the rights and obligations (but not the liabilities) of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder. On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer hereunder, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or any successor appointed pursuant to Section 9.02 (a “Successor Master Servicer”). Such Successor Master Servicer shall thereupon if such Successor Master Servicer is a successor to the Master Servicer, make any Advance required by Article VI, subject, in the case of the Trustee, to Section 9.02. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the terminated Master Servicer, as attorney- in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of any Mortgage Loans and related documents, or otherwise. Unless expressly provided in such written notice, no such termination shall affect any obligation of the Master Servicer to pay amounts owed pursuant to Article VIII or Article X. The Master Servicer agrees to cooperate with the Trustee in effecting the termination of the Master Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer to the applicable Successor Master Servicer of all cash amounts which shall at the time be credited to the Distribution Account and maintained pursuant to Section 5.08, or thereafter be received with respect to the applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of the occurrence of an Event of Default known to the Trustee. The Securities Administrator shall promptly notify the Trustee in writing of the occurrence of an Event of Default under clauses (i) or (vii) above.

Notwithstanding any termination of the activities of the Master Servicer hereunder, the Master Servicer shall be entitled to receive, out of any late collection of a Scheduled Payment on a Mortgage Loan that was due prior to the notice terminating the Master Servicer’s rights and obligations as Master Servicer hereunder and received after such notice, that portion thereof to which the Master Servicer would have been entitled pursuant to Sections 5.05 and to receive any other amounts payable to the Master Servicer hereunder the entitlement to which arose prior to the termination of its activities hereunder.

Section 9.02 Trustee to Act; Appointment of Successor.

On and after the time the Master Servicer receives a notice of termination pursuant to Section 9.01 hereof the Trustee shall automatically become the successor to the Master Servicer with respect to the transactions set forth or provided for herein and after a transition period (not to exceed 90 days), shall have all the rights and powers of, and be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however, that the Company shall have the right to either (a) immediately assume the duties of the Master Servicer or (b) select a successor Master Servicer; provided, further, however that, pursuant to Article VI hereof, the Trustee in its capacity as successor Master Servicer shall be responsible for making any Advances required to be made by the Master Servicer immediately upon the termination of the Master Servicer and any such Advance shall be made on the Distribution Date on which such Advance was required to be made by the predecessor Master Servicer. Effective on the date of such notice of termination, as compensation therefor, the Trustee shall be entitled to all compensation, reimbursement of expenses and indemnifications that the Master Servicer would have been entitled to if it had continued to act hereunder, provided, however, that the Trustee shall not be (i) liable for any acts or omissions of the Master Servicer, (ii) obligated to make Advances if it is prohibited from doing so under applicable law, (iii) responsible for expenses of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses on any Permitted Investment directed by the Master Servicer. Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to Article VI or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then current rating of the Certificates by each Rating Agency as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Any Successor Master Servicer shall (i) be an institution that is a Xxxxxx Xxx and Xxxxxxx Mac approved seller/servicer in good standing, that has a net worth of at least $15,000,000 and (ii) be willing to act as successor servicer of any Mortgage Loans under this Agreement or the related Servicing Agreement with respect to which the Company or the original Servicer has been terminated as servicer, and shall have executed and delivered to the Depositor, the Trustee an agreement accepting such delegation and assignment, that contains an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the Master Servicer (other than any liabilities of the Master Servicer hereof incurred prior to termination of the Master Servicer under Section 9.01 or as otherwise set forth herein), with like effect as if originally named as a party to this Agreement, provided that each Rating Agency shall have acknowledged in writing that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified or reduced as a result of such assignment and delegation. If the Trustee assumes the duties and responsibilities of the Master Servicer in accordance with this Section 9.02, the Trustee shall not resign as Master Servicer until a Successor Master Servicer has been appointed and has accepted such appointment. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall, subject to Section 4.04 hereof, act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans or otherwise as it and such successor shall agree; provided that no such compensation unless agreed to by the Certificateholders shall be in excess of that permitted the Master Servicer hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other Successor Master Servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the Master Servicer and the Securities Administrator to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.

The costs and expenses of the Trustee in connection with the termination of the Master Servicer, appointment of a Successor Master Servicer and, if applicable, any transfer of servicing, including, without limitation, all costs and expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the Successor Master Servicer to service the related Mortgage Loans properly and effectively, to the extent not paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 10.05. Any successor to the Master Servicer as successor servicer under any Subservicing Agreement shall give notice to the applicable Mortgagors of such change of servicer and shall, during the term of its service as successor servicer maintain in force the policy or policies that the Master Servicer is required to maintain pursuant to Section 4.04.

Section 9.03 Notification to Certificateholders and Rating Agencies.

(a) Upon any termination of or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to Certificateholders and to each Rating Agency.

(b) Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders notice of each such Event of Default hereunder actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured or waived.

Section 9.04 Waiver of Defaults.

The Trustee shall transmit by mail to all Certificateholders, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default hereunder known to the Trustee. Holders of Certificates evidencing not less than 51% of the Voting Rights may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made of any required distribution on the Certificates. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Trustee shall give notice of any such waiver to the Rating Agencies.

Section 9.05 Company Default.

In case one or more of the following events of default by the Company (each, a “Company Default”) shall occur and be continuing, that is to say:

(i) any failure by the Company to remit to the Master Servicer any payment including any Advance required to be made under the terms of this Agreement on any Remittance Date; or

(ii) failure on the part of the Company duly to observe or perform in any material respect any other of the covenants or agreements (other than Sections 3.13 or 3.14) on the part of the Company set forth in this Agreement, the breach of which has a material adverse effect and which continue unremedied for a period of sixty days (except that such number of days shall be fifteen in the case of a failure to pay any premium for any insurance policy required to be maintained under this Agreement and such failure shall be deemed to have a material adverse effect) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Master Servicer; or

(iii) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Company and such decree or order shall have remained in force undischarged or unstayed for a period of sixty days; or

(iv) the Company shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to the Company or of or relating to all or substantially all of its property; or

(v) the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or

(vi) the Company attempts to assign its right to servicing compensation hereunder or the Company attempts to sell or otherwise dispose of all or substantially all of its property or assets or to assign this Agreement or the servicing responsibilities hereunder or to delegate its duties hereunder or any portion thereof except as otherwise permitted herein;

(vii) the Company ceases to be qualified to transact business in any jurisdiction where it is currently so qualified, but only to the extent such non-qualification materially and adversely affects the Company’s ability to perform its obligations hereunder; or

(viii) failure by the Company to duly perform, within the required time period, its obligations under Sections 4.16, 4.17 or Section 4.18;

then, and in each and every such case, so long as a Company Default shall not have been remedied, the Master Servicer, by notice in writing to the Company may, in addition to whatever rights the Master Servicer and the Trustee on behalf of the Certificateholders may have under Section 8.03 and at law or equity to damages, including injunctive relief and specific performance, terminate all the rights and obligations of the Company under this Agreement and in and to the EMC Mortgage Loans and the proceeds thereof without compensating the Company for the same. On or after the receipt by the Company of such written notice, all authority and power of Company under this Agreement, whether with respect to the EMC Mortgage Loans or otherwise, shall pass to and be vested in the Master Servicer. Upon written request from the Master Servicer, the Company shall prepare, execute and deliver, any and all documents and other instruments, place in the Master Servicer’s possession all Mortgage Files relating to the EMC Mortgage Loans, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the EMC Mortgage Loans and related documents, or otherwise, at the Company’s sole expense. The Company agrees to pay any costs and expenses incurred by the Master Servicer in accordance with Section 4.03(c) and to cooperate with the Master Servicer in effecting the termination of the Company’s responsibilities and rights hereunder, including, without limitation, the transfer to such successor for administration by it of all cash amounts which shall at the time be credited by the Company to its Protected Account or Escrow Account or thereafter received with respect to the EMC Mortgage Loans or any related REO Property.

Section 9.06 Waiver of Company Defaults.

The Master Servicer, with the consent of the Trustee may waive only by written notice any default by the Company in the performance of its obligations hereunder and its consequences. Upon any such waiver of a past default, such default shall cease to exist, and any Company Default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived in writing.

ARTICLE X

CONCERNING THE TRUSTEE AND THE

SECURITIES ADMINISTRATOR

Section 10.01 Duties of Trustee and Securities Administrator.

(a) The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, and the Securities Administrator each undertake to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee and the Securities Administrator, respectively. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of such Person’s own affairs.

(b) Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee or the Securities Administrator pursuant to any provision of this Agreement, the Trustee or the Securities Administrator, respectively, shall examine them to determine whether they are, on their face, in the form required by this Agreement; provided, however, that neither the Trustee nor the Securities Administrator shall be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer; provided, further, that neither the Trustee nor the Securities Administrator shall be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement.

(c) On each Distribution Date, the Securities Administrator shall make monthly distributions and the final distribution to the Certificateholders from funds in the Distribution Account as provided in Sections 6.04 and 11.02 herein based solely on the applicable Remittance Report.

(d) No provision of this Agreement shall be construed to relieve the Trustee or the Securities Administrator from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:

(i) Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred with respect to the Trustee and at all times with respect to the Securities Administrator, the duties and obligations of the Trustee and the Securities Administrator shall be determined solely by the express provisions of this Agreement, neither the Trustee nor the Securities Administrator shall be liable except for the performance of their respective duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee or the Securities Administrator and, in the absence of bad faith on the part of the Trustee or the Securities Administrator, respectively, the Trustee or the Securities Administrator, respectively, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee or the Securities Administrator, respectively, and conforming to the requirements of this Agreement;

(ii) Neither the Trustee nor the Securities Administrator shall be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee or an officer or officers of the Securities Administrator, respectively, unless it shall be proved that the Trustee or the Securities Administrator, respectively, was negligent in ascertaining the pertinent facts;

(iii) Neither the Trustee nor the Securities Administrator shall be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates (or such other percentage as specifically set forth herein), if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or the Securities Administrator, respectively, or exercising any trust or other power conferred upon the Trustee or the Securities Administrator, respectively, under this Agreement;

(iv) The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee shall have actual knowledge thereof. In the absence of such notice, the Trustee may conclusively assume there is no such default or Event of Default;

(v) The Securities Administrator shall not in any way be liable by reason of any insufficiency in any Account held in the name of Trustee unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Securities Administrator’s gross negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Securities Administrator is obligor and has defaulted thereon);

(vi) The Trustee shall not in any way be liable by reason of any insufficiency in any Account held in the name of Trustee unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Trustee’s gross negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Trustee is obligor and has defaulted thereon);

(vii) Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee or the Securities Administrator be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee or the Securities Administrator, respectively, has been advised of the likelihood of such loss or damage and regardless of the form of action; and

(viii) None of the Securities Administrator, the Master Servicer, the Seller, the Depositor or the Trustee shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another.

Neither the Trustee nor the Securities Administrator shall be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee or the Securities Administrator to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer or the Company hereunder or any Servicer under the related Servicing Agreement.

(e) All funds received by the Securities Administrator and required to be deposited in the Distribution Account pursuant to this Agreement shall be promptly so deposited by the Securities Administrator.

Section 10.02 Certain Matters Affecting the Trustee and the Securities Administrator.

(a) Except as otherwise provided in Section 10.01:

(i) The Trustee and the Securities Administrator may rely and shall be protected in acting or refraining from acting in reliance on any resolution or certificate of the Seller, the Company, the Master Servicer or the related Servicer, any certificates of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;

(ii) The Trustee and the Securities Administrator may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;

(iii) Neither the Trustee nor the Securities Administrator shall be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee or the Securities Administrator, as applicable, reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;

(iv) Prior to the occurrence of an Event of Default hereunder and after the curing or waiver of all Events of Default which may have occurred with respect to the Trustee and at all times with respect to the Securities Administrator, neither the Trustee nor the Securities Administrator shall be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(v) Neither the Trustee nor the Securities Administrator shall be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates and provided that the payment within a reasonable time to the Trustee or the Securities Administrator, as applicable, of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee or the Securities Administrator, as applicable, reasonably assured to the Trustee or the Securities Administrator, as applicable, by the security afforded to it by the terms of this Agreement. The Trustee or the Securities Administrator may require reasonable indemnity against such expense or liability as a condition to taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation;

(vi) The Trustee and the Securities Administrator may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any paying agent other than the Securities Administrator to perform any paying agent functions under this Agreement without the express written consent of the Master Servicer, which consents will not be unreasonably withheld. Neither the Trustee nor the Securities Administrator shall be liable or responsible for the misconduct or negligence of any of the Trustee’s or the Securities Administrator’s agents or attorneys or paying agent appointed hereunder by the Trustee or the Securities Administrator with due care and, when required, with the consent of the Master Servicer;

(vii) Should the Trustee or the Securities Administrator deem the nature of any action required on its part to be unclear, the Trustee or the Securities Administrator, respectively, may require prior to such action that it be provided by the Depositor with reasonable further instructions; the right of the Trustee or the Securities Administrator to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and neither the Trustee nor the Securities Administrator shall be accountable for other than its negligence or willful misconduct in the performance of any such act;

(viii) Neither the Trustee nor the Securities Administrator shall be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in Subsection 10.07; and

(ix) Neither the Trustee nor the Securities Administrator shall have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan for purposes of this Agreement.

(b) The Trustee is hereby directed by the Depositor to execute and deliver the Insurance Agreement.

Section 10.03 Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans.

The recitals contained herein and in the Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates) shall be taken as the statements of the Depositor, and neither the Trustee nor the Securities Administrator shall have any responsibility for their correctness. Neither the Trustee nor the Securities Administrator makes any representation as to the validity or sufficiency of the Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates) or of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing shall not relieve the Trustee, or the Custodian on its behalf, of the obligation to review the Mortgage Files pursuant to Section 2.02 of this Agreement. Neither the Trustee or the Securities Administrator shall be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to Section 2.06, neither the Trustee nor the Securities Administrator shall be responsible for the legality or validity of this Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. Neither the Trustee nor the Securities Administrator shall at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. Neither the Trustee nor the Securities Administrator shall have any responsibility for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to record this Agreement.

Section 10.04 Trustee and Securities Administrator May Own Certificates.

Each of the Trustee and the Securities Administrator in its individual capacity or in any capacity other than as Trustee or Securities Administrator hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee or the Securities Administrator, as applicable, and may otherwise deal with the parties hereto.

Section 10.05 Trustee’s and Securities Administrator’s Fees and Expenses.

The Securities Administrator shall be entitled to the Securities Administrator Fee as compensation for its activities under this Agreement. The fees and expenses of the Trustee shall be paid in accordance with a side letter agreement with the Securities Administrator and at the expense of the Securities Administrator. In addition, the Trustee and the Securities Administrator shall be entitled to recover from the Distribution Account pursuant to Section 5.09 all reasonable out-of-pocket expenses, disbursements and advances and the expenses of the Trustee and the Securities Administrator, respectively, in connection with any Event of Default, any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by the Trustee or the Securities Administrator, respectively, in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders or the Trust Fund hereunder. If funds in the Distribution Account are insufficient therefor, the Trustee and the Securities Administrator shall recover such expenses, disbursements or advances from the Depositor and the Depositor hereby agrees to pay such expenses, disbursements or advances upon demand. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust.

Section 10.06 Eligibility Requirements for Trustee and Securities Administrator.

The Trustee and any successor Trustee and the Securities Administrator and any successor Securities Administrator shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $40,000,000 or, in the case of a successor Trustee, $50,000,000, subject to supervision or examination by federal or state authority and, in the case of the Trustee, rated “BBB” or higher by Fitch, Inc. with respect to their long-term rating and rated “BBB” or higher by Standard & Poor’s and “Baa2” or higher by Moody’s with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee or successor Securities Administrator other than pursuant to Section 10.10, rated in one of the two highest long-term debt categories of, or otherwise acceptable to, each of the Rating Agencies (which consent shall not be unreasonably withheld). The Trustee shall not be an Affiliate of the Master Servicer. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 10.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee or the Securities Administrator, as applicable, shall cease to be eligible in accordance with the provisions of this Section 10.06, the Trustee or the Securities Administrator shall resign immediately in the manner and with the effect specified in Section 10.08.

Section 10.07 Insurance.

The Trustee and the Securities Administrator, at their own expense, shall at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which may be collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’ Blanket Bond”). All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee or the Securities Administrator as to the Trustee’s or the Securities Administrator’s, respectively, compliance with this Section 10.07 shall be furnished to any Certificateholder upon reasonable written request.

Section 10.08 Resignation and Removal of Trustee and Securities Administrator.

The Trustee and the Securities Administrator may at any time resign and be discharged from the Trust hereby created by giving written notice thereof to the Depositor, the Seller, the Securities Administrator (or the Trustee, if the Securities Administrator resigns) and the Master Servicer, with a copy to the Rating Agencies. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee or successor securities administrator, as applicable, by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning trustee or securities administrator, as applicable, and the successor trustee or securities administrator, as applicable. If no successor trustee or successor securities administrator shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee or Securities Administrator may petition any court of competent jurisdiction for the appointment of a successor trustee or securities administrator.

If at any time (i) the Trustee or the Securities Administrator shall cease to be eligible in accordance with the provisions of Section 10.06 hereof and shall fail to resign after written request thereto by the Depositor, (ii) the Trustee or the Securities Administrator shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or the Securities Administrator or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or the Securities Administrator or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Securities Administrator or the Trust Fund is located, (B) the imposition of such tax would be avoided by the appointment of a different trustee or securities administrator and (C) the Trustee or the Securities Administrator, as applicable fails to indemnify the Trust Fund against such tax, then the Depositor or the Master Servicer may remove the Trustee or the Securities Administrator, as applicable, and appoint a successor trustee or successor securities administrator, as applicable, by written instrument, in multiple copies, a copy of which instrument shall be delivered to the Trustee, the Securities Administrator, each Master Servicer and the successor trustee or successor securities administrator, as applicable.

The Holders evidencing at least 51% of the Voting Rights of each Class of Certificates may at any time remove the Trustee or Securities Administrator and appoint a successor trustee or securities administrator by written instrument or instruments, in multiple copies, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered by the successor trustee or successor securities administrator to each of the Master Servicer, the Trustee or Securities Administrator so removed and the successor trustee or securities administrator so appointed. Notice of any removal of the Trustee or Securities Administrator shall be given to each Rating Agency by the Trustee or successor trustee.

Any resignation or removal of the Trustee or Securities Administrator and appointment of a successor trustee or securities administrator pursuant to any of the provisions of this Section 10.08 shall become effective upon acceptance of appointment by the successor trustee or securities administrator as provided in Section 10.09 hereof.

Section 10.09 Successor Trustee or Securities Administrator.

Any successor trustee or securities administrator appointed as provided in Section 10.08 hereof shall execute, acknowledge and deliver to the Depositor and to its predecessor trustee or predecessor securities administrator, as applicable, and the Master Servicer an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee or securities administrator shall become effective and such successor trustee or securities administrator, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee or securities administrator herein.

No successor trustee or securities administrator shall accept appointment as provided in this Section 10.09 unless at the time of such acceptance such successor trustee or securities administrator shall be eligible under the provisions of Section 10.06 hereof and its appointment shall not adversely affect the then current rating of the Certificates.

Upon acceptance of appointment by a successor trustee or securities administrator as provided in this Section 10.09, the successor trustee or securities administrator shall mail notice of the succession of such trustee or securities administrator hereunder to all Holders of Certificates. If the successor trustee or securities administrator fails to mail such notice within ten days after acceptance of appointment, the Depositor shall cause such notice to be mailed at the expense of the Trust Fund.

Section 10.10 Merger or Consolidation of Trustee or Securities Administrator.

Any corporation, state bank or national banking association into which the Trustee or the Securities Administrator may be merged or converted or with which it may be consolidated or any corporation, state bank or national banking association resulting from any merger, conversion or consolidation to which the Trustee or the Securities Administrator shall be a party, or any corporation, state bank or national banking association succeeding to substantially all of the corporate trust business of the Trustee or of the business of the Securities Administrator, shall be the successor of the Trustee or the Securities Administrator hereunder, provided that such corporation shall be eligible under the provisions of Section 10.06 hereof without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 10.11 Appointment of Co-Trustee or Separate Trustee.

Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 10.11, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 10.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 10.09.

Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i) All rights, powers, duties and obligations conferred or imposed upon the Trustee, except for the obligation of the Trustee under this Agreement to advance funds on behalf of the Master Servicer, shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether a Trustee hereunder or as a Successor Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;

(ii) No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and

(iii) The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article X. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Master Servicer and the Depositor.

Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co- trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.

Section 10.12 Tax Matters.

It is intended that the Trust Fund shall constitute one or more REMICs, and that the affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder qualifies as a “real estate mortgage investment conduit” as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Securities Administrator covenants and agrees that it shall act as agent for so long as it is also Master Servicer (and the Securities Administrator is hereby appointed to act as agent) on behalf of the Trust Fund. The Trustee and/or the Securities Administrator, as agent on behalf of the Trust Fund, shall do or refrain from doing, as applicable, the following: (a) the Securities Administrator shall prepare and file, or cause to be prepared and filed, in a timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each such REMIC containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations or rules, and furnish or cause to be furnished, to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) the Securities Administrator shall apply for an employer identification number with the Internal Revenue Service via a Form SS-4 or other comparable method for each REMIC that is or becomes a taxable entity, and within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the person that the Holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such form, and update such information at the time or times in the manner required by the Code for the Trust Fund; (c) the Trustee shall make, or cause to be made, elections on behalf of each REMIC formed hereunder to be treated as a REMIC on the federal tax return of such REMIC for its first taxable year (and, if necessary, under applicable state law); (d) the Securities Administrator shall prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) the Securities Administrator shall provide information necessary for the computation of tax imposed on the transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Person that is not a Permitted Transferee, or a pass-through entity in which a Person that is not a Permitted Transferee is the record Holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) each of the Securities Administrator and the Trustee shall, to the extent under its control, conduct the affairs of the Trust Fund at all times that any Certificates are outstanding so as to maintain the status of each REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) neither the Trustee nor the Securities Administrator shall knowingly or intentionally take any action or omit to take any action that could (i) cause the termination of the REMIC status of any REMIC formed hereunder or (ii) result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code); (h) the Securities Administrator shall pay, from the sources specified in this Section 10.12, the amount of any federal, state and local taxes, including prohibited transaction taxes as described below, imposed on any REMIC formed hereunder prior to the termination of the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Trustee, the Securities Administrator at the written request of the Trustee, or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Securities Administrator from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) the Trustee shall sign or cause to be signed federal, state or local income tax or information returns or any other document prepared by the Securities Administrator pursuant to this Section 10.12 requiring a signature thereon by the Trustee; (j) the Securities Administrator shall maintain records relating to each REMIC formed hereunder including but not limited to the income, expenses, assets and liabilities of each such REMIC and adjusted basis of the Trust Fund property determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; (k) the Securities Administrator shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis; (l) neither the Trustee nor the Master Servicer shall enter into any arrangement not otherwise provided for in this Agreement by which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code; and (m) as and when necessary and appropriate, the Trustee, or at the written request of the Trustee, the Securities Administrator, shall represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC formed hereunder, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed hereunder in relation to any tax matter involving any such REMIC.

In order to enable each of the Trustee and the Securities Administrator to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee or the Securities Administrator within 10 days after the Closing Date all information or data that the Trustee or the Securities Administrator requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the related Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee or the Securities Administrator promptly upon written request therefor, any such additional information or data that the Trustee or the Securities Administrator may, from time to time, request in order to enable the Trustee or the Securities Administrator to perform its duties as set forth herein. The Depositor hereby indemnifies each of Trustee and the Securities Administrator for any losses, liabilities, damages, claims or expenses of the Trustee or the Securities Administrator arising from any errors or miscalculations of the Trustee or the Securities Administrator, as applicable, that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee or the Securities Administrator, as applicable, on a timely basis.

In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V and is not paid as otherwise provided for herein, such tax shall be paid (i) by the Master Servicer or the Securities Administrator, if any such tax arises out of or results from a breach by the Master Servicer or the Securities Administrator of any of its obligations under this Agreement, provided, however, in no event shall the Master Servicer or the Securities Administrator have any liability (1) for any action or omission that is taken in accordance with and compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any losses other than those arising out of a negligent performance by the Master Servicer or the Securities Administrator of its duties and obligations set forth herein, or (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates), (ii) by any party hereto (other than the Master Servicer or the Securities Administrator) to the extent any such tax arises out of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), first with amounts otherwise to be distributed to the Class R Certificateholders, and second with amounts otherwise to be distributed to all the Holders of the following Certificates in the following order of priority: first, to the Class B-4 Certificates, second, to the Class B-3 Certificates, third, to the Class B-2 Certificates, fourth, to the Class B-1 Certificates, fifth, to the Class M-4 Certificates, sixth, to the Class M-3 Certificates, seventh, to the Class M-2 Certificates, eighth, to the Class M-1 Certificates, and ninth, to the Class A Certificates (pro rata based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the extent that such tax is payable by the Holder of any Certificates, the Securities Administrator is hereby authorized to retain on any Distribution Date, from the Holders of the Class R Certificates (and, if necessary, second, from the Holders of the other Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Securities Administrator shall include in its Remittance Report instructions as to distributions to such parties taking into account the priorities described in the preceding sentence. The Securities Administrator shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.

Notwithstanding any other provision of this Agreement, the Securities Administrator shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount that the Securities Administrator reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Securities Administrator does withhold any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Securities Administrator shall indicate the amount withheld to such Certificateholders.

The Trustee and the Securities Administrator each agree that, in the event it should obtain any information necessary for the other party to perform its obligations pursuant to this Section 10.12, it will promptly notify and provide such information to such other party. Notwithstanding anything in this Agreement to the contrary, the Trustee agrees that, in the event that the Trustee obtains actual knowledge that the Securities Administrator has breached any of its obligations pursuant to this Section 10.12, the Trustee shall perform such obligations on its behalf to the extent that the Trustee possesses all documents necessary to so perform and receives reasonable compensation therefor, provided, however, that the Trustee shall not be liable for any losses resulting from any such breach.

Section 10.13 Indemnification of the Securities Administrator.

The Securities Administrator agrees to indemnify the Indemnified Persons for, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement (i) related to the Securities Administrator’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Securities Administrator’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Securities Administrator Master Servicer, and the Seller written notice thereof promptly after a responsible officer of the Trustee shall have with respect to such claim or legal action actual knowledge thereof; provided, however, the failure to give such notice shall not relieve the Securities Administrator of its indemnification obligations hereunder. This indemnity shall survive the resignation or removal of the Trustee, Master Servicer or the Securities Administrator and the termination of this Agreement.

Section 10.14 Limitations on Liability of the Securities Administrator.

Subject to the obligation of the Securities Administrator to indemnify the Indemnified Persons pursuant to Section 10.13:

(a) Neither the Securities Administrator nor any of the directors, officers, employees or agents of the Securities Administrator shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Securities Administrator or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.

(b) The Securities Administrator and any director, officer, employee or agent of the Securities Administrator may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.

(c) The Securities Administrator and any director, officer, employee or agent of the Securities Administrator shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Assignment Agreements, the Custodial Agreement, the Certificates or the Servicing Agreements.

(d) The Securities Administrator shall not be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability, provided, however, the Securities Administrator may in its discretion, with written notice to the Trustee, provided that such action is consistent with the terms of this Agreement and the Securities Administrator’s duties and standard of care set forth herein, undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust Fund, and the Securities Administrator shall be entitled to be reimbursed therefor out of the Distribution Account as provided by Section 5.09.

ARTICLE XI

TERMINATION

Section 11.01 Termination upon Liquidation or Repurchase of all Mortgage Loans.

Subject to Section 11.03, the obligations and responsibilities of the Depositor, the Master Servicer, the Securities Administrator and the Trustee created hereby with respect to the Trust Fund shall terminate upon the earlier of (a) the exercise of the Majority Class C Certificateholder (or its designee) of its right to repurchase all of the Mortgage Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal Balance of each Mortgage Loan (other than in respect of REO Property), (ii) accrued interest thereon at the applicable Mortgage Rate to, but not including, the first day of the month of such purchase, (iii) the appraised value of any REO Property in the Trust Fund (up to the Stated Principal Balance of the related Mortgage Loan), such appraisal to be conducted by an appraiser mutually agreed upon by the Master Servicer and the Trustee, and (iv) unreimbursed out-of pocket costs of the Company, the Servicers or the Master Servicer, including unreimbursed servicing advances and the principal portion of any unreimbursed Advances, made on the Mortgage Loans prior to the exercise of such repurchase right, (v) any unreimbursed costs and expenses of the Trustee and the Securities Administrator payable pursuant to Section 10.05, and (b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property and (ii) the distribution to Certificateholders of all amounts required to be distributed to them pursuant to this Agreement, as applicable. In no event shall the trusts created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Xxxxxx X. Xxxxxxx, the late Ambassador of the United States to the Court of St. Xxxxx, living on the date hereof and (ii) the Latest Possible Maturity Date.

The right to repurchase all Mortgage Loans and REO Properties by the Majority Class C Certificateholder pursuant to clause (a) in the preceding paragraph shall be conditioned upon the Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at the time of any such repurchase, aggregating 10% or less of the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans.

Section 11.02 Final Distribution on the Certificates.

If on any Determination Date, (i) the Master Servicer determines that there are no Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other than the funds in the Distribution Account, the Master Servicer shall direct the Securities Administrator to send a final distribution notice promptly to each Certificateholder or (ii) the Securities Administrator determines that a Class of Certificates shall be retired after a final distribution on such Class, the Securities Administrator shall notify the Certificateholders within five (5) Business Days after such Determination Date that the final distribution in retirement of such Class of Certificates is scheduled to be made on the immediately following Distribution Date. Any final distribution made pursuant to the immediately preceding sentence will be made only upon presentation and surrender of the Certificates at the Corporate Trust Office of the Securities Administrator. If the Majority Class C Certificateholder elects to terminate the Trust Fund pursuant to Section 11.01, at least 20 days prior to the date notice is to be mailed to the Certificateholders, the Majority Class C Certificateholder shall notify the Depositor, the Securities Administrator and the Trustee of the date the Majority Class C Certificateholder intends to terminate the Trust Fund. The Majority Class C Certificateholder shall remit the Mortgage Loan Purchase Price to the Securities Administrator on the Business Day prior to the Distribution Date for such Optional Termination by the Majority Class C Certificateholder.

Notice of any termination of the Trust Fund, specifying the Distribution Date on which Certificateholders may surrender their Certificates for payment of the final distribution and cancellation, shall be given promptly by the Securities Administrator by letter to Certificateholders mailed not later than two Business Days after the Determination Date in the month of such final distribution. Any such notice shall specify (a) the Distribution Date upon which final distribution on the Certificates will be made upon presentation and surrender of Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office therein specified. The Securities Administrator will give such notice to each Rating Agency at the time such notice is given to Certificateholders.

Upon such final deposit with respect to the Trust Fund and the receipt by the Custodian of a Request for Release therefor, the Custodian shall promptly release to the Master Servicer, as applicable the Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any REO Property.

Upon presentation and surrender of the Certificates, the Securities Administrator shall distribute to Certificateholders of each Class the amounts allocable to such Certificates held in the Distribution Account in the order and priority set forth in Section 6.04 hereof on the final Distribution Date and in proportion to their respective Percentage Interests.

In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Securities Administrator shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Securities Administrator may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets that remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the Class R Certificateholders shall be entitled to all unclaimed funds and other assets of the Trust Fund that remain subject hereto.

Section 11.03 Additional Termination Requirements.

(a) Upon exercise by the Majority Class C Certificateholder of its purchase option as provided in Section 11.01, the Trust Fund shall be terminated in accordance with the following additional requirements, unless the Trustee and the Securities Administrator have been supplied with an Opinion of Counsel addressed to the Trustee and the Securities Administrator at the expense of the Majority Class C Certificateholder to the effect that the failure of the Trust Fund to comply with the requirements of this Section 11.03 will not (i) result in the imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding:

(1) The Majority Class C Certificateholder shall establish a 90-day liquidation period and notify the Securities Administrator thereof, and the Securities Administrator shall in turn specify the first day of such period in a statement attached to the tax return for each of REMIC I, REMIC II, REMIC III, REMIC IV and REMIC V pursuant to Treasury Regulation Section 1.860F-1. The Majority Class C Certificateholder shall satisfy all the requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel addressed to the Securities Administrator and the Trustee obtained at the expense of the Majority Class C Certificateholder;

(2) During such 90-day liquidation period, and at or prior to the time of making the final payment on the Certificates, the Securities Administrator on behalf of the Trustee, shall sell all of the assets of REMIC I for cash; and

(3) At the time of the making of the final payment on the Certificates, the Securities Administrator shall distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates, all cash on hand (other than cash retained to meet claims), and REMIC I shall terminate at that time.

(b) By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for each of REMIC I, REMIC II, REMIC III, REMIC IV and REMIC V, which authorization shall be binding upon all successor Certificateholders.

(c) The Securities Administrator as agent for each REMIC hereby agrees to adopt and cause the Trustee to sign, to the extent such signature is required thereon, such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the Majority Class C Certificateholder and the receipt of the Opinion of Counsel referred to in Section 11.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the Majority Class C Certificateholder.

ARTICLE XII

MISCELLANEOUS PROVISIONS

Section 12.01 Amendment.

This Agreement may be amended from time to time by parties hereto without the consent of any of the Certificateholders to cure any ambiguity, to correct or supplement any provisions herein (including to give effect to the expectations of investors), to comply with any changes in the Code, to revise any provisions to reflect the obligations of the parties to this Agreement as they relate to Regulation AB, to change the manner in which the Distribution Account maintained by the Securities Administrator or the Protected Account maintained by the Company is maintained or to make such other provisions with respect to matters or questions arising under this Agreement as shall not be inconsistent with any other provisions herein if such action shall not, as evidenced by an Opinion of Counsel addressed to the Trustee, adversely affect in any material respect the interests of any Certificateholder; provided that any such amendment shall be deemed not to adversely affect in any material respect the interests of the Certificateholders and no such Opinion of Counsel shall be required if the Person requesting such amendment obtains a letter from each Rating Agency stating that such amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates.

Notwithstanding the foregoing, without the consent of the Certificateholders, the parties hereto may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of each of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V, as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V pursuant to the Code that would be a claim against any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V at any time prior to the final redemption of the Certificates, provided that the Trustee and the Securities Administrator have been provided an Opinion of Counsel addressed to the Trustee and the Securities Administrator, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee, the Securities Administrator or the Trust Fund, to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax.

This Agreement may also be amended from time to time by the parties hereto with the consent of the Holders of each Class of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates of each Class the Holders of which are required to consent to any such amendment without the consent of the Holders of all Certificates of such Class then outstanding.

Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such amendment but in any case shall not be an expense of the Trustee or the Securities Administrator, to the effect that such amendment will not (other than an amendment pursuant to clause (ii) of, and in accordance with, the preceding paragraph) cause the imposition of any tax on REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V or the Certificateholders or cause REMIC I, REMIC II, REMIC III, REMIC IV or REMIC V to cease to qualify as a REMIC at any time that any Certificates are outstanding. Further, nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel, satisfactory to the Trustee (i) that such amendment is permitted and is not prohibited by this Agreement and (ii) that all requirements for amending this Agreement (including any consent of the applicable Certificateholders) have been complied with.

Promptly after the execution of any amendment to this Agreement requiring the consent of Certificateholders, the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder and each Rating Agency.

It shall not be necessary for the consent of Certificateholders under this Section to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

Section 12.02 Recordation of Agreement; Counterparts.

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Master Servicer shall effect such recordation at the Trust’s expense upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.

Section 12.03 Governing Law.

THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).

Section 12.04 Intention of Parties.

It is the express intent of the parties hereto that the conveyance of the Mortgage Notes, Mortgages, assignments of Mortgages, title insurance policies and any modifications, extensions and/or assumption agreements and private mortgage insurance policies relating to the Mortgage Loans by the Seller to the Depositor, and by the Depositor to the Trustee be, and be construed as, an absolute sale thereof to the Depositor or the Trustee, as applicable. It is, further, not the intention of the parties that such conveyance be deemed a pledge thereof by the Seller to the Depositor, or by the Depositor to the Trustee. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Seller or the Depositor, as applicable, or if for any other reason the Mortgage Loan Purchase Agreement or this Agreement is held or deemed to create a security interest in such assets, then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (ii) the conveyance provided for in the Mortgage Loan Purchase Agreement from the Seller to the Depositor, and the conveyance provided for in this Agreement from the Depositor to the Trustee, shall be deemed to be an assignment and a grant by the Seller or the Depositor, as applicable, for the benefit of the Certificateholders, of a security interest in all of the assets that constitute the Trust Fund, whether now owned or hereafter acquired.

The Depositor for the benefit of the Certificateholders shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the assets of the Trust Fund, such security interest would be deemed to be a perfected security interest of first priority under applicable law and shall be maintained as such throughout the term of the Agreement.

Section 12.05 Notices.

(a) The Trustee shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Trustee has actual knowledge:

(i) Any material change or amendment to this Agreement;

(ii) The occurrence of any Event of Default that has not been cured;

(iii) The resignation or termination of the Master Servicer, the Securities Administrator or the Trustee and the appointment of any successor;

(iv) The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 4.21 and 11.01; and

(v) The final payment to Certificateholders.

(b) All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered at or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, or by facsimile transmission to a number provided by the appropriate party if receipt of such transmission is confirmed to (i) in the case of the Depositor, Bear Xxxxxxx Asset Backed Securities I LLC, 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Chief Counsel, and with respect to Regulation AB notifications to the Depositor at xxxxxxxxxxxxxxxxxx@xxxx.xxx; (ii) in the case of the Seller and the Company, EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000 (Facsimile: (469-759-4714), attention: General Counsel, or such other address as may be hereafter furnished to the other parties hereto by the Company in writing; (iii) in the case of the Master Servicer , EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000 (Facsimile: (000) 000-0000), attention: Xxxxxxxx Xxxxx or such other address as may be hereafter furnished to the other parties hereto by the Master Servicer in writing; (iii) in the case of the Trustee, at each Corporate Trust Office or such other address as the Trustee may hereafter furnish to the other parties hereto; (iv) in the case of the Securities Administrator, P. O. Xxx 00, Xxxxxxxx, Xxxxxxxx 00000 (or, for overnight deliveries, 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx 00000), Attention: BSABS I 2007-AC1 or such other address as may be hereafter furnished to the other parties hereto by the Securities Administrator in writing, and (v) in the case of the Rating Agencies, (x) Xxxxx’x Investors Service, Inc., 00 Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Home Equity Monitoring and (y) Standard & Poor’s, 00 Xxxxx Xxxxxx, 00xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Mortgage Surveillance Group. Any notice delivered to the Seller, the Master Servicer, the Securities Administrator or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register; any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.

Section 12.06 Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

Section 12.07 Assignment.

Notwithstanding anything to the contrary contained herein, except as provided pursuant to Section 8.07, this Agreement may not be assigned by the Master Servicer, EMC (on its own behalf as Seller and on behalf of Master Funding) or the Depositor.

Section 12.08 Limitation on Rights of Certificateholders.

The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the Trust Fund, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee or the Securities Administrator, as appropriate, a written notice of an Event of Default and of the continuance thereof, as hereinbefore provided, the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Trustee or the Securities Administrator, as appropriate to institute such action, suit or proceeding in its own name as Trustee or the Securities Administrator, as appropriate, hereunder and shall have offered to the Trustee or the Securities Administrator, as appropriate, such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Trustee or the Securities Administrator, as appropriate, for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 12.08, each and every Certificateholder, the Trustee or the Securities Administrator shall be entitled to such relief as can be given either at law or in equity.

Section 12.09 Inspection and Audit Rights.

The Master Servicer agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Master Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Master Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants selected by the Depositor or the Trustee and to discuss its affairs, finances and accounts relating to such Mortgage Loans with its officers, employees and independent public accountants (and by this provision the Master Servicer hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the Depositor or the Trustee of any right under this Section 12.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 10.05 hereof).

The Securities Administrator agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Securities Administrator’s normal business hours, to examine all the books of account, records, reports and other papers of the Securities Administrator relating to the Certificates, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants selected by the Depositor or the Trustee and to discuss its affairs, finances and accounts relating to such Certificates with its officers, employees and independent public accountants (and by this provision the Securities Administrator hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the Depositor or the Trustee of any right under this Section 12.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 10.05 hereof).

Section 12.10 Certificates Nonassessable and Fully Paid.

It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Securities Administrator pursuant to this Agreement, are and shall be deemed fully paid.

* * *

IN WITNESS WHEREOF, the Depositor, the Master Servicer, the Seller, the Company, the Securities Administrator and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.

						BEAR XXXXXXX ASSET BACKED SECURITIES I LLC, as Depositor
							/s/ Xxxxxx X. Xxxxxxxxx, Xx.
							Name: Xxxxxx X. Xxxxxxxxx, Xx.
							Title: Vice President

						EMC MORTGAGE CORPORATION, as Master Servicer, Seller and Company
							/s/ Xxx Xxxxxxxx
							Name: Xxx Xxxxxxxx
							Title: Executive Vice President

						XXXXX FARGO BANK, NATIONAL ASSOCIATION, as Securities Administrator
							/s/ Xxxxxx X. Xxxxxx
							Name: Xxxxxx X. Xxxxxx
							Title: Vice President

						U.S. BANK NATIONAL ASSOCIATION, as Trustee
							/s/ Xxxx Xxxxx Xxxxxx
							Name: Xxxx Xxxxx Xxxxxx
							Title: Assistant Vice President

STATE OF NEW YORK	)
	)	ss.:
COUNTY OF NEW YORK	)

On this 30th day of January, 2007, before me, a notary public in and for said State, appeared Xxxxxx X. Xxxxxxxxx, Xx., personally known to me on the basis of satisfactory evidence to be a Vice President of Bear Xxxxxxx Asset Backed Securities I LLC, one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of such limited liability company and acknowledged to me that such limited liability company executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

STATE OF MARYLAND	)
	)	ss.:
COUNTY OF BALTIMORE	)

On this 30th day of January, 2007, before me, a notary public in and for said State, appeared ____________________, personally known to me on the basis of satisfactory evidence to be an authorized representative of Xxxxx Fargo Bank, National Association that executed the within instrument, and also known to me to be the person who executed it on behalf of such national banking association, and acknowledged to me that such national banking association executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

STATE OF TEXAS	)
	)	ss.:
COUNTY OF DALLAS	)

On this 30th day of January, 2007, before me, a notary public in and for said State, appeared ________________________, personally known to me on the basis of satisfactory evidence to be an authorized representative of EMC Mortgage Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

STATE OF MASSACHUSETTS	)
	)	ss.:
COUNTY OF SUFFOLK	)

On this 30th day of January, 2007, before me, a notary public in and for said State, appeared ______________________, personally known to me on the basis of satisfactory evidence to be an authorized representative of U.S. Bank National Association that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

EXHIBIT A-1

FORM OF CLASS A CERTIFICATES

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

Certificate No.1	Fixed Pass-Through Rate

Class A-[1][2][3] Senior

Date of Pooling and Servicing Agreement and Cut-off Date: January 1, 2007	Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[_____________]

First Distribution Date: February 25, 2007	Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[_____________]

Master Servicer: EMC Mortgage Corporation	CUSIP: [___________]

Assumed Final Distribution Date: February 25, 2037

ASSET-BACKED CERTIFICATE

SERIES 2007-AC1

evidencing a percentage interest in the distributions allocable to the Class A-[1][2][3] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer, the Trustee or the Securities Administrator or any of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first lien, fixed rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC, as Master Servicer, seller and company, Xxxxx Fargo Bank, National Association, as securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

Interest on this Certificate will accrue during the month prior to the month in which a Distribution Date (as hereinafter defined) occurs on the Current Principal Amount hereof at a per annum rate equal to the Pass-Through Rate set forth above and as further described in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero.

Distributions on this Certificate will be made by the Securities Administrator by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Securities Administrator of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The Initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable thereto.

This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee or the Securities Administrator is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of the Class or Classes of Certificates affected thereby evidencing over 50% of the Voting Rights of such Class or Classes. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Securities Administrator upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.

The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.

The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B) the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other related assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement).

Unless this Certificate has been countersigned by an authorized signatory of the Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.

IN WITNESS WHEREOF, the Securities Administrator has caused this

Certificate to be duly executed.

Dated: January 30, 2007

XXXXX FARGO BANK,

NATIONAL ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class A-[1][2][3] Certificates referred to in the within-mentioned Agreement.

XXXXX FARGO BANK,

NATIONAL ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

This assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds

to					,
for the account of					,
account number___________, or, if mailed by check, to					,
Applicable statements should be mailed to					,
					.

This information is provided by				,
the assignee named above, or				,
as its agent.

EXHIBIT A-2

FORM OF CLASS X CERTIFICATES

THE NOTIONAL AMOUNT OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE NOTIONAL AMOUNT OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS NOTIONAL AMOUNT BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.

Certificate No.1	Fixed Pass-Through Rate

Class X Senior

Date of Pooling and Servicing Agreement and Cut-off Date: January 1, 2007	Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date: $[_____________]

First Distribution Date: February 25, 2007	Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date: $[_____________]

Master Servicer: EMC Mortgage Corporation	CUSIP: [___________]

Assumed Final Distribution Date: February 25, 2037

ASSET-BACKED CERTIFICATE

SERIES 2007-AC1

evidencing a percentage interest in the distributions allocable to the Class X Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

Interest on this Certificate will accrue during the month prior to the month in which a Distribution Date (as hereinafter defined) occurs on the current Notional Amount hereof at a per annum rate equal to the Pass-Through Rate set forth above and as further described in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero.

IN WITNESS WHEREOF, the Securities Administrator has caused this

Certificate to be duly executed.

Dated: January 30, 2007

XXXXX FARGO BANK,

NATIONAL ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class X Certificates referred to in the within-mentioned Agreement.

XXXXX FARGO BANK,

NATIONAL ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

This assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds

to					,
for the account of					,
account number___________, or, if mailed by check, to					,
Applicable statements should be mailed to					,
					.

This information is provided by				,
the assignee named above, or				,
as its agent.

EXHIBIT A-3

FORM OF CLASS M CERTIFICATES

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND] [CLASS M-3 CERTIFICATES] [,] [AND] [CLASS M-4 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).

EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 7.02(b) OF THE AGREEMENT.

Certificate No.1	Adjustable Pass-Through Rate

Class M-[1][2][3][4] Subordinate

Date of Pooling and Servicing Agreement and Cut-off Date: January 1, 2007	Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[________________]

First Distribution Date: February 25, 2007	Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[________________]

Master Servicer: EMC Mortgage Corporation	CUSIP: [_______________]

Assumed Final Distribution Date: February 25, 2037

ASSET-BACKED CERTIFICATE

SERIES 2007-AC1

evidencing a percentage interest in the distributions allocable to the Class M-[1][2][3][4] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first lien, fixed rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC, as Master Servicer, seller and company, Xxxxx Fargo Bank, National Association, as securities administrator (the “Securities Administrator”) and U.S. Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

Interest on this Certificate will accrue from and including the 25th day of the calendar month preceding the month in which a Distribution Date (as hereinafter defined) occurs (or, with respect to the first accrual period, the Closing Date) to and including the 24th day of the calendar month in which that Distribution Date occurs on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above and as further described in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month immediately following the month of the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero.

Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in section 7.02(b) of the Agreement.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.

IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.

Dated: January 30, 2007

XXXXX FARGO BANK, NATIONAL ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class M-[1][2][3][4] Certificates referred to in the within-mentioned Agreement.

XXXXX FARGO BANK, NATIONAL ASSOCIATION, as Securities Administrator

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

This assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds

to					,
for the account of					,
account number___________, or, if mailed by check, to					,
Applicable statements should be mailed to					,
					.

This information is provided by				,
the assignee named above, or				,
as its agent.

EXHIBIT A-4

FORM OF CLASS B CERTIFICATES

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES [,] [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND] [CLASS M-3 CERTIFICATES] [,] [AND] [CLASS M-4 CERTIFICATES] [,] [AND] [CLASS B-1 CERTIFICATES] [,] [AND] [CLASS B-2 CERTIFICATES] [,] [CLASS B-3 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).

[For Class B-1, Class B-2 and Class B-3] [UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

[For Class B-1, Class B-2 and Class B-3] [EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 7.02(b) OF THE AGREEMENT.]

[For Class B-4] [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2),(3) OR (7) (OR ANY ENTITY IN WHICH ALL OF THE EQUITY HOLDERS COME WITHIN SUCH PARAGRAPHS) OF REGULATION D UNDER THE ACT PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF AN OPINION OF COUNSEL AS TO COMPLIANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES. THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0, XXXX 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE SECURITIES ADMINISTRATOR, THE MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE, OR PROVIDES AN OPINION OF COUNSEL TO SUCH EFFECT.]

Certificate No.1	Adjustable Pass-Through Rate

Class B-[1][2][3][4] Subordinate

Date of Pooling and Servicing Agreement and Cut-off Date: January 1, 2007	Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[________________]

First Distribution Date: February 25, 2007	Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $[________________]

Master Servicer: EMC Mortgage Corporation	CUSIP: [_______________]

Assumed Final Distribution Date: February 25, 2037

ASSET-BACKED CERTIFICATE

SERIES 2007-AC1

evidencing a percentage interest in the distributions allocable to the Class B-[1][2][3][4] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This certifies that ___________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first lien, fixed rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC, as Master Servicer, seller and company, Xxxxx Fargo Bank, National Association, as securities administrator (the “Securities Administrator”) and U.S. Bank National Association as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

[For Class B-1, Class B-2 and Class B-3] [Interest on this Certificate will accrue from and including the 25th day of the calendar month preceding the month in which a Distribution Date (as hereinafter defined) occurs (or, with respect to the first accrual period, the Closing Date) to and including the 24th day of the calendar month in which that Distribution Date occurs on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above and as further described in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month immediately following the month of the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero.]

[For Class B-4] [Interest on this Certificate will accrue from and including the 25th day of the calendar month preceding the month in which a Distribution Date (as hereinafter defined) occurs (or, with respect to the first accrual period, the Closing Date) to and including the 24th day of the calendar month in which that Distribution Date occurs on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above and as further described in the Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such Distribution date so long as this Certificate remains in non book-entry form (and otherwise, the close of business on the Business Day immediately preceding such Distribution Date) an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.]

[For Class B-4] [No transfer of this Class B-4 Certificate will be made unless such transfer is (i) exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws and (ii) made in accordance with Section 7.02 of the Agreement. In the event that such transfer is to be made the Securities Administrator shall register such transfer if, (i) made to a transferee who has provided the Securities Administrator with evidence as to its QIB status; or (ii) (A) the transferor has advised the Securities Administrator in writing that the Certificate is being transferred to an Institutional Accredited Investor and (B) prior to such transfer the transferee furnishes to the Securities Administrator an Investment Letter; provided that if based upon an Opinion of Counsel to the effect that (A) and (B) above are not sufficient to confirm that such transfer is being made pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and other applicable laws, the Securities Administrator shall as a condition of the registration of any such transfer require the transferor to furnish such other certifications, legal opinions or other information prior to registering the transfer of this Certificate as shall be set forth in such Opinion of Counsel.]

[For Class B-1, Class B-2 and Class B-3] [Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in section 7.02(b) of the Agreement.]

[For Class B-4] [This Certificate may not be acquired directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, or Section 4975 of the Internal Revenue Code of 1986, as amended, unless the transferee certifies or represents that the proposed transfer and holding of a Certificate and the servicing, management and operation of the trust and its assets: (i) will not result in any prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0, XXXX 95-60 or PTCE 96-23 and (ii) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer, the Securities Administrator or the Trustee, which will be deemed represented by an owner of a Book-Entry Certificate or a Global Certificate, or an Opinion of Counsel specified in section 7.02 of the Agreement is provided. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.]

No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.

IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.

Dated: January 30, 2007

XXXXX FARGO BANK, NATIONAL ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class B-[1][2][3][4] Certificates referred to in the within-mentioned Agreement.

XXXXX FARGO BANK, NATIONAL ASSOCIATION, as Securities Administrator

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

This assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds

to					,
for the account of					,
account number___________, or, if mailed by check, to					,
Applicable statements should be mailed to					,
					.

This information is provided by				,
the assignee named above, or				,
as its agent.

EXHIBIT A-5

FORM OF CLASS C CERTIFICATEs

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2),(3) OR (7) (OR ANY ENTITY IN WHICH ALL OF THE EQUITY HOLDERS COME WITHIN SUCH PARAGRAPHS) OF REGULATION D UNDER THE ACT PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT (as defined below) AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF AN OPINION OF COUNSEL AS TO COMPLIANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES.

NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 7.02(b) OF THE AGREEMENT OR (II) AN OPINION OF COUNSEL PURSUANT TO 7.02(b) OF THE AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER, THE SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

Certificate No. 1	Percentage Interest: 100%

Class C

Date of Pooling and Servicing Agreement and Cut-off Date: January 1, 2007	Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date: $[____________]

First Distribution Date: February 25, 2007	Initial Certificate Notional Amount of this Certificate as of the Cut-off Date: $[____________]

Master Servicer: EMC Mortgage Corporation	CUSIP: [_______________]

Assumed Final Distribution Date: February 25, 2037

ASSET-BACKED CERTIFICATE

SERIES 2007-AC1

evidencing a percentage interest in the distributions allocable to the Class C Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This certifies that ________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first lien, fixed rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC, as Master Servicer, seller and company, Xxxxx Fargo Bank, National Association, as securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

The Securities Administrator will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Securities Administrator is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Depositor, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate shall be made to any person, unless the transferee provides either (i) a certification pursuant to section 7.02(b) of the Agreement or an (ii) Opinion of Counsel pursuant to section 7.02(b) of the Agreement, satisfactory to the Securities Administrator that the purchase and holding of this Certificate are permissible under applicable law, will not constitute or result in any non-exempt prohibited transactions under Section 406 ERISA or Section 4975 of the Code and will not subject the Trustee, Master Servicer, the Securities Administrator, or the Depositor to any obligation or liability in addition to those undertaken in the Agreement.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator and the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.

IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.

Dated: January 30, 2007

XXXXX FARGO BANK, NATIONAL

ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class C Certificates referred to in the within-mentioned Agreement.

XXXXX FARGO BANK, NATIONAL

ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

This assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds

to					,
for the account of					,
account number___________, or, if mailed by check, to					,
Applicable statements should be mailed to					,
					.

This information is provided by				,
the assignee named above, or				,
as its agent.

EXHIBIT A-6

FORM OF CLASS P CERTIFICATES

THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2),(3) OR (7) (OR ANY ENTITY IN WHICH ALL OF THE EQUITY HOLDERS COME WITHIN SUCH PARAGRAPHS) OF REGULATION D UNDER THE ACT PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT (AS DEFINED BELOW) AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF AN OPINION OF COUNSEL AS TO COMPLIANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES.

Certificate No.1	Percentage Interest: 100%

Class P

Date of Pooling and Servicing Agreement and Cut-off Date: January 1, 2007	Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $100.00

First Distribution Date: February 25, 2007	Initial Certificate Principal Balance of this Certificate as of the Cut-off Date: $100.00

Master Servicer: EMC Mortgage Corporation	CUSIP: [_________________]

Assumed Final Distribution Date: February 25, 2037

ASSET-BACKED CERTIFICATE

SERIES 2007-AC1

evidencing a percentage interest in the distributions allocable to the Class P Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This certifies that ________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first lien, fixed rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC, as Master Servicer, seller and company, Xxxxx Fargo Bank, National Association, as securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

The Securities Administrator will distribute on the 25^th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.

No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Securities Administrator shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either E or F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, the Securities Administrator or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Securities Administrator is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Securities Administrator, the Depositor, the Seller and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary.

IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.

Dated: January 30, 2007

XXXXX FARGO BANK, NATIONAL

ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class P Certificates referred to in the within-mentioned Agreement.

XXXXX FARGO BANK, NATIONAL

ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

This assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds

to					,
for the account of					,
account number___________, or, if mailed by check, to					,
Applicable statements should be mailed to					,
					.

This information is provided by				,
the assignee named above, or				,
as its agent.

EXHIBIT A-7

FORM OF CLASS R-[1][2][X] CERTIFICATES

THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).

NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 7.02(b) OF THE AGREEMENT (AS DEFINED BELOW) OR (II) AN OPINION OF COUNSEL PURSUANT TO 7.02(b) OF THE AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER, THE SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE SECURITIES ADMINISTRATOR THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR XXXXXXX MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX, (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE AND (4) SUCH TRANSFEREE IS A UNITED STATES PERSON. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION OR A NON-UNITED STATES PERSON, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.

Certificate No.1

Class R-[1][2][X]
	Percentage Interest: 100%
Date of Pooling and Servicing Agreement and Cut-off Date: January 1, 2007

First Distribution Date: February 25, 2007

Master Servicer: EMC Mortgage Corporation
	CUSIP: [____________]
Assumed Final Distribution Date: February 25, 2037

ASSET-BACKED CERTIFICATE

SERIES 2007-AC1

evidencing a percentage interest in the distributions allocable to the Class R-[1][2][X] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, one- to four-family, fixed interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.

This certifies that ________________ is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, first lien, fixed rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC, as Master Servicer, seller and company, Xxxxx Fargo Bank, National Association, as securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a United States Person and a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Securities Administrator of, among other things, an affidavit to the effect that it is a United States Person and Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a United States Person and a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.

IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be duly executed.

Dated: January 30, 2007

XXXXX FARGO BANK, NATIONAL ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

CERTIFICATE OF AUTHENTICATION

This is one of the Class R-[1][2][X] Certificates referred to in the within-mentioned Agreement.

XXXXX FARGO BANK, NATIONAL

ASSOCIATION,

as Securities Administrator

By:

Authorized Signatory

ASSIGNMENT

I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:


		.

Dated:
	Signature by or on behalf of assignor


	Signature Guaranteed

DISTRIBUTION INSTRUCTIONS

This assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds

to					,
for the account of					,
account number___________, or, if mailed by check, to					,
Applicable statements should be mailed to					,
					.

This information is provided by				,
the assignee named above, or				,
as its agent.

