FINANCIAL ASSET SECURITIES CORP., Depositor COUNTRYWIDE HOME LOANS SERVICING LP JPMORGAN CHASE BANK, NATIONAL ASSOCIATION NATIONAL CITY HOME LOAN SERVICES, INC., Servicers and DEUTSCHE BANK NATIONAL TRUST COMPANY, Trustee POOLING AND SERVICING...

FINANCIAL ASSET SECURITIES CORP.,

Depositor

COUNTRYWIDE HOME LOANS SERVICING LP

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

NATIONAL CITY HOME LOAN SERVICES, INC.,

Servicers

and

DEUTSCHE BANK NATIONAL TRUST COMPANY,

Trustee

POOLING AND SERVICING AGREEMENT

Dated as of November 1, 2005

___________________________

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates, Series 2005-4

Table of Contents

ARTICLE I

DEFINITIONS

SECTION 1.01

Defined Terms.

SECTION 1.02

Accounting.

SECTION 1.03

Allocation of Certain Interest Shortfalls.

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES

SECTION 2.01

Conveyance of Mortgage Loans.

SECTION 2.02

Acceptance by Trustee.

SECTION 2.03

Repurchase or Substitution of Mortgage Loans by an Originator or the Seller.

SECTION 2.04

[Reserved].

SECTION 2.05

Representations, Warranties and Covenants of JPMorgan and NCHLS.

SECTION 2.06

Representations and Warranties of the Depositor.

SECTION 2.07

Issuance of Certificates.

SECTION 2.08

Conveyance of Subsequent Mortgage Loans.

SECTION 2.09

Conveyance of REMIC Regular Interests and Acceptance of REMIC 1, REMIC 3, REMIC 4, REMIC 5, REMIC 6 and REMIC 7 by the Trustee; Issuance of Certificates.

ARTICLE III

ADMINISTRATION AND SERVICING OF THE JPMORGAN AND NCHLS

MORTGAGE LOANS

SECTION 3.01

JPMorgan and NCHLS to Act as Servicers.

SECTION 3.02

Sub-Servicing Agreements Between Servicer and Sub-Servicers.

SECTION 3.03

Successor Sub-Servicers.

SECTION 3.04

Liability of the Servicer.

SECTION 3.05

No Contractual Relationship Between Sub-Servicers and the Trustee or Certificateholders.

SECTION 3.06

Assumption or Termination of Sub-Servicing Agreements by Trustee.

SECTION 3.07

Collection of Certain Mortgage Loan Payments.

SECTION 3.08

Sub-Servicing Accounts.

SECTION 3.09

Collection of Taxes, Assessments and Similar Items; Escrow Accounts.

SECTION 3.10

Collection Account and Distribution Account.

SECTION 3.11

Withdrawals from the Collection Account and Distribution Account.

SECTION 3.12

Investment of Funds in the Collection Account and the Distribution Account.

SECTION 3.13

[Reserved].

SECTION 3.14

Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage.

SECTION 3.15

Enforcement of Due-On-Sale Clauses; Assumption Agreements.

SECTION 3.16

Realization Upon Defaulted Mortgage Loans.

SECTION 3.17

Trustee to Cooperate; Release of Mortgage Files.

SECTION 3.18

Servicing Compensation.

SECTION 3.19

Reports to the Trustee; Collection Account Statements.

SECTION 3.20

Statement as to Compliance.

SECTION 3.21

Independent Public Accountants’ Servicing Report.

SECTION 3.22

Access to Certain Documentation; Filing of Reports by Trustee.

SECTION 3.23

Title, Management and Disposition of REO Property.

SECTION 3.24

Obligations of the Servicer in Respect of Prepayment Interest Shortfalls.

SECTION 3.25

[Reserved].

SECTION 3.26

Obligations of the Servicer in Respect of Mortgage Rates and Monthly Payments.

SECTION 3.27

Solicitations.

ARTICLE IV

FLOW OF FUNDS

SECTION 4.01

Distributions.

SECTION 4.02

[Reserved].

SECTION 4.03

Statements.

SECTION 4.04

Remittance Reports; Advances.

SECTION 4.05

Pre-Funding Accounts.

SECTION 4.06

Interest Coverage Accounts.

SECTION 4.07

Net WAC Rate Carryover Reserve Account.

SECTION 4.08

Distributions on the REMIC Regular Interests.

SECTION 4.09

Allocation of Realized Losses.

SECTION 4.10

Swap Account.

SECTION 4.11

Tax Treatment of Swap Payments and Swap Termination Payments.

ARTICLE V

THE CERTIFICATES

SECTION 5.01

The Certificates.

SECTION 5.02

Registration of Transfer and Exchange of Certificates.

SECTION 5.03

Mutilated, Destroyed, Lost or Stolen Certificates.

SECTION 5.04

Persons Deemed Owners.

SECTION 5.05

Appointment of Paying Agent.

ARTICLE VI

JPMORGAN, NCHLS aND THE DEPOSITOR

SECTION 6.01

Liability of the Servicer and the Depositor.

SECTION 6.02

Merger or Consolidation of, or Assumption of the Obligations of, the Servicer or the Depositor.

SECTION 6.03

Limitation on Liability of the Servicer and Others.

SECTION 6.04

The Servicer Not to Resign.

SECTION 6.05

Delegation of Duties.

SECTION 6.06

Credit Risk Manager.

SECTION 6.07

Inspection.

ARTICLE VII

DEFAULT

SECTION 7.01

Servicer Events of Termination.

SECTION 7.02

Trustee to Act; Appointment of Successor.

SECTION 7.03

Waiver of Defaults.

SECTION 7.04

Notification to Certificateholders.

SECTION 7.05

Survivability of Servicer Liabilities.

ARTICLE VIII

THE TRUSTEE

SECTION 8.01

Duties of Trustee.

SECTION 8.02

Certain Matters Affecting the Trustee.

SECTION 8.03

Trustee Not Liable for Certificates or Mortgage Loans.

SECTION 8.04

Trustee May Own Certificates.

SECTION 8.05

Trustee Compensation and Expenses.

SECTION 8.06

Eligibility Requirements for Trustee.

SECTION 8.07

Resignation or Removal of Trustee.

SECTION 8.08

Successor Trustee.

SECTION 8.09

Merger or Consolidation of Trustee.

SECTION 8.10

Appointment of Co-Trustee or Separate Trustee.

SECTION 8.11

Limitation of Liability.

SECTION 8.12

Trustee May Enforce Claims Without Possession of Certificates.

SECTION 8.13

Suits for Enforcement.

SECTION 8.14

Waiver of Bond Requirement.

SECTION 8.15

Waiver of Inventory, Accounting and Appraisal Requirement.

SECTION 8.16

Appointment of the Custodian.

ARTICLE IX

REMIC ADMINISTRATION

SECTION 9.01

REMIC Administration.

SECTION 9.02

Prohibited Transactions and Activities.

SECTION 9.03

Indemnification with Respect to Certain Taxes and Loss of REMIC Status.

ARTICLE X

TERMINATION

SECTION 10.01

Termination.

SECTION 10.02

Additional Termination Requirements.

ARTICLE XI

MISCELLANEOUS PROVISIONS

SECTION 11.01

Amendment.

SECTION 11.02

Recordation of Agreement; Counterparts.

SECTION 11.03

Limitation on Rights of Certificateholders.

SECTION 11.04

Governing Law; Jurisdiction.

SECTION 11.05

Notices.

SECTION 11.06

Severability of Provisions.

SECTION 11.07

Article and Section References.

SECTION 11.08

Notice to the Rating Agencies.

SECTION 11.09

Further Assurances.

SECTION 11.10

Benefits of Agreement.

SECTION 11.11

Acts of Certificateholders.

Exhibits:

Exhibit A-1	Form of Class IA-1 Certificates
Exhibit A-2	Form of Class II-A1 Certificates
Exhibit A-3	Form of Class II-A2 Certificates
Exhibit A-4	Form of Class II-A3 Certificates
Exhibit A-5	Form of Class II-A4 Certificates
Exhibit A-6	Form of Class M-1A Certificates
Exhibit A-7	Form of Class M-1B Certificates
Exhibit A-8	Form of Class M-2 Certificates

Exhibit A-9

Form of Class M-3 Certificates

Exhibit A-10

Form of Class M-4 Certificates

Exhibit A-11

Form of Class M-5 Certificates

Exhibit A-12

Form of Class M-6 Certificates

Exhibit A-13

Form of Class M-7 Certificates

Exhibit A-14

Form of Class M-8 Certificates

Exhibit A-15

Form of Class M-9 Certificates

Exhibit A-16

Form of Class M-10 Certificates

Exhibit A-17

Form of Class M-11 Certificates

Exhibit A-18

Form of Class C Certificates

Exhibit A-19

Form of Class P Certificates

Exhibit A-20

Form of Class R Certificates

Exhibit A-21

Form of Class R-X Certificates

Exhibit B

Countrywide Servicing Provisions

Exhibit C-1

Forms of Assignment Agreements

Exhibit C-2

Form of Mortgage Loan Purchase Agreement

Exhibit D

Mortgage Loan Schedule

Exhibit E

Request for Release

Exhibit F-1

Form of Trustee’s Initial Certification

Exhibit F-2

Form of Trustee’s Final Certification

Exhibit F-3

Form of Receipt of Mortgage Note

Exhibit G

Forms of Custodial Agreement

Exhibit H

Form of Lost Note Affidavit

Exhibit I

[Reserved]

Exhibit J

Form of Investment Letter

Exhibit K

Form of Transfer Affidavit for Residual Certificates

Exhibit L

Form of Transferor Certificate

Exhibit M

Form of ERISA Representation Letter

Exhibit N-1

Form of Certification to be Provided by the Depositor with Form 10-K

Exhibit N-2

Form of Certification to be Provided to the Depositor by the Trustee

Exhibit N-3

Form of Certification to be Provided to the Depositor by the Servicers

Exhibit O

Form of Cap Contract

Exhibit P

Form of Annual Statement as to Compliance

Exhibit Q

Form of Limited Power of Attorney

Exhibit R

Form of Addition Notice

Exhibit S

Form of Subsequent Transfer Instrument

Exhibit T

Form of Interest Rate Swap Agreement

Schedule I

Prepayment Charge Schedule

This Pooling and Servicing Agreement is dated as of November 1, 2005 (the “Agreement”), among FINANCIAL ASSET SECURITIES CORP., as depositor (the “Depositor”), COUNTRYWIDE HOME LOANS SERVICING LP, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION and NATIONAL CITY HOME LOAN SERVICES, INC., as Servicers (together, the “Servicers”) and DEUTSCHE BANK NATIONAL TRUST COMPANY, as trustee (the “Trustee”).

PRELIMINARY STATEMENT:

The Depositor intends to sell pass-through certificates (collectively, the “Certificates”), to be issued hereunder in multiple classes, which in the aggregate will evidence the entire beneficial ownership interest in the Trust Fund created hereunder. The Certificates will consist of twenty-one classes of certificates, designated as (i) the Class IA-1 Certificates, (ii) the Class IIA-1 Certificates, (iii) the Class II-A2 Certificates, (iv) the Class II-A3 Certificates, (v) the Class II-A4 Certificates, (vi) the Class M-1A Certificates, (vii) the Class M-1B Certificates, (viii) the Class M-2 Certificates, (ix) the Class M-3 Certificates, (x) the Class M-4 Certificates, (xi) the Class M-5 Certificates, (xii) the Class M-6 Certificates, (xiii) the Class M-7 Certificates, (xiv) the Class M-8 Certificates, (xv) the Class M-9 Certificates, (xvi) the Class M-10 Certificates, (xvii) the Class M-11 Certificates, (xviii) the Class C Certificates, (xix) the Class P Certificates, (xx) the Class R Certificates and (xxi) the Class R-X Certificates.

REMIC 1

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (exclusive of the Pre-Funding Accounts, the Interest Coverage Accounts, any Subsequent Mortgage Loan Interest, the Net WAC Rate Carryover Reserve Account, any Servicer Prepayment Charge Payment Amounts, the Cap Contract, the Swap Account, the Supplemental Interest Trust and the Interest Rate Swap Agreement) as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 1.” The Class R-1 Interest shall represent the sole class of “residual interests” in REMIC 1 for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC 1 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 1 Regular Interests (as defined herein). None of the REMIC 1 Regular Interests shall be certificated.

Designation	Uncertificated REMIC 1 Pass-Through Rate	Initial Uncertificated Principal Balance	Latest Possible Maturity Date⁽¹⁾
LT1	Variable⁽²⁾	$283,159,782.45	March 25, 2036
LT1PF1	Variable⁽²⁾	$ 61,407,396.37	March 25, 2036
LT1PF2	Variable⁽²⁾	$101,931,409.51	March 25, 2036
LT2	Variable⁽²⁾	$317,141,347.10	March 25, 2036
LT2PF1	Variable⁽²⁾	$ 38,697,363.22	March 25, 2036
LT2PF2	Variable⁽²⁾	$ 80,662,601.35	March 25, 2036
LTP	Variable⁽²⁾	$ 100.00	March 25, 2036

________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 1 Regular Interest.

⁽²⁾	Calculated in accordance with the definition of “Uncertificated REMIC 1 Pass-Through Rate” herein.

REMIC 2

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC 1 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 2.” The Class R-2 Interest will evidence the sole class of “residual interests” in REMIC 2 for purposes of the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation, the Uncertificated REMIC 2 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 2 Regular Interests (as defined herein). None of the REMIC 2 Regular Interests shall be certificated.

Designation	Uncertificated REMIC 2 Pass-Through Rate	Initial Uncertificated Principal Balance		Latest Possible Maturity Date⁽¹⁾
I	Variable⁽²⁾	$	230,799,377.29	March 25, 2036
I-1-A	Variable⁽²⁾	$	12,637,805.97	March 25, 2036
I-1-B	Variable⁽²⁾	$	12,637,805.97	March 25, 2036
I-2-A	Variable⁽²⁾	$	12,833,975.77	March 25, 2036
I-2-B	Variable⁽²⁾	$	12,833,975.77	March 25, 2036
I-3-A	Variable⁽²⁾	$	12,984,750.33	March 25, 2036
I-3-B	Variable⁽²⁾	$	12,984,750.33	March 25, 2036
I-4-A	Variable⁽²⁾	$	13,088,788.98	March 25, 2036
I-4-B	Variable⁽²⁾	$	13,088,788.98	March 25, 2036
I-5-A	Variable⁽²⁾	$	13,145,121.88	March 25, 2036
I-5-B	Variable⁽²⁾	$	13,145,121.88	March 25, 2036
I-6-A	Variable⁽²⁾	$	13,153,166.74	March 25, 2036
I-6-B	Variable⁽²⁾	$	13,153,166.74	March 25, 2036
I-7-A	Variable⁽²⁾	$	41,035,188.18	March 25, 2036
I-7-B	Variable⁽²⁾	$	41,035,188.18	March 25, 2036
I-8-A	Variable⁽²⁾	$	63,471,434.47	March 25, 2036
I-8-B	Variable⁽²⁾	$	63,471,434.47	March 25, 2036
I-9-A	Variable⁽²⁾	$	12,950,892.19	March 25, 2036
I-9-B	Variable⁽²⁾	$	12,950,892.19	March 25, 2036
I-10-A	Variable⁽²⁾	$	8,093,618.05	March 25, 2036
I-10-B	Variable⁽²⁾	$	8,093,618.05	March 25, 2036
I-11-A	Variable⁽²⁾	$	34,711,495.05	March 25, 2036
I-11-B	Variable⁽²⁾	$	34,711,495.05	March 25, 2036
I-12-A	Variable⁽²⁾	$	12,808,426.59	March 25, 2036
I-12-B	Variable⁽²⁾	$	12,808,426.59	March 25, 2036
I-13-A	Variable⁽²⁾	$	16,994,351.26	March 25, 2036
I-13-B	Variable⁽²⁾	$	16,994,351.26	March 25, 2036
I-14-A	Variable⁽²⁾	$	2,682,472.93	March 25, 2036
I-14-B	Variable⁽²⁾	$	2,682,472.93	March 25, 2036
I-15-A	Variable⁽²⁾	$	2,550,369.40	March 25, 2036
I-15-B	Variable⁽²⁾	$	2,550,369.40	March 25, 2036

I-16-A	Variable⁽²⁾	$	2,425,177.50	March 25, 2036
I-16-B	Variable⁽²⁾	$	2,425,177.50	March 25, 2036
I-17-A	Variable⁽²⁾	$	2,306,517.64	March 25, 2036
I-17-B	Variable⁽²⁾	$	2,306,517.64	March 25, 2036
I-18-A	Variable⁽²⁾	$	2,194,031.83	March 25, 2036
I-18-B	Variable⁽²⁾	$	2,194,031.83	March 25, 2036
I-19-A	Variable⁽²⁾	$	2,087,382.42	March 25, 2036
I-19-B	Variable⁽²⁾	$	2,087,382.42	March 25, 2036
I-20-A	Variable⁽²⁾	$	4,599,857.26	March 25, 2036
I-20-B	Variable⁽²⁾	$	4,599,857.26	March 25, 2036
I-21-A	Variable⁽²⁾	$	12,502,591.42	March 25, 2036
I-21-B	Variable⁽²⁾	$	12,502,591.42	March 25, 2036
I-22-A	Variable⁽²⁾	$	1,117,567.41	March 25, 2036
I-22-B	Variable⁽²⁾	$	1,117,567.41	March 25, 2036
I-23-A	Variable⁽²⁾	$	1,222,983.36	March 25, 2036
I-23-B	Variable⁽²⁾	$	1,222,983.36	March 25, 2036
I-24-A	Variable⁽²⁾	$	1,002,053.23	March 25, 2036
I-24-B	Variable⁽²⁾	$	1,002,053.23	March 25, 2036
I-25-A	Variable⁽²⁾	$	989,261.73	March 25, 2036
I-25-B	Variable⁽²⁾	$	989,261.73	March 25, 2036
I-26-A	Variable⁽²⁾	$	821,160.71	March 25, 2036
I-26-B	Variable⁽²⁾	$	821,160.71	March 25, 2036
I-27-A	Variable⁽²⁾	$	791,018.40	March 25, 2036
I-27-B	Variable⁽²⁾	$	791,018.40	March 25, 2036
I-28-A	Variable⁽²⁾	$	761,999.48	March 25, 2036
I-28-B	Variable⁽²⁾	$	761,999.48	March 25, 2036
I-29-A	Variable⁽²⁾	$	734,060.95	March 25, 2036
I-29-B	Variable⁽²⁾	$	734,060.95	March 25, 2036
I-30-A	Variable⁽²⁾	$	707,161.48	March 25, 2036
I-30-B	Variable⁽²⁾	$	707,161.48	March 25, 2036
I-31-A	Variable⁽²⁾	$	681,261.43	March 25, 2036
I-31-B	Variable⁽²⁾	$	681,261.43	March 25, 2036
I-32-A	Variable⁽²⁾	$	656,322.68	March 25, 2036
I-32-B	Variable⁽²⁾	$	656,322.68	March 25, 2036
I-33-A	Variable⁽²⁾	$	632,308.70	March 25, 2036
I-33-B	Variable⁽²⁾	$	632,308.70	March 25, 2036
I-34-A	Variable⁽²⁾	$	609,184.33	March 25, 2036
I-34-B	Variable⁽²⁾	$	609,184.33	March 25, 2036
I-35-A	Variable⁽²⁾	$	586,915.84	March 25, 2036
I-35-B	Variable⁽²⁾	$	586,915.84	March 25, 2036
I-36-A	Variable⁽²⁾	$	565,470.82	March 25, 2036
I-36-B	Variable⁽²⁾	$	565,470.82	March 25, 2036
I-37-A	Variable⁽²⁾	$	14,964,114.98	March 25, 2036
I-37-B	Variable⁽²⁾	$	14,964,114.98	March 25, 2036

Variable⁽²⁾

100.00

March 25, 2036

________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 2 Regular Interest.

⁽²⁾	Calculated in accordance with the definition of “Uncertificated REMIC 2 Pass-Through Rate” herein.

REMIC 3

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC 2 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 3.” The Class R-3 Interest will evidence the sole class of “residual interests” in REMIC 3 for purposes of the REMIC Provisions under federal income tax law. The Class R-3 Interest shall represent the sole class of “residual interests” in REMIC 3 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC 3 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 3 Regular Interests (as defined herein). None of the REMIC 3 Regular Interests shall be certificated.

Designation	Uncertificated REMIC 3 Pass-Through Rate	Initial Uncertificated Principal Balance	Latest Possible Maturity Date⁽¹⁾
LTAA	Variable⁽²⁾	$ 865,339,902.00	March 25, 2036
LTA1	Variable⁽²⁾	$ 3,319,710.00	March 25, 2036
LTA2	Variable⁽²⁾	$ 1,666,990.00	March 25, 2036
LTA3	Variable⁽²⁾	$ 460,200.00	March 25, 2036
LTA4	Variable⁽²⁾	$ 752,470.00	March 25, 2036
LTA5	Variable⁽²⁾	$ 365,720.00	March 25, 2036
LTM1A	Variable⁽²⁾	$ 267,840.00	March 25, 2036
LTM1B	Variable⁽²⁾	$ 133,920.00	March 25, 2036
LTM2	Variable⁽²⁾	$ 326,710.00	March 25, 2036
LTM3	Variable⁽²⁾	$ 203,090.00	March 25, 2036
LTM4	Variable⁽²⁾	$ 181,020.00	March 25, 2036
LTM5	Variable⁽²⁾	$ 172,190.00	March 25, 2036
LTM6	Variable⁽²⁾	$ 150,110.00	March 25, 2036
LTM7	Variable⁽²⁾	$ 123,620.00	March 25, 2036
LTM8	Variable⁽²⁾	$ 119,210.00	March 25, 2036
LTM9	Variable⁽²⁾	$ 101,550.00	March 25, 2036
LTM10	Variable⁽²⁾	$ 75,050.00	March 25, 2036
LTM11	Variable⁽²⁾	$ 88,300.00	March 25, 2036
LTZZ	Variable⁽²⁾	$ 9,152,298.00	March 25, 2036
LTP	Variable⁽²⁾	$ 100.00	March 25, 2036
LTIO	Variable⁽²⁾	(3)	March 25, 2036

________________

⁽¹⁾

For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest possible maturity date has been designated as the “latest possible maturity date” for each REMIC 3 Regular Interest.

⁽²⁾	Calculated in accordance with the definition of “Uncertificated REMIC 3 Pass-Through Rate” herein.

⁽³⁾	REMIC 3 Regular Interest LTIO will not have an Uncertificated Principal Balance, but will accrue interest on its Uncertificated Notional Amount, as defined herein.

REMIC 4

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the REMIC 3 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 4.” The Class R-4 Interest shall evidence the sole class of “residual interests” in REMIC 4 for purposes of the REMIC Provisions.

The following table irrevocably sets forth the designation, the Pass-Through Rate, the Original Class Certificate Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each Class of Certificates that represents one or more of the “regular interests” in REMIC 4 created hereunder:

Designation	Original Class Certificate Principal Balance	Pass-Through Rate	Latest Possible Maturity Date⁽¹⁾
Class I-A1	$ 331,971,000.00	Variable⁽²⁾	March 25, 2036
Class II-A1	$ 166,699,000.00	Variable⁽²⁾	March 25, 2036
Class II-A2	$ 46,020,000.00	Variable⁽²⁾	March 25, 2036
Class II-A3	$ 75,247,000.00	Variable⁽²⁾	March 25, 2036
Class II-A4	$ 36,572,000.00	Variable⁽²⁾	March 25, 2036
Class M-1A	$ 26,784,000.00	Variable⁽²⁾	March 25, 2036
Class M-1B	$ 13,392,000.00	Variable⁽²⁾	March 25, 2036
Class M-2	$ 32,671,000.00	Variable⁽²⁾	March 25, 2036
Class M-3	$ 20,309,000.00	Variable⁽²⁾	March 25, 2036
Class M-4	$ 18,102,000.00	Variable⁽²⁾	March 25, 2036
Class M-5	$ 17,219,000.00	Variable⁽²⁾	March 25, 2036
Class M-6	$ 15,011,000.00	Variable⁽²⁾	March 25, 2036
Class M-7	$ 12,362,000.00	Variable⁽²⁾	March 25, 2036
Class M-8	$ 11,921,000.00	Variable⁽²⁾	March 25, 2036
Class M-9	$ 10,155,000.00	Variable⁽²⁾	March 25, 2036
Class M-10	$ 7,505,000.00	Variable⁽²⁾	March 25, 2036
Class M-11	$ 8,830,000.00	Variable⁽²⁾	March 25, 2036
Class C Interest	$ 32,229,900.00⁽³⁾	Variable⁽²⁾	March 25, 2036
Class P Interest	$ 100.00	N/A⁽⁴⁾	March 25, 2036
Class IO Interest	(5)	(6)	March 25, 2036

________________

⁽¹⁾

For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Class of Certificates that represents one or more of the “regular interests” in REMIC 4.

⁽²⁾	Calculated in accordance with the definition of “Pass-Through Rate” herein.

⁽³⁾

The Class C Interest will accrue interest at its variable Pass-Through Rate on the Notional Amount of the Class C Interest outstanding from time to time which shall equal the aggregate of the Uncertificated Principal Balances of the REMIC 3 Regular Interests (other than REMIC 3 Regular Interest LTP). The Class C Interest will not accrue interest on its Certificate Principal Balance.

⁽⁴⁾	The Class P Interest will not accrue interest.

⁽⁵⁾	For federal income tax purposes, the Class IO Interest will not have a Certificate Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC 3 Regular Interest LTIO.

⁽⁶⁾	For federal income tax purposes, the Class IO Interest will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC 3 Regular Interest LTIO.

REMIC 5

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class C Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 5.” The Class R-5 Interest represents the sole class of “residual interests” in REMIC 5 for purposes of the REMIC Provisions.

The following table sets forth (or describes) the designation, Pass-Through Rate and Original Class Certificate Principal Balance for the indicated Class of Certificates that represents a “regular interest” in REMIC 5 created hereunder:

Designation	Original Class Certificate Principal Balance	Pass-Through Rate	Latest Possible Maturity Date⁽¹⁾
Class C Certificates	$32,229,900.00	Variable⁽²⁾	March 25, 2036

_______________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loans with the latest maturity date has been designated as the “latest possible maturity date” for the Class C Certificates.

⁽²⁾	The Class C Certificates will receive 100% of amounts received in respect of the Class C Interest.

REMIC 6

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 6.” The Class R-6 Interest represents the sole class of “residual interests” in REMIC 6 for purposes of the REMIC Provisions.

Designation	Original Class Certificate Principal Balance	Pass-Through Rate	Latest Possible Maturity Date⁽¹⁾
Class P	$100.00	Variable⁽²⁾	March 25, 2036

_______________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loans with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.

⁽²⁾	The Class P Certificates will receive 100% of amounts received in respect of the Class P Interest.

REMIC 7

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 7.” The Class R-7 Interest represents the sole class of “residual interests” in REMIC 7 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Pass-Through Rate, the Original Class Certificate Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated REMIC 7 Regular Interest, which will be uncertificated.

Designation	Original Class Certificate Principal Balance	Pass-Through Rate	Latest Possible Maturity Date⁽¹⁾
SWAP IO	N/A	Variable⁽²⁾	March 25, 2036

________________

⁽¹⁾	For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC 7 Regular Interest SWAP IO.

⁽²⁾	REMIC 7 Regular Interest SWAP IO shall receive 100% of amounts received in respect of the Class IO Interest.

ARTICLE I

DEFINITIONS

SECTION 1.01

Defined Terms.

Whenever used in this Agreement or in the Preliminary Statement, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article. Unless otherwise specified, all calculations in respect of interest on the Floating Rate Certificates shall be made on the basis of the actual number of days elapsed and a 360-day year and and all calculations in respect of interest on the Class C Certificates and all other calculations of interest described herein shall be made on the basis of a 360-day year consisting of twelve 30-day months. The Class P Certificates and the Residual Certificates are not entitled to distributions in respect of interest and, accordingly, will not accrue interest.

“1933 Act”: The Securities Act of 1933, as amended.

“Account”: Either of the Collection Account or Distribution Account.

“Accrual Period”: With respect to the Floating Rate Certificates and each Distribution Date, the period commencing on the preceding Distribution Date (or in the case of the first such Accrual Period, commencing on the Closing Date) and ending on the day preceding such Distribution Date. With respect to the Class C Certificates and each Distribution Date, the calendar month prior to the month of such Distribution Date.

“Addition Notice”: With respect to the transfer of Subsequent Mortgage Loans to the Trust Fund pursuant to Section 2.08, a notice of the Depositor’s designation of the Subsequent Mortgage Loans to be sold to the Trust Fund and the aggregate principal balance of such Subsequent Mortgage Loans as of the Subsequent Cut-off Date. The Addition Notice shall be given not later than three Business Days prior to the related Subsequent Transfer Date and shall be substantially in the form attached hereto as Exhibit R.

“Additional Group I Mortgage Loan”: Any of the Group I Mortgage Loans not described in the Prospectus Supplement but included in the Trust Fund as of the Closing Date. The aggregate Stated Principal Balance of the Additional Group I Mortgage Loans as of the related Cut-off Date is equal to $101,931,409.51.

“Additional Group II Mortgage Loan”: Any of the Group II Mortgage Loans not described in the Prospectus Supplement but included in the Trust Fund as of the Closing Date. The aggregate Stated Principal Balance of the Additional Group II Mortgage Loans as of the related Cut-off Date is equal to $80,662,601.35.

“Additional Mortgage Loan”: Any of the Additional Group I Mortgage Loans or Additional Group II Mortgage Loans included in the Trust Fund as of the Closing Date.

“Adjustable-Rate Mortgage Loan”: A first lien Mortgage Loan which provides at any period during the life of such loan for the adjustment of the Mortgage Rate payable in respect thereto. The Adjustable Rate Mortgage Loans are identified as such on the Mortgage Loan Schedule.

“Adjusted Net Maximum Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the applicable Maximum Mortgage Rate for such Mortgage Loan (or the Mortgage Rate in the case of any Fixed-Rate Mortgage Loan) as of the first day of the month preceding the month in which the related Distribution Date occurs minus the sum of (i) the Servicing Fee Rate, (ii) the Credit Risk Manager Fee Rate and (iii) the Custodian Fee Rate.

“Adjusted Net Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the applicable Mortgage Rate for such Mortgage Loan as of the first day of the month preceding the month in which the related Distribution Date occurs minus the sum of (i) the Servicing Fee Rate, (ii) the Credit Risk Manager Fee Rate and (iii) the Custodian Fee Rate.

“Adjustment Date”: With respect to each Adjustable-Rate Mortgage Loan, each adjustment date, on which the Mortgage Rate of such Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable-Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.

“Advance”: As to any Mortgage Loan or REO Property, any advance made by the related Servicer in respect of any Distribution Date pursuant to Section 4.04.

“Adverse REMIC Event”: As defined in Section 9.01(f) hereof.

“Affiliate”: With respect to any Person, any other Person controlling, controlled by or under common control with such Person. For purposes of this definition, “control” means the power to direct the management and policies of a Person, directly or indirectly, whether through ownership of voting securities, by contract or otherwise and “controlling” and “controlled” shall have meanings correlative to the foregoing.

“Agreement”: This Pooling and Servicing Agreement and all amendments hereof and supplements hereto.

“Allocated Realized Loss Amount”: With respect to any Distribution Date and any Class of Mezzanine Certificates, the sum of (i) any Realized Losses allocated to such Class of Certificates on such Distribution Date and (ii) the amount of any Allocated Realized Loss Amount for such Class of Certificates remaining undistributed from the previous Distribution Date as reduced by an amount equal to the increase in the related Certificate Principal Balance due to the receipt of Subsequent Recoveries.

“Assignment”: An assignment of Mortgage, notice of transfer or equivalent instrument, in recordable form, which is sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect or record the sale of the Mortgage.

“Assignment Agreements”: Each Assignment and Recognition Agreement, dated December 21, 2005, among the Seller, the related Originator and the Depositor, pursuant to which certain of the Seller’s rights under the Master Agreements were assigned to the Depositor, substantially in the forms attached hereto as Exhibit C-1.

“Assumed Final Maturity Date”: As to each Class of Certificates, the date set forth as such in the Preliminary Statement.

“Available Funds”: With respect to any Distribution Date, an amount equal to the excess of (i) the sum of (a) the aggregate of the related Monthly Payments received on the Mortgage Loans on or prior to the related Determination Date, (b) Net Liquidation Proceeds, Insurance Proceeds, Principal Prepayments, Subsequent Recoveries, proceeds from repurchases of and substitutions for such Mortgage Loans and other unscheduled recoveries of principal and interest in respect of the Mortgage Loans received during the related Prepayment Period, (c) the aggregate of any amounts received in respect of a related REO Property withdrawn from any REO Account and deposited in the Collection Account for such Distribution Date, (d) the aggregate of any amounts deposited in the Collection Accounts by the Servicers in respect of related Prepayment Interest Shortfalls for such Distribution Date, (e) the aggregate of any Advances made by the Servicers for such Distribution Date in respect of the Mortgage Loans, (f) the aggregate of any related advances made by the Trustee in respect of the Mortgage Loans for such Distribution Date pursuant to Section 7.02, (g) the amount of any Prepayment Charges collected by the Servicers in connection with the full or partial prepayment of any of the Mortgage Loans and any Servicer Prepayment Charge Payment Amount, (h) with respect to the Distribution Date immediately following the end of the Funding Period, any amounts in the Pre-Funding Accounts (exclusive of any investment income therein) after giving effect to any purchase of Subsequent Mortgage Loans and (i) with respect to each Distribution Date during the Funding Period and on the Distribution Date immediately following the end of the Funding Period, any amounts withdrawn by the Trustee from the Interest Coverage Accounts for distribution on the Certificates on such Distribution Date over (ii) the sum of (a) amounts reimbursable or payable to the Servicers pursuant to Section 3.11(a) (with respect to JPMorgan and NCHLS) or Section 2.05 of Exhibit B (with respect to Countrywide Servicing) or the Trustee pursuant to Section 3.11(b) or the Swap Provider (including any New Swap Payment and Swap Termination Payment owed to the Swap Provider but excluding any Swap Termination Payment owed to the Swap Provider resulting from a Swap Provider Trigger Event), (b) amounts deposited in the Collection Accounts or the Distribution Account pursuant to clauses (a) through (g) above, as the case may be, in error, (c) the amount of any Prepayment Charges collected by the Servicers in connection with the full or partial prepayment of any of the Mortgage Loans and any Servicer Prepayment Charge Payment Amount, (d) any indemnification payments or expense reimbursements made by the Trust Fund pursuant to Section 6.03 or Section 8.05 and (e) any Net Swap Payment or Swap Termination Payment owed to the Swap Provider (other than

any Swap Termination Payment owed to the Swap Provider resulting from a Swap Provider Trigger Event).

“Balloon Mortgage Loan”: A Mortgage Loan that provides for the payment of the unamortized Stated Principal Balance of such Mortgage Loan in a single payment at the maturity of such Mortgage Loan that is substantially greater than the preceding monthly payment.

“Balloon Payment”: A payment of the unamortized Stated Principal Balance of a Mortgage Loan in a single payment at the maturity of such Mortgage Loan that is substantially greater than the preceding Monthly Payment.

“Bankruptcy Code”: The Bankruptcy Reform Act of 1978 (Title 11 of the United States Code), as amended.

“Book-Entry Certificates”: Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a Person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 5.02 hereof). On the Closing Date, the Floating Rate Certificates shall be Book-Entry Certificates.

“Business Day”: Any day other than a Saturday, a Sunday or a day on which banking or savings institutions in the State of Arizona, the State of California, the State of Delaware, the State of New York, or in the city in which the Corporate Trust Office of the Trustee is located are authorized or obligated by law or executive order to be closed.

“Cap Amount”: The Cap Amount for any Class of the Floating Rate Certificates is equal to (i) the aggregate amount received by the Trust from the Cap Contract multiplied by (ii) a fraction equal to (a) the Certificate Principal Balance of such Class immediately prior to the applicable Distribution Date divided by (b) the aggregate Certificate Principal Balance of the Floating Rate Certificates immediately prior to the applicable Distribution Date.

“Cap Contract”: The Cap Contract between the Trustee and the counterparty thereunder, a form of which is attached hereto as Exhibit O.

“Certificate”: Any Regular Certificate or Residual Certificate.

“Certificateholder” or “Holder”: The Person in whose name a Certificate is registered in the Certificate Register, except that a Disqualified Organization or non-U.S. Person shall not be a Holder of a Residual Certificate for any purpose hereof and, solely for the purposes of giving any consent pursuant to this Agreement, any Certificate registered in the name of the Depositor or either Servicer or any Affiliate thereof shall be deemed not to be outstanding and the Voting Rights to which it is entitled shall not be taken into account in determining whether the requisite percentage of Voting Rights necessary to effect any such consent has been obtained, except as otherwise provided in Section 11.01. The Trustee may conclusively rely upon a

certificate of the Depositor or either Servicer in determining whether a Certificate is held by an Affiliate thereof. All references herein to “Holders” or “Certificateholders” shall reflect the rights of Certificate Owners as they may indirectly exercise such rights through the Depository and participating members thereof, except as otherwise specified herein; provided, however, that the Trustee shall be required to recognize as a “Holder” or “Certificateholder” only the Person in whose name a Certificate is registered in the Certificate Register.

“Certificate Margin”: With respect to the Floating Rate Certificates and for purposes of the Marker Rate and the Maximum Uncertificated Accrued Interest Deferral Amount, the specified REMIC 3 Regular Interest, as follows:

Class	REMIC 3 Regular Interest	Certificate Margin
Class	REMIC 3 Regular Interest	⁽¹⁾ (%)	⁽²⁾ (%)
I-A1	LTA1	0.210	0.420
II-A1	LTA2	0.100	0.200
II-A2	LTA3	0.200	0.400
II-A3	LTA4	0.230	0.460
II-A4	LTA5	0.350	0.700
M-1A	LTM1A	0.400	0.600
M-1B	LTM1B	0.470	0.705
M-2	LTM2	0.470	0.705
M-3	LTM3	0.500	0.750
M-4	LTM4	0.650	0.975
M-5	LTM5	0.680	1.020
M-6	LTM6	0.780	1.170
M-7	LTM7	1.750	2.625
M-8	LTM8	2.500	3.750
M-9	LTM9	2.500	3.750
M-10	LTM10	2.500	3.750
M-11	LTM11	2.500	3.750

__________

(1)

For the Accrual Period for each Distribution Date on or prior to the Optional Termination Date.

(2)

For each other Accrual Period.

“Certificate Owner”: With respect to each Book-Entry Certificate, any beneficial owner thereof.

“Certificate Principal Balance”: With respect to any Class of Regular Certificates (other than the Class C Certificates) immediately prior to any Distribution Date, will be equal to the Initial Certificate Principal Balance thereof plus any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 4.01, reduced by the sum of all amounts actually distributed in respect of principal of such Class and, in the case of a Mezzanine Certificate, Realized Losses allocated thereto on all prior Distribution Dates. With respect to the Class C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Regular Interests over (B) the then aggregate Certificate Principal Balance of the Floating Rate Certificates and the Class P Certificates then outstanding.

“Certificate Register” and “Certificate Registrar”: The register maintained and registrar appointed pursuant to Section 5.02 hereof.

“Certification”: As defined in Section 3.22(b)(ii).

“Class”: Collectively, Certificates which have the same priority of payment and bear the same class designation and the form of which is identical except for variation in the Percentage Interest evidenced thereby.

“Class A Certificate”: Any one of the Class I-A1 Certificates, the Class II-A1 Certificates, the Class II-A2 Certificates, the Class II-A3 Certificates or the Class II-A4 Certificates.

“Class I-A1 Certificate”: Any one of the Class I-A1 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-1, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class II-A1 Certificate”: Any one of the Class II-A1 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-2, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class II-A2 Certificate”: Any one of the Class II-A2 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-3, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class II-A3 Certificate”: Any one of the Class II-A3 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-4, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class II-A4 Certificate”: Any one of the Class II-A4 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-5, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class C Certificates”: Any one of the Class C Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-17, representing (i) a Regular Interest in REMIC 5, (ii) the

obligation to pay Net WAC Rate Carryover Amounts and Swap Termination Payments and (iii) the right to receive the Class IO Distribution Amount.

“Class C Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class C Certificates, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.

“Class IO Distribution Amount”: As defined in Section 4.10 hereof. For purposes of clarity, the Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Supplemental Interest Trust Trustee on such Distribution Date in excess of the amount payable on the Class IO Interest on such Distribution Date, all as further provided in Section 4.10 hereof.

“Class IO Interest”: An uncertificated interest in the Trust Fund evidencing a Regular Interest in REMIC 4.

“Class M-1 Certificate”: Any one of the Class M-1A Certificates or the Class M-1B Certificates.

“Class M-1 Credit Enhancement Percentage”: For any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the sum of the aggregate Certificate Principal Balance of the Mezzanine Certificates (other than the Class M-1 Certificates) and the Class C Certificates, and the denominator of which is the sum of (x) the aggregate Stated Principal Balance of the Mortgage Loans and (y) any amounts remaining on deposit in the Pre-Funding Accounts (exclusive of any investment income therein), calculated prior to taking into account payments of principal on the Mortgage Loans and distribution of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount to the Holders of the Certificates then entitled to distributions of principal on such Distribution Date.

“Class M-1A Certificates”: Any one of the Class M-1A Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-6, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-1B Certificates”: Any one of the Class M-1B Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-7, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-1 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date) and (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 57.80% and (ii) the Stated Principal

Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-2 Certificate”: Any one of the Class M-2 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-7, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-2 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (iii) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 65.20% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-3 Certificate”: Any one of the Class M-3 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-8, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-3 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (iv) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 69.80% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after

giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-4 Certificate”: Any one of the Class M-4 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-9, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-4 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (v) the Certificate Principal Balance of the Class M-4 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 73.90% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-5 Certificate”: Any one of the Class M-5 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-10, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-5 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the

Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (vi) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 77.80% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-6 Certificate”: Any one of the Class M-6 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-11, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-6 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (vii) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 81.20% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-7 Certificate”: Any one of the Class M-7 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form

annexed hereto as Exhibit A-12, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-7 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (viii) the Certificate Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 84.00% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-8 Certificate”: Any one of the Class M-8 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-13, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-8 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the

distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (ix) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 86.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-9 Certificate”: Any one of the Class M-9 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-14, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-9 Principal Distribution Amount”: The excess of (x) the sum of (i) the Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (x) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 89.00% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after

“Class M-10 Certificate”: Any one of the Class M-10 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-15, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-10 Principal Distribution Amount”: The excess of (x) the sum of (i) the Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (x) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution of the Class M-9 Principal Distribution Amount on such Distribution Date) and (x) the Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 90.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-11 Certificate”: Any one of the Class M-11 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-16, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-11 Principal Distribution Amount”: The excess of (x) the sum of (i) the Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (x) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution of the Class M-9 Principal Distribution Amount on such Distribution Date), (xi) the Certificate Principal Balance of the Class M-10 Certificates (after taking into account the distribution of the Class M-10 Principal Distribution Amount on such Distribution Date) and (x) the Certificate Principal Balance of the Class M-11 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 92.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class P Certificates”: Any one of the Class P Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-18, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class P Interest”: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.

“Class R Certificate”: The Class R Certificate executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-19 and evidencing the ownership of the Class R-1 Interest, the Class R-2 Intererst, the Class R-3 Interest and the Class R-4 Interest.

“Class R-X Certificate”: The Class R-X Certificate executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-20 and evidencing the ownership of the Class R-5 Interest, the Class R-6 Interest and the Class R-7 Interest.

“Class R-1 Interest”: The uncertificated Residual Interest in REMIC 1.

“Class R-2 Interest”: The uncertificated Residual Interest in REMIC 2.

“Class R-3 Interest”: The uncertificated Residual Interest in REMIC 3.

“Class R-4 Interest”: The uncertificated Residual Interest in REMIC 4.

“Class R-5 Interest”: The uncertificated Residual Interest in REMIC 5.

“Class R-6 Interest”: The uncertificated Residual Interest in REMIC 6.

“Class R-7 Interest”: The uncertificated Residual Interest in REMIC 7.

“Close of Business”: As used herein, with respect to any Business Day, 5:00 p.m. (New York time).

“Closing Date”: December 21, 2005.

“Code”: The Internal Revenue Code of 1986, as amended.

“Collection Account”: The account or accounts created and maintained by each Servicer pursuant to Section 3.10(a), which shall be entitled (i) “Chase Home Finance, LLC as sub-servicer for JPMorgan Chase Bank, National Association, a servicer for Deutsche Bank National Trust Company as Trustee, in trust for registered Holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4,” (ii) “Countrywide Home Loans Servicing LP, as a servicer for Deutsche Bank National Trust Company as Trustee, in trust for registered Holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” and (iii) “National City Home Loan Services, Inc., as a servicer for Deutsche Bank National Trust Company as Trustee, in trust for registered Holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4,” each of which must be an Eligible Account.

“Condemnation Proceeds”: As defined in Exhibit B.

“Corporate Trust Office”: The principal corporate trust office of the Trustee at which at any particular time its corporate trust business in connection with this Agreement shall be administered, which office at the date of the execution of this instrument is located at 0000 Xxxx Xx. Xxxxxx Xxxxx, Xxxxx Xxx, XX 00000-0000, or at such other address as the Trustee may designate from time to time by notice to the Certificateholders, the Depositor and the Servicers.

“Corresponding Certificate”: With respect to each REMIC 1 Regular Interest set forth below, the corresponding Regular Certificate set forth in the table below:

REMIC 3 Regular Interest	Regular Certificate
LTA1	Class I-A1
LTA2	Class II-A1
LTA3	Class II-A2
LTA4	Class II-A3
LTA5	Class II-A4
LTM1A	Class M-1A
LTM1B	Class M-1B
LTM2	Class M-2
LTM3	Class M-3
LTM4	Class M-4
LTM5	Class M-5
LTM6	Class M-6
LTM7	Class M-7
LTM8	Class M-8
LTM9	Class M-9
LTM10	Class M-10
LTM11	Class M-11
LTP	Class P

“Countrywide Mortgage Loans”: The Mortgage Loans serviced by Countrywide Servicing.

“Countrywide Servicing”: Countrywide Home Loans Servicing LP, as a Servicer under this Agreement, or any successor thereto.

“Credit Enhancement Percentage”: For any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the sum of the aggregate Certificate Principal Balance of the Mezzanine Certificates and the Class C Certificates, and the denominator of which is the sum of (x) the aggregate Stated Principal Balance of the Mortgage Loans and (y) any amounts remaining on deposit in the Pre-Funding Accounts (exclusive of any investment income therein), calculated prior to taking into account payments of principal on the Mortgage Loans and distribution of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount to the Holders of the Certificates then entitled to distributions of principal on such Distribution Date.

“Credit Risk Manager”: Xxxxxxx Fixed Income Services Inc., formerly known as The Murrayhill Company, its successors and assigns.

“Credit Risk Management Agreement”: Each of the Credit Risk Management Agreements, dated December 21, 2005, between the related Servicer and the Credit Risk Manager.

“Credit Risk Manager Fee” for any Distribution Date is the premium payable to the Credit Risk Manager at the Credit Risk Manager Fee Rate on the then current aggregate Stated Principal Balance of the Mortgage Loans.

“Credit Risk Manager Fee Rate” for any Distribution Date is 0.0135% per annum.

“Custodial Agreement”: The Custodial Agreement, dated November 1, 2005, among Xxxxx Fargo Bank, N.A., the Trustee, JPMorgan and NCHLS.

“Custodian”: Xxxxx Fargo Bank, N.A., as custodian of certain of the Mortgage Files, or any successor thereto, pursuant to the Custodial Agreement.

“Custodian Fee Rate”: A per annum rate equal to the product of (i) a fraction, the numerator of which is the amount paid to the Custodian pursuant to Section 8.05 and the denominator of which is the aggregate Principal Balance of the Mortgage Loans (after giving effect to scheduled payments of principal due during the Due Period relating to the previous Distribution Date, to the extent received or advanced and prepayments collected during the Prepayment Period relating to the previous Distribution Date) and (ii) 12.

“Cut-off Date”: With respect to each Initial Mortgage Loan, November 1, 2005 and with respect to each Additional Mortgage Loan, December 1, 2005.

“Cut-off Date Principal Balance”: With respect to any Mortgage Loan, the unpaid Stated Principal Balance thereof as of the related Cut-off Date of such Mortgage Loan (or as of the applicable date of substitution with respect to a Qualified Substitute Mortgage Loan), after giving effect to scheduled payments due on or before such Cut-off Date, whether or not received.

“Debt Service Reduction”: With respect to any Mortgage Loan, a reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of competent jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction resulting from a Deficient Valuation.

“Deficient Valuation”: With respect to any Mortgage Loan, a valuation of the related Mortgaged Property by a court of competent jurisdiction in an amount less than the then outstanding Stated Principal Balance of the Mortgage Loan, which valuation results from a proceeding initiated under the Bankruptcy Code.

“Definitive Certificates”: As defined in Section 5.02(c) hereof.

“Deleted Mortgage Loan”: A Mortgage Loan replaced or to be replaced by one or more Qualified Substitute Mortgage Loans.

“Delinquency Percentage”: For any Distribution Date, the percentage obtained by dividing (x) the aggregate Stated Principal Balance of Mortgage Loans that are Delinquent 60 days or more (including Mortgage Loans that are REO Properties, in foreclosure or in bankruptcy and that are also Delinquent 60 days or more) by (y) the aggregate Stated Principal Balance of the Mortgage Loans, in each case, as of the last day of the previous calendar month.

“Delinquent”: With respect to any Mortgage Loan and related Monthly Payment, the Monthly Payment due on a Due Date which is not made by the Close of Business on the next scheduled Due Date for such Mortgage Loan. For example, a Mortgage Loan is 60 or more days Delinquent if the Monthly Payment due on a Due Date is not made by the Close of Business on the second scheduled Due Date after such Due Date.

“Depositor”: Financial Asset Securities Corp., a Delaware corporation, or any successor in interest.

“Depository”: The initial Depository shall be The Depository Trust Company, whose nominee is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(3) of the Uniform Commercial Code of the State of New York.

“Depository Participant”: A broker, dealer, bank or other financial institution or other person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

“Determination Date”: With respect to any Distribution Date, the 15^th day of the calendar month in which such Distribution Date occurs or, if such 15^th day is not a Business Day, the Business Day immediately preceding such 15^th day.

“Directly Operate”: With respect to any REO Property, the furnishing or rendering of services to the tenants thereof, the management or operation of such REO Property, the holding of such REO Property primarily for sale to customers, the performance of any construction work thereon or any use of such REO Property in a trade or business conducted by any REMIC other than through an Independent Contractor; provided, however, that the Trustee (or the related Servicer on behalf of the Trustee) shall not be considered to Directly Operate an REO Property solely because the Trustee (or the related Servicer on behalf of the Trustee) establishes rental terms, chooses tenants, enters into or renews leases, deals with taxes and insurance, or makes decisions as to repairs or capital expenditures with respect to such REO Property.

“Disqualified Organization”: A “disqualified organization” under Section 860E of the Code, which as of the Closing Date is any of: (i) the United States, any state or political

subdivision thereof, any foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (ii) any organization (other than a cooperative described in Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code unless such organization is subject to the tax imposed by Section 511 of the Code, (iii) any organization described in Section 1381(a)(2)(C) of the Code or (iv) an “electing large partnership” within the meaning of Section 775 of the Code. A corporation will not be treated as an instrumentality of the United States or of any state or political subdivision thereof, if all of its activities are subject to tax and a majority of its board of directors is not selected by a governmental unit. The term “United States”, “state” and “international organizations” shall have the meanings set forth in Section 7701 of the Code.

“Distribution Account”: The trust account or accounts created and maintained by the Trustee pursuant to Section 3.10(b) which shall be entitled “Distribution Account, Deutsche Bank National Trust Company, as Trustee, in trust for the registered Certificateholders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” and which must be an Eligible Account.

“Distribution Date”: The 25^th day of any calendar month, or if such 25^th day is not a Business Day, the Business Day immediately following such 25^th day, commencing in December 2005.

“Due Date”: With respect to each Mortgage Loan and any Distribution Date, the first day of the calendar month in which such Distribution Date occurs on which the Monthly Payment for such Mortgage Loan was due (or, in the case of any Mortgage Loan under the terms of which the Monthly Payment for such Mortgage Loan was due on a day other than the first day of the calendar month in which such Distribution Date occurs, the day during the related Due Period on which such Monthly Payment was due), exclusive of any days of grace.

“Due Period”: With respect to any Distribution Date, the period commencing on the second day of the month preceding the month in which such Distribution Date occurs and ending on the first day of the month in which such Distribution Date occurs.

“Eligible Account”: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company the short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the short-term unsecured debt obligations of such holding company) are rated F-1 by Fitch, P-1 by Xxxxx’x and A-1 by S&P (or comparable ratings if Fitch, Xxxxx’x and S&P are not the Rating Agencies) at the time any amounts are held on deposit therein, (ii) an account or accounts the deposits in which are fully insured by the FDIC up to the insured amount, (iii) a trust account or accounts maintained with the trust department of a federal or state chartered depository institution, national banking association or trust company acting in its fiduciary capacity or (iv) an account otherwise acceptable to each Rating Agency without reduction or withdrawal of their then current ratings of the Certificates as evidenced by a letter from each Rating Agency to the Trustee. Eligible Accounts may bear interest.

“ERISA”: The Employee Retirement Income Security Act of 1974, as amended.

“Escrow Account”: The account or accounts created and maintained pursuant to Section 3.09 (with respect to JPMorgan and NCHLS) or Section 3.06 of Exhibit B (with respect to Countrywide Servicing).

“Escrow Payments”: The amounts constituting ground rents, taxes, assessments, water rates, fire and hazard insurance premiums and other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to any Mortgage Loan.

“Excess Overcollateralized Amount”: With respect to the Floating Rate Certificates and any Distribution Date, the excess, if any, of (i) the Overcollateralized Amount for such Distribution Date, assuming that 100% of the Principal Remittance Amount is applied as a principal payment on such Distribution Date and (ii) any amounts received under the Interest Rate Swap Agreement for such purposes over (iii) the Overcollateralization Target Amount for such Distribution Date.

“Extra Principal Distribution Amount”: With respect to any Distribution Date, the lesser of (x) the Monthly Interest Distributable Amount distributable on the Class C Certificates on such Distribution Date as reduced by Realized Losses allocated thereto with respect to such Distribution Date pursuant to Section 4.08 and (y) the Overcollateralization Deficiency Amount for such Distribution Date.

“Xxxxxx Xxx”: Federal National Mortgage Association or any successor thereto.

“Fixed Swap Payment”: With respect to any Distribution Date, a fixed amount equal to the related amount set forth in the Interest Rate Swap Agreement.

“FDIC”: Federal Deposit Insurance Corporation or any successor thereto.

“Final Recovery Determination”: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by the related Originator, the Seller or the related Servicer pursuant to or as contemplated by Section 2.03, Section 3.16(c) (with respect to JPMorgan and NCHLS), Section 3.03 of Exhibit B (with respect to Countrywide Servicing) or Section 10.01), a determination made by the related Servicer that all Insurance Proceeds, Net Liquidation Proceeds and other payments or recoveries which the related Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered.

“Fitch”: Fitch Ratings, or its successor in interest.

“Floating Rate Certificates”: The Class A Certificates and the Mezzanine Certificates.

“Floating Swap Payment”: With respect to any Distribution Date, a floating amount equal to the product of (i) Swap LIBOR, (ii) the related Base Calculation Amount (as

defined in the Interest Rate Swap Agreement), (iii) 250 and (iv) a fraction, the numerator of which is the actual number of days elapsed from and including the previous Floating Rate Payer Payment Date (as defined in the Interest Rate Swap Agreement) to but excluding the current Floating Rate Payer Payment (or, for the first Floating Rate Payer Payment Date, the actual number of days elapsed from the Closing Date to but excluding the first Floating Rate Payer Payment Date), and the denominator of which is 360.

“Formula Rate”: For any Distribution Date and the Floating Rate Certificates, the lesser of (a) the sum of (i) LIBOR plus (ii) the related Certificate Margin and (b) the Maximum Cap Rate.

“Freddie Mac”: The Federal Home Loan Mortgage Corporation, or any successor thereto.

“Funding Period”: The period beginning on the Closing Date and ending on the earlier to occur of (a) the date upon which the amount on deposit in the Pre-Funding Accounts (exclusive of any investment income therein) has been reduced to $10,000 or less or (b) March 20, 2006.

“Gross Margin”: With respect to each Adjustable-Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.

“Group I Allocation Percentage”: With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (i) the Group I Principal Remittance Amount for such Distribution Date, and the denominator of which is (ii) the Principal Remittance Amount for such Distribution Date.

“Group I Basic Principal Distribution Amount”: With respect to any Distribution Date, the Group I Principal Remittance Amount.

“Group I Certificates”: Any Class I-A1 Certificate.

“Group I Interest Coverage Account”: The account established and maintained pursuant to Section 4.08, which account contains an amount, to be paid by the Depositor to the Trustee on the Closing Date, that equals $0.00.

“Group I Interest Remittance Amount”: With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to interest received or advanced with respect to the Group I Mortgage Loans or amounts withdrawn from the Group I Interest Coverage Account.

“Group I Mortgage Loan”: A Mortgage Loan assigned to Loan Group I with a Stated Principal Balance at origination that conforms to Xxxxxx Xxx and Freddie Mac loan limits.

“Group I Pre-Funding Account”: The account established and maintained pursuant to Section 4.05, as defined herein.

“Group I Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group I Basic Principal Distribution Amount for such Distribution Date and (ii)(a) the Extra Principal Distribution Amount for such Distribution Date multiplied by (b) the Group I Allocation Percentage.

“Group I Principal Remittance Amount”: With respect to any Distribution Date, that portion of Available Funds equal to the sum of (i) each scheduled payment of principal collected or advanced on the Group I Mortgage Loans by the Servicer that were due during the related Due Period, (ii) the principal portion of all partial and full Principal Prepayments of the Group I Mortgage Loans applied by the Servicer during the related Prepayment Period, (iii) the principal portion of all related Net Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries received during the related Prepayment Period with respect to the Group I Mortgage Loans, (iv) that portion of the Purchase Price, representing principal of any repurchased Group I Mortgage Loan, deposited to the Collection Account during the related Prepayment Period, (v) the principal portion of any related Substitution Adjustments deposited in the Collection Account during the related Prepayment Period with respect to the Group I Mortgage Loans, (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 10.01, that portion of the Termination Price, in respect of principal on the Group I Mortgage Loans and (vii) on the Distribution Date immediately following the end of the Funding Period, any remaining amounts in the Group I Pre-Funding Account (exclusive of any investment income therein) after giving effect to any purchase of Subsequent Group I Mortgage Loans.

“Group I Senior Principal Distribution Amount”: The excess of (x) the Certificate Principal Balance of the Group I Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 48.70% and (ii) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Group II Allocation Percentage”: With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (i) the Group II Principal Remittance Amount for such Distribution Date, and the denominator of which is (ii) the Principal Remittance Amount for such Distribution Date.

“Group II Basic Principal Distribution Amount”: With respect to any Distribution Date, the Group II Principal Remittance Amount.

“Group II Certificates”: Any Class II-A1 Certificate, Class II-A2 Certificate, Class II-A3 Certificate or Class II-A4 Certificate.

“Group II Interest Coverage Account”: The account established and maintained pursuant to Section 4.08, which account contains an amount, to be paid by the Depositor to the Trustee on the Closing Date, that equals $0.00.

“Group II Interest Remittance Amount”: With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to interest received or advanced with respect to the Group II Mortgage Loans or amounts withdrawn from the Group II Interest Coverage Account.

“Group II Mortgage Loan”: A Mortgage Loan assigned to Loan Group II with a Stated Principal Balance at origination that may or may not conform to Xxxxxx Xxx and Freddie Mac loan limits.

“Group II Pre-Funding Account”: The account established and maintained pursuant to Section 4.05, as defined herein.

“Group II Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group II Basic Principal Distribution Amount for such Distribution Date and (ii)(a) the Extra Principal Distribution Amount for such Distribution Date multiplied by (b) the Group II Allocation Percentage.

“Group II Principal Remittance Amount”: With respect to any Distribution Date, that portion of Available Funds equal to the sum of (i) each scheduled payment of principal collected or advanced on the Group II Mortgage Loans by the Servicer that were due during the related Due Period, (ii) the principal portion of all partial and full Principal Prepayments of the Group II Mortgage Loans applied by the Servicer during the related Prepayment Period, (iii) the principal portion of all related Net Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries received during the related Prepayment Period with respect to the Group II Mortgage Loans, (iv) that portion of the Purchase Price, representing principal of any repurchased Group II Mortgage Loan, deposited to the Collection Account during the related Prepayment Period, (v) the principal portion of any related Substitution Adjustments deposited in the Collection Account during the related Prepayment Period with respect to the Group II Mortgage Loans, (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 10.01, that portion of the Termination Price, in respect of principal on the Group II Mortgage Loans and (vii) on the Distribution Date immediately following the end of the Funding Period, any remaining amounts in the Group II Pre-Funding Account (exclusive of any investment income therein) after giving effect to any purchase of Subsequent Group II Mortgage Loans.

“Group II Senior Principal Distribution Amount”: The excess of (x) the aggregate Certificate Principal Balance of the Group II Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 48.70% and (ii) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent

received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Highest Priority”: As of any date of determination, the Class of Mezzanine Certificates then outstanding with a Certificate Principal Balance greater than zero, with the highest priority for payments pursuant to Section 4.01, in the following order of decreasing priority: Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates.

“Indenture”: An indenture relating to the issuance of notes secured by the Class C Certificates, the Class P Certificates and/or the Class R Certificates (or any portion thereof).

“Independent”: When used with respect to any specified Person, any such Person who (a) is in fact independent of the Depositor, each Servicer and their respective Affiliates, (b) does not have any direct financial interest in or any material indirect financial interest in the Depositor or either Servicer or any Affiliate thereof, and (c) is not connected with the Depositor or either Servicer or any Affiliate thereof as an officer, employee, promoter, underwriter, trustee, partner, director or Person performing similar functions; provided, however, that a Person shall not fail to be Independent of the Depositor or either Servicer or any Affiliate thereof merely because such Person is the beneficial owner of 1% or less of any class of securities issued by the Depositor or either Servicer or any Affiliate thereof, as the case may be.

“Independent Contractor”: Either (i) any Person (other than the Servicers) that would be an “independent contractor” with respect to any of the REMICs created hereunder within the meaning of Section 856(d)(3) of the Code if such REMIC were a real estate investment trust (except that the ownership tests set forth in that section shall be considered to be met by any Person that owns, directly or indirectly, 35% or more of any Class of Certificates), so long as each such REMIC does not receive or derive any income from such Person and provided that the relationship between such Person and such REMIC is at arm’s length, all within the meaning of Treasury Regulation Section 1.856-4(b)(5), or (ii) any other Person (including the Servicers) if the Trustee has received an Opinion of Counsel to the effect that the taking of any action in respect of any REO Property by such Person, subject to any conditions therein specified, that is otherwise herein contemplated to be taken by an Independent Contractor will not cause such REO Property to cease to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code (determined without regard to the exception applicable for purposes of Section 860D(a) of the Code), or cause any income realized in respect of such REO Property to fail to qualify as Rents from Real Property.

“Index”: With respect to each Adjustable-Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.

“Initial Certificate Principal Balance”: With respect to any Regular Certificate, the amount designated “Initial Certificate Principal Balance” on the face thereof.

“Initial Group I Mortgage Loan”: Any of the Group I Mortgage Loans described in the Prospectus Supplement and included in the Trust Fund as of the Closing Date. The aggregate Stated Principal Balance of the Initial Group I Mortgage Loans as of the related Cut-off Date is equal to $283,159,882.45.

“Initial Group II Mortgage Loan”: Any of the Group II Mortgage Loans described in the Prospectus Supplement and included in the Trust Fund as of the Closing Date. The aggregate Stated Principal Balance of the Initial Group II Mortgage Loans as of the related Cut-off Date is equal to $317,141,347.10.

“Initial Mortgage Loan”: Any of the Initial Group I Mortgage Loans or Initial Group II Mortgage Loans included in the Trust Fund as of the Closing Date.

“Insurance Proceeds”: Proceeds of any title policy, hazard policy or other insurance policy covering a Mortgage Loan, to the extent such proceeds are received by the related Servicer and are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the related Servicer would follow in servicing mortgage loans held for its own account, subject to the terms and conditions of the related Mortgage Note and Mortgage.

“Interest Coverage Accounts”: The Group I Interest Coverage Account and the Group II Interest Coverage Account.

“Interest Determination Date”: With respect to the Floating Rate Certificates and each Accrual Period, the second LIBOR Business Day preceding the commencement of such Accrual Period.

“Interest Rate Swap Agreement”: The 1992 ISDA Master Agreement (Multicurrency-Cross Border) dated as of December 21, 2005 (together with the schedule thereto, the Master Agreement) between Bear Xxxxxxx Financial Products, Inc. and the Trustee (in its capacity as Supplemental Interest Trust Trustee).

“JPMorgan”: JPMorgan Chase Bank, National Association, as a Servicer under this Agreement, or any successor thereto.

“JPMorgan Mortgage Loans”: The Mortgage Loans serviced by JPMorgan.

“Late Collections”: With respect to JPMorgan and NCHLS and any JPMorgan Mortgage Loan and NCHLS Mortgage Loan, respectively, all amounts received subsequent to the Determination Date immediately following any related Due Period, whether as late payments of Monthly Payments or as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late payments or collections of principal and/or interest due (without regard to any acceleration of payments under the related Mortgage and Mortgage Note) but delinquent on a

contractual basis for such Due Period and not previously recovered. With respect to Countrywide Servicing and any Countrywide Mortgage Loan, the meaning set forth in Exhibit B.

“LIBOR”: With respect to each Accrual Period, the rate determined by the Trustee on the related Interest Determination Date on the basis of the London interbank offered rate for one-month United States dollar deposits, as such rate appears on the Telerate Page 3750, as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on Telerate Page 3750, the rate for such Interest Determination Date will be determined on the basis of the offered rates of the Reference Banks for one-month United States dollar deposits, as of 11:00 a.m. (London time) on such Interest Determination Date. The Trustee will request the principal London office of each of the Reference Banks to provide a quotation of its rate. On such Interest Determination Date, LIBOR for the related Accrual Period will be established by the Trustee as follows:

(i) If on such Interest Determination Date two or more Reference Banks provide such offered quotations, LIBOR for the related Accrual Period shall be the arithmetic mean of such offered quotations (rounded upwards if necessary to the nearest whole multiple of 1/16 of 1%); and

(ii) If on such Interest Determination Date fewer than two Reference Banks provide such offered quotations, LIBOR for the related Accrual Period shall be the higher of (i) LIBOR as determined on the previous Interest Determination Date and (ii) the Reserve Interest Rate.

“LIBOR Business Day”: Any day on which banks in London, England and The City of New York are open and conducting transactions in foreign currency and exchange.

“Liquidated Mortgage Loan”: As to any Distribution Date, any Mortgage Loan in respect of which the related Servicer has determined, in accordance with the servicing procedures specified herein, as of the end of the related Prepayment Period, that all Liquidation Proceeds which it expects to recover with respect to the liquidation of the Mortgage Loan or disposition of the related REO Property have been recovered.

“Liquidation Event”: With respect to any Mortgage Loan, any of the following events: (i) such Mortgage Loan is paid in full, (ii) a Final Recovery Determination is made as to such Mortgage Loan or (iii) such Mortgage Loan is removed from the Trust Fund by reason of its being purchased, sold or replaced pursuant to or as contemplated by Section 2.03, Section 3.16(c) (with respect to JPMorgan and NCHLS), Section 3.03 of Exhibit B (with respect to Countrywide Servicing) or Section 10.01. With respect to any REO Property, either of the following events: (i) a Final Recovery Determination is made as to such REO Property or (ii) such REO Property is removed from the Trust Fund by reason of its being sold or purchased pursuant to Section 3.23 or Section 10.01.

“Liquidation Proceeds”: With respect to JPMorgan and NCHLS and any Mortgage Loans serviced by it, the amount (other than amounts received in respect of the rental of any REO Property prior to REO Disposition) received by the related Servicer in connection

with (i) the taking of all or a part of a Mortgaged Property by exercise of the power of eminent domain or condemnation, (ii) the liquidation of a defaulted Mortgage Loan by means of a trustee’s sale, foreclosure sale or otherwise or (iii) the repurchase, substitution or sale of a Mortgage Loan or an REO Property pursuant to or as contemplated by Section 2.03, Section 3.16(c), Section 3.23 or Section 10.01. With respect to Countrywide Servicing and any Countrwide Mortgage Loan, the meaning set forth in Exhibit B.

“Loan-to-Value Ratio”: As of any date and as to any Mortgage Loan, the fraction, expressed as a percentage, the numerator of which is the Stated Principal Balance of the Mortgage Loan and the denominator of which is the Value of the related Mortgaged Property.

“Loan Group”: Either Loan Group I or Loan Group II, as the context requires.

“Loan Group I”: The group of Mortgage Loans identified in the Mortgage Loan Schedule as having been assigned to Loan Group I.

“Loan Group II”: The group of Mortgage Loans identified in the Mortgage Loan Schedule as having been assigned to Loan Group II.

“Losses”: As defined in Section 9.03.

“Lost Note Affidavit”: With respect to any Mortgage Loan as to which the original Mortgage Note has been permanently lost, misplaced or destroyed and has not been replaced, an affidavit from the related Originator certifying that the original Mortgage Note has been lost, misplaced or destroyed (together with a copy of the related Mortgage Note) and indemnifying the Trust against any loss, cost or liability resulting from the failure to deliver the original Mortgage Note in the form of Exhibit H hereto.

“Majority Certificateholders”: The Holders of Certificates evidencing at least 51% of the Voting Rights.

“Marker Rate”: With respect to the Class C Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10, REMIC 3 Regular Interest LTM11 and REMIC 3 Regular Interest LTZZ, with the rate on each such REMIC 3 Regular Interest (other than REMIC 3 Regular Interest LTZZ) subject to a cap equal to the lesser of (i) the Pass-Through Rate for the related Corresponding Certificate (without regard to the Net WAC Rate) and (ii) the Net WAC Rate for the purpose of this calculation; and with the rate on REMIC 3 Regular Interest LTZZ subject to a cap of zero for the purpose of this calculation; provided, however, that for this purpose, calculations of the Uncertificated REMIC 3 Pass-Through Rate and the related caps with respect to each such

REMIC 3 Regular Interest (other than REMIC 3 Regular Interest LTZZ) shall be multiplied by a fraction, the numerator of which is the actual number of days elapsed in the related Accrual Period and the denominator of which is 30.

“Master Agreement”: Any of the Master Mortgage Loan Purchase and Interim Servicing Agreement, between an Originator and the Seller.

“Maximum Cap Rate”: For any Distribution Date and any Class of the Floating Rate Certificates, a per annum rate equal to the sum of (i) the product of (x) the weighted average of the Adjusted Net Maximum Mortgage Rates of the Mortgage Loans, weighted on the basis of the outstanding Principal Balances of the Mortgage Loans as of the first day of the month preceding the month of such Distribution Date and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period and (ii) an amount, expressed as a percentage, equal to a fraction, the numerator of which is equal to the Net Swap Payment or Swap Termination Payment made by the Swap Provider and the denominator of which is equal to the aggregate Stated Principal Balance of the Mortgage Loans, multiplied by 12.

“Maximum Uncertificated Accrued Interest Deferral Amount”: With respect to any Distribution Date, the excess of (a) accrued interest at the Uncertificated REMIC 3 Pass-Through Rate applicable to REMIC 3 Regular Interest LTZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest LTZZ minus the REMIC 3 Overcollateralization Amount, in each case for such Distribution Date, over (b) the sum of the Uncertificated Accrued Interest on REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11 with the rate on each such REMIC 3 Regular Interest subject to a cap equal to the lesser of (i) the Pass-Through Rate for the related Corresponding Certificate (without regard to the Net WAC Rate) and (ii) the Net WAC Rate for the purpose of this calculation; provided, however, that for this purpose, calculations of the Uncertificated REMIC 3 Pass-Through Rate and the related caps with respect to each such REMIC 3 Regular Interest (other than REMIC 3 Regular Interest LTZZ) shall be multiplied by a fraction, the numerator of which is the actual number of days elapsed in the related Accrual Period and the denominator of which is 30.

“MERS”: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS Mortgage Loan”: As defined in Exhibit B.

“MERS® System”: The system of recording transfers of Mortgages electronically maintained by MERS.

“Mezzanine Certificate”: Any Class M-1 Certificate, Class M-2 Certificate, Class M-3 Certificate, Class M-4 Certificate, Class M-5 Certificate, Class M-6 Certificate, Class M-7 Certificate, Class M-8 Certificate, Class M-9 Certificate, Class M-10 Certificate or Class M-11 Certificate.

“MIN”: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

“MOM Loan”: With respect to any Accredited Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

“Monthly Interest Distributable Amount”: With respect to the Floating Rate Certificates and the Class C Certificates and any Distribution Date, the amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Certificate Principal Balance (or Notional Amount in the case of the Class C Certificates) of such Class immediately prior to such Distribution Date, in each case, reduced by any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such Certificate based on its respective entitlements to interest irrespective of any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls for such Distribution Date).

“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of principal and interest on such Mortgage Loan which is payable by the related Mortgagor from time to time under the related Mortgage Note, determined: (a) after giving effect to (i) any Deficient Valuation and/or Debt Service Reduction with respect to such Mortgage Loan, (ii) any modifications to a Mortgage Loan pursuant to Section 3.07 (with respect to JPMorgan and NCHLS) or Section 3.01 of Exhibit B (with respect to Countrywide Servicing) and (iii) any reduction in the amount of interest collectible from the related Mortgagor pursuant to the Relief Act; (b) without giving effect to any extension granted or agreed to by the related Servicer pursuant to Section 3.07 (with respect to JPMorgan and NCHLS) or Section 3.01 of Exhibit B (with respect to Countrywide Servicing); and (c) on the assumption that all other amounts, if any, due under such Mortgage Loan are paid when due.

“Moody’s”: Xxxxx’x Investors Service, Inc., or its successor in interest.

“Mortgage”: The mortgage, deed of trust or other instrument creating a first or second lien on, or first or second priority security interest in, a Mortgaged Property securing a Mortgage Note.

“Mortgage File”: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement.

“Mortgage Loan”: Each mortgage loan described in the Prospectus Supplement transferred and assigned to the Trustee pursuant to Section 2.01 or Section 2.03(d) as from time

to time held as a part of the Trust Fund, the Mortgage Loans so held being identified in the Mortgage Loan Schedule.

“Mortgage Loan Purchase Agreement”: The agreement between the Seller and the Depositor, regarding the transfer of certain of the Mortgage Loans by the Seller to or at the direction of the Depositor, substantially in the form attached hereto as Exhibit C-2.

“Mortgage Loan Schedule”: As of any date, the list of Mortgage Loans included in REMIC 1 on such date, separately identifying the Group I Mortgage Loans and the Group II Mortgage Loans, attached hereto as Exhibit D, as supplemented by each schedule of Subsequent Mortgage Loans. The Mortgage Loan Schedule shall be prepared by the Seller and shall set forth the following information with respect to each Mortgage Loan, as applicable:

(1)

the Mortgage Loan identifying number;

(2)

[reserved];

(3)

the state and zip code of the Mortgaged Property;

(4)

a code indicating whether the Mortgaged Property was represented by the borrower, at the time of origination, as being owner-occupied;

(5)

the type of Residential Dwelling constituting the Mortgaged Property;

(6)

the original months to maturity;

(7)

the stated remaining months to maturity from the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan) based on the original amortization schedule;

(8)

the Loan-to-Value Ratio at origination;

(9)

the Mortgage Rate in effect immediately following the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan);

(10)

the date on which the first Monthly Payment was due on the Mortgage Loan;

(11)

the stated maturity date;

(12)

the amount of the Monthly Payment at origination;

(13)

the amount of the Monthly Payment due on the first Due Date after the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan);

(14)

the last Due Date on which a Monthly Payment was actually applied to the unpaid Stated Principal Balance;

(15)

the original principal amount of the Mortgage Loan;

(16)

the Stated Principal Balance of the Mortgage Loan as of the Close of Business on the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan);

(17)

a code indicating the purpose of the Mortgage Loan (i.e., purchase financing, rate/term refinancing, cash-out refinancing);

(18)

the Mortgage Rate at origination;

(19)

a code indicating the documentation program (i.e., full documentation, limited income verification, no income verification, alternative income verification);

(20)

the risk grade;

(21)

the Value of the Mortgaged Property;

(22)

the sale price of the Mortgaged Property, if applicable;

(23)

the actual unpaid principal balance of the Mortgage Loan as of the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan);

(24)

the type and term of the related Prepayment Charge;

(25)

with respect to any Adjustable-Rate Mortgage Loan, the rounding code, the minimum Mortgage Rate, the maximum Mortgage Rate, the Gross Margin, the next Adjustment Date and the Periodic Rate Cap;

(26)

the program code;

(27)

the Loan Group; and

(28)

the lien priority.

The Mortgage Loan Schedule shall set forth the following information, with respect to the Mortgage Loans in the aggregate and for each Loan Group as of the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan): (1) the number of Mortgage Loans; (2) the current Principal Balance of the Mortgage Loans; (3) the weighted average Mortgage Rate of the Mortgage Loans and (4) the weighted average remaining term to maturity of the Mortgage Loans. The Mortgage Loan Schedule shall be amended from time to time by the Servicers in accordance with the provisions of this Agreement. With respect to any

Qualified Substitute Mortgage Loan, Cut-off Date shall refer to the related Cut-off Date for such Mortgage Loan, determined in accordance with the definition of Cut-off Date herein.

“Mortgage Note”: The original executed note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.

“Mortgage Pool”: The pool of Mortgage Loans, identified on Exhibit D from time to time, and any REO Properties acquired in respect thereof and as supplemented by any Subsequent Mortgage Loans identified on each schedule of Subsequent Mortgage Loans attached to a Subsequent Transfer Instrument.

“Mortgage Rate”: With respect to each fixed-rate Mortgage Loan, the rate set forth in the related Mortgage Note. With respect to each Adjustable-Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan) shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan) and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.

“Mortgaged Property”: The underlying property securing a Mortgage Loan, including any REO Property, consisting of a fee simple estate in a parcel of real property improved by a Residential Dwelling.

“Mortgagor”: The obligor on a Mortgage Note.

“NCHLS”: National City Home Loan Services, Inc., as a Servicer under this Agreement, or any successor thereto.

“NCHLS Mortgage Loans”: The Mortgage Loans serviced by NCHLS.

“Net Liquidation Proceeds”: With respect to any Liquidated Mortgage Loan or any other disposition of related Mortgaged Property (including REO Property) the related Liquidation Proceeds and Insurance Proceeds net of Advances, Servicing Advances, Servicing Fees and any other accrued and unpaid servicing fees or ancillary income received and retained in connection with the liquidation of such Mortgage Loan or Mortgaged Property.

“Net Monthly Excess Cashflow”: With respect to each Distribution Date, the sum of (a) any Overcollateralization Release Amount for such Distribution Date and (b) the excess of

(x) Available Funds for such Distribution Date over (y) the sum for such Distribution Date of (A) the Monthly Interest Distributable Amounts for the Floating Rate Certificates, (B) the Unpaid Interest Shortfall Amounts for the Class A Certificates and (C) the Principal Remittance Amount.

“Net Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the then applicable Mortgage Rate for such Mortgage Loan minus the Servicing Fee Rate.

“Net Prepayment Interest Shortfall”: With respect to any Distribution Date, the excess, if any, of any Prepayment Interest Shortfalls for such date over the related Compensating Interest.

“Net WAC Rate”: With respect to the Floating Rate Certificates and:

(i) the first Distribution Date, a per annum rate equal to (I) a fraction, expressed as a percentage, (1) the numerator of which is equal to the product of (A) 12 multiplied by (B) the sum of (i) the amount of interest which accrued on the Initial Mortgage Loans in the prior calendar month (after giving effect to Principal Prepayments) at their Adjusted Net Mortgage Rates and (ii) any amounts withdrawn from the Interest Coverage Accounts, if any, for such Distribution Date minus the amount of any Net Swap Payment or Swap Termination Payment (only if such Swap Termination Payment was not due to a Swap Provider Trigger Event) made to the Swap Provider and (2) the denominator of which is equal to the sum of (i) the aggregate Stated Principal Balance of the Mortgage Loans as of the first day of the month preceding the month in which such Distribution Date occurs, after giving effect to Principal Prepayments received during the related Prepayment Period and (ii) the amounts on deposit in the Pre-Funding Accounts multiplied by (II) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period;

(ii) the second Distribution Date, a per annum rate equal to (I) a fraction, expressed as a percentage, (1) the numerator of which is equal to the product of (A) 12 multiplied by (B) the sum of (i) the amount of interest which accrued on the Initial Mortgage Loans in the prior calendar month (after giving effect to Principal Prepayments) at their Adjusted Net Mortgage Rates and (ii) the amount of interest which accrued on the Additional Mortgage Loans in the prior calendar month (after giving effect to Principal Prepayments) at their Adjusted Net Mortgage Rates and (iii) any amounts withdrawn from the Interest Coverage Accounts, if any, for such Distribution Date minus the amount of any Net Swap Payment or Swap Termination Payment (only if such Swap Termination Payment was not due to a Swap Provider Trigger Event) made to the Swap Provider and (2) the denominator of which is equal to the sum of (i) the aggregate Stated Principal Balance of the Mortgage Loans as of the first day of the month preceding the month in which such Distribution Date occurs, after giving effect to Principal Prepayments received during the related Prepayment Period and (ii) the amounts on deposit in the Pre-Funding Accounts multiplied by (II) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period; and

(iii) thereafter, a per annum rate equal to (I) a fraction, expressed as a percentage, (1) the numerator of which is equal to the product of (A) 12 multiplied by (B) the sum of (i) the amount of interest which accrued on the Mortgage Loans in the prior calendar month (after giving effect to Principal Prepayments) at their Adjusted Net Mortgage Rates and (ii) any amounts withdrawn from the Interest Coverage Accounts, if any, for such Distribution Date minus the amount of any Net Swap Payment or Swap Termination Payment (only if such Swap Termination Payment was not due to a Swap Provider Trigger Event) made to the Swap Provider and (2) the denominator of which is equal to the sum of (i) the aggregate Stated Principal Balance of the Mortgage Loans as of the first day of the month preceding the month in which such Distribution Date occurs, after giving effect to Principal Prepayments received during the related Prepayment Period and (ii) the amounts on deposit in the Pre-Funding Accounts multiplied by (II) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period.

For federal income tax purposes, the economic equivalent of such rate shall be expressed as the weighted average (adjusted for the actual number of days elapsed elapsed in the related Accrual Period) of the REMIC 3 Pass-Through Rates on the REMIC 3 Regular Interests (other than REMIC 3 Regular Interest LTIO), weighted on the basis of the Uncertificated Principal Balance of each such REMIC 3 Regular Interest.

“Net WAC Rate Carryover Amount”: With respect to the Floating Rate Certificates and any Distribution Date, the sum of (A) the positive excess of (i) the amount of interest accrued on such Class of Certificates on such Distribution Date calculated at the related Formula Rate over (ii) the amount of interest accrued on such Class of Certificates at the Net WAC Rate for such Distribution Date and (B) the Net WAC Rate Carryover Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Formula Rate for the most recently ended Accrual Period.

“Net WAC Rate Carryover Reserve Account”: The account established and maintained pursuant to Section 4.07.

“New Lease”: Any lease of REO Property entered into on behalf of the Trust, including any lease renewed or extended on behalf of the Trust if the Trust has the right to renegotiate the terms of such lease.

“Nonrecoverable Advance”: Any Advance or Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan or REO Property that, in the good faith business judgment of the related Servicer in accordance with the Servicing Standard, will not be ultimately recoverable from Late Collections, Insurance Proceeds, Liquidation Proceeds or condemnation proceeds on such Mortgage Loan or REO Property as provided herein.

“Notional Amount”: Immediately prior to any Distribution Date with respect to the Class C Interest, the aggregate of the Uncertificated Principal Balances of REMIC 3 Regular Interests (other than the REMIC 3 Regular Interest LTP).

“Offered Certificates”: The Class A Certificates and the Mezzanine Certificates (other than the Class M-10 Certificates and the Class M-11 Certificates) offered to the public pursuant to the Prospectus Supplement.

“Officers’ Certificate”: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President or a vice president (however denominated), and by the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the applicable Servicer, the Seller or the Depositor, as applicable.

“Opinion of Counsel”: A written opinion of counsel, who may, without limitation, be a salaried counsel for the Depositor or either Servicer, acceptable to the Trustee, except that any opinion of counsel relating to (a) the qualification of any REMIC as a REMIC or (b) compliance with the REMIC Provisions must be an opinion of Independent counsel.

“Optional Termination Date”: The first Distribution Date on which the Terminator may opt to terminate the Trust Fund pursuant to Section 10.01.

“Original Class Certificate Principal Balance”: With respect to the Floating Rate Certificates, the Class C Certificates, the Class C Interest, the Class IO Interest, REMIC 7 Regular Interest SWAP IO, the Class P Certificates and the Class P Interest, the corresponding amounts set forth opposite such Class above in the Preliminary Statement.

“Original Group I Pre-Funded Amount”: The amount deposited by the Depositor in the Group I Pre-Funding Account on the Closing Date, which amount is $61,407,396.37.

“Original Group II Pre-Funded Amount”: The amount deposited by the Depositor in the Group II Pre-Funding Account on the Closing Date, which amount is $38,697,363.22.

“Original Pre-Funded Amounts”: The Original Group I Pre-Funded Amount and the Original Group II Pre-Funded Amount.

“Originator”: Any of Accredited Home Lenders, Inc., Countrywide Home Loans, Inc., Decision One Mortgage Company LLC, First Franklin Financial Corp., a division of National City Bank of Indiana, Meritage Mortgage Corporation, NovaStar Mortgage, Inc. and WMC Mortgage Corp., or their respective successor in interest, as the context requires.

“Other Insurance Proceeds”: As defined in Exhibit B.

“Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Overcollateralization Target Amount exceeds the Overcollateralized Amount on such Distribution Date (assuming that 100% of the Principal Remittance Amount is applied as a principal distribution on such Distribution Date).

“Overcollateralization Floor”: With respect to the Group I Certificates, $2,232,493.44. With respect to the Group II Certificates, $2,182,506.56. With respect to the Mezzanine Certificates, $4,414,999.99.

“Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and (y) the Excess Overcollateralized Amount.

“Overcollateralization Target Amount”: With respect to any Distribution Date, (i) prior to the Stepdown Date, an amount equal to 3.65% of the sum of (a) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (b) the Original Pre-Funded Amounts, (ii) on or after the Stepdown Date provided a Trigger Event is not in effect, the greater of (A) 7.30% of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) $4,414,999.99 and (iii) on or after the Stepdown Date if a Trigger Event is in effect, the Overcollateralization Target Amount for the immediately preceding Distribution Date. Notwithstanding the foregoing, on and after any Distribution Date following the reduction of the aggregate Certificate Principal Balance of the Floating Rate Certificates to zero, the Overcollateralization Target Amount shall be zero.

“Overcollateralized Amount”: For any Distribution Date, the amount equal to (i) the sum of (a) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (b) any funds on deposit in the Pre-Funding Accounts as of the related Determination Date (exclusive of any investment income therein) minus (ii) the sum of the aggregate Certificate Principal Balance of the Floating Rate Certificates and the Class P Certificates as of such Distribution Date after giving effect to distributions to be made on such Distribution Date.

“Ownership Interest”: As to any Certificate, any ownership or security interest in such Certificate, including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial, as owner or as pledgee.

“Pass-Through Rate”: With respect to the Floating Rate Certificates and any Distribution Date, the lesser of (x) the related Formula Rate for such Distribution Date and (y) the Net WAC Rate for such Distribution Date. With respect to the Class C Interest and any Distribution Date, a per annum rate equal to the percentage equivalent of a fraction, the numerator of which is (x) the sum of (i) 100% of the interest on REMIC 3 Regular Interest LTP and (ii) interest on the Uncertificated Balance of each REMIC 3 Regular Interest listed in clause (y) at a rate equal to the related Uncertificated REMIC 3 Pass-Through Rate minus the Marker Rate and the denominator of which is (y) the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interests LTAA, LTA1, LTA2, LTA3, LTA4, LTA5, LTM1A, LTM1B, LTM2, LTM3, LTM4, LTM5, LTM6, LTM7, LTM8, LTM9, LTM10, LTM11 and LTZZ.

With respect to the Class C Certificates, 100% of the interest distributable to the Class C Interest, expressed as a per annum rate.

The REMIC 7 Regular Interest SWAP-IO Interest shall not have a Pass-Through Rate, but interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class IO Interest for such Distribution Date.

The Class P Certificates, Class R Certificates and Class R-X Certificates will not accrue interest and therefore will not have a Pass-Through Rate.