EXHIBIT B

MORTGAGE LOAN SCHEDULE

LOAN_ID                                 LOAN_SEQ                  CITY1                                                 STATE                             ZIP_CODE                  PROPTYPE                                                 CURRENT_GROSS_COUPON                       SERV_FEE                    LPMI                       MSERV                               CURRENT_NET_COUPON                          MATURITY_DATE                              STATED_ORIGINAL_TERM
-------                                 --------                  -----                                                 -----                             --------                  --------                                                 --------------------                       --------                    ----                       -----                               ------------------                          -------------                              --------------------
16684756                                16684756                  Xxxxxx                                                XX                                    0000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20360801                                               360
16665775                                16665775                  XXXX                                                  XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16656694                                16656694                  Xxxxxxx                                               XX                                    0000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20360901                                               360
16661987                                16661987                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665689                                16665689                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16616045                                16616045                  Xxx Xxxx                                              XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16640564                                16640564                  Xxxxxxx Xxxxx                                         XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16609830                                16609830                  Xxxxxxx                                               XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16652239                                16652239                  XXXX                                                  XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16656719                                16656719                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16596952                                16596952                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16656209                                16656209                  XXXXX                                                 XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16632436                                16632436                  Xxxxxx                                                XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16791043                                16791043                  XXXXXXX XXXXX                                         XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16791055                                16791055                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16651585                                16651585                  Xxxxx                                                 XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461001                                               360
16650246                                16650246                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16648965                                16648965                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16339458                                16339458                  XXXXXXXXXX                                            XX                                   00000                  CO-OP                                                                       7                           0.25                       0                       0.012                                            6.738                               20360801                                               360
16706583                                16706583                  Xxxxxx                                                XX                                   00000                  Hi-Rise Condo                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16662560                                16662560                  XXXXX                                                 XX                                   00000                  Single Family                                                             8.5                           0.25                    0.67                       0.012                                            7.568                               20361101                                               360
16662581                                16662581                  XXXXXXX                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16662602                                16662602                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16662422                                16662422                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16662446                                16662446                  XXXXXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16662467                                16662467                  XXX XXXXX                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16662371                                16662371                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                      7.75                           0.25                    0.36                       0.012                                            7.128                               20361101                                               360
16662372                                16662372                  XXXXXXXXXXXXXX                                        XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16662374                                16662374                  XXXXXXXXXX XXXX                                       XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16662380                                16662380                  XXXXXXXXXX XXXX                                       XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16662392                                16662392                  XXXXXXXXXX XXXX                                       XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16662279                                16662279                  XXXXXXXXXXXX                                          XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16662284                                16662284                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16662275                                16662275                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16775002                                16775002                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16777131                                16777131                  Xxxxxxxxxx                                            XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16779025                                16779025                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16784747                                16784747                  XXXXXXX                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16772058                                16772058                  Xxxxxxxx                                              XX                                   00000                  Condominium                                                             6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16723643                                16723643                  Voorhees                                              NJ                                    8043                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16723654                                16723654                  Xxxxx Xxxxx                                           XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16723668                                16723668                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16728701                                16728701                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16729468                                16729468                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16729903                                16729903                  Xxxxx                                                 XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16722219                                16722219                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16765163                                16765163                  Xxxxxxx                                               XX                                    0000                  Single Family                                                            6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16768494                                16768494                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16771161                                16771161                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16771175                                16771175                  Xxxxx                                                 XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16684499                                16684499                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16616169                                16616169                  Xxxxxxxxxxxxx                                         XX                                    0000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16790861                                16790861                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20461101                                               360
16670886                                16670886                  Xxxxx                                                 XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16670890                                16670890                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20461101                                               360
16670894                                16670894                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     6.999                           0.25                       0                       0.012                                            6.737                               20361101                                               360
16672818                                16672818                  Xxxxxxxxx Xxxx                                        XX                                   00000                  Condominium                                                              7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16673116                                16673116                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16674185                                16674185                  Xxxxx Xxx Xxxxx                                       XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16674188                                16674188                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16676575                                16676575                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16676783                                16676783                  Xxxxx Xxx Xxxxx                                       XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16681522                                16681522                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                         8                           0.25                    0.75                       0.012                                            6.988                               20361101                                               360
16681532                                16681532                  XXXXXXXXXX                                            XX                                   00000                  Townhouse                                                                7.75                           0.25                    0.51                       0.012                                            6.978                               20361101                                               360
16684102                                16684102                  XXXX                                                  XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16685745                                16685745                  XXXXXXXX XXXX                                         XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16693556                                16693556                  Xxxx Xxxxxxxx                                         XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16693652                                16693652                  Xxxxxx                                                XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16693679                                16693679                  Xxxxxx                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16693680                                16693680                  Xxxxx Xxxxx                                           XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16693687                                16693687                  Xxxxxxxxxxxx                                          XX                                   00000                  Condominium                                                             6.999                           0.25                       0                       0.012                                            6.737                               20361201                                               360
16693711                                16693711                  Xxxxxxxx                                              XX                                    0000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361101                                               360
16693790                                16693790                  Sun City Xxxx                                         XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16696195                                16696195                  XXXXX                                                 XX                                   00000                  Condominium                                                              8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16696238                                16696238                  XXXXX                                                 XX                                   00000                  Condominium                                                              8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16696480                                16696480                  XXXX XXXXX                                            XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16697411                                16697411                  Xxxxxx                                                XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16706766                                16706766                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16706835                                16706835                  Xxxxxx                                                XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16706910                                16706910                  Xxxxxx Xxxxxxxxx                                      XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16706921                                16706921                  XXX XXXXX                                             XX                                   00000                  PUD                                                                         7                           0.25                    0.57                       0.012                                            6.168                               20361101                                               360
16707080                                16707080                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16707129                                16707129                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16707884                                16707884                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16708089                                16708089                  XXXXXXX                                               XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16710767                                16710767                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16711091                                16711091                  XXXXXXX                                               XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16713909                                16713909                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           6.999                           0.25                       0                       0.012                                            6.737                               20361201                                               360
16714075                                16714075                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16714091                                16714091                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16714812                                16714812                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16715114                                16715114                  Sun City Xxxx                                         XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16715226                                16715226                  Xxxxxx                                                XX                                   00000                  Single Family                                                           6.999                           0.25                       0                       0.012                                            6.737                               20361201                                               360
16715231                                16715231                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16717253                                16717253                  Xxx Xxxx                                              XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16717405                                16717405                  Xxxxx Xxxxx                                           XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16717408                                16717408                  Xxxxx                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16718999                                16718999                  Xxxxx Xxxxx                                           XX                                   00000                  Single Family                                                           5.875                           0.25                       0                       0.012                                            5.613                               20361201                                               360
16665581                                16665581                  Xxxxxxxxxx                                            XX                                   00000                  Condominium                                                              8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16665586                                16665586                  Xxxxxxxxxx                                            XX                                   00000                  Condominium                                                              8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16611820                                16611820                  XXXXXXXX XXXX                                         XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16661960                                16661960                  Xxxxx                                                 XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16112156                                16112156                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20360201                                               360
16643870                                16643870                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16661995                                16661995                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20360901                                               360
16165649                                16165649                  Xxxxxxxxxx                                            XX                                   00000                  CO-OP                                                                    6.75                           0.25                       0                       0.012                                            6.488                               20360801                                               360
16628929                                16628929                  XXXXX XXXXX                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16397233                                16397233                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20450201                                               360
16650485                                16650485                  Xxxxx                                                 XX                                   00000                  Hi-Rise Condo                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16650288                                16650288                  XXXXX                                                 XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16649206                                16649206                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16650043                                16650043                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16650079                                16650079                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           8.125                           0.25                    0.57                       0.012                                            7.293                               20361101                                               360
16648969                                16648969                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16648980                                16648980                  Xxxxxxxxxxxx                                          XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16648848                                16648848                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16648727                                16648727                  XXXXXXX XXXX                                          XX                                   00000                  2-4 Family                                                               8.99                           0.25                    0.55                       0.012                                            8.178                               20361001                                               360
16648615                                16648615                  Xxxxxx                                                XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16648586                                16648586                  Xxx Xxxxx                                             XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16648519                                16648519                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16648528                                16648528                  Xxxxxxx Xxxxxxx                                       XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16648453                                16648453                  Xxxxx                                                 XX                                   00000                  Hi-Rise Condo                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16648479                                16648479                  XXXXXXXX                                              XX                                   00000                  Single Family                                                               8                           0.25                    1.03                       0.012                                            6.708                               20361001                                               360
16648480                                16648480                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16648419                                16648419                  XXXXXX                                                XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16648335                                16648335                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                              7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16648364                                16648364                  XXXXX                                                 XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16648396                                16648396                  XXXXXXXX XXX                                          XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16395764                                16395764                  XXXX                                                  XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20360801                                               360
16798172                                16798172                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                     6.875                           0.25                    0.77                       0.012                                            5.843                               20361201                                               360
16790984                                16790984                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16790985                                16790985                  Xxxxxx                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16661969                                16661969                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16659219                                16659219                  XXXXXX XXXXX                                          XX                                   00000                  Condominium                                                               7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16659066                                16659066                  Xxxxxx                                                XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16659112                                16659112                  Xxxx Xxx                                              XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16659026                                16659026                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                       7.5                           0.25                    0.72                       0.012                                            6.518                               20361001                                               360
16659033                                16659033                  XXXXXX                                                XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16658934                                16658934                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               9                           0.25                    0.96                       0.012                                            7.778                               20361001                                               360
16658953                                16658953                  Xxxxx Xxxxxxxxxx                                      XX                                    0000                  2-4 Family                                                               7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16658988                                16658988                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16658846                                16658846                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16662637                                16662637                  Xxxxx                                                 XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16670635                                16670635                  Xxxxxx                                                XX                                   00000                  Townhouse                                                                7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16670621                                16670621                  Xxxxxx                                                XX                                   00000                  Townhouse                                                                7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16665753                                16665753                  XXXXXXXXXXXX                                          XX                                   00000                  Condominium                                                               8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16704510                                16704510                  Xxxxxx Xxxx Xxxxx                                     XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16651232                                16651232                  XXXXXXX                                               XX                                   00000                  Condominium                                                               7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16632930                                16632930                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16704433                                16704433                  XXXXXX                                                XX                                    0000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16706900                                16706900                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16695594                                16695594                  XXX XXXXX                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16654025                                16654025                  Xxxxxxxxxx                                            XX                                   00000                  Townhouse                                                                   7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16654357                                16654357                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16654477                                16654477                  Xxxxxx                                                XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16654490                                16654490                  Xxxxx                                                 XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16656637                                16656637                  Xxxx Xxxx Xxxx                                        XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16656990                                16656990                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16658522                                16658522                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16658907                                16658907                  XXXXX                                                 LA                                   70714                  Single Family                                                           8.875                           0.25                    0.63                       0.012                                            7.983                               20361101                                               360
16643854                                16643854                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16659192                                16659192                  Xxxxx                                                 XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16659193                                16659193                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16649125                                16649125                  Xxx Xxxxx                                             XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16650412                                16650412                  XXXX XXXXX XXXXXXX                                    XX                                   00000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16664147                                16664147                  XXX XXXXX                                             XX                                   00000                  PUD                                                                         7                           0.25                    0.59                       0.012                                            6.148                               20361001                                               360
16665790                                16665790                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16665984                                16665984                  Xxxxxx                                                XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16667117                                16667117                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16667411                                16667411                  Xxxxxxxx                                              XX                                   00000                  Condominium                                                               6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16394053                                16394053                  Xxx Xxxxxx                                            XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20360901                                               360
16634406                                16634406                  Sun City Xxxx                                         XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16640965                                16640965                  XXXXX                                                 XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16611855                                16611855                  Xxx Xxxxxx                                            XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16600850                                16600850                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20461001                                               360
16601342                                16601342                  Xxxxxxx Xxxxxxx                                       XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16393867                                16393867                  HOT XXXXXXX XXXXXXX                                   XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360801                                               360
16790829                                16790829                  Xxx Xxxxxxx                                           XX                                   00000                  PUD                                                                      7.25                           0.25                    0.25                       0.012                                            6.738                               20361201                                               360
16790833                                16790833                  Xxxxx                                                 XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16790842                                16790842                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16790862                                16790862                  Xxxxxx                                                XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20461201                                               360
16790737                                16790737                  Xxxxx Xxxxx                                           XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16790799                                16790799                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16789035                                16789035                  Xxx Xxxxx                                             XX                                   00000                  Single Family                                                           7.625                           0.25                    0.52                       0.012                                            6.843                               20361201                                               360
16790433                                16790433                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             5.5                           0.25                       0                       0.012                                            5.238                               20361201                                               360
16790438                                16790438                  Xxxxxxxx Xxxxxxx                                      XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16790484                                16790484                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16790698                                16790698                  Xxxxxx                                                XX                                   00000                  Townhouse                                                                6.75                           0.25                       0                       0.012                                            6.488                               20470101                                               360
16788695                                16788695                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16788714                                16788714                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461201                                               360
16788751                                16788751                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16788775                                16788775                  XXXXXXXX XXX                                          XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16788801                                16788801                  XXXXXXX                                               XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16788806                                16788806                  AVON                                                  IN                                   00000                  XXX                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16788818                                16788818                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20470101                                               360
16788828                                16788828                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16788892                                16788892                  Xxxxxx                                                XX                                   00000                  Single Family                                                              10                           0.25                     0.8                       0.012                                            8.938                               20361201                                               360
16788659                                16788659                  XXXXXX                                                XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16788676                                16788676                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16633099                                16633099                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     6.999                           0.25                       0                       0.012                                            6.737                               20361001                                               360
16634314                                16634314                  Brea                                                  CA                                   92821                  Single Family                                                            7.25                           0.25                    0.57                       0.012                                            6.418                               20360901                                               360
16634452                                16634452                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16419530                                16419530                  SEABROOK                                              NH                                    3874                  2-4 Family                                                               9.25                           0.25                       0                       0.012                                            8.988                               20360901                                               360
16571659                                16571659                  Xxx Xxxxxx                                            XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20461101                                               360
16591556                                16591556                  Boyds                                                 MD                                   00000                  XXX                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16420717                                16420717                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16645829                                16645829                  Xxxxxxxx                                              XX                                    0000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16661807                                16661807                  Xxxxxx                                                XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16663563                                16663563                  Xxxxx                                                 XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16665300                                16665300                  XXXX                                                  ME                                    4039                  Single Family                                                           8.125                           0.25                    0.99                       0.012                                            6.873                               20361101                                               360
16669984                                16669984                  Xxxxxx                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16669987                                16669987                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                    0.71                       0.012                                            6.528                               20361201                                               360
16692431                                16692431                  XXXX                                                  XX                                   00000                  Single Family                                                               8                           0.25                    0.63                       0.012                                            7.108                               20361201                                               360
16692707                                16692707                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16693797                                16693797                  Xxxxxxx                                               XX                                   00000                  Condominium                                                               7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16696383                                16696383                  Xxxxxxxxxx                                            XX                                   00000                  2-4 Family                                                               8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16696632                                16696632                  XXXX XXXXXX                                           XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20461201                                               360
16688275                                16688275                  Xxxxxxxxxxxx                                          XX                                   00000                  2-4 Family                                                               7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16688369                                16688369                  XXXXX XXXXXXXX                                        XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16692102                                16692102                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                                  8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16676634                                16676634                  XXXXXX                                                XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16676754                                16676754                  XXXXXX                                                XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16676847                                16676847                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             8.5                           0.25                    1.01                       0.012                                            7.228                               20361201                                               360
16680222                                16680222                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16680306                                16680306                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16680405                                16680405                  Xxxxx                                                 XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16681634                                16681634                  XXXXXXX                                               XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16684690                                16684690                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16685771                                16685771                  Xxxxx                                                 XX                                   00000                  PUD                                                                      8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16674414                                16674414                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16674837                                16674837                  XX XXXXX                                              XX                                   00000                  2-4 Family                                                                8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16667377                                16667377                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            8.75                           0.25                    1.84                       0.012                                            6.648                               20361101                                               360
16667380                                16667380                  XXXXXXXXXX                                            XX                                   00000                  Condominium                                                             8.375                           0.25                    1.34                       0.012                                            6.773                               20361001                                               360
16667423                                16667423                  Xxxxxxxxxx                                            XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16670361                                16670361                  XXXXXXXXX                                             XX                                   00000                  Townhouse                                                               7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16670474                                16670474                  XXXX                                                  XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16670622                                16670622                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16672487                                16672487                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16672806                                16672806                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16672867                                16672867                  XXXXXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16672895                                16672895                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                                9.5                           0.25                       0                       0.012                                            9.238                               20361101                                               360
16672951                                16672951                  XXXX                                                  XX                                   00000                  PUD                                                                     8.625                           0.25                    0.87                       0.012                                            7.493                               20361201                                               360
16665560                                16665560                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16665576                                16665576                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16665589                                16665589                  XXXXXXX XXXXX                                         XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16664012                                16664012                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16664199                                16664199                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16664382                                16664382                  Xxxx Xxxxx                                            XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16653984                                16653984                  Xxxxxxx                                               XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16654547                                16654547                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16656002                                16656002                  XX XXXX                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16656704                                16656704                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16656784                                16656784                  XXXXXXX                                               XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16656869                                16656869                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16656905                                16656905                  Xxxxxx                                                XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16656917                                16656917                  Xx Xxxxxxx                                            XX                                   00000                  2-4 Family                                                              7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16662079                                16662079                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16662391                                16662391                  XXXXXXX                                               XX                                   00000                  Condominium                                                             7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16663736                                16663736                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16663798                                16663798                  Xxxxx Xxxx                                            XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16651637                                16651637                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20360901                                               360
16653752                                16653752                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16653759                                16653759                  XXXXXXX                                               XX                                   00000                  2-4 Family                                                              8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16649950                                16649950                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16650280                                16650280                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16651066                                16651066                  Xxxxxx                                                XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16633060                                16633060                  XXXX                                                  XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16638275                                16638275                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16638673                                16638673                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16641066                                16641066                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16643754                                16643754                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361001                                               360
16646366                                16646366                  XXXXX                                                 XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16616316                                16616316                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16632380                                16632380                  Xxxxxx                                                XX                                    0000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16596747                                16596747                  Xxxx                                                  XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16597707                                16597707                  Xxx Xxxxx                                             XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20360901                                               360
16602631                                16602631                  XXXXXXXXX                                             XX                                    0000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16603814                                16603814                  Xxxxxxxxxx                                            XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16570818                                16570818                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20360901                                               360
16571675                                16571675                  XXXXXXX                                               XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20360801                                               360
16570514                                16570514                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20360901                                               360
16540095                                16540095                  Xxxxxxxxx                                             XX                                    0000                  CO-OP                                                                     7.5                           0.25                       0                       0.012                                            7.238                               20360701                                               360
16544141                                16544141                  XXXX XXXX                                             XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16646488                                16646488                  XXXX XXXXX                                            XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20450301                                               360
16646388                                16646388                  Xxxxxx                                                XX                                   00000                  PUD                                                                     8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16646413                                16646413                  Xxxxxxx Xxxxxxx                                       XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16646231                                16646231                  XXXXXXXXXXXX                                          XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16646278                                16646278                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16646133                                16646133                  Xxxxxxx                                               XX                                   00000                  2-4 Family                                                              6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16643574                                16643574                  Xxxxx                                                 XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16643602                                16643602                  XXXX XXXXX                                            XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16643645                                16643645                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16643752                                16643752                  Xxxxx Xxxx                                            XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16643755                                16643755                  Xxxxxxxxxx                                            XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16643801                                16643801                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16643813                                16643813                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16643977                                16643977                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16643985                                16643985                  Xxxxxxxxxx                                            XX                                   00000                  2-4 Family                                                               7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16644000                                16644000                  XXX XXXX                                              XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361001                                               360
16644042                                16644042                  Xxxxx Xxxxx Xxxxx                                     XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16644067                                16644067                  Xxx Xxxxx                                             XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461101                                               360
16644100                                16644100                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16641022                                16641022                  Xxxx                                                  XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16641184                                16641184                  XXXXXXX XXXX                                          XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16641214                                16641214                  XXXXXXXX XXXX                                         XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361201                                               360
16641397                                16641397                  Xxxxx Xxxxxxx                                         XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16643535                                16643535                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16640724                                16640724                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16640871                                16640871                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20461101                                               360
16640643                                16640643                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16638865                                16638865                  Xxxx Xxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16638896                                16638896                  Xxxxxxxxx                                             XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16638608                                16638608                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16638611                                16638611                  Xxxxxx Xxxx                                           XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20360801                                               360
16638627                                16638627                  Xxxxx Xxxxxxxx Xxxxx                                  XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16638798                                16638798                  XXXXXXX                                               XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20461101                                               360
16638257                                16638257                  XXXXXXXX                                              XX                                    0000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16638309                                16638309                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16638432                                16638432                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16634700                                16634700                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16634765                                16634765                  XXXXX XXXXX                                           XX                                   00000                  PUD                                                                     9.375                           0.25                    0.98                       0.012                                            8.133                               20361001                                               360
16634237                                16634237                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16634272                                16634272                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16633097                                16633097                  Xxxxxxxxxxxx                                          XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16632485                                16632485                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                            8.25                           0.25                    0.62                       0.012                                            7.368                               20361001                                               360
16632592                                16632592                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16632635                                16632635                  XXXXXXXX                                              XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16632261                                16632261                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361001                                               360
16632333                                16632333                  XXXXXXXXXX                                            XX                                   00000                  Condominium                                                                 7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16629185                                16629185                  Xxxxxxxxxxxxx                                         XX                                    0000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16629243                                16629243                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16629293                                16629293                  XXXX XXXXX                                            XX                                   00000                  Single Family                                                            7.25                           0.25                    0.47                       0.012                                            6.518                               20361001                                               360
16788432                                16788432                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16788449                                16788449                  XXXXXXX                                               XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16788495                                16788495                  AM XXX                                                XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16788563                                16788563                  Xxxxxxxx Xxxxxxxx                                     XX                                    0000                  Single Family                                                           8.875                           0.25                    1.32                       0.012                                            7.293                               20361201                                               360
16784791                                16784791                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.25                           0.25                    0.73                       0.012                                            6.258                               20361201                                               360
16784801                                16784801                  Xxxxxx                                                XX                                   00000                  Condominium                                                                 7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16784875                                16784875                  Xxxx                                                  XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20461201                                               360
16784919                                16784919                  XXXXXXX                                               XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16784920                                16784920                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16785017                                16785017                  XXXX XXXXXX                                           XX                                   00000                  Condominium                                                               6.5                           0.25                       0                       0.012                                            6.238                               20470101                                               360
16786219                                16786219                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                             9.5                           0.25                    1.32                       0.012                                            7.918                               20361201                                               360
16786277                                16786277                  Xxxxxx                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16784684                                16784684                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16784689                                16784689                  Xxxxx                                                 XX                                   00000                  Hi-Rise Condo                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361201                                               360
16781146                                16781146                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16781268                                16781268                  XXXX XXXXX                                            XX                                   00000                  2-4 Family                                                               6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16784603                                16784603                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16784639                                16784639                  XXXXX                                                 XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16780801                                16780801                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16780814                                16780814                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16780836                                16780836                  Xxxxx Xxxxxxxxxx                                      XX                                   00000                  2-4 Family                                                             10.125                           0.25                    0.75                       0.012                                            9.113                               20361101                                               360
16780915                                16780915                  Xxxxxxxxxx Xxxx                                       XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16780960                                16780960                  Xxxxx Xxxxx Xxxxxx                                    XX                                   00000                  Condominium                                                                 8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16781040                                16781040                  XXX XXXXX                                             XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16778707                                16778707                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            9.75                           0.25                    1.05                       0.012                                            8.438                               20361201                                               360
16778767                                16778767                  Xxxxxx                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461201                                               360
16778889                                16778889                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16776931                                16776931                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16777004                                16777004                  XXX XXXXX                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16777024                                16777024                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16777037                                16777037                  XXXXXXXXXXXX                                          XX                                   00000                  Townhouse                                                                 6.5                           0.25                       0                       0.012                                            6.238                               20461201                                               360
16777059                                16777059                  XXXXXX XXXXXXXXX                                      XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16777106                                16777106                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16778233                                16778233                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16778273                                16778273                  XXXXX                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16778379                                16778379                  Xxxxx Xxxxxxxx                                        XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16778405                                16778405                  XXX XXXX XXXXXX                                       XX                                   00000                  2-4 Family                                                               6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16778408                                16778408                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16778416                                16778416                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16778438                                16778438                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      7.25                           0.25                    0.63                       0.012                                            6.358                               20361201                                               360
16778457                                16778457                  Woodbine                                              NJ                                    8270                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16778465                                16778465                  XXXX XXXXX                                            XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16778467                                16778467                  Xxxxxx Xxxxxx                                         XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361001                                               360
16778473                                16778473                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16778487                                16778487                  Xxx Xxxxxx                                            XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16778523                                16778523                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16778528                                16778528                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16778547                                16778547                  XXXXXXX                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16778570                                16778570                  XXXXXXX                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16776809                                16776809                  XXXXXX                                                XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16776886                                16776886                  XXXXXX                                                XX                                   00000                  PUD                                                                     6.875                           0.25                    0.41                       0.012                                            6.203                               20361101                                               360
16775628                                16775628                  XXXXXX                                                XX                                   00000                  Single Family                                                               8                           0.25                    1.19                       0.012                                            6.548                               20461201                                               360
16775633                                16775633                  Xxxxxxxxx                                             XX                                   00000                  2-4 Family                                                               9.75                           0.25                    1.19                       0.012                                            8.298                               20361101                                               360
16776677                                16776677                  Xxxxx Xxxx                                            XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16776681                                16776681                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           9.625                           0.25                    0.71                       0.012                                            8.653                               20361201                                               360
16776687                                16776687                  XXX XXXXXXX                                           XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16628966                                16628966                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16628700                                16628700                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16628716                                16628716                  Xxxx Xxxxxxxxxx                                       XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16628802                                16628802                  Xxxx Xxxxxx                                           XX                                    0000                  2-4 Family                                                              8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16616279                                16616279                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16616314                                16616314                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16615994                                16615994                  Xxxxxx                                                XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16616018                                16616018                  XXXXX                                                 XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16616065                                16616065                  XXXXXX                                                XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16616182                                16616182                  Xxxxx Xxxxx                                           XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16616243                                16616243                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16612984                                16612984                  XXXXXXXXXX                                            XX                                   00000                  2-4 Family                                                              8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16613179                                16613179                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16612953                                16612953                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16775428                                16775428                  Xxxxxxx Xxxxx                                         XX                                   00000                  Single Family                                                           8.375                           0.25                    0.51                       0.012                                            7.603                               20361201                                               360
16775379                                16775379                  XXXXXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16612798                                16612798                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16612854                                16612854                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16612906                                16612906                  XXXXXX                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16650402                                16650402                  Xxxxx                                                 XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16774946                                16774946                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361201                                               360
16774954                                16774954                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16774969                                16774969                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20470101                                               360
16775056                                16775056                  XXXXXXXXXX XXXX                                       XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16775057                                16775057                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16775078                                16775078                  XXXXXXX                                               XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16784763                                16784763                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16780948                                16780948                  Xxx Xxxxxx                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16772602                                16772602                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16772616                                16772616                  XXXXXX                                                XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16772661                                16772661                  XXXXX                                                 XX                                   00000                  2-4 Family                                                              8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16772665                                16772665                  XXXXXXXX                                              XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16772696                                16772696                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                              7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16772267                                16772267                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                               6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16772377                                16772377                  XXXXX XXXX                                            XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16772452                                16772452                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                           6.125                           0.25                       0                       0.012                                            5.863                               20361201                                               360
16772518                                16772518                  XXXXXXX                                               XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16772529                                16772529                  XXX XXXXXXXXX                                         XX                                   00000                  Single Family                                                            7.25                           0.25                    0.54                       0.012                                            6.448                               20361201                                               360
16771900                                16771900                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16771957                                16771957                  XXXX XXX                                              XX                                   00000                  Single Family                                                           6.125                           0.25                       0                       0.012                                            5.863                               20470101                                               360
16772015                                16772015                  XXXXX                                                 XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16772068                                16772068                  Xxx Xxxxx                                             XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16771711                                16771711                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16771730                                16771730                  XXXXXXXXXXXXX                                         XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16771748                                16771748                  XXXXXXX                                               XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16771752                                16771752                  XXXXXX XXXXX                                          XX                                   00000                  Single Family                                                             8.5                           0.25                    0.47                       0.012                                            7.768                               20361201                                               360
16771773                                16771773                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16771781                                16771781                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16771803                                16771803                  Xxx                                                   XX                                   00000                  2-4 Family                                                                8.5                           0.25                    0.58                       0.012                                            7.658                               20361201                                               360
16771827                                16771827                  XXXXXXX                                               XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16770842                                16770842                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16770853                                16770853                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                         8                           0.25                    0.61                       0.012                                            7.128                               20361001                                               360
16770856                                16770856                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                           8.625                           0.25                    0.65                       0.012                                            7.713                               20361201                                               360
16770861                                16770861                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16770868                                16770868                  XXXXX                                                 XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16770893                                16770893                  Xxx Xxxxxx                                            XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16770917                                16770917                  Xxxxx Xxxxxxxx                                        XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16770937                                16770937                  Xxxxxx Xxxx                                           XX                                   00000                  Single Family                                                            7.75                           0.25                     1.1                       0.012                                            6.388                               20461201                                               360
16770945                                16770945                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16771000                                16771000                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.25                           0.25                    1.19                       0.012                                            6.798                               20361201                                               360
16771021                                16771021                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16771057                                16771057                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16771077                                16771077                  XXXXXXXX XXXXX                                        XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16768125                                16768125                  XXXXXX                                                XX                                   00000                  PUD                                                                     8.125                           0.25                       0                       0.012                                            7.863                               20361201                                               360
16768193                                16768193                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16768213                                16768213                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     7.125                           0.25                    0.57                       0.012                                            6.293                               20361201                                               360
16768216                                16768216                  XXXXXXX                                               XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16768224                                16768224                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                    0.57                       0.012                                            6.543                               20361201                                               360
16768247                                16768247                  CO SPGS                                               CO                                   80915                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16768252                                16768252                  XXXXXX                                                XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16768288                                16768288                  XXXXXXX                                               XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16768351                                16768351                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16768411                                16768411                  XXXXXXXX                                              XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16768430                                16768430                  Hot Xxxxxxx Xxxxxxx                                   XX                                   00000                  PUD                                                                      8.25                           0.25                    0.77                       0.012                                            7.218                               20361201                                               360
16768442                                16768442                  XXXX XXXXXX                                           XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20461201                                               360
16768476                                16768476                  XXXXXX                                                XX                                   00000                  2-4 Family                                                              6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16768482                                16768482                  XXXXXX                                                XX                                    0000                  Condominium                                                             9.875                           0.25                    1.33                       0.012                                            8.283                               20361201                                               360
16770752                                16770752                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16770783                                16770783                  XXXXXXXXX                                             XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16770797                                16770797                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           8.375                           0.25                    1.19                       0.012                                            6.923                               20361201                                               360
16768061                                16768061                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           8.725                           0.25                    0.47                       0.012                                            7.993                               20361101                                               360
16767997                                16767997                  Xxxxx Xxxxxx                                          XX                                   00000                  2-4 Family                                                               7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16768022                                16768022                  Xxxxxx                                                XX                                   00000                  PUD                                                                     8.125                           0.25                       0                       0.012                                            7.863                               20361201                                               360
16765575                                16765575                  XXXXXXX                                               XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16765581                                16765581                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                       7.5                           0.25                    0.48                       0.012                                            6.758                               20361201                                               360
16765582                                16765582                  XXXXXX                                                XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16765632                                16765632                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16765641                                16765641                  Xxxxxxxxx                                             XX                                   00000                  Condominium                                                             8.875                           0.25                    1.71                       0.012                                            6.903                               20361201                                               360
16765642                                16765642                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16767832                                16767832                  WOBURN                                                MA                                    1801                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16767848                                16767848                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16767876                                16767876                  XXXXXX XXXX                                           XX                                   00000                  Condominium                                                             6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16767895                                16767895                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16767903                                16767903                  Xxxxxxxx                                              XX                                   00000                  2-4 Family                                                              8.625                           0.25                       0                       0.012                                            8.363                               20361201                                               360
16767912                                16767912                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                               8                           0.25                    0.71                       0.012                                            7.028                               20361201                                               360
16767913                                16767913                  Xxxxxxxxxx Xxxx                                       XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16765356                                16765356                  Xxxxx Xxxxxxx                                         XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16765438                                16765438                  Xxxxxx                                                XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16765525                                16765525                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16765252                                16765252                  Xxxxxx Xxxxxx                                         XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20461201                                               360
16765309                                16765309                  XXXX XXXXX                                            XX                                   00000                  Condominium                                                               7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16765192                                16765192                  E Providence                                          RI                                    2915                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16765199                                16765199                  XXXXXXXXXX                                            XX                                    0000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16765124                                16765124                  Xxxxxx Xxx                                            XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16765134                                16765134                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16765094                                16765094                  XXXXX                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                    0.65                       0.012                                            6.588                               20361201                                               360
16765111                                16765111                  XXXXX                                                 XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16732072                                16732072                  XXXXXXXXXXXX                                          XX                                    0000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16732105                                16732105                  XX XXXXX                                              XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16732011                                16732011                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16721808                                16721808                  Xxxxxxx                                               MI                                   48367                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16719154                                16719154                  Xxxxxx                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16721743                                16721743                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461101                                               360
16721766                                16721766                  XXXXX                                                 XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16719057                                16719057                  Xxxxx Xxxx                                            XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16718528                                16718528                  XXXXXXX XXXXX                                         XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16718585                                16718585                  XXXXXX XXXXX                                          XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20470101                                               360
16718979                                16718979                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16718742                                16718742                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16718756                                16718756                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           8.125                           0.25                    0.65                       0.012                                            7.213                               20361201                                               360
16718803                                16718803                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.625                           0.25                    1.18                       0.012                                            7.183                               20361201                                               360
16718932                                16718932                  Xxxxx Xxxxx                                           XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16718402                                16718402                  XXX XXXXX                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16718343                                16718343                  Xxxx                                                  XX                                   00000                  PUD                                                                     8.625                           0.25                    1.12                       0.012                                            7.243                               20361101                                               360
16718374                                16718374                  XXXXXXXX                                              XX                                   00000                  Townhouse                                                               6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16718375                                16718375                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16718268                                16718268                  XXXXXXX                                               XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16718298                                16718298                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      7.75                           0.25                    0.65                       0.012                                            6.838                               20361201                                               360
16717669                                16717669                  RICE                                                  MN                                   56367                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20360801                                               360
16717672                                16717672                  XXXXX                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16717675                                16717675                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16717734                                16717734                  The Xxxxxxxxx                                         XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361201                                               360
16717741                                16717741                  XXXXX XXX                                             XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20461201                                               360
16717766                                16717766                  Xxxxxxx Xxxxx                                         XX                                   00000                  Condominium                                                              6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16717834                                16717834                  Xxxx                                                  XX                                   00000                  Townhouse                                                                   7                           0.25                    1.34                       0.012                                            5.398                               20361201                                               360
16718144                                16718144                  Xxxxxxx                                               XX                                   00000                  2-4 Family                                                                  9                           0.25                    1.12                       0.012                                            7.618                               20361201                                               360
16717496                                16717496                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16717560                                16717560                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16717573                                16717573                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           8.875                           0.25                    0.88                       0.012                                            7.733                               20361101                                               360
16717617                                16717617                  Xxxxx                                                 XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16717620                                16717620                  RICE                                                  MN                                   56367                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20360901                                               360
16717239                                16717239                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16717252                                16717252                  Xxxxxxxx Xxxxx                                        XX                                   00000                  Condominium                                                              6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16717261                                16717261                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     9.175                           0.25                    0.96                       0.012                                            7.953                               20361101                                               360
16717375                                16717375                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16717389                                16717389                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16717407                                16717407                  Xxxxxxxxx                                             XX                                   00000                  Condominium                                                             6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16717416                                16717416                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16717430                                16717430                  XXXXXXX                                               XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20461101                                               360
16717439                                16717439                  XXXXXX                                                XX                                   00000                  PUD                                                                      8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16717448                                16717448                  XXX XXXXXXX                                           XX                                   00000                  2-4 Family                                                              8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16717483                                16717483                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                               8                           0.25                    0.63                       0.012                                            7.108                               20361201                                               360
16715161                                16715161                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16715196                                16715196                  Xxxx Xxx Xxxxxx                                       XX                                   00000                  Single Family                                                            7.25                           0.25                    0.65                       0.012                                            6.338                               20361201                                               360
16715211                                16715211                  Xxxxxxx                                               XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16715251                                16715251                  Xxxxxx Xxxx                                           XX                                    0000                  Condominium                                                              7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16715310                                16715310                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16717150                                16717150                  Xxxxxxxxxx Xxxxx                                      XX                                   00000                  Hi-Rise Condo                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16717162                                16717162                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16714083                                16714083                  Xxx Xxxxxxx                                           XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16714180                                16714180                  xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            8.25                           0.25                    0.62                       0.012                                            7.368                               20361101                                               360
16714186                                16714186                  Xxxxxxx Xxxx                                          XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16714699                                16714699                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16715112                                16715112                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16714719                                16714719                  XXXXXX                                                XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16714742                                16714742                  Xxxxxx                                                XX                                    0000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16714743                                16714743                  Xxx Xxx                                               XX                                   00000                  Townhouse                                                               7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16714746                                16714746                  Xxxxx                                                 XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16714811                                16714811                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16714817                                16714817                  XXXXXXX                                               XX                                   00000                  2-4 Family                                                              8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16714828                                16714828                  XXX XXXXX                                             XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16714850                                16714850                  Rice                                                  MN                                   53367                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20360801                                               360
16714881                                16714881                  XXXXXXXX                                              XX                                   00000                  Townhouse                                                               6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16714920                                16714920                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16714921                                16714921                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.75                           0.25                    0.44                       0.012                                            7.048                               20361101                                               360
16713935                                16713935                  XXXXXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16713973                                16713973                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16713984                                16713984                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16713729                                16713729                  FALL RIVER                                            MA                                    2724                  Single Family                                                           8.375                           0.25                    1.13                       0.012                                            6.983                               20361201                                               360
16713775                                16713775                  XXXXX XXXX                                            XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16713524                                16713524                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361201                                               360
16713547                                16713547                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16713581                                16713581                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20461201                                               360
16713709                                16713709                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16713716                                16713716                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                       7.5                           0.25                    1.16                       0.012                                            6.078                               20361101                                               360
16713726                                16713726                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           8.625                           0.25                    1.11                       0.012                                            7.253                               20361201                                               360
16711093                                16711093                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16711104                                16711104                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16711123                                16711123                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16711186                                16711186                  Xxxxx Xxxxx                                           XX                                   00000                  Condominium                                                              6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16711196                                16711196                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16711258                                16711258                  XXXXXXX                                               XX                                   00000                  Single Family                                                           9.875                           0.25                    1.34                       0.012                                            8.273                               20361201                                               360
16710862                                16710862                  XXXXXXX                                               XX                                   00000                  Single Family                                                               9                           0.25                       0                       0.012                                            8.738                               20361101                                               360
16710873                                16710873                  Xxxxx Xxxxxxx                                         XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16710918                                16710918                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16710948                                16710948                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20461101                                               360
16710988                                16710988                  XXXXX                                                 XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16711039                                16711039                  Xxxxx Xxxxx                                           XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16711044                                16711044                  XXXXXXX                                               XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16711066                                16711066                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16710150                                16710150                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16710788                                16710788                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16710205                                16710205                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                            8.75                           0.25                    0.96                       0.012                                            7.528                               20361201                                               360
16709494                                16709494                  XXXXXXXXXX                                            XX                                    0000                  2-4 Family                                                               7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16709500                                16709500                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.375                           0.25                     0.6                       0.012                                            6.513                               20361101                                               360
16709598                                16709598                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16709612                                16709612                  XXXXXX                                                XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16709614                                16709614                  XXXXX                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16709619                                16709619                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16709631                                16709631                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16709636                                16709636                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16709640                                16709640                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16709642                                16709642                  XXXXXX                                                XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16709648                                16709648                  XXXXXX                                                XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16709652                                16709652                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.75                           0.25                    0.71                       0.012                                            6.778                               20361201                                               360
16709723                                16709723                  Xxxxxx                                                XX                                   00000                  PUD                                                                     8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16709742                                16709742                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16709770                                16709770                  Xxxxxx Xxxxx                                          XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16708165                                16708165                  ROY                                                   UT                                   84067                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16709806                                16709806                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16709846                                16709846                  Xxx Xxxxxxxxxx                                        XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16709867                                16709867                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                           6.125                           0.25                       0                       0.012                                            5.863                               20361201                                               360
16709877                                16709877                  Xxxxxx Xxxxxx                                         XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16708256                                16708256                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361201                                               360
16709887                                16709887                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16709895                                16709895                  XX XXXXX                                              XX                                   00000                  2-4 Family                                                               6.25                           0.25                       0                       0.012                                            5.988                               20361101                                               360
16709900                                16709900                  XXXXXX                                                XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16709904                                16709904                  Xxxxxx                                                XX                                   00000                  Condominium                                                             8.625                           0.25                       0                       0.012                                            8.363                               20361201                                               360
16709949                                16709949                  XXXXXXX                                               XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16709981                                16709981                  TONTO XXXXX                                           XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16709984                                16709984                  XXX XXXXXXX                                           XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16709987                                16709987                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      5.75                           0.25                       0                       0.012                                            5.488                               20361101                                               360
16710012                                16710012                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16708348                                16708348                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16706860                                16706860                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16706869                                16706869                  Xxxxxx                                                XX                                   00000                  Condominium                                                               8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16706916                                16706916                  Xxxxxxxx Xxxxx                                        XX                                   00000                  Single Family                                                            6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16706938                                16706938                  XXXXXXX                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16706967                                16706967                  XXX XXXXX                                             XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16706968                                16706968                  XXX XXXXX                                             XX                                   00000                  Condominium                                                             8.375                           0.25                    0.62                       0.012                                            7.493                               20361101                                               360
16706998                                16706998                  XXXXXXX XXX                                           XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20470101                                               360
16707031                                16707031                  Kennebec                                              ME                                    4345                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16707037                                16707037                  Xxxxxxxxxxxxx                                         XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16707054                                16707054                  Xxxxxxxxxx Xxxxx                                      XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16707120                                16707120                  Xxx Xxxxx                                             XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16707150                                16707150                  XXXXXXXXXX XXXXX                                      XX                                   00000                  Condominium                                                             6.375                           0.25                       0                       0.012                                            6.113                               20360901                                               360
16707760                                16707760                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20360801                                               360
16707804                                16707804                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16707843                                16707843                  XXXXXXXXX XXX                                         XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16707886                                16707886                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16707894                                16707894                  XXXX                                                  XX                                   00000                  PUD                                                                     7.125                           0.25                    0.73                       0.012                                            6.133                               20361101                                               360
16707930                                16707930                  Xxxxxxxxx Xxxx                                        XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16706721                                16706721                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16706758                                16706758                  Xxxxxx Xxxx                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16706794                                16706794                  Xxxxxxxxxxx                                           XX                                   00000                  Townhouse                                                                7.75                           0.25                    0.51                       0.012                                            6.978                               20361101                                               360
16704435                                16704435                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16704456                                16704456                  XXX XXXXXXX                                           XX                                   00000                  PUD                                                                     7.875                           0.25                    0.77                       0.012                                            6.843                               20361201                                               360
16704457                                16704457                  XXXXX XXXXXXX                                         XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16704488                                16704488                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16704492                                16704492                  Xxxxxx                                                XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20360801                                               360
16704496                                16704496                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16704498                                16704498                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16704499                                16704499                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16704500                                16704500                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16704504                                16704504                  Xxxx                                                  XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16704508                                16704508                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16704516                                16704516                  Xxxxxxxxx Xxxxx                                       XX                                   00000                  Hi-Rise Condo                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16704537                                16704537                  XXXXXX                                                XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16704552                                16704552                  Xx Xxxxx                                              XX                                   00000                  Single Family                                                           7.875                           0.25                    0.57                       0.012                                            7.043                               20361101                                               360
16704562                                16704562                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16704580                                16704580                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16706557                                16706557                  Xxxxxxxxxx                                            XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16706570                                16706570                  XXXXXX XXXXXXXXX                                      XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16706593                                16706593                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16706418                                16706418                  Xxxxx                                                 XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16706438                                16706438                  Xxxxx                                                 XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461201                                               360
16706445                                16706445                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16706461                                16706461                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           8.875                           0.25                     0.7                       0.012                                            7.913                               20361001                                               360
16706463                                16706463                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           8.875                           0.25                     0.7                       0.012                                            7.913                               20361001                                               360
16706470                                16706470                  Xxxxx                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16706473                                16706473                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16706479                                16706479                  Xxxxxxx Xxxxxx                                        XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16706487                                16706487                  Xxxxxxx                                               XX                                   00000                  2-4 Family                                                              8.625                           0.25                       0                       0.012                                            8.363                               20361201                                               360
16706490                                16706490                  Xxxxxxx                                               XX                                   00000                  2-4 Family                                                              8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16706507                                16706507                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16704048                                16704048                  XXXXXX XXXXX                                          XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16704072                                16704072                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     8.625                           0.25                    1.02                       0.012                                            7.343                               20361201                                               360
16704177                                16704177                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16704286                                16704286                  Xxxxx Xxxxx                                           XX                                   00000                  Single Family                                                           7.875                           0.25                    1.01                       0.012                                            6.603                               20361101                                               360
16704338                                16704338                  Xxxxx                                                 XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16704356                                16704356                  XXXXXXXXXX                                            XX                                   00000                  2-4 Family                                                               8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16704375                                16704375                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16704378                                16704378                  Xxx Xxxxxxxxxx                                        XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20461101                                               360
16704406                                16704406                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16697910                                16697910                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                             7.5                           0.25                    0.52                       0.012                                            6.718                               20361101                                               360
16697704                                16697704                  XXXX                                                  XX                                   00000                  Single Family                                                           6.375                           0.25                    0.37                       0.012                                            5.743                               20361101                                               360
16697743                                16697743                  Xxxxx Xxx Xxxxx                                       XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16697813                                16697813                  Xxxxxxx Xxxxx                                         XX                                   00000                  Condominium                                                               7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16695633                                16695633                  XXXXX XXXXXXX                                         XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16695653                                16695653                  XXXXX                                                 XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16695661                                16695661                  XXXXXXX                                               XX                                   00000                  Condominium                                                                 6                           0.25                       0                       0.012                                            5.738                               20361101                                               360
16695665                                16695665                  XXXXXX                                                LA                                   70785                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16695669                                16695669                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16695676                                16695676                  XXXXXXXX XXXX                                         XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16695522                                16695522                  XXXXXXX                                               XX                                   00000                  Condominium                                                             8.875                           0.25                       0                       0.012                                            8.613                               20360801                                               360
16695531                                16695531                  XXXXX                                                 XX                                   00000                  Condominium                                                             7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16695542                                16695542                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16695555                                16695555                  XXXX XXXXXXXX                                         XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20360801                                               360
16695563                                16695563                  XXXXXXX                                               XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361001                                               360
16695567                                16695567                  XXXXX                                                 XX                                   00000                  Condominium                                                              6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16695570                                16695570                  XXXX XXXXX                                            XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16695572                                16695572                  XXXXXX XXXX                                           XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16695576                                16695576                  XXXXXXX                                               XX                                   00000                  Condominium                                                              6.25                           0.25                       0                       0.012                                            5.988                               20361001                                               360
16695590                                16695590                  XXXXXXX                                               XX                                   00000                  Condominium                                                             6.375                           0.25                       0                       0.012                                            6.113                               20361001                                               360
16695601                                16695601                  XXX XXXXX                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16695603                                16695603                  XXXXXXX                                               XX                                   00000                  Condominium                                                             6.375                           0.25                       0                       0.012                                            6.113                               20361001                                               360
16695611                                16695611                  XXX XXXXXX                                            XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16695614                                16695614                  XXXXXXX XXXXX                                         XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16695626                                16695626                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16673622                                16673622                  XXX XXXXX                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16673628                                16673628                  XXXXXX                                                XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16673641                                16673641                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361001                                               360
16673645                                16673645                  XXX XXXXX                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16673659                                16673659                  XXXXXXXXXXXX                                          XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16673661                                16673661                  XXXXX XXX XXXXX                                       XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16673669                                16673669                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361001                                               360
16673677                                16673677                  XXX XXXXX                                             XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361001                                               360
16673682                                16673682                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16634799                                16634799                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     8.625                           0.25                    0.47                       0.012                                            7.893                               20361001                                               360
16709384                                16709384                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16685549                                16685549                  Xxxxxx                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20461101                                               360
16780545                                16780545                  Truth Or Xxxxxxxxxxxx                                 XX                                   00000                  Single Family                                                            8.75                           0.25                    1.32                       0.012                                            7.168                               20361201                                               360
16778141                                16778141                  Xxxxxxxxxx                                            XX                                   00000                  Townhouse                                                                9.25                           0.25                       0                       0.012                                            8.988                               20361201                                               360
16776310                                16776310                  Xxxxxxxx                                              XX                                   00000                  Townhouse                                                               7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16776341                                16776341                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361201                                               360
16767481                                16767481                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16767500                                16767500                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16773156                                16773156                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            9.25                           0.25                       0                       0.012                                            8.988                               20361201                                               360
16773081                                16773081                  Xxxxxx                                                XX                                   00000                  Single Family                                                            6.25                           0.25                       0                       0.012                                            5.988                               20461201                                               360
16731229                                16731229                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16765021                                16765021                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20461201                                               360
16730339                                16730339                  Xxxxxxxxxx                                            XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16731346                                16731346                  Xxxxxxxxx                                             XX                                   00000                  2-4 Family                                                                8.5                           0.25                    1.34                       0.012                                            6.898                               20361201                                               360
16730413                                16730413                  Xxxxx Xxx Xxxxx                                       XX                                   00000                  Single Family                                                           8.375                           0.25                    0.63                       0.012                                            7.483                               20361201                                               360
16731755                                16731755                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361001                                               360
16731776                                16731776                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20360901                                               360
16731837                                16731837                  XXXX XXXXXX                                           XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16731881                                16731881                  Xxxxxxxxx                                             XX                                   00000                  2-4 Family                                                                7.5                           0.25                    1.15                       0.012                                            6.088                               20361101                                               360
16731884                                16731884                  Xxxxxxxxx                                             XX                                   00000                  Condominium                                                             8.625                           0.25                    1.28                       0.012                                            7.083                               20361201                                               360
16731794                                16731794                  XXXXXXXXXX                                            XX                                    0000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16730237                                16730237                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                               8                           0.25                    0.82                       0.012                                            6.918                               20461201                                               360
16730049                                16730049                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16728005                                16728005                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16728212                                16728212                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16643834                                16643834                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16656147                                16656147                  Xxxxxx                                                XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16770898                                16770898                  XXX XXXXXXX                                           XX                                   00000                  2-4 Family                                                                  8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16658576                                16658576                  XXXXXXXXXXXXXX                                        XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16658526                                16658526                  Xxxxxx                                                XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16658561                                16658561                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16658464                                16658464                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16658491                                16658491                  Xxxxx Xxxxxxx                                         XX                                   00000                  Condominium                                                             9.125                           0.25                    1.31                       0.012                                            7.553                               20461001                                               360
16658501                                16658501                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361001                                               360
16658446                                16658446                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16658434                                16658434                  XXXXXXXXXX                                            XX                                    0000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16658369                                16658369                  XXXXXXXXXXXXX                                         XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16656891                                16656891                  XX XXXXX                                              XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16656901                                16656901                  Xxxxxxxxx                                             XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16656848                                16656848                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16656814                                16656814                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16656828                                16656828                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16656686                                16656686                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16803590                                16803590                  XXXXXXXXXX                                            XX                                   00000                  Condominium                                                              6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16801892                                16801892                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     6.625                           0.25                    0.72                       0.012                                            5.643                               20361201                                               360
16788889                                16788889                  Xxxxxx Xxxxx                                          XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16778514                                16778514                  Xxxxxxxxxx                                            XX                                   00000                  XXX                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16771755                                16771755                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      7.25                           0.25                    0.49                       0.012                                            6.498                               20361201                                               360
16771992                                16771992                  XXXXXX XXXXXXX                                        XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20360901                                               360
16765182                                16765182                  RICE                                                  MN                                   56367                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20360901                                               360
16731745                                16731745                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20360901                                               360
16729374                                16729374                  XXXXXXX-XXXXX                                         XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16729853                                16729853                  XXX XXXXXXX                                           XX                                   00000                  2-4 Family                                                               8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16729917                                16729917                  XXXXXXXXX                                             XX                                    0000                  2-4 Family                                                               10.5                           0.25                       0                       0.012                                           10.238                               20361001                                               360
16723948                                16723948                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           9.125                           0.25                       0                       0.012                                            8.863                               20361001                                               360
16722055                                16722055                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16718494                                16718494                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                                6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16713685                                16713685                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16713889                                16713889                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16714078                                16714078                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16714814                                16714814                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20461201                                               360
16714951                                16714951                  XXXXXXXXX                                             XX                                    0000                  Single Family                                                           7.875                           0.25                    0.58                       0.012                                            7.033                               20361101                                               360
16715019                                16715019                  XXXXX                                                 XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16717123                                16717123                  Xxx Xxxxxxxxx                                         XX                                   00000                  2-4 Family                                                               6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16717125                                16717125                  Xxxxx Xxxx                                            XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16717127                                16717127                  Xxxx Xxxx                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16717233                                16717233                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      5.75                           0.25                       0                       0.012                                            5.488                               20361101                                               360
16717257                                16717257                  Xxxxx Xxxxxx                                          XX                                   00000                  Single Family                                                           7.375                           0.25                    0.47                       0.012                                            6.643                               20361101                                               360
16708176                                16708176                  XXXXXXXXX                                             XX                                    0000                  2-4 Family                                                               9.25                           0.25                       0                       0.012                                            8.988                               20361101                                               360
16708279                                16708279                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16710200                                16710200                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           9.375                           0.25                    0.94                       0.012                                            8.173                               20361001                                               360
16710960                                16710960                  XXXXX                                                 XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16710976                                16710976                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             9.5                           0.25                       0                       0.012                                            9.238                               20360901                                               360
16706558                                16706558                  Xxxxx                                                 XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16707716                                16707716                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16704484                                16704484                  XXXXX                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16697789                                16697789                  Xxxxxxxx                                              XX                                   00000                  2-4 Family                                                              6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16667186                                16667186                  Xxxxxxxxxxx                                           XX                                   00000                  2-4 Family                                                                  8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16658700                                16658700                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16654195                                16654195                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16704363                                16704363                  Xxxxx                                                 XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16680194                                16680194                  Xxxx Xxx                                              XX                                   00000                  Single Family                                                            6.75                           0.25                    0.43                       0.012                                            6.058                               20360901                                               360
16672738                                16672738                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             8.5                           0.25                    0.37                       0.012                                            7.868                               20361101                                               360
16656551                                16656551                  Xxxxxxxx Xxxxxxx                                      XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16646000                                16646000                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16803552                                16803552                  XXXXXX                                                XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20461201                                               360
16658586                                16658586                  XXXXXXXXX                                             XX                                   00000                  Condominium                                                              6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16695588                                16695588                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16695540                                16695540                  XXXXXXX                                               XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16662124                                16662124                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20360901                                               360
16662218                                16662218                  XXXXXX                                                XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16667148                                16667148                  XXXXXXXXXXX                                           XX                                   00000                  2-4 Family                                                                  8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16659140                                16659140                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16667114                                16667114                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16788756                                16788756                  XXXXXX XXXX                                           XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20360901                                               360
16711054                                16711054                  XXXXXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16659114                                16659114                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16651481                                16651481                  XXXXXXXX XXXX                                         XX                                   00000                  2-4 Family                                                              7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16692105                                16692105                  XXXXXXX                                               XX                                   00000                  PUD                                                                     8.375                           0.25                    1.19                       0.012                                            6.923                               20361101                                               360
16706931                                16706931                  XXXXX                                                 XX                                   00000                  Condominium                                                              8.25                           0.25                    1.23                       0.012                                            6.758                               20361101                                               360
16654368                                16654368                  XXXXX                                                 XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20360901                                               360
16710752                                16710752                  XXXXXX                                                XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20461101                                               360
16723065                                16723065                  Xxxxx                                                 XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16634491                                16634491                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16680274                                16680274                  XXXX XXXXX                                            XX                                   00000                  PUD                                                                       8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16634447                                16634447                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                                  8                           0.25                       0                       0.012                                            7.738                               20461201                                               360
16768344                                16768344                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16704491                                16704491                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16640938                                16640938                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16790706                                16790706                  Xxxxx                                                 XX                                   00000                  Hi-Rise Condo                                                           7.125                           0.25                       0                       0.012                                            6.863                               20461201                                               360
16790771                                16790771                  Xxxxxxxxx                                             XX                                   00000                  Condominium                                                              7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16790997                                16790997                  XXXXXXX XXXXX                                         XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16798431                                16798431                  Xxxxx Xxxx                                            XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16798445                                16798445                  Xx Xxxxxxxx                                           XX                                   00000                  Single Family                                                             7.5                           0.25                    0.92                       0.012                                            6.318                               20361201                                               360
16798951                                16798951                  Xxxxx Xxx                                             XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361201                                               360
16801866                                16801866                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     7.375                           0.25                    0.47                       0.012                                            6.643                               20361201                                               360
16803802                                16803802                  Xxxxx Xxxxx                                           XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16803944                                16803944                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16803978                                16803978                  Xxxxx                                                 XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16775572                                16775572                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16780748                                16780748                  XXXXX                                                 XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361201                                               360
16788565                                16788565                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16788631                                16788631                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16788708                                16788708                  XXXXX                                                 XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16788991                                16788991                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     8.625                           0.25                       0                       0.012                                            8.363                               20361201                                               360
16770762                                16770762                  Xxxxxx                                                XX                                   00000                  Single Family                                                            5.75                           0.25                       0                       0.012                                            5.488                               20361101                                               360
16771015                                16771015                  XXXXXX XXXXXX                                         XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20461201                                               360
16774884                                16774884                  XXXXX                                                 XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16774886                                16774886                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16775075                                16775075                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16656669                                16656669                  Xxxxxx                                                XX                                   00000                  2-4 Family                                                                8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16656573                                16656573                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16656574                                16656574                  Corte Xxxxxx                                          XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16656541                                16656541                  XXXXX                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16656439                                16656439                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461101                                               360
16656475                                16656475                  Xxxxxxx Xxxxxxx                                       XX                                   00000                  Single Family                                                           8.375                           0.25                    0.62                       0.012                                            7.493                               20361101                                               360
16387140                                16387140                  Xx Xxxxxx                                             XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20360901                                               360
16388941                                16388941                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20360801                                               360
16840295                                16840295                  Xxx Xxxxx                                             XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16838826                                16838826                  XXXXXX XXXXXXX                                        XX                                   00000                  Condominium                                                              8.25                           0.25                       0                       0.012                                            7.988                               20361201                                               360
16838904                                16838904                  XXXXXXX                                               XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16826558                                16826558                  XXXXX X XXXXX                                         XX                                   00000                  Single Family                                                           7.625                           0.25                    0.72                       0.012                                            6.643                               20361201                                               360
16826896                                16826896                  XX XXXXX                                              XX                                   00000                  Single Family                                                            7.25                           0.25                    0.55                       0.012                                            6.438                               20361201                                               360
16819646                                16819646                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.125                           0.25                       0                       0.012                                            5.863                               20361201                                               360
16823679                                16823679                  XXXXX XXXXX                                           XX                                   00000                  PUD                                                                      5.75                           0.25                       0                       0.012                                            5.488                               20361201                                               360
16823681                                16823681                  XXX XXXXX                                             XX                                   00000                  PUD                                                                      5.75                           0.25                       0                       0.012                                            5.488                               20361201                                               360
16809470                                16809470                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16809514                                16809514                  XXXXXXX                                               XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16809523                                16809523                  XXX XXXX                                              XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16809545                                16809545                  XXX XXXXXXXX                                          XX                                    0000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16809623                                16809623                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16809378                                16809378                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16806760                                16806760                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16806935                                16806935                  Xxxxxxxxx                                             XX                                   00000                  Townhouse                                                               6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16806945                                16806945                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     7.375                           0.25                     0.4                       0.012                                            6.713                               20361201                                               360
16806952                                16806952                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16807057                                16807057                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16807097                                16807097                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16807102                                16807102                  XXXXXX                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16807114                                16807114                  XXXXXXX                                               XX                                   00000                  PUD                                                                       8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16809290                                16809290                  XXX XXXXXX XXXXX                                      XX                                   00000                  Condominium                                                              6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16804150                                16804150                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16803434                                16803434                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16801461                                16801461                  XXXXX XXXXX                                           XX                                   00000                  PUD                                                                         6                           0.25                       0                       0.012                                            5.738                               20361201                                               360
16801475                                16801475                  XXXXXX                                                XX                                   00000                  Condominium                                                               8.5                           0.25                    1.01                       0.012                                            7.228                               20361201                                               360
16801492                                16801492                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16801496                                16801496                  XXXXXX                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16801500                                16801500                  XXXXXXXXXXXXX                                         XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16801508                                16801508                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16801576                                16801576                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16801740                                16801740                  Xxxxxx                                                XX                                   00000                  Single Family                                                           7.625                           0.25                    0.57                       0.012                                            6.793                               20361201                                               360
16801743                                16801743                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            8.25                           0.25                    0.84                       0.012                                            7.148                               20361201                                               360
16801755                                16801755                  Show Low                                              AZ                                   85901                  PUD                                                                     6.875                           0.25                    0.63                       0.012                                            5.983                               20361201                                               360
16801784                                16801784                  XXXX XXXXX                                            XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16801791                                16801791                  XXXXXXX                                               XX                                    0000                  Single Family                                                          10.875                           0.25                    0.87                       0.012                                            9.743                               20361201                                               360
16801795                                16801795                  XXX XXXXXX                                            XX                                   00000                  Single Family                                                            8.25                           0.25                    0.79                       0.012                                            7.198                               20361001                                               360
16801937                                16801937                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16801986                                16801986                  Xxxxx Xxxxxxx                                         XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16801991                                16801991                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16798643                                16798643                  XXXXXXXX XXXX                                         XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16798687                                16798687                  CO SPGS                                               CO                                   80906                  Condominium                                                                 7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16798727                                16798727                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     8.375                           0.25                       0                       0.012                                            8.113                               20361201                                               360
16798732                                16798732                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16798513                                16798513                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20470101                                               360
16798530                                16798530                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             7.5                           0.25                    0.86                       0.012                                            6.378                               20361201                                               360
16798618                                16798618                  XXXXXX XXXXXX                                         XX                                   00000                  Condominium                                                                 8                           0.25                    0.52                       0.012                                            7.218                               20361201                                               360
16798207                                16798207                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16798220                                16798220                  XXX XXXXX                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16798337                                16798337                  Xxx Xxxxx                                             XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16798425                                16798425                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           6.875                           0.25                    0.21                       0.012                                            6.403                               20361201                                               360
16798466                                16798466                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16549670                                16549670                  XXXXXXXXX XXXXXXX                                     XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16656349                                16656349                  XXXXXXX                                               XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16656356                                16656356                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16656326                                16656326                  XXXXXXXXXX XXXX                                       XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16656346                                16656346                  XXXXXXXXXXXX                                          XX                                   00000                  2-4 Family                                                              8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16656245                                16656245                  XXXXX XXXXX                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16656246                                16656246                  Xxxxxxxxx                                             XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16656178                                16656178                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16656123                                16656123                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16656145                                16656145                  XXXXXX XXXXXX                                         XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16378115                                16378115                  Xxxx Xxxxxxxxxx                                       XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20360801                                               360
16656098                                16656098                  XXXXX XXXXXXXX XXXXX                                  XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16653966                                16653966                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16653980                                16653980                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16653986                                16653986                  XXXXX XXXXX XXXXX                                     XX                                   00000                  Condominium                                                             7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16653995                                16653995                  Xxxxxxx                                               XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16654031                                16654031                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16654078                                16654078                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16654185                                16654185                  XXX XXXXXXX                                           XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16654200                                16654200                  XXXXXX                                                XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16654201                                16654201                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16654205                                16654205                  XXXXXX                                                XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16654217                                16654217                  Xxxx                                                  XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16803475                                16803475                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16654220                                16654220                  Xxxxxxxx                                              XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16654232                                16654232                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16654270                                16654270                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16654409                                16654409                  XXXXXXXX                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16377427                                16377427                  Xxxxxx Xxxx                                           XX                                   00000                  PUD                                                                     8.375                           0.25                       0                       0.012                                            8.113                               20360901                                               360
16653932                                16653932                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16653788                                16653788                  XXXXXX                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16651543                                16651543                  XXXXXXXX XXXX                                         XX                                   00000                  Single Family                                                           8.375                           0.25                    0.42                       0.012                                            7.693                               20361101                                               360
16651596                                16651596                  XXXXX                                                 XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16651628                                16651628                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16651639                                16651639                  XXXX XXXXXXXXX                                        XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16651292                                16651292                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16651318                                16651318                  Xxxxxxx                                               XX                                   00000                  Townhouse                                                               9.375                           0.25                    0.82                       0.012                                            8.293                               20361101                                               360
16651336                                16651336                  XXXXX                                                 XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361001                                               360
16651365                                16651365                  XXXXXX XXXX                                           XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16651371                                16651371                  NEW XXXXXX                                            XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361001                                               360
16651454                                16651454                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16651218                                16651218                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20460901                                               360
16651239                                16651239                  XXXXX XXX                                             XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16651250                                16651250                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16651115                                16651115                  XXXXX                                                 XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16651127                                16651127                  Xxxxxxxxxxxx                                          XX                                   00000                  PUD                                                                      7.25                           0.25                    0.77                       0.012                                            6.218                               20361001                                               360
16651167                                16651167                  Xxxxx Xxxx                                            XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16371878                                16371878                  Xxxxxx                                                XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20360801                                               360
16659123                                16659123                  XXXXXX                                                XX                                   00000                  Condominium                                                                 7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16651312                                16651312                  XXXXXXXXXXXXX                                         XX                                   00000                  PUD                                                                     8.125                           0.25                       0                       0.012                                            7.863                               20361001                                               360
16697608                                16697608                  Xxxxxxxxxxxx                                          XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16697651                                16697651                  XXXXXXXXXXXX                                          XX                                   00000                  2-4 Family                                                              6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16697571                                16697571                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16697580                                16697580                  XXXXXX                                                XX                                   00000                  Single Family                                                             7.5                           0.25                    0.84                       0.012                                            6.398                               20361101                                               360
16697463                                16697463                  XXXXXXXX                                              XX                                    0000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461101                                               360
16697471                                16697471                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16697492                                16697492                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16697407                                16697407                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16697409                                16697409                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16697427                                16697427                  XXXXXXX                                               XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16697429                                16697429                  XXXXXXX                                               XX                                   00000                  Condominium                                                                 8                           0.25                       0                       0.012                                            7.738                               20360601                                               360
16696572                                16696572                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             8.5                           0.25                    0.39                       0.012                                            7.848                               20361001                                               360
16696620                                16696620                  XXXXXX                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16696520                                16696520                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16696352                                16696352                  Xxxxxx                                                XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16696357                                16696357                  XXXXXX                                                XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20461101                                               360
16696339                                16696339                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16696328                                16696328                  Xxxxxxx                                               XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16696288                                16696288                  XXXXXXXXXX XXXX                                       XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16696274                                16696274                  Xxxxxxx                                               XX                                   00000                  Townhouse                                                               7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16696278                                16696278                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16696285                                16696285                  Xxxxxxx                                               XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16696256                                16696256                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16696261                                16696261                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16696262                                16696262                  Xxxxxx Xxxx Xxxxxx                                    XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16696264                                16696264                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16696266                                16696266                  XXXXXXX                                               XX                                   00000                  2-4 Family                                                               9.25                           0.25                       0                       0.012                                            8.988                               20361101                                               360
16696267                                16696267                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16696202                                16696202                  XXX XXXXX                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16696209                                16696209                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16696151                                16696151                  XXXXXX                                                XX                                    0000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16696159                                16696159                  XXXXX XXXX                                            XX                                   00000                  PUD                                                                      9.75                           0.25                    1.19                       0.012                                            8.298                               20361001                                               360
16696181                                16696181                  XXXXX XXXXXXXX                                        XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16696193                                16696193                  XX XXXXXX XXXXX                                       XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16695936                                16695936                  Xxxxxx                                                XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361201                                               360
16695981                                16695981                  XXX XXXX                                              XX                                   00000                  CO-OP                                                                   8.125                           0.25                       0                       0.012                                            7.863                               20360901                                               360
16694072                                16694072                  XXX XXXXX                                             XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16694030                                16694030                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           8.345                           0.25                    1.11                       0.012                                            6.973                               20361101                                               360
16693960                                16693960                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16657318                                16657318                  XXXXX                                                 XX                                   00000                  Condominium                                                             8.625                           0.25                       0                       0.012                                            8.363                               20360801                                               360
16657481                                16657481                  VOLO                                                  IL                                   60020                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20360901                                               360
16657697                                16657697                  XXXXXX                                                XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20360801                                               360
16657899                                16657899                  XXXX XXXXXX                                           XX                                   00000                  2-4 Family                                                              6.625                           0.25                       0                       0.012                                            6.363                               20360901                                               360
16693902                                16693902                  XXXXX XXXXXXXX                                        XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20461201                                               360
16693940                                16693940                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16693943                                16693943                  RICE                                                  MN                                   56367                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16693847                                16693847                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16693861                                16693861                  POWDER SPGS                                           GA                                   30127                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16693873                                16693873                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16655469                                16655469                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20360901                                               360
16693749                                16693749                  ROCKY XXXXX                                           XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16693770                                16693770                  Xxxxxxxxxx                                            XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16366767                                16366767                  XXXXX                                                 XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20360601                                               360
16693674                                16693674                  Xxx Xxxxx                                             XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20361101                                               360
16693650                                16693650                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16693480                                16693480                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16693547                                16693547                  Xxxxx                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16693606                                16693606                  Xxxxx Xxxxxxxx                                        XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16693405                                16693405                  XXXXX                                                 XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16693446                                16693446                  XXXXXX                                                XX                                   00000                  Townhouse                                                                7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16693448                                16693448                  XXXXXXXXXXXX                                          XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20461101                                               360
16693472                                16693472                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20360901                                               360
16692740                                16692740                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16693331                                16693331                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16693333                                16693333                  Xxxxxx                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16693350                                16693350                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16693351                                16693351                  XXXXX                                                 XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16693364                                16693364                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20360801                                               360
16692701                                16692701                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                           7.625                           0.25                    0.43                       0.012                                            6.933                               20361101                                               360
16692574                                16692574                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           8.125                           0.25                    0.47                       0.012                                            7.393                               20361101                                               360
16692632                                16692632                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                              7.375                           0.25                    0.77                       0.012                                            6.343                               20361101                                               360
16692460                                16692460                  Xxxxxx                                                XX                                   00000                  PUD                                                                     8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16692468                                16692468                  Xxxxxx                                                XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16692531                                16692531                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16692540                                16692540                  Xxxxx                                                 XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16692437                                16692437                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16692442                                16692442                  XXXXXXXX                                              XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16692445                                16692445                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16692331                                16692331                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16692352                                16692352                  Xxxx                                                  XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16692358                                16692358                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16692360                                16692360                  Xxx Xxxxxxx                                           XX                                   00000                  PUD                                                                     8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16632439                                16632439                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16713661                                16713661                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16670509                                16670509                  XXXXXX                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16674048                                16674048                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16692228                                16692228                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20360601                                               360
16707783                                16707783                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16638451                                16638451                  XXXX XXXX                                             XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16564826                                16564826                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16717198                                16717198                  XXXXXX                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20360801                                               360
16632666                                16632666                  Xxxxxx Xxxx Xxxxxx                                    XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16692232                                16692232                  XXXX XXXXX                                            XX                                   00000                  2-4 Family                                                               7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16644188                                16644188                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16692211                                16692211                  XXXXXX                                                XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16692154                                16692154                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16706903                                16706903                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16658685                                16658685                  XXXXXXXXXXXXXX                                        XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16616511                                16616511                  Xxxxxxxxxxxx                                          XX                                   00000                  Townhouse                                                                   8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16688438                                16688438                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16662316                                16662316                  XXXXXXXX XXXXXXX                                      XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16656595                                16656595                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16628980                                16628980                  XXXXXXXXXX                                            XX                                   00000                  Townhouse                                                                6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16672486                                16672486                  XXXXXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16656485                                16656485                  Xxxxxxx                                               XX                                   00000                  Townhouse                                                                   7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16681197                                16681197                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16697858                                16697858                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                             8.5                           0.25                    0.45                       0.012                                            7.788                               20361101                                               360
16680582                                16680582                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16672583                                16672583                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16695604                                16695604                  XXXXXX XXXXX                                          XX                                   00000                  Condominium                                                                 8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16665891                                16665891                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16644069                                16644069                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16695662                                16695662                  XXXXXX                                                LA                                   70785                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16695678                                16695678                  XXXXXXX                                               XX                                   00000                  Condominium                                                               6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16673100                                16673100                  XX XXXXXX                                             XX                                   00000                  PUD                                                                      8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16670278                                16670278                  Xxxxxx                                                XX                                   00000                  Single Family                                                            8.25                           0.25                     0.8                       0.012                                            7.188                               20361101                                               360
16709702                                16709702                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16692552                                16692552                  XXXXXXX                                               XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16649203                                16649203                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20360901                                               360
16672546                                16672546                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16714058                                16714058                  Xxxxxxx                                               XX                                   00000                  Single Family                                                              10                           0.25                    0.93                       0.012                                            8.808                               20361101                                               360
16612814                                16612814                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16709622                                16709622                  XXX XXXXX                                             XX                                   00000                  PUD                                                                     8.875                           0.25                       0                       0.012                                            8.613                               20360901                                               360
16692084                                16692084                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16692101                                16692101                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16688535                                16688535                  clifon heights                                        PA                                   19018                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16688443                                16688443                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20370101                                               360
16688450                                16688450                  XXXXXXXX XXX                                          XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16688329                                16688329                  Xxxxxxxx Xxxxx                                        XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16688337                                16688337                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361201                                               360
16688348                                16688348                  XXXXXX XXX                                            XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16688115                                16688115                  Xxxxxxx Xxxxx                                         XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20461201                                               360
16688133                                16688133                  Xxxxxxx Xxxxx                                         XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20461101                                               360
16688210                                16688210                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16688406                                16688406                  XXXXXXXXX                                             XX                                    0000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16688409                                16688409                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16688417                                16688417                  Xx Xxxxxxx                                            XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16688303                                16688303                  Xx Xxxx                                               XX                                   00000                  Single Family                                                             8.5                           0.25                    0.63                       0.012                                            7.608                               20361101                                               360
16686346                                16686346                  XXXXX XXXXXX                                          XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16686227                                16686227                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16686185                                16686185                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16686076                                16686076                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16685928                                16685928                  XXXXXX                                                XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16685929                                16685929                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16685857                                16685857                  XXXXXXXXXX                                            XX                                    0000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461101                                               360
16685734                                16685734                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16685747                                16685747                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16685755                                16685755                  Xxxxx                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16685815                                16685815                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16685818                                16685818                  Xx Xxxxx                                              XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16684780                                16684780                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16684824                                16684824                  Xxxxxxx                                               XX                                   00000                  Condominium                                                               7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16684887                                16684887                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361101                                               360
16685709                                16685709                  XXXXXX                                                XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16684589                                16684589                  Xxxxxxxxxxx                                           XX                                   00000                  2-4 Family                                                              7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16684593                                16684593                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20461101                                               360
16684626                                16684626                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16684687                                16684687                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16684710                                16684710                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16684730                                16684730                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16684450                                16684450                  Xxx Xxxxx                                             XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20461101                                               360
16684456                                16684456                  Xx Xxxxxx                                             XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16684462                                16684462                  Xxxxx                                                 XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16684466                                16684466                  East Providence                                       RI                                    2914                  Condominium                                                              7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16684503                                16684503                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16684526                                16684526                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16684572                                16684572                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16684576                                16684576                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16684106                                16684106                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16684139                                16684139                  XXXXXXX XXXX                                          XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20461101                                               360
16684156                                16684156                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16684169                                16684169                  Xxx Xxxxx                                             XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16684186                                16684186                  XXX                                                   XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16681729                                16681729                  XXXXXXX                                               XX                                   00000                  Single Family                                                               8                           0.25                    0.72                       0.012                                            7.018                               20361201                                               360
16681748                                16681748                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           8.375                           0.25                    0.59                       0.012                                            7.523                               20361101                                               360
16681825                                16681825                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16681844                                16681844                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16681850                                16681850                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16681983                                16681983                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16681999                                16681999                  Xxxxxx                                                XX                                   00000                  Single Family                                                               9                           0.25                    1.22                       0.012                                            7.518                               20361201                                               360
16681677                                16681677                  Xxxxxxxx                                              XX                                    0000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16681691                                16681691                  Xxxxx                                                 XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16681651                                16681651                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                              10                           0.25                    0.78                       0.012                                            8.958                               20361101                                               360
16681610                                16681610                  Xxxxxxxx                                              XX                                    0000                  2-4 Family                                                               7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16681410                                16681410                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16686114                                16686114                  XXXX XXXXX                                            XX                                   00000                  Single Family                                                           8.875                           0.25                    0.82                       0.012                                            7.793                               20361101                                               360
16681630                                16681630                  Xxxxxx                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16681527                                16681527                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20461101                                               360
16681557                                16681557                  XXXXXXXX                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16681568                                16681568                  XXXXXXXX                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16681476                                16681476                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16704513                                16704513                  Xxxxx Xxxxxx                                          XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16681344                                16681344                  XXXXX                                                 XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16681388                                16681388                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16681390                                16681390                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16680397                                16680397                  XXXX                                                  XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16680404                                16680404                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20461101                                               360
16680459                                16680459                  XXXX XXXX                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16680467                                16680467                  Xxxx                                                  XX                                   00000                  PUD                                                                       8.5                           0.25                    1.03                       0.012                                            7.208                               20361201                                               360
16680479                                16680479                  Xxxxx                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16680491                                16680491                  XX XXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16680510                                16680510                  XXXXXXXX                                              XX                                    0000                  Single Family                                                            7.75                           0.25                    0.47                       0.012                                            7.018                               20361101                                               360
16680536                                16680536                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16680541                                16680541                  Xxxxxx Xxxx                                           XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16680580                                16680580                  CO SPGS                                               CO                                   80916                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16680632                                16680632                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             8.5                           0.25                    0.81                       0.012                                            7.428                               20361201                                               360
16680646                                16680646                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16680668                                16680668                  XX XXXXX                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16680699                                16680699                  N Attleboro                                           MA                                    2760                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16681199                                16681199                  Xxxxx Xxxxx                                           XX                                   00000                  Condominium                                                              7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16681211                                16681211                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16681227                                16681227                  Rumford                                               ME                                    4276                  2-4 Family                                                              8.625                           0.25                       0                       0.012                                            8.363                               20360901                                               360
16680354                                16680354                  XXXXXXX XXXX                                          XX                                   00000                  Single Family                                                            8.75                           0.25                    1.32                       0.012                                            7.168                               20361101                                               360
16680134                                16680134                  XXXXXXXXXXX                                           XX                                   00000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16680147                                16680147                  XXXXXXXXXXXXX                                         XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16680149                                16680149                  Xxxxxx                                                XX                                   00000                  Single Family                                                            9.75                           0.25                       0                       0.012                                            9.488                               20360701                                               360
16680155                                16680155                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20360901                                               360
16680178                                16680178                  Xxxxx                                                 XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16680183                                16680183                  XXXXXXX XXXX                                          XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16680192                                16680192                  XXXXXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16680219                                16680219                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16680250                                16680250                  XXXXX                                                 XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361101                                               360
16680253                                16680253                  XXXXXX                                                XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16680262                                16680262                  XXXXXX                                                XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16680266                                16680266                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16680273                                16680273                  hyattsville                                           MD                                   20785                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16680327                                16680327                  XXXXXXX                                               XX                                   00000                  Single Family                                                               9                           0.25                    0.77                       0.012                                            7.968                               20361101                                               360
16680333                                16680333                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16680336                                16680336                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           8.375                           0.25                    0.84                       0.012                                            7.273                               20361201                                               360
16676872                                16676872                  XXXXXXXXXXX                                           XX                                   00000                  2-4 Family                                                               7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16676879                                16676879                  XX XXXXXX                                             XX                                   00000                  Single Family                                                           7.875                           0.25                    0.52                       0.012                                            7.093                               20361101                                               360
16676922                                16676922                  XXXXXXX                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16676784                                16676784                  Xxx Xxxxxx                                            XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16676756                                16676756                  Xxxxxx Xxxxx                                          XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16676633                                16676633                  XXXXXX  XXXXXXX                                       XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16676638                                16676638                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16676700                                16676700                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16676702                                16676702                  Xxxxx Xxxxx                                           XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16676502                                16676502                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16676587                                16676587                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16676608                                16676608                  Xxxxx Xxxxxx                                          XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16674433                                16674433                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.125                           0.25                     0.4                       0.012                                            6.463                               20361101                                               360
16674459                                16674459                  Xxxxx                                                 XX                                   00000                  2-4 Family                                                               9.75                           0.25                       0                       0.012                                            9.488                               20360901                                               360
16674464                                16674464                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20360901                                               360
16674467                                16674467                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16674537                                16674537                  XXX XXXXXXXXX                                         XX                                   00000                  2-4 Family                                                               6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16674548                                16674548                  XXX XXXXX                                             XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16674562                                16674562                  Xxxxxxxxxx                                            XX                                   00000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16674564                                16674564                  Xxxxxxxxxx                                            XX                                   00000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16674569                                16674569                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16674573                                16674573                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16674582                                16674582                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16674602                                16674602                  XXX XXXXXXX                                           XX                                   00000                  Condominium                                                             7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16674722                                16674722                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16674732                                16674732                  XXXXX XXXXXXXX                                        XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20461101                                               360
16674401                                16674401                  Xxxxxxx Xxxx                                          XX                                    0000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16674406                                16674406                  XXXXX XXXX                                            XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20460901                                               360
16674224                                16674224                  Xxxxx                                                 XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20461101                                               360
16674240                                16674240                  XXXXXXXX                                              XX                                   00000                  Townhouse                                                                 7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16674308                                16674308                  XXXXXXX                                               XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16674309                                16674309                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             8.5                           0.25                    0.59                       0.012                                            7.648                               20361101                                               360
16674321                                16674321                  XXXX XXXX                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16674369                                16674369                  Xxxxx                                                 XX                                   00000                  2-4 Family                                                               7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16673258                                16673258                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16673262                                16673262                  Xxxxxx Xxxxx                                          XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16674038                                16674038                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16674093                                16674093                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16674122                                16674122                  XXXXXXXXX                                             XX                                    0000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16674166                                16674166                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16375358                                16375358                  XXXXXXX                                               XX                                   00000                  2-4 Family                                                               8.25                           0.25                       0                       0.012                                            7.988                               20360701                                               360
16384150                                16384150                  XXXXXXX                                               XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20360801                                               360
16672956                                16672956                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16672963                                16672963                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16672972                                16672972                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16672977                                16672977                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16672997                                16672997                  Xxxxxx                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461201                                               360
16672887                                16672887                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16672917                                16672917                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16672931                                16672931                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16672935                                16672935                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16672936                                16672936                  Xxxxxx Xxxxxxx                                        XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16672945                                16672945                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16672946                                16672946                  XXXXXXX                                               XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16672807                                16672807                  XXXXXXX XXXX                                          XX                                    0000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16672795                                16672795                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16672746                                16672746                  XXXX XXXXXXX                                          XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16672575                                16672575                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16672600                                16672600                  Xxxx Xxxxx                                            XX                                   00000                  Condominium                                                                 7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16672666                                16672666                  XXXXX                                                 XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16672690                                16672690                  SAINT XXXXXX IS                                       GA                                   31522                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16672516                                16672516                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16672454                                16672454                  Xxxxxx                                                XX                                   00000                  Townhouse                                                                 6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16672457                                16672457                  Xxxxx Xxxxxxx                                         XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16672459                                16672459                  Xxxxx Xxxxxxx                                         XX                                   00000                  Townhouse                                                                6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16672351                                16672351                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16672352                                16672352                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16672358                                16672358                  XXXXXXX                                               XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16670959                                16670959                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16670987                                00000000                  Xxxxx Xxxx                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20360901                                               360
16670711                                16670711                  XXXXXX                                                XX                                    0000                  Hi-Rise Condo                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16670568                                16670568                  XXXX                                                  XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16670575                                16670575                  XXXXXXXXX XXXXXX                                      XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16670596                                16670596                  XXXXX                                                 XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20461101                                               360
16670610                                16670610                  XXXX                                                  XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16670486                                16670486                  Xxxx                                                  XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16670533                                16670533                  XXXXX XXXXX                                           XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16670394                                16670394                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16670400                                16670400                  Xxxx                                                  XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16667469                                16667469                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16670296                                16670296                  Xxxxxx                                                XX                                   00000                  Condominium                                                               8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16670309                                16670309                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16670343                                16670343                  XXXXXXXX                                              XX                                    0000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20461101                                               360
16667461                                16667461                  Xxxxxxx Xxxx                                          XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16667436                                16667436                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            8.75                           0.25                    1.54                       0.012                                            6.948                               20361001                                               360
16667361                                16667361                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16667390                                16667390                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16667409                                16667409                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16667284                                16667284                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                             9.5                           0.25                    0.87                       0.012                                            8.368                               20361101                                               360
16667105                                16667105                  Xxxxxxxxxxx                                           XX                                   00000                  2-4 Family                                                                  8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16667112                                16667112                  XXXXXXX XXXX                                          XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16667113                                16667113                  XXXXXXXX XXXX                                         XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16667118                                16667118                  Xxxxxx Xxxxxx                                         XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20461101                                               360
16667133                                16667133                  XXX XXXX                                              XX                                   00000                  Condominium                                                             7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16667136                                16667136                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16667140                                16667140                  XXXXXXXX XXXXXXX                                      XX                                   00000                  Single Family                                                           8.125                           0.25                    1.18                       0.012                                            6.683                               20361101                                               360
16667179                                16667179                  XXXXXXXXXXX                                           XX                                   00000                  2-4 Family                                                                  8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16667199                                16667199                  XXXXXXXXXXX                                           XX                                   00000                  2-4 Family                                                                  8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16667206                                16667206                  X Xxxxxxxxxx                                          XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16652160                                16652160                  XXXX XXXX                                             XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20360701                                               360
16666875                                16666875                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16652183                                16652183                  FATE                                                  TX                                   75087                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20360601                                               360
16666803                                16666803                  Xxxxx Xxxx Xxxxx                                      XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16666751                                16666751                  XXXXXXX                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16666783                                16666783                  XXXXXXXXXX XXXXXXX                                    XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16666784                                16666784                  XXXX                                                  XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16666789                                16666789                  XXXXX XXXXX                                           XX                                   00000                  PUD                                                                     8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16665779                                16665779                  Xxxxx                                                 XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16665784                                16665784                  XXXXXXXX                                              XX                                    0000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16665787                                16665787                  XXXXXX                                                XX                                   00000                  Single Family                                                           8.125                           0.25                    1.16                       0.012                                            6.703                               20361101                                               360
16665847                                16665847                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665849                                16665849                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665855                                16665855                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665860                                16665860                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665868                                16665868                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665872                                16665872                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665882                                16665882                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665884                                16665884                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665888                                16665888                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665894                                16665894                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665898                                16665898                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665899                                16665899                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665900                                16665900                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16665912                                16665912                  XXX XXXXX                                             XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16665499                                16665499                  Xxxxxx                                                XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16665532                                16665532                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16665567                                16665567                  COVINA                                                CA                                   91722                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461001                                               360
16665579                                16665579                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16664434                                16664434                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20461101                                               360
16664455                                16664455                  XXXXXXX                                               XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16665456                                16665456                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16665468                                16665468                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16665473                                16665473                  XXXXXXXX                                              XX                                   00000                  Condominium                                                                 7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16664378                                16664378                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16664330                                16664330                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16664333                                16664333                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                       8.5                           0.25                    0.74                       0.012                                            7.498                               20361001                                               360
16664055                                16664055                  XXXXXX                                                XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16664271                                16664271                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                       8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16664273                                16664273                  XXXXXXX                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16664286                                16664286                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16663990                                16663990                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16663961                                16663961                  Xxxxxxxx                                              XX                                   00000                  Hi-Rise Condo                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16663902                                16663902                  Xxx Xxxxx                                             XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16663890                                16663890                  XXXXXX XXXXX                                          XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16663864                                16663864                  XXXXXXXXXX XXXX                                       XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16663824                                16663824                  XXXXXX                                                XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16681813                                16681813                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16350228                                16350228                  XXXXXXX                                               XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20351201                                               360
16591528                                16591528                  XXXXXXXX                                              XX                                    0000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20360901                                               360
16562524                                16562524                  XXXXXXXXX                                             XX                                   00000                  Townhouse                                                               6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16595320                                16595320                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16571946                                16571946                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16663777                                16663777                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16663731                                16663731                  XXXXXX                                                XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20461101                                               360
16772826                                16772826                  Xxxxxx                                                XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16713393                                16713393                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20470101                                               360
16691838                                16691838                  Xxxxxx                                                XX                                   00000                  PUD                                                                       7.5                           0.25                    0.73                       0.012                                            6.508                               20361201                                               360
16693205                                16693205                  Xxxxx                                                 XX                                   00000                  Condominium                                                                 8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16700135                                16700135                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20461201                                               360
16709225                                16709225                  Xxxxx Xxxxxxxx                                        XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16696144                                16696144                  Xxxxxx                                                XX                                   00000                  Single Family                                                           7.999                           0.25                       0                       0.012                                            7.737                               20361201                                               360
16696321                                16696321                  Xxxxxxx                                               XX                                    0000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16696437                                16696437                  XXX XXXXXXX                                           XX                                   00000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16696461                                16696461                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            8.75                           0.25                    1.23                       0.012                                            7.258                               20361101                                               360
16692197                                16692197                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                      6.25                           0.25                       0                       0.012                                            5.988                               20360801                                               360
16692485                                16692485                  XXXXXXX                                               XX                                   00000                  2-4 Family                                                               7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16693912                                16693912                  XXXXXXX                                               XX                                   00000                  Condominium                                                              8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16688495                                16688495                  Xxxxx                                                 XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16681283                                16681283                  XXX XXXXXX                                            XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16681501                                16681501                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16681796                                16681796                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16685908                                16685908                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16655784                                16655784                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461201                                               360
16655836                                16655836                  Xxx Xxxxxxx                                           XX                                   00000                  Townhouse                                                               7.375                           0.25                     0.6                       0.012                                            6.513                               20361001                                               360
16663577                                16663577                  Xxxxx Xxxxx Xxxxxx                                    XX                                   00000                  Condominium                                                                 7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16663667                                16663667                  Kennebunkport                                         ME                                    4046                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16680324                                16680324                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16610994                                16610994                  Xxxxx Xxxxxxxx                                        XX                                   00000                  2-4 Family                                                                7.5                           0.25                    0.48                       0.012                                            6.758                               20461101                                               360
16569853                                16569853                  Justin                                                TX                                   76247                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16638624                                16638624                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.875                           0.25                    0.44                       0.012                                            7.173                               20361001                                               360
16610090                                16610090                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20360901                                               360
16612791                                16612791                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16604398                                16604398                  Xxxxxxx                                               XX                                   00000                  Hi-Rise Condo                                                           7.625                           0.25                       0                       0.012                                            7.363                               20360901                                               360
16603822                                16603822                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16599655                                16599655                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                                  7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16597371                                16597371                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16574848                                16574848                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20360901                                               360
16684774                                16684774                  XXXXXXX                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16674372                                16674372                  Xxxxx                                                 XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461101                                               360
16662675                                16662675                  XXXXXXXXX XXXX                                        XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16662666                                16662666                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16662668                                16662668                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16662655                                16662655                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16662634                                16662634                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16665549                                16665549                  XXXXXXXX                                              XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16665854                                16665854                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                                9.5                           0.25                       0                       0.012                                            9.238                               20361101                                               360
16665876                                16665876                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                                9.5                           0.25                       0                       0.012                                            9.238                               20361101                                               360
16665908                                16665908                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                                9.5                           0.25                       0                       0.012                                            9.238                               20361101                                               360
16665919                                16665919                  Xxxxxxxxxxx                                           XX                                   00000                  Townhouse                                                                6.75                           0.25                       0                       0.012                                            6.488                               20461001                                               360
16670386                                16670386                  NASHUA                                                NH                                    3064                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16670423                                16670423                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           6.999                           0.25                       0                       0.012                                            6.737                               20461101                                               360
16670948                                16670948                  Xxxxxx Xxx                                            XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16664272                                16664272                  XXXXXXX XXXXX                                         XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361001                                               360
16656795                                16656795                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16656871                                16656871                  XXXXXX                                                XX                                   00000                  Condominium                                                             6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16662204                                16662204                  XXXXXX                                                XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16662233                                16662233                  Xx Xxxxxxxxx                                          XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16697824                                16697824                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16707721                                16707721                  Xxx Xxxxxxx                                           XX                                   00000                  2-4 Family                                                               7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16611280                                16611280                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16611320                                16611320                  Xxxxxxxx Xxxx                                         XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16611600                                16611600                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16611663                                16611663                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16609908                                16609908                  Xxxx Xxxxx Xxxxx                                      XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16609963                                16609963                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16609718                                16609718                  Xxxx Xxxxxxx                                          XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16610113                                16610113                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16610120                                16610120                  Xxxxxxxxxxxx                                          XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16652241                                16652241                  XXXXX                                                 XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361001                                               360
16652232                                16652232                  XXXXXX                                                XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16674050                                16674050                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16634529                                16634529                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20360901                                               360
16606119                                16606119                  Xxxxxx                                                XX                                    0000                  2-4 Family                                                              7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16650432                                16650432                  Xxxxx Xxxxxxxx                                        XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20461101                                               360
16605660                                16605660                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361001                                               360
16605795                                16605795                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                               7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16605903                                16605903                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16604388                                16604388                  Xxxxxxxx                                              XX                                    0000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20360901                                               360
16604120                                16604120                  Xxxxxxxx Xxxx                                         XX                                   00000                  Townhouse                                                                7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16652190                                16652190                  XXXXX                                                 XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20360901                                               360
16564505                                16564505                  Xxxxx                                                 XX                                   00000                  2-4 Family                                                              8.125                           0.25                       0                       0.012                                            7.863                               20361001                                               360
16646289                                16646289                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16606050                                16606050                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16387566                                16387566                  Xxxxxxxxx Xxxx                                        XX                                   00000                  Condominium                                                             7.999                           0.25                       0                       0.012                                            7.737                               20360801                                               360
16604067                                16604067                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16603958                                16603958                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                              8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16599383                                16599383                  Xxxxxxxx Xxxxx                                        XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16599634                                16599634                  XXXXX XXX                                             XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16597418                                16597418                  LAKE IN XXX XXXXX                                     XX                                   00000                  Condominium                                                             7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16597714                                16597714                  Xxxxx Xxxxx                                           XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16595338                                16595338                  Xxxx                                                  XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16596525                                16596525                  Xxxx Xxxx                                             XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361001                                               360
16591255                                16591255                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16591298                                16591298                  XXXXXXXX XXX                                          XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16591507                                16591507                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20360901                                               360
16594883                                16594883                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16585625                                16585625                  XXXXXX                                                XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16585637                                16585637                  XXXXXX                                                XX                                   00000                  Condominium                                                              7.75                           0.25                       0                       0.012                                            7.488                               20360901                                               360
16585812                                16585812                  Xxxxxxxxxxxxx                                         XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16571944                                16571944                  XXXXXXX XXXXXXX                                       XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16572039                                16572039                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16574899                                16574899                  XXXXXXXXXX                                            XX                                   00000                  2-4 Family                                                                  8                           0.25                    0.94                       0.012                                            6.798                               20361001                                               360
16570328                                16570328                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16570491                                16570491                  XXXXX                                                 XX                                   00000                  Townhouse                                                               8.875                           0.25                       0                       0.012                                            8.613                               20360901                                               360
16571514                                16571514                  XXXXX XXXXXX                                          XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20360901                                               360
16568797                                16568797                  Xxxxxx                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16568852                                16568852                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16567772                                16567772                  Xxxxxx Xxxx                                           XX                                   00000                  Single Family                                                               9                           0.25                       0                       0.012                                            8.738                               20361001                                               360
16567674                                16567674                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16567354                                16567354                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16564767                                16564767                  Xxxxxx Xxxx                                           XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16564927                                16564927                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20360901                                               360
16562519                                16562519                  XXXXXXX                                               XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16563093                                16563093                  Xxxxxx                                                XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16549765                                16549765                  XXXXX                                                 XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20360901                                               360
16546209                                16546209                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20360901                                               360
16546213                                16546213                  XXXXXXXXXX XXXXXXX                                    XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16544133                                16544133                  XXXXX                                                 XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20360901                                               360
16544149                                16544149                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16543940                                16543940                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16540363                                16540363                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16540399                                16540399                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16540430                                16540430                  CO SPGS                                               CO                                   80922                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20360901                                               360
16638610                                16638610                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16663746                                16663746                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16674269                                16674269                  XXXXXXXX XXXXXXX                                      XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16681649                                16681649                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16419499                                16419499                  Xxxxxxxxx                                             XX                                    0000                  2-4 Family                                                                6.5                           0.25                       0                       0.012                                            6.238                               20360901                                               360
16407393                                16407393                  Xxxxxx                                                XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20360901                                               360
16419087                                16419087                  XXXXXXXX                                              XX                                   00000                  2-4 Family                                                               6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16419338                                16419338                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16406827                                16406827                  XXXXXXX XXXXX                                         XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20360801                                               360
16407046                                16407046                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16803559                                16803559                  XXXXXXXXX XXXX                                        XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20470101                                               360
16662214                                16662214                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461201                                               360
16713751                                16713751                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16714133                                16714133                  Xxxxxxx                                               XX                                   00000                  2-4 Family                                                              6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16728467                                16728467                  XXXXXXX                                               XX                                   00000                  Single Family                                                            9.25                           0.25                    0.65                       0.012                                            8.338                               20361201                                               360
16729835                                16729835                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16646317                                16646317                  XXXX                                                  XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16649057                                16649057                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16658970                                16658970                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           9.625                           0.25                     0.8                       0.012                                            8.563                               20361001                                               360
16666810                                16666810                  XXXX XXXXXX                                           XX                                   00000                  PUD                                                                      8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16676886                                16676886                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16594836                                16594836                  XXXXX                                                 XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16692160                                16692160                  XXXXX XXXX                                            XX                                   00000                  PUD                                                                     8.375                           0.25                       0                       0.012                                            8.113                               20360801                                               360
16696358                                16696358                  XXXXXX                                                XX                                   00000                  Single Family                                                           9.125                           0.25                       0                       0.012                                            8.863                               20361101                                               360
16697589                                16697589                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16674173                                16674173                  XXXXX XXXXX                                           XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16665513                                16665513                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16646631                                16646631                  Xxxxx Xxxxxxx                                         XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16692096                                16692096                  XXXXXXXXXXXX                                          XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16662136                                16662136                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16662089                                16662089                  XXXXXXX                                               XX                                   00000                  PUD                                                                      8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16662101                                16662101                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.625                           0.25                    0.63                       0.012                                            6.733                               20360901                                               360
16405586                                16405586                  Xxxxxxx Xxxx                                          XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20360901                                               360
16402294                                16402294                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16404072                                16404072                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20360801                                               360
16730002                                16730002                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16730034                                16730034                  XXX XXXX                                              XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16729547                                16729547                  XXXXXX                                                XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16731461                                16731461                  Xxx Xxxxxxxx                                          XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16731469                                16731469                  XXXXX XXXXXXXX                                        XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16731490                                16731490                  Xxxxxx Xxxx Xxxxxx                                    XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16729554                                16729554                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20461201                                               360
16729555                                16729555                  Xxxxxx                                                XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16729556                                16729556                  Xxxxxx                                                XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16729598                                16729598                  XXXXXXX                                               XX                                   00000                  Single Family                                                               9                           0.25                       0                       0.012                                            8.738                               20361201                                               360
16729669                                16729669                  Xxxxxx                                                XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16729807                                16729807                  XXXXXXX XXXX                                          XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16729837                                16729837                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16729841                                16729841                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16729846                                16729846                  XXXXXX                                                XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16731498                                16731498                  XXXXXX XXXX                                           XX                                   00000                  Condominium                                                               6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16731535                                16731535                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16731547                                16731547                  West Paris                                            ME                                    4289                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16731561                                16731561                  Street                                                MD                                   21154                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16731616                                16731616                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20461201                                               360
16729934                                16729934                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16729952                                16729952                  Xxxxxx                                                XX                                   00000                  Condominium                                                             7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16400393                                16400393                  Xxxxx Xxxxxxxx                                        XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20360901                                               360
16728746                                16728746                  Xxxxxx                                                XX                                   00000                  Condominium                                                                 8                           0.25                       0                       0.012                                            7.738                               20361201                                               360
16728754                                16728754                  Xxxxxxx                                               XX                                   00000                  Hi-Rise Condo                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16728762                                16728762                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16728776                                16728776                  Xxx Xxxxxxx                                           XX                                   00000                  2-4 Family                                                              6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16728781                                16728781                  XXXXXX                                                XX                                   00000                  Townhouse                                                               6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16728787                                16728787                  Xxxxxx                                                XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16728818                                16728818                  Xxxxxxx                                               XX                                   00000                  Condominium                                                              7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16728893                                16728893                  XXXXXXXX                                              XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16728906                                16728906                  Xxx Xxxxxxx                                           XX                                   00000                  2-4 Family                                                              6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16728908                                16728908                  Desert Hot Xxxxxxx                                    XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16729396                                16729396                  XXXX XXXX                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16729433                                16729433                  XXXXXXX                                               XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361201                                               360
16729452                                16729452                  XXXXXX XXXXXXX                                        XX                                   00000                  2-4 Family                                                                6.5                           0.25                       0                       0.012                                            6.238                               20370101                                               360
16728293                                16728293                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16728302                                16728302                  Xxxxx                                                 XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16728523                                16728523                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16728594                                16728594                  Xxxxxxx Xxxxx                                         XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16728394                                16728394                  Xxxxxxx                                               XX                                   00000                  Condominium                                                               6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16728427                                16728427                  Xxxxxxx Xxxxx                                         XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20461201                                               360
16728643                                16728643                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16728699                                16728699                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16722842                                16722842                  Blooming Xxxx                                         XX                                   00000                  Single Family                                                            7.25                           0.25                    1.27                       0.012                                            5.718                               20361201                                               360
16728028                                16728028                  XXXXXXX                                               XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20461201                                               360
16727948                                16727948                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16721623                                16721623                  Xxx Xxxxx                                             XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16721514                                16721514                  Xxx Xxxxxxxxx                                         XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16728287                                16728287                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16721572                                16721572                  Xxxxxxxxxxxx                                          XX                                   00000                  2-4 Family                                                              8.125                           0.25                       0                       0.012                                            7.863                               20361201                                               360
16717901                                16717901                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20470101                                               360
16717903                                16717903                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16717897                                16717897                  Xxxxx                                                 XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16718005                                16718005                  XXX XXXXXXX                                           XX                                   00000                  Condominium                                                              7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16709317                                16709317                  Xxxxxxxxxxxx                                          XX                                   00000                  Townhouse                                                                   8                           0.25                       0                       0.012                                            7.738                               20461201                                               360
16709332                                16709332                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20470101                                               360
16706280                                16706280                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20461201                                               360
16706306                                16706306                  Xxxxxx                                                XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16706329                                16706329                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16723960                                16723960                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16728228                                16728228                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16710509                                16710509                  Xxxxxxx                                               XX                                   00000                  Single Family                                                               8                           0.25                     0.6                       0.012                                            7.138                               20361201                                               360
16713385                                16713385                  Xxxxxxxxxxxx                                          XX                                   00000                  Townhouse                                                               8.375                           0.25                       0                       0.012                                            8.113                               20470101                                               360
16713357                                16713357                  Xxxxxxxxxxx                                           XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20461201                                               360
16714554                                16714554                  XxXxxxx                                               XX                                   00000                  Single Family                                                           9.125                           0.25                       0                       0.012                                            8.863                               20361201                                               360
16709217                                16709217                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.875                           0.25                     1.6                       0.012                                            6.013                               20470101                                               360
16709219                                16709219                  Xxxxx                                                 XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16709268                                16709268                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                               8                           0.25                    0.71                       0.012                                            7.028                               20361201                                               360
16728251                                16728251                  XXXXX                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16709303                                16709303                  Xxxxxxxxxxxx                                          XX                                   00000                  Townhouse                                                                   8                           0.25                       0                       0.012                                            7.738                               20461201                                               360
16709312                                16709312                  Xxxxxxxxxxxx                                          XX                                   00000                  Townhouse                                                                   8                           0.25                       0                       0.012                                            7.738                               20461201                                               360
16697316                                16697316                  Xxxxxxxxx                                             XX                                   00000                  2-4 Family                                                              7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16700045                                16700045                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                      7.75                           0.25                    0.54                       0.012                                            6.948                               20361101                                               360
16697200                                16697200                  XXXXX                                                 XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20461201                                               360
16723895                                16723895                  XXXXXXXX                                              XX                                   00000                  PUD                                                                       9.5                           0.25                    0.82                       0.012                                            8.418                               20361201                                               360
16693108                                16693108                  Xxxxxx Xxxxx                                          XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16687850                                16687850                  Xxxxxxxx Xxxxx                                        XX                                   00000                  Single Family                                                           7.625                           0.25                    0.23                       0.012                                            7.133                               20361101                                               360
16688004                                16688004                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           6.625                           0.25                    0.86                       0.012                                            5.503                               20461101                                               360
16692007                                16692007                  Xxxxxxxxxxx                                           XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20461101                                               360
16693094                                16693094                  Xxxxxxxx                                              XX                                   00000                  Townhouse                                                               7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16693172                                16693172                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16687912                                16687912                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16685632                                16685632                  Xxxxx                                                 XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16685501                                16685501                  Xxxxxxxxxx Xxxxx                                      XX                                   00000                  2-4 Family                                                                6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16685502                                16685502                  Xxxxxxxxxx Xxxxx                                      XX                                   00000                  2-4 Family                                                              6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16685293                                16685293                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.125                           0.25                    0.53                       0.012                                            6.333                               20361201                                               360
16683797                                16683797                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16685303                                16685303                  Xxxxxxx                                               XX                                   00000                  Townhouse                                                               6.375                           0.25                    0.24                       0.012                                            5.873                               20361101                                               360
16685498                                16685498                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20470101                                               360
16681015                                16681015                  Xxxxxxxxx                                             XX                                   00000                  Townhouse                                                               9.375                           0.25                    0.66                       0.012                                            8.453                               20361201                                               360
16681031                                16681031                  Xxxxxx                                                XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16723837                                16723837                  XXXXXX                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360801                                               360
16723740                                16723740                  XXX XXXXX                                             XX                                   00000                  PUD                                                                     8.125                           0.25                    1.01                       0.012                                            6.853                               20470101                                               360
16679160                                16679160                  Xxxxxx Xxxx                                           XX                                    0000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16679124                                16679124                  South Portland                                        ME                                    4106                  2-4 Family                                                               7.75                           0.25                    0.88                       0.012                                            6.608                               20361201                                               360
16679085                                16679085                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            8.75                           0.25                    0.87                       0.012                                            7.618                               20461101                                               360
16676386                                16676386                  Xxxxx Xxxxxxx                                         XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20461101                                               360
16676353                                16676353                  Xxx Xxxx                                              XX                                   00000                  2-4 Family                                                                  7                           0.25                       0                       0.012                                            6.738                               20461101                                               360
16675085                                16675085                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16671432                                16671432                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                       7.5                           0.25                     0.3                       0.012                                            6.938                               20361101                                               360
16671314                                16671314                  Xxxxxxxx Xxxx                                         XX                                   00000                  Single Family                                                               9                           0.25                       0                       0.012                                            8.738                               20361201                                               360
16671482                                16671482                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16671483                                16671483                  Xxxxx                                                 ME                                    4090                  Single Family                                                            7.75                           0.25                    0.57                       0.012                                            6.918                               20361101                                               360
16674891                                16674891                  Xxx Xxxxxxx                                           XX                                   00000                  2-4 Family                                                                  7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16674973                                16674973                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16674986                                16674986                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20461201                                               360
16675039                                16675039                  Xxxxxxxxxxxx                                          XX                                   00000                  Townhouse                                                                 7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16652235                                16652235                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16652249                                16652249                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16652256                                16652256                  XXXXX                                                 XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16652257                                16652257                  XXXX XXXXXX XXXX                                      XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16652259                                16652259                  XXXXXXXXXX XXXXXXX                                    XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16652214                                16652214                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16644794                                16644794                  XXXX XXXXXXXX                                         XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20360901                                               360
16644799                                16644799                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20360901                                               360
16644800                                16644800                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16644807                                16644807                  XXXXXXX XXXX                                          XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20360901                                               360
16644815                                16644815                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16644823                                16644823                  XXXXXX XXXXXX                                         XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20360901                                               360
16652152                                16652152                  XXX XXXXX                                             XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20360601                                               360
16652156                                16652156                  XXXXXX XXXXX                                          XX                                   00000                  PUD                                                                     7.875                           0.25                       0                       0.012                                            7.613                               20360501                                               360
16652175                                16652175                  XXXXX                                                 XX                                   00000                  Condominium                                                              7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16652196                                16652196                  XXXXX XXXXXXXXXX                                      XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20360701                                               360
16652199                                16652199                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16723660                                16723660                  XXXXXXXX                                              XX                                   00000                  Condominium                                                             8.875                           0.25                    1.84                       0.012                                            6.773                               20361201                                               360
16723650                                16723650                  Xxx Xxxxx                                             XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16723551                                16723551                  XXXXX XXXXXXXX                                        XX                                    0000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361201                                               360
16722043                                16722043                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20461201                                               360
16722050                                16722050                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16722058                                16722058                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16722107                                16722107                  Xxxxxxxxx Xxxx                                        XX                                   00000                  PUD                                                                      8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16722127                                16722127                  RICE                                                  MN                                   56367                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20360901                                               360
16722160                                16722160                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            8.75                           0.25                    0.98                       0.012                                            7.508                               20361201                                               360
16722166                                16722166                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       8.5                           0.25                    1.11                       0.012                                            7.128                               20361201                                               360
16722334                                16722334                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                            8.75                           0.25                    0.79                       0.012                                            7.698                               20361201                                               360
16723057                                16723057                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16723060                                16723060                  Xxxxx                                                 XX                                   00000                  Condominium                                                               9.5                           0.25                    1.06                       0.012                                            8.178                               20361201                                               360
16723090                                16723090                  XXXXX                                                 XX                                   00000                  Condominium                                                             9.625                           0.25                    0.98                       0.012                                            8.383                               20361201                                               360
16723096                                16723096                  Xxxxxxxx Xxxxx                                        XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461201                                               360
16723148                                16723148                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.875                           0.25                    0.62                       0.012                                            6.993                               20361201                                               360
16723269                                16723269                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16723304                                16723304                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16723395                                16723395                  XXXX XXXXX                                            XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16723458                                16723458                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16723483                                16723483                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.625                           0.25                    0.63                       0.012                                            7.733                               20361201                                               360
16721938                                16721938                  XXXXXXX                                               XX                                   00000                  PUD                                                                     8.375                           0.25                    0.79                       0.012                                            7.323                               20361201                                               360
16721950                                16721950                  XXXXXXX                                               XX                                   00000                  Single Family                                                          10.125                           0.25                    1.29                       0.012                                            8.573                               20361201                                               360
16723523                                16723523                  XXXX XXXXXX                                           XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16601189                                16601189                  XXXXX XXXXX                                           XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16600869                                16600869                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16715039                                16715039                  XXXXXXXXX                                             XX                                   00000                  Condominium                                                              9.25                           0.25                       0                       0.012                                            8.988                               20361001                                               360
16595205                                16595205                  Xxxxx                                                 XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16709689                                16709689                  XXXXXXX                                               XX                                    0000                  Condominium                                                              7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16646110                                16646110                  XXXXXX                                                XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16650594                                16650594                  Xxxxxxx                                               XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16662179                                16662179                  Xxxxxxx                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16673070                                16673070                  XX XXXXXX                                             XX                                   00000                  PUD                                                                       8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16564543                                16564543                  Xxxxxxxxx                                             XX                                   00000                  2-4 Family                                                              8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16680381                                16680381                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461101                                               360
16672383                                16672383                  XXXX                                                  XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16656363                                16656363                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16650257                                16650257                  XXXX XXXXXX                                           XX                                   00000                  Townhouse                                                                7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16648773                                16648773                  XXXXXXX                                               XX                                   00000                  Single Family                                                            9.25                           0.25                       0                       0.012                                            8.988                               20361101                                               360
16650274                                16650274                  XXX                                                   XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16713747                                16713747                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                               6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16664024                                16664024                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16706484                                16706484                  Xxxxxxxxx                                             XX                                   00000                  Hi-Rise Condo                                                               8                           0.25                    0.72                       0.012                                            7.018                               20361101                                               360
16680078                                16680078                  Xxxxxxx Xxxx                                          XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16650233                                16650233                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16666572                                16666572                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16666544                                16666544                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                              6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16669995                                16669995                  Xxxx Xxxxxxx                                          XX                                   00000                  Single Family                                                               8                           0.25                    0.61                       0.012                                            7.128                               20361201                                               360
16670195                                16670195                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16670212                                16670212                  Xxxxx Xx Xxxxx                                        XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461101                                               360
16670081                                16670081                  Xxxxxx                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20461201                                               360
16670114                                16670114                  Xxxxx                                                 XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16670141                                16670141                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            8.75                           0.25                    0.47                       0.012                                            8.018                               20361101                                               360
16543970                                16543970                  XXXXX                                                 XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20360901                                               360
16545315                                16545315                  XXXXX XXXXXXX                                         XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20360901                                               360
16545332                                16545332                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20360901                                               360
16551785                                16551785                  XXXXX XXXXXXXX                                        XX                                   00000                  Condominium                                                              8.75                           0.25                       0                       0.012                                            8.488                               20360801                                               360
16567415                                16567415                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20360901                                               360
16586023                                16586023                  XXX XXXXXXX                                           XX                                   00000                  2-4 Family                                                              8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16651364                                16651364                  XXXXXXXXX                                             XX                                   00000                  Condominium                                                             8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16651501                                16651501                  Xxxxxxx                                               XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361001                                               360
16651667                                16651667                  Xxxxxxxxxxxx                                          XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16651672                                16651672                  Xxx Xxxxxxx                                           XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16654252                                16654252                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16654361                                16654361                  Xxxxxx                                                XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16654429                                16654429                  Xxxxxxx                                               XX                                   00000                  Hi-Rise Condo                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16656214                                16656214                  Xxxxxxxxxx Xxxxxxxx                                   XX                                    0000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16656244                                16656244                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16656264                                16656264                  FORKED RIVER                                          NJ                                    8731                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361001                                               360
16656323                                16656323                  Xxxxx Xxxx                                            XX                                    0000                  2-4 Family                                                               7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16656481                                16656481                  Xxxxxxx Xxxxxxx                                       XX                                   00000                  2-4 Family                                                              7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16656560                                16656560                  XXXX                                                  XX                                   00000                  Single Family                                                               8                           0.25                    1.19                       0.012                                            6.548                               20361001                                               360
16656700                                16656700                  Xxxxxx                                                XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361001                                               360
16656922                                16656922                  Xxxxxx                                                XX                                   00000                  Single Family                                                           7.875                           0.25                    0.83                       0.012                                            6.783                               20361001                                               360
16658372                                16658372                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361001                                               360
16658445                                16658445                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16658194                                16658194                  XXXXX                                                 XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16658146                                16658146                  Xxxxxxxx Xxxx                                         XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16658098                                16658098                  Xxxxxx Xxxx                                           XX                                    0000                  2-4 Family                                                              7.125                           0.25                       0                       0.012                                            6.863                               20461101                                               360
16658227                                16658227                  Xxxxxx                                                XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16658281                                16658281                  Xxxxxx Xxxxxx                                         XX                                   00000                  Condominium                                                             7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16653630                                16653630                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16661789                                16661789                  Xxxxxx Xxxxx                                          XX                                   00000                  Single Family                                                           7.625                           0.25                    0.67                       0.012                                            6.693                               20460101                                               360
16661796                                16661796                  Xxxxx                                                 XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16661943                                16661943                  Brick                                                 NJ                                    8723                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16653631                                16653631                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20461201                                               360
16653675                                16653675                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20461201                                               360
16655768                                16655768                  Xxxxxx                                                XX                                   00000                  2-4 Family                                                              7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16665294                                16665294                  Xxxxxx                                                XX                                   00000                  Single Family                                                           8.625                           0.25                       0                       0.012                                            8.363                               20361101                                               360
16655794                                16655794                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16655796                                16655796                  Xxxxxxxxxx                                            XX                                   00000                  Townhouse                                                               6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16665417                                16665417                  Xxxx Xxxxxxxxxx                                       XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16666558                                16666558                  Xxxx Xxxxxxxxxx                                       XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16666559                                16666559                  Xxxx Xxxxxxxxxx                                       XX                                   00000                  Condominium                                                             6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16655877                                16655877                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16655889                                16655889                  Rahway                                                NJ                                    7065                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20461101                                               360
16684453                                16684453                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16684513                                16684513                  Xxxxxx                                                XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16684616                                16684616                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             9.5                           0.25                       0                       0.012                                            9.238                               20361201                                               360
16684673                                16684673                  XXXXXXXX                                              XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16685701                                16685701                  Xxxxxxxxxxxx                                          XX                                    0000                  Single Family                                                           7.125                           0.25                    0.61                       0.012                                            6.253                               20361101                                               360
16685790                                16685790                  Atco                                                  NJ                                    8004                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16685913                                16685913                  Xxxxxxxxxxxx                                          XX                                   00000                  2-4 Family                                                               8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16685920                                16685920                  XXXXXXXXXXX                                           XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16685952                                16685952                  Xxxxxx                                                XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16685957                                16685957                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16685978                                16685978                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                               8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16686112                                16686112                  Xxxxxxxxxx                                            XX                                    0000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16688078                                16688078                  Xxxx Xxxxx Xxxxxxx                                    XX                                   00000                  Single Family                                                            6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16688388                                16688388                  Xxxx Xxx                                              XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16548817                                16548817                  Xxxxx Xxxxxxxx                                        XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20461101                                               360
16638021                                16638021                  Villas                                                NJ                                    8251                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16645765                                16645765                  Xxxxxxx                                               XX                                   00000                  PUD                                                                         7                           0.25                    0.44                       0.012                                            6.298                               20461101                                               360
16658107                                16658107                  XXXXXXXXXX                                            XX                                    0000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20461101                                               360
16670183                                16670183                  Xxxxxxxxxx                                            XX                                   00000                  Condominium                                                             6.625                           0.25                       0                       0.012                                            6.363                               20461201                                               360
16644789                                16644789                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16644790                                16644790                  XXXXXX                                                XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16644812                                16644812                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16644813                                16644813                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16673635                                16673635                  XXXXXXX                                               XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361001                                               360
16673684                                16673684                  XXXXXXX                                               XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16697715                                16697715                  Central Xxxxx                                         XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20461101                                               360
16706574                                16706574                  Xxxxxxxx                                              XX                                    0000                  Condominium                                                             7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16707024                                16707024                  Xx Xxxxxxx                                            XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16708130                                16708130                  XXXX XXXX                                             XX                                    0000                  Condominium                                                               8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16709514                                16709514                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16709699                                16709699                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16710772                                16710772                  Xxxxx Xxxxxxxxxx                                      XX                                    0000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16711040                                16711040                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16711369                                16711369                  Xxxxx Xxxxxxx                                         XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16713639                                16713639                  Xxxxxxxx                                              XX                                   00000                  2-4 Family                                                              6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16713672                                16713672                  XXXXXXXXXX                                            XX                                    0000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16713746                                16713746                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16713924                                16713924                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16714796                                16714796                  XXXXXXX                                               XX                                   00000                  PUD                                                                         6                           0.25                       0                       0.012                                            5.738                               20361101                                               360
16714800                                16714800                  XXXXXXX                                               XX                                   00000                  Single Family                                                            6.25                           0.25                       0                       0.012                                            5.988                               20461101                                               360
16715103                                16715103                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16715311                                16715311                  Xxxx Xxxxx Xxxxx                                      XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16717406                                16717406                  XXXXX XXXX                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16717445                                16717445                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16717525                                16717525                  XXXXXXX XXXX                                          XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16717781                                16717781                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16718449                                16718449                  XXX XXXXX                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20470101                                               360
16718495                                16718495                  XXXXXXXX XXX                                          XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361201                                               360
16718625                                16718625                  XXXXX                                                 XX                                   00000                  Hi-Rise Condo                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16721736                                16721736                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20461201                                               360
16721975                                16721975                  XXX XXXXXXX                                           XX                                    0000                  2-4 Family                                                              7.375                           0.25                    0.57                       0.012                                            6.543                               20361101                                               360
16723080                                16723080                  XXXXXXXXX                                             XX                                   00000                  Condominium                                                             7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16723576                                16723576                  XXXXXXXX                                              XX                                   00000                  Condominium                                                             8.875                           0.25                    2.12                       0.012                                            6.493                               20361201                                               360
16723609                                16723609                  Xxxxxx                                                XX                                   00000                  PUD                                                                     8.875                           0.25                    1.32                       0.012                                            7.293                               20361201                                               360
16723842                                16723842                  XXXXXXX                                               XX                                   00000                  PUD                                                                       7.5                           0.25                    0.71                       0.012                                            6.528                               20361201                                               360
16728230                                16728230                  Xxxxxx Xxxxx                                          XX                                   00000                  PUD                                                                      8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16728273                                16728273                  Xxxxxx                                                XX                                   00000                  Condominium                                                             8.875                           0.25                       0                       0.012                                            8.613                               20361101                                               360
16728573                                16728573                  Xx Xxxxx                                              XX                                   00000                  2-4 Family                                                                6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16650990                                16650990                  Xxxxxx                                                XX                                    0000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20461101                                               360
16809565                                16809565                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16813553                                16813553                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           9.375                           0.25                    0.89                       0.012                                            8.223                               20361201                                               360
16649574                                16649574                  Xxxxxxx Xxxxx                                         XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16649717                                16649717                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     7.375                           0.25                    0.57                       0.012                                            6.543                               20461001                                               360
16638016                                16638016                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16640467                                16640467                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16640470                                16640470                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16648197                                16648197                  XX XXXX                                               XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16645753                                16645753                  Xxxxxx                                                XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16645766                                16645766                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           7.625                           0.25                    0.94                       0.012                                            6.423                               20461101                                               360
16648166                                16648166                  Xxxxxxxxxxxx                                          XX                                   00000                  2-4 Family                                                              8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16638052                                16638052                  Xxxxxxxx Xxx                                          XX                                   00000                  Single Family                                                             8.5                           0.25                    1.32                       0.012                                            6.918                               20361001                                               360
16775296                                16775296                  Xxxxxxxxxx                                            XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20461201                                               360
16633963                                16633963                  Xxxxx                                                 XX                                   00000                  Single Family                                                           6.875                           0.25                     0.2                       0.012                                            6.413                               20361001                                               360
16778503                                16778503                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16784679                                16784679                  XXXXXX                                                XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361201                                               360
16788682                                16788682                  XXXXXX                                                XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16788826                                16788826                  AVON                                                  IN                                   00000                  XXX                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16807045                                16807045                  XXXXXXXX                                              XX                                   00000                  PUD                                                                      8.75                           0.25                    0.75                       0.012                                            7.738                               20361201                                               360
16807090                                16807090                  XXX XXXXXXX                                           XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361201                                               360
16809630                                16809630                  XXXX XXXXX                                            XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16833237                                16833237                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16633959                                16633959                  Xxxxxxxxxxxx                                          XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361201                                               360
16631262                                16631262                  Xxxxxxxxxx                                            XX                                   00000                  2-4 Family                                                                7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16630990                                16630990                  Xxxxxxxxx                                             XX                                   00000                  2-4 Family                                                              7.375                           0.25                       0                       0.012                                            7.113                               20461101                                               360
16630996                                16630996                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16633990                                16633990                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.375                           0.25                    0.48                       0.012                                            6.633                               20361201                                               360
16731717                                16731717                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16731858                                16731858                  XXXXXXXXXXXXX                                         XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16768080                                16768080                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                                  9                           0.25                     0.9                       0.012                                            7.838                               20361201                                               360
16770805                                16770805                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20360801                                               360
16770928                                16770928                  XXXXXXXXX                                             XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361201                                               360
16771191                                16771191                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16771839                                16771839                  XXXXXXX                                               XX                                   00000                  2-4 Family                                                                9.5                           0.25                       0                       0.012                                            9.238                               20361201                                               360
16729359                                16729359                  XXXXX XXXX                                            XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16722177                                16722177                  XXXXXXXXX                                             XX                                   00000                  Condominium                                                              9.25                           0.25                       0                       0.012                                            8.988                               20361001                                               360
16723159                                16723159                  XXXXXXX                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16728485                                16728485                  XXX XXXX                                              XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16612464                                16612464                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16670584                                16670584                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.875                           0.25                    0.43                       0.012                                            7.183                               20361101                                               360
16703987                                16703987                  SPRINGFIELD                                           MA                                    1108                  2-4 Family                                                              7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16704446                                16704446                  Xxxxx                                                 XX                                   00000                  Single Family                                                           8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16704515                                16704515                  Xxxxxxx Xxxxx                                         XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16706548                                16706548                  Xxxxxxx                                               XX                                   00000                  PUD                                                                     7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16706850                                16706850                  XXXXX                                                 XX                                   00000                  Condominium                                                             7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16707043                                16707043                  Xx Xxxx                                               XX                                   00000                  Single Family                                                            9.75                           0.25                    0.96                       0.012                                            8.528                               20361201                                               360
16656728                                16656728                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16672774                                16672774                  Xxxxxx Xxxx                                           XX                                   00000                  PUD                                                                     6.375                           0.25                       0                       0.012                                            6.113                               20361101                                               360
16709936                                16709936                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16616049                                16616049                  Xxxxx                                                 XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16710904                                16710904                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16713548                                16713548                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361201                                               360
16713552                                16713552                  XXXXXX                                                XX                                   00000                  Single Family                                                            8.25                           0.25                    0.65                       0.012                                            7.338                               20361101                                               360
16715160                                16715160                  Xxxxxx                                                XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20360801                                               360
16717152                                16717152                  XXXXXXXX                                              XX                                   00000                  Townhouse                                                                7.25                           0.25                    0.67                       0.012                                            6.318                               20361201                                               360
16656921                                16656921                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16684546                                16684546                  XXXXXXX                                               XX                                   00000                  Condominium                                                             8.125                           0.25                       0                       0.012                                            7.863                               20361101                                               360
16651135                                16651135                  Dover                                                 NH                                    3820                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16731479                                16731479                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16731488                                16731488                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16648949                                16648949                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16650525                                16650525                  XXXXXXXX                                              XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16695673                                16695673                  XXXXXXXX                                              XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16731978                                16731978                  XXX XXXXXXXX                                          XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361201                                               360
16731998                                16731998                  Xxxxxx                                                XX                                   00000                  Condominium                                                             7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16650680                                16650680                  Xxx Xxxxx                                             XX                                   00000                  2-4 Family                                                               6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16692541                                16692541                  Xxxxxx Xxxxxx                                         XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16710865                                16710865                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16681837                                16681837                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16695635                                16695635                  XXXXXXXX                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16681856                                16681856                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16676683                                16676683                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16603841                                16603841                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20360901                                               360
16695587                                16695587                  XXXXXX                                                XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16468165                                16468165                  Xxxxx                                                 XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16601807                                16601807                  Xxxxxxxx Xxxxx                                        XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16670778                                16670778                  XXXXXXXXX                                             XX                                   00000                  Condominium                                                             8.125                           0.25                    1.05                       0.012                                            6.813                               20361101                                               360
16665603                                16665603                  XXXXXX                                                XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16665656                                16665656                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16681695                                16681695                  XXXXXXX                                               XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20461101                                               360
16659058                                16659058                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361101                                               360
16729553                                16729553                  XXXXXXXXX                                             XX                                   00000                  2-4 Family                                                                  9                           0.25                       0                       0.012                                            8.738                               20361201                                               360
16600614                                16600614                  Xxxxx                                                 XX                                   00000                  Condominium                                                              7.25                           0.25                       0                       0.012                                            6.988                               20461101                                               360
16596942                                16596942                  Xxxxxxxx Xxxx                                         XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16599163                                16599163                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16718028                                16718028                  XX XXXX                                               XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16585340                                16585340                  Xxxxxxx                                               XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16595934                                16595934                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16590913                                16590913                  XXXXX                                                 XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361201                                               360
16596033                                16596033                  XXXXXX XXXX                                           XX                                   00000                  Single Family                                                           9.375                           0.25                       0                       0.012                                            9.113                               20361101                                               360
16673639                                16673639                  XXX XXXXX                                             XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16728664                                16728664                  XXXXX XXXX                                            XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361201                                               360
16695527                                16695527                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            6.25                           0.25                       0                       0.012                                            5.988                               20361001                                               360
16695566                                16695566                  XXXXX XXXXXXX                                         XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16695602                                16695602                  XXXXXXXX XXXX                                         XX                                   00000                  PUD                                                                     7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16687845                                16687845                  Xxxx Xxx                                              XX                                   00000                  Single Family                                                           6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16693262                                16693262                  Xxxxxxxxxx                                            XX                                    0000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361201                                               360
16697252                                16697252                  Brick                                                 NJ                                    8724                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361201                                               360
16700065                                16700065                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20470101                                               360
16706234                                16706234                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361201                                               360
16730334                                16730334                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361201                                               360
16767493                                16767493                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            9.75                           0.25                       0                       0.012                                            9.488                               20361201                                               360
16671488                                16671488                  Xxxxx                                                 XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461201                                               360
16676339                                16676339                  XXXXXXXX                                              XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20361201                                               360
16780582                                16780582                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            6.75                           0.25                       0                       0.012                                            6.488                               20461201                                               360
16685285                                16685285                  Xxxxxx                                                XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20470101                                               360
16697566                                16697566                  Xxxxxxxx Xxxxx                                        XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16693848                                16693848                  XXX XXXXXX XXXX                                       XX                                   00000                  Single Family                                                           7.625                           0.25                    0.32                       0.012                                            7.043                               20361201                                               360
16693856                                16693856                  XXXXXXX                                               XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16693893                                16693893                  XXXXXX                                                XX                                   00000                  PUD                                                                         7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16694136                                16694136                  Xxxxxxxxx                                             XX                                   00000                  PUD                                                                     6.875                           0.25                       0                       0.012                                            6.613                               20361101                                               360
16696306                                16696306                  XXXXXXX                                               XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16696376                                16696376                  XXXXXXXXXXXX                                          XX                                   00000                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20361101                                               360
16696411                                16696411                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16696640                                16696640                  XXXXXX XXXXX                                          XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16688452                                16688452                  Xxxxxx Xxxxxx                                         XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16692090                                16692090                  XXXXXXXXXX                                            XX                                   00000                  PUD                                                                      7.75                           0.25                       0                       0.012                                            7.488                               20361101                                               360
16692095                                16692095                  XXXXXXXXXXXX                                          XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20361001                                               360
16693339                                16693339                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           6.625                           0.25                       0                       0.012                                            6.363                               20361101                                               360
16693392                                16693392                  XXXXXXXX                                              XX                                   00000                  Townhouse                                                                6.25                           0.25                       0                       0.012                                            5.988                               20361201                                               360
16665660                                16665660                  Xxx Xxxxxxxx                                          XX                                   00000                  2-4 Family                                                                  7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16665820                                16665820                  Xxxx Xxxxxxxxx                                        XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360801                                               360
16665823                                16665823                  Xxxxx Xxxx                                            XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360801                                               360
16665824                                16665824                  Xxxx Xxxxxxxxx                                        XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360801                                               360
16665826                                16665826                  Xxxx Xxxxx                                            XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360801                                               360
16681224                                16681224                  Xxxx Xxxxxx                                           XX                                    0000                  2-4 Family                                                               9.75                           0.25                       0                       0.012                                            9.488                               20460801                                               360
16681320                                16681320                  CO SPGS                                               CO                                   80910                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16681526                                16681526                  XXXXXX                                                XX                                   00000                  Townhouse                                                                   8                           0.25                    0.75                       0.012                                            6.988                               20361101                                               360
16666798                                16666798                  XXXX XXXX XXX                                         XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361201                                               360
16666866                                16666866                  Xxxxx Xxxxx Xxxxxx                                    XX                                   00000                  Condominium                                                             7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16666947                                16666947                  Xxxxxx Xxx Xxx                                        XX                                   00000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20461101                                               360
16667024                                16667024                  Xxxxxxxxx                                             XX                                    0000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16667106                                16667106                  XXXXXXX                                               XX                                   00000                  PUD                                                                       6.5                           0.25                       0                       0.012                                            6.238                               20361101                                               360
16667107                                16667107                  XXX XXXXXX                                            XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361001                                               360
16670543                                16670543                  Xxxx Xxxxxxxxx                                        XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360801                                               360
16681819                                16681819                  XXXXXX XXXXX                                          XX                                   00000                  Condominium                                                             7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16670776                                16670776                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16670986                                16670986                  Xxxxxx                                                XX                                   00000                  Condominium                                                             7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16672450                                16672450                  XXXXXX                                                XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361101                                               360
16672499                                16672499                  XXXXX XXX XXXXX                                       XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361101                                               360
16672650                                16672650                  Xxxxxxx                                               XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16672736                                16672736                  XXXXXXXXXXX                                           XX                                   00000                  PUD                                                                     6.125                           0.25                       0                       0.012                                            5.863                               20361101                                               360
16672834                                16672834                  XXXXXXXXXX                                            XX                                   00000                  Single Family                                                            8.75                           0.25                       0                       0.012                                            8.488                               20361001                                               360
16672848                                16672848                  XXXXXX XXXX                                           XX                                   00000                  PUD                                                                     7.625                           0.25                    1.44                       0.012                                            5.923                               20361201                                               360
16672888                                16672888                  XXXX                                                  XX                                   00000                  Single Family                                                            8.25                           0.25                     0.8                       0.012                                            7.188                               20361201                                               360
16673241                                16673241                  Xxxxxx Xxxx                                           XX                                   00000                  Single Family                                                             8.5                           0.25                       0                       0.012                                            8.238                               20361101                                               360
16674450                                16674450                  XXXXX XXXXX                                           XX                                   00000                  2-4 Family                                                              8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16676632                                16676632                  Xxxxxxxxxx                                            XX                                   00000                  PUD                                                                     8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16676721                                16676721                  Xxxxx                                                 XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16676774                                16676774                  Xxxxx Xxx Xxxxx                                       XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16680447                                16680447                  XXX XXXXXXX                                           XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16680692                                16680692                  China                                                 ME                                    4358                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20360801                                               360
16658453                                16658453                  Xxxxxx Xxxx                                           XX                                    0000                  Condominium                                                             6.625                           0.25                       0                       0.012                                            6.363                               20361001                                               360
16658514                                16658514                  Xxxxxxxx                                              XX                                   00000                  Single Family                                                           6.375                           0.25                       0                       0.012                                            6.113                               20361001                                               360
16658920                                16658920                  XXXXXXXXXXXX                                          XX                                   00000                  Condominium                                                                 7                           0.25                       0                       0.012                                            6.738                               20361101                                               360
16659077                                16659077                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16662469                                16662469                  Xxxxxx Xxx                                            XX                                   00000                  Single Family                                                           8.875                           0.25                       0                       0.012                                            8.613                               20361001                                               360
16662472                                16662472                  Xxxxxx                                                XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16662532                                16662532                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361101                                               360
16663813                                16663813                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16664051                                16664051                  XXXXXX                                                XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16664101                                16664101                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16665564                                16665564                  XXXXXXXXX                                             XX                                   00000                  Single Family                                                             6.5                           0.25                       0                       0.012                                            6.238                               20361001                                               360
16662090                                16662090                  XXXXX                                                 XX                                   00000                  Single Family                                                           7.375                           0.25                    0.57                       0.012                                            6.543                               20361001                                               360
16662268                                16662268                  Xxxxxxxx                                              XX                                    0000                  2-4 Family                                                              7.625                           0.25                       0                       0.012                                            7.363                               20361101                                               360
16648680                                16648680                  XXXXXXX                                               XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16361576                                16361576                  Xxxxxxxx                                              XX                                   00000                  2-4 Family                                                              9.375                           0.25                       0                       0.012                                            9.113                               20360601                                               360
16650162                                16650162                  XXXXXXX                                               XX                                   00000                  2-4 Family                                                              7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16646425                                16646425                  Xxxxxx                                                XX                                   00000                  PUD                                                                     7.125                           0.25                       0                       0.012                                            6.863                               20361101                                               360
16358126                                16358126                  XXXXXXX                                               XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16358275                                16358275                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20360701                                               360
16358335                                16358335                  XXXX XXXX                                             XX                                   00000                  PUD                                                                         8                           0.25                       0                       0.012                                            7.738                               20360901                                               360
16643824                                16643824                  W Brookfield                                          MA                                    1585                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16643874                                16643874                  Xxxx Xxxxxxx                                          XX                                    0000                  Single Family                                                               7                           0.25                       0                       0.012                                            6.738                               20360901                                               360
16644139                                16644139                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                            8.25                           0.25                       0                       0.012                                            7.988                               20361101                                               360
16646065                                16646065                  XXXXXXXX                                              XX                                   00000                  Single Family                                                           7.875                           0.25                    0.72                       0.012                                            6.893                               20360901                                               360
16646181                                16646181                  XXXXXX                                                XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16641215                                16641215                  Xxxxxx                                                XX                                   00000                  2-4 Family                                                              7.875                           0.25                       0                       0.012                                            7.613                               20361001                                               360
16643616                                16643616                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20361001                                               360
16643724                                16643724                  XXXXXXX                                               XX                                   00000                  Townhouse                                                                 7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16611698                                16611698                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20361001                                               360
16613119                                16613119                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.375                           0.25                       0                       0.012                                            7.113                               20361001                                               360
16616144                                16616144                  Xxxxxxxxxxx                                           XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16628930                                16628930                  Xxxxxxxxxx Xxxx                                       XX                                   00000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20361001                                               360
16629205                                16629205                  Xxxxxxx Xxxx                                          XX                                   00000                  Single Family                                                           7.625                           0.25                       0                       0.012                                            7.363                               20361001                                               360
16634515                                16634515                  Xxxxxxxx Xxxxxxx                                      XX                                   00000                  Single Family                                                           7.125                           0.25                       0                       0.012                                            6.863                               20361001                                               360
16610153                                16610153                  Xxxxxxxxx                                             XX                                   00000                  Single Family                                                             7.5                           0.25                       0                       0.012                                            7.238                               20361101                                               360
16597265                                16597265                  Xxxxxxx                                               XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20361101                                               360
16597447                                16597447                  XXXXXX                                                XX                                   00000                  PUD                                                                      6.75                           0.25                       0                       0.012                                            6.488                               20361001                                               360
16597547                                16597547                  Xxxxxxxx                                              XX                                   00000                  PUD                                                                      7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16600903                                16600903                  XXXXXXX                                               XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20361101                                               360
16602660                                16602660                  XXX XXXXX                                             XX                                   00000                  Single Family                                                            7.25                           0.25                       0                       0.012                                            6.988                               20360901                                               360
16604221                                16604221                  Xxx Xxxxxxx                                           XX                                   00000                  Single Family                                                            7.75                           0.25                       0                       0.012                                            7.488                               20360801                                               360
16605902                                16605902                  Xxxx Xxxx Xxxxx                                       XX                                   00000                  PUD                                                                       7.5                           0.25                       0                       0.012                                            7.238                               20360901                                               360
16420756                                16420756                  berwyn                                                IL                                   60402                  Single Family                                                               8                           0.25                       0                       0.012                                            7.738                               20460901                                               360
16468368                                16468368                  Xxxxxxx                                               XX                                   00000                  2-4 Family                                                             10.125                           0.25                       0                       0.012                                            9.863                               20360601                                               360
16419128                                16419128                  Xxxxxxxxxx                                            XX                                    0000                  Single Family                                                           8.375                           0.25                       0                       0.012                                            8.113                               20360801                                               360
16406878                                16406878                  Xxxxxxxxxx                                            XX                                   00000                  Single Family                                                           7.875                           0.25                       0                       0.012                                            7.613                               20360901                                               360
16405501                                16405501                  XXXXXXXX                                              XX                                   00000                  PUD                                                                     8.625                           0.25                       0                       0.012                                            8.363                               20360801                                               360


LOAN_ID                                     STATED_REM_TERM                          AMORT_TERM1                            ORIGINAL_BALANCE                          FIRST_PAY_DATE                        PAYMENT                            CURRENT_BALANCE                           LOAN_TO_VALUE                  MI                                                          MERS_ID1                       MARGIN                                 NEXT_RATE_ADJ_DATE1                                MAX_RATE                        MIN_RATE
-------                                     ---------------                          -----------                            ----------------                          --------------                        -------                            ---------------                           -------------                  --                                                          --------                       ------                                 -------------------                                --------                        --------
16684756                                                355                                  360                                      260000                                20060901                        1708.01                                  258895.27                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16665775                                                358                                  360                                      124000                                20061201                         814.59                                  123791.06                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16656694                                                356                                  360                                      177200                                20061001                        1178.92                                  176613.89                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16661987                                                358                                  360                                      416500                                20061201                        2701.41                                  415780.79                                      70                  No MI                                                       1.00E+17                                                                                                                     6.75
16665689                                                358                                  360                                      417000                                20061201                        2704.65                                  416279.93                             57.91999817                  No MI                                                       1.00E+17                                                                                                                     6.75
16616045                                                357                                  360                                      401635                                20061101                        2468.38                                     401635                                      65                  No MI                                                       1.00E+17                                                                                                                    7.375
16640564                                                358                                  360                                      400000                                20061201                        2291.67                                  399325.97                             39.02000046                  No MI                                                       1.00E+17                                                                                                                    6.875
16609830                                                357                                  360                                      172748                                20061101                         1149.3                                  172320.71                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16652239                                                357                                  360                                      180000                                20061101                        1031.25                                     180000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16656719                                                357                                  360                                      104000                                20061101                         683.21                                  103736.36                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16596952                                                358                                  360                                      192300                                20061201                        1263.27                                  191975.96                             61.04999924                  No MI                                                       1.00E+17                                                                                                                    6.875
16656209                                                358                                  360                                      120800                                20061201                         824.07                                  120610.95                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16632436                                                357                                  360                                      263680                                20061101                           1648                                     263680                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16791043                                                359                                  360                                      450000                                20070101                        2918.69                                  449612.56                             58.06000137                  No MI                                                       1.00E+17                                                                                                                     6.75
16791055                                                359                                  360                                      158760                                20070101                         1069.6                                  158633.04                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16651585                                                357                                  480                                      308000                                20061101                        1886.11                                  307633.34                                      80                  No MI                                                                                                                                                                                   6.875
16650246                                                358                                  360                                      560000                                20061201                        3963.64                                  559186.81                             67.47000122                  No MI                                                       1.00E+17                                                                                                                    7.625
16648965                                                357                                  360                                      218000                                20061101                        1317.08                                     218000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16339458                                                355                                  360                                      122900                                20060901                         817.66                                  122390.38                             74.52999878                  No MI                                                       1.00E+17                                                                                                                        7
16706583                                                357                                  360                                      766500                                20061101                        4710.78                                     766500                                      70                  No MI                                                       1.00E+17                                                                                                                    7.375
16662560                                                358                                  360                                      109000                                20061201                         838.12                                  108867.46                             94.77999878                  PMI                                                         1.00E+17                                                                                                                      8.5
16662581                                                357                                  360                                       70400                                20061101                         468.37                                   69925.88                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16662602                                                357                                  360                                       67500                                20061101                         471.97                                   67348.78                             74.58999634                  No MI                                                       1.00E+17                                                                                                                      7.5
16662422                                                357                                  360                                       52000                                20061101                         363.59                                   51883.51                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16662446                                                358                                  360                                     1000000                                20061201                        6992.15                                  998511.06                             76.91999817                  No MI                                                       1.00E+17                                                                                                                      7.5
16662467                                                358                                  360                                      426300                                20061201                        2397.94                                     426300                             79.98999786                  No MI                                                       1.00E+17                                                                                                                     6.75
16662371                                                358                                  360                                      106200                                20061201                         760.83                                   106049.6                                      90                  PMI                                                         1.00E+17                                                                                                                     7.75
16662372                                                358                                  360                                      228140                                20061201                        1614.76                                  227808.69                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16662374                                                358                                  360                                      127920                                20061201                          906.1                                     127920                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16662380                                                358                                  360                                      121520                                20061201                         860.77                                     121520                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16662392                                                358                                  360                                      122400                                20061201                            867                                     122400                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16662279                                                357                                  360                                       84905                                20061101                         586.42                                   84709.98                                      70                  No MI                                                       1.00E+17                                                                                                                    7.375
16662284                                                358                                  360                                      515000                                20061201                        3556.98                                  514213.84                             76.47000122                  No MI                                                       1.00E+17                                                                                                                    7.375
16662275                                                357                                  360                                      149250                                20061101                         963.91                                     149250                                      75                  No MI                                                                                                                                                                                    7.75
16775002                                                359                                  360                                      448012                                20070101                        2795.01                                  447597.05                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16777131                                                359                                  360                                      408584                                20070101                        2515.72                                  408196.32                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16779025                                                359                                  360                                      144696                                20070101                         999.38                                   144585.9                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16784747                                                359                                  360                                      156000                                20070101                        1024.81                                  155868.94                             89.13999939                  Republic MIC                                                1.00E+17                                                                                                                    6.875
16772058                                                359                                  360                                       65000                                20070101                         405.52                                   64939.79                             17.37000084                  No MI                                                       1.00E+17                                                                                                                    6.375
16723643                                                359                                  360                                      247690                                20070101                        1668.73                                  247491.93                             89.93000031                  GE Capital MI                                               1.00E+17                                                                                                                    7.125
16723654                                                359                                  360                                      508000                                20070101                        3422.49                                  507593.76                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16723668                                                359                                  360                                      248832                                20070101                        1552.39                                  248601.53                                      70                  No MI                                                       1.00E+17                                                                                                                    6.375
16728701                                                359                                  360                                       81600                                20070101                         549.75                                   81534.75                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16729468                                                359                                  360                                      122400                                20070101                         898.13                                  122317.87                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16729903                                                359                                  360                                      140428                                20070101                         864.64                                  140294.76                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16722219                                                359                                  360                                      157600                                20070101                        1101.96                                  157483.04                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16765163                                                359                                  360                                      323000                                20070101                        1988.77                                  322693.52                             73.41000366                  No MI                                                       1.00E+17                                                                                                                     6.25
16768494                                                359                                  360                                      189600                                20070101                        1261.41                                  189444.59                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16771161                                                359                                  360                                      359992                                20070101                        2275.39                                  359666.56                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16771175                                                359                                  360                                      227072                                20070101                        1453.97                                  226871.66                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16684499                                                358                                  360                                       87500                                20061201                         638.02                                      87500                                      70                  No MI                                                       1.00E+17                                                                                                                     8.75
16616169                                                358                                  360                                      168000                                20061201                        1276.92                                  167790.43                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16790861                                                358                                  480                                      285000                                20061201                           1694                                  284758.21                                      60                  No MI                                                       1.00E+17                                                                                                                    6.625
16670886                                                358                                  360                                      454640                                20061201                        2450.73                                  452442.49                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16670890                                                358                                  480                                      263368                                20061201                        1541.91                                  263136.71                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16670894                                                358                                  360                                      536041                                20061201                        3565.93                                  535159.48                                      80                  No MI                                                       1.00E+17                                                                                                                    6.999
16672818                                                359                                  360                                      194950                                20070101                         1329.9                                  194797.92                                      50                  No MI                                                       1.00E+17                                                                                                                     7.25
16673116                                                358                                  360                                       69846                                20061201                         530.88                                   69758.87                                      73                  No MI                                                       1.00E+17                                                                                                                    8.375
16674185                                                358                                  360                                      164112                                20061201                         1008.6                                     164112                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16674188                                                358                                  360                                      419113                                20061201                        2859.09                                  418457.13                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16676575                                                358                                  360                                      124000                                20061201                         888.35                                   123824.4                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16676783                                                358                                  360                                      173464                                20061201                        1198.07                                  173199.19                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16681522                                                358                                  360                                      116365                                20061201                         775.77                                     116365                                      95                  PMI                                                         1.00E+17                                                                                                                        8
16681532                                                358                                  360                                      120650                                20061201                          779.2                                     120650                                      95                  PMI                                                         1.00E+17                                                                                                                     7.75
16684102                                                358                                  360                                      117937                                20061201                         865.38                                  117778.21                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16685745                                                358                                  360                                      114400                                20061201                         899.99                                  114267.88                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16693556                                                358                                  360                                      530392                                20061201                        3352.44                                  529430.44                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16693652                                                358                                  360                                      632175                                20061201                        3995.78                                  630828.03                                      70                  No MI                                                       1.00E+17                                                                                                                      6.5
16693679                                                359                                  360                                      630506                                20070101                         3546.6                                     630506                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16693680                                                359                                  360                                      508664                                20070101                        3257.03                                  508215.21                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16693687                                                359                                  360                                      170632                                20070101                         1135.1                                   160492.1                             61.70000076                  No MI                                                       1.00E+17                                                                                                                    6.999
16693711                                                358                                  360                                      235000                                20061201                        1446.94                                  234552.88                             52.22999954                  No MI                                                       1.00E+17                                                                                                                     6.25
16693790                                                358                                  360                                      179766                                20061201                        1256.95                                  179498.34                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16696195                                                358                                  360                                      161520                                20061201                        1270.68                                  161333.46                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16696238                                                358                                  360                                      161520                                20061201                        1270.68                                  161333.46                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16696480                                                358                                  360                                       84700                                20061201                         658.79                                   84599.62                                      70                  No MI                                                       1.00E+17                                                                                                                    8.625
16697411                                                359                                  360                                      200875                                20070101                        1046.22                                  200874.22                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16706766                                                359                                  360                                      165200                                20070101                           1141                                  165074.29                                      70                  No MI                                                       1.00E+17                                                                                                                    7.375
16706835                                                359                                  360                                      190432                                20070101                           1251                                  190272.01                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16706910                                                359                                  360                                      460000                                20070101                         2869.8                                  459573.95                             77.56999969                  No MI                                                       1.00E+17                                                                                                                    6.375
16706921                                                358                                  360                                      280000                                20061201                        1633.33                                  280000.01                                     100                  PMI                                                         1.00E+17                                                                                                                        7
16707080                                                358                                  360                                       49028                                20061201                          385.7                                   48971.39                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16707129                                                358                                  360                                      242400                                20061201                        1489.75                                     242400                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16707884                                                358                                  360                                       70000                                20061201                         550.69                                   69919.16                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16708089                                                359                                  360                                      417000                                20070101                        2739.39                                  416649.67                             64.84999847                  No MI                                                       1.00E+17                                                                                                                    6.875
16710767                                                359                                  360                                       70320                                20070101                         509.87                                   70271.61                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16711091                                                359                                  360                                      240800                                20070101                        1725.12                                  240555.05                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16713909                                                359                                  360                                      462875                                20070101                        3079.21                                  462495.51                                      70                  No MI                                                       1.00E+17                                                                                                                    6.999
16714075                                                359                                  360                                      184000                                20070101                        1147.92                                  183829.57                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16714091                                                359                                  360                                      175097                                20070101                        1121.17                                  174942.51                             45.22999954                  No MI                                                       1.00E+17                                                                                                                    6.625
16714812                                                359                                  360                                      138400                                20070101                         792.92                                     138400                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16715114                                                359                                  360                                      507937                                20070101                        3422.07                                  507530.81                             76.37999725                  No MI                                                       1.00E+17                                                                                                                    7.125
16715226                                                359                                  360                                      452358                                20070101                        3009.25                                  451987.13                                      80                  No MI                                                       1.00E+17                                                                                                                    6.999
16715231                                                358                                  360                                      140703                                20061201                         983.82                                   140493.5                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16717253                                                359                                  360                                       48000                                20070101                         343.88                                   47966.12                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16717405                                                359                                  360                                      138596                                20070101                         898.93                                  138476.67                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16717408                                                359                                  360                                      180384                                20070101                         1127.4                                     180384                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16718999                                                359                                  360                                      224000                                20070101                        1325.04                                  223771.62                                      80                  No MI                                                       1.00E+17                                                                                                                    5.875
16665581                                                358                                  360                                       65920                                20061201                         495.23                                   65835.65                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16665586                                                358                                  360                                       70400                                20061201                         528.89                                   70309.91                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16611820                                                358                                  360                                      116000                                20061201                         851.17                                   115843.8                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16661960                                                358                                  360                                      107960                                20061201                         629.77                                     107960                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16112156                                                349                                  360                                      186000                                20060301                        1026.05                                  185850.65                                      62                  No MI                                                       1.00E+17                                                                                                                    6.625
16643870                                                359                                  360                                       64000                                20070101                         406.67                                      64000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16661995                                                356                                  360                                      452000                                20061001                        3045.21                                  450541.22                             64.56999969                  No MI                                                       1.00E+17                                                                                                                    7.125
16165649                                                355                                  360                                      194000                                20060901                        1258.28                                  193155.41                             79.54000092                  No MI                                                       1.00E+17                                                                                                                     6.75
16628929                                                357                                  360                                       69300                                20061101                         484.56                                   69144.73                                      70                  No MI                                                       1.00E+17                                                                                                                      7.5
16397233                                                355                                  480                                       82530                                20060901                         566.11                                   81910.26                                      70                  No MI                                                       1.00E+17                                                                                                                    7.875
16650485                                                357                                  360                                      592000                                20061101                        4378.33                                     592000                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16650288                                                357                                  360                                      114000                                20061101                         768.04                                  113724.88                             78.62000275                  No MI                                                       1.00E+17                                                                                                                    7.125
16649206                                                358                                  360                                      639100                                20061201                        4251.95                                  638049.21                                      70                  No MI                                                       1.00E+17                                                                                                                        7
16650043                                                358                                  360                                      176000                                20061201                        1215.59                                  175731.09                             78.22000122                  No MI                                                       1.00E+17                                                                                                                    7.375
16650079                                                358                                  360                                      137000                                20061201                          927.6                                     137000                                     100                  PMI                                                         1.00E+17                                                                                                                    8.125
16648969                                                357                                  360                                      126800                                20061101                          886.6                                  126515.91                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16648980                                                357                                  360                                      134650                                20061101                         941.49                                  134348.33                             79.98000336                  No MI                                                                                                                                                                                     7.5
16648848                                                358                                  360                                      334400                                20061201                        2571.25                                   333993.4                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16648727                                                357                                  360                                      148500                                20061101                         1193.8                                  148253.56                             80.26999664                  PMI                                                         1.00E+17                                                                                                                     8.99
16648615                                                358                                  360                                       97200                                20061201                         687.98                                   97058.27                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16648586                                                357                                  360                                      484000                                20061101                        3220.06                                  482802.86                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16648519                                                357                                  360                                      103400                                20061101                         714.16                                  103162.51                             77.73999786                  No MI                                                       1.00E+17                                                                                                                    7.375
16648528                                                358                                  360                                       93600                                20061201                         654.46                                   93460.65                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16648453                                                357                                  360                                      649600                                20061101                        4804.33                                     649600                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16648479                                                357                                  360                                      199405                                20061101                        1463.16                                  199000.94                                      95                  PMI                                                         1.00E+17                                                                                                                        8
16648480                                                358                                  360                                       56000                                20061201                         401.19                                    55920.7                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16648419                                                357                                  360                                      216000                                20061101                         1372.5                                     216000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16648335                                                357                                  360                                       71250                                20061101                          504.3                                   71094.29                                      75                  No MI                                                       1.00E+17                                                                                                                    7.625
16648364                                                357                                  360                                      134860                                20061101                         919.98                                  134542.48                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16648396                                                358                                  360                                      232000                                20061201                        1763.37                                  231710.59                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16395764                                                355                                  360                                      124800                                20060901                         915.74                                  124375.67                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16798172                                                359                                  360                                      214000                                20070101                        1405.83                                  213820.21                                     100                  PMI                                                         1.00E+17                                                                                                                    6.875
16790984                                                359                                  360                                      268205                                20070101                        1739.57                                  267974.08                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16790985                                                359                                  360                                      300000                                20070101                        1995.91                                  299754.09                                      75                  No MI                                                       1.00E+17                                                                                                                        7
16661969                                                358                                  360                                      156000                                20061201                        1090.77                                  155734.33                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16659219                                                357                                  360                                      399000                                20061101                        2493.75                                     399000                                      70                  No MI                                                       1.00E+17                                                                                                                      7.5
16659066                                                357                                  360                                       80250                                20061101                         617.05                                   80103.13                                      75                  No MI                                                       1.00E+17                                                                                                                      8.5
16659112                                                357                                  360                                      254400                                20061101                         1778.8                                  253830.05                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16659026                                                357                                  360                                      150000                                20061101                        1048.82                                  149663.94                                     100                  PMI                                                         1.00E+17                                                                                                                      7.5
16659033                                                358                                  360                                       54776                                20061201                         430.92                                   54712.75                             73.02999878                  No MI                                                       1.00E+17                                                                                                                     8.75
16658934                                                357                                  360                                       77500                                20061101                         623.58                                   77372.05                                     100                  PMI                                                         1.00E+17                                                                                                                        9
16658953                                                358                                  360                                      292005                                20061201                        2091.96                                  291591.48                                      70                  No MI                                                       1.00E+17                                                                                                                     7.75
16658988                                                358                                  360                                      195200                                20061201                        1381.61                                  194916.53                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16658846                                                358                                  360                                      116000                                20061201                         841.08                                  115839.55                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16662637                                                358                                  360                                      188500                                20061201                        1318.02                                  188219.34                             79.44000244                  No MI                                                       1.00E+17                                                                                                                      7.5
16670635                                                358                                  360                                       56200                                20061201                         383.38                                   56112.06                             74.93000031                  No MI                                                       1.00E+17                                                                                                                     7.25
16670621                                                358                                  360                                       56200                                20061201                         383.38                                   56112.06                             74.93000031                  No MI                                                       1.00E+17                                                                                                                     7.25
16665753                                                358                                  360                                      112252                                20061201                         795.12                                     112252                                      90                  PMI                                                         1.00E+17                                                                                                                      8.5
16704510                                                358                                  360                                     1500000                                20061201                        9218.75                                    1500000                                    62.5                  No MI                                                       1.00E+17                                                                                                                    7.375
16651232                                                358                                  360                                      160909                                20061201                         1125.1                                  160669.41                             79.66000366                  No MI                                                       1.00E+17                                                                                                                      7.5
16632930                                                358                                  360                                      240000                                20061201                           1550                                     240000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16704433                                                358                                  360                                      100750                                20061201                         730.51                                  100610.87                                      65                  No MI                                                       1.00E+17                                                                                                                    7.875
16706900                                                358                                  360                                      224000                                20061201                        1624.16                                  223690.67                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16695594                                                358                                  360                                      210600                                20061201                        1184.63                                  210599.99                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16654025                                                357                                  360                                      255120                                20061101                        1487.99                                  255120.21                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16654357                                                357                                  360                                      315000                                20061101                        1870.31                                     315000                                      70                  No MI                                                       1.00E+17                                                                                                                    7.125
16654477                                                358                                  360                                      475000                                20061201                        3080.84                                  474179.76                             72.04000092                  No MI                                                       1.00E+17                                                                                                                     6.75
16654490                                                358                                  360                                      167400                                20061201                        1011.38                                     167400                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16656637                                                358                                  360                                      110400                                20061201                         800.48                                  110247.54                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16656990                                                357                                  360                                      258457                                20061101                        1697.88                                  257095.96                                      90                  GE Capital MI                                               1.00E+17                                                                                                                    6.875
16658522                                                357                                  360                                      140000                                20061101                         955.05                                  139670.37                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16658907                                                358                                  360                                       91800                                20061201                          730.4                                   91696.68                                      90                  PMI                                                         1.00E+17                                                                                                                    8.875
16643854                                                358                                  360                                      327840                                20061201                        1878.25                                     327840                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16659192                                                358                                  360                                      153000                                20061201                        1203.65                                  152823.31                                      90                  Radian Guaranty                                             1.00E+17                                                                                                                     8.75
16659193                                                358                                  360                                      222940                                20061201                        1409.13                                  222535.83                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16649125                                                358                                  360                                      188656                                20061201                        1198.72                                  188651.69                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16650412                                                358                                  360                                      275200                                20061201                        1995.39                                  274819.36                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16664147                                                357                                  360                                      295920                                20061101                        1968.76                                  295188.06                                      90                  PMI                                                         1.00E+17                                                                                                                        7
16665790                                                358                                  360                                       93600                                20061201                         662.49                                   93464.09                             77.36000061                  No MI                                                       1.00E+17                                                                                                                    7.625
16665984                                                359                                  360                                      454780                                20070101                        2874.52                                  454368.87                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16667117                                                358                                  360                                      365580                                20061201                        2208.71                                     365580                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16667411                                                359                                  360                                      220800                                20070101                           1196                                     220800                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16394053                                                356                                  360                                     1049750                                20061001                        7430.06                                 1046681.37                                      65                  No MI                                                       1.00E+17                                                                                                                    7.625
16634406                                                357                                  360                                      174292                                20061101                        1233.63                                  173911.14                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16640965                                                358                                  360                                       67550                                20061201                         489.78                                   67456.73                                      70                  No MI                                                       1.00E+17                                                                                                                    7.875
16611855                                                358                                  360                                      493774                                20061201                        3202.61                                  492921.35                             60.68000031                  No MI                                                       1.00E+17                                                                                                                     6.75
16600850                                                357                                  480                                      129353                                20061101                         768.85                                  129182.27                                      70                  No MI                                                       1.00E+17                                                                                                                    6.625
16601342                                                357                                  360                                      212732                                20061101                         1196.2                                  212658.49                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16393867                                                355                                  360                                      272000                                20060901                           1700                                     272000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16790829                                                359                                  360                                       98650                                20070101                         672.97                                   98573.04                                      85                  PMI                                                         1.00E+17                                                                                                                     7.25
16790833                                                359                                  360                                      114400                                20070101                         790.13                                  114312.95                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16790842                                                359                                  360                                      107600                                20070101                         706.86                                   107509.6                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16790862                                                359                                  480                                      405200                                20070101                        2372.27                                  405022.56                             62.34000015                  No MI                                                       1.00E+17                                                                                                                      6.5
16790737                                                359                                  360                                      380000                                20070101                        2464.67                                  379672.83                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16790799                                                359                                  360                                      272000                                20070101                        1756.67                                     272000                             76.62000275                  No MI                                                       1.00E+17                                                                                                                     7.75
16789035                                                359                                  360                                      153000                                20070101                        1082.92                                  152889.27                             89.05999756                  PMI                                                         1.00E+17                                                                                                                    7.625
16790433                                                359                                  360                                      229000                                20070101                        1300.24                                  228749.34                             50.54999924                  No MI                                                       1.00E+17                                                                                                                      5.5
16790438                                                359                                  360                                      189375                                20070101                        1244.06                                   189215.9                                      75                  No MI                                                       1.00E+17                                                                                                                    6.875
16790484                                                359                                  360                                      110800                                20070101                         755.85                                  110713.57                                      80                  No MI                                                                                                                                                                                    7.25
16790698                                                359                                  480                                      116000                                20070101                         699.89                                  115952.61                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16788695                                                359                                  360                                      159587                                20070101                        1115.86                                  159468.56                             84.88999939                  GE Capital MI                                               1.00E+17                                                                                                                      7.5
16788714                                                359                                  480                                      184000                                20070101                        1126.77                                   183927.4                             62.59000015                  No MI                                                       1.00E+17                                                                                                                    6.875
16788751                                                359                                  360                                      432000                                20070101                        2837.93                                  431637.07                                      90                  Mortgage Guaranty In                                        1.00E+17                                                                                                                    6.875
16788775                                                359                                  360                                      151600                                20070101                         1008.6                                  151475.73                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16788801                                                359                                  360                                      168000                                20070101                        1089.64                                  167855.36                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16788806                                                359                                  360                                       97351                                20070101                         623.35                                   97265.11                             70.26000214                  No MI                                                       1.00E+17                                                                                                                    6.625
16788818                                                359                                  480                                      341600                                20070101                        2375.18                                  341502.15                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16788828                                                359                                  360                                      132000                                20070101                          687.5                                     132000                             59.45999908                  No MI                                                       1.01E+17                                                                                                                     6.25
16788892                                                359                                  360                                       66405                                20070101                         582.75                                   66375.63                                      95                  PMI                                                         1.00E+17                                                                                                                       10
16788659                                                359                                  360                                      125600                                20070101                         814.64                                  125491.86                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16788676                                                359                                  360                                      140000                                20070101                          978.9                                   139896.1                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16633099                                                357                                  360                                      262392                                20061101                         1530.4                                  262391.99                                      80                  No MI                                                       1.00E+17                                                                                                                    6.999
16634314                                                356                                  360                                      465000                                20061001                        2809.37                                     465000                                     100                  PMI                                                         1.00E+17                                                                                                                     7.25
16634452                                                359                                  360                                      476000                                20070101                        3047.88                                  475580.04                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16419530                                                356                                  360                                      212437                                20061001                        1747.67                                  211991.35                                      75                  No MI                                                       1.00E+17                                                                                                                     9.25
16571659                                                358                                  480                                      277499                                20061201                        1826.14                                  277314.89                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16591556                                                356                                  360                                      364000                                20061001                        2199.17                                     364000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16420717                                                357                                  360                                      283768                                20061101                        1684.87                                  283767.99                             79.26999664                  No MI                                                       1.00E+17                                                                                                                    7.125
16645829                                                358                                  360                                      218000                                20061201                        1316.08                                  217833.66                                    54.5                  No MI                                                       1.00E+17                                                                                                                     7.25
16661807                                                358                                  360                                       84000                                20061201                         594.55                                   83878.01                                      75                  No MI                                                       1.00E+17                                                                                                                    7.625
16663563                                                358                                  360                                      468800                                20061201                         3076.5                                  468799.99                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16665300                                                358                                  360                                      295000                                20061201                        2190.37                                  294605.22                                     100                  PMI                                                         1.00E+17                                                                                                                    8.125
16669984                                                358                                  360                                      106000                                20061201                         705.22                                  105825.71                             78.51999664                  No MI                                                       1.00E+17                                                                                                                        7
16669987                                                359                                  360                                      188000                                20070101                        1314.52                                  187860.48                                     100                  PMI                                                         1.00E+17                                                                                                                      7.5
16692431                                                359                                  360                                       57950                                20070101                         425.22                                   57911.11                                      95                  PMI                                                         1.00E+17                                                                                                                        8
16692707                                                358                                  360                                      223600                                20061201                        1374.21                                     223600                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16693797                                                358                                  360                                      293264                                20061201                         1832.9                                     293264                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16696383                                                357                                  360                                       52100                                20061101                         391.41                                   51999.65                                    75.5                  No MI                                                       1.00E+17                                                                                                                     8.25
16696632                                                358                                  480                                      355000                                20061201                        2303.42                                  354755.95                             47.02000046                  No MI                                                       1.00E+17                                                                                                                    7.375
16688275                                                358                                  360                                      204300                                20061201                        1234.31                                     204300                             89.80000305                  Mortgage Guaranty In                                        1.00E+17                                                                                                                     7.25
16688369                                                358                                  360                                      529400                                20061201                        3656.43                                  528591.87                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    7.375
16692102                                                358                                  360                                       82500                                20061201                         605.36                                   82388.91                                      75                  No MI                                                       1.00E+17                                                                                                                        8
16676634                                                358                                  360                                       96750                                20061201                         709.92                                   96619.73                                      75                  No MI                                                       1.00E+17                                                                                                                        8
16676754                                                358                                  360                                       96750                                20061201                         709.92                                   96619.73                                      75                  No MI                                                       1.00E+17                                                                                                                        8
16676847                                                359                                  360                                      163000                                20070101                        1253.33                                  162901.25                                     100                  PMI                                                         1.00E+17                                                                                                                      8.5
16680222                                                358                                  360                                      105500                                20061201                         675.53                                  105312.85                             75.90000153                  No MI                                                       1.00E+17                                                                                                                    6.625
16680306                                                358                                  360                                       55800                                20061201                         438.98                                   55735.56                                      90                  Mortgage Guaranty In                                        1.00E+17                                                                                                                     8.75
16680405                                                358                                  360                                      379200                                20061201                        2522.83                                  378576.53                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16681634                                                357                                  360                                      116000                                20061101                         821.67                                     116000                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16684690                                                358                                  360                                      184272                                20061201                        1170.89                                  184272.01                                      80                  No MI                                                                                                                                                                                   7.625
16685771                                                358                                  360                                      130800                                20061201                         982.66                                  130632.61                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16674414                                                357                                  360                                      401250                                20061101                        2424.22                                     401250                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16674837                                                358                                  360                                      198000                                20061201                        1522.45                                  197697.55                                      90                  PMI                                                         1.00E+17                                                                                                                      8.5
16667377                                                358                                  360                                       87600                                20061201                         689.15                                   87498.83                                     100                  PMI                                                         1.00E+17                                                                                                                     8.75
16667380                                                357                                  360                                      385100                                20061101                        2927.04                                  384376.89                                      90                  PMI                                                         1.00E+17                                                                                                                    8.375
16667423                                                358                                  360                                      402280                                20061201                        2472.35                                     402280                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16670361                                                357                                  360                                       71200                                20061101                         479.69                                   71028.16                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16670474                                                358                                  360                                       52250                                20061201                         347.62                                   52164.09                                      95                  Republic MIC                                                1.00E+17                                                                                                                        7
16670622                                                357                                  360                                      133600                                20061101                         890.67                                  133599.99                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16672487                                                358                                  360                                      128800                                20061201                         778.17                                     128800                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16672806                                                356                                  360                                      516000                                20061001                        3607.95                                  514453.78                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16672867                                                357                                  360                                      103200                                20061101                         721.59                                  102968.79                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16672895                                                358                                  360                                      312480                                20061201                         2627.5                                  312171.38                                      80                  No MI                                                       1.00E+17                                                                                                                      9.5
16672951                                                359                                  360                                       69350                                20070101                          539.4                                   69309.05                                      95                  PMI                                                         1.00E+17                                                                                                                    8.625
16665560                                                357                                  360                                      259200                                20061101                           1566                                     259200                             71.01000214                  No MI                                                       1.00E+17                                                                                                                     7.25
16665576                                                357                                  360                                      180000                                20061101                        1106.25                                     180000                             87.80000305                  Radian Guaranty                                             1.00E+17                                                                                                                    7.375
16665589                                                357                                  360                                      140000                                20061101                         966.95                                  139678.43                             75.68000031                  No MI                                                       1.00E+17                                                                                                                    7.375
16664012                                                357                                  360                                      124416                                20061101                         806.96                                  124092.83                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16664199                                                358                                  360                                      159200                                20061201                        1126.81                                  158968.81                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16664382                                                358                                  360                                      400000                                20061201                         2762.7                                  399389.38                                      80                  No MI                                                                                                                                                                                   7.375
16653984                                                358                                  360                                      238912                                20061201                           1691                                  238565.06                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16654547                                                357                                  360                                      312000                                20061101                        2128.39                                  311265.41                                      65                  No MI                                                       1.00E+17                                                                                                                     7.25
16656002                                                357                                  360                                      101200                                20061101                         725.01                                  100984.33                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16656704                                                358                                  360                                     1365000                                20061201                        8389.06                                    1365000                                      65                  No MI                                                       1.00E+17                                                                                                                    7.375
16656784                                                358                                  360                                      640000                                20061201                        4257.94                                  638947.72                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16656869                                                358                                  360                                      199500                                20061201                         1433.9                                  199499.33                             68.31999969                  No MI                                                       1.00E+17                                                                                                                    8.625
16656905                                                358                                  360                                      552675                                20061201                        3723.47                                  551788.44                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16656917                                                358                                  360                                      123440                                20061201                         831.64                                  123241.99                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16662079                                                359                                  360                                      138000                                20070101                         964.92                                  137897.58                             78.86000061                  No MI                                                       1.00E+17                                                                                                                      7.5
16662391                                                358                                  360                                      133600                                20061201                         900.09                                  133385.69                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16663736                                                357                                  360                                      140800                                20061101                            792                                     140800                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16663798                                                358                                  360                                      154659                                20061201                        1014.83                                  154641.08                                      75                  No MI                                                       1.00E+17                                                                                                                    7.875
16651637                                                356                                  360                                      128000                                20061001                         853.33                                     128000                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16653752                                                356                                  360                                      176250                                20061001                        1202.34                                  175695.01                             71.36000061                  No MI                                                       1.00E+17                                                                                                                     7.25
16653759                                                358                                  360                                       79000                                20061201                         586.57                                   78896.31                             76.69999695                  No MI                                                       1.00E+17                                                                                                                    8.125
16649950                                                358                                  360                                      180000                                20061201                        1227.92                                  179718.31                             70.58999634                  No MI                                                       1.00E+17                                                                                                                     7.25
16650280                                                357                                  360                                      480000                                20061101                        3315.24                                  478897.53                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16651066                                                358                                  360                                      190312                                20061201                        1169.63                                     190312                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16633060                                                358                                  360                                       69100                                20061201                         403.08                                      69100                             36.36999893                  No MI                                                       1.00E+17                                                                                                                        7
16638275                                                358                                  360                                       69600                                20061201                          420.5                                      69600                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16638673                                                358                                  360                                       59600                                20061201                         411.64                                   59509.01                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16641066                                                358                                  360                                       97900                                20061201                         684.53                                   97633.82                             77.08999634                  No MI                                                       1.00E+17                                                                                                                      7.5
16643754                                                357                                  360                                      168750                                20061101                        1252.96                                  168416.61                                      75                  No MI                                                                                                                                                                                   8.125
16646366                                                357                                  360                                      102900                                20061101                         632.41                                     102900                                      70                  No MI                                                       1.00E+17                                                                                                                    7.375
16616316                                                357                                  360                                      220000                                20061101                        1397.92                                     220000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16632380                                                357                                  360                                      516000                                20061101                        3386.25                                     516000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16596747                                                357                                  360                                      159350                                20061101                        1045.73                                     159350                             74.80999756                  No MI                                                       1.00E+17                                                                                                                    7.875
16597707                                                356                                  360                                      279160                                20061001                        1773.83                                     279160                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16602631                                                357                                  360                                      204000                                20061101                        1374.39                                  203507.67                                      80                  No MI                                                                                                                                                                                   7.125
16603814                                                357                                  360                                      421500                                20061101                        2414.84                                     421500                             68.54000092                  No MI                                                       1.00E+17                                                                                                                    6.875
16570818                                                356                                  360                                       52000                                20061001                         413.74                                   51882.07                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16571675                                                355                                  360                                      120000                                20060901                         880.52                                  119591.09                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16570514                                                356                                  360                                      216000                                20061001                           1395                                     216000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16540095                                                354                                  360                                      195000                                20060801                        1363.47                                  194118.01                                      65                  No MI                                                       1.00E+17                                                                                                                      7.5
16544141                                                357                                  360                                      496000                                20061101                        2841.67                                     496000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16646488                                                357                                  480                                      330000                                20061101                        2050.72                                  327047.94                             73.33000183                  No MI                                                       1.00E+17                                                                                                                        7
16646388                                                358                                  360                                       90000                                20061201                         668.25                                   89881.85                                      75                  No MI                                                       1.00E+17                                                                                                                    8.125
16646413                                                358                                  360                                      113000                                20061201                         751.79                                  112814.22                             79.58000183                  No MI                                                       1.00E+17                                                                                                                        7
16646231                                                358                                  360                                      120000                                20061201                            725                                     120000                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16646278                                                358                                  360                                      112900                                20061201                         838.28                                  112675.99                             74.97000122                  No MI                                                       1.00E+17                                                                                                                    8.125
16646133                                                357                                  360                                      160000                                20061101                        1051.09                                  159594.42                             69.56999969                  No MI                                                       1.00E+17                                                                                                                    6.875
16643574                                                357                                  360                                      206150                                20061101                        1352.86                                     206150                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16643602                                                358                                  360                                      195200                                20061201                        1432.31                                  194937.17                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16643645                                                357                                  360                                      100000                                20061101                         725.07                                   99792.18                             74.06999969                  No MI                                                       1.00E+17                                                                                                                    7.875
16643752                                                357                                  360                                      153300                                20061101                         990.06                                     153300                             74.98999786                  No MI                                                       1.00E+17                                                                                                                     7.75
16643755                                                357                                  360                                      274000                                20061101                        1569.79                                     274000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16643801                                                357                                  360                                       96000                                20061101                         671.25                                   95113.66                                      80                  No MI                                                                                                                                                                                     7.5
16643813                                                358                                  360                                      260000                                20061201                        1885.18                                  259640.97                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16643977                                                357                                  360                                      175400                                20061101                        1271.77                                  175035.49                             79.98000336                  No MI                                                       1.00E+17                                                                                                                    7.875
16643985                                                358                                  360                                      174400                                20061201                        1053.57                                  174383.59                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16644000                                                357                                  360                                      136000                                20061101                        1069.91                                  135747.09                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16644042                                                358                                  360                                      522900                                20061201                        3104.15                                  522804.72                             69.72000122                  No MI                                                       1.00E+17                                                                                                                    7.125
16644067                                                358                                  480                                      277000                                20061201                        1696.27                                  276780.79                             44.68000031                  No MI                                                       1.00E+17                                                                                                                    6.875
16644100                                                357                                  360                                      113600                                20061101                         765.34                                  113325.86                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16641022                                                356                                  360                                      845000                                20061001                        5764.39                                  842339.29                                      65                  No MI                                                       1.00E+17                                                                                                                     7.25
16641184                                                357                                  360                                      104360                                20061101                         756.68                                   104142.9                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16641214                                                359                                  360                                      189600                                20070101                         1441.1                                  189482.15                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16641397                                                357                                  360                                      232000                                20061101                        1642.08                                  231493.04                                      80                  No MI                                                                                                                                                                                   7.625
16643535                                                357                                  360                                      224000                                20061101                        1376.67                                     224000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16640724                                                357                                  360                                      104000                                20061101                         709.46                                  103755.12                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16640871                                                358                                  480                                       61166                                20061201                         396.88                                   61123.95                             74.58999634                  No MI                                                       1.00E+17                                                                                                                    7.375
16640643                                                359                                  360                                      391400                                20070101                        2538.61                                  391063.01                                      95                  Radian Guaranty                                             1.00E+17                                                                                                                     6.75
16638865                                                358                                  360                                      222000                                20061201                        1387.49                                  221997.93                             76.55000305                  No MI                                                       1.00E+17                                                                                                                      7.5
16638896                                                358                                  360                                      148832                                20061201                        1053.42                                  148614.39                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16638608                                                358                                  360                                      240000                                20061201                         1698.7                                   239651.5                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16638611                                                355                                  360                                       50000                                20060901                         397.82                                   49857.76                             74.62999725                  No MI                                                       1.00E+17                                                                                                                    8.875
16638627                                                358                                  360                                       75900                                20061201                         524.22                                   75784.14                             79.98000336                  No MI                                                       1.00E+17                                                                                                                    7.375
16638798                                                358                                  480                                      480000                                20061201                        3158.74                                  479681.53                             64.86000061                  No MI                                                       1.00E+17                                                                                                                      7.5
16638257                                                358                                  360                                      288000                                20061201                        1964.67                                  287549.06                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16638309                                                357                                  360                                      331200                                20061101                           2139                                     331200                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16638432                                                357                                  360                                      104000                                20061101                         736.11                                  103772.73                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16634700                                                357                                  360                                       91700                                20061101                          617.8                                   91477.75                             79.94999695                  No MI                                                       1.00E+17                                                                                                                    7.125
16634765                                                357                                  360                                      299990                                20061101                        2495.16                                  299531.98                                     100                  PMI                                                         1.00E+17                                                                                                                    9.375
16634237                                                357                                  360                                       70125                                20061101                         484.34                                   69963.69                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16634272                                                358                                  360                                       97600                                20061201                         724.68                                   97471.87                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16633097                                                356                                  360                                      135512                                20061001                         947.52                                  135105.93                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16632485                                                357                                  360                                      249660                                20061101                        1875.61                                  249179.12                                      90                  PMI                                                         1.00E+17                                                                                                                     8.25
16632592                                                357                                  360                                      268000                                20061101                         1842.5                                     268000                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16632635                                                357                                  360                                       90400                                20061101                         602.67                                      90400                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16632261                                                357                                  360                                      201500                                20061101                        1112.45                                     201500                                      65                  No MI                                                       1.00E+17                                                                                                                    6.625
16632333                                                357                                  360                                      182000                                20061101                        1210.85                                  181549.84                             66.66999817                  No MI                                                       1.00E+17                                                                                                                        7
16629185                                                357                                  360                                      136000                                20061101                         1033.7                                  135744.63                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16629243                                                357                                  360                                      114000                                20061101                         777.68                                  113731.59                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16629293                                                357                                  360                                       40400                                20061101                          275.6                                   40304.87                             80.80000305                  PMI                                                         1.00E+17                                                                                                                     7.25
16788432                                                359                                  360                                      190650                                20070101                        1236.55                                  190485.86                             79.98000336                  No MI                                                       1.00E+17                                                                                                                     6.75
16788449                                                359                                  360                                      172800                                20070101                        1106.46                                  172647.54                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16788495                                                359                                  360                                       93450                                20070101                         645.44                                   93378.89                                      70                  No MI                                                                                                                                                                                   7.375
16788563                                                359                                  360                                      365000                                20070101                         2904.1                                  364795.38                                     100                  PMI                                                         1.00E+17                                                                                                                    8.875
16784791                                                359                                  360                                      361000                                20070101                        2462.66                                  360718.38                                      95                  PMI                                                         1.00E+17                                                                                                                     7.25
16784801                                                359                                  360                                       87000                                20070101                         578.81                                   86928.69                             69.59999847                  No MI                                                       1.00E+17                                                                                                                        7
16784875                                                359                                  480                                      156000                                20070101                        1070.08                                  155953.67                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16784919                                                359                                  360                                      250400                                20070101                        1562.17                                  250168.08                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16784920                                                359                                  360                                      152000                                20070101                        1062.81                                  151887.19                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16785017                                                359                                  480                                      167000                                20070101                         977.71                                  166926.87                             42.81999969                  No MI                                                       1.00E+17                                                                                                                      6.5
16786219                                                359                                  360                                       91000                                20070101                         765.18                                   90955.24                                     100                  PMI                                                         1.00E+17                                                                                                                      9.5
16786277                                                359                                  360                                      120000                                20070101                         788.31                                  119899.19                                      50                  No MI                                                       1.00E+17                                                                                                                    6.875
16784684                                                359                                  360                                      600000                                20070101                         3812.5                                     600000                                      75                  No MI                                                       1.00E+17                                                                                                                    7.625
16784689                                                359                                  360                                      632000                                20070101                         4542.5                                     632000                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16781146                                                359                                  360                                      298700                                20070101                        2139.92                                  298489.18                                      95                  PMI                                                         1.00E+17                                                                                                                     7.75
16781268                                                359                                  360                                      402000                                20070101                        2475.18                                  401618.57                             64.31999969                  No MI                                                       1.00E+17                                                                                                                     6.25
16784603                                                359                                  360                                      112000                                20070101                         821.82                                  111924.85                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16784639                                                359                                  360                                      266500                                20070101                        1706.43                                  266264.87                                      65                  No MI                                                       1.00E+17                                                                                                                    6.625
16780801                                                358                                  360                                      480000                                20061201                        3274.45                                  479248.84                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16780814                                                359                                  360                                      335000                                20070101                        2145.04                                  334704.44                             72.83000183                  No MI                                                       1.00E+17                                                                                                                    6.625
16780836                                                358                                  360                                      104500                                20061201                         926.73                                   104409.6                                      95                  PMI                                                         1.00E+17                                                                                                                   10.125
16780915                                                359                                  360                                      193500                                20070101                        1255.04                                   193333.4                             65.37000275                  No MI                                                       1.00E+17                                                                                                                     6.75
16780960                                                359                                  360                                      256800                                20070101                        1884.31                                  256627.69                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16781040                                                359                                  360                                      309000                                20070101                        1953.09                                  308720.66                             56.70000076                  No MI                                                       1.00E+17                                                                                                                      6.5
16778707                                                359                                  360                                       81000                                20070101                         695.92                                   80962.21                                      90                  PMI                                                         1.00E+17                                                                                                                     9.75
16778767                                                359                                  480                                      146900                                20070101                         899.58                                  146842.03                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16778889                                                359                                  360                                      200000                                20070101                        1381.35                                  199847.82                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16776931                                                359                                  360                                      368000                                20070101                        2326.01                                  367667.32                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16777004                                                359                                  360                                      364900                                20070101                        2366.73                                  364585.83                             74.98000336                  No MI                                                       1.00E+17                                                                                                                     6.75
16777024                                                359                                  360                                      416000                                20070101                        2873.21                                  415683.46                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16777037                                                359                                  480                                      260000                                20070101                        1522.19                                  259886.14                             73.02999878                  No MI                                                       1.00E+17                                                                                                                      6.5
16777059                                                359                                  360                                      350000                                20070101                        2299.25                                  349705.96                             78.65000153                  No MI                                                       1.00E+17                                                                                                                    6.875
16777106                                                359                                  360                                      339150                                20070101                        2227.97                                  338865.08                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16778233                                                359                                  360                                      175040                                20070101                        1254.01                                  174916.46                                      80                  No MI                                                                                                                                                                                    7.75
16778273                                                359                                  360                                      512000                                20070101                           3200                                     512000                                      80                  No MI                                                                                                                                                                                     7.5
16778379                                                359                                  360                                      164696                                20070101                        1151.58                                  164573.77                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16778405                                                359                                  360                                      362000                                20070101                        2347.93                                  361688.32                             42.59000015                  No MI                                                       1.00E+17                                                                                                                     6.75
16778408                                                359                                  360                                       90251                                20070101                         555.69                                   90165.37                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16778416                                                359                                  360                                       95800                                20070101                         589.86                                    95709.1                             63.95000076                  No MI                                                       1.00E+17                                                                                                                     6.25
16778438                                                359                                  360                                      244000                                20070101                        1664.51                                  243809.66                                     100                  PMI                                                         1.00E+17                                                                                                                     7.25
16778457                                                356                                  360                                      322500                                20061001                        2254.97                                  321533.61                                      75                  No MI                                                       1.00E+17                                                                                                                      7.5
16778465                                                359                                  360                                      519200                                20070101                        3785.83                                     519200                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16778467                                                357                                  360                                      550000                                20061101                        3431.28                                  548178.56                             49.88999939                  No MI                                                       1.00E+17                                                                                                                    6.375
16778473                                                357                                  360                                       98451                                20061101                         638.55                                   98195.28                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16778487                                                357                                  360                                      192000                                20061101                        1408.83                                  191610.93                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16778523                                                357                                  360                                      425000                                20061101                        2756.54                                  423896.05                             48.56999969                  No MI                                                       1.00E+17                                                                                                                     6.75
16778528                                                358                                  360                                      520000                                20061201                        3329.62                                  519079.89                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16778547                                                359                                  360                                       96400                                20070101                         641.35                                   96320.97                             79.98999786                  No MI                                                       1.00E+17                                                                                                                        7
16778570                                                359                                  360                                       71920                                20070101                         472.46                                   71859.58                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16776809                                                359                                  360                                      280000                                20070101                        1816.07                                  279758.93                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16776886                                                358                                  360                                      249500                                20061201                        1429.43                                     249500                             91.05999756                  PMI                                                         1.00E+17                                                                                                                    6.875
16775628                                                359                                  480                                      365000                                20070101                        2537.89                                  364895.44                                     100                  PMI                                                         1.00E+17                                                                                                                        8
16775633                                                358                                  360                                      120000                                20061201                        1030.99                                  119887.57                                     100                  PMI                                                         1.00E+17                                                                                                                     9.75
16776677                                                359                                  360                                      140000                                20070101                          978.9                                   139896.1                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16776681                                                359                                  360                                      550000                                20070101                        4674.94                                  549736.52                                     100                  PMI                                                         1.00E+17                                                                                                                    9.625
16776687                                                359                                  360                                      525000                                20070101                        3581.43                                  524590.45                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16628966                                                357                                  360                                      153000                                20061101                        1056.73                                   152648.6                                      85                  Mortgage Guaranty In                                        1.00E+17                                                                                                                    7.375
16628700                                                358                                  360                                      264000                                20061201                         1622.5                                     264000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16628716                                                357                                  360                                      104000                                20061101                         727.18                                  103766.99                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16628802                                                357                                  360                                      228000                                20061101                        1814.07                                  227613.67                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16616279                                                357                                  360                                       54700                                20061101                         358.97                                      54700                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    7.875
16616314                                                357                                  360                                       61600                                20061101                         399.54                                   61439.98                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16615994                                                358                                  360                                      783250                                20061201                        4324.19                                     783250                             27.96999931                  No MI                                                       1.00E+17                                                                                                                    6.625
16616018                                                358                                  360                                      112700                                20061201                         730.97                                  112505.39                             77.19000244                  No MI                                                                                                                                                                                    6.75
16616065                                                357                                  360                                      149520                                20061101                        1071.18                                  149201.36                                      75                  No MI                                                       1.00E+17                                                                                                                     7.75
16616182                                                358                                  360                                       63000                                20061201                         451.34                                   62910.78                                      75                  No MI                                                       1.00E+17                                                                                                                     7.75
16616243                                                357                                  360                                       55000                                20061101                         384.57                                   54875.91                             73.33000183                  No MI                                                       1.00E+17                                                                                                                      7.5
16612984                                                358                                  360                                       40125                                20061201                         319.25                                   40079.83                             62.20999908                  No MI                                                       1.00E+17                                                                                                                    8.875
16613179                                                358                                  360                                      395000                                20061201                        2263.02                                     395000                                      79                  No MI                                                       1.00E+17                                                                                                                    6.875
16612953                                                357                                  360                                      151920                                20061101                        1036.36                                  151562.31                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16775428                                                359                                  360                                      198800                                20070101                        1511.02                                  198676.44                             89.95999908                  PMI                                                         1.00E+17                                                                                                                    8.375
16775379                                                359                                  360                                       72100                                20070101                         504.13                                    72046.5                                      70                  No MI                                                       1.00E+17                                                                                                                      7.5
16612798                                                358                                  360                                      585766                                20061201                        3750.72                                  584729.53                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16612854                                                357                                  360                                      138000                                20061101                         976.76                                  137632.48                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16612906                                                357                                  360                                       86250                                20061101                         603.07                                   86056.77                                      75                  No MI                                                       1.00E+17                                                                                                                      7.5
16650402                                                357                                  360                                       75200                                20061101                         538.74                                   75039.75                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16774946                                                359                                  360                                       62706                                20070101                         471.09                                   62666.01                                      70                  No MI                                                       1.00E+17                                                                                                                     8.25
16774954                                                359                                  360                                       84375                                20070101                         554.28                                   84304.12                                      75                  No MI                                                       1.00E+17                                                                                                                    6.875
16774969                                                359                                  480                                      336000                                20070101                        1967.13                                  335852.87                             74.66999817                  No MI                                                       1.00E+17                                                                                                                      6.5
16775056                                                359                                  360                                      417000                                20070101                        2704.65                                  416640.98                             79.43000031                  No MI                                                       1.00E+17                                                                                                                     6.75
16775057                                                359                                  360                                      468000                                20070101                        2958.08                                  467576.92                             74.51999664                  No MI                                                       1.00E+17                                                                                                                      6.5
16775078                                                358                                  360                                      250000                                20061201                        1600.78                                  249557.64                             49.02000046                  No MI                                                       1.00E+17                                                                                                                    6.625
16784763                                                358                                  360                                      404000                                20061201                        2653.99                                  403319.24                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16780948                                                358                                  360                                       68800                                20061201                         475.18                                   68694.98                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16772602                                                359                                  360                                      241475                                20070101                        1526.29                                   241256.7                                      65                  No MI                                                       1.00E+17                                                                                                                      6.5
16772616                                                359                                  360                                      164350                                20070101                        1121.16                                  164221.79                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16772661                                                358                                  360                                      640000                                20061201                           4600                                     640000                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16772665                                                359                                  360                                      288000                                20070101                        1916.07                                  287763.93                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16772696                                                359                                  360                                      744000                                20070101                         4572.5                                     744000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16772267                                                359                                  360                                      550000                                20070101                        3567.29                                  549526.46                             69.62000275                  No MI                                                       1.00E+17                                                                                                                     6.75
16772377                                                359                                  360                                       97000                                20070101                         637.22                                   96918.51                             24.87000084                  No MI                                                       1.00E+17                                                                                                                    6.875
16772452                                                359                                  360                                      329000                                20070101                        1679.27                                     329000                                      70                  No MI                                                       1.00E+17                                                                                                                    6.125
16772518                                                359                                  360                                      367000                                20070101                        2259.68                                  366651.78                             55.88000107                  No MI                                                       1.00E+17                                                                                                                     6.25
16772529                                                359                                  360                                      126000                                20070101                         859.54                                  125901.71                                      90                  PMI                                                         1.00E+17                                                                                                                     7.25
16771900                                                359                                  360                                       68309                                20070101                         448.74                                   68251.35                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16771957                                                359                                  480                                      120000                                20070101                         670.74                                  119941.76                             53.34000015                  No MI                                                       1.00E+17                                                                                                                    6.125
16772015                                                359                                  360                                       67716                                20070101                         461.94                                   67663.18                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16772068                                                359                                  360                                      256924                                20070101                        1602.87                                  256686.03                             77.40000153                  No MI                                                       1.00E+17                                                                                                                    6.375
16771711                                                359                                  360                                       86400                                20070101                         553.23                                   86323.77                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16771730                                                359                                  360                                      176000                                20070101                        1098.01                                  175836.99                             55.70000076                  No MI                                                       1.00E+17                                                                                                                    6.375
16771748                                                359                                  360                                      498500                                20070101                        2907.92                                     498500                             79.98999786                  No MI                                                       1.00E+17                                                                                                                        7
16771752                                                359                                  360                                      360000                                20070101                        2768.09                                  359781.91                             85.70999908                  PMI                                                         1.00E+17                                                                                                                      8.5
16771773                                                359                                  360                                      676600                                20070101                        3805.88                                     676600                                      68                  No MI                                                       1.00E+17                                                                                                                     6.75
16771781                                                359                                  360                                      500000                                20070101                        2968.75                                     500000                             77.51999664                  No MI                                                       1.00E+17                                                                                                                    7.125
16771803                                                359                                  360                                      209000                                20070101                        1607.03                                  208873.39                                      95                  PMI                                                         1.00E+17                                                                                                                      8.5
16771827                                                359                                  360                                       94500                                20070101                          620.8                                   94420.61                                      90                  Republic MIC                                                1.00E+17                                                                                                                    6.875
16770842                                                359                                  360                                      224000                                20070101                        1471.52                                  223811.81                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16770853                                                357                                  360                                      198000                                20061101                           1320                                     198000                                      90                  PMI                                                         1.00E+17                                                                                                                        8
16770856                                                359                                  360                                      137500                                20070101                         988.28                                     137500                                     100                  PMI                                                         1.00E+17                                                                                                                    8.625
16770861                                                359                                  360                                      250200                                20070101                        1814.12                                  250027.82                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16770868                                                359                                  360                                      111920                                20070101                         735.23                                  111825.97                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16770893                                                359                                  360                                      622500                                20070101                        3566.41                                     622500                             75.44999695                  No MI                                                       1.00E+17                                                                                                                    6.875
16770917                                                359                                  360                                      569600                                20070101                        3263.33                                     569600                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16770937                                                359                                  480                                      500000                                20070101                         3383.1                                  499846.07                                     100                  PMI                                                         1.00E+17                                                                                                                     7.75
16770945                                                359                                  360                                      191000                                20070101                        1207.25                                  190827.33                             54.56999969                  No MI                                                       1.00E+17                                                                                                                      6.5
16771000                                                359                                  360                                      187000                                20070101                        1404.87                                  186880.76                                     100                  PMI                                                         1.00E+17                                                                                                                     8.25
16771021                                                359                                  360                                      254000                                20070101                        1584.63                                  253764.75                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16771057                                                358                                  360                                      280000                                20061201                        1895.83                                     280000                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16771077                                                359                                  360                                      438400                                20070101                        2694.33                                     438400                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16768125                                                359                                  360                                      119704                                20070101                          888.8                                   119625.7                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16768193                                                359                                  360                                      218547                                20070101                        1363.45                                  218344.58                                      95                  Radian Guaranty                                             1.00E+17                                                                                                                    6.375
16768213                                                359                                  360                                      130500                                20070101                          879.2                                  130395.64                             99.98000336                  PMI                                                         1.00E+17                                                                                                                    7.125
16768216                                                359                                  360                                      170400                                20070101                        1119.41                                  170256.84                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16768224                                                359                                  360                                      245000                                20070101                        1692.15                                  244813.58                                     100                  PMI                                                         1.00E+17                                                                                                                    7.375
16768247                                                358                                  360                                      114320                                20061201                         760.57                                  114132.05                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16768252                                                359                                  360                                      179120                                20070101                        1176.69                                  178969.52                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16768288                                                359                                  360                                      154400                                20070101                         988.64                                  154263.78                                      80                  No MI                                                                                                                                                                                   6.625
16768351                                                359                                  360                                       49100                                20070101                         360.28                                   49067.05                             79.97000122                  No MI                                                       1.00E+17                                                                                                                        8
16768411                                                359                                  360                                      217620                                20070101                        1269.45                                     217620                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16768430                                                359                                  360                                      140000                                20070101                        1051.77                                  139910.73                                     100                  PMI                                                         1.00E+17                                                                                                                     8.25
16768442                                                359                                  480                                      375200                                20070101                        2297.62                                  375051.96                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16768476                                                359                                  360                                      408500                                20070101                        2170.16                                     408500                             50.11999893                  No MI                                                       1.00E+17                                                                                                                    6.375
16768482                                                359                                  360                                      271800                                20070101                        2360.17                                  271676.52                                      90                  PMI                                                         1.00E+17                                                                                                                    9.875
16770752                                                359                                  360                                      260000                                20070101                        1664.81                                  259770.61                             57.77999878                  No MI                                                       1.00E+17                                                                                                                    6.625
16770783                                                359                                  360                                       72100                                20070101                         458.14                                      72100                                      70                  No MI                                                       1.00E+17                                                                                                                    7.625
16770797                                                359                                  360                                      254500                                20070101                         1776.2                                     254500                                     100                  PMI                                                         1.00E+17                                                                                                                    8.375
16768061                                                358                                  360                                      148410                                20061201                        1078.75                                  148366.31                                      90                  PMI                                                         1.00E+17                                                                                                                    8.725
16767997                                                359                                  360                                      616000                                20070101                         4413.1                                  615565.23                                      70                  No MI                                                       1.00E+17                                                                                                                     7.75
16768022                                                359                                  360                                      135120                                20070101                         914.87                                  135120.01                                      80                  No MI                                                                                                                                                                                   8.125
16765575                                                359                                  360                                      232750                                20070101                        1707.84                                  230557.66                             93.09999847                  Radian Guaranty                                             1.00E+17                                                                                                                        8
16765581                                                359                                  360                                      241000                                20070101                        1685.11                                  240821.14                             96.40000153                  PMI                                                         1.00E+17                                                                                                                      7.5
16765582                                                359                                  360                                      232000                                20070101                        1524.07                                   231805.1                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16765632                                                359                                  360                                      120250                                20070101                         810.15                                  120153.83                                      65                  No MI                                                       1.00E+17                                                                                                                    7.125
16765641                                                359                                  360                                      237500                                20070101                        1889.66                                  237366.85                                      95                  PMI                                                         1.00E+17                                                                                                                    8.875
16765642                                                359                                  360                                      120250                                20070101                         810.15                                  120153.83                                      65                  No MI                                                       1.00E+17                                                                                                                    7.125
16767832                                                359                                  360                                      313000                                20070101                        2188.54                                  312767.71                             77.27999878                  No MI                                                       1.00E+17                                                                                                                      7.5
16767848                                                359                                  360                                      106400                                20070101                         642.83                                     106400                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16767876                                                359                                  360                                      291700                                20070101                        1819.83                                  291429.83                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16767895                                                359                                  360                                      404000                                20070101                        2146.25                                     404000                             48.09999847                  No MI                                                       1.00E+17                                                                                                                    6.375
16767903                                                359                                  360                                       63920                                20070101                         497.16                                   63882.27                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16767912                                                359                                  360                                      114000                                20070101                         836.49                                  113923.51                                     100                  PMI                                                         1.00E+17                                                                                                                        8
16767913                                                359                                  360                                      171750                                20070101                        1230.44                                  171628.78                                      75                  No MI                                                       1.00E+17                                                                                                                     7.75
16765356                                                359                                  360                                      536250                                20070101                        3433.67                                  535776.88                                      65                  No MI                                                       1.00E+17                                                                                                                    6.625
16765438                                                359                                  360                                      500177                                20070101                         2813.5                                     500177                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16765525                                                359                                  360                                       66744                                20070101                          513.2                                   66703.57                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16765252                                                359                                  480                                      312000                                20070101                        2169.37                                  311910.63                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16765309                                                359                                  360                                      180000                                20070101                        1258.59                                  179252.19                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16765192                                                358                                  360                                      204000                                20061201                        1338.75                                     204000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16765199                                                359                                  360                                      263900                                20070101                         1936.4                                  263722.93                             79.98999786                  No MI                                                       1.00E+17                                                                                                                        8
16765124                                                359                                  360                                     1200000                                20070101                        7783.18                                 1198966.82                                      75                  No MI                                                       1.00E+17                                                                                                                     6.75
16765134                                                359                                  360                                       88000                                20070101                         607.79                                   87933.03                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16765094                                                359                                  360                                      260000                                20070101                           1625                                     260000                                     100                  PMI                                                         1.00E+17                                                                                                                      7.5
16765111                                                359                                  360                                      323060                                20070101                        2153.73                                     323060                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16732072                                                359                                  360                                      536000                                20070101                        3432.07                                   535527.1                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16732105                                                359                                  360                                      255000                                20070101                        1611.77                                  254769.48                             57.29999924                  No MI                                                       1.00E+17                                                                                                                      6.5
16732011                                                359                                  360                                       94400                                20070101                         692.67                                   94336.66                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16721808                                                359                                  360                                      128000                                20070101                         851.59                                  127895.08                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16719154                                                358                                  360                                      103200                                20061201                         721.59                                  103046.34                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16721743                                                358                                  480                                      185000                                20061201                        1116.21                                  184848.41                             52.86000061                  No MI                                                       1.00E+17                                                                                                                     6.75
16721766                                                359                                  360                                      350000                                20070101                        2387.62                                  349726.96                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16719057                                                359                                  360                                      512000                                20070101                        2933.33                                     512000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16718528                                                359                                  360                                      212000                                20070101                        1446.21                                  211834.62                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16718585                                                359                                  480                                       88800                                20070101                         609.12                                   88773.63                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16718979                                                359                                  360                                       75200                                20070101                          591.6                                   75156.73                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16718742                                                358                                  360                                       81600                                20061201                         634.68                                   81503.29                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16718756                                                359                                  360                                      250000                                20070101                        1856.24                                  249836.47                                     100                  PMI                                                         1.00E+17                                                                                                                    8.125
16718803                                                359                                  360                                      199400                                20070101                        1433.19                                     199400                                     100                  PMI                                                         1.00E+17                                                                                                                    8.625
16718932                                                359                                  360                                      444000                                20070101                        3219.31                                  443694.44                             71.04000092                  No MI                                                       1.00E+17                                                                                                                    7.875
16718402                                                359                                  360                                      240000                                20070101                           1350                                     240000                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16718343                                                358                                  360                                       58950                                20061201                         458.51                                   58880.13                                      90                  PMI                                                         1.00E+17                                                                                                                    8.625
16718374                                                359                                  360                                      105720                                20070101                         676.94                                  105626.72                                      90                  United Guaranty                                             1.00E+17                                                                                                                    6.625
16718375                                                358                                  360                                      188000                                20061201                        1250.77                                  187690.67                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16718268                                                359                                  360                                       53250                                20070101                         409.45                                   53217.75                                      75                  No MI                                                       1.00E+17                                                                                                                      8.5
16718298                                                359                                  360                                      250000                                20070101                        1791.03                                  249823.55                                     100                  PMI                                                         1.00E+17                                                                                                                     7.75
16717669                                                355                                  360                                      164000                                20060901                        1161.67                                     164000                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16717672                                                359                                  360                                      228000                                20070101                        1594.21                                  227830.79                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16717675                                                359                                  360                                       73600                                20070101                         527.28                                   73548.05                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16717734                                                359                                  360                                       92250                                20070101                         701.17                                   92192.66                             79.97000122                  No MI                                                       1.00E+17                                                                                                                    8.375
16717741                                                359                                  480                                      380000                                20070101                        2224.74                                  379833.59                             53.15000153                  No MI                                                       1.00E+17                                                                                                                      6.5
16717766                                                359                                  360                                      863700                                20070101                        4858.31                                     863700                             69.70999908                  No MI                                                       1.00E+17                                                                                                                     6.75
16717834                                                359                                  360                                       73000                                20070101                         425.83                                      73000                                     100                  PMI                                                         1.00E+17                                                                                                                        7
16718144                                                359                                  360                                      120000                                20070101                         965.55                                  119934.45                                     100                  PMI                                                         1.00E+17                                                                                                                        9
16717496                                                359                                  360                                      242600                                20070101                        1593.71                                  242396.19                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    6.875
16717560                                                359                                  360                                      248000                                20070101                         1547.2                                   247770.3                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16717573                                                358                                  360                                       76300                                20061201                         607.08                                   76214.13                                     100                  PMI                                                         1.00E+17                                                                                                                    8.875
16717617                                                358                                  360                                       96200                                20061201                         631.97                                   96037.89                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16717620                                                356                                  360                                      163508                                20061001                        1158.18                                     163508                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16717239                                                359                                  360                                      193600                                20070101                        1353.68                                  193456.32                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16717252                                                359                                  360                                      141000                                20070101                         914.52                                  140878.61                             71.20999908                  No MI                                                       1.00E+17                                                                                                                     6.75
16717261                                                358                                  360                                      109750                                20061201                         839.13                                     109750                                     100                  PMI                                                         1.00E+17                                                                                                                    9.175
16717375                                                357                                  360                                      284280                                20061101                        1843.83                                  283541.43                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16717389                                                359                                  360                                       45000                                20070101                         354.02                                    44974.1                                      90                  Republic MIC                                                1.00E+17                                                                                                                     8.75
16717407                                                359                                  360                                      137660                                20070101                         881.45                                  137538.55                             64.87999725                  No MI                                                       1.00E+17                                                                                                                    6.625
16717416                                                358                                  360                                       50080                                20061201                         363.11                                   50010.85                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16717430                                                358                                  480                                      120000                                20061201                         713.26                                   119898.2                             53.33000183                  No MI                                                       1.00E+17                                                                                                                    6.625
16717439                                                358                                  360                                      255200                                20061201                         1754.5                                     255200                             79.76999664                  No MI                                                       1.00E+17                                                                                                                     8.25
16717448                                                358                                  360                                      116000                                20061201                         902.24                                  115862.53                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16717483                                                359                                  360                                      140000                                20070101                         933.33                                     140000                                     100                  PMI                                                                                                                                                                                         8
16715161                                                358                                  360                                       60000                                20061201                         443.66                                   59987.45                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16715196                                                359                                  360                                      190000                                20070101                        1147.92                                     190000                                     100                  PMI                                                         1.00E+17                                                                                                                     7.25
16715211                                                359                                  360                                      210480                                20070101                         1382.7                                  210303.17                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16715251                                                359                                  360                                      465592                                20070101                        3176.16                                  454187.77                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16715310                                                359                                  360                                      108320                                20070101                         738.93                                  108232.95                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16717150                                                359                                  360                                      231920                                20070101                        1691.08                                     231920                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16717162                                                359                                  360                                      880000                                20070101                        5041.67                                     880000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16714083                                                359                                  360                                      137207                                20070101                         878.55                                  137085.95                             48.59999847                  No MI                                                       1.00E+17                                                                                                                    6.625
16714180                                                358                                  360                                      106000                                20061201                         796.34                                  105809.07                                     100                  PMI                                                         1.00E+17                                                                                                                     8.25
16714186                                                359                                  360                                       88000                                20070101                         607.79                                   87933.04                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16714699                                                359                                  360                                      123000                                20070101                         828.67                                  122901.64                             55.15999985                  No MI                                                       1.00E+17                                                                                                                    7.125
16715112                                                359                                  360                                      411200                                20070101                         2441.5                                     411200                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16714719                                                359                                  360                                      113212                                20070101                         820.87                                  113134.08                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16714742                                                358                                  360                                      477750                                20061201                        3098.68                                   476924.6                                      65                  No MI                                                       1.00E+17                                                                                                                     6.75
16714743                                                358                                  360                                      215200                                20061201                        1523.17                                  214887.51                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16714746                                                358                                  360                                       99920                                20061201                         733.18                                   99785.46                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16714811                                                358                                  360                                      224000                                20061201                        1516.67                                  223999.99                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16714817                                                358                                  360                                      268000                                20061201                        2036.99                                  267665.69                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16714828                                                357                                  360                                      188000                                20061101                        1445.56                                   187655.9                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16714850                                                355                                  360                                      164000                                20060901                        1161.67                                     164000                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16714881                                                359                                  360                                      125600                                20070101                         804.23                                  125489.19                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16714920                                                359                                  360                                      200000                                20070101                        1264.14                                  199819.19                             60.61999893                  No MI                                                       1.00E+17                                                                                                                      6.5
16714921                                                358                                  360                                      230350                                20061201                        1650.26                                  230023.79                                      85                  PMI                                                         1.00E+17                                                                                                                     7.75
16713935                                                359                                  360                                      148800                                20070101                        1040.43                                  148689.57                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16713973                                                359                                  360                                      111212                                20070101                         796.74                                   111133.5                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16713984                                                359                                  360                                       79920                                20070101                         628.73                                   79874.02                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16713729                                                359                                  360                                      226000                                20070101                        1577.29                                     226000                             94.16999817                  PMI                                                         1.00E+17                                                                                                                    8.375
16713775                                                358                                  360                                      380000                                20061201                           2375                                     380000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16713524                                                359                                  360                                      180940                                20070101                        1343.47                                  180821.64                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16713547                                                358                                  360                                       63950                                20061201                         447.15                                   63854.78                             79.98999786                  No MI                                                       1.00E+17                                                                                                                      7.5
16713581                                                359                                  480                                      182850                                20070101                        1123.77                                     182850                             79.98000336                  No MI                                                       1.00E+17                                                                                                                    7.375
16713709                                                358                                  360                                      189600                                20061201                         1382.5                                     189600                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16713716                                                358                                  360                                      197100                                20061201                        1378.15                                  196806.54                                      90                  PMI                                                         1.00E+17                                                                                                                      7.5
16713726                                                359                                  360                                      147000                                20070101                        1056.56                                     147000                                     100                  PMI                                                         1.00E+17                                                                                                                    8.625
16711093                                                358                                  360                                      116160                                20061201                         812.21                                  115987.04                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16711104                                                358                                  360                                      119920                                20061201                         828.26                                  119736.94                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16711123                                                358                                  360                                      224400                                20061201                        1262.25                                     224400                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16711186                                                358                                  360                                      170350                                20061201                         958.22                                     170350                             79.98000336                  No MI                                                       1.00E+17                                                                                                                     6.75
16711196                                                359                                  360                                      387508                                20070101                        2449.31                                  387157.69                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16711258                                                359                                  360                                       86000                                20070101                         707.71                                      86000                                     100                  PMI                                                         1.00E+17                                                                                                                    9.875
16710862                                                358                                  360                                      128000                                20061201                        1029.92                                  127859.64                                      80                  No MI                                                       1.00E+17                                                                                                                        9
16710873                                                359                                  360                                      192000                                20070101                        1408.83                                  191871.17                             78.37000275                  No MI                                                       1.00E+17                                                                                                                        8
16710918                                                358                                  360                                      310844                                20061201                        1942.78                                     310844                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16710948                                                358                                  480                                      455000                                20061201                        2994.22                                   454692.3                             79.81999969                  No MI                                                       1.00E+17                                                                                                                      7.5
16710988                                                359                                  360                                       95280                                20070101                         658.08                                   95207.49                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16711039                                                358                                  360                                      562300                                20061201                        3788.32                                  561398.01                                      80                  No MI                                                                                                                                                                                   7.125
16711044                                                358                                  360                                      220000                                20061201                        1390.55                                  219596.69                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16711066                                                358                                  360                                       47000                                20061201                         324.62                                   46928.24                             48.45000076                  No MI                                                       1.00E+17                                                                                                                    7.375
16710150                                                358                                  360                                      235120                                20061201                         1469.5                                     235120                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16710788                                                358                                  360                                       50100                                20061201                         346.03                                   50023.52                             58.25999832                  No MI                                                       1.00E+17                                                                                                                    7.375
16710205                                                359                                  360                                      283250                                20070101                        2228.33                                  283087.03                                     100                  PMI                                                                                                                                                                                      8.75
16709494                                                358                                  360                                      278000                                20061201                        1896.45                                  277564.95                             94.23999786                  Radian Guaranty                                             1.00E+17                                                                                                                     7.25
16709500                                                358                                  360                                      104500                                20061201                         721.76                                  104340.47                                      95                  PMI                                                         1.00E+17                                                                                                                    7.375
16709598                                                359                                  360                                      162500                                20070101                        1013.79                                  162349.49                                      65                  No MI                                                       1.00E+17                                                                                                                    6.375
16709612                                                359                                  360                                      191750                                20070101                        1196.27                                   191572.4                                      65                  No MI                                                       1.00E+17                                                                                                                    6.375
16709614                                                358                                  360                                       70900                                20061201                         443.13                                      70900                             78.77999878                  No MI                                                       1.00E+17                                                                                                                      7.5
16709619                                                359                                  360                                      169650                                20070101                         1058.4                                  169492.87                                      65                  No MI                                                       1.00E+17                                                                                                                    6.375
16709631                                                359                                  360                                      162500                                20070101                        1013.79                                  162349.49                                      65                  No MI                                                       1.00E+17                                                                                                                    6.375
16709636                                                359                                  360                                      162500                                20070101                        1013.79                                  162349.49                                      65                  No MI                                                       1.00E+17                                                                                                                    6.375
16709640                                                359                                  360                                      169000                                20070101                        1054.34                                  168843.47                                      65                  No MI                                                       1.00E+17                                                                                                                    6.375
16709642                                                359                                  360                                      182000                                20070101                        1135.44                                  181831.44                                      65                  No MI                                                       1.00E+17                                                                                                                    6.375
16709648                                                359                                  360                                      201500                                20070101                        1273.62                                  201317.84                                      65                  No MI                                                       1.00E+17                                                                                                                      6.5
16709652                                                359                                  360                                      108000                                20070101                         773.73                                  107923.77                                     100                  PMI                                                         1.00E+17                                                                                                                     7.75
16709723                                                358                                  360                                      263750                                20061201                        1840.76                                     263750                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    8.375
16709742                                                358                                  360                                       82400                                20061201                         597.46                                   82286.21                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16709770                                                359                                  360                                      175000                                20070101                        1039.06                                     175000                                      70                  No MI                                                       1.00E+17                                                                                                                    7.125
16708165                                                358                                  360                                      120000                                20061201                         778.32                                  119792.78                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16709806                                                359                                  360                                      140000                                20070101                        1101.38                                  139919.45                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16709846                                                359                                  360                                      568750                                20070101                        3641.77                                   568248.2                                      65                  No MI                                                       1.00E+17                                                                                                                    6.625
16709867                                                359                                  360                                      154764                                20070101                         940.36                                  154613.58                                      80                  No MI                                                       1.00E+17                                                                                                                    6.125
16709877                                                359                                  360                                      235920                                20070101                        1491.17                                  235706.73                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16708256                                                359                                  360                                       87200                                20070101                         662.78                                    87145.8                                      80                  No MI                                                                                                                                                                                   8.375
16709887                                                358                                  360                                      207680                                20061201                        1514.33                                     207680                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16709895                                                358                                  360                                      354000                                20061201                        1843.75                                     354000                             63.77999878                  No MI                                                       1.00E+17                                                                                                                     6.25
16709900                                                359                                  360                                      320600                                20070101                        2070.54                                     320600                                      95                  Mortgage Guaranty In                                        1.00E+17                                                                                                                     7.75
16709904                                                359                                  360                                      433600                                20070101                         3372.5                                     433344                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16709949                                                358                                  360                                       68800                                20061201                         504.83                                   68707.37                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16709981                                                358                                  360                                      125000                                20061201                         810.75                                  124784.15                             55.56000137                  No MI                                                       1.00E+17                                                                                                                     6.75
16709984                                                359                                  360                                      480000                                20070101                           3000                                     480000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16709987                                                358                                  360                                      192350                                20061201                         921.68                                     192350                                      80                  No MI                                                       1.00E+17                                                                                                                     5.75
16710012                                                359                                  360                                      183200                                20070101                        1125.92                                     183200                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16708348                                                359                                  360                                      213600                                20070101                        1268.25                                     213600                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16706860                                                358                                  360                                      150320                                20061201                         950.12                                  150047.47                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16706869                                                358                                  360                                      299200                                20061201                        2300.59                                   298836.2                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16706916                                                359                                  360                                      605428                                20070101                        3727.72                                  604853.55                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16706938                                                359                                  360                                      229600                                20070101                        1527.53                                   229411.8                                      70                  No MI                                                       1.00E+17                                                                                                                        7
16706967                                                359                                  360                                      208000                                20070101                        1191.67                                     208000                             49.16999817                  No MI                                                       1.00E+17                                                                                                                    6.875
16706968                                                358                                  360                                       86400                                20061201                            603                                      86400                                      90                  PMI                                                         1.00E+17                                                                                                                    8.375
16706998                                                359                                  480                                      173550                                20070101                        1078.49                                  173483.89                                      65                  No MI                                                       1.00E+17                                                                                                                        7
16707031                                                359                                  360                                      131200                                20070101                         929.33                                     131200                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16707037                                                358                                  360                                      124000                                20061201                         899.09                                  123828.76                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16707054                                                358                                  360                                      154800                                20061201                          967.5                                     154800                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16707120                                                358                                  360                                      359954                                20061201                        2455.52                                  359390.69                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16707150                                                356                                  360                                      461000                                20061001                        2876.04                                  459078.42                             74.34999847                  No MI                                                       1.00E+17                                                                                                                    6.375
16707760                                                355                                  360                                       53445                                20060901                         387.51                                   53207.83                                      70                  No MI                                                                                                                                                                                   7.875
16707804                                                358                                  360                                      153320                                20061201                         926.31                                     153320                                      80                  No MI                                                                                                                                                                                    7.25
16707843                                                358                                  360                                      202500                                20061201                        1539.15                                  202247.38                             74.44999695                  No MI                                                       1.00E+17                                                                                                                    8.375
16707886                                                358                                  360                                      154800                                20061201                        1109.01                                  154580.77                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16707894                                                358                                  360                                      284000                                20061201                        1913.36                                  283544.43                                     100                  PMI                                                         1.00E+17                                                                                                                    7.125
16707930                                                359                                  360                                      175900                                20070101                         1214.9                                  175766.15                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    7.375
16706721                                                358                                  360                                       52000                                20061201                         368.05                                    51924.5                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16706758                                                357                                  360                                     1950000                                20061101                        12187.5                                    1950000                                      65                  No MI                                                       1.00E+17                                                                                                                      7.5
16706794                                                358                                  360                                      324000                                20061201                         2092.5                                     324000                             87.56999969                  PMI                                                         1.00E+17                                                                                                                     7.75
16704435                                                358                                  360                                       70000                                20061201                         473.96                                      70000                                      70                  No MI                                                       1.00E+17                                                                                                                    8.125
16704456                                                359                                  360                                      133400                                20070101                         967.24                                   133308.2                                     100                  PMI                                                         1.00E+17                                                                                                                    7.875
16704457                                                358                                  360                                      237250                                20061201                        1309.82                                     237250                                      65                  No MI                                                       1.00E+17                                                                                                                    6.625
16704488                                                358                                  360                                       83200                                20061201                            520                                      83200                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16704492                                                355                                  360                                      742000                                20060901                         4637.5                                     742000                                      70                  No MI                                                       1.00E+17                                                                                                                      7.5
16704496                                                357                                  360                                       52000                                20061101                          357.5                                      52000                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16704498                                                357                                  360                                       92000                                20061101                          632.5                                      92000                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16704499                                                357                                  360                                       65600                                20061101                          430.5                                      65600                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16704500                                                357                                  360                                       49600                                20061101                            341                                      49600                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16704504                                                358                                  360                                      650000                                20061201                        4215.89                                  648877.57                             36.11000061                  No MI                                                       1.00E+17                                                                                                                     6.75
16704508                                                359                                  360                                      108000                                20070101                         755.15                                  107919.85                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16704516                                                358                                  360                                      754000                                20061201                        4476.88                                     754000                                      65                  No MI                                                                                                                                                                                   7.125
16704537                                                359                                  360                                      200000                                20070101                        1313.86                                  199831.97                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16704552                                                358                                  360                                      175000                                20061201                        1268.87                                  174758.35                                     100                  PMI                                                         1.00E+17                                                                                                                    7.875