“Paying Agent”: Any paying agent appointed pursuant to Section 5.05.

“Percentage Interest”: With respect to any Certificate (other than a Residual Certificate), a fraction, expressed as a percentage, the numerator of which is the Initial Certificate Principal Balance represented by such Certificate and the denominator of which is the Original Class Certificate Principal Balance of the related Class. With respect to a Residual Certificate, the portion of the Class evidenced thereby, expressed as a percentage, as stated on the face of such Certificate; provided, however, that the sum of all such percentages for each such Class totals 100%.

“Periodic Rate Cap”: With respect to each Adjustable-Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.

“Permitted Investments”: Any one or more of the following obligations or securities acquired at a purchase price of not greater than par, regardless of whether issued or managed by the Depositor, the Servicers, the Trustee or any of their respective Affiliates or for which an Affiliate of the Trustee serves as an advisor:

(i) direct obligations of, or obligations fully guaranteed as to timely payment of principal and interest by, the United States or any agency or instrumentality thereof, provided such obligations are backed by the full faith and credit of the United States;

(ii) (A) demand and time deposits in, certificates of deposit of, bankers’ acceptances issued by or federal funds sold by any depository institution or trust company (including the Trustee or its agent acting in their respective commercial capacities) incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state authorities, so long as, at the time of such investment or contractual commitment providing for such investment, such depository institution or trust company or its ultimate parent has a short-term uninsured debt rating in one of the two highest available ratings of Moody’s and the highest available rating category of Fitch, S&P and DBRS and provided that each such investment has an original maturity of no more than 365 days; and (B) any other demand or time deposit or deposit which is fully insured by the FDIC;

(iii) repurchase obligations with a term not to exceed 30 days with respect to any security described in clause (i) above and entered into with a depository institution or trust company (acting as principal) rated F-1+ or higher by Fitch, P-1 by Xxxxx’x, A-1 by S&P and R-1 (highest) by DBRS (if rated by DBRS); provided, however, that collateral transferred pursuant to such repurchase obligation must be of the type described in clause (i) above and must (A) be valued daily at current market prices plus accrued interest, (B) pursuant to such valuation, be equal, at all times, to 105% of the cash transferred by the Trustee in exchange for such collateral and (C) be delivered to the Trustee or, if the Trustee is supplying the collateral, an agent for the Trustee, in such a manner as to accomplish perfection of a security interest in the collateral by possession of certificated securities;

(iv) securities bearing interest or sold at a discount that are issued by any corporation incorporated under the laws of the United States of America or any State thereof;

(v) commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than 30 days after the date of acquisition thereof) that is rated by Moody’s, Fitch, S&P and DBRS (and if rated by any other Rating Agency, also by such other Rating Agency) in its highest short-term unsecured debt rating available at the time of such investment;

(vi) units of money market funds, including those money market funds managed or advised by the Trustee or its Affiliates, that have been rated “AAA” by Fitch (if rated by Fitch), “Aaa” by Xxxxx’x, “AAA” by S&P and “R-1 (highest)” by DBRS (if rated by DBRS); and

(vii) if previously confirmed in writing to the Trustee, any other demand, money market or time deposit, or any other obligation, security or investment, as may be acceptable to the Rating Agencies in writing as a permitted investment of funds backing securities having ratings equivalent to its highest initial rating of the Class A Certificates;

provided, that no instrument described hereunder shall evidence either the right to receive (a) only interest with respect to the obligations underlying such instrument or (b) both principal and interest payments derived from obligations underlying such instrument and the interest and principal payments with respect to such instrument provide a yield to maturity at par greater than 120% of the yield to maturity at par of the underlying obligations.

“Permitted Transferee”: Any transferee of a Residual Certificate other than a Disqualified Organization or a non-U.S. Person.

“Person”: Any individual, corporation, limited liability company, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

“Plan”: Any employee benefit plan or certain other retirement plans and arrangements, including individual retirement accounts and annuities, Xxxxx plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that are subject to ERISA or Section 4975 of the Code.

“Pool Balance”: As of any date of determination, the aggregate Stated Principal Balance of the Mortgage Loans in both Loan Groups as of such date.

“Pre-Funding Accounts”: The Group I Pre-Funding Account and the Group II Pre-Funding Account.

“Prepayment Assumption”: As defined in the Prospectus Supplement.

“Prepayment Charge”: With respect to any Mortgage Loan, the charges or premiums, if any, due in connection with a full or partial Principal Prepayment of such Mortgage Loan in accordance with the terms thereof (other than any Servicer Prepayment Charge Payment Amount).

“Prepayment Charge Schedule”: As of any date, the list of Prepayment Charges on the Mortgage Loans included in the Trust Fund on such date, attached hereto as Schedule I (including the prepayment charge summary attached thereto). The Prepayment Charge Schedule shall set forth the following information with respect to each Prepayment Charge:

	(i)	the Mortgage Loan identifying number;
	(ii)	a code indicating the type of Prepayment Charge;
	(iii)	the state of origination of the related Mortgage Loan;

(iv) the date on which the first monthly payment was due on the related Mortgage Loan;

(v)

the term of the related Prepayment Charge; and

(vi) the Stated Principal Balance of the related Mortgage Loan as of the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan).

“Prepayment Interest Excess”: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period occurring between the first day and the fifteenth day of the calendar month in which such Distribution Date occurs, an amount equal to interest (to the extent received) at the applicable Net Mortgage Rate on the amount of such Principal Prepayment in full for the number of days commencing on the first day of the calendar month in which such Distribution Date occurs and ending on the date on which such prepayment is so applied.

“Prepayment Interest Shortfall”: With respect to any Distribution Date, for each Mortgage Loan serviced by JPMorgan and NCHLS that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period occurring from the first day of the related Prepayment Period through the last day of the calendar month preceding the month in which such Distribution Date occurs, an amount equal to one-month’s interest at the applicable Net Mortgage Rate less any payments made by the Mortgagor on the amount of such Principal Prepayment for the number of days commencing on the date such Principal Prepayment is received and ending on the last day of the calendar month preceding the month in which such Distribution Date occurs.

“Prepayment Interest Shortfall Amount”:

As defined in Exhibit B.

“Prepayment Period”: With respect NCHLS and any Distribution Date, the period commencing on the 16^th day of the calendar month preceding the calendar month in which such Distribution Date occurs (or, in the case of the first Distribution Date, from November 1, 2005) and ending on the 15^th day of the calendar month in which the related Distribution Date occurs. With respect JPMorgan and any Distribution Date and (i) any Principal Prepayment in full, the period commencing on the 16^th day of the calendar month preceding the calendar month in which such Distribution Date occurs (or, in the case of the first Distribution Date, from November 1, 2005) and ending on the 15^th day of the calendar month in which the related Distribution Date occurs and (ii) any partial Principal Prepayment, the calendar month preceding the month in which such Distribution Date occurs.

“Principal Balance”: As to any Mortgage Loan other than a Liquidated Mortgage Loan, and any day, the Principal Balance as of the related Cut-off Date, minus all collections credited against the such Principal Balance of any such Mortgage Loan. For purposes of this definition, a Liquidated Mortgage Loan shall be deemed to have a Principal Balance equal to the Principal Balance of the related Mortgage Loan as of the final recovery of related Liquidation Proceeds and a Principal Balance of zero thereafter. As to any REO Property and any day, the Principal Balance of the related Mortgage Loan immediately prior to such Mortgage Loan becoming REO Property minus any REO Principal Amortization received with respect thereto on or prior to such day.

“Principal Prepayment”: Any payment of principal made by the Mortgagor on a Mortgage Loan which is received in advance of its scheduled Due Date and which is not accompanied by an amount of interest representing the full amount of scheduled interest due on any Due Date in any month or months subsequent to the month of prepayment.

“Principal Remittance Amount”: With respect to any Distribution Date, the sum of the Group I Principal Remittance Amount and the Group II Principal Remittance Amount.

“Prospectus Supplement”: That certain Prospectus Supplement dated December 16, 2005 relating to the public offering of the Offered Certificates.

“Purchase Price”: With respect to any Mortgage Loan or REO Property to be purchased by the Seller, JPMorgan or NCHLS pursuant to or as contemplated by Section 2.03,

Section 3.16(c) or Section 10.01, and as confirmed by an Officers’ Certificate from the party purchasing the Mortgage Loan to the Trustee, an amount equal to the sum of (i) 100% of the Stated Principal Balance thereof as of the date of purchase (or such other price as provided in Section 10.01), (ii) in the case of (x) a Mortgage Loan, accrued interest on such Stated Principal Balance at the applicable Mortgage Rate in effect from time to time from the Due Date as to which interest was last covered by a payment by the Mortgagor or an Advance by the related Servicer, which payment or Advance had as of the date of purchase been distributed pursuant to Section 4.01, through the end of the calendar month in which the purchase is to be effected, and (y) an REO Property, the sum of (1) accrued interest on such Stated Principal Balance at the applicable Mortgage Rate in effect from time to time from the Due Date as to which interest was last covered by a payment by the Mortgagor or an advance by the related Servicer through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, plus (2) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such purchase is to be effected, net of the total of all net rental income, Insurance Proceeds, Liquidation Proceeds and Advances that as of the date of purchase had been distributed as or to cover REO Imputed Interest pursuant to Section 4.04, (iii) any unreimbursed Servicing Advances and Advances and any unpaid Servicing Fees allocable to such Mortgage Loan or REO Property, (iv) any amounts previously withdrawn from the Collection Account in respect of such Mortgage Loan or REO Property pursuant to Section 3.23 and (v) in the case of a Mortgage Loan required to be purchased pursuant to Section 2.03, expenses reasonably incurred or to be incurred by the related Servicer or the Trustee in respect of the breach or defect giving rise to the purchase obligation, including any costs and damages incurred by the Trust Fund in connection with any violation by such loan of any predatory or abusive lending law. With respect to each Originator and any Mortgage Loan or REO Property to be purchased pursuant to or as contemplated by Section 2.03 or 10.01, and as confirmed by a certificate of an Officers’ Certificate of the related Originator to the Trustee, an amount equal to the amount set forth pursuant to the terms of the related Master Agreement.

“Qualified Insurer”: Any insurance company acceptable to Xxxxxx Xxx.

“Qualified Substitute Mortgage Loan”: With respect to the Seller, a mortgage loan substituted for a Deleted Mortgage Loan pursuant to the terms of the Mortgage Loan Purchase Agreement or this Agreement which must, on the date of such substitution, (i) have an outstanding Stated Principal Balance (or in the case of a substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate Stated Principal Balance), after application of all scheduled payments of principal and interest due during or prior to the month of substitution, not in excess of, and not more than 5% less than, the outstanding Stated Principal Balance of the Deleted Mortgage Loan as of the Due Date in the calendar month during which the substitution occurs, (ii) have a Mortgage Rate not less than (and not more than one percentage point in excess of) the Mortgage Rate of the Deleted Mortgage Loan, (iii) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage Loan, (iv) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (v) if the Qualified Substitute

Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (vi) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (vii) have a remaining term to maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan, (viii) be current as of the date of substitution, (ix) have a Loan-to-Value Ratio as of the date of substitution equal to or lower than the Loan-to-Value Ratio of the Deleted Mortgage Loan as of such date, (x) have a risk grading determined by the Originator at least equal to the risk grading assigned on the Deleted Mortgage Loan, (xi) have been underwritten or reunderwritten by the related Originator in accordance with the same underwriting criteria and guidelines as the Deleted Mortgage Loan and (xii) conform to each representation and warranty set forth in Section 3.01 of the Mortgage Loan Purchase Agreement or assigned to the Depositor pursuant to the related Assignment Agreement applicable to the Deleted Mortgage Loan. In the event that one or more mortgage loans are substituted for one or more Deleted Mortgage Loans, the amounts described in clause (i) hereof shall be determined on the basis of aggregate Stated Principal Balance, the Mortgage Rates described in clause (ii) hereof shall be satisfied for each such mortgage loan, the risk gradings described in clause (x) hereof shall be satisfied as to each such mortgage loan, the terms described in clause (vii) hereof shall be determined on the basis of weighted average remaining term to maturity (provided that no such mortgage loan may have a remaining term to maturity longer than the Deleted Mortgage Loan), the Loan-to-Value Ratios described in clause (ix) hereof shall be satisfied as to each such mortgage loan and, except to the extent otherwise provided in this sentence, the representations and warranties described in clause (xii) hereof must be satisfied as to each Qualified Substitute Mortgage Loan or in the aggregate, as the case may be. With respect to each Originator, a mortgage loan substituted for a Deleted Mortgage Loan pursuant to the terms of the related Master Agreement which must, on the date of such substitution conform to the terms set forth in the related Master Agreement.

“Rating Agency or Rating Agencies”: Xxxxx’x, Fitch and S&P, or their successors. If such agencies or their successors are no longer in existence, “Rating Agencies” shall be such nationally recognized statistical rating agencies, or other comparable Persons, designated by the Depositor, notice of which designation shall be given to the Trustee and Servicer.

“Realized Loss”: With respect to any Liquidated Mortgage Loan, the amount of loss realized equal to the portion of the Stated Principal Balance remaining unpaid after application of all Net Liquidation Proceeds in respect of such Mortgage Loan. If the related Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are applied to principal distributions on any Distribution Date.

“Record Date”: With respect to (i) the Floating Rate Certificates, the Close of Business on the Business Day immediately preceding the related Distribution Date; provided, however, that following the date on which Definitive Certificates for any of the Floating Rate Certificates are available pursuant to Section 5.02, the Record Date for such Certificates that are Definitive Certificates shall be the last Business Day of the calendar month preceding the month

in which the related Distribution Date occurs and (ii) the Class P Certificates, the Class C Certificates and the Residual Certificates, the Close of Business on the last Business Day of the calendar month preceding the month in which the related Distribution Date occurs.

“Reference Banks”: Those banks (i) with an established place of business in London, England, (ii) not controlling, under the control of or under common control with the Originators or either Servicer or any Affiliate thereof and (iii) which have been designated as such by the Trustee, after consultation with the Depositor; provided, however, that if fewer than two of such banks provide a LIBOR rate, then any leading banks selected by the Trustee after consultation with the Depositor which are engaged in transactions in United States dollar deposits in the international Eurocurrency market.

“Refinanced Mortgage Loan”: A Mortgage Loan the proceeds of which were not used to purchase the related Mortgaged Property.

“Regular Certificate”: Any of the Floating Rate Certificates, Class C Certificates or Class P Certificates.

“Relief Act”: The Servicemembers Civil Relief Act, or any state law providing for similar relief.

“Relief Act Interest Shortfall”: With respect to any Distribution Date, for any Mortgage Loan with respect to which there has been a reduction in the amount of interest collectible thereon for the most recently ended Due Period as a result of the application of the Relief Act, the amount by which (i) interest collectible on such Mortgage Loan during such Due Period is less than (ii) one month’s interest on the Stated Principal Balance of such Mortgage Loan at the Mortgage Rate for such Mortgage Loan before giving effect to the application of the Relief Act.

“REMIC”: A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

“REMIC 1”: The segregated pool of assets subject hereto, constituting the primary trust created hereby and to be administered hereunder, with respect to which a REMIC election is to be made consisting of: (i) such Mortgage Loans as from time to time are subject to this Agreement, together with the Mortgage Files relating thereto, and together with all collections thereon and proceeds thereof, (ii) any REO Property, together with all collections thereon and proceeds thereof, (iii) the Trustee’s rights with respect to the Mortgage Loans under all insurance policies, required to be maintained pursuant to this Agreement and any proceeds thereof, (iv) the Depositor’s rights under the Mortgage Loan Purchase Agreement or the Assignment Agreements (including any security interest created thereby) and (v) the Collection Account, the Distribution Account (subject to the last sentence of this definition) and any REO Account and such assets that are deposited therein from time to time and any investments thereof, together with any and all income, proceeds and payments with respect thereto. Notwithstanding the foregoing, however, a REMIC election will not be made with respect to the Pre-Funding Accounts, the Interest Coverage Accounts, any Subsequent Mortgage Loan Interest,

the Net WAC Rate Carryover Reserve Account, the Cap Contract, the Swap Account, the Supplemental Interest Trust, the Interest Rate Swap Agreement or any Servicer Prepayment Charge Payment Amounts.

“REMIC 1 Regular Interests”: One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1. Each REMIC 1 Regular Interest shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The following is a list of each of the REMIC 1 Regular Interests: REMIC 1 Regular Interest LT1, REMIC 1 Regular Interest LT1PF1, REMIC 1 Regular Interest LT1PF2, REMIC 1 Regular Interest LT2, REMIC 1 Regular Interest LT2PF1, REMIC 1 Regular Interest LT2PF2 and REMIC 1 Regular Interest LTP.

“REMIC 2”: The segregated pool of assets consisting of all of the REMIC 1 Regular Interests and conveyed in trust to the Trustee, for the benefit of REMIC 3, as holder of the REMIC 2 Regular Interests, and the Class R Certificateholders, as Holders of the Class R-2 Interest, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 2 Regular Interest”: Any of the 76 separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a “regular interest” in REMIC 2. Each REMIC 2 Regular Interest shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

“REMIC 3”: The segregated pool of assets consisting of all of the REMIC 2 Regular Interests and conveyed in trust to the Trustee, for the benefit of REMIC 4, as holder of the REMIC 3 Regular Interests, and the Class R Certificateholders, as Holders of the Class R-3 Interest, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 3 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to (a) the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and related REO Properties then outstanding and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest LTAA minus the Marker Rate, divided by (b) 12.

“REMIC 3 Overcollateralization Target Amount”: 1.00% of the Overcollateralization Target Amount.

“REMIC 3 Overcollateralization Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 3 Regular Interests (other than REMIC 3 Regular Interst LTP) minus (ii) the aggregate

Uncertificated Principal Balance of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11, in each case as of such date of determination.

“REMIC 3 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and related REO Properties then outstanding and the amounts on deposit in the Pre-Funding Accounts (exclusive of any investment income therein) and (ii) 1 minus a fraction, the numerator of which is two times the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11 and the denominator of which is the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11 and REMIC 3 Regular Interest LTZZ.

“REMIC 3 Regular Interests”: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. Each REMIC 3 Regular Interest shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The following is a list of each of the REMIC 3 Regular Interests: REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11, REMIC 3 Regular Interest LTZZ, REMIC 3 Regular Interest LTP and REMIC 3 Regular Interest LTIO.

“REMIC 4”: The segregated pool of assets consisting of all of the REMIC 3 Regular Interests conveyed in trust to the Trustee, for the benefit of the Holders of the Regular Certificates (other than the Class C Certificates or Class P Certificates), the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-4 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 5”: The segregated pool of assets consisting of the Class C Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class C Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 6”: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-6 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 7”: The segregated pool of assets consisting of the Class IO Interest conveyed in trust to the Trustee, for the benefit of the Holders of the REMIC 7 Regular Interest SWAP IO and the Class R-X Certificates (in respect of the Class R-7 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC Provisions”: Provisions of the federal income tax law relating to real estate mortgage investment conduits which appear at Section 860A through 860G of Subchapter M of Chapter 1 of the Code, and related provisions, and regulations and rulings promulgated thereunder, as the foregoing may be in effect from time to time.

“REMIC Regular Interests”: The REMIC 1 Regular Interests, the REMIC 2 Regular Interests, the REMIC 3 Regular Interests, the Class C Interest, the Class P Interest and the Class IO Interest.

“Remittance Date”: As defined in Exhibit B.

“Remittance Report”: A report prepared by the related Servicer and delivered to the Trustee pursuant to Section 4.04.

“Rents from Real Property”: With respect to any REO Property, gross income of the character described in Section 856(d) of the Code.

“REO Account”: The account or accounts maintained by the Servicer in respect of an REO Property pursuant to Section 3.23 or Section 3.13 of Exhibit B.

“REO Disposition”: The sale or other disposition of an REO Property on behalf of the Trust Fund.

“REO Imputed Interest”: As to any REO Property, for any calendar month during which such REO Property was at any time part of the Trust Fund, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan if appropriate) as of the Close of Business on the Distribution Date in such calendar month.

“REO Principal Amortization”: With respect to any REO Property, for any calendar month, the excess, if any, of (a) the aggregate of all amounts received in respect of such REO Property during such calendar month, whether in the form of rental income, sale proceeds (including, without limitation, that portion of the Termination Price paid in connection with a purchase of all of the Mortgage Loans and REO Properties pursuant to Section 10.01 that is allocable to such REO Property) or otherwise, net of any portion of such amounts (i) payable pursuant to Section 3.23 (with respect to JPMorgan and NCHLS) or Section 3.13 of Exhibit B (with respect to Countrywide Servicing) in respect of the proper operation, management and maintenance of such REO Property or (ii) payable or reimbursable to the related Servicer pursuant to Section 3.23 (with respect to JPMorgan and NCHLS) or Section 3.13 of Exhibit B (with respect to Countrywide Servicing) for unpaid Servicing Fees in respect of the related Mortgage Loan and unreimbursed Servicing Advances and Advances in respect of such REO Property or the related Mortgage Loan, over (b) the REO Imputed Interest in respect of such REO Property for such calendar month.

“REO Property”: A Mortgaged Property acquired by the related Servicer on behalf of the Trust Fund through foreclosure or deed-in-lieu of foreclosure, as described in Section 3.23 (with respect to JPMorgan and NCHLS) or Section 3.13 of Exhibit B (with respect to Countrywide Servicing).

“Repurchase Price”: As defined in Exhibit B.

“Request for Release”: A release signed by a Servicing Officer, in the form of Exhibit E attached hereto.

“Reserve Interest Rate”: With respect to any Interest Determination Date, the rate per annum that the Trustee determines to be either (i) the arithmetic mean (rounded upwards if necessary to the nearest whole multiple of 1/16 of 1%) of the one-month United States dollar lending rates which banks in The City of New York selected by the Depositor are quoting on the relevant Interest Determination Date to the principal London offices of leading banks in the London interbank market or (ii) in the event that the Trustee can determine no such arithmetic mean, in the case of any Interest Determination Date after the initial Interest Determination Date, the lowest one-month United States dollar lending rate which such New York banks selected by the Depositor are quoting on such Interest Determination Date to leading European banks.

“Residential Dwelling”: Any one of the following: (i) a detached one-family dwelling, (ii) a detached two- to four-family dwelling, (iii) a one-family dwelling unit in a Xxxxxx Xxx eligible condominium project, (iv) a manufactured home, or (v) a detached one-family dwelling in a planned unit development, none of which is a co-operative or mobile home.

“Residual Certificate”: The Class R Certificates and the Class R-X Certificates.

“Residual Interest”: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

“Responsible Officer”: When used with respect to the Trustee, any director, any vice president, any assistant vice president, the Secretary, any assistant secretary, the Treasurer, any assistant treasurer or any other officer of the Trustee customarily performing functions similar to those performed by any of the above designated officers and, with respect to a particular matter, to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

“S&P”: Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc., or its successor in interest.

“Seller”: Greenwich Capital Financial Products, Inc., a Delaware corporation, in its capacity as Seller under the Assignment Agreements and the Mortgage Loan Purchase Agreement.

“Senior Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group I Senior Principal Distribution Amount and (ii) the Group II Senior Principal Distribution Amount.

“Servicer”: Either Countrywide Servicing, with respect to the Countrwyide Mortgage Loans, JPMorgan, with respect to the JPMorgan Mortgage Loans or NCHLS, with respect to the NCHLS Mortgage Loans, as the context requires, or any successor Servicer appointed as herein provided, each in its capacity as a Servicer hereunder.

“Servicer Certification”: As defined in Section 3.22(b) (with respect to JPMorgan and NCHLS) or Section 3.24(b) of Exhibit B (with respect to Countrywide Servicing).

“Servicer Event of Termination”: One or more of the events described in Section 7.01 (with respect to JPMorgan and NCHLS) or Article V of Exhibit B (with respect to Countrywide Servicing).

“Servicer Prepayment Charge Payment Amount”: The amounts payable by the related Servicer in respect of any waived Prepayment Charges pursuant to Section 2.05, Section 3.01 (with respect to JPMorgan and NCHLS) or Section 3.01 of Exhibit B (with respect to Countrywide Servicing).

“Servicer Remittance Date”: With respect to JPMorgan and NCHLS and any Distribution Date, the third Business Day prior to such Distribution Date.

“Servicing Advances”: With respect to JPMorgan and NCHLS, all customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable attorneys’ fees and expenses) incurred by such Servicer in the performance of its servicing obligations,

including, but not limited to, the cost of (i) the preservation, restoration, inspection and protection of the Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures related to a Mortgage Loan, including any expenses incurred in connection with such Mortgage Loan being registered on the MERS System, (iii) the management and liquidation of the REO Property and (iv) compliance with the obligations under Sections 3.01, 3.09, 3.14, 3.16, and 3.23. Servicing Advances also include any reasonable “out-of-pocket” costs and expenses (including legal fees) incurred by such Servicer in connection with executing and recording instruments of satisfaction, deeds of reconveyance or Assignments in connection with any foreclosure in respect of any Mortgage Loan to the extent not recovered from the related Mortgagor or otherwise payable under this Agreement. Neither JPMorgan nor NCHLS shall be required to make any Servicing Advance that would be a Nonrecoverable Advance. With respect to Countrywide Servicing, as defined in Exhibit B.

“Servicing Fee”: With respect to JPMorgan and NCHLS and each JPMorgan Mortgage Loan and NCHLS Mortgage Loan, respectively, and for any calendar month, an amount equal to the Servicing Fee Rate accrued for such month, on the same principal amount on which interest on such Mortgage Loan accrues for such month. A portion of such Servicing Fee may be retained by any Sub-Servicer as its servicing compensation. With respect to Countrywide Servicing and each Countrywide Mortgage Loan, as defined in Exhibit B.

“Servicing Fee Rate”: 0.50% per annum.

“Servicing Officer”: Any officer of either Servicer involved in, or responsible for, the administration and servicing of Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished by each Servicer to the Trustee and the Depositor on the Closing Date, as such list may from time to time be amended.

“Servicing Standard”: With respect to JPMorgan and NCHLS, the servicing and administration of the Mortgage Loans hereunder (a) in the same manner in which, and with the same care, skill, prudence and diligence with which, such Servicer services and administers similar mortgage loans with similar mortgagors (i) for other third-parties, giving due consideration to customary and usual standards of practice of prudent institutional residential mortgage lenders servicing their own loans or (ii) held in such Servicer’s own portfolio, whichever standard is higher, and, in either case, giving due consideration to customary and usual standards or practice of mortgage lenders and loan servicers servicing and administering similar mortgage loans, (b) with a view to the maximization of the recovery of such Mortgage Loans on a net present value basis and the best interests of the Certificateholders, (c) without regard to (i) any relationship that such Servicer or any Affiliate thereof may have with the related Mortgagor or any other party to the transaction; (ii) the right of such Servicer to receive compensation or other fees for its services rendered pursuant to this Agreement; (iii) the ownership or non-ownership of any Certificate by such Servicer or any Affiliate of such Servicer; (iv) the obligation of such Servicer to make Advances and Servicing Advances; (v) the ownership, servicing or management by such Servicer or any Affiliate thereof for others of any other mortgage loans or mortgaged properties; and (vi) any debt such Servicer or any Affiliate of

such Servicer has extended to any Mortgagor or any Affiliate of such Mortgagor and (d) in accordance with all applicable state, local and federal laws, rules and regulations.

“Servicing Transfer Costs”: Shall mean all reasonable costs and expenses incurred by the Trustee in connection with the transfer of servicing from a predecessor servicer, including, without limitation, any reasonable costs or expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee (or any successor servicer appointed pursuant to Section 7.02) to service the Mortgage Loans properly and effectively and any fees associated with MERS.

“Startup Day”: As defined in Section 9.01(b) hereof.

“Stated Principal Balance”: With respect to any Mortgage Loan: (a) as of any date of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, the outstanding principal balance of such Mortgage Loan as of the related Cut-off Date as shown in the Mortgage Loan Schedule, minus the sum of (i) the principal portion of each Monthly Payment due on a Due Date subsequent to the related Cut-off Date to the extent received from the Mortgagor or advanced by the related Servicer and distributed pursuant to Section 4.01 on or before such date of determination, (ii) all Principal Prepayments received after the related Cut-off Date to the extent distributed pursuant to Section 4.01 on or before such date of determination, (iii) all Liquidation Proceeds and Insurance Proceeds to the extent distributed pursuant to Section 4.01 on or before such date of determination, and (iv) any Realized Loss incurred with respect thereto as a result of a Deficient Valuation made during or prior to the Due Period for the most recent Distribution Date coinciding with or preceding such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, zero. With respect to any REO Property: (a) as of any date of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, an amount (not less than zero) equal to the Stated Principal Balance of the related Mortgage Loan as of the date on which such REO Property was acquired on behalf of the Trust Fund, minus the aggregate amount of REO Principal Amortization in respect of such REO Property for all previously ended calendar months, to the extent distributed pursuant to Section 4.01 on or before such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, zero.

“Stepdown Date”: The earlier to occur of (i) the Distribution Date on which the aggregate Certificate Principal Balance of the Class A Certificates has been reduced to zero and (ii) the later to occur of (x) the Distribution Date occurring in December 2008 and (y) the first Distribution Date on which the Credit Enhancement Percentage (calculated for this purpose only after taking into account payments of principal on the Mortgage Loans but prior to distribution of the Principal Distribution Amount to the Certificates then entitled to distributions of principal on such Distribution Date) is equal to or greater than 51.30%.

“Sub-Servicer”: Any Person with which either Servicer has entered into a Sub- Servicing Agreement and which meets the qualifications of a Sub-Servicer pursuant to Section 3.02.

“Sub-Servicing Account”: An account established by a Sub-Servicer which meets the requirements set forth in Section 3.08 and is otherwise acceptable to the applicable Servicer.

“Sub-Servicing Agreement”: The written contract between either Servicer and a Sub-Servicer relating to servicing and administration of certain Mortgage Loans as provided in Section 3.02.

“Subsequent Assignment Agreement”: The agreement between the Depositor and the Seller, regarding the assignment of the Seller’s rights under the Master Agreements with respect to certain of the Subsequent Mortgage Loans.

“Subsequent Cut-off Date”: With respect to those Subsequent Mortgage Loans sold to the Trust Fund pursuant to a Subsequent Transfer Instrument, the later of (i) first day of the month in which the related Subsequent Transfer Date occurs or (ii) the date of origination of such Mortgage Loan.

“Subsequent Group I Mortgage Loan”: A Subsequent Mortgage Loan to be included in Loan Group I.

“Subsequent Group II Mortgage Loan”: A Subsequent Mortgage Loan to be included in Loan Group II.

“Subsequent Mortgage Loan”: A Mortgage Loan sold by the Depositor to the Trust Fund pursuant to Section 2.08, such Mortgage Loan being identified on the Mortgage Loan Schedule attached to a Subsequent Transfer Instrument.

“Subsequent Mortgage Loan Interest”: Any amount constituting a monthly payment of interest received or advanced at the Net Mortgage Rate with respect to (i) a Subsequent Group I Mortgage Loan during the Due Period relating to the first four Distribution Dates in excess of 0.00% per annum and (ii) a Subsequent Group II Mortgage Loan during the Due Period relating to the first four Distribution Dates in excess of 0.00% per annum. The Subsequent Mortgage Loan Interest shall be distributable to the Class C Certificates. The Subsequent Mortgage Loan Interest shall not be an asset of any REMIC.

“Subsequent Mortgage Loan Purchase Agreement”: The agreement between the Depositor and the Seller, regarding the transfer of certain of the Subsequent Mortgage Loans by the Seller to the Depositor.

“Subsequent Recoveries”: As of any Distribution Date, amounts received by the Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 3.11 (with respect to JPMorgan and NCHLS) or Section 3.05 of Exhibit B (with respect to Countrywide

Servicing)) specifically related to a Mortgage Loan that was the subject of a liquidation or an REO Disposition prior to the related Prepayment Period that resulted in a Realized Loss.

“Subsequent Transfer Date”: With respect to each Subsequent Transfer Instrument, the date on which the related Subsequent Mortgage Loans are sold to the Trust Fund.

“Subsequent Transfer Instrument”: Each Subsequent Transfer Instrument, dated as of a Subsequent Transfer Date, executed by the Trustee and the Depositor substantially in the form attached hereto as Exhibit S, by which Subsequent Mortgage Loans are transferred to the Trust Fund.

“Supplemental Interest Trust”: As defined in Section 4.10(a).

“Swap Account”: The account or accounts created and maintained pursuant to Section 4.05. The Swap Account must be an Eligible Account.

“Swap Interest Shortfall Amount”: Any shortfall of interest with respect to any Class of Certificates resulting from the application of the Net WAC Rate due to a discrepancy between the Uncertificated Notional Amount of the REMIC 7 Regular Interest SWAP IO and the scheduled notional amount.

“Swap LIBOR”: A per annum rate equal to the floating rate payable by the Swap Provider under the Swap Agreement.

“Swap Provider”: Bear Xxxxxxx Financial Products, Inc.

“Swap Provider Trigger Event”: A Swap Termination Payment that is triggered upon: (i) an Event of Default under the Interest Rate Swap Agreement with respect to which the Swap Provider is a Defaulting Party (as defined in the Interest Rate Swap Agreement), (ii) a Termination Event under the Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party (as defined in the Interest Rate Swap Agreement) or (iii) an Additional Termination Event under the Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party.

“Swap Termination Payment”: The payment due to either party under the Interest Rate Swap Agreement upon the early termination of the Interest Rate Swap Agreement.

“Substitution Adjustment”: As defined in Section 2.03(d) hereof.

“Tax Matters Person”: The tax matters person appointed pursuant to Section 9.01(e) hereof.

“Tax Returns”: The federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of the REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed by the Trustee on behalf of each REMIC,

together with any and all other information reports or returns that may be required to be furnished to the Certificateholders or filed with the Internal Revenue Service or any other governmental taxing authority under any applicable provisions of federal, state or local tax laws.

“Termination Price”: As defined in Section 10.01(a) hereof.

“Terminator”: As defined in Section 10.01(a) hereof.

“Trigger Event”: A Trigger Event is in effect with respect to any Distribution Date on or after the Stepdown Date if:

(i) (a) on any Distribution Date on which the Class A Certificates remain outstanding, the Delinquency Percentage exceeds 31.15% of the Credit Enhancement Percentage; or (b) on any Distribution Date on which the aggregate Certificate Principal Balance of the Class A Certificates has been reduced to zero, the Class M-1 Delinquency Percentage exceeds 37.90% of the Credit Enhancement Percentage; or

(ii) the aggregate amount of Realized Losses incurred since the related Cut-off Date through the last day of the related Due Period (reduced by the aggregate amount of Subsequent Recoveries received since the related Cut-off Date through the last day of the related Due Period) divided by the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and the Original Pre-Funded Amounts, exceeds the applicable percentages set forth below with respect to such Distribution Date:

Distribution Date Occurring In	Percentage
December 2007 through November 2008	1.45% for the first month, plus an additional 1/12^th of 1.90% for each month thereafter.
December 2008 through November 2009	3.35% for the first month, plus an additional 1/12^th of 1.90% for each month thereafter.
December 2009 through November 2010	5.25% for the first month, plus an additional 1/12^th of 1.50% for each month thereafter.
December 2010 through November 2011	6.75% for the first month, plus an additional 1/12^th of 0.75% for each month thereafter.
December 2011 through November 2012	7.50% for the first month, plus an additional 1/12^th of 0.05% for each month thereafter.
December 2012 and thereafter	7.55% for each month.

“Trust”: Soundview Home Loan Trust 2005-4, the trust created hereunder.

“Trust Fund”: All of the assets of the Trust, which is the trust created hereunder consisting of REMIC 1, REMIC 2, REMIC 3, REMIC 4, REMIC 5, REMIC 6, REMIC 7, the Pre-Funding Accounts, the Interest Coverage Accounts, any Subsequent Mortgage Loan Interest, the Cap Contract, the Interest Rate Swap Agreement, the Swap Account, the right to receive any amounts from the Net WAC Rate Carryover Reserve Account and any Servicer Prepayment Charge Payment Amounts.

“Trustee”: Deutsche Bank National Trust Company, a national banking association, or any successor trustee appointed as herein provided.

“Trustee Compensation”: Such compensation, if any, as set forth in the separate fee schedule between the Trustee and the Depositor, which compensation shall be payable to the Trustee on each Distribution Date pursuant to Section 8.05 as compensation for all services rendered by it in the execution of the trust hereby created and in the exercise and performance of any of the powers and duties of the Trustee hereunder.

“Uncertificated Accrued Interest”: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated REMIC Pass-Through Rate on the Uncertificated Principal Balance of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Net Prepayment Interest Shortfalls, Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests based on their respective entitlements to interest irrespective of any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls for such Distribution Date).

“Uncertificated Notional Amount”: With respect to REMIC 3 Regular Interest LTIO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 2 Regular Interests ending with the designation “A” listed below:

Distribution Date	REMIC 2 Regular Interests
1^st through 12^th	I-1-A through I-37-A
13	I-2-A through I-37-A
14	I-3-A through I-37-A
15	I-4-A through I-37-A
16	I-5-A through I-37-A
17	I-6-A through I-37-A
18	I-7-A through I-37-A
19	I-8-A through I-37-A
20	I-9-A through I-37-A
21	I-10-A through I-37-A
22	I-11-A through I-37-A
23	I-12-A through I-37-A
24	I-13-A through I-37-A
25	I-14-A through I-37-A
26	I-15-A through I-37-A
27	I-16-A through I-37-A
28	I-17-A through I-37-A
29	I-18-A through I-37-A
30	I-19-A through I-37-A
31	I-20-A through I-37-A
32	I-21-A through I-37-A
33	I-22-A through I-37-A
34	I-23-A through I-37-A
35	I-24-A through I-37-A
36	I-25-A through I-37-A
37	I-26-A through I-37-A
38	I-27-A through I-37-A
39	I-28-A through I-37-A
40	I-29-A through I-37-A
41	I-30-A through I-37-A
42	I-31-A through I-37-A
43	I-32-A through I-37-A

44	I-33-A through I-37-A
45	I-34-A through I-37-A
46	I-35-A through I-37-A
47	I-36-A and I-37-A
48	I-37-A
thereafter	$0.00

With respect to the Class IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest LTIO.

“Uncertificated Principal Balance”: With respect to each REMIC Regular Interest, the amount of such REMIC Regular Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.08 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.08, and the Uncertificated Principal Balance of REMIC Regular Interest LTZZ shall be increased by interest deferrals as provided in Section 4.08. With respect to the Class C Interest as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A Certificates, the Mezzanine Certificates and the Class P Certificates then outstanding. The Uncertificated Principal Balance of each REMIC Regular Interest that has an Uncertificated Principal Balance shall never be less than zero.

“Uncertificated REMIC Pass-Through Rate”: The Uncertificated REMIC 1 Pass-Through Rate, Uncertificated REMIC 2 Pass-Through Rate or Uncertificated REMIC 3 Pass-Through Rate, as applicable.

“Uncertificated REMIC 1 Pass-Through Rate”: With respect to REMIC 1 Regular Interest LT1 and REMIC 1 Regular Interest LTP, and (i) the first four Distribution Dates, the weighted average of the Adjusted Net Mortgage Rates of the Initial Group I Mortgage Loans and (ii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group I Mortgage Loans.

With respect to REMIC 1 Regular Interest LT1PF1 and (i) the first four Distribution Dates, 0.00% and (ii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group I Mortgage Loans.

With respect to REMIC 1 Regular Interest LT1PF2 and (i) the first Distribution Date, 0.00%, (ii) the second through and including the fourth Distribution Date, the weighted average of the Adjusted Net Mortgage Rates of the Additional Group I Mortgage Loans and (iii)

thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group I Mortgage Loans.

With respect to REMIC 1 Regular Interest LT2, and (i) the first four Distribution Dates, the weighted average of the Adjusted Net Mortgage Rates of the Initial Group II Mortgage Loans and (ii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group II Mortgage Loans.

With respect to REMIC 1 Regular Interest LT2PF1 and (i) the first four Distribution Dates, 0.00% and (ii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group II Mortgage Loans.

With respect to REMIC 1 Regular Interest LT2PF2 and (i) the first Distribution Date, 0.00%, (ii) the second through and including the fourth Distribution Date, the weighted average of the Adjusted Net Mortgage Rates of the Additional Group II Mortgage Loans and (iii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group II Mortgage Loans.

“Uncertificated REMIC 2 Pass-Through Rate”: With respect to REMIC 2 Regular Interest I and REMIC 2 Regular Interest P, a per annum rate equal to the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on the REMIC 1 Regular Interests (weighted on the basis of the Uncertificated Principal Balance of each such REMIC 1 Regular Interest). With respect to each REMIC 2 Regular Interest ending with the designation “A”, a per annum rate equal to the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on the REMIC 1 Regular Interests (weighted on the basis of the Uncertificated Principal Balance of each such REMIC 1 Regular Interest) multiplied by 2, subject to a maximum rate of 9.872%. With respect to each REMIC 2 Regular Interest ending with the designation “B”, the greater of (x) a per annum rate equal to the excess, if any, of (i) 2 multiplied by the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on the REMIC 1 Regular Interests (weighted on the basis of the Uncertificated Principal Balance of each such REMIC 1 Regular Interest) over (ii) 9.872% and (y) 0.00%.

“Uncertificated REMIC 3 Pass-Through Rate”: With respect to REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10, REMIC 3 Regular Interest LTM11, REMIC 3 Regular Interest LTZZ and REMIC 3 Regular Interest LTP, a per annum rate (but not less than zero) equal to the weighted average of (v) with respect to REMIC 2 Regular Interest I, the Uncertificated REMIC 2 Pass-Through Rate for such REMIC 2 Regular Interest for each such Distribution Date, (w) with respect to REMIC 2 Regular Interests ending with the designation “B”, the weighted average of the Uncertificated REMIC 2 Pass-Through Rates for such REMIC 2 Regular Interests, weighted on the basis of the Uncertificated Principal Balance

of such REMIC 2 Regular Interests for each such Distribution Date and (x) with respect to REMIC 2 Regular Interests ending with the designation “A”, for each Distribution Date listed below, the weighted average of the rates listed below for each such REMIC 2 Regular Interest listed below, weighted on the basis of the Uncertificated Principal Balance of each such REMIC 2 Regular Interest for each such Distribution Date:

Distribution Date	REMIC 2 Regular Interest	Rate
1^st through 11^th	I-1-A through I-37-A	Uncertificated REMIC 2 Pass-Through Rate
12	I-1-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
13	I-2-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A	Uncertificated REMIC 2 Pass-Through Rate
14	I-3-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A and I-2-A	Uncertificated REMIC 2 Pass-Through Rate
15	I-4-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-3-A	Uncertificated REMIC 2 Pass-Through Rate
16	I-5-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-4-A	Uncertificated REMIC 2 Pass-Through Rate
17	I-6-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-5-A	Uncertificated REMIC 2 Pass-Through Rate
18	I-7-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-6-A	Uncertificated REMIC 2 Pass-Through Rate
19	I-8-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-7-A	Uncertificated REMIC 2 Pass-Through Rate
20	I-9-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-8-A	Uncertificated REMIC 2 Pass-Through Rate
21	I-10-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-9-A	Uncertificated REMIC 2 Pass-Through Rate
22	I-11-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-10-A	Uncertificated REMIC 2 Pass-Through Rate
23	I-12-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-11-A	Uncertificated REMIC 2 Pass-Through Rate
24	I-13-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-12-A	Uncertificated REMIC 2 Pass-Through Rate
25	I-14-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-13-A	Uncertificated REMIC 2 Pass-Through Rate
26	I-15-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-14-A	Uncertificated REMIC 2 Pass-Through Rate
27	I-16-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-15-A	Uncertificated REMIC 2 Pass-Through Rate
28	I-17-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-16-A	Uncertificated REMIC 2 Pass-Through Rate
29	I-18-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-17-A	Uncertificated REMIC 2 Pass-Through Rate
30	I-19-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-18-A	Uncertificated REMIC 2 Pass-Through Rate
31	I-20-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-19-A	Uncertificated REMIC 2 Pass-Through Rate
32	I-21-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate

	I-1-A through I-20-A	Uncertificated REMIC 2 Pass-Through Rate
33	I-22-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-21-A	Uncertificated REMIC 2 Pass-Through Rate
34	I-23-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-22-A	Uncertificated REMIC 2 Pass-Through Rate
35	I-24-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-23-A	Uncertificated REMIC 2 Pass-Through Rate
36	I-25-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-24-A	Uncertificated REMIC 2 Pass-Through Rate
37	I-26-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-25-A	Uncertificated REMIC 2 Pass-Through Rate
38	I-27-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-26-A	Uncertificated REMIC 2 Pass-Through Rate
39	I-28-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-27-A	Uncertificated REMIC 2 Pass-Through Rate
37	I-29-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-28-A	Uncertificated REMIC 2 Pass-Through Rate
41	I-30-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-29-A	Uncertificated REMIC 2 Pass-Through Rate
42	I-31-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-30-A	Uncertificated REMIC 2 Pass-Through Rate
43	I-32-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-31-A	Uncertificated REMIC 2 Pass-Through Rate
44	I-33-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-32-A	Uncertificated REMIC 2 Pass-Through Rate
45	I-34-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-33-A	Uncertificated REMIC 2 Pass-Through Rate
46	I-35-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-34-A	Uncertificated REMIC 2 Pass-Through Rate
47	I-36-A through I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-35-A	Uncertificated REMIC 2 Pass-Through Rate
48	I-37-A	2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
	I-1-A through I-36-A	Uncertificated REMIC 2 Pass-Through Rate
thereafter	I-1-A through I-37-A	Uncertificated REMIC 2 Pass-Through Rate

With respect to REMIC 3 Regular Interest LTIO, and (a) the first eleven Distribution Dates, the excess of (i) the Uncertificated REMIC 2 Pass-Through Rates for REMIC 2 Regular Interests ending with the designation “A”, over (ii) the Uncertificated REMIC 2 Pass-Through Rates for REMIC 2 Regular Interests ending with the designation “A”, (b) the 12^th Distribution Date through the 48^th Distribution Date, the excess of (i) the Uncertificated REMIC 2 Pass-Through Rates for REMIC 2 Regular Interests ending with the designation “A” over (ii) 2 multiplied by Swap LIBOR, and (c) thereafter 0.00%.

“Uninsured Cause”: Any cause of damage to a Mortgaged Property such that the complete restoration of such property is not fully reimbursable by the hazard insurance policies required to be maintained pursuant to Section 3.14.

“United States Person” or “U.S. Person”: A citizen or resident of the United States, a corporation, partnership (or other entity treated as a corporation or partnership for United States federal income tax purposes) created or organized in, or under the laws of, the United States, any state thereof, or the District of Columbia (except in the case of a partnership, to the extent provided in Treasury regulations) provided that, for purposes solely of the restrictions on the transfer of Residual Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are required by the applicable operative agreement to be United States Persons, or an estate the income of which from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust. The term “United States” shall have the meaning set forth in Section 7701 of the Code or successor provisions.

“Unpaid Interest Shortfall Amount”: With respect to the Floating Rate Certificates and (i) the first Distribution Date, zero, and (ii) any Distribution Date after the first Distribution Date, the amount, if any, by which (a) the sum of (1) the Monthly Interest Distributable Amount for such Class for the immediately preceding Distribution Date and (2) the outstanding Unpaid Interest Shortfall Amount, if any, for such Class for such preceding Distribution Date exceeds (b) the aggregate amount distributed on such Class in respect of interest pursuant to clause (a) of this definition on such preceding Distribution Date, plus interest on the amount of interest due but not distributed on the Certificates of such Class on such preceding Distribution Date, to the extent permitted by law, at the Pass-Through Rate for such Class for the related Accrual Period.

“Value”: With respect to any Mortgaged Property, the lesser of (i) the lesser of (a) the value thereof as determined by an appraisal made for the originator of the Mortgage Loan at the time of origination of the Mortgage Loan by an appraiser who met the minimum requirements of Xxxxxx Xxx and Freddie Mac, and (b) the value thereof as determined by a review appraisal conducted by the related Originator in the event any such review appraisal determines an appraised value ten percent or more lower than the value thereof as determined by the appraisal referred to in clause (i)(a) above and (ii) the purchase price paid for the related Mortgaged Property by the Mortgagor with the proceeds of the Mortgage Loan, provided, however, in the case of a Refinanced Mortgage Loan, such value of the Mortgaged Property is based solely upon the lesser of (1) the value determined by an appraisal made for the related Originator of such Refinanced Mortgage Loan at the time of origination of such Refinanced Mortgage Loan by an appraiser who met the minimum requirements of Xxxxxx Xxx and Freddie Mac and (2) the value thereof as determined by a review appraisal conducted by the related Originator in the event any such review appraisal determines an appraised value ten percent or more lower than the value thereof as determined by the appraisal referred to in clause (ii)(1) above.

“Voting Rights”: The portion of the voting rights of all of the Certificates which is allocated to any Certificate. At all times the Floating Rate Certificates and the Class C Certificates shall have 98% of the Voting Rights (allocated among the Holders of the Floating Rate Certificates and the Class C Certificates in proportion to the then outstanding Certificate Principal Balances of their respective Certificates), the Class P Certificates shall have 1% of the Voting Rights and the Residual Certificates shall have 1% of the Voting Rights. The Voting Rights allocated to any Class of Certificates (other than the Class P Certificates and the Residual Certificates) shall be allocated among all Holders of each such Class in proportion to the outstanding Certificate Principal Balance of such Certificates and the Voting Rights allocated to the Class P Certificates and the Residual Certificates shall be allocated among all Holders of each such Class in proportion to such Holders’ respective Percentage Interest; provided, however that when none of the Regular Certificates are outstanding, 100% of the Voting Rights shall be allocated among Holders of the Residual Certificates in accordance with such Holders’ respective Percentage Interests in the Certificates of such Class.

SECTION 1.02

Accounting.

Unless otherwise specified herein, for the purpose of any definition or calculation, whenever amounts are required to be netted, subtracted or added or any distributions are taken into account such definition or calculation and any related definitions or calculations shall be determined without duplication of such functions.

SECTION 1.03

Allocation of Certain Interest Shortfalls.

For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Floating Rate Certificates and the Class C Certificates for any Distribution Date, (1) the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, among the Class C Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Notional Amount of each such Certificate and, thereafter, among the Floating Rate Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the respective Certificate Principal Balance of each such Certificate and (2) the aggregate amount of any Realized Losses and Net WAC Rate Carryover Amounts shall be allocated among the Class C Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Notional Amount of each such Certificate.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 1 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated (i) with respect to the Group I Mortgage Loans, to REMIC 1 Regular Interest LT1 and REMIC 1 Regular Interest LT1PF1, in each case to the extent of one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rate on the respective Uncertificated Principal Balance of each such Uncertificated REMIC 1 Interest; provided, however, with respect to the first four Distribution

Dates, such amounts relating to the Initial Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1, such amounts relating to the Subsequent Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF1 and such amounts relating to the Additional Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF2 and (ii) with respect to the Group II Mortgage Loans, to REMIC 1 Regular Interest LT2 and REMIC 1 Regular Interest LT2PF1, in each case to the extent of one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rate on the respective Uncertificated Principal Balance of each such Uncertificated REMIC 1 Interest; provided, however, with respect to the first four Distribution Dates, such amounts relating to the Initial Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2, such amounts relating to the Subsequent Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF1, and such amounts relating to the Additional Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF2.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 2 Regular Interests for any Distribution Date the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans shall be allocated first, to REMIC 2 Regular Interest I and to the REMIC 2 Regular Interests ending with the designation “B”, pro rata based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest, and then, to REMIC 2 Regular Interests ending with the designation “A”, pro rata based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated among REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10, REMIC 3 Regular Interest LTM11 and REMIC 3 Regular Interest LTZZ pro rata based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 3 Pass-Through Rate on the respective Uncertificated Principal Balance of each such REMIC 3 Regular Interest.

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS;

ORIGINAL ISSUANCE OF CERTIFICATES

SECTION 2.01

Conveyance of Mortgage Loans.

The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, including any security interest therein for the benefit of the Depositor, in and to (i) each Mortgage Loan identified on the Mortgage Loan Schedule, including the Principal Balance as of the related Cut-off Date, all interest accruing thereon on and after the the related Cut-off Date and all collections in respect of interest and principal due after the the related Cut-off Date; (ii) property which secured each such Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure; (iii) its interest in any insurance policies in respect of the Mortgage Loans; (iv) the rights of the Depositor under the Master Agreements (as assigned to the Depositor pursuant to the terms of the Assignment Agreements) and the Mortgage Loan Purchase Agreement, (v) the right to receive any amounts payable under the Cap Contract and the Interest Rate Swap Agreement, (vi) all other assets included or to be included in the Trust Fund and (vii) all proceeds of any of the foregoing. Such assignment includes all interest and principal due and collected by the Depositor or the related Servicer after the the related Cut-off Date with respect to the Mortgage Loans.

In connection with such transfer and assignment, the Depositor, does hereby deliver to, and deposit with the Trustee (or the Custodian on behalf of the Trustee), the following documents or instruments with respect to each Initial Mortgage Loan and Additional Mortgage Loan so transferred and assigned, and in accordance with Section 2.08, deliver or caused to be delivered to the Trustee with respect to each Subsequent Mortgage Loan, the following documents or instruments (with respect to each Mortgage Loan, a “Mortgage File”):

(i) the original Mortgage Note, endorsed either (A) in blank, or (B) in the following form: “Pay to the order of Deutsche Bank National Trust Company, as Trustee, without recourse” or with respect to any lost Mortgage Note, an original Lost Note Affidavit stating that the original mortgage note was lost, misplaced or destroyed, together with a copy of the related mortgage note; provided, however, that such substitutions of Lost Note Affidavits for original Mortgage Notes may occur only with respect to Mortgage Loans, the aggregate Principal Balance as of the related Cut-off Date of which is less than or equal to 1.00% of the Pool Balance as of the related Cut-off Date;

(ii) the original Mortgage (noting the presence of the MIN of the Mortgage Loan and language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan), with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon or, if such Mortgage or power of attorney has been

submitted for recording but has not been returned from the applicable public recording office, has been lost or is not otherwise available, a copy of such Mortgage or power of attorney, as the case may be, certified to be a true and complete copy of the original submitted for recording;

(iii) unless the Mortgage Loan is registered on the MERS® System, an original Assignment, in form and substance acceptable for recording. The Mortgage shall be assigned either (A) in blank or (B) to “Deutsche Bank National Trust Company, as Trustee, without recourse”

(iv) an original of any intervening assignment of Mortgage showing a complete chain of assignments (or to MERS if the Mortgage Loan is registered on the MERS® System and noting the presence of MIN);

(v)

the original or a certified copy of lender’s title insurance policy; and

(vi) the original or copies of each assumption, modification, written assurance or substitution agreement, if any.

The Depositor herewith also delivers to the Trustee an executed copy of each Assignment Agreement and each Master Agreement and the Mortgage Loan Purchase Agreement.

If any of the documents referred to in Section 2.01(ii), (iii) or (iv) above has as of the Closing Date (or Subsequent Transfer Date, with respect to Subsequent Mortgage Loans) been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Depositor to deliver such documents shall be deemed to be satisfied upon (1) delivery to the Trustee (or the Custodian on behalf of the Trustee) no later than the Closing Date (or Subsequent Transfer Date, with respect to Subsequent Mortgage Loans), of a copy of each such document certified by the related Originator in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the related Originator, delivery to the Trustee (or the Custodian on behalf of the Trustee), promptly upon receipt thereof of either the original or a copy of such document certified by the applicable public recording office to be a true and complete copy of the original. If the original lender’s title insurance policy, or a certified copy thereof, was not delivered pursuant to Section 2.01(v) above, the Depositor shall deliver or cause to be delivered to the Trustee (or the Custodian on behalf of the Trustee), the original or a copy of a written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company, with the original or a certified copy thereof to be delivered to the Trustee (or the Custodian on behalf of the Trustee), promptly upon receipt thereof. The related Servicer or the Depositor shall deliver or cause to be delivered to the Trustee (or the Custodian on behalf of the Trustee), promptly upon receipt thereof, any other documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

Upon discovery or receipt of notice of any materially defective document in, or that a document is missing from, a Mortgage File, the Trustee (or the Custodian on behalf of the Trustee) shall notify the related Servicer and such Servicer (or, if the Servicer is JPMorgan or an Affiliate of the related Originator, the Trustee) shall enforce the obligations of the related Originator or the Seller under the related Master Agreement or Mortgage Loan Purchase Agreement, as applicable, to cure such defect or deliver such missing document to the Trustee (or the Custodian on behalf of the Trustee) within 90 or 120 days, as applicable. If such Originator or the Seller does not cure such defect or deliver such missing document within such time period, the related Servicer (or, if the Servicer is JPMorgan or an Affiliate of the related Originator, the Trustee) shall use commercially reasonable efforts to attempt to enforce the obligations of such Originator or the Seller to either repurchase or substitute for such Mortgage Loan in accordance with Section 2.03; provided, however, that the related Servicer or the Trustee shall not be under any obligation to take any action pursuant to this paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist the related Servicer or the Trustee in enforcing any obligations of any Originator or the Seller to repurchase or substitute for a Mortgage Loan which has breached a representation or warranty under the related Assignment Agreement or Mortgage Loan Purchase Agreement, as applicable. In connection with the foregoing, it is understood that the Trustee (or the Custodian on behalf of the Trustee) shall have no duty to discover any such defects except in the course of performing its review of the Mortgage Files to the extent set forth herein.

Except with respect to any Mortgage Loan for which MERS is identified on the Mortgage, the Trustee shall enforce the obligations of each Originator under the related Master Agreement or the Seller under the Mortgage Loan Purchase Agreement to cause the Assignments (which shall include thereon an indication that all notices shall continue to be delivered to the related Servicer) which were delivered in blank to be completed and to record all Assignments referred to in Section 2.01(iii) hereof and, to the extent necessary, in Section 2.01(iv) hereof. The Trustee shall enforce the obligations of each Originator under the related Master Agreement or the Seller under the Mortgage Loan Purchase Agreement to deliver such assignments for recording within 180 days of the Closing Date. In the event that any such Assignment is lost or returned unrecorded because of a defect therein, the Trustee shall enforce the obligations of each Originator under the related Master Agreement or the Seller under the Mortgage Loan Purchase Agreement to promptly have a substitute Assignment prepared or have such defect cured, as the case may be, and thereafter cause each such Assignment to be duly recorded.

Notwithstanding the foregoing, for administrative convenience and facilitation of servicing and to reduce closing costs, the Assignments shall not be required to be submitted for recording (except with respect to any Mortgage Loan located in Maryland) unless the Trustee (or the Custodian on behalf of the Trustee) and the Depositor receive notice that such failure to record would result in a withdrawal or a downgrading by any Rating Agency of the rating on any Class of Certificates; provided, however, each Assignment (which shall include an indication thereon that all notices shall continue to be delivered to the related Servicer), except with respect to any Mortgage Loan for which MERS is identified on the Mortgage, shall be submitted for recording in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of: (i) reasonable direction by the Holders of Certificates entitled to at least

25% of the Voting Rights, (ii) the occurrence of a Servicer Event of Termination (in which case the Assignments for the Mortgage Loans serviced by the related Servicer shall be recorded), (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Seller, (iv) the occurrence of a servicing transfer as described in Section 7.02 hereof (in which case the Assignments for the Mortgage Loans serviced by the related Servicer shall be recorded), (v) upon receipt of notice from the related Servicer, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage and (vi) upon receipt of notice from the related Servicer, any Mortgage Loan that is 90 days or more Delinquent. In the event of (i) through (vi) set forth in the immediately preceding sentence, the Trustee shall enforce the obligations of the related Originator or the Seller to deliver such Assignments for recording as provided above, promptly and in any event within 30 days following receipt of notice by the Seller. Notwithstanding the foregoing, if the related Originator or the Seller fails to pay the cost of recording the Assignments, such expense will, subject to Section 8.01, be paid by the Trustee and the Trustee shall be reimbursed for such expenses by the Trust.

Each Servicer shall forward to the Trustee (or the Custodian on behalf of the Trustee) original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with this Agreement within two weeks of their execution; provided, however, that the Servicer shall provide the Trustee (or the Custodian on behalf of the Trustee) with a certified true copy of any such document submitted for recordation within two weeks of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within 365 days of its submission for recordation. In the event that the related Servicer cannot provide a copy of such document certified by the public recording office within such 365 day period, such Servicer shall deliver to the Trustee (or the Custodian on behalf of the Trustee), within such 365 day period, an Officers’ Certificate of the Servicer which shall (A) identify the recorded document, (B) state that the recorded document has not been delivered to the Trustee (or the Custodian on behalf of the Trustee) due solely to a delay caused by the public recording office, (C) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, if known and (D) specify the date the applicable recorded document is expected to be delivered to the Trustee (or the Custodian on behalf of the Trustee), and, upon receipt of a copy of such document certified by the public recording office, the Servicer shall immediately deliver such document to the Trustee (or the Custodian on behalf of the Trustee). In the event the appropriate public recording office will not certify as to the accuracy of such document, the related Servicer shall deliver a copy of such document certified by an officer of such Servicer to be a true and complete copy of the original to the Trustee (or the Custodian on behalf of the Trustee).

The parties hereto understand and agree that it is not intended that any Mortgage Loan be included in the Trust that is a high-cost home loan as defined by the Homeownership and Equity Protection Act of 1994 or any other applicable predatory or abusive lending laws.

The Depositor hereby directs the Trustee to execute, deliver and perform its obligations under the Interest Rate Swap Agreement (in its capacity as Supplemental Interest Trust Trustee) and the Cap Contract. The Depositor, the Servicer and the Holders of the Floating

Rate Certificates by their acceptance of such Certificates acknowledge and agree that the Trustee shall execute, deliver and perform its obligations under the Interest Rate Swap Agreement and the Cap Contract and shall do so solely in its capacity as Trustee or as Supplemental Interest Trust Trustee, as the case may be, and not in its individual capacity. Every provision of this Agreement relating to the conduct or affecting the liability of or affording protection to the Trustee shall apply to the Trustee’s execution of the Interest Rate Swap Agreement and the Cap Contract, and the performance of its duties and satisfaction of its obligations thereunder.

The Trustee hereby authorizes Countrywide Servicing to deliver to the Credit Risk Manager all necessary servicing information required pursuant to the Credit Risk Management Agreement.

SECTION 2.02

Acceptance by Trustee.

Subject to the provisions of Section 2.01 and subject to the review described below and any exceptions noted on the exception report described in the next paragraph below, the Trustee acknowledges receipt by it (or the Custodian on its behalf) of the documents referred to in Section 2.01 above and all other assets included in the definition of “Trust Fund” and declares that it (or the Custodian on its behalf) holds and will hold such documents and the other documents delivered to it constituting a Mortgage File, and that it holds or will hold all such assets and such other assets included in the definition of “Trust Fund” in trust for the exclusive use and benefit of all present and future Certificateholders.

The Trustee agrees to execute and deliver (or cause the Custodian to execute and deliver) to the Depositor and the Servicers on or prior to the Closing Date an acknowledgment of receipt of the related original Mortgage Note for each Mortgage Loan (with any exceptions noted), substantially in the form attached as Exhibit F-3 hereto.

The Trustee agrees, for the benefit of the Certificateholders, to review (or cause the Custodian to review), or that it has reviewed pursuant to Section 2.01, each Mortgage File on or prior to the Closing Date, with respect to each Mortgage Loan (or, with respect to any document delivered after the Startup Day, within 45 days of receipt and with respect to any Qualified Substitute Mortgage Loan, within 45 days after the assignment thereof). The Trustee further agrees, for the benefit of the Certificateholders, to certify (or cause the Custodian to certify) to the Depositor and the related Servicer in substantially the form attached hereto as Exhibit F-1, within 45 days after the Closing Date, with respect to each Initial Mortgage Loan or Additional Mortgage Loan, or on or prior to the Subsequent Transfer Date, with respect to each Subsequent Mortgage Loan (or, with respect to any document delivered after the Startup Day, within 45 days of receipt and with respect to any Qualified Substitute Mortgage, within 45 days after the assignment thereof) that, as to each Mortgage Loan listed in the respective Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in the exception report annexed thereto as not being covered by such certification), (i) all documents required to be delivered to it (or the Custodian on its behalf) pursuant to Section 2.01 of this Agreement are in its possession, (ii) such documents have been reviewed by it (or the Custodian on its behalf) and have not been mutilated, damaged or torn and appear on their face

to relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set forth in the Mortgage Loan Schedule that corresponds to items (1) and (3) of the Mortgage Loan Schedule accurately reflects information set forth in the Mortgage File. It is herein acknowledged that, in conducting such review, the Trustee (or the Custodian on behalf of the Trustee) is under no duty or obligation to inspect, review or examine any such documents, instruments, certificates or other papers to determine that they are genuine, legally enforceable, valid or binding or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

Prior to the first anniversary date of this Agreement the Trustee (or the Custodian on behalf of the Trustee) shall deliver to the Depositor and the related Servicer a final certification in the form annexed hereto as Exhibit F-2, with any applicable exceptions noted thereon.

If in the process of reviewing the Mortgage Files and making or preparing, as the case may be, the certifications referred to above, the Trustee (or the Custodian on behalf of the Trustee) finds any document or documents constituting a part of a Mortgage File to be missing or not to conform with respect to any characteristics which are within the scope of the Trustee’s or Custodian’s review as provided herein, at the conclusion of its review, the Trustee (or the Custodian on behalf of the Trustee) shall so notify the Seller, the Depositor, the related Originator and the related Servicer. In addition, upon the discovery by the Depositor or the related Servicer (or upon receipt by the Trustee of written notification of such breach) of a breach of any of the representations and warranties made by an Originator in the related Master Agreement or the Seller in the related Assignment Agreement in respect of any Mortgage Loan which materially adversely affects such Mortgage Loan or the interests of the Certificateholders in such Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties to this Agreement.

The Depositor and the Trustee intend that the assignment and transfer herein contemplated constitute a sale of the Mortgage Loans, the related Mortgage Notes and the related documents, conveying good title thereto free and clear of any liens and encumbrances, from the Depositor to the Trustee in trust for the benefit of the Certificateholders and that such property not be part of the Depositor’s estate or property of the Depositor in the event of any insolvency by the Depositor. In the event that such conveyance is deemed to be, or to be made as security for, a loan, the parties intend that the Depositor shall be deemed to have granted and does hereby grant to the Trustee a first priority perfected security interest in all of the Depositor’s right, title and interest in and to the Mortgage Loans, the related Mortgage Notes and the related documents, and that this Agreement shall constitute a security agreement under applicable law.

SECTION 2.03

Repurchase or Substitution of Mortgage Loans by an Originator or the Seller.

(a) Upon discovery or receipt of written notice of any materially defective document in, or that a document is missing from, a Mortgage File or of the breach by an Originator or the Seller, as applicable, of any representation, warranty or covenant under a Master

Agreement, an Assignment Agreement or the Mortgage Loan Purchase Agreement, as applicable, in respect of any Mortgage Loan which materially adversely affects the value of such Mortgage Loan or the interest therein of the Certificateholders, the Trustee (or the Custodian on behalf of the Trustee) shall promptly notify the related Servicer of such defect, missing document or breach and such Servicer (or, if the Servicer is JPMorgan or an Affiliate of the related Originator, the Trustee) shall request that the related Originator or the Seller deliver such missing document or that the related Originator or the Seller cure such defect or breach within 90 or 120 days, as applicable, from the date such Originator or the Seller was notified of such missing document, defect or breach, and if such Originator or the Seller, as applicable, does not deliver such missing document or cure such defect or breach in all material respects during such period, the Servicer (or, if the Servicer is JPMorgan or an Affiliate of the related Originator, the Trustee) shall use commercially reasonable efforts to attempt to enforce such Originator’s obligation under the related Master Agreement or the Seller’s obligation under the related Assignment Agreement or the Mortgage Loan Purchase Agreement and notify the related Originator or the Seller, as applicable, of its obligation to repurchase such Mortgage Loan from the Trust Fund at the Purchase Price on or prior to the Determination Date following the expiration of such 90 or 120 day period (subject to Section 2.03(e)); provided, however, that such Servicer or the Trustee shall not be under any obligation to take any action pursuant to this paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist such Servicer or the Trustee in enforcing any obligations of any Originator or the Seller to repurchase or substitute for a Mortgage Loan which has breached a representation or warranty under the related Assignment Agreement or the Mortgage Loan Purchase Agreement. The Purchase Price for the repurchased Mortgage Loan shall be remitted to the related Servicer for deposit in the related Collection Account, and the Trustee (or the Custodian on behalf of the Trustee), upon receipt of written certification from the related Servicer of such deposit, shall release to the related Originator or the Seller, as applicable, the related Mortgage File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the related Originator or the Seller, as applicable, shall furnish to it and as shall be necessary to vest in the related Originator or Seller, as applicable, any Mortgage Loan released pursuant hereto and neither the Trustee nor the Custodian shall have any further responsibility with regard to such Mortgage File (it being understood that neither the Trustee nor the Custodian shall have any responsibility for determining the sufficiency of such assignment for its intended purpose). In lieu of repurchasing any such Mortgage Loan as provided above, an Originator or the Seller, as applicable, may cause such Mortgage Loan to be removed from the Trust Fund (in which case it shall become a Deleted Mortgage Loan) and substitute one or more Qualified Substitute Mortgage Loans in the manner and subject to the limitations set forth in Section 2.03(d); provided, however, an Originator or the Seller may not substitute for any Mortgage Loan which breaches a representation or warranty regarding abusive or predatory lending laws. In furtherance of the foregoing, if an Originator or the Seller, as applicable, is not a member of MERS and repurchases a Mortgage Loan which is registered on the MERS® System, such Originator or the Seller, as applicable, at its own expense and without any right of reimbursement, shall cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to such Originator or the Seller, as applicable, and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS’ rules and regulations. It is understood and agreed that the obligation of an Originator or the Seller, as applicable, to cure or to repurchase (or to substitute

for) any Mortgage Loan as to which a document is missing, a material defect in a constituent document exists or as to which such a breach has occurred and is continuing shall constitute the sole remedy against any Originator or the Seller, as applicable, respecting such omission, defect or breach available to the Trustee on behalf of the Certificateholders.

(b) Within 90 days of the earlier of discovery by the Depositor or receipt of notice by the Depositor of the breach of any representation, warranty or covenant of the Depositor set forth in Section 2.06, which materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the Depositor shall cure such breach in all material respects.

(c) Within 90 days of the earlier of discovery by either Servicer or receipt of notice by either Servicer of the breach of any representation, warranty or covenant of such Servicer set forth in Section 2.05 which materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the Servicer shall cure such breach in all material respects.

(d) Any substitution of Qualified Substitute Mortgage Loans for Deleted Mortgage Loans made pursuant to Section 2.03(a) must be effected prior to the last Business Day that is within two years after the Closing Date. As to any Deleted Mortgage Loan for which an Originator or the Seller, as applicable, substitutes a Qualified Substitute Mortgage Loan or Loans, such substitution shall be effected by such Originator or the Seller, as applicable, delivering to the Trustee (or the Custodian on behalf of the Trustee), for such Qualified Substitute Mortgage Loan or Loans, the Mortgage Note, the Mortgage and the Assignment to the Trustee in blank, and such other documents and agreements, with all necessary endorsements thereon, as are required by Section 2.01, together with an Officers’ Certificate providing that each such Qualified Substitute Mortgage Loan satisfies the definition thereof and specifying the Substitution Adjustment (as described below), if any, in connection with such substitution. The Trustee (or the Custodian on behalf of the Trustee) shall acknowledge receipt for such Qualified Substitute Mortgage Loan or Loans and, within 45 days thereafter, shall review such documents as specified in Section 2.02 and deliver to the related Servicer, with respect to such Qualified Substitute Mortgage Loan or Loans, a certification substantially in the form attached hereto as Exhibit F-1, with any applicable exceptions noted thereon. Within one year of the date of substitution, the Trustee (or the Custodian on behalf of the Trustee) shall deliver to the related Servicer a certification substantially in the form of Exhibit F-2 hereto with respect to such Qualified Substitute Mortgage Loan or Loans, with any applicable exceptions noted thereon. Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution are not part of the Trust Fund and will be retained by the related Originator or the Seller, as applicable. For the month of substitution, distributions to Certificateholders will reflect the collections and recoveries in respect of such Deleted Mortgage Loan in the Due Period preceding the month of substitution and the related Originator or the Seller, as applicable, shall thereafter be entitled to retain all amounts subsequently received in respect of such Deleted Mortgage Loan. The Depositor shall give or cause to be given written notice to the Trustee, who shall forward such notice to the Certificateholders, that such substitution has taken place, shall amend the Mortgage Loan Schedule to reflect the removal of such Deleted Mortgage Loan from the terms of this Agreement

and the substitution of the Qualified Substitute Mortgage Loan or Loans and shall deliver a copy of such amended Mortgage Loan Schedule to the Trustee. Upon such substitution by an Originator or the Seller, as applicable, such Qualified Substitute Mortgage Loan or Loans shall constitute part of the Mortgage Pool and shall be subject in all respects to the terms of this Agreement, the related Assignment Agreement or the Mortgage Loan Purchase Agreement, as applicable, including all applicable representations and warranties thereof included in such Assignment Agreement as of the date of substitution.

For any month in which an Originator or the Seller, as applicable, substitutes one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Servicer will determine the amount (the “Substitution Adjustment”), if any, by which the aggregate Purchase Price of all such Deleted Mortgage Loans exceeds the aggregate, as to each such Qualified Substitute Mortgage Loan, of the Stated Principal Balance thereof as of the date of substitution, together with one month’s interest on such Stated Principal Balance at the applicable Mortgage Rate. On the date of such substitution, the related Originator or the Seller, as applicable, will deliver or cause to be delivered to the related Servicer for deposit in its Collection Account an amount equal to the Substitution Adjustment, if any, and the Trustee (or the Custodian on behalf of the Trustee), upon receipt of the related Qualified Substitute Mortgage Loan or Loans and certification by the Servicer of such deposit, shall release to the related Originator or the Seller, as applicable, the related Mortgage File or Files and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as such Originator or the Seller, as applicable, shall deliver to it and as shall be necessary to vest therein any Deleted Mortgage Loan released pursuant hereto.

In addition, the related Originator or the Seller, as applicable, shall obtain at its own expense and deliver to the Trustee an Opinion of Counsel to the effect that such substitution will not cause (a) any federal tax to be imposed on the Trust Fund, including without limitation, any federal tax imposed on “prohibited transactions” under Section 860F(a)(I) of the Code or on “contributions after the startup date” under Section 860G(d)(I) of the Code or (b) any REMIC to fail to qualify as a REMIC at any time that any Certificate is outstanding. If such Opinion of Counsel can not be delivered, then such substitution may only be effected at such time as the required Opinion of Counsel can be given.

(e) Upon discovery by the Depositor, either Servicer or the Trustee that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of Section 860G(a)(3) of the Code, the party discovering such fact shall within two Business Days give written notice thereof to the other parties hereto. In connection therewith, the related Originator, the Seller or the Depositor, as the case may be, shall repurchase or, subject to the limitations set forth in Section 2.03(d), substitute one or more Qualified Substitute Mortgage Loans for the affected Mortgage Loan within 90 days of the earlier of discovery or receipt of such notice with respect to such affected Mortgage Loan. Such repurchase or substitution shall be made (i) by the related Originator if the affected Mortgage Loan’s status as a non-qualified mortgage is or results from a breach of any representation, warranty or covenant made by such Originator under the related Assignment Agreement, (ii) by the Seller if the affected Mortgage Loan’s status as a non-qualified mortgage is or results from a breach of any representation, warranty or covenant made

by the Seller under the Mortgage Loan Purchase Agreementor (iii) by the Depositor, if the affected Mortgage Loan’s status as a non-qualified mortgage is a breach of any representation or warranty of the Depositor set forth in Section 2.06, or if its status as a non-qualified mortgage is a breach of no representation or warranty. Any such repurchase or substitution shall be made in the same manner as set forth in Section 2.03(a) or 2.03(d), if made by an Originator or the Seller, or Section 2.03(b), if made by the Depositor. The Trustee shall reconvey to the Depositor, the Seller or the related Originator, as the case may be, the Mortgage Loan to be released pursuant hereto in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty.

(f) Upon discovery or receipt of written notice of a breach by the Seller of any representation, warranty or covenant made by the Seller under the Assignment Agreement in respect of any Mortgage Loan which materially adversely affects the value of such Mortgage Loan or the interest therein of the Certificateholders, and if either (i) such Mortgage Loan is not in breach of any representation, warranty or covenant of the related Originator or (ii) the related Originator has failed to remedy such representation, warranty or covenant with respect to such Mortgage Loan, then the Trustee shall promptly notify the Servicer of such breach and the Servicer shall request that the Seller remedy such breach by the Seller, to the extent provided in the Assignment Agreement, in the manner and within the time periods set forth in the Assignment Agreement.

SECTION 2.04

[Reserved].

SECTION 2.05

Representations, Warranties and Covenants of JPMorgan and NCHLS.

(a) This Section 2.05(a) is applicable only to JPMorgan and the JPMorgan Mortgage Loans. The representations, warranties and coventants of Coutntrywide Servicing are set forth in Exhibit B hereto. With respect to Countrywide Servicing, to the extent of any inconsistency between the provisions of this Section 3.05 and Exhibit B, the provisions of Exhibit B shall control.

JPMorgan hereby represents, warrants and covenants to the Trustee, for the benefit of each of the Trustee and the Certificateholders and to the Depositor that as of the Closing Date or as of such date specifically provided herein:

(i) JPMorgan is duly organized, validly existing, and in good standing under the laws of the jurisdiction of its formation and has all licenses necessary to carry on its business as now being conducted and is licensed, qualified and in good standing in the states where the Mortgaged Property is located if the laws of such state require licensing or qualification in order to conduct business of the type conducted by JPMorgan or to ensure the enforceability or validity of each Mortgage Loan serviced by it; JPMorgan has the power and authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery and performance of this Agreement (including all instruments of transfer to be delivered pursuant to this Agreement) by JPMorgan and the consummation of the transactions contemplated hereby have been duly

and validly authorized; this Agreement evidences the valid, binding and enforceable obligation of JPMorgan, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors’ rights generally; and all requisite corporate action has been taken by JPMorgan to make this Agreement valid and binding upon JPMorgan in accordance with its terms;

(ii) The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of JPMorgan and will not result in the material breach of any term or provision of the charter or by-laws of JPMorgan or result in the breach of any term or provision of, or conflict with or constitute a default under or result in the acceleration of any obligation under, any material agreement, indenture or loan or credit agreement or other instrument to which JPMorgan or its property is subject, or result in the violation of any law, rule, regulation, order, judgment or decree to which JPMorgan or its property is subject;

(iii) The execution and delivery of this Agreement by JPMorgan and the performance and compliance with its obligations and covenants hereunder do not require the consent or approval of any governmental authority or, if such consent or approval is required, it has been obtained;

(iv) This Agreement, and all documents and instruments contemplated hereby which are executed and delivered by JPMorgan, constitute and will constitute valid, legal and binding obligations of JPMorgan, enforceable in accordance with their respective terms, except as the enforcement thereof may be limited by applicable bankruptcy laws and general principles of equity;

(v) JPMorgan does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(vi) There is no action, suit, proceeding or investigation pending or, to its knowledge, threatened against JPMorgan that, either individually or in the aggregate, (A) may result in any change in the business, operations, financial condition, properties or assets of JPMorgan that might prohibit or materially and adversely affect the performance by JPMorgan of its obligations under, or the validity or enforceability of, this Agreement, or (B) may result in any material impairment of the right or ability of JPMorgan to carry on its business substantially as now conducted, or (C) would draw into question the validity or enforceability of this Agreement or of any action taken or to be taken in connection with the obligations of JPMorgan contemplated herein, or (D) would otherwise be likely to impair materially the ability of JPMorgan to perform under the terms of this Agreement;

(vii) No information, certificate of an officer, statement furnished in writing or report delivered to the Trustee by JPMorgan in connection with the transactions contemplated hereby contains any untrue statement of a material fact;

(viii) JPMorgan will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01;

(ix) JPMorgan will fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company or their successors (the “Credit Repositories”) in a timely manner; and

(x) JPMorgan is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.05 shall survive delivery of the Mortgage Files to the Trustee and shall inure to the benefit of the Trustee, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, either Servicer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan, Prepayment Charge or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to JPMorgan and the Trustee. Notwithstanding the foregoing, within 90 days of the earlier of discovery by JPMorgan or receipt of notice by JPMorgan of the breach of the representation or covenant JPMorgan set forth in Section 2.05(viii) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, JPMorgan must pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into its Collection Account. The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor or the Trustee on behalf of the Certificateholders, pursuant to the Master Agreements respecting a breach of the representations, warranties and covenants of the Originators.

(b) This Section 2.05(b) is applicable only to NCHLS and the NCHLS Mortgage Loans. The representations, warranties and coventants of Coutntrywide Servicing are set forth in Exhibit B hereto. With respect to Countrywide Servicing, to the extent of any inconsistency between the provisions of this Section 2.05 and Exhibit B, the provisions of Exhibit B shall control.

NCHLS hereby represents, warrants and covenants to the Trustee, for the benefit of each of the Trustee and the Certificateholders and to the Depositor that as of the Closing Date or as of such date specifically provided herein:

(i) NCHLS is a corporation duly organized, validly existing and in good standing under the laws of Delaware and is an operating subsidiary of National City Bank of Indiana. As a national bank operating subsidiary, it is regulated by the Office of the Comptroller of the Currency and is subject to applicable laws and regulations. NCHLS is

authorized to carry on its business as now being conducted as an operating subsidiary of a national bank;

(ii) NCHLS has the full corporate power and authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery and performance of this Agreement (including all instruments or transfer to be delivered pursuant to this Agreement) by NCHLS and the consummation of the transactions contemplated hereby have been duly and validly authorized; this Agreement evidences the valid, binding and enforceable obligation of NCHLS, regardless of whether such enforcement is sought in equity or at law; and all requisite corporate action has been taken by NCHLS to make this Agreement valid and binding upon NCHLS in accordance with its terms, subject to (1) bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, including, without limitation, the effect of statutory or other laws regarding fraudulent conveyances or preferential transfers, and (2) general principles of equity upon the specific enforceability of any of the remedies, covenants or other provisions of the Agreement and upon the availability of injunctive relief or other equitable remedies and the application of principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law) as such principles relate to, limit or affect the enforcement of creditors’ rights generally and the discretion of the court before which any proceeding for such enforcement may be brought

(iii) The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of NCHLS and will not result in the material breach of any term or provision of the charter or by-laws of NCHLS or result in the breach of any term or provision of, or conflict with or constitute a default under or result in the acceleration of any obligation under, any material agreement, indenture or loan or credit agreement or other instrument to which NCHLS or its property is subject, or result in the violation of any law, rule, regulation, order, judgment or decree to which NCHLS or its property is subject;

(iv) The execution and delivery of this Agreement by NCHLS and the performance and compliance with its obligations and covenants hereunder do not require the consent or approval of any governmental authority or, if such consent or approval is required, it has been obtained;

(v) NCHLS does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(vi) There is no action, suit, proceeding or investigation pending or, to its knowledge, threatened against NCHLS that, either individually or in the aggregate, (A) may result in any change in the business, operations, financial condition, properties or assets of NCHLS that might prohibit or materially and adversely affect the performance by NCHLS of its obligations under, or the validity or enforceability of, this Agreement, or (B) may result in any material impairment of the right or ability of NCHLS to carry on

its business substantially as now conducted, or (C) would draw into question the validity or enforceability of this Agreement or of any action taken or to be taken in connection with the obligations of NCHLS contemplated herein, or (D) would otherwise be likely to impair materially the ability of NCHLS to perform under the terms of this Agreement;

(vii) No information, certificate of an officer, statement furnished in writing or report delivered to the Trustee by NCHLS in connection with the transactions contemplated hereby contains any untrue statement of a material fact;

(viii) NCHLS will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01;

(ix) NCHLS has fully furnished and will continue to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company or their successors (the “Credit Repositories”) in a timely manner; and

(x) NCHLS is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.05 shall survive delivery of the Mortgage Files to the Trustee and shall inure to the benefit of the Trustee, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, either Servicer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan, Prepayment Charge or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to NCHLS and the Trustee. Notwithstanding the foregoing, within 90 days of the earlier of discovery by NCHLS or receipt of notice by NCHLS of the breach of the representation or covenant NCHLS set forth in Section 2.05(viii) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, NCHLS must pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into its Collection Account. The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor or the Trustee on behalf of the Certificateholders, pursuant to the Master Agreements respecting a breach of the representations, warranties and covenants of the Originators.

SECTION 2.06

Representations and Warranties of the Depositor.

The Depositor represents and warrants to the Trust, the Servicers and the Trustee on behalf of the Certificateholders as follows:

(i) This agreement constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, except as enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws now or hereafter in effect affecting the enforcement of creditors’ rights in general and except as such enforceability may be limited by general principles of equity (whether considered in a proceeding at law or in equity);

(ii) Immediately prior to the sale and assignment by the Depositor to the Trustee on behalf of the Trust of each Mortgage Loan, the Depositor had good and marketable title to each Mortgage Loan (insofar as such title was conveyed to it by the Seller) subject to no prior lien, claim, participation interest, mortgage, security interest, pledge, charge or other encumbrance or other interest of any nature;

(iii) As of the Closing Date, the Depositor has transferred all right, title and interest in the Mortgage Loans to the Trustee on behalf of the Trust;

(iv) The Depositor has not transferred the Mortgage Loans to the Trustee on behalf of the Trust with any intent to hinder, delay or defraud any of its creditors;

(v) The Depositor has been duly incorporated and is validly existing as a corporation in good standing under the laws of Delaware, with full corporate power and authority to own its assets and conduct its business as presently being conducted;

(vi) The Depositor is not in violation of its articles of incorporation or by-laws or in default in the performance or observance of any material obligation, agreement, covenant or condition contained in any contract, indenture, mortgage, loan agreement, note, lease or other instrument to which the Depositor is a party or by which it or its properties may be bound, which default might result in any material adverse changes in the financial condition, earnings, affairs or business of the Depositor or which might materially and adversely affect the properties or assets, taken as a whole, of the Depositor;

(vii) The execution, delivery and performance of this Agreement by the Depositor, and the consummation of the transactions contemplated thereby, do not and will not result in a material breach or violation of any of the terms or provisions of, or, to the knowledge of the Depositor, constitute a default under, any indenture, mortgage, deed of trust, loan agreement or other agreement or instrument to which the Depositor is a party or by which the Depositor is bound or to which any of the property or assets of the Depositor is subject, nor will such actions result in any violation of the provisions of the articles of incorporation or by-laws of the Depositor or, to the best of the Depositor’s knowledge without independent investigation, any statute or any order, rule or regulation of any court or governmental agency or body having jurisdiction over the Depositor or any of its properties or assets (except for such conflicts, breaches, violations and defaults as would not have a material adverse effect on the ability of the Depositor to perform its obligations under this Agreement);

(viii) To the best of the Depositor’s knowledge without any independent investigation, no consent, approval, authorization, order, registration or qualification of or with any court or governmental agency or body of the United States or any other jurisdiction is required for the issuance of the Certificates, or the consummation by the Depositor of the other transactions contemplated by this Agreement, except such consents, approvals, authorizations, registrations or qualifications as (a) may be required under State securities or Blue Sky laws, (b) have been previously obtained or (c) the failure of which to obtain would not have a material adverse effect on the performance by the Depositor of its obligations under, or the validity or enforceability of, this Agreement;

(ix) There are no actions, proceedings or investigations pending before or, to the Depositor’s knowledge, threatened by any court, administrative agency or other tribunal to which the Depositor is a party or of which any of its properties is the subject: (a) which if determined adversely to the Depositor would have a material adverse effect on the business, results of operations or financial condition of the Depositor; (b) asserting the invalidity of this Agreement or the Certificates; (c) seeking to prevent the issuance of the Certificates or the consummation by the Depositor of any of the transactions contemplated by this Agreement, as the case may be; or (d) which might materially and adversely affect the performance by the Depositor of its obligations under, or the validity or enforceability of, this Agreement; and

(x) No Initial Mortgage Loan or Additional Mortgage Loan was more than 59 days delinquent as of December 1, 2005.

SECTION 2.07

Issuance of Certificates.

The Trustee (or the Custodian on behalf of the Trustee) acknowledges the assignment to it of the Mortgage Loans and the delivery to it (or the Custodian on its behalf) of the Mortgage Files, subject to the provisions of Sections 2.01 and 2.02, together with the assignment to it of all other assets included in the Trust Fund, receipt of which is hereby acknowledged. Concurrently with such assignment and delivery and in exchange therefor, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Certificates in authorized denominations. The interests evidenced by the Certificates constitute the entire beneficial ownership interest in the Trust Fund.

SECTION 2.08

Conveyance of Subsequent Mortgage Loans.