16704562                                                358                                  360                                       74200                                20061201                         531.58                                   74094.92                                      70                  No MI                                                       1.00E+17                                                                                                                     7.75
16704580                                                358                                  360                                       67900                                20061201                         486.44                                   67803.85                                      70                  No MI                                                       1.00E+17                                                                                                                     7.75
16706557                                                358                                  360                                      720000                                20061201                        5096.11                                  718954.45                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16706570                                                358                                  360                                      632000                                20061201                         4257.9                                   630986.2                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16706593                                                358                                  360                                      139120                                20061201                         1106.9                                  138963.44                                      80                  No MI                                                                                                                                                                                   8.875
16706418                                                358                                  360                                      167672                                20061201                        1172.39                                  167422.34                                      80                  No MI                                                                                                                                                                                     7.5
16706438                                                359                                  480                                      393750                                20070101                        2411.22                                  393594.64                                      75                  No MI                                                       1.00E+17                                                                                                                    6.875
16706445                                                358                                  360                                      508250                                20061201                        3510.36                                  507470.87                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16706461                                                357                                  360                                       74500                                20061101                         592.76                                   74373.75                                     100                  PMI                                                         1.00E+17                                                                                                                    8.875
16706463                                                357                                  360                                       74500                                20061101                         592.76                                   74373.76                                     100                  PMI                                                         1.00E+17                                                                                                                    8.875
16706470                                                358                                  360                                       63750                                20061201                         445.75                                   63655.08                                      75                  No MI                                                       1.00E+17                                                                                                                      7.5
16706473                                                358                                  360                                      300000                                20061201                        2149.24                                  299575.15                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16706479                                                358                                  360                                       71920                                20061201                         502.88                                   71812.91                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16706487                                                359                                  360                                       78400                                20070101                         609.79                                   78353.71                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16706490                                                358                                  360                                       78400                                20061201                         609.79                                   78307.09                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16706507                                                358                                  360                                      119600                                20061201                         846.52                                  119426.33                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16704048                                                358                                  360                                       62900                                20061201                         412.78                                      62900                             89.98999786                  Republic MIC                                                1.00E+17                                                                                                                    7.875
16704072                                                359                                  360                                      118150                                20070101                         918.96                                  118080.24                                      95                  PMI                                                         1.00E+17                                                                                                                    8.625
16704177                                                358                                  360                                      105690                                20061201                         766.33                                  105544.04                                      75                  No MI                                                       1.00E+17                                                                                                                    7.875
16704286                                                358                                  360                                      190000                                20061201                        1377.63                                  189017.26                                     100                  PMI                                                         1.00E+17                                                                                                                    7.875
16704338                                                359                                  360                                      173323                                20070101                         1211.9                                  173194.37                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16704356                                                358                                  360                                       81600                                20061201                            561                                      81600                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16704375                                                358                                  360                                      465500                                20061201                        3096.98                                  464734.65                                      95                  Radian Guaranty                                             1.00E+17                                                                                                                        7
16704378                                                358                                  480                                      250000                                20061201                        1485.96                                  249787.91                             76.91999817                  No MI                                                       1.00E+17                                                                                                                    6.625
16704406                                                358                                  360                                      103200                                20061201                         623.24                                   103157.1                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16697910                                                358                                  360                                      130500                                20061201                         912.47                                  130305.71                                      90                  PMI                                                         1.00E+17                                                                                                                      7.5
16697704                                                358                                  360                                      207810                                20061201                        1296.46                                  207424.04                                      90                  PMI                                                         1.00E+17                                                                                                                    6.375
16697743                                                359                                  360                                      417000                                20070101                        2704.65                                  416640.96                             76.90000153                  No MI                                                       1.00E+17                                                                                                                     6.75
16697813                                                358                                  360                                      140000                                20061201                          978.9                                  139791.53                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16695633                                                358                                  360                                      397440                                20061201                         2401.2                                     397440                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16695653                                                358                                  360                                      208000                                20061201                        1126.67                                     208000                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16695661                                                358                                  360                                      165592                                20061201                         827.96                                     165592                                      80                  No MI                                                       1.00E+17                                                                                                                        6
16695665                                                358                                  360                                      138800                                20061201                         1006.4                                  138608.32                             76.26000214                  No MI                                                       1.00E+17                                                                                                                    7.875
16695669                                                358                                  360                                      232000                                20061201                        1329.17                                     232000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16695676                                                358                                  360                                      187200                                20061201                           1014                                     187200                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16695522                                                355                                  360                                      332800                                20060901                        2461.22                                  332785.17                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16695531                                                358                                  360                                      147521                                20061201                         875.91                                     147521                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16695542                                                358                                  360                                      148916                                20061201                         853.16                                  148915.99                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16695555                                                355                                  360                                      279920                                20060901                        1603.71                                     279920                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16695563                                                357                                  360                                      655832                                20061101                        4038.07                                   653955.4                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16695567                                                357                                  360                                      289040                                20061101                        1625.85                                     289040                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16695570                                                357                                  360                                      121775                                20061101                         786.46                                  121774.98                             78.81999969                  No MI                                                       1.00E+17                                                                                                                     7.75
16695572                                                358                                  360                                      307938                                20061201                           1668                                     307938                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16695576                                                357                                  360                                      195000                                20061101                        1200.65                                   189206.6                                      75                  No MI                                                       1.00E+17                                                                                                                     6.25
16695590                                                357                                  360                                      134605                                20061101                         715.09                                     134605                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16695601                                                358                                  360                                      265714                                20061201                        1494.64                                  265713.99                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16695603                                                357                                  360                                      214652                                20061101                        1140.34                                     214652                                      95                  Mortgage Guaranty In                                        1.00E+17                                                                                                                    6.375
16695611                                                358                                  360                                      228684                                20061201                        1357.81                                  228683.99                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16695614                                                358                                  360                                      155190                                20061201                         905.27                                  155190.01                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16695626                                                357                                  360                                       94255                                20061101                         611.34                                   94010.16                             74.45999908                  No MI                                                       1.00E+17                                                                                                                     6.75
16673622                                                357                                  360                                      200005                                20061101                        1125.03                                     200005                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16673628                                                357                                  360                                      223614                                20061101                        1544.45                                  223100.39                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16673641                                                357                                  360                                      356798                                20061101                        2284.62                                  355848.38                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16673645                                                357                                  360                                      211248                                20061101                        1188.27                                     211248                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16673659                                                357                                  360                                      224000                                20061101                        1490.28                                  223445.95                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16673661                                                357                                  360                                      252792                                20061101                        1421.96                                     252792                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16673669                                                357                                  360                                      340000                                20061101                        2121.16                                  339039.07                                      68                  No MI                                                       1.00E+17                                                                                                                    6.375
16673677                                                357                                  360                                      255782                                20061101                        1385.49                                     255782                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16673682                                                357                                  360                                      397990                                20061101                        2445.98                                     397990                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16634799                                                357                                  360                                      178420                                20061101                        1387.73                                  178101.71                                      90                  PMI                                                         1.00E+17                                                                                                                    8.625
16709384                                                359                                  360                                       71200                                20070101                         516.25                                      71151                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16685549                                                358                                  480                                      241000                                20061201                        1585.95                                  240804.17                             77.73999786                  No MI                                                       1.00E+17                                                                                                                      7.5
16780545                                                359                                  360                                      128000                                20070101                        1006.98                                  127926.35                                     100                  PMI                                                         1.00E+17                                                                                                                     8.75
16778141                                                359                                  360                                      262500                                20070101                        2159.52                                  262363.91                                      75                  No MI                                                       1.00E+17                                                                                                                     9.25
16776310                                                359                                  360                                      432000                                20070101                           2745                                     432000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16776341                                                359                                  360                                      195876                                20070101                        1558.48                                  195766.19                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16767481                                                359                                  360                                      130000                                20070101                         854.01                                  129890.78                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16767500                                                359                                  360                                      144000                                20070101                         1044.1                                   143900.9                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16773156                                                359                                  360                                      709600                                20070101                        5469.83                                     709600                                      80                  No MI                                                       1.00E+17                                                                                                                     9.25
16773081                                                359                                  480                                      163000                                20070101                         925.42                                  162923.54                             45.91999817                  No MI                                                       1.00E+17                                                                                                                     6.25
16731229                                                359                                  360                                      516000                                20070101                        3432.96                                  515577.04                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16765021                                                359                                  480                                      248000                                20070101                        1678.02                                  247923.65                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16730339                                                359                                  360                                      246400                                20070101                        1488.67                                     246400                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16731346                                                359                                  360                                      156300                                20070101                        1201.81                                  156205.31                             89.30999756                  PMI                                                         1.00E+17                                                                                                                      8.5
16730413                                                359                                  360                                      280000                                20070101                         2128.2                                  279825.96                                     100                  PMI                                                         1.00E+17                                                                                                                    8.375
16731755                                                357                                  360                                      296000                                20061101                        2004.17                                     296000                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16731776                                                356                                  360                                       50400                                20061001                          396.5                                   50282.73                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16731837                                                359                                  360                                       73125                                20070101                         517.97                                      73125                                      75                  No MI                                                       1.00E+17                                                                                                                      8.5
16731881                                                358                                  360                                       87300                                20061201                         610.41                                   87170.03                                      90                  PMI                                                         1.00E+17                                                                                                                      7.5
16731884                                                359                                  360                                       79900                                20070101                         621.45                                   79852.83                                     100                  PMI                                                         1.00E+17                                                                                                                    8.625
16731794                                                359                                  360                                      800000                                20070101                        5188.78                                  799311.22                             43.24000168                  No MI                                                       1.00E+17                                                                                                                     6.75
16730237                                                359                                  480                                      240000                                20070101                        1668.75                                  239931.25                                     100                  PMI                                                         1.00E+17                                                                                                                        8
16730049                                                359                                  360                                      263600                                20070101                        1455.29                                     263600                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    6.625
16728005                                                359                                  360                                      204000                                20070101                        1253.75                                     204000                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16728212                                                359                                  360                                       94500                                20070101                         668.87                                    94431.6                                      70                  No MI                                                       1.00E+17                                                                                                                    7.625
16643834                                                358                                  360                                      360000                                20061201                        2455.83                                  358889.18                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16656147                                                358                                  360                                      110240                                20061201                         780.87                                     110240                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16770898                                                357                                  360                                      258050                                20061101                        1893.48                                  257527.09                                      65                  No MI                                                       1.00E+17                                                                                                                        8
16658576                                                358                                  360                                       76000                                20061201                         577.65                                   75905.21                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16658526                                                357                                  360                                      296549                                20061101                        1884.32                                  296548.99                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16658561                                                358                                  360                                      274400                                20061201                        1895.21                                  273981.12                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16658464                                                359                                  360                                      177086                                20070101                        1090.35                                  176917.97                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16658491                                                357                                  480                                      164990                                20061101                        1288.57                                  164887.34                                     100                  PMI                                                                                                                                                                                     9.125
16658501                                                357                                  360                                       65600                                20061101                         487.08                                   65470.39                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16658446                                                357                                  360                                       97500                                20061101                         673.41                                   97276.05                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16658434                                                358                                  360                                      194040                                20061201                         1293.6                                     194040                                      77                  No MI                                                       1.00E+17                                                                                                                        8
16658369                                                358                                  360                                      164720                                20061201                         960.87                                     164720                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16656891                                                358                                  360                                       86999                                20061201                         600.88                                   86866.19                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16656901                                                357                                  360                                      206250                                20061101                        1424.52                                  205776.27                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16656848                                                358                                  360                                       87200                                20061201                         554.08                                      87200                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16656814                                                357                                  360                                       70200                                20061101                         490.85                                   70042.72                             79.94999695                  No MI                                                       1.00E+17                                                                                                                      7.5
16656828                                                359                                  360                                      181600                                20070101                        1191.75                                     181600                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16656686                                                358                                  360                                      108000                                20061201                          859.3                                  107878.45                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16803590                                                359                                  360                                      375950                                20070101                        2314.79                                  375593.28                             79.98999786                  No MI                                                       1.00E+17                                                                                                                     6.25
16801892                                                359                                  360                                      223200                                20070101                        1232.25                                     223200                                      90                  PMI                                                         1.00E+17                                                                                                                    6.625
16788889                                                359                                  360                                      167400                                20070101                        1156.19                                  167272.62                                      90                  PMI                                                         1.00E+17                                                                                                                    7.375
16778514                                                358                                  360                                      424000                                20061201                           2650                                     424000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16771755                                                359                                  360                                      363000                                20070101                         2476.3                                  362716.82                             84.22000122                  PMI                                                         1.00E+17                                                                                                                     7.25
16771992                                                356                                  360                                      496000                                20061001                        3048.33                                  496000.01                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16765182                                                356                                  360                                      163508                                20061001                        1158.18                                     163508                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16731745                                                356                                  360                                       73600                                20061001                         585.59                                   73433.13                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16729374                                                358                                  360                                       48150                                20061201                          383.1                                   48095.82                                      90                  PMI                                                         1.00E+17                                                                                                                    8.875
16729853                                                358                                  360                                      112000                                20061201                         841.42                                  111855.97                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16729917                                                357                                  360                                      175000                                20061101                        1600.79                                  174789.55                             76.08999634                  No MI                                                       1.00E+17                                                                                                                     10.5
16723948                                                357                                  360                                      132000                                20061101                           1074                                  131787.64                                      80                  No MI                                                       1.00E+17                                                                                                                    9.125
16722055                                                359                                  360                                      151000                                20070101                         954.42                                  150863.49                             41.93999863                  No MI                                                       1.00E+17                                                                                                                      6.5
16718494                                                359                                  360                                      120000                                20070101                         758.48                                  119891.52                             16.54999924                  No MI                                                       1.00E+17                                                                                                                      6.5
16713685                                                358                                  360                                      472000                                20061201                        3061.38                                  471184.95                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16713889                                                358                                  360                                       56400                                20061201                          443.7                                   56334.86                                      80                  No MI                                                                                                                                                                                    8.75
16714078                                                359                                  360                                      191552                                20070101                        1339.36                                  191409.84                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16714814                                                358                                  480                                      179984                                20061201                        1037.74                                  179820.42                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16714951                                                358                                  360                                      240000                                20061201                        1740.17                                  239668.58                                     100                  PMI                                                         1.00E+17                                                                                                                    7.875
16715019                                                358                                  360                                       91200                                20061201                         701.25                                   91089.11                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16717123                                                358                                  360                                      999950                                20061201                        6485.66                                  998223.28                             52.63000107                  No MI                                                       1.00E+17                                                                                                                     6.75
16717125                                                358                                  360                                      552500                                20061201                         3583.5                                  551545.95                                      65                  No MI                                                       1.00E+17                                                                                                                     6.75
16717127                                                358                                  360                                      617500                                20061201                        4005.09                                  616433.71                                      65                  No MI                                                       1.00E+17                                                                                                                     6.75
16717233                                                358                                  360                                      452984                                20061201                        2643.49                                  451780.89                                      80                  No MI                                                       1.00E+17                                                                                                                     5.75
16717257                                                358                                  360                                      470250                                20061201                        2890.08                                     470250                                      95                  PMI                                                         1.00E+17                                                                                                                    7.375
16708176                                                358                                  360                                       80625                                20061201                         621.48                                      80625                                      75                  No MI                                                       1.00E+17                                                                                                                     9.25
16708279                                                358                                  360                                      113600                                20061201                         853.44                                  113454.62                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16710200                                                357                                  360                                       51300                                20061101                         426.69                                   51221.66                                      90                  PMI                                                         1.00E+17                                                                                                                    9.375
16710960                                                358                                  360                                      168000                                20061201                         1032.5                                     168000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16710976                                                356                                  360                                       61600                                20061001                         517.97                                   61477.35                                      80                  No MI                                                       1.00E+17                                                                                                                      9.5
16706558                                                358                                  360                                      580000                                20061201                         3262.5                                     580000                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16707716                                                358                                  360                                      346320                                20061201                         2020.2                                     346320                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16704484                                                358                                  360                                      145600                                20061201                        1018.06                                   145383.2                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16697789                                                358                                  360                                      800000                                20061201                        4409.82                                  798759.94                                   62.75                  No MI                                                       1.00E+17                                                                                                                    6.625
16667186                                                358                                  360                                       64000                                20061201                         469.61                                   63913.83                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16658700                                                358                                  360                                      800000                                20061201                        4833.33                                  800000.01                             69.56999969                  No MI                                                       1.00E+17                                                                                                                     7.25
16654195                                                358                                  360                                      825000                                20061201                        5070.31                                  825000.01                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16704363                                                358                                  360                                      190332                                20061201                        1189.58                                     190332                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16680194                                                356                                  360                                      271800                                20061001                        1762.89                                  270856.02                                      90                  PMI                                                         1.00E+17                                                                                                                     6.75
16672738                                                358                                  360                                      134300                                20061201                         951.29                                     134300                                      85                  PMI                                                         1.00E+17                                                                                                                      8.5
16656551                                                357                                  360                                      171600                                20061101                        1199.85                                  171215.56                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16646000                                                358                                  360                                      292000                                20061201                        2297.17                                  291662.77                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16803552                                                359                                  480                                      300800                                20070101                        1869.27                                   300685.4                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16658586                                                358                                  360                                      174000                                20061201                         978.75                                     174000                             73.73000336                  No MI                                                       1.00E+17                                                                                                                     6.75
16695588                                                357                                  360                                      115280                                20061101                          720.5                                  115279.24                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16695540                                                358                                  360                                      371390                                20061201                        2475.93                                  371390.01                                      95                  Triad Guaranty                                              1.00E+17                                                                                                                        8
16662124                                                356                                  360                                      160000                                20061001                        1183.33                                  160000.01                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16662218                                                358                                  360                                       88000                                20061201                         645.71                                   87881.52                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16667148                                                358                                  360                                       64000                                20061201                         469.61                                   63913.83                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16659140                                                357                                  360                                       63000                                20061101                         451.34                                   62865.75                                   79.75                  No MI                                                       1.00E+17                                                                                                                     7.75
16667114                                                358                                  360                                      115360                                20061201                         796.76                                   115183.9                                      70                  No MI                                                       1.00E+17                                                                                                                    7.375
16788756                                                356                                  360                                      250000                                20061001                        1663.26                                   249173.1                             39.49000168                  No MI                                                       1.00E+17                                                                                                                        7
16711054                                                358                                  360                                      240000                                20061201                           1500                                     240000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16659114                                                358                                  360                                       43000                                20061201                         259.79                                      43000                             69.34999847                  No MI                                                                                                                                                                                    7.25
16651481                                                358                                  360                                      146000                                20061201                         983.63                                   145765.8                             64.88999939                  No MI                                                       1.00E+17                                                                                                                    7.125
16692105                                                358                                  360                                      359000                                20061201                        2728.66                                  358552.16                                     100                  PMI                                                         1.00E+17                                                                                                                    8.375
16706931                                                358                                  360                                       54600                                20061201                         410.19                                   54530.14                                     100                  PMI                                                         1.00E+17                                                                                                                     8.25
16654368                                                356                                  360                                      408000                                20061001                        2993.76                                  405233.54                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16710752                                                358                                  480                                      302164                                20061201                        1769.04                                  301898.64                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16723065                                                358                                  360                                      220000                                20061201                        1329.17                                     220000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16634491                                                357                                  360                                      117132                                20061101                            809                                  116862.87                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16680274                                                358                                  360                                      127300                                20061201                         978.83                                  127145.21                             79.98000336                  No MI                                                       1.00E+17                                                                                                                      8.5
16634447                                                358                                  480                                      110400                                20061201                         767.62                                   110336.5                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16768344                                                358                                  360                                      131200                                20061201                         917.37                                  131004.65                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16704491                                                358                                  360                                      292000                                20061201                        1764.17                                     292000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16640938                                                357                                  360                                       85050                                20061101                         624.07                                   84877.65                                      90                  United Guaranty                                             1.00E+17                                                                                                                        8
16790706                                                359                                  480                                      502500                                20070101                        3168.42                                  502315.17                             62.81000137                  No MI                                                       1.00E+17                                                                                                                    7.125
16790771                                                358                                  360                                      265296                                20061201                        1809.79                                  264880.83                                      80                  No MI                                                                                                                                                                                    7.25
16790997                                                359                                  360                                      550000                                20070101                        3036.46                                     550000                             57.88999939                  No MI                                                       1.00E+17                                                                                                                    6.625
16798431                                                359                                  360                                      650000                                20070101                        4055.15                                  649397.98                             63.11000061                  No MI                                                       1.00E+17                                                                                                                    6.375
16798445                                                359                                  360                                      329000                                20070101                        2056.25                                     329000                             92.68000031                  PMI                                                         1.00E+17                                                                                                                      7.5
16798951                                                359                                  360                                      140000                                20070101                        1088.91                                  139917.34                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16801866                                                359                                  360                                      168000                                20070101                        1160.33                                  167872.17                                     100                  PMI                                                         1.00E+17                                                                                                                    7.375
16803802                                                359                                  360                                      360000                                20070101                        2245.93                                  359666.57                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16803944                                                359                                  360                                      390000                                20070101                        2497.21                                  389655.92                             69.63999939                  No MI                                                       1.00E+17                                                                                                                    6.625
16803978                                                359                                  360                                      448000                                20070101                        2794.94                                  447585.06                                      80                  No MI                                                       1.00E+17                                                                                                                    6.375
16775572                                                359                                  360                                      240000                                20070101                        1516.96                                  239783.04                             50.52999878                  No MI                                                       1.00E+17                                                                                                                      6.5
16780748                                                359                                  360                                      880000                                20070101                           6050                                     880000                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16788565                                                359                                  360                                       80800                                20070101                         635.65                                   80753.52                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16788631                                                359                                  360                                      333000                                20070101                        2243.48                                  332733.71                                      90                  Republic MIC                                                1.00E+17                                                                                                                    7.125
16788708                                                359                                  360                                      488000                                20070101                        3454.03                                   487646.8                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16788991                                                359                                  360                                      268800                                20070101                         2090.7                                   268641.3                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16770762                                                358                                  360                                      327992                                20061201                        1571.59                                  327983.63                                      80                  No MI                                                       1.00E+17                                                                                                                     5.75
16771015                                                359                                  480                                      364000                                20070101                        2229.04                                  363856.38                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16774884                                                359                                  360                                      320000                                20070101                        2348.05                                  319785.28                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16774886                                                356                                  360                                      542500                                20061001                        3700.81                                  540791.78                             65.76000214                  No MI                                                       1.00E+17                                                                                                                     7.25
16775075                                                359                                  360                                      265000                                20070101                        1631.65                                  264748.56                             63.09999847                  No MI                                                       1.00E+17                                                                                                                     6.25
16656669                                                357                                  360                                      124000                                20061101                         953.45                                  123773.05                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16656573                                                358                                  360                                      240000                                20061201                           1450                                     240000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16656574                                                358                                  360                                      852000                                20061201                           4615                                     852000                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16656541                                                358                                  360                                       49000                                20061201                         342.62                                   48927.03                                      70                  No MI                                                       1.00E+17                                                                                                                      7.5
16656439                                                358                                  480                                      249600                                20061201                        1528.48                                  249402.47                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16656475                                                358                                  360                                      163875                                20061201                        1245.57                                  163670.57                                      95                  PMI                                                         1.00E+17                                                                                                                    8.375
16387140                                                356                                  360                                      183590                                20061001                        1331.15                                  183079.65                                      70                  No MI                                                                                                                                                                                   7.875
16388941                                                355                                  360                                      600000                                20060901                        3936.18                                  599799.34                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16840295                                                359                                  360                                      332500                                20070101                        1801.04                                     332500                                      70                  No MI                                                       1.00E+17                                                                                                                      6.5
16838826                                                359                                  360                                       40000                                20070101                         300.51                                   39974.49                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16838904                                                359                                  360                                      280000                                20070101                        1910.09                                  279781.58                             72.34999847                  No MI                                                       1.00E+17                                                                                                                     7.25
16826558                                                359                                  360                                      198000                                20070101                        1258.12                                  198000.01                                     100                  PMI                                                         1.00E+17                                                                                                                    7.625
16826896                                                359                                  360                                       92000                                20070101                          627.6                                   91928.23                                     100                  PMI                                                         1.00E+17                                                                                                                     7.25
16819646                                                359                                  360                                      415000                                20070101                        2118.23                                     415000                             76.84999847                  No MI                                                       1.00E+17                                                                                                                    6.125
16823679                                                359                                  360                                      198370                                20070101                        1157.63                                  198162.89                                      80                  No MI                                                       1.00E+17                                                                                                                     5.75
16823681                                                359                                  360                                       52000                                20070101                         303.46                                   51945.71                                      20                  No MI                                                       1.00E+17                                                                                                                     5.75
16809470                                                359                                  360                                      166250                                20070101                        1078.29                                  166106.87                                      95                  GE Capital MI                                               1.00E+17                                                                                                                     6.75
16809514                                                358                                  360                                      168000                                20061201                        1089.64                                  167709.91                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16809523                                                359                                  360                                      200000                                20070101                        1415.59                                  199855.24                             69.93000031                  No MI                                                       1.00E+17                                                                                                                    7.625
16809545                                                359                                  360                                      155000                                20070101                        1031.22                                  154733.98                             30.10000038                  No MI                                                       1.00E+17                                                                                                                        7
16809623                                                359                                  360                                      226500                                20070101                         1450.3                                  226300.17                                      75                  No MI                                                       1.00E+17                                                                                                                    6.625
16809378                                                359                                  360                                      252000                                20070101                        1592.81                                  251772.19                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16806760                                                359                                  360                                      123650                                20070101                         801.99                                  123543.54                             79.37999725                  No MI                                                       1.00E+17                                                                                                                     6.75
16806935                                                359                                  360                                      210000                                20070101                        1310.13                                   209805.5                             65.62999725                  No MI                                                       1.00E+17                                                                                                                    6.375
16806945                                                359                                  360                                      239950                                20070101                        1474.54                                  239925.34                                     100                  PMI                                                         1.00E+17                                                                                                                    7.375
16806952                                                359                                  360                                      109000                                20070101                         716.05                                  108908.43                             43.59999847                  No MI                                                       1.00E+17                                                                                                                    6.875
16807057                                                359                                  360                                      637600                                20070101                        3852.17                                     637600                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16807097                                                359                                  360                                       79800                                20070101                         537.63                                   79736.18                                      70                  No MI                                                       1.00E+17                                                                                                                    7.125
16807102                                                359                                  360                                      383175                                20070101                        2549.27                                  382860.92                                      65                  No MI                                                       1.00E+17                                                                                                                        7
16807114                                                359                                  360                                      153600                                20070101                        1181.05                                  153506.95                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16809290                                                359                                  360                                      230000                                20070101                        1491.78                                  229801.97                             58.97000122                  No MI                                                       1.00E+17                                                                                                                     6.75
16804150                                                359                                  360                                      123600                                20070101                         906.93                                  123517.07                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16803434                                                359                                  360                                      532000                                20070101                         3362.6                                  531519.07                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16801461                                                359                                  360                                      182650                                20070101                        1095.08                                  182468.17                             79.98000336                  No MI                                                       1.00E+17                                                                                                                        6
16801475                                                359                                  360                                      378000                                20070101                         2677.5                                     378000                                      90                  PMI                                                         1.00E+17                                                                                                                      8.5
16801492                                                359                                  360                                      110250                                20070101                          752.1                                  110163.99                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16801496                                                359                                  360                                      106500                                20070101                         708.55                                   106412.7                             69.37999725                  No MI                                                       1.00E+17                                                                                                                        7
16801500                                                359                                  360                                      560000                                20070101                           3675                                     560000                             69.56999969                  No MI                                                       1.00E+17                                                                                                                    7.875
16801508                                                359                                  360                                      142700                                20070101                         901.96                                  142442.68                             79.94000244                  No MI                                                       1.00E+17                                                                                                                      6.5
16801576                                                359                                  360                                      116000                                20070101                         749.17                                     116000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16801740                                                359                                  360                                      153900                                20070101                        1089.29                                  153788.62                                      90                  PMI                                                         1.00E+17                                                                                                                    7.625
16801743                                                359                                  360                                       95000                                20070101                          713.7                                   94939.43                                     100                  PMI                                                         1.00E+17                                                                                                                     8.25
16801755                                                359                                  360                                      319000                                20070101                         2095.6                                     318732                             93.81999969                  PMI                                                         1.00E+17                                                                                                                    6.875
16801784                                                359                                  360                                      252000                                20070101                        1613.58                                  251777.67                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16801791                                                359                                  360                                       87000                                20070101                         820.31                                   86968.13                                     100                  PMI                                                         1.00E+17                                                                                                                   10.875
16801795                                                357                                  360                                      158500                                20061101                        1089.69                                  158499.99                             99.98999786                  PMI                                                         1.00E+17                                                                                                                     8.25
16801937                                                359                                  360                                      500000                                20070101                        2708.33                                     500000                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16801986                                                359                                  360                                      108750                                20070101                         705.35                                  108656.37                             79.97000122                  No MI                                                       1.00E+17                                                                                                                     6.75
16801991                                                359                                  360                                      156800                                20070101                        1056.39                                  156674.61                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16798643                                                359                                  360                                      600000                                20070101                           3250                                     600000                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16798687                                                359                                  360                                      162000                                20070101                        1077.79                                  161867.21                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16798727                                                359                                  360                                      125400                                20070101                         953.13                                  125322.06                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16798732                                                359                                  360                                      191000                                20070101                        1074.38                                     191000                             68.70999908                  No MI                                                       1.00E+17                                                                                                                     6.75
16798513                                                359                                  480                                      127500                                20070101                         874.58                                  127462.14                                      75                  No MI                                                                                                                                                                                   7.875
16798530                                                359                                  360                                      185000                                20070101                        1293.55                                   184862.7                             94.87000275                  PMI                                                         1.00E+17                                                                                                                      7.5
16798618                                                359                                  360                                      153000                                20070101                        1122.66                                  152897.34                                     100                  PMI                                                         1.00E+17                                                                                                                        8
16798207                                                359                                  360                                      601600                                20070101                        3852.11                                  601069.22                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16798220                                                359                                  360                                      305600                                20070101                        1982.12                                  305336.88                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16798337                                                359                                  360                                       97600                                20070101                         750.46                                   97540.87                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16798425                                                359                                  360                                      335750                                20070101                        2205.64                                  335467.93                                      85                  PMI                                                         1.00E+17                                                                                                                    6.875
16798466                                                358                                  360                                      398000                                20061201                        2614.58                                  397329.34                             78.91999817                  No MI                                                       1.00E+17                                                                                                                    6.875
16549670                                                356                                  360                                       79500                                20061001                         555.88                                   79261.77                                      75                  No MI                                                       1.00E+17                                                                                                                      7.5
16656349                                                358                                  360                                      110583                                20061201                         792.23                                   110426.4                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16656356                                                358                                  360                                       75200                                20061201                         525.81                                   75088.03                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16656326                                                358                                  360                                      425600                                20061201                        2690.08                                  424828.42                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16656346                                                358                                  360                                       66000                                20061201                         525.13                                   65925.71                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16656245                                                357                                  360                                       99000                                20061101                         618.75                                      99000                             79.19999695                  No MI                                                       1.00E+17                                                                                                                      7.5
16656246                                                357                                  360                                      169600                                20061101                        1200.42                                   169229.4                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16656178                                                357                                  360                                      444000                                20061101                        2678.52                                  443341.11                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16656123                                                357                                  360                                      248000                                20061101                           1550                                     248000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16656145                                                357                                  360                                      400000                                20061101                           2375                                     400000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16378115                                                355                                  360                                     1200000                                20060901                         9015.2                                 1196121.03                             36.36000061                  No MI                                                       1.00E+17                                                                                                                     8.25
16656098                                                357                                  360                                      100000                                20061101                         635.42                                     100000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16653966                                                358                                  360                                       68800                                20061201                         492.89                                   68702.57                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16653980                                                358                                  360                                       71250                                20061201                         510.44                                   71149.11                                      75                  No MI                                                       1.00E+17                                                                                                                     7.75
16653986                                                357                                  360                                      135920                                20061101                         985.51                                  135637.55                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16653995                                                357                                  360                                      257312                                20061101                           1635                                  257311.99                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16654031                                                357                                  360                                      289784                                20061101                        1841.34                                     289784                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16654078                                                358                                  360                                      184450                                20061201                         1289.7                                  184175.37                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16654185                                                358                                  360                                      136000                                20061201                         950.93                                  135797.51                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16654200                                                358                                  360                                       83502                                20061201                         547.98                                      83502                                      75                  No MI                                                       1.00E+17                                                                                                                    7.875
16654201                                                358                                  360                                      164000                                20061201                        1304.86                                  163815.44                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16654205                                                358                                  360                                       83877                                20061201                         550.44                                      83877                                      75                  No MI                                                       1.00E+17                                                                                                                    7.875
16654217                                                357                                  360                                      132750                                20061101                         951.04                                  132467.09                                      75                  No MI                                                       1.00E+17                                                                                                                     7.75
16803475                                                358                                  360                                       67500                                20061201                         525.01                                   67420.01                                      90                  PMI                                                         1.00E+17                                                                                                                    8.625
16654220                                                358                                  360                                      287560                                20061201                        1986.11                                  287121.03                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16654232                                                358                                  360                                      147200                                20061201                         991.71                                  146963.87                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16654270                                                358                                  360                                      184000                                20061201                        1286.55                                  183726.05                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16654409                                                357                                  360                                      369209                                20061101                        2581.56                                  368381.84                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16377427                                                356                                  360                                      236800                                20061001                        1799.85                                  236205.05                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16653932                                                358                                  360                                       41600                                20061201                         319.87                                   41549.42                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16653788                                                358                                  360                                      882957                                20061201                        6173.76                                  881642.35                                      80                  No MI                                                                                                                                                                                     7.5
16651543                                                358                                  360                                       62910                                20061201                         478.16                                   62831.53                                      90                  PMI                                                         1.00E+17                                                                                                                    8.375
16651596                                                357                                  360                                      172000                                20061101                        1232.23                                  171631.54                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16651628                                                357                                  360                                      163200                                20061101                           1071                                     163200                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16651639                                                357                                  360                                      108000                                20061101                         718.53                                  107732.85                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16651292                                                358                                  360                                      230000                                20061201                        1510.94                                     228934                             59.74000168                  No MI                                                       1.00E+17                                                                                                                    6.875
16651318                                                358                                  360                                      147080                                20061201                        1223.34                                  146924.15                                     100                  PMI                                                         1.00E+17                                                                                                                    9.375
16651336                                                357                                  360                                       52400                                20061101                         389.07                                   52296.47                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16651365                                                357                                  360                                      488000                                20061101                        3370.49                                  486879.17                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16651371                                                357                                  360                                       81600                                20061101                         552.14                                   81546.62                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16651454                                                358                                  360                                      320000                                20061201                        2075.51                                  319447.43                             77.11000061                  No MI                                                       1.00E+17                                                                                                                     6.75
16651218                                                357                                  480                                      150000                                20061101                         878.19                                   149731.2                                    37.5                  No MI                                                       1.00E+17                                                                                                                      6.5
16651239                                                357                                  360                                      140000                                20061101                        1076.48                                  139743.76                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16651250                                                357                                  360                                      216000                                20061101                        1214.44                                     215900                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16651115                                                357                                  360                                      174771                                20061101                        1282.41                                  174416.42                                      90                  United Guaranty                                             1.00E+17                                                                                                                        8
16651127                                                357                                  360                                      259900                                20061101                        1772.98                                  259288.06                                     100                  PMI                                                         1.00E+17                                                                                                                     7.25
16651167                                                358                                  360                                      173500                                20061201                        1048.23                                     173500                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16371878                                                355                                  360                                      724816                                20060901                        4883.22                                  721883.26                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16659123                                                357                                  360                                      121841                                20061101                         810.61                                  121539.64                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16651312                                                357                                  360                                      296880                                20061101                        2010.12                                  296880.01                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16697608                                                358                                  360                                      136800                                20061201                         864.67                                  136551.99                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16697651                                                358                                  360                                       58400                                20061201                         373.94                                   58296.65                             54.58000183                  No MI                                                       1.00E+17                                                                                                                    6.625
16697571                                                358                                  360                                      120600                                20061201                         895.45                                  120441.69                             77.80999756                  No MI                                                       1.00E+17                                                                                                                    8.125
16697580                                                358                                  360                                      198000                                20061201                        1384.44                                  197704.64                                     100                  PMI                                                         1.00E+17                                                                                                                      7.5
16697463                                                358                                  480                                      214240                                20061201                        1292.63                                  214064.44                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16697471                                                358                                  360                                       79920                                20061201                         607.45                                   79820.31                                      80                  No MI                                                                                                                                                                                   8.375
16697492                                                358                                  360                                      225000                                20061201                         1440.7                                  224042.58                                      30                  No MI                                                       1.00E+17                                                                                                                    6.625
16697407                                                358                                  360                                      491495                                20061201                        2662.26                                     491495                             66.27999878                  No MI                                                       1.00E+17                                                                                                                      6.5
16697409                                                359                                  360                                      244508                                20070101                        1709.64                                  244326.54                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16697427                                                359                                  360                                      188000                                20070101                        1253.33                                     188000                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16697429                                                353                                  360                                       81900                                20060701                         600.95                                   81507.49                             89.95999908                  Republic MIC                                                1.00E+17                                                                                                                        8
16696572                                                357                                  360                                      129000                                20061101                          991.9                                  128763.89                             83.76999664                  PMI                                                         1.00E+17                                                                                                                      8.5
16696620                                                359                                  360                                      272000                                20070101                        1586.67                                     272000                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16696520                                                358                                  360                                      112000                                20061201                         783.12                                  111833.23                                      80                  No MI                                                                                                                                                                                     7.5
16696352                                                358                                  360                                      197500                                20061201                         1347.3                                  197190.93                             79.98999786                  No MI                                                       1.00E+17                                                                                                                     7.25
16696357                                                358                                  480                                       85000                                20061201                         497.64                                   84925.36                             37.77999878                  No MI                                                       1.00E+17                                                                                                                      6.5
16696339                                                359                                  360                                      132650                                20070101                         871.42                                  132538.55                             79.91000366                  No MI                                                       1.00E+17                                                                                                                    6.875
16696328                                                359                                  360                                      296000                                20070101                        1819.17                                     296000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16696288                                                359                                  360                                       65000                                20070101                         454.49                                   64951.76                             53.93000031                  No MI                                                       1.00E+17                                                                                                                      7.5
16696274                                                359                                  360                                       45000                                20070101                         318.51                                   44967.43                             43.65000153                  No MI                                                       1.00E+17                                                                                                                    7.625
16696278                                                359                                  360                                       45000                                20070101                         318.51                                   44967.43                             45.45000076                  No MI                                                       1.00E+17                                                                                                                    7.625
16696285                                                359                                  360                                       71500                                20070101                         499.94                                   71446.94                             45.54000092                  No MI                                                       1.00E+17                                                                                                                      7.5
16696256                                                359                                  360                                       43500                                20070101                         307.89                                   43468.52                             42.02999878                  No MI                                                       1.00E+17                                                                                                                    7.625
16696261                                                359                                  360                                       40000                                20070101                         283.12                                   39971.05                             53.33000183                  No MI                                                       1.00E+17                                                                                                                    7.625
16696262                                                359                                  360                                      533000                                20070101                        2887.08                                     533000                                      65                  No MI                                                                                                                                                                                     6.5
16696264                                                358                                  360                                       88000                                20061201                         592.87                                   87858.84                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16696266                                                358                                  360                                      254400                                20061201                        2092.89                                   254135.2                                      80                  No MI                                                       1.00E+17                                                                                                                     9.25
16696267                                                359                                  360                                       45000                                20070101                         318.51                                   44967.43                             47.52000046                  No MI                                                       1.00E+17                                                                                                                    7.625
16696202                                                358                                  360                                      333750                                20061201                        2036.64                                  331385.56                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16696209                                                358                                  360                                      136000                                20061201                         986.09                                  135812.21                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16696151                                                358                                  360                                      208800                                20061201                        1513.94                                  208511.68                                      90                  PMI                                                         1.00E+17                                                                                                                    7.875
16696159                                                357                                  360                                       88000                                20061101                         756.06                                   87875.82                                     100                  PMI                                                         1.00E+17                                                                                                                     9.75
16696181                                                358                                  360                                      113600                                20061201                         804.67                                     113600                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16696193                                                358                                  360                                     1368750                                20061201                        7984.37                                    1368750                                      75                  No MI                                                       1.00E+17                                                                                                                        7
16695936                                                359                                  360                                       52750                                20070101                         396.29                                   52716.37                                      70                  No MI                                                       1.00E+17                                                                                                                     8.25
16695981                                                356                                  360                                      650000                                20061001                        4401.04                                     650000                             69.30000305                  No MI                                                                                                                                                                                   8.125
16694072                                                358                                  360                                      412800                                20061201                        2746.37                                  412121.29                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16694030                                                358                                  360                                      435000                                20061201                        3297.11                                  434454.01                                     100                  PMI                                                         1.00E+17                                                                                                                    8.345
16693960                                                359                                  360                                      448000                                20070101                        2980.56                                  447632.77                             68.91999817                  No MI                                                       1.00E+17                                                                                                                        7
16657318                                                355                                  360                                      215100                                20060901                        1673.03                                  214455.81                                      90                  Republic MIC                                                1.00E+17                                                                                                                    8.625
16657481                                                356                                  360                                      180224                                20061001                        1322.42                                  179735.44                                      95                  Republic MIC                                                                                                                                                                                8
16657697                                                355                                  360                                      144240                                20060901                        1008.55                                  143756.39                                      80                  No MI                                                                                                                                                                                     7.5
16657899                                                356                                  360                                      200000                                20061001                        1280.62                                  199288.29                             47.06000137                  No MI                                                                                                                                                                                   6.625
16693902                                                358                                  480                                      108800                                20061201                         726.05                                  108730.34                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16693940                                                358                                  360                                       59925                                20061201                         455.47                                   59850.26                                      75                  No MI                                                       1.00E+17                                                                                                                    8.375
16693943                                                357                                  360                                      163508                                20061101                        1158.18                                     163508                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16693847                                                358                                  360                                       83610                                20061201                         665.24                                   83515.91                                      90                  PMI                                                         1.00E+17                                                                                                                    8.875
16693861                                                358                                  360                                       68497                                20061201                         435.24                                      68497                                      70                  No MI                                                       1.00E+17                                                                                                                    7.625
16693873                                                359                                  360                                      117000                                20070101                          838.2                                  116917.43                                      90                  Radian Guaranty                                             1.00E+17                                                                                                                     7.75
16655469                                                356                                  360                                       10000                                20061001                          69.07                                    9969.27                             9.520000458                  No MI                                                       1.00E+17                                                                                                                    7.375
16693749                                                359                                  360                                       48300                                20070101                         341.86                                   48265.05                                      70                  No MI                                                       1.00E+17                                                                                                                    7.625
16693770                                                358                                  360                                      281676                                20061201                        1945.47                                  281246.01                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16366767                                                353                                  360                                      130000                                20060701                         704.17                                     130000                             22.03000069                  No MI                                                       1.00E+17                                                                                                                      6.5
16693674                                                358                                  360                                       60000                                20061201                         369.43                                   59885.84                             18.35000038                  No MI                                                       1.00E+17                                                                                                                     6.25
16693650                                                359                                  360                                      302392                                20070101                        1961.31                                  302131.65                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16693480                                                358                                  360                                      170032                                20061201                        1174.37                                  169772.44                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16693547                                                358                                  360                                      164000                                20061201                        1146.71                                  163755.82                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16693606                                                358                                  360                                      297600                                20061201                           1953                                     297600                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16693405                                                358                                  360                                      122850                                20061201                         817.32                                     122648                             79.97000122                  No MI                                                       1.00E+17                                                                                                                        7
16693446                                                358                                  360                                      288000                                20061201                           1860                                     288000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16693448                                                358                                  480                                      170000                                20061201                         980.18                                  169845.49                             72.33999634                  No MI                                                       1.00E+17                                                                                                                    6.375
16693472                                                356                                  360                                      224000                                20061001                        1624.16                                  223377.27                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16692740                                                357                                  360                                      223100                                20061101                        1440.85                                     223100                             79.97000122                  No MI                                                       1.00E+17                                                                                                                     7.75
16693331                                                358                                  360                                       92000                                20061201                          659.1                                   91869.72                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16693333                                                357                                  360                                      175000                                20061101                        1223.63                                  174607.92                                      70                  No MI                                                       1.00E+17                                                                                                                      7.5
16693350                                                358                                  360                                       82800                                20061201                         600.36                                   82685.66                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16693351                                                359                                  360                                      200000                                20070101                        1450.14                                  199862.36                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16693364                                                355                                  360                                      144800                                20060901                        1024.89                                  144482.23                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16692701                                                358                                  360                                      427405                                20061201                        3025.15                                  426784.34                                      95                  PMI                                                         1.00E+17                                                                                                                    7.625
16692574                                                358                                  360                                      135900                                20061201                        1009.05                                  135721.61                                      90                  PMI                                                         1.00E+17                                                                                                                    8.125
16692632                                                358                                  360                                      125000                                20061201                         863.34                                  124809.19                                     100                  PMI                                                         1.00E+17                                                                                                                    7.375
16692460                                                358                                  360                                       84000                                20061201                         638.46                                   83895.22                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16692468                                                358                                  360                                       63200                                20061201                         436.51                                   63103.52                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16692531                                                358                                  360                                      167120                                20061201                         1044.5                                     167120                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16692540                                                358                                  360                                       68000                                20061201                         446.71                                   67885.42                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16692437                                                358                                  360                                      139900                                20061201                         918.09                                     139900                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    7.875
16692442                                                358                                  360                                       80640                                20061201                          537.6                                      80640                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16692445                                                358                                  360                                      345000                                20061201                        2443.75                                     345000                                      75                  No MI                                                       1.00E+17                                                                                                                      8.5
16692331                                                358                                  360                                      417000                                20061201                        2388.49                                     416900                             78.68000031                  No MI                                                       1.00E+17                                                                                                                    6.875
16692352                                                358                                  360                                      116000                                20061201                         762.04                                  115804.53                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16692358                                                358                                  360                                       66000                                20061201                         478.55                                   65908.86                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16692360                                                358                                  360                                       89700                                20061201                         681.78                                   89588.11                             79.98000336                  No MI                                                       1.00E+17                                                                                                                    8.375
16632439                                                357                                  360                                      140800                                20061101                         984.49                                  140484.56                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16713661                                                358                                  360                                      101700                                20061201                          737.4                                  101470.84                                      90                  PMI                                                         1.00E+17                                                                                                                    7.875
16670509                                                358                                  360                                       88000                                20061201                         513.33                                      88000                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16674048                                                358                                  360                                       62284                                20061201                          435.5                                   62191.27                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16692228                                                353                                  360                                      149850                                20060701                         967.16                                  149753.57                             84.98000336                  Mortgage Guaranty In                                        1.00E+17                                                                                                                     7.75
16707783                                                358                                  360                                      800000                                20061201                        5056.54                                  798549.67                             53.33000183                  No MI                                                       1.00E+17                                                                                                                      6.5
16638451                                                358                                  360                                       98306                                20061201                         629.46                                   98132.06                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16564826                                                358                                  360                                       48000                                20061201                         360.61                                   47938.57                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16717198                                                355                                  360                                      479000                                20060901                         3186.8                                   477013.8                             79.83000183                  No MI                                                       1.00E+17                                                                                                                        7
16632666                                                358                                  360                                     1125000                                20061201                        6796.87                                    1125000                                      75                  No MI                                                                                                                                                                                    7.25
16692232                                                357                                  360                                       57600                                20061101                         412.65                                   57477.26                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16644188                                                358                                  360                                       98077                                20061201                            628                                   97903.46                                      75                  No MI                                                       1.00E+17                                                                                                                    6.625
16692211                                                358                                  360                                      204000                                20061201                        1496.88                                  203720.87                             78.45999908                  No MI                                                       1.00E+17                                                                                                                        8
16692154                                                358                                  360                                      677000                                20061201                        4447.41                                  675859.22                             52.08000183                  No MI                                                       1.00E+17                                                                                                                    6.875
16706903                                                358                                  360                                      400800                                20061201                        2906.08                                  400190.13                             78.58999634                  No MI                                                       1.00E+17                                                                                                                    7.875
16658685                                                358                                  360                                      408000                                20061201                         2337.5                                     408000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16616511                                                358                                  360                                      112000                                20061201                         821.82                                  111716.18                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16688438                                                358                                  360                                       68000                                20061201                         493.05                                   67906.09                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16662316                                                358                                  360                                      224000                                20061201                        1423.33                                  224000.01                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16656595                                                358                                  360                                      184000                                20061201                        1302.34                                  183732.81                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16628980                                                358                                  360                                       76000                                20061201                         492.93                                   75868.76                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16672486                                                358                                  360                                       76000                                20061201                          531.4                                   75886.85                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16656485                                                358                                  360                                      224000                                20061201                        1306.67                                  223999.99                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16681197                                                358                                  360                                      596000                                20061201                        3662.92                                     596000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16697858                                                358                                  360                                       87350                                20061201                         671.65                                    87243.8                             87.34999847                  PMI                                                         1.00E+17                                                                                                                      8.5
16680582                                                358                                  360                                      584000                                20061201                        3934.52                                  583063.19                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16672583                                                358                                  360                                      147500                                20061201                        1006.21                                  147269.18                             70.23999786                  No MI                                                       1.00E+17                                                                                                                     7.25
16695604                                                357                                  360                                      133748                                20061101                         891.65                                  133747.98                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16665891                                                358                                  360                                       70400                                20061201                         456.61                                   70278.44                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16644069                                                358                                  360                                       64000                                20061201                         436.59                                   63899.86                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16695662                                                358                                  360                                      154991                                20061201                        1123.79                                  154776.98                                    77.5                  No MI                                                       1.00E+17                                                                                                                    7.875
16695678                                                358                                  360                                      191960                                20061201                        1039.78                                  191959.99                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16673100                                                358                                  360                                      174700                                20061201                        1374.37                                  174498.23                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16670278                                                358                                  360                                      119500                                20061201                         897.76                                  119347.08                             99.58000183                  PMI                                                         1.00E+17                                                                                                                     8.25
16709702                                                358                                  360                                      115200                                20061201                         835.28                                  115040.92                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16692552                                                358                                  360                                      258000                                20061201                        1478.13                                  257999.99                                      75                  No MI                                                       1.00E+17                                                                                                                    6.875
16649203                                                356                                  360                                      126000                                20061001                         913.59                                  125649.72                                   79.75                  No MI                                                       1.00E+17                                                                                                                    7.875
16672546                                                358                                  360                                       53975                                20061201                          377.4                                   53894.63                             46.33000183                  No MI                                                       1.00E+17                                                                                                                      7.5
16714058                                                358                                  360                                       55000                                20061201                         482.66                                   54951.14                                     100                  PMI                                                         1.00E+17                                                                                                                       10
16612814                                                358                                  360                                      126400                                20061201                         862.27                                  126201.47                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16709622                                                356                                  360                                      356000                                20061001                        2631.94                                  355867.37                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16692084                                                358                                  360                                      152400                                20061201                         904.88                                     152400                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16692101                                                358                                  360                                      215900                                20061201                         1304.4                                     215900                             79.95999908                  No MI                                                       1.00E+17                                                                                                                     7.25
16688535                                                358                                  360                                      196800                                20061201                           1353                                     196800                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16688443                                                360                                  360                                      470000                                20070201                        3087.57                                     470000                             32.40999985                  No MI                                                       1.00E+17                                                                                                                    6.875
16688450                                                358                                  360                                       90000                                20061201                         708.03                                   89896.01                                      75                  No MI                                                       1.00E+17                                                                                                                     8.75
16688329                                                358                                  360                                      106400                                20061201                         620.67                                     106400                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16688337                                                359                                  360                                       50000                                20070101                         375.63                                   49968.12                             60.97999954                  No MI                                                       1.00E+17                                                                                                                     8.25
16688348                                                358                                  360                                      138272                                20061201                        1002.57                                  138033.31                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16688115                                                358                                  480                                      138400                                20061201                           1041                                   138336.1                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16688133                                                358                                  480                                      148400                                20061201                        1116.22                                  148331.47                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16688210                                                358                                  360                                      137600                                20061201                        1045.86                                  137428.35                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16688406                                                357                                  360                                      164000                                20061101                        1146.71                                  163632.58                                      80                  No MI                                                                                                                                                                                     7.5
16688409                                                358                                  360                                      119000                                20061201                         873.18                                  118839.77                                      70                  No MI                                                       1.00E+17                                                                                                                        8
16688417                                                358                                  360                                       81000                                20061201                         514.69                                      81000                             71.05000305                  No MI                                                       1.00E+17                                                                                                                    7.625
16688303                                                358                                  360                                      139900                                20061201                        1075.71                                   139729.9                                     100                  PMI                                                         1.00E+17                                                                                                                      8.5
16686346                                                358                                  360                                      144000                                20061201                         958.04                                  143763.23                             55.59999847                  No MI                                                       1.00E+17                                                                                                                        7
16686227                                                358                                  360                                       59120                                20061201                         428.66                                   59038.37                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16686185                                                358                                  360                                      511200                                20061201                        3231.13                                  510226.75                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16686076                                                357                                  360                                      115500                                20061101                         697.81                                     115500                             72.19000244                  No MI                                                       1.00E+17                                                                                                                     7.25
16685928                                                358                                  360                                       91000                                20061201                         663.54                                      91000                                      70                  No MI                                                       1.00E+17                                                                                                                     8.75
16685929                                                358                                  360                                      148664                                20061201                        1022.07                                     148664                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16685857                                                358                                  480                                      216000                                20061201                        1303.25                                     215823                             57.59999847                  No MI                                                       1.00E+17                                                                                                                     6.75
16685734                                                358                                  360                                      101600                                20061201                         687.92                                     101600                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16685747                                                357                                  360                                       57550                                20061101                          412.3                                   57427.34                             79.94000244                  No MI                                                       1.00E+17                                                                                                                     7.75
16685755                                                358                                  360                                      119992                                20061201                            839                                  119813.34                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16685815                                                358                                  360                                      130500                                20061201                         957.56                                   130324.3                                      90                  PMI                                                         1.00E+17                                                                                                                        8
16685818                                                357                                  360                                      472000                                20061101                           2950                                     472000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16684780                                                357                                  360                                      132000                                20061101                            825                                     132000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16684824                                                358                                  360                                       76800                                20061201                            480                                      76800                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16684887                                                358                                  360                                      133000                                20061201                         829.75                                  132752.98                             22.93000031                  No MI                                                       1.00E+17                                                                                                                    6.375
16685709                                                358                                  360                                       64000                                20061201                          492.1                                   63922.19                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16684589                                                358                                  360                                      132930                                20061201                         940.87                                  132736.97                                      70                  No MI                                                       1.00E+17                                                                                                                    7.625
16684593                                                358                                  480                                      356000                                20061201                        2244.69                                  355736.28                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16684626                                                358                                  360                                      247500                                20061201                        1605.28                                  247067.91                                      75                  No MI                                                       1.00E+17                                                                                                                     6.75
16684687                                                358                                  360                                       54400                                20061201                         427.97                                   54337.17                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16684710                                                358                                  360                                      158350                                20061201                        1161.92                                  158136.79                             79.98000336                  No MI                                                                                                                                                                                       8
16684730                                                359                                  360                                       61125                                20070101                         437.91                                   61081.86                                      75                  No MI                                                       1.00E+17                                                                                                                     7.75
16684450                                                358                                  480                                      173000                                20061201                        1012.84                                  172848.07                             61.90000153                  No MI                                                       1.00E+17                                                                                                                      6.5
16684456                                                358                                  360                                      300000                                20061201                        1718.75                                     300000                             79.37000275                  No MI                                                       1.00E+17                                                                                                                    6.875
16684462                                                357                                  360                                      120000                                20061101                          922.7                                  119780.36                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16684466                                                358                                  360                                      129600                                20061201                         928.47                                  129416.47                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16684503                                                358                                  360                                      102800                                20061201                         790.44                                  102675.02                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16684526                                                358                                  360                                       89600                                20061201                         681.02                                   89488.23                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16684572                                                358                                  360                                      112500                                20061201                         757.93                                  112319.54                                      75                  No MI                                                       1.00E+17                                                                                                                    7.125
16684576                                                358                                  360                                      138000                                20061201                         929.73                                  137778.64                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16684106                                                358                                  360                                       50000                                20061201                         384.46                                    49939.2                             62.88999939                  No MI                                                       1.00E+17                                                                                                                      8.5
16684139                                                358                                  480                                      360000                                20061201                        2107.64                                   359683.5                             76.59999847                  No MI                                                       1.00E+17                                                                                                                      6.5
16684156                                                358                                  360                                      115000                                20061201                         853.87                                  114849.05                             81.55999756                  PMI                                                         1.00E+17                                                                                                                    8.125
16684169                                                358                                  360                                      207120                                20061201                        1186.62                                  207120.01                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16684186                                                358                                  360                                      199405                                20061201                        1343.43                                  199085.13                                      95                  PMI                                                         1.00E+17                                                                                                                    7.125
16681729                                                359                                  360                                       76500                                20070101                         561.33                                   76448.67                                      90                  PMI                                                         1.00E+17                                                                                                                        8
16681748                                                358                                  360                                      127840                                20061201                         971.68                                  127680.52                                      94                  PMI                                                         1.00E+17                                                                                                                    8.375
16681825                                                358                                  360                                      136000                                20061201                         939.32                                  135570.65                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16681844                                                358                                  360                                      268450                                20061201                         1831.3                                  268029.91                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16681850                                                358                                  360                                      252000                                20061201                        1719.08                                  251605.65                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16681983                                                358                                  360                                      396000                                20061201                         2634.6                                  395348.91                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16681999                                                359                                  360                                      303000                                20070101                        2438.01                                  302834.49                             94.98000336                  PMI                                                         1.00E+17                                                                                                                        9
16681677                                                358                                  360                                      201600                                20061201                           1260                                     201600                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16681691                                                358                                  360                                      104900                                20061201                         666.55                                     104900                             69.98000336                  No MI                                                       1.00E+17                                                                                                                    7.625
16681651                                                358                                  360                                       63000                                20061201                         552.87                                   62944.03                                     100                  PMI                                                         1.00E+17                                                                                                                       10
16681610                                                358                                  360                                      322000                                20061201                        2079.58                                  322000.01                                      70                  No MI                                                       1.00E+17                                                                                                                     7.75
16681410                                                358                                  360                                       80000                                20061201                         580.06                                   79888.57                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16686114                                                358                                  360                                       76500                                20061201                         608.67                                    76413.9                                      90                  PMI                                                         1.00E+17                                                                                                                    8.875
16681630                                                358                                  360                                       57200                                20061201                         399.95                                   57114.83                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16681527                                                358                                  480                                      148000                                20061201                          960.3                                  147898.25                             77.88999939                  No MI                                                       1.00E+17                                                                                                                    7.375
16681557                                                358                                  360                                       76000                                20061201                          531.4                                   75886.85                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16681568                                                358                                  360                                       76000                                20061201                          531.4                                   75886.85                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16681476                                                358                                  360                                      596000                                20061201                           3725                                     596000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16704513                                                358                                  360                                     1960000                                20061201                       12045.83                                 1960000.01                                      70                  No MI                                                       1.00E+17                                                                                                                    7.375
16681344                                                358                                  360                                      100800                                20061201                         757.28                                     100671                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16681388                                                358                                  360                                      206400                                20061201                         1354.5                                  206399.51                                      80                  No MI                                                                                                                                                                                   7.875
16681390                                                357                                  360                                      100000                                20061101                         707.79                                   99774.07                             71.43000031                  No MI                                                       1.00E+17                                                                                                                    7.625
16680397                                                358                                  360                                       53840                                20061201                         381.08                                   53761.81                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16680404                                                358                                  480                                      784000                                20061201                         5304.7                                  783498.87                                      70                  No MI                                                       1.00E+17                                                                                                                     7.75
16680459                                                358                                  360                                      462100                                20061201                        3191.61                                   461394.6                             88.87000275                  United Guaranty                                             1.00E+17                                                                                                                    7.375
16680467                                                359                                  360                                       69350                                20070101                         533.24                                   69307.99                                      95                  PMI                                                         1.00E+17                                                                                                                      8.5
16680479                                                358                                  360                                      100000                                20061201                         699.21                                   99851.12                             52.63000107                  No MI                                                       1.00E+17                                                                                                                      7.5
16680491                                                358                                  360                                      123200                                20061201                         861.43                                  123016.57                             79.23000336                  No MI                                                       1.00E+17                                                                                                                      7.5
16680510                                                358                                  360                                      379000                                20061201                         2715.2                                  378463.29                             89.80999756                  PMI                                                         1.00E+17                                                                                                                     7.75
16680536                                                358                                  360                                      465000                                20061201                        3093.66                                  464235.46                             69.91999817                  No MI                                                       1.00E+17                                                                                                                        7
16680541                                                358                                  360                                       68000                                20061201                         487.16                                   67903.71                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16680580                                                358                                  360                                       54000                                20061201                            360                                      54000                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16680632                                                359                                  360                                       65000                                20070101                         499.79                                   64960.63                                     100                  PMI                                                         1.00E+17                                                                                                                      8.5
16680646                                                358                                  360                                      272000                                20061201                        1948.64                                  271563.13                             79.76999664                  No MI                                                       1.00E+17                                                                                                                     7.75
16680668                                                358                                  360                                      136476                                20061201                         852.98                                     136476                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16680699                                                356                                  360                                      290500                                20061001                        1815.63                                     290500                             72.44000244                  No MI                                                       1.00E+17                                                                                                                      7.5
16681199                                                358                                  360                                      164000                                20061201                         990.83                                     164000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16681211                                                359                                  360                                      137600                                20070101                            817                                     137600                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16681227                                                356                                  360                                       56700                                20061001                         441.01                                   56564.64                                      70                  No MI                                                       1.00E+17                                                                                                                    8.625
16680354                                                358                                  360                                      236950                                20061201                        1864.09                                  236676.35                                     100                  PMI                                                         1.00E+17                                                                                                                     8.75
16680134                                                357                                  360                                      236000                                20061101                        1548.75                                     236000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16680147                                                357                                  360                                       82320                                20061101                         568.56                                   82130.93                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16680149                                                354                                  360                                      105600                                20060801                            858                                     105600                                      80                  No MI                                                       1.00E+17                                                                                                                     9.75
16680155                                                356                                  360                                      169900                                20061001                        1246.67                                  169439.31                             79.01999664                  No MI                                                       1.00E+17                                                                                                                        8
16680178                                                358                                  360                                      352000                                20061201                        2401.26                                  351449.16                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16680183                                                358                                  360                                      241600                                20061201                        1730.85                                  241257.85                             79.20999908                  No MI                                                       1.00E+17                                                                                                                     7.75
16680192                                                358                                  360                                       45600                                20061201                         318.84                                   45532.11                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16680219                                                358                                  360                                      145600                                20061201                         894.83                                  145599.03                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16680250                                                358                                  360                                      624000                                20061201                        3892.95                                  622841.03                             79.48999786                  No MI                                                       1.00E+17                                                                                                                    6.375
16680253                                                358                                  360                                      100000                                20061201                         583.14                                   99966.05                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16680262                                                358                                  360                                      145600                                20061201                         1043.1                                   145393.8                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16680266                                                359                                  360                                      607750                                20070101                        3671.82                                     607750                                      65                  No MI                                                       1.00E+17                                                                                                                     7.25
16680273                                                358                                  360                                      241600                                20061201                        1560.33                                     241600                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16680327                                                358                                  360                                      131625                                20061201                        1059.08                                  131480.67                                      90                  PMI                                                         1.00E+17                                                                                                                        9
16680333                                                358                                  360                                       84100                                20061201                          538.5                                   83951.19                             48.06000137                  No MI                                                       1.00E+17                                                                                                                    6.625
16680336                                                359                                  360                                       85002                                20070101                         646.08                                   84949.16                                     100                  PMI                                                         1.00E+17                                                                                                                    8.375
16676872                                                358                                  360                                      133250                                20061201                            909                                  133041.47                                      65                  No MI                                                       1.00E+17                                                                                                                     7.25
16676879                                                358                                  360                                      225000                                20061201                        1631.41                                  224689.29                                      90                  PMI                                                         1.00E+17                                                                                                                    7.875
16676922                                                358                                  360                                      188248                                20061201                        1176.55                                     188248                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16676784                                                359                                  360                                      265032                                20070101                        1628.84                                     265032                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16676756                                                358                                  360                                      156700                                20061201                        1232.76                                  156519.03                             94.97000122                  Radian Guaranty                                             1.00E+17                                                                                                                     8.75
16676633                                                358                                  360                                      292000                                20061201                        1855.42                                     292000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16676638                                                358                                  360                                      156000                                20061201                            910                                     156000                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16676700                                                358                                  360                                       96000                                20061201                            650                                   95999.85                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16676702                                                358                                  360                                      248000                                20061201                        1524.17                                     248000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16676502                                                358                                  360                                      105196                                20061201                         735.55                                  105039.37                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16676587                                                357                                  360                                       64000                                20061101                          492.1                                   63882.87                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16676608                                                358                                  360                                      116950                                20061201                         817.73                                  116775.88                             79.98999786                  No MI                                                       1.00E+17                                                                                                                      7.5
16674433                                                358                                  360                                      255000                                20061201                        1514.06                                     255000                             99.98999786                  PMI                                                         1.00E+17                                                                                                                    7.125
16674459                                                356                                  360                                      192800                                20061001                         1566.5                                     192800                                      80                  No MI                                                       1.00E+17                                                                                                                     9.75
16674464                                                356                                  360                                      136800                                20061001                         980.05                                  136410.05                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16674467                                                358                                  360                                       92000                                20061201                         635.42                                   91224.15                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16674537                                                358                                  360                                      650000                                20061201                        3656.25                                     650000                             63.16999817                  No MI                                                       1.00E+17                                                                                                                     6.75
16674548                                                358                                  360                                      196450                                20061201                        1373.61                                  196156.87                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16674562                                                358                                  360                                       36000                                20061201                         261.02                                    35950.3                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16674564                                                358                                  360                                       60000                                20061201                         435.04                                   59917.15                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16674569                                                358                                  360                                       48000                                20061201                         348.03                                   47933.72                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16674573                                                358                                  360                                       24800                                20061201                         179.82                                   24765.75                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16674582                                                358                                  360                                       32000                                20061201                         232.02                                   31955.82                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16674602                                                358                                  360                                       59300                                20061201                         429.97                                   59218.11                             77.01000214                  No MI                                                       1.00E+17                                                                                                                    7.875
16674722                                                358                                  360                                      174400                                20061201                           1199                                     174400                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16674732                                                358                                  480                                      403750                                20061201                        2694.33                                  403491.49                                      95                  Radian Guaranty                                             1.00E+17                                                                                                                    7.625
16674401                                                359                                  360                                      228000                                20070101                        1633.42                                  227839.08                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16674406                                                357                                  480                                      448000                                20061101                        2948.16                                   447366.1                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16674224                                                358                                  480                                      196720                                20061201                        1240.38                                  196574.87                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16674240                                                358                                  360                                       85500                                20061201                         597.83                                    85372.7                                      95                  PMI                                                         1.00E+17                                                                                                                      7.5
16674308                                                357                                  360                                      366000                                20061101                        2685.58                                  365258.33                             74.69000244                  No MI                                                       1.00E+17                                                                                                                        8
16674309                                                358                                  360                                      442000                                20061201                         3398.6                                  441462.57                             84.19000244                  PMI                                                         1.00E+17                                                                                                                      8.5
16674321                                                358                                  360                                      228000                                20061201                        1574.74                                  227651.95                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16674369                                                357                                  360                                       94000                                20061101                         673.43                                   93799.66                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16673258                                                358                                  360                                       85400                                20061201                         619.21                                   85282.07                                      70                  No MI                                                       1.00E+17                                                                                                                    7.875
16673262                                                358                                  360                                       78400                                20061201                         588.99                                   78299.68                                      70                  No MI                                                       1.00E+17                                                                                                                     8.25
16674038                                                357                                  360                                      260000                                20061101                           1625                                     260000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16674093                                                357                                  360                                      145860                                20061101                        1108.64                                  145586.12                                      90                  Republic MIC                                                1.00E+17                                                                                                                    8.375
16674122                                                358                                  360                                      431000                                20061201                        2759.74                                  430237.38                             68.95999908                  No MI                                                       1.00E+17                                                                                                                    6.625
16674166                                                358                                  360                                      198300                                20061201                        1280.69                                  198299.92                             79.98999786                  No MI                                                       1.00E+17                                                                                                                     7.75
16375358                                                354                                  360                                      324000                                20060801                         2227.5                                  323829.12                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16384150                                                355                                  360                                      191850                                20060901                        1219.05                                     191850                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    7.625
16672956                                                358                                  360                                       87500                                20061201                         634.44                                   87379.16                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16672963                                                358                                  360                                       80000                                20061201                         580.06                                   79889.52                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16672972                                                358                                  360                                       67600                                20061201                         490.15                                   67506.65                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16672977                                                359                                  360                                      562700                                20070101                        3696.54                                  562227.26                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16672997                                                358                                  480                                      113000                                20061201                         681.79                                  112907.42                             48.09000015                  No MI                                                       1.00E+17                                                                                                                     6.75
16672887                                                357                                  360                                       58000                                20061101                         415.52                                   57876.39                             69.95999908                  No MI                                                       1.00E+17                                                                                                                     7.75
16672917                                                358                                  360                                       90750                                20061201                         604.87                                      90730                                      75                  No MI                                                       1.00E+17                                                                                                                        8
16672931                                                358                                  360                                       92000                                20061201                         667.06                                   91872.96                             79.93000031                  No MI                                                       1.00E+17                                                                                                                    7.875
16672935                                                357                                  360                                       98000                                20061101                         643.79                                   97751.59                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16672936                                                358                                  360                                      191600                                20061201                        1490.25                                  191372.94                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16672945                                                358                                  360                                       91650                                20061201                         664.53                                   91523.43                             79.97000122                  No MI                                                       1.00E+17                                                                                                                    7.875
16672946                                                359                                  360                                      209600                                20070101                        1359.46                                  209419.54                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16672807                                                358                                  360                                     1150500                                20061201                        8044.46                                 1148429.97                                      65                  No MI                                                       1.00E+17                                                                                                                      7.5
16672795                                                357                                  360                                      207200                                20061101                        1431.08                                   206724.1                             76.45999908                  No MI                                                       1.00E+17                                                                                                                    7.375
16672746                                                358                                  360                                      122500                                20061201                         974.66                                  122362.14                                      70                  No MI                                                       1.00E+17                                                                                                                    8.875
16672575                                                358                                  360                                      204800                                20061201                        1467.21                                  204509.98                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16672600                                                358                                  360                                      151900                                20061201                        1010.59                                  151650.26                             79.94999695                  No MI                                                       1.00E+17                                                                                                                        7
16672666                                                357                                  360                                      168206                                20061101                        1219.61                                  167856.44                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16672690                                                358                                  360                                      664000                                20061201                        4251.66                                  662825.11                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16672516                                                358                                  360                                      376000                                20061201                        2428.33                                     376000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16672454                                                359                                  360                                      188500                                20070101                        1191.45                                  188329.59                                      65                  No MI                                                       1.00E+17                                                                                                                      6.5
16672457                                                359                                  360                                      192500                                20070101                        1248.55                                  192334.26                                      70                  No MI                                                       1.00E+17                                                                                                                     6.75
16672459                                                359                                  360                                      189000                                20070101                        1225.85                                  188837.28                                      70                  No MI                                                       1.00E+17                                                                                                                     6.75
16672351                                                358                                  360                                      101000                                20061201                         706.21                                  100849.61                             72.13999939                  No MI                                                       1.00E+17                                                                                                                      7.5
16672352                                                358                                  360                                      111000                                20061201                         776.13                                  110834.73                             73.51000214                  No MI                                                       1.00E+17                                                                                                                      7.5
16672358                                                358                                  360                                      516388                                20061201                        3119.84                                     516388                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16670959                                                357                                  360                                      128423                                20061101                         886.99                                  128101.93                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16670987                                                356                                  360                                       92800                                20061001                         672.86                                   92542.03                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16670711                                                357                                  360                                      753750                                20061101                         4547.3                                  752655.83                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16670568                                                358                                  360                                      135833                                20061201                         949.76                                  135630.77                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16670575                                                359                                  360                                      100000                                20070101                         632.07                                    99909.6                             21.73999977                  No MI                                                       1.00E+17                                                                                                                      6.5
16670596                                                358                                  480                                      173000                                20061201                        1219.15                                  172904.08                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16670610                                                358                                  360                                      118320                                20061201                         751.51                                     118270                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16670486                                                358                                  360                                      107200                                20061201                         704.23                                  107019.36                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16670533                                                358                                  360                                       65000                                20061201                         448.94                                   64900.78                             76.47000122                  No MI                                                       1.00E+17                                                                                                                    7.375
16670394                                                358                                  360                                      180000                                20061201                        1352.28                                  179769.65                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16670400                                                357                                  360                                      105500                                20061101                         728.66                                   105257.7                             79.98000336                  No MI                                                       1.00E+17                                                                                                                    7.375
16667469                                                358                                  360                                      164250                                20061201                         975.23                                     164250                                      90                  Republic MIC                                                1.00E+17                                                                                                                    7.125
16670296                                                359                                  360                                       39200                                20070101                         301.41                                   39176.26                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16670309                                                358                                  360                                      384000                                20061201                           2360                                     384000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16670343                                                358                                  480                                      312000                                20061201                        2082.06                                  311800.25                             79.19000244                  No MI                                                       1.00E+17                                                                                                                    7.625
16667461                                                358                                  360                                      154150                                20061201                         963.44                                     154150                             79.05000305                  No MI                                                       1.00E+17                                                                                                                      7.5
16667436                                                357                                  360                                       70000                                20061101                         550.69                                   69877.32                                     100                  PMI                                                         1.00E+17                                                                                                                     8.75
16667361                                                358                                  360                                      207280                                20061201                        1310.15                                  206904.22                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16667390                                                357                                  360                                      110800                                20061101                         774.73                                  110551.77                             79.98000336                  No MI                                                       1.00E+17                                                                                                                      7.5
16667409                                                357                                  360                                      162750                                20061101                        1137.97                                  162385.38                                      75                  No MI                                                       1.00E+17                                                                                                                      7.5
16667284                                                358                                  360                                       64600                                20061201                         543.19                                   64536.21                                      95                  PMI                                                         1.00E+17                                                                                                                      9.5
16667105                                                358                                  360                                       64000                                20061201                         469.61                                   63913.83                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16667112                                                359                                  360                                      154500                                20070101                        1133.67                                  154396.33                             89.83000183                  Republic MIC                                                1.00E+17                                                                                                                        8
16667113                                                358                                  360                                      242000                                20061201                        1796.84                                  241682.33                             71.18000031                  No MI                                                       1.00E+17                                                                                                                    8.125
16667118                                                358                                  480                                      244736                                20061201                         1498.7                                  244542.31                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16667133                                                358                                  360                                     1995000                                20061201                       13440.68                                 1991799.78                                      70                  No MI                                                       1.00E+17                                                                                                                    7.125
16667136                                                358                                  360                                       74800                                20061201                         581.79                                   74711.36                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16667140                                                358                                  360                                      310000                                20061201                        2098.96                                     310000                                     100                  PMI                                                         1.00E+17                                                                                                                    8.125
16667179                                                358                                  360                                       64000                                20061201                         469.61                                   63913.83                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16667199                                                358                                  360                                       66800                                20061201                         490.15                                   66710.06                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16667206                                                358                                  360                                       60000                                20061201                         394.16                                   59872.18                                      80                  No MI                                                                                                                                                                                   6.875
16652160                                                354                                  360                                      240423                                20060801                        1681.07                                  239332.23                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16666875                                                357                                  360                                       68500                                20061101                         455.73                                   68330.58                             64.01999664                  No MI                                                       1.00E+17                                                                                                                        7
16652183                                                353                                  360                                       74400                                20060701                         501.25                                   73827.13                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16666803                                                358                                  360                                       98400                                20061201                         765.35                                   98283.38                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16666751                                                358                                  360                                       95920                                20061201                         670.69                                   95777.18                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16666783                                                358                                  360                                      364000                                20061201                           2275                                     364000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16666784                                                358                                  360                                      296800                                20061201                        2100.73                                  251083.07                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16666789                                                358                                  360                                      200478                                20061201                        1399.17                                     200478                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16665779                                                358                                  360                                      347000                                20061201                         2204.9                                     347000                             78.86000061                  No MI                                                       1.00E+17                                                                                                                    7.625
16665784                                                357                                  360                                      316000                                20061101                        2128.95                                  315237.39                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16665787                                                358                                  360                                      184500                                20061201                        1369.91                                  184189.76                                      90                  PMI                                                         1.00E+17                                                                                                                    8.125
16665847                                                358                                  360                                       72000                                20061201                         466.99                                   71875.67                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665849                                                358                                  360                                       60000                                20061201                         389.16                                   59896.39                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665855                                                358                                  360                                       67500                                20061201                          437.8                                   67383.45                                      75                  No MI                                                       1.00E+17                                                                                                                     6.75
16665860                                                358                                  360                                       64000                                20061201                          415.1                                   63889.49                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665868                                                358                                  360                                       62400                                20061201                         404.73                                   62292.24                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665872                                                358                                  360                                       73600                                20061201                         477.37                                    73472.9                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665882                                                358                                  360                                       68000                                20061201                         441.05                                   67882.57                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665884                                                358                                  360                                       72000                                20061201                         466.99                                   71875.67                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665888                                                358                                  360                                       86400                                20061201                         560.39                                    86250.8                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665894                                                358                                  360                                       73600                                20061201                         477.37                                    73472.9                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665898                                                358                                  360                                       60000                                20061201                         389.16                                   59896.39                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665899                                                358                                  360                                       65600                                20061201                         425.48                                   65486.72                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665900                                                358                                  360                                       86400                                20061201                         560.39                                    86250.8                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16665912                                                359                                  360                                      784050                                20070101                        4246.94                                     784050                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16665499                                                358                                  360                                      448000                                20061201                        3018.26                                  447281.35                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16665532                                                358                                  360                                      152000                                20061201                        1075.85                                  151761.75                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16665567                                                357                                  480                                      331500                                20061101                        2000.13                                  331091.39                                      65                  No MI                                                       1.00E+17                                                                                                                     6.75
16665579                                                357                                  360                                       78400                                20061101                         457.33                                      78400                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16664434                                                358                                  480                                      343360                                20061201                        2040.88                                   343068.7                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16664455                                                357                                  360                                      950000                                20061101                        6161.68                                  947532.38                             67.86000061                  No MI                                                       1.00E+17                                                                                                                     6.75
16665456                                                358                                  360                                       68800                                20061201                         492.89                                   68702.57                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16665468                                                358                                  360                                       56720                                20061201                         396.59                                   56635.56                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16665473                                                358                                  360                                      232000                                20061201                        1353.33                                     232000                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16664378                                                358                                  360                                      184000                                20061201                        1334.13                                  183745.91                                      80                  No MI                                                                                                                                                                                   7.875
16664330                                                357                                  360                                       86250                                20061101                         610.47                                   86061.54                                      75                  No MI                                                       1.00E+17                                                                                                                    7.625
16664333                                                357                                  360                                      133200                                20061101                          943.5                                  133199.99                                      90                  PMI                                                         1.00E+17                                                                                                                      8.5
16664055                                                358                                  360                                      142400                                20061201                        1044.88                                  142208.27                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16664271                                                358                                  360                                      172550                                20061201                        1326.76                                  172293.55                             79.98999786                  No MI                                                       1.00E+17                                                                                                                      8.5
16664273                                                357                                  360                                      100044                                20061101                         699.52                                   99819.87                                      70                  No MI                                                       1.00E+17                                                                                                                      7.5
16664286                                                359                                  360                                      262400                                20070101                        1612.67                                     262400                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16663990                                                357                                  360                                       79200                                20061101                         533.59                                   78999.75                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16663961                                                358                                  360                                      288000                                20061201                        1989.14                                  287560.35                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16663902                                                357                                  360                                      222826                                20061101                        1369.45                                     222826                             79.58000183                  No MI                                                       1.00E+17                                                                                                                    7.375
16663890                                                357                                  360                                      440000                                20061101                        3305.57                                  439152.49                             67.69000244                  No MI                                                       1.00E+17                                                                                                                     8.25
16663864                                                358                                  360                                      119920                                20061201                         849.43                                     119920                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16663824                                                359                                  360                                      250440                                20070101                        1624.35                                  250224.38                             79.98999786                  No MI                                                       1.00E+17                                                                                                                     6.75
16681813                                                358                                  360                                      280000                                20061201                        1910.09                                  279561.83                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16350228                                                347                                  360                                      420800                                20060101                        2625.24                                  408810.65                             80.76999664                  No MI                                                       1.00E+17                                                                                                                    6.375
16591528                                                356                                  360                                      247200                                20061001                        1749.67                                  246477.47                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16562524                                                357                                  360                                      186000                                20061101                        1221.89                                  185528.52                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16595320                                                357                                  360                                      136800                                20061101                        1039.78                                  136543.13                                      90                  Republic MIC                                                1.00E+17                                                                                                                    8.375
16571946                                                357                                  360                                       80000                                20061101                         580.06                                   79833.73                             72.73000336                  No MI                                                       1.00E+17                                                                                                                    7.875
16663777                                                358                                  360                                      600000                                20061201                        4195.29                                  599106.64                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16663731                                                358                                  480                                      520000                                20061201                        3044.38                                  519543.34                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16772826                                                359                                  360                                       80655                                20070101                         591.82                                   80610.95                                      95                  Republic MIC                                                1.00E+17                                                                                                                        8
16713393                                                359                                  480                                      247020                                20070101                        1512.68                                  246922.54                             67.12999725                  No MI                                                       1.00E+17                                                                                                                    6.875
16691838                                                359                                  360                                      179550                                20070101                        1255.44                                  179416.75                                      95                  PMI                                                         1.00E+17                                                                                                                      7.5
16693205                                                359                                  360                                      132000                                20070101                            880                                     132000                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16700135                                                359                                  480                                      472000                                20070101                        3062.58                                  471838.25                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16709225                                                359                                  360                                       98000                                20070101                         643.79                                   97917.67                             76.55999756                  No MI                                                       1.00E+17                                                                                                                    6.875
16696144                                                359                                  360                                      880000                                20070101                        6456.51                                  879409.42                                      80                  No MI                                                       1.00E+17                                                                                                                    7.999
16696321                                                358                                  360                                      280000                                20061201                         1839.4                                  279528.19                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16696437                                                358                                  360                                       88000                                20061201                         638.06                                   87878.48                             70.40000153                  No MI                                                       1.00E+17                                                                                                                    7.875
16696461                                                358                                  360                                       95000                                20061201                         747.37                                   94890.28                                     100                  PMI                                                         1.00E+17                                                                                                                     8.75
16692197                                                355                                  360                                      339500                                20060901                        2090.36                                  337872.49                                      70                  No MI                                                       1.00E+17                                                                                                                     6.25
16692485                                                358                                  360                                      119000                                20061201                         811.79                                  118813.78                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16693912                                                358                                  360                                      840000                                20061201                        6608.28                                  839029.92                                      70                  No MI                                                       1.00E+17                                                                                                                     8.75
16688495                                                358                                  360                                      288000                                20061201                           2100                                     288000                                      80                  No MI                                                                                                                                                                                    8.75
16681283                                                358                                  360                                      443000                                20061201                        2800.06                                  442196.87                             52.11999893                  No MI                                                       1.00E+17                                                                                                                      6.5
16681501                                                358                                  360                                       71250                                20061201                         510.44                                   71149.11                                      75                  No MI                                                       1.00E+17                                                                                                                     7.75
16681796                                                358                                  360                                      356250                                20061201                        2152.34                                     356250                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16685908                                                358                                  360                                      110400                                20061201                         800.48                                  110247.54                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16655784                                                358                                  480                                      112450                                20061201                         688.61                                     112361                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16655836                                                357                                  360                                      255000                                20061101                        1761.22                                  254313.38                             88.84999847                  PMI                                                         1.00E+17                                                                                                                    7.375
16663577                                                358                                  360                                      198250                                20061201                        1318.96                                  197924.04                                      65                  No MI                                                       1.00E+17                                                                                                                        7
16663667                                                358                                  360                                      388000                                20061201                        2101.67                                     388000                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16680324                                                358                                  360                                       83000                                20061201                         587.47                                   82879.47                             83.83999634                  Mortgage Guaranty In                                        1.00E+17                                                                                                                    7.625
16610994                                                358                                  480                                      138300                                20061201                         910.11                                  138208.11                             83.81999969                  PMI                                                         1.00E+17                                                                                                                      7.5
16569853                                                358                                  360                                      197500                                20061201                        1364.08                                  197198.51                                      79                  No MI                                                       1.00E+17                                                                                                                    7.375
16638624                                                357                                  360                                      135000                                20061101                         978.84                                  134702.15                                      90                  PMI                                                         1.00E+17                                                                                                                    7.875
16610090                                                356                                  360                                      148000                                20061001                        1047.53                                  147567.45                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16612791                                                357                                  360                                       80000                                20061101                         573.13                                   79829.52                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16604398                                                356                                  360                                      528000                                20061001                           3355                                     528000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16603822                                                358                                  360                                      336000                                20061201                        2179.29                                  335419.79                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16599655                                                358                                  360                                      146000                                20061201                         971.34                                  145759.96                             64.88999939                  No MI                                                       1.00E+17                                                                                                                        7
16597371                                                357                                  360                                       74577                                20061101                         508.75                                    74401.4                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16574848                                                356                                  360                                      288000                                20061001                           1890                                     288000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16684774                                                358                                  360                                      416000                                20061201                        2426.67                                  415999.99                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16674372                                                358                                  480                                      357500                                20061201                        2189.23                                  357217.09                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16662675                                                357                                  360                                      131200                                20061101                         917.37                                  130906.06                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16662666                                                357                                  360                                      140640                                20061101                          966.9                                     140640                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16662668                                                357                                  360                                      113600                                20061101                         733.67                                     113600                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16662655                                                359                                  360                                       63450                                20070101                         370.12                                      63450                                      90                  Mortgage Guaranty In                                        1.00E+17                                                                                                                        7
16662634                                                358                                  360                                      146592                                20061201                        1000.02                                  146362.59                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16665549                                                358                                  360                                      118712                                20061201                         871.07                                  118552.15                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16665854                                                358                                  360                                      128000                                20061201                        1013.33                                     128000                                      80                  No MI                                                       1.00E+17                                                                                                                      9.5
16665876                                                358                                  360                                      128000                                20061201                        1013.33                                     128000                                      80                  No MI                                                       1.00E+17                                                                                                                      9.5
16665908                                                358                                  360                                      124000                                20061201                         981.67                                     124000                                      80                  No MI                                                       1.00E+17                                                                                                                      9.5
16665919                                                357                                  480                                      220000                                20061101                        1327.39                                  219728.81                             74.58000183                  No MI                                                       1.00E+17                                                                                                                     6.75
16670386                                                358                                  360                                      267200                                20061201                        1845.48                                  266792.13                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16670423                                                358                                  480                                      346000                                20061201                         2149.9                                  345735.52                                      80                  No MI                                                       1.00E+17                                                                                                                    6.999
16670948                                                357                                  360                                      100800                                20061101                         704.81                                  100574.16                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16664272                                                357                                  360                                       67027                                20061101                         453.83                                      67027                                      70                  No MI                                                       1.00E+17                                                                                                                    8.125
16656795                                                358                                  360                                      156000                                20061201                         926.25                                     156000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16656871                                                358                                  360                                      199200                                20061201                        1099.75                                     199200                             73.77999878                  No MI                                                       1.00E+17                                                                                                                    6.625
16662204                                                357                                  360                                      371700                                20061101                         2662.9                                  370907.89                             79.98000336                  No MI                                                       1.00E+17                                                                                                                     7.75
16662233                                                358                                  360                                      151200                                20061201                        1031.45                                  150963.39                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16697824                                                358                                  360                                      270000                                20061201                        1715.62                                  270000.01                                      90                  PMI                                                         1.00E+17                                                                                                                    7.625
16707721                                                358                                  360                                       86000                                20061201                         616.11                                   85878.22                             63.70000076                  No MI                                                       1.00E+17                                                                                                                     7.75
16611280                                                358                                  360                                      132720                                20061201                         801.84                                   132718.6                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16611320                                                357                                  360                                      168000                                20061101                           1015                                     168000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16611600                                                358                                  360                                     1500000                                20061201                        9853.93                                 1497472.42                             54.38000107                  No MI                                                                                                                                                                                   6.875
16611663                                                357                                  360                                      207920                                20061101                        1580.34                                  207529.57                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16609908                                                357                                  360                                      240000                                20061101                        1740.17                                  239501.24                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16609963                                                357                                  360                                       76850                                20061101                         524.25                                   76669.07                             79.98999786                  No MI                                                       1.00E+17                                                                                                                     7.25
16609718                                                358                                  360                                      127200                                20061201                         846.26                                  126990.86                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16610113                                                357                                  360                                      192000                                20061101                         1261.3                                  191513.33                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16610120                                                358                                  360                                      201300                                20061201                        1424.79                                  201007.68                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16652241                                                357                                  360                                       87255                                20061101                         544.36                                   87011.25                             62.65999985                  No MI                                                       1.00E+17                                                                                                                    6.375
16652232                                                357                                  360                                      241669                                20061101                        1607.83                                  241050.76                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16674050                                                357                                  360                                      214176                                20061101                        1406.98                                  213633.11                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16634529                                                356                                  360                                      120800                                20061001                         793.57                                  120286.73                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16606119                                                358                                  360                                      402500                                20061201                        2848.87                                  401915.51                                      70                  No MI                                                       1.00E+17                                                                                                                    7.625
16650432                                                357                                  480                                      319992                                20061101                        2076.27                                  319661.01                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16605660                                                357                                  360                                       49600                                20061101                         381.38                                   49509.22                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16605795                                                357                                  360                                      288750                                20061101                        1851.93                                     286750                                      75                  No MI                                                       1.00E+17                                                                                                                     7.75
16605903                                                358                                  360                                      211250                                20061201                        1370.16                                  210884.91                                      65                  No MI                                                       1.00E+17                                                                                                                     6.75
16604388                                                356                                  360                                      126000                                20061001                         796.41                                  125505.29                                      56                  No MI                                                       1.00E+17                                                                                                                      6.5
16604120                                                357                                  360                                      149400                                20061101                        1019.17                                  149048.25                             69.98000336                  No MI                                                       1.00E+17                                                                                                                     7.25
16652190                                                356                                  360                                      228200                                20061001                        1537.43                                   227463.5                             94.22000122                  Triad Guaranty                                              1.00E+17                                                                                                                    7.125
16564505                                                357                                  360                                      224000                                20061101                        1663.19                                  223557.45                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16646289                                                358                                  360                                      200000                                20061201                         1297.2                                  199646.78                             62.99000168                  No MI                                                       1.00E+17                                                                                                                     6.75
16606050                                                357                                  360                                      208000                                20061101                        1366.41                                  207472.76                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16387566                                                355                                  360                                      245175                                20060901                        1798.84                                  244331.22                                      75                  No MI                                                       1.00E+17                                                                                                                    7.999
16604067                                                357                                  360                                      128000                                20061101                         873.19                                  127698.62                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16603958                                                358                                  360                                       37500                                20061201                         298.37                                   37457.79                                      75                  No MI                                                       1.00E+17                                                                                                                    8.875
16599383                                                357                                  360                                      148000                                20061101                         1022.2                                  147559.45                             94.87999725                  United Guaranty                                             1.00E+17                                                                                                                    7.375
16599634                                                357                                  360                                      268800                                20061101                        1810.96                                  268059.94                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16597418                                                358                                  360                                      109600                                20061201                         794.68                                  109448.64                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16597714                                                358                                  360                                      150750                                20061201                        1028.38                                  150514.09                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16595338                                                358                                  360                                      130300                                20061201                         922.26                                  130110.78                             79.68000031                  No MI                                                       1.00E+17                                                                                                                    7.625
16596525                                                357                                  360                                      140472                                20061101                         899.46                                  140098.13                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16591255                                                357                                  360                                      154079                                20061101                        1011.14                                  154078.99                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16591298                                                357                                  360                                      161000                                20061101                        1039.79                                  160999.99                                      70                  No MI                                                       1.00E+17                                                                                                                     7.75
16591507                                                356                                  360                                      131400                                20061001                         975.64                                  131052.69                                      90                  PMI                                                         1.00E+17                                                                                                                    8.125
16594883                                                357                                  360                                      336000                                20061101                           2135                                     336000                                   79.25                  No MI                                                       1.00E+17                                                                                                                    7.625
16585625                                                357                                  360                                      308000                                20061101                        2127.28                                  307292.59                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16585637                                                356                                  360                                       56950                                20061001                            408                                   56787.64                             69.44999695                  No MI                                                       1.00E+17                                                                                                                     7.75
16585812                                                357                                  360                                      219200                                20061101                        1570.38                                  218732.86                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16571944                                                358                                  360                                      124700                                20061201                         829.63                                  124494.98                             79.94000244                  No MI                                                       1.00E+17                                                                                                                        7
16572039                                                356                                  360                                       86500                                20061001                         604.82                                    86240.8                             79.98000336                  No MI                                                       1.00E+17                                                                                                                      7.5
16574899                                                357                                  360                                      430000                                20061101                        2866.67                                     430000                             89.58000183                  PMI                                                         1.00E+17                                                                                                                        8
16570328                                                357                                  360                                      331500                                20061101                        2346.34                                  330775.62                                      85                  Mortgage Guaranty In                                        1.00E+17                                                                                                                    7.625
16570491                                                356                                  360                                      292500                                20061001                        2163.28                                     292500                                      75                  No MI                                                       1.00E+17                                                                                                                    8.875
16571514                                                356                                  360                                      382400                                20061001                        2469.67                                     382400                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16568797                                                357                                  360                                       55500                                20061101                         369.24                                   55362.73                                      75                  No MI                                                       1.00E+17                                                                                                                        7
16568852                                                356                                  360                                      264000                                20061001                        1594.94                                  263989.97                                   44.75                  No MI                                                       1.00E+17                                                                                                                     7.25
16567772                                                357                                  360                                       33750                                20061101                         271.56                                   33694.29                                      75                  No MI                                                       1.00E+17                                                                                                                        9
16567674                                                358                                  360                                      166400                                20061201                        1135.14                                   166139.6                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16567354                                                357                                  360                                      680000                                20061101                        4467.12                                  678276.31                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16564767                                                357                                  360                                       56000                                20061101                         445.56                                   55905.12                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16564927                                                356                                  360                                      780000                                20061001                        5768.75                                     780000                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16562519                                                358                                  360                                     1000000                                20061201                        6485.98                                   998273.2                                    62.5                  No MI                                                       1.00E+17                                                                                                                     6.75
16563093                                                358                                  360                                      326250                                20061201                        2393.91                                  325810.72                                      75                  No MI                                                       1.00E+17                                                                                                                        8
16549765                                                356                                  360                                      197600                                20061001                        1364.77                                  196993.02                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16546209                                                356                                  360                                       92000                                20061001                         680.42                                      92000                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16546213                                                357                                  360                                      320000                                20061101                        2102.17                                  319188.85                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16544133                                                356                                  360                                      159550                                20061001                        1101.97                                  159059.86                             79.98000336                  No MI                                                       1.00E+17                                                                                                                    7.375
16544149                                                358                                  360                                       94950                                20061201                          655.8                                   94805.05                             79.12999725                  No MI                                                       1.00E+17                                                                                                                    7.375
16543940                                                358                                  360                                       54000                                20061201                         396.23                                    53927.3                                      90                  Mortgage Guaranty In                                        1.00E+17                                                                                                                        8
16540363                                                358                                  360                                      151100                                20061201                         960.11                                     151100                             74.98999786                  No MI                                                       1.00E+17                                                                                                                    7.625
16540399                                                356                                  360                                      284000                                20061001                           1775                                     284000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16540430                                                356                                  360                                      192000                                20061001                         1326.1                                  191410.19                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16638610                                                357                                  360                                       78750                                20061101                         543.91                                   78568.84                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16663746                                                357                                  360                                      239920                                20061101                        1677.56                                  239382.48                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16674269                                                358                                  360                                      112500                                20061201                         786.62                                  112332.49                                      90                  United Guaranty                                             1.00E+17                                                                                                                      7.5
16681649                                                359                                  360                                      158000                                20070101                        1131.93                                  157888.49                             74.69999695                  No MI                                                       1.00E+17                                                                                                                     7.75
16419499                                                356                                  360                                      225500                                20061001                        1221.45                                  225499.21                             60.13000107                  No MI                                                       1.00E+17                                                                                                                      6.5
16407393                                                356                                  360                                      159250                                20061001                         1099.9                                  158760.78                                      65                  No MI                                                                                                                                                                                   7.375
16419087                                                358                                  360                                      212000                                20061201                        1375.03                                  211633.92                             36.86999893                  No MI                                                       1.00E+17                                                                                                                     6.75
16419338                                                357                                  360                                      892000                                20061101                        6467.62                                  890146.28                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16406827                                                355                                  360                                      137930                                20060901                         940.93                                  137385.45                             64.15000153                  No MI                                                       1.00E+17                                                                                                                     7.25
16407046                                                358                                  360                                      169400                                20061201                         952.87                                  169398.95                                      70                  No MI                                                                                                                                                                                    6.75
16803559                                                359                                  480                                      233275                                20070101                        1365.72                                  233172.85                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16662214                                                358                                  480                                      200000                                20061201                        1206.71                                  199836.12                                    56.5                  No MI                                                       1.00E+17                                                                                                                     6.75
16713751                                                359                                  360                                      361000                                20070101                        2341.44                                  360689.19                             88.05000305                  GE Capital MI                                               1.00E+17                                                                                                                     6.75
16714133                                                359                                  360                                      390000                                20070101                        2562.02                                  389672.36                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16728467                                                359                                  360                                      109900                                20070101                         904.12                                  109843.03                                     100                  PMI                                                         1.00E+17                                                                                                                     9.25
16729835                                                359                                  360                                       93750                                20070101                         720.86                                    93693.2                                      75                  No MI                                                       1.00E+17                                                                                                                      8.5
16646317                                                358                                  360                                      153750                                20061201                         912.89                                     153750                                      75                  No MI                                                       1.00E+17                                                                                                                    7.125
16649057                                                357                                  360                                       45783                                20061101                         320.12                                   45680.43                             79.23000336                  No MI                                                       1.00E+17                                                                                                                      7.5
16658970                                                357                                  360                                       56525                                20061101                         480.46                                    56443.1                                      95                  PMI                                                         1.00E+17                                                                                                                    9.625
16666810                                                358                                  360                                       93100                                20061201                         699.43                                   92980.85                                      70                  No MI                                                       1.00E+17                                                                                                                     8.25
16676886                                                358                                  360                                       99750                                20061201                         663.64                                   99585.99                                      75                  No MI                                                       1.00E+17                                                                                                                        7
16594836                                                357                                  360                                       88000                                20061101                         668.86                                   87772.78                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16692160                                                355                                  360                                      167072                                20060901                        1269.87                                  166545.46                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16696358                                                358                                  360                                       76792                                20061201                         624.81                                   76709.95                                      80                  No MI                                                       1.00E+17                                                                                                                    9.125
16697589                                                358                                  360                                       87450                                20061201                         611.46                                   87311.47                             77.73000336                  No MI                                                       1.00E+17                                                                                                                      7.5
16674173                                                358                                  360                                       68000                                20061201                          528.9                                   67919.41                             79.06999969                  No MI                                                                                                                                                                                   8.625
16665513                                                358                                  360                                     1495000                                20061201                        9499.48                                    1495000                                      65                  No MI                                                       1.00E+17                                                                                                                    7.625
16646631                                                356                                  360                                      650000                                20061001                         4062.5                                     650000                             70.91000366                  No MI                                                       1.00E+17                                                                                                                      7.5
16692096                                                357                                  360                                       59792                                20061101                         438.73                                   59670.84                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16662136                                                358                                  360                                      150162                                20061201                        1110.57                                  150162.01                                      75                  No MI                                                       1.00E+17                                                                                                                    8.875
16662089                                                358                                  360                                       89600                                20061201                         704.88                                   89496.53                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16662101                                                356                                  360                                      520500                                20061001                        3684.07                                  518978.69                             94.98000336                  PMI                                                         1.00E+17                                                                                                                    7.625
16405586                                                356                                  360                                      108416                                20061001                         752.11                                  107765.46                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16402294                                                357                                  360                                      116000                                20061101                         871.47                                  115776.56                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16404072                                                355                                  360                                       89700                                20060901                         619.54                                   89344.35                                      65                  No MI                                                       1.00E+17                                                                                                                    7.375
16730002                                                359                                  360                                      246087                                20070101                           1763                                  245913.31                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16730034                                                359                                  360                                      364000                                20070101                         2421.7                                  363701.63                             57.77999878                  No MI                                                       1.00E+17                                                                                                                        7
16729547                                                359                                  360                                       80000                                20070101                         505.65                                   79927.68                             45.70999908                  No MI                                                       1.00E+17                                                                                                                      6.5
16731461                                                359                                  360                                      600000                                20070101                        3941.57                                  599495.93                             65.22000122                  No MI                                                       1.00E+17                                                                                                                    6.875
16731469                                                359                                  360                                      122625                                20070101                         805.56                                  122521.98                                      75                  No MI                                                       1.00E+17                                                                                                                    6.875
16731490                                                359                                  360                                      264000                                20070101                         1512.5                                     264000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16729554                                                359                                  480                                      184000                                20070101                        1093.67                                  183922.16                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16729555                                                359                                  360                                       44000                                20070101                         346.15                                   43974.68                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16729556                                                359                                  360                                      900000                                20070101                           5625                                     900000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16729598                                                359                                  360                                      154400                                20070101                           1158                                     154400                                      80                  No MI                                                       1.00E+17                                                                                                                        9
16729669                                                359                                  360                                      360000                                20070101                        2245.93                                  359666.56                                      75                  No MI                                                       1.00E+17                                                                                                                    6.375
16729807                                                359                                  360                                      314400                                20070101                           1703                                     314400                             35.93000031                  No MI                                                       1.00E+17                                                                                                                      6.5
16729837                                                359                                  360                                      324500                                20070101                        2296.79                                  324265.14                             79.15000153                  No MI                                                       1.00E+17                                                                                                                    7.625
16729841                                                359                                  360                                      161000                                20070101                        1111.99                                  160877.49                             73.18000031                  No MI                                                       1.00E+17                                                                                                                    7.375
16729846                                                358                                  360                                      102263                                20061201                         723.81                                  102114.51                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16731498                                                359                                  360                                      150000                                20070101                          948.1                                   149864.4                                      60                  No MI                                                       1.00E+17                                                                                                                      6.5
16731535                                                357                                  360                                      440000                                20061101                        2841.67                                     440000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16731547                                                359                                  360                                      144000                                20070101                         910.18                                  143869.82                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16731561                                                358                                  360                                      640800                                20061201                           4005                                     640800                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16731616                                                359                                  480                                      192000                                20070101                        1210.62                                  191929.38                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16729934                                                359                                  360                                      164400                                20070101                        1107.59                                  164268.53                             69.98999786                  No MI                                                       1.00E+17                                                                                                                    7.125
16729952                                                359                                  360                                      178000                                20070101                        1290.62                                  177877.51                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16400393                                                356                                  360                                      319000                                20061001                        2257.86                                  318067.61                             74.19000244                  No MI                                                       1.00E+17                                                                                                                    7.625
16728746                                                359                                  360                                      368000                                20070101                        2700.25                                  367753.08                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16728754                                                359                                  360                                      152000                                20070101                        1062.81                                  151887.19                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16728762                                                359                                  360                                      409600                                20070101                        2261.33                                     409600                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16728776                                                359                                  360                                      360000                                20070101                        2305.12                                  359682.38                                      60                  No MI                                                       1.00E+17                                                                                                                    6.625
16728781                                                359                                  360                                      312000                                20070101                        1997.77                                  311724.73                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16728787                                                359                                  360                                      625000                                20070101                        4370.09                                  624536.16                             63.13000107                  No MI                                                       1.00E+17                                                                                                                      7.5
16728818                                                359                                  360                                      209456                                20070101                        1265.46                                  209455.99                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16728893                                                359                                  360                                      113000                                20070101                         714.24                                  112897.84                             35.86999893                  No MI                                                       1.00E+17                                                                                                                      6.5
16728906                                                359                                  360                                      440000                                20070101                        2817.37                                   439611.8                             64.70999908                  No MI                                                       1.00E+17                                                                                                                    6.625
16728908                                                359                                  360                                      205000                                20070101                        1312.64                                  204819.13                             62.11999893                  No MI                                                       1.00E+17                                                                                                                    6.625
16729396                                                359                                  360                                      108000                                20070101                         773.73                                  107923.77                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16729433                                                359                                  360                                      223200                                20070101                        1657.25                                     223054                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16729452                                                360                                  360                                      215000                                20070201                        1358.95                                     215000                             41.34999847                  No MI                                                       1.00E+17                                                                                                                      6.5
16728293                                                358                                  360                                       66000                                20061201                         507.48                                   65919.76                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16728302                                                358                                  360                                      193200                                20061201                        1334.38                                  192905.08                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16728523                                                358                                  360                                       44900                                20061201                         321.67                                   44836.41                             72.41999817                  No MI                                                       1.00E+17                                                                                                                     7.75
16728594                                                359                                  360                                       73500                                20070101                         532.93                                   73449.41                             78.19000244                  No MI                                                       1.00E+17                                                                                                                    7.875
16728394                                                359                                  360                                       87344                                20070101                         473.11                                      87344                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16728427                                                359                                  480                                      179200                                20070101                        1330.77                                  179157.23                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16728643                                                359                                  360                                      136000                                20070101                         893.42                                  135885.75                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16728699                                                359                                  360                                      112500                                20070101                         777.01                                   112414.4                                      90                  PMI                                                         1.00E+17                                                                                                                    7.375
16722842                                                359                                  360                                      389090                                20070101                        2654.28                                  388786.47                             94.90000153                  PMI                                                         1.00E+17                                                                                                                     7.25
16728028                                                359                                  480                                       89600                                20070101                         548.69                                   89564.64                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16727948                                                359                                  360                                      240000                                20070101                        1556.64                                  239793.36                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16721623                                                359                                  360                                      338320                                20070101                        2184.98                                     338320                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16721514                                                359                                  360                                      517000                                20070101                        3353.25                                  516554.87                             46.97999954                  No MI                                                       1.00E+17                                                                                                                     6.75
16728287                                                358                                  360                                      260378                                20061201                        1842.94                                   259999.9                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16721572                                                359                                  360                                       84000                                20070101                          623.7                                   83945.05                                      70                  No MI                                                       1.00E+17                                                                                                                    8.125
16717901                                                359                                  480                                      292000                                20070101                        1709.53                                  291872.14                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16717903                                                359                                  360                                      155000                                20070101                         979.71                                  154859.87                             28.96999931                  No MI                                                                                                                                                                                     6.5
16717897                                                359                                  360                                      207000                                20070101                        1359.84                                   206826.1                             37.63999939                  No MI                                                                                                                                                                                   6.875
16718005                                                359                                  360                                      272993                                20070101                        1862.29                                  272780.03                                      65                  No MI                                                       1.00E+17                                                                                                                     7.25
16709317                                                359                                  480                                       80000                                20070101                         556.25                                   79977.08                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16709332                                                359                                  480                                       64000                                20070101                          463.1                                   63983.56                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16706280                                                359                                  480                                      311920                                20070101                         2023.9                                  311813.11                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16706306                                                358                                  360                                      337000                                20061201                        2298.93                                  336472.62                             79.29000092                  No MI                                                       1.00E+17                                                                                                                     7.25
16706329                                                359                                  360                                       58500                                20070101                         404.04                                   58455.48                                      90                  Radian Guaranty                                             1.00E+17                                                                                                                    7.375
16723960                                                359                                  360                                      350000                                20070101                        2296.88                                     350000                             63.86999893                  No MI                                                                                                                                                                                   7.875
16728228                                                358                                  360                                       52000                                20061201                         372.53                                   51926.37                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16710509                                                359                                  360                                      112100                                20070101                         747.33                                     112100                                      95                  PMI                                                         1.00E+17                                                                                                                        8
16713385                                                359                                  480                                       64000                                20070101                          463.1                                   63983.56                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16713357                                                359                                  480                                      258700                                20070101                         1491.6                                  258582.74                             62.63999939                  No MI                                                       1.00E+17                                                                                                                    6.375
16714554                                                359                                  360                                       95538                                20070101                         777.33                                   95487.16                                      75                  No MI                                                       1.00E+17                                                                                                                    9.125
16709217                                                359                                  480                                      112000                                20070101                         768.26                                  111966.74                             94.91999817                  PMI                                                         1.00E+17                                                                                                                    7.875
16709219                                                359                                  360                                      303200                                20070101                        1800.25                                     303200                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16709268                                                359                                  360                                      132000                                20070101                         968.57                                  131911.43                                     100                  PMI                                                         1.00E+17                                                                                                                        8
16728251                                                359                                  360                                      134400                                20070101                         939.74                                  134300.26                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16709303                                                359                                  480                                       80000                                20070101                         556.25                                   79977.08                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16709312                                                359                                  480                                       76000                                20070101                         528.44                                   75978.23                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16697316                                                359                                  360                                      160000                                20070101                        1132.47                                   159884.2                             72.73000336                  No MI                                                       1.00E+17                                                                                                                    7.625
16700045                                                358                                  360                                      315000                                20061201                         2256.7                                  314553.91                                     100                  PMI                                                         1.00E+17                                                                                                                     7.75
16697200                                                359                                  480                                      152000                                20070101                          972.3                                  151946.03                             63.59999847                  No MI                                                       1.00E+17                                                                                                                     7.25
16723895                                                359                                  360                                      260000                                20070101                        2186.22                                  259872.11                                     100                  PMI                                                         1.00E+17                                                                                                                      9.5
16693108                                                359                                  360                                      493000                                20070101                        3238.66                                  492585.82                             63.61000061                  No MI                                                       1.00E+17                                                                                                                    6.875
16687850                                                358                                  360                                      452000                                20061201                        3199.23                                     451211                             82.18000031                  PMI                                                         1.00E+17                                                                                                                    7.625
16688004                                                358                                  480                                      290000                                20061201                        1723.72                                  289753.96                                     100                  PMI                                                         1.00E+17                                                                                                                    6.625
16692007                                                358                                  480                                      134300                                20061201                         883.79                                   134210.9                                      85                  Republic MIC                                                1.00E+17                                                                                                                      7.5
16693094                                                359                                  360                                       75000                                20070101                         505.29                                   74940.02                             78.94999695                  No MI                                                       1.00E+17                                                                                                                    7.125
16693172                                                359                                  360                                      140000                                20070101                         860.42                                     140000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16687912                                                358                                  360                                      180000                                20061201                        1243.22                                  179725.22                             64.29000092                  No MI                                                       1.00E+17                                                                                                                    7.375
16685632                                                358                                  360                                      114400                                20061201                         809.72                                  114233.87                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16685501                                                359                                  360                                      410800                                20070101                        2596.54                                  410428.63                                      65                  No MI                                                       1.00E+17                                                                                                                      6.5
16685502                                                359                                  360                                      410800                                20070101                        2562.86                                  410419.52                                      65                  No MI                                                       1.00E+17                                                                                                                    6.375
16685293                                                359                                  360                                      207500                                20070101                        1397.97                                  207334.06                             93.47000122                  PMI                                                         1.00E+17                                                                                                                    7.125
16683797                                                359                                  360                                      160000                                20070101                        1132.47                                   159884.2                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16685303                                                358                                  360                                      136500                                20061201                         851.58                                  136246.47                             82.73000336                  PMI                                                         1.00E+17                                                                                                                    6.375
16685498                                                359                                  480                                      160000                                20070101                        1082.59                                  159950.73                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16681015                                                359                                  360                                       69350                                20070101                         576.82                                   69314.98                                      95                  PMI                                                         1.00E+17                                                                                                                    9.375
16681031                                                359                                  360                                      200000                                20070101                        1415.59                                  199855.24                             79.68000031                  No MI                                                       1.00E+17                                                                                                                    7.625
16723837                                                355                                  360                                       52000                                20060901                         363.59                                   51804.63                             43.36999893                  No MI                                                       1.00E+17                                                                                                                      7.5
16723740                                                359                                  480                                      257260                                20070101                        1812.93                                  257188.93                                     100                  PMI                                                         1.00E+17                                                                                                                    8.125
16679160                                                358                                  360                                      108800                                20061201                         742.21                                  108629.73                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16679124                                                359                                  360                                      302000                                20070101                        2163.56                                  301786.85                                     100                  PMI                                                         1.00E+17                                                                                                                     7.75
16679085                                                358                                  480                                      130800                                20061201                         983.84                                   130739.6                             90.83000183                  PMI                                                         1.00E+17                                                                                                                     8.75
16676386                                                358                                  480                                      164720                                20061201                        1023.62                                  164594.11                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16676353                                                358                                  480                                      417000                                20061201                        2591.37                                  416681.33                             52.13000107                  No MI                                                       1.00E+17                                                                                                                        7
16675085                                                358                                  360                                      123750                                20061201                         875.89                                  123570.29                                      75                  No MI                                                       1.00E+17                                                                                                                    7.625
16671432                                                358                                  360                                       73080                                20061201                         510.99                                   72971.17                                      84                  PMI                                                         1.00E+17                                                                                                                      7.5
16671314                                                359                                  360                                       80100                                20070101                          644.5                                   80056.25                                      90                  Republic MIC                                                1.00E+17                                                                                                                        9
16671482                                                358                                  360                                      105600                                20061201                         729.35                                   105438.5                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16671483                                                358                                  360                                      223000                                20061201                         1597.6                                  222566.37                                     100                  PMI                                                         1.00E+17                                                                                                                     7.75
16674891                                                358                                  360                                      442000                                20061201                        2578.33                                     442000                                      65                  No MI                                                       1.00E+17                                                                                                                        7
16674973                                                358                                  360                                      148800                                20061201                        1091.84                                  148599.63                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16674986                                                358                                  480                                      320000                                20061201                        2165.18                                  319802.33                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16675039                                                358                                  360                                       99350                                20061201                         620.94                                      99350                             74.98000336                  No MI                                                       1.00E+17                                                                                                                      7.5
16652235                                                357                                  360                                      176236                                20061101                        1119.83                                  176235.99                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16652249                                                357                                  360                                      249600                                20061101                           1430                                     249600                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16652256                                                357                                  360                                      100210                                20061101                         593.91                                  100026.88                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16652257                                                357                                  360                                      132000                                20061101                          742.5                                     132000                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16652259                                                357                                  360                                      118040                                20061101                         785.32                                  117748.02                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16652214                                                357                                  360                                      296000                                20061101                        1919.85                                  295231.12                             59.59999847                  No MI                                                       1.00E+17                                                                                                                     6.75
16644794                                                356                                  360                                      300000                                20061001                        1718.75                                     300000                             70.58999634                  No MI                                                       1.00E+17                                                                                                                    6.875
16644799                                                356                                  360                                       80000                                20061001                         440.29                                      79750                             38.09999847                  No MI                                                       1.00E+17                                                                                                                    6.625
16644800                                                357                                  360                                      305000                                20061101                         1747.4                                     305000                             67.77999878                  No MI                                                       1.00E+17                                                                                                                    6.875
16644807                                                356                                  360                                      331500                                20061001                        1968.28                                     331500                             63.13999939                  No MI                                                       1.00E+17                                                                                                                    7.125
16644815                                                357                                  360                                      128000                                20061101                         928.09                                  127733.99                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16644823                                                356                                  360                                      412000                                20061001                        2360.42                                     412000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16652152                                                353                                  360                                      449000                                20060701                        2837.99                                  446112.05                             79.95999908                  No MI                                                       1.00E+17                                                                                                                      6.5
16652156                                                352                                  360                                      176370                                20060601                        1157.43                                     176370                                      75                  No MI                                                       1.00E+17                                                                                                                    7.875
16652175                                                357                                  360                                      146195                                20061101                         883.26                                  146194.99                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16652196                                                354                                  360                                      200000                                20060801                           1250                                     200000                             75.47000122                  No MI                                                       1.00E+17                                                                                                                      7.5
16652199                                                357                                  360                                      148000                                20061101                         878.75                                     148000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16723660                                                359                                  360                                      250000                                20070101                        1848.96                                     250000                                     100                  PMI                                                         1.00E+17                                                                                                                    8.875
16723650                                                359                                  360                                      253923                                20070101                        1584.15                                  253687.82                                   71.75                  No MI                                                       1.00E+17                                                                                                                    6.375
16723551                                                359                                  360                                      215184                                20070101                        1692.85                                   215060.2                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16722043                                                359                                  480                                      227500                                20070101                        1393.15                                  227410.24                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16722050                                                359                                  360                                      184000                                20070101                        1239.64                                  183852.86                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16722058                                                359                                  360                                      104800                                20070101                         688.46                                  104711.96                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16722107                                                358                                  360                                      142300                                20061201                        1069.05                                  142086.74                             79.98999786                  No MI                                                       1.00E+17                                                                                                                     8.25
16722127                                                356                                  360                                      163508                                20061001                        1158.18                                     163508                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16722160                                                359                                  360                                       95000                                20070101                         692.71                                      95000                                     100                  PMI                                                         1.00E+17                                                                                                                     8.75
16722166                                                359                                  360                                      159650                                20070101                        1130.85                                     159650                                     100                  PMI                                                         1.00E+17                                                                                                                      8.5
16722334                                                359                                  360                                      116755                                20070101                         918.51                                  116687.83                             90.86000061                  PMI                                                         1.00E+17                                                                                                                     8.75
16723057                                                358                                  360                                       74000                                20061201                         493.33                                      74000                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16723060                                                359                                  360                                      161990                                20070101                         1362.1                                  161910.32                                     100                  PMI                                                                                                                                                                                       9.5
16723090                                                359                                  360                                      175000                                20070101                        1403.65                                     175000                                     100                  PMI                                                         1.00E+17                                                                                                                    9.625
16723096                                                359                                  480                                      208000                                20070101                        1254.98                                  207915.02                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16723148                                                359                                  360                                      258768                                20070101                        1876.25                                  258589.92                                      90                  PMI                                                         1.00E+17                                                                                                                    7.875
16723269                                                359                                  360                                      170000                                20070101                        1116.78                                  169857.18                             68.83000183                  No MI                                                       1.00E+17                                                                                                                    6.875
16723304                                                359                                  360                                       67500                                20070101                         443.43                                   67443.29                                      90                  Republic MIC                                                1.00E+17                                                                                                                    6.875
16723395                                                359                                  360                                      320000                                20070101                        2102.17                                  319731.16                             53.33000183                  No MI                                                       1.00E+17                                                                                                                    6.875
16723458                                                359                                  360                                       57600                                20070101                         417.64                                   57560.36                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16723483                                                359                                  360                                      126000                                20070101                         905.63                                     126000                                     100                  PMI                                                         1.00E+17                                                                                                                    8.625
16721938                                                359                                  360                                      186990                                20070101                        1421.26                                  186873.77                                     100                  PMI                                                         1.00E+17                                                                                                                    8.375
16721950                                                359                                  360                                       70500                                20070101                         625.21                                   70469.63                                     100                  PMI                                                         1.00E+17                                                                                                                   10.125
16723523                                                358                                  360                                      278750                                20061201                        1925.26                                  278324.48                             89.91999817                  GE Capital MI                                               1.00E+17                                                                                                                    7.375
16601189                                                357                                  360                                       66700                                20061101                         443.76                                   66535.01                             77.55999756                  No MI                                                       1.00E+17                                                                                                                        7
16600869                                                357                                  360                                      232800                                20061101                         1503.5                                     232800                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16715039                                                357                                  360                                      103120                                20061101                         794.88                                     103120                                      80                  No MI                                                       1.00E+17                                                                                                                     9.25
16595205                                                358                                  360                                       90000                                20061201                         598.77                                   89852.03                             78.94999695                  No MI                                                       1.00E+17                                                                                                                        7
16709689                                                358                                  360                                       77600                                20061201                         555.94                                   77358.52                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16646110                                                358                                  360                                      114400                                20061201                         879.64                                  114260.89                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16650594                                                357                                  360                                      253088                                20061101                        1476.35                                     253088                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16662179                                                358                                  360                                      148720                                20061201                          929.5                                     148720                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16673070                                                358                                  360                                      124300                                20061201                         955.76                                  124148.86                             79.97000122                  No MI                                                       1.00E+17                                                                                                                      8.5
16564543                                                357                                  360                                       88000                                20061101                         668.86                                   87834.76                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16680381                                                358                                  480                                       85000                                20061201                         520.52                                   84932.73                                    42.5                  No MI                                                       1.00E+17                                                                                                                    6.875
16672383                                                358                                  360                                      276800                                20061201                        1911.79                                  276377.46                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16656363                                                358                                  360                                       85500                                20061201                         525.47                                   85499.97                                      90                  PMI                                                         1.00E+17                                                                                                                    7.375
16650257                                                357                                  360                                      145600                                20061101                         879.67                                     145600                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16648773                                                358                                  360                                      102400                                20061201                         842.42                                  102293.41                                      80                  No MI                                                       1.00E+17                                                                                                                     9.25
16650274                                                357                                  360                                      132800                                20061101                         939.95                                  132509.81                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16713747                                                358                                  360                                      162500                                20061201                         914.06                                     162500                             63.72999954                  No MI                                                       1.00E+17                                                                                                                     6.75
16664024                                                358                                  360                                      500000                                20061201                        3284.64                                  499157.48                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16706484                                                358                                  360                                      380000                                20061201                        2533.33                                     380000                                     100                  PMI                                                         1.00E+17                                                                                                                        8
16680078                                                358                                  360                                       94250                                20061201                         675.22                                   94116.53                                      65                  No MI                                                       1.00E+17                                                                                                                     7.75
16650233                                                358                                  360                                      224000                                20061201                        1585.46                                  223674.71                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16666572                                                358                                  360                                      339200                                20061201                        2084.67                                     339200                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16666544                                                359                                  360                                      133100                                20070101                         874.37                                  132988.17                             63.38000107                  No MI                                                       1.00E+17                                                                                                                    6.875
16669995                                                359                                  360                                      212400                                20070101                        1558.52                                  212257.48                                      90                  PMI                                                         1.00E+17                                                                                                                        8
16670195                                                359                                  360                                      320000                                20070101                           1900                                     320000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16670212                                                358                                  480                                      216650                                20061201                        1326.71                                  216478.53                             78.77999878                  No MI                                                       1.00E+17                                                                                                                    6.875
16670081                                                358                                  480                                      177600                                20061201                        1168.73                                  177482.17                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16670114                                                358                                  360                                       92000                                20061201                         675.06                                   91876.12                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16670141                                                358                                  360                                       63750                                20061201                         501.52                                   63676.36                                      85                  PMI                                                         1.00E+17                                                                                                                     8.75
16543970                                                356                                  360                                      800000                                20061001                         5525.4                                  797542.53                             65.33000183                  No MI                                                       1.00E+17                                                                                                                    7.375
16545315                                                356                                  360                                      132068                                20061001                         934.77                                  131681.99                             79.87999725                  No MI                                                       1.00E+17                                                                                                                    7.625
16545332                                                356                                  360                                       99882                                20061001                         706.96                                   99590.07                             75.98000336                  No MI                                                       1.00E+17                                                                                                                    7.625
16551785                                                355                                  360                                       64000                                20060901                         503.49                                   63813.19                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16567415                                                356                                  360                                      243120                                20061001                        1762.79                                  242444.13                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16586023                                                357                                  360                                      202300                                20061101                        1496.18                                     202300                                      70                  No MI                                                       1.00E+17                                                                                                                    8.875
16651364                                                357                                  360                                       73500                                20061101                          584.8                                   72785.52                             78.19000244                  No MI                                                                                                                                                                                   8.875
16651501                                                357                                  360                                      452000                                20061101                        3295.79                                  451994.65                                     100                  No MI                                                       1.00E+17                                                                                                                     8.75
16651667                                                358                                  360                                      536000                                20061201                        3611.13                                   535140.2                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16651672                                                357                                  360                                      113500                                20061101                         745.61                                   113212.3                             94.58000183                  United Guaranty                                             1.00E+17                                                                                                                    6.875
16654252                                                357                                  360                                      157500                                20061101                        1082.81                                     157500                                      70                  No MI                                                       1.00E+17                                                                                                                     8.25
16654361                                                358                                  360                                      333000                                20061201                        2328.38                                   332504.2                                      74                  No MI                                                       1.00E+17                                                                                                                      7.5
16654429                                                358                                  360                                      190000                                20061201                        1248.16                                  189679.85                             59.38000107                  No MI                                                       1.00E+17                                                                                                                    6.875
16656214                                                358                                  360                                      180000                                20061201                        1416.06                                  179792.11                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16656244                                                358                                  360                                       94000                                20061201                         681.57                                   93870.19                             78.94000244                  No MI                                                       1.00E+17                                                                                                                    7.875
16656264                                                357                                  360                                      320000                                20061101                        2128.97                                   319208.5                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16656323                                                358                                  360                                      350000                                20061201                        2114.58                                     350000                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16656481                                                357                                  360                                      169650                                20061101                        1077.98                                     169650                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    7.625
16656560                                                357                                  360                                      187980                                20061101                        1379.33                                  187574.89                                     100                  PMI                                                         1.00E+17                                                                                                                        8
16656700                                                357                                  360                                      105600                                20061101                         667.46                                  105008.04                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16656922                                                357                                  360                                      271130                                20061101                        1965.88                                  270566.55                                      95                  PMI                                                         1.00E+17                                                                                                                    7.875
16658372                                                357                                  360                                      144000                                20061101                        1031.63                                  143693.13                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16658445                                                358                                  360                                      113600                                20061201                         873.49                                  113461.87                                      80                  No MI                                                       1.00E+17                                                                                                                      8.5
16658194                                                358                                  360                                      177600                                20061201                           1036                                     177600                                      74                  No MI                                                       1.00E+17                                                                                                                        7
16658146                                                358                                  360                                      118500                                20061201                         768.59                                  118295.37                             74.52999878                  No MI                                                       1.00E+17                                                                                                                     6.75
16658098                                                358                                  480                                      288750                                20061201                        1820.66                                  288536.95                                      75                  No MI                                                                                                                                                                                   7.125
16658227                                                358                                  360                                      612000                                20061201                         3918.7                                  610835.37                             78.45999908                  No MI                                                       1.00E+17                                                                                                                    6.625
16658281                                                358                                  360                                      138750                                20061201                         910.55                                     138750                                      75                  No MI                                                       1.00E+17                                                                                                                    7.875
16653630                                                358                                  360                                      256000                                20061201                        1900.79                                  255663.93                                      80                  No MI                                                       1.00E+17                                                                                                                    8.125
16661789                                                358                                  480                                      174300                                20061201                        1163.15                                  173566.01                             94.22000122                  PMI                                                         1.00E+17                                                                                                                    7.625
16661796                                                358                                  360                                      432000                                20061201                        2801.94                                  431254.01                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16661943                                                358                                  360                                      192000                                20061201                           1200                                     192000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16653631                                                359                                  480                                      209600                                20070101                        1379.32                                  209530.68                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16653675                                                358                                  480                                       69600                                20061201                         445.21                                   69550.42                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16655768                                                358                                  360                                      168750                                20061201                         1194.4                                  168504.94                                      75                  No MI                                                       1.00E+17                                                                                                                    7.625
16665294                                                358                                  360                                       90400                                20061201                         649.75                                      90400                                      80                  No MI                                                       1.00E+17                                                                                                                    8.625
16655794                                                358                                  360                                      300000                                20061201                        2021.16                                  299518.76                             64.51999664                  No MI                                                       1.00E+17                                                                                                                    7.125
16655796                                                358                                  360                                      142800                                20061201                         818.12                                     142800                                      85                  Radian Guaranty                                             1.00E+17                                                                                                                    6.875
16665417                                                358                                  360                                       90000                                20061201                         591.24                                   89848.34                             58.06000137                  No MI                                                       1.00E+17                                                                                                                    6.875
16666558                                                358                                  360                                       90000                                20061201                         591.24                                   89848.34                             55.56000137                  No MI                                                       1.00E+17                                                                                                                    6.875
16666559                                                358                                  360                                       90000                                20061201                         591.24                                   89848.34                             58.06000137                  No MI                                                       1.00E+17                                                                                                                    6.875
16655877                                                358                                  360                                       86400                                20061201                         567.59                                    86254.4                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16655889                                                358                                  480                                      280000                                20061201                        1765.49                                  279793.41                             71.79000092                  No MI                                                       1.00E+17                                                                                                                    7.125
16684453                                                358                                  360                                      142000                                20061201                         956.68                                  141772.22                             72.08000183                  No MI                                                       1.00E+17                                                                                                                    7.125
16684513                                                358                                  360                                      148792                                20061201                         914.45                                     148792                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16684616                                                359                                  360                                      144000                                20070101                        1210.83                                  143929.17                                      80                  No MI                                                       1.00E+17                                                                                                                      9.5
16684673                                                358                                  360                                      137750                                20061201                         916.45                                  137523.52                             71.37000275                  No MI                                                       1.00E+17                                                                                                                        7
16685701                                                358                                  360                                      187700                                20061201                        1114.47                                     187700                             88.12000275                  PMI                                                         1.00E+17                                                                                                                    7.125
16685790                                                358                                  360                                      100000                                20061201                         733.76                                   99865.37                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16685913                                                358                                  360                                       67500                                20061201                         531.02                                   67421.15                                      90                  United Guaranty                                             1.00E+17                                                                                                                     8.75
16685920                                                358                                  360                                      134800                                20061201                         942.54                                  134599.29                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16685952                                                358                                  360                                      131250                                20061201                         906.51                                  131049.65                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16685957                                                358                                  360                                      127500                                20061201                         869.77                                  127300.48                             72.86000061                  No MI                                                       1.00E+17                                                                                                                     7.25
16685978                                                358                                  360                                       57600                                20061201                         453.14                                   57533.48                                      80                  No MI                                                                                                                                                                                    8.75
16686112                                                358                                  360                                      224000                                20061201                        1374.98                                  223726.33                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16688078                                                359                                  360                                      605500                                20070101                        3728.17                                  604925.48                             63.74000168                  No MI                                                       1.00E+17                                                                                                                     6.25
16688388                                                358                                  360                                      149492                                20061201                        1083.92                                  149285.57                             79.94999695                  No MI                                                       1.00E+17                                                                                                                    7.875
16548817                                                358                                  480                                      125250                                20061201                         882.65                                  125180.56                                      75                  No MI                                                       1.00E+17                                                                                                                    8.125
16638021                                                359                                  360                                      124150                                20070101                         846.92                                  124053.15                                      65                  No MI                                                       1.00E+17                                                                                                                     7.25
16645765                                                358                                  480                                      229000                                20061201                        1423.08                                  228779.04                             84.80999756                  PMI                                                         1.00E+17                                                                                                                        7
16658107                                                358                                  480                                      286400                                20061201                        1753.84                                  286173.34                                      80                  No MI                                                       1.01E+17                                                                                                                    6.875
16670183                                                358                                  480                                      248000                                20061201                        1474.07                                   247789.6                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16644789                                                357                                  360                                      168000                                20061101                         1067.5                                     168000                             76.36000061                  No MI                                                       1.00E+17                                                                                                                    7.625
16644790                                                357                                  360                                      210960                                20061101                        1208.62                                  210960.01                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16644812                                                356                                  360                                      277000                                20061001                        1673.54                                     277000                             74.86000061                  No MI                                                       1.00E+17                                                                                                                     7.25
16644813                                                357                                  360                                      213000                                20061101                        1286.87                                     213000                             74.73999786                  No MI                                                       1.00E+17                                                                                                                     7.25
16673635                                                357                                  360                                      238895                                20061101                        1365.74                                  238384.45                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16673684                                                357                                  360                                      226929                                20061101                        1471.86                                  226339.55                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16697715                                                358                                  480                                      320000                                20061201                        2076.33                                     319780                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16706574                                                359                                  360                                       60000                                20070101                         435.04                                   59958.71                             69.76999664                  No MI                                                       1.00E+17                                                                                                                    7.875
16707024                                                358                                  360                                      178400                                20061201                        1171.96                                  178099.38                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    6.875
16708130                                                358                                  360                                       84675                                20061201                         599.78                                      84675                                      75                  No MI                                                       1.00E+17                                                                                                                      8.5
16709514                                                359                                  360                                       70000                                20070101                         501.49                                   69950.59                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16709699                                                358                                  360                                      225000                                20061201                        1265.63                                     225000                                      60                  No MI                                                       1.00E+17                                                                                                                     6.75
16710772                                                358                                  360                                      524000                                20061201                        3312.04                                  523050.02                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16711040                                                358                                  360                                       68000                                20061201                         516.85                                   67915.17                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16711369                                                358                                  360                                       82000                                20061201                         645.09                                   81905.31                             78.09999847                  No MI                                                       1.00E+17                                                                                                                     8.75
16713639                                                359                                  360                                      720000                                20070101                        4729.89                                  719395.11                                      75                  No MI                                                       1.00E+17                                                                                                                    6.875
16713672                                                358                                  360                                      689050                                20061201                           5056                                  688122.25                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16713746                                                358                                  360                                       69000                                20061201                         503.12                                   69000.01                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16713924                                                359                                  360                                      298717                                20070101                        2088.67                                  298495.31                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16714796                                                358                                  360                                     1135485                                20061201                        5675.15                                 1135029.36                                      75                  No MI                                                       1.00E+17                                                                                                                        6
16714800                                                358                                  480                                      308000                                20061201                        1748.64                                   307710.3                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16715103                                                358                                  360                                      380000                                20061201                        2755.26                                  379475.26                                      95                  Radian Guaranty                                             1.00E+17                                                                                                                    7.875
16715311                                                358                                  360                                      117600                                20061201                         852.68                                  117437.61                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16717406                                                358                                  360                                      103000                                20061201                         746.82                                  102857.77                             66.87999725                  No MI                                                       1.00E+17                                                                                                                    7.875
16717445                                                358                                  360                                     1400000                                20061201                        8166.47                                 1399966.67                                      70                  No MI                                                       1.00E+17                                                                                                                        7
16717525                                                358                                  360                                       57600                                20061201                         392.93                                   57509.87                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16717781                                                359                                  360                                      415192                                20070101                        2594.95                                     415192                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16718449                                                359                                  480                                      232000                                20070101                        1526.72                                  231923.28                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16718495                                                359                                  360                                      725000                                20070101                        4229.17                                     725000                             62.06999969                  No MI                                                       1.00E+17                                                                                                                        7
16718625                                                359                                  360                                      248700                                20070101                        1738.95                                  248515.43                             89.98000336                  Mortgage Guaranty In                                        1.00E+17                                                                                                                      7.5
16721736                                                358                                  480                                       66080                                20061201                         497.03                                   66049.49                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16721975                                                358                                  360                                      256000                                20061201                        1768.13                                  255609.21                                     100                  PMI                                                         1.00E+17                                                                                                                    7.375
16723080                                                359                                  360                                       65000                                20070101                         437.92                                   64948.02                             48.15000153                  No MI                                                       1.00E+17                                                                                                                    7.125
16723576                                                359                                  360                                      250000                                20070101                        1848.96                                     250000                                     100                  PMI                                                         1.00E+17                                                                                                                    8.875
16723609                                                359                                  360                                      134800                                20070101                        1072.53                                  134724.43                                     100                  PMI                                                         1.00E+17                                                                                                                    8.875
16723842                                                359                                  360                                      285660                                20070101                        1785.38                                     285660                                     100                  PMI                                                         1.00E+17                                                                                                                      7.5
16728230                                                358                                  360                                      116130                                20061201                         872.45                                  115981.37                                      70                  No MI                                                       1.00E+17                                                                                                                     8.25
16728273                                                358                                  360                                       80800                                20061201                         642.88                                   80709.07                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16728573                                                358                                  360                                      750000                                20061201                        4740.51                                   748512.2                             71.43000031                  No MI                                                       1.00E+17                                                                                                                      6.5
16650990                                                358                                  480                                      325600                                20061201                        2112.66                                  325376.15                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16809565                                                356                                  360                                       68250                                20061001                         465.59                                   68035.07                                      80                  No MI                                                                                                                                                                                    7.25
16813553                                                359                                  360                                      151000                                20070101                        1179.69                                     151000                                     100                  PMI                                                         1.00E+17                                                                                                                    9.375
16649574                                                358                                  360                                       99450                                20061201                         653.32                                   98953.89                                      65                  No MI                                                       1.00E+17                                                                                                                    6.875
16649717                                                357                                  480                                      237000                                20061101                        1537.78                                  236754.84                                     100                  PMI                                                         1.00E+17                                                                                                                    7.375
16638016                                                358                                  360                                       68000                                20061201                         498.96                                   67758.44                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16640467                                                358                                  360                                       64000                                20061201                         469.61                                   63763.83                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16640470                                                358                                  360                                       61200                                20061201                         417.49                                   60954.21                                      72                  No MI                                                       1.00E+17                                                                                                                     7.25
16648197                                                359                                  360                                     1500000                                20070101                        9531.25                                    1500000                                    62.5                  No MI                                                       1.00E+17                                                                                                                    7.625
16645753                                                358                                  360                                      323000                                20061201                        1884.07                                  322984.17                             71.77999878                  No MI                                                       1.00E+17                                                                                                                        7
16645766                                                358                                  480                                      192000                                20061201                        1281.27                                  191877.07                             99.48000336                  PMI                                                         1.00E+17                                                                                                                    7.625
16648166                                                358                                  360                                      143500                                20061201                         971.61                                     143500                                      70                  No MI                                                       1.00E+17                                                                                                                    8.125
16638052                                                357                                  360                                      121800                                20061101                         936.54                                  121577.06                                     100                  PMI                                                         1.00E+17                                                                                                                      8.5
16775296                                                359                                  480                                      180720                                20070101                         1139.5                                  180653.53                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16633963                                                357                                  360                                      171100                                20061101                        1124.01                                  170666.28                             83.45999908                  PMI                                                         1.00E+17                                                                                                                    6.875
16778503                                                359                                  360                                      348750                                20070101                        2143.36                                     348750                                      75                  No MI                                                       1.00E+17                                                                                                                    7.375
16784679                                                359                                  360                                      146500                                20070101                         938.06                                  146370.74                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    6.625
16788682                                                358                                  360                                      132960                                20061201                           1046                                  132806.44                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16788826                                                359                                  360                                      100548                                20070101                         685.91                                  100469.57                                      75                  No MI                                                       1.00E+17                                                                                                                     7.25
16807045                                                359                                  360                                      390500                                20070101                         2847.4                                     390500                             86.77999878                  PMI                                                         1.00E+17                                                                                                                     8.75
16807090                                                359                                  360                                      107840                                20070101                         763.28                                  107761.95                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16809630                                                358                                  360                                      199000                                20061201                        1307.29                                  198664.67                             94.76000214                  GE Capital MI                                               1.00E+17                                                                                                                    6.875
16833237                                                358                                  360                                      140000                                20061201                         896.44                                  139752.27                             24.78000069                  No MI                                                       1.00E+17                                                                                                                    6.625
16633959                                                359                                  360                                      336000                                20070101                        2292.11                                  335737.89                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16631262                                                358                                  360                                      178750                                20061201                        1249.85                                  178483.85                                      65                  No MI                                                       1.00E+17                                                                                                                      7.5
16630990                                                358                                  480                                      168000                                20061201                        1090.07                                  167884.49                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16630996                                                358                                  360                                      113600                                20061201                         736.81                                  113403.83                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16633990                                                359                                  360                                      179550                                20070101                        1240.11                                  179413.37                                    94.5                  PMI                                                         1.00E+17                                                                                                                    7.375
16731717                                                357                                  360                                      216000                                20061101                         1282.5                                     216000                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16731858                                                357                                  360                                       92560                                20061101                         639.29                                   92347.41                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16768080                                                359                                  360                                      115000                                20070101                         925.32                                  114937.18                                     100                  PMI                                                         1.00E+17                                                                                                                        9
16770805                                                355                                  360                                       64000                                20060901                          475.2                                   63787.81                             79.01000214                  No MI                                                       1.00E+17                                                                                                                    8.125
16770928                                                359                                  360                                      344000                                20070101                           1935                                     344000                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16771191                                                359                                  360                                      272000                                20070101                           1700                                     272000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16771839                                                359                                  360                                       68000                                20070101                         571.78                                   67966.55                                      80                  No MI                                                       1.00E+17                                                                                                                      9.5
16729359                                                358                                  360                                      472500                                20061201                        3103.99                                  471703.81                                      70                  No MI                                                       1.00E+17                                                                                                                    6.875
16722177                                                357                                  360                                      103120                                20061101                         794.88                                     103120                                      80                  No MI                                                       1.00E+17                                                                                                                     9.25
16723159                                                357                                  360                                      143300                                20061101                        1001.97                                  142978.96                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16728485                                                358                                  360                                      130800                                20061201                         925.79                                  130610.07                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16612464                                                358                                  360                                      168000                                20061201                        1189.09                                  167756.03                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16670584                                                358                                  360                                      114000                                20061201                         826.58                                  113842.58                                      95                  PMI                                                         1.00E+17                                                                                                                    7.875
16703987                                                358                                  360                                      166400                                20061201                        1177.77                                  166158.36                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16704446                                                358                                  360                                       61250                                20061201                         414.71                                   61250.01                                      70                  No MI                                                       1.00E+17                                                                                                                    8.125
16704515                                                358                                  360                                      607000                                20061201                        3477.08                                  606908.54                             50.58000183                  No MI                                                       1.00E+17                                                                                                                    6.875
16706548                                                358                                  360                                      106400                                20061201                         734.88                                  106237.58                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16706850                                                358                                  360                                      239900                                20061201                        1524.36                                     239900                             79.97000122                  No MI                                                       1.00E+17                                                                                                                    7.625
16707043                                                359                                  360                                       85000                                20070101                         730.28                                   84960.35                                     100                  PMI                                                         1.00E+17                                                                                                                     9.75
16656728                                                357                                  360                                      207368                                20061101                        1317.65                                     207368                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16672774                                                358                                  360                                      463000                                20061201                        2888.52                                  462128.52                             43.47000122                  No MI                                                       1.00E+17                                                                                                                    6.375
16709936                                                358                                  360                                       94400                                20061201                         688.33                                      94400                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16616049                                                358                                  360                                      206400                                20061201                           1204                                     206400                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16710904                                                358                                  360                                      203200                                20061201                        1121.83                                     203200                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16713548                                                359                                  360                                      326150                                20070101                        2034.75                                  325847.92                                      90                  GE Capital MI                                               1.00E+17                                                                                                                    6.375
16713552                                                358                                  360                                      134500                                20061201                        1010.45                                  134327.89                                     100                  PMI                                                         1.00E+17                                                                                                                     8.25
16715160                                                355                                  360                                      126885                                20060901                         931.04                                   126453.6                             79.80000305                  No MI                                                       1.00E+17                                                                                                                        8
16717152                                                359                                  360                                      104500                                20070101                         712.87                                  104418.48                                      95                  PMI                                                         1.00E+17                                                                                                                     7.25
16656921                                                358                                  360                                      166400                                20061201                        1079.27                                  166112.65                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16684546                                                358                                  360                                      116850                                20061201                          790.5                                  116751.39                                      95                  PMI                                                         1.00E+17                                                                                                                    8.125
16651135                                                358                                  360                                      278000                                20061201                        1824.38                                     278000                             79.43000031                  No MI                                                       1.00E+17                                                                                                                    7.875
16731479                                                359                                  360                                      235000                                20070101                        1485.36                                  234787.56                             53.40999985                  No MI                                                       1.00E+17                                                                                                                      6.5
16731488                                                359                                  360                                      165520                                20070101                        1068.98                                     165520                                      80                  No MI                                                                                                                                                                                    7.75
16648949                                                358                                  360                                      473550                                20061201                        3392.57                                  472879.37                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16650525                                                358                                  360                                      300000                                20061201                        2072.03                                  299542.04                             66.66999817                  No MI                                                       1.00E+17                                                                                                                    7.375
16695673                                                358                                  360                                      243200                                20061201                        1317.33                                  243199.99                                      80                  No MI                                                       1.00E+17                                                                                                                      6.5
16731978                                                359                                  360                                     1256000                                20070101                        8251.03                                  1254944.8                             62.79999924                  No MI                                                       1.00E+17                                                                                                                    6.875
16731998                                                359                                  360                                      183052                                20070101                        1233.26                                  182905.61                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16650680                                                358                                  360                                      220000                                20061201                        1426.92                                  219620.09                             58.66999817                  No MI                                                       1.00E+17                                                                                                                     6.75
16692541                                                358                                  360                                      252000                                20061201                        1613.58                                  251554.11                                      72                  No MI                                                       1.00E+17                                                                                                                    6.625
16710865                                                358                                  360                                      127200                                20061201                         878.54                                  127005.83                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16681837                                                358                                  360                                      283500                                20061201                        1933.97                                  283056.35                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16695635                                                358                                  360                                      169892                                20061201                        1187.91                                  169639.04                                      90                  Triad Guaranty                                              1.00E+17                                                                                                                      7.5
16681856                                                358                                  360                                      284900                                20061201                        1943.52                                  284454.16                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16676683                                                358                                  360                                       40000                                20061201                         286.56                                   39943.36                             55.56000137                  No MI                                                       1.00E+17                                                                                                                     7.75
16603841                                                356                                  360                                      207830                                20061001                         1365.3                                  207125.54                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16695587                                                358                                  360                                      193771                                20061201                         1256.8                                  193436.39                                      90                  GE Capital MI                                               1.00E+17                                                                                                                     6.75
16468165                                                357                                  360                                     1100732                                20061101                        8366.36                                 1098665.14                                      80                  No MI                                                                                                                                                                                   8.375
16601807                                                358                                  360                                      165200                                20061201                           1141                                  164947.81                                      70                  No MI                                                       1.00E+17                                                                                                                    7.375
16670778                                                358                                  360                                      264000                                20061201                        1960.19                                  263653.44                                     100                  PMI                                                         1.00E+17                                                                                                                    8.125
16665603                                                358                                  360                                      140000                                20061201                          978.9                                  139791.55                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16665656                                                358                                  360                                       49950                                20061201                         384.07                                   49889.25                                      90                  Mortgage Guaranty In                                        1.00E+17                                                                                                                      8.5
16681695                                                358                                  480                                      144000                                20061201                        1083.13                                   143933.5                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16659058                                                358                                  360                                      134400                                20061201                        1057.33                                  134244.78                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16729553                                                359                                  360                                      108800                                20070101                            816                                     108800                                      80                  No MI                                                       1.00E+17                                                                                                                        9
16600614                                                358                                  480                                      248000                                20061201                        1586.39                                  247823.35                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16596942                                                358                                  360                                       70000                                20061201                         465.71                                   69884.45                             77.77999878                  No MI                                                       1.00E+17                                                                                                                        7
16599163                                                358                                  360                                      416000                                20061201                        3016.29                                  415425.54                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16718028                                                359                                  360                                      220600                                20070101                        1580.41                                   220444.3                             76.19999695                  No MI                                                       1.00E+17                                                                                                                     7.75
16585340                                                358                                  360                                      196000                                20061201                           1225                                     196000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16595934                                                358                                  360                                      780000                                20061201                        5520.79                                  778867.31                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16590913                                                359                                  360                                       93000                                20070101                         650.27                                   92930.98                                      75                  No MI                                                       1.00E+17                                                                                                                      7.5
16596033                                                358                                  360                                      380000                                20061201                        3160.65                                   379614.7                                      80                  No MI                                                       1.00E+17                                                                                                                    9.375
16673639                                                357                                  360                                      248564                                20061101                        1501.74                                     248564                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16728664                                                359                                  360                                      475000                                20070101                        3002.32                                   474570.6                             52.77999878                  No MI                                                       1.00E+17                                                                                                                      6.5
16695527                                                357                                  360                                      313694                                20061101                        1633.82                                  313693.98                                      80                  No MI                                                       1.00E+17                                                                                                                     6.25
16695566                                                358                                  360                                      142828                                20061201                         922.43                                  142827.99                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16695602                                                358                                  360                                      195014                                20061201                        1239.04                                  194995.74                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16687845                                                358                                  360                                      132800                                20061201                          872.4                                  131744.11                             85.68000031                  Republic MIC                                                1.00E+17                                                                                                                    6.875
16693262                                                359                                  360                                      219920                                20070101                        1594.57                                  219768.65                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16697252                                                359                                  360                                      228000                                20070101                        1574.74                                  227826.51                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16700065                                                359                                  480                                      200720                                20070101                         1265.6                                  200646.17                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16706234                                                359                                  360                                      210000                                20070101                         1487.5                                     210000                             80.76999664                  Radian Guaranty                                             1.00E+17                                                                                                                      8.5
16730334                                                359                                  360                                       60000                                20070101                         443.75                                      60000                             71.43000031                  No MI                                                       1.00E+17                                                                                                                    8.875
16767493                                                359                                  360                                      296000                                20070101                         2543.1                                   295861.9                                      80                  No MI                                                       1.00E+17                                                                                                                     9.75
16671488                                                359                                  480                                      140000                                20070101                          844.7                                   139942.8                             50.90999985                  No MI                                                       1.00E+17                                                                                                                     6.75
16676339                                                359                                  360                                      328000                                20070101                        2349.83                                   327768.5                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16780582                                                359                                  480                                      279200                                20070101                        1684.57                                  279085.93                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16685285                                                359                                  480                                      152000                                20070101                        1028.46                                   151953.2                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16697566                                                358                                  360                                       57600                                20061201                         397.83                                   57512.07                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16693848                                                359                                  360                                      306000                                20070101                        2165.85                                  305778.53                                      85                  PMI                                                         1.00E+17                                                                                                                    7.625
16693856                                                358                                  360                                      245000                                20061201                        1477.07                                  244480.21                             64.98999786                  No MI                                                       1.00E+17                                                                                                                     7.25
16693893                                                358                                  360                                      840000                                20061201                        5588.54                                   838618.9                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16694136                                                358                                  360                                      242020                                20061201                        1386.57                                     242020                                      80                  No MI                                                       1.00E+17                                                                                                                    6.875
16696306                                                358                                  360                                      244084                                20061201                           1791                                  243745.35                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16696376                                                358                                  360                                      100800                                20061201                         739.63                                  100664.29                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16696411                                                358                                  360                                      337600                                20061201                        2418.61                                   337121.9                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16696640                                                358                                  360                                      166250                                20061201                        1134.12                                  165989.83                                      95                  Triad Guaranty                                              1.00E+17                                                                                                                     7.25
16688452                                                358                                  360                                      248000                                20061201                        1734.05                                  247630.75                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16692090                                                358                                  360                                      392000                                20061201                        2531.67                                     392000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16692095                                                357                                  360                                       63500                                20061101                         465.94                                   63254.67                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16693339                                                358                                  360                                      298000                                20061201                        1645.21                                     298000                                      80                  No MI                                                       1.00E+17                                                                                                                    6.625
16693392                                                359                                  360                                      254900                                20070101                        1569.46                                  254658.14                             54.83000183                  No MI                                                       1.00E+17                                                                                                                     6.25
16665660                                                358                                  360                                      747500                                20061201                        4360.42                                     747500                                      65                  No MI                                                       1.00E+17                                                                                                                        7
16665820                                                355                                  360                                       84700                                20060901                          577.8                                   84365.61                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16665823                                                355                                  360                                      117600                                20060901                         802.24                                  117135.73                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16665824                                                355                                  360                                      125000                                20060901                         852.72                                  124506.52                             68.68000031                  No MI                                                       1.00E+17                                                                                                                     7.25
16665826                                                355                                  360                                      138600                                20060901                          945.5                                   138052.8                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16681224                                                355                                  480                                      372000                                20060901                        3085.96                                  371677.51                                      80                  No MI                                                       1.00E+17                                                                                                                     9.75
16681320                                                358                                  360                                      114925                                20061201                         706.31                                     114925                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16681526                                                358                                  360                                      110665                                20061201                         737.77                                     110665                                      95                  PMI                                                         1.00E+17                                                                                                                        8
16666798                                                359                                  360                                     1260000                                20070101                        8488.85                                 1253992.39                                      70                  No MI                                                       1.00E+17                                                                                                                    7.125
16666866                                                357                                  360                                      140000                                20061101                         966.95                                   139673.7                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16666947                                                358                                  480                                      447500                                20061201                         2780.9                                  447158.04                                      50                  No MI                                                       1.00E+17                                                                                                                        7
16667024                                                358                                  360                                      410800                                20061201                        2695.88                                     410800                             72.44999695                  No MI                                                       1.00E+17                                                                                                                    7.875
16667106                                                358                                  360                                      715000                                20061201                        4519.29                                  713703.76                                    32.5                  No MI                                                       1.00E+17                                                                                                                      6.5
16667107                                                357                                  360                                       50400                                20061101                         378.64                                   50259.71                                      90                  GE Capital MI                                               1.00E+17                                                                                                                     8.25
16670543                                                355                                  360                                      126700                                20060901                         864.32                                   126199.8                                      70                  No MI                                                       1.00E+17                                                                                                                     7.25
16681819                                                358                                  360                                      165000                                20061201                        1111.64                                  164735.31                             71.12000275                  No MI                                                       1.00E+17                                                                                                                    7.125
16670776                                                357                                  360                                       80000                                20061101                         580.06                                   79833.73                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16670986                                                357                                  360                                      120000                                20061101                         870.08                                  119750.63                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16672450                                                358                                  360                                      107250                                20061201                         748.52                                     107250                                      75                  No MI                                                       1.00E+17                                                                                                                    8.375
16672499                                                358                                  360                                      384000                                20061201                           2160                                     384000                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16672650                                                358                                  360                                      232000                                20061201                        1602.37                                  231645.84                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16672736                                                358                                  360                                      154559                                20061201                         939.12                                  154257.78                                      80                  No MI                                                       1.00E+17                                                                                                                    6.125
16672834                                                357                                  360                                      200000                                20061101                        1458.33                                     200000                                      80                  No MI                                                       1.00E+17                                                                                                                     8.75
16672848                                                359                                  360                                      423250                                20070101                        2995.74                                  422943.66                                     100                  PMI                                                         1.00E+17                                                                                                                    7.625
16672888                                                359                                  360                                       57950                                20070101                         435.36                                   57913.05                                      95                  PMI                                                         1.00E+17                                                                                                                     8.25
16673241                                                358                                  360                                       99000                                20061201                         761.22                                   98879.64                                      90                  Mortgage Guaranty In                                        1.00E+17                                                                                                                      8.5
16674450                                                357                                  360                                      123600                                20061101                         914.12                                     123600                                      80                  No MI                                                       1.00E+17                                                                                                                    8.875
16676632                                                357                                  360                                       94450                                20061101                         751.49                                   94289.96                             79.97000122                  No MI                                                       1.00E+17                                                                                                                    8.875
16676721                                                358                                  360                                      176600                                20061201                        1204.72                                  176323.65                             79.98000336                  No MI                                                       1.00E+17                                                                                                                     7.25
16676774                                                358                                  360                                      476916                                20061201                        2980.73                                     476916                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16680447                                                358                                  360                                       62800                                20061201                         444.49                                   62708.81                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16680692                                                355                                  360                                      256000                                20060901                           1600                                     256000                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16658453                                                357                                  360                                      417000                                20061101                         2670.1                                  415890.16                             78.68000031                  No MI                                                       1.00E+17                                                                                                                    6.625
16658514                                                357                                  360                                      604700                                20061101                        3212.47                                     604700                             79.98999786                  No MI                                                       1.00E+17                                                                                                                    6.375
16658920                                                358                                  360                                      144400                                20061201                          960.7                                  144162.58                                      80                  No MI                                                       1.00E+17                                                                                                                        7
16659077                                                357                                  360                                       94400                                20061101                         658.83                                      94400                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16662469                                                357                                  360                                       84050                                20061101                         668.74                                   83907.59                             79.97000122                  No MI                                                       1.00E+17                                                                                                                    8.875
16662472                                                357                                  360                                      172000                                20061101                        1173.34                                  171595.05                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16662532                                                358                                  360                                      794400                                20061201                        5486.72                                  793187.35                                      80                  No MI                                                       1.00E+17                                                                                                                    7.375
16663813                                                358                                  360                                      148000                                20061201                         1017.5                                     148000                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16664051                                                358                                  360                                      128000                                20061201                         773.33                                     128000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16664101                                                358                                  360                                      130000                                20061201                         826.04                                     130000                             77.61000061                  No MI                                                       1.00E+17                                                                                                                    7.625
16665564                                                357                                  360                                      280000                                20061101                        1769.79                                  279236.52                             60.86999893                  No MI                                                       1.00E+17                                                                                                                      6.5
16662090                                                357                                  360                                      258000                                20061101                        1781.94                                  256580.55                                     100                  PMI                                                         1.00E+17                                                                                                                    7.375
16662268                                                358                                  360                                      280000                                20061201                        1981.82                                  279592.94                             78.87000275                  No MI                                                       1.00E+17                                                                                                                    7.625
16648680                                                357                                  360                                       78750                                20061101                         530.55                                   78556.26                                      75                  No MI                                                       1.00E+17                                                                                                                    7.125
16361576                                                353                                  360                                       48750                                20060701                         405.48                                   48573.56                                      75                  No MI                                                       1.00E+17                                                                                                                    9.375
16650162                                                358                                  360                                      155000                                20061201                        1044.26                                  154751.37                             60.77999878                  No MI                                                       1.00E+17                                                                                                                    7.125
16646425                                                358                                  360                                      607500                                20061201                        3606.57                                  607422.53                                      75                  No MI                                                       1.00E+17                                                                                                                    7.125
16358126                                                356                                  360                                      182400                                20061001                           1140                                     182400                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16358275                                                354                                  360                                      130200                                20060801                         989.61                                   129705.9                                      70                  No MI                                                       1.00E+17                                                                                                                    8.375
16358335                                                356                                  360                                     2000000                                20061001                       14675.29                                 1994578.26                             67.56999969                  No MI                                                       1.00E+17                                                                                                                        8
16643824                                                358                                  360                                       70000                                20061201                         489.45                                   69895.78                             59.56999969                  No MI                                                       1.00E+17                                                                                                                      7.5
16643874                                                356                                  360                                      440025                                20061001                        2566.81                                     440025                             79.27999878                  No MI                                                       1.00E+17                                                                                                                        7
16644139                                                358                                  360                                      108000                                20061201                         811.37                                  107861.79                                      80                  No MI                                                       1.00E+17                                                                                                                     8.25
16646065                                                356                                  360                                      222300                                20061001                        1611.83                                     221682                                      90                  PMI                                                         1.00E+17                                                                                                                    7.875
16646181                                                357                                  360                                       93499                                20061101                         645.77                                   93284.26                             78.90000153                  No MI                                                       1.00E+17                                                                                                                    7.375
16641215                                                357                                  360                                      308000                                20061101                        2233.21                                  307359.94                             64.16999817                  No MI                                                       1.00E+17                                                                                                                    7.875
16643616                                                357                                  360                                      152400                                20061101                         1065.6                                  152058.55                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16643724                                                358                                  360                                      108000                                20061201                         755.15                                  107838.24                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16611698                                                357                                  360                                      100780                                20061101                          687.5                                  100542.71                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16613119                                                357                                  360                                      481000                                20061101                        2956.15                                     481000                             56.59000015                  No MI                                                       1.00E+17                                                                                                                    7.375
16616144                                                357                                  360                                      272000                                20061101                        1898.33                                     272000                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16628930                                                357                                  360                                      152800                                20061101                        1161.39                                  152513.09                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16629205                                                357                                  360                                       66400                                20061101                         469.98                                    66254.9                                      80                  No MI                                                       1.00E+17                                                                                                                    7.625
16634515                                                357                                  360                                      105600                                20061101                         711.45                                  105345.14                                      80                  No MI                                                       1.00E+17                                                                                                                    7.125
16610153                                                358                                  360                                      763099                                20061201                         5335.7                                   761962.8                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16597265                                                358                                  360                                     2000000                                20061201                       12083.33                                    2000000                             52.63000107                  No MI                                                       1.00E+17                                                                                                                     7.25
16597447                                                357                                  360                                      236000                                20061101                        1325.01                                  235556.99                                      80                  No MI                                                       1.00E+17                                                                                                                     6.75
16597547                                                356                                  360                                      148197                                20061001                         895.36                                     148197                                      90                  GE Capital MI                                               1.00E+17                                                                                                                     7.25
16600903                                                358                                  360                                      102400                                20061201                         742.47                                   102258.6                                      80                  No MI                                                       1.00E+17                                                                                                                    7.875
16602660                                                356                                  360                                      376000                                20061001                        2271.67                                     376000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.25
16604221                                                355                                  360                                      600000                                20060901                           3875                                     600000                                      80                  No MI                                                       1.00E+17                                                                                                                     7.75
16605902                                                356                                  360                                      293600                                20061001                           1835                                     293600                                      80                  No MI                                                       1.00E+17                                                                                                                      7.5
16420756                                                355                                  480                                      222400                                20060901                        1546.37                                   222077.2                                      80                  No MI                                                       1.00E+17                                                                                                                        8
16468368                                                353                                  360                                      108675                                20060701                         916.94                                  108674.95                                      75                  No MI                                                       1.00E+17                                                                                                                   10.125
16419128                                                355                                  360                                      108000                                20060901                         820.88                                  107659.63                                      80                  No MI                                                       1.00E+17                                                                                                                    8.375
16406878                                                356                                  360                                      391000                                20061001                        2835.02                                  389912.99                             77.43000031                  No MI                                                       1.00E+17                                                                                                                    7.875
16405501                                                355                                  360                                       77250                                20060901                         600.84                                   77018.66                                      75                  No MI                                                       1.00E+17                                                                                                                    8.625