(a) Subject to the conditions set forth in paragraph (b) below in consideration of the Trustee’s delivery on the Subsequent Transfer Dates to or upon the order of the Depositor of all or a portion of the balance of funds in the Pre-Funding Accounts, the Depositor shall on any Subsequent Transfer Date sell, transfer, assign, set over and convey without recourse to the Trust Fund but subject to the other terms and provisions of this Agreement all of the right, title and interest of the Depositor in and to (i) the Subsequent Mortgage Loans identified on the Mortgage Loan Schedule attached to the related Subsequent Transfer Instrument delivered by the Depositor on such Subsequent Transfer Date, (ii) all interest accruing thereon on and after the

Subsequent Cut-off Date and all collections in respect of interest and principal due after the Subsequent Cut-off Date and (iii) all items with respect to such Subsequent Mortgage Loans to be delivered pursuant to Section 2.01 and the other items in the related Mortgage Files; provided, however, that the Depositor reserves and retains all right, title and interest in and to principal received and interest accruing on the Subsequent Mortgage Loans prior to the related Subsequent Cut-off Date. The transfer to the Trustee for deposit in the Mortgage Pool by the Depositor of the Subsequent Mortgage Loans identified on the Mortgage Loan Schedule shall be absolute and is intended by the Depositor, the Trustee and the Certificateholders to constitute and to be treated as a sale of the Subsequent Mortgage Loans by the Depositor to the Trust Fund. The related Mortgage File for each Subsequent Mortgage Loan shall be delivered to the Custodian (on behalf of the Trustee) at least three Business Days prior to the related Subsequent Transfer Date.

The purchase price paid by the Trustee from amounts released from the Group I Pre-Funding Account or the Group II Pre-Funding Account, as applicable, shall be one-hundred percent (100%) of the aggregate Stated Principal Balance of the related Subsequent Mortgage Loans so transferred (as identified on the Mortgage Loan Schedule provided by the Depositor). This Agreement shall constitute a fixed-price purchase contract in accordance with Section 860G(a)(3)(A)(ii) of the Code.

(b) The Depositor shall transfer to the Trustee for deposit in the Mortgage Pool the Subsequent Mortgage Loans and the other property and rights related thereto as described in paragraph (a) above, and the Trustee shall release funds from the Group I Pre-Funding Account or the Group II Pre-Funding Account, as applicable, only upon the satisfaction of each of the following conditions on or prior to the related Subsequent Transfer Date:

(1) the Depositor shall have provided the Trustee and the Rating Agencies with a timely Addition Notice and shall have provided any information reasonably requested by the Trustee with respect to the Subsequent Mortgage Loans;

(2) the Depositor shall have delivered to the Trustee a duly executed Subsequent Transfer Instrument, which shall include a Mortgage Loan Schedule listing the Subsequent Mortgage Loans, and the Seller shall have delivered a computer file acceptable to the Trustee containing such Mortgage Loan Schedule to the Trustee at least three Business Days prior to the related Subsequent Transfer Date;

(3) as of each Subsequent Transfer Date, as evidenced by delivery of the Subsequent Transfer Instrument, substantially in the form of Exhibit S, the Depositor shall not be insolvent nor shall it have been rendered insolvent by such transfer nor shall it be aware of any pending insolvency;

(4) such sale and transfer shall not result in a material adverse tax consequence to the Trust Fund or the Certificateholders;

(5)

the Funding Period shall not have terminated;

(6) the Depositor shall not have selected the Subsequent Mortgage Loans in a manner that it believed to be adverse to the interests of the Certificateholders;

(7) the Depositor shall have delivered to the Trustee a Subsequent Transfer Instrument confirming the satisfaction of the conditions precedent specified in this Section 2.08 and, pursuant to the Subsequent Transfer Instrument, assigned to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, in, to and under the Subsequent Assignment Agreement or Subsequent Mortgage Loan Purchase Agreement, as applicable, to the extent of the Subsequent Mortgage Loans; and

(8) the Depositor shall have delivered to the Trustee an Opinion of Counsel addressed to the Trustee and the Rating Agencies with respect to the transfer of the Subsequent Mortgage Loans substantially in the form of the Opinion of Counsel delivered to the Trustee on the Closing Date regarding the true sale of the Subsequent Mortgage Loans.

(c) The obligation of the Trust Fund to purchase a Subsequent Mortgage Loan on any Subsequent Transfer Date is subject to the satisfaction of the conditions set forth in the immediately preceding paragraph and the accuracy of the following representations and warranties with respect to each such Subsequent Mortgage Loan determined as of the applicable Subsequent Cut-off Date: (i) such Subsequent Mortgage Loan may not be 59 or more days delinquent as of the last day of the month preceding the Subsequent Cut-off Date; (ii) the original term to stated maturity of such Subsequent Mortgage Loan will not be less than 120 months and will not exceed 360 months; (iii) the Subsequent Mortgage Loan may not provide for negative amortization; (iv) such Subsequent Mortgage Loan will not have a loan-to-value ratio greater than 100.00%; (v) such Subsequent Mortgage Loans will have, as of the Subsequent Cut-off Date, a weighted average loan age not in excess of 5 months; (vi) such Subsequent Mortgage Loan, if a Fixed Rate Mortgage Loan, shall have a Mortgage Rate that is not less than 5.000% per annum or greater than 15.000% per annum; (vii) such Subsequent Mortgage Loan must have a first payment date occurring on or before December 1, 2005 and will include 30 days’ interest thereon; (viii) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Gross Margin not less than 2.000% per annum; (ix) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Maximum Mortgage Rate not less than 11.000% per annum; (x) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Minimum Mortgage Rate not less than 4.000% per annum and (xi) such Subsequent Mortgage Loan shall have been underwritten in accordance with the criteria set forth under “The Originators” in the Prospectus Supplement.

(d) Following the purchase of any Subsequent Group I Mortgage Loan by the Trust, the Group I Mortgage Loans (including such Subsequent Group I Mortgage Loans) will: (i) have a weighted average original term to stated maturity of not more than 355 months; (ii) have a weighted average Mortgage Rate of not less than 7.250% per annum and not more than 7.750% per annum; (iii) have a weighted average Loan-to-Value Ratio of not more than 82.50%;

(iv) have no Mortgage Loan with a Stated Principal Balance at origination which does not conform to Xxxxxx Xxx and Freddie Mac loan limits; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than 64.00% by aggregate Stated Principal Balance of the Group I Mortgage Loans; (vi) have a weighted average FICO score of not less than 605 and (vii) have no more than 23.00% of Fixed-Rate Mortgage Loans by aggregate Stated Principal Balance of the Group I Mortgage Loans. In addition, the Adjustable-Rate Group I Mortgage Loans will have a weighted average Gross Margin not less than 5.750% per annum. For purposes of the calculations described in this paragraph, percentages of the Group I Mortgage Loans will be based on the Stated Principal Balance of the Initial Group I Mortgage Loans and Additional Group I Mortgage Loans as of the related Cut-off Date and the Stated Principal Balance of the Subsequent Group I Mortgage Loans as of the related Subsequent Cut-off Date.

Following the purchase of any Subsequent Group II Mortgage Loan by the Trust, the Group II Mortgage Loans (including such Subsequent Group II Mortgage Loans) will: (i) have a weighted average original term to stated maturity of not more than 349 months; (ii) have a weighted average Mortgage Rate of not less than 6.750% per annum and not more than 7.250% per annum; (iii) have a weighted average Loan-to-Value Ratio of not more than 85.00%; (iv) have no Mortgage Loan with a principal balance in excess of $1,200,000; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than 62.00% by aggregate Stated Principal Balance of the Group II Mortgage Loans; (vi) have a weighted average FICO score of not less than 630 and (vii) have no more than 15.00% of Fixed-Rate Mortgage Loans by aggregate Stated Principal Balance of the Group II Mortgage Loans. In addition, the Adjustable-Rate Group II Mortgage Loans will have a weighted average Gross Margin not less than 5.500% per annum. For purposes of the calculations described in this paragraph, percentages of the Group II Mortgage Loans will be based on the Stated Principal Balance of the Initial Group II Mortgage Loans and the Additional Group II Mortgage Loans as of the related Cut-off Date and the Stated Principal Balance of the Subsequent Group II Mortgage Loans as of the related Subsequent Cut-off Date.

(e) Notwithstanding the foregoing, any Subsequent Mortgage Loan may be rejected by any Rating Agency if the inclusion of any such Subsequent Mortgage Loan would adversely affect the ratings of any Class of Certificates. At least one Business Day prior to the Subsequent Transfer Date, each Rating Agency shall notify the Trustee as to which Subsequent Mortgage Loans, if any, shall not be included in the transfer on the Subsequent Transfer Date; provided, however, that the Seller shall have delivered to each Rating Agency at least three Business Days prior to such Subsequent Transfer Date a computer file acceptable to each Rating Agency describing the characteristics specified in paragraphs (c) and (d) above.

SECTION 2.09

Conveyance of REMIC Regular Interests and Acceptance of REMIC 1, REMIC 3, REMIC 4, REMIC 5, REMIC 6 and REMIC 7 by the Trustee; Issuance of Certificates.

(a) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the assets described in the definition of

REMIC 1 for the benefit of the holders of the REMIC 1 Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-1 Interest). The Trustee acknowledges receipt of the assets described in the definition of REMIC 1 and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 1 Regular Interests and the Class R Certificates (in respect of the Class R-1 Interest). The interests evidenced by the Class R-1 Interest, together with the REMIC 1 Regular Interests, constitute the entire beneficial ownership interest in REMIC 1.

(b) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 1 Regular Interests for the benefit of the holders of the REMIC 2 Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-2 Interest). The Trustee acknowledges receipt of the REMIC 1 Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 2 Regular Interests and the Class R Certificates (in respect of the Class R-2 Interest). The interests evidenced by the Class R-2 Interest, together with the REMIC 2 Regular Interests, constitute the entire beneficial ownership interest in REMIC 2.

(c) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 2 Regular Interests for the benefit of the holders of the REMIC 3 Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the REMIC 2 Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 3 Regular Interests and the Class R Certificates (in respect of the Class R-3 Interest). The interests evidenced by the Class R-3 Interest, together with the REMIC 3 Regular Interests, constitute the entire beneficial ownership interest in REMIC 3.

(d) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 3 Regular Interests (which are uncertificated) for the benefit of the Holders of the Regular Certificates (other than the Class C Certificates or Class P Certificates), the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the REMIC 3 Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Regular Certificates (other than the Class C Certificates or Class P Certificates), the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-4 Interest). The interests evidenced by the Class R-4 Interest, together with the Regular Certificates (other than the Class C Certificates and the Class P Certificates), the Class C Interest, the Class P Interest and the Class IO Interest, constitute the entire beneficial ownership interest in REMIC 4.

(e) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class C Interest (which is uncertificated) for the benefit of the Holders of the Class C Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest). The Trustee acknowledges receipt of the Class C Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class C Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest). The interests evidenced by the Class R-5 Interest, together with the Class C Certificates, constitute the entire beneficial ownership interest in REMIC 5.

(f) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest (which is uncertificated) for the benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-6 Interest). The Trustee acknowledges receipt of the Class P Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest). The interests evidenced by the Class R-6 Interest, together with the Class P Certificates, constitute the entire beneficial ownership interest in REMIC 6.

(g) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class IO Interest (which is uncertificated) for the benefit of the Holders of the REMIC 7 Regular Interest SWAP IO and the Class R-X Certificates (in respect of the Class R-7 Interest). The Trustee acknowledges receipt of the Class IO Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC 7 Regular Interest SWAP IO and the Class R-X Certificates (in respect of the Class R-7 Interest). The interests evidenced by the Class R-7 Interest, together with the REMIC 7 Regular Interest SWAP IO, constitute the entire beneficial ownership interest in REMIC 7

(h) Concurrently with (i) the assignment and delivery to the Trustee of REMIC 1 and the acceptance by the Trustee thereof, pursuant to Section 2.01, Section 2.02 and subsection (a) hereof, (ii) the assignment and delivery to the Trustee of REMIC 2 (including the Residual Interest therein represented by the Class R-2 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (b) hereof, (iii) the assignment and delivery to the Trustee of REMIC 3 (including the Residual Interest therein represented by the Class R-3 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (c) hereof, (iv) the assignment and delivery to the Trustee of REMIC 4 (including the Residual Interest therein represented by the Class R-4 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (d) hereof, (v) the assignment and delivery to the Trustee of REMIC 5 (including the Residual Interest therein represented by the Class R-5 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (e) hereof, (vi) the assignment and delivery to the Trustee of REMIC 6 (including the Residual Interest therein represented by the Class R-6 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (f) hereof, and (vii) the assignment and delivery to the Trustee of

REMIC 7 (including the Residual Interest therein represented by the Class R-7 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (g) hereof, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, (A) the Class R Certificates in authorized denominations evidencing the Class R-1 Interest, the Class R-3 Interest, the Class R-3 Interest and the Class R-4 Interest and (B) the Class R-X Certificates in authorized denominations evidencing the Class R-5 Interest, the Class R-6 Interest and the Class R-7 Interest.

ARTICLE III

ADMINISTRATION AND SERVICING

OF THE JPMORGAN AND NCHLS MORTGAGE LOANS

SECTION 3.01

JPMorgan and NCHLS to Act as Servicers.

This Article III is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively. The administration and servicing of the Countrywide Mortgage Loans is set forth in Exhibit B hereto. With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Article III and Exhibit B, the provisions of Exhibit B shall control.

Unless otherwise specified, all references to actions to be taken by “the Servicer” under this Article III or any other provision of this Agreement with respect to a Mortgage Loan or Mortgage Loans or with respect to an REO Property or REO Properties shall be to actions to be taken or previously taken by (a) JPMorgan with respect to a JPMorgan Mortgage Loan or JPMorgan Mortgage Loans serviced thereby or with respect to an REO Property or REO Properties administered thereby and (b) NCHLS with respect to a NCHLS Mortgage Loan or NCHLS Mortgage Loans serviced thereby or with respect to an REO Property or REO Properties administered thereby. Furthermore, unless otherwise specified, all references to actions to be taken or previously taken by “the Servicer” under this Article III or any other provision of this Agreement with respect to “the Collection Account” or “the Escrow Account” shall be to actions to be taken or previously taken by each of JPMorgan or NCHLS with respect to the related Collection Account or the related Escrow Account to be established and maintained thereby. Consistent with the foregoing, but only insofar as the context so permits, this Article III is to be read with respect to each of JPMorgan and NCHLS as if such Servicer alone was servicing and administering its respective Mortgage Loans hereunder.

The Servicer shall service and administer the Mortgage Loans on behalf of the Trust and in the best interests of and for the benefit of the Certificateholders (as determined by the Servicer in its reasonable judgment) in accordance with the terms of this Agreement and the the JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable, and, to the extent consistent with such terms, in the same manner in which it services and administers similar mortgage loans for its own portfolio, giving due consideration to customary and usual standards of practice of mortgage lenders and loan servicers administering similar mortgage loans but without regard to:

(i) any relationship that the Servicer, any Sub-Servicer or any Affiliate of the Servicer or any Sub-Servicer may have with the related Mortgagor;

(ii) the ownership or non-ownership of any Certificate by the Servicer or any Affiliate of the Servicer;

(iii)

the Servicer’s obligation to make Advances or Servicing Advances; or

(iv) the Servicer’s or any Sub-Servicer’s right to receive compensation for its services hereunder or with respect to any particular transaction (the “Servicing Standard”).

To the extent consistent with the foregoing, the Servicer (a) shall seek to maximize the timely and complete recovery of principal and interest on the Mortgage Notes and (b) shall waive (or permit a Sub-Servicer to waive) a Prepayment Charge only under the following circumstances: (i) such waiver is standard and customary in servicing similar Mortgage Loans and (ii) such waiver relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan or (iii) the collection of such Prepayment Charge would be in violation of applicable laws, (iv) the Servicer has not received information and documentation sufficient to confirm the existence or amount of such Prepayment Charge or (v) collection of the Prepayment Charge would be considered “predatory” or “illegal” under the guidance of the state or local regulatory authority. If a Prepayment Charge is waived as permitted by meeting the standard described in clauses (iii), (iv) or (v) above, then the Servicer shall notify the Trustee and the Trustee shall make commercially reasonable efforts to attempt to enforce the obligations of the related Originator under the related Master Agreement or the Seller under the Mortgage Loan Purchase Agreement to pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates; provided, however, that the Trustee or the Servicer shall not be under any obligation to take any action pursuant to this paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist the Trustee or the Servicer in enforcing any obligations of any Originator or the Seller to repurchase or substitute for a Mortgage Loan which has breached a representation or warranty under the related Assignment Agreement or the Mortgage Loan Purchase Agreement, as applicable. If such Originator or the Seller fails to pay the amount of such waived Prepayment Charge in accordance with its obligations under the related Master Agreement or the Mortgage Loan Purchase Agreement, as applicable, the Trustee, the Servicer and the Depositor shall consult on further actions to be taken against such Originator or the Seller.

Subject only to the above-described Servicing Standard and the terms of this Agreement and of the Mortgage Loans, the Servicer shall have full power and authority, acting alone or through Sub-Servicers as provided in Section 3.02, to do or cause to be done any and all things in connection with such servicing and administration which it may deem necessary or desirable. Without limiting the generality of the foregoing, the Servicer, in its own name or in the name of a Sub-Servicer is hereby authorized and empowered by the Trustee when the Servicer believes it appropriate in its best judgment in accordance with the Servicing Standard, to execute and deliver, on behalf of the Certificateholders and the Trustee, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge, and all other comparable instruments, with respect to the Mortgage Loans and the Mortgaged Properties and to institute foreclosure proceedings or obtain a deed-in-lieu of foreclosure so as to convert the ownership of such properties, and to hold or cause to be held title to such properties, on behalf of the Trustee and Certificateholders. The Servicer shall service and administer the Mortgage Loans in accordance with applicable state and federal law and shall provide to the Mortgagors

any reports required to be provided to them thereby. The Servicer shall also comply in the performance of this Agreement with all reasonable rules and requirements of each insurer under any standard hazard insurance policy. Subject to Section 3.17, within five (5) days of the Closing Date, the Trustee shall execute and furnish to the Servicer and any Sub-Servicer any special or limited powers of attorney and other documents necessary or appropriate to enable the Servicer or any Sub-Servicer to carry out their servicing and administrative duties hereunder; provided, such limited powers of attorney or other documents shall be prepared by the Servicer and submitted to the Trustee for execution. The Trustee shall not be liable for the actions by the Servicer or any Sub-Servicers under such powers of attorney.

The Servicer further is authorized and empowered by the Trustee, on behalf of the Certificateholders and the Trustee, in its own name or in the name of the Sub-Servicer, when the Servicer or the Sub-Servicer, as the case may be, believes it is appropriate in its best judgment in accordance with the Servicing Standard to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns. Any reasonable expenses incurred in connection with the actions described in the preceding sentence or as a result of MERS discontinuing or becoming unable to continue operations in connection with the MERS® System, shall be reimbursable to the Servicer by withdrawal from the Collection Account pursuant to Section 3.11.

Subject to Section 3.09 hereof, in accordance with the standards of the preceding paragraph, the Servicer, on escrowed accounts, shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be Servicing Advances reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 3.09, and further as provided in Section 3.11. Any cost incurred by the Servicer or by Sub-Servicers in effecting the payment of taxes and assessments on a Mortgaged Property shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid Stated Principal Balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit.

Notwithstanding anything in this Agreement to the contrary, the Servicer may not make any future advances with respect to a Mortgage Loan (except as provided in Section 4.04) and the Servicer shall not (i) permit any modification with respect to any Mortgage Loan that would change the Mortgage Rate, reduce or increase the Stated Principal Balance (except for reductions resulting from actual payments of principal) or change the final maturity date on such Mortgage Loan (unless, in any such case, as provided in Section 3.07, the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Servicer, reasonably foreseeable) or (ii) permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (A) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated thereunder) and (B) cause any REMIC created hereunder to fail to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or “contributions after the startup date” under the REMIC Provisions.

The Servicer shall also undertake to defend, with respect to a claim against the Trustee or the Trust, any claims against the Trust, the Trustee or itself by a Mortgagor which relate to or affect the servicing of any Mortgage Loan. This shall not be construed as an assumption of liability in such matters. The Trustee shall notify the Servicer of any such claim as soon as practicable after receiving notice of such claim. The Servicer shall not be liable for any delay in responding to any claim of which it has not received timely notice. The Trustee shall cooperate with the Servicer in all aspects of the defense of such claims, including the timely delivery of all relevant litigation files and other related information. In the event the Servicer acts on behalf of the Trustee, the Trust or itself in any such litigation, the Trust shall pay all costs and expenses (including attorneys’ fees, court costs, settlements and judgments) associated with the defense and management of such claim; provided, however, that the Servicer shall not be indemnified for any such cost or expense relating to claims against the Servicer and incurred by reason of its willful misfeasance, bad faith or negligence in the performance of its duties hereunder.

SECTION 3.02

Sub-Servicing Agreements Between Servicer and Sub-Servicers.

(a) The Servicer may enter into Sub-Servicing Agreements with Sub-Servicers, which may be Affiliates of the Servicer, for the servicing and administration of the Mortgage Loans; provided, however, such sub-servicing arrangement and the terms of the related Sub-Servicing Agreement must provide for the servicing of the Mortgage Loans in a manner consistent with the servicing arrangement contemplated hereunder. The Trustee is hereby authorized to acknowledge, at the request of the Servicer, any Sub-Servicing Agreement. No such acknowledgment shall be deemed to imply that the Trustee has consented to any such Sub-Servicing Agreement, has passed upon whether such Sub-Servicing Agreement meets the requirements applicable to Sub-Servicing Agreements set forth in this Agreement or has passed upon whether such Sub-Servicing Agreement is otherwise permitted under this Agreement.

Each Sub-Servicer shall be (i) authorized to transact business in the state or states where the related Mortgaged Properties it is to service are situated, if and to the extent required by applicable law to enable the Sub-Servicer to perform its obligations hereunder and under the Sub-Servicing Agreement and (ii) a Freddie Mac or Xxxxxx Xxx approved mortgage servicer. Each Sub-Servicing Agreement must impose on the Sub-Servicer requirements conforming to the provisions set forth in Section 3.08 and provide for servicing of the Mortgage Loans consistent with the terms of this Agreement. The Servicer will examine each Sub-Servicing Agreement and will be familiar with the terms thereof. The terms of any Sub-Servicing Agreement will not be inconsistent with any of the provisions of this Agreement. Any variation in any Sub-Servicing Agreements from the provisions set forth in Section 3.08 relating to insurance or priority requirements of Sub-Servicing Accounts, or credits and charges to the Sub-Servicing Accounts or the timing and amount of remittances by the Sub-Servicers to the Servicer, are conclusively deemed to be inconsistent with this Agreement and therefore prohibited. The Servicer shall deliver to the Trustee copies of all Sub-Servicing Agreements, and any amendments or modifications thereof, promptly upon the Servicer’s execution and delivery of such instruments.

(b) As part of its servicing activities hereunder, the Servicer, for the benefit of the Trustee and the Certificateholders, shall enforce the obligations of each Sub-Servicer under the related Sub-Servicing Agreement, including, without limitation, any obligation to make advances in respect of delinquent payments as required by a Sub-Servicing Agreement. Such enforcement, including, without limitation, the legal prosecution of claims, termination of Sub-Servicing Agreements, and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Servicer shall pay the costs of such enforcement at its own expense, and shall be reimbursed therefor only (i) from a general recovery resulting from such enforcement, to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage Loans, or (ii) from a specific recovery of costs, expenses or attorneys’ fees against the party against whom such enforcement is directed.

(c) As of the Closing Date, JPMorgan has appointed Chase Home Finance LLC (“CHF”) to act as Sub-Servicer with respect to JPMorgan’s servicing obligations under this Agreement. So long as JPMorgan is not a rated servicer by each Rating Agency, JPMorgan agrees that prior to replacing CHF as Sub-Servicer, other than with an Affiliate of JPMorgan that is a rated servicer, it will obtain written confirmation from each Rating Agency that such replacement of CHF as Sub-Servicer with respect to JPMorgan’s servicing obligations related to the JPMorgan Mortgage Loans will not cause the then current rating on any Class of Certificates to be qualified, withdrawn or lowered by any Rating Agency and agrees that any replacement subservicer shall agree to subservice in accordance with the terms of this Agreement, including but not limited to the consideration of whether to waive a Prepayment Charge hereunder.

SECTION 3.03

Successor Sub-Servicers.

The Servicer shall be entitled to terminate any Sub-Servicing Agreement and the rights and obligations of any Sub-Servicer pursuant to any Sub-Servicing Agreement in accordance with the terms and conditions of such Sub-Servicing Agreement. In the event of termination of any Sub-Servicer, all servicing obligations of such Sub-Servicer shall be assumed simultaneously by the Servicer without any act or deed on the part of such Sub-Servicer or the Servicer, and the Servicer either shall service directly the related Mortgage Loans or shall enter into a Sub-Servicing Agreement with a successor Sub-Servicer which qualifies under Section 3.02.

Any Sub-Servicing Agreement shall include the provision that such agreement may be immediately terminated by the Servicer or the Trustee (if the Trustee is acting as Servicer) without fee, in accordance with the terms of this Agreement, in the event that the Servicer (or the Trustee, if such party is then acting as Servicer) shall, for any reason, no longer be a Servicer (including termination due to a Servicer Event of Termination).

SECTION 3.04

Liability of the Servicer.

Notwithstanding any Sub-Servicing Agreement or the provisions of this Agreement relating to agreements or arrangements between the Servicer and a Sub-Servicer or reference to actions taken through a Sub-Servicer or otherwise, the Servicer shall remain

obligated and primarily liable to the Trustee and the Certificateholders for the servicing and administering of the Mortgage Loans in accordance with the provisions of Section 3.01 without diminution of such obligation or liability by virtue of such Sub-Servicing Agreements or arrangements or by virtue of indemnification from the Sub-Servicer and to the same extent and under the same terms and conditions as if the Servicer alone were servicing and administering the Mortgage Loans. The Servicer shall be entitled to enter into any agreement with a Sub-Servicer for indemnification of the Servicer by such Sub-Servicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

SECTION 3.05

No Contractual Relationship Between Sub-Servicers and the Trustee or Certificateholders.

Any Sub-Servicing Agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Sub-Servicer in its capacity as such shall be deemed to be between the Sub-Servicer and the Servicer alone, and the Trustee or Certificateholders shall not be deemed parties thereto and shall have no claims, rights, obligations, duties or liabilities with respect to the Sub-Servicer except as set forth in Section 3.06. The Servicer shall be solely liable for all fees owed by it to any Sub-Servicer, irrespective of whether the Servicer’s compensation pursuant to this Agreement is sufficient to pay such fees.

SECTION 3.06

Assumption or Termination of Sub-Servicing Agreements by Trustee.

In the event the Servicer shall for any reason no longer be a Servicer (including by reason of the occurrence of a Servicer Event of Termination), the Trustee, in addition to its duties under Section 7.02, shall thereupon assume all of the rights and obligations of the Servicer under each Sub-Servicing Agreement that the Servicer may have entered into, unless the Trustee elects to terminate any Sub-Servicing Agreement in accordance with its terms as provided in Section 3.03. Upon such assumption, the Trustee (or the successor servicer appointed pursuant to Section 7.02) shall be deemed, subject to Section 3.03, to have assumed all of the departing Servicer’s interest therein and to have replaced the departing Servicer as a party to each Sub-Servicing Agreement to the same extent as if each Sub-Servicing Agreement had been assigned to the assuming party, except that (i) the departing Servicer shall not thereby be relieved of any liability or obligations under any Sub-Servicing Agreement that arose before it ceased to be a Servicer and (ii) neither the Trustee nor any successor Servicer shall be deemed to have assumed any liability or obligation of the Servicer that arose before it ceased to be a Servicer.

The Servicer at its expense shall, upon request of the Trustee, deliver to the assuming party all documents and records relating to each Sub-Servicing Agreement and the Mortgage Loans then being serviced and an accounting of amounts collected and held by or on behalf of it, and otherwise use its best efforts to effect the orderly and efficient transfer of the Sub-Servicing Agreements to the assuming party. All Servicing Transfer Costs shall be paid by the predecessor Servicer upon presentation of reasonable documentation of such costs, and if such predecessor Servicer is the Trustee or it defaults in its obligation to pay such costs, such costs shall be paid by the successor Servicer or the Trustee (in which case the successor Servicer

or the Trustee, as applicable, shall be entitled to reimbursement therefor from the assets of the Trust).

SECTION 3.07

Collection of Certain Mortgage Loan Payments.

The Servicer shall make reasonable efforts, in accordance with the Servicing Standard, to collect all payments called for under the terms and provisions of the Mortgage Loans and the provisions of any applicable insurance policies provided to the Servicer. Consistent with the foregoing, the Servicer may in its discretion (i) waive any late payment charge or, if applicable, any penalty interest, or any provisions of any Mortgage Loan requiring the related Mortgagor to submit to mandatory arbitration with respect to disputes arising thereunder or (ii) extend the due dates for the Monthly Payments due on a Mortgage Note for a period of not greater than 180 days; provided, however, that any extension pursuant to clause (ii) above shall not affect the amortization schedule of any Mortgage Loan for purposes of any computation hereunder, except as provided below. In the event of any such arrangement pursuant to clause (ii) above, the Servicer shall make timely Advances on such Mortgage Loan during such extension pursuant to Section 4.04 and in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangement. Notwithstanding the foregoing, in the event that any Mortgage Loan is in default or, in the judgment of the Servicer, such default is reasonably foreseeable, the Servicer, consistent with the standards set forth in Section 3.01, may also waive, modify or vary any term of such Mortgage Loan (including modifications that would change the Mortgage Rate, forgive the payment of principal or interest or extend the final maturity date of such Mortgage Loan), accept payment from the related Mortgagor of an amount less than the Stated Principal Balance in final satisfaction of such Mortgage Loan, or consent to the postponement of strict compliance with any such term or otherwise grant indulgence to any Mortgagor (any and all such waivers, modifications, variances, forgiveness of principal or interest, postponements, or indulgences collectively referred to herein as “forbearance”). The Servicer’s analysis supporting any forbearance and the conclusion that any forbearance meets the standards of Section 3.01 shall be reflected in writing in the Mortgage File.

SECTION 3.08

Sub-Servicing Accounts.

In those cases where a Sub-Servicer is servicing a Mortgage Loan pursuant to a Sub- Servicing Agreement, the Sub-Servicer will be required to establish and maintain one or more accounts (collectively, the “Sub-Servicing Account”). The Sub-Servicing Account shall be an Eligible Account and shall comply with all requirements of this Agreement relating to the Collection Account. The Sub-Servicer shall deposit in the Collection Account, in no event more than two Business Days after the Sub-Servicer’s receipt thereof, all proceeds of Mortgage Loans received by the Sub-Servicer less its servicing compensation to the extent permitted by the Sub-Servicing Agreement. The Sub-Servicer shall thereafter deposit such proceeds in the Collection Account or remit such proceeds to the Servicer for deposit in the Collection Account not later than two Business Days after the deposit of such amounts in the Sub-Servicing Account. For purposes of this Agreement, the Servicer shall be deemed to have received payments on the Mortgage Loans when the Sub-Servicer receives such payments.

SECTION 3.09

Collection of Taxes, Assessments and Similar Items; Escrow Accounts.

To the extent required by the related Mortgage Note, the Servicer shall establish and maintain, or cause to be established and maintained, one or more accounts (the “Escrow Accounts”), into which all Escrow Payments shall be deposited and retained. Escrow Accounts shall be Eligible Accounts. The Servicer shall deposit in the clearing account in which it customarily deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities, all Escrow Payments collected on account of the Mortgage Loans and shall deposit in the Escrow Accounts, in no event more than two Business Days after the receipt of such Escrow Payments, all Escrow Payments collected on account of the Mortgage Loans for the purpose of effecting the payment of any such items as required under the terms of this Agreement. Withdrawals of amounts from an Escrow Account may be made only to (i) effect payment of taxes, assessments, hazard insurance premiums, and comparable items in a manner and at a time that assures that the lien priority of the Mortgage is not jeopardized (or, with respect to the payment of taxes, in a manner and at a time that avoids the loss of the Mortgaged Property due to a tax sale or the foreclosure as a result of a tax lien); (ii) reimburse the Servicer (or a Sub-Servicer to the extent provided in the related Sub-Servicing Agreement) out of related collections for any Servicing Advances made pursuant to Section 3.01 (with respect to taxes and assessments) and Section 3.14 (with respect to hazard insurance); (iii) refund to Mortgagors any sums as may be determined to be overages; (iv) pay interest, if required and as described below, to Mortgagors on balances in the Escrow Account; or (v) clear and terminate the Escrow Account at the termination of the Servicer’s obligations and responsibilities in respect of the Mortgage Loans under this Agreement in accordance with Article X. In the event the Servicer shall deposit in an Escrow Account any amount not required to be deposited therein, it may at any time withdraw such amount from such Escrow Account, any provision herein to the contrary notwithstanding. The Servicer will be responsible for the administration of the Escrow Accounts and will be obligated to make Servicing Advances to such accounts when and as necessary to avoid the lapse of insurance coverage on the Mortgaged Property, or which the Servicer knows, or in the exercise of the required standard of care of the Servicer hereunder should know, is necessary to avoid the loss of the Mortgaged Property due to a tax sale or the foreclosure as a result of a tax lien. If any such payment has not been made and the Servicer receives notice of a tax lien with respect to the Mortgage being imposed, the Servicer will, within 10 Business Days of receipt of such notice, advance or cause to be advanced funds necessary to discharge such lien on the Mortgaged Property. As part of its servicing duties, the Servicer or any Sub-Servicers shall pay to the Mortgagors interest on funds in the Escrow Accounts, to the extent required by law and, to the extent that interest earned on funds in the Escrow Accounts is insufficient, to pay such interest from its or their own funds, without any reimbursement therefor. The Servicer may pay to itself any excess interest on funds in the Escrow Accounts, to the extent such action is in conformity with the Servicing Standard, is permitted by law and such amounts are not required to be paid to Mortgagors or used for any of the other purposes set forth above.

SECTION 3.10

Collection Account and Distribution Account.

(a) On behalf of the Trust Fund, the Servicer shall establish and maintain, or cause to be established and maintained, one or more accounts (such account or accounts, the “Collection Account”), held in trust for the benefit of the Trustee and the Certificateholders. On behalf of the Trust Fund, the Servicer shall deposit or cause to be deposited in the Collection Account, in no event more than two Business Days after the Servicer’s receipt thereof, as and when received or as otherwise required hereunder, the following payments and collections received or made by it subsequent to the related Cut-off Date (other than in respect of principal or interest on the Mortgage Loans due on or before the related Cut-off Date) or payments (other than Principal Prepayments) received by it on or prior to the related Cut-off Date but allocable to a Due Period subsequent thereto:

(i) all payments on account of principal, including Principal Prepayments (but not Prepayment Charges), on the Mortgage Loans;

(ii) all payments on account of interest (net of the Servicing Fee) on each Mortgage Loan;

(iii) all Insurance Proceeds, Net Liquidation Proceeds, Subsequent Recoveries and condemnation proceeds (other than proceeds collected in respect of any particular REO Property and amounts paid in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 10.01);

(iv) any amounts required to be deposited pursuant to Section 3.12 in connection with any losses realized on Permitted Investments with respect to funds held in the Collection Account;

(v) any amounts required to be deposited by the Servicer pursuant to the second paragraph of Section 3.14(a) in respect of any blanket policy deductibles;

(vi) all proceeds of any Mortgage Loan repurchased or purchased in accordance with Section 2.03, Section 3.16(c) or Section 10.01;

(vii) all amounts required to be deposited in connection with Substitution Adjustments pursuant to Section 2.03; and

(viii) all Prepayment Charges collected by the Servicer and any Servicer Prepayment Charge Payment Amounts in connection with the Principal Prepayment of any of the Mortgage Loans.

The foregoing requirements for deposit in the Collection Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of Servicing Fees, late payment charges, assumption fees, insufficient funds charges and ancillary income (other than Prepayment Charges) need not be deposited by the Servicer in the Collection Account and may be retained by the Servicer as additional

compensation. In the event the Servicer shall deposit in the Collection Account any amount not required to be deposited therein, it may at any time withdraw such amount from the Collection Account, any provision herein to the contrary notwithstanding.

(b) On behalf of the Trust Fund, the Trustee shall establish and maintain one or more segregated, non-interest bearing trust accounts (such account or accounts, the “Distribution Account”), held in trust for the benefit of the Trustee and the Certificateholders. On behalf of the Trust Fund, the Servicer shall deliver to the Trustee in immediately available funds for deposit in the Distribution Account on or before 4:00 p.m. New York time on the Servicer Remittance Date, that portion of the Available Funds (calculated without regard to the references in the definition thereof to amounts that may be withdrawn from the Distribution Account) for the related Distribution Date then on deposit in the Collection Account, the amount of all Prepayment Charges collected during the applicable Prepayment Period by the Servicer and Servicer Prepayment Charge Payment Amounts in connection with the Principal Prepayment of any of the Mortgage Loans then on deposit in the Collection Account.

If, by 4:00 p.m. New York time, on the Servicer Remittance Date, the Servicer fails to remit to the Trustee for deposit into the Distribution Account any amounts required to be so remitted by the Servicer pursuant to this Agreement, the Servicer shall pay to the Trustee, for its own account, interest on such amounts at the prime rate for such date (as set forth in the Wall Street Journal for the period commencing on the Servicer Remittance Date through the Business Day on which such failure is remedied).

(c) Funds in the Collection Account and the Distribution Account may be invested in Permitted Investments in accordance with the provisions set forth in Section 3.12. The Servicer shall give written notice to the Trustee of the location of the Collection Account maintained by it when established and prior to any change thereof. The Trustee shall give notice to the Servicer and the Depositor of the location of the Distribution Account when established and prior to any change thereof.

(d) Funds held in the Collection Account at any time may be delivered by the Servicer to the Trustee for deposit in an account (which may be the Distribution Account and must satisfy the standards for the Distribution Account as set forth in the definition thereof) and for all purposes of this Agreement shall be deemed to be a part of the Collection Account; provided, however, that the Trustee shall have the sole authority to withdraw any funds held pursuant to this subsection (d). In the event the Servicer shall deliver to the Trustee for deposit in the Distribution Account any amount not required to be deposited therein, it may at any time request that the Trustee withdraw such amount from the Distribution Account and remit to it any such amount, any provision herein to the contrary notwithstanding. In addition, the Servicer, with respect to items (i) through (iv) below, shall deliver to the Trustee from time to time for deposit, and the Trustee, with respect to items (i) through (iv) below, shall so deposit, in the Distribution Account:

(i)

any Advances, as required pursuant to Section 4.04;

(ii) any amounts required to be deposited pursuant to Section 3.23(d) or (f) in connection with any REO Property;

(iii) any amounts to be paid by the Servicer in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 10.01;

(iv) any Compensating Interest to be deposited pursuant to Section 3.24 in connection with any Prepayment Interest Shortfall; and

(v) any amounts required to be paid to the Trustee pursuant to the Agreement, including, but not limited to Section 3.06 and Section 7.02.

SECTION 3.11

Withdrawals from the Collection Account and Distribution Account.

(a) The Servicer shall, from time to time, make withdrawals from the Collection Account for any of the following purposes or as described in Section 4.04:

(i) to remit to the Trustee for deposit in the Distribution Account the amounts required to be so remitted pursuant to Section 3.10(b) or permitted to be so remitted pursuant to the first sentence of Section 3.10(d);

(ii) subject to Section 3.16(d), to reimburse itself for (a) any unreimbursed Advances to the extent of amounts received which represent Late Collections (net of the related Servicing Fees), Liquidation Proceeds and Insurance Proceeds on Mortgage Loans or REO Properties with respect to which such Advances were made in accordance with the provisions of Section 4.04; or (b) without limiting any right of withdrawal set forth in clause (vi) below, any unreimbursed Advances that, upon a Final Recovery Determination with respect to such Mortgage Loan, are Nonrecoverable Advances, but only to the extent that Late Collections (net of the related Servicing Fees), Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan are insufficient to reimburse itself for such unreimbursed Advances;

(iii) subject to Section 3.16(d), to pay itself or any Sub-Servicer (a) any unpaid Servicing Fees, (b) any unreimbursed Servicing Advances with respect to each Mortgage Loan, but only to the extent of any Late Collections, Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan or REO Property, and (c) without limiting any right of withdrawal set forth in clause (vi) below, any Servicing Advances made with respect to a Mortgage Loan that, upon a Final Recovery Determination with respect to such Mortgage Loan are Nonrecoverable Advances, but only to the extent that Late Collections, Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan are insufficient to reimburse itself or any Sub-Servicer for Servicing Advances;

(iv) to pay to itself as additional servicing compensation (in addition to the Servicing Fee) on the Servicer Remittance Date any interest or investment income earned on funds deposited in the Collection Account;

(v) to pay itself, the related Originator or the Seller, as applicable, with respect to each Mortgage Loan that has previously been purchased or replaced pursuant to Section 2.03 or Section 3.16(c) all amounts received thereon subsequent to the date of purchase or substitution, as the case may be;

(vi) to reimburse itself for any Advance or Servicing Advance previously made which the Servicer has determined to be a Nonrecoverable Advance in accordance with the provisions of Section 4.04;

(vii) to pay, or to reimburse itself for Servicing Advances in respect of, expenses incurred in connection with any Mortgage Loan pursuant to Section 3.16(b);

(viii) to reimburse itself for expenses incurred by or reimbursable to it pursuant to Section 6.03;

(ix) to pay itself any Prepayment Interest Excess (to the extent not otherwise retained);

(x) to clear and terminate the Collection Account pursuant to Section 10.01; and

(xi) to withdraw any amount deposited in the Collection Account and not required to be deposited therein.

The foregoing requirements for withdrawal from the Collection Account shall be exclusive. In the event the Servicer shall deposit in the Collection Account any amount not required to be deposited therein, it may at any time withdraw such amount from the Collection Account, any provision herein to the contrary notwithstanding.

The Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Collection Account, to the extent held by or on behalf of it, pursuant to subclauses (ii), (iii), (iv), (v), (vi) and (vii) above. The Servicer shall provide written notification to the Trustee, on or prior to the next succeeding Servicer Remittance Date, upon making any withdrawals from the Collection Account pursuant to subclause (vi) above; provided that an Officers’ Certificate in the form described under Section 4.04(d) shall suffice for such written notification to the Trustee in respect hereof.

(b) The Trustee shall, from time to time, make withdrawals from the Distribution Account, for any of the following purposes, without priority:

(i)

to make distributions in accordance with Section 4.01;

	(ii)	to pay itself the Trustee Compensation pursuant to Section 8.05;
	(iii)	to pay any amounts in respect of taxes pursuant to Section 9.01(g);
	(iv)	to clear and terminate the Distribution Account pursuant to Section 10.01;

(v) to pay any amounts required to be paid to the Trustee pursuant to this Agreement, including but not limited to funds required to be paid pursuant to Section 3.06, Section 4.01, Section 7.02 and Section 8.05; and

(vi) to pay to the Trustee, any interest or investment income earned on funds deposited in the Distribution Account.

SECTION 3.12

Investment of Funds in the Collection Account and the Distribution Account.

(a) The Servicer may direct any depository institution maintaining the Collection Account and any REO Account to invest the funds on deposit in such accounts, the Depositor may direct any depository institution maintaining the Pre-Funding Accounts and the Interest Coverage Accounts, and the Trustee may invest the funds on deposit in the Distribution Account or hold such funds uninvested (each such account, for the purposes of this Section 3.12, an “Investment Account”). All investments pursuant to this Section 3.12 shall be in one or more Permitted Investments bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee is the obligor thereon or if such investment is managed or advised by a Person other than the Trustee or an Affiliate of the Trustee, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon or if such investment is managed or advised by the Trustee or any Affiliate. All such Permitted Investments shall be held to maturity, unless payable on demand. Any investment of funds in an Investment Account shall be made in the name of the Trustee (in its capacity as such), or in the name of a nominee of the Trustee. The Trustee shall be entitled to sole possession (except with respect to investment direction of funds held in the Collection Account, any REO Account, the Pre-Funding Accounts and the Interest Coverage Accounts, and any income and gain realized thereon) over each such investment, and any certificate or other instrument evidencing any such investment shall be delivered directly to the Trustee or its agent, together with any document of transfer necessary to transfer title to such investment to the Trustee or its nominee. In the event amounts on deposit in an Investment Account are at any time invested in a Permitted Investment payable on demand, the Trustee shall:

(x) consistent with any notice required to be given thereunder, demand that payment thereon be made on the last day such Permitted Investment may otherwise mature hereunder in an amount equal to the lesser of (1) all amounts then payable thereunder and (2) the amount required to be withdrawn on such date; and

(y) demand payment of all amounts due thereunder promptly upon determination by a Responsible Officer of the Trustee that such Permitted Investment would not constitute a Permitted Investment in respect of funds thereafter on deposit in the Investment Account.

(b) All income and gain realized from the investment of funds deposited in the Collection Account and any REO Account held by or on behalf of the Servicer shall be for the benefit of the Servicer and shall be subject to its withdrawal in accordance with Section 3.11 or Section 3.23, as applicable. The Servicer shall deposit in the Collection Account or any REO Account, as applicable, the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such Account immediately upon realization of such loss.

All income and gain realized from the investment of funds deposited in the Pre-Funding Accounts held by or on behalf of the Depositor shall be for the benefit of the Depositor and shall be subject to its withdrawal in accordance with Section 4.05. The Depositor shall deposit in the Pre-Funding Accounts the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such accounts immediately upon realization of such loss.

(c) All income and gain realized from the investment of funds deposited in the Distribution Account shall be for the benefit of the Trustee. The Trustee shall deposit in the Distribution Account the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such Account immediately upon realization of such loss. Notwithstanding the foregoing, the Trustee may at its discretion, and without liability, hold the funds in the Distribution Account uninvested.

(d) Except as otherwise expressly provided in this Agreement, if any default occurs in the making of a payment due under any Permitted Investment, or if a default occurs in any other performance required under any Permitted Investment, the Trustee may and, subject to Section 8.01 and Section 8.02(a)(v), upon the request of the Holders of Certificates representing more than 50% of the Voting Rights allocated to any Class of Certificates, shall take such action as may be appropriate to enforce such payment or performance, including the institution and prosecution of appropriate proceedings.

(e) The Trustee or its Affiliates are permitted to receive additional compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to effect transactions in certain Permitted Investments and (iii) effecting transactions in certain Permitted Investments. Such compensation shall not be considered an amount that is reimbursable or payable to the Trustee pursuant to Section 3.11 or 3.12 or otherwise payable in respect of extraordinary Trust Fund expenses.

SECTION 3.13

[Reserved].

SECTION 3.14

Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage.

(a) The Servicer shall cause to be maintained for each Mortgage Loan hazard insurance with extended coverage on the Mortgaged Property in an amount which is at least equal to the lesser of (i) the current Principal Balance of such Mortgage Loan and (ii) the amount necessary to fully compensate for any damage or loss to the improvements that are a part of such property on a replacement cost basis, in each case in an amount not less than such amount as is necessary to avoid the application of any coinsurance clause contained in the related hazard insurance policy. The Servicer shall also cause to be maintained hazard insurance with extended coverage on each REO Property in an amount which is at least equal to the lesser of (i) the maximum insurable value of the improvements which are a part of such property and (ii) the outstanding Principal Balance of the related Mortgage Loan at the time it became an REO Property. The Servicer will comply in the performance of this Agreement with all reasonable rules and requirements of each insurer under any such hazard policies. Any amounts to be collected by the Servicer under any such policies (other than amounts to be applied to the restoration or repair of the property subject to the related Mortgage or amounts to be released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing loans held for its own account, subject to the terms and conditions of the related Mortgage and Mortgage Note) shall be deposited in the Collection Account, subject to withdrawal pursuant to Section 3.11, if received in respect of a Mortgage Loan, or in the REO Account, subject to withdrawal pursuant to Section 3.23, if received in respect of an REO Property. Any cost incurred by the Servicer in maintaining any such insurance shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid Principal Balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property or REO Property is at any time in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards and flood insurance has been made available, the Servicer will cause to be maintained a flood insurance policy in respect thereof. Such flood insurance shall be in an amount equal to the lesser of (i) the unpaid Principal Balance of the related Mortgage Loan and (ii) the maximum amount of such insurance available for the related Mortgaged Property under the national flood insurance program (assuming that the area in which such Mortgaged Property is located is participating in such program).

In the event that the Servicer shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first two sentences of this Section 3.14, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by competent servicers, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with the first two sentences of this

Section 3.14, and there shall have been one or more losses which would have been covered by such policy, deposit to the Collection Account from its own funds the amount not otherwise payable under the blanket policy because of such deductible clause. In connection with its activities as servicer of the Mortgage Loans, the Servicer agrees to prepare and present, on behalf of itself, the Depositor, the Trustee and Certificateholders, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy.

(b) The Servicer shall keep in force during the term of this Agreement a policy or policies of insurance covering errors and omissions for failure in the performance of the Servicer’s obligations under this Agreement, which policy or policies shall be in such form and amount that would meet the requirements of Xxxxxx Xxx or Freddie Mac if it were the purchaser of the Mortgage Loans, unless the Servicer has obtained a waiver of such requirements from Xxxxxx Xxx or Freddie Mac. The Servicer shall also maintain a fidelity bond in the form and amount that would meet the requirements of Xxxxxx Xxx or Freddie Mac, unless the Servicer has obtained a waiver of such requirements from Xxxxxx Xxx or Freddie Mac. The Servicer shall be deemed to have complied with this provision if an Affiliate of the Servicer has such errors and omissions and fidelity bond coverage and, by the terms of such insurance policy or fidelity bond, the coverage afforded thereunder extends to the Servicer. Any such errors and omissions policy and fidelity bond shall by its terms not be cancelable without thirty days’ prior written notice to the Trustee. The Servicer shall also cause each Sub-Servicer to maintain a policy of insurance covering errors and omissions and a fidelity bond which would meet such requirements.

SECTION 3.15

Enforcement of Due-On-Sale Clauses; Assumption Agreements.

The Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance of any Mortgaged Property by any Mortgagor (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under the “due-on-sale” clause, if any, applicable thereto; provided, however, that the Servicer shall not be required to take such action if in its sole business judgment the Servicer believes it is not in the best interests of the Trust Fund and shall not exercise any such rights if prohibited by law from doing so. If the Servicer reasonably believes it is unable under applicable law to enforce such “due-on-sale” clause, or if any of the other conditions set forth in the proviso to the preceding sentence apply, the Servicer will enter into an assumption and modification agreement from or with the person to whom such property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon. The Servicer is also authorized, to the extent permitted under the related Mortgage Note, to enter into a substitution of liability agreement with such person, pursuant to which the original Mortgagor is released from liability and such person is substituted as the Mortgagor and becomes liable under the Mortgage Note, provided that no such substitution shall be effective unless such person satisfies the current underwriting criteria of the Servicer for a mortgage loan similar to the related Mortgage Loan. In connection with any assumption, modification or substitution, the Servicer shall apply such underwriting standards and follow

such practices and procedures as shall be normal and usual in its general mortgage servicing activities and as it applies to other mortgage loans owned solely by it. The Servicer shall not take or enter into any assumption and modification agreement, however, unless (to the extent practicable in the circumstances) it shall have received confirmation, in writing, of the continued effectiveness of any applicable hazard insurance policy. Any fee collected by the Servicer in respect of an assumption, modification or substitution of liability agreement shall be retained by the Servicer as additional servicing compensation. In connection with any such assumption, no material term of the Mortgage Note (including but not limited to the related Mortgage Rate and the amount of the Monthly Payment) may be amended or modified, except as otherwise required pursuant to the terms thereof. The Servicer shall notify the Trustee that any such substitution, modification or assumption agreement has been completed by forwarding to the Trustee the executed original of such substitution, modification or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof.

Notwithstanding the foregoing paragraph or any other provision of this Agreement, the Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or by the terms of the Mortgage Note or any assumption which the Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 3.15, the term “assumption” is deemed to also include a sale (of the Mortgaged Property) subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.

SECTION 3.16

Realization Upon Defaulted Mortgage Loans.

(a) The Servicer shall use its reasonable efforts, consistent with the Servicing Standard, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.07. The Servicer shall be responsible for all costs and expenses incurred by it in any such proceedings; provided, however, that such costs and expenses will be recoverable as Servicing Advances by the Servicer as contemplated in Section 3.11(a) and Section 3.23. The foregoing is subject to the provision that, in any case in which a Mortgaged Property shall have suffered damage from an Uninsured Cause, the Servicer shall not be required to expend its own funds toward the restoration of such property unless it shall determine in its discretion that such restoration will increase the proceeds of liquidation of the related Mortgage Loan after reimbursement to itself for such expenses.

(b) Notwithstanding the foregoing provisions of this Section 3.16 or any other provision of this Agreement, with respect to any Mortgage Loan as to which the Servicer has received actual notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the related Mortgaged Property, the Servicer shall not, on behalf of the Trustee, either (i) obtain title to such Mortgaged Property as a result of or in lieu of foreclosure or otherwise, or (ii) otherwise acquire possession of, or take any other action with respect to, such

Mortgaged Property, if, as a result of any such action, the Trustee, the Trust Fund or the Certificateholders would be considered to hold title to, to be a “mortgagee-in-possession” of, or to be an “owner” or “operator” of such Mortgaged Property within the meaning of the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended from time to time, or any comparable law, unless the Servicer has also previously determined, based on its reasonable judgment and a report prepared by a Person who regularly conducts environmental audits using customary industry standards, that:

(A) such Mortgaged Property is in compliance with applicable environmental laws or, if not, that it would be in the best economic interest of the Trust Fund to take such actions as are necessary to bring the Mortgaged Property into compliance therewith; and

(B) there are no circumstances present at such Mortgaged Property relating to the use, management or disposal of any hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials for which investigation, testing, monitoring, containment, clean-up or remediation could be required under any federal, state or local law or regulation, or that if any such materials are present for which such action could be required, that it would be in the best economic interest of the Trust Fund to take such actions with respect to the affected Mortgaged Property.

The cost of the environmental audit report contemplated by this Section 3.16 shall be advanced by the Servicer, subject to the Servicer’s right to be reimbursed therefor from the Collection Account as provided in Section 3.11(a)(vii), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.

If the Servicer determines, as described above in accordance with the Servicing Standard, that it is in the best economic interest of the Trust Fund to take such actions as are necessary to bring any such Mortgaged Property into compliance with applicable environmental laws, or to take such action with respect to the containment, clean-up or remediation of hazardous substances, hazardous materials, hazardous wastes or petroleum-based materials affecting any such Mortgaged Property, then the Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund; provided that any amounts disbursed by the Servicer pursuant to this Section 3.16(b) shall constitute Servicing Advances, subject to Section 4.04(d). The cost of any such compliance, containment, clean-up or remediation shall be advanced by the Servicer, subject to the Servicer’s right to be reimbursed therefor from the Collection Account as provided in Section 3.11(a)(vii), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.

(c) The Servicer may, at its option, purchase a Mortgage Loan which has become 90 or more days delinquent or for which the Servicer has accepted a deed in lieu of foreclosure. Prior to purchase pursuant to this Section 3.16(c), the Servicer shall be required to continue to make Advances pursuant to Section 4.04. If the Servicer purchases any delinquent

Mortgage Loans pursuant to this Section 3.16(c), it must purchase Mortgage Loans that are delinquent the greatest number of days before it may purchase any that are delinquent any fewer number of days. The Servicer shall purchase such delinquent Mortgage Loan at a price equal to the Purchase Price of such Mortgage Loan. Any such purchase of a Mortgage Loan pursuant to this Section 3.16(c) shall be accomplished by deposit in the Collection Account of the amount of the Purchase Price. Upon the satisfaction of the requirements set forth in Section 3.17(a), the Trustee shall immediately deliver the Mortgage File and any related documentation to the Servicer and will execute such documents provided to it as are necessary to convey the Mortgage Loan to the Servicer.

(d) Proceeds received in connection with any Final Recovery Determination, as well as any recovery resulting from a partial collection of Insurance Proceeds, Liquidation Proceeds or condemnation proceeds, in respect of any Mortgage Loan, will be applied in the following order of priority: first, to unpaid Servicing Fees; second, to reimburse the Servicer or any Sub-Servicer for any related unreimbursed Servicing Advances pursuant to Section 3.11(a)(iii) and Advances pursuant to Section 3.11(a)(ii); third, to accrued and unpaid interest on the Mortgage Loan, to the date of the Final Recovery Determination, or to the Due Date prior to the Distribution Date on which such amounts are to be distributed if not in connection with a Final Recovery Determination; and fourth, as a recovery of principal of the Mortgage Loan. The portion of the recovery so allocated to unpaid Servicing Fees shall be reimbursed to the Servicer or any Sub-Servicer pursuant to Section 3.11(a)(iii).

SECTION 3.17

Trustee to Cooperate; Release of Mortgage Files.

(a) Upon the payment in full of any Mortgage Loan, or the receipt by the Servicer of a notification that payment in full shall be escrowed in a manner customary for such purposes, the Servicer shall deliver to the Trustee (or the Custodian on behalf of the Trustee), in written or electronic format, a Request for Release in the form of Exhibit E hereto (which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Collection Account pursuant to Section 3.10 have been or will be so deposited) signed by a Servicing Officer (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer) and shall request delivery to it or its designee of the Mortgage File. Upon receipt of such certification and request, the Trustee (or the Custodian on behalf of the Trustee) shall, within five Business Days, release the related Mortgage File to the Servicer or its designee. Upon receipt of such certification and request, the Trustee shall promptly release the related Mortgage File to NCHLS (at NCHLS’s expense) or to JPMorgan (at JPMorgan’s expense in connection with a foreclosure, such expense reimburseable to JPMorgan as a Servicing Advance, or in all other cases, at the Seller’s expense if not otherwise paid by the Custodian; provided however, in no event will the Trustee be responsible for such expense) and the Servicer is authorized to cause the removal from the registration on the MERS® System of any such Mortgage Loan, if applicable. No expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Collection Account or the Distribution Account.

(b) From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any insurance policy relating to the Mortgage Loans, the Trustee (or the Custodian on behalf of the Trustee) shall, upon any request made by or on behalf of the Servicer and delivery to the Trustee (or the Custodian on behalf of the Trustee) of two executed copies of a written Request for Release in the form of Exhibit E hereto signed by a Servicing Officer (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer), release the related Mortgage File to the Servicer or its designee within five Business Days, which, shall be sent by overnight mail, at the expense of the Servicer or the related Mortgagor, and the Trustee (or the Custodian on behalf of the Trustee) shall, at the written direction of the Servicer, execute such documents provided to it by the Servicer as shall be necessary to the prosecution of any such proceedings. Such Request for Release shall obligate the Servicer to return each and every document previously requested from the Mortgage File to the Trustee (or the Custodian on behalf of the Trustee) when the need therefor by the Servicer no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Collection Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Servicer has delivered, or caused to be delivered, to the Trustee (or the Custodian on behalf of the Trustee) an additional Request for Release certifying as to such liquidation or action or proceedings. Upon the request of the Trustee (or the Custodian on behalf of the Trustee), the Servicer shall provide notice to the Trustee (or the Custodian on behalf of the Trustee) of the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a Request for Release, in written (with one executed copy) or electronic format (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer), from a Servicing Officer stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation that are required to be deposited into the Collection Account have been so deposited, or that such Mortgage Loan has become an REO Property, such Mortgage Loan shall be released by the Trustee (or the Custodian on behalf of the Trustee) to the Servicer or its designee within five Business Days.

(c) Upon written certification of a Servicing Officer, the Trustee (or the Custodian on behalf of the Trustee) shall execute and deliver to the Servicer or the Sub-Servicer, as the case may be, copies of any court pleadings, requests for trustee’s sale or other documents necessary to the foreclosure or trustee’s sale in respect of a Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided by the Mortgage Note or Mortgage or otherwise available at law or in equity. Each such certification shall include a request that such pleadings or documents be executed by the Trustee (or the Custodian on behalf of the Trustee) and a statement as to the reason such documents or pleadings are required and that the execution and delivery thereof by the Trustee (or the Custodian on behalf of the Trustee) will not invalidate or otherwise affect the lien of the Mortgage, except for the termination of such a lien upon completion of the foreclosure or trustee’s sale.

SECTION 3.18

Servicing Compensation.

As compensation for the activities of the Servicer hereunder, the Servicer shall be entitled to the Servicing Fee with respect to each Mortgage Loan payable solely from payments of interest in respect of such Mortgage Loan, subject to Section 3.24. In addition, the Servicer shall be entitled to recover unpaid Servicing Fees out of Insurance Proceeds, Liquidation Proceeds or condemnation proceeds to the extent permitted by Section 3.11(a)(iii) and out of amounts derived from the operation and sale of an REO Property to the extent permitted by Section 3.23. The right to receive the Servicing Fee may not be transferred in whole or in part except in connection with the transfer of all of the Servicer’s responsibilities and obligations under this Agreement; provided, however, that the Servicer may pay from the Servicing Fee any amounts due to a Sub-Servicer pursuant to a Sub-Servicing Agreement entered into under Section 3.02.

Additional servicing compensation in the form of assumption fees, late payment charges, insufficient funds charges, ancillary income or otherwise (other than Prepayment Charges) shall be retained by the Servicer only to the extent such fees or charges are received by the Servicer. The Servicer shall also be entitled pursuant to Section 3.11(a)(iv) to withdraw from the Collection Account and pursuant to Section 3.23(b) to withdraw from any REO Account, as additional servicing compensation, interest or other income earned on deposits therein, subject to Section 3.12 and Section 3.24. The Servicer shall also be entitled to receive Prepayment Interest Excess pursuant to Section 3.10 and 3.11 as additional servicing compensation. The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including premiums for the insurance required by Section 3.14, to the extent such premiums are not paid by the related Mortgagors or by a Sub-Servicer, and servicing compensation of each Sub-Servicer) and shall not be entitled to reimbursement therefor except as specifically provided herein.

SECTION 3.19

Reports to the Trustee; Collection Account Statements.

Not later than thirty days after each Distribution Date, the Servicer shall forward, upon request, to the Trustee and the Depositor the most current available bank statement for the Collection Account. Copies of such statement shall be provided by the Trustee to any Certificateholder and to any Person identified to the Trustee as a prospective transferee of a Certificate, upon request at the expense of the requesting party, provided such statement is delivered by the Servicer to the Trustee.

SECTION 3.20

Statement as to Compliance.

The Servicer will deliver to the Trustee and the Depositor not later than March 15^th of each calendar year, commencing in 2006, an Officers’ Certificate, in the form attached hereto as Exhibit P, stating, as to each signatory thereof, that (i) a review of the activities of the Servicer during the preceding calendar year and of performance under this Agreement has been made under such officers’ supervision and (ii) to the best of such officers’ knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement throughout such calendar year, or, if there has been a default in the fulfillment of any such obligation,

specifying each such default known to such officer and the nature and status thereof. Copies of any such statement shall be provided by the Trustee to any Certificateholder and to any Person identified to the Trustee as a prospective transferee of a Certificate, upon request at the expense of the requesting party, provided such statement is delivered by the Servicer to the Trustee. In addition to the foregoing, the Servicer will, to the extent reasonable and without incurring additional expense, give any other servicing information required by the Securities and Exchange Commission pursuant to applicable law. The Servicer shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain based upon a breach of the Servicer’s obligations under this Section 3.20.

SECTION 3.21

Independent Public Accountants’ Servicing Report.

Not later than March 15^th of each calendar year, commencing in 2006, the Servicer, at its expense, shall cause a nationally recognized firm of independent certified public accountants to furnish to the Servicer a report stating that (i) it has obtained a letter of representation regarding certain matters from the management of the Servicer which includes an assertion that the Servicer has complied with certain minimum residential mortgage loan servicing standards, identified in the Uniform Single Attestation Program for Mortgage Bankers established by the Mortgage Bankers Association of America, with respect to the servicing of residential mortgage loans during the most recently completed calendar year and (ii) on the basis of an examination conducted by such firm in accordance with standards established by the American Institute of Certified Public Accountants, such representation is fairly stated in all material respects, subject to such exceptions and other qualifications that may be appropriate. In rendering its report such firm may rely, as to matters relating to the direct servicing of residential mortgage loans by Sub-Servicers, upon comparable reports of firms of independent certified public accountants rendered on the basis of examinations conducted in accordance with the same standards (rendered within one year of such report) with respect to those Sub-Servicers. Immediately upon receipt of such report, the Servicer shall furnish a copy of such report to the Trustee. Copies of such statement shall be provided by the Trustee to any Certificateholder upon request at the expense of the requesting party, provided that such statement is delivered by the Servicer to the Trustee. The Servicer shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain based upon a breach of the Servicer’s obligations under this Section 3.21.

SECTION 3.22

Access to Certain Documentation; Filing of Reports by Trustee.

(a) The Servicer shall provide to the Office of Thrift Supervision, the FDIC, and any other federal or state banking or insurance regulatory authority that may exercise authority over any Certificateholder, access to the documentation regarding the Mortgage Loans required by applicable laws and regulations. Such access shall be afforded without charge, but

only upon two Business Days prior written request and during normal business hours at the offices of the Servicer designated by it. In addition, access to the documentation regarding the Mortgage Loans will be provided to the Trustee and to any Person identified to the Servicer as a prospective transferee of a Certificate, upon reasonable request during normal business hours at the offices of the Servicer designated by it, at the expense of the Person requesting such access.

(b) (i) The Trustee and the Servicer shall reasonably cooperate with the Depositor in connection with the Trust’s satisfying the reporting requirements under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The Trustee shall prepare on behalf of the Trust any Forms 8-K and 10-K customary for similar securities as required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission thereunder, and the Depositor shall sign (or shall cause another entity acceptable to the Securities and Exchange Commission to sign) and the Trustee shall file (via the Securities and Exchange Commission’s Electronic Data Gathering and Retrieval System) such forms on behalf of the Depositor (or such other entity). The Depositor hereby grants to the Trustee a limited power of attorney to execute any Form 8-K and file each such document on behalf of the Depositor. Such power of attorney shall continue until the earlier of (i) receipt by the Trustee from the Depositor of written termination of such power of attorney and (ii) the termination of the Trust. Notwithstanding anything herein to the contrary, the Depositor, and not the Trustee, shall be responsible for executing each Form 10-K filed on behalf of the Trust.

(ii) Each Form 8-K shall be filed by the Trustee within 10 days after each Distribution Date, with a copy of the statement to the Certificateholders for such Distribution Date as an exhibit thereto. Subject to Section 3.22(b)(v), prior to March 30^th of each year (or such earlier date as may be required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission), the Trustee shall file a Form 10-K, in substance as required by applicable law or applicable Security and Exchange Commission interpretations. The Trustee shall prepare such Form 10-K and provide the Depositor with such Form 10-K not later than March 20^th of each year, subject to Section 3.22(b)(v). Following its receipt thereof, the Depositor shall execute such Form 10-K and provide the original of such Form 10-K to the Trustee not later than March 25^th (or, if the applicable March 25^th is not a Business Day, the next succeeding Business Day) of each year; provided, however, that if the filing of such Form 10-K shall be required to occur on a date earlier than March 30^th of each year as may be required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission, then the time periods for preparation and execution of such Form 10-K set forth in this sentence shall be adjusted accordingly. Such Form 10-K when filed shall include as exhibits the Servicer’s annual statement of compliance described under Section 3.20 and the accountant’s report described under Section 3.21, in each case to the extent they have been timely delivered to the Trustee. If they are not so timely delivered, the Trustee shall file an amended Form 10-K including such documents as exhibits reasonably promptly after they are delivered to the Trustee. The Trustee shall have no liability with respect to any failure to properly prepare or file such periodic reports resulting from or relating to the Trustee’s inability or failure to obtain any information not resulting from its own negligence or willful misconduct. The Form 10-K shall also include a certification in the form attached hereto as Exhibit N-1 (the “Certification”), which shall be signed by the senior officer of the Depositor in charge of securitization.

(iii) In addition, (x) the Trustee shall sign a certification (in the form attached hereto as Exhibit N-2) for the benefit of the Depositor and its officers, directors and Affiliates regarding certain aspects of the Certification (the “Trustee Certification”); provided, however, that the Trustee shall not undertake an analysis of the accountant’s report attached as an exhibit to the Form 10-K, and (y) the Servicer shall sign a certification (in the form attached hereto as Exhibit N-3) for the benefit of the Depositor, the Trustee and their officers, directors and Affiliates regarding certain aspects of the Certification (the “Servicer Certification”). The Servicer Certification shall be delivered to the Depositor and the Trustee no later than March 15^th or if such day is not a Business Day, the preceding Business Day, each year (subject to Section 3.22(b)(v) hereof).

In addition, (A) the Trustee shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of claims based upon a breach of the Trustee’s obligations under this Section 3.22(b) or any material misstatement or omission contained in the Trustee Certification, and (B) the Servicer shall indemnify and hold harmless the Depositor, the Trustee and their respective officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain arising out of claims based upon a breach of the Servicer’s obligations under this Section 3.22(b)(iii), any material misstatement or omission contained in the Servicer’s Certification. If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, then (i) the Trustee agrees that it shall contribute to the amount paid or payable by the Depositor as a result of the losses, claims, damages or liabilities of the Depositor in such proportion as is appropriate to reflect the relative fault of the Depositor on the one hand and the Trustee on the other and (ii) the Servicer agrees that it shall contribute to the amount paid or payable by the Depositor as a result of the losses, claims, damages or liabilities of the Depositor in such proportion as is appropriate to reflect the relative fault of the Depositor on the one hand and the Servicer on the other.

(iv) Upon any filing with the Securities and Exchange Commission, the Trustee shall promptly deliver to the Depositor a copy of any executed report, statement or information.

(v) Prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall file a Form 15 Suspension Notification with respect to the Trust.

(vi) To the extent that, following the Closing Date, the Depositor certifies that reports and certifications differing from those required under this Section 3.22(b) comply with the reporting requirements under the Exchange Act, the Trustee and the Servicer hereby agree that they will reasonably cooperate to amend the provisions of this Section 3.22(b) in order to comply with such amended reporting requirements and such amendment of this Section 3.22(b); provided, however, that the Trustee shall not be responsible for executing any Form 10-K or the

Certification. Any such amendment may result in the reduction of the reports filed by the Depositor under the Exchange Act.

SECTION 3.23

Title, Management and Disposition of REO Property.

(a) The deed or certificate of sale of any REO Property shall, subject to applicable laws, be taken in the name of the Trustee, or its nominee, in trust for the benefit of the Certificateholders. The Servicer, on behalf of REMIC 1, shall sell any REO Property as soon as practicable and in any event no later than the end of the third full taxable year after the taxable year in which such REMIC acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or request from the Internal Revenue Service, no later than 60 days before the day on which the three-year grace period would otherwise expire, an extension of such three-year period, unless the Servicer shall have delivered to the Trustee an Opinion of Counsel, addressed to the Trustee and the Depositor, to the effect that the holding by the REMIC of such REO Property subsequent to three years after its acquisition will not result in the imposition on the REMIC of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any of the REMICs created hereunder to fail to qualify as a REMIC under Federal law at any time that any Certificates are outstanding. The Servicer shall manage, conserve, protect and operate each REO Property for the Certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or result in the receipt by any of the REMICs created hereunder of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code, or any “net income from foreclosure property” which is subject to taxation under the REMIC Provisions.

(b) The Servicer shall separately account for all funds collected and received in connection with the operation of any REO Property and shall establish and maintain, or cause to be established and maintained, with respect to REO Properties an account held in trust for the Trustee for the benefit of the Certificateholders (the “REO Account”), which shall be an Eligible Account. The Servicer shall be permitted to allow the Collection Account to serve as the REO Account, subject to separate ledgers for each REO Property. The Servicer shall be entitled to retain or withdraw any interest income paid on funds deposited in the REO Account.

(c) The Servicer shall have full power and authority, subject only to the specific requirements and prohibitions of this Agreement, to do any and all things in connection with any REO Property as are consistent with the manner in which the Servicer manages and operates similar property owned by the Servicer or any of its Affiliates, all on such terms and for such period (subject to the requirement of prompt disposition set forth in Section 3.23(a)) as the Servicer deems to be in the best interests of Certificateholders. In connection therewith, the Servicer shall deposit, or cause to be deposited in the REO Account, in no event more than two Business Days after the Servicer’s receipt thereof, all revenues received by it with respect to an REO Property and shall withdraw therefrom funds necessary for the proper operation, management and maintenance of such REO Property including, without limitation:

(i)

all insurance premiums due and payable in respect of such REO Property;

(ii) all real estate taxes and assessments in respect of such REO Property that may result in the imposition of a lien thereon; and

(iii) all costs and expenses necessary to maintain, operate and dispose of such REO Property.

To the extent that amounts on deposit in the REO Account with respect to an REO Property are insufficient for the purposes set forth in clauses (i) through (iii) above with respect to such REO Property, the Servicer shall advance from its own funds such amount as is necessary for such purposes if, but only if, the Servicer would make such advances if the Servicer owned the REO Property and if in the Servicer’s judgment, the payment of such amounts will be recoverable from the rental or sale of the REO Property.

Notwithstanding the foregoing, neither the Servicer nor the Trustee shall:

(A) authorize the Trust Fund to enter into, renew or extend any New Lease with respect to any REO Property, if the New Lease by its terms will give rise to any income that does not constitute Rents from Real Property;

(B) authorize any amount to be received or accrued under any New Lease other than amounts that will constitute Rents from Real Property;

(C) authorize any construction on any REO Property, other than the completion of a building or other improvement thereon, and then only if more than ten percent of the construction of such building or other improvement was completed before default on the related Mortgage Loan became imminent, all within the meaning of Section 856(e)(4)(B) of the Code; or

(D) authorize any Person to Directly Operate any REO Property on any date more than 90 days after its date of acquisition by the Trust Fund;

unless, in any such case, the Servicer has obtained an Opinion of Counsel, provided to the Trustee, to the effect that such action will not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code at any time that it is held by the REMIC, in which case the Servicer may take such actions as are specified in such Opinion of Counsel.

The Servicer may contract with any Independent Contractor for the operation and management of any REO Property, provided that:

(A) the terms and conditions of any such contract shall not be inconsistent herewith;

(B) any such contract shall require, or shall be administered to require, that the Independent Contractor pay all costs and expenses incurred in connection with the operation and management of such REO Property, including those listed above and remit

all related revenues (net of such costs and expenses) to the Servicer as soon as practicable, but in no event later than thirty days following the receipt thereof by such Independent Contractor;

(C) none of the provisions of this Section 3.23(c) relating to any such contract or to actions taken through any such Independent Contractor shall be deemed to relieve the Servicer of any of its duties and obligations to the Trustee on behalf of the Certificateholders with respect to the operation and management of any such REO Property; and

(D) the Servicer shall be obligated with respect thereto to the same extent as if it alone were performing all duties and obligations in connection with the operation and management of such REO Property.

The Servicer shall be entitled to enter into any agreement with any Independent Contractor performing services for it related to its duties and obligations hereunder for indemnification of the Servicer by such Independent Contractor, and nothing in this Agreement shall be deemed to limit or modify such indemnification. The Servicer shall be solely liable for all fees owed by it to any such Independent Contractor, irrespective of whether the Servicer’s compensation pursuant to Section 3.18 is sufficient to pay such fees; provided, however, that to the extent that any payments made by such Independent Contractor would constitute Servicing Advances if made by the Servicer, such amounts shall be reimbursable as Servicing Advances made by the Servicer.

(d) In addition to the withdrawals permitted under Section 3.23(c), the Servicer may from time to time make withdrawals from the REO Account for any REO Property: (i) to pay itself or any Sub-Servicer unpaid Servicing Fees in respect of the related Mortgage Loan; and (ii) to reimburse itself or any Sub-Servicer for unreimbursed Servicing Advances and Advances made in respect of such REO Property or the related Mortgage Loan. On the Servicer Remittance Date, the Servicer shall withdraw from each REO Account maintained by it and deposit into the Distribution Account in accordance with Section 3.10(d)(ii), for distribution on the related Distribution Date in accordance with Section 4.01, the income from the related REO Property received during the prior calendar month, net of any withdrawals made pursuant to Section 3.23(c) or this Section 3.23(d).

(e) Subject to the time constraints set forth in Section 3.23(a), each REO Disposition shall be carried out by the Servicer in a manner, at such price and upon such terms and conditions as shall be normal and usual in the Servicing Standard.

(f) The proceeds from the REO Disposition, net of any amount required by law to be remitted to the Mortgagor under the related Mortgage Loan and net of any payment or reimbursement to the Servicer or any Sub-Servicer as provided above, shall be deposited in the Distribution Account in accordance with Section 3.10(d)(ii) on the Servicer Remittance Date in the month following the receipt thereof for distribution on the related Distribution Date in accordance with Section 4.01. Any REO Disposition shall be for cash only (unless changes in the REMIC Provisions made subsequent to the Startup Day allow a sale for other consideration).

(g) The Servicer shall file information returns with respect to the receipt of mortgage interest received in a trade or business, reports of foreclosures and abandonments of any Mortgaged Property and cancellation of indebtedness income with respect to any Mortgaged Property as required by Sections 6050H, 6050J and 6050P of the Code, respectively. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the Code.

SECTION 3.24

Obligations of the Servicer in Respect of Prepayment Interest Shortfalls.

Not later than 4:00 p.m. New York time on each Servicer Remittance Date, the Servicer shall remit to the Distribution Account an amount (“Compensating Interest”) equal to the lesser of (A) the aggregate of the Prepayment Interest Shortfalls for the related Distribution Date and (B) its aggregate Servicing Fee received in the related Due Period. The Servicer shall not have the right to reimbursement for any amounts remitted to the Trustee in respect of Compensating Interest. Such amounts so remitted shall be included in the Available Funds and distributed therewith on the next Distribution Date. The Servicer shall not be obligated to pay Compensating Interest with respect to Relief Act Interest Shortfalls.

SECTION 3.25

[Reserved].

SECTION 3.26

Obligations of the Servicer in Respect of Mortgage Rates and Monthly Payments.

In the event that a shortfall in any collection on or liability with respect to the Mortgage Loans in the aggregate results from or is attributable to adjustments to Mortgage Rates, Monthly Payments or Stated Principal Balances that were made by the Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Servicer, upon discovery or receipt of notice thereof, immediately shall deposit in the Collection Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and any successor servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of this Agreement. Notwithstanding the foregoing, this Section 3.26 shall not limit the ability of the Servicer to seek recovery of any such amounts from the related Mortgagor under the terms of the related Mortgage Note, as permitted by law.

SECTION 3.27

Solicitations.

From and after the Closing Date, the Servicer agrees that it will not take any action or permit or cause any action to be taken by any of its agents and Affiliates, or by any independent contractors or independent mortgage brokerage companies on the the Servicer’s behalf, to personally, by telephone, mail or electronic mail, solicit the Mortgagor under any GMCM Mortgage Loan for the purpose of refinancing such JPMorgan Mortgage Loan or NCHLS Mortgage Loan, as applicable; provided, that the Servicer may solicit any Mortgagor for whom the Servicer has received a request for verification of mortgage, a request for demand for payoff, a mortgagor initiated written or verbal communication indicating a desire to prepay the

related the Servicer Mortgage Loan, another mortgage company has pulled a credit report on the mortgagor or the mortgagor initiates a title search; provided further, it is understood and agreed that promotions undertaken by the Servicer or any of its Affiliates which (i) concern optional insurance products or other additional products or (ii) are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation under this Section, nor is the Servicer prohibited from responding to unsolicited requests or inquiries made by a Mortgagor or an agent of a Mortgagor. Furthermore, the Servicer shall be permitted to include in its monthly statements to borrowers or otherwise, statements regarding the availability of the the Servicer’s counseling services with respect to refinancing mortgage loans.

ARTICLE IV

FLOW OF FUNDS

SECTION 4.01

Distributions.

(a) (I) On each Distribution Date, the Trustee shall, first, withdraw from the Distribution Account an amount equal to the Credit Risk Manager Fee for such Distribution Date and shall pay such amount to the Credit Risk Manager and, then, shall withdraw from the Distribution Account that portion of Available Funds for such Distribution Date consisting of the Group I Interest Remittance Amount for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the Group I Interest Remittance Amount remaining for such Distribution Date:

(i) to the Holders of the Group I Certificates, the Monthly Interest Distributable Amount and the Unpaid Interest Shortfall Amount, if any, for such Class; and

(ii) concurrently, to the Holders of the Group II Certificates, on a pro rata basis based on the entitlement of each such Class, an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(a)(II)(i) below for such Distribution Date over (y) the amount actually distributed pursuant to such clause from the Group II Interest Remittance Amount.

(II) On each Distribution Date the Trustee shall withdraw from the Distribution Account that portion of Available Funds for such Distribution Date consisting of the Group II Interest Remittance Amount for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the Group II Interest Remittance Amount remaining for such Distribution Date.

(i) concurrently, to the Holders of the Group II Certificates, on a pro rata basis based on the entitlement of each such Class, the Monthly Interest Distributable Amount and the Unpaid Interest Shortfall Amount, if any, for each such Class; and

(ii) to the Holders of the Group I Certificates, an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(a)(I)(i) above for such Distribution Date over (y) the amount actually distributed pursuant to such clause from the Group I Interest Remittance Amount.

(III) On each Distribution Date, distributions to the extent of the sum of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount remaining undistributed for such Distribution Date shall be distributed sequentially, to the Holders of the Class M-1 Certificates (concurrently, to the Holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such Class), the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9

Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, in an amount equal to the Monthly Interest Distributable Amount for each such Class.

(b) (I) On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the Group I Principal Distribution Amount shall be made in the following amounts and order of priority:

(i) to the Holders of the Group I Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and

(ii) after taking into account the amount distributed to the Holders of the Group II Certificates pursuant to Section 4.01(b)(II)(i) below on such Distribution Date, to the Holders of the Group II Certificates (allocated among the Group II Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero.

(II) On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the Group II Principal Distribution Amount shall be made in the following amounts and order of priority:

(i) to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero; and

(ii) after taking into account the amount distributed to the Holders of the Group I Certificates pursuant to Section 4.01(b)(I)(i) above on such Distribution Date, to the Holders of the Group I Certificates, until the Certificate Principal Balance thereof has been reduced to zero.

(III) On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the sum of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount remaining undistributed for such Distribution Date shall be distributed sequentially, to the Holders of the Class M-1A Certificates, the Class M-1B Certificates, the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, in each case, until the Certificate Principal Balances thereof have been reduced to zero.

(IV) On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the Group I Principal Distribution Amount shall be made in the following amounts and order of priority:

(i) to the Holders of the Group I Certificates, the Group I Senior Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero; and

(ii) to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(c)(II)(i) below for such Distribution Date over (y) the amount actually distributed pursuant to Section 4.01(c)(II)(i) below from the Group II Principal Distribution Amount on such Distribution Date.

(V) On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the Group II Principal Distribution Amount shall be made in the following amounts and order of priority:

(i) to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), the Group II Senior Principal Distribution Amount until the Certificate Principal Balances thereof have been reduced to zero; and

(ii) to the Holders of the Group I Certificates, an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(c)(I)(i) above for such Distribution Date over (y) the amount actually distributed pursuant to Section 4.01(c)(I)(i) above from the Group I Principal Distribution Amount on such Distribution Date.

(VI) On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the sum of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount remaining undistributed for such Distribution Date shall be made in the following amounts and order of priority:

(i) to the Holders of the Class M-1 Certificates (sequentially, to the Holders of the Class M-1A Certificates and the Class M-1B Certificates, in that order, in each case, until the Certificate Principal Balances thereof have been reduced to zero), the Class M-1 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(ii) to the Holders of the Class M-2 Certificates, the Class M-2 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(iii) to the Holders of the Class M-3 Certificates, the Class M-3 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(iv) to the Holders of the Class M-4 Certificates, the Class M-4 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(v) to the Holders of the Class M-5 Certificates, the Class M-5 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(vi) to the Holders of the Class M-6 Certificates, the Class M-6 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(vii) to the Holders of the Class M-7 Certificates, the Class M-7 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(viii) to the Holders of the Class M-8 Certificates, the Class M-8 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(ix) to the Holders of the Class M-9 Certificates, the Class M-9 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(x) to the Holders of the Class M-10 Certificates, the Class M-10 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero; and

(xi) to the Holders of the Class M-11 Certificates, the Class M-11 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero.

With respect to the Group II Certificates, all principal distributions will be distributed sequentially, first, to the Holders of the Class II-A1 Certificates, until the Certificate Principal Balance of the Class II-A1 Certificates has been reduced to zero; second, to the Holders of the Class II-A2 Certificates, until the Certificate Principal Balance of the Class II-A2 Certificates has been reduced to zero; third, to the Holders of the Class II-A3 Certificates until the Certificate Principal Balance of the Class II-A3 Certificates has been reduced to zero and fourth, to the Holders of the Class II-A4 Certificates until the Certificate Principal Balance of the Class II-A4 Certificates has been reduced to zero; provided, however, on any Distribution Date on which the aggregate Certificate Principal Balance of the Mezzanine Certificates and the Class C Certificates has been reduced to zero, all principal distributions will be distributed concurrently, to the Holders of the Class II-A1 Certificates, the Class II-A2 Certificates, the Class II-A3 Certificates and the Class II-A4 Certificates, on a pro rata basis based on the Certificate Principal Balance of each such Class.

(i) to the Holders of the Class or Classes of Certificates then entitled to receive distributions in respect of principal, in an amount equal to any Extra Principal Distribution Amount, without taking into account amounts, if any, received under the Interest Rate Swap Agreement, distributable to such Holders as part of the Group I Principal Distribution Amount and/or the Group II Principal Distribution Amount as described under Section 4.01(b) above;

(ii) sequentially, to the Holders of the Class M-1 Certificates (concurrently, to the Holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such Class (in the case of Unpaid Interest Shortfall Amount) or on a pro rata basis based on the Certificate Principal Balance of each such Class (in the case of Allocated Realized Loss Amount)), the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, first, up to the Unpaid Interest Shortfall Amount for each such Class and second, up to the Allocated Realized Loss Amount for each such Class;

(iii) to the Net WAC Rate Carryover Reserve Account, the aggregate of any Net WAC Rate Carryover Amounts for the Floating Rate Certificates which exceed the amounts received under the Cap Contract, without taking into account amounts, if any, received under the Swap Agreement;

(iv) to the Swap Provider, any Swap Termination Payments resulting from a Swap Provider Trigger Event;

(v) to the Holders of the Class C Certificates, (a) the Monthly Interest Distributable Amount for such Distribution Date and (b) on any Distribution Date on which the Certificate Principal Balances of the Floating Rate Certificates have been reduced to zero, any remaining amounts in reduction of the Certificate Principal Balance of the Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(vi) if such Distribution Date follows the Prepayment Period during which occurs the latest date on which a Prepayment Charge may be required to be paid in respect of any Mortgage Loans, to the Holders of the Class P Certificates, in reduction of the Certificate Principal Balance thereof, until the Certificate Principal Balance thereof is reduced to zero; and

(vii) any remaining amounts to the Holders of the Residual Certificates (in respect of the Class R-4 Interest).

(d) On each Distribution Date, after making the distributions of the Available Funds as set forth above, the Trustee shall withdraw from the Net WAC Rate Carryover Reserve Account, to the extent of amounts remaining on deposit therein, the aggregate of any Net WAC Rate Carryover Amounts for such Distribution Date and distribute such amount in the following order of priority:

(i) concurrently, to each Class of Class A Certificates, the related Cap Amount, from payments made under the Cap Contract, in each case up to a maximum amount equal to the related Net WAC Rate Carryover Amount for such Distribution Date;

(ii) sequentially, the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, the related Cap Amount, from payments made under the Cap Contract, in each case up to a maximum amount equal to the related Net WAC Rate Carryover Amount for such Distribution Date;

(iii) concurrently, to each Class of Class A Certificates, the related Net WAC Rate Carryover Amount remaining undistributed pursuant to clause (i) above, on a pro rata basis based on such respective remaining Net WAC Rate Carryover Amounts; and

(iv) sequentially, the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, the related Net WAC Rate Carryover Amount remaining undistributed pursuant to clause (ii) above.