LOAN_ID                                  PER_RATE_CAP                         GROUP_ID                          LIEN                             BALLOON                               IO_PERIOD                   PORTFOLIO                                     PREPAY
-------                                  ------------                         --------                          ----                             -------                               ---------                   ---------                                     ------
16684756                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665775                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656694                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16661987                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665689                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16616045                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16640564                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16609830                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16652239                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16656719                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16596952                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16656209                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16632436                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16791043                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16791055                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651585                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16650246                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648965                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16339458                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706583                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16662560                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662581                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662602                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662422                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662446                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662467                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16662371                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662372                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662374                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16662380                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16662392                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16662279                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662284                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662275                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16775002                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16777131                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16779025                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16784747                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16772058                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723643                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723654                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723668                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728701                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729468                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729903                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16722219                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16765163                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16768494                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771161                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771175                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684499                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16616169                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790861                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16670886                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16670890                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16670894                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672818                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16673116                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16674185                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16674188                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676575                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676783                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681522                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16681532                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16684102                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16685745                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16693556                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693652                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693679                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16693680                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693687                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693711                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693790                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696195                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16696238                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16696480                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16697411                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16706766                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706835                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706910                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706921                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16707080                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16707129                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16707884                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16708089                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16710767                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16711091                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713909                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714075                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714091                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714812                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16715114                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16715226                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16715231                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717253                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16717405                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717408                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16718999                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665581                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665586                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16611820                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16661960                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16112156                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16643870                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16661995                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16165649                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16628929                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16397233                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16650485                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16650288                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16649206                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16650043                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16650079                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16648969                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16648980                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648848                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648727                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648615                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648586                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648519                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16648528                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648453                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16648479                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648480                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648419                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16648335                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16648364                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16648396                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16395764                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16798172                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790984                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790985                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16661969                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16659219                                                                      G01                               First Lien                       No                                           60                   EFLO                                          Yes
16659066                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16659112                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16659026                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16659033                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16658934                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658953                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658988                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658846                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662637                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670635                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670621                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665753                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16704510                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16651232                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16632930                                                                      G01                               First Lien                       No                                           60                   EFLO                                          Yes
16704433                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706900                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16695594                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16654025                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16654357                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16654477                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654490                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656637                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656990                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658522                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658907                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643854                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16659192                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16659193                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16649125                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16650412                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16664147                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665790                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665984                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667117                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16667411                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16394053                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16634406                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16640965                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16611855                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16600850                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16601342                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16393867                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16790829                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790833                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790842                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790862                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16790737                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790799                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16789035                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790433                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790438                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16790484                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16790698                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16788695                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788714                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16788751                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788775                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16788801                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16788806                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788818                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16788828                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16788892                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16788659                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788676                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16633099                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16634314                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16634452                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16419530                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16571659                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16591556                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16420717                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16645829                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16661807                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16663563                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16665300                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16669984                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16669987                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16692431                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692707                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16693797                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16696383                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696632                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16688275                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16688369                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692102                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676634                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16676754                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16676847                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680222                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680306                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680405                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681634                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16684690                                                                      G01                               First Lien                       No                                           60                   EFLO                                          Yes
16685771                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674414                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16674837                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16667377                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667380                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667423                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16670361                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670474                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670622                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16672487                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16672806                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672867                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672895                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672951                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665560                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16665576                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665589                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16664012                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16664199                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16664382                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16653984                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654547                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656002                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656704                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656784                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656869                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16656905                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656917                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662079                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662391                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16663736                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16663798                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16651637                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16653752                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16653759                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16649950                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16650280                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651066                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16633060                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16638275                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16638673                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16641066                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16643754                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16646366                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16616316                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16632380                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16596747                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16597707                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16602631                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16603814                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16570818                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16571675                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16570514                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16540095                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16544141                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16646488                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16646388                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16646413                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16646231                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16646278                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16646133                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643574                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16643602                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16643645                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643752                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16643755                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16643801                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643813                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643977                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643985                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16644000                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16644042                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16644067                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16644100                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16641022                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16641184                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16641214                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16641397                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16643535                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16640724                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16640871                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16640643                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16638865                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16638896                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16638608                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16638611                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16638627                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16638798                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16638257                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16638309                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16638432                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16634700                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16634765                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16634237                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16634272                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16633097                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16632485                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16632592                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16632635                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16632261                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16632333                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16629185                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16629243                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16629293                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16788432                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788449                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788495                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16788563                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16784791                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16784801                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16784875                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16784919                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16784920                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16785017                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16786219                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16786277                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16784684                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16784689                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16781146                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16781268                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16784603                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16784639                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16780801                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16780814                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16780836                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16780915                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16780960                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16781040                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778707                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16778767                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16778889                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16776931                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16777004                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16777024                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16777037                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16777059                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16777106                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778233                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16778273                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16778379                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16778405                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16778408                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778416                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778438                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778457                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778465                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16778467                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778473                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778487                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778523                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778528                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778547                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778570                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16776809                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16776886                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16775628                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16775633                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16776677                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16776681                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16776687                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16628966                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16628700                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16628716                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16628802                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16616279                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16616314                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16615994                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16616018                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16616065                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16616182                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16616243                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16612984                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16613179                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16612953                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16775428                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16775379                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16612798                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16612854                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16612906                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16650402                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16774946                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16774954                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16774969                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16775056                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16775057                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16775078                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16784763                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16780948                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16772602                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16772616                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16772661                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16772665                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16772696                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16772267                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16772377                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16772452                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16772518                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16772529                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16771900                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16771957                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16772015                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16772068                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771711                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771730                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771748                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16771752                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771773                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16771781                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16771803                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16771827                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16770842                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16770853                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16770856                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16770861                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16770868                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16770893                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16770917                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16770937                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16770945                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771000                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16771021                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771057                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16771077                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16768125                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16768193                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16768213                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16768216                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16768224                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16768247                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16768252                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16768288                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16768351                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16768411                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16768430                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16768442                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16768476                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16768482                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16770752                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16770783                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16770797                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16768061                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16767997                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16768022                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16765575                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765581                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765582                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16765632                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16765641                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765642                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16767832                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16767848                                                                      G01                               First Lien                       No                                           60                   EFLO                                          Yes
16767876                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16767895                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16767903                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16767912                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16767913                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765356                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765438                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16765525                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765252                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16765309                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765192                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16765199                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765124                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765134                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16765094                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16765111                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16732072                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16732105                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16732011                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16721808                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16719154                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16721743                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16721766                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16719057                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16718528                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16718585                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16718979                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16718742                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16718756                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16718803                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16718932                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16718402                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16718343                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16718374                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16718375                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16718268                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16718298                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717669                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16717672                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717675                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717734                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16717741                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16717766                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16717834                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16718144                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717496                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717560                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717573                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717617                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717620                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16717239                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16717252                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717261                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16717375                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717389                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16717407                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717416                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717430                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16717439                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16717448                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717483                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16715161                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16715196                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16715211                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16715251                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16715310                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717150                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16717162                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16714083                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714180                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714186                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714699                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16715112                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16714719                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16714742                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714743                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714746                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714811                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16714817                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714828                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714850                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16714881                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714920                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714921                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16713935                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713973                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16713984                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713729                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16713775                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16713524                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713547                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713581                                                                      G01                               First Lien                       Yes                                         120                   EFLO                                          Yes
16713709                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16713716                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713726                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16711093                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711104                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711123                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16711186                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16711196                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711258                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16710862                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16710873                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16710918                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16710948                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16710988                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711039                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711044                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711066                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16710150                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16710788                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16710205                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709494                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709500                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709598                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709612                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709614                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16709619                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709631                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709636                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709640                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709642                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709648                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709652                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709723                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16709742                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709770                                                                      G01                               First Lien                       No                                           60                   EFLO                                          Yes
16708165                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709806                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709846                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709867                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709877                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16708256                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709887                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16709895                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16709900                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16709904                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709949                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709981                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709984                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16709987                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16710012                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16708348                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16706860                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706869                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706916                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706938                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706967                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16706968                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16706998                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16707031                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16707037                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16707054                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16707120                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16707150                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16707760                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16707804                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16707843                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16707886                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16707894                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16707930                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706721                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706758                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16706794                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704435                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704456                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16704457                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704488                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704492                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704496                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704498                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704499                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704500                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704504                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16704508                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16704516                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704537                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16704552                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16704562                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16704580                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706557                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706570                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706593                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706418                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706438                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16706445                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706461                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706463                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706470                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706473                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706479                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706487                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706490                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706507                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16704048                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16704072                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16704177                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16704286                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16704338                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16704356                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16704375                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16704378                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16704406                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16697910                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16697704                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16697743                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16697813                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16695633                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16695653                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16695661                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16695665                                                                      G01                               First Lien                       No                                            0                   CNDU                                          Yes
16695669                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16695676                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16695522                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695531                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695542                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695555                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695563                                                                      G01                               First Lien                       No                                            0                   CNDU                                          No
16695567                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695570                                                                      G01                               First Lien                       No                                          120                   CNDU                                          Yes
16695572                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695576                                                                      G01                               First Lien                       No                                            0                   CNDU                                          No
16695590                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695601                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16695603                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695611                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16695614                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16695626                                                                      G01                               First Lien                       No                                            0                   MCND                                          Yes
16673622                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16673628                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16673641                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16673645                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16673659                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16673661                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16673669                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16673677                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16673682                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16634799                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709384                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16685549                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16780545                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16778141                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16776310                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16776341                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16767481                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16767500                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16773156                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16773081                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16731229                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16765021                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16730339                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16731346                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16730413                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16731755                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16731776                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16731837                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16731881                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16731884                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16731794                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16730237                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16730049                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16728005                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16728212                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16643834                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656147                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16770898                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658576                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658526                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16658561                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658464                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658491                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16658501                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658446                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16658434                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16658369                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656891                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656901                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656848                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656814                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656828                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656686                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16803590                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801892                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16788889                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16778514                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16771755                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16771992                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16765182                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16731745                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16729374                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16729853                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729917                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723948                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16722055                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16718494                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713685                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713889                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16714078                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714814                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16714951                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16715019                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16717123                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717125                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717127                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717233                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717257                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16708176                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16708279                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16710200                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16710960                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16710976                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706558                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16707716                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704484                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16697789                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16667186                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16658700                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16654195                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704363                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16680194                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672738                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656551                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16646000                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16803552                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16658586                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16695588                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695540                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16662124                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16662218                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667148                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16659140                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16667114                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788756                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711054                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16659114                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16651481                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692105                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706931                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654368                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16710752                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16723065                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16634491                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680274                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16634447                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16768344                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16704491                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16640938                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16790706                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16790771                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16790997                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16798431                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16798445                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16798951                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801866                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16803802                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16803944                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16803978                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16775572                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16780748                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16788565                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16788631                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788708                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16788991                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16770762                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16771015                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16774884                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16774886                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16775075                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656669                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656573                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656574                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16656541                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656439                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16656475                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16387140                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16388941                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16840295                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16838826                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16838904                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16826558                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16826896                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16819646                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16823679                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16823681                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16809470                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16809514                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16809523                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16809545                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16809623                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16809378                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16806760                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16806935                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16806945                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16806952                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16807057                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16807097                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16807102                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16807114                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16809290                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16804150                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16803434                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801461                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801475                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16801492                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801496                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801500                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16801508                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801576                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16801740                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801743                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801755                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801784                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801791                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801795                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16801937                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16801986                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16801991                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16798643                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16798687                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16798727                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16798732                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16798513                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16798530                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16798618                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16798207                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16798220                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16798337                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16798425                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16798466                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16549670                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656349                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656356                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656326                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656346                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656245                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656246                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656178                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16656123                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656145                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16378115                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656098                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16653966                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16653980                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16653986                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16653995                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16654031                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16654078                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654185                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16654200                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16654201                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654205                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16654217                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16803475                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654220                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654232                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654270                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654409                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16377427                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16653932                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16653788                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651543                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16651596                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651628                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16651639                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651292                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651318                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651336                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651365                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16651371                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16651454                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651218                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16651239                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651250                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16651115                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651127                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651167                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16371878                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16659123                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651312                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16697608                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16697651                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16697571                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16697580                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16697463                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16697471                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16697492                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16697407                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16697409                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16697427                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16697429                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696572                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696620                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16696520                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16696352                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696357                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16696339                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696328                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16696288                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696274                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696278                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696285                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696256                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696261                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696262                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16696264                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696266                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696267                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696202                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16696209                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696151                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696159                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16696181                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16696193                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16695936                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16695981                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16694072                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16694030                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693960                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16657318                                                                      G01                               First Lien                       No                                            0                   MJUM                                          No
16657481                                                                      G01                               First Lien                       No                                            0                   MJUM                                          No
16657697                                                                      G01                               First Lien                       No                                            0                   MJUM                                          No
16657899                                                                      G01                               First Lien                       No                                            0                   MJUM                                          No
16693902                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16693940                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693943                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16693847                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693861                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16693873                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16655469                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16693749                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693770                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16366767                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16693674                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693650                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693480                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693547                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693606                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16693405                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693446                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16693448                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16693472                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692740                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16693331                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693333                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693350                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16693351                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693364                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692701                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692574                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692632                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692460                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692468                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692531                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16692540                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692437                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16692442                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16692445                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16692331                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16692352                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692358                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692360                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16632439                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713661                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16670509                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16674048                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692228                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16707783                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16638451                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16564826                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16717198                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16632666                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16692232                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16644188                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692211                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692154                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706903                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16658685                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16616511                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16688438                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662316                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656595                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16628980                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672486                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656485                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16681197                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16697858                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680582                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672583                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16695604                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16665891                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16644069                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16695662                                                                      G01                               First Lien                       No                                            0                   CNDU                                          Yes
16695678                                                                      G01                               First Lien                       No                                          120                   MCND                                          Yes
16673100                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16670278                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709702                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692552                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16649203                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672546                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714058                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16612814                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709622                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16692084                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16692101                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16688535                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16688443                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16688450                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16688329                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16688337                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16688348                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16688115                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16688133                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16688210                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16688406                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16688409                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16688417                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16688303                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16686346                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16686227                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16686185                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16686076                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16685928                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16685929                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16685857                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16685734                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16685747                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16685755                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16685815                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16685818                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16684780                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16684824                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16684887                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16685709                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684589                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684593                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16684626                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684687                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684710                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684730                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684450                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16684456                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16684462                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684466                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684503                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684526                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684572                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684576                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684106                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684139                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16684156                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684169                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16684186                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681729                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681748                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681825                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681844                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681850                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681983                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681999                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681677                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16681691                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16681651                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681610                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16681410                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16686114                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681630                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681527                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16681557                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681568                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681476                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704513                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16681344                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681388                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16681390                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680397                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680404                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16680459                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680467                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680479                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680491                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680510                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680536                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680541                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680580                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16680632                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680646                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680668                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16680699                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16681199                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16681211                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16681227                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680354                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680134                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16680147                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680149                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16680155                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680178                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680183                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680192                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16680219                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16680250                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680253                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16680262                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680266                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16680273                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16680327                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680333                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680336                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676872                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16676879                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16676922                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16676784                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16676756                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676633                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16676638                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16676700                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16676702                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16676502                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16676587                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676608                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674433                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16674459                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16674464                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16674467                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674537                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16674548                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674562                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674564                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16674569                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674573                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674582                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674602                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674722                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16674732                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16674401                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674406                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16674224                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16674240                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674308                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16674309                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674321                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674369                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16673258                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16673262                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16674038                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16674093                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674122                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674166                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16375358                                                                      G01                               First Lien                       No                                          120                   CNDQ                                          No
16384150                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16672956                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672963                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672972                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672977                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672997                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16672887                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672917                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16672931                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672935                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672936                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672945                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672946                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672807                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672795                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16672746                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672575                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16672600                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672666                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672690                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672516                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16672454                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672457                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672459                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672351                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672352                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672358                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16670959                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670987                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670711                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16670568                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16670575                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670596                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16670610                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16670486                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670533                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670394                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670400                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16667469                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16670296                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670309                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16670343                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16667461                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16667436                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667361                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667390                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667409                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667284                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16667105                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16667112                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16667113                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667118                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16667133                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667136                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667140                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16667179                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16667199                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16667206                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16652160                                                                      G01                               First Lien                       No                                            0                   CNDU                                          No
16666875                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16652183                                                                      G01                               First Lien                       No                                            0                   CNDU                                          No
16666803                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16666751                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16666783                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16666784                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16666789                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665779                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665784                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665787                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665847                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665849                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665855                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665860                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665868                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665872                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665882                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665884                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665888                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665894                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665898                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665899                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665900                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665912                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665499                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665532                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665567                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16665579                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16664434                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16664455                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665456                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665468                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665473                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16664378                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16664330                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16664333                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16664055                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16664271                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16664273                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16664286                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16663990                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16663961                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16663902                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16663890                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16663864                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16663824                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681813                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16350228                                                                      G01                               First Lien                       No                                            0                   CNDU                                          No
16591528                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16562524                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16595320                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16571946                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16663777                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16663731                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16772826                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16713393                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16691838                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16693205                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16700135                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16709225                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16696144                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696321                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696437                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696461                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692197                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16692485                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16693912                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16688495                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16681283                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681501                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681796                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16685908                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16655784                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16655836                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16663577                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16663667                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16680324                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16610994                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16569853                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16638624                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16610090                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16612791                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16604398                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16603822                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16599655                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16597371                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16574848                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16684774                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16674372                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16662675                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662666                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16662668                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16662655                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16662634                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665549                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665854                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665876                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665908                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665919                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16670386                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670423                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16670948                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16664272                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656795                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656871                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16662204                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662233                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16697824                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16707721                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16611280                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16611320                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16611600                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16611663                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16609908                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16609963                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16609718                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16610113                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16610120                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16652241                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16652232                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16674050                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16634529                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16606119                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16650432                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16605660                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16605795                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16605903                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16604388                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16604120                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16652190                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16564505                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16646289                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16606050                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16387566                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16604067                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16603958                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16599383                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16599634                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16597418                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16597714                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16595338                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16596525                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16591255                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16591298                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16591507                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16594883                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16585625                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16585637                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16585812                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16571944                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16572039                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16574899                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16570328                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16570491                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16571514                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16568797                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16568852                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16567772                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16567674                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16567354                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16564767                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16564927                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16562519                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16563093                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16549765                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16546209                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16546213                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16544133                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16544149                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16543940                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16540363                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16540399                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16540430                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16638610                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16663746                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674269                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681649                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16419499                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16407393                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16419087                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16419338                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16406827                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16407046                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16803559                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16662214                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16713751                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714133                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16728467                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16729835                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16646317                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16649057                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658970                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16666810                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676886                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16594836                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692160                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696358                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16697589                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16674173                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665513                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16646631                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16692096                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662136                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16662089                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662101                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16405586                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16402294                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16404072                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16730002                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16730034                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16729547                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16731461                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16731469                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16731490                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16729554                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16729555                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729556                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16729598                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16729669                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16729807                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16729837                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16729841                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729846                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16731498                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16731535                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16731547                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16731561                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16731616                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16729934                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16729952                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16400393                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728746                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728754                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728762                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16728776                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16728781                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728787                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728818                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16728893                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728906                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16728908                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729396                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729433                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16729452                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728293                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728302                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728523                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728594                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16728394                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16728427                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16728643                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728699                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16722842                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16728028                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16727948                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16721623                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16721514                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16728287                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16721572                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16717901                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16717903                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16717897                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16718005                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16709317                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16709332                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16706280                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16706306                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16706329                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16723960                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16728228                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16710509                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16713385                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16713357                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16714554                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16709217                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16709219                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16709268                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16728251                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709303                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16709312                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16697316                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16700045                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16697200                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16723895                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16693108                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16687850                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16688004                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16692007                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16693094                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16693172                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16687912                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16685632                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16685501                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16685502                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16685293                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16683797                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16685303                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16685498                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16681015                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16681031                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16723837                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723740                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16679160                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16679124                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16679085                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16676386                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16676353                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16675085                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16671432                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16671314                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16671482                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16671483                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16674891                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16674973                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16674986                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16675039                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16652235                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16652249                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16652256                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16652257                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16652259                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16652214                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16644794                                                                      G01                               First Lien                       No                                          120                   MCND                                          Yes
16644799                                                                      G01                               First Lien                       No                                          120                   MCND                                          Yes
16644800                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16644807                                                                      G01                               First Lien                       No                                          120                   MCND                                          Yes
16644815                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16644823                                                                      G01                               First Lien                       No                                          120                   MCND                                          Yes
16652152                                                                      G01                               First Lien                       No                                            0                   CNDU                                          No
16652156                                                                      G01                               First Lien                       No                                          120                   CNDU                                          Yes
16652175                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16652196                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16652199                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16723660                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16723650                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723551                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16722043                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16722050                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16722058                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16722107                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16722127                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16722160                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16722166                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16722334                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723057                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16723060                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723090                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16723096                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16723148                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723269                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723304                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723395                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16723458                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16723483                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16721938                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16721950                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723523                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16601189                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16600869                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16715039                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16595205                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16709689                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16646110                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16650594                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16662179                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16673070                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16564543                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680381                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16672383                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656363                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16650257                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16648773                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16650274                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713747                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16664024                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16706484                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16680078                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16650233                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16666572                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16666544                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16669995                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16670195                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16670212                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16670081                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16670114                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16670141                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16543970                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16545315                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16545332                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16551785                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16567415                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16586023                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16651364                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16651501                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16651667                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16651672                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16654252                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16654361                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16654429                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656214                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656244                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656264                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656323                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16656481                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16656560                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656700                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656922                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658372                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16658445                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658194                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16658146                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16658098                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16658227                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16658281                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16653630                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16661789                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16661796                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16661943                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16653631                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16653675                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16655768                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16665294                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16655794                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16655796                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16665417                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16666558                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16666559                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16655877                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16655889                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16684453                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684513                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16684616                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16684673                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16685701                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16685790                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16685913                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16685920                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16685952                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16685957                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16685978                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16686112                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16688078                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16688388                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16548817                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16638021                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16645765                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16658107                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16670183                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16644789                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16644790                                                                      G01                               First Lien                       No                                          120                   MCND                                          Yes
16644812                                                                      G01                               First Lien                       No                                          120                   MCND                                          Yes
16644813                                                                      G01                               First Lien                       No                                          120                   MCND                                          Yes
16673635                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16673684                                                                      G01                               First Lien                       No                                            0                   MCND                                          No
16697715                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16706574                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16707024                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16708130                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16709514                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709699                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16710772                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711040                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16711369                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713639                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713672                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713746                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16713924                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16714796                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16714800                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16715103                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16715311                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717406                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717445                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16717525                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16717781                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16718449                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16718495                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16718625                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16721736                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16721975                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723080                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723576                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16723609                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16723842                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16728230                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728273                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728573                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16650990                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16809565                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16813553                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16649574                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16649717                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16638016                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16640467                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16640470                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16648197                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16645753                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16645766                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16648166                                                                      G01                               First Lien                       No                                          120                   WFLN                                          No
16638052                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16775296                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16633963                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16778503                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16784679                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16788682                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16788826                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16807045                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16807090                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16809630                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16833237                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16633959                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16631262                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16630990                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16630996                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16633990                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16731717                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16731858                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16768080                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16770805                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16770928                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16771191                                                                      G01                               First Lien                       No                                           60                   EFLO                                          No
16771839                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729359                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16722177                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16723159                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16728485                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16612464                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16670584                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16703987                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16704446                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16704515                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16706548                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16706850                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16707043                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16656728                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16672774                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16709936                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16616049                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16710904                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16713548                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16713552                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16715160                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16717152                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16656921                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16684546                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16651135                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16731479                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16731488                                                                      G01                               First Lien                       No                                           60                   EFLO                                          Yes
16648949                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16650525                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16695673                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16731978                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16731998                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16650680                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692541                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16710865                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16681837                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16695635                                                                      G01                               First Lien                       No                                            0                   CNDU                                          Yes
16681856                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16676683                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16603841                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16695587                                                                      G01                               First Lien                       No                                            0                   CNDU                                          No
16468165                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16601807                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16670778                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665603                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16665656                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681695                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          Yes
16659058                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16729553                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16600614                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16596942                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16599163                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16718028                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16585340                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16595934                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16590913                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16596033                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16673639                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16728664                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16695527                                                                      G01                               First Lien                       No                                          120                   CNDU                                          No
16695566                                                                      G01                               First Lien                       No                                          120                   CNDU                                          Yes
16695602                                                                      G01                               First Lien                       No                                          120                   MCND                                          No
16687845                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16693262                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16697252                                                                      G01                               First Lien                       No                                            0                   WFLN                                          No
16700065                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16706234                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16730334                                                                      G01                               First Lien                       No                                          120                   WFLN                                          Yes
16767493                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16671488                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16676339                                                                      G01                               First Lien                       No                                            0                   WFLN                                          Yes
16780582                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          No
16685285                                                                      G01                               First Lien                       Yes                                           0                   WFLN                                          Yes
16697566                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16693848                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16693856                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16693893                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16694136                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16696306                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696376                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16696411                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16696640                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16688452                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16692090                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16692095                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16693339                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16693392                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665660                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665820                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665823                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665824                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16665826                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681224                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16681320                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16681526                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16666798                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16666866                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16666947                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16667024                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16667106                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16667107                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16670543                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16681819                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670776                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16670986                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672450                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16672499                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16672650                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16672736                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672834                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16672848                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16672888                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16673241                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16674450                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16676632                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676721                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16676774                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16680447                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16680692                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16658453                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16658514                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16658920                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16659077                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16662469                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662472                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16662532                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16663813                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16664051                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16664101                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16665564                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662090                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16662268                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16648680                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16361576                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16650162                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16646425                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16358126                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16358275                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16358335                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643824                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643874                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16644139                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16646065                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16646181                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16641215                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16643616                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16643724                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16611698                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16613119                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16616144                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16628930                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16629205                                                                      G01                               First Lien                       No                                            0                   EFLO                                          Yes
16634515                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16610153                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16597265                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16597447                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16597547                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16600903                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16602660                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16604221                                                                      G01                               First Lien                       No                                          120                   EFLO                                          Yes
16605902                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16420756                                                                      G01                               First Lien                       Yes                                           0                   EFLO                                          No
16468368                                                                      G01                               First Lien                       No                                          120                   EFLO                                          No
16419128                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16406878                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No
16405501                                                                      G01                               First Lien                       No                                            0                   EFLO                                          No

EXHIBIT C

FORM OF TRANSFER AFFIDAVIT

Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes

STATE OF_____________	)
	)	ss.:
COUNTY OF___________	)

[NAME OF OFFICER], being first duly sworn, deposes and says:

1. That he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings institution] [corporation] duly organized and existing under the laws of [the State of _____] [the United States], on behalf of which he makes this affidavit.

2. That (i) the Investor is not a “disqualified organization” as defined in Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), or an "electing large partnership" as defined in Section 775(a) of the Code and will not be a disqualified organization or electing large partnership as of [Closing Date] [date of purchase]; (ii) it is not acquiring the Bear Xxxxxxx Asset-Backed Securities I LLC Asset-Backed Certificates, Series 2007-AC1, Class R-__ Certificates (the “Residual Certificates”) for the account of a disqualified organization or an electing large partnership; (iii) it consents to any amendment of the Pooling and Servicing Agreement that shall be deemed necessary by Bear Xxxxxxx Asset Backed Securities I LLC (upon advice of counsel) to constitute a reasonable arrangement to ensure that the Residual Certificates will not be owned directly or indirectly by a disqualified organization or an electing large partnership; and (iv) it will not transfer such Residual Certificates unless (a) it has received from the transferee an affidavit in substantially the same form as this affidavit containing these same four representations and (b) as of the time of the transfer, it does not have actual knowledge that such affidavit is false.

3. That the Investor is one of the following: (i) a citizen or resident of the United States, (ii) a corporation or partnership (including an entity treated as a corporation or partnership for federal income tax purposes) created or organized in, or under the laws of, the United States or any state thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations), provided that no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are United States Persons, (iii) an estate whose income is subject to United States federal income tax regardless of its source, or (iv) a trust other than a Aforeign trust,@ as defined in Section 7701 (a)(31) of the Code.

4. That the Investor’s taxpayer identification number is ______________________.

5. That no purpose of the acquisition of the Residual Certificates is to avoid or impede the assessment or collection of tax.

6. That the Investor understands that, as the holder of the Residual Certificates, the Investor may incur tax liabilities in excess of any cash flows generated by such Residual Certificates.

7. That the Investor intends to pay taxes associated with holding the Residual Certificates as they become due.

IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.

[NAME OF INVESTOR]

By:

[Name of Officer]

[Title of Officer]

[Address of Investor for receipt of distributions]

Address of Investor for receipt of tax information:

Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Investor.

Subscribed and sworn before me this ___ day of _________, 20___.

NOTARY PUBLIC

COUNTY OF

STATE OF

My commission expires the ___ day of ___________________, 20___.

EXHIBIT D

FORM OF TRANSFEROR CERTIFICATE

______________,200___

Bear Xxxxxxx Asset Backed Securities I LLC

000 Xxxxxxx Xxxxxx

Xxx Xxxx, Xxx Xxxx 00000

Xxxxx Fargo Bank, National Association

Xxxxx Xxxxxx xxx Xxxxxxxxx Xxxxxx

Xxxxxxxxxxx, XX 00000

Attention: Bear Xxxxxxx Asset Backed Securities I Trust 2007-AC1

Re:

Bear Xxxxxxx Asset Backed Securities I LLC

Asset-Backed Certificates, Series 2007-AC1, Class__

Ladies and Gentlemen:

In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed Certificates, Series 2007-AC1, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of January 1, 2007, among Bear Xxxxxxx Asset-Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as master servicer, seller and company, Xxxxx Fargo Bank, National Association, as securities administrator (the “Securities Administrator”) and U.S. Bank National Association, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, a covenants with, the Depositor, the Securities Administrator and the Trustee that:

Neither the Seller nor anyone acting on its behalf has (a) offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.

Very truly yours,

(Seller)

By:

Name:

Title:

EXHIBIT E

FORM OF INVESTMENT LETTER (NON-RULE 144A)

[Date]

[SELLER]

Bear Xxxxxxx Asset Backed Securities I LLC

000 Xxxxxxx Xxxxxx

Xxx Xxxx, Xxx Xxxx 00000

Xxxxx Fargo Bank, National Association

Xxxxx Xxxxxx xxx Xxxxxxxxx Xxxxxx

Xxxxxxxxxxx, XX 00000

Re:

Bear Xxxxxxx Asset Backed Securities I Trust 2007-AC1, Asset-Backed Certificates, Series 2007-AC1 (the “Certificates”), including the Class ___ Certificates (the “Privately Offered Certificates”)

Dear Ladies and Gentlemen:

In connection with our purchase of Privately Offered Certificates, we confirm that:

(i)

we understand that the Privately Offered Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”) or any applicable state securities or “Blue Sky” laws, and are being sold to us in a transaction that is exempt from the registration requirements of such laws;

(ii)

any information we desired concerning the Certificates, including the Privately Offered Certificates, the trust in which the Certificates represent the entire beneficial ownership interest (the “Trust”) or any other matter we deemed relevant to our decision to purchase Privately Offered Certificates has been made available to us;

(iii)

we are able to bear the economic risk of investment in Privately Offered Certificates; we are an institutional “accredited investor” as defined in Section 501(a)(1), (2), (3) or (7) of Regulation D promulgated under the Act and a sophisticated institutional investor;

(iv)

we are acquiring Privately Offered Certificates for our own account, not as nominee for any other person, and not with a present view to any distribution or other disposition of the Privately Offered Certificates;

(v)

we agree the Privately Offered Certificates must be held indefinitely by us (and may not be sold, pledged, hypothecated or in any way disposed of) unless subsequently registered under the Act and any applicable state securities or “Blue Sky” laws or an exemption from the registration requirements of the Act and any applicable state securities or “Blue Sky” laws is available;

(vi)

we agree that in the event that at some future time we wish to dispose of or exchange any of the Privately Offered Certificates (such disposition or exchange not being currently foreseen or contemplated), we will not transfer or exchange any of the Privately Offered Certificates unless:

(A) (1) the sale is to an Eligible Purchaser (as defined below), (2) if required by the Pooling and Servicing Agreement (as defined below) a letter to substantially the same effect as either this letter or, if the Eligible Purchaser is a Qualified Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A and Related Matters Certificate in the form attached to the Pooling and Servicing Agreement (as defined below) (or such other documentation as may be acceptable to the Securities Administrator) is executed promptly by the purchaser and delivered to the addressees hereof and (3) all offers or solicitations in connection with the sale, whether directly or through any agent acting on our behalf, are limited only to Eligible Purchasers and are not made by means of any form of general solicitation or general advertising whatsoever; and

(B) if the Privately Offered Certificate is not registered under the Act (as to which we acknowledge you have no obligation), the Privately Offered Certificate is sold in a transaction that does not require registration under the Act and any applicable state securities or “blue sky” laws and, if Xxxxx Fargo Bank National Association (the “Securities Administrator”) so requests, a satisfactory Opinion of Counsel is furnished to such effect, which Opinion of Counsel shall be an expense of the transferor or the transferee;

(vii)

we agree to be bound by all of the terms (including those relating to restrictions on transfer) of the Pooling and Servicing, pursuant to which the Trust was formed; we have reviewed carefully and understand the terms of the Pooling and Servicing Agreement;

(viii)

we either: (i) are not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, have provided the Opinion of Counsel required by the Agreement, or (iii) in the case of the Class B-4 Certificates, are providing a representation to the effect that the proposed transfer and holding of such Certificate and servicing, management and operation of the Trust and its assets: (I) will not result in any prohibited transaction which is not covered under Prohibited Transaction Class Exemption (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0, XXXX 95-60, PTCE 96-23 and (II) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer, the Securities Administrator or the Trustee.

(ix) We understand that each of the Privately Offered Certificates bears, and will continue to bear, a legend to substantiate the following effect: THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2),(3) OR (7) (OR ANY ENTITY IN WHICH ALL OF THE EQUITY HOLDERS COME WITHIN SUCH PARAGRAPHS) OF REGULATION D UNDER THE ACT PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE ACT, SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF AN OPINION OF COUNSEL AS TO COMPLIANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES. [In the case of the Class B-4 Certificates]: THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0, XXXX 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE SECURITIES ADMINISTRATOR, THE MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE, OR PROVIDES AN OPINION OF COUNSEL TO SUCH EFFECT. [In the case of the Class P, Class C, Class R-1, Class R-2, Class R-3 and Class R-X Certificates]: NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 7.02(b) OF THE AGREEMENT OR (II) AN OPINION OF COUNSEL PURSUANT TO 7.02(b) OF THE AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER, THE SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

“Eligible Purchaser” means a corporation, partnership or other entity which we have reasonable grounds to believe and do believe (i) can make representations with respect to itself to substantially the same effect as the representations set forth herein, and (ii) is either a Qualified Institutional Buyer as defined under Rule 144A of the Act or an institutional “Accredited Investor” as defined under Rule 501 of the Act.

Terms not otherwise defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, dated as of January 1, 2007 (the “Pooling and Servicing Agreement”), among Bear Xxxxxxx Asset Backed Securities I LLC, as depositor, U.S. Bank National Association, as trustee, Xxxxx Fargo Bank, National Association, as securities administrator, and EMC Mortgage Corporation, as master servicer, seller and company.

If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.

Name of Nominee (if any): ________________

IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ___ day of ________, 20___.

Very truly yours,

[PURCHASER]

By:

(Authorized Officer)

[By:

Attorney-in-fact]

Nominee Acknowledgment

The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.

[NAME OF NOMINEE]

By:

(Authorized Officer)

[By:

Attorney-in-fact]

EXHIBIT F

FORM OF RULE 144A AND RELATED MATTERS CERTIFICATE

[SELLER]

Bear Xxxxxxx Asset Backed Securities I LLC

000 Xxxxxxx Xxxxxx

Xxx Xxxx, Xxx Xxxx 00000

Xxxxx Fargo Bank, National Association

Xxxxx Xxxxxx xxx Xxxxxxxxx Xxxxxx

Xxxxxxxxxxx, XX 00000

Re:

Dear Ladies and Gentlemen:

In connection with our purchase of Privately Offered Certificates, the undersigned certifies to each of the parties to whom this letter is addressed that it is a qualified institutional buyer (as defined in Rule 144A under the Securities Act of 1933, as amended (the “Act”)) as follows:

1.	It owned and/or invested on a discretionary basis eligible securities (excluding affiliate’s securities, bank deposit notes and CD’s, loan participations, repurchase agreements, securities owned but subject to a repurchase agreement and swaps), as described below:

Date: ______________, 20__ (must be on or after the close of its most recent fiscal year)

Amount: $ _____________________; and

2.	The dollar amount set forth above is:

greater than $100 million and the undersigned is one of the following entities:

(x)

[_]

an insurance company as defined in Section 2(13) of the Act¹ ; or

(y)

[_]

an investment company registered under the Investment Company Act or any business development company as defined in Section 2(a)(48) of the Investment Company Act of 1940; or

(z)

[_]

a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958; or

(aa)

[_]

a plan (i) established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, the laws of which permit the purchase of securities of this type, for the benefit of its employees and (ii) the governing investment guidelines of which permit the purchase of securities of this type; or

(bb)

[_]

a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940; or

(cc)

[_]

a corporation (other than a U.S. bank, savings and loan association or equivalent foreign institution), partnership, Massachusetts or similar business trust, or an organization described in Section 501(c)(3) of the Internal Revenue Code; or

(dd)

[_]

a U.S. bank, savings and loan association or equivalent foreign institution, which has an audited net worth of at least $25 million as demonstrated in its latest annual financial statements; or

(ee)

[_]

an investment adviser registered under the Investment Advisers Act; or

[_]

greater than $10 million, and the undersigned is a broker-dealer registered with the SEC; or

[_]

less than $ 10 million, and the undersigned is a broker-dealer registered with the SEC and will only purchase Rule 144A securities in transactions in which it acts as a riskless principal (as defined in Rule 144A); or

[_]

less than $100 million, and the undersigned is an investment company registered under the Investment Company Act of 1940, which, together with one or more registered investment companies having the same or an affiliated investment adviser, owns at least $100 million of eligible securities; or

[_]

less than $100 million, and the undersigned is an entity, all the equity owners of which are qualified institutional buyers.

The undersigned further certifies that it is purchasing a Privately Offered Certificate for its own account or for the account of others that independently qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware that the sale of the Privately Offered Certificates is being made in reliance on its continued compliance with Rule 144A. It is aware that the transferor may rely on the exemption from the provisions of Section 5 of the Act provided by Rule 144A. The undersigned understands that the Privately Offered Certificates may be resold, pledged or transferred only to (i) a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance in Rule 144A, or (ii) an institutional “accredited investor,” as such term is defined under Rule 501 of the Act in a transaction that otherwise does not constitute a public offering.

The undersigned agrees that if at some future time it wishes to dispose of or exchange any of the Privately Offered Certificates, it will not transfer or exchange any of the Privately Offered Certificates to a Qualified Institutional Buyer without first obtaining a Rule 144A and Related Matters Certificate in the form hereof from the transferee and delivering such certificate to the addressees hereof. Prior to making any transfer of Privately Offered Certificates, if the proposed Transferee is an institutional “accredited investor,” the transferor shall obtain from the transferee and deliver to the addressees hereof an Investment Letter in the form attached to the Pooling and Servicing Agreement, dated as of January 1, 2007, among Bear Xxxxxxx Asset Backed Securities I LLC, as depositor, Xxxxx Fargo Bank, National Association, as securities administrator, EMC Mortgage Corporation, as master servicer, seller and company, and U.S. Bank National Association, as trustee, pursuant to which the Certificates were issued.

The undersigned certifies that it either: (i) is not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, has provided the Opinion of Counsel required by the Agreement, or (iii) in the case of the Class B-4 Certificates, are providing a representation to the effect that the proposed transfer and holding of such Certificate and servicing, management and operation of the Trust and its assets: (I) will not result in any prohibited transaction which is not covered under Prohibited Transaction Class Exemption (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0, XXXX 95-60, PTCE 96-23 and (II) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer, the Securities Administrator or the Trustee.

A purchase by an insurance company for one or more of its separate accounts, as defined by Section 2(a)(37) of the Investment Company Act of 1940, which are neither registered nor required to be registered thereunder, shall be deemed to be a purchase for the account of such insurance company.

Name of Nominee (if any):

IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ____ day of ___________, 20___.

Very truly yours,

[PURCHASER]

By:

(Authorized Officer)

[By:

Attorney-in-fact]

Nominee Acknowledgment

[NAME OF NOMINEE]

By:

(Authorized Officer)

[By:

Attorney-in-fact]

EXHIBIT G

FORM OF REQUEST FOR RELEASE

To: Xxxxx Fargo Bank, National Association

0000 00xx Xxxxxx X.X.