(e) On each Distribution Date, after making the distributions of the Available Funds, Net Monthly Excess Cashflow and amounts on deposit in the Net WAC Rate Carryover Reserve Account as set forth above, the Trustee shall distribute the amount on deposit in the Swap Account as follows:

(i) to the Swap Provider, any Net Swap Payment owed to the Swap Provider pursuant to the Interest Rate Swap Agreement for such Distribution Date;

(ii) to the Swap Provider, any Swap Termination Payment owed to the Swap Provider not due to a Swap Provider Trigger Event pursuant to the Interest Rate Swap Agreement;

(iii) concurrently, to each Class of Class A Certificates, the related Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount remaining

undistributed after the distributions of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount, on a pro rata basis based on such respective remaining Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount;

(iv) sequentially, to the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates, Class M-9 Certificates, Class M-10 Certificates and Class M-11 Certificates, in that order, the related Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount, to the extent remaining undistributed after the distributions of the Group I Interest Remittance Amount, the Group II Interest Remittance Amount and the Net Monthly Excess Cashflow;

(v) to the Holders of the Class or Classes of Certificates then entitled to receive distributions in respect of principal, in an amount equal to any Extra Principal Distribution Amount, without taking into account amounts, if any, received under the Interest Rate Swap Agreement, distributable to such Holders as part of the Group I Principal Distribution Amount and/or the Group II Principal Distribution Amount, after taking into account distributions made pursuant to Section 4.01(a)(4)(i);

(vi) sequentially to the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates, Class M-9 Certificates, Class M-10 Certificates and Class M-11 Certificates, in that order, in each case up to the related Allocated Realized Loss Amount related to such Certificates for such Distribution Date remaining undistributed after distribution of the Net Monthly Excess Cashflow;

(vii) concurrently, to each Class of Class A Certificates, the related Net WAC Rate Carryover Amount, to the extent remaining undistributed after distributions are made from the Net WAC Rate Carryover Reserve Account, on a pro rata basis based on such respective Net WAC Rate Carryover Amounts remaining; and

(viii) sequentially, to the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates, Class M-9 Certificates, Class M-10 Certificates and Class M-11 Certificates, in that order, the related Net WAC Rate Carryover Amount, to the extent remaining undistributed after distributions are made from the Net WAC Rate Carryover Reserve Account.

(f) On each Distribution Date, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period (to the extent

not used to absorb Realized Losses pursuant to Section 4.09) and any Servicer Prepayment Charge Payment Amounts paid by the Servicers during the related Prepayment Period will be withdrawn from the Distribution Account and distributed by the Trustee to the Holders of the Class P Certificates and shall not be available for distribution to the Holders of any other Class of Certificates. The payment of the foregoing amounts to the Holders of the Class P Certificates shall not reduce the Certificate Principal Balances thereof.

(g) The Trustee shall make distributions in respect of a Distribution Date to each Certificateholder of record on the related Record Date (other than as provided in Section 10.01 respecting the final distribution), in the case of Certificateholders of the Regular Certificates, by check or money order mailed to such Certificateholder at the address appearing in the Certificate Register, or by wire transfer. Distributions among Certificateholders shall be made in proportion to the Percentage Interests evidenced by the Certificates held by such Certificateholders.

(h) Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, which shall credit the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a “brokerage firm” or “indirect participating firm”) for which it acts as agent. Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents. All such credits and disbursements with respect to a Book-Entry Certificate are to be made by the Depository and the Depository Participants in accordance with the provisions of the Certificates. None of the Trustee, the Depositor or the Servicers shall have any responsibility therefor except as otherwise provided by applicable law.

On each Distribution Date, following the foregoing distributions, an amount equal to the amount of Subsequent Recoveries deposited into the Collection Accounts pursuant to Section 3.10 shall be applied to increase the Certificate Principal Balance of the Class of Certificates with the Highest Priority up to the extent of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.08. An amount equal to the amount of any remaining Subsequent Recoveries shall be applied to increase the Certificate Principal Balance of the Class of Certificates with the next Highest Priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.08. Holders of such Certificates will not be entitled to any distribution in respect of interest on the amount of such increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.

(i) It is the intention of all of the parties hereto that the Class C Certificates receive all principal and interest received by the Trust on the Mortgage Loans that is not otherwise distributable to any other Class of Regular Certificates or REMIC Regular Interests and that the Residual Certificates are to receive no principal and interest. If the Trustee determines that the Residual Certificates are entitled to any distributions, the Trustee, prior to any such distribution to any Residual Certificate, shall notify the Depositor of such impending

distribution but shall make such distribution in accordance with the terms of this Agreement until this Agreement is amended as specified in the following sentence. Upon such notification, the Depositor will request an amendment to the Pooling and Servicing Agreement to revise such mistake in the distribution provisions. The Residual Certificate Holders, by acceptance of their Certificates, and the Servicer(s), hereby agree to any such amendment and no further consent shall be necessary, notwithstanding anything to the contrary in Section 11.01 of this Pooling and Servicing Agreement; provided, however, that such amendment shall otherwise comply with Section 11.01 hereof.

SECTION 4.02

[Reserved].

SECTION 4.03

Statements.

(a) On each Distribution Date, based, as applicable, on information provided to it by each Servicer, the Trustee shall prepare and make available to each Holder of the Regular Certificates, the Servicers and the Rating Agencies, a statement as to the distributions made on such Distribution Date:

(i) the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates, separately identified, allocable to principal and the amount of the distribution made to the Holders of the Class P Certificates allocable to Prepayment Charges and Servicer Prepayment Charge Payment Amounts;

(ii) the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates (other than the Class P Certificates) allocable to interest, separately identified;

(iii) the Overcollateralized Amount, the Overcollateralization Release Amount, the Overcollateralization Deficiency Amount and the Overcollateralization Target Amount as of such Distribution Date and the Excess Overcollateralized Amount for the Mortgage Pool for such Distribution Date;

(iv) the aggregate amount of servicing compensation received by each Servicer with respect to the related Due Period and such other customary information as the Trustee deems necessary or desirable, or which a Certificateholder reasonably requests, to enable Certificateholders to prepare their tax returns;

(v) the aggregate amount of Advances and/or Monthly Advances for the related Due Period;

(vi) the Pool Balance at the Close of Business at the end of the related Due Period;

(vii) the number, aggregate Stated Principal Balance, weighted average remaining term to maturity and weighted average Mortgage Rate of the Mortgage Loans

as of the related Determination Date and the number and aggregate Stated Principal Balance of all Subsequent Mortgage Loans added during the Funding Period;

(viii) the number and aggregate unpaid Stated Principal Balance of Mortgage Loans that were (A) Delinquent (exclusive of Mortgage Loans in bankruptcy or foreclosure and REO Properties) (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, (B) as to which foreclosure proceedings have been commenced and Delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, (C) in bankruptcy and Delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, in each case as of the Close of Business on the last day of the calendar month preceding such Distribution Date and (D) REO Properties, as well as the aggregate principal balance of Mortgage Loans that were liquidated and the net proceeds resulting therefrom;

(ix)

[reserved];

(x) the total number and cumulative Stated Principal Balance of all REO Properties as of the Close of Business of the last day of the preceding Prepayment Period;

(xi) the aggregate amount of Principal Prepayments made during the related Prepayment Period, separately indicating Principal Prepayments in full and Principal Prepayments in part;

(xii) the aggregate amount of Realized Losses incurred during the related Prepayment Period and the cumulative amount of Realized Losses and the aggregate amount of Subsequent Recoveries received during the related Prepayment Period and the cumulative amount of Subsequent Recoveries received since the Closing Date;

(xiii) the aggregate amount of extraordinary Trust Fund expenses withdrawn from the Collection Account for such Distribution Date;

(xiv) the Certificate Principal Balance of each Class of Floating Rate Certificates and the Class C Certificates, after giving effect to the distributions made on such Distribution Date;

(xv) the Monthly Interest Distributable Amount in respect of the Floating Rate Certificates and the Class C Certificates for such Distribution Date and the Unpaid Interest Shortfall Amount, if any, with respect to the Floating Rate Certificates and the Class C Certificates for such Distribution Date;

(xvi) the aggregate amount of any Prepayment Interest Shortfalls for such Distribution Date, to the extent not covered by payments by the JPMorgan and NCHLS pursuant to Section 3.24 or by Countrywide Servicing pursuant to Section 2.04 of Exhibit B;

(xvii)

the Credit Enhancement Percentage for such Distribution Date;

(xviii) the Net WAC Rate Carryover Amount for the Floating Rate Certificates, if any, for such Distribution Date and the amount remaining unpaid after reimbursements therefor on such Distribution Date;

(xix) any Overcollateralization Target Amount, Overcollateralized Amount and Overcollateralization Deficiency Amount after giving effect to the distribution of principal on such Distribution Date;

	(xx)	when the Stepdown Date or a Trigger Event has occurred;
	(xxi)	the Available Funds;

(xxii) the respective Pass-Through Rates applicable to the Floating Rate Certificates and the Class C Certificates for such Distribution Date and the Pass-Through Rate applicable to the Floating Rate Certificates for the immediately succeeding Distribution Date;

(xxiii) payments, if any, made under the Cap Contract and the amount distributed to each Class of Certificates from payments made under the Cap Contract;

(xxiv)

the amount of any Net Swap Payments or Swap Termination Payments;

(xxv) the amount on deposit in the Pre-Funding Accounts and the Interest Coverage Accounts; and

(xxvi) for the distribution occurring on the Distribution Date immediately following the end of the Funding Period, the balance on deposit in the Group I Pre-Funding Account and/or the Group II Pre-Funding Account that has not been used to purchase Subsequent Group I Mortgage Loans and/or Subsequent Group II Mortgage Loans, as applicable, and that is being distributed to the related Class A Certificates as a mandatory distribution of principal, if any, on such Distribution Date.

The Trustee will make such statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders, the Credit Risk Manager and the Rating Agencies via the Trustee’s internet website. The Trustee’s internet website shall initially be located at “xxxxx://xxx.xxx.xx.xxx/xxxx”. Assistance in using the website can be obtained by calling the Trustee’s customer service desk at (000) 000-0000. Parties that are unable to use the above distribution option are entitled to have a paper copy mailed to them via first class mail by calling the customer service desk and indicating such. The Trustee shall have the right to change the way such statements are distributed in order to make such distribution more convenient and/or more accessible to the above parties and the Trustee shall provide timely and adequate notification to all above parties regarding any such changes. As a condition to access to the Trustee’s internet website, the Trustee may require registration and the acceptance of a disclaimer. The Trustee will not be liable for the dissemination of information in accordance with this Agreement. The Trustee shall also be entitled to rely on but shall not be responsible for

the content or accuracy of any information provided by third parties for purposes of preparing the Distribution Date statement and may affix thereto any disclaimer it deems appropriate in its reasonable discretion (without suggesting liability on the part of any other party thereto).

In the case of information furnished pursuant to subclauses (i) and (ii) above, the amounts shall be expressed in a separate section of the report as a dollar amount for each Class for each $1,000 original dollar amount as of the related Cut-off Date.

(b) Within a reasonable period of time after the end of each calendar year, the Trustee shall, upon written request, furnish to each Person who at any time during the calendar year was a Certificateholder of a Regular Certificate, if requested in writing by such Person, such information as is reasonably necessary to provide to such Person a statement containing the information set forth in subclauses (i) and (ii) above, aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be prepared and furnished by the Trustee to Certificateholders pursuant to any requirements of the Code as are in force from time to time.

(c) On each Distribution Date, the Trustee shall make available to the Residual Certificateholders a copy of the reports forwarded to the Regular Certificateholders in respect of such Distribution Date with such other information as the Trustee deems necessary or appropriate.

(d) Within a reasonable period of time after the end of each calendar year, the Trustee shall deliver to each Person who at any time during the calendar year was a Residual Certificateholder, if requested in writing by such Person, such information as is reasonably necessary to provide to such Person a statement containing the information provided pursuant to the previous paragraph aggregated for such calendar year or applicable portion thereof during which such Person was a Residual Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be prepared and furnished to Certificateholders by the Trustee pursuant to any requirements of the Code as from time to time in force.

SECTION 4.04

Remittance Reports; Advances.

(a) This Section 4.04 is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively and references in this Section 4.04 to “the Servicer” shall be references to JPMorgan and NCHLS, as applicable. The obligations of Countrywide Servicing with respect to Remittance Reports and Advances are set forth in Exhibit B hereto. With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Section 4.04 and Exhibit B, the provisions of Exhibit B shall control.

(b) By the second Business Day following each Determination Date, the Servicer shall deliver or cause to be delivered to the Trustee by telecopy or electronic mail (or by such other means as the Servicer and the Trustee may agree from time to time) up to two

Remittance Reports with respect to the related Distribution Date, which Remittance Reports the Trustee shall use in preparing the statement pursuant to Section 4.03. No later than the second Business Day following each Determination Date, the Servicer shall deliver or cause to be delivered to the Trustee in addition to the information provided on the Remittance Report, such other information reasonably available to it with respect to the JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable, as the Trustee may reasonably require to perform the calculations necessary to make the distributions contemplated by Section 4.01 and to prepare the statements to Certificateholders contemplated by Section 4.03. The Trustee shall not be responsible to recompute, recalculate or verify any information provided to it by the Servicer.

(c) The amount of Advances to be made by the Servicer for any Distribution Date shall equal, subject to Section 4.04(d), the sum of (i) the aggregate amount of Monthly Payments (net of the related Servicing Fee), due during the related Due Period in respect of the JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable, which Monthly Payments were delinquent on a contractual basis as of the Close of Business on the related Determination Date and (ii) with respect to each related REO Property, which REO Property was acquired during or prior to the related Due Period and as to which REO Property an REO Disposition did not occur during the related Due Period, an amount equal to the excess, if any, of the REO Imputed Interest on such REO Property for the most recently ended calendar month, over the net income from such REO Property transferred to the Distribution Account pursuant to Section 3.23 for distribution on such Distribution Date. For purposes of the preceding sentence, the Monthly Payment on each Balloon Mortgage Loan with a delinquent Balloon Payment is equal to the assumed monthly payment that would have been due on the related Due Date based on the original principal amortization schedule for such Balloon Mortgage Loan.

On or before 4:00 p.m. New York time on the Servicer Remittance Date, the Servicer shall remit in immediately available funds to the Trustee for deposit in the Distribution Account an amount equal to the aggregate amount of Advances, if any, to be made in respect of the JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable, and related REO Properties for the related Distribution Date either (i) from its own funds or (ii) from its Collection Account, to the extent of funds held therein for future distribution (in which case it will cause to be made an appropriate entry in the records of the related Collection Account that amounts held for future distribution have been, as permitted by this Section 4.04, used by the Servicer in discharge of any such Advance) or (iii) in the form of any combination of (i) and (ii) aggregating the total amount of Advances to be made by the Servicer with respect to the JPMorgan Mortgage Loans or the NCHLS Mortgage Loans, as applicable, and related REO Properties. Any amounts held for future distribution used by the Servicer to make an Advance as permitted in the preceding sentence shall be appropriately reflected in the Servicer’s records and replaced by the Servicer by deposit in its Collection Account on or before any future Servicer Remittance Date to the extent that the Available Funds for the related Distribution Date (determined without regard to Advances to be made on the Servicer Remittance Date) shall be less than the total amount that would be distributed to the Classes of Certificateholders pursuant to Section 4.01 on such Distribution Date if such amounts held for future distributions had not been so used to make Advances. The Trustee will provide notice to the Servicer by telecopy by the Close of Business on any Servicer Remittance Date in the event that the amount remitted by

the Servicer to the Trustee on such date is less than the Advances required to be made by the Servicer for the related Distribution Date, as set forth in the related Remittance Report.

(d) The obligation of the Servicer to make such Advances is mandatory, notwithstanding any other provision of this Agreement but subject to (d) below, and, with respect to any JPMorgan Mortgage Loan or NCHLS Mortgage Loan, as applicable, shall continue until such Mortgage Loan is paid in full or until all Liquidation Proceeds thereon have been recovered, or a Final Recovery Determination has been made thereon.

(e) Notwithstanding anything herein to the contrary, no Advance or Servicing Advance shall be required to be made hereunder by the Servicer if such Advance or Servicing Advance would, if made, constitute a Nonrecoverable Advance. The determination by the Servicer that it has made a Nonrecoverable Advance or that any proposed Advance or Servicing Advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by an Officers’ Certificate of the Servicer delivered to the Depositor and the Trustee. Furthermore, no Advance shall be required to be made with respect to Relief Act Interest Shortfalls.

SECTION 4.05

Pre-Funding Accounts.

(a) No later than the Closing Date, the Trustee shall establish and maintain two segregated trust accounts that are each Eligible Accounts, which shall be titled “Group I Pre-Funding Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” (the “Group I Pre-Funding Account”) and “Group II Pre-Funding Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” (the “Group II Pre-Funding Account”). The Trustee shall, promptly upon receipt, deposit in the applicable Pre-Funding Account and retain therein the Original Group I Pre-Funded Amount and the Original Group II Pre-Funded Amount, as applicable, remitted on the Closing Date to the Trustee by the Depositor. Funds deposited in the Pre-Funding Accounts shall be held in trust by the Trustee for the Certificateholders for the uses and purposes set forth herein.

(b) The Trustee will invest funds deposited in the Pre-Funding Accounts as directed by the Depositor in Permitted Investments with a maturity date (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee or an Affiliate manages or advises such investment, (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee or an Affiliate manages or advises such investment or (iii) within one Business Day of the Trustee’s receipt thereof. For federal income tax purposes, the Depositor shall be the owner of the Pre-Funding Accounts and shall report all items of income, deduction, gain or loss arising therefrom. All income and gain realized from investment of funds deposited in the Pre-Funding Accounts shall be transferred to the Depositor. The Depositor shall deposit in the Pre-Funding Accounts the amount of any net loss incurred in respect of any such Permitted Investment immediately upon

realization of such loss without any right of reimbursement therefor. At no time will the Pre-Funding Accounts be assets of any REMIC created hereunder.

(i) On any Subsequent Transfer Date, the Trustee shall withdraw from the Group I Pre-Funding Account or the Group II Pre-Funding Account, as applicable, an amount equal to 100% of the Stated Principal Balances of the Subsequent Group I Mortgage Loans or the Subsequent Group II Mortgage Loans, as applicable, transferred and assigned to the Trustee for deposit in the Mortgage Pool on such Subsequent Transfer Date and pay such amount to or upon the order of the Depositor upon satisfaction of the conditions set forth in Section 2.08 with respect to such transfer and assignment;

(ii) If the amount on deposit in the Pre-Funding Accounts (exclusive of any investment income therein) has not been reduced to zero during the Funding Period, on the Business Day immediately preceding the Distribution Date immediately following the termination of the Funding Period, the Trustee shall deposit into the Distribution Account any amounts remaining in the Pre-Funding Accounts (exclusive of any investment income therein) for distribution in accordance with the terms hereof;

(iii) To pay to the Depositor any income and gain realized from the investment of funds in the Pre-Funding Accounts;

(iv) To withdraw any amount not required to be deposited in the Pre-Funding Accounts or deposited therein in error; and

(v) To clear and terminate the Pre-Funding Accounts upon the earlier to occur of (A) the Distribution Date immediately following the end of the Funding Period and (B) the termination of this Agreement, with any amounts remaining on deposit therein being paid to the Holders of the Certificates then entitled to distributions in respect of principal.

Withdrawals pursuant to clauses (i), (ii) and (iii) shall be treated as contributions of cash to REMIC 1 on the date of withdrawal.

SECTION 4.06

Interest Coverage Accounts.

(a) If amounts are required to be deposited in the Interest Coverage Accounts, no later than the Closing Date, the Trustee shall establish and maintain a segregated non-interest bearing trust account that is an Eligible Account, which shall be titled (i) “Group I Interest Coverage Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” (the “Group I Interest Coverage Account”) and (ii) “Group II Interest Coverage Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” (the “Group II Interest Coverage Account”). The Trustee shall, promptly upon receipt, deposit in each Interest Coverage Account and retain

therein the related Interest Coverage Amount, remitted on the Closing Date to the Trustee by the Depositor. Funds deposited in the Interest Coverage Accounts shall be held in trust by the Trustee for the Certificateholders for the uses and purposes set forth herein.

(b) The Trustee shall invest funds deposited in the Interest Coverage Accounts in Permitted Investments of the kind described in clauses (i), (v) or (vi) of the definition of Permitted Investments, as specified in a written direction from the Depositor, with a maturity date no later than the second Business Day preceding each Distribution Date. For federal income tax purposes, the holder of the largest Percentage Interest of the Residual Certificates shall be the owner of the Interest Coverage Accounts and shall report all items of income, deduction, gain or loss arising therefrom. At no time shall either Interest Coverage Account be an asset of any Trust REMIC. All income and gain realized from investment of funds deposited in the Interest Coverage Accounts shall be for the sole and exclusive benefit of the Depositor and shall be remitted by the Trustee to the Depositor on the first Business Day following each Distribution Date. The Depositor shall deposit in the Interest Coverage Accounts the amount of any net loss incurred in respect of any such Permitted Investment immediately upon realization of such loss.

(c) On each Distribution Date during the Funding Period and on the last day of the Funding Period, the Trustee shall withdraw from the related Interest Coverage Account and deposit in the Distribution Account an amount equal to 30 days’ interest on the excess, if any, of the related Original Pre-Funded Amount, over the aggregate Stated Principal Balance of related Subsequent Mortgage Loans that both (i) had a Due Date during the Due Period relating to such Distribution Date and (ii) had a Subsequent Cut-off Date prior to the first day of the month in which such Distribution Date occurs, at a per annum rate equal to the weighted average Pass-Through Rate of the related Offered Certificates for such Distribution Date, with the Pass-Through Rate on the related Offered Certificates, solely for the purposes of the foregoing calculation, multiplied by a fraction, the numerator of which is the actual number of days in the Accrual Period for such Class for such Distribution Date, and the denominator of which is 30. Such withdrawal and deposit shall be treated as a contribution of cash by the Servicer to REMIC I. Immediately following any such withdrawal and deposit, and immediately following the conveyance of any Subsequent Mortgage Loans to the Trust on any Subsequent Transfer Date, the Trustee shall withdraw from the Interest Coverage Accounts and remit to the Depositor or its designee an amount equal to the excess, if any, of the amount remaining in such Interest Coverage Account over the amount that would be required to be withdrawn therefrom (assuming sufficient funds therein) pursuant to the second preceding sentence on each subsequent Distribution Date, if any, that shall occur during the Funding Period or that shall be the last day of the Funding Period, if no Subsequent Mortgage Loans were acquired by the Trust Fund after the end of the Prepayment Period relating to the current Distribution Date (assuming that LIBOR remains constant at the level of LIBOR applicable to the calculation of the Pass-Through Rate for the Class A Certificates and Mezzanine Certificates for the current Distribution Date).

(d) Upon the earlier of (i) the Distribution Date immediately following the end of the Funding Period, (ii) the reduction of the aggregate Certificate Principal Balance of the Class A Certificates and the Mezzanine Certificates to zero or (iii) the termination of this Agreement in accordance with Section 10.01, any amount remaining on deposit in the Interest

Coverage Accounts after distributions pursuant to paragraph (c) above shall be withdrawn by the Trustee and paid to the Depositor or its designee.

SECTION 4.07

Net WAC Rate Carryover Reserve Account.

No later than the Closing Date, the Trustee shall establish and maintain with itself a separate, segregated trust account titled, “Net WAC Rate Carryover Reserve Account, Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Soundview Mortgage Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4.” All amounts deposited in the Net WAC Rate Carryover Reserve Account shall be distributed to the Holders of the Floating Rate Certificates in the manner set forth in Section 4.01(d).

On each Distribution Date as to which there is a Net WAC Rate Carryover Amount payable to the Floating Rate Certificates, the Trustee has been directed by the Class C Certificateholders to, and therefore will, deposit into the Net WAC Rate Carryover Reserve Account the amounts described in Section 4.01(c)(iv), rather than distributing such amounts to the Class C Certificateholders. In addition, any payments received by the Trustee under the Cap Contract on each Distribution Date will be deposited into the Net WAC Rate Carryover Reserve Account. On each such Distribution Date, the Trustee shall hold all such amounts for the benefit of the Holders of the Floating Rate Certificates, and will distribute such amounts to the Holders of the Floating Rate Certificates in the amounts and priorities set forth in Section 4.01(d).

On each Distribution Date, any amounts remaining in the Net WAC Rate Carryover Reserve Account (representing payments received by the Trustee under the Cap Contract) after the payment of any Net WAC Rate Carryover Amounts on the Floating Rate Certificates for such Distribution Date, shall be payable to the Trustee. For so long as any Floating Rate Certificates are beneficially owned by the Depositor or any of its Affiliates, the Depositor shall refund or cause such Affiliate to refund any amounts paid to it under the Cap Contract to the Trustee who shall, pursuant to the terms of the Cap Contract, return such amount to the counterparty thereunder.

It is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Net WAC Rate Carryover Reserve Account be disregarded as an entity separate from the Holder of the Class C Certificates unless and until the date when either (a) there is more than one Class C Certificateholder or (b) any Class of Certificates in addition to the Class C Certificates is recharacterized as an equity interest in the Net WAC Rate Carryover Reserve Account for federal income tax purposes, in which case it is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Net WAC Rate Carryover Reserve Account be treated as a grantor trust. All amounts deposited into the Net WAC Rate Carryover Reserve Account (other than amounts received under the Cap Contract) shall be treated as amounts distributed by REMIC 2 to the Holder of the Class C Interest and by REMIC 5 to the Holder of the Class C Certificates. The Net WAC Rate Carryover Reserve Account will be an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h). Upon the termination of the Trust, or the payment in full of the Floating Rate Certificates, all amounts remaining on deposit in the Net WAC Rate Carryover

Reserve Account will be released by the Trust and distributed to the Holders of the Class C Certificates or their designee. The Net WAC Rate Carryover Reserve Account will be part of the Trust but not part of any REMIC and any payments to the Holders of the Floating Rate Certificates of Net WAC Rate Carryover Amounts will not be payments with respect to a “regular interest” in a REMIC within the meaning of Code Section 860(G)(a)(1).

By accepting a Class C Certificate, each Class C Certificateholder hereby agrees to direct the Trustee, and the Trustee hereby is directed, to deposit into the Net WAC Rate Carryover Reserve Account the amounts described above on each Distribution Date as to which there is any Net WAC Rate Carryover Amount rather than distributing such amounts to the Class C Certificateholders. By accepting a Class C Certificate, each Class C Certificateholder further agrees that such direction is given for good and valuable consideration, the receipt and sufficiency of which is acknowledged by such acceptance.

Amounts on deposit in the Net WAC Rate Carryover Reserve Account shall remain uninvested.

For federal tax return and information reporting, the right of the Holders of the Floating Rate Certificates to receive payments from the Net WAC Rate Carryover Reserve Account in respect of any Net WAC Cap Carry Forward Amounts may have more than a de minimis value.

SECTION 4.08

Distributions on the REMIC Regular Interests.

(a) On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts which shall be deemed to be distributed by REMIC 1 to REMIC 2 on account of the REMIC 1 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-1 Interest), as the case may be:

With respect to the Group I Mortgage Loans:

(1)(i) to the Holders of REMIC 1 Regular Interest LT1, REMIC 1 Regular Interest LT1PF1, REMIC 1 Regular Interest LT1PF2 and REMIC 1 Regular Interest LTP in an amount equal to (A) the Uncertificated Accrued Interest for each REMIC 1 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates; and

(ii) to the Holders of REMIC 1 Regular Interest LTP, on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause;

(2) to the Holders of REMIC 1 Regular Interest LT1 and REMIC 1 Regular Interest LT1PF1, REMIC 1 Regular Interest LT1PF2, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (1) above, allocated as follows:

(a) first, to the Holders of REMIC 1 Regular Interest LT1, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT1 is reduced to zero; second, to the Holders of REMIC 1 Regular Interest LT1PF2, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT1PF2 is reduced to zero; and third, to the Holders of REMIC 1 Regular Interest LT1PF1, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT1PF1 is reduced to zero; provided however, with respect to the first four Distribution Dates, principal payments on the Initial Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, all principal payments on the Additional Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF2 until the Uncertificated Principal Balance thereof has been reduced to zero, and all principal payments on the Subsequent Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF1 until the Uncertificated Principal Balance thereof has been reduced to zero; and

(b) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-1 Interest).

With respect to the Group II Mortgage Loans:

(1) to the Holders of REMIC 1 Regular Interest LT2 and REMIC 1 Regular Interest LT2PF1, REMIC 1 Regular Interest LT2PF2 in an amount equal to (A) the Uncertificated Accrued Interest for each REMIC 1 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(2) to the Holders of REMIC 1 Regular Interest LT2 and REMIC 1 Regular Interest LT2PF1, REMIC 1 Regular Interest LT2PF2, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (1) above, allocated as follows:

(a) first, to the Holders of REMIC 1 Regular Interest LT2, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT2 is reduced to zero; second, to the Holders of REMIC 1 Regular Interest LT2PF2, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT2PF2 is reduced to zero; and third, to the Holders of REMIC 1 Regular Interest LT2PF1, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT2PF1 is reduced to zero; provided however, with respect to the first four Distribution Dates, principal payments on the Initial Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, all principal payments on the Additional Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF2 until the Uncertificated Principal Balance thereof has been reduced to zero, and all principal payments on the Subsequent Group II

Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF1 until the Uncertificated Principal Balance thereof has been reduced to zero; and

(b) any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-1 Interest).

On each Distribution Date, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period will be distributed by REMIC 1 to the Holders of REMIC 1 Regular Interest LTP. The payment of the foregoing amounts to the Holders of REMIC 1 Regular Interest LTP shall not reduce the Uncertificated Principal Balance thereof.

(b) On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts which shall be deemed to be distributed by REMIC 2 to REMIC 3 on account of the REMIC 2 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-2 Interest), as the case may be:

(1) to Holders of each of REMIC 2 Regular Interest I and REMIC 2 Regular Interest I-1-A through I-37-B, pro rata, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 2 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(2) to the extent of amounts remaining after the distributions made pursuant to clause (A) above, payments of principal shall be allocated as follows: first, to REMIC 2 Regular interests I-1-A through I-37-B starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest is reduced to zero, provided that, for REMIC 2 Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC 2 Regular Interests, and second, to the extent of the Overcollateralization Release Amounts, to REMIC 2 Regular Interest I-37-B until the Uncertificated Principal Balance of such REMIC 2 Regular Interest is reduced to zero; and

(3) to the Holders of REMIC 2 Regular Interest P, (A) on each Distribution Date, 100% of the amount paid in respect of Prepayment Charges and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause..

(c) On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts which shall be deemed to be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-3 Interest), as the case may be:

(1) first, to the Holders of REMIC 3 Regular Interest LTIO, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such

Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(2) second, to the extent of Available Funds, to Holders of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10, REMIC 3 Regular Interest LTM11, REMIC 3 Regular Interest LTZZ and REMIC 3 Regular Interest LTP, on a pro rata basis, in an amount equal to (A) the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interest LTZZ shall be reduced and deferred when the REMIC 3 Overcollateralization Amount is less than the REMIC 3 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount and such amount will be payable to the Holders of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11 in the same proportion as the Overcollateralization Deficiency Amount is allocated to the Corresponding Certificates and the Uncertificated Principal Balance of the REMIC 3 Regular Interest LTZZ shall be increased by such amount; and

(3) third, to the Holders of REMIC 3 Regular Interests, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (i) above, allocated as follows:

(a) 98.00% of such remainder to the Holders of REMIC 3 Regular Interest LTAA and REMIC 3 Regular Interest LTP, until the Uncertificated Principal Balance of such Uncertificated REMIC 3 Regular Interest is reduced to zero; provided, however, that REMIC 3 Regular Interest LTP shall not be reduced until the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter, at which point such amount shall be distributed to REMIC 3 Regular Interest LTP, until $100 has been distributed pursuant to this clause;

(b) 2.00% of such remainder first, to the Holders of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11, of and in the same proportion as principal payments are allocated to the Corresponding Certificates, until the Uncertificated Principal Balances of such REMIC 3 Regular Interests are reduced to zero, and second, to the Holders of REMIC 3 Regular Interest LTZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and

SECTION 4.09

Allocation of Realized Losses.

(a) All Realized Losses on the Mortgage Loans allocated to any Regular Certificate shall be allocated by the Trustee on each Distribution Date as follows: first, to Net Monthly Excess Cashflow; second, to Prepayment Charges paid on the Mortgage Loans during the related Prepayment Period; provided, however, that only 75% of the Prepayment Charges paid during such Prepayment Period shall be available for such allocation; third, to Net Swap Payments received under the Interest Rate Swap Agreement; fourth to the Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-11 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-10 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thirteenth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourteenth, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero and fifteenth, to the Class M-1 Certificates (concurrently, to the Holdes of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the Certificate Principal Balance of each such Class), until the Certificate Principal Balances thereof have been reduced to zero. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before

reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.

Any allocation of Realized Losses to a Mezzanine Certificate on any Distribution Date shall be made by reducing the Certificate Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to a Class C Certificates shall be made first by reducing the amount otherwise payable in respect thereof pursuant to Section 4.01(d)(iv). No allocations of any Realized Losses shall be made to the Certificate Principal Balances of the Class A-1 Certificates or the Class P Certificates.

(b) All Realized Losses on the Group I Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the REMIC 1 Regular Interest LT1, REMIC 1 Regular Interest LT1PF1 and REMIC 1 Regular Interest LT1PF2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero; provided however, with respect to the first four Distribution Dates, all Realized Losses on the Initial Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, all Realized Losses on the Additional Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, and all Realized Losses on the Subsequent Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF1 until the Uncertificated Principal Balance thereof has been reduced to zero. All Realized Losses on the Group II Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the REMIC 1 Regular Interest LT2, REMIC 1 Regular Interest LT2PF1 and REMIC 1 Regular Interest LT2PF2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero; provided however, with respect to the first four Distribution Dates, all Realized Losses on the Initial Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, all Realized Losses on the Additional Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero and all Realized Losses on the Subsequent Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF1 until the Uncertificated Principal Balance thereof has been reduced to zero.

(c) With respect to the REMIC 2 Regular Interests, all Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date, first to REMIC 2 Regular Interest I until the Uncertificated Principal Balance has been reduced to zero, and second, to REMIC 2 Regular Interest I-1-A through REMIC 2 Regular Interest I-37-B, starting with the lowest numerical denomination until such REMIC 2 Regular Interest has been reduced to zero, provided that, for REMIC 2 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 2 Regular Interests.

(d) All Realized Losses on the Mortgage Loans shall be deemed to have been allocated in the specified percentages, as follows: first, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest LTAA and REMIC 3 Regular Interest LTZZ up to an

aggregate amount equal to the REMIC 3 Interest Loss Allocation Amount, 98% and 2%, respectively; second, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA and REMIC 3 Regular Interest LTZZ up to an aggregate amount equal to the REMIC 3 Principal Loss Allocation Amount, 98% and 2%, respectively; third, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM11 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM11 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM10 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM9 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM9 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM8 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM8 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM7 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM7 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM6 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM6 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM5 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM5 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM4 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM4 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM3 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM3 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM2 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM2 has been reduced to zero; and thirteenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM1 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM1 has been reduced to zero.

SECTION 4.10

Swap Account.

(a) On the Closing Date, there is hereby established a separate trust (the “Supplemental Interest Trust”), into which the Depositor shall deposit the Interest Rate Swap Agreement. The Supplemental Interest Trust shall be maintained by the Supplemental Interest

Trust Trustee, who initially, shall be the Trustee. No later than the Closing Date, the Supplemental Interest Trust Trustee shall establish and maintain a separate, segregated trust account to be held in the Supplemental Interest Trust, titled, “Swap Account, Deutsche Bank National Trust Company, as Supplemental Interest Trust Trustee, in trust for the registered Certificateholders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4.” Such account shall be an Eligible Account and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee held pursuant to this Agreement. Amounts therein shall be held uninvested.

(b) On each Distribution Date, prior to any distribution to any Certificate, the Supplemental Interest Trust Trustee shall deposit into the Swap Account: (i) the amount of any Net Swap Payment or Swap Termination Payment (other than any Swap Termination Payment resulting from a Swap Provider Trigger Event) owed to the Swap Provider (after taking into account any upfront payment received from the counterparty to a replacement interest rate swap agreement) from funds collected and received with respect to the Mortgage Loans prior to the determination of Available Funds. For federal income tax purposes, any amounts paid to the Swap Provider on each Distribution Date shall first be deemed paid to the Swap Provider in respect of REMIC 7 Regular Interest SWAP IO to the extent of the amount distributable on REMIC 7 Regular Interest SWAP IO on such Distribution Date, and any remaining amount shall be deemed paid to the Swap Provider in respect of a Class IO Distribution Amount (as defined below).

(c) It is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Supplemental Interest Trust be disregarded as an entity separate from the Holder of the Class C Certificates unless and until the date when either (a) there is more than one Class C Certificateholder or (b) any Class of Certificates in addition to the Class C Certificates is recharacterized as an equity interest in the Supplemental Interest Trust for federal income tax purposes, in which case it is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Supplemental Interest Trust be treated as a grantor trust.

(d) To the extent that the Supplemental Interest Trust is determined to be a separate legal entity from the Supplemental Interest Trust Trustee, any obligation of the Supplemental Interest Trust Trustee under the Interest Rate Swap Agreement shall be deemed to be an obligation of the Supplemental Interest Trust.

(e) The Trustee shall treat the Holders of Certificates (other than the Class P, Class C and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class C Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class C and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 3 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO

Distribution Amount”). A Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of (a) the amount of interest otherwise payable to such Certificates over (ii) the amount of interest payable to such Certificates at a per annum rate equal to the Net WAC Rate, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class C Certificates shall be treated as having agreed to pay Net WAC Rate Carryover Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R Certificates) in accordance with the terms of this Agreement. Any payments to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 3 and as having been paid by such Holders pursuant to the notional principal contract. Thus, each Certificate (other than the Class P and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in REMIC 3, but also ownership of an interest in, and obligations with respect to, a notional principal contract.

SECTION 4.11

Tax Treatment of Swap Payments and Swap Termination Payments.

For federal income tax purposes, each holder of a Floating Rate Certificate is deemed to own an undivided beneficial ownership interest in a REMIC regular interest and the right to receive payments from either the Net WAC Rate Carryover Reserve Account or the Swap Account in respect of the Net WAC Rate Carryover Amount or the obligation to make payments to the Swap Account. For federal income tax purposes, the Trustee will account for payments to each Floating Rate Certificates as follows: each Floating Rate Certificate will be treated as receiving their entire payment from REMIC 3 (regardless of any Swap Termination Payment or obligation under the Interest Rate Swap Agreement) and subsequently paying their portion of any Swap Termination Payment in respect of each such Class’ obligation under the Interest Rate Swap Agreement. In the event that any such Class is resecuritized in a REMIC, the obligation under the Interest Rate Swap Agreement to pay any such Swap Termination Payment (or any shortfall in Swap Provider Fee), will be made by one or more of the REMIC Regular Interests issued by the resecuritization REMIC subsequent to such REMIC Regular Interest receiving its full payment from any such Floating Rate Certificate. Resecuritization of any Floating Rate Certificate in a REMIC will be permissible only if the Trust Administrator hereunder is the trustee in such resecuritization.

The REMIC regular interest corresponding to a Floating Rate Certificate will be entitled to receive interest and principal payments at the times and in the amounts equal to those made on the certificate to which it corresponds, except that (i) the maximum interest rate of that REMIC regular interest will equal the Net WAC Rate computed for this purpose by limiting the Base Calculation Amount of the Interest Rate Swap Agreement to the aggregate Stated Principal Balance of the Mortgage Loans and (ii) any Swap Termination Payment will be treated as being

payable solely from Net Monthly Excess Cashflow. As a result of the foregoing, the amount of distributions and taxable income on the REMIC regular interest corresponding to a Floating Rate Certificate may exceed the actual amount of distributions on the Floating Rate Certificate.

ARTICLE V

THE CERTIFICATES

SECTION 5.01

The Certificates.

Each of the Floating Rate Certificates, the Class P Certificates, the Class C Certificates and the Residual Certificates shall be substantially in the forms annexed hereto as exhibits, and shall, on original issue, be executed, authenticated and delivered by the Trustee to or upon the order of the Depositor concurrently with the sale and assignment to the Trustee of the Trust Fund. The Floating Rate Certificates shall be initially evidenced by one or more Certificates representing a Percentage Interest with a minimum dollar denomination of $25,000 and integral dollar multiples of $1.00 in excess thereof; provided, that the Floating Rate Certificates must be purchased in minimum total investments of $100,000 per Class and that one Certificate of each such Class of Certificates may be in a different denomination so that the sum of the denominations of all outstanding Certificates of such Class shall equal the Certificate Principal Balance of such Class on the Closing Date. The Class C Certificates, the Class P Certificates and the Residual Certificates are issuable in any Percentage Interests; provided, however, that the sum of all such percentages for each such Class totals 100% and no more than ten Certificates of each Class may be issued and outstanding at any one time.

The Certificates shall be executed on behalf of the Trust by manual or facsimile signature on behalf of the Trustee by a Responsible Officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trust, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificate. No Certificate shall be entitled to any benefit under this Agreement or be valid for any purpose, unless such Certificate shall have been manually authenticated by the Trustee substantially in the form provided for herein, and such authentication upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly authenticated and delivered hereunder. All Certificates shall be dated the date of their authentication. Subject to Section 5.02(c), the Floating Rate Certificates shall be Book-Entry Certificates. The other Classes of Certificates shall not be Book-Entry Certificates.

SECTION 5.02

Registration of Transfer and Exchange of Certificates.

(a) The Certificate Registrar shall cause to be kept at the Corporate Trust Office a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Certificate Registrar shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided. The Trustee shall initially serve as Certificate Registrar for the purpose of registering Certificates and transfers and exchanges of Certificates as herein provided.

Upon surrender for registration of transfer of any Certificate at any office or agency of the Certificate Registrar maintained for such purpose pursuant to the foregoing

paragraph which office shall initially be the offices of the Trustee’s agent located at c/o DTC Transfer Agent Services, 00 Xxxxx Xxxxxx, Xxxxxxxx Xxxx Xxxxxxxx, Xxx Xxxx, Xxx Xxxx 10041 and, in the case of a Residual Certificate, upon satisfaction of the conditions set forth below, the Trustee on behalf of the Trust shall execute, authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same aggregate Percentage Interest.

At the option of the Certificateholders, Certificates may be exchanged for other Certificates in authorized denominations and the same aggregate Percentage Interests, upon surrender of the Certificates to be exchanged at any such office or agency. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute on behalf of the Trust and authenticate and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of transfer or exchange shall (if so required by the Trustee or the Certificate Registrar) be duly endorsed by, or be accompanied by a written instrument of transfer satisfactory to the Trustee and the Certificate Registrar duly executed by, the Holder thereof or his attorney duly authorized in writing. In addition, (i) with respect to each Class R Certificate, the holder thereof may exchange, in the manner described above, such Class R Certificate for four separate certificates, each representing such holder’s respective Percentage Interest in the Class R-1 Interest, the Class R-2 Interest, the Class R-3 Interest and the Class R-4 Interest that was evidenced by the Class R Certificate being exchanged and (ii) with respect to each Class R-X Certificate, the holder thereof may exchange, in the manner described above, such Class R-X Certificate for three separate certificates, each representing such holder’s respective Percentage Interest in the Class R-5 Interest, the Class R-6 Interest and the Class R-7 Interest that was evidenced by the Class R-X Certificate being exchanged.

(b) Except as provided in paragraph (c) below, the Book-Entry Certificates shall at all times remain registered in the name of the Depository or its nominee and at all times: (i) registration of such Certificates may not be transferred by the Trustee except to another Depository; (ii) the Depository shall maintain book-entry records with respect to the Certificate Owners and with respect to ownership and transfers of such Certificates; (iii) ownership and transfers of registration of such Certificates on the books of the Depository shall be governed by applicable rules established by the Depository; (iv) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants; (v) the Trustee shall for all purposes deal with the Depository as representative of the Certificate Owners of the Certificates for purposes of exercising the rights of Holders under this Agreement, and requests and directions for and votes of such representative shall not be deemed to be inconsistent if they are made with respect to different Certificate Owners; (vi) the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants and furnished by the Depository Participants with respect to indirect participating firms and Persons shown on the books of such indirect participating firms as direct or indirect Certificate Owners; and (vii) the direct participants of the Depository shall have no rights under this Agreement under or with respect to any of the Certificates held on their behalf by the Depository, and the Depository may be treated by the Trustee and its agents, employees, officers and directors as the absolute owner of the Certificates for all purposes whatsoever.

All transfers by Certificate Owners of Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners that it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures. The parties hereto are hereby authorized to execute a Letter of Representations with the Depository or take such other action as may be necessary or desirable to register a Book-Entry Certificate to the Depository. In the event of any conflict between the terms of any such Letter of Representation and this Agreement, the terms of this Agreement shall control.

(c) If (i)(x) the Depository or the Depositor advises the Trustee in writing that the Depository is no longer willing or able to discharge properly its responsibilities as Depository and (y) the Trustee or the Depositor is unable to locate a qualified successor or (ii) after the occurrence of a Servicer Event of Termination, the Certificate Owners of the Book-Entry Certificates representing Percentage Interests of such Classes aggregating not less than 51% advise the Trustee and Depository through the Financial Intermediaries and the Depository Participants in writing that the continuation of a book-entry system through the Depository to the exclusion of definitive, fully registered certificates (the “Definitive Certificates”) to Certificate Owners is no longer in the best interests of the Certificate Owners. Upon surrender to the Certificate Registrar of the Book-Entry Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall in the case of (i) and (ii) above, execute on behalf of the Trust and authenticate the Definitive Certificates. Neither the Depositor nor the Trustee shall be liable for any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates, the Trustee, the Certificate Registrar, each Servicer, any Paying Agent and the Depositor shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder.

(d) No transfer, sale, pledge or other disposition of any Class M-10 Certificate, Class M-11 Certificate, Class C Certificate, Class P Certificate or Residual Certificate (the “Private Certificates”) shall be made unless such disposition is exempt from the registration requirements of the Securities Act of 1933, as amended (the “1933 Act”), and any applicable state securities laws or is made in accordance with the 1933 Act and laws. In the event of any such transfer (other than in connection with (i) the initial transfer of any such Certificate by the Depositor to an Affiliate of the Depositor or, in the case of the Class R-X Certificates, the first transfer by an Affiliate of the Depositor, (ii) the transfer of any such Class C, Class P or Residual Certificate to the issuer under the Indenture or the indenture trustee under the Indenture or (iii) a transfer of any such Class C, Class P or Residual Certificate from the issuer under the Indenture or the indenture trustee under the Indenture to the Depositor or an Affiliate of the Depositor), (i) unless such transfer is made in reliance upon Rule 144A (as evidenced by the investment letter delivered to the Trustee, in substantially the form attached hereto as Exhibit J) under the 1933 Act, the Trustee and the Depositor shall require a written Opinion of Counsel (which may be in-house counsel) acceptable to and in form and substance reasonably satisfactory to the Trustee and the Depositor that such transfer may be made pursuant to an exemption, describing the applicable exemption and the basis therefor, from the 1933 Act or is being made pursuant to the 1933 Act,

which Opinion of Counsel shall not be an expense of the Trustee or the Depositor or (ii) the Trustee shall require the transferor to execute a transferor certificate (in substantially the form attached hereto as Exhibit L) and the transferee to execute an investment letter (in substantially the form attached hereto as Exhibit J) acceptable to and in form and substance reasonably satisfactory to the Depositor and the Trustee certifying to the Depositor and the Trustee the facts surrounding such transfer, which investment letter shall not be an expense of the Trustee or the Depositor. The Holder of a Private Certificate desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Notwithstanding the foregoing, in the event of any such transfer of any Ownership Interest in any Private Certificate that is a Book-Entry Certificate, except with respect to the initial transfer of any such Ownership Interest by the Depositor, such transfer shall be required to be made in reliance upon Rule 144A under the 1933 Act, and the transferor will be deemed to have made each of the transferor representations and warranties set forth Exhibit L hereto in respect of such interest as if it was evidenced by a Definitive Certificate and the transferee will be deemed to have made each of the transferee representations and warranties set forth Exhibit J hereto in respect of such interest as if it was evidenced by a Definitive Certificate. The Certificate Owner of any such Ownership Interest in any such Book-Entry Certificate desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Notwithstanding the foregoing, no certification or Opinion of Counsel described above in this Section 5.02(d) will be required in connection with the transfer, on the Closing Date, of any Residual Certificate by the Depositor to an “accredited investor” within the meaning of Rule 501 of the 1933 Act.

No transfer of a Class C Certificate, Class P Certificate or Residual Certificate or any interest therein shall be made to any Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any Person acquiring such Certificates with “Plan Assets” of a Plan within the meaning of the Department of Labor regulation promulgated at 29 C.F.R. § 2510.3-101 (“Plan Assets”), as certified by such transferee in the form of Exhibit M, unless the Trustee is provided with an Opinion of Counsel for the benefit of the Depositor, the Trustee and each Servicer and on which they may rely which establishes to the satisfaction of the Trustee that the purchase of such Certificates is permissible under applicable law, will not constitute or result in any prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Depositor, either Servicer, the Trustee or the Trust Fund to any obligation or liability (including obligations or liabilities under ERISA or Section 4975 of the Code) in addition to those undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Depositor, either Servicer, the Trustee or the Trust Fund. Neither a certification nor an Opinion of Counsel will be required in connection with (i) the initial transfer of any such Certificate by the Depositor to an Affiliate of the Depositor, (ii) the transfer of any such Class C, Class P or Residual Certificate to the issuer under the Indenture or the indenture trustee under the Indenture or (iii) a transfer of any such Class C, Class P or

Residual Certificate from the issuer under the Indenture or the indenture trustee under the Indenture to the Depositor or an Affiliate of the Depositor (in which case, the Depositor or any Affiliate thereof shall have deemed to have represented that such Affiliate is not a Plan or a Person investing Plan Assets) and the Trustee shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Depositor of the status of such transferee as an affiliate of the Depositor.

For so long as the Supplemental Interest Trust is in existence, each beneficial owner of a Floating Rate Certificate or any interest therein, shall be deemed to have represented, by virtue of its acquisition or holding of the Floating Rate Certificate, or interest therein, that either (i) it is not a Plan or (ii) (A) it is an accredited investor within the meaning of Prohibited Transaction Exemption (“PTE”) 90-59, 55 Fed. Reg. 36724 (September 6, 1990), as amended by PTE 97-34, 62 Fed. Reg. 39021 (July 21, 1997), PTE 2000-58, 65 Fed. Reg. 67765 (November 13, 2000) and PTE 2002-41, 67 Fed. Reg. 54487 (August 22, 2002) (the “Exemption”) and (B) the acquisition and holding of such Certificate and the separate right to receive payments from the Supplemental Interest Trust are eligible for the exemptive relief available under Prohibited Transaction Class Exemption (“PTCE”) 84-14, 91-38, 90-1, 95-60 or 96-23.

Subsequent to the termination of the Supplemental Interest Trust, each Transferee of a Mezzanine Certificate will be deemed to have represented by virtue of its purchase or holding of such Certificate (or interest therein) that either (a) such Transferee is not a Plan or purchasing such Certificate with Plan Assets, (b) in the case of the Mezzanine Certificates (other than the Class M-11 Certificates), it has acquired and is holding such Certificate in reliance on the Exemption and that it understands that there are certain conditions to the availability of the Exemption including that such Certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by a Rating Agency or (c) the following conditions are satisfied: (i) such Transferee is an insurance company, (ii) the source of funds used to purchase or hold such Certificate (or interest therein) is an “insurance company general account” (as defined in U.S. Department of Labor Prohibited Transaction Class Exemption (“PTCE”) 95-60, and (iii) the conditions set forth in Sections I and III of PTCE 95-60 have been satisfied.

If any Mezzanine Certificate or Private Certificate or any interest therein is acquired or held in violation of the provisions of the two preceding paragraphs, the next preceding permitted beneficial owner will be treated as the beneficial owner of that Certificate retroactive to the date of transfer to the purported beneficial owner. Any purported beneficial owner whose acquisition or holding of any such Certificate or interest therein was effected in violation of the provisions of the two preceding paragraphs shall indemnify and hold harmless the Depositor, the Servicers, the Trustee and the Trust from and against any and all liabilities, claims, costs or expenses incurred by those parties as a result of that acquisition or holding.

Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions and to have irrevocably appointed the Depositor or its designee as its attorney-in-fact to negotiate the terms of any mandatory sale under clause (v) below and to execute all instruments of transfer and to do all other things necessary in

connection with any such sale, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

(i) Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(ii) No Person shall acquire an Ownership Interest in a Residual Certificate unless such Ownership Interest is a pro rata undivided interest.

(iii) In connection with any proposed transfer of any Ownership Interest in a Residual Certificate, the Trustee shall as a condition to registration of the transfer, require delivery to it, in form and substance satisfactory to it, of each of the following:

(A)

an affidavit in the form of Exhibit K hereto from the proposed transferee to the effect that such transferee is a Permitted Transferee and that it is not acquiring its Ownership Interest in the Residual Certificate that is the subject of the proposed transfer as a nominee, trustee or agent for any Person who is not a Permitted Transferee; and

(B)

a covenant of the proposed transferee to the effect that the proposed transferee agrees to be bound by and to abide by the transfer restrictions applicable to the Residual Certificates.

(iv) Any attempted or purported transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall, in violation of the provisions of this Section, become a Holder of a Residual Certificate, then the prior Holder of such Residual Certificate that is a Permitted Transferee shall, upon discovery that the registration of transfer of such Residual Certificate was not in fact permitted by this Section, be restored to all rights as Holder thereof retroactive to the date of registration of transfer of such Residual Certificate. The Trustee shall be under no liability to any Person for any registration of transfer of a Residual Certificate that is in fact not permitted by this Section or for making any distributions due on such Residual Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Trustee received the documents specified in clause (iii). The Trustee shall be entitled to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time such distributions were made all distributions made on such Residual Certificate. Any such distributions so recovered by the Trustee shall be distributed and delivered by the Trustee to the prior Holder of such Residual Certificate that is a Permitted Transferee.

(v) If any Person other than a Permitted Transferee acquires any Ownership Interest in a Residual Certificate in violation of the restrictions in this Section, then the Trustee shall have the right but not the obligation, without notice to the Holder of such

Residual Certificate or any other Person having an Ownership Interest therein, to notify the Depositor to arrange for the sale of such Residual Certificate. The proceeds of such sale, net of commissions (which may include commissions payable to the Depositor or its affiliates in connection with such sale), expenses and taxes due, if any, will be remitted by the Trustee to the previous Holder of such Residual Certificate that is a Permitted Transferee, except that in the event that the Trustee determines that the Holder of such Residual Certificate may be liable for any amount due under this Section or any other provisions of this Agreement, the Trustee may withhold a corresponding amount from such remittance as security for such claim. The terms and conditions of any sale under this clause (v) shall be determined in the sole discretion of the Trustee and it shall not be liable to any Person having an Ownership Interest in a Residual Certificate as a result of its exercise of such discretion.

(vi) If any Person other than a Permitted Transferee acquires any Ownership Interest in a Residual Certificate in violation of the restrictions in this Section, then the Trustee upon receipt of reasonable compensation will provide to the Internal Revenue Service, and to the persons specified in Sections 860E(e)(3) and (6) of the Code, information needed to compute the tax imposed under Section 860E(e)(5) of the Code on transfers of residual interests to disqualified organizations.

The foregoing provisions of this Section shall cease to apply to transfers occurring on or after the date on which there shall have been delivered to the Trustee, in form and substance satisfactory to the Trustee, (i) written notification from each Rating Agency that the removal of the restrictions on transfer set forth in this Section will not cause such Rating Agency to downgrade its rating of the Certificates and (ii) an Opinion of Counsel to the effect that such removal will not cause any REMIC created hereunder to fail to qualify as a REMIC.

(e) No service charge shall be made for any registration of transfer or exchange of Certificates of any Class, but the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

All Certificates surrendered for registration of transfer or exchange shall be canceled by the Certificate Registrar and disposed of pursuant to its standard procedures.

SECTION 5.03

Mutilated, Destroyed, Lost or Stolen Certificates.

If (i) any mutilated Certificate is surrendered to the Certificate Registrar or the Certificate Registrar receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and (ii) there is delivered to the Trustee, the Depositor and the Certificate Registrar such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Trustee or the Certificate Registrar that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute on behalf of the Trust, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like tenor and Percentage Interest. Upon the issuance of any new Certificate under this Section, the Trustee or the Certificate Registrar may require the payment of a sum

sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee and the Certificate Registrar) in connection therewith. Any duplicate Certificate issued pursuant to this Section, shall constitute complete and indefeasible evidence of ownership in the Trust, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

SECTION 5.04

Persons Deemed Owners.

Each Servicer, the Depositor, the Trustee, the Certificate Registrar, any Paying Agent and any agent of either Servicer, the Depositor, the Trustee, the Certificate Registrar or any Paying Agent may treat the Person, including a Depository, in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and none of the Servicers, the Trust, the Trustee nor any agent of any of them shall be affected by notice to the contrary.

SECTION 5.05

Appointment of Paying Agent.

(a) The Paying Agent shall make distributions to Certificateholders from the Distribution Account pursuant to Section 4.01 and shall report the amounts of such distributions to the Trustee. The duties of the Paying Agent may include the obligation (i) to withdraw funds from the Collection Account pursuant to Section 3.11(a) and for the purpose of making the distributions referred to above and (ii) to distribute statements and provide information to Certificateholders as required hereunder. The Paying Agent hereunder shall at all times be an entity duly organized and validly existing under the laws of the United States of America or any state thereof, authorized under such laws to exercise corporate trust powers and subject to supervision or examination by federal or state authorities. The Paying Agent shall initially be the Trustee. The Trustee may appoint a successor to act as Paying Agent, which appointment shall be reasonably satisfactory to the Depositor.

(b) The Trustee shall cause the Paying Agent (if other than the Trustee) to execute and deliver to the Trustee an instrument in which such Paying Agent shall agree with the Trustee that such Paying Agent shall hold all sums, if any, held by it for payment to the Certificateholders in trust for the benefit of the Certificateholders entitled thereto until such sums shall be paid to such Certificateholders and shall agree that it shall comply with all requirements of the Code regarding the withholding of payments in respect of Federal income taxes due from Certificate Owners and otherwise comply with the provisions of this Agreement applicable to it.

ARTICLE VI

JPMORGAN, NCHLS AND THE DEPOSITOR

This Article VI is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively and references in this Article VI to “the Servicer” shall be references to JPMorgan and NCHLS, as applicable. Similar provisions relating to Countrywide Servicing and the Countrywide Mortgage Loans are set forth in Exhibit B. With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Article VI and Exhibit B, the provisions of Exhibit B shall control.

SECTION 6.01

Liability of the Servicer and the Depositor.

The Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Servicer herein. The Depositor shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Depositor.

SECTION 6.02

Merger or Consolidation of, or Assumption of the Obligations of, the Servicer or the Depositor.

Any entity into which the Servicer or the Depositor may be merged or consolidated, or any entity resulting from any merger, conversion or consolidation to which the Servicer or the Depositor shall be a party, or any corporation succeeding to the business of the Servicer or the Depositor, shall be the successor of the Servicer or the Depositor, as the case may be, hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that a successor Servicer shall satisfy all the requirements of Section 7.02 with respect to the qualifications of a successor Servicer.

SECTION 6.03

Limitation on Liability of the Servicer and Others.

Neither the Servicer or the Depositor nor any of the directors or officers or employees or agents of the Servicer or the Depositor shall be under any liability to the Trust or the Certificateholders for any action taken or for refraining from the taking of any action by the Servicer or the Depositor in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Servicer, the Depositor or any such Person against any liability which would otherwise be imposed by reason of its willful misfeasance, bad faith or negligence in the performance of duties of the Servicer or the Depositor, as the case may be, or by reason of its reckless disregard of its obligations and duties of the Servicer or the Depositor, as the case may be, hereunder. The Servicer and any director or officer or employee or agent of the Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Servicer and the Depositor, and any director or officer or employee or agent of the Servicer or the Depositor, shall be indemnified by the Trust and held harmless against any

loss, liability or expense incurred in connection with (i) any legal action relating to this Agreement or the Certificates, other than any loss, liability or expense incurred by reason of its willful misfeasance, bad faith or negligence or by reason of its reckless disregard of obligations and duties hereunder or by reason of its failure to perform its obligations or duties hereunder and (ii) any breach of a representation or warranty regarding the Mortgage Loans. The Servicer or the Depositor may initiate any such action which it may deem necessary or desirable in respect of this Agreement, and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, unless the Depositor or the Servicer acts without the consent of the Holders of Certificates entitled to at least 51% of the Voting Rights, the reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust and the Servicer shall be entitled to be reimbursed therefor from the related Collection Account as and to the extent provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the related Collection Account. The Servicer’s right to indemnity or reimbursement pursuant to this Section shall survive any resignation or termination of the Servicer pursuant to Section 6.04 or 7.01 with respect to any losses, expenses, costs or liabilities arising prior to such resignation or termination (or arising from events that occurred prior to such resignation or termination). This paragraph shall apply to the Servicer solely in its capacity as a Servicer hereunder and in no other capacities. Without limiting the foregoing, the Servicer shall undertake to defend any claims against the Trust Fund, the Trustee and/or itself initiated by a borrower or otherwise related to the servicing of any Mortgage Loan serviced by it, the reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust and the Servicer shall be entitled to be reimbursed therefor from its Collection Account as and to the extent provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in such Collection Account.

The Credit Risk Manager and any director, officer, employee or agent of the Credit Risk Manager shall be indemnified and held harmless by the Trust Fund against any loss, liability or expense (not including expenses, disbursements and advances incurred or made by the Credit Risk Manager, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of its appointment as Credit Risk Manager or its performance of its duties as such) incurred in connection with any claim or legal action or any pending or threatened claim or legal action relating to this Agreement, the Credit Risk Management Agreement or the Certificates, other than any loss, liability or expense (i) resulting from a breach of the Servicer’s obligations and duties under the Pooling Agreement or Credit Risk Management Agreement for which the Credit Risk Manager is indemnified by the Servicer under the Credit Risk Management Agreement or (ii) incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties under the Credit Risk Management Agreement or by reason of reckless disregard of obligations and duties thereunder. Any payment to the Credit Risk Manager pursuant to this Section 6.03 shall be prior to any distributions to the Certificateholders.

SECTION 6.04

The Servicer Not to Resign.

The Servicer shall not resign from the obligations and duties hereby imposed on it except upon determination that its duties hereunder are no longer permissible under applicable law. Any such determination pursuant to the preceding sentence permitting the resignation of the Servicer shall be evidenced by an Opinion of Counsel to such effect obtained at the expense of the Servicer and delivered to the Trustee. No resignation of the Servicer shall become effective until the Trustee or a successor servicer shall have assumed the Servicer’s responsibilities, duties, liabilities (other than those liabilities arising prior to the appointment of such successor) and obligations under this Agreement.

Except as expressly provided herein, the Servicer shall not assign or transfer any of its rights, benefits or privileges hereunder to any other Person, or delegate to or subcontract with, or authorize or appoint any other Person to perform any of the duties, covenants or obligations to be performed by the Servicer hereunder. The foregoing prohibition on assignment shall not prohibit the Servicer from designating a Sub-Servicer as payee of any indemnification amount payable to the Servicer hereunder; provided, however, no Sub-Servicer shall be a third-party beneficiary hereunder and the parties hereto shall not be required to recognize any Sub-Servicer as an indemnitee under this Agreement.

SECTION 6.05

Delegation of Duties.

In the ordinary course of business, the Servicer at any time may delegate any of its duties hereunder to any Person, including any of its Affiliates, who agrees to conduct such duties in accordance with standards comparable to those set forth in Section 3.01. Such delegation shall not relieve the Servicer of its liabilities and responsibilities with respect to such duties and shall not constitute a resignation within the meaning of Section 6.04. Except as provided in Section 3.02, no such delegation is permitted that results in the delegee subservicing any JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable. To the extent that the Trustee is to be contacted directly by any such delegee, other than the Servicer’s affiliates or their respective successors and assigns, the Servicer will provide prior written notice to the Trustee.

SECTION 6.06

Credit Risk Manager.

For and on behalf of the Depositor, the Credit Risk Manager will provide reports and recommendations concerning certain delinquent and defaulted Mortgage Loans, and as to the collection of any Prepayment Charges with respect to the Mortgage Loans. Such reports and recommendations will be based upon information provided to the Credit Risk Manager pursuant to the Credit Risk Management Agreement, and the Credit Risk Manager shall look solely to the related Servicer for all information and data (including loss and delinquency information and data) relating to the servicing of the Mortgage Loans. Upon any termination of the Credit Risk Manager or the appointment of a successor Credit Risk Manager, the Trustee, if it has been notified in writing of such termination or appointment, shall give written notice thereof to the Servicers and the Depositor.

If Holders of the Certificates entitled to 66 2/3% or more of the Voting Rights request in writing to the Trustee to terminate the Credit Risk Manager under this Agreement, the Credit Risk Manager shall be removed pursuant to this Section 6.08. Upon receipt of such notice, the Trustee shall provide written notice to the Credit Risk Manager of its removal, which shall be effective upon receipt of such notice by the Credit Risk Manager.

SECTION 6.07

Inspection.

The Servicer, in its capacity as a Servicer, shall afford the Trustee, upon reasonable notice, during normal business hours, access to all records maintained by the Servicer in respect of its rights and obligations hereunder and access to officers of the Servicer responsible for such obligations.

ARTICLE VII

DEFAULT

SECTION 7.01

Servicer Events of Termination.

(a) (I) With respect to JPMorgan and NCHLS, individually, if any one of the following events (“Servicer Events of Termination”) shall occur and be continuing:

(i) (A) The failure by the Servicer to make any Advance; or (B) any other failure by the Servicer to deposit in the Collection Account or the Distribution Account any deposit required to be made under the terms of this Agreement which continues unremedied for a period of two Business Days after the date upon which written notice of such failure shall have been given to the Servicer by the Trustee or to the Servicer and the Trustee by any Holders of a Regular Certificate evidencing at least 25% of the Voting Rights; or

(ii) The failure by the Servicer to make any required Servicing Advance which failure continues unremedied for a period of 30 days, or the failure by the Servicer duly to observe or perform, in any material respect, any other covenants, obligations or agreements of the Servicer as set forth in this Agreement, which failure continues unremedied for a period of 30 days (or if such failure or breach cannot be remedied within 30 days, then such remedy shall have been commenced within 30 days and diligently pursued thereafter; provided, however, that in no event shall such failure or breach be allowed to exist for a period of greater than 90 days), after the date (A) on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Trustee or to the Trustee by any Holders of a Regular Certificate evidencing at least 25% of the Voting Rights or (B) of actual knowledge of such failure by a Servicing Officer of the Servicer; or

(iii) The entry against the Servicer of a decree or order by a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a trustee, conservator, receiver or liquidator in any insolvency, conservatorship, receivership, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding up or liquidation of its affairs, and the continuance of any such decree or order unstayed and in effect for a period of 60 days; or

(iv) The Servicer shall voluntarily go into liquidation, consent to the appointment of a conservator or receiver or liquidator or similar person in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its property; or a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a conservator, receiver, liquidator or similar person in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Servicer and such decree or order shall have remained in

force undischarged, unbonded or unstayed for a period of 60 days; or the Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations; and

(II) With respect to Countrywide, individually, if any one of the events set forth in Article III of Exhibit B shall occur and be continuing;

(b) then, and in each and every such case, so long as a Servicer Event of Termination shall not have been remedied within the applicable grace period, (x) with respect solely to clause (i)(A) above or clause (i) of Article III to Exhibit B, if such Advance or remittance, as applicable, is not made by 11:00 A.M., New York time, on the Business Day immediately following the Servicer Remittance Date (with respect to JPMorgan and NCHLS) or Remittance Date (with respect to Countrywide Servicing), (provided the Trustee shall give the related Servicer, and the related Servicer shall have received, notice of such failure to advance by 8:00 P.M. New York time on the Servicer Remittance Date (with respect to JPMorgan and NCHLS) or Remittance Date (with respect to Countrywide Servicing)), the Trustee shall terminate all of the rights and obligations of the related Servicer under this Agreement, to the extent permitted by law, and in and to the related Mortgage Loans and the proceeds thereof and the Trustee, or a successor servicer appointed in accordance with Section 7.02, shall immediately make such Advance and assume, pursuant to Section 7.02, the duties of a successor Servicer and (y) in the case of (i)(B), (ii), (iii) or (iv) above, the Trustee shall, at the direction of the Holders of each Class of Regular Certificates evidencing Percentage Interests aggregating not less than 51%, by notice then given in writing to the related Servicer (and to the Trustee if given by Holders of Certificates), terminate all of the rights and obligations of the related Servicer as Servicer under this Agreement. Any such notice to the related Servicer shall also be given to each Rating Agency, the Depositor and the other Servicers. On or after the receipt by the related Servicer (and by the Trustee if such notice is given by the Holders) of such written notice, all authority and power of such Servicer under this Agreement, whether with respect to the Certificates or the related Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section; and, without limitation, and the Trustee is hereby authorized and empowered to execute and deliver, on behalf of such Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement of each Mortgage Loan and related documents or otherwise. Each Servicer agrees to cooperate with the Trustee (or the applicable successor Servicer) in effecting the termination of the responsibilities and rights of the related Servicer hereunder, including, without limitation, the delivery to the Trustee of all documents and records requested by it to enable it to assume such Servicer’s functions under this Agreement within ten Business Days subsequent to such notice, the transfer within one Business Day subsequent to such notice to the Trustee (or the applicable successor Servicer) for the administration by it of all cash amounts that shall at the time be held by the related Servicer and to be deposited by it in the Collection Account, the Distribution Account, any REO Account or any Escrow Account or that have been deposited by the related Servicer in such accounts or thereafter received by the related

Servicer with respect to the Mortgage Loans or any REO Property received by the related Servicer. All reasonable costs and expenses (including attorneys’ fees) incurred in connection with transferring the Mortgage Files to the successor Servicer and amending this Agreement to reflect such succession as a Servicer pursuant to this Section shall be paid by the predecessor Servicer (or if the predecessor Servicer is the Trustee, the initial related Servicer) upon presentation of reasonable documentation of such costs and expenses and to the extent not paid by the related Servicer, by the Trust.

SECTION 7.02

Trustee to Act; Appointment of Successor.

(a) From the time either Servicer (and the Trustee, if notice is sent by the Holders) receives a notice of termination pursuant to Section 7.01 or 6.04, the Trustee (or such other successor Servicer as is approved in accordance with this Agreement) shall be the successor in all respects to such Servicer in its capacity as a Servicer under this Agreement and the transactions set forth or provided for herein and shall be subject to all the responsibilities, duties and liabilities relating thereto placed on such Servicer by the terms and provisions hereof arising on and after its succession. Notwithstanding the foregoing, the parties hereto agree that the Trustee, in its capacity as a successor Servicer, immediately will assume all of the obligations of the related Servicer to make Advances or Monthly Advances, as applicable. Notwithstanding the foregoing, the Trustee, in its capacity as a successor Servicer, shall not be responsible for the lack of information and/or documents that it cannot obtain through reasonable efforts. It is understood and agreed by the parties hereto that there will be a period of transition (not to exceed 90 days) before the transition of servicing obligations is fully effective. As compensation therefor, the Trustee (or such other successor Servicer) shall be entitled to such compensation as the related Servicer would have been entitled to hereunder if no such notice of termination had been given. Notwithstanding the above, (i) if the Trustee is unwilling to act as a successor Servicer or (ii) if the Trustee is legally unable so to act, the Trustee shall appoint or petition a court of competent jurisdiction to appoint, any established housing and home finance institution, bank or other mortgage loan or home equity loan servicer having a net worth of not less than $50,000,000 as the successor to the related Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the related Servicer hereunder; provided, that the appointment of any such successor Servicer will not result in the qualification, reduction or withdrawal of the ratings assigned to the Certificates by the Rating Agencies as evidenced by a letter to such effect from the Rating Agencies. Pending appointment of a successor to the related Servicer hereunder, the Trustee shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the successor shall be entitled to receive compensation out of payments on the related Mortgage Loans in an amount equal to the compensation which the related Servicer would otherwise have received pursuant to Section 3.18 (or such other compensation as the Trustee and such successor shall agree, not to exceed the Servicing Fee). The appointment of a successor Servicer shall not affect any liability of the predecessor Servicer which may have arisen under this Agreement prior to its termination as a Servicer to pay any deductible under an insurance policy pursuant to Section 3.14 or to reimburse the Trustee pursuant to Section 3.06), nor shall any successor Servicer be liable for any acts or omissions of the predecessor Servicer or for any breach by such Servicer of any of its representations or warranties contained herein or in any related document or agreement. The Trustee and such

successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. All Servicing Transfer Costs shall be paid by the predecessor Servicer upon presentation of reasonable documentation of such costs, and if such predecessor Servicer defaults in its obligation to pay such costs, such costs shall be paid by the successor Servicer or the Trustee (in which case the successor Servicer or the Trustee, as applicable, shall be entitled to reimbursement therefor from the assets of the Trust).

(b) Any successor to either Servicer, including the Trustee, shall during the term of its service as servicer continue to service and administer the Mortgage Loans for the benefit of Certificateholders, and maintain in force a policy or policies of insurance covering errors and omissions in the performance of its obligations as a Servicer hereunder and a fidelity bond in respect of its officers, employees and agents to the same extent as the related Servicer is so required pursuant to Section 3.14.

(c) In connection with the termination or resignation of either Servicer hereunder, either (i) the successor servicer, including the Trustee if the Trustee is acting as a successor Servicer, shall represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the related Mortgage Loans that are registered with MERS, in which case the predecessor Servicer shall cooperate with the successor Servicer in causing MERS to revise its records to reflect the transfer of servicing to the successor Servicer as necessary under MERS’ rules and regulations, or (ii) the predecessor Servicer shall cooperate with the successor Servicer in causing MERS to execute and deliver an Assignment in recordable form to transfer the Mortgage from MERS to the Trustee and to execute and deliver such other notices, documents and other instruments as may be necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor Servicer. The predecessor Servicer (or, if the Trustee is the predecessor Servicer, the related initial Servicer) shall file or cause to be filed any such Assignment in the appropriate recording office. The predecessor Servicer shall bear any and all fees of MERS, costs of preparing any Assignments, and fees and costs of filing any Assignments that may be required under this Section 7.02(c).

SECTION 7.03

Waiver of Defaults.

The Majority Certificateholders may, on behalf of all Certificateholders, waive any events permitting removal of either Servicer as a Servicer pursuant to this Article VII, provided, however, that the Majority Certificateholders may not waive a default in making a required distribution on a Certificate without the consent of the Holder of such Certificate. Upon any waiver of a past default, such default shall cease to exist and any Servicer Event of Termination arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereto except to the extent expressly so waived. Notice of any such waiver shall be given by the Trustee to the Rating Agencies.

SECTION 7.04

Notification to Certificateholders.

(a) Upon any termination or appointment of a successor to either Servicer pursuant to this Article VII or Section 6.04, the Trustee shall give prompt written notice thereof to the Certificateholders at their respective addresses appearing in the Certificate Register and each Rating Agency.

(b) No later than 60 days after the occurrence of any event which constitutes or which, with notice or a lapse of time or both, would constitute a Servicer Event of Termination for five Business Days after a Responsible Officer of the Trustee becomes aware of the occurrence of such an event, the Trustee shall transmit by mail to all Certificateholders notice of such occurrence unless such default or Servicer Event of Termination shall have been waived or cured.

SECTION 7.05

Survivability of Servicer Liabilities.

Notwithstanding anything herein to the contrary, upon termination of either Servicer hereunder, any liabilities of the related Servicer which accrued prior to such termination shall survive such termination.

ARTICLE VIII

THE TRUSTEE

SECTION 8.01

Duties of Trustee.

The Trustee, prior to the occurrence of a Servicer Event of Termination and after the curing of all Servicer Events of Termination which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If a Servicer Event of Termination has occurred (which has not been cured) of which a Responsible Officer has knowledge, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise, as a prudent man would exercise or use under the circumstances in the conduct of his own affairs.

The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they conform to the requirements of this Agreement; provided, however, that the Trustee will not be responsible for the accuracy or content of any such resolutions, certificates, statements, opinions, reports, documents or other instruments. If any such instrument is found not to conform to the requirements of this Agreement in a material manner the Trustee shall take such action as it deems appropriate to have the instrument corrected, and if the instrument is not corrected to the Trustee’s satisfaction, the Trustee will provide notice thereof to the Certificateholders.

No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own misconduct; provided, however, that:

(i) prior to the occurrence of a Servicer Event of Termination, and after the curing of all such Servicer Events of Termination which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;

(ii) the Trustee shall not be personally liable for an error of judgment made in good faith by a Responsible Officer of the Trustee, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts;

(iii) the Trustee shall not be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the

Majority Certificateholders relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising or omitting to exercise any trust or power conferred upon the Trustee, under this Agreement; and

(iv) the Trustee shall not be charged with knowledge of any failure by either Servicer to comply with the obligations of the related Servicer referred to in clauses (i) and (ii) of Section 7.01(a) or of the existence of any Servicer Event of of Termination unless a Responsible Officer of the Trustee at the Corporate Trust Office obtains actual knowledge of such failure or the Trustee receives written notice of such failure from the Depositor, either Servicer or the Majority Certificateholders.

The Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of either Servicer under this Agreement, except during such time, if any, as the Trustee shall be the successor to, and be vested with the rights, duties, powers and privileges of, the related Servicer in accordance with the terms of this Agreement.

SECTION 8.02

Certain Matters Affecting the Trustee.

(a)

Except as otherwise provided in Section 8.01:

(i) the Trustee may request and rely upon, and shall be protected in acting or refraining from acting upon, any resolution, Officers’ Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document reasonably believed by it to be genuine and to have been signed or presented by the proper party or parties, and the manner of obtaining consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe;

(ii) the Trustee may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such Opinion of Counsel;

(iii) the Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto, at the request, order or direction of any of the Certificateholders, pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby; the right of the Trustee to perform any discretionary act enumerated in this Agreement shall

not be construed as a duty, and the Trustee shall not be answerable for other than its negligence or willful misconduct in the performance of any such act;

(iv) the Trustee shall not be personally liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(v) prior to the occurrence of a Servicer Event of Termination and after the curing of all Servicer Events of Termination which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or documents, unless requested in writing to do so by the Majority Certificateholder; provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, not reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement, the Trustee may require reasonable indemnity against such cost, expense or liability as a condition to such proceeding. The reasonable expense of every such examination shall be paid by the related Servicer or, if paid by the Trustee, shall be reimbursed by the related Servicer upon demand and, if not reimbursed by such Servicer, shall be reimbursed by the Trust. Nothing in this clause (v) shall derogate from the obligation of the related Servicer to observe any applicable law prohibiting disclosure of information regarding the Mortgagors;

(vi) the Trustee shall not be accountable, shall have no liability and makes no representation as to any acts or omissions hereunder of either Servicer until such time as the Trustee may be required to act as a Servicer pursuant to Section 7.02 and thereupon only for the acts or omissions of the Trustee as a successor Servicer;

(vii) the Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys, custodians or nominees;

(viii) the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall not be answerable for other than its negligence or willful misconduct in the performance of such act;

(ix) the Trustee shall not be personally liable for any loss resulting from the investment of funds held in the Collection Account or the REO Account made at the direction of the related Servicer pursuant to Section 3.12; and

(x) the Trustee or its Affiliates are permitted to receive compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder, servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to effect transactions in certain Permitted Investments and (iii) effecting transactions in

certain Permitted Investments. Such compensation shall not be considered an amount that is reimbursable or payable pursuant to Section 3.11.

In order to comply with its duties under the U.S. Patriot Act, the Trustee shall obtain and verify certain information and documentation from the other parties hereto, including, but not limited to, such parties’ name, address and other identifying information.

SECTION 8.03

Trustee Not Liable for Certificates or Mortgage Loans.

The recitals contained herein and in the Certificates (other than the authentication of the Trustee on the Certificates) shall be taken as the statements of the Depositor, and the Trustee assumes no responsibility for the correctness of the same. The Trustee makes no representations as to the validity or sufficiency of this Agreement or of the Certificates (other than the signature and authentication of the Trustee on the Certificates) or of any Mortgage Loan or related document or MERS or the MERS® System other than with respect to the Trustee’s execution and authentication of the Certificates. The Trustee shall not be accountable for the use or application by either Servicer, or for the use or application of any funds paid to the related Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the related Collection Account by the related Servicer. The Trustee shall at no time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust or its ability to generate the payments to be distributed to Certificateholders under this Agreement, including, without limitation: the existence, condition and ownership of any Mortgaged Property; the existence and enforceability of any hazard insurance thereon (other than if the Trustee shall assume the duties of a Servicer pursuant to Section 7.02); the validity of the assignment of any Mortgage Loan to the Trustee or of any intervening assignment; the completeness of any Mortgage Loan; the performance or enforcement of any Mortgage Loan (other than if the Trustee shall assume the duties of either Servicer pursuant to Section 7.02); the compliance by the Depositor, the Originator, the Seller or the Servicers with any warranty or representation made under this Agreement or in any related document or the accuracy of any such warranty or representation prior to the Trustee’s receipt of notice or other discovery of any non-compliance therewith or any breach thereof; any investment of monies by or at the direction of either Servicer or any loss resulting therefrom, it being understood that the Trustee shall remain responsible for any Trust property that it may hold in its individual capacity; the acts or omissions of either of the Servicers (other than if the Trustee shall assume the duties of a Servicer pursuant to Section 7.02), any Sub-Servicer or any Mortgagor; any action of either Servicer (other than if the Trustee shall assume the duties of a Servicer pursuant to Section 7.02), or any Sub-Servicer taken in the name of the Trustee; the failure of a Servicer or any Sub-Servicer to act or perform any duties required of it as agent of the Trustee hereunder; or any action by the Trustee taken at the instruction of either Servicer (other than if the Trustee shall assume the duties of a Servicer pursuant to Section 7.02); provided, however, that the foregoing shall not relieve the Trustee of its obligation to perform its duties under this Agreement, including, without limitation, the Trustee’s duty to review the Mortgage Files pursuant to Section 2.01. The Trustee shall have no responsibility for filing any financing or continuation statement

in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder (unless the Trustee shall have become a successor Servicer).

SECTION 8.04

Trustee May Own Certificates.

The Trustee in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights as it would have if it were not Trustee and may transact any banking and trust business with the Originator, either Servicer, the Depositor or their Affiliates.

SECTION 8.05

Trustee Compensation and Expenses.

(a) The Trustee shall withdraw from the Distribution Account on each Distribution Date and pay to itself the Trustee Compensation prior to making any distributions to Certificateholders consisting of income earned on amounts on deposit in the Distribution Account. The Trustee shall pay the Custodian, from the Distribution Account, (as compensation for the Custodian’s services under the Custodial Agreement) any amount payable to the Custodian in accordance with a fee schedule attached as an exhibit to the Custodial Agreement. In addition, on each Distribution Date the Trustee shall pay the Custodian amounts, if any, from the Distribution Account required to reimburse the Custodian for expenses, costs and liabilities incurred by or reimbursable to the Custodian accordance with the Custodial Agreement, but not otherwise covered by the indemnification to the Custodian contemplated in the next paragraph, as such expenses are set forth in writing by the Custodian to the Trustee by the related Determination Date.

(b) The Trustee, or any director, officer, employee or agent of the Trustee, shall be indemnified by the Trust Fund and held harmless against any loss, liability or expense (not including expenses and disbursements incurred or made by the Trustee, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of the Trustee’s performance in accordance with the provisions of this Agreement) incurred by the Trustee arising out of or in connection with the acceptance or administration of its obligations and duties under this Agreement, other than any loss, liability or expense (i) resulting from a breach of either Servicer’s obligations and duties under this Agreement for which the Trustee is indemnified under Section 8.05(b) or (ii) any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence of the Trustee in the performance of its duties hereunder or by reason of the Trustee’s reckless disregard of obligations and duties hereunder or as a result of a breach of the Trustee’s obligations under Article X hereof. It is understood by the parties hereto that a “claim” as used in the preceding sentence includes any claim for indemnification made by the Custodian under the applicable of the Custodial Agreement; provided such claim for indemnification relates to a loss, liability or expense incurred by the Custodian that either (A) is not an expense or disbursement incurred or made by the Custodian, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of the Custodian’s performance in accordance with the provisions of the Custodial Agreement or (B) relates to Mortgage Loans which are in default or

as to which default is reasonably foreseeable (as determined by the related Servicer and communicated to the Trustee); and provided, further, that the Trustee shall not lose any right it may have to indemnification under this Section 8.05 due to the willful misfeasance, bad faith or negligence of the Custodian in the performance of its duties under the Custodial Agreement or by reason of the Custodian’s reckless disregard of its obligations and duties under the Custodial Agreement. Any amounts payable to the Trustee, or any director, officer, employee or agent of the Trustee, in respect of the indemnification provided by this Section 8.05(a), or pursuant to any other right of reimbursement from the Trust Fund that the Trustee, or any director, officer, employee or agent of the Trustee, may have hereunder in its capacity as such, may be withdrawn by the Trustee from the Distribution Account at any time. The foregoing indemnity shall survive the resignation or removal of the Trustee.

(c) Each Servicer agrees to indemnify the Trustee, the Depositor or any successor servicer or any director, officer, employee or agent of the Trustee, the Depositor or any successor servicer from, and hold it harmless against, any loss, liability or expense resulting from a breach of the related Servicer’s obligations and duties under this Agreement. Such indemnity shall survive the termination or discharge of this Agreement and the resignation or removal of the Trustee and the related Servicer for actions prior to such resignation or removal. Any payment hereunder made by either Servicer to the Trustee shall be from the related Servicer’s own funds, without reimbursement from the Trust Fund therefor.

SECTION 8.06

Eligibility Requirements for Trustee.

The Trustee hereunder shall at all times be an entity duly organized and validly existing under the laws of the United States of America or any state thereof, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. If such entity publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 8.06, the combined capital and surplus of such entity shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The principal office of the Trustee (other than the initial Trustee) shall be in a state with respect to which an Opinion of Counsel has been delivered to such Trustee at the time such Trustee is appointed Trustee to the effect that the Trust will not be a taxable entity under the laws of such state. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 8.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07.

SECTION 8.07

Resignation or Removal of Trustee.

The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Depositor, the Servicers and each Rating Agency. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor Trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Trustee and one copy to the successor Trustee. If no successor Trustee shall have been so appointed and having accepted appointment within 30 days after the giving of such

notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor Xxxxxxx.

If at any time the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Depositor or if at any time the Trustee shall be legally unable to act, or shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, then the Depositor or the Servicers may remove the Trustee. If the Depositor or the Servicers removes the Trustee under the authority of the immediately preceding sentence, the Depositor shall promptly appoint a successor Trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the Trustee so removed and one copy to the successor trustee.

The Majority Certificateholders may at any time remove the Trustee by written instrument or instruments delivered to the Servicers, the Depositor and the Trustee; the Depositor shall thereupon use its best efforts to appoint a successor trustee in accordance with this Section.

Any resignation or removal of the Trustee and appointment of a successor Trustee pursuant to any of the provisions of this Section 8.07 shall not become effective until acceptance of appointment by the successor Trustee as provided in Section 8.08.

SECTION 8.08

Successor Trustee.

Any successor Trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Depositor, the Servicers and to its predecessor Trustee an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor Trustee shall become effective, and such successor Trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as Trustee. The Depositor, the Servicers and the predecessor Trustee shall execute and deliver such instruments and do such other things as may reasonably be required for fully and certainly vesting and confirming in the successor Trustee all such rights, powers, duties and obligations.

No successor Trustee shall accept appointment as provided in this Section 8.08 unless at the time of such acceptance such successor Trustee shall be eligible under the provisions of Section 8.06 and the appointment of such successor Trustee shall not result in a downgrading of the Regular Certificates by either Rating Agency, as evidenced by a letter from each Rating Agency.

Upon acceptance of appointment by a successor Xxxxxxx as provided in this Section 8.08, the successor Trustee shall mail notice of the appointment of a successor Trustee hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register and to each Rating Agency.

SECTION 8.09

Merger or Consolidation of Trustee.

Any entity into which the Trustee may be merged or converted or with which it may be consolidated, or any entity resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any entity succeeding to the business of the Trustee, shall be the successor of the Trustee hereunder, provided such entity shall be eligible under the provisions of Section 8.06 and 8.08, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

SECTION 8.10

Appointment of Co-Trustee or Separate Trustee.

Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust or any Mortgaged Property may at the time be located, the Depositor and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees, jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Servicers and the Trustee may consider necessary or desirable. Any such co-trustee or separate trustee shall be subject to the written approval of the Servicers. If the Servicers shall not have joined in such appointment within 15 days after the receipt by it of a request so to do, or in the case a Servicer Event of Termination shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.06, and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 8.08. The related Servicer shall be responsible for the fees of any co-trustee or separate trustee appointed hereunder.

Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i) all rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the related Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;

(ii) no trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and

(iii) the Servicers and the Trustee, acting jointly, may at any time accept the resignation of or remove any separate trustee or co-trustee except that following the occurrence of a Servicer Event of Termination, the Trustee acting alone may accept the resignation or remove any separate trustee or co-trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Depositor and the Servicers.

Any separate trustee or co-trustee may, at any time, constitute the Trustee, its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor Trustee.

SECTION 8.11

Limitation of Liability.

The Certificates are executed by the Trustee, not in its individual capacity but solely as Trustee of the Trust, in the exercise of the powers and authority conferred and vested in it by the Trust Agreement. Each of the undertakings and agreements made on the part of the Trustee in the Certificates is made and intended not as a personal undertaking or agreement by the Trustee but is made and intended for the purpose of binding only the Trust.

SECTION 8.12

Trustee May Enforce Claims Without Possession of Certificates.

(a) All rights of action and claims under this Agreement or the Certificates may be prosecuted and enforced by the Trustee without the possession of any of the Certificates or the production thereof in any proceeding relating thereto, and such proceeding instituted by the Trustee shall be brought in its own name or in its capacity as Trustee for the benefit of all Holders of such Certificates, subject to the provisions of this Agreement. Any recovery of judgment shall, after provision for the payment of the reasonable compensation, expenses, disbursement and advances of the Trustee, its agents and counsel, be for the ratable benefit of the Certificateholders in respect of which such judgment has been recovered.

(b) The Trustee shall afford the Seller, the Depositor, the Servicers and each Certificateholder upon reasonable prior notice during normal business hours, access to all records maintained by the Trustee in respect of its duties hereunder and access to officers of the

Trustee responsible for performing such duties. Upon request, the Trustee shall furnish the Depositor, the Servicers and any requesting Certificateholder with its most recent financial statements. The Trustee shall cooperate fully with the Seller, the Servicers, the Depositor and such Certificateholder and shall make available to the Seller, the Servicers, the Depositor and such Certificateholder for review and copying such books, documents or records as may be requested with respect to the Trustee’s duties hereunder. The Seller, the Depositor, the Servicers and the Certificateholders shall not have any responsibility or liability for any action or failure to act by the Trustee and are not obligated to supervise the performance of the Trustee under this Agreement or otherwise.

SECTION 8.13

Suits for Enforcement.

In case a Servicer Event of Termination or other default by a Servicer or the Depositor hereunder shall occur and be continuing, the Trustee, shall, at the direction of the Majority Certificateholders, or may, proceed to protect and enforce its rights and the rights of the Certificateholders under this Agreement by a suit, action or proceeding in equity or at law or otherwise, whether for the specific performance of any covenant or agreement contained in this Agreement or in aid of the execution of any power granted in this Agreement or for the enforcement of any other legal, equitable or other remedy, as the Trustee, being advised by counsel, and subject to the foregoing, shall deem most effectual to protect and enforce any of the rights of the Trustee and the Certificateholders.

SECTION 8.14

Waiver of Bond Requirement.

The Trustee shall be relieved of, and each Certificateholder hereby waives, any requirement of any jurisdiction in which the Trust, or any part thereof, may be located that the Trustee post a bond or other surety with any court, agency or body whatsoever.

SECTION 8.15

Waiver of Inventory, Accounting and Appraisal Requirement.

The Trustee shall be relieved of, and each Certificateholder hereby waives, any requirement of any jurisdiction in which the Trust, or any part thereof, may be located that the Trustee file any inventory, accounting or appraisal of the Trust with any court, agency or body at any time or in any manner whatsoever.

SECTION 8.16

Appointment of the Custodian.

The Trustee shall, at the direction of the Depositor and with the consent of the Servicer, appoint the Custodian to hold all or a portion of the Mortgage Files. The appointment of the Custodian may at any time be terminated and a substitute Custodian appointed therefor at the direction of the Depositor to the Trustee, the consent to which shall not be unreasonably withheld. The Custodian shall be entitled to its fees and expenses in accordance with the Custodial Agreement, which fees and expenses shall be paid to the Custodian from the sources and in the manner set forth in Section 8.05. Subject to Article VIII hereof, the Trustee agrees to comply with the terms of the Custodial Agreement, which agreement may be amended from time

to time, and shall have the right to enforce the terms and provisions thereof against the Custodian for the benefit of the Certificateholders having an interest in any Mortgage File held by the Custodian. Notwithstanding anything to the contrary in this Agreement, the Custodian is not an agent of the Trustee and in no event shall the Trustee be liable for any acts, omission, duties, obligations, or liabilities of the Custodian. In no event shall the appointment of the Custodian pursuant to the Custodial Agreement diminish the obligations of the Trustee hereunder.

ARTICLE IX

REMIC ADMINISTRATION

SECTION 9.01

REMIC Administration.

This Article IX is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively and references in this Article IX to “the Servicer” shall be references to JPMorgan and NCHLS, as applicable. Similar provisions relating to Countrywide Servicing and the Countrywide Mortgage Loans are set forth in Exhibit B. With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Article IX and Exhibit B, the provisions of Exhibit B shall control.

(a) REMIC elections as set forth in the Preliminary Statement shall be made by the Trustee on Form 1066 or other appropriate federal tax or information return for the taxable year ending on the last day of the calendar year in which the Certificates are issued. The regular interests and residual interest in each REMIC shall be as designated in the Preliminary Statement.

(b) The Closing Date is hereby designated as the “Startup Day” of each REMIC within the meaning of section 860G(a)(9) of the Code.

(c) The Trustee shall pay any and all expenses relating to any tax audit of any REMIC (including, but not limited to, any professional fees or any administrative or judicial proceedings with respect to any Trust REMIC that involve the Internal Revenue Service or state tax authorities), including the expense of obtaining any tax related Opinion of Counsel. The Trustee shall be entitled to reimbursement of expenses incurred pursuant to this Section 9.01(c) to the extent provided in Section 8.05.

(d) The Trustee shall prepare, sign and file, all of the REMICs’ federal and state tax and information returns (including Form 8811) as the direct representative each REMIC created hereunder. The expenses of preparing and filing such returns shall be borne by the Trustee.

(e) The Holder of the Class R Certificate at any time holding the largest Percentage Interest thereof shall be the “tax matters person” as defined in the REMIC Provisions (the related “Tax Matters Person”) with respect to REMIC 1, REMIC 2, REMIC 3 and REMIC 4 and shall act as Tax Matters Person for REMIC 1, REMIC 2, REMIC 3 and REMIC 4. The Holder of the Class R-X Certificate at any time holding the largest Percentage Interest thereof shall be the Tax Matters Person with respect to REMIC 5, REMIC 6 and REMIC 7 and shall act as Tax Matters Person for REMIC 5, REMIC 6 and REMIC 7. The Trustee, as agent for the Tax Matters Person, shall perform on behalf of each REMIC all reporting and other tax compliance duties that are the responsibility of such REMIC under the Code, the REMIC Provisions, or other compliance guidance issued by the Internal Revenue Service or any state or local taxing authority. Among its other duties, if required by the Code, the REMIC Provisions, or other such

guidance, the Trustee, as agent for the Tax Matters Person, shall provide (i) to the Treasury or other governmental authority such information as is necessary for the application of any tax relating to the transfer of a Residual Certificate to any disqualified person or organization and (ii) to the Certificateholders such information or reports as are required by the Code or REMIC Provisions. The Trustee, as agent for the Tax Matters Person, shall represent each REMIC in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC, enter into settlement agreements with any government taxing agency, extend any statute of limitations relating to any item of any REMIC and otherwise act on behalf of any REMIC in relation to any tax matter involving the Trust.

(f) The Trustee, the Servicers and the Holders of Certificates shall take any action or cause any REMIC to take any action necessary to create or maintain the status of each REMIC as a REMIC under the REMIC Provisions and shall assist each other as necessary to create or maintain such status. None of the Trustee, the Servicers or the Holder of any Residual Certificate shall take any action, cause any REMIC created hereunder to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of such REMIC as a REMIC or (ii) result in the imposition of a tax upon such REMIC (including but not limited to the tax on prohibited transactions as defined in Code Section 860F(a)(2) and the tax on prohibited contributions set forth on Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless the Trustee and the Servicers have received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such status or result in the imposition of such a tax. In addition, prior to taking any action with respect to any REMIC created hereunder or the assets therein, or causing such REMIC to take any action, which is not expressly permitted under the terms of this Agreement, any Holder of a Residual Certificate will consult with the Trustee and the Servicers, or their respective designees, in writing, with respect to whether such action could cause an Adverse REMIC Event to occur with respect to any REMIC, and no such Person shall take any such action or cause any REMIC to take any such action as to which the Trustee or the Servicers has advised it in writing that an Adverse REMIC Event could occur.

(g) Each Holder of a Residual Certificate shall pay when due any and all taxes imposed on each REMIC created hereunder by federal or state governmental authorities. To the extent that such Trust taxes are not paid by a Residual Certificateholder, the Trustee shall pay any remaining REMIC taxes out of current or future amounts otherwise distributable to the Holder of the Residual Certificate in the REMICs or, if no such amounts are available, out of other amounts held in the Distribution Account, and shall reduce amounts otherwise payable to Holders of regular interests in the related REMIC. Subject to the foregoing, in the event that a REMIC incurs a state or local tax, including franchise taxes, as a result of a determination that such REMIC is domiciled in the State of California for state tax purposes by virtue of the location of either Servicer, the related Servicer agrees to pay on behalf of such REMIC when due, any and all state and local taxes imposed as a result of such a determination, in the event that the Holder of the related Residual Certificate fails to pay such taxes, if any, when imposed.

(h) The Trustee, as agent for the Tax Matters Person, shall, for federal income tax purposes, maintain books and records with respect to each REMIC created hereunder on a calendar year and on an accrual basis.

(i) No additional contributions of assets shall be made to any REMIC created hereunder, except as expressly provided in this Agreement with respect to eligible substitute mortgage loans.

(j) Neither the Trustee nor the Servicers shall enter into any arrangement by which any REMIC created hereunder will receive a fee or other compensation for services.

(k)

[Reserved].

(l) The Trustee will apply for an Employee Identification Number from the Internal Revenue Service via a Form SS-4 or other acceptable method for all tax entities and shall complete the Form 8811.

SECTION 9.02

Prohibited Transactions and Activities.

None of the Depositor, the Servicers or the Trustee shall sell, dispose of, or substitute for any of the Mortgage Loans, except in a disposition pursuant to (i) the foreclosure of a Mortgage Loan, (ii) the bankruptcy of the Trust Fund, (iii) the termination of any REMIC created hereunder pursuant to Article X of this Agreement, (iv) a substitution pursuant to Article II of this Agreement or (v) a repurchase of Mortgage Loans pursuant to Article II of this Agreement, nor acquire any assets for any REMIC, nor sell or dispose of any investments in the Distribution Account for gain, nor accept any contributions to either REMIC after the Closing Date, unless it has received an Opinion of Counsel (at the expense of the party causing such sale, disposition, or substitution) that such disposition, acquisition, substitution, or acceptance will not (a) affect adversely the status of any REMIC created hereunder as a REMIC or of the interests therein other than the Residual Certificates as the regular interests therein, (b) affect the distribution of interest or principal on the Certificates, (c) result in the encumbrance of the assets transferred or assigned to the Trust Fund (except pursuant to the provisions of this Agreement) or (d) cause any REMIC created hereunder to be subject to a tax on prohibited transactions or prohibited contributions pursuant to the REMIC Provisions.

SECTION 9.03

Indemnification with Respect to Certain Taxes and Loss of REMIC Status.

(a) In the event that any REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the negligent performance by either Servicer of its duties and obligations set forth herein, the related Servicer shall indemnify the Trustee and the Trust Fund against any and all losses, claims, damages, liabilities or expenses (“Losses”) resulting from such negligence; provided, however, that the related Servicer shall not be liable for any such Losses attributable to the action or inaction of the Trustee, the Depositor, another Servicer or the Holder of such Residual Certificate, as applicable, nor for any such

Losses resulting from misinformation provided by the Holder of such Residual Certificate on which the related Servicer has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the related Servicer have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the related Servicer of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

(b) In the event that any REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the negligent performance by the Trustee of its duties and obligations set forth herein, the Trustee shall indemnify the Servicers and the Trust Fund against any and all Losses resulting from such negligence; provided, however, that the Trustee shall not be liable for any such Losses attributable to the action or inaction of either Servicer, the Depositor or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of such Residual Certificate on which the Trustee has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the Trustee have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the Trustee of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

ARTICLE X

TERMINATION

SECTION 10.01

Termination.

This Article X is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively and references in this Article X to “the Servicer” shall be references to JPMorgan and NCHLS, as applicable. Similar provisions relating to Countrywide Servicing and the Countrywide Mortgage Loans are set forth in Exhibit B. With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Article X and Exhibit B, the provisions of Exhibit B shall control.

(a) The respective obligations and responsibilities of the Servicers, the Depositor and the Trustee created hereby (other than the obligation of the Trustee to make certain payments to Certificateholders after the final Distribution Date and the obligation of the Servicers to send certain notices as hereinafter set forth) shall terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Terminator of the Mortgage Loans as described below and (iv) the Distribution Date in March 2036. Notwithstanding the foregoing, in no event shall the trust created hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Xxxxxx X. Xxxxxxx, the late ambassador of the United States to the Court of St. James’s, living on the date hereof.

Each Servicer (in such context, the “Terminator”), may, at its option, terminate this Agreement on any date on which the aggregate of the Stated Principal Balances of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) on such date is equal to or less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans on the related Cut-off Date and (ii) the Original Pre-Funded Amounts, by purchasing, on the next succeeding Distribution Date, all of the outstanding Mortgage Loans and REO Properties at a price equal to the greater of (i) the Stated Principal Balance of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and the appraised value of the REO Properties and (ii) fair market value of the Mortgage Loans and REO Properties (as determined and as agreed upon in their good faith business judgment as of the close of business on the third Business Day next preceding the date upon which notice of any such termination is furnished to the related Certificateholders pursuant to Section 10.01(c) by (x) the Terminator, (y) the Holders of a majority in Percentage Interest in the Class C Certificates and (z) if the Floating Rate Certificates will not receive all amounts owed to it as a result of the termination, the Trustee,

provided that if this clause (z) applies to such determination, such determination shall be based solely upon an appraisal obtained as provided in the last sentence of this paragraph), plus accrued and unpaid interest thereon at the weighted average of the Mortgage Rates through the end of the Due Period preceding the final Distribution Date plus unreimbursed Servicing Advances, Advances, any unpaid Servicing Fees allocable to such Mortgage Loans and REO Properties and any accrued and unpaid Net WAC Rate Carryover Amounts and any Swap Termination payment payable to the Swap Provider (the “Termination Price”); provided, however, such option may only be exercised if the Termination Price is sufficient to result in the payment of all interest accrued on, as well as amounts necessary to retire the principal balance of, each class of notes issued pursuant to the Indenture. If the determination of the fair market value of the Mortgage Loans and REO Properties shall be required to be made and agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee as provided in (ii) above in their good faith business judgment, such determination shall be based on an appraisal of the value of the Mortgage Loans and REO Properties conducted by an independent appraiser mutually agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee in their reasonable discretion, and (A) such appraisal shall be obtained at no expense to the Trustee and (B) the Trustee may conclusively rely on, and shall be protected in relying on, such appraisal.

In connection with any such purchase pursuant to the preceding paragraph, the Terminator shall deposit in the Distribution Account all amounts then on deposit in the Collection Accounts, which deposit shall be deemed to have occurred immediately preceding such purchase.

Any such purchase shall be accomplished by deposit into the Distribution Account on the Determination Date before such Distribution Date of the Termination Price.

(b) Notice of any termination, specifying the Distribution Date (which shall be a date that would otherwise be a Distribution Date) upon which the Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee upon the Trustee receiving notice of such date from the Terminator, by letter to the Certificateholders mailed not earlier than the 15^th day and not later than the 25^th day of the month next preceding the month of such final distribution specifying (1) the Distribution Date upon which final distribution of the Certificates will be made upon presentation and surrender of such Certificates at the office or agency of the Trustee therein designated, (2) the amount of any such final distribution and (3) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office or agency of the Trustee therein specified.

(c) Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to the Holders of the Certificates on the Distribution Date for such final distribution, in proportion to the Percentage Interests of their respective Class and to the extent that funds are available for such purpose, an amount equal to the amount required to be distributed to such Holders in accordance with the provisions of Section 4.01 for such

Distribution Date. By acceptance of the Residual Certificates, the Holders of the Residual Certificates agree, in connection with any termination hereunder, to assign and transfer any amounts in excess of the par value of the Mortgage Loans, and to the extent received in respect of such termination, to pay any such amounts to the Holders of the Class C Certificates.

(d) In the event that all Certificateholders shall not surrender their Certificates for final payment and cancellation on or before such final Distribution Date, the Trustee shall promptly following such date cause all funds in the Distribution Account not distributed in final distribution to Certificateholders to be withdrawn therefrom and credited to the remaining Certificateholders by depositing such funds in a separate Escrow Account for the benefit of such Certificateholders, and the related Servicer (if either Servicer has exercised its right to purchase the Mortgage Loans) or the Trustee (in any other case) shall give a second written notice to the remaining Certificateholders, to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within nine months after the second notice all the Certificates shall not have been surrendered for cancellation, the Residual Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto, and the Trustee upon transfer of such funds shall be discharged of any responsibility for such funds, and the Certificateholders shall look to the Residual Certificateholders for payment.

SECTION 10.02

Additional Termination Requirements.

(a) In the event that the Terminator exercises its purchase option as provided in Section 10.01, each REMIC shall be terminated in accordance with the following additional requirements, unless the Trustee shall have been furnished with an Opinion of Counsel to the effect that the failure of the Trust to comply with the requirements of this Section will not (i) result in the imposition of taxes on “prohibited transactions” of the Trust as defined in Section 860F of the Code or (ii) cause any REMIC constituting part of the Trust Fund to fail to qualify as a REMIC at any time that any Certificates are outstanding:

(i) Within 90 days prior to the final Distribution Date, the Terminator shall adopt and the Trustee shall sign a plan of complete liquidation of each REMIC created hereunder meeting the requirements of a “Qualified Liquidation” under Section 860F of the Code and any regulations thereunder; and

(ii) At or after the time of adoption of such a plan of complete liquidation and at or prior to the final Distribution Date, the Trustee shall sell all of the assets of the Trust Fund to the Terminator for cash pursuant to the terms of the plan of complete liquidation.

(b) By their acceptance of Certificates, the Holders thereof hereby agree to appoint the Trustee as their attorney in fact to: (i) adopt such a plan of complete liquidation (and the Certificateholders hereby appoint the Trustee as their attorney in fact to sign such plan) as appropriate and (ii) to take such other action in connection therewith as may be reasonably required to carry out such plan of complete liquidation all in accordance with the terms hereof.

ARTICLE XI

MISCELLANEOUS PROVISIONS

SECTION 11.01

Amendment.

This Agreement may be amended from time to time by the Depositor, the Servicers and the Trustee; and without the consent of the Certificateholders (i) to cure any ambiguity, (ii) to correct or supplement any provisions herein which may be defective or inconsistent with any other provisions herein (iii) to amend the provisions of Section 3.22(b) or (iv) to make any other provisions with respect to matters or questions arising under this Agreement which shall not be inconsistent with the provisions of this Agreement; provided that such action shall not as evidenced by either (a) an Opinion of Counsel delivered to the Trustee or (b) written notice to the Depositor, the Servicers and the Trustee from each Rating Agency that such action will not result in the reduction or withdrawal of the rating of any outstanding Class of Certificates with respect to which it is a Rating Agency, adversely affect in any material respect the interests of any Certificateholder. No amendment shall be deemed to adversely affect in any material respect the interests of any Certificateholder who shall have consented thereto, and no Opinion of Counsel or Rating Agency confirmation shall be required to address the effect of any such amendment on any such consenting Certificateholder. Notwithstanding the foregoing, neither an Opinion of Counsel nor written notice to the Depositor, the Servicers and the Trustee from the Rating Agencies will be required in connection with an amendment to the provisions of Section 3.22(b).

In addition, this Agreement may be amended from time to time by the Depositor, the Servicers and the Trustee with the consent of the Majority Certificateholders for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Swap Provider or the Holders of Certificates; provided, however, that no such amendment or waiver shall (x) reduce in any manner the amount of, or delay the timing of, payments on the Certificates or distributions which are required to be made on any Certificate without the consent of the Holder of such Certificate, (y) adversely affect in any material respect the interests of the Swap Provider or the Holders of any Class of Certificates (as evidenced by either (i) an Opinion of Counsel delivered to the Trustee or (ii) written notice to the Depositor, the Servicers and the Trustee from each Rating Agency that such action will not result in the reduction or withdrawal of the rating of any outstanding Class of Certificates with respect to which it is a Rating Agency) in a manner other than as described in clause (x) above, without the consent of the Holders of Certificates of such Class evidencing at least a 66% Percentage Interest in such Class, or (z) reduce the percentage of Voting Rights required by clause (y) above without the consent of the Holders of all Certificates of such Class then outstanding. Upon approval of an amendment, a copy of such amendment shall be sent to the Rating Agencies.

Notwithstanding any provision of this Agreement to the contrary, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel, delivered by (and at the expense of) the Person seeking such Amendment,

to the effect that such amendment will not result in the imposition of a tax on any REMIC created hereunder constituting part of the Trust Fund pursuant to the REMIC Provisions or cause any REMIC created hereunder constituting part of the Trust to fail to qualify as a REMIC at any time that any Certificates are outstanding and that the amendment is being made in accordance with the terms hereof.

Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Servicer or the Trustee shall enter into any amendment to Section 4.10 or Section 11.10 of this Agreement without the prior written consent of the Swap Provider.

Promptly after the execution of any such amendment the Trustee shall furnish, at the expense of the Person that requested the amendment if such Person is a Servicer (but in no event at the expense of the Trustee), otherwise at the expense of the Trust, a copy of such amendment and the Opinion of Counsel referred to in the immediately preceding paragraph to the Servicers and each Rating Agency.

It shall not be necessary for the consent of Certificateholders under this Section 11.01 to approve the particular form of any proposed amendment; instead it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

The Trustee may, but shall not be obligated to, enter into any amendment pursuant to this Section 11.01 that affects its rights, duties and immunities under this Agreement or otherwise.

SECTION 11.02

Recordation of Agreement; Counterparts.

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the related Servicer at the expense of the Trust, but only upon direction of Certificateholders accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall together constitute but one and the same instrument.

SECTION 11.03

Limitation on Rights of Certificateholders.

The death or incapacity of any Certificateholder shall not (i) operate to terminate this Agreement or the Trust, (ii) entitle such Certificateholder’s legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up

of the Trust, or (iii) otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

Except as expressly provided for herein, no Certificateholder shall have any right to vote or in any manner otherwise control the operation and management of the Trust, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of default and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates entitled to at least 25% of the Voting Rights shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee for 15 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding. It is understood and intended, and expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, which priority or preference is not otherwise provided for herein, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.03 each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.

SECTION 11.04

Governing Law; Jurisdiction.

This Agreement shall be construed in accordance with the laws of the State of New York, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

SECTION 11.05

Notices.

All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by first class mail, postage prepaid, by facsimile or by express delivery service, to (a) in the case of JPMorgan, 00000 Xxxxxx Xxxxxxxx, Xxx Xxxxx, XX 00000, Attention: Xxxxx Xxxxx, with a copy to, 000 Xxxx Xxxxxx Xxxxx, Xxxxxx, Xxx Xxxxxx 00000, Attention: General Counsel, or such other address or telecopy number as may hereafter be furnished to the Depositor and the Trustee in writing by JPMorgan, (b) in the case of Countrywide Servicing, Countrywide Home Loans Servicing LP,

000 Xxxxxxxxxxx Xxx, Xxxx Xxxxxx, Xxxxxxxxxx 00000, Attention: Investor Accounting Department/Xxxx Xxxxxxx, with a copy to Countrywide Home Loans, Inc., 0000 Xxxx Xxxxxxx, Xxxxxxxxx, Xxxxxxxxxx 00000, Attention: General Counsel, or such other address or telecopy number as may hereafter be furnished to the Depositor and the Trustee in writing by Countrywide Servicing, (c) in the case of NCHLS, National City Home Loan Services, Inc., 000 Xxxxxxxxx Xxxxxx, Xxxxxxx 00-00-000, Xxxxxxxxxx, XX 00000-0000, Attention: Investor Reporting Manager, or such other address or telecopy number as may hereafter be furnished to the Depositor and the Trustee in writing by NCHLS, (d) in the case of the Trustee, Deutsche Bank National Trust Company, 0000 Xxxx Xx. Xxxxxx Xxxxx, Xxxxx Xxx, Xxxxxxxxxx 00000-0000, Attention: GC05S4 (telecopy number: (000) 000-0000), or such other address or telecopy number as may hereafter be furnished to the Depositor and the Servicers in writing by the Trustee, and (e) in the case of the Depositor, Financial Asset Securities Corp., 000 Xxxxxxxxx Xxxx, Xxxxxxxxx, Xxxxxxxxxxx 00000, Attention: Legal, or such other address as may be furnished to the Servicers and the Trustee in writing by the Depositor. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Notice of any Servicer Event of Termination shall be given by telecopy and by certified mail. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have duly been given when mailed, whether or not the Certificateholder receives such notice. A copy of any notice required to be telecopied hereunder shall also be mailed to the appropriate party in the manner set forth above.

SECTION 11.06

Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall for any reason whatsoever be held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

SECTION 11.07

Article and Section References.

All article and section references used in this Agreement, unless otherwise provided, are to articles and sections in this Agreement.

SECTION 11.08

Notice to the Rating Agencies.

(a) Each of the Trustee and the related Servicer shall be obligated to use its best reasonable efforts promptly to provide notice to the Rating Agencies with respect to each of the following of which a Responsible Officer of the Trustee or such Servicer, as the case may be, has actual knowledge:

(i)

any material change or amendment to this Agreement;

(ii) the occurrence of any Servicer Event of Termination that has not been cured or waived;

	(iii)	the resignation or termination of a Servicer or the Trustee;
	(iv)	the final payment to Holders of the Certificates of any Class;
	(v)	any change in the location of any Account; and

(vi) if the Trustee is acting as a successor Servicer pursuant to Section 7.02 hereof, any event that would result in the inability of the Trustee to make Advances.

(b) In addition, the Trustee shall promptly make available to each Rating Agency copies of each Statement to Certificateholders described in Sections 4.03 and 3.19 hereof and each Servicer shall promptly furnish to each Rating Agency copies of the following:

(i)

each annual statement as to compliance described in Section 3.20 hereof;

(ii) each annual independent public accountants’ servicing report described in Section 3.21 hereof; and

(iii) each notice delivered pursuant to Section 7.01(a) hereof which relates to the fact that a Servicer has not made an Advance.

Any such notice pursuant to this Section 11.08 shall be in writing and shall be deemed to have been duly given if personally delivered or mailed by first class mail, postage prepaid, or by express delivery service to (i) Xxxxx’x Investors Service, Inc., 00 Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, (ii) Fitch Ratings, Xxx Xxxxx Xxxxxx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000, (iii) Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc., 00 Xxxxx Xxxxxx, 00^xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Residential Mortgage Surveillance Group and (iv) Dominion Bond Ratings Service, Inc., One Exchange Plaza, 00 Xxxxxxxx, 00xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000.

SECTION 11.09

Further Assurances.

Notwithstanding any other provision of this Agreement, neither the Regular Certificateholders nor the Trustee shall have any obligation to consent to any amendment or modification of this Agreement unless they have been provided reasonable security or indemnity against their out-of-pocket expenses (including reasonable attorneys’ fees) to be incurred in connection therewith.

SECTION 11.10

Benefits of Agreement.

Nothing in this Agreement or in the Certificates, expressed or implied, shall give to any Person, other than the Certificateholders and the parties hereto and their successors hereunder, any benefit or any legal or equitable right, remedy or claim under this Agreement.

SECTION 11.11

Acts of Certificateholders.

(a) Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Agreement to be given or taken by the Certificateholders may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Certificateholders in person or by agent duly appointed in writing, and such action shall become effective when such instrument or instruments are delivered to the Trustee and the Servicers. Such instrument or instruments (and the action embodied therein and evidenced thereby) are herein sometimes referred to as the “act” of the Certificateholders signing such instrument or instruments. Proof of execution of any such instrument or of a writing appointing any such agent shall be sufficient for any purpose of this Agreement and conclusive in favor of the Trustee and the Trust, if made in the manner provided in this Section 11.11.

(b) The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such execution or by the certificate of a notary public or other officer authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or writing acknowledged to him the execution thereof. Whenever such execution is by a signer acting in a capacity other than his or her individual capacity, such certificate or affidavit shall also constitute sufficient proof of his authority.

(c) Any request, demand, authorization, direction, notice, consent, waiver or other action by any Certificateholder shall bind every future Holder of such Certificate and the Holder of every Certificate issued upon the registration of transfer thereof or in exchange therefor or in lieu thereof, in respect of anything done, omitted or suffered to be done by the Trustee or the Trust in reliance thereon, whether or not notation of such action is made upon such Certificate.

IN WITNESS WHEREOF, the Depositor, the Servicers and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized, all as of the day and year first above written.

FINANCIAL ASSET SECURITIES CORP.,
as Depositor

By:

/s/ Xxxxx Xxxxx

Name:

Xxxxx Xxxxx

Title:

Managing Director

COUNTRYWIDE HOME LOANS
SERVICING LP, as a Servicer

By:

COUNTRYWIDE GP, INC., its
general partner

By:

/s/ Xxxx Xxxxxxx, Xx.

Name:

Xxxx Xxxxxxx, Xx.

Title:

Sr. Vice President

JPMORGAN CHASE BANK, NATIONAL
ASSOCIATION, as a Servicer

By:

/s/ Xxxxxxx Xxxxx

Name:

Xxxxxxx Xxxxx

Title:

Assistanct Vice President

NATIONAL CITY HOME LOAN SERVICES,
INC., as a Servicer

By:

/s/ Xxxxxx X. Xxxxxxx

Name:

Xxxxxx X. Xxxxxxx

Title:

Vice President

DEUTSCHE BANK NATIONAL TRUST
COMPANY, as Trustee

By:

/s/ Xxxx Xxxxxxx

Name:

Xxxx Xxxxxxx

Title:

Associate

By:

/s/ Xxxxxxx Xxxxxxxx

Name:

Xxxxxxx Xxxxxxxx

Title:

Vice President

STATE OF CONNECTICUT	)
	)	ss.:
COUNTY OF FAIRFIELD	)

On the _____ day of December, 2005 before me, a notary public in and for said State, personally appeared _________________________ known to me to be _______________________ of Financial Asset Securities Corp., a Delaware corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

STATE OF_____________	)
	)	ss.:
COUNTY OF___________	)

On the _____ day of December, 2005 before me, a notary public in and for said State, personally appeared ____________________________ known to me to be a ___________________________ of JPMorgan Chase Bank, National Association, a corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

STATE OF_____________	)
	)	ss.:
COUNTY OF___________	)

On the _____ day of December, 2005 before me, a notary public in and for said State, personally appeared _________________________ known to me to be a ________________________ of Countrywide Home Loans Servicing LP, a corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

STATE OF CALIFORNIA	)
	)	ss.:
COUNTY OF ORANGE	)

On the ____ day of December, 2005 before me, a notary public in and for said State, personally appeared _________________________, known to me to be a(n) _______________________ and _________________________, known to me to be a(n) _______________________of Deutsche Bank National Trust Company, a corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said association, and acknowledged to me that such corporation executed the within instrument.

STATE OF_____________	)
	)	ss.:
COUNTY OF___________	)

On the _____ day of December, 2005 before me, a notary public in and for said State, personally appeared _________________________ known to me to be _______________________ of National City Home Loan Services, Inc., a Delaware corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.


	Notary Public

EXHIBIT A-1

FORM OF CLASS I-A1 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$331,971,000.00
Original Class Certificate Principal Balance of this Class	:	$331,971,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M JY 5
Class	:	I-A1
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS I-A1

evidencing the Percentage Interest in the distributions allocable to the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class I-A1 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class I-A1 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class I-A1 Certificate (obtained by dividing the Denomination of this Class I-A1 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class I-A1 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class I-A1 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class I-A1 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class I-A1 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class I-A1Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-2

FORM OF CLASS II-A1 CERTIFICATES

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$166,699,000.00
Original Class Certificate Principal Balance of this Class	:	$166,699,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M jz 2
Class	:	II-A1
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS II-A1

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A1 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A1 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A1 Certificate (obtained by dividing the Denomination of this Class II-A1 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class II-A1 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A1 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A1 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A1 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class II-A1 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-3

FORM OF CLASS II-A2 CERTIFICATES

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$46,020,000.00
Original Class Certificate Principal Balance of this Class	:	$46,020,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KA 5
Class	:	II-A2
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS II-A2

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A2 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A2 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A2 Certificate (obtained by dividing the Denomination of this Class II-A2 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class II-A2 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A2 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A2 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A2 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class II-A2 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-4

FORM OF CLASS II-A3 CERTIFICATES

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$75,247,000.00
Original Class Certificate Principal Balance of this Class	:	$75,247,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KB 3
Class	:	II-A3
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS II-A3

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A3 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A3 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A3 Certificate (obtained by dividing the Denomination of this Class II-A3 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class II-A3 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A3 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A3 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A3 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class II-A3 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-5

FORM OF CLASS II-A4 CERTIFICATES

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$36,572,000.00
Original Class Certificate Principal Balance of this Class	:	$36,572,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KC 1
Class	:	II-A4
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS II-A4

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A4 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A4 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A4 Certificate (obtained by dividing the Denomination of this Class II-A4 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class II-A4 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A4 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A4 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A4 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class II-A4 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-6

FORM OF CLASS M-1A CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$26,784,000.00
Original Class Certificate Principal Balance of this Class	:	$26,784,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KD 9
Class	:	M-1A
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-1A

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-1A Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-1A Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-1A Certificate (obtained by dividing the Denomination of this Class M-1A Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-1A Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-1A Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-1A Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-1A Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-1A Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-7

FORM OF CLASS M-1B CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$13,392,000.00
Original Class Certificate Principal Balance of this Class	:	$13,392,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KE 7
Class	:	M-1B
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-1B

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-1B Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-1B Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-1B Certificate (obtained by dividing the Denomination of this Class M-1B Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-1B Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-1B Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-1B Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-1B Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-1B Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-8

FORM OF CLASS M-2 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES AND CLASS M-1B CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$32,671,000.00
Original Class Certificate Principal Balance of this Class	:	$32,671,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KF 4
Class	:	M-2
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-2

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-2 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-2 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-2 Certificate (obtained by dividing the Denomination of this Class M-2 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-2 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-2 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-2 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-2 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-2 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-9

FORM OF CLASS M-3 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES AND THE CLASS M-2 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$20,309,000.00
Original Class Certificate Principal Balance of this Class	:	$20,309,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KG 2
Class	:	M-3
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-3

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-3 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-3 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-3 Certificate (obtained by dividing the Denomination of this Class M-3 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-3 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-3 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-3 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-3 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-3 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-10

FORM OF CLASS M-4 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, AND THE CLASS M-3 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$18,102,000.00
Original Class Certificate Principal Balance of this Class	:	$18,102,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KH 0
Class	:	M-4
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-4

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-4 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-4 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-4 Certificate (obtained by dividing the Denomination of this Class M-4 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-4 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-4 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-4 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-4 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-4 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-11

FORM OF CLASS M-5 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES AND THE CLASS M-4 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$17,219,000.00
Original Class Certificate Principal Balance of this Class	:	$17,219,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KJ 6
Class	:	M-5
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-5

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-5 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-5 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-5 Certificate (obtained by dividing the Denomination of this Class M-5 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-5 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-5 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-5 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-5 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[REVERSE OF CLASS M-5 CERTIFICATE]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-12

FORM OF CLASS M-6 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES AND THE CLASS M-5 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$15,011,000.00
Original Class Certificate Principal Balance of this Class	:	$15,011,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KK 3
Class	:	M-6
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-6

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-6 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-6 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-6 Certificate (obtained by dividing the Denomination of this Class M-6 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-6 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-6 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-6 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-6 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-6 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-13

FORM OF CLASS M-7 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES AND THE CLASS M-6 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$12,362,000.00
Original Class Certificate Principal Balance of this Class	:	$12,362,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KL 1
Class	:	M-7
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-7

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-7 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-7 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-7 Certificate (obtained by dividing the Denomination of this Class M-7 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-7 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-7 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-7 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-7 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-7 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-14

FORM OF CLASS M-8 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES AND THE CLASS M-7 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$11,921,000.00
Original Class Certificate Principal Balance of this Class	:	$11,921,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KM 9
Class	:	M-8
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-8

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-8 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-8 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-8 Certificate (obtained by dividing the Denomination of this Class M-8 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-8 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-8 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-8 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-8 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-8 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-15

FORM OF CLASS M-9 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES, THE CLASS M-7 CERTIFICATES AND THE M-8 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$ 10,155,000.00
Original Class Certificate Principal Balance of this Class	:	$ 10,155,000.00
Percentage Interest	:	100.00%
Pass-Through Rate	:	Variable
CUSIP	:	83611M KN 7
Class	:	M-9
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-9

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-9 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-9 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-9 Certificate (obtained by dividing the Denomination of this Class M-9 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-9 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-9 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-9 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-9 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-9 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-16

FORM OF CLASS M-10 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES AND THE CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, CLASS M-2 CERTIFICATES, CLASS M-3 CERTIFICATES, CLASS M-4 CERTIFICATES, CLASS M-5 CERTIFICATES, CLASS M-6 CERTIFICATES, CLASS M-7 CERTIFICATES, CLASS M-8 CERTIFICATES AND CLASS M-9 CERTIFICATES, TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$ 7,505,000.00
Original Class Certificate Principal Balance of this Class	:	$ 7,505,000.00
Percentage Interest	:	100.00%

Pass-Through Rate	:	Variable
CUSIP	:	83611M KP 2
Class	:	M-10
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-10

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-10 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-10 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-10 Certificate (obtained by dividing the Denomination of this Class M-10 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-10 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-10 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable sate securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act, and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. The Holder hereof desiring to effect such transfer shall, and does hereby agree to indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Reference is hereby made to the further provisions of this Class M-10 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-10 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-10 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-17

FORM OF CLASS M-11 CERTIFICATES

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES AND THE CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, CLASS M-2 CERTIFICATES, CLASS M-3 CERTIFICATES, CLASS M-4 CERTIFICATES, CLASS M-5 CERTIFICATES, CLASS M-6 CERTIFICATES, CLASS M-7 CERTIFICATES, CLASS M-8 CERTIFICATES, CLASS M-9 CERTIFICATES AND CLASS M-10 CERTIFICATES, TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$ 8,830,000.00
Original Class Certificate Principal Balance of this Class	:	$ 8,830,000.00
Percentage Interest	:	100.00%

Pass-Through Rate	:	Variable
CUSIP	:	83611M KQ 0
Class	:	M-11
Assumed Maturity Date	:	March, 2036

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-11

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-11 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-11 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-11 Certificate (obtained by dividing the Denomination of this Class M-11 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class M-11 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-11 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class M-11 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-11 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class M-11 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-18

FORM OF CLASS C CERTIFICATES

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES AND THE MEZZANINE CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Notional Amount of this Certificate (“Denomination”)	:	$ 882,999,900.00
Original Class Certificate Principal Balance of this Class	:	$ 32,229,900.00
Percentage Interest	:	100.00%
Class	:	C

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS C

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class C Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class C Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Greenwich Capital Financial Products, Inc. is the registered owner of the Percentage Interest evidenced by this Class C Certificate (obtained by dividing the Denomination of this Class C Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class C Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class C Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not be obtained at the expense of the Trustee, the Servicers or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Reference is hereby made to the further provisions of this Class C Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class C Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class C Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-19

FORM OF CLASS P CERTIFICATE

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Initial Certificate Principal Balance of this Certificate (“Denomination”)	:	$100.00
Original Class Certificate Principal Balance of this Class	:	$100.00
Percentage Interest	:	100.00%
Class	:	P

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS P

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class P Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class P Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Greenwich Capital Financial Products, Inc. is the registered owner of the Percentage Interest evidenced by this Class P Certificate (obtained by dividing the Denomination of this Class P Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Class P Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class P Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate does not have a pass-through rate and will be entitled to distributions only to the extent set forth in the Agreement.

indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Reference is hereby made to the further provisions of this Class P Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class P Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class P Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-20

FORM OF CLASS R CERTIFICATE

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CLASS R CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE PROPOSED TRANSFEREE DELIVERS TO THE TRUSTEE A TRANSFER AFFIDAVIT IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Percentage Interest	:	100.00%
Class	:	R

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS R

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers or the Trustee referred to below or any of their respective affiliates.

This certifies that Greenwich Capital Markets, Inc. is the registered owner of the Percentage Interest evidenced by this Certificate specified above in the interest represented by all Certificates of the Class to which this Certificate belongs in a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate does not have a principal balance or pass-through rate and will be entitled to distributions only to the extent set forth in the Agreement. In addition, any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the Office or the office or agency maintained by the Trustee.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and to deliver a transfer certificate to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. Pursuant to the Agreement, The Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest on a Class R Certificate in violation of the restrictions mentioned above.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized officer of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class R Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4 Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT A-21

FORM OF CLASS R-X CERTIFICATES

THIS CLASS R-X CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.

Certificate No.	:	1
Cut-off Date	:	November 1, 2005
First Distribution Date	:	December 27, 2005
Percentage Interest	:	100.00%
Class	:	R-X

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS R-X

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers or the Trustee referred to below or any of their respective affiliates.

indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and to deliver a transfer certificate to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. Pursuant to the Agreement, The Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest on a Class R-X Certificate in violation of the restrictions mentioned above.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized officer of the Trustee.

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

SOUNDVIEW HOME LOAN TRUST 2005-4

DEUTSCHE BANK NATIONAL TRUST
COMPANY, not in its individual capacity, but
solely as Trustee

By:

This is one of the Certificates referenced
in the within-mentioned Agreement

By:

Authorized Signatory of
Deutsche Bank National Trust Company,
as Trustee

[Reverse of Class R-X Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:

Dated:_________________

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to

for the account of
account number							or, if mailed by check, to

Applicable statements should be mailed to


This information is provided by
assignee named above, or
its agent.

EXHIBIT B

COUNTRYWIDE SERVICING PROVISIONS

EXHIBIT B

ARTICLE I

DEFINITIONS

For the purposes of this Exhibit B, the following terms have the following meanings:

“Condemnation Proceeds”: All awards, compensation and settlements in respect of a taking of all or part of a Mortgaged Property by exercise of the power of condemnation or the right of eminent domain.

“Eligible Account”: The meaning set forth in the Agreement.

“Late Collections”: With respect to any Mortgage Loan, all amounts received during any Due Period, whether as late payments of Monthly Payments or as Liquidation Proceeds, Condemnation Proceeds, Other Insurance Proceeds, proceeds of any REO Disposition or otherwise, which represent late payments or collections of Monthly Payments due but delinquent for a previous Due Period and not previously recovered.

“Liquidation Proceeds”: Amounts, other than Condemnation Proceeds and Other Insurance Proceeds, received by Countrywide Servicing in connection with the liquidation of a defaulted Mortgage Loan through trustee’s sale, foreclosure sale or otherwise, other than amounts received following the acquisition of an REO Property pursuant to Section 3.13 of this Exhibit B.

“MERS Mortgage Loan”: Any Mortgage Loan registered with MERS on the MERS System.

“Monthly Advances”: The aggregate of the advances made by Countrywide Servicing on any Remittance Date pursuant to Section 3.18 of this Exhibit B.

“Other Insurance Proceeds”: Proceeds of any title policy, hazard policy, pool policy or other insurance policy covering a Mortgage Loan, to the extent such proceeds are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that Countrywide Servicing would follow in servicing mortgage loans held for its own account.

“Prepayment Interest Shortfall Amount”: With respect to any Mortgage Loan that was subject to a Principal Prepayment in full or in part during the portion of the related Principal Prepayment Period occurring between the first day of the related Principal Prepayment Period and the last day of the calendar month preceding the month in which such Remittance Date occurs, the amount of interest (net of the related Servicing Fee) that would have accrued on the amount of such Prepayment during the period commencing on the date as of which such Principal Prepayment was applied to such Mortgage Loan and ending on the last day of the calendar month preceding such Remittance Date.

“Principal Prepayment Period”: As to any Remittance Date, the period commencing on the 16th day in the month preceding the calendar month in which such

Remittance Date occurs and ending on the 15th day of the calendar month in which such Remittance Date occurs.

“Remittance Date”: The 24^th day of each calendar month or, if such 24^th day is not a Business Day, the immediately preceding Business Day.

“Repurchase Price”: With respect to any Mortgage Loan, a price equal to (i) the Stated Principal Balance of the Mortgage Loan plus (ii) interest on such Stated Principal Balance at the Net Mortgage Rate from the last date through which interest has been paid and distributed to the Certificateholders to the date of repurchase, less amounts received or advanced in respect of such repurchased Mortgage Loan which are being held in the Collection Account for distribution in the month of repurchase plus (iii) any costs and expenses incurred by Countrywide Servicing or the Trustee in respect of the breach or defect giving rise to the repurchase obligation including, without limitation, any costs and damages incurred by any such party in connection with any violation by any such Mortgage Loan of any predatory or abusive lending law.

“Servicing Advance”: All customary, reasonable and necessary “out of pocket” costs and expenses incurred in the performance by Countrywide Servicing of its servicing obligations, including, but not limited to, the cost of (i) the preservation, restoration and protection of the Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, (iii) the management and liquidation of the REO Property and (iv) compliance with the obligations under this Agreement.

“Servicing Fee”: With respect to each Mortgage Loan, the amount of the annual fee payable to Countrywide Servicing, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the Servicing Fee Rate and (b) the Stated Principal Balance of such Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is computed. The Servicing Fee is payable solely from, the interest portion of such Monthly Payment collected by Countrywide Servicing, or as otherwise provided herein. With respect to REO Property, the Servicing Fee shall be payable to Countrywide Servicing through REO Disposition in accordance with Section 3.13 of this Exhibit B which Servicing Fee shall be based upon the Stated Principal Balance of the related Mortgage Loan at the time of foreclosure as reduced by any income or proceeds received in respect of such REO Property and applied to reduce the outstanding principal balance of the foreclosed Mortgage Loan.

All other capitalized terms used, but not defined above, shall have the meanings given to them in the Agreement.

ARTICLE II

REPRESENTATIONS, WARRANTIES & COVENANTS

Section 2.01

Representations, Warranties & Covenants of Countrywide Servicing.

Countrywide Servicing represents, warrants and covenants to the Trustee, for the benefit of each of the Trustee and the Certificateholders and to the Depositor that as of the Closing Date or as of such date specifically provided herein:

(i) Countrywide Servicing is duly organized, validly existing and in good standing under the laws of Texas and is qualified to transact business in and is in good standing under the laws of each state where a Mortgaged Property is located or is otherwise exempt under applicable law from such qualification or is otherwise not required under applicable law to effect such qualification and no demand for such qualification has been made upon Countrywide Servicing by any state having jurisdiction and in any event Countrywide Servicing is or will be in compliance with the laws of any such state to the extent necessary to insure the enforceability of each Countrywide Mortgage Loan and the servicing of Countrywide Mortgage Loans in accordance with the terms of this Agreement. No licenses or approvals obtained by Countrywide Servicing have been suspended by any court, administrative agency, arbitrator or governmental body and no proceedings are pending which might result in such suspension;

(ii) Countrywide Servicing has the full power and authority to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement. Countrywide Servicing has duly authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement. This Agreement, assuming due authorization, execution and delivery by the Depositor, GMACM and the Trustee, constitutes a legal, valid and binding obligation of Countrywide Servicing, enforceable against it in accordance with its terms except as the enforceability thereof may be limited by bankruptcy, insolvency, or reorganization;

(iii) Neither the execution and delivery of this Agreement, the consummation of the transactions contemplated hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement, will conflict with or result in a breach of any of the terms, conditions or provisions of Countrywide Servicing’s formation documents or result in a material breach of any legal restriction or any agreement or instrument to which Countrywide Servicing is now a party or by which it is bound, or constitute a material default or result in an acceleration under any of the foregoing, or result in the violation of any law, rule, regulation, order, judgment or decree to which Countrywide Servicing or its property is subject or impair the ability of the Trustee to realize on the Mortgage Loans;

(iv) Countrywide Servicing is an approved servicer for either Xxxxxx Xxx or Freddie Mac in good standing and is a mortgagee approved by the Secretary of HUD pursuant to Section 203 and 211 of the National Housing Act. No event has occurred, including but not limited to a change in insurance coverage, which would make Countrywide Servicing unable to comply with Xxxxxx Xxx, Freddie Mac or HUD

eligibility requirements or which would require notification to Xxxxxx Xxx, Freddie Mac or HUD;

(v) Countrywide Servicing does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(vi) There is no action, suit, proceeding, investigation or litigation pending or, to Countrywide Servicing’s knowledge, threatened, which either in any one instance or in the aggregate, if determined adversely to Countrywide Servicing would adversely affect the execution, delivery or enforceability of this Agreement, the ability of Countrywide Servicing to service the Countrywide Mortgage Loans hereunder in accordance with the terms hereof, or Countrywide Servicing’s ability to perform its obligations under this Agreement;

(vii) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by Countrywide Servicing of or compliance by Countrywide Servicing with this Agreement or if required, such consent, approval, authorization or order has been obtained prior to the Closing Date;

(viii) No written statement, report or other document prepared and furnished or to be prepared and furnished by Countrywide Servicing pursuant to this Agreement or in connection with the transactions contemplated hereby contains any untrue statement of material fact or omits to state a material fact necessary to make the statements contained therein not misleading;

(ix) Countrywide Servicing is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the MERS Mortgage Loans for as long as such Mortgage Loans are registered with MERS; and

(x) Countrywide Servicing will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.01 shall survive delivery of the Mortgage Files to the Trustee and shall inure to the benefit of the Trustee, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, either Servicer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan, Prepayment Charge or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to Countrywide Servicing and the Trustee. Notwithstanding the foregoing, within 90 days of the earlier of discovery by Countrywide Servicing or receipt of notice by Countrywide Servicing of the breach of the representation or covenant Countrywide Servicing set forth in Section 2.01(x) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, Countrywide Servicing must pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into its Collection

Account. The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor or the Trustee on behalf of the Certificateholders, pursuant to the Master Agreements respecting a breach of the representations, warranties and covenants of the Originators.

ARTICLE III

SERVICING OF THE MORTGAGE LOANS

Section 3.01

Countrywide Servicing to Act as Servicer.

Countrywide Servicing, as independent contract servicer, shall service and administer the Mortgage Loans in accordance with this Agreement and the normal and usual standards of practice of prudent mortgage lenders, and shall have full power and authority, acting alone, to do or cause to be done any and all things in connection with such servicing and administration which Countrywide Servicing may deem necessary or desirable and consistent with the terms of this Agreement; provided, however, that Countrywide Servicing shall not knowingly or intentionally take any action, or fail to take (or fail to cause to be taken) any action reasonably within its control and the scope of duties more specifically set forth herein, that, under the REMIC Provisions, if taken or not taken, as the case may be, would cause any REMIC created under this Agreement to fail to qualify as a REMIC or result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) unless Countrywide Servicing has received an Opinion of Counsel (but not at the expense of Countrywide Servicing) to the effect that the contemplated action will not cause any REMIC created under this Agreement to fail to qualify as a REMIC or result in the imposition of a tax upon any such REMIC created hereunder.

Consistent with the terms of this Exhibit B, Countrywide Servicing may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor if in Countrywide Servicing’s reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Certificateholders; provided, however, that Countrywide Servicing shall not permit any modification with respect to any Mortgage Loan that would decrease the Mortgage Rate, defer or forgive the payment thereof or of any principal or interest payments, reduce the outstanding principal amount (except for actual payments of principal), make future advances or extend the final maturity date on such Mortgage Loan. Promptly after the execution of any modification of any Mortgage Loan, Countrywide Servicing shall deliver to the Trustee the originals of any documents evidencing such modification. Countrywide Servicing may permit forbearance or allow for suspension of Monthly Payments in either case for up to one hundred and eighty (180) days if the Mortgagor is in default or Countrywide Servicing determines in its reasonable discretion that default is imminent and if Countrywide Servicing determines that granting such forbearance or suspension is in the best interest of the Certificateholders. In the event that any such modification, forbearance or suspension as permitted above allows the deferral of interest or principal payments on any Mortgage Loan, Countrywide Servicing shall include in each remittance for any month in which any such principal or interest payment has been deferred (without giving effect to such modification, forbearance or suspension) an amount equal to, as the case may be, such month’s principal and one (1) month’s interest at the Net Mortgage Rate on the then unpaid principal balance of the Mortgage Loan and shall be entitled to reimbursement for such advances only to the same extent as for Monthly Advances made pursuant to Section 3.19. Without limiting the generality of the foregoing, Countrywide Servicing shall continue, and is hereby authorized and empowered to execute and deliver on behalf of itself, and the Trustee, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other

comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Property. If reasonably required by Countrywide Servicing, the Trustee shall furnish Countrywide Servicing with any powers of attorney and other documents prepared by Countrywide Servicing necessary or appropriate to enable Countrywide Servicing to carry out its servicing and administrative duties under this Agreement. The Trustee shall not be liable for the actions of Countrywide Servicing under such Power of Attorney; provided however, Countrywide Servicing shall be able to rely on the authority of the Power of Attorney.

To the extent consistent with the foregoing, Countrywide Servicing shall waive a Prepayment Charge only under the following circumstances: (i) such waiver is standard and customary in servicing similar Mortgage Loans and (ii) such waiver relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of Countrywide Servicing, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan or (iii) the collection of such Prepayment Charge would be in violation of applicable laws.

In servicing and administering the Mortgage Loans, Countrywide Servicing shall employ procedures including collection procedures and exercise the same care that it customarily employs and exercises in servicing and administering mortgage loans for its own account giving due consideration to accepted mortgage servicing practices of prudent lending institutions.

Section 3.02

Collection of Mortgage Loan Payments.

Continuously from the date hereof until the principal and interest on all Mortgage Loans is paid in full, Countrywide Servicing will proceed diligently to collect all payments due under each Mortgage Loan when the same shall become due and payable and shall, to the extent such procedures shall be consistent with this Exhibit B, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans and held for its own account. Further, Countrywide Servicing will take special care in ascertaining and estimating annual ground rents, taxes, assessments, water rates, fire and hazard insurance premiums, mortgage insurance premiums, and all other charges that, as provided in the Mortgage, will become due and payable. To that end, Countrywide Servicing shall ensure that the installments payable by the Mortgagors will be sufficient to pay such charges as and when they become due and payable.

Section 3.03

Realization Upon Defaulted Mortgage Loans.

Countrywide Servicing shall use its best efforts, consistent with the procedures that Countrywide Servicing would use in servicing loans for its own account, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.01. Countrywide Servicing shall use its best efforts to realize upon defaulted Mortgage Loans in such manner as will maximize the receipt of principal and interest, taking into account, among other things, the timing of foreclosure proceedings. The foregoing is subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage, Countrywide Servicing shall not be required to expend its own funds toward the restoration of such property in excess of $2,000 unless it shall determine in its discretion (i) that such restoration will increase the proceeds of liquidation of the related Mortgage Loan to the Certificateholders after reimbursement to itself

for such expenses, and (ii) that such expenses will be recoverable by Countrywide Servicing through Other Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 3.05. Countrywide Servicing shall notify the Trustee in writing of the commencement of foreclosure proceedings. Such notice may be contained in the reports prepared by Countrywide Servicing and delivered to the Trustee pursuant to the terms and conditions of this Agreement. In such connection, Countrywide Servicing shall be responsible for all costs and expenses incurred by it in any such proceedings; provided, however, that it shall be entitled to reimbursement thereof from the related property, as contemplated in Section 3.05.

Countrywide Servicing, in its sole discretion, shall have the right to purchase for its own account any Mortgage Loan serviced by it which is ninety-one (91) days or more delinquent at the Repurchase Price; provided, however that Countrywide Servicing shall not be entitled to exercise such purchase if the delinquency is caused directly or indirectly by an act or omission of Countrywide Servicing which would constitute a breach or violation of its obligations hereunder. Any such purchase by Countrywide Servicing shall be accomplished by deposit in the Collection Account the amount of the purchase price stated in the preceding sentence, after deducting therefrom any amounts received in respect of such purchased Mortgage Loan and being held in the Collection Account for future distribution.

Notwithstanding the foregoing, the procedures described above relating to the treatment of Charged Off Loans may be modified at any time at the discretion of the Holders of the Class X Certificates, with the reasonable consent of Countrywide Servicing.

Section 3.04

Establishment of Collection Account; Deposits in Collection Accounts.

Countrywide Servicing shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one (1) or more Collection Accounts, in the form of time deposit or demand accounts which accounts shall be Eligible Accounts.

Countrywide Servicing shall deposit in the Collection Account within two (2) Business Days of receipt, and retain therein the following payments and collections received or made by it subsequent to the Cut-off Date, or received by it prior to the Cut-off Date but allocable to a period subsequent thereto, other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date:

(i) all payments on account of principal, including Principal Prepayments, on the Mortgage Loans;

(ii) all payments on account of interest on the Mortgage Loans adjusted to the Net Mortgage Rate;

(iii)

all proceeds from a cash liquidation;

(iv) all Other Insurance Proceeds including amounts required to be deposited pursuant to Sections 11.08, 11.10 and 11.11, other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to

the Mortgagor in accordance with Countrywide Servicing’s normal servicing procedures, the loan documents or applicable law;

(v) all Condemnation Proceeds affecting any Mortgaged Property which are not released to the Mortgagor in accordance with Countrywide Servicing’s normal servicing procedures, the Mortgage Loan Documents or applicable law;

(vi)

any Monthly Advances;

(vii) all proceeds of any Mortgage Loan repurchased in accordance with Section 3.03;

(viii) any amounts required to be deposited by Countrywide Servicing pursuant to Section 3.10 in connection with the deductible clause in any blanket hazard insurance policy such deposit shall be made from Countrywide Servicing’s own funds, without reimbursement therefor;

(ix) the Prepayment Interest Shortfall Amount, if any, for the month of distribution, such deposit shall be made from Countrywide Servicing’s own funds, without reimbursement therefor up to a maximum amount per month of the Servicing Fee actually received for such month for the Mortgage Loans;

(x) any amounts required to be deposited by Countrywide Servicing in connection with any REO Property pursuant to Section 3.13 of this Exhibit B; and

(xi) any amounts required to be deposited in the Collection Account pursuant to Section 3.01 or 3.22 of this Exhibit B.

The foregoing requirements for deposit in the Collection Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges and assumption fees need not be deposited by Countrywide Servicing in the Collection Account. Any interest paid on funds deposited in the Collection Account by the depository institution shall accrue to the benefit of Countrywide Servicing and Countrywide Servicing shall be entitled to retain and withdraw such interest from the Collection Account pursuant to Section 3.05(iv). Countrywide Servicing shall deposit in the Collection Account the amount of any loss of principal incurred in respect of any investment made with funds in the Collection immediately upon realization of such loss.

Countrywide Servicing may direct any depository institution maintaining the Collection Account to invest the funds on deposit in such accounts. All investments shall be in one or more Permitted Investments bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee is the obligor thereon or if such investment is managed or advised by a Person other than the Trustee or an Affiliate of the Trustee, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon or if such investment is managed or advised by the Trustee or any Affiliate. All such Permitted Investments shall be held to maturity, unless payable on

demand. In the event amounts on deposit in the Collection Account are at any time invested in a Permitted Investment payable on demand, the Trustee shall:

If the balance on deposit in the Collection Account were to exceeds the insured amount limits of an FDIC insured account as of the commencement of business on any Business Day and the Collection Account constitutes an Eligible Account solely pursuant to clause (ii) of the definition of Eligible Account, Countrywide Servicing shall, on or before twelve o’clock noon Eastern time on such Business Day, withdraw from the related Collection Account all amounts in excess of the FDIC insurance limits and deposit such amounts in another account that constitutes an Eligible Account pursuant to clause (i) or (ii) of the definition of Eligible Account.

Section 3.05

Permitted Withdrawals From the Collection Account.

Countrywide Servicing may, from time to time, withdraw from the Collection Account for the following purposes:

(i) to make remittances to the Trustee in the amounts and in the manner provided for in Section 3.17 of this Exhibit B;

(ii) to reimburse itself for Monthly Advances, Countrywide Servicing’s right to reimburse itself pursuant to this subclause (ii) being limited to amounts received on the related Mortgage Loan (or to amounts received on the Mortgage Loans as a whole in the event that said Monthly Advance is made due to a shortfall in a Monthly Payment made by a Mortgagor entitled to relief under the Relief Act) which represent Late Collections (net of the related Servicing Fees) respecting which any such Monthly Advance was made it being understood that, in the case of such reimbursement, Countrywide Servicing’s right thereto shall be prior to the rights of the Certificateholders, except that, where Countrywide Home Loans, Inc. is required to repurchase a Mortgage Loan, pursuant to the related Assignment Agreement, Countrywide Servicing’s right to such reimbursement shall be subsequent to the payment to the Certificateholders of the Repurchase Price pursuant to such section and all other amounts required to be paid to the Certificateholders with respect to such Mortgage Loans; provided that Countrywide Servicing may reimburse itself from any funds in the Collection Account for Monthly Advances which it has determined are nonrecoverable advances or if all funds with respect to the related Mortgage Loan have previously been remitted to the Trustee;

(iii) to reimburse itself for unreimbursed Servicing Advances and any unpaid Servicing Fees, Countrywide Servicing’s right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to related proceeds (or to

amounts received on the Mortgage Loans only in the event that said Monthly Advance is made due to a shortfall in a Monthly Payment made by a Mortgagor entitled to relief under the Relief Act) from cash liquidation, Liquidation Proceeds, Condemnation Proceeds and Other Insurance Proceeds; provided that Countrywide Servicing may reimburse itself from any funds in the Collection Account for Servicing Advances and Servicing Fees if all funds with respect to the related Mortgage Loan have previously been remitted to the Trustee;

(iv) to pay to itself as servicing compensation (a) any interest earned on funds in the Collection Account (all such interest to be withdrawn monthly not later than each Remittance Date), and (b) the Servicing Fees from that portion of any payment or recovery as to interest with respect to a particular Mortgage Loan;

(v)

[reserved];

(vi) to clear and terminate the Collection Account upon the termination of this Agreement;

(vii) to reimburse itself for any Monthly Advance previously made which Countrywide Servicing has determined to be a nonrecoverable Monthly Advance;

(viii) to reimburse itself for any amounts deposited in the Collection Account in error; and

(ix) to reimburse itself for unreimbursed Servicing Advances to the extent that such amounts are deemed nonrecoverable by Countrywide Servicing pursuant to subclause (iii) above.

Section 3.06

Establishment of Escrow Accounts; Deposits in Escrow Accounts.

Countrywide Servicing shall segregate and hold all funds collected and received pursuant to each Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one (1) or more Escrow Accounts which accounts shall be Eligible Accounts, in the form of time deposit or demand accounts.

Countrywide Servicing shall deposit in the Escrow Account within two (2) Business Days of receipt, and retain therein, (i) all Escrow Payments collected on account of the Mortgage Loans, for the purpose of effecting timely payment of any such items as required under the terms of this Agreement, and (ii) all Other Insurance Proceeds which are to be applied to the restoration or repair of any Mortgaged Property. Countrywide Servicing shall make withdrawals therefrom only to effect such payments as are required under this Agreement, and for such other purposes as shall be as set forth or in accordance with Section 3.08. Countrywide Servicing shall be entitled to retain any interest paid on funds deposited in the Escrow Account by the depository institution other than interest on escrowed funds required by law to be paid to the Mortgagor and, to the extent required by law, Countrywide Servicing shall pay interest on escrowed funds to the Mortgagor notwithstanding that the Escrow Account is non-interest bearing or that interest paid thereon is insufficient for such purposes.

Section 3.07

Permitted Withdrawals From Escrow Account.

Withdrawals from the Escrow Account may be made by Countrywide Servicing (i) to effect timely payments of ground rents, taxes, assessments, water rates, mortgage insurance premiums and comparable items; (ii) to reimburse Countrywide Servicing for any Servicing Advance made by Countrywide Servicing with respect to a related Mortgage Loan but only from amounts received on the related Mortgage Loan which represent late payments or collections of Escrow Payments thereunder; (iii) to refund to the Mortgagor any funds as may be determined to be overages; (iv) for transfer to the Collection Account in accordance with the terms of this Agreement; (v) for application to restoration or repair of the Mortgaged Property, (vi) to pay to Countrywide Servicing, or to the Mortgagors to the extent required by law, any interest paid on the funds deposited in the Escrow Account, (vii) to reimburse itself for any amounts deposited in the Escrow Account in error, or (viii) to clear and terminate the Escrow Account on the termination of this Agreement. As part of its servicing duties, Countrywide Servicing shall pay to the Mortgagors interest on funds in the Escrow Account, to the extent required by law, and to the extent that interest earned on funds in the Escrow Account is insufficient, shall pay such interest from its own funds, without any reimbursement therefor.

Section 3.08

Payment of Taxes, Insurance and Other Charges.

With respect to each Mortgage Loan, Countrywide Servicing shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates and other charges which are or may become a lien upon the Mortgaged Property and the status of fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges, including renewal premiums and shall effect payment thereof prior to the applicable penalty or termination date and at a time appropriate for securing maximum discounts allowable, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by Countrywide Servicing in amounts sufficient for such purposes, as allowed under the terms of the Mortgage or applicable law. To the extent that the Mortgage does not provide for Escrow Payments, Countrywide Servicing shall determine that any such payments are made by the Mortgagor at the time they first become due. Countrywide Servicing assumes full responsibility for the timely payment of all such bills and shall effect timely payments of all such bills irrespective of the Mortgagor’s faithful performance in the payment of same or the making of the Escrow Payments and shall make advances from its own funds to effect such payments.

Section 3.09

Transfer of Accounts.

Countrywide Servicing may transfer the Collection Account or the Escrow Account to a different depository institution from time to time. Countrywide Servicing shall promptly notify the Depositor and the Trustee that such transfer has been made. In any case, the Collection Account and Escrow Account shall be Eligible Accounts.

Section 3.10

Maintenance of Hazard Insurance.

Countrywide Servicing shall cause to be maintained for each Mortgage Loan fire and hazard insurance with extended coverage as is customary in the area where the Mortgaged Property is located in an amount which is equal to the lesser of (i) the maximum insurable value of the improvements securing such Mortgage Loan or (ii) the greater of (a) the unpaid principal balance of the Mortgage Loan, and (b) the percentage such that the proceeds thereof shall be sufficient to prevent the Mortgagor and/or the Mortgagee from becoming a co-insurer. If the

Mortgaged Property is in an area identified on a Flood Hazard Boundary Map or Flood Insurance Rate issued by the Flood Emergency Management Agency as having special flood hazards and such flood insurance has been made available, Countrywide Servicing will cause to be maintained a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration with a generally acceptable insurance carrier, in an amount representing coverage not less than the least of (i) the unpaid principal balance of the Mortgage Loan, (ii) the maximum insurable value of the improvements securing such Mortgage Loan or (iii) the maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as amended. Countrywide Servicing shall also maintain on the REO Property, fire and hazard insurance with extended coverage in an amount which is at least equal to the maximum insurable value of the improvements which are a part of such property, liability insurance and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in an amount as provided above. Any amounts collected by Countrywide Servicing under any such policies other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or REO Property, or released to the Mortgagor in accordance with Countrywide Servicing’s normal servicing procedures, shall be deposited in the Collection Account, subject to withdrawal pursuant to Section 3.05. It is understood and agreed that no earthquake or other additional insurance need be required by Countrywide Servicing or the Mortgagor or maintained on property acquired in respect of the Mortgage Loan, other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. All such policies shall be endorsed with standard mortgagee clauses with loss payable to Countrywide Servicing and shall provide for at least thirty days prior written notice of any cancellation, reduction in the amount or material change in coverage to Countrywide Servicing. Countrywide Servicing shall not interfere with the Mortgagor’s freedom of choice in selecting either his insurance carrier or agent, provided, however, that Countrywide Servicing shall not accept any such insurance policies from insurance companies unless such companies currently reflect a General Policy Rating of B:VI or better in Best’s Key Rating Guide and are licensed to do business in the state wherein the property subject to the policy is located.

Section 3.11

Maintenance of Mortgage Impairment Insurance Policy.

In the event that Countrywide Servicing shall obtain and maintain a blanket policy issued by an issuer that has a Best rating of A+:XV insuring against hazard losses on all of the Mortgage Loans, then, to the extent such policy provides coverage in an amount equal to the amount required pursuant to Section 3.10 and otherwise complies with all other requirements of Section 3.10, it shall conclusively be deemed to have satisfied its obligations as set forth in Section 3.10, it being understood and agreed that such policy may contain a deductible clause, in which case Countrywide Servicing shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with Section 3.10, and there shall have been a loss which would have been covered by such policy, deposit in the Collection Account the amount not otherwise payable under the blanket policy because of such deductible clause. In connection with its activities as servicer of the Mortgage Loans, Countrywide Servicing agrees to prepare and present, on behalf of the Trustee, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy. Upon request of the Trustee, Countrywide Servicing shall cause to be delivered to the Trustee a certified true copy of such policy and shall use its best efforts to obtain a statement from the

insurer thereunder that such policy shall in no event be terminated or materially modified without thirty (30) days’ prior written notice to the Trustee.

Section 3.12

Fidelity Bond; Errors and Omissions Insurance.

Countrywide Servicing shall maintain, at its own expense, a blanket fidelity bond (a “Fidelity Bond”) and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loan in handling funds, money, documents and papers relating to the Mortgage Loan. The Fidelity Bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure Countrywide Servicing against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such Fidelity Bond shall also protect and insure Countrywide Servicing against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan without having obtained payment in full of the indebtedness secured thereby. No provision of this Section 3.12 requiring the Fidelity Bond and errors and omissions insurance shall diminish or relieve Countrywide Servicing from its duties and obligations as set forth in this Exhibit B. The minimum coverage under any such Fidelity Bond and insurance policy shall be at least equal to the corresponding amounts required by Xxxxxx Xxx in the Xxxxxx Xxx Selling Guide or by Freddie Mac in the Xxxxxxx Xxx Xxxxxxx’ and Servicers’ Guide. Upon request of the Trustee, Countrywide Servicing shall cause to be delivered to the Trustee a certified true copy of the Fidelity Bond and insurance policy and shall use its best efforts to obtain a statement from the surety and the insurer that such Fidelity Bond or insurance policy shall in no event be terminated or materially modified without thirty (30) days’ prior written notice to the Trustee. Countrywide Servicing shall notify the Purchaser within five (5) business days of receipt of notice that such Fidelity Bond or insurance policy will be, or has been, materially modified or terminated.

Section 3.13

Title, Management and Disposition of REO Property.

In the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Trustee, in trust for the benefit of the Certificateholders, or in the event the Trustee or Countrywide Servicing is not authorized or permitted to hold title to real property in the state where the REO Property is located, or would be adversely affected under the “doing business” or tax laws of such state by so holding title, the deed or certificate of sale shall be taken in the name of such Person or Persons as shall be consistent with an Opinion of Counsel obtained by Countrywide Servicing from an attorney duly licensed to practice law in the state where to REO Property is located. Any Person or Persons holding such title other than the Purchaser shall acknowledge in writing that such title is being held as nominee for the benefit of the Purchaser.

Countrywide Servicing shall either itself or through an agent selected by Countrywide Servicing, manage, conserve, protect and operate each REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed. Countrywide Servicing shall cause each REO Property to be inspected promptly upon the acquisition of title thereto and shall cause each REO Property to be inspected at least annually thereafter or more frequently as required by the circumstances. Countrywide Servicing shall make or cause to be made a written report of each such inspection. Such reports shall be

retained in the Servicing File and copies thereof shall be forwarded by Countrywide Servicing to the Trustee within five (5) Business Days of the Trustee’s request therefor. Countrywide Servicing shall attempt to sell the same (and may temporarily rent the same) on such terms and conditions as Countrywide Servicing deems to be in the best interest of the Certificateholders. With respect to each REO Property, Countrywide Servicing shall segregate and hold all funds collected and received in connection with the operation of the REO Property separate and apart from its own funds or general assets and shall establish and maintain an REO Account for the REO Properties in the form of a non-interest bearing demand account which shall be an Eligible Account, unless an Opinion of Counsel is obtained by Countrywide Servicing to the effect that the classification as a grantor trust for federal income tax purposes of the arrangement under which the Mortgage Loans and the REO Properties is held will not be adversely affected by holding such funds in another manner. Countrywide Servicing shall deposit or cause to be deposited, on a daily basis in the REO Account all revenues received with respect to the REO Properties and shall withdraw therefrom funds necessary for the proper operation, management and maintenance of the REO Properties, including (i) the cost of maintaining any hazard insurance pursuant to Section 3.10 hereof and (ii) either (A) the fees of any managing agent acting on behalf of Countrywide Servicing or (B) in the event that Countrywide Servicing is managing the REO Property, the related Servicing Fee. Countrywide Servicing shall not be entitled to retain interest paid or other earnings, if any, on funds deposited in the REO Account. On or before each Determination Date, Countrywide Servicing shall withdraw from the REO Account and deposit into the Collection Account the net income from the REO Properties on deposit in the REO Account.

Countrywide Servicing shall furnish to the Trustee (in accordance with Section 3.18 of this Exhibit B), an operating statement for each REO Property covering the operation of each REO Property for the previous month. Such operating statement shall be accompanied by such other information as the Trustee shall reasonably request.

Countrywide Servicing shall use its best efforts to dispose of the REO Property as soon as possible and shall sell such REO Property in any event within one (1) year after title to such REO Property has been obtained, unless Countrywide Servicing determines, and gives an appropriate notice to the Trustee, that a longer period is necessary for the orderly liquidation of such REO Property; provided, however, Countrywide Servicing shall sell any REO Property as soon as practicable and in any event no later than the end of the third full taxable year after the taxable year in which REMIC 1 acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or request from the Internal Revenue Service, no later than 60 days before the day on which the three-year grace period would otherwise expire, an extension of such three-year period, unless Countrywide Servicing shall have delivered to the Trustee an Opinion of Counsel, addressed to the Trustee and the Depositor, to the effect that the holding by the REMIC of such REO Property subsequent to three years after its acquisition will not result in the imposition on the REMIC of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any of the REMICs created hereunder to fail to qualify as a REMIC under federal law at any time that any Certificates are outstanding. If a period longer than one (1) year is permitted under this Agreement and is necessary to sell any REO Property, Countrywide Servicing shall report monthly to the Trustee as to the progress being made in selling such REO Property.

Each REO Disposition shall be carried out by Countrywide Servicing at such price and upon such terms and conditions as Countrywide Servicing deems to be in the best

interest of the Certificateholders. If as of the date title to any REO Property was acquired by Countrywide Servicing there were outstanding unreimbursed Servicing Advances, Monthly Advances or Servicing Fees with respect to the REO Property or the related Mortgage Loan, Countrywide Servicing, upon an REO Disposition of such REO Property, shall be entitled to reimbursement for any related unreimbursed Servicing Advances, Monthly Advances and Servicing Fees from proceeds received in connection with such REO Disposition. The proceeds from the REO Disposition, net of any payment to Countrywide Servicing as provided above, shall be deposited in the REO Account and shall be transferred to the Collection Account on the Determination Date in the month following receipt thereof for distribution on the succeeding Remittance Date in accordance with Section 3.17.

With respect to each REO Property, Countrywide Servicing shall segregate and hold all funds collected and received in connection with the operation of the REO Property separate and apart from its own funds or general assets and shall maintain separate records and reports with respect to the funds received and distributed on an REO Property by REO Property basis.

Section 3.14

Reserved.

Section 3.15

MERS Registration.

Countrywide Servicing is authorized and empowered by the Trustee, in its own name, when Countrywide Servicing believes it appropriate in its best judgment to register any Mortgage Loan on the MERS System, or cause the removal from the registration of any Mortgage Loan on the MERS System, to execute and deliver, on behalf of the Trustee any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns.

Section 3.16

Remittances.

On each Remittance Date, Countrywide Servicing shall remit to the Trustee (i) all amounts credited to the Collection Account as of the close of business on the preceding Determination Date, net of charges against or withdrawals from the Collection Account pursuant to Section 3.05 of this Exhibit B, plus (ii) all Monthly Advances, if any, which Countrywide Servicing is obligated to remit pursuant to Section 3.19 of this Exhibit B, minus (iii) any amounts attributable to Principal Prepayments received after the Principal Prepayment Period, and (iv) any amounts attributable to Monthly Payments collected but due on a Due Date or Dates subsequent to the preceding Determination Date. It is understood that, by operation of Section 3.04, the remittance on the initial Remittance Date is to include principal collected after the Cut-off Date through the preceding Determination Date plus interest, adjusted to the Net Mortgage Rate collected through such Determination Date exclusive of any portion thereof allocable to the period prior to the Cut-off Date, with the adjustments specified in (ii), (iii) and (iv) above.

With respect to any remittance received by the Trustee after the second Business Day on which such payment was due, Countrywide Servicing shall pay to the Trustee interest on any such late payment at an annual rate equal to the rate of interest as is publicly announced from time to time at its principal office by JPMorgan Chase, New York, New York, as its prime

lending rate, adjusted as of the date of each change, plus one percentage point, but in no event greater than the maximum amount permitted by applicable law. Such interest shall be paid by Countrywide Servicing to the Trustee on the date such late payment is made and shall cover the period commencing with the day following such second Business Day and ending with the Business Day on which such payment is made, both inclusive. Such interest shall be remitted along with such late payment. The payment by Countrywide Servicing of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by Countrywide Servicing.

Section 3.17

Statements to the Trustee.

By the third Business Day following each Determination Date, Countrywide Servicing shall deliver or cause to be delivered to the Trustee by telecopy or electronic mail (or by such other means as Countrywide Servicing and the Trustee may agree from time to time) a Remittance Report with respect to the related Distribution Date, which Remittance Reports the Trustee shall use in preparing the statement pursuant to Section 4.03 of the Pooling and Servicing Agreement. No later than the third Business Day following each Determination Date, Countrywide Servicing shall deliver or cause to be delivered to the Trustee in addition to the information provided on the Remittance Report, such other information reasonably available to it with respect to the Mortgage Loans as the Trustee may reasonably require to perform the calculations necessary to make the distributions contemplated by Section 4.01 of the Pooling and Servicing Agreement and to prepare the statements to Certificateholders contemplated by Section 4.03 of the Pooling and Servicing Agreement.

Section 3.18

Monthly Advances by Countrywide Servicing.

Not later than the close of business on the Business Day preceding each Remittance Date, Countrywide Servicing shall deposit in the Collection Account an amount equal to all payments not previously advanced by Countrywide Servicing, whether or not deferred pursuant to Section 3.01 of this Exhibit B, of principal (due after the Cut-off Date) and interest not allocable to the period prior to the Cut-off Date, adjusted to the Net Mortgage Rate, which were due on a Mortgage Loan and delinquent at the close of business on the related Determination Date.

Countrywide Servicing’s obligation to make such advances as to any Mortgage Loan will continue through the earliest of: (i) the last Monthly Payment due prior to the payment in full of the Mortgage Loan, (ii) the Remittance Date prior to the Remittance Date for the distribution of any Liquidation Proceeds, Other Insurance Proceeds or Condemnation Proceeds which, in the case of Other Insurance Proceeds and Condemnation Proceeds, satisfy in full the indebtedness of such Mortgage Loan, and (iii) the Remittance Date prior to the date on which cash is received in connection with the liquidation of REO Property. In no event shall Countrywide Servicing be obligated to make an advance under this Section 3.18 if at the time of such advance it deems such advance to be nonrecoverable. If Countrywide Servicing determines that an advance is nonrecoverable, Countrywide Servicing shall deliver to the Trustee an Officer’s Certificate of Countrywide Servicing to the effect that an officer of Countrywide Servicing has reviewed the related Mortgage File and has made the reasonable determination that any previous and any additional advances are nonrecoverable.

Section 3.19

Real Estate Owned Reports.

Together with the statement furnished pursuant to Section 3.18 of this Exhibit B, with respect to any REO Property, Countrywide Servicing shall furnish to the Trustee on request a statement covering Countrywide Servicing’s efforts in connection with the sale of such REO Property and any rental of such REO Property incidental to the sale thereof for the previous month, together with an operating statement free of cost. Such statement shall be accompanied by such additional information as the Trustee shall reasonably request. The cost of producing such additional information shall be borne by the Trust Fund as a Servicing Advance.

Section 3.20

Liquidation Reports.

Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Trustee pursuant to a deed-in-lieu of foreclosure, Countrywide Servicing shall submit to the Trustee a liquidation report with respect to such Mortgaged Property which report may be included with any other reports prepared by Countrywide Servicing and delivered to Trustee pursuant to the terms and conditions of this Exhibit B.

Section 3.21

Assumption Agreements.

Countrywide Servicing will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of the Mortgaged Property (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under any “due-on-sale” clause to the extent permitted by law; provided, however, that Countrywide Servicing shall not exercise any such rights if prohibited by law or the terms of the Mortgage Note from doing so. If Countrywide Servicing reasonably believes it is unable under applicable law to enforce such “due-on-sale” clause, Countrywide Servicing will enter into an assumption agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon. Where an assumption is allowed pursuant to this Section 3.22, Countrywide Servicing is authorized to enter into a substitution of liability agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed pursuant to which the original mortgagor is released from liability and such Person is substituted as Xxxxxxxxx and becomes liable under the related Mortgage Note. Any such substitution of liability agreement shall be in lieu of an assumption agreement.

In connection with any such assumption or substitution of liability, Countrywide Servicing shall follow the underwriting practices and procedures employed by Countrywide Servicing for similar mortgage loans originated in accordance with its underwriting guidelines and serviced by Countrywide Servicing for its own account. With respect to an assumption or substitution of liability, the Mortgage Rate borne by the related Mortgage Note, the term of the Mortgage Loan and the outstanding Stated Principal Balance of the Mortgage Loan shall not be changed. Countrywide Servicing shall notify the Trustee that any such substitution of liability or assumption agreement has been completed by forwarding to the Trustee or its designee the original of any such substitution of liability or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by Countrywide Servicing for entering into an assumption or

substitution of liability agreement in excess of 1% of the unpaid Stated Principal Balance of the Mortgage Loan shall be deposited in the Collection Account pursuant to Section 3.04.

Notwithstanding the foregoing paragraphs of this Section or any other provision of this Agreement, Countrywide Servicing shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption which Countrywide Servicing may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 3.22, the term “assumption” is deemed to also include a sale of the Mortgaged Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.

Section 3.22

Satisfaction of Mortgages and Release of Mortgage Files.

Upon the payment in full of any Mortgage Loan, or the receipt by Countrywide Servicing of a notification that payment in full will be escrowed in a manner customary for such purposes, Countrywide Servicing will immediately notify the Trustee by a certification (in the form of Exhibit E), which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Collection Account pursuant to Section 3.04 have been or will be so deposited, of a Servicing Officer and shall request delivery to it of the portion of the Mortgage File held by the Trustee. Upon receipt of such certification and request, the Trustee shall within five (5) Business Days release the related Mortgage File to Countrywide Servicing, at the expense of the Seller if not otherwise paid by the custodian; provided however, in no event will the Trustee be responsible for such expense and Countrywide Servicing shall prepare and process any satisfaction or release. With respect to any MERS Mortgage Loan, Countrywide Servicing is authorized to cause the removal from the registration on the MERS System of such Mortgage and to execute and deliver, on behalf of the Trustee, any and all instruments of satisfaction or cancellation or of partial or full release. No expense incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Collection Account.

In the event Countrywide Servicing satisfies or releases a Mortgage without having obtained payment in full of the indebtedness secured by the Mortgage or should it otherwise prejudice any right the Trustee may have under the mortgage instruments, Countrywide Servicing, upon written demand, shall remit to the Trustee the then unpaid Stated Principal Balance of the related Mortgage Loan by deposit thereof in the Collection Account. Countrywide Servicing shall maintain the Fidelity Bond insuring Countrywide Servicing against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein.

From time to time and as appropriate for the service or foreclosure of the Mortgage Loan, the Trustee shall, upon request of Countrywide Servicing and delivery to the Trustee of a servicing receipt, signed by a Servicing Officer (in the form of Exhibit E), release or cause to be released, at the expense of the Seller if not otherwise paid by the custodian; provided however, in no event will the Trustee be responsible for such expense, the portion of the Mortgage File held by the Trustee or its designee to Countrywide Servicing. Such servicing receipt shall obligate Countrywide Servicing to return the related Mortgage documents to the Trustee when the need therefor by Countrywide Servicing no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Collection Account or the Mortgage File or such document has been delivered to

an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and Countrywide Servicing has delivered to the Trustee a certificate of a Servicing Officer (in the form of Exhibit E) certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a certificate of a Servicing Officer stating that such Mortgage Loan was liquidated, the servicing receipt shall be released by the Trustee to Countrywide Servicing.

Section 3.23

Servicing Compensation.

As compensation for its services hereunder, Countrywide Servicing shall be entitled to withdraw from the Collection Account or to retain from interest payments on the Mortgage Loans the amounts provided for as Countrywide Servicing’s Servicing Fees. Additional servicing compensation in the form of assumption fees, as provided in Section 3.22, and late payment charges or otherwise shall be retained by Countrywide Servicing to the extent not required to be deposited in the Collection Account. Countrywide Servicing shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement therefor except as specifically provided for.

Section 3.24

Statement as to Compliance.

(a) Countrywide Servicing will deliver to the Trustee and the Depositor not later than March 15^th of each calendar year, commencing in 2006, an Officers’ Certificate stating, as to each signatory thereof, that (i) a review of the activities of Countrywide Servicing during the preceding calendar year and of performance under this Agreement has been made under such officers’ supervision and (ii) to the best of such officers’ knowledge, based on such review, Countrywide Servicing has fulfilled all of its obligations under this Agreement throughout such calendar year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status thereof. In addition to the foregoing, Countrywide Servicing will, to the extent reasonable, give any other servicing information required by the Securities and Exchange Commission pursuant to applicable law.

(b) Countrywide Servicing shall sign a certification (in the form attached hereto as Exhibit N-3 to the Pooling and Servicing Agreement) for the benefit of the Depositor and its officers, directors and Affiliates (the “Servicer Certification”). The Servicer Certification shall be delivered to the Depositor no later than March 15^th or if such day is not a Business Day, the preceding Business Day, each year (subject to Section 3.22(b)(v) of the Pooling and Servicing Agreement).

(c) Countrywide Servicing shall indemnify and hold harmless the Depositor, the Trustee and their respective officers, directors, agents and affiliates, and such affiliates’ officers, directors and agents (any such person, an “Indemnified Party”) from and against any losses, damages, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach by Countrywide Servicing or any of its officers, directors, agents or affiliates of its obligations under this Section 3.24 or Section 3.25 of this Exhibit B, or the bad faith or willful misconduct of Countrywide Servicing in connection therewith; provided, however, that Countrywide Servicing shall not be obligated to

indemnify or hold harmless any Indemnified Party from or against any losses, damages, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments and other costs and expenses arising out of or based upon the negligence, bad faith or willful misconduct of such Indemnified Party. If the indemnification provided for herein is unavailable or insufficient to hold harmless any Indemnified Party, then Countrywide Servicing agrees that it shall contribute to the amount paid or payable by the Indemnified Party as a result of the losses, claims, damages or liabilities of the Indemnified Party in such proportion as is appropriate to reflect the relative fault of the Indemnified Party on the one hand and Countrywide Servicing in the other in connection with a breach of Countrywide Servicing’s obligations under this Section 3.24 or Section 3.25 or Countrywide Servicing’s negligence, bad faith or willful misconduct in connection therewith.

Section 3.25

Independent Public Accountants’ Servicing Report.

Not later than March 15^th of each calendar year, commencing in 2006, Countrywide Servicing, at its expense, shall cause a nationally recognized firm of independent certified public accountants to furnish to Countrywide Servicing a report stating that (i) it has obtained a letter of representation regarding certain matters from the management of Countrywide Servicing which includes an assertion that Countrywide Servicing has complied with certain minimum residential mortgage loan servicing standards, identified in the Uniform Single Attestation Program for Mortgage Bankers established by the Mortgage Bankers Association of America, with respect to the servicing of residential mortgage loans during the most recently completed calendar year and (ii) on the basis of an examination conducted by such firm in accordance with standards established by the American Institute of Certified Public Accountants, such representation is fairly stated in all material respects, subject to such exceptions and other qualifications that may be appropriate. Copies of such statement shall be provided by the Trustee to any Certificateholder upon request at the expense of the requesting party, provided that such statement is delivered by the Servicer to the Trustee.

Section 3.26

Reports and Returns to be Filed by Countrywide Servicing.

Countrywide Servicing shall file the requisite form 1099 with respect to the receipt of mortgage interest received in a trade or business, reports of foreclosures and abandonments of any Mortgaged Property and information returns relating to the cancellation of indebtedness income with respect to any Mortgaged Property as required by the Code.

Section 3.27

Trustee’s Right to Examine Countrywide Servicing Records.

The Trustee shall have the right to examine and audit upon reasonable notice to Countrywide Servicing, during business hours or at such other times as might be reasonable under applicable circumstances, any and all of the books, records, documentation or other information of Countrywide Servicing, or held by another for Countrywide Servicing or on its behalf or otherwise, which relates to the performance or observance by Countrywide Servicing of the terms, covenants or conditions of this Agreement.