Xxxxxxxxxxx, Xxxxxxxxx 00000-0000

Re:

Custodial Agreement, dated as of January 30, 2007, between Bear Xxxxxxx Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as master servicer, seller and company, Xxxxx Fargo Bank, National Association, as custodian and securities administrator, and U.S. Bank National Association, as trustee

In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Custodial Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated.

Mortgage Loan Number:

Mortgagor Name, Address & Zip Code:

Reason for Requesting Documents (check one):

_____	1.	Mortgage Paid in Full and proceeds have been deposited into the Custodial Account

_____	2.	Foreclosure

_____	3.	Substitution

_____	4.	Other Liquidation

_____	5.	Nonliquidation	Reason:________________________

_____	6.	California Mortgage Loan paid in full

By:

(authorized signer)

Issuer:

Address:

Date:

EXHIBIT H

DTC LETTER OF REPRESENTATIONS

[Provided upon Request]

EXHIBIT I

SCHEDULE OF MORTGAGE LOANS WITH LOST NOTES

[Provided upon Request]

EXHIBIT J

FORM OF CUSTODIAL AGREEMENT

THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of January 30, 2007, by and among U.S. BANK NATIONAL ASSOCIATION, as trustee under the Pooling and Servicing Agreement defined below (including its successors under the Pooling and Servicing Agreement defined below, the “Trustee”), BEAR XXXXXXX ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as a seller (in such capacity, “EMC”), as master servicer (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Master Servicer”) and company (together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Company”), XXXXX FARGO BANK, NATIONAL ASSOCIATION, as securities administrator and custodian (together with any successor in interest or any successor appointed hereunder, the “Custodian”) and MASTER FUNDING LLC, as a seller (“Master Funding”, and together with EMC, the “Sellers”).

WITNESSETH THAT:

WHEREAS, the Depositor, EMC, the Master Servicer, the Securities Administrator and the Trustee have entered into a Pooling and Servicing Agreement, dated as of January 1, 2007, relating to the issuance of Bear Xxxxxxx Asset Backed Securities I Trust 2007-AC1, Asset-Backed Certificates, Series 2007-AC1 (as in effect on the date of this Agreement, the “Original Pooling and Servicing Agreement,” and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”); and

WHEREAS, the Custodian has agreed to act as agent for the Trustee for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Sellers, the Master Servicer, or the Securities Administrator under the Pooling and Servicing Agreement and the Servicers under their respective Servicing Agreements, all upon the terms and conditions and subject to the limitations hereinafter set forth;

NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Sellers, the Master Servicer, the Securities Administrator and the Custodian hereby agree as follows:

ARTICLE I.

DEFINITIONS

Capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein.

ARTICLE II.

CUSTODY OF MORTGAGE DOCUMENTS

Section 2.1. Custodian to Act as Agent: Acceptance of Mortgage Files. The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on the schedule attached hereto (the “Mortgage Files”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.

Section 2.2. Recordation of Assignments. If any Mortgage File includes one or more assignments of Mortgage that have not been recorded pursuant to the provisions of Section 2.01 of the Pooling and Servicing Agreement and the related Mortgage Loan is not a MOM Loan or the related Mortgaged Properties are located in jurisdictions specifically excluded by the Opinion of Counsel delivered to the Trustee pursuant to Section 2.01 of the Pooling and Servicing Agreement, each such assignment shall be delivered by the Custodian to the related Seller for the purpose of recording it in the appropriate public office for real property records, and the Sellers, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.

Section 2.3. Review of Mortgage Files.

(a) On or prior to the Closing Date, in accordance with Section 2.02 of the Pooling and Servicing Agreement, the Custodian shall deliver to EMC (on its own behalf and on behalf of Master Funding), the Master Servicer and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on the Schedule attached hereto (the “Mortgage Loan Schedule”).

(b) Within 90 days of the Closing Date, the Custodian agrees, for the benefit of Certificateholders, to review, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, each such document, and shall deliver to EMC (on its own behalf and on behalf of Master Funding), the Master Servicer and the Trustee, an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

(c) Not later than 180 days after the Closing Date, the Custodian shall review the Mortgage Files as provided in Section 2.02 of the Pooling and Servicing Agreement and deliver to EMC (on its own behalf and on behalf of Master Funding), the Master Servicer and to the Trustee, a Final Certification in the form annexed hereto as Exhibit Three evidencing the completeness of the Mortgage Files.

(d) In reviewing the Mortgage Files as provided herein and in the Pooling and Servicing Agreement, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectability, insurability, effectiveness or suitability of any of the documents in any Mortgage File.

Upon receipt of written request from the Trustee, the Custodian shall as soon as practicable supply the Trustee with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.

Section 2.4. Notification of Breaches of Representations and Warranties. Upon discovery by the Custodian of a breach of any representation or warranty made by the Depositor as set forth in the Pooling and Servicing Agreement with respect to a Mortgage Loan relating to a Mortgage File, the Custodian shall give prompt written notice to the Depositor, the related Servicer and the Trustee.

Section 2.5. Custodian to Cooperate: Release of Mortgage Files. Upon receipt of written notice from the Trustee that EMC has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefor has been deposited in the Master Servicer Collection Account or the Distribution Account, then the Custodian agrees to promptly release to EMC the related Mortgage File.

Upon the Custodian’s receipt of a Request for Release substantially in the form of Exhibit G to the Pooling and Servicing Agreement signed by a Servicing Officer of a Servicer, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the Servicer, the related Mortgage File. The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of their Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.

From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any Primary Insurance Policy or PMI Policy, the Company or the related Servicer, as applicable, shall deliver to the Custodian a Request for Release signed by a Servicing Officer requesting that possession of all of the Mortgage File be released to the Company or the related Servicer, as applicable, and certifying as to the reason for such release and that such release will not invalidate any insurance coverage provided in respect of the Mortgage Loan under any of the Insurance Policies. Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the Company or the related Servicer, as applicable. The Company or the related Servicer, as applicable, shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore by the Company or the related Servicer, as applicable, no longer exists, unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Master Servicer Collection Account or the Distribution Account or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Company or the related Servicer, as applicable, has delivered to the Custodian a certificate of a Servicing Officer certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery.

At any time that the Company or the related Servicer is required to deliver to the Custodian a Request for Release, the Company or the related Servicer, as applicable, shall deliver two copies of the Request for Release if delivered in hard copy or the Company or the related Servicer, as applicable, may furnish such Request for Release electronically to the Custodian, in which event the Servicing Officer transmitting the same shall be deemed to have signed the Request for Release. In connection with any Request for Release of a Mortgage File because of a repurchase of a Mortgage Loan, such Request for Release shall be accompanied by an assignment of mortgage, without recourse, representation or warranty from the Trustee to the Seller (unless such Mortgage Loan is a MOM Loan) and the related Mortgage Note shall be endorsed without recourse, representation or warranty by the Trustee (unless such Mortgage Loans is registered on the MERS System) and be returned to the Seller. In connection with any Request for Release of a Mortgage File because of the payment in full of a Mortgage Loan, such Request for Release shall be accompanied by a certificate of satisfaction or other similar instrument to be executed by or on behalf of the Trustee and returned to the Company or the related Servicer, as applicable.

Section 2.6. Assumption Agreements. In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement in accordance with the terms and provisions of the Pooling and Servicing Agreement, the Master Servicer, to the extent provided in the Pooling and Servicing Agreement or the related Servicing Agreement, shall cause the Company or the related Servicer, as applicable, to notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.

ARTICLE III.

CONCERNING THE CUSTODIAN

Section 3.1. Custodian a Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement and in the Pooling and Servicing Agreement. Except upon compliance with the provisions of Section 2.5 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Company, the Depositor, any Servicer or the Master Servicer or otherwise released from the possession of the Custodian.

Section 3.2. Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights it would have if it were not Custodian.

Section 3.3. Securities Administrator to Pay Custodian’s Fees and Expenses. The Securities Administrator covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian, and the Securities Administrator will pay or reimburse the Custodian upon its request for all reasonable expenses, disbursements and advances incurred or made by the Custodian in accordance with any of the provisions of this Agreement (including the reasonable compensation and the expenses and disbursements of its counsel and of all persons not regularly in its employ), except any such expense, disbursement or advance as may arise from its negligence or bad faith or to the extent that such cost or expense is indemnified by the Depositor pursuant to the Pooling and Servicing Agreement.

Section 3.4. Custodian May Resign; Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.

The Trustee may remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Servicers, the Company and the Depositor.

Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. No successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.

Section 3.5. Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 3.6. Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.

ARTICLE IV.

COMPLIANCE WITH REGULATION AB

Section 4.1. Intent of the parties; Reasonableness. The parties hereto acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. The Depositor shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB to the extent reasonably practicable. The Custodian shall cooperate reasonably with the Depositor to deliver to the Depositor (including any of its assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Depositor to permit the Depositor to comply with the provisions of Regulation AB.

Section 4.2. Additional Representations and Warranties of the Custodian.

(a) [Reserved];

(b) The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Depositor under Section 4.3 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Agreement or any other Securitization Transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, trustee, originator, significant obligor, enhancement or support provider or other material transaction party (as such terms are used in Regulation AB) relating to the Securitization Transaction contemplated by the Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a "Transaction Party").

(c) If so requested by the Depositor on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (a) of this Section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate.

Section 4.3. Additional Information to Be Provided by the Custodian. For so long as the Certificates are outstanding, for the purpose of satisfying the Depositor 's reporting obligation under the Exchange Act with respect to any class of Certificates, the Custodian shall (a) notify the Depositor in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Depositor a written description of such proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Depositor or Master Servicer files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 4.3, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information.

Section 4.4. Report on Assessment of Compliance and Attestation.

(a) On or before March 15 of each calendar year, the Custodian shall:

(i) deliver to the Master Servicer, the Depositor and the Securities Administrator a report (in form and substance reasonably satisfactory to the Depositor) regarding the Custodian’s assessment of compliance with the Servicing Criteria during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Master Servicer, the Depositor and the Securities Administrator and signed by an authorized officer of the Custodian, and shall address each of the Servicing Criteria specified on a certification substantially in the form of Exhibit Four attached hereto; and

(ii) deliver to the Master Servicer, the Depositor and the Securities Administrator a report of a registered public accounting firm reasonably acceptable to the Depositor that attests to, and reports on, the assessment of compliance made by the Custodian and delivered pursuant to the preceding paragraph. Such attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange Act.

(b) In the event the Custodian is terminated under, or resigns pursuant to, the terms of this Agreement, the Custodian shall provide an Assessment of Compliance and cause to be provided an Attestation Report pursuant to this Section 4.4 notwithstanding any such termination or resignation.

Section 4.5. Indemnification; Remedies.

(a) The Custodian shall indemnify the Depositor, each affiliate of the Depositor, EMC and each broker dealer acting as underwriter, placement agent or initial purchaser of the Certificates or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon:

(i) (A) any untrue statement of a material fact contained or alleged to be contained in any information, report, certification, accountants’ attestation or other material provided under this Article IV by or on behalf of the Custodian (collectively, the “Custodian Information”), or (B) the omission or alleged omission to state in the Custodian Information a material fact required to be stated in the Custodian Information or necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; or

(ii) any failure by the Custodian to deliver any information, report, certification, accountants’ attestation or other material when and as required under this Article IV.

(iii) the negligence, bad faith or willful misconduct of the Custodian in the performance of its obligations under this Article IV.

(b) In the case of any failure of performance described in clause (ii) of Section 4.5(a), the Custodian shall promptly reimburse the Depositor for all costs reasonably incurred by the Depositor in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Custodian.

(c) In no event shall the Custodian or its directors, officers, and employees be liable for any special, indirect or consequential damages from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.

This indemnification shall survive the termination of this Agreement or the termination of the Custodian.

ARTICLE V.

MISCELLANEOUS PROVISIONS

Section 5.1. Notices. All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.

Section 5.2. [Reserved].

Section 5.3. Amendments. No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.

Section 5.4. GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

Section 5.5. Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.

Section 5.6. Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.

[Signature Page Follows]

IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.

Address: Xxx Xxxxxxx Xxxxxx, 0^xx Xxxxx Xxxxxx, XX 00000 Attention: BSABS I 2007-AC1 Telecopy: (000) 000-0000	U.S. BANK NATIONAL ASSOCIATION, not individually but solely as Trustee By:___________________________________ Name: Title:

Address: 000 Xxxxxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000	BEAR XXXXXXX ASSET BACKED SECURITIES I LLC By:___________________________________ Name: Xxxxxx X. Xxxxxxxxx, Xx. Title: Vice President

Address: 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000	EMC MORTGAGE CORPORATION, as Master Servicer and Seller By:___________________________________ Name: Title:

Address: 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000	MASTER FUNDING LLC, as Seller By:___________________________________ Name: Title:

Address: 0000 Xxx Xxxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxx 00000	XXXXX FARGO BANK, NATIONAL ASSOCIATION, as Securities Administrator By:___________________________________ Name: Title:

Address: 0000 00xx Xxxxxx X.X. Xxxxxxxxxxx, Xxxxxxxxx 00000-0000	XXXXX FARGO BANK, NATIONAL ASSOCIATION, as Custodian By:___________________________________ Name: Title:

STATE OF MASSACHUSETTS	)
	) ss
COUNTY OF SUFFOLK	)

On the 30th day of January 2007 before me, a notary public in and for said State, personally appeared __________________________, known to me to be a(n) __________________________ of U.S. Bank National Association, a national banking association, one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[SEAL]

STATE OF NEW YORK	)
	) ss
COUNTY OF NEW YORK	)

On the 30th day of January 2007 before me, a notary public in and for said State, personally appeared __________________________, known to me to be a(n) __________________________ of Bear Xxxxxxx Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[SEAL]

STATE OF TEXAS	)
	) ss
COUNTY OF DALLAS	)

On the 30th day of January 2007 before me, a notary public in and for said State, personally appeared __________________________, known to me to be an authorized representative of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

STATE OF TEXAS	)
	) ss
COUNTY OF DALLAS	)

On the 30th day of January 2007 before me, a notary public in and for said State, personally appeared __________________________, known to me to be an authorized representative of Master Funding LLC, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

STATE OF MARYLAND	)
	) ss
COUNTY OF XXXXXX	)

On the 30th day of January 2007 before me, a notary public in and for said State, personally appeared __________________________, known to me to be a(n) __________________________ of Xxxxx Fargo Bank, National Association, a national banking association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

STATE OF MINNESOTA	)
	) ss
COUNTY OF	)

On the 30th day of January 2007 before me, a notary public in and for said State, personally appeared __________________________, known to me to be a(n) __________________________ of Xxxxx Fargo Bank, National Association, a national banking association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

[Notarial Seal]

EXHIBIT ONE

FORM OF CUSTODIAN INITIAL CERTIFICATION

January 30, 2007

U.S. Bank National Association Xxx Xxxxxxx Xxxxxx, 0^xx Xxxxx Xxxxxx, XX 00000	With a copy to: EMC Mortgage Corporation 0000 Xxxx Xxxxx Xxxxx Xxxxxxxxxx, XX 00000 Attention: Xxxxxxxx Xxxxx Facsimile: (000) 000-0000

EMC Mortgage Corporation 0000 Xxxx Xxxxx Xxxxx Xxxxxxxxxx, XX 00000 Attention: Xxxxx Xxxxx Facsimile: (000) 000-0000

Attention: Bear Xxxxxxx Asset Backed Securities I LLC, Series 2007-AC1

Re:

Custodial Agreement, dated as of January 30, 2007, by and

among U.S. Bank National Association, Xxxxx Fargo Bank,

National Association, Bear Xxxxxxx Asset Backed Securities

I LLC, EMC Mortgage Corporation and Master Funding

LLC relating to Bear Xxxxxxx Asset Backed Securities I

Trust 2007-AC1, Asset-Backed Certificates, Series 2007-AC1

Ladies and Gentlemen:

In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, and subject to Section 2.02(a) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File (which contains an original Mortgage Note or lost note affidavit) to the extent required in Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

XXXXX FARGO BANK, NATIONAL ASSOCIATION

By:______________________________

Name:____________________________

Title:_____________________________

SCHEDULE A

(PROVIDED UPON REQUEST)

EXHIBIT TWO

FORM OF CUSTODIAN INTERIM CERTIFICATION

[DATE]

U.S. Bank National Association Xxx Xxxxxxx Xxxxxx, 0^xx Xxxxx Xxxxxx, XX 00000	With a copy to: EMC Mortgage Corporation 0000 Xxxx Xxxxx Xxxxx Xxxxxxxxxx, XX 00000 Attention: Xxxxxxxx Xxxxx Facsimile: (000) 000-0000

EMC Mortgage Corporation 0000 Xxxx Xxxxx Xxxxx Xxxxxxxxxx, XX 00000 Attention: Xxxxx Xxxxx Facsimile: (000) 000-0000

Attention: Bear Xxxxxxx Asset Backed Securities I LLC, Series 2007-AC1

Re:

Custodial Agreement, dated as of January 30, 2007, by and

among U.S. Bank National Association, Xxxxx Fargo Bank,

National Association, Bear Xxxxxxx Asset Backed Securities

I LLC, EMC Mortgage Corporation and Master Funding

LLC relating to Bear Xxxxxxx Asset Backed Securities I

Trust 2007-AC1, Asset-Backed Certificates, Series 2007-AC1

Ladies and Gentlemen:

In accordance with Section 2.3(b) of the above-captioned Custodial Agreement and subject to Section 2.02(a) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required pursuant to Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: all required documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.

XXXXX FARGO BANK, NATIONAL ASSOCIATION

By:______________________________

Name:____________________________

Title:_____________________________

SCHEDULE A

(PROVIDED UPON REQUEST)

EXHIBIT THREE

FORM OF CUSTODIAN FINAL CERTIFICATION

[DATE]

U.S. Bank National Association Xxx Xxxxxxx Xxxxxx, 0^xx Xxxxx Xxxxxx, XX 00000	With a copy to: EMC Mortgage Corporation 0000 Xxxx Xxxxx Xxxxx Xxxxxxxxxx, XX 00000 Attention: Xxxxxxxx Xxxxx Facsimile: (000) 000-0000

EMC Mortgage Corporation 0000 Xxxx Xxxxx Xxxxx Xxxxxxxxxx, XX 00000 Attention: Xxxxx Xxxxx Facsimile: (000) 000-0000

Attention: Bear Xxxxxxx Asset Backed Securities I LLC, Series 2007-AC1

Re:

Custodial Agreement, dated as of January 30, 2007, by and

among U.S. Bank National Association, Xxxxx Fargo Bank,

National Association, Bear Xxxxxxx Asset Backed Securities

I LLC, EMC Mortgage Corporation and Master Funding

LLC relating to Bear Xxxxxxx Asset Backed Securities I

Trust 2007-AC1, Asset-Backed Certificates, Series 2007-AC1

In accordance with Section 2.3(c) of the above-captioned Custodial Agreement

and, subject to Section 2.02(b) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required pursuant to Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: all required documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement or in the Pooling and Servicing Agreement, as applicable.

XXXXX FARGO BANK, NATIONAL ASSOCIATION

By:______________________________

Name:____________________________

Title:_____________________________

SCHEDULE A

(PROVIDED UPON REQUEST)

EXHIBIT FOUR

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified below as “Applicable Servicing Criteria”:

Servicing Criteria		Applicable Servicing Criteria
Reference	Criteria
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances are made, reviewed and approved as specified in the transaction agreements.
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institutions” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliations; and (D) contain explanations for reconciling items, These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements, (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors; or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the servicer.
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the servicer’s investor records, or such other number of days specified in the transaction agreements.
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related asset pool documents.	√
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements.	√
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements
1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
1122(d)(4)(v)	The servicer’s records regarding the pool assets agree with the servicer’s records with respect to an obligor’s unpaid principal balance.
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor’s pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
1122(d)(4)(vii)	Loss mitigation of recovery actions (e.g., forbearance plans, modifications and deed in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction documents.
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements., Such records are maintained in at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 3- calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements.
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax ore insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the service at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible funds are recognized and recorded in accordance with the transaction agreements.
1122(d)(4)(xv)	Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.

EXHIBIT K

FORM OF BACK-UP CERTIFICATION TO FORM 10-K CERTIFICATE

The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]

I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:

(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the “Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);

(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;

(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];

(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and

(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.

Date: _________________________

By:

Name: ________________________________

Title: ________________________________

EXHIBIT L

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT

MORTGAGE LOAN PURCHASE AGREEMENT, dated as of January 30, 2007, as amended and supplemented by any and all amendments hereto (collectively, “this Agreement”), by and among EMC MORTGAGE CORPORATION, a Delaware corporation (“EMC” or a “Mortgage Loan Seller”), MASTER FUNDING LLC, a Delaware limited liability company (“Master Funding” or a “Mortgage Loan Seller”, and together with EMC, the “Mortgage Loan Sellers”)and BEAR XXXXXXX ASSET BACKED SECURITIES I LLC, a Delaware limited liability company (the “Purchaser”).

Upon the terms and subject to the conditions of this Agreement, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase, certain conventional, fixed rate, first lien mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) as described herein. The Purchaser intends to deposit the Mortgage Loans into a trust fund (the “Trust Fund”) and create Bear Xxxxxxx Asset Backed Securities I Trust 2007-AC1, Asset-Backed Certificates, Series 2007-AC1 (the “Certificates”), under a pooling and servicing agreement, to be dated as of January 1, 2007 (the “Pooling and Servicing Agreement”), among the Purchaser, as depositor, EMC, as seller and as master servicer (in such capacity, the “Master Servicer”), Xxxxx Fargo Bank, National Association, as securities administrator (the “Securities Administrator”), and U.S. Bank National Association, as trustee (the “Trustee”).

The Purchaser has filed with the Securities and Exchange Commission (the “Commission”) a registration statement on Form S-3 (Number 333-131374) relating to its Asset-Backed Certificates and the offering of certain series thereof (including certain classes of the Certificates) from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Securities Act”). Such registration statement, when it became effective under the Securities Act, and the prospectus relating to the public offering of certain classes of the Certificates by the Purchaser (the “Public Offering”), as each may be amended or supplemented from time to time pursuant to the Securities Act or otherwise, are referred to herein as the “Registration Statement” and the “Prospectus,” respectively. The “Prospectus Supplement” shall mean that supplement, dated January 29, 2007, to the Prospectus, dated December 18, 2006, relating to certain classes of the Certificates. With respect to the Public Offering of certain classes of the Certificates, the Purchaser and Bear, Xxxxxxx & Co. Inc. (“Bear Xxxxxxx”) have entered into a terms agreement, dated as of January 29, 2007, to an underwriting agreement, dated April 13, 2006, between the Purchaser and Bear Xxxxxxx (together, the “Underwriting Agreement”).

Now, therefore, in consideration of the premises and the mutual agreements set forth herein, the parties hereto agree as follows:

SECTION 1. Definitions. Certain terms are defined herein. Capitalized terms used herein but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement. The following other terms are defined as follows:

Acquisition Price: With respect to EMC and the sale of the EMC Mortgage Loans, cash in an amount equal to $ * (plus $ * in accrued interest). With respect to Master Funding and the sale of the Master Funding Mortgage Loans, cash in an amount equal to $ * (plus $ * in accrued interest).

Bear Xxxxxxx: Bear, Xxxxxxx & Co. Inc.

Closing Date: January 30, 2007.

Custodial Agreement: An agreement, dated as of January 30, 2007 among the Depositor, EMC, Master Funding, the Trustee, the Master Servicer, the Securities Administrator and the Custodian.

Cut-off Date Balance: Shall mean $455,775,287.84.

Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.

Due Date: With respect to each Mortgage Loan, the date in each month on which its scheduled payment is due, as set forth in the related Mortgage Note.

EMC: EMC Mortgage Corporation.

EMC Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.

EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Mortgage Loan Seller.

Master Funding: Master Funding LLC.

Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Mortgage Loan Seller.

MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.

_________________________

* Please contact Bear Xxxxxxx for pricing information.

Moody’s: Xxxxx’x Investors Service, Inc., or its successors in interest.

Mortgage: The mortgage or deed of trust creating a first lien on an interest in real property securing a Mortgage Note.

Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement.

Mortgage Rate: The annual rate of interest borne by a Mortgage Note as stated therein.

Mortgagor: The obligor(s) on a Mortgage Note.

Net Mortgage Rate: For each Mortgage Loan, the Mortgage Rate for such Mortgage Loan less (i) the Securities Administrator Fee, (ii) the Servicing Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if applicable.

Opinion of Counsel: A written opinion of counsel, who may be counsel for a Mortgage Loan Seller or the Purchaser, reasonably acceptable to the Trustee.

Person: Any legal person, including any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

Purchase Price: With respect to any Mortgage Loan required to be purchased by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the principal remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), (ii) accrued and unpaid interest thereon at the Mortgage Rate through and including the last day of the month of purchase, plus any portion of the Servicing Advances payable to the purchaser of the Mortgage Loan, and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.

Rating Agencies: Standard & Poor’s and Moody’s, each a “Rating Agency.”

Replacement Mortgage Loan: A mortgage loan substituted for a Deleted Mortgage Loan which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing Agreement; upon such substitution, such mortgage loan shall be a “Mortgage Loan” hereunder.

Securities Act: The Securities Act of 1933, as amended.

Standard & Poor’s: Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc. or its successors in interest.

Transaction Documents: This Agreement, the Pooling and Servicing Agreement, the Custodial Agreement and the Underwriting Agreement.

Value: The value of the Mortgaged Property at the time of origination of the related Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at the time of origination.

Xxxxx Fargo: Xxxxx Fargo Bank, National Association.

SECTION 2. Purchase and Sale of the Mortgage Loans and Related Rights.

(a) Upon satisfaction of the conditions set forth in Section 11 hereof, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase Mortgage Loans sold by such Mortgage Loan Seller having an aggregate outstanding principal balance as of the Cut-off Date equal to the related Cut-off Date Balance.

(b) The closing for the purchase and sale of the Mortgage Loans and the closing for the issuance of the Certificates will take place on the Closing Date at the office of the Purchaser’s counsel in New York, New York or such other place as the parties shall agree.

(c) Upon the satisfaction of the conditions set forth in Section 11 hereof, on the Closing Date, the Purchaser shall pay to each respective Mortgage Loan Seller the related Acquisition Price for the Mortgage Loans sold by such Mortgage Loan Seller in immediately available funds by wire transfer to such account or accounts as shall be designated by such Mortgage Loan Seller.

(d) In addition to the foregoing, on the Closing Date each Mortgage Loan Seller assigns to the Purchaser all of its right, title and interest in the Servicing Agreements.

SECTION 3. Mortgage Loan Schedules. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) agrees to provide to the Purchaser as of the date hereof a preliminary listing of the Mortgage Loans (the “Preliminary Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by each respective Mortgage Loan Seller. If there are changes to the Preliminary Mortgage Loan Schedule, such Mortgage Loan Seller shall provide to the Purchaser as of the Closing Date a final schedule (the “Final Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by such Mortgage Loan Seller to the Purchaser. The Final Mortgage Loan Schedule shall be delivered to the Purchaser on the Closing Date, shall be attached to an amendment to this Agreement to be executed on the Closing Date by the parties hereto and shall be in form and substance mutually agreed to by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser (the “Amendment”). If there are no changes to the Preliminary Mortgage Loan Schedule, the Preliminary Mortgage Loan Schedule shall be the Final Mortgage Loan Schedule for all purposes hereof.

SECTION 4. Mortgage Loan Transfer.

(a) The Purchaser will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and all payments thereof. Each Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due on or before the Cut-off Date (including payments collected after the Cut-off Date) and all payments thereof. Such principal amounts and any interest thereon belonging to the related Mortgage Loan Seller as described above will not be included in the aggregate outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Final Mortgage Loan Schedule.

(b) Pursuant to various conveyancing documents to be executed on the Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the Certificateholders. In connection with the transfer and assignment of the Mortgage Loans, each Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee or the Custodian on behalf of the Trustee by the Closing Date or such later date as is agreed to by the Purchaser and such Mortgage Loan Seller (each of the Closing Date and such later date is referred to as a “Mortgage File Delivery Date”), the items of each Mortgage File, provided, however, that in lieu of the foregoing, such Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the original Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will upon receipt of recording information relating to the Mortgage required to be included thereon, be delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification by such Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording;” (y) in lieu of the Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from such Mortgage Loan Seller or the Master Servicer to such effect), such Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit 5 the related Mortgage Loan Seller may deliver lost note affidavits and indemnities of such Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, such Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by such Mortgage Loan Seller or the Master Servicer to such effect. Each Mortgage Loan Seller shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) or such certified copies to the Trustee, or the Custodian on behalf of the Trustee, promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause the Mortgage and intervening assignments, if any, and the assignment of the Mortgage to be recorded not later than 180 days after the Closing Date unless such assignment is not required to be recorded under the terms set forth in Section 6(a) hereof.

(c) In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will cause, at EMC’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the related Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will not, and will not permit any Servicer or the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of the Pooling and Servicing Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of the Pooling and Servicing Agreement.

(d) Each Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the Mortgage Loans and the related servicing, will ultimately be assigned to U.S. Bank National Association, as Trustee for the benefit of the Certificateholders, on the date hereof.

SECTION 5. Examination of Mortgage Files.

(a) On or before the Mortgage File Delivery Date, each Mortgage Loan Seller will have made the related Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the Trustee or such Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian. The fact that the Purchaser or its agent has conducted or has failed to conduct any partial or complete examination of the related Mortgage Files shall not affect the Purchaser’s rights to demand cure, repurchase, substitution or other relief as provided in this Agreement. In furtherance of the foregoing, each Mortgage Loan Seller shall make the related Mortgage Files available to the Purchaser or its agent from time to time so as to permit the Purchaser to confirm such Mortgage Loan Seller’s compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing Agreement. In addition, upon request of the Purchaser, each Mortgage Loan Seller agrees to provide to the Purchaser, Bear Xxxxxxx and to any investors or prospective investors in the Certificates information regarding the Mortgage Loans and their servicing, to make the related Mortgage Files available to the Purchaser, Bear Xxxxxxx and to such investors or prospective investors (which may be at the offices of the related Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian) and to make available personnel knowledgeable about the related Mortgage Loans for discussions with the Purchaser, Bear Xxxxxxx and such investors or prospective investors, upon reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Xxxxxxx and such investors or potential investors to conduct such due diligence as any such party reasonably believes is appropriate.

(b) Pursuant to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or the Custodian as obligated under the Custodial Agreement), for the benefit of the Certificateholders, will review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) an initial certification in the form attached as Exhibit One to the Custodial Agreement.

(c) Within 90 days of the Closing Date, the Trustee or the Custodian on its behalf shall, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Trustee an Interim Certification in the form attached as Exhibit Two to the Custodial Agreement to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

(d) The Trustee or the Custodian on its behalf will review the Mortgage Files within 180 days of the Closing Date and will deliver to EMC and the Master Servicer, and if reviewed by the Custodian, the Trustee, a final certification substantially in the form of Exhibit Three to the Custodial Agreement. If the Trustee or the Custodian on its behalf is unable to deliver a final certification with respect to the items listed in Exhibit 1 due to any document that is missing, has not been executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in the Final Mortgage Loan Schedule (a “Material Defect”), the Trustee or the Custodian on its behalf shall notify the EMC of such Material Defect. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall correct or cure any such Material Defect within 90 days from the date of notice from the Trustee of the Material Defect and if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) does not correct or cure such Material Defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, in accordance with the terms of the Pooling and Servicing Agreement, within 90 days of the date of notice, provide the Trustee with a Replacement Mortgage Loan (if within two years of the Closing Date) or purchase the related Mortgage Loan at the applicable Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to deliver the original security instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a certified copy, have not been returned by the applicable jurisdiction, EMC shall not be required to purchase such Mortgage Loan if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase obligation shall not apply in the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or a Servicing Officer confirming that such documents have been accepted for recording, and delivery to the Trustee shall be effected by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) within thirty days of its receipt of the original recorded document.

(e) At the time of any substitution, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall deliver or cause to be delivered the Replacement Mortgage Loan, the related Mortgage File and any other documents and payments required to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time of any purchase or substitution, the Trustee shall (i) assign the selected Mortgage Loan to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and shall release or cause the Custodian to release the documents (including, but not limited to the Mortgage, Mortgage Note and other contents of the Mortgage File) in the possession of the Trustee or the Custodian, as applicable relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) title to such Deleted Mortgage Loan.

SECTION 6. Recordation of Assignments of Mortgage.

(a) EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage from the Mortgage Loan Sellers to the Trustee, and all unrecorded intervening assignments, if any, delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) need not cause to be recorded any assignment which relates to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged Property is located in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment of Mortgage shall be submitted for recording by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Percentage Interests aggregating not less than 25% of the Trust, (ii) the occurrence of a Company Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to EMC under the Pooling and Servicing Agreement, (iv) the occurrence of a servicing transfer as described in Section 9.05 of the Pooling and Servicing Agreement or an assignment of the servicing as described in Section 8.05(b) of the Pooling and Servicing Agreement or (iv) with respect to any one assignment of Mortgage, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.

While each such Mortgage or assignment is being recorded, if necessary, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall leave or cause to be left with the Trustee or the Custodian on its behalf a certified copy of such Mortgage or assignment. In the event that, within 180 days of the Closing Date, the Trustee has not been provided with an Opinion of Counsel as described above or received evidence of recording with respect to each Mortgage Loan delivered to the Purchaser pursuant to the terms hereof or as set forth above and the related Mortgage Loan is not a MOM Loan, the failure to provide evidence of recording or such Opinion of Counsel shall be considered a Material Defect, and the provisions of Section 5(c) and (d) shall apply. All customary recording fees and reasonable expenses relating to the recordation of the assignments of mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by EMC.

(b) It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by each Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated as, a sale. It is, further, not the intention of the parties that such conveyance be deemed a pledge of the Mortgage Loans by such Mortgage Loan Seller to the Purchaser to secure a debt or other obligation of that Mortgage Loan Seller. However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans are held by a court to continue to be property of such Mortgage Loan Seller, then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for herein shall be deemed to be a grant by such Mortgage Loan Seller to the Purchaser of a security interest in all of such Mortgage Loan Seller’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, to the extent the Purchaser would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to Section 4 hereof, including all amounts, other than investment earnings, from time to time held or invested in any accounts created pursuant to the Pooling and Servicing Agreement, whether in the form of cash, instruments, securities or other property; (c) the possession by the Purchaser or the Trustee (or the Custodian on its behalf) of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 (or comparable provision) of the applicable Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law. Any assignment of the interest of the Purchaser pursuant to any provision hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed to be an assignment of any security interest created hereby. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Pooling and Servicing Agreement.

SECTION 7. Representations and Warranties of EMC Concerning the Mortgage Loans. EMC hereby represents and warrants to the Purchaser as of the Closing Date or such other date as may be specified below with respect to each Mortgage Loan being sold by it, that:

(a) The information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects.

(b) Immediately prior to the transfer to the Purchaser, the Mortgage Loan Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and the Mortgage Loan Seller has full right and authority to sell or assign the same pursuant to this Agreement.

(c) Each Mortgage Loan at the time it was made complied in all material respects with all applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable predatory, abusive and fair lending laws; and each Mortgage Loan has been serviced in all material respects in accordance with all applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws and the terms of the related Mortgage Note, the Mortgage and other loan documents.

(d) There is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the Mortgage Loan Seller, any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default, breach or event of acceleration; and no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan.

(e) The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders.

(f) No selection procedure reasonably believed by the Mortgage Loan Seller to be adverse to the interests of the Certificateholders was utilized in selecting the Mortgage Loans.

(g) Each Mortgage is a valid and enforceable first lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage.

(h) There is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in clause (m) below.

(i) There was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property.

(j) There is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note.

(k) The physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property.

(l) The Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances.

(m) A lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Xxxxxx Xxx or Xxxxxxx Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the Mortgage Loan Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan; and the Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable.

(n) At the time of origination, each Mortgaged Property was the subject of an appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and, the appraisal is in a form acceptable to Xxxxxx Mae or Xxxxxxx Mac.

(o) The improvements on each Mortgaged Property securing a Mortgage Loan are insured (by an insurer which is acceptable to the Mortgage Loan Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense.

(p) Each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9) without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a “qualified mortgage” notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9).

(q) None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loans under any applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees).

(r) The information set forth in Schedule A of the Prospectus Supplement with respect to the Mortgage Loans is true and correct in all material respects.

(s) No Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary, which is now Version 5.7, Appendix E, attached hereto as Exhibit 6) or (b) was originated on or after October 1, 2002 through March 6, 2003 and is governed by the Georgia Fair Lending Act.

(t) Each Mortgage Loan was originated in accordance with the underwriting guidelines of the related originator.

(u) Each original Mortgage has been recorded or is in the process of being recorded in accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in the appropriate jurisdictions wherein such recordation is required to perfect the lien thereof for the benefit of the Trust Fund.

(v) The related Mortgage File contains each of the documents and instruments listed in Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions and qualifications as are set forth in such Section.

(w) The Mortgage Loans are currently being serviced in accordance with accepted servicing practices.

(x) With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the Mortgage Loan Seller and each prepayment penalty is permitted pursuant to federal, state and local law. In addition, with respect to each Mortgage Loan (i) no Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated and (ii) such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan.

(y) If any of the Mortgage Loans are secured by a leasehold interest, with respect to each leasehold interest: the use of leasehold estates for residential properties is an accepted practice in the area where the related Mortgaged Property is located; residential property in such area consisting of leasehold estates is readily marketable; the lease is recorded and no party is in any way in breach of any provision of such lease; the leasehold is in full force and effect and is not subject to any prior lien or encumbrance by which the leasehold could be terminated or subject to any charge or penalty; and the remaining term of the lease does not terminate less than ten years after the maturity date of such Mortgage Loan.

(z) Each Mortgage Loan was originated (a) by a savings and loan association, savings bank, commercial bank, credit union, insurance company or similar institution that is supervised and examined by a federal or state authority, (b) by a mortgagee approved by the Secretary of Housing and Urban Development pursuant to Sections 203 and 211 of the National Housing Act, as amended, or (c) by a mortgage broker or correspondent lender in a manner such that the related Mortgage Loan would be regarded for purposes of Section 3(a)(41) of the Securities Exchange Act of 1934, as amended, as having been originated by an entity described in clauses (a) or (b) above.

It is understood and agreed that the representations and warranties set forth in this Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File. Upon any substitution for a Mortgage Loan, the representations and warranties set forth above shall be deemed to be made by the Mortgage Loan Seller as to any Replacement Mortgage Loan as of the date of substitution.

Upon discovery or receipt of notice by the Mortgage Loan Seller, the Purchaser or the Trustee of a breach of any representation or warranty of the Mortgage Loan Seller set forth in this Section 7 which materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to this Agreement, the party discovering or receiving notice of such breach shall give prompt written notice to the others. In the case of any such breach of a representation or warranty set forth in this Section 7, within 90 days from the date of discovery by the Mortgage Loan Seller, or the date the Mortgage Loan Seller is notified by the party discovering or receiving notice of such breach (whichever occurs earlier), the Mortgage Loan Seller will (i) cure such breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase Price or (iii) if within two years of the Closing Date, substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan Schedule contained in clause (a) of this Section 7, if such breach is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the representation contained in clause (x) of this Section 7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust Fund at the Purchase Price, the Mortgage Loan Seller shall pay the amount of the Prepayment Charge (net of any amount previously collected by or paid to the Trust Fund in respect of such Prepayment Charge) from its own funds and without reimbursement therefor, and the Mortgage Loan Seller shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations of the Mortgage Loan Seller to cure, purchase or substitute a qualifying Replacement Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and exclusive remedy under this Agreement or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation of the Mortgage Loan Seller to indemnify the Purchaser for such breach as set forth in and limited by Section 14 hereof.

Any cause of action against EMC or relating to or arising out of a breach by EMC of any representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by EMC or notice thereof by the party discovering such breach and (ii) failure by EMC to cure such breach, purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage Loan pursuant to the terms hereof.

SECTION 8. Representations and Warranties Concerning EMC. As of the date hereof and as of the Closing Date, EMC represents and warrants to the Purchaser and Master Funding as to itself in the capacity indicated as follows:

(a) EMC (i) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on EMC’s business as presently conducted or on EMC’s ability to enter into this Agreement or any other Transaction Document to which it is a party and to consummate the transactions contemplated hereby or thereby;

(b) EMC has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement or any other Transaction Document to which it is a party;

(c) the execution and delivery by EMC of this Agreement and any other Transaction Document to which it is a party has been duly authorized by all necessary action on the part of EMC; and neither the execution and delivery of this Agreement or any other Transaction Document to which it is a party, nor the consummation of the transactions herein or therein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on EMC or its properties or the charter or by-laws of EMC, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on EMC’s ability to enter into this Agreement or any other Transaction Document to which it is a party and to consummate the transactions contemplated hereby or thereby;

(d) the execution, delivery and performance by EMC of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;

(e) each of this Agreement and the other Transaction Document to which it is a party has been duly executed and delivered by EMC and, assuming due authorization, execution and delivery by the Purchaser, constitutes a valid and binding obligation of EMC enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);

(f) there are no actions, suits or proceedings pending or, to the knowledge of EMC, threatened against EMC, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or any other Transaction Document to which it is a party or (ii) with respect to any other matter which in the judgment of EMC could reasonably be expected to be determined adversely to EMC and will if determined adversely to EMC materially and adversely affect EMC’s ability to perform its obligations under this Agreement or any other Transaction Document to which it is a party; and EMC is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and

(g) EMC’s Information (as defined in Section 14(a) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.

SECTION 9. Representations and Warranties Concerning the Purchaser. As of the date hereof and as of the Closing Date, the Purchaser represents and warrants to the Mortgage Loan Sellers as follows:

(a) the Purchaser (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Purchaser’s business as presently conducted or on the Purchaser’s ability to enter into this Agreement or any other Transaction Document to which it is a party and to consummate the transactions contemplated hereby or thereby;

(b) the Purchaser has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement or any other Transaction Document to which it is a party;

(c) the execution and delivery by the Purchaser of this Agreement or any other Transaction Document to which it is a party has been duly authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its properties or the certificate of formation or limited liability company agreement of the Purchaser, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Purchaser’s ability to enter into this Agreement or any other Transaction Document to which it is a party and to consummate the transactions contemplated hereby or thereby;

(d) the execution, delivery and performance by the Purchaser of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made;

(e) each of this Agreement and the other Transaction Documents to which it is a party has been duly executed and delivered by the Purchaser and, assuming due authorization, execution and delivery by the Mortgage Loan Seller, constitutes a valid and binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);

(f) there are no actions, suits or proceedings pending or, to the knowledge of the Purchaser, threatened against the Purchaser, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement and the other Transaction Documents to which it is a party or (ii) with respect to any other matter which in the judgment of the Purchaser will be determined adversely to the Purchaser and will if determined adversely to the Purchaser materially and adversely affect the Purchaser’s ability to perform its obligations under this Agreement and the other Transaction Documents to which it is a party; and the Purchaser is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement and the other Transaction Documents to which it is a party; and

(g) the Purchaser’s Information (as defined in Section 14(b) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.

SECTION 10. Representations and Warranties Concerning Master Funding. As of the date hereof and as of the Closing Date, Master Funding represents and warrants to EMC and the Purchaser as follows:

(a) Master Funding (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on Master Funding’s business as presently conducted or on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(b) Master Funding has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;

(c) The execution and delivery by Master Funding of this Agreement has been duly authorized by all necessary action on the part of Master Funding; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on Master Funding or its properties or the written consent of the sole member or limited liability company agreement of Master Funding, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;

(d) The execution, delivery and performance by Master Funding of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;

(e) This Agreement has been duly executed and delivered by Master Funding and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of Master Funding enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally); and

(f) There are no actions, suits or proceedings pending or, to the knowledge of Master Funding, threatened against Master Funding, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of Master Funding could reasonably be expected to be determined adversely to Master Funding and if determined adversely to Master Funding materially and adversely affect Master Funding’s ability to perform its obligations under this Agreement; and Master Funding is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement.

SECTION 11. Conditions to Closing.

(a) The obligations of the Purchaser under this Agreement will be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:

(1) Each of the obligations of each Mortgage Loan Seller required to be performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects; all of the representations and warranties of each Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in all material respects; and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or any of the Transaction Documents; and the Purchaser shall have received certificates to that effect signed by authorized officers of each of the Mortgage Loan Sellers.

(2) The Purchaser shall have received all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof:

(i) If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;

(ii) If required pursuant to Section 3 hereof, the Final Mortgage Loan Schedule containing the information set forth on Exhibit 2 hereto, one copy to be attached to each counterpart of the Amendment;

(iii) The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby duly executed by all signatories;

(iv) A certificate of an officer of each Mortgage Loan Seller dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of such Mortgage Loan Seller authorizing the transactions contemplated by this Agreement and the other Transaction Documents to which it is a party, together with copies of the articles of incorporation, by-laws and certificate of good standing of such Mortgage Loan Seller;

(v) One or more opinions of counsel from the Mortgage Loan Sellers’ counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee and each Rating Agency;

(vi) A letter from each of the Rating Agencies giving each Class of Certificates set forth on Schedule A hereto the rating set forth therein; and

(vii) Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended ratings from each Rating Agency for the Certificates.

(3) The Certificates to be sold to Bear Xxxxxxx pursuant to the Underwriting Agreement shall have been issued and sold to Bear Xxxxxxx.

(4) Each Mortgage Loan Seller shall have furnished to the Purchaser such other certificates of its officers or others and such other documents and opinions of counsel to evidence fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as the Purchaser and their respective counsel may reasonably request.

(b) The obligations of each Mortgage Loan Seller under this Agreement shall be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:

(1) The obligations of the Purchaser required to be performed by it on or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects, and all of the representations and warranties of the Purchaser under this Agreement shall be true and correct in all material respects as of the date hereof and as of the Closing Date, and no event shall have occurred which would constitute a breach by it of the terms of this Agreement or any of the Transaction Documents, and each Mortgage Loan Seller shall have received a certificate to that effect signed by an authorized officer of the Purchaser.

(2) Each Mortgage Loan Seller shall have received copies of all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Mortgage Loan Seller, duly executed by all signatories other than such Mortgage Loan Seller as required pursuant to the respective terms thereof:

(i) If required pursuant to Section 3 hereof, the Amendment dated as of the Closing Date and any documents referred to therein;

(ii) The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to EMC, and all documents required thereby duly executed by all signatories;

(iii) A certificate of an officer of the Purchaser dated as of the Closing Date, in a form reasonably acceptable to each Mortgage Loan Seller, and attached thereto the written consent of the member of the Purchaser authorizing the transactions contemplated by this Agreement and the other Transaction Documents to which it is a party, together with copies of the Purchaser’s certificate of formation, limited liability company agreement, and evidence as to the good standing of the Purchaser dated as of a recent date;

(iv) A certificate of an officer of Master Funding dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of Master Funding authorizing the transactions contemplated by this Agreement, together with copies of the written consent of the sole member, limited liability company agreement and certificate of good standing of Master Funding;

(v) One or more opinions of counsel from the Purchaser’s counsel in form and substance reasonably satisfactory to each Mortgage Loan Seller and the Rating Agencies; and

(vi) Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended rating from each Rating Agency for the Certificates.

SECTION 12. Fees and Expenses. Subject to Section 17 hereof, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay on the Closing Date or such later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Sellers’ attorneys and the reasonable fees and expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte & Touche LLP, (iii) the fee for the use of Purchaser’s Registration Statement based on the aggregate original principal amount of the Certificates and the filing fee of the Commission as in effect on the date on which the Registration Statement was declared effective, (iv) the fees and expenses including counsel’s fees and expenses in connection with any “blue sky” and legal investment matters, (v) the fees and expenses of the Trustee which shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed by the Trustee or the Custodian on its behalf, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus and the Prospectus Supplement, (vii) the fees and expenses of each Rating Agency (both initial and ongoing), (viii) the fees and expenses relating to the preparation and recordation of mortgage assignments (including intervening assignments, if any and if available, to evidence a complete chain of title from the originator to the Trustee) from each Mortgage Loan Seller to the Trustee or the expenses relating to the Opinion of Counsel referred to in Section 6(a) hereof, as the case may be, and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the Mortgage Loans and by Bear Xxxxxxx in connection with the sale of the Certificates. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) additionally agrees to pay directly to any third party on a timely basis the fees provided for above which are charged by such third party and which are billed periodically.

SECTION 13. Accountants’ Letters.

(a) Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Final Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Prospectus Supplement under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will cooperate with the Purchaser in making available all information and taking all steps reasonably necessary to permit such accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement. Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption “Yield, Prepayment and Maturity Considerations” in the Prospectus Supplement.

(b) To the extent statistical information with respect to EMC’s servicing portfolio is included in the Prospectus Supplement under the caption “Servicing of the Mortgage Loans—EMC—Delinquency and Foreclosure Experience of EMC,” a letter from the certified public accountant for EMC will be delivered to the Purchaser dated the date of the Prospectus Supplement, in the form previously agreed to by EMC and the Purchaser, with respect to such statistical information.

SECTION 14. Indemnification.

(a) EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Mortgage Loan Sellers’ Information as identified in Exhibit 3, the omission to state in the Term Sheet Supplement, the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and in which additional Mortgage Loan Sellers’ Information is identified), in reliance upon and in conformity with Mortgage Loan Sellers’ Information a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading; and EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall reimburse the Purchaser and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.

The foregoing indemnity agreement is in addition to any liability which EMC or Master Funding otherwise may have to the Purchaser or any other such indemnified party.

(b) The Purchaser shall indemnify and hold harmless each Mortgage Loan Seller and its respective directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Purchaser’s Information as identified in Exhibit 4, the omission to state in the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Purchaser and in which additional Purchaser’s Information is identified), in reliance upon and in conformity with the Purchaser’s Information, a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading; and the Purchaser shall reimburse each Mortgage Loan Seller, and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Sellers, or any other such indemnified party.

(c) Promptly after receipt by an indemnified party under subsection (a) or (b) above of notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection, notify each party against whom indemnification is to be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not relieve it from any liability which it may have under this Section 14 except to the extent that it has been prejudiced in any material respect by such failure or from any liability which it may have otherwise). In case any such action is brought against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at the expense of such indemnified party or parties unless (i) the employment of such counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense of such action, (ii) the indemnifying parties shall not have employed counsel to have charge of the defense of such action within a reasonable time after notice of commencement of the action, or (iii) such indemnified party or parties shall have reasonably concluded that there is a conflict of interest between itself or themselves and the indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying parties shall not have the right to direct the defense of such action on behalf of the indemnified party or parties), in any of which events such fees and expenses shall be borne by the indemnifying parties (provided, however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding, an indemnifying party shall not be liable for any settlement or any claim or action effected without its written consent; provided, however, that such consent was not unreasonably withheld.

(d) If the indemnification provided for in paragraphs (a) and (b) of this Section 14 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any action in respect thereof, referred to in Section 14, then the indemnifying party shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan Sellers on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans, the offering of the Certificates and the other transactions contemplated hereunder. No person found liable for a fraudulent misrepresentation shall be entitled to contribution from any person who is not also found liable for such fraudulent misrepresentation.

(e) The parties hereto agree that reliance by an indemnified party on any publicly available information or any information or directions furnished by an indemnifying party shall not constitute negligence, bad faith or willful misconduct by such indemnified party.

SECTION 15. Notices. All demands, notices and communications hereunder shall be in writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to EMC shall be directed to EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000, (Telecopy: ((000)000-0000), Attention: President or General Counsel; notices to Master Funding shall be directed to Master Funding LLC, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000 (Facsimile: (972-444-2880) Attention: Xxxx Xxxxxxxx; and notices to the Purchaser shall be directed to Bear Xxxxxxx Asset Backed Securities I LLC, 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, (Telecopy: (212-272-7206)), Attention: Chief Counsel; or to any other address as may hereafter be furnished by one party to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt) provided that it is received on a business day during normal business hours and, if received after normal business hours, then it shall be deemed to be received on the next business day.

SECTION 16. Transfer of Mortgage Loans. The Purchaser retains the right to assign the Mortgage Loans and any or all of its interest under this Agreement to the Trustee without the consent of the Mortgage Loan Sellers, and, upon such assignment, the Trustee shall succeed to the applicable rights and obligations of the Purchaser hereunder; provided, however, the Purchaser shall remain entitled to the benefits set forth in Sections 11, 13 and 17 hereto and as provided in Section 2(a). Notwithstanding the foregoing, the sole and exclusive right and remedy of the Trustee with respect to a breach of representation or warranty of the Mortgage Loan Sellers shall be the cure, purchase or substitution obligations of EMC contained in Sections 5 and 7 hereof.

SECTION 17. Termination. This Agreement may be terminated (a) by the mutual consent of the parties hereto prior to the Closing Date, (b) by the Purchaser, if the conditions to the Purchaser’s obligation to close set forth under Section 11(a) hereof are not fulfilled as and when required to be fulfilled or (c) by any Mortgage Loan Seller, if the conditions to the Mortgage Loan Sellers’ obligation to close set forth under Section 11(b) hereof are not fulfilled as and when required to be fulfilled. In the event of termination pursuant to clause (b), EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay, and in the event of termination pursuant to clause (c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the transactions contemplated by this Agreement. In the event of a termination pursuant to clause (a), each party shall be responsible for its own expenses.

SECTION 18. Representations, Warranties and Agreements to Survive Delivery. All representations, warranties and agreements contained in this Agreement, or contained in certificates of officers of the Mortgage Loan Sellers submitted pursuant hereto, shall remain operative and in full force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser, EMC’s representations and warranties contained herein with respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the Final Mortgage Loan Schedule and any Replacement Mortgage Loan and not to those Mortgage Loans deleted from the Preliminary Mortgage Loan Schedule pursuant to Section 3 hereof prior to the Closing.

SECTION 19. Severability. If any provision of this Agreement shall be prohibited or invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the remainder of this Agreement.

SECTION 20. Counterparts. This Agreement may be executed in counterparts, each of which will be an original, but which together shall constitute one and the same agreement.

SECTION 21. Amendment. This Agreement cannot be amended or modified in any manner without the prior written consent of each party.

SECTION 22. GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

SECTION 23. Further Assurances. Each of the parties agrees to execute and deliver such instruments and take such actions as another party may, from time to time, reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be required by either Rating Agency.

SECTION 24. Successors and Assigns.

(a) This Agreement shall bind and inure to the benefit of and be enforceable by each of the Mortgage Loan Sellers and the Purchaser and their permitted successors and assigns and, to the extent specified in Section 14 hereof, Bear Xxxxxxx, and their directors, officers and controlling persons (within the meaning of federal securities laws). The Mortgage Loan Sellers acknowledge and agree that the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to the EMC’s representations and warranties respecting the Mortgage Loans) to the Trustee. Any person into which any Mortgage Loan Seller may be merged or consolidated (or any person resulting from any merger or consolidation involving such Mortgage Loan Seller), any person resulting from a change in form of such Mortgage Loan Seller or any person succeeding to the business of such Mortgage Loan Seller, shall be considered the “successor” of such Mortgage Loan Seller hereunder and shall be considered a party hereto without the execution or filing of any paper or any further act or consent on the part of any party hereto. Except as provided in the two preceding sentences, this Agreement cannot be assigned, pledged or hypothecated by either party hereto without the written consent of the other parties to this Agreement and any such assignment or purported assignment shall be deemed null and void.

SECTION 25. The Mortgage Loan Sellers. EMC will keep in full force and effect its existence, all rights and franchises as a corporation under the laws of the State of its incorporation and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement. Master Funding will keep in full force and effect its existence, all rights and franchises as a limited liability company under the laws of the State of its formation and will obtain and preserve its qualification to do business as a foreign limited liability company in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement.

SECTION 26. Entire Agreement. This Agreement contains the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof.

SECTION 27. No Partnership. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto.

[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.

EMC MORTGAGE CORPORATION

By:

Name:

Title:

BEAR XXXXXXX ASSET BACKED SECURITIES I LLC

By:

Name:

Xxxxxx X. Xxxxxxxxx, Xx.

Title:

Vice President

MASTER FUNDING LLC

By:

Name:

Xxxxxx X. Xxxxxxxxx, Xx.

Title:

Vice President

EXHIBIT 1

CONTENTS OF MORTGAGE FILE

With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser or its designee pursuant to the terms of this Agreement.

(i) The original Mortgage Note, including any riders thereto, endorsed without recourse to the order of “U.S. Bank National Association”, as Trustee for certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC Asset-Backed Certificates, Series 2007-AC1,” or to blank and showing to the extent available to the Mortgage Loan Sellers an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee;

(ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form);

(iii) unless the Mortgage Loan is a MOM Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “U.S. Bank National Association”, as Trustee for certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC Asset-Backed Certificates, Series 2007-AC1,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form);

(iv) an original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the Mortgage Loan Sellers, with evidence of recording thereon;

(v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and

(vi) originals or copies of all available assumption, modification or substitution agreements, if any;

provided, however, that in lieu of the foregoing, the related Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Purchaser may deliver a true copy thereof with a certification by the related Mortgage Loan Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I to the Pooling and Servicing Agreement, the Purchaser may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, the Purchaser, in lieu of delivering the above documents, may deliver to the Trustee and its Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Master Servicer Collection Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Purchaser shall deliver such documents to the Trustee or its Custodian promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) need not cause to be recorded any assignment (a) in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by such Mortgage Loan Seller to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as mortgagee of record solely as nominee for EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and its successors and assigns. In the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding), the Purchaser or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above or, should EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) fail to perform such obligations, the Master Servicer shall cause each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Company or the related Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.

EXHIBIT 2

MORTGAGE LOAN SCHEDULE INFORMATION

The Preliminary and Final Mortgage Loan Schedules shall set forth the following information with respect to each Mortgage Loan:

(a)	the city, state and zip code of the Mortgaged Property;
(b)	the property type;
(c)	the Mortgage Interest Rate;
(d)	the Servicing Fee Rate;
(e)	the Master Servicer’s Fee Rate;
(f)	the LPMI Fee, if applicable;
(g)	the Trustee Fee Rate, if applicable;
(h)	the Net Rate;
(i)	the maturity date;
(j)	the stated original term to maturity;
(k)	the stated remaining term to maturity;
(l)	the original Principal Balance;
(m)	the first payment date;
(n)	the principal and interest payment in effect as of the Cut-off Date;
(o)	the unpaid Principal Balance as of the Cut-off Date;
(p)	the Loan-to-Value Ratio at origination;
(q)	the insurer of any Primary Mortgage Insurance Policy;
(r)	the MIN with respect to each MOM Loan;
(s)	the Gross Margin, if applicable;
(t)	the next Adjustment Date, if applicable;
(u)	the Maximum Lifetime Mortgage Rate, if applicable;
(v)	the Minimum Lifetime Mortgage Rate, if applicable;
(w)	the Periodic Rate Cap, if applicable;
(x)	the Loan Group, if applicable;
(y)	a code indicating whether the Mortgage Loan is negatively amortizing;
(z)	which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)	the Prepayment Charge, if any;
(bb)	lien position (e.g., first lien or second lien);
(cc)	a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)	a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)	the interest-only term, if applicable;
(ff)	the Mortgage Loan Seller; and
(gg)	the original amortization term.

EXHIBIT 3

MORTGAGE LOAN SELLER’S INFORMATION

All information in the Prospectus Supplement described under the following captions: “SUMMARY - The Mortgage Loans,” “THE MORTGAGE POOL,” “THE SPONSOR” and “SCHEDULE A - Mortgage Loan Statistical Data.”

EXHIBIT 4

PURCHASER’S INFORMATION

All information in the Prospectus Supplement and the Prospectus, except the Mortgage Loan Sellers’ Information.

EXHIBIT 5

SCHEDULE OF LOST NOTES

Available Upon Request

EXHIBIT 6

REVISED October 20, 0000

XXXXXXXX X - Standard & Poor’s Predatory Lending Categories

Standard & Poor’s has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified by the relevant statute as Covered are included in Standard & Poor’s High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry.

Standard & Poor’s High Cost Loan Categorization
State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
Arkansas	Arkansas Home Loan Protection Act, Ark. Code Xxx. §§ 00-00-000 et seq. Effective July 16, 2003	High Cost Home Loan
Cleveland Heights, OH	Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq. Effective June 2, 2003	Covered Loan
Colorado	Consumer Equity Protection, Colo. Stat. Xxx. §§ 5-3.5-101 et seq. Effective for covered loans offered or entered into on or after January 1, 2003. Other provisions of the Act took effect on June 7, 2002	Covered Loan
Connecticut	Connecticut Abusive Home Loan Lending Practices Act, Conn. Gen. Stat. §§ 36a-746 et seq. Effective October 1, 2001	High Cost Home Loan
District of Columbia	Home Loan Protection Act, D.C. Code §§ 26-1151.01 et seq. Effective for loans closed on or after January 28, 2003	Covered Loan
Florida	Fair Lending Act, Fla. Stat. Xxx. §§ 494.0078 et seq. Effective October 2, 2002	High Cost Home Loan
Georgia (Oct. 1, 2002 - Mar. 6, 2003)	Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003	High Cost Home Loan
Georgia as amended (Mar. 7, 2003 - current)	Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective for loans closed on or after March 7, 2003	High Cost Home Loan
HOEPA Section 32	Home Ownership and Equity Protection Act of 1994, 15 U.S.C. § 1639, 12 C.F.R. §§ 226.32 and 226.34 Effective October 1, 1995, amendments October 1, 2002	High Cost Loan
Illinois	High Risk Home Loan Act, Ill. Comp. Stat. tit. 815, §§ 137/5 et seq. Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001)	High Risk Home Loan
Indiana	Indiana Home Loan Practices Act, Ind. Code Xxx. §§ 24-9-1-1 et seq. Effective January 1, 2005; amended by 2005 HB 1179, effective July 1, 2005.	High Cost Home Loans
Kansas	Consumer Credit Code, Kan. Stat. Xxx. §§ 16a-1-101 et seq. Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 1999	High Loan to Value Consumer Loan (id. § 16a-3-207) and;
Kansas		High APR Consumer Loan (id. §16a-3-308a)
Kentucky	2003 KY H.B. 000 - Xxxx Xxxx Xxxx Xxxx Xxx, Xx. Rev. Stat. §§ 360.100 et seq. Effective June 24, 2003	High Cost Home Loan
Maine	Truth in Lending, Me. Rev. Stat. tit. 9-A, §§ 8-101 et seq. Effective September 29, 1995 and as amended from time to time	High Rate High Fee Mortgage
Massachusetts	Part 40 and Part 32, 209 C.M.R. §§ 32.00 et seq. and 209 C.M.R. §§ 40.01 et seq. Effective March 22, 2001 and amended from time to time	High Cost Home Loan
Nevada	Assembly Xxxx No. 284, Nev. Rev. Stat. §§ 598D.010 et seq. Effective October 1, 2003	Home Loan
New Jersey	New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003	High Cost Home Loan
New Mexico	Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004	High Cost Home Loan
New York	N.Y. Banking Law Article 6-l Effective for applications made on or after April 1, 2003	High Cost Home Loan
North Carolina	Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)	High Cost Home Loan
Ohio	H.B. 386 (codified in various sections of the Ohio Code), Ohio Rev. Code Xxx. §§ 1349.25 et seq. Effective May 24, 2002	Covered Loan
Oklahoma	Consumer Credit Code (codified in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004	Subsection 10 Mortgage
Rhode Island	Rhode Island Home Loan Protection Act, R.I. Gen. Laws §§ 34-25.2-1 et seq. Effective December 31, 2006.	High Cost Home Loan
South Carolina	South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004	High Cost Home Loan
Tennessee	Tennessee Home Loan Protection Act, Tenn. Code Xxx. §§ 00-00-000 et seq. Effective January 1, 2007.	High Cost Home Loan
West Virginia	West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, 0000	Xxxx Xxxxxxxx Mortgage Loan Act Loan

Standard & Poor’s Covered Loan Categorization
State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)	Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003	Covered Loan
New Jersey	New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004	Covered Home Loan

Standard & Poor’s Home Loan Categorization
State/Jurisdiction	Name of Anti-Predatory Lending Law/Effective Date	Category under Applicable Anti-Predatory Lending Law
Georgia (Oct. 1, 2002 - Mar. 6, 2003)	Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003	Home Loan
New Jersey	New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003	Home Loan
New Mexico	Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004	Home Loan
North Carolina	Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)	Consumer Home Loan
South Carolina	South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004	Consumer Home Loan

SCHEDULE A

REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES

Public Certificates

Class	Xxxxx’x	S&P
X-0	Xxx	XXX
X-0	Xx0	XXX
X-0	Aaa	AAA
X	Aaa	AAA
M-1	Aa2	AA
X-0	Xx0	XX-
X-0	A1	A+
X-0	X0	X
X-0	X0	X-
X-0	Baa1	BBB+
B-3	Baa2	BBB

None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.

Private Certificates

Class	S&P	Xxxxx’x
B-4	Ba2	BB
C	Not Rated	Not Rated
P	Not Rated	Not Rated
R-1	Not Rated	Not Rated
R-2	Not Rated	Not Rated
RX	Not Rated	Not Rated

EXHIBIT M

[Reserved]

EXHIBIT N

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

Definitions

Primary Servicer - transaction party having borrower contact

Master Servicer - aggregator of pool assets

Securities Administrator - waterfall calculator

Back-up Servicer - named in the transaction (in the event a Back up Servicer becomes the Primary Servicer, follow Primary Servicer obligations)

Custodian - safe keeper of pool assets

Trustee - fiduciary of the transaction

Note: The definitions above describe the essential function that the party performs, rather than the party’s title. So, for example, in a particular transaction, the trustee may perform the “paying agent” and “securities administrator” functions, while in another transaction, the securities administrator may perform these functions.

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key: X - obligation

Reg AB Reference	Servicing Criteria	Primary Servicer		Master Servicer	Securities Admin	Custodian	Trustee (nominal)
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.	X	X		X
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.	X	X		X
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.	X	X
	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.	X	X		X
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.	X	X		X
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.	X	X		X
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.	X	X		X
1122(d)(2)(v)	Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.	X	X		X
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.	X			X
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.	X	X		X
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.	X	X		X
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.	X	X		X
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.	X	X		X
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.	X	X		X
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.	X				X
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements	X				X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.	X			X
1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.	X
1122(d)(4)(v)	The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.	X
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.	X	X
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.	X	X
1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).	X
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.	X
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.	X
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.	X
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.	X	X
1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. (In this transaction there is no external enhancement or other support.)	X			X

EXHIBIT O

FORM 10-D, FORM 8-K AND FORM 10-K

REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 4.18 of the Pooling and Servicing Agreement.

Under Item 1 of Form 10-D: a) items marked “Monthly Statements to Certificateholders” are required to be included in the periodic Distribution Date statement under Section 6.06, provided by the Securities Administrator based on information received from the party providing such information; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the Monthly Statements to Certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. All such information and any other Items on Form 8-K and Form 10-D set forth in this Exhibit shall be sent to the Securities Administrator and the Depositor.

Form	Item	Description	Servicers	Master Servicer	Securities Administrator	Custodian	Trustee (nominal)	Depositor	Sponsor
10-D	Must be filed within 15 days of the distribution date for the asset-backed securities.
	1	Distribution and Pool Performance Information
		Item 1121(a) - Distribution and Pool Performance Information
		(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.			X (Monthly Statements to Certificateholders)
		(2) Cash flows received and the sources thereof for distributions, fees and expenses.			X (Monthly Statements to Certificateholders)
		(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:			X (Monthly Statements to Certificateholders)
		(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.			X (Monthly Statements to Certificateholders)
		(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.			X (Monthly Statements to Certificateholders)
		(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.			X (Monthly Statements to Certificateholders)
		(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.			X (Monthly Statements to Certificateholders)
		(4) Beginning and ending principal balances of the asset-backed securities.			X (Monthly Statements to Certificateholders)
		(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.			X (Monthly Statements to Certificateholders)
		(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.			X (Monthly Statements to Certificateholders)
		(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.			X (Monthly Statements to Certificateholders)
		(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average remaining term, pool factors and prepayment amounts.			X (Monthly Statements to Certificateholders)			Updated pool composition information fields to be as specified by Depositor from time to time
		(9) Delinquency and loss information for the period.	X	X	X (Monthly Statements to Certificateholders)
		In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. (methodology)	X
		(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.	X	X	X (Monthly Statements to Certificateholders)
		(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.	X	X	X (Monthly Statements to Certificateholders)
		(12) Material breaches of pool asset representations or warranties or transaction covenants.	X	X	X (if agreed upon by the parties)			X
		(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.			X (Monthly Statements to Certificateholders)
		(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,						X
		information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.	X	X	X			X
		Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.						X	X
		Item 1121(b) - Pre-Funding or Revolving Period Information Updated pool information as required under Item 1121(b).						X
	2	Legal Proceedings
		Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
		Sponsor (Seller)							X
		Depositor						X

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BEAR STEARNS ASSET BACKED SECURITIES I LLC Depositor EMC MORTGAGE CORPORATION Seller, Master Servicer and Company WELLS FARGO BANK, NATIONAL ASSOCIATION Securities Administrator and U.S. BANK NATIONAL ASSOCIATION Trustee POOLING AND SERVICING...

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