Countrywide Servicing shall provide to the Trustee and any supervisory agents or examiners representing a state or federal governmental agency having jurisdiction over any Certificateholder, including but not limited to the Office of Thrift Supervision, FDIC and other similar entities, access to any documentation regarding the Mortgage Loans in the possession of

Countrywide Servicing which may be required by any applicable regulations. Such access shall be afforded without charge, upon reasonable request, during normal business hours and at the offices of Countrywide Servicing, and in accordance with the federal government, FDIC, Office of Thrift Supervision, or any other similar regulations.

Section 3.28

Solicitations

From and after the Closing Date, Countrywide Servicing hereby agrees that it will not take any action or permit or cause any action to be taken by any of its agents or affiliates, or by any independent contractors or independent mortgage brokerage companies on Countrywide Servicing’s behalf, to personally, by telephone or mail, solicit the Mortgagor under any Countrywide Mortgage Loan for the purpose of refinancing such Countrywide Mortgage Loan; provided, that Countrywide Servicing may solicit any Mortgagor for whom it or its affiliates have received a request for verification of mortgage, a request for demand for payoff, a Mortgagor-initiated written or verbal communication indicating a desire to prepay the related Countrywide Mortgage Loan, or the Mortgagor initiates a title search, provided further, it is understood and agreed that promotions undertaken by Countrywide Servicing or any of its affiliates which (i) concern optional insurance products or other additional products or (ii) are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation nor is Countrywide Servicing prohibited from responding to unsolicited requests or inquiries made by a Mortgagor or an agent of a Mortgagor. Notwithstanding the foregoing, the following solicitations, if undertaken by the Countrywide Servicing or any affiliate of Countrywide Servicing, shall not be prohibited: (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements and (ii) borrower messages included on, and statement inserts provided with, the monthly statements sent to mortgagors; provided, however, that similar messages and inserts are sent to the borrowers of other mortgage loans serviced by Countrywide Servicing or any affiliate of the Countrywide Servicing.

ARTICLE IV

COUNTRYWIDE SERVICING

Section 4.01

Liability of Countrywide Servicing.

Countrywide Servicing shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by Countrywide Servicing herein.

Section 4.02

Merger or Consolidation of, or Assumption of the Obligations of, Countrywide Servicing.

Any entity into which Countrywide Servicing may be merged or consolidated, or any entity resulting from any merger, conversion or consolidation to which Countrywide Servicing shall be a party, or any corporation succeeding to the business of Countrywide Servicing, shall be the successor of Countrywide Servicing hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that a successor Servicer shall satisfy all the requirements of Section 7.02 of the Pooling and Servicing Agreement with respect to the qualifications of a successor Servicer.

Section 4.03

Limitation on Liability of Countrywide Servicing.

Neither Countrywide Servicing nor any of the officers, employees or agents of Countrywide Servicing shall be under any liability to the Trust Fund for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect Countrywide Servicing or any such person against any breach of warranties or representations made herein, or failure to perform its obligations in compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of any breach of the terms and conditions of this Agreement. Countrywide Servicing and any officer, employee or agent of Countrywide Servicing may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. Notwithstanding anything to the contrary contained in this Exhibit B, unless one or more events as set forth in Section 2.01 of the Agreement shall occur, the Assignments of Mortgage shall not be recorded with the recording office. To the extent the Seller records with the recording office as permitted herein an Assignment as set forth in Section 2.01 of the Agreement which designates the Trustee as the holder of record of the Mortgage, the Trustee agrees that it shall (i) provide Countrywide Servicing with notice, as soon as practicable, of any action of which a Responsible Officer of the Trustee receives written notice with respect to the Mortgage or the related Mortgaged Property; and (ii) within 5 Business Days upon receipt of such document and any other document or certification reasonably required by the Trustee, sign and return any document reasonably requested by Countrywide Servicing to comply with its servicing obligations, including without limitation, any instrument required to release the Mortgage upon payment in full of the obligation or take any other action reasonably required by Countrywide Servicing. The Trustee further agrees that Countrywide Servicing shall have no liability for the Trustee’s failure to comply with the subsections (i) or (ii) in the foregoing sentence. Countrywide Servicing shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Countrywide Mortgage Loans in

accordance with this Agreement and which in its opinion may involve it in any expenses or liability; provided, however, that Countrywide Servicing may, with the consent of the Depositor, undertake any such action which it may deem necessary or desirable in respect to this Agreement and the rights and duties of the parties hereto. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities for which the Trust Fund will be liable, Countrywide Servicing shall be entitled to be reimbursed therefor from its Collection Account.

The Trust shall indemnify Countrywide Servicing and hold it harmless against any and all claims, losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and any other costs, fees and expenses that Countrywide Servicing may sustain in any way related to actions or inactions of Countrywide Servicing which were taken or omitted upon the instruction or direction of any party to the Agreement, on behalf of the Trust.

Section 4.04

Countrywide Servicing Not to Resign.

Countrywide Servicing shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of Countrywide Servicing and the Depositor or upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by Countrywide Servicing. Any such determination permitting the resignation of Countrywide Servicing shall be evidenced by an Opinion of Counsel to such effect delivered to the Depositor and the Trustee which Opinion of Counsel shall be in form and substance acceptable to the Trustee. No such resignation shall become effective until a successor shall have assumed the Countrywide Servicing’s responsibilities and obligations hereunder.

Section 4.05

No Transfer of Servicing.

With respect to the retention of Countrywide Servicing to service the Countrywide Mortgage Loans hereunder, Countrywide Servicing acknowledges that the Depositor has acted in reliance upon Countrywide Servicing’s independent status, the adequacy of its servicing facilities, plan, personnel, records and procedures, its integrity, reputation and financial standing and the continuance thereof. Without in any way limiting the generality of this Section, Countrywide Servicing shall not either assign this Agreement or the servicing hereunder or delegate a substantial portion of its rights or duties hereunder, or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written approval of the Trustee and the Depositor, which consent will not be unreasonably withheld; provided, however, Countrywide Servicing may, with prior notice but without the Trustee’s consent, assign its rights and obligations as servicer hereunder to an entity if (i) such entity is directly or indirectly owned or controlled by Countrywide Servicing, (ii) such entity shall be qualified to service mortgage loans on behalf of Xxxxxx Xxx or Freddie Mac and shall satisfy the requirements of Section 7.02 with respect to the qualifications of a successor to Countrywide Servicing and (iii) Countrywide Servicing guaranties the performance by such entity of all obligations hereunder.

ARTICLE V

EVENTS OF DEFAULT

With respect to Countrywide Servicing, any one of the following events shall be an event of default hereunder:

(i) any failure by Countrywide Servicing to remit to the Trustee any payment required to be made under the terms of this Agreement which continues unremedied for a period of two (2) Business Days after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to Countrywide Servicing by the Trustee; or

(ii) failure on the part of Countrywide Servicing duly to observe or perform in any material respect any other of the covenants or agreements on the part of Countrywide Servicing set forth in the Pooling and Servicing Agreement which continues unremedied for a period of thirty days (except that such number of days shall be fifteen (15) in the case of a failure to pay any premium for any insurance policy required to be maintained under the Pooling and Servicing Agreement) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to Countrywide Servicing by the Trustee; or

(iii) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against Countrywide Servicing and such decree or order shall have remained in force undischarged or unstayed for a period of sixty (60) days; or

(iv) Countrywide Servicing shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to Countrywide Servicing or of or relating to all or substantially all of its property; or

(v) Countrywide Servicing shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or

(vi) failure by Countrywide Servicing to maintain its license to do business or service residential mortgage loans in any jurisdiction where the Mortgaged Properties are located which failure continues unremedied for a period of thirty (30) days; or

(vii) Countrywide Servicing ceases to meet the qualifications of a Xxxxxx Xxx or Freddie Mac seller/servicer and the failure to meet such qualifications continues unremedied for a period of thirty (30) days;

(viii) Countrywide Servicing attempts, without the consent of the Trustee, to sell or otherwise dispose of all or substantially all of its property or assets or to assign this

Agreement or the servicing responsibilities hereunder or to delegate a substantial portion of its duties hereunder; or

(ix) Countrywide Servicing fails to duly perform, within the required time period, its obligations under Sections 11.25 and 11.26 of the Servicing Addendum, which failure continues unremedied for a period of thirty (30) days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to Countrywide Servicing by any party to this Agreement;

ARTICLE VI

REMIC ADMINISTRATION

(a) Countrywide Servicing shall not take any action, cause any REMIC created hereunder to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of such REMIC as a REMIC or (ii) result in the imposition of a tax upon such REMIC (including but not limited to the tax on prohibited transactions as defined in Code Section 860F(a)(2) and the tax on prohibited contributions set forth on Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless Countrywide Servicing has received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such status or result in the imposition of such a tax.

(b) Countrywide Servicing shall not enter into any arrangement by which any REMIC created hereunder will receive a fee or other compensation for services.

(c) In the event that any REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the failure of Countrywide Servicing to perform its duties and obligations set forth herein, Countrywide Servicing shall indemnify the Trustee and the Trust Fund against any and all losses, claims, damages, liabilities or expenses (“Losses”) resulting from such breach; provided, however, that Countrywide Servicing shall not be liable for any such Losses attributable to the action or inaction of the Trustee, the Depositor, another Servicer or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of such Residual Certificate on which Countrywide Servicing has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall Countrywide Servicing have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of the failure of Countrywide Servicing to perform its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

ARTICLE VII

TERMINATION

(a) The respective obligations and responsibilities of Countrywide Servicing created hereby (other than the obligation of Countrywide Servicing to send certain notices as hereinafter set forth) shall terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Terminator of the Mortgage Loans as described below and (iv) the Distribution Date in March 2036.

(b) Countrywide Servicing (in such context, the “Terminator”), may, at its option, terminate this Agreement on any date on which the aggregate of the Stated Principal Balances of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Principal Prepayment Period) on such date is equal to or less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans on the related Cut-off Date and (ii) the Original Pre-Funded Amounts, by purchasing, on the next succeeding Distribution Date, all of the outstanding Mortgage Loans and REO Properties at a price equal to the greater of (i) the Stated Principal Balance of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Principal Prepayment Period) and the appraised value of the REO Properties and (ii) fair market value of the Mortgage Loans and REO Properties (as determined and as agreed upon in their good faith business judgment as of the close of business on the third Business Day next preceding the date upon which notice of any such termination is furnished to the related Certificateholders pursuant to Section 10.01(c) of the Agreement by (x) the Terminator, (y) the Holders of a majority in Percentage Interest in the Class C Certificates and (z) if the Floating Rate Certificates will not receive all amounts owed to it as a result of the termination, the Trustee, provided that if this clause (z) applies to such determination, such determination shall be based solely upon an appraisal obtained as provided in the last sentence of this paragraph), plus accrued and unpaid interest thereon at the weighted average of the Mortgage Rates through the end of the Due Period preceding the final Distribution Date plus unreimbursed Servicing Advances, Advances, any unpaid Servicing Fees allocable to such Mortgage Loans and REO Properties and any accrued and unpaid Net WAC Rate Carryover Amounts and any Swap Termination payment payable to the Swap Provider (the “Termination Price”); provided, however, such option may only be exercised if the Termination Price is sufficient to result in the payment of all interest accrued on, as well as amounts necessary to retire the principal balance of, each class of notes issued pursuant to the Indenture. If the determination of the fair market value of the Mortgage Loans and REO Properties shall be required to be made and agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee as provided in (ii) above in their good faith business judgment, such determination shall be based on an appraisal of the value of the Mortgage Loans and REO Properties conducted by an independent appraiser mutually agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee in their reasonable discretion, and (A) such appraisal shall be

obtained at no expense to the Trustee and (B) the Trustee may conclusively rely on, and shall be protected in relying on, such appraisal.

EXHIBIT C-1

FORM OF ASSIGNMENT AND RECOGNITION AGREEMENTS

ASSIGNMENT AND RECOGNITION AGREEMENT

THIS ASSIGNMENT AND RECOGNITION AGREEMENT, dated December 21, 2005, (“Agreement”) among Greenwich Capital Financial Products, Inc. (“Assignor”), Financial Asset Securities Corp. (“Assignee”) and Countrywide Home Loans, Inc. (the “Company”):

For and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants herein contained, the parties hereto hereby agree as follows:

Assignment and Conveyance

1. The Assignor hereby conveys, sells, grants, transfers and assigns to the Assignee (x) all of the right, title and interest of the Assignor, as purchaser, in, to and under (a) those certain Mortgage Loans listed as being originated by the Company on the schedule (the “Mortgage Loan Schedule”) attached hereto as Exhibit A (the “Mortgage Loans”) and (b) except as described below, that certain Master Mortgage Loan Purchase and Servicing Agreement dated as of July 1, 2005 (the “Purchase Agreement”), between the Assignor, as purchaser (the “Purchaser”), and the Company, as seller, solely insofar as the Purchase Agreement relates to the Mortgage Loans and (y) other than as provided below with respect to the enforcement of representations and warranties, none of the obligations of the Assignor under the Purchase Agreement.

The Assignor specifically reserves and does not assign to the Assignee hereunder any and all right, title and interest in, to and under and any obligations of the Assignor with respect to any mortgage loans subject to the Purchase Agreement which are not the Mortgage Loans set forth on the Mortgage Loan Schedule and are not the subject of this Agreement.

Recognition of the Company

2. From and after the date hereof, the Company shall and does hereby recognize that the Assignee will transfer the Mortgage Loans and assign its rights under the Purchase Agreement (solely to the extent set forth herein) and this Agreement to Soundview Home Loan Trust 2005-4 (the “Trust”) created pursuant to a Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Pooling Agreement”), among the Assignee, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (including their successors in interest and any successor servicers under the Pooling Agreement, the “Servicers”) and Deutsche Bank National Trust Company, as trustee (including its successors in interest and any successor trustees under the Pooling Agreement, the “Trustee”). The Company hereby acknowledges and agrees that from and after the date hereof (i) the Trust will be the owner of the Mortgage Loans, (ii) the Company shall look solely to the Trust for performance of any obligations of the Assignor insofar as they relate to the enforcement of the representations, warranties and covenants with respect to the Mortgage Loans (any and all other obligations by the “Purchaser” under the Purchase Agreement shall be retained by the Assignor), (iii) the Trust (including the Trustee acting on the Trust’s behalf) shall have all the rights and remedies available to the Assignor, insofar as they relate to

the Mortgage Loans, under the Purchase Agreement, including, without limitation, the enforcement of the document delivery requirements and remedies with respect to breaches of representations and warranties set forth in the Purchase Agreement, and shall be entitled to enforce all of the obligations of the Company thereunder insofar as they relate to the Mortgage Loans, and (iv) all references to the Purchaser (insofar as they relate to the rights, title and interest and, with respect to obligations of the Purchaser, only insofar as they relate to the enforcement of the representations, warranties and covenants of the Company) or the Custodian under the Purchase Agreement insofar as they relate to the Mortgage Loans, shall be deemed to refer to the Trust (including the Trustee acting on the Trust’s behalf). Neither the Company nor the Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Mortgage Loans or the Company’s performance under the Purchase Agreement with respect to the Mortgage Loans without the prior written consent of the Trustee. Notwithstanding the foregoing, it is understood that the Company shall not be obligated to defend and indemnify and hold harmless the Trustee, the Assignor and the Assignee against any losses, damages, penalties, fines, forfeitures, judgments and any related costs including, without limitation, reasonable and necessary legal fees, resulting from (i) actions or inactions of the Company which were taken or omitted upon the instruction or direction of the Assignor, or (ii) the failure of the Assignor to perform the obligations of the Assignor or “Purchaser” with respect to the Purchase Agreement.

Representations and Warranties of the Company

3. The Company warrants and represents to the Assignor, the Assignee and the Trust as of the date hereof that:

(a) The Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

(b) The Company has full power and authority to execute, deliver and perform its obligations under this Agreement and has full power and authority to perform its obligations under the Purchase Agreement. The execution by the Company of this Agreement is in the ordinary course of the Company’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Company’s charter or bylaws or any legal restriction, or any material agreement or instrument to which the Company is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Company or its property is subject. The execution, delivery and performance by the Company of this Agreement have been duly authorized by all necessary corporate action on part of the Company. This Agreement has been duly executed and delivered by the Company, and, upon the due authorization, execution and delivery by the Assignor and the Assignee, will constitute the valid and legally binding obligation of the Company, enforceable against the Company in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law;

(c) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Company in connection with the execution, delivery or performance by the Company of this Agreement; and

(d) There is no action, suit, proceeding or investigation pending or, to the Company’s knowledge, threatened against the Company, before any court, administrative agency or other tribunal, which would draw into question the validity of this Agreement or the Purchase Agreement, or which, either in any one instance or in the aggregate, would result in any material adverse change in the ability of the Company to perform its obligations under this Agreement or the Purchase Agreement, and the Company is solvent; and

5. The Assignor hereby makes the following representations and warranties as of the date hereof:

(a) To the best of the Assignor’s knowledge, nothing has occurred in the period of time from the related Closing Date (as defined in the Purchase Agreement) to the date hereof which would cause such representation and warranties referred to in Section 4 herein to be untrue in any material respect as of the date hereof;

(b) Each Mortgage Loan at the time it was made complied in all material respects with applicable local, state, and federal laws, including, but not limited to, all applicable predatory and abusive lending laws;

(d) No Mortgage Loan is a high cost loan or a covered loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS Glossary which is now Version 5.6(c), Appendix E);

(e) No Mortgage Loans originated on or before October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act; and

(f) With respect to the Group I Mortgage Loans, the original principal balance of each Group I mortgage loan underlying the security is within Freddie Mac’s dollar amount limits for conforming one-to-four-family mortgage loans.

6. The Assignee hereby makes the following representations and warranties as of the date hereof:

(a) The Assignee is duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization, and has all requisite power and authority to acquire, own and purchase the Mortgage Loans;

(b) The Assignee has full power and authority to execute, deliver and perform under this Assignment Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of the Assignee’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Assignee’s organizational documents, or any legal restriction, or any material agreement or instrument to which the Assignee is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Assignee or its property is subject. The execution, delivery and performance by the Assignee of this Agreement, and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action of the Assignee. This Agreement has been duly executed and delivered by the Assignee and constitutes the valid and legally binding obligation of the Assignee enforceable against the Assignee in accordance with its respective terms except as enforceability thereof may be limited by bankruptcy, insolvency, or reorganization or other similar laws now or hereinafter in effect relating to creditor’s rights generally and by general principles of equity, regardless of whether such enforceability is considered in a proceeding in equity or in law;

(c) No material consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Assignee in connection with the execution, delivery or performance by the Assignee of this Agreement, or the consummation by it of the transactions contemplated hereby;

(d) The Assignee agrees to be bound for the period that it is the owner of the Morttgage Loans, as Purchaser by all of the terms, covenants and conditions of the Purchase Agreement with respect to the Mortgage Loans.

Remedies for Breach of Representations and Warranties

7. The Company hereby acknowledges and agrees that the remedies available to the Assignor, the Assignee and the Trust (including the Trustee and the Servicer acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Company set forth in Sections 3 and 4 hereof shall be as set forth in Subsection 7.03 of the Purchase Agreement as if they were set forth herein (including without limitation the repurchase and indemnity obligations set forth therein); provided, however, with respect to any representation of the Company which materially and adversely affects the interests of any Prepayment Charge, the Company shall pay the amount of the scheduled Prepayment Charge by remitting such amount to the Servicer for deposit into the Collection Account in respect of such Prepayment Charge.

The Assignor hereby acknowledges and agrees that the remedies available to the Assignee and the Trust (including the Trustee acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Assignor set forth in Section 5 hereof shall be as set forth in Section 2.03 of the Pooling Agreement as if they were set forth

herein. With respect to the representations and warranties contained herein that are made to the knowledge or the best knowledge of the Assignor or as to which the Assignor has no knowledge, if it is discovered that the substance of any such representation and warranty is inaccurate and the inaccuracy materially and adversely affects the value of the related Mortgage Loan, or the interest therein of the Assignee or the Assignee’s, designee or transferee, then notwithstanding the Assignor’s lack of knowledge with respect to the substance of such representation and warranty being inaccurate at the time the representation and warranty was made, such inaccuracy shall be deemed a breach of the applicable representation and warranty and the Assignor shall take such action described above in Section 5 of this Agreement. In addition, the Assignor hereby acknowledges and agrees that any breach of the representations set forth in Section 5 (f) hereof shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

Miscellaneous

8. This Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

9. No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced, with the prior written consent of the Trustee and such consent shall not be unreasonably withheld.

10. This Agreement shall inure to the benefit of (i) the successors and assigns of the parties hereto and (ii) the Trust (including the Trustee acting on the Trust’s behalf). Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder.

11. Each of this Agreement and the Purchase Agreement shall survive the conveyance of the Mortgage Loans and the assignment of the Purchase Agreement (to the extent assigned hereunder) by Assignor to Assignee and by Assignee to the Trust.

12. This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument.

13. In the event that any provision of this Agreement conflicts with any provision of the Purchase Agreement with respect to the Mortgage Loans, the terms of this Agreement shall control.

14. Capitalized terms used in this Agreement (including the exhibits hereto) but not defined in this Agreement shall have the meanings given to such terms in the Purchase Agreement.

[SIGNATURE PAGE FOLLOWS]

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized officers as of the date first above written.

GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.

By:
Name:
Title:


FINANCIAL ASSET SECURITIES CORP.


By:
Name:
Title:


COUNTRYWIDE HOME LOANS, INC.


By:
Name:
Title:

EXHIBIT A

Mortgage Loan Schedule

AVAILABLE UPON REQUEST

ASSIGNMENT AND RECOGNITION AGREEMENT

Assignment and Conveyance

1. The Assignor hereby conveys, sells, grants, transfers and assigns to the Assignee (x) all of the right, title and interest of the Assignor, as purchaser, in, to and under (a) those certain Mortgage Loans listed as being originated by the Company on the schedule (the “Mortgage Loan Schedule”) attached hereto as Exhibit A (the “Mortgage Loans”) and (b) except as described below, that certain Master Mortgage Loan Purchase and Interim Servicing Agreement as Amended and Restated as of June 1, 2005, as amended (the “Purchase Agreement”), between the Assignor, as purchaser (the “Purchaser”), and the Company, as seller, solely insofar as the Purchase Agreement relates to the Mortgage Loans and (y) other than as provided below with respect to the enforcement of representations and warranties, none of the obligations of the Assignor under the Purchase Agreement.

Recognition of the Company

2. From and after the date hereof, the Company shall and does hereby recognize that the Assignee will transfer the Mortgage Loans and assign its rights under the Purchase Agreement (solely to the extent set forth herein) and this Agreement to Soundview Mortgage Loan Trust 2005-4 (the “Trust”) created pursuant to a Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Pooling Agreement”), among the Assignee, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (including their successors in interest and any successor servicers under the Pooling Agreement, the “Servicers”) and Deutsche Bank National Trust Company, as trustee (including its successors in interest and any successor trustees under the Pooling Agreement, the “Trustee”). The Company hereby acknowledges and agrees that from and after the date hereof (i) the Trust will be the owner of the Mortgage Loans, (ii) the Company shall look to the Trust and the Assignor for performance of any obligations of the Assignor insofar as they relate to the enforcement of the representations, warranties and covenants with respect to the Mortgage Loans, (iii) the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) shall have all the rights and remedies available to the Assignor, insofar as they relate to the Mortgage Loans, under the Purchase Agreement, including, without limitation, the enforcement of the document delivery requirements and remedies with respect to breaches of representations and warranties set forth in the Purchase

Agreement, and shall be entitled to enforce all of the obligations of the Company thereunder insofar as they relate to the Mortgage Loans, and (iv) all references to the Purchaser (insofar as they relate to the rights, title and interest and, with respect to obligations of the Purchaser, only insofar as they relate to the enforcement of the representations, warranties and covenants of the Company) or the Custodian under the Purchase Agreement insofar as they relate to the Mortgage Loans, shall be deemed to refer to the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf and the Assignor). Neither the Company nor the Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Mortgage Loans or the Company’s performance under the Purchase Agreement with respect to the Mortgage Loans without the prior written consent of the Trustee. In addition, the Company hereby acknowledges and agrees that any breach of the representations set forth in Section 7.02 (xliv), (xlvii), (lv), (lix), (lxiii), (lxiv) and (lxxxiv) of the Purchase Agreement shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

Representations and Warranties of the Assignor

3. The Assignor hereby makes the following representations and warranties as of the date hereof:

(a) To the best of the Assignor’s knowledge, nothing has occurred in the period of time from the related Closing Date (as defined in the Purchase Agreement) to the date hereof which would cause such representations and warranties referred to in Schedule I herein to be untrue in any material respects as of the date hereof;

(d) No Mortgage Loan is a high cost loan or a covered loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS Glossary which is now Version 5.6(c), Appendix E);

(e) No Mortgage Loan originated on or after October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act; and

Remedies for Breach of Representations and Warranties

4. The Assignor hereby acknowledges and agrees that the remedies available to the Assignee and the Trust (including the Trustee and each of the Servicers acting on the

Trust’s behalf) in connection with any breach of the representations and warranties made by the Assignor as set forth in Section 2.03 of the Pooling Agreement as if they were set forth herein (including without limitation the repurchase and indemnity obligations set forth therein). In addition, the Assignor hereby acknowledges and agrees that any breach of the representations set forth in Section 3(f) hereof shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

Miscellaneous

5. This Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

6. No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced, with the prior written consent of the Trustee.

7. This Agreement shall inure to the benefit of (i) the successors and assigns of the parties hereto and (ii) the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf). Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder.

8. Each of this Agreement and the Purchase Agreement shall survive the conveyance of the Mortgage Loans and the assignment of the Purchase Agreement (to the extent assigned hereunder) by Assignor to Assignee and by Assignee to the Trust and nothing contained herein shall supersede or amend the terms of the Purchase Agreement.

9. This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument.

10. Capitalized terms used in this Agreement (including the exhibits hereto) but not defined in this Agreement shall have the meanings given to such terms in the Purchase Agreement.

[SIGNATURE PAGE FOLLOWS]

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized officers as of the date first above written.

GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.

By:
Name:
Title:


FINANCIAL ASSET SECURITIES CORP.


By:
Name:
Title:


NOVASTAR MORTGAGE, INC.


By:
Name:
Title:

Schedule 1

Representations and Warranties Regarding Individual Mortgage Loans

(i) The information set forth in the related Mortgage Loan Schedule is complete, true and correct;

(ii) The Mortgage Loan is in compliance with all requirements set forth in the related Confirmation, and the characteristics of the related Mortgage Loan Package as set forth in the related Confirmation are true and correct, provided, however, that in the event of any conflict between the terms of any Confirmation and this Agreement, the terms of this Agreement shall control, unless otherwise set forth herein or in the related Confirmation;

(iii) All payments required to be made up to the close of business on the Closing Date for such Mortgage Loan under the terms of the Mortgage Note have been made; the Seller has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the related Mortgaged Property, directly or indirectly, for the payment of any amount required by the Mortgage Note or Mortgage; and there has been no delinquency, exclusive of any period of grace, in any payment by the Mortgagor thereunder since the origination of the Mortgage Loan;

(iv) There are no delinquent taxes, ground rents, water charges, sewer rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments or other outstanding charges affecting the related Mortgaged Property;

(v) The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, recorded in the applicable public recording office if necessary to maintain the lien priority of the Mortgage, and which have been delivered to the Custodian; the substance of any such waiver, alteration or modification has been approved by the title insurer, to the extent required by the related policy, and is reflected on the related Mortgage Loan Schedule. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the title insurer, to the extent required by the policy, and which assumption agreement has been delivered to the Custodian and the terms of which are reflected in the related Mortgage Loan Schedule;

(vi) The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any right thereunder, render the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto. Each Prepayment Charge or penalty with respect to any Mortgage Loan is permissible, enforceable and collectible under applicable federal, state and local law;

(vii) All buildings upon the Mortgaged Property are insured by an insurer acceptable to FNMA and FHLMC against loss by fire, hazards of extended coverage and such

other hazards as are customary in the area where the Mortgaged Property is located, in an amount not less than the greatest of (i) 100% of the replacement cost of all improvements to the Mortgaged Property, (ii) either (A) the outstanding principal balance of the Mortgage Loan with respect to each first lien Mortgage Loan or (B) with respect to each second lien Mortgage Loan, the sum of the outstanding principal balance of the related first lien mortgage loan and the outstanding principal balance of the second lien Mortgage Loan, (iii) the amount necessary to avoid the operation of any co-insurance provisions with respect to the Mortgaged Property, or (iv) the amount necessary to fully compensate for any damage or loss to the improvements that are a part of such property on a replacement cost basis. All such insurance policies contain a standard mortgagee clause naming the Seller, its successors and assigns as mortgagee and all premiums thereon have been paid. If the Mortgaged Property is in an area identified on a Flood Hazard Map or Flood Insurance Rate Map issued by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect which policy conforms to the requirements of FNMA and FHLMC. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to seek reimbursement therefor from the Mortgagor;

(viii) Any and all requirements of any federal, state or local law including, without limitation, usury, truth in lending, real estate settlement procedures, predatory and abusive lending, consumer credit protection, equal credit opportunity, fair housing or disclosure laws applicable to the origination and servicing of mortgage loans of a type similar to the Mortgage Loans have been complied with;

(ix) The Mortgage has not been satisfied, cancelled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such satisfaction, cancellation, subordination, rescission or release;

(x) The Mortgage (including any Negative Amortization which may arise thereunder) is a valid, existing and enforceable first or second (as indicated on the Mortgage Loan Schedule) lien on the Mortgaged Property, including all improvements on the Mortgaged Property subject only to (a) the lien of current real property taxes and assessments not yet due and payable, (b) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and specifically referred to in the lender(s title insurance policy delivered to the originator of the Mortgage Loan and which do not adversely affect the Appraised Value of the Mortgaged Property, (c) to the extent the Mortgage Loan is a second lien Mortgage Loan, the related first lien on the Mortgaged Property; and (d) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, existing and enforceable first or second (as indicated on the Mortgage Loan Schedule) lien and first or second (as indicated on the Mortgage Loan Schedule) priority security interest on the property

described therein and the Seller has full right to sell and assign the same to the Purchaser. The Mortgaged Property was not, as of the date of origination of the Mortgage Loan, subject to a mortgage, deed of trust, deed to secure debt or other security instrument creating a lien subordinate to the lien of the Mortgage;

(xi) The Mortgage Note and the related Mortgage are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms;

(xii) All parties to the Mortgage Note and the Mortgage had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. The Mortgagor is a natural person;

(xiii) The proceeds of the Mortgage Loan have been fully disbursed to or for the account of the Mortgagor and there is no obligation for the Mortgagee to advance additional funds thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage have been paid, and the Mortgagor is not entitled to any refund of any amounts paid or due to the Mortgagee pursuant to the Mortgage Note or Mortgage;

(xiv) The Seller is the sole legal, beneficial and equitable owner of the Mortgage Note and the Mortgage and has full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest;

(xv) All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) in compliance with any and all applicable “doing business” and licensing requirements of the laws of the state wherein the Mortgaged Property is located;

(xvi) The Mortgage Loan is covered by an American Land Title Association (“ALTA”) lender’s title insurance policy (which, in the case of an Adjustable Rate Mortgage Loan has an adjustable rate mortgage endorsement in the form of ALTA 6.0 or 6.1) acceptable to FNMA and FHLMC, issued by a title insurer acceptable to FNMA and FHLMC and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (x)(a) and (b) above) the Seller, its successors and assigns as to the first or second (as indicated on the related Mortgage Loan Schedule) priority lien of the Mortgage in the original principal amount of the Mortgage Loan (including, if the Mortgage Loan provides for amortization, the maximum amount of Negative Amortization in accordance with the Mortgage) and, with respect to any Adjustable Rate Mortgage Loan, against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate, Monthly Payment and Negative Amortization provisions of the Mortgage Note. Additionally, such lender's title insurance policy affirmatively insures ingress and egress to and from the Mortgaged Property, and against encroachments by or upon the Mortgaged Property or any interest therein. The Seller is the sole

insured of such lender's title insurance policy, and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lender's title insurance policy, and no prior holder of the related Mortgage, including the Seller, has done, by act or omission, anything which would impair the coverage of such lender's title insurance policy;

(xvii) There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and the Seller has not waived any default, breach, violation or event of acceleration. With respect to each second lien mortgage loan (i) the first lien mortgage loan is in full force and effect, (ii) to the best of Seller’s knowledge, there is no default, breach, violation or event of acceleration existing under such first lien mortgage or the related mortgage note, (iii) no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration thereunder, (iv) either (A) the first lien mortgage contains a provision which allows or (B) applicable law requires, the mortgagee under the second lien Mortgage Loan to receive notice of, and affords such mortgagee an opportunity to cure any default by payment in full or otherwise under the first lien mortgage, (v) the related first lien does not provide for or permit negative amortization under such first lien Mortgage Loan, and (vi) either no consent for the Mortgage Loan is required by the holder of the first lien or such consent has been obtained and is contained in the Mortgage File.

(xviii) There are no mechanics’ or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage;

(xix) All improvements which were considered in determining the Appraised Value of the related Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroach upon the Mortgaged Property;

(xx) The Mortgage Loan was originated by the Seller or by a savings and loan association, a savings bank, a commercial bank or similar institution which is supervised and examined by a federal or state authority, or by a mortgagee approved as such by the Secretary of HUD;

(xxi) Principal payments on the Mortgage Loan commenced no more than sixty days after the proceeds of the Mortgage Loan were disbursed. The Mortgage Loan bears interest at the Mortgage Interest Rate. With respect to each Mortgage Loan which is not a Negative Amortization Loan, the Mortgage Note is payable on the first day of each month in Monthly Payments, which, in the case of a Fixed Rate Mortgage Loans, are sufficient to fully amortize the original principal balance over the original term thereof (other than with respect to a Mortgage Loan identified on the related Mortgage Loan Schedule as an interest-only Mortgage Loan during the interest-only period or a Mortgage Loan which is identified on the related Mortgage Loan Schedule as a Balloon Mortgage Loan) and to pay interest at the related Mortgage Interest

Rate, and, in the case of an Adjustable Rate Mortgage Loan, are changed on each Adjustment Date, and in any case, are sufficient to fully amortize the original principal balance over the original term thereof (other than with respect to a Mortgage Loan identified on the related Mortgage Loan Schedule as an interest-only Mortgage Loan during the interest-only period or a Mortgage Loan which is identified on the related Mortgage Loan Schedule as a Balloon Mortgage Loan) and to pay interest at the related Mortgage Interest Rate. With respect to each Negative Amortization Mortgage Loan, the related Mortgage Note requires a Monthly Payment which is sufficient during the period following each Payment Adjustment Date, to fully amortize the outstanding principal balance as of the first day of such period (including any Negative Amortization) over the then remaining term of such Mortgage Note and to pay interest at the related Mortgage Interest Rate; provided, that the Monthly Payment shall not increase to an amount that exceeds 107.5% of the amount of the Monthly Payment that was due immediately prior to the Payment Adjustment Date; provided, further, that the payment adjustment cap shall not be applicable with respect to the adjustment made to the Monthly Payment that occurs in a year in which the Mortgage Loan has been outstanding for a multiple of 5 years and in any such year the Monthly Payment shall be adjusted to fully amortize the Mortgage Loan over the remaining term. With respect to each Mortgage Loan identified on the Mortgage Loan Schedule as an interest-only Mortgage Loan, the interest-only period shall not exceed ten (10) years (or such other period specified on the Mortgage Loan Schedule) and following the expiration of such interest-only period, the remaining Monthly Payments shall be sufficient to fully amortize the original principal balance over the remaining term of the Mortgage Loan. With respect to each Balloon Mortgage Loan, the Mortgage Note requires a monthly payment which is sufficient to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate and requires a final Monthly Payment substantially greater than the preceding monthly payment which is sufficient to repay the remained unpaid principal balance of the Balloon Mortgage Loan as the Due Date of such monthly payment. The Index for each Adjustable Rate Mortgage Loan is as defined in the related Confirmation. No Mortgage Loan is a Convertible Mortgage Loan;

(xxii) The origination, servicing and collection practices used with respect to each Mortgage Note and Mortgage including, without limitation, the establishment, maintenance and servicing of the Escrow Accounts and Escrow Payments, if any, since origination, have been in all respects legal, proper, prudent and customary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by the Seller and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under any Mortgage or the related Mortgage Note and no such escrow deposits or Escrow Payments are being held by the Seller for any work on a Mortgaged Property which has not been completed;

(xxiii) The Mortgaged Property is free of damage and waste and there is no proceeding pending for the total or partial condemnation thereof;

(xxiv) The Mortgage and related Mortgage Note contain customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate

for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (a) in the case of a Mortgage designated as a deed of trust, by trustee’s sale, and (b) otherwise by judicial foreclosure. The Mortgaged Property has not been subject to any bankruptcy proceeding or foreclosure proceeding and the Mortgagor has not filed for protection under applicable bankruptcy laws. There is no homestead or other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee’s sale or the right to foreclose the Mortgage. The Mortgagor has not notified the Seller and the Seller has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers Civil Relief Act;

(xxv) The Mortgage Loan was underwritten in accordance with the underwriting standards of the Seller in effect at the time the Mortgage Loan was originated with exceptions thereto exercised in a prudent manner and the Mortgage Note and Mortgage are on forms acceptable to FNMA and FHLMC;

(xxvi) The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage referred to in (x) above;

(xxvii) The Mortgage File contains an appraisal of the related Mortgaged Property which satisfied the standards of FNMA and FHLMC, was on appraisal form 1004 or form 2055 with an interior inspection and was made and signed, prior to the approval of the Mortgage Loan application, by a qualified appraiser, duly appointed by the Seller, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, whose compensation is not affected by the approval or disapproval of the Mortgage Loan and who met the minimum qualifications of FNMA and FHLMC. Each appraisal of the Mortgage Loan was made in accordance with the relevant provisions of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989;

(xxviii) In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor;

(xxix) No Mortgage Loan contains provisions pursuant to which Monthly Payments are (a) paid or partially paid with funds deposited in any separate account established by the Seller, the Mortgagor, or anyone on behalf of the Mortgagor, (b) paid by any source other than the Mortgagor or (c) contains any other similar provisions which may constitute a “buydown” provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature;

(xxx) The Mortgagor has executed a statement to the effect that the Mortgagor has received all disclosure materials required by applicable law with respect to the making of fixed rate mortgage loans in the case of Fixed Rate Mortgage Loans, and adjustable rate mortgage loans in the case of Adjustable Rate Mortgage Loans and rescission materials with

respect to Refinanced Mortgage Loans, and such statement is and will remain in the Mortgage File;

(xxxi) No Mortgage Loan was made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property;

(xxxii) The Seller has no knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor’s credit standing that can reasonably be expected to cause the Mortgage Loan to be an unacceptable investment, cause the Mortgage Loan to become delinquent, or adversely affect the value of the Mortgage Loan;

(xxxiii) No Mortgage Loan had an LTV or CLTV at origination in excess of 100%;

(xxxiv) At origination, the Mortgaged Property was lawfully occupied under applicable law and as of the Closing Date, to the best of Seller’s knowledge, the Mortgaged Property is lawfully occupied under applicable law; all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities;

(xxxv) No error, omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of any person, including without limitation the Mortgagor, any appraiser, any builder or developer, or any other party involved in the origination of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

(xxxvi) The Assignment of Mortgage is in recordable form except for the name of the assignee which is blank and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(xxxvii) Any principal advances made to the Mortgagor prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having first or second (as specified in the Mortgage Loan Schedule) lien priority by a title insurance policy, an endorsement to the policy insuring the mortgagee's consolidated interest or by other title evidence acceptable to FNMA or FHLMC. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan plus any Negative Amortization;

(xxxviii) If the Residential Dwelling on the Mortgaged Property is a condominium unit or a unit in a planned unit development (other than a de minimis planned unit development) such condominium or planned unit development project meets the eligibility requirements of FNMA and FHLMC;

(xxxix) The source of the down payment with respect to each Mortgage Loan has been fully verified by the Seller;

(xl) Interest on each Mortgage Loan is calculated on the basis of a 360-day year consisting of twelve 30-day months;

(xli) The Mortgaged Property is in material compliance with all applicable environmental laws pertaining to environmental hazards including, without limitation, asbestos, and neither the Seller nor, to the Seller’s knowledge, the related Mortgagor, has received any notice of any violation or potential violation of such law;

(xlii) The Seller shall, at its own expense, cause each Mortgage Loan to be covered by a Tax Service Contract which is assignable to the Purchaser or its designee; provided however, that if the Seller fails to purchase such Tax Service Contract, the Seller shall be required to reimburse the Purchaser for all costs and expenses incurred by the Purchaser in connection with the purchase of any such Tax Service Contract. The Purchaser shall be responsible for any costs incurred in connection with changing the provider of the Tax Service Contract for any Mortgage Loan that is covered by a Tax Service Contract;

(xliii) Each Mortgage Loan is covered by a Flood Zone Service Contract which is assignable to the Purchaser or its designee or, for each Mortgage Loan not covered by such Flood Zone Service Contract, the Seller agrees to purchase such Flood Zone Service Contract;

(xliv) No Mortgage Loan is (a) subject to the provisions of the Homeownership and Equity Protection Act of 1994 as amended (“HOEPA”), (b) a “high cost” mortgage loan, “covered” mortgage loan, “high risk home” mortgage loan or “predatory” mortgage loan or any other comparable term, no matter how defined under any federal, state or local law, (c) subject to any comparable federal, state or local statutes or regulations, or any other statute or regulation providing for heightened regulatory scrutiny or assignee liability to holders of such mortgage loans, or (d) a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the current Standard & Poor’s LEVELS® Glossary Revised, Appendix E);

(xlv) No predatory, abusive or deceptive lending practices, including but not limited to, the extension of credit to a mortgagor without regard for the mortgagor’s ability to repay the Mortgage Loan and the extension of credit to a mortgagor which has no apparent benefit to the mortgagor, were employed in connection with the origination of the Mortgage Loan. Each Mortgage Loan is in compliance with the anti-predatory lending eligibility for purchase requirements of the FNMA Guides;

(xlvi) The debt-to-income ratio of the related Mortgagor was not greater than 60% at the origination of the related Mortgage Loan;

(xlvii) No Mortgagor was required to purchase any credit insurance product (e.g., life, mortgage, disability, accident, unemployment or health insurance product) or debt cancellation agreement as a condition of obtaining the extension of credit. No Mortgagor obtained a prepaid single premium credit life, mortgage, disability, accident, unemployment or health insurance product in connection with the origination of the Mortgage Loan. No proceeds

from any Mortgage Loan were used to purchase single premium credit insurance policies as part of the origination of, or as a condition to closing, such Mortgage Loan;

(xlviii)

Reserved;

(xlix) The Mortgage contains an enforceable provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the mortgagee thereunder;

(l) The Mortgage Loan complies with all applicable consumer credit statutes and regulations, including, without limitation, the respective Uniform Consumer Credit Code laws in effect in Alabama, Colorado, Idaho, Indiana, Iowa, Kansas, Maine, Oklahoma, South Carolina, Utah, West Virginia and Wyoming, has been originated by a properly licensed entity, and in all other respects, complies with all of the material requirements of any such applicable laws;

(li) The information set forth in the Prepayment Charge Schedule is complete, true and correct in all material respects and each Prepayment Charge is permissible, enforceable and collectable under applicable federal and state law;

(lii) The Mortgage Loan was not prepaid in full prior to the Closing Date and the Seller has not received notification from a Mortgagor that a prepayment in full shall be made after the Closing Date;

(liii) No Mortgage Loan is secured by cooperative housing, commercial property or mixed use property;

(liv) Each Mortgage Loan is eligible for sale in the secondary market or for inclusion in a Pass-Through Transfer under customary secondary market terms and conditions;

(lv) Except as set forth on the related Mortgage Loan Schedule, none of the Mortgage Loans are subject to a prepayment penalty. For any Mortgage Loan originated prior to October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond five years after the date of origination. For any Mortgage Loan originated on or following October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond three years after the date of origination. With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity: (i) prior to the Mortgage Loan’s origination, the Mortgagor agreed to such premium in exchange for a monetary benefit, including but not limited to a rate or fee reduction, (ii) prior to the Mortgage Loan’s origination, the Mortgagor was offered the option of obtaining a Mortgage Loan that did not require payment of such a premium, (iii) the prepayment premium is disclosed to the Mortgagor in the loan documents pursuant to applicable state and federal law, and (iv) notwithstanding any state or federal law to the contrary, the Seller shall not impose such prepayment premium in any instance when the mortgage debt is accelerated as the result of the Mortgagor’s default in making the loan payments;

(lvi) To the extent applicable, the Seller has complied with all applicable anti-money laundering laws and regulations, including without limitation the USA Patriot Act of

2001 (collectively, the “Anti-Money Laundering Laws”); the Seller has established an anti-money laundering compliance program as and to the extent required by the Anti-Money Laundering Laws, has conducted the requisite due diligence in connection with the origination of each Mortgage Loan for purposes of the Anti-Money Laundering Laws, including with respect to the legitimacy of the applicable Mortgagor and the origin of the assets used by the said Xxxxxxxxx to purchase the property in question, and maintains, and will maintain, sufficient information to identify the applicable Mortgagor for purposes of the Anti-Money Laundering Laws. No Mortgage Loan is subject to nullification pursuant to Executive Order 13224 (the “Executive Order”) or the regulations promulgated by the Office of Foreign Assets Control of the United States Department of the Treasury (the “OFAC Regulations”) or in violation of the Executive Order or the OFAC Regulations, and no Mortgagor is subject to the provisions of such Executive Order or the OFAC Regulations nor listed as a “blocked person” for purposes of the OFAC Regulations;

(lvii) No Mortgagor was encouraged or required to select a Mortgage Loan product offered by the Mortgage Loan’s originator which is a higher cost product designed for less creditworthy borrowers, unless at the time of the Mortgage Loan’s origination, such Xxxxxxxxx did not qualify taking into account credit history and debt to income ratios for a lower cost credit product then offered by the Mortgage Loan’s originator or any affiliate of the Mortgage Loan’s originator. If, at the time of loan application, the Mortgagor may have qualified for a for a lower cost credit product then offered by any mortgage lending affiliate of the Mortgage Loan’s originator, the Mortgage Loan’s originator referred the Mortgagor’s application to such affiliate for underwriting consideration;

(lviii) The methodology used in underwriting the extension of credit for each Mortgage Loan employs objective mathematical principles which relate the Mortgagor’s income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the Mortgagor’s equity in the collateral as the principal determining factor in approving such credit extension. Such underwriting methodology confirmed that at the time of origination (application/approval) the Mortgagor had a reasonable ability to make timely payments on the Mortgage Loan;

(lix) With respect to each Mortgage Loan, the Seller has fully and accurately furnished complete information on the related borrower credit files to Equifax, Experian and Trans Union Credit Information Company, in accordance with the Fair Credit Reporting Act and its implementing regulations, on a monthly basis and the Seller for each Loan will furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information on its borrower credit files to Equifax, Experian, and Trans Union Credit Information Company, on a monthly basis;

(lx) All points and fees related to each Mortgage Loan were disclosed in writing to the related Borrower in accordance with applicable state and federal law and regulation. All fees and charges (including finance charges) and whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each such Mortgage Loan were disclosed in writing to the related Mortgagor in accordance with applicable state and federal laws and regulations and are specified on the Mortgage Loan Schedule;

(lxi) The Seller will transmit full-file credit reporting data for each Mortgage Loan pursuant to Xxxxxx Xxx Guide Announcement 95-19 and for each Mortgage Loan, Seller agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off;

(lxii) With respect to any Mortgage Loan which is secured by manufactured housing, if such Mortgage Loans are permitted hereunder, such Mortgage Loan satisfies the requirements for inclusion in residential mortgage backed securities transactions rated by Standard & Poor's Ratings Services;

(lxiii) Each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1);

(lxiv) No Mortgage Loan is secured by real property or secured by a manufactured home located in the state of Georgia unless (x) such Mortgage Loan was originated prior to October 1, 2002 or after March 6, 2003, or (y) the property securing the Mortgage Loan is not, nor will be, occupied by the Mortgagor as the Mortgagor’s principal dwelling. No Mortgage Loan is a “High Cost Home Loan” as defined in the Georgia Fair Lending Act, as amended (the “Georgia Act”). Each Mortgage Loan that is a “Home Loan” under the Georgia Act complies with all applicable provisions of the Georgia Act. No Mortgage Loan secured by owner occupied real property or an owner occupied manufactured home located in the State of Georgia was originated (or modified) on or after October 1, 2002 through and including March 6, 2003;

(lxv) No Mortgage Loan is a “High-Cost” loan as defined under the New York Banking Law Section 6-1, effective as of April 1, 2003;

(lxvi) No Mortgage Loan (a) is secured by property located in the State of New York; (b) had an unpaid principal balance at origination of $300,000 or less, and (c) has an application date on or after April 1, 2003, the terms of which Mortgage Loan equal or exceed either the APR or the points and fees threshold for “high-cost home loans”, as defined in Section 6-1 of the New York State Banking Law;

(lxvii) No Mortgage Loan is a “High Cost Home Loan” as defined in the Arkansas Home Loan Protection Act effective July 16, 2003 (Act 1340 or 2003);

(lxviii) No Mortgage Loan is a “High Cost Home Loan” as defined in the Kentucky high-cost loan statute effective June 24, 2003 (Ky. Rev. Stat. Section 360.100);

(lxix) No Mortgage Loan secured by property located in the State of Nevada is a “home loan” as defined in the Nevada Assembly Bill No. 284;

(lxx) No Mortgage Loan is a “manufactured housing loan” or “home improvement home loan” pursuant to the New Jersey Home Ownership Act. No Mortgage Loan is a “High-Cost Home Loan” or a refinanced “Covered Home Loan,” in each case, as defined in the New Jersey Home Ownership Act effective November 27, 2003 (N.J.S.A. 46;10B-22 et seq.);

(lxxi) No Mortgage Loan is a subsection 10 mortgage under the Oklahoma Home Ownership and Equity protection Act;

(lxxii) No Mortgage Loan is a “High-Cost Home Loan” as defined in the New Mexico Home Loan Protection Act effective January 1, 2004 (N.M. Stat. Xxx. §§ 58-21A-1 et seq.);

(lxxiii) No Mortgage Loan is a “High-Risk Home Loan” as defined in the Illinois High-Risk Home Loan Act effective January 1, 2004 (815 Ill. Comp. Stat. 137/1 et seq.);

(lxxiv) No Mortgage Loan originated in the City of Los Angeles is subject to the City of Los Angeles California Ordinance 175008 as a “home loan”

(lxxv) No Mortgage Loan originated in the City of Oakland is subject to the City of Oakland, California Ordinance 12361 as a “home loan”

(lxxvi) No Loan that is secured by property located within the State of Maine meets the definition of a (i) “high-rate, high-fee” mortgage loan under Article VIII, Title 9-A of the Maine Consumer Credit Code or (ii) “High-Cost Home Loan” as defined under the Maine House Bill 000 X.X. 494, effective as of September 13, 2003;

(lxxvii) With respect to any Loan for which a mortgage loan application was submitted by the Mortgagor after April 1, 2004, no such Loan secured by Mortgaged Property in the State of Illinois which has a Loan Interest Rate in excess of 8.0% per annum has lender-imposed fees (or other charges) in excess of 3.0% of the original principal balance of the Loan;

(lxxviii) No Mortgage Loan secured by a Mortgaged Property located in the Commonwealth of Massachusetts was made to pay off or refinance an existing loan or other debt of the related borrower (as the term “borrower” is defined in the regulations promulgated by the Massachusetts Secretary of State in connection with Massachusetts House Bill 4880 (2004)) unless either (1) (a) the related Mortgage Interest Rate (that would be effective once the introductory rate expires, with respect to Adjustable Rate Mortgage Loans) did or would not exceed by more than 2.25% the yield on United States Treasury securities having comparable periods of maturity to the maturity of the related Mortgage Loan as of the fifteenth day of the month immediately preceding the month in which the application for the extension of credit was received by the related lender or (b) the Mortgage Loan is an “open-end home loan” (as such term is used in the Massachusetts House Bill 4880 (2004)) and the related Mortgage Note provides that the related Mortgage Interest Rate may not exceed at any time the Prime rate index as published in The Wall Street Journal plus a margin of one percent, or (2) such Mortgage Loan is in the "borrower's interest," as documented by a "borrower's interest worksheet" for the particular Mortgage Loan, which worksheet incorporates the factors set forth in Massachusetts House Bill 4880 (2004) and the regulations promulgated thereunder for determining "borrower's interest," and otherwise complies in all material respects with the laws of the Commonwealth of Massachusetts;

(lxxix) No Loan is a “High Cost Home Loan” governed by the Indiana Home Loan Practices Act, Ind. Code Xxx. §§ 24-9-1-1 et seq.;

(lxxx) The Mortgagor has not made or caused to be made any payment in the nature of an “average” or “yield spread premium” to a mortgage broker or a like Person which has not been fully disclosed to the Mortgagor;

(lxxxi) The sale or transfer of the Mortgage Loan by the Seller complies with all applicable federal, state, and local laws, rules, and regulations governing such sale or transfer, including, without limitation, the Fair and Accurate Credit Transactions Act (“FACT Act”) and the Fair Credit Reporting Act, each as may be amended from time to time, and the Seller has not received any actual or constructive notice of any identity theft, fraud, or other misrepresentation in connection with such Mortgage Loan or any party thereto;

(lxxxii) With respect to each MOM Loan, a MIN has been assigned by MERS and such MIN is accurately provided on the Mortgage Loan Schedule. The related Assignment of Mortgage to MERS has been duly and properly recorded, or has been delivered for recording to the applicable recording office;

(lxxxiii) With respect to each MOM Loan, Seller has not received any notice of liens or legal actions with respect to such Mortgage Loan and no such notices have been electronically posted by MERS; and

(lxxxiv) No Mortgagor agreed to submit to arbitration to resolve any dispute arising out of or relating in any way to the Mortgage Loan transaction.

ASSIGNMENT AND RECOGNITION AGREEMENT

Assignment and Conveyance

1. The Assignor hereby conveys, sells, grants, transfers and assigns to the Assignee (x) all of the right, title and interest of the Assignor, as purchaser, in, to and under (a) those certain Mortgage Loans listed as being originated by the Company on the schedule (the “Mortgage Loan Schedule”) attached hereto as Exhibit A (the “Mortgage Loans”) and (b) except as described below, that certain Master Mortgage Loan Purchase and Interim Servicing Agreement dated as of May 1, 2003 as amended on December 23, 2003 and January 1, 2005 (the “Purchase Agreement”), between the Assignor, as purchaser (the “Purchaser”), and the Company, as seller, solely insofar as the Purchase Agreement relates to the Mortgage Loans and (y) other than as provided below with respect to the enforcement of representations and warranties, none of the obligations of the Assignor under the Purchase Agreement.

The Assignor specifically reserves and does not assign to the Assignee hereunder (i) any and all right, title and interest in, to and under and any obligations of the Assignor with respect to any mortgage loans subject to the Purchase Agreement which are not the Mortgage Loans set forth on the Mortgage Loan Schedule and are not the subject of this Agreement or (ii) notwithstanding the foregoing, the Assignor shall not assign to the Assignee or the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) any of the Assignor's rights pursuant to Subsection 7.04(b) of the Purchase Agreement.

Recognition of the Company

insofar as they relate to the enforcement of the representations, warranties and covenants with respect to the Mortgage Loans, (iii) the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) shall have all the rights and remedies available to the Assignor, insofar as they relate to the Mortgage Loans, under the Purchase Agreement, including, without limitation, the enforcement of the document delivery requirements and remedies with respect to breaches of representations and warranties set forth in the Purchase Agreement, and shall be entitled to enforce all of the obligations of the Company thereunder insofar as they relate to the Mortgage Loans, and (iv) all references to the Purchaser (insofar as they relate to the rights, title and interest and, with respect to obligations of the Purchaser, only insofar as they relate to the enforcement of the representations, warranties and covenants of the Company) or the Custodian under the Purchase Agreement insofar as they relate to the Mortgage Loans, shall be deemed to refer to the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf). Neither the Company nor the Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Mortgage Loans or the Company’s performance under the Purchase Agreement with respect to the Mortgage Loans without the prior written consent of the Trustee.

Representations and Warranties of the Company

3. The Company warrants and represents to the Assignor, the Assignee and the Trust as of the date hereof that:

(a) The Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

(d) There is no action, suit, proceeding or investigation pending or threatened against the Company, before any court, administrative agency or other tribunal, which would draw into question the validity of this Agreement or the Purchase Agreement, or which, either in any one instance or in the aggregate, would result in any material adverse change in the ability of the Company to perform its obligations under this Agreement or the Purchase Agreement, and the Company is solvent.

4. Pursuant to Section 12 of the Purchase Agreement, the Company hereby represents and warrants, for the benefit of the Assignor, the Assignee and the Trust, that the representations and warranties set forth in Sections 7.01 and 7.02 of the Purchase Agreement (as set forth on Schedule 1 hereto), are true and correct as of the date hereof as if such representations and warranties were made on the date hereof, except that the representation and warranty set forth in Section 7.02(a) shall, for purposes of this Agreement, relate to the Mortgage Loan Schedule attached hereto.

5. The Assignor hereby makes the following representations and warranties as of the date hereof:

(a) Each Mortgage Loan at the time it was made complied in all material respects with applicable local, state, and federal laws, including, but not limited to, all applicable predatory and abusive lending laws;

(b) None of the mortgage loans are High Cost as defined by any applicable predatory and abusive lending laws;

(c) No Mortgage Loan is a high cost loan or a covered loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS Glossary which is now Version 5.6(c), Appendix E);

(d) No loan originated on or after October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act; and

(e)

With respect to the Group I Mortgage Loans,

(i) each Group I mortgage loan is a “qualified mortgage” under Section 860G(a)(3) of the Code; and

(ii) the original principal balance of each Group I mortgage loan underlying the security is within Freddie Mac’s dollar amount limits for conforming one-to-four-family mortgage loans.

Remedies for Breach of Representations and Warranties

6. The Company hereby acknowledges and agrees that the remedies available to the Assignor, the Assignee and the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Company set forth in Sections 3 and 4 hereof shall be as set forth in Subsection 7.03 of the Purchase Agreement as if they were set forth herein (including without

limitation the repurchase and indemnity obligations set forth therein); provided, however, that the purchase price payable to the Trust in respect of a breach of a representation and warranty shall in no event be greater than the unpaid Principal Balance of the related Mortgage Loan plus unpaid accrued interest and any amount owed by the Company in excess of such amount shall be payable to the Assignor. In addition, the Company hereby acknowledges and agrees that any breach of the representations set forth in Section 7.02 (rr), (uu), (bbb), (ggg), (jjj) and (qqq) of the Purchase Agreement shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

The Assignor hereby acknowledges and agrees that the remedies available to the Assignee and the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Assignor as set forth in Section 2.03 of the Pooling Agreement as if they were set forth herein (including without limitation the repurchase and indemnity obligations set forth therein). In addition, the Assignor hereby acknowledges and agrees that any breach of the representations set forth in Section 5 (e) hereof shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

Miscellaneous

7. This Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

8. No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced, with the prior written consent of the Trustee.

9. This Agreement shall inure to the benefit of (i) the successors and assigns of the parties hereto and (ii) the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf). Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder.

10. Each of this Agreement and the Purchase Agreement shall survive the conveyance of the Mortgage Loans and the assignment of the Purchase Agreement (to the extent assigned hereunder) by Assignor to Assignee and by Assignee to the Trust and nothing contained herein shall supersede or amend the terms of the Purchase Agreement.

11. This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument.

12. In the event that any provision of this Agreement conflicts with any provision of the Purchase Agreement with respect to the Mortgage Loans, the terms of this Agreement shall control.

13. Capitalized terms used in this Agreement (including the exhibits hereto) but not defined in this Agreement shall have the meanings given to such terms in the Purchase Agreement.

[SIGNATURE PAGE FOLLOWS]

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized officers as of the date first above written.

GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.

By:
Name:
Title:


FINANCIAL ASSET SECURITIES CORP.


By:
Name:
Title:


MERITAGE MORTGAGE CORP.


By:
Name:
Title:

Schedule 1

Section 7.01

Representations and Warranties Respecting the Company

All capitalized terms used but not defined herein and below shall have the meanings assigned thereto in the Purchase Agreement:

(a) The Seller is duly organized, validly existing and in good standing under the laws of the state of its incorporation and is and will remain in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loan in accordance with the terms of this Agreement;

(b) The Seller has the full power and authority to hold each Mortgage Loan, to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement. The Seller has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement, and this Agreement, assuming due authorization, execution and delivery by the Purchaser, constitutes a legal, valid and binding obligation of the Seller, enforceable against it in accordance with its terms except as the enforceability thereof may be limited by bankruptcy, insolvency or reorganization;

(c) The execution and delivery of this Agreement by the Seller and the performance of and compliance with the terms of this Agreement will not violate the Seller’s articles of incorporation or by-laws or constitute a default under or result in a breach or acceleration of, any material contract, agreement or other instrument to which the Seller is a party or which may be applicable to the Seller or its assets;

(d) The Seller is not in violation of, and the execution and delivery of this Agreement by the Seller and its performance and compliance with the terms of this Agreement will not constitute a violation with respect to, any order or decree of any court or any order or regulation of any federal, state, municipal or governmental agency having jurisdiction over the Seller or its assets, which violation might have consequences that would materially and adversely affect the condition (financial or otherwise) or the operation of the Seller or its assets or might have consequences that would materially and adversely affect the performance of its obligations and duties hereunder;

(e) The Seller is a HUD approved mortgagee pursuant to Section 203 of the National Housing Act. No event has occurred, including but not limited to a change in insurance coverage, which would make the Seller unable to comply with HUD eligibility requirements or which would require notification to HUD;

(f) The Seller does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(g) The Mortgage Note, the Mortgage (or certified copy of the Mortgage), the Assignment of Mortgage and any other documents required to be delivered with respect to

each Mortgage Loan pursuant to this Agreement, have been delivered to the Custodian. With respect to each Mortgage Loan, the Seller is in possession of a complete Mortgage File in compliance with Exhibit 5, except for such documents as have been delivered to the Custodian;

(h) Immediately prior to the payment of the Purchase Price for each Mortgage Loan, the Seller was the owner of record of the related Mortgage and the indebtedness evidenced by the related Mortgage Note subject to a warehouse financing agreement and upon the payment of the Purchase Price by the Purchaser, in the event that the Seller retains record title, the Seller shall retain such record title to each Mortgage, each related Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser as the owner thereof and only for the purpose of servicing and supervising the servicing of each Mortgage Loan;

(i) There are no actions or proceedings against, or investigations of, the Seller before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement, (B) seeking to prevent the sale of the Mortgage Loans or the consummation of the transactions contemplated by this Agreement or (C) that might prohibit or materially and adversely affect the performance by the Seller of its obligations under, or the validity or enforceability of, this Agreement;

(j) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained prior to the Closing Date;

(k) The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Seller, and the transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Seller pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions;

(l) Neither this Agreement nor any written statement, report or other document prepared and furnished or to be prepared and furnished by the Seller pursuant to this Agreement or in connection with the transactions contemplated hereby contains any untrue statement of material fact or omits to state a material fact necessary to make the statements contained herein or therein not misleading;

(m) The transfer of the Mortgage Loans shall be treated as a sale on the books and records of Seller, and Seller has determined that, and will treat, the disposition of the Mortgage Loans pursuant to this Agreement for tax and accounting purposes as a sale. Seller shall maintain complete records for each Mortgage Loan which shall be clearly marked to reflect the ownership of each Mortgage Loan by Purchaser;

(n) The consideration received by the Seller upon the sale of the Mortgage loans constitutes fair consideration and reasonably equivalent value for such Mortgage Loans;

(o) Seller is solvent and will not be rendered insolvent by the consummation of the transactions contemplated hereby. The Seller is not transferring any Mortgage loan with any intent to hinder, delay or defraud any of its creditors; and

(p) The Seller is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the MERS Mortgage Loans for as long as such Mortgage Loans are registered with MERS.

Section 7.02

Representations and Warranties Regarding Individual Mortgage Loans.

(a) The information set forth in the related Mortgage Loan Schedule is complete, true and correct;

(b) The Mortgage Loan is in compliance with all requirements set forth in the Seller’s Underwriting Guides and the characteristics of the related Mortgage Loan Package as set forth in the related Confirmation are true and correct, provided, however, that in the event of any conflict between the terms of any Confirmation and this agreement, the terms of this agreement shall control;

(c) All payments required to be made up to the close of business on the Closing Date for such Mortgage Loan under the terms of the Mortgage Note have been made; the Seller has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the related Mortgaged Property, directly or indirectly, for the payment of any amount required by the Mortgage Note or Mortgage; and there has been no delinquency, exclusive of any period of grace, in any payment by the Mortgagor thereunder since the origination of the Mortgage Loan;

(d) There are no delinquent taxes, ground rents, water charges, sewer rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments or other outstanding charges affecting the related Mortgaged Property;

(e) The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, recorded in the applicable public recording office if necessary to maintain the lien priority of the Mortgage, and which have been delivered to the Custodian; the substance of any such waiver, alteration or modification has been approved by the title insurer, to the extent required by the related policy, and is reflected on the related Mortgage Loan Schedule. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the title insurer, to the extent required by the policy, and which assumption agreement has been delivered to the Custodian and the terms of which are reflected in the related Mortgage Loan Schedule;

(f) The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any

right thereunder, render the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto. Each Prepayment Charge or penalty with respect to any Mortgage Loan is permissible, enforceable and collectible under applicable federal, state and local law;

(g) All buildings upon the Mortgaged Property are insured by an insurer acceptable to FNMA or FHLMC against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, pursuant to insurance policies conforming to the requirements of the Servicing Addendum. All such insurance policies contain a standard mortgagee clause naming the Seller, its successors and assigns as mortgagee and all premiums thereon have been paid. If the Mortgaged Property is in an area identified on a Flood Hazard Map or Flood Insurance Rate Map issued by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect which policy conforms to the requirements of FNMA or FHLMC. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to seek reimbursement therefor from the Mortgagor;

(h) Any and all requirements of any federal, state or local law including, without limitation, usury, truth-in-lending, all applicable predatory and abusive lending, real estate settlement procedures, consumer credit protection, equal credit opportunity or disclosure laws applicable to the origination and servicing of such Mortgage Loan have been complied with, the consummation of the transactions contemplated hereby will not involve the violation of any such laws or regulations, and the Seller shall maintain or shall cause its agent to maintain in its possession, available for the inspection of the Purchaser, and shall deliver to the Purchaser, upon two Business Days’ request, evidence of compliance with all such requirements;

(i) The Mortgage has not been satisfied, cancelled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such satisfaction, cancellation, subordination, rescission or release. With respect to each Second Lien Mortgage Loan (i) the First Lien is in full force and effect, (ii) there is no default, breach, violation or event of acceleration existing under such First Lien or the related mortgage note, (iii) no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration thereunder, and either (A) the First Lien contains a provision which allows or (B) applicable law requires, the mortgagee under the Second Lien Mortgage Loan to receive notice of, and affords such mortgagee an opportunity to cure any default by payment in full or otherwise under the First Lien;

(j) The Mortgage is a valid, existing and enforceable first or second lien on the Mortgaged Property, including all improvements on the Mortgaged Property subject only to (a) the lien of current real property taxes and assessments not yet due and payable, (b)

covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and specifically referred to in the lender’s title insurance policy delivered to the originator of the Mortgage Loan and which do not adversely affect the Appraised Value of the Mortgaged Property, (c) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property and (d) with respect to each Second Lien Mortgage Loan, a First Lien. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, existing and enforceable (A) first lien and first priority security interest with respect to each Mortgage Loan that is indicated by the Seller to be a First Lien and (B) second lien and second priority security interest with respect to each Mortgage Loan which is indicated by the Seller to be a Second Lien Mortgage Loan, in either case, on the property described therein and the Seller has full right to sell and assign the same to the Purchaser. The Mortgaged Property was not, as of the date of origination of the Mortgage Loan, subject to a mortgage, deed of trust, deed to secure debt or other security instrument creating a lien subordinate to the lien of the Mortgage;

(k) The Mortgage Note and the related Mortgage are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms;

(l) All parties to the Mortgage Note and the Mortgage had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. The Mortgagor is a natural person;

(m) The proceeds of the Mortgage Loan have been fully disbursed to or for the account of the Mortgagor and there is no obligation for the Mortgagee to advance additional funds thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage have been paid, and the Mortgagor is not entitled to any refund of any amounts paid or due to the Mortgagee pursuant to the Mortgage Note or Mortgage;

(n) The Seller is the sole legal, beneficial and equitable owner of the Mortgage Note and the Mortgage and has full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest;

(o) All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) in compliance with any and all applicable “doing business” and licensing requirements of the laws of the state wherein the Mortgaged Property is located;

(p) The Mortgage Loan is covered by an American Land Title Association (“ALTA”) ALTA lender’s title insurance policy (which, in the case of an Adjustable Rate Mortgage Loan has an adjustable rate mortgage endorsement in the form of ALTA 6.0 or 6.1) acceptable to FNMA or FHLMC, issued by a title insurer acceptable to FNMA or FHLMC and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (j) (a), (b) and (c) above and (d) with respect to each Second Lien Mortgage Loan) the Seller, its successors and assigns as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan and, with respect to any Adjustable Rate Mortgage Loan, against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate and Monthly Payment. Additionally, such lender’s title insurance policy affirmatively insures ingress and egress to and from the Mortgaged Property, and against encroachments by or upon the Mortgaged Property or any interest therein. The Seller is the sole insured of such lender’s title insurance policy, and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lender’s title insurance policy, and no prior holder of the related Mortgage, including the Seller, has done, by act or omission, anything which would impair the coverage of such lender’s title insurance policy;

(q) There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and the Seller has not waived any default, breach, violation or event of acceleration. With respect to each Mortgage Loan which is indicated by the Seller to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule) (i) the First Lien is in full force and effect, (ii) there is no default, breach, violation or event of acceleration existing under such First Lien mortgage or the related mortgage note, (iii) no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration thereunder, and either (A) the First Lien mortgage contains a provision which allows or (B) applicable law requires, the mortgagee under the Second Lien Mortgage Loan to receive notice of, and affords such mortgagee an opportunity to cure any default by payment in full or otherwise under the First Lien mortgage;

(r) There are no mechanics’ or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage;

(s) All improvements which were considered in determining the Appraised Value of the related Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroach upon the Mortgaged Property;

(t) The Mortgage Loan was originated by the Seller or by a savings and loan association, a savings bank, a commercial bank or similar banking institution which is

supervised and examined by a federal or state authority, or by a mortgagee approved as such by the Secretary of HUD;

(u) Principal payments on the Mortgage Loan commenced no more than sixty days after the proceeds of the Mortgage Loan were disbursed, except in the case of interest only loans. The Mortgage Loan bears interest at the Mortgage Interest Rate. With respect to each Mortgage Loan, the Mortgage Note is payable on the first day of each month in Monthly Payments, which, in the case of a Fixed Rate Mortgage Loans, are sufficient to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate, and, in the case of an Adjustable Rate Mortgage Loan or interest only loans, are changed on each Adjustment Date, and in any case, are sufficient to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate. The Index for each Adjustable Rate Mortgage Loan is as provided on the related Mortgage Loan Schedule. The Mortgage Note does not permit negative amortization. No Mortgage Loan is a Convertible Mortgage Loan;

(v) The origination and collection practices used by the Seller with respect to each Mortgage Note and Mortgage have been in all respects legal, proper, prudent and customary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by the Seller or its designee and any predecessor servicer in accordance with the terms of the Mortgage Note. With respect to escrow deposits and Escrow Payments (other than with respect to each Mortgage Loan which is indicated by the Seller to be a Second Lien Mortgage Loan and for which the mortgagee under the First Lien is collecting Escrow Payments (as reflected on the Mortgage Loan Schedule)), if any, all such payments are in the possession of, or under the control of, the Seller or its designee and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under any Mortgage or the related Mortgage Note and no such escrow deposits or Escrow Payments are being held by the Seller for any work on a Mortgaged Property which has not been completed;

(w) The Mortgaged Property is free of damage and waste and there is no proceeding pending for the total or partial condemnation thereof;

(x) The Mortgagor has not notified the Seller and the Seller has no knowledge of any relief requested or provided to the Mortgagor under the Servicemembers Civil Relief Act;

(y) The Mortgage Loan was underwritten in accordance with the underwriting standards of the Seller in effect at the time the Mortgage Loan was originated; and the Mortgage Note and Mortgage and applicable riders are on forms acceptable to prudent lenders in the secondary market;

(z) The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage referred to in (x) above;

(aa) The Mortgage File contains an appraisal of the related Mortgaged Property which satisfied the standards of FNMA or FHLMC and was made and signed, prior to the funding of the Mortgage Loan application, by a qualified appraiser, duly appointed by the Seller, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, whose compensation is not affected by the approval or disapproval of the Mortgage Loan and who met the minimum qualifications of FNMA or FHLMC. Each appraisal of the Mortgage Loan was made in accordance with the relevant provisions of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989;

(bb) In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor;

(cc) No Mortgage Loan contains provisions pursuant to which Monthly Payments are (a) paid or partially paid with funds deposited in any separate account established by the Seller, the Mortgagor, or anyone on behalf of the Mortgagor, (b) paid by any source other than the Mortgagor or (c) contains any other similar provisions which may constitute a “buydown” provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature;

(dd) The Mortgagor has executed a statement to the effect that the Mortgagor has received all disclosure materials required by applicable law with respect to the making of fixed rate mortgage loans in the case of Fixed Rate Mortgage Loans, and adjustable rate mortgage loans in the case of Adjustable Rate Mortgage Loans and rescission materials with respect to Refinanced Mortgage Loans, and such statement is and will remain in the Mortgage File;

(ee) No Mortgage Loan was made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property;

(ff) The Seller has no knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor’s credit standing that can reasonably be expected to cause the Mortgage Loan to be an unacceptable investment, cause the Mortgage Loan to become delinquent, or adversely affect the value of the Mortgage Loan;

(gg) The Mortgaged Property is lawfully occupied under applicable law; all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities;

(hh) No omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of any person, including without limitation the Mortgagor, any appraiser, any builder or developer, or any other party involved in the origination of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

(ii) The Assignment of Mortgage is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(jj) Any principal advances made to the Mortgagor prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having (A) first lien priority with respect to each Mortgage Loan which is indicated by the Seller to be a First Lien (as reflected on the Mortgage Loan Schedule), or (B) second lien priority with respect to each Mortgage Loan which is indicated by the Seller to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule), in either case by a title insurance policy, an endorsement to the policy insuring the mortgagee’s consolidated interest or by other title evidence acceptable to FNMA or FHLMC. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan;

(kk) As to any Mortgage Loan which is not a MERS Mortgage Loan, the Assignment of Mortgage is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(ll) If the Residential Dwelling on the Mortgaged Property is a condominium unit or a unit in a planned unit development (other than a de minimis planned unit development) such condominium or planned unit development project meets the eligibility requirements of Seller’s underwriting guides;

(mm) The source of the down payment with respect to each Mortgage Loan has been fully verified by the Seller if required pursuant to the Seller’s underwriting guidelines;

(nn) Interest on each Mortgage Loan is calculated on the basis of a 360-day year consisting of twelve 30-day months;

(oo) The Mortgaged Property is in material compliance with all applicable environmental laws pertaining to environmental hazards including, without limitation, asbestos, and neither the Seller nor, to the Seller’s knowledge, the related Mortgagor, has received any notice of any violation or potential violation of such law;

(pp) Each Mortgage Loan is covered by a fully assignable, life of loan Tax Service Contract which is assignable to the Purchaser or its designee;

(qq) Each Mortgage Loan is covered by a Flood Zone Service Contract which is assignable to the Purchaser or its designee or, for each Mortgage Loan not covered by

such Flood Zone Service Contract, the Seller agrees to purchase such Flood Zone Service Contract;

(rr) No Mortgage Loan is (a) subject to the provisions of the Homeownership and Equity Protection Act of 1994 as amended (“HOEPA”), (b) a “high cost” mortgage loan, “covered” mortgage loan, “high risk home” mortgage loan or “predatory” mortgage loan or any other comparable term, no matter how defined under any federal, state or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees), or (c) a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the current Standard & Poor’s LEVELS® Glossary Revised, Appendix E);

(ss) No predatory, abusive or deceptive lending practices, including but not limited to, the extension of credit to a mortgagor without regard for the mortgagor’s ability to repay the Mortgage Loan and the extension of credit to a mortgagor which has no apparent benefit to the mortgagor, were employed in connection with the origination of the Mortgage Loan;

(tt) The debt-to-income ratio of the related Mortgagor was not greater than 60% at the origination of the related Mortgage Loan;

(uu) No Mortgagor was required by Seller to purchase any credit life, disability, accident or health insurance product as a condition of obtaining the extension of credit. No Mortgagor obtained a prepaid single premium credit life, disability, accident or health insurance policy in connection with the origination of the Mortgage Loan. No proceeds from any Mortgage Loan were used to purchase single premium credit insurance policies as part of the origination of, or as a condition to closing, such Mortgage Loan;

(vv) No Mortgage Loan had a Loan-to-Value Ratio or Combined Loan-to-Value Ratio in excess of 100% origination of such Mortgage Loan;

(ww) The Mortgage Loans were not selected from the outstanding fixed and adjustable rate one to four-family mortgage loans in the Seller’s portfolio at the related Closing Date as to which the representations and warranties set forth in this Agreement could be made in a manner so as to affect adversely the interests of the Purchaser;

(xx) The Mortgage contains an enforceable provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the mortgagee thereunder;

(yy) The Mortgage Loan complies with all applicable consumer credit statutes and regulations, including, without limitation, the respective Uniform Consumer Credit Code laws in effect in Colorado, Idaho, Indiana, Iowa, Kansas, Maine, Oklahoma, South Carolina, Utah and Wyoming, has been originated by a properly licensed entity, and in all other respects, complies with all of the material requirements of any such applicable laws;

(zz) The information set forth in the Prepayment Charge schedule is complete, true and correct in all material respects and each Prepayment Charge is permissible, enforceable and collectable under applicable federal or state law;

(aaa) The Mortgage Loan was not prepaid in full prior to the Closing Date and the Seller has not received notification from a Mortgagor that a prepayment in full shall be made after the Closing Date;

(bbb) No Mortgage Loan is secured by real property or secured by a manufactured home located in the state of Georgia unless (x) such Mortgage Loan was originated prior to October 1, 2002 or after March 6, 2003, or (y) the property securing the Mortgage Loan is not, nor will be, occupied by the Mortgagor as the Mortgagor’s principal dwelling. No Mortgage Loan is a “High Cost Home Loan” as defined in the Georgia Fair Lending Act, as amended (the “Georgia Act”) or the New York Banking Law 6-1. Each Mortgage Loan that is a “Home Loan” under the Georgia Act complies with all applicable provisions of the Georgia Act;

(ccc) With respect to each MERS Mortgage Loan, a MIN has been assigned by MERS and such MIN is accurately provided on the related Mortgage Loan Schedule. The related assignment of Mortgage to MERS has been duly and properly recorded;

(ddd) With respect to each MERS Mortgage Loan, the Seller has not received any notice of liens or legal actions with respect to such Mortgage Loan and no such notices have been electronically posted by MERS;

(eee) With respect to each Mortgage Loan which is a Second Lien, (i) the related first lien does not provide for negative amortization, and (ii) either no consent for the Mortgage Loan is required by the holder of the first lien or such consent has been obtained and is contained in the Mortgage File;

(fff) As of the Closing Date, each Mortgage Loan is eligible for sale in the secondary market or for inclusion in a Pass-Through Transfer without unreasonable credit enhancement, when compared with similar loan products originated by other originators;

(ggg) Except as set forth on the related Mortgage Loan Schedule, none of the Mortgage Loans are subject to a prepayment penalty. For any Mortgage Loan originated prior to October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond five years after the date of origination. For any Mortgage Loan originated on or following October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond three years after the date of origination. With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity, the prepayment premium is disclosed to the Mortgagor in the loan documents pursuant to applicable state and federal law;

(hhh) The Seller has complied with all applicable anti-money laundering laws and regulations, including without limitation the USA Patriot Act of 2001 (collectively, the “Anti-Money Laundering Laws”); the Seller has established an anti-money laundering

compliance program as required by the Anti-Money Laundering Laws, has conducted the requisite due diligence in connection with the origination of each Mortgage Loan for purposes of the Anti-Money Laundering Laws, and maintains, and will maintain, sufficient information to identify the applicable Mortgagor for purposes of the Anti-Money Laundering Laws. No Mortgage Loan is subject to nullification pursuant to Executive Order 13224 (the “Executive Order”) or the regulations promulgated by the Office of Foreign Assets Control of the United States Department of the Treasury (the “OFAC Regulations”) or in violation of the Executive Order or the OFAC Regulations, and no Mortgagor is subject to the provisions of such Executive Order or the OFAC Regulations nor listed as a “blocked person” for purposes of the OFAC Regulations;

(iii) The methodology used in underwriting the extension of credit for each Mortgage Loan employs objective mathematical principles which relate the Mortgagor’s income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the Mortgagor’s equity in the collateral as the principal determining factor in approving such credit extension. Such underwriting methodology confirmed that at the time of origination (application/approval) the Mortgagor had a reasonable ability to make timely payments on the Mortgage Loan;

(jjj) With respect to each Mortgage Loan, to the extent required prior to the applicable servicing transfer date, the Seller has fully and accurately furnished, or will timely furnish, complete information on the related borrower credit files to Equifax, Experian and Trans Union Credit Information Company, in accordance with the Fair Credit Reporting Act and its implementing regulations, on a monthly basis and the Seller for each Loan will furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information on its borrower credit files to Equifax, Experian, and Trans Union Credit Information Company, on a monthly basis;

(kkk) No Mortgage Loan (a) is secured by property located in the State of New York; (b) had an unpaid principal balance at origination of $300,000 or less, and (c) has an application date on or after April 1, 2003, the terms of which Mortgage Loan equal or exceed either the APR or the points and fees threshold for “high-cost home loans”, as defined in Section 6-L of the New York State Banking Law;

(lll) All points and fees related to each Mortgage Loan were disclosed in writing to the related Mortgagor in accordance with applicable state and federal law and regulation;

(mmm) The Seller will transmit, or cause to be transmitted, full-file credit reporting data for each Mortgage Loan pursuant to Xxxxxx Xxx Guide Announcement 95-19 and for each Mortgage Loan, Seller agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off;

(nnn) No Mortgage Loan is a “manufactured housing loan” pursuant to the NJ Act, and one hundred percent of the amount financed of any purchase money Second Lien

Mortgage Loan subject to the NJ Act was used for the purchase of the related Mortgaged Property;

(ooo) The Mortgagee has not made or caused to be made any payment in the nature of an “average” or “yield spread premium” to a mortgage broker or a like Person which has not been fully disclosed to the Mortgagor;

(ppp) No Mortgage Loan secured by a Mortgaged Property located in the Commonwealth of Massachusetts was made to pay off or refinance an existing loan or other debt of the related borrower (as the term “borrower” is defined in the regulations promulgated by the Massachusetts Secretary of State in connection with Massachusetts House Bill 4880 (2004)) unless either (1) (a) the related Mortgage Interest Rate (that would be effective once the introductory rate expires, with respect to Adjustable Rate Mortgage Loans) did or would not exceed by more than 2.25%, with respect to first lien loans (or 2.50% with respect to any Mortgage Loan for which an application was taken on or after January 14, 2005), or 3.50%, with respect to second lien loans, the yield on United States Treasury securities having comparable periods of maturity to the maturity of the related Mortgage Loan as of the fifteenth day of the month immediately preceding the month in which the application for the extension of credit was received by the related lender or (b) the Mortgage Loan is an “open-end home loan” (as such term is used in the Massachusetts House Bill 4880 (2004)) and the related Mortgage Note provides that the related Mortgage Interest Rate may not exceed at any time the Prime rate index as published in The Wall Street Journal plus a margin of one percent, or (2) such Mortgage Loan is in the "borrower's interest," as documented by a "borrower's interest worksheet" for the particular Mortgage Loan, which worksheet incorporates the factors set forth in Massachusetts House Bill 4880 (2004) and the regulations promulgated thereunder for determining "borrower's interest," and otherwise complies in all material respects with the laws of the Commonwealth of Massachusetts; and

(qqq) No Mortgagor agreed to submit to arbitration to resolve any dispute arising out of or relating in any way to the Mortgage Loan transaction.

EXHIBIT C-2

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT

GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.,

as Seller

and

FINANCIAL ASSET SECURITIES CORP.,

as Purchaser

MORTGAGE LOAN PURCHASE AGREEMENT

Dated as of December 16, 2005

Adjustable-Rate and Fixed-Rate Mortgage Loans

Soundview Home Loan Trust 2005-4

Table of Contents

ARTICLE I.

DEFINITIONS

Section 1.01	Definitions

ARTICLE II.

SALE OF MORTGAGE LOANS; PAYMENT OF PURCHASE PRICE

Section 2.01	Sale of Mortgage Loans
Section 2.02	Obligations of the Seller and Seller Upon Sale
Section 2.03	Payment of Purchase Price for the Mortgage Loans.

ARTICLE III.

REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH

Section 3.01	Seller Representations and Warranties Relating to the Mortgage Loans.
Section 3.02	Seller Representations and Warranties Relating to the Seller
Section 3.03	Remedies for Breach of Representations and Warranties

ARTICLE IV.

SELLER’S COVENANTS

Section 4.01	Covenants of the Seller

ARTICLE V.

INDEMNIFICATION WITH RESPECT TO THE MORTGAGE LOANS

Section 5.01	Indemnification.

ARTICLE VI.

TERMINATION

Section 6.01	Termination

ARTICLE VII.

MISCELLANEOUS PROVISIONS

Section 7.01	Amendment
Section 7.02	Governing Law
Section 7.03	Notices
Section 7.04	Severability of Provisions
Section 7.05	Counterparts
Section 7.06	Further Agreements
Section 7.07	Intention of the Parties
Section 7.08	Successors and Assigns; Assignment of Purchase Agreement
Section 7.09	Survival

MORTGAGE LOAN PURCHASE AGREEMENT, dated as of December 16, 2005 (the “Agreement”), between Greenwich Capital Financial Products, Inc. (the “Seller”) and Financial Asset Securities Corp. (the “Purchaser”).

WITNESSETH

WHEREAS, the Seller is the owner of (a) the notes or other evidence of indebtedness (the “Mortgage Notes”) so indicated on Schedule I hereto referred to below and (b) the other documents or instruments constituting the Mortgage File (collectively, the “Mortgage Loans”); and

WHEREAS, the Seller, as of the date hereof, owns the mortgages (the “Mortgages”) on the properties (the “Mortgaged Properties”) securing such Mortgage Loans, including rights to (a) any property acquired by foreclosure or deed in lieu of foreclosure or otherwise and (b) the proceeds of any insurance policies covering the Mortgage Loans or the Mortgaged Properties or the obligors on the Mortgage Loans; and

WHEREAS, the parties hereto desire that the Seller sell the Mortgage Loans to the Purchaser pursuant to the terms of this Agreement; and

WHEREAS, pursuant to the terms of a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Pooling and Servicing Agreement”) among the Purchaser as depositor, Countrywide Home Loans Servicing LP (“Countrywide Servicing”), JPMorgan Chase Bank, National Association (“JPMorgan”) and National City Home Loan Services, Inc. (“NCHLS”) as servicers and Deutsche Bank National Trust Company as trustee (the “Trustee”), the Purchaser will convey the Mortgage Loans to Soundview Home Loan Trust 2005-4 (the “Trust”).

NOW, THEREFORE, in consideration of the mutual covenants herein contained, the parties hereto agree as follows:

ARTICLE I.

DEFINITIONS

Section 1.01 Definitions. All capitalized terms used but not defined herein and below shall have the meanings assigned thereto in the Pooling and Servicing Agreement.

“Seller Information”: The information contained in the Prospectus Supplement, read either individually or collectively under “SUMMARY OF TERMS—Mortgage Loans,” the first sentence of the fourth bullet point under “RISK FACTORS—Unpredictability of Prepayments and Effect on Yields,” the second sentence under “RISK FACTORS—High Loan-to-Value Ratios Increase Risk of Loss,” the second sentence under “RISK FACTORS—Interest Only Mortgage Loans,” the second sentence of the third bullet point under “RISK FACTORS—Interest Generated by the Mortgage Loans May Be Insufficient to Maintain Overcollateralization,” “THE MORTGAGE POOL,” the first sentence of the seventh paragraph under “YIELD, PREPAYMENT AND MATURITY CONSIDERATIONS” and “THE SELLER.”

ARTICLE II.

SALE OF MORTGAGE LOANS; PAYMENT OF PURCHASE PRICE

Section 2.01 Sale of Mortgage Loans. The Seller, concurrently with the execution and delivery of this Agreement, does hereby sell, assign, set over, and otherwise convey to the Purchaser, without recourse, (i) all of its right, title and interest in and to each Mortgage Loan, including the related Cut-off Date Principal Balance, all interest accruing thereon on or after the Cut-off Date and all collections in respect of interest and principal due after the Cut-off Date; (ii) property which secured such Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure; (iii) its interest in any insurance policies in respect of the Mortgage Loans (iv) the right to receive any amounts under the Cap Contract and (v) all proceeds of any of the foregoing.

Section 2.02 Obligations of the Seller and Seller Upon Sale. In connection with any transfer pursuant to Section 2.01 hereof, the Seller further agrees, at its own expense on or prior to the Closing Date, (a) to cause its books and records to indicate that the Mortgage Loans have been sold to the Purchaser pursuant to this Agreement and (b) to deliver to the Purchaser and the Trustee a computer file containing a true and complete list of all such Mortgage Loans specifying for each such Mortgage Loan, as of the Cut-off Date, (i) its account number and (ii) the Cut-off Date Principal Balance. Such file, which forms a part of Exhibit D to the Pooling and Servicing Agreement, shall also be marked as Schedule I to this Agreement and is hereby incorporated into and made a part of this Agreement.

In connection with any conveyance by the Seller, the Seller shall on behalf of the Purchaser deliver to, and deposit with the Trustee (or the Custodian on behalf of the Trustee), as assignee of the Purchaser, on or before the Closing Date, the following documents or instruments with respect to each Mortgage Loan:

(i) the original Mortgage Note, endorsed either (A) in blank, in which case the Trustee shall cause the endorsement to be completed or (B) in the following form: “Pay to the order of Deutsche Bank National Trust Company, as Trustee,” or with respect to any lost Mortgage Note, an original Lost Note Affidavit stating that the original mortgage note was lost, misplaced or destroyed, together with a copy of the related mortgage note; provided, however, that such substitutions of Lost Note Affidavits for original Mortgage Notes may occur only with respect to Mortgage Loans, the aggregate Cut-off Date Principal Balance of which is less than or equal to 1.00% of the Pool Balance as of the Cut-off Date;

(ii) the original Mortgage with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon or, if such Mortgage or power of attorney has been submitted for recording but has not been returned from the applicable public recording office, has been lost or is not otherwise available, a copy of such Mortgage or power of attorney, as the case may be, certified to be a true and complete copy of the original submitted for recording;

(iii) an original Assignment, in form and substance acceptable for recording. The Mortgage shall be assigned either (A) in blank, without recourse or (B) to “Deutsche Bank National Trust Company, as Trustee”

(iv) an original copy of any intervening assignment of Mortgage showing a complete chain of assignments;

(v)

the original or a certified copy of lender’s title insurance policy; and

(vi) the original or copies of each assumption, modification, written assurance, substitution agreement or guarantee, if any.

The Seller hereby confirms to the Purchaser and the Trustee that it has caused the appropriate entries to be made in its general accounting records to indicate that such Mortgage Loans have been transferred to the Trustee and constitute part of the Trust in accordance with the terms of the Pooling and Servicing Agreement.

If any of the documents referred to in Section 2.02(ii), (iii) or (iv) above has as of the Closing Date been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Seller to deliver such documents shall be deemed to be satisfied upon (1) delivery to the Trustee or the Custodian, no later than the Closing Date, of a copy of each such document certified by the Seller in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the Seller, delivery to the Trustee or the Custodian, promptly upon receipt thereof of either the original or a copy of such document certified by the applicable public recording office to be a true and complete copy of the original. If the original lender’s title insurance policy, or a certified copy thereof, was not delivered pursuant to Section 2.02(v) above. The Seller shall deliver or cause to be delivered to the Trustee or the Custodian, the original or a copy of a written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company, with the original or a certified copy thereof to be delivered to the Trustee or the Custodian, promptly upon receipt thereof. The Seller shall deliver or cause to be delivered to the Trustee or the Custodian promptly upon receipt thereof any other documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

Upon discovery or receipt of notice of any materially defective document in, or that a document is missing from, a Mortgage File, the Seller shall have 120 days to cure such defect or deliver such missing document to the Purchaser. If the Seller does not cure such defect or deliver such missing document within such time period, the Seller shall either repurchase or substitute for such Mortgage Loan pursuant to Section 2.03 of the Pooling and Servicing Agreement.

The Seller shall cause the Assignments which were delivered in blank to be completed and shall cause all Assignments referred to in Section 2.02(iii) hereof and, to the extent necessary, in Section 2.02(iv) hereof to be recorded. The Seller shall be required to deliver

such assignments for recording within 180 days of the Closing Date. In the event that any such Assignment is lost or returned unrecorded because of a defect therein, the Seller shall promptly have a substitute Assignment prepared or have such defect cured, as the case may be, and thereafter cause each such Assignment to be duly recorded.

Notwithstanding the foregoing, for administrative convenience and facilitation of servicing and to reduce closing costs, the Assignments of Mortgage shall not be required to be submitted for recording (except with respect to any Mortgage Loan located in Maryland) unless such failure to record would result in a withdrawal or a downgrading by any Rating Agency of the rating on any Class of Certificates; provided, however, each Assignment shall be submitted for recording by the Seller in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of: (i) reasonable direction by Holders of Certificates entitled to at least 25% of the Voting Rights, (ii) the occurrence of a Servicer Event of Termination, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Servicer, (iv) the occurrence of a servicing transfer as described in Section 7.02 of the Pooling and Servicing Agreement, (v) upon receipt of notice from the Servicer, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage and (vi) upon receipt of notice from the Servicer, any Mortgage Loan that is 90 days or more Delinquent. Upon receipt of written notice from the Purchaser that recording of the Assignments is required pursuant to one or more of the conditions set forth in the preceding sentence, the Seller shall be required to deliver such Assignments for recording as provided above, promptly and in any event within 30 days following receipt of such notice. The Seller shall furnish the Trustee (or the Custodian on behalf of the Trustee), or its designated agent, with a copy of each Assignment submitted for recording.

In the event that any Mortgage Note is endorsed in blank as of the Closing Date, promptly following the Closing Date, the Trustee (or the Custodian on behalf of the Trustee), at the expense of the Seller, shall cause to be completed such endorsements “Pay to the order of Deutsche Bank National Trust Company, as Trustee, without recourse.”

The Purchaser hereby acknowledges its acceptance of all right, title and interest to the Mortgage Loans and other property, now existing and hereafter created, conveyed to it pursuant to Section 2.01.

The parties hereto intend that the transaction set forth herein be a sale by the Seller to the Purchaser of all the Seller’s right, title and interest in and to the Mortgage Loans and other property described above. In the event the transaction set forth herein is deemed not to be a sale, the Seller hereby grants to the Purchaser a security interest in all of the Seller’s right, title and interest in, to and under the Mortgage Loans and other property described above, whether now existing or hereafter created, to secure all of the Seller’s obligations hereunder; and this Agreement shall constitute a security agreement under applicable law.

Section 2.03

Payment of Purchase Price for the Mortgage Loans.

In consideration of the sale of the Mortgage Loans from the Seller to the Purchaser on the Closing Date, the Purchaser agrees to pay to the Seller on the Closing Date (the “Purchase Price”) by transfer of (i) immediately available funds in an amount equal to the net

sale proceeds of the Floating Rate Certificates and the Residual Certificates, (ii) the Class C Certificates and the Class P Certificates (collectively the “Retained Certificates”) which Retained Certificates shall be registered in the name of Greenwich Capital Financial Products, Inc. or its designee and (iii) any investment income earned on amounts on deposit in the Pre-Funding Accounts. The Seller shall pay, and be billed directly for, all expenses incurred by the Purchaser in connection with the issuance of the Certificates, including, without limitation, printing fees incurred in connection with the prospectus relating to the Certificates, blue sky registration fees and expenses, fees and expenses of Purchaser’s counsel, fees of the rating agencies requested to rate the Certificates, accountant’s fees and expenses and the fees and expenses of the Trustee and other out-of-pocket costs, if any.

ARTICLE III.

REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH

Section 3.01

Seller Representations and Warranties Relating to the Mortgage Loans.

The Seller and the Purchaser understand, acknowledge and agree that, the representations and warranties set forth in this Section 3.01 are made as of the Closing Date or as of the date specifically provided herein.

The Seller hereby represents and warrants with respect to the Mortgage Loans to the Purchaser that as of the Closing Date or as of such date specifically provided herein:

(a) The information set forth in the mortgage loan schedule delivered to the Seller by each Originator is complete, true and correct as of the Cut-off Date;

(b) Approximately 2.96% of the Initial Mortgage Loans were 30-59 days delinquent as of November 30, 2005; the Seller has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the related Mortgaged Property, directly or indirectly, for the payment of any amount required by the Mortgage Note or Mortgage;

(c) At the time of origination, and to the best of the Seller’s knowledge, there were no delinquent taxes, ground rents, water charges, sewer rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments or other outstanding charges affecting the related Mortgaged Property;

(d) The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, recorded in the applicable public recording office if necessary to maintain the lien priority of the Mortgage, and which have been delivered to the Purchaser or its designee; the substance of any such waiver, alteration or modification has been approved by the title insurer, to the extent required by the related policy, and is reflected on the Mortgage Loan Schedule. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the insurer under the title insurer, to the extent required by the policy, and which assumption agreement has been delivered

to the Purchaser or its designee and the terms of which are reflected in the Mortgage Loan Schedule;

(e) The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any right thereunder, render the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto;

(f) All buildings upon the Mortgaged Property are insured by an insurer that satisfies the requirements of the underwriting guidelines of First Franklin Financial Corp., Accredited Home Lenders, Inc., Decision One Mortgage Company LLC or WMC Mortgage Corp. (each, an “Originator”) against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, in an amount that is at least equal to the lesser of (i) the amount necessary to fully compensate for any damage or loss to the improvements which are a part of such property on a replacement cost basis or (ii) the outstanding principal balance of the Mortgage Loan, in each case in an amount not less than such amount as is necessary to prevent the Mortgagor and/or the Mortgagee from becoming a co-insurer. All such insurance policies contain a standard mortgagee clause naming the applicable Originator, its successors and assigns as mortgagee and all premiums thereon have been paid. If the Mortgaged Property is in an area identified on a Flood Hazard Map or Flood Insurance Rate Map issued by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available), a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect which policy conforms to the requirements of Xxxxxx Xxx and Freddie Mac. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to seek reimbursement therefor from the Mortgagor;

(g) Prior to the Closing Date, any and all requirements of any federal, state or local law including, without limitation, usury, truth in lending, real estate settlement procedures, consumer credit protection, equal credit opportunity, fair housing or disclosure laws applicable to the origination and servicing of mortgage loans of a type similar to the Mortgage Loans have been complied with;

(h) The Mortgage has not been satisfied, canceled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such satisfaction, cancellation, subordination, rescission or release;

(i) The Mortgage is a valid, existing and enforceable first lien on the Mortgaged Property, including all improvements on the Mortgaged Property subject only to (A) the lien of current real property taxes and assessments not yet due and payable, (B) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and specifically

referred to in the lender’s title insurance policy delivered to the originator of the Mortgage Loan and which do not adversely affect the Value of the Mortgaged Property, and (C) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, existing and enforceable first lien and first priority security interest on the property described therein and the Seller has full right to sell and assign the same;

(j) The Mortgage Note and the related Mortgage are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms;

(k) All parties to the Mortgage Note and the Mortgage had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. The Mortgagor is a natural person;

(l) The proceeds of the Mortgage Loan have been fully disbursed to or for the account of the Mortgagor and there is no obligation for the Mortgagee to advance additional funds thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage have been paid, and the Mortgagor is not entitled to any refund of any amounts paid or due to the Mortgagee pursuant to the Mortgage Note or Mortgage;

(m) Prior to the sale of the Mortgage Loan by the Seller, the Seller was the sole legal, beneficial and equitable owner of the Mortgage Note and the Mortgage and had full right to transfer and sell the Mortgage Loan free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest;

(n) All parties which had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, were (or, during the period in which they held and disposed of such interest, were) in compliance with any and all applicable “doing business” and licensing requirements of the laws of the state wherein the Mortgaged Property is located.

(o) The Mortgage Loan was covered by an American Land Title Association (“ALTA”) lender’s title insurance policy, which has an adjustable-rate mortgage endorsement in the case of the adjustable-rate Mortgage Loans, in the form of ALTA 6.0 or 6.1 acceptable to prudent lenders, issued by a title insurer acceptable to prudent lenders and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (i)(A) and (B) above) the related Originator its successors and assigns as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Rate and Monthly Payment. Additionally, such lender’s title insurance policy affirmatively insures ingress and egress to and from the Mortgaged Property, and against encroachments by or upon the

Mortgaged Property or any interest therein. The related Originator, its successors and assigns, is the sole insured of such lender’s title insurance policy, and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lender’s title insurance policy, and no prior holder of the related Mortgage, including the Seller, has done, by act or omission, anything which would impair the coverage of such lender’s title insurance policy;

(p) There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note (other than the delinquencies mentioned in clause (b)) and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and the Seller has not waived any default, breach, violation or event of acceleration;

(q) There are no mechanics’ or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage;

(r) All improvements that were considered in determining the Value of the related Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroached upon the Mortgaged Property. Each appraisal has been performed in accordance with the provisions of the Financial Institutions Reform, Recovery and Enforcement Act of 1989;

(s) The Mortgage Loan was originated (for purposes of the Secondary Mortgage Market Enhancement Act of 1984) by the related Originator or by a savings and loan association, a savings bank, a commercial bank or similar banking institution which is supervised and examined by a federal or state authority, or by a mortgagee approved as such by the Secretary of Housing and Urban Development;

(t) Principal payments on the Mortgage Loan commenced no more than two (2) months after the proceeds of the Mortgage Loan were disbursed. The Mortgage Loan bears interest at the Mortgage Rate. With respect to each Mortgage Loan, the Mortgage Note is payable on the first day of each month. The Mortgage Note is payable in Monthly Payments. With respect to the adjustable-rate Mortgage Loans, the Monthly Payments are changed on each Adjustment Date to an amount which will fully amortize the Stated Principal Balance of the Mortgage Loan over its remaining term at the Mortgage Rate. Interest on the Mortgage Loan is calculated on the basis of a 360 day year consisting of twelve 30 day months. The Mortgage Note does not permit negative amortization. No adjustable-rate Mortgage Loan permits the Mortgagor to convert the Mortgage Loan to a fixed-rate Mortgage Loan;

(u) The origination, servicing and collection practices used by the related Originator and any servicer of the Mortgage Loan, with respect to each Mortgage Note and Mortgage have been in all respects legal, proper, prudent and customary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by the related Originator and any predecessor servicer in accordance with the terms of the Mortgage Note.

With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under any Mortgage or the related Mortgage Note;

(v) The Mortgaged Property is free of damage and waste and there is no proceeding pending for the total or partial condemnation thereof;

(w) The Mortgage and related Mortgage Note contain customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (A) in the case of a Mortgage designated as a deed of trust, by trustee’s sale, and (B) otherwise by judicial foreclosure. Since the date of origination of the Mortgage Loan, the Mortgaged Property has not been subject to any bankruptcy proceeding or foreclosure proceeding and the Mortgagor has not filed for protection under applicable bankruptcy laws. There is no homestead or other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee’s sale or the right to foreclose the Mortgage. The Mortgagor has not notified the Seller and the Seller has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers Civil Relief Act;

(x) The Mortgage Loan was underwritten in accordance with the underwriting standards of the related Originator in effect at the time the Mortgage Loan was originated; and the Mortgage Note and Mortgage are on forms acceptable to Xxxxxx Xxx and Freddie Mac;

(y) The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage referred to in (i) above;

(z) The Mortgage File contains an appraisal of the related Mortgaged Property which satisfied the standards of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, and the rules and regulations thereunder, as amended from time to time, and was made and signed by an appraiser who met the minimum requirements of Xxxxxx Xxx and Freddie Mac or complied with the related Originator’s automated appraisal methodology as set forth in the related Originator’s underwriting guidelines, duly appointed by the related Originator, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, whose compensation is not affected by the approval or disapproval of the Mortgage Loan and who met the minimum qualifications of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, and the rules and regulations thereunder;

(aa) In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor;

(bb) No Mortgage Loan contains provisions pursuant to which Monthly Payments are (A) paid or partially paid with funds deposited in any separate account established by the Seller, the Mortgagor, or anyone on behalf of the Mortgagor, (B) paid by any source other than the Mortgagor or (C) contains any other similar provisions which may constitute a “buydown” provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature;

(cc) The Mortgagor has executed a statement to the effect that the Mortgagor has received all disclosure materials required by applicable law with respect to the making of adjustable-rate or fixed-rate mortgage loans, as applicable; and if the Mortgage Loan is a Refinanced Mortgage Loan, the Mortgagor has received all disclosure and rescission materials required by applicable law with respect to the making of a refinanced Mortgage Loan, and evidence of such receipt is and will remain in the Mortgage File;

(dd) No Mortgage Loan was made in connection with (A) the construction or rehabilitation of a Mortgaged Property or (B) facilitating the trade-in or exchange of a Mortgaged Property;

(ee) The Mortgage Note, the Mortgage, the Assignment and any other documents required to be delivered with respect to each Mortgage Loan have been delivered to the Seller;

(ff) The Mortgaged Property is lawfully occupied under applicable law. All inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities;

(gg) To the best of the Seller’s knowledge, no error, omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of any person, including, without limitation, the Mortgagor, any appraiser, any builder or developer, or any other party involved in the origination, modification or amendment of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

(hh) The Assignment is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(ii) Any principal advances made to the Mortgagor prior to the Closing Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having first lien priority by a title insurance policy, an endorsement to the policy insuring the mortgagee’s consolidated interest or by other title evidence acceptable to Xxxxxx Xxx and Freddie Mac. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan;

(jj) Approximately 0.18% of the First Franklin Mortgage Loans have a balloon payment feature;

(kk) If the Residential Dwelling on the Mortgaged Property is a condominium unit or a unit in a planned unit development (other than a de minimis planned unit development), such condominium or planned unit development project meets Fannie Mae’s eligibility requirements;

(ll) The Mortgaged Property is in material compliance with all applicable environmental laws pertaining to environmental hazards including, without limitation, asbestos, and there is no pending action or proceeding directly involving any Mortgaged Property of which the Seller is aware in which compliance with any environmental law, rule or regulation is an issue; and to the best of the Seller’s knowledge, nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to the use and enjoyment of such property;

(mm) Except as previously disclosed to the Purchaser in writing, the related Originator has made no mortgage loan on any Mortgaged Property other than the Mortgage Loan. With respect to the Mortgage Loans, when measured by aggregate Stated Principal Balance as of the Cut-off Date, none of the Mortgage Loans are secured by a Mortgaged Property which was, as of the date of origination of such Mortgage Loan, subject to a mortgage, deed of trust, deed to secure debt or other security instrument originated by the related Originator creating a lien subordinate to the lien of the Mortgage;

(nn) The Mortgage Loan was selected from among the outstanding adjustable-rate and fixed-rate one to four family mortgage loans in the Seller’s portfolio as which the representations and warranties herein could be made and such selection was not made in a manner so as to adversely affect the interests of the Purchaser;

(oo) The Seller has not dealt with any broker or agent or other Person who might be entitled to a fee, commission or compensation in connection with the transaction contemplated by this Agreement other than the Purchaser except as the Seller has previously disclosed to the Purchaser in writing;

(pp) The Mortgaged Property consists of a parcel of real property of not more than ten acres with a single family residence erected thereon, or a two- to four-family dwelling, or an individual condominium unit in a low rise or high rise condominium project, or an individual unit in a planned unit development. The Mortgaged Property is improved with a Residential Dwelling. Without limiting the foregoing, the Mortgaged Property does not consist of any of the following property types: (a) co-operative units, (b) log homes, (c) earthen homes, (d) underground homes, (e) mobile homes and (f) manufactured homes (as defined in the Xxxxxx Xxx Seller-Servicer’s Guide), except when the appraisal indicates that the home is of comparable construction to a stick or beam construction home, is readily marketable, has been permanently affixed to the site and is not in a mobile home “park.” The Mortgaged Property is either a fee simple estate or a long term residential lease. If the Mortgage Loan is secured by a long term residential lease, unless otherwise specifically disclosed in the related Mortgage Loan Schedule, (A) the terms of such lease expressly permit the mortgaging of the leasehold estate, the

assignment of the lease without the lessor’s consent (or the lessors consent has been obtained and such consent is in the Mortgage File) and the acquisition by the holder of the Mortgage of the rights of the lessee upon foreclosure or assignment in lieu of foreclosure or provide the holder of the Mortgage with substantially similar protection; (B) the terms of such lease do not (x) allow the termination thereof upon the lessee’s default without the holder of the Mortgage being entitled to receive written notice of, and opportunity to cure, such default or (y) prohibit the holder of the Mortgage from being insured under the hazard insurance policy relating to the Mortgaged Property, (C) the original term of such lease is not less than 15 years; (D) the term of such lease does not terminate earlier than ten years after the maturity date of the Mortgage Note; and (E) the Mortgaged Property is located in a jurisdiction in which the use of leasehold estates for residential properties is a widely accepted practice;

(qq) At the time of origination, the Loan-to-Value Ratio of the Mortgage Loan was not greater than 100%. With respect to the Mortgage Loans, when measured by aggregate Stated Principal Balance as of the Cut-off Date, with respect to no less than 80% of the Mortgage Loans, the calculation of the Loan-to-Value Ratio at the time of origination was determined based on a full formal appraisal acceptable to Xxxxxx Xxx and Freddie Mac or complied with the related Originator’s automated appraisal methodology as set forth in the related Originator’s underwriting guidelines;

(rr) The Mortgage, and if required by applicable law the related Mortgage Note, contains a provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the Mortgagee, at the option of the Mortgagee;

(ss) The information set forth in the Prepayment Charge Schedule is complete, true and correct in all material respects as of the Cut-off Date, and each Prepayment Charge is permissible, enforceable and collectible under applicable federal, state and local law (except to the extent that (i) the enforceability thereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally or (ii) the collectability thereof may be limited due to acceleration in connection with a foreclosure or other involuntary payoff);

(tt) As of the Cut-off Date, the Mortgage Loan was not prepaid in full prior to the sale of the Mortgage Loans by the Seller, and the Seller had not received any notification from a Mortgagor that a prepayment in full would be made after the sale of the Mortgage Loans by the Seller;

(uu) The Mortgage Loan had an original term of maturity of not more than 360 months;

(vv) Each Mortgage Loan constitutes a “qualified mortgage” within the meaning of Section 860G(a)(3) of the Code;

(ww) All Mortgage Loans were originated in compliance with all applicable laws, including, but not limited to, all applicable anti-predatory lending laws and none of the mortgage loans are “High Cost” as defined by the applicable predatory and abusive lending laws;

(xx) No Mortgage Loan is a high cost loan or a covered loan, as applicable (as such terms are defined in Standard & Poor’s LEVELS Version 5.6 Glossary Revised, Appendix E; and

(yy)

With respect to all the Group I Mortgage Loans:

(i) No Mortgage Loan is subject to the requirements of the Home Ownership and Equity Protection Act of 1994 (“HOEPA”) and no Mortgage Loan is in violation of any comparable state law or ordinance similar to HOEPA;

(ii) No Mortgage Loan was originated on or after October 1, 2002 and before March 7, 2003 which is secured by property located in the State of Georgia. No Mortgage Loan was originated on or after March 7, 2003, which is a “high cost home loan” as defined under the Georgia Fair Lending Act;

(iii) No Mortgage Loan is classified as a high cost mortgage loan under HOEPA. No Mortgage Loan is a “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loan under any other applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees);

(iv) No proceeds from the Mortgage Loans were used to purchase single premium credit insurance policies as part of the origination of, or as a condition to closing such Mortgage Loan;

(v) No Mortgage Loan originated before October 1, 2002 has a Prepayment Charge term longer than five years after its date of origination and no Group I Mortgage Loan originated on or after October 1, 2002 has a Prepayment Charge term longer than three years after its date of origination;

(vi) With respect to any Mortgage Loan originated on or after August 1, 2004, neither the related mortgage nor the related mortgage note requires the borrower to submit to arbitration to resolve any dispute arising out of or relating in any way to the mortgage loan transaction; and

(vii) The original principal balance of each mortgage loan underlying the security is within Freddie Mac’s dollar amount limits for conforming one-to-four-family mortgage loans.

Section 3.02 Seller Representations and Warranties Relating to the Seller. The Seller represents, warrants and covenants to the Purchaser as of the Closing Date or as of such other date specifically provided herein:

(a) The Seller is duly organized, validly existing and in good standing as a corporation under the laws of the State of Delaware and is and will remain in compliance with

the laws of each state in which any Mortgaged Property is located to the extent necessary to ensure the enforceability of each Mortgage Loan in accordance with the terms of this Agreement;

(b) The Seller has the full power and authority to hold each Mortgage Loan, to sell each Mortgage Loan, to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement. The Seller has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement and this Agreement, assuming due authorization, execution and delivery by the Purchaser, constitutes a legal, valid and binding obligation of the Seller, enforceable against it in accordance with its terns except as the enforceability thereof may be limited by bankruptcy, insolvency or reorganization;

(e)

Reserved;

(f) Immediately prior to the payment of the Purchase Price for each Mortgage Loan, the Seller was the owner of the related Mortgage and the indebtedness evidenced by the related Mortgage Note and upon the payment of the Purchase Price by the Purchaser, in the event that the Seller retains record title, the Seller shall retain such record title to each Mortgage, each related Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser as the owner thereof,

(g) The Seller has not transferred the Mortgage Loans to the Purchaser with any intent to hinder, delay or defraud any of its creditors;

(h) There are no actions or proceedings against, or investigations known to it of, the Seller before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement, (B) seeking to prevent the sale of the Mortgage Loans or the consummation of the transactions contemplated by this Agreement or (C) that might prohibit or materially and adversely affect the performance by the Seller of its obligations under, or validity or enforceability of, this Agreement;

(i) No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained;

(j) The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Seller. The sale of the Mortgage Loans is in the ordinary course of business of the Seller and the assignment and conveyance of the Mortgage Notes and the Mortgages by the Seller are not subject to the bulk transfer or any similar statutory provisions;

(k) Except with respect to liens released immediately prior to the transfer herein contemplated, each Mortgage Note and related Mortgage have not been assigned or pledged and immediately prior to the transfer and assignment herein contemplated, the Seller held good, marketable and indefeasible title to, and was the sole owner and holder of, each Mortgage Loan subject to no liens, charges, mortgages, claims, participation interests, equities, pledges or security interests of any nature, encumbrances or rights of others (collectively, a “Lien”); the Seller has full right and authority under all governmental and regulatory bodies having jurisdiction over the Seller, subject to no interest or participation of, or agreement with, any party, to sell and assign the same pursuant to this Agreement; and immediately upon the transfers and assignments herein contemplated. The Seller shall have transferred all of its right, title and interest in and to each Mortgage Loan and the Trustee will hold good, marketable and indefeasible title to, and be the sole owner of, each Mortgage Loan subject to no Liens.

(l) The Seller does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement; and

(m) Except with respect to any statement regarding the intentions of the Purchaser, or any other statement contained herein the truth or falsity of which is dependant solely upon the actions of the Purchaser, this Agreement does not contain any untrue statement of material fact or omit to state a material fact necessary to make the statements contained herein not misleading. The written statements, reports and other documents prepared and furnished or to be prepared and furnished by the Seller pursuant to this Agreement or in connection with the transactions contemplated hereby taken in the aggregate do not contain any untrue statement of material fact or omit to state a material fact necessary to make the statements contained therein not misleading.

Section 3.03 Remedies for Breach of Representations and Warranties. It is understood and agreed that the representations and warranties set forth in Subsections 3.01 and 3.02 shall survive the sale of the Mortgage Loans to the Purchaser and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment or the examination or lack of examination of any Mortgage File. With respect to the representations and warranties contained herein that are made to the knowledge or the best knowledge of the Seller, or as to which the Seller has no knowledge, if it is discovered that the substance of any such representation and warranty is inaccurate and the inaccuracy materially and adversely affects the value of the related Mortgage Loan, or the interest therein of the

Purchaser or the Purchaser’s assignee, designee or transferee, then notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation and warranty being inaccurate at the time the representation and warranty was made, such inaccuracy shall be deemed a breach of the applicable representation and warranty and the Seller shall take such action described in the following paragraphs of this Section 3.03 in respect of such Mortgage Loan. Upon discovery by either the Seller or the Purchaser of a breach of any of the foregoing representations and warranties that materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser (or which materially and adversely affects the interests of the Purchaser in the related Mortgage Loan in the case of a representation and warranty relating to a particular Mortgage Loan), the party discovering such breach shall give prompt written notice to the other. It is understood by the parties hereto that a breach of the representations and warranties made in Section 3.01 (vv) and (yy)(i), (yy)(ii), (yy)(v) and (yy)(vi) will be deemed to materially and adversely affect the value of the related Mortgage Loan or the interest of the Purchaser.

Within 120 days of the earlier of either discovery by or notice to the Seller of any breach of a representation or warranty made by the Seller that materially and adversely affects the value of a Mortgage Loan or the Mortgage Loans or the interest therein of the Purchaser, the Seller shall use its best efforts promptly to cure such breach in all material respects and, if such breach cannot be cured, the Seller shall, at the Purchaser’s option, repurchase such Mortgage Loan at the Purchase Price. In the event that a breach shall involve any representation or warranty set forth in Subsection 3.02 and such breach cannot be cured within 120 days of the earlier of either discovery by or notice to the Seller of such breach, all of the Mortgage Loans shall, at the Purchaser’s option be repurchased by the Seller at the Purchase Price. The Seller may, at the request of the Purchaser and assuming the Seller has a Qualified Substitute Mortgage Loan, rather than repurchase a deficient Mortgage Loan as provided above, remove such Mortgage Loan and substitute in its place a Qualified Substitute Mortgage Loan or Loans. If the Seller does not provide a Qualified Substitute Mortgage Loan or Loans, it shall repurchase the deficient Mortgage Loan. Any repurchase of a Mortgage Loan(s) pursuant to the foregoing provisions of this Section 3.03 shall occur on a date designated by the Purchaser and shall be accomplished by deposit in accordance with Section 2.03 of the Pooling and Servicing Agreement. Any repurchase or substitution required by this Section shall be made in a manner consistent with Section 2.03 of the Pooling and Servicing Agreement.

Notwithstanding the foregoing, within 90 days of the earlier of either discovery by or notice to the Seller of a breach of the representation of the Seller set forth in Section 3.01(vv), the Seller shall repurchase such Mortgage Loan at the Purchase Price or substitute a Qualified Substitute Mortgage Loan for such Mortgage Loan, in each case, in accordance with the provisions set forth above.

Notwithstanding the foregoing, within 90 days of the earlier of discovery by the Seller or receipt of notice by the Seller of the breach of the representation of the Seller set forth in Section 3.01(ss) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, the Seller shall pay the amount of the scheduled Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into the Collection Account, net of any amount previously collected by

the Servicer and paid by the Servicer, for the benefit of the Holders of the Class P Certificates, in respect of such Prepayment Charge.

At the time of substitution or repurchase of any deficient Mortgage Loan, the Purchaser and the Seller shall arrange for the reassignment of the repurchased or substituted Mortgage Loan to the Seller and the delivery to the Seller of any documents held by the Trustee relating to the deficient or repurchased Mortgage Loan. In the event the Purchase Price is deposited in the Collection Account. The Seller shall, simultaneously with such deposit, give written notice to the Purchaser that such deposit has taken place. Upon such repurchase, the Mortgage Loan Schedule shall be amended to reflect the withdrawal of the repurchased Mortgage Loan from this Agreement.

As to any Deleted Mortgage Loan for which the Seller substitutes a Qualified Substitute Mortgage Loan or Loans, the Seller shall effect such substitution by delivering to the Purchaser or its designee for such Qualified Substitute Mortgage Loan or Loans the Mortgage Note, the Mortgage, the Assignment and such other documents and agreements as are required by the Pooling and Servicing Agreement. with the Mortgage Note endorsed as required therein. The Seller shall remit for deposit in the Collection Account the Monthly Payment due on such Qualified Substitute Mortgage Loan or Loans in the month following the date of such substitution. Monthly payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution will be retained by the Seller. For the month of substitution, distributions to the Purchaser will include the Monthly Payment due on such Deleted Mortgage Loan in the month of substitution, and the Seller shall thereafter be entitled to retain all amounts subsequently received by the Seller in respect of such Deleted Mortgage Loan. Upon such substitution, the Qualified Substitute Mortgage Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Qualified Substitute Mortgage Loan or Loans as of the date of substitution, the covenants, representations and warranties set forth in Subsections 3.01 and 3.02.

It is understood and agreed that the representations and warranties set forth in Sections 3.01 and 3.02 shall survive delivery of the respective Mortgage Files to the Trustee on behalf of the Purchaser.

It is understood and agreed that the obligations of the Seller set forth in this Section 3.03 to cure, repurchase and substitute for a defective Mortgage Loan and the obligations of the Seller to indemnify the Purchaser as provided in Section 5.01 constitute the sole remedies of the Purchaser respecting a missing or defective document or a breach of the representations and warranties contained in Section 3.01 or 3.02.

ARTICLE IV.

SELLER'S COVENANTS

Section 4.01 Covenants of the Seller. The Seller hereby covenants that except for the transfer hereunder, the Seller will not sell, pledge, assign or transfer to any other Person, or grant, create, incur, assume or suffer to exist any Lien on any Mortgage Loan, or any interest therein; the Seller will notify the Trustee, as assignee of the Purchaser, of the existence of any

Lien on any Mortgage Loan immediately upon discovery thereof, and the Seller will defend the right, title and interest of the Trust, as assignee of the Purchaser, in, to and under the Mortgage Loans, against all claims of third parties claiming through or under the Seller; provided, however, that nothing in this Section 4.01 shall prevent or be deemed to prohibit the Seller from suffering to exist upon any of the Mortgage Loans any Liens for municipal or other local taxes and other governmental charges if such taxes or governmental charges shall not at the time be due and payable or if the Seller shall currently be contesting the validity thereof in good faith by appropriate proceedings and shall have set aside on its books adequate reserves with respect thereto.

ARTICLE V.

INDEMNIFICATION WITH RESPECT TO THE MORTGAGE LOANS

Section 5.01

Indemnification.

(a) The Seller indemnifies and holds harmless the Purchaser, its respective officers and directors and each person, if any, who controls the Purchaser within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act, as follows:

(i) against any and all losses, claims, expenses, damages or liabilities, joint or several, to which the Purchaser or such controlling person may become subject under the Securities Act or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof including, but not limited to, any loss, claim, expense, damage or liability related to purchases and sales of the Certificates) arise out of or are based upon any untrue statement or alleged untrue statement of any material fact contained in the Prospectus Supplement, or any amendment or supplement thereto, or arise out of, or are based upon, the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements made therein not misleading, to the extent that any untrue statement or alleged untrue statement therein results (or is alleged to have resulted) from an error or material omission in the information concerning the Seller Information furnished by the Seller to the Purchaser for use in the preparation of the Prospectus Supplement, which error was not superseded or corrected by the delivery to the Purchaser of corrected written or electronic information, or for which the Seller provided written notice of such error to the Purchaser prior to the confirmation of the sale of the Certificates; and will reimburse the Purchaser and each such controlling person for any legal or other expenses reasonably incurred by the Purchaser or such controlling person in connection with investigating or defending any such loss, claim, damage. liability or action as such expenses are incurred;

(ii) against any and all loss, liability, claim, damage and expense whatsoever, to the extent of the aggregate amount paid in settlement of any litigation, or investigation or proceeding by any governmental agency or body, commenced or threatened, or of any claim whatsoever based upon any such untrue statement or omission, or any such alleged untrue statement or omission, if such settlement is effected with the written consent of the Purchaser; and

(iii) against any and all expense whatsoever (including the fees and disbursements of counsel chosen by the Purchaser), reasonably incurred in investigating, preparing or defending against any litigation, or investigation or proceeding by any governmental agency or body. commenced or threatened, or any claim whatsoever based upon any such untrue statement or omission, or any such alleged untrue statement or omission, to the extent that any such expense is not paid under clause (i) or clause (ii) above.

This indemnity agreement will be in addition to any liability which the Seller may otherwise have.

(b) Promptly after receipt by any indemnified party under this Article V of notice of any claim or the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against any indemnifying party under this Article V, notify the indemnifying party in writing of the claim or the commencement of that action; provided, however, that the failure to notify an indemnifying party shall not relieve it from any liability which it may have under this Article V except to the extent it has been materially prejudiced by such failure and, provided further, that the failure to notify any indemnifying party shall not relieve it from any liability which it may have to any indemnified party otherwise than under this Article V.

If any such claim or action shall be brought against an indemnified party, and it shall notify the indemnifying party thereof, the indemnifying party shall be entitled to participate therein and, to the extent that it wishes, jointly with any other similarly notified indemnifying party, to assume the defense thereof with counsel reasonably satisfactory to the indemnified party. After notice from the indemnifying party to the indemnified party of its election to assume the defense of such claim or action, the indemnifying party shall not be liable to the indemnified party under this Article V for any legal or other expenses subsequently incurred by the indemnified party in connection with the defense thereof other than reasonable costs of investigation.

Any indemnified party shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such indemnified party unless: (i) the employment thereof has been specifically authorized by the indemnifying party in writing; (ii) such indemnified party shall have been advised in writing by such counsel that there may be one or more legal defenses available to it which are different from or additional to those available to the indemnifying party and in the reasonable judgment of such counsel it is advisable for such indemnified party to employ separate counsel; or (iii) the indemnifying party has failed to assume the defense of such action and employ counsel reasonably satisfactory to the indemnified party, in which case, if such indemnified party notifies the indemnifying party in writing that it elects to employ separate counsel at the expense of the indemnifying party, the indemnifying party shall not have the right to assume the defense of such action on behalf of such indemnified party, it being understood, however, the indemnifying party shall not, in connection with any one such action or separate but substantially similar or related actions in the same jurisdiction arising out of the same general allegations or circumstances, be liable for the reasonable fees and expenses of more than one separate firm of attorneys (in addition to local counsel) at any time for all such indemnified

parties, which firm shall be designated in writing by the Purchaser, if the indemnified parties under this Article V consist of the Purchaser.

Each indemnified party, as a condition of the indemnity agreements contained in Section 5.01 (a) and (b) hereof, shall use its best efforts to cooperate with the indemnifying party in the defense of any such action or claim. No indemnifying party shall be liable for any settlement of any such action effected without its written consent (which consent shall not be unreasonably withheld), but if settled with its written consent or if there be a final judgment for the plaintiff in any such action, the indemnifying party agrees to indemnify and hold harmless any indemnified party from and against any loss or liability by reason of such settlement or judgment. Notwithstanding the foregoing sentence, if at any time an indemnified party shall have requested an indemnifying party to consent to a settlement of any action, the indemnifying party agrees that it shall be liable for any settlement of any proceeding effected without its written consent if such settlement is entered into more than 30 days after receipt by such indemnifying party of the aforesaid request and the indemnifying party has not previously provided the indemnified party with written notice of its objection to such settlement. No indemnifying party shall effect any settlement of any pending or threatened proceeding in respect of which an indemnified party is or could have been a party and indemnity is or could have been sought hereunder, without the written consent of such indemnified party, unless settlement includes an unconditional release of such indemnified party from all liability and claims that are the subject matter of such proceeding.

(c) In order to provide for just and equitable contribution in circumstances in which the indemnity agreement provided for in this Article is for any reason held to be unenforceable although applicable in accordance with its terms, the Seller, on the one hand, and the Purchaser, on the other, shall contribute to the aggregate losses, liabilities, claims, damages and expenses of the nature contemplated by said indemnity agreement incurred by the Seller and the Purchaser in such proportions as shall be appropriate to reflect the relative benefits received by the Seller on the one hand and the Purchaser on the other from the sale of the Mortgage Loans; provided, however, that no person guilty of fraudulent misrepresentation (within the meaning of Section 11 (f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation. For purposes of this Section, each officer and director of the Purchaser and each person, if any, who controls the Purchaser within the meaning of Section 15 of the Securities Act shall have the same rights to contribution as the Purchaser and each director of the Seller, each officer of the Seller, and each person, if any, who controls the Seller within the meaning of Section 15 of the Securities Act shall have the same rights to contribution as the Seller.

(d) The Seller agrees to indemnify and to hold each of the Purchaser, the Trustee, each of the officers and directors of each such entity and each person or entity who controls each such entity or person and each Certificateholder harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser, the Trustee, or any such person or entity and any Certificateholder may sustain in any way (i) related to the failure of the Seller to perform its duties in compliance with the terms of this Agreement or (ii) arising from a breach by the Seller of its representations and warranties in Sections 3.01 and 3.02 of this Agreement. The Seller shall immediately notify the Purchaser, the Trustee and each Certificateholder if a claim is made

by a third party with respect to this Agreement. The Seller shall assume the defense of any such claim and pay all expenses in connection therewith, including reasonable counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against the Purchaser, the Trustee or any such person or entity and/or any Certificateholder in respect of such claim.

ARTICLE VI.

TERMINATION

Section 6.01 Termination. The respective obligations and responsibilities of the Seller and the Purchaser created hereby shall terminate, except for the Seller’s indemnity obligations as provided herein upon the termination of the Trust as provided in Article X of the Pooling and Servicing Agreement.

ARTICLE VII.

MISCELLANEOUS PROVISIONS

Section 7.01 Amendment. This Agreement may be amended from time to time by the Seller and the Purchaser, by written agreement signed by the Seller and the Purchaser.

Section 7.02 Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

Section 7.03 Notices. All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, addressed as follows: (i) if to the Seller, Greenwich Capital Financial Products, Inc., 000 Xxxxxxxxx Xxxx, Xxxxxxxxx, Xxxxxxxxxxx 00000, Attention: Legal, or such other address as may hereafter be furnished to the Purchaser in writing by the Seller and (ii) if to the Purchaser, Financial Asset Securities Corp., 000 Xxxxxxxxx Xxxx, Xxxxxxxxx, Xxxxxxxxxxx 00000, Attention: Legal, or such other address as may hereafter be furnished to the Seller in writing by the Purchaser.

Section 7.04 Severability of Provisions. If any one or more of the covenants, agreements, provisions of terms of this Agreement shall be held invalid for any reason whatsoever, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity of enforceability of the other provisions of this Agreement.

Section 7.05 Counterparts. This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original and such counterparts, together, shall constitute one and the same agreement.

Section 7.06 Further Agreements. The Purchaser and the Seller each agree to execute and deliver to the other such additional documents, instruments or agreements as may be

necessary or reasonable and appropriate to effectuate the purposes of this Agreement or in connection with the issuance of any Series of Certificates representing interests in the Mortgage Loans.

Without limiting the generality of the foregoing, as a further inducement for the Purchaser to purchase the Mortgage Loans from the Seller, the Seller will cooperate with the Purchaser in connection with the sale of any of the securities representing interests in the Mortgage Loans. In that connection, the Seller will provide to the Purchaser any and all information and appropriate verification of information, whether through letters of its auditors and counsel or otherwise, as the Purchaser shall reasonably request and will provide to the Purchaser such additional representations and warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Seller as are reasonably required in connection with such transactions and the offering of investment grade securities rated by the Rating Agencies.

Section 7.07 Intention of the Parties. It is the intention of the parties that the Purchaser is purchasing, and the Seller is selling, the Mortgage Loans rather than pledging the Mortgage Loans to secure a loan by the Purchaser to the Seller. Accordingly, the parties hereto each intend to treat the transaction for federal income tax purposes and all other purposes as a sale by the Seller, and a purchase by the Purchaser, of the Mortgage Loans. The Purchaser will have the right to review the Mortgage Loans and the related Mortgage Files to determine the characteristics of the Mortgage Loans which will affect the federal income tax consequences of owning the Mortgage Loans and the Seller will cooperate with all reasonable requests made by the Purchaser in the course of such review.

Section 7.08 Successors and Assigns; Assignment of Purchase Agreement. This Agreement shall bind and inure to the benefit of and be enforceable by the Seller, the Purchaser and the Trustee.

The obligations of the Seller under this Agreement cannot be assigned or delegated to a third party without the consent of the Purchaser which consent shall be at the Purchaser’s sole discretion, except that the Purchaser acknowledges and agrees that the Seller may assign its obligations hereunder to any Person into which the Seller is merged or any corporation resulting from any merger, conversion or consolidation to which the Seller is a party or any Person succeeding to the business of the Seller. The parties hereto acknowledge that the Purchaser is acquiring the Mortgage Loans for the purpose of contributing them to a trust that will issue a series of Certificates representing undivided interests in such Mortgage Loans. As an inducement to the Purchaser to purchase the Mortgage Loans, the Seller acknowledges and consents to the assignment by the Purchaser to the Trustee of all of the Purchaser’s rights against the Seller pursuant to this Agreement insofar as such rights relate to Mortgage Loans transferred to the Trustee and to the enforcement or exercise of any right or remedy against the Seller pursuant to this Agreement by the Trustee. Such enforcement of a right or remedy by the Trustee shall have the same force and effect as if the right or remedy had been enforced or exercised by the Purchaser directly.

Section 7.09 Survival. The representations and warranties set forth in Sections 3.01 and 3.02 and the provisions of Article V hereof shall survive the purchase of the Mortgage Loans hereunder.

IN WITNESS WHEREOF, the Seller and the Purchaser have caused their names to be signed to this Mortgage Loan Purchase Agreement by their respective officers thereunto duly authorized as of the day and year first above written.

FINANCIAL ASSET SECURITIES CORP., as Purchaser

By:
Name:
Title:


GREENWICH CAPITAL FINANCIAL PRODUCTS, INC., as Seller


By:
Name:
Title:

SCHEDULE I

MORTGAGE LOANS

AVAILABLE UPON REQUEST

EXHIBIT D

MORTGAGE LOAN SCHEDULE


[RBS GREENWICH CAPITAL LOGO]
Soundview 2005-4 Initial Pool Plus Additional Loans
City                        State          Zip Code Occupancy            Property Type
--------------------------------------------------------------------------------------
Jennings                    LA     70546            Primary              Single Family
Signal Mountain             TN     37377            Primary              Single Family
Fremont                     CA     94555            Primary              Single Family
Jamaica                     NY     11412            Primary              Two-to-Four Family
Elkhart                     IN     46514            Primary              Single Family
Pueblo                      CO     81005            Primary              Single Family
Trenton                     NJ     08611            Primary              Single Family
Hockessin                   DE     19707            Primary              Planned Unit Development
Plymouth                    MI     48170            Primary              Single Family
Bel Nor                     MO     63121            Primary              Single Family
Akron                       OH     44312            Primary              Single Family
Hudson                      OH     44236            Primary              Single Family
Chicago                     IL     60615            Investor             Two-to-Four Family
Xxxxxx                      WA     99344            Primary              Single Family
Boise                       ID     83705            Primary              Two-to-Four Family
Hartland                    MI     48353            Primary              Single Family
Augusta                     NY     13425            Primary              Single Family
Lewisville                  TX     75056            Primary              Planned Unit Development
Cragin                      IL     60639            Primary              Two-to-Four Family
Oak Park                    IL     60302            Primary              Single Family
Sugar Land                  TX     77478            Primary              Planned Unit Development
Newark                      NJ     07107            Primary              Two-to-Four Family
Simi Valley                 CA     93063            Primary              Single Family
Upland                      CA     91786            Investor             Single Family
Sarasota                    FL     34233            Primary              Condominium
Queensbury                  NY     12801            Investor             Two-to-Four Family
Middletown                  OH     45044            Primary              Single Family
Wellston                    OH     45692            Primary              Single Family
Highland                    NY     12528            Primary              Single Family
Saint Louis                 MO     63147            Primary              Single Family
Jeffersonville              KY     40337            Primary              Single Family
Miami                       FL     33193            Primary              Condominium
Gumbo                       MO     63005            Primary              Planned Unit Development
Miramar                     FL     33025            Primary              Condominium
New Brunswick               NJ     08901            Primary              Single Family
East Brunswick              NJ     08816            Primary              Single Family
Marne                       OH     43055            Primary              Single Family
Blythe                      CA     92225            Primary              Single Family
Chesterfield                MI     48047            Primary              Condominium
Southfield                  MI     48076            Primary              Single Family
Roscommon                   MI     48653            Primary              Single Family
Pasadena                    CA     91106            Primary              Condominium
Portland                    OR     97211            Primary              Single Family
Valley Stream               NY     11580            Primary              Two-to-Four Family
Middleboro                  MA     02346            Primary              Single Family
Bowdoinham                  ME     04008            Primary              Single Family
Mogadore                    OH     44260            Primary              Single Family
Charlotte                   MI     48813            Primary              Single Family
Orlando                     FL     32821            Primary              Planned Unit Development
Meriden                     CT     06450            Primary              Single Family
Xxxxxxx                     AL     36545            Primary              Single Family
Xxxxxxx                     AL     35235            Investor             Single Family
Downey                      CA     90241            Primary              Single Family
Chula Vista                 CA     91913            Primary              Planned Unit Development
Calexico                    CA     92231            Primary              Single Family
Lake Montezuma              AZ     86342            Primary              Single Family
San Diego                   CA     92102            Primary              Single Family
San Diego                   CA     92105            Primary              Single Family
Margate                     FL     33068            Primary              Single Family
Columbia                    SC     29223            Primary              Single Family
Cloverly                    MD     20904            Primary              Condominium
Lakeland                    FL     33813            Primary              Single Family
Kihei                       HI     96753            Primary              Condominium
Anchorage                   AK     99507            Primary              Condominium
Xxxxxx                      CA     90047            Primary              Single Family
Xxxxxx                      AZ     85730            Primary              Planned Unit Development
Davie                       FL     33024            Primary              Single Family
Orlando                     FL     32810            Investor             Single Family
Apopka                      FL     32712            Primary              Planned Unit Development
Merced                      CA     95340            Primary              Single Family
Monona                      WI     53716            Primary              Single Family
Huntley                     IL     60142            Primary              Condominium
Perris                      CA     92571            Primary              Single Family
Universal                   PA     15235            Primary              Single Family
Cleveland                   OH     44137            Primary              Single Family
Arlington                   TX     76016            Primary              Single Family
Ldhl                        FL     33313            Investor             Condominium
Gate                        WA     98579            Primary              Single Family
Southaven                   MS     38671            Primary              Single Family
Kismet                      NY     11706            Primary              Single Family
Norwalk                     CA     90650            Investor             Two-to-Four Family
Perth Amboy                 NJ     08861            Primary              Two-to-Four Family
Carrollton                  VA     23314            Primary              Planned Unit Development
East End                    CT     06705            Investor             Condominium
Audubon                     PA     19403            Primary              Single Family
West Jordan                 UT     84088            Primary              Single Family
Antioch                     TN     37013            Primary              Planned Unit Development
Dixmoor                     IL     60406            Primary              Condominium
Rodeo                       CA     94547            Primary              Single Family
Cherrytown                  NY     12446            Primary              Single Family
Naranja                     FL     33032            Primary              Single Family
Tacoma                      WA     98445            Primary              Planned Unit Development
Xxxxxxxx                    IN     46226            Primary              Single Family
Foxridge                    MD     21133            Primary              Planned Unit Development
Detroit                     MI     48221            Primary              Single Family
Ypsilanti                   MI     48198            Primary              Single Family
Detroit                     MI     48223            Primary              Single Family
Grand Blanc                 MI     48439            Primary              Single Family
Brandon                     MS     39042            Primary              Single Family
Shreveport                  LA     71108            Primary              Single Family
Arvada                      CO     80403            Primary              Planned Unit Development
Leominster                  MA     01453            Primary              Single Family
Columbus                    GA     31907            Primary              Single Family
Visalia                     CA     93291            Primary              Single Family
Elk Grove                   CA     95758            Primary              Single Family
Ceres                       CA     95307            Primary              Planned Unit Development
Jupiter                     FL     33458            Second Home          Planned Unit Development
Sherrills Ford              NC     28673            Primary              Single Family
Xxxxxxxxxx                  MN     56465            Primary              Single Family
Tampa                       FL     33614            Primary              Condominium
Orlando                     FL     32807            Primary              Single Family
Davie                       FL     33024            Primary              Single Family
Topeka                      KS     66606            Primary              Single Family
Merced                      CA     95348            Primary              Single Family
Chula Vista                 CA     91914            Primary              Condominium
Highland                    CA     92346            Primary              Single Family
Kahuku                      HI     96731            Primary              Single Family
Los Angeles                 CA     90069            Primary              Condominium
North Las Vegas             NV     89031            Primary              Single Family
Largo                       FL     33774            Primary              Single Family
Vancouver                   WA     98664            Primary              Single Family
Xxxxxx                      IL     61704            Primary              Single Family
Omaha                       NE     68106            Primary              Single Family
Palm Coast                  FL     32164            Second Home          Single Family
Miami                       FL     33157            Primary              Planned Unit Development
Belle Xxxxxx                PA     15012            Primary              Single Family
Lakeland                    FL     33813            Primary              Single Family
Elk Grove                   CA     95624            Primary              Single Family
Visalia                     CA     93277            Primary              Single Family
Joliet                      IL     60435            Primary              Planned Unit Development
Coatesville                 PA     19320            Primary              Single Family
Mira Loma                   CA     91752            Primary              Single Family
Taylors                     SC     29687            Primary              Condominium
Staunton                    VA     24401            Primary              Single Family
Alloway                     NJ     08001            Primary              Single Family
Woodbury                    MN     55125            Primary              Single Family
Orlando                     FL     32812            Primary              Single Family
Loudville                   MA     01027            Primary              Single Family
Wells                       ME     04090            Primary              Single Family
Holly                       MI     48442            Primary              Single Family
Calif City                  CA     93505            Primary              Single Family
Flat Rock                   MI     48134            Primary              Condominium
Corpus Christi              TX     78412            Primary              Single Family
Xxxxxxx                     TX     78644            Primary              Single Family
San Antonio                 TX     78213            Primary              Single Family
Midland                     TX     79703            Primary              Single Family
North Las Vegas             NV     89084            Primary              Planned Unit Development
Long Beach                  CA     90807            Investor             Two-to-Four Family
Nashua                      NH     03060            Primary              Single Family
Hoover                      AL     35216            Primary              Condominium
Antioch                     IL     60002            Primary              Single Family
Dolton                      IL     60419            Primary              Single Family
Sheridan                    MI     48884            Primary              Single Family
Miami                       FL     33186            Primary              Planned Unit Development
Redland                     OR     97045            Primary              Single Family
Foxridge                    MD     21133            Primary              Single Family
Xxxxxxx                     MD     21136            Primary              Planned Unit Development
Seymour                     IN     47274            Primary              Single Family
Manchester                  TN     37355            Primary              Single Family
Kissimmee                   FL     34744            Primary              Single Family
Orlando                     FL     32837            Primary              Planned Unit Development
Bellflower                  CA     90706            Primary              Single Family
Miami                       FL     33196            Primary              Single Family
Xxxxxxxx City               VA     22655            Primary              Planned Unit Development
Topeka                      KS     66604            Primary              Single Family
Vienna                      VA     22182            Primary              Single Family
Las Vegas                   NV     89104            Primary              Single Family
Hammond                     IN     46327            Primary              Single Family
Pontiac                     MI     48341            Primary              Single Family
Miami                       FL     33018            Primary              Planned Unit Development
Omaha                       NE     68134            Primary              Single Family
Yuba City                   CA     95991            Primary              Single Family
Muscoy                      CA     92407            Primary              Single Family
Holland                     MI     49423            Primary              Single Family
La Crosse                   IN     46348            Primary              Single Family
Knoxville                   MD     21758            Primary              Single Family
Georgetown                  IN     47122            Primary              Single Family
Danville                    VA     24540            Primary              Single Family
Auburn                      WA     98092            Primary              Single Family
Richton Park                IL     60471            Primary              Single Family
Austin                      CO     81410            Primary              Single Family
Modello                     FL     33030            Primary              Planned Unit Development
Tacoma                      WA     98444            Primary              Single Family
Fontana                     CA     92337            Primary              Single Family
Tempe                       AZ     85282            Investor             Single Family
Commerce                    CA     90040            Primary              Single Family
Kismet                      NY     11706            Primary              Single Family
Xxxxxxxxx                   CA     91343            Primary              Single Family
Mount Sinai                 NY     11766            Primary              Single Family
Irvington                   NJ     07111            Primary              Two-to-Four Family
Buffalo                     NY     14224            Primary              Two-to-Four Family
Jamaica                     NY     11434            Primary              Two-to-Four Family
Newburgh                    NY     12553            Primary              Two-to-Four Family
Xxxxxxxxx                   CA     91343            Primary              Condominium
Brodheadsville              PA     18322            Primary              Single Family
Antelope                    CA     95843            Primary              Single Family
Sacramento                  CA     95824            Primary              Single Family
Fresno                      CA     93704            Primary              Single Family
Ripon                       CA     95366            Primary              Single Family
Vallejo                     CA     94589            Primary              Single Family
Modesto                     CA     95355            Primary              Single Family
Raymore                     MO     64083            Primary              Single Family
Park Ridge                  IL     60068            Primary              Single Family
Winnetka                    CA     91306            Primary              Single Family
Belvedere                   SC     29841            Primary              Single Family
Auburn                      GA     30011            Primary              Single Family
La Center                   WA     98629            Primary              Single Family
Delaware                    OH     43015            Primary              Single Family
Galion                      OH     44833            Primary              Single Family
Humble                      TX     77346            Primary              Planned Unit Development
Strathmore                  CA     93267            Primary              Single Family
Mount Vernon                NY     10550            Primary              Single Family
East Orange                 NJ     07018            Investor             Two-to-Four Family
Redland                     FL     33031            Primary              Single Family
Fredericksburg              VA     22408            Primary              Planned Unit Development
Charleston                  SC     29414            Primary              Single Family
Stone Mountain              GA     30087            Primary              Single Family
Decatur                     GA     30034            Primary              Condominium
Lawndale                    CA     90260            Investor             Two-to-Four Family
Cleveland                   OH     44110            Primary              Single Family
Thousand Oaks               CA     91362            Primary              Condominium
WILDOMAR                    CA     92395            Primary              Single Family
Denver                      CO     80233            Primary              Single Family
Downey                      IL     60064            Primary              Single Family
New Berlin                  PA     17855            Primary              Single Family
Lakeland                    FL     33801            Primary              Condominium
Napa                        CA     94585            Primary              Single Family
Mangonia Park               FL     33407            Investor             Single Family
Port Charlotte              FL     33981            Primary              Single Family
Lvpl                        NY     13088            Primary              Single Family
Santa Clarita               CA     91387            Primary              Condominium
Four Corners                WA     98038            Primary              Single Family
Dellwood                    MO     63135            Primary              Single Family
Memphis                     TN     38109            Primary              Planned Unit Development
Orlando                     FL     32822            Primary              Condominium
Baldy Mesa                  CA     92392            Primary              Single Family
Kansas City                 MO     64114            Primary              Single Family
Rockford                    IL     61104            Investor             Two-to-Four Family
Atlanta                     GA     30350            Primary              Condominium
Glenwood                    PA     17109            Primary              Single Family
Versailles                  KY     40383            Primary              Single Family
Billerica                   MA     01821            Primary              Condominium
Staten Island               NY     10304            Primary              Single Family
Valencia                    CA     91354            Primary              Planned Unit Development
Sun Valley                  CA     91352            Primary              Single Family
Compton                     CA     90220            Primary              Two-to-Four Family
Cucamonga                   CA     91730            Primary              Single Family
Valencia                    CA     91354            Primary              Condominium
Riverview                   MI     48192            Primary              Single Family
Wenatchee                   WA     98802            Primary              Single Family
Crofton                     MD     21114            Primary              Condominium
Baton Rouge                 LA     70806            Primary              Single Family
Dayton                      OH     45403            Primary              Single Family
Devon                       KY     41042            Primary              Condominium
Fresno                      CA     93726            Investor             Single Family
Claremont                   CA     91711            Primary              Single Family
Fresno                      CA     93705            Primary              Single Family
Stockton                    CA     95205            Primary              Single Family
Avondale                    AZ     85323            Primary              Single Family
Baton Rouge                 LA     70814            Primary              Single Family
Sun City                    AZ     85379            Primary              Planned Unit Development
Jacksonville                FL     32218            Primary              Single Family
Orlando                     FL     32811            Investor             Condominium
Clearwater                  FL     33761            Primary              Condominium
Philadelphia                PA     19134            Primary              Single Family
San Francisco               CA     94107            Primary              Condominium
Chino                       CA     91710            Primary              Single Family
Stockton                    CA     95210            Primary              Single Family
North Hollywood             CA     91606            Primary              Single Family
La Quinta                   CA     92253            Primary              Single Family
Odenton                     MD     21113            Primary              Single Family
Rockford                    IL     61104            Primary              Single Family
Sioux Falls                 SD     57104            Primary              Single Family
Gilbert                     AZ     85296            Primary              Planned Unit Development
Solon                       OH     44139            Primary              Single Family
Detroit                     MI     48224            Primary              Single Family
Detroit                     MI     48227            Investor             Single Family
Dinuba                      CA     93618            Primary              Single Family
North Las Vegas             NV     89031            Primary              Single Family
Citrus Heights              CA     95610            Primary              Single Family
Naranja                     FL     33033            Primary              Planned Unit Development
Kroger                      GA     31419            Primary              Single Family
Lithonia                    GA     30058            Primary              Single Family
Alpharetta                  GA     30005            Primary              Planned Unit Development
Xxxxxxxx                    NY     13032            Primary              Single Family
Boise                       ID     83702            Primary              Single Family
Walla Walla                 WA     99362            Primary              Single Family
Seattle                     WA     98108            Primary              Single Family
Renton                      WA     98056            Primary              Single Family
Cypress                     CA     90630            Primary              Single Family
Winnetka                    CA     91306            Primary              Single Family
Cimarron                    CA     90018            Primary              Two-to-Four Family
Paterson                    NJ     07501            Primary              Two-to-Four Family
Fontana                     CA     92336            Primary              Planned Unit Development
Inglewood                   CA     90303            Primary              Two-to-Four Family
Lakewood                    CA     90805            Primary              Single Family
Miami                       FL     33169            Primary              Single Family
Las Cruces                  NM     88005            Primary              Single Family
Moreno Valley               CA     92557            Primary              Planned Unit Development
San Diego                   CA     92115            Primary              Single Family
West Jordan                 UT     84084            Primary              Single Family
Xxxxx                       IL     62884            Primary              Single Family
Xxxxx                       NY     14223            Primary              Single Family
Kansas City                 MO     64127            Primary              Single Family
Wilmington                  OH     45177            Primary              Single Family
Warren                      MI     48093            Primary              Single Family
Harvey                      LA     70058            Primary              Two-to-Four Family
Slidell                     LA     70460            Primary              Single Family
Xxxxxx                      IA     52501            Primary              Single Family
Grand Island                NE     68801            Primary              Single Family
Boise                       ID     83709            Primary              Single Family
Xxxxxxxx                    CO     80465            Primary              Single Family
Darnestown                  MD     20878            Primary              Planned Unit Development
San Clemente                CA     92672            Primary              Planned Unit Development
Neuse                       NC     27604            Primary              Planned Unit Development
Grand Blanc                 MI     48439            Primary              Single Family
Bonita                      CA     91902            Primary              Single Family
Palmdale                    CA     93551            Primary              Single Family
Donna                       TX     78537            Primary              Single Family
Omaha                       NE     68164            Primary              Single Family
Mound                       MN     55364            Primary              Single Family
Malta                       NY     12020            Primary              Single Family
Seattle                     WA     98106            Primary              Single Family
Miami                       FL     33196            Primary              Single Family
Centerville                 FL     32308            Primary              Planned Unit Development
Miami                       FL     33177            Primary              Single Family
Lynn Haven                  FL     32444            Primary              Single Family
Conyers                     GA     30094            Primary              Single Family
Xxxxxxx                     NJ     08759            Primary              Single Family
Ophir                       CA     95603            Primary              Single Family
Laguna Beach                CA     92677            Primary              Planned Unit Development
Los Angeles                 CA     90011            Primary              Two-to-Four Family
Arleta                      CA     91331            Primary              Single Family
Detroit                     MI     48214            Primary              Single Family
Sacramento                  CA     95823            Primary              Single Family
Sacramento                  CA     95815            Primary              Single Family
Cleveland                   AL     35049            Primary              Single Family
Gulfport                    FL     33707            Investor             Single Family
Columbia                    MD     21046            Primary              Planned Unit Development
Miami                       FL     33186            Primary              Single Family
Miami                       FL     33162            Primary              Single Family
Atlanta                     GA     30319            Primary              Condominium
Atlanta                     GA     30316            Primary              Planned Unit Development
Matlacha                    FL     33993            Primary              Single Family
Miami                       FL     33130            Primary              Condominium
Norfolk                     VA     23513            Primary              Single Family
Altamonte                   FL     32701            Primary              Single Family
Tuscawilla                  FL     32708            Primary              Planned Unit Development
Austin                      TX     78733            Primary              Single Family
Desoto                      MO     63020            Primary              Single Family
Indianapolis                IN     46203            Primary              Single Family
Carteret                    NJ     07008            Primary              Single Family
Walland                     TN     37886            Primary              Single Family
Detroit                     MI     48203            Primary              Single Family
Xxxxxxxx                    CA     90039            Primary              Single Family
Riverview                   FL     33569            Primary              Single Family
Emerson                     NC     28433            Primary              Single Family
Rainbow                     CA     92028            Primary              Single Family
Arcadia                     LA     71001            Primary              Single Family
Minooka                     IL     60447            Primary              Single Family
Chicago                     IL     60638            Primary              Single Family
Xxxxx                       WY     82301            Primary              Single Family
Gilbert                     AZ     85296            Primary              Planned Unit Development
Sun City                    AZ     85374            Primary              Planned Unit Development
Stratham                    NH     03885            Primary              Single Family
Midway                      IN     47601            Primary              Single Family
Las Vegas                   NV     89107            Primary              Condominium
College Park                NV     89032            Primary              Single Family
Las Vegas                   NV     89149            Investor             Planned Unit Development
                            CA     93619            Primary              Planned Unit Development
Fort Mohave                 AZ     86426            Primary              Planned Unit Development
West Bridgewater            MA     02379            Primary              Single Family
Farmingdale                 NY     11735            Primary              Single Family
Saint Cloud                 MN     56303            Primary              Single Family
Trenton                     NJ     08648            Primary              Single Family
Detroit                     MI     48234            Primary              Single Family
Phoenix                     AZ     85029            Primary              Single Family
Glendale                    AZ     85302            Primary              Single Family
Buena Park                  CA     90620            Primary              Single Family
Huntington Beach            CA     92647            Second Home          Single Family
Elyria                      OH     44035            Primary              Single Family
Midwest City                OK     73110            Primary              Single Family
Grove                       OK     74344            Primary              Single Family
Moreno                      CA     92555            Primary              Planned Unit Development
Highlands                   CO     80129            Primary              Planned Unit Development
Decatur                     GA     30034            Primary              Single Family
Atlanta                     GA     30345            Primary              Single Family
Ellenwood                   GA     30294            Primary              Planned Unit Development
Atlanta                     GA     30349            Investor             Planned Unit Development
Xxxxx                       PA     19464            Primary              Single Family
Berkley                     PA     19605            Primary              Single Family
Riverton                    VT     05663            Primary              Single Family
Xxxxxxx                     MD     21213            Primary              Single Family
Merrimack                   NH     03054            Primary              Condominium
Detroit                     MI     48240            Primary              Single Family
Peoria                      AZ     85345            Primary              Single Family
Volo                        IL     60073            Primary              Planned Unit Development
Bakersfield                 CA     93304            Primary              Single Family
San Gabriel                 CA     91776            Primary              Single Family
El Cajon                    CA     92019            Primary              Condominium
Lake Worth                  FL     33461            Primary              Single Family
Linden                      NJ     07036            Primary              Single Family
Roseville                   CA     95747            Primary              Single Family
Las Vegas                   NV     89122            Primary              Planned Unit Development
Fry                         AZ     85635            Primary              Single Family
Tacoma                      WA     98466            Primary              Single Family
San Bernardino              CA     92404            Primary              Single Family
Covina                      CA     91722            Primary              Single Family
La Puente                   CA     91748            Primary              Single Family
Fresno                      CA     93726            Primary              Single Family
Escondido                   CA     92026            Primary              Planned Unit Development
Hazelwood                   IN     46845            Primary              Single Family
Miner                       MO     63801            Primary              Single Family
Kenosha                     WI     53142            Primary              Single Family
Walnut Creek                CA     94597            Primary              Planned Unit Development
Morongo Valley              CA     92256            Primary              Single Family
Las Vegas                   NV     89131            Primary              Planned Unit Development
Springfield                 VA     22151            Primary              Single Family
Alafaya                     FL     32826            Primary              Single Family
Osseo                       MN     55369            Primary              Planned Unit Development
River Edge                  NJ     07661            Primary              Single Family
Palm Bay                    FL     32909            Investor             Planned Unit Development
Xxxxx                       CA     90044            Primary              Two-to-Four Family
Xxxx Xxxx                   CA     91752            Primary              Single Family
West Covina                 CA     91791            Primary              Single Family
Irwindale                   CA     91706            Primary              Single Family
San Fernando                CA     91344            Primary              Single Family
Perris                      CA     92571            Primary              Single Family
Fry                         AZ     85635            Primary              Single Family
Orland                      CA     95963            Primary              Single Family
Bakersfield                 CA     93306            Primary              Single Family
San Jose                    CA     95118            Primary              Single Family
San Jose                    CA     95122            Primary              Single Family
Firebaugh                   CA     93622            Primary              Single Family
Redondo Beach               CA     90278            Primary              Single Family
Palmdale                    CA     93552            Primary              Single Family
Detroit                     MI     48212            Primary              Single Family
Leominster                  MA     01453            Primary              Condominium
Natick                      MA     01760            Primary              Single Family
Yarmouth                    MA     02675            Primary              Single Family
Redmond                     WA     98074            Primary              Single Family
Bone                        ID     83401            Primary              Single Family
Cimarron Hills              CO     80922            Primary              Planned Unit Development
Xxxxxxxx                    CO     81226            Primary              Single Family
Cimarron Hills              CO     80916            Primary              Single Family
Bothell                     WA     98012            Primary              Condominium
Auburn                      WA     98023            Primary              Single Family
Cimarron Hills              CO     80915            Primary              Single Family
Xxxxxxxx                    NC     28078            Primary              Planned Unit Development
Ruston                      WA     98407            Primary              Single Family
Claiborne                   LA     70433            Primary              Single Family
Southaven                   MS     38671            Primary              Single Family
Oceanside                   CA     92057            Primary              Single Family
Bartlett                    IL     60133            Primary              Condominium
Brockton                    MA     02301            Primary              Single Family
Salisbury                   MD     21801            Primary              Single Family
Baltimore                   MD     21209            Primary              Single Family
Winchester                  CA     92596            Primary              Planned Unit Development
Bakersfield                 CA     93304            Primary              Single Family
Hollister                   CA     95023            Primary              Single Family
San Jose                    CA     95122            Primary              Single Family
Roseville                   CA     95746            Primary              Single Family
Bell                        CA     90201            Investor             Two-to-Four Family
Hazard                      CA     90063            Primary              Single Family
Claremont                   CA     91711            Primary              Single Family
Glendale                    CA     91206            Primary              Single Family
Detroit                     MI     48202            Primary              Condominium
Las Vegas                   NV     89128            Primary              Planned Unit Development
Weymouth                    NJ     08330            Primary              Condominium
Tucson                      AZ     85745            Primary              Planned Unit Development
Stone Mountain              GA     30083            Primary              Condominium
Mableton                    GA     30126            Primary              Planned Unit Development
Mount Pleasant              SC     29466            Primary              Planned Unit Development
Ozark                       MO     65721            Primary              Single Family
Otsego                      MN     55301            Primary              Single Family
Kismet                      NY     11706            Primary              Single Family
Lacey                       WA     98513            Primary              Condominium
Downey                      CA     90242            Primary              Single Family
Albuquerque                 NM     87109            Primary              Single Family
Las Vegas                   NV     89129            Primary              Planned Unit Development
Herriman                    UT     84065            Primary              Single Family
Eagle Rock                  ID     83402            Primary              Single Family
Arrowbear Lake              CA     92382            Primary              Single Family
Xxxxxx                      AZ     85730            Primary              Single Family
Bronx                       NY     10466            Primary              Single Family
Miami                       FL     33193            Primary              Planned Unit Development
Naples                      FL     34117            Primary              Single Family
Castle                      PA     16101            Primary              Single Family
Shelbyville                 IN     46176            Primary              Single Family
Peoria                      AZ     85345            Primary              Single Family
Richton Park                IL     60471            Primary              Single Family
Detroit                     MI     48219            Primary              Single Family
Dover                       AR     72837            Primary              Single Family
Rolling Meadows             IL     60008            Primary              Condominium
Princeton                   TX     75407            Primary              Single Family
Memphis                     TN     38141            Primary              Single Family
Lockport                    IL     60441            Primary              Single Family
Xxxxxxxxx                   CA     91343            Primary              Single Family
Chicago                     IL     60660            Primary              Condominium
Bellingham                  MA     02019            Primary              Single Family
Lisle                       IL     60532            Primary              Condominium
Faribault                   MN     55021            Primary              Single Family
Red Bluff                   CA     96080            Primary              Single Family
Bristol                     NH     03222            Primary              Single Family
Vista                       CA     92083            Primary              Single Family
La Puente                   CA     91748            Primary              Single Family
Fontana                     CA     92335            Primary              Single Family
Xxxx                        CA     90023            Primary              Two-to-Four Family
La Puente                   CA     91748            Primary              Single Family
Santa Clarita               CA     91387            Primary              Planned Unit Development
Laurel                      MD     20707            Primary              Condominium
Rosedale                    MD     21237            Primary              Planned Unit Development
Castle Rock                 CO     80108            Primary              Condominium
Aurora                      CO     80016            Primary              Planned Unit Development
Aurora                      CO     80014            Primary              Planned Unit Development
Colorado Springs            CO     80910            Primary              Single Family
Aurora                      CO     80011            Primary              Single Family
Englewood                   CO     80112            Primary              Condominium
Highlands                   CO     80126            Primary              Planned Unit Development
Guilford                    CT     06437            Primary              Single Family
Brockton                    MA     02301            Primary              Single Family
Lynn                        MA     01904            Primary              Two-to-Four Family
Lexington                   KY     40511            Primary              Single Family
Fresno                      TX     77545            Primary              Planned Unit Development
Wappinger                   NY     12590            Primary              Condominium
Flagg                       IL     61068            Primary              Single Family
Stevensville                MD     21666            Primary              Single Family
Sylmar                      CA     91342            Primary              Condominium
Torrance                    CA     90501            Primary              Two-to-Four Family
San Diego                   CA     92128            Primary              Condominium
Cucamonga                   CA     91730            Primary              Single Family
Salem                       MA     01970            Primary              Single Family
Raleigh                     NC     27610            Primary              Planned Unit Development
North Oaks                  MN     55127            Primary              Single Family
Orange                      OH     44022            Primary              Single Family
Chicago                     IL     60649            Investor             Single Family
Chicago                     IL     60646            Primary              Two-to-Four Family
Chicago                     IL     60607            Primary              Condominium
Crestview                   FL     32539            Primary              Single Family
Berlin                      GA     31722            Primary              Single Family
Saugus                      MA     01906            Primary              Single Family
Aurora                      CO     80013            Primary              Single Family
Xxxxx                       KS     67045            Primary              Single Family
Lees Summit                 MO     64063            Primary              Planned Unit Development
Nampa                       ID     83687            Primary              Planned Unit Development
Topeka                      KS     66605            Primary              Single Family
Aurora                      CO     80012            Primary              Single Family
Castle Rock                 CO     80108            Primary              Condominium
Sylmar                      CA     91342            Investor             Single Family
Roanoke                     TX     76262            Primary              Single Family
Palmdale                    CA     93551            Primary              Single Family
Houston                     TX     77075            Primary              Planned Unit Development
Fresno                      TX     77545            Primary              Planned Unit Development
Oak Park                    CA     91377            Primary              Condominium
North Manchester            IN     46962            Primary              Single Family
Buchanan                    MI     49107            Primary              Single Family
Homewood                    IL     60430            Primary              Single Family
Xxxxxx                      IN     46310            Primary              Single Family
Bruceville                  IN     47516            Primary              Single Family
Richmond                    MO     64085            Primary              Single Family
Xxxxxxx                     SC     29115            Primary              Single Family
Xxxxxx                      WA     99344            Primary              Single Family
Livermore                   ME     04253            Primary              Single Family
Hayward                     CA     94546            Primary              Single Family
Riverside                   CA     92505            Primary              Single Family
Elk Grove                   CA     95758            Primary              Single Family
Escondido                   CA     92026            Primary              Single Family
Miami                       FL     33161            Primary              Single Family
Aurora                      CO     80011            Primary              Single Family
Brighton                    CO     80602            Primary              Planned Unit Development
Denver                      CO     80249            Primary              Planned Unit Development
Aurora                      CO     80018            Primary              Planned Unit Development
Tulsa                       OK     74133            Primary              Condominium
Xxxx                        LA     71292            Primary              Single Family
Coleta                      IL     61081            Primary              Single Family
San Antonio                 TX     78254            Primary              Planned Unit Development
Katy                        TX     77449            Primary              Planned Unit Development
Memphis                     TN     38135            Primary              Single Family
Nashville                   TN     37217            Primary              Single Family
Brighton                    CO     80603            Primary              Planned Unit Development
Aurora                      CO     80015            Primary              Planned Unit Development
Tacoma                      WA     98404            Primary              Single Family
Denver                      CO     80238            Primary              Condominium
Jacksonville                FL     32223            Primary              Single Family
Center                      GA     30474            Primary              Single Family
Moquah                      WI     54806            Primary              Two-to-Four Family
Eastwick                    PA     19153            Primary              Single Xxxxxx
Xxxxxx                      MI     48473            Primary              Single Family
Enhaut                      PA     17113            Primary              Single Family
                            IL     60866            Primary              Condominium
Everett                     WA     98208            Primary              Single Family
Camby                       IN     46113            Primary              Planned Unit Development
BRIDGEPORT                  CT     06606            Primary              Two-to-Four Family
ELIZABETH                   NJ     07206            Primary              Two-to-Four Family
FRANKLIN                    KY     42134            Primary              Single Family
Lake                        WI     54552            Primary              Single Family
Rossville                   GA     30741            Primary              Single Family
Akron                       OH     44301            Primary              Single Family
Mansfield                   LA     71052            Primary              Single Family
Indianapolis                IN     46218            Primary              Two-to-Four Family
Turtle Creek                PA     15145            Primary              Single Family
Pottersville                MO     65790            Primary              Single Family
Buffalo                     NY     14209            Primary              Single Family
Tallahassee                 FL     32303            Investor             Single Family
Jacksonville                FL     32246            Primary              Single Family
Chicago                     IL     60636            Primary              Single Family
Baton Rouge                 LA     70810            Primary              Single Family
Stuart                      FL     34997            Investor             Single Family
Pittsburgh                  PA     15206            Primary              Single Family
Raytown                     MO     64133            Investor             Two-to-Four Family
Hubbard                     OH     44425            Primary              Single Family
Moreno Valley               CA     92557            Primary              Single Family
Salem                       OR     97303            Primary              Single Family
Inglewood                   CA     90303            Primary              Two-to-Four Family
Lake Charles                LA     70601            Primary              Single Family
Baton Rouge                 LA     70806            Primary              Condominium
Gardena                     CA     90247            Primary              Single Family
Riverside                   CA     92505            Primary              Single Family
Detroit                     MI     48223            Primary              Single Family
Corona                      CA     92883            Primary              Planned Unit Development
Rantoul                     IL     61866            Primary              Single Family
Akron                       OH     44306            Investor             Single Family
Philadelphia                PA     19124            Primary              Single Family
Allegheny                   PA     15212            Primary              Single Family
NORTH HIGHLANDS             CA     95660            Primary              Single Family
Klein                       TX     77379            Primary              Planned Unit Development
Massapequa                  NY     11758            Primary              Single Family
Parkville                   MO     64152            Primary              Planned Unit Development
Xxxx                        VT     05701            Primary              Single Family
Candler                     NC     28715            Primary              Single Family
Xxxxx                       SD     57039            Primary              Single Family
Corona                      CA     92883            Second Home          Planned Unit Development
Hudson                      MI     49247            Primary              Single Family
Quinton                     OK     74561            Primary              Single Family
Franklin                    LA     70538            Primary              Single Family
Portland                    TN     37148            Investor             Single Family
Fresno                      CA     93727            Primary              Single Family
Xxxxxx                      OH     44818            Primary              Single Family
Oak Park                    IL     60302            Primary              Single Family
Columbus                    GA     31906            Primary              Single Family
Memphis                     TN     38115            Investor             Single Family
Ewing                       NJ     08638            Primary              Single Family
Lehigh                      FL     33936            Primary              Condominium
Xxxxx                       NC     28681            Primary              Single Family
Walloomsac                  NY     12090            Investor             Single Family
Melbourne                   FL     32951            Primary              Single Family
Xxxxxx                      NC     28001            Primary              Single Family
Xxxxx                       ID     83467            Second Home          Single Family
Trenton                     NJ     08619            Primary              Condominium
Garden Grove                CA     92843            Primary              Condominium
Xxxxxxxx                    NY     14772            Primary              Single Family
Batavia                     NY     14020            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Etna                        NY     13062            Primary              Single Family
Fairmount                   OH     45214            Primary              Single Family
Scottsdale                  AZ     85255            Primary              Planned Unit Development
Candler                     NC     28715            Primary              Single Family
Gilbert                     AZ     85296            Primary              Planned Unit Development
Greenwood                   SC     29649            Primary              Single Family
Miami                       FL     33179            Primary              Condominium
Vallejo                     CA     94591            Primary              Single Family
Garland                     TX     75043            Primary              Single Xxxxxx
Xxxxxxxxx Xxxxx             XX     00000            Primary              Single Family
29 Palms                    CA     92277            Primary              Single Family
Carrollton                  TX     75007            Primary              Single Family
Orlando                     FL     32810            Primary              Single Family
Somerville                  MA     02144            Primary              Two-to-Four Family
Garland                     TX     75042            Primary              Single Family
Lake Charles                LA     70601            Primary              Single Family
San Diego                   CA     92154            Primary              Condominium
Everett                     MA     02149            Primary              Two-to-Four Family
Commack                     NY     11725            Primary              Single Family
Columbus                    OH     43235            Primary              Single Family
Lake Isabella               CA     93240            Investor             Two-to-Four Family
Palm Coast                  FL     32164            Primary              Planned Unit Development
Gates Xxxxx                 OH     44040            Primary              Single Family
San Diego                   CA     92104            Primary              Planned Unit Development
Atlanta                     GA     30316            Primary              Single Family
Yaphank                     NY     11980            Primary              Condominium
Ocean City                  MD     21842            Second Home          Condominium
Palm Desert                 CA     92260            Primary              Single Family
Vale                        NC     28168            Primary              Single Family
Walden                      NY     12586            Primary              Single Family
Deer Park                   IL     60010            Primary              Single Family
Bayou Vista                 LA     70380            Primary              Single Family
Xxxx                        ME     04463            Investor             Single Family
North Chelmsford            MA     01863            Primary              Single Family
Belding                     MI     48809            Primary              Single Family
Xxxx                        LA     70607            Primary              Single Family
Loganville                  GA     30052            Primary              Single Family
Northampton                 MA     01060            Primary              Two-to-Four Family
Milwaukee                   WI     53205            Primary              Two-to-Four Family
Xxxxxxx                     SC     29115            Primary              Single Family
Spokane                     WA     99206            Primary              Single Family
Heer Park                   NY     11757            Primary              Single Family
Fort Xxxxx                  IN     46802            Primary              Two-to-Four Family
Fort Xxxxxx                 NY     12828            Investor             Single Family
Lebanon                     OH     45036            Primary              Single Family
Davie                       FL     33332            Primary              Planned Unit Development
Columbus                    OH     43205            Primary              Two-to-Four Family
Double Oak                  TX     75077            Primary              Planned Unit Development
Redland                     OR     97045            Primary              Condominium
North Lima                  OH     44452            Investor             Single Family
Farmingville                NY     11738            Primary              Single Family
Lithonia                    GA     30039            Primary              Single Family
Xxxxxxxxx                   NC     28786            Primary              Single Family
Wooster                     OH     44691            Primary              Single Family
Sumner                      IA     50674            Primary              Single Family
Lithonia                    GA     30058            Primary              Single Family
Denton                      TX     76201            Primary              Single Family
San Jacinto                 CA     92582            Primary              Single Family
San Jacinto                 CA     92582            Primary              Single Family
Hesperia                    CA     92345            Primary              Single Family
Allegheny                   PA     15212            Primary              Two-to-Four Family
Escondido                   CA     92027            Primary              Single Family
Monroe                      NJ     08831            Primary              Single Family
East                        TN     37206            Investor             Single Family
Coleta                      IL     61081            Investor             Two-to-Four Family
Kimball                     MI     48074            Primary              Single Family
Glassport                   PA     15045            Investor             Single Family
Concord                     OH     44077            Investor             Two-to-Four Family
Redland                     OR     97045            Primary              Condominium
San Diego                   CA     92102            Primary              Single Family
Plum                        PA     15239            Primary              Single Family
Castle                      PA     00000            Xxxxxxx              Xxxxxx Xxxxxx
Xxxxxxxx                    XX     00000            Primary              Single Family
Jackson                     MS     39206            Primary              Single Family
Hudson                      MI     49247            Primary              Single Family
Milnesville                 PA     18239            Primary              Single Family
Riverview                   MI     48192            Primary              Single Family
Fitzgerald                  GA     31750            Primary              Single Family
Tamaya                      NM     87004            Primary              Single Family
Rochester                   NY     14622            Primary              Single Family
Eden Isle                   AR     72543            Primary              Single Family
Romoland                    CA     92585            Primary              Planned Unit Development
Tulsa                       OK     74114            Primary              Single Family
Lafayette                   LA     70501            Primary              Single Family
Brandon                     MS     39042            Primary              Single Family
Tulsa                       OK     74115            Primary              Single Family
Escondido                   CA     92027            Primary              Single Family
Montegut                    LA     70377            Primary              Single Family
Iron Mtn                    MI     49801            Primary              Two-to-Four Family
Chattanooga                 TN     37406            Investor             Single Family
Loganville                  GA     30052            Primary              Single Family
Riviera Beach               FL     33404            Primary              Planned Unit Development
Dumfries                    VA     22026            Primary              Planned Unit Development
Rockford                    IL     61114            Primary              Single Family
Tampa                       FL     33635            Second Home          Single Family
Anadarko                    OK     73005            Primary              Single Family
Drew                        LA     70607            Primary              Single Family
Am Qui                      TN     37115            Primary              Planned Unit Development
Palos Heights               IL     60463            Primary              Single Family
Double Oak                  TX     75077            Primary              Planned Unit Development
Lynwood                     ID     83301            Primary              Single Family
Murrieta                    CA     92563            Primary              Single Family
Gene Xxxxx                  OK     73436            Primary              Single Family
Masonville                  NJ     08054            Primary              Single Family
Fullerton                   CA     92835            Primary              Condominium
Metamora                    IL     61548            Primary              Single Family
West Falls                  NY     14170            Primary              Single Family
Garden Grove                CA     92840            Primary              Condominium
Braymer                     MO     64624            Primary              Single Family
Stanton                     MI     48888            Primary              Single Family
Park                        PA     15690            Investor             Single Family
Lake Charles                LA     70601            Primary              Single Family
Conklin                     MI     49403            Primary              Single Family
Camarillo                   CA     93010            Primary              Single Family
Tavistock                   NJ     08033            Primary              Single Family
San Diego                   CA     92115            Primary              Single Family
Rock Hill                   MO     63119            Primary              Single Family
29 Palms                    CA     92277            Primary              Single Family
Watauga                     TX     76148            Primary              Single Family
Palm Coast                  FL     32164            Primary              Planned Unit Development
Okesa                       OK     74003            Primary              Single Family
Bonita                      LA     71223            Primary              Single Family
Harvey                      IL     60426            Primary              Single Family
Moreno Valley               CA     92557            Primary              Single Family
Toledo                      OH     43608            Primary              Single Family
Temecula                    CA     92592            Primary              Planned Unit Development
Flint                       MI     48504            Primary              Single Family
Escondido                   CA     92027            Primary              Single Family
Xxxxxx                      CA     92555            Primary              Single Family
Bald Knob                   AR     72010            Primary              Single Family
Universal                   PA     15235            Primary              Single Family
Springfield                 IL     62703            Primary              Single Family
Jacksonville                FL     32211            Primary              Condominium
Four Corners                WA     98038            Primary              Single Family
Lawton                      OK     73501            Primary              Single Family
Xxxxxx                      WI     53952            Primary              Single Family
Anaheim                     CA     92802            Primary              Condominium
Park City                   UT     84098            Primary              Single Family
Kent                        OH     44240            Investor             Single Family
Greenville                  SC     29611            Primary              Single Family
Grand Prairie               TX     75051            Primary              Single Family
Atlanta                     GA     30344            Primary              Single Family
Gering                      NE     69341            Primary              Single Family
Kathleen                    GA     31047            Primary              Single Family
Utica                       OH     43080            Primary              Single Family
Lima                        OH     45801            Primary              Single Family
Oceanside                   CA     92057            Primary              Single Family
Las Vegas                   NV     89106            Primary              Single Family
Jeannette                   PA     15644            Primary              Single Family
Rockford                    IL     61101            Primary              Single Family
Minneapolis                 MN     55419            Primary              Single Family
Savannah                    TN     38372            Primary              Single Family
Sayre                       PA     18840            Primary              Two-to-Four Family
Chagrin Falls               OH     44023            Primary              Single Family
Upland                      CA     91786            Primary              Single Family
Jordan                      SC     29102            Primary              Single Family
Lorain                      OH     44053            Primary              Single Family
Alleghany                   VA     24426            Primary              Single Family
Laurel                      MD     20708            Primary              Planned Unit Development
Nuevo                       CA     92567            Primary              Single Family
Halcyon                     CA     93420            Primary              Single Family
Mayodan                     NC     27027            Primary              Single Family
Rialto                      CA     92377            Primary              Single Family
Johnstown                   PA     15902            Primary              Single Family
Grand Saline                TX     75140            Primary              Single Family
Whitesville                 NY     14897            Primary              Single Family
Los Angeles                 CA     90001            Primary              Two-to-Four Family
Flint                       MI     48506            Primary              Single Family
Booneville                  AR     72927            Primary              Single Family
Detroit                     MI     48227            Primary              Single Family
Goodrich                    MI     48438            Primary              Single Family
Xxxxx                       VT     05149            Primary              Single Family
Phoenix                     AZ     85041            Primary              Single Family
New Market                  AL     35761            Primary              Single Family
Massillon                   OH     44647            Primary              Single Family
Charlottesville             VA     22911            Primary              Single Family
Katy                        TX     77450            Primary              Planned Unit Development
Siloam Springs              AR     72761            Primary              Single Family
Muldrow                     OK     74948            Primary              Single Family
San Diego                   CA     92115            Primary              Single Family
Port Charlotte              FL     33954            Primary              Single Family
Akron                       OH     44312            Primary              Single Family
San Jacinto                 CA     92582            Primary              Single Family
Sun City                    AZ     85373            Primary              Single Family
Murrieta                    CA     92563            Primary              Single Family
Pittsburgh                  PA     15210            Investor             Two-to-Four Family
Milwaukee                   WI     53216            Primary              Two-to-Four Family
Brooklyn                    NY     11236            Primary              Two-to-Four Family
Fairport                    NY     14450            Primary              Single Family
Saint Xxxxxx                MO     64506            Primary              Two-to-Four Family
Zion                        IL     60099            Primary              Single Family
Orcutt                      CA     93455            Investor             Single Family
Nuevo                       CA     92567            Primary              Single Family
Weirton                     WV     26062            Primary              Single Family
Calumet City                IL     60409            Primary              Single Family
Smithfield                  PA     15478            Primary              Single Family
Xxxxxxx                     IN     46530            Primary              Planned Unit Development
Greenville                  SC     29617            Investor             Two-to-Four Family
Fort Worth                  TX     76137            Primary              Single Family
Victoria                    IL     61485            Investor             Single Family
Oxnard                      CA     93035            Primary              Single Family
Lavina                      MT     59046            Primary              Single Family
Crestview                   FL     32536            Primary              Single Family
Xxxxxx Xxxxx                LA     70726            Primary              Single Family
Orlando                     FL     32835            Primary              Single Family
New Market                  AL     35761            Primary              Single Family
Livonia                     NY     14487            Primary              Single Family
Omaha                       NE     68124            Primary              Single Family
Greenwich                   NJ     08323            Primary              Single Family
Fort Xxxxx                  IN     46807            Primary              Single Family
Beaufort                    MO     63013            Primary              Single Family
Fairfield                   CA     94533            Primary              Single Family
Yucca Valley                CA     92284            Primary              Two-to-Four Family
Murrieta                    CA     92563            Primary              Single Family
Lorain                      OH     44055            Primary              Single Family
Hemet                       CA     92544            Primary              Single Family
Clayton                     NC     27520            Primary              Single Family
Fort Xxxxx                  AL     35967            Primary              Single Family
Alto                        LA     71269            Primary              Single Family
Hallsville                  MO     65255            Primary              Single Family
Cassville                   MO     65625            Primary              Single Family
Arcola                      MS     38722            Primary              Single Family
Atlanta                     GA     30344            Primary              Single Family
Yuba City                   CA     95991            Primary              Single Family
Etowah                      TN     37331            Primary              Single Family
Savannah                    GA     31404            Investor             Single Family
Burlington                  NJ     08016            Primary              Single Family
Greenacres                  FL     33463            Primary              Planned Unit Development
Oakland                     FL     34787            Primary              Single Family
Sarasota                    FL     34237            Primary              Single Family
Louisville                  KY     40203            Primary              Two-to-Four Family
Westland                    MI     48185            Primary              Condominium
Xxxx                        OH     44203            Primary              Single Family
Monongahela                 PA     15063            Investor             Two-to-Four Family
Skyway                      WA     98178            Investor             Single Family
Washington                  GA     30673            Primary              Single Family
Downey                      CA     90242            Primary              Single Family
Rochester                   NY     14619            Primary              Single Family
Memphis                     TN     38112            Primary              Single Family
Rockwood                    MI     48173            Primary              Single Family
Pendleton                   NY     14120            Investor             Two-to-Four Family
Cleveland                   OH     44116            Primary              Single Family
Louisville                  KY     40211            Primary              Single Family
Wichita                     KS     67203            Primary              Single Family
Knoxville                   TN     37917            Primary              Single Family
Keithville                  LA     71047            Primary              Single Family
Atwater                     OH     44201            Primary              Single Family
Toledo                      OH     43607            Primary              Single Family
Belvidere                   NJ     07823            Investor             Condominium
Hurdle Xxxxx                NC     27541            Investor             Single Family
Miami                       FL     33177            Primary              Single Family
Detroit                     MI     48212            Primary              Two-to-Four Family
Highlands                   NJ     07732            Primary              Single Family
Plainfield                  NJ     07063            Primary              Single Family
Rosedale                    KS     66103            Primary              Single Family
Xxxxxx                      CA     95223            Primary              Planned Unit Development
Avon                        OH     44011            Primary              Planned Unit Development
Midtown                     TN     37748            Primary              Single Family
Philadelphia                PA     19145            Investor             Single Family
Watauga                     TX     76148            Primary              Single Family
Acushnet                    MA     02745            Primary              Single Family
Summ                        SC     29485            Primary              Single Family
Four Corners                WA     98038            Primary              Single Family
Swansea                     IL     62223            Primary              Single Family
Rockford                    IL     61108            Primary              Single Family
Greenacres                  FL     33463            Primary              Planned Unit Development
Saint Louis                 MO     63118            Primary              Single Family
Key West                    FL     33040            Primary              Single Family
Santa Rosa                  CA     95404            Investor             Planned Unit Development
Belleview                   VA     22307            Primary              Planned Unit Development
TEXARKANA                   AR     71854            Primary              Single Family
Detroit                     MI     48227            Primary              Single Family
Bryan                       TX     77808            Primary              Single Family
Spring                      TX     77388            Primary              Planned Unit Development
Luray                       VA     22835            Primary              Single Family
Lockport                    NY     14094            Primary              Single Family
Xxxxxx                      MD     20861            Primary              Single Family
Dawson                      IL     62520            Primary              Single Family
Zephyrhills                 FL     33544            Primary              Planned Unit Development
Broken Arrow                OK     74012            Primary              Single Family
Robbins                     IL     60472            Primary              Single Family
Zephyrhills                 FL     33544            Primary              Planned Unit Development
Memphis                     TN     38118            Primary              Single Family
Rossville                   GA     30741            Primary              Single Family
Bonham                      TX     75418            Primary              Single Family
Pawtucket                   RI     02860            Primary              Two-to-Four Family
Grayling                    MI     49738            Second Home          Single Family
Centereach                  NY     11720            Primary              Single Family
Riverview                   MI     48192            Primary              Single Family
Rio Rancho                  NM     87144            Primary              Planned Unit Development
Colton                      CA     92324            Primary              Single Family
Harvey                      LA     70058            Primary              Single Family
Heer Park                   NY     11757            Primary              Single Family
Saint Xxxxxx                MO     63304            Primary              Condominium
Wylie                       TX     75098            Investor             Single Family
Miami                       FL     33054            Primary              Single Family
Toledo                      OH     43607            Primary              Single Family
Sandy                       UT     84093            Primary              Single Family
Monsey                      NY     10952            Primary              Single Family
Leonardtown                 MD     20650            Primary              Single Family
Fresno                      CA     93702            Primary              Single Family
Philadelphia                PA     19143            Primary              Two-to-Four Family
Nashville                   TN     37205            Second Home          Condominium
Winchester                  CA     92596            Primary              Planned Unit Development
Tampa                       FL     33604            Primary              Single Family
Ink                         OH     44883            Primary              Single Family
Dearborn Heights            MI     48127            Primary              Single Family
North Hollywood             CA     91605            Primary              Condominium
Rio Rancho                  NM     87144            Primary              Planned Unit Development
Northampton                 MA     01060            Primary              Two-to-Four Family
Hephzibah                   GA     30815            Primary              Single Family
Xxx Hills                   NY     11746            Primary              Single Family
Dayton                      OH     45410            Primary              Two-to-Four Family
Santa Ana                   CA     92707            Primary              Single Family
Sandy                       OR     97055            Primary              Single Family
North Hollywood             CA     91605            Primary              Condominium
Aurora                      IL     60504            Primary              Planned Unit Development
Moreno Valley               CA     92557            Primary              Single Family
Aurora                      IL     60504            Primary              Planned Unit Development
Escondido                   CA     92027            Primary              Condominium
Toledo                      OH     43615            Primary              Single Family
Arboga                      CA     95901            Primary              Two-to-Four Family
Montz                       LA     70068            Primary              Single Family
Albuquerque                 NM     87105            Primary              Single Family
Xxxxxxx                     KY     41554            Investor             Single Family
Ink                         OH     44883            Primary              Single Family
Humble                      TX     77396            Primary              Planned Unit Development
Broken Arrow                OK     74012            Investor             Single Family
Cape Coral                  FL     33909            Primary              Single Family
Rochester                   NY     14621            Primary              Two-to-Four Family
Hawleyton                   NY     13903            Primary              Single Family
Gulfport                    FL     33711            Primary              Single Family
Garland                     TX     75043            Primary              Single Family
Meskegon                    MI     49442            Primary              Single Family
Melbourne                   FL     32937            Primary              Single Family
Centuck                     NY     10710            Primary              Two-to-Four Family
Ambridge                    PA     15003            Primary              Single Family
Buffalo                     NY     14213            Investor             Two-to-Four Family
FEDERAL WAY                 WA     98003            Primary              Single Family
Monsey                      NY     10952            Primary              Single Family
Xxxxxx Xxxxx                LA     70726            Primary              Single Family
Crystal                     MN     55428            Primary              Single Family
Vale                        NC     28168            Primary              Single Family
Houston                     TX     77084            Primary              Planned Unit Development
Holiday                     FL     34691            Investor             Single Family
Colorado Springs            CO     80907            Primary              Single Family
Rosedale                    KS     66103            Primary              Single Family
Corcoran                    CA     93212            Primary              Single Family
Dequincy                    LA     70633            Primary              Single Family
Little Rock                 SC     29567            Primary              Single Family
Danielsville                GA     30633            Primary              Single Family
Oats                        SC     29069            Primary              Single Family
Matteson                    IL     60443            Primary              Single Family
Southaven                   MS     38671            Primary              Single Family
Marysville                  WA     98270            Primary              Planned Unit Development
Belding                     MI     48809            Primary              Single Family
Lynchburg                   OH     45142            Primary              Single Family
Everett                     MA     02149            Primary              Two-to-Four Family
Sandy                       OR     97055            Primary              Single Family
Grain Valley                MO     64029            Primary              Single Family
Margate                     FL     33065            Primary              Planned Unit Development
Durham                      NC     27704            Primary              Single Family
Stanton                     MI     48888            Primary              Single Family
Basin                       MS     39452            Primary              Single Family
Forestville                 MD     20747            Primary              Planned Unit Development
Colorado Springs            CO     80907            Primary              Single Family
Easley                      SC     29642            Primary              Single Family
Avenel                      NJ     07001            Primary              Single Family
Detroit                     MI     48215            Investor             Two-to-Four Family
Sneedville                  TN     37869            Primary              Single Family
La Puente                   CA     91744            Primary              Single Family
Lehigh                      FL     33971            Primary              Single Family
Casselberry                 FL     32707            Primary              Planned Unit Development
Flossmoor                   IL     60422            Primary              Single Family
Xxxxx                       NC     27103            Primary              Single Family
Tacoma                      WA     98446            Primary              Single Family
Naples                      FL     34120            Primary              Single Family
Muscoy                      CA     92407            Primary              Single Family
Ingram                      PA     00000            Xxxxxxx              Xxxxxxxxxxx
Xxxxxx                      XX     00000            Primary              Single Family
Tulsa                       OK     74110            Primary              Single Family
Columbia                    MS     39429            Primary              Single Family
Ocala                       FL     34473            Investor             Single Family
Norbeck                     MD     20906            Primary              Single Family
Hayward                     CA     94544            Primary              Single Family
Gilmore                     MO     63385            Primary              Planned Unit Development
Corcoran                    CA     93212            Primary              Single Family
Las Cruces                  NM     88011            Primary              Single Family
Everett                     MA     02149            Primary              Two-to-Four Family
Detroit                     MI     48227            Primary              Single Family
Englewood                   NJ     07631            Primary              Single Family
Golden                      CO     80401            Primary              Single Family
Lakin                       KS     67860            Primary              Single Family
Miami                       FL     33018            Primary              Single Family
Battle Creek                MI     49014            Primary              Single Family
Tulsa                       OK     74107            Primary              Single Family
Sarasota                    FL     34234            Primary              Single Family
Phoenix                     AZ     85035            Primary              Single Family
Xxxxxx                      NY     13856            Primary              Single Family
Dearborn Heights            MI     48127            Primary              Single Family
Altoona                     PA     16602            Primary              Single Family
Saint Louis                 MO     63118            Investor             Single Family
Phoenix                     AZ     85035            Primary              Single Family
Albuquerque                 NM     87105            Primary              Single Family
Lakin                       KS     67860            Primary              Single Family
Santa Maria                 CA     93458            Primary              Single Family
Old Hickory                 TN     37138            Primary              Single Family
Sonora                      OH     43701            Primary              Single Family
Easley                      SC     29642            Primary              Single Family
South Holland               IL     60473            Primary              Single Family
Miami                       FL     33055            Primary              Single Family
Cadillac                    MI     49601            Primary              Single Family
Elyria                      OH     44035            Primary              Single Family
Sharptown                   NJ     08098            Primary              Single Family
Detroit                     MI     48230            Primary              Single Family
Humble                      TX     77396            Primary              Planned Unit Development
Phoenix                     AZ     85041            Primary              Single Family
Cheyenne                    WY     82001            Primary              Single Family
Cheyenne                    WY     82001            Primary              Single Family
Queen Creek                 AZ     85242            Primary              Planned Unit Development
Easton                      OH     44270            Primary              Single Family
El Monte                    CA     91733            Investor             Two-to-Four Family
Oklahoma City               OK     73109            Primary              Single Family
Pasadena                    MD     21122            Primary              Single Family
Steamboat Springs           CO     80487            Primary              Single Family
Queen Creek                 AZ     85242            Primary              Planned Unit Development
Lehigh                      FL     33971            Primary              Single Family
Kansas City                 MO     64134            Primary              Single Family
Baldwin                     NY     11510            Primary              Single Family
Santa Ana                   CA     92707            Primary              Condominium
Las Vegas                   NV     89101            Primary              Single Family
Steamboat Springs           CO     80487            Primary              Single Family
Hayward                     CA     94545            Primary              Single Family
Alameda                     CA     94501            Primary              Single Family
Lititz                      PA     17543            Primary              Single Family
Rochester                   NY     14622            Primary              Single Family
Malden                      MA     02148            Primary              Two-to-Four Family
Westland                    MI     48185            Primary              Single Family
Atlanta                     GA     30316            Primary              Single Family
South Holland               IL     60473            Primary              Single Family
Camden                      NJ     08103            Primary              Single Family
Fargo                       ND     58104            Primary              Single Family
Glen Allen                  VA     23059            Primary              Single Family
Meskegon                    MI     49445            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Murrieta                    CA     92563            Primary              Single Family
Xxxxxxxx                    IN     46011            Primary              Single Family
Newburgh                    NY     12550            Primary              Single Family
Maylene                     AL     35114            Primary              Single Family
Santa Maria                 CA     93458            Primary              Single Family
Kenner                      LA     70065            Primary              Single Family
Portland                    ME     04103            Primary              Single Family
Brighton                    CO     80601            Primary              Single Family
North East                  PA     16428            Primary              Single Family
Raytown                     MO     64133            Investor             Single Family
Parker                      AZ     85344            Second Home          Planned Unit Development
Chino                       CA     91710            Primary              Single Family
Noble                       OH     44132            Investor             Condominium
Palmdale                    CA     93551            Primary              Single Family
Detroit                     MI     48239            Primary              Single Family
Naples                      FL     34117            Primary              Single Family
Joy                         AR     72143            Primary              Single Family
Zion City                   LA     70811            Primary              Single Family
Herkimer                    NY     13350            Second Home          Two-to-Four Family
Memphis                     TN     38109            Investor             Single Family
Saint Petersburg            FL     33703            Primary              Condominium
Lima                        OH     45804            Primary              Single Family
Montgomery                  AL     36116            Primary              Single Family
Houston                     TX     77076            Investor             Single Family
Orangeburg                  NY     10962            Primary              Single Family
Pueblo                      CO     81007            Primary              Single Family
Memphis                     TN     38127            Primary              Single Family
Xxxxxxxx                    OH     44512            Primary              Single Family
Xxxxxxxx                    OH     44621            Primary              Single Family
Las Vegas                   NV     89101            Primary              Single Family
Onaway                      MI     49765            Primary              Single Family
Chino                       CA     91710            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
San Diego                   CA     92115            Primary              Single Family
Bar Harbor                  NY     11762            Primary              Single Family
Riverside                   CA     92505            Primary              Single Family
Mashpee                     MA     02649            Primary              Single Family
Baton Rouge                 LA     70805            Primary              Single Family
Lima                        OH     45801            Primary              Single Family
Geneva                      NY     14456            Primary              Single Family
Fairfield                   CA     94533            Primary              Single Family
Chino Hills                 CA     91709            Primary              Planned Unit Development
Cary                        NC     27511            Primary              Condominium
Fishers                     IN     46038            Primary              Planned Unit Development
Dearborn Heights            MI     48125            Primary              Single Family
Angola                      KS     67337            Primary              Single Family
Lake Elsinore               CA     92532            Primary              Planned Unit Development
Pueblo                      CO     81007            Primary              Single Family
Hockessin                   DE     19707            Primary              Single Family
Paint Rock                  TX     76866            Primary              Single Family
Xxxxx                       CA     90044            Primary              Single Family
San Diego                   CA     92113            Primary              Single Family
San Diego                   CA     92113            Investor             Two-to-Four Family
Houston                     TX     77083            Primary              Planned Unit Development
Warren                      MI     48092            Primary              Single Family
Memphis                     TN     38125            Primary              Planned Unit Development
Ocoee                       FL     34761            Primary              Planned Unit Development
Topeka                      KS     66608            Investor             Two-to-Four Family
Knoxville                   TN     37918            Primary              Planned Unit Development
Naples                      FL     34117            Primary              Single Family
Houston                     TX     77035            Primary              Planned Unit Development
Camp Springs                MD     20748            Investor             Condominium
Lyndon                      PA     17602            Primary              Single Family
Riviera Beach               FL     33404            Primary              Planned Unit Development
Pearland                    TX     77584            Primary              Planned Unit Development
Escondido                   CA     92027            Primary              Condominium
Brighton                    CO     80601            Primary              Single Family
Crestmore                   CA     92316            Primary              Single Family
Quito                       MS     38941            Primary              Single Family
Akron                       OH     44314            Primary              Single Family
Ramona                      OK     74061            Primary              Single Family
Mars                        PA     16046            Primary              Planned Unit Development
Weare                       NH     03281            Primary              Two-to-Four Family
Sumner                      IA     50674            Primary              Single Family
Lawrence                    MA     01841            Primary              Two-to-Four Family
Mendenhall                  MS     39114            Primary              Single Family
Yuba City                   CA     95991            Primary              Single Family
Pomona                      CA     91767            Primary              Planned Unit Development
Tuskegee                    AL     36083            Primary              Single Family
Port Charlotte              FL     33954            Primary              Single Family
Grafton                     WI     53024            Primary              Single Family
Palm Harbor                 FL     34683            Primary              Single Family
Bradford                    PA     16701            Primary              Single Family
Akron                       OH     44305            Primary              Single Family
Cleveland                   OH     44112            Primary              Single Family
Miami                       FL     33012            Primary              Planned Unit Development
Jackson                     MS     39213            Primary              Single Family
Saint Xxxxxx                MO     63304            Primary              Condominium
Moore                       OK     73160            Primary              Single Family
Jamaica                     NY     11434            Primary              Single Family
Gulfport                    MS     39503            Primary              Single Family
Ldhl                        FL     33313            Primary              Condominium
Highlands                   CO     80129            Primary              Planned Unit Development
WAXHAW                      NC     28173            Primary              Planned Unit Development
Crestmore                   CA     92316            Primary              Single Family
Xxxxxxxx                    OH     44512            Primary              Single Family
Cleveland                   OH     44110            Investor             Two-to-Four Family
Dillon                      CO     80435            Primary              Single Family
Xxxxx                       OK     74020            Primary              Single Family
Cleveland                   OH     44138            Primary              Single Family
Merriam                     KS     66203            Primary              Single Family
Houston                     TX     77035            Primary              Planned Unit Development
Pilot Point                 TX     76258            Primary              Single Family
Tulsa                       OK     74108            Primary              Single Family
Xxxx                        IN     46410            Primary              Single Family
Highlands                   CO     80129            Primary              Planned Unit Development
Marion                      OH     43302            Primary              Single Family
Arbutus                     MD     21227            Primary              Single Family
Detroit                     MI     48214            Investor             Single Family
Kansas City                 KS     66102            Primary              Single Family
Fort Worth                  TX     76137            Primary              Single Family
Arlington                   TX     76010            Primary              Single Family
Collinsville                IL     62234            Primary              Single Family
Murray                      UT     84121            Primary              Condominium
Elsdon                      IL     60632            Primary              Two-to-Four Family
Lacey                       WA     98513            Second Home          Planned Unit Development
Kissimmee                   FL     34746            Second Home          Planned Unit Development
Tucson                      AZ     85749            Primary              Single Family
Green                       CA     90037            Primary              Single Family
Garner                      NC     27529            Primary              Single Family
Newbury                     MA     01951            Second Home          Single Family
Xxxxxxx                     MD     21229            Primary              Single Family
Margate                     FL     33068            Primary              Single Family
Murray                      UT     84121            Primary              Condominium
Hemet                       CA     92545            Primary              Single Family
Clay                        NY     13041            Investor             Single Family
Murrieta                    CA     92563            Primary              Single Family
Columbus                    OH     43204            Primary              Single Family
Takoma Park                 MD     20912            Primary              Single Family
Golden                      CO     80401            Primary              Single Family
Baileyton                   TN     37743            Primary              Single Family
Cleveland                   OH     44104            Investor             Single Family
Summerville                 SC     29483            Primary              Single Family
Summerville                 SC     29483            Primary              Single Family
East                        TN     37206            Investor             Two-to-Four Family
Sinsheim                    PA     17362            Primary              Single Family
Pawtucket                   RI     02860            Primary              Two-to-Four Family
Tampa                       FL     33615            Primary              Single Family
Manoa                       PA     19083            Primary              Single Family
Escondido                   CA     92026            Primary              Planned Unit Development
Englewood                   NJ     07631            Primary              Single Family
Carrollton                  LA     70118            Primary              Single Family
Clark                       NJ     07066            Primary              Single Family
Sapulpa                     OK     74066            Investor             Single Family
Parsons                     KS     67357            Primary              Single Family
Keavy                       KY     40701            Primary              Single Family
Kent City                   MI     49330            Primary              Single Family
Glen Allen                  VA     23059            Primary              Single Family
Miami                       FL     33138            Primary              Two-to-Four Family
Avalon                      MO     64601            Investor             Single Family
Oakridge                    OR     97463            Primary              Single Family
Siloam Springs              AR     72761            Primary              Single Family
Los Angeles                 CA     90003            Primary              Two-to-Four Family
Santa Ana                   CA     92707            Primary              Condominium
Mc Xxxxxx                   TX     75070            Primary              Planned Unit Development
San Leandro                 CA     94579            Primary              Single Family
San Leandro                 CA     94579            Primary              Single Family
Scranton                    PA     18505            Investor             Two-to-Four Family
Scranton                    PA     18505            Investor             Two-to-Four Family
Memphis                     TN     38127            Primary              Single Family
Gallatin                    TN     37066            Primary              Single Family
Grenelefe                   FL     33844            Primary              Single Family
Shelby                      NC     28152            Primary              Single Family
Large                       PA     15025            Primary              Single Family
Spokane                     WA     99206            Primary              Single Family
Stilwell                    OK     74960            Primary              Single Family
Rocky Point                 NY     11778            Primary              Single Family
Downey                      CA     90240            Primary              Single Family
Downey                      CA     90240            Primary              Single Family
Memphis                     TN     38105            Primary              Single Family
Canton                      OH     44708            Investor             Single Family
Dover                       DE     19904            Primary              Single Family
Weehawken                   NJ     07086            Primary              Single Family
Buffalo                     NY     14211            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Orland                      ME     04472            Primary              Single Family
Wingo                       KY     42088            Primary              Single Family
Xxxxx                       NC     27103            Primary              Single Family
Xxxxxxx                     OK     73084            Primary              Single Family
Greenville                  OH     45331            Primary              Single Family
Lariat                      CO     81144            Primary              Single Family
Smithtown                   NY     11787            Investor             Single Family
Naranja                     FL     33033            Primary              Single Family
Fontana                     CA     92336            Primary              Single Family
Little Rock                 AR     72209            Investor             Single Family
Martinsville                VA     24112            Primary              Single Family
Syracuse                    NY     13204            Investor             Single Family
Detroit                     MI     48204            Investor             Two-to-Four Family
Somerville                  TN     38068            Primary              Single Family
Kathleen                    GA     31047            Primary              Single Family
Harvey                      LA     70058            Primary              Single Family
Summ                        SC     29485            Primary              Single Family
San Diego                   CA     92113            Primary              Two-to-Four Family
Plainview                   NY     11803            Primary              Single Family
El Reno                     OK     73036            Primary              Single Family
Ripon                       CA     95366            Primary              Single Family
Jacksonville                FL     32246            Primary              Single Family
Garner                      NC     27529            Primary              Single Family
Baldy Mesa                  CA     92392            Primary              Single Family
Xxxx                        OK     73401            Primary              Single Family
Nova                        OH     44859            Primary              Single Family
Marlin                      TX     76661            Primary              Single Family
Warren                      MI     48092            Primary              Single Family
Binghamton                  NY     13901            Investor             Single Family
West                        TN     37209            Primary              Single Family
Panama City                 FL     32408            Primary              Single Family
Mc Xxxxxx                   TX     75070            Primary              Planned Unit Development
Haverhill                   FL     33409            Investor             Planned Unit Development
Schertz                     TX     78109            Primary              Single Family
Aloha                       OR     97006            Primary              Planned Unit Development
Chino Hills                 CA     91709            Primary              Planned Unit Development
Rockland                    MA     02370            Primary              Single Family
Orlando                     FL     32804            Primary              Single Family
Martins Ferry               OH     43935            Primary              Single Family
Antis                       PA     16617            Primary              Single Family
Buffalo                     NY     14225            Primary              Single Family
Gibsonville                 NC     27249            Primary              Single Family
Dellwood                    MO     63136            Primary              Single Family
Fort Xxxxxx                 FL     34947            Primary              Single Family
Cahokia                     IL     62206            Primary              Single Family
Wallkill                    NY     12589            Primary              Single Family
Clark                       NJ     07066            Primary              Single Family
Melbourne                   FL     32935            Primary              Single Family
Temecula                    CA     92591            Primary              Planned Unit Development
Au Gres                     MI     48703            Primary              Single Family
Grafton                     WI     53024            Primary              Single Family
Florissant                  MO     63031            Primary              Single Family
Lees Summit                 MO     64081            Primary              Two-to-Four Family
Kansas City                 MO     64114            Primary              Single Family
El Reno                     OK     73036            Primary              Single Family
New Albany                  IN     47150            Primary              Single Family
Lorain                      OH     44053            Primary              Single Family
Lynwood                     CA     90262            Primary              Two-to-Four Family
Spry                        PA     17402            Primary              Single Family
Somerville                  TN     38068            Primary              Single Family
Zebulon                     NC     27597            Primary              Single Family
Xxxx Xxxxxx                 FL     32569            Primary              Single Family
Ocoee                       FL     34761            Primary              Planned Unit Development
Stephens                    AR     71764            Primary              Single Family
Florissant                  MO     63031            Primary              Single Family
Saint Marys                 OH     45885            Primary              Single Family
Stamford                    CT     06907            Primary              Single Family
Lees Summit                 MO     64081            Primary              Two-to-Four Family
Lavina                      MT     59046            Primary              Single Family
Memphis                     TN     38127            Primary              Single Family
Worcester                   MA     01610            Primary              Two-to-Four Family
Salisbury                   MD     21804            Investor             Two-to-Four Family
Xxxxxx                      TX     78550            Primary              Single Family
Aurora                      CO     80015            Primary              Single Family
Clarksburg                  MD     20871            Primary              Single Family
Universal                   PA     15235            Primary              Single Family
Miami                       FL     33012            Primary              Planned Unit Development
Las Vegas                   NV     89106            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Xxxxxxxx                    ID     83202            Investor             Two-to-Four Family
Columbus                    OH     43235            Primary              Single Family
Milford                     MI     48381            Primary              Single Family
Xxxxx                       NC     28607            Primary              Single Family
Darby                       PA     19023            Primary              Single Family
Xxxxxx                      TN     37849            Primary              Single Family
Humble                      TX     77339            Primary              Planned Unit Development
Ocee                        TX     76638            Primary              Single Family
Scottsbluff                 NE     69361            Primary              Single Family
Raymond                     ME     04071            Second Home          Single Family
Elk Grove                   CA     95758            Primary              Single Family
Aurora                      CO     80015            Primary              Single Family
Joppa                       TX     78605            Primary              Single Family
Lees Summit                 MO     64086            Primary              Single Family
Mira Loma                   CA     91752            Primary              Single Family
Desert Hot Springs          CA     92240            Second Home          Single Family
Knoxville                   TN     37919            Primary              Single Family
Norwood                     MA     02062            Primary              Single Family
Louisville                  MS     39339            Primary              Single Family
Southfield                  MI     48034            Primary              Single Family
Kerrtown                    PA     16335            Primary              Single Family
Land O Lakes                FL     34639            Primary              Single Family
Dundalk                     MD     21222            Primary              Single Family
Tulsa                       OK     74115            Primary              Single Family
Waldwick                    NJ     07463            Primary              Single Family
Iselin                      NJ     08830            Primary              Single Family
Elk Grove                   CA     95758            Primary              Single Family
Newark                      DE     19711            Primary              Single Family
Romoland                    CA     92585            Primary              Planned Unit Development
Altoona                     PA     16602            Primary              Single Family
Defiance                    OH     43512            Primary              Single Family
Croton                      MI     49337            Primary              Single Family
Florence                    AL     35633            Primary              Single Family
Lewiston                    ME     04240            Primary              Single Family
New Paltz                   NY     12561            Primary              Single Family
Middletown                  NY     10941            Primary              Single Family
Westgate                    NY     14624            Primary              Single Family
Childs                      PA     18407            Primary              Single Family
Detroit                     MI     48228            Investor             Single Family
Miami                       FL     33160            Investor             Two-to-Four Family
Ozone                       TN     37854            Primary              Single Family
Hazlehurst                  MS     39083            Primary              Single Family
Southfield                  MI     48034            Primary              Single Family
Saticoy                     CA     93004            Primary              Single Family
Meskegon                    MI     49444            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
Wawatosa                    WI     53210            Primary              Two-to-Four Family
Saint Petersburg            FL     33714            Primary              Single Family
Charleroi                   PA     15022            Primary              Single Family
Miami                       FL     33176            Primary              Planned Unit Development
Berkeley                    NJ     08757            Primary              Planned Unit Development
Aloha                       OR     97006            Primary              Planned Unit Development
Oviedo                      FL     32766            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Hazlehurst                  MS     39083            Primary              Single Family
Knoxville                   TN     37918            Primary              Planned Unit Development
San Diego                   CA     92113            Primary              Two-to-Four Family
Salinas                     CA     93901            Primary              Single Family
Camden                      NJ     08103            Investor             Two-to-Four Family
Little Rock                 AR     72209            Primary              Single Family
Montgomery                  AL     36116            Primary              Single Family
Murfreesboro                TN     37130            Primary              Single Family
La Chute                    LA     71101            Primary              Single Family
Beaumont                    TX     77706            Primary              Single Family
Fort Xxxxx                  AL     35967            Primary              Single Family
East McKeesport             PA     15035            Primary              Single Family
Lees Summit                 MO     64086            Primary              Single Family
Joy                         AR     72143            Primary              Single Family
South Bend                  IN     46613            Investor             Single Family
Jamaica                     NY     11421            Primary              Single Family
Brookwood                   OH     45239            Primary              Two-to-Four Family
Bradenton                   FL     34203            Primary              Single Family
Xxxxxx Falls                OH     44262            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
Pitcairn                    PA     15140            Investor             Two-to-Four Family
Xxxxx                       NC     28607            Primary              Single Family
San Diego                   CA     92113            Primary              Single Family
Orient                      OH     43146            Primary              Single Family
Escondido                   CA     92026            Primary              Planned Unit Development
Peru                        ME     04290            Primary              Single Family
Cabot                       AR     72023            Primary              Single Family
Sayville                    NY     11782            Primary              Single Family
Xxxxxx                      NJ     07421            Primary              Single Family
Miami                       FL     33135            Primary              Single Family
Poland                      OH     44514            Primary              Single Family
Bywood                      PA     19082            Primary              Single Family
Jackson                     SC     29831            Primary              Single Family
Albia                       IA     52531            Primary              Single Family
Marion                      OH     43302            Primary              Single Family
Humboldt                    TN     38343            Primary              Single Family
Monroe                      LA     71203            Primary              Single Family
Atlanta                     GA     30331            Primary              Planned Unit Development
Neosho                      MO     64850            Primary              Single Family
Memphis                     TN     38106            Primary              Single Family
Marenisco                   MI     49947            Primary              Single Family
Gallatin                    TN     37066            Primary              Single Family
Bakersfield                 CA     93305            Primary              Single Family
Whitman                     MA     02382            Primary              Single Family
Webb City                   MO     64870            Primary              Single Family
Topeka                      KS     66610            Primary              Single Family
Ocean City                  MD     21842            Second Home          Condominium
Clearwater                  FL     33759            Primary              Single Family
Willeys                     IL     62568            Primary              Single Family
Lemon Grove                 CA     91945            Primary              Single Family
Bloomington                 IN     47403            Primary              Single Family
Santa Maria                 CA     93458            Primary              Planned Unit Development
Cincinnati                  OH     45205            Primary              Single Family
Hilton                      NY     14468            Investor             Single Family
Neosho                      MO     64850            Primary              Single Family
Clarksville                 AR     72830            Primary              Single Family
Houston                     TX     77075            Primary              Single Family
Jacksonville                FL     32209            Primary              Single Family
Gladwin                     MI     48624            Second Home          Single Family
Whitman                     MA     02382            Primary              Single Family
Lewisburg                   TN     37091            Primary              Single Family
Joppa                       TX     78605            Primary              Single Family
Pocomoke                    MD     21851            Primary              Single Family
Philadelphia                PA     19131            Primary              Single Family
Everman                     TX     76140            Primary              Single Family
Snow Hill                   MD     21863            Primary              Single Family
Ironton                     OH     45638            Primary              Single Family
Rutland                     IL     61358            Primary              Single Family
Charlotte                   NC     28269            Primary              Planned Unit Development
Easton                      PA     18045            Primary              Single Family
Baugh                       OK     74020            Primary              Single Family
Baugh                       OK     74020            Investor             Single Family
Temecula                    CA     92591            Primary              Planned Unit Development
Massillon                   OH     44647            Primary              Single Family
Palm Bay                    FL     32907            Second Home          Single Family
Bacone                      OK     74401            Primary              Single Family
Henderson                   LA     70517            Primary              Single Family
Bratenahl                   OH     44108            Investor             Two-to-Four Family
Trenton                     TN     38382            Primary              Single Family
Lawton                      OK     73505            Investor             Single Family
Saint Helen                 MI     48656            Primary              Single Family
Bakersfield                 CA     93306            Primary              Single Family
Charlotte                   NC     28262            Primary              Planned Unit Development
REDDING                     CA     96001            Primary              Single Family
Weehawken                   NJ     07086            Primary              Single Family
Abita Springs               LA     70420            Primary              Single Family
Crawfordsville              IN     47933            Primary              Single Family
Reynoldsburg                OH     43068            Primary              Single Family
Monroe                      LA     71202            Primary              Single Family
Incline Village             NV     89451            Primary              Single Family
Reynoldsburg                OH     43068            Primary              Single Family
North East                  PA     16428            Primary              Single Family
Mesa                        CO     81004            Primary              Single Family
Saint Louis                 MO     63115            Primary              Single Family
Cape Coral                  FL     33909            Primary              Single Family
Pittsfield                  ME     04967            Primary              Single Family
Elwood                      NY     11731            Primary              Single Family
Basin                       MS     39452            Primary              Single Family
Momence                     IL     60954            Primary              Single Family
Millersville                MD     21108            Primary              Planned Unit Development
San Leandro                 CA     94577            Primary              Condominium
San Leandro                 CA     94577            Primary              Condominium
Strawberry Plains           TN     37871            Primary              Single Family
Flanders                    NY     11901            Primary              Single Family
Jacksonville                FL     32218            Investor             Single Family
Bronx                       NY     10452            Primary              Two-to-Four Family
Cucamonga                   CA     91730            Primary              Planned Unit Development
Gary                        IN     46410            Primary              Single Family
Newburgh                    NY     12550            Primary              Single Family
Detroit                     MI     48205            Primary              Two-to-Four Family
Lawrenceburg                TN     38464            Primary              Single Family
Youngstown                  OH     44502            Investor             Single Family
Milford                     MI     48381            Primary              Single Family
Lawrence                    IN     46226            Primary              Single Family
Tampa                       FL     33626            Primary              Planned Unit Development
Wichita                     KS     67204            Primary              Single Family
Warren                      OH     44485            Primary              Single Family
Longwood                    FL     32779            Primary              Planned Unit Development
Croydon                     PA     19021            Primary              Single Family
Vallejo                     CA     94591            Primary              Single Family
Gretna                      LA     70053            Primary              Single Family
Chicago                     IL     60619            Primary              Two-to-Four Family
Eastend                     VA     23223            Investor             Single Family
Franklinville               NJ     08322            Primary              Single Family
Indianapolis                IN     46201            Investor             Single Family
Benton Harbor               MI     49022            Primary              Single Family
Colburn                     IN     47905            Primary              Single Family
Naples                      FL     34112            Primary              Single Family
Dover                       DE     19904            Primary              Single Family
Powell                      OH     43065            Primary              Single Family
Raytown                     MO     64129            Investor             Single Family
Bayside                     NY     11360            Primary              Two-to-Four Family
Tampa                       FL     33614            Primary              Single Family
Alexander City              AL     35010            Primary              Single Family
Sango                       TN     37042            Primary              Single Family
Abita Springs               LA     70420            Primary              Single Family
Ocala                       FL     34472            Primary              Single Family
Baton Rouge                 LA     70812            Investor             Single Family
Birmingham                  AL     35215            Primary              Single Family
Coshocton                   OH     43812            Primary              Single Family
Kalkaska                    MI     49646            Primary              Single Family
Moreno                      CA     92555            Primary              Single Family
Lemay                       MO     63125            Primary              Single Family
Portland                    ME     04103            Investor             Condominium
Dellwood                    MO     63136            Primary              Single Family
Macomb                      MI     48042            Primary              Single Family
Philadelphia                PA     19140            Primary              Two-to-Four Family
Kenner                      LA     70065            Primary              Two-to-Four Family
Owasso                      OK     74055            Primary              Single Family
Mira Loma                   CA     91752            Primary              Single Family
Coshocton                   OH     43812            Primary              Single Family
Kenner                      LA     70062            Primary              Single Family
Tulsa                       OK     74127            Primary              Single Family
Clarksville                 AR     72830            Primary              Single Family
Dixie                       LA     71107            Primary              Single Family
Fairborn                    OH     45324            Primary              Single Family
Miami                       FL     33176            Primary              Planned Unit Development
Tacoma                      WA     98446            Primary              Single Family
Elizabeth                   PA     15037            Primary              Two-to-Four Family
Barren                      IL     62812            Primary              Single Family
Barry Lakes                 NJ     07422            Primary              Planned Unit Development
Springfield                 OH     45504            Primary              Single Family
Cucamonga                   CA     91730            Primary              Planned Unit Development
Broken Arrow                OK     74011            Primary              Single Family
Newark                      NJ     07104            Primary              Two-to-Four Family
Saegertown                  PA     16433            Primary              Single Family
Brooklyn                    NY     11234            Primary              Two-to-Four Family
Brooklyn                    NY     11234            Primary              Two-to-Four Family
Amelia City                 FL     32034            Second Home          Planned Unit Development
Alpharetta                  GA     30004            Primary              Planned Unit Development
Lewiston                    ME     04240            Primary              Single Family
Chattanooga                 TN     37411            Investor             Single Family
Dayton                      OH     45459            Primary              Single Family
Flushing                    NY     11354            Primary              Single Family
Richmond                    VA     23222            Primary              Single Family
Tampa                       FL     33624            Primary              Planned Unit Development
Nora                        IN     46260            Investor             Condominium
Alameda                     CA     94501            Primary              Single Family
Birmingham                  AL     35215            Primary              Single Family
La Tijera                   CA     90043            Primary              Two-to-Four Family
Daytona Beach               FL     32114            Primary              Single Family
Poughkeepsie                NY     12601            Primary              Single Family
West Jordan                 UT     84084            Primary              Single Family
Fontana                     CA     92336            Primary              Single Family
Kansas City                 MO     64114            Primary              Single Family
Cimarron                    CA     90018            Investor             Two-to-Four Family
Saginaw                     MI     48601            Investor             Single Family
Dunbar                      WV     25064            Primary              Single Family
Philadelphia                PA     19149            Primary              Single Family
Memphis                     TN     38127            Primary              Single Family
Seymour                     CT     06483            Primary              Single Family
Middletown                  DE     19709            Primary              Single Family
Caro                        MI     48723            Primary              Single Family
Charlotte                   NC     28205            Primary              Single Family
Gracey                      KY     42232            Primary              Single Family
Chville                     VA     22901            Primary              Single Family
Avondale                    LA     70094            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Miami                       FL     33013            Primary              Single Family
West Jordan                 UT     84084            Primary              Single Family
Barr                        SC     29072            Primary              Single Family
Powderly                    TX     75473            Primary              Single Family
Detroit                     MI     48224            Primary              Single Family
Norco                       CA     92860            Primary              Single Family
Dayton                      OH     45459            Primary              Single Family
Obetz                       OH     43207            Primary              Single Family
Wheeler                     AR     72704            Primary              Single Family
Rising Fawn                 GA     30738            Primary              Single Family
Bellfntn                    OH     43311            Primary              Single Family
Roselle Park                NJ     07204            Primary              Single Family
Memphis                     TN     38109            Primary              Single Family
Yaphank                     NY     11980            Primary              Condominium
Canton                      OH     44705            Primary              Single Family
Tahlequah                   OK     74464            Primary              Single Family
Gorham                      ME     04038            Primary              Single Family
Metairie                    LA     70003            Primary              Two-to-Four Family
Memphis                     TN     38127            Primary              Single Family
Willeys                     IL     62568            Primary              Single Family
Arkoma                      OK     74901            Primary              Single Family
Clearwater                  FL     33764            Primary              Condominium
Fishkill                    NY     12524            Primary              Single Family
Bellaire                    TX     77401            Primary              Single Family
New Smyrna Beach            FL     32168            Primary              Planned Unit Development
Moss Point                  MS     39581            Primary              Single Family
Hanford                     CA     93230            Primary              Single Family
Lohrville                   WI     54970            Primary              Single Family
Somerville                  MA     02145            Primary              Single Family
Thornville                  OH     43076            Primary              Single Family
Concord                     OH     44077            Primary              Single Family
Savannah                    GA     31406            Primary              Single Family
Aliq                        PA     15001            Primary              Single Family
Cincinnati                  OH     45204            Investor             Single Family
Cleveland                   OH     44128            Primary              Condominium
Docena                      AL     35060            Primary              Single Family
Tulsa                       OK     74107            Primary              Single Family
MULDROW                     OK     74948            Primary              Single Family
Ormond Beach                FL     32174            Primary              Single Family
Jackson                     MS     39206            Primary              Single Family
Jackson                     MS     39206            Investor             Single Family
Compton                     CA     90220            Primary              Single Family
Compton                     CA     90220            Primary              Single Family
Pine Bush                   NY     12566            Primary              Single Family
Marion                      IN     46952            Primary              Single Family
Ldhl                        FL     33313            Second Home          Condominium
Topeka                      KS     66610            Primary              Single Family
Detroit                     MI     48228            Investor             Single Family
Yonkers                     NY     10703            Primary              Two-to-Four Family
Pomona                      CA     91767            Primary              Planned Unit Development
Orlando                     FL     32811            Primary              Single Family
Shreveport                  LA     71108            Investor             Single Family
Galesburg                   MI     49053            Primary              Single Family
Wyoming                     MI     49509            Primary              Single Family
Concord                     CA     94521            Primary              Single Family
Dresser                     IN     47885            Investor             Single Family
Dillon                      CO     80435            Primary              Single Family
Philadelphia                PA     19139            Investor             Single Family
Manorville                  NY     11949            Primary              Single Family
Hayward                     CA     94544            Primary              Planned Unit Development
West End                    PA     17102            Investor             Single Family
WARREN                      MI     48089            Primary              Single Family
Roswell                     GA     30075            Primary              Planned Unit Development
Dayton                      OH     45404            Primary              Single Family
Tulsa                       OK     74114            Primary              Single Family
Carson City                 NV     89706            Primary              Single Family
Davie                       FL     33332            Primary              Planned Unit Development
Orlando                     FL     32819            Primary              Single Family
Monroe                      WA     98272            Primary              Single Family
Brooklyn                    NY     11207            Primary              Single Family
Easton                      PA     18045            Primary              Single Family
Finger                      NC     28124            Primary              Single Family
Grand Blanc                 MI     48439            Primary              Single Family
Milford                     OH     45150            Primary              Single Family
Akron                       OH     44321            Primary              Single Family
Saint Louis                 MO     63115            Primary              Single Family
Stafford                    VA     22556            Primary              Single Family
Washington                  GA     30673            Primary              Single Family
Villa Grove                 IL     61956            Primary              Single Family
Sault Sainte Marie          MI     49783            Primary              Single Family
Elwood                      IN     46036            Primary              Single Family
Ocala                       FL     34472            Primary              Single Family
Bronx                       NY     10452            Primary              Two-to-Four Family
Hamilton                    MD     21214            Primary              Single Family
Riverview                   FL     33569            Primary              Planned Unit Development
Wichita                     KS     67213            Primary              Single Family
Mattawan                    MI     49071            Primary              Single Family
Stafford                    VA     22556            Primary              Single Family
Dunn                        NC     28334            Primary              Single Family
Alta Loma                   CA     91737            Primary              Single Family
Alta Loma                   CA     91737            Primary              Single Family
Mexico                      MO     65265            Investor             Single Family
Mesquite                    TX     75149            Investor             Single Family
Glenville                   CT     06831            Primary              Single Family
Phoenix                     AZ     85022            Primary              Planned Unit Development
Hayward                     CA     94541            Primary              Single Family
Clarksburg                  MD     20871            Primary              Single Family
Jackson                     MS     39204            Investor             Single Family
Venice                      FL     34292            Primary              Planned Unit Development
Colonial Heights            VA     23834            Primary              Single Family
Camden                      NJ     08103            Primary              Single Family
Spencer                     OK     73084            Primary              Single Family
Wellston                    MO     63112            Second Home          Single Family
Hayward                     CA     94541            Primary              Single Family
Roanoke                     VA     24016            Investor             Single Family
Heer Park                   NY     11757            Primary              Single Family
Harrison                    TN     37341            Primary              Single Family
Pryor                       CO     81089            Primary              Single Family
Dallas                      TX     75235            Primary              Single Family
Mesquite                    TX     75149            Investor             Single Family
Mesquite                    TX     75149            Investor             Single Family
Parkview                    OH     44126            Primary              Single Family
Slaton                      TX     79364            Primary              Single Family
Bassett                     CA     91746            Primary              Single Family
Eglon                       WA     98346            Primary              Single Family
Bel Nor                     MO     63121            Primary              Single Family
Cabot                       AR     72023            Primary              Single Family
Toledo                      OH     43613            Primary              Single Family
Rock Island                 IL     61201            Primary              Single Family
Beaufort                    SC     29907            Primary              Single Family
Charlotte                   NC     28205            Primary              Single Family
Massapequa                  NY     11758            Primary              Single Family
Bardwell                    OH     45154            Primary              Single Family
Staten Island               NY     10309            Primary              Planned Unit Development
Vallejo                     CA     94590            Primary              Single Family
Arleta                      CA     91331            Primary              Single Family
Tulsa                       OK     74145            Primary              Single Family
Columbia                    SC     29205            Primary              Single Family
Lancaster                   KY     40444            Primary              Single Family
Memphis                     TN     38127            Primary              Single Family
Evansville                  IN     47714            Primary              Single Family
Passyunk                    PA     19148            Investor             Single Family
Brookville                  OH     45309            Primary              Single Family
Akron                       OH     44306            Primary              Single Family
Payne                       OH     45880            Primary              Single Family
                            NC     28162            Primary              Single Family
Arlington                   TX     76014            Primary              Single Family
Seattle                     WA     98125            Primary              Condominium
Mounds                      OK     74047            Primary              Single Family
Walden                      NY     12586            Primary              Single Family
Allentown                   PA     18103            Primary              Single Family
Ocala                       FL     34472            Primary              Single Family
Philadelphia                PA     19150            Primary              Single Family
Philadelphia                PA     19142            Second Home          Single Family
Riverdale                   GA     30296            Investor             Single Family
McRae                       AR     72102            Primary              Single Family
Rockford                    IL     61107            Primary              Single Family
Transfer                    PA     16154            Primary              Single Family
Newark                      DE     19702            Primary              Single Family
Denver                      CO     80216            Primary              Single Family
Rockford                    IL     61107            Primary              Single Family
Hardwick                    NJ     07825            Primary              Single Family
Sun City                    CA     92586            Primary              Condominium
Sacramento                  CA     95842            Primary              Single Family
Bywood                      PA     19082            Investor             Single Family
Toledo                      OH     43606            Primary              Single Family
Calumet City                IL     60409            Primary              Single Family
Elwood                      IN     46036            Primary              Single Family
Lorane                      PA     19606            Primary              Single Family
Rexmont                     PA     17085            Primary              Single Family
East Tawas                  MI     48730            Primary              Single Family
Holly Hill                  FL     32117            Second Home          Single Family
West Columbia               SC     29172            Primary              Single Family
Elbert                      CO     80106            Primary              Single Family
Brookville                  OH     45309            Primary              Single Family
Dallas                      TX     75246            Investor             Two-to-Four Family
Brooklyn                    NY     11221            Primary              Two-to-Four Family
Old Hickory                 TN     37138            Primary              Single Family
Bergenfield                 NJ     07621            Primary              Single Family
Hammond                     IN     46323            Primary              Single Family
Sacramento                  CA     95842            Primary              Single Family
Middletown                  OH     45044            Primary              Single Family
Tucson                      AZ     85742            Primary              Single Family
Greenacres                  FL     33463            Primary              Planned Unit Development
Miami                       FL     33178            Primary              Planned Unit Development
Boston                      MA     02121            Primary              Two-to-Four Family
Colerain                    OH     45251            Primary              Single Family
Murray City                 OH     43144            Primary              Single Family
Jamaica                     NY     11434            Primary              Two-to-Four Family
Tulsa                       OK     74114            Primary              Single Family
Sharon                      PA     16146            Investor             Single Family
Tucson                      AZ     85742            Primary              Single Family
Crestview                   FL     32539            Primary              Single Family
Aurora                      CO     80013            Primary              Planned Unit Development
Chapel Hill                 NC     27516            Primary              Planned Unit Development
Kissimmee                   FL     34759            Primary              Planned Unit Development
Reno                        NV     89506            Primary              Planned Unit Development
Fontana                     CA     92336            Primary              Single Family
Lemont                      IL     60440            Primary              Single Family
Weare                       NH     03281            Primary              Two-to-Four Family
Newburgh                    NY     12550            Primary              Single Family
Granville                   TN     38564            Primary              Single Family
Monument                    CO     80132            Primary              Single Family
Evesham                     NJ     08053            Primary              Single Family
Westgate                    NY     14624            Primary              Single Family
Rockford                    IL     61102            Primary              Single Family
Youngstown                  OH     44511            Primary              Single Family
Burlington                  NC     27217            Primary              Single Family
Detroit                     MI     48228            Primary              Single Family
Calcutta                    OH     43920            Investor             Single Family
Knauers                     PA     19540            Primary              Single Family
Rocky Point                 NY     11778            Primary              Single Family
Cloquet                     MN     55720            Primary              Single Family
Fort Myers                  FL     33901            Primary              Single Family
Limington                   ME     04049            Primary              Single Family
Grottoes                    VA     24441            Primary              Single Family
Lakemore                    OH     44250            Primary              Single Family
Avery                       AR     71639            Primary              Single Family
Peabody                     MA     01960            Primary              Single Family
Jamestown                   IL     62275            Primary              Single Family
Harrison                    TN     37341            Primary              Single Family
Gretna                      LA     70056            Primary              Single Family
Ellenwood                   GA     30294            Primary              Single Family
Midland                     TX     79705            Primary              Single Family
Auburndale                  FL     33823            Primary              Single Family
Oaklandon                   IN     46235            Primary              Single Family
Obetz                       OH     43207            Primary              Single Family
Galaxy                      SC     29209            Second Home          Single Family
Wonder Lake                 IL     60097            Primary              Single Family
Caro                        MI     48723            Primary              Single Family
Staten Island               NY     10310            Primary              Single Family
Akron                       OH     44310            Primary              Single Family
Westland                    MI     48185            Primary              Condominium
Milford                     PA     18337            Primary              Planned Unit Development
Marysville                  WA     98270            Primary              Planned Unit Development
Philadelphia                PA     19115            Primary              Single Family
Tampa                       FL     33604            Primary              Single Family
Sun City                    AZ     85387            Primary              Single Family
San Diego                   CA     92105            Primary              Single Family
Arleta                      CA     91331            Primary              Single Family
Black Jack                  MO     63033            Primary              Single Family
Elyria                      OH     44035            Primary              Single Family
Fairborn                    OH     45324            Primary              Single Family
Key West                    FL     33040            Primary              Single Family
Saydel                      IA     50313            Primary              Single Family
Tonawanda                   NY     14150            Investor             Single Family
Southpoint                  OH     45680            Primary              Single Family
Kissimmee                   FL     34741            Primary              Planned Unit Development
Naranja                     FL     33032            Primary              Single Family
Phoenix                     AZ     85022            Primary              Planned Unit Development
Pittsburgh                  PA     15241            Primary              Single Family
Montz                       LA     70068            Primary              Single Family
Progress                    OR     97005            Primary              Planned Unit Development
Salem                       OK     74437            Primary              Single Family
Wharton                     NJ     07885            Primary              Single Family
Sullivan                    ME     04664            Primary              Single Family
Saginaw                     MI     48602            Primary              Single Family
Waco                        OH     44707            Investor             Single Family
Waco                        OH     44707            Primary              Single Family
Bend                        OR     97701            Primary              Single Family
Lakewood                    IL     60014            Primary              Single Family
Miami                       FL     33169            Primary              Single Family
Damascus                    MD     20872            Primary              Single Family
Steuben                     NY     13354            Primary              Single Family
Buffalo                     NY     14213            Investor             Two-to-Four Family
Monument                    CO     80132            Primary              Single Family
Mars Hill                   NC     28754            Primary              Single Family
Virginia Beach              VA     23464            Primary              Planned Unit Development
Englewood                   CO     80111            Primary              Planned Unit Development
Monessen                    PA     15062            Investor             Single Family
Hawley                      CO     81067            Primary              Single Family
Chapel Hill                 NC     27516            Primary              Planned Unit Development
Ironwood                    MI     49938            Primary              Single Family
Fontana                     CA     92336            Primary              Single Family
New Orleans                 LA     70124            Primary              Single Family
Marne                       OH     43055            Primary              Single Family
Conroe                      TX     77302            Primary              Planned Unit Development
Middletown                  DE     19709            Primary              Single Family
CAMPBELL                    NY     14821            Primary              Single Family
Baldy Mesa                  CA     92392            Primary              Single Family
Baldy Mesa                  CA     92392            Primary              Single Family
Ocala                       FL     34472            Primary              Single Family
Sharon Hill                 PA     19079            Primary              Single Family
Forks                       PA     18040            Primary              Single Family
Albion                      NY     14411            Primary              Single Family
Conover                     NC     28613            Primary              Single Family
Conroe                      TX     77302            Primary              Planned Unit Development
Newark                      NJ     07114            Primary              Two-to-Four Family
Pomona                      CA     91768            Primary              Single Family
Erie                        PA     16510            Primary              Single Family
Stilwell                    KS     66085            Primary              Planned Unit Development
Lawrence                    IN     46226            Investor             Condominium
Los Angeles                 CA     90042            Primary              Single Family
Marne                       OH     43055            Investor             Single Family
Mattawan                    MI     49071            Primary              Single Family
Sullivan                    ME     04664            Primary              Single Family
Black Jack                  MO     63033            Primary              Single Family
Pulaski                     VA     24301            Primary              Single Family
Aurora                      CO     80013            Primary              Planned Unit Development
Brockton                    MA     02301            Primary              Single Family
Hendersonville              NC     28791            Primary              Single Family
Poland                      OH     44514            Primary              Single Family
Avondale                    LA     70094            Primary              Single Family
West Palm Beach             FL     33405            Primary              Condominium
Phoenix                     AZ     85008            Investor             Single Family
Detroit                     MI     48203            Investor             Single Family
Deltona                     FL     32725            Primary              Single Family
Akron                       OH     44303            Primary              Single Family
Waynesboro                  TN     38485            Primary              Single Family
Goodyear                    AZ     85338            Primary              Planned Unit Development
Berkeley                    NJ     08757            Primary              Planned Unit Development
Cathedral City              CA     92234            Primary              Single Family
Naples                      FL     34117            Primary              Single Family
Cave Creek                  AZ     85331            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Riviera Beach               FL     33418            Primary              Single Family
Medina                      OH     44256            Primary              Single Family
Washington Park             IL     62204            Investor             Single Family
Brooksville                 FL     34610            Primary              Single Family
Poland                      OH     44514            Primary              Single Family
Tuckerton                   NJ     08087            Primary              Single Family
Keyport                     NJ     07735            Primary              Single Family
Dallas                      TX     75204            Investor             Condominium
Sabraton                    WV     26505            Primary              Single Family
Denver                      CO     80207            Primary              Single Family
Baton Rouge                 LA     70812            Primary              Single Family
Wantagh                     NY     11793            Primary              Single Family
Monrovia                    CA     91016            Primary              Single Family
Los Angeles                 CA     90042            Primary              Single Family
Lancaster                   OH     43130            Primary              Single Family
Savannah                    GA     31401            Investor             Single Family
Dunn                        NC     28334            Primary              Single Family
Mill Creek                  PA     17060            Primary              Single Family
Tampa                       FL     33626            Primary              Planned Unit Development
Streetsboro                 OH     44241            Primary              Single Family
Newark                      DE     19711            Primary              Single Family
Miami                       FL     33176            Primary              Planned Unit Development
Farrell                     PA     16121            Primary              Single Family
Liberty                     MO     64068            Primary              Planned Unit Development
Leroy                       NY     14482            Primary              Single Family
Goodyear                    AZ     85338            Primary              Planned Unit Development
Sun City                    AZ     85387            Primary              Single Family
Fort Pierce                 FL     34984            Primary              Single Family
Bakersfield                 CA     93304            Primary              Single Family
Dix Hills                   NY     11746            Investor             Single Family
Fairborn                    OH     45324            Primary              Single Family
Grand Rapids                OH     43522            Primary              Single Family
Hampstead                   NC     28443            Second Home          Single Family
Virden                      IL     62690            Primary              Single Family
Hendersonville              NC     28791            Primary              Single Family
Wilson                      NC     27896            Primary              Single Family
Otto                        MO     63052            Primary              Planned Unit Development
Salem                       OH     44460            Primary              Single Family
ROCKY COMFORT               MO     64861            Primary              Single Family
San Diego                   CA     92154            Primary              Condominium
Cleveland                   OH     44102            Investor             Single Family
Wernersville                PA     19565            Primary              Single Family
Taft                        CA     93268            Primary              Single Family
Seattle                     WA     98125            Primary              Condominium
Roscoe                      IL     61073            Primary              Single Family
Livermore                   CA     94551            Primary              Single Family
Bay Point                   NY     11963            Second Home          Single Family
Brooksville                 FL     34604            Primary              Single Family
Livermore                   CA     94551            Primary              Single Family
Mansfield                   OH     44905            Primary              Single Family
Ryland                      KY     41015            Primary              Single Family
Jackson                     MS     39209            Investor             Single Family
Commack                     NY     11725            Primary              Single Family
Apple Valley                CA     92308            Primary              Single Family
Wilmington                  DE     19801            Primary              Single Family
Waukesha                    WI     53189            Primary              Single Family
Meriden                     CT     06451            Primary              Two-to-Four Family
San Diego                   CA     92154            Primary              Condominium
Riviera Beach               FL     33404            Primary              Single Family
Miami                       FL     33013            Primary              Single Family
Wheatfield                  NY     14304            Primary              Single Family
Greene                      NY     13778            Primary              Single Family
                            NY     11986            Primary              Single Family
Apple Valley                CA     92308            Primary              Single Family
Fort Pierce                 FL     34984            Primary              Single Family
Otto                        MO     63052            Primary              Planned Unit Development
Long Beach                  CA     90814            Primary              Condominium
Long Beach                  CA     90814            Primary              Condominium
Lodi                        CA     95240            Primary              Single Family
Lodi                        CA     95240            Primary              Single Family
Plainfield                  IL     60544            Primary              Planned Unit Development
Amityville                  NY     11701            Primary              Single Family
Trenton                     TN     38382            Primary              Single Family
Amityville                  NY     11701            Primary              Single Family
Virginia Beach              VA     23464            Primary              Planned Unit Development
Rochester                   NY     14609            Primary              Single Family
Murdock                     OH     45140            Investor             Single Family
Boardman                    OH     44512            Primary              Single Family
Cave Creek                  AZ     85331            Primary              Planned Unit Development
Watts                       CA     90044            Investor             Single Family
Lynchburg                   VA     24504            Primary              Single Family
Oakridge                    OR     97463            Primary              Single Family
Hayward                     CA     94544            Primary              Planned Unit Development
Las Vegas                   NV     89101            Investor             Two-to-Four Family
Canton                      OH     44705            Primary              Single Family
Seattle                     WA     98108            Second Home          Single Family
Branch #1                   NV     89704            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
San Diego                   CA     92113            Primary              Single Family
Orange                      NJ     07050            Primary              Single Family
Vandalia                    NC     27406            Investor             Single Family
Kansas City                 MO     64157            Primary              Planned Unit Development
Mansfield                   OH     44905            Primary              Single Family
Wilson                      NC     27896            Primary              Single Family
Knoxville                   TN     37917            Primary              Single Family
Sandersdale                 MA     01550            Primary              Two-to-Four Family
Walnut Park                 CA     90255            Primary              Single Family
Monroe                      WA     98272            Primary              Single Family
Columbus                    OH     43204            Primary              Single Family
Basin                       MS     39452            Primary              Single Family
Tarpon Springs              FL     34689            Second Home          Single Family
West Adams                  CA     90016            Primary              Condominium
West Adams                  CA     90016            Primary              Condominium
Houston                     TX     77011            Investor             Two-to-Four Family
Leroy                       NY     14482            Primary              Single Family
Chesapeake                  OH     45619            Investor             Two-to-Four Family
Karns                       TN     37921            Primary              Single Family
Waynesfield                 OH     45896            Primary              Single Family
Oak Point                   TX     75068            Primary              Planned Unit Development
Mesa                        AZ     85213            Primary              Single Family
Sherwood                    AR     72120            Primary              Single Family
Watts                       CA     90044            Primary              Single Family
Seal Beach                  CA     90740            Primary              Planned Unit Development
Elbert                      CO     80106            Primary              Single Family
CENTRAL ISLIP               NY     11722            Primary              Single Family
Parkland                    FL     33067            Primary              Planned Unit Development
Clover                      SC     29710            Primary              Single Family
Salem                       OH     44460            Primary              Single Family
Buffalo                     NY     14218            Investor             Two-to-Four Family
Grand Rapids                OH     43522            Primary              Single Family
Miami                       FL     33178            Primary              Planned Unit Development
Lancaster                   OH     43130            Primary              Single Family
                            CA     93314            Primary              Single Family
Cozy Lake                   NJ     07438            Primary              Single Family
Chicago Ridge               IL     60415            Primary              Single Family
Commerce                    MI     48390            Primary              Single Family
DOUGLAS                     GA     31533            Primary              Single Family
Oxnard                      CA     93033            Primary              Single Family
Asheville                   NC     28803            Primary              Single Family
Karns                       TN     37921            Primary              Single Family
Stanwood                    MI     49346            Second Home          Single Family
Miami                       FL     33015            Primary              Single Family
Lubbock                     TX     79424            Investor             Two-to-Four Family
Auburn                      WA     98092            Primary              Single Family
Unity                       WI     54488            Investor             Single Family
Newtown                     OH     45244            Primary              Single Family
Crystal River               FL     34429            Primary              Single Family
Bakersfield                 CA     93304            Primary              Single Family
Denver                      CO     80249            Primary              Single Family
Cozy Lake                   NJ     07438            Primary              Single Family
Chicago                     IL     60636            Investor             Two-to-Four Family
Naranja                     FL     33033            Primary              Single Family
Wilmington                  DE     19801            Investor             Single Family
Stuart                      FL     34996            Primary              Condominium
Vernon                      CT     06066            Primary              Single Family
Orlando                     FL     32837            Primary              Single Family
Mars Hill                   NC     28754            Primary              Single Family
Lomita                      CA     90717            Primary              Two-to-Four Family
Albany                      GA     31705            Primary              Single Family
Milton                      FL     32583            Investor             Single Family
Hermiston                   OR     97838            Primary              Single Family
South Gate                  CA     90280            Primary              Single Family
Lancaster                   PA     17603            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
Temecula                    CA     92592            Primary              Single Family
San Antonio                 TX     78210            Primary              Single Family
Rochester                   NY     14617            Primary              Single Family
Grottoes                    VA     24441            Primary              Single Family
West Palm Beach             FL     33405            Primary              Condominium
Springfield                 MI     49015            Primary              Single Family
Hazelwood                   NC     28786            Primary              Single Family
Orlando                     FL     32839            Primary              Condominium
Clover                      SC     29710            Primary              Single Family
Westmorland                 CA     92281            Investor             Single Family
Riverview                   MO     63137            Investor             Single Family
Drew                        LA     70607            Primary              Single Family
Parkdale                    OH     45240            Investor             Single Family
Cleveland                   OH     44106            Primary              Single Family
Mansfield                   OH     44906            Primary              Single Family
Baltimore                   MD     21228            Primary              Single Family
Muhlenberg                  NJ     07060            Primary              Single Family
Troy                        IL     62294            Primary              Single Family
Detroit                     MI     48205            Primary              Single Family
Douglas                     GA     31533            Primary              Single Family
Greenbush                   VT     05151            Primary              Single Family
East Islip                  NY     11730            Primary              Single Family
Cleveland                   OH     44106            Primary              Single Family
Cheyenne                    WY     82007            Investor             Two-to-Four Family
Wharton                     NJ     07885            Primary              Single Family
Englewood                   CO     80111            Primary              Planned Unit Development
Norco                       CA     92860            Primary              Single Family
Norwalk                     CA     90650            Primary              Single Family
Lomita                      CA     90717            Primary              Two-to-Four Family
Grayson                     CA     95363            Primary              Single Family
Atchison                    KS     66002            Primary              Single Family
Concord                     NC     28025            Primary              Planned Unit Development
Lauderhill                  FL     33311            Investor             Single Family
Miner                       MO     63801            Primary              Single Family
Hoschton                    GA     30548            Primary              Single Family
Asheville                   NC     28803            Primary              Single Family
Elmira                      NY     14904            Investor             Single Family
Central Islip               NY     11722            Primary              Single Family
Staten Island               NY     10304            Primary              Two-to-Four Family
Brooklyn                    NY     11212            Primary              Two-to-Four Family
Albuquerque                 NM     87121            Primary              Single Family
Carmel                      IN     46032            Primary              Single Family
Defiance                    OH     43512            Primary              Single Family
Hermiston                   OR     97838            Primary              Single Family
Mount Pleasant              MI     48858            Primary              Single Family
Farmingdale                 NY     11735            Primary              Single Family
Gilmore                     MO     63385            Primary              Single Family
Arnold                      PA     15068            Primary              Single Family
Albuquerque                 NM     87121            Primary              Single Family
Forest Park                 GA     30297            Primary              Single Family
Asheville                   NC     28806            Primary              Single Family
Reva                        VA     22701            Primary              Planned Unit Development
Houston                     TX     77075            Primary              Single Family
Amityville                  NY     11701            Primary              Single Family
Grayson                     CA     95363            Primary              Single Family
Palo Alto                   CA     94303            Investor             Single Family
Concord                     CA     94521            Primary              Single Family
Astoria                     NY     11102            Primary              Single Family
Detroit                     MI     48218            Primary              Single Family
Kansas City                 MO     64130            Investor             Single Family
Rochester                   NY     14617            Primary              Single Family
SEARCY                      AR     72143            Primary              Single Family
LAKE CHARLES                LA     70601            Primary              Single Family
North Highlands             CA     95660            Primary              Single Family
Gilmore                     MO     63385            Primary              Single Family
San Antonio                 TX     78210            Primary              Single Family
Rochester                   NY     14609            Primary              Single Family
Hicksville                  NY     11801            Primary              Single Family
Chicago                     IL     60628            Primary              Single Family
New Athens                  OH     43981            Primary              Single Family
Macedonia                   OH     44056            Primary              Single Family
Mount Vernon                OH     43050            Investor             Single Family
Denver                      CO     80123            Primary              Planned Unit Development
Standale                    MI     49504            Primary              Single Family
Brunswick                   OH     44212            Primary              Single Family
Brunswick                   OH     44212            Primary              Single Family
Chicago                     IL     60827            Primary              Single Family
Black Forest                CO     80908            Primary              Single Family
Miami                       FL     33162            Primary              Single Family
Walnut Park                 CA     90255            Primary              Single Family
Caruth                      MO     63857            Primary              Single Family
Allen                       TX     75013            Primary              Planned Unit Development
Lake Elsinore               CA     92530            Primary              Single Family
Black Forest                CO     80908            Primary              Single Family
Houston                     TX     77084            Primary              Planned Unit Development
Oak Lane                    PA     19126            Primary              Single Family
Cleveland                   OH     44137            Primary              Single Family
Clintonville                WI     54929            Primary              Single Family
Powell                      OH     43065            Primary              Single Family
Hiller                      PA     15444            Primary              Single Family
Wichita                     KS     67218            Primary              Single Family
Orlando                     FL     32808            Investor             Single Family
Ronkonkoma                  NY     11779            Primary              Single Family
Kalamazoo                   MI     49001            Primary              Single Family
Slidell                     LA     70461            Primary              Single Family
Hi Vista                    CA     93535            Primary              Single Family
Appleton                    WI     54915            Investor             Single Family
Newark                      DE     19702            Primary              Single Family
Toledo                      OH     43613            Primary              Single Family
Aurora                      CO     80220            Primary              Single Family
Joplin                      MO     64804            Primary              Single Family
National City               CA     91950            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Manawa                      WI     54949            Primary              Single Family
Alexandria                  IN     46001            Primary              Single Family
Riverview                   MO     63137            Primary              Single Family
Branch #1                   NV     89704            Primary              Single Family
Compton                     CA     90221            Primary              Single Family
Eagle Point                 OR     97524            Primary              Single Family
Saint Joseph                MO     64505            Primary              Single Family
Harristown                  IL     62537            Primary              Single Family
Port Ewen                   NY     12466            Primary              Single Family
Piqua                       OH     45356            Primary              Single Family
Reno                        NV     89506            Primary              Planned Unit Development
PULTENEY                    NY     14874            Primary              Two-to-Four Family
Parkland                    FL     33067            Primary              Planned Unit Development
Jacksonville                FL     32256            Primary              Planned Unit Development
Canton                      MI     48188            Primary              Single Family
Suffolk                     VA     23434            Primary              Single Family
Pittsburgh                  PA     15214            Investor             Two-to-Four Family
Canton                      MI     48188            Primary              Single Family
Macomb                      MI     48042            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Bay City                    MI     48708            Primary              Single Family
Dover                       NJ     07801            Primary              Single Family
Dix Hills                   NY     11746            Investor             Single Family
Denton                      TX     76210            Primary              Planned Unit Development
Miami                       FL     33056            Primary              Planned Unit Development
Colorado Springs            CO     80904            Primary              Single Family
Colorado Springs            CO     80904            Primary              Single Family
Basin                       MS     39452            Primary              Single Family
Moncla                      LA     71351            Second Home          Single Family
Venice                      FL     34287            Primary              Single Family
Fairfield                   CA     94534            Primary              Single Family
Chicago                     IL     60614            Primary              Condominium
Rush                        OH     44683            Investor             Single Family
Virginia Beach              VA     23464            Primary              Single Family
Brooklyn                    NY     11203            Primary              Two-to-Four Family
Suffolk                     VA     23434            Primary              Single Family
Santa Rosa                  CA     95401            Primary              Single Family
Dallas                      TX     75214            Primary              Single Family
Chandler                    AZ     85249            Primary              Planned Unit Development
Colton                      CA     92324            Primary              Single Family
Ocoee                       FL     34761            Primary              Planned Unit Development
FLOSSMOOR                   IL     60422            Primary              Single Family
Shirley                     NY     11967            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Bobo                        MS     38614            Primary              Single Family
Detroit                     MI     48205            Investor             Single Family
Lumberton                   NJ     08048            Primary              Single Family
Poughquag                   NY     12570            Primary              Single Family
Waldorf                     MD     20602            Investor             Planned Unit Development
Jamaica                     NY     11434            Primary              Single Family
Columbia                    TN     38401            Primary              Single Family
Tull                        AR     72015            Primary              Single Family
Bexley                      OH     43209            Primary              Single Family
Freeport                    NY     11520            Primary              Single Family
Bay City                    MI     48706            Primary              Single Family
Wantagh                     NY     11793            Primary              Single Family
Meads                       KY     41101            Primary              Single Family
Toledo                      OH     43612            Primary              Single Family
Aurora                      CO     80220            Primary              Single Family
Carson                      CA     90810            Primary              Single Family
Hudson                      NH     03051            Primary              Single Family
Saegertown                  PA     16433            Primary              Single Family
Orlando                     FL     32809            Primary              Condominium
Batavia                     OH     45103            Primary              Single Family
Hi Vista                    CA     93535            Primary              Single Family
Marietta                    GA     30008            Primary              Single Family
Ink                         OH     44883            Primary              Single Family
Stuart                      FL     34996            Primary              Condominium
LINCOLNTON                  NC     28092            Primary              Single Family
Jackson                     MS     39213            Investor             Single Family
Greenville                  AL     36037            Primary              Single Family
Toledo                      OH     43611            Investor             Two-to-Four Family
Columbia                    SC     29223            Primary              Single Family
Charlotte                   NC     28262            Primary              Planned Unit Development
Houston                     TX     77015            Primary              Planned Unit Development
Burlington                  NC     27217            Primary              Single Family
Oakville                    MO     63129            Primary              Single Family
Bexley                      OH     43209            Primary              Single Family
Wilmington                  NC     28409            Primary              Single Family
Kansas City                 MO     64128            Primary              Single Family
Warren                      MI     48091            Primary              Single Family
Pennington                  NJ     08534            Primary              Single Family
Palm Harbor                 FL     34683            Primary              Single Family
Columbia                    TN     38401            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Moreno                      CA     92555            Primary              Planned Unit Development
El Toro                     CA     92630            Primary              Condominium
El Toro                     CA     92630            Primary              Condominium
Moreno Valley               CA     92557            Primary              Single Family
Leucadia                    CA     92024            Investor             Planned Unit Development
Sylvania                    OH     43560            Primary              Single Family
Concord                     NC     28025            Primary              Planned Unit Development
Jackson                     MS     39213            Primary              Single Family
Houston                     TX     77015            Primary              Planned Unit Development
Naples                      FL     34116            Primary              Single Family
Riverview                   FL     33569            Primary              Planned Unit Development
Canton                      OH     44706            Primary              Single Family
Keller                      IN     47802            Primary              Single Family
Washington                  DC     20002            Investor             Single Family
Sylvania                    OH     43560            Primary              Single Family
Detroit                     MI     48205            Primary              Single Family
Wonder Lake                 IL     60097            Primary              Single Family
La Tijera                   CA     90043            Primary              Single Family
Jackson                     MS     39209            Investor             Single Family
Riverview                   FL     33569            Primary              Planned Unit Development
Fort Edward                 NY     12828            Second Home          Single Family
Marion                      AR     72364            Primary              Single Family
Jamaica                     NY     11413            Primary              Single Family
Youngstown                  OH     44511            Primary              Single Family
Harrisonville               MO     64701            Primary              Single Family
Hanford                     CA     93230            Primary              Single Family
Boise                       ID     83704            Primary              Single Family
Fairway                     KS     66205            Investor             Single Family
Phoenix                     AZ     85043            Primary              Single Family
National City               CA     91950            Primary              Single Family
Chandler                    AZ     85249            Primary              Planned Unit Development
Akron                       OH     44302            Investor             Single Family
Aberdeen                    MD     21001            Primary              Single Family
Harrisonville               MO     64701            Primary              Single Family
Lakeland                    FL     33809            Primary              Single Family
Detroit                     MI     48214            Primary              Single Family
Wilmington                  NC     28405            Primary              Single Family
Dellwood                    MO     63136            Primary              Single Family
Gibsonia                    FL     33805            Primary              Single Family
Sedona                      AZ     86336            Primary              Single Family
Murrieta                    CA     92563            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Cheshire                    CT     06410            Primary              Single Family
Dalton                      NH     03598            Primary              Single Family
Albuquerque                 NM     87120            Primary              Single Family
NEW ORLEANS                 LA     70117            Primary              Single Family
Pekin                       OH     44657            Primary              Single Family
Fairfield                   CA     94534            Primary              Single Family
Palm Harbor                 FL     34683            Primary              Single Family
Orlando                     FL     32839            Primary              Condominium
Greenwell Springs           LA     70739            Primary              Single Family
Forest Park                 GA     30297            Primary              Single Family
Yucca Valley                CA     92284            Primary              Single Family
Mount Vernon                OH     43050            Investor             Single Family
Somerton                    OH     43713            Primary              Single Family
ENTERPRISE                  AL     36330            Primary              Single Family
Phoenix                     AZ     85014            Primary              Single Family
Augusta                     GA     30909            Primary              Planned Unit Development
Cave Creek                  AZ     85331            Primary              Planned Unit Development
Dallas                      TX     75214            Primary              Single Family
Temecula                    CA     92592            Primary              Single Family
Norbeck                     MD     20906            Primary              Single Family
Menasha                     WI     54952            Primary              Single Family
Goodrich                    MI     48438            Primary              Condominium
Leland                      NC     28451            Primary              Single Family
Pittsburgh                  PA     15236            Primary              Single Family
Franklinville               NJ     08322            Primary              Single Family
Lafayette                   GA     30728            Primary              Single Family
Mandeville                  LA     70471            Primary              Single Family
Plyler                      NC     28001            Primary              Single Family
East Haddam                 CT     06423            Primary              Single Family
Asheville                   NC     28805            Primary              Planned Unit Development
Calhoun                     GA     30701            Investor             Single Family
Baxter                      AR     71638            Primary              Single Family
Walker                      MI     49544            Primary              Single Family
San Jose                    CA     95118            Primary              Single Family
New Smyrna Beach            FL     32168            Primary              Planned Unit Development
Boise                       ID     83704            Primary              Single Family
La Tijera                   CA     90043            Primary              Single Family
East Brunswick              NJ     08816            Primary              Single Family
Chipley                     FL     32428            Primary              Planned Unit Development
Rochester                   NY     14619            Primary              Single Family
Jacksonville                FL     32208            Primary              Single Family
Masury                      OH     44438            Investor             Two-to-Four Family
Roseville                   CA     95747            Primary              Single Family
Roseville                   CA     95747            Primary              Single Family
Toledo                      OH     43609            Primary              Single Family
Masury                      OH     44438            Investor             Single Family
Plaza                       CT     06704            Primary              Single Family
Rodeo                       CA     94547            Primary              Single Family
Hot Springs                 AR     71909            Investor             Planned Unit Development
Yukon                       OK     73099            Primary              Planned Unit Development
Darnestown                  MD     20874            Primary              Planned Unit Development
Hughson                     CA     95326            Primary              Single Family
Saint Petersburg            FL     33712            Investor             Single Family
Tulsa                       OK     74134            Primary              Single Family
Orosi                       CA     93647            Primary              Single Family
Independence                MO     64053            Investor             Single Family
Brandon                     FL     33511            Primary              Single Family
Philadelphia                PA     19120            Primary              Single Family
Glendale                    AZ     85302            Primary              Single Family
Brandon                     FL     33511            Primary              Single Family
Chicopee                    MA     01013            Primary              Two-to-Four Family
Asheville                   NC     28805            Primary              Planned Unit Development
Lynwood                     CA     90262            Primary              Single Family
Mastic                      NY     11950            Primary              Single Family
Hughson                     CA     95326            Primary              Single Family
Glendale                    AZ     85302            Primary              Single Family
Cleveland                   OH     44120            Investor             Two-to-Four Family
Orlando                     FL     32839            Primary              Condominium
Bradenton                   FL     34203            Primary              Single Family
Defiance                    OH     43512            Primary              Single Family
Flint                       MI     48504            Primary              Single Family
Tampa                       FL     33625            Primary              Planned Unit Development
Flint                       MI     48504            Primary              Single Family
Lorain                      OH     44054            Primary              Single Family
Poland                      OH     44514            Primary              Single Family
Gorham                      ME     04038            Primary              Single Family
Arundel                     ME     04046            Primary              Single Family
Cloverly                    MD     20904            Primary              Single Family
Cheshire                    CT     06410            Primary              Single Family
Buffalo                     NY     14210            Primary              Single Family
Miami                       FL     33056            Primary              Planned Unit Development
Kissimmee                   FL     34746            Primary              Single Family
Boardman                    OH     44512            Primary              Single Family
Fort Myers                  FL     33901            Primary              Single Family
West Middlesex              PA     16159            Primary              Single Family
Leland                      NC     28451            Primary              Single Family
                            CA     95757            Primary              Single Family
Darnestown                  MD     20874            Primary              Planned Unit Development
Roscommon                   MI     48653            Primary              Single Family
ROGERSVILLE                 AL     35652            Primary              Single Family
Cathedral City              CA     92234            Primary              Single Family
Paterson                    NJ     07522            Investor             Two-to-Four Family
Plain City                  OH     43064            Primary              Single Family
Lavaca                      AR     72941            Primary              Single Family
Wellston                    MO     63112            Primary              Two-to-Four Family
Fort Wayne                  IN     46802            Primary              Single Family
Naranja                     FL     33032            Primary              Single Family
New Bedford                 MA     02746            Primary              Two-to-Four Family
Lehi                        UT     84043            Primary              Single Family
Lynwood                     CA     90262            Primary              Single Family
Hi Vista                    CA     93535            Primary              Single Family
Cave Creek                  AZ     85331            Primary              Single Family
Tracy                       CA     95376            Primary              Single Family
Indio                       CA     92201            Primary              Single Family
Saint Louis                 MO     63130            Primary              Single Family
Marion                      AR     72364            Primary              Single Family
Kissimmee                   FL     34746            Primary              Single Family
White Cloud                 MI     49349            Primary              Single Family
Stow                        OH     44224            Primary              Single Family
Canton                      OH     44720            Primary              Single Family
Danbury                     CT     06810            Primary              Two-to-Four Family
Palm Harbor                 FL     34683            Primary              Single Family
Miami                       FL     33160            Second Home          Condominium
MILWAUKEE                   WI     53208            Primary              Single Family
Hamilton                    OH     45011            Primary              Single Family
Lakeland                    FL     33803            Primary              Planned Unit Development
Davie                       FL     33024            Primary              Single Family
Middletown                  DE     19709            Primary              Single Family
Central Islip               NY     11722            Primary              Planned Unit Development
Jamaica                     NY     11411            Primary              Single Family
Lehigh                      FL     33936            Primary              Single Family
Stow                        OH     44224            Primary              Single Family
Greer                       SC     29651            Primary              Single Family
Lehi                        UT     84043            Primary              Single Family
Davie                       FL     33024            Primary              Single Family
Central Islip               NY     11722            Primary              Planned Unit Development
Sedona                      AZ     86336            Primary              Single Family
Indio                       CA     92201            Primary              Single Family
Kansas City                 KS     66104            Primary              Single Family
WPAFB                       OH     45431            Primary              Single Family
WILMINGTON                  NC     28411            Primary              Planned Unit Development
Gulfport                    FL     33711            Primary              Single Family
Auburn                      WA     98092            Primary              Single Family
Glenmont                    NY     12077            Primary              Single Family
La Vergne                   TN     37086            Primary              Single Family
Mount Hope                  WV     25880            Primary              Single Family
Goodrich                    MI     48438            Primary              Condominium
Edgemoor                    DE     19802            Investor             Single Family
Miramar                     FL     33023            Primary              Single Family
Estero                      FL     33928            Primary              Planned Unit Development
Greenwood                   IN     46142            Primary              Single Family
Buffalo                     NY     14211            Investor             Two-to-Four Family
Mahon                       IN     46750            Primary              Single Family
Cleveld                     TN     37323            Primary              Single Family
Estero                      FL     33928            Primary              Planned Unit Development
Anderson                    IN     46016            Investor             Single Family
Miami                       FL     33055            Primary              Single Family
Fontana                     CA     92335            Primary              Single Family
Chillicothe                 OH     45601            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Jackson                     MS     39212            Primary              Single Family
McMurray                    PA     15317            Primary              Planned Unit Development
Mobile                      AL     36606            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Mobile                      AL     36606            Primary              Single Family
Sevierville                 TN     37863            Primary              Single Family
Gorham                      ME     04038            Primary              Single Family
Antelope                    CA     95843            Primary              Single Family
Antelope                    CA     95843            Primary              Single Family
Lynco                       WV     24857            Primary              Single Family
Lake Wales                  FL     33855            Primary              Single Family
Palm Desert                 CA     92211            Primary              Single Family
San Gabriel                 CA     91775            Primary              Single Family
Sacramento                  CA     95823            Primary              Single Family
Long Beach                  CA     90806            Primary              Two-to-Four Family
Watts                       CA     90044            Primary              Two-to-Four Family
Sacramento                  CA     95828            Primary              Single Family
Tucson                      AZ     85712            Primary              Single Family
Tucson                      AZ     85712            Primary              Single Family
                            CA     95757            Primary              Planned Unit Development
Moreno Valley               CA     92553            Primary              Single Family
Pasadena                    CA     91106            Primary              Single Family
Pasadena                    CA     91106            Primary              Single Family
Mira Loma                   CA     91752            Primary              Single Family
Ldhl                        FL     33321            Primary              Planned Unit Development
Ldhl                        FL     33321            Primary              Planned Unit Development
Lakewood                    CA     90805            Primary              Single Family
Lakewood                    CA     90805            Primary              Single Family
Sylmar                      CA     91342            Primary              Single Family
Reno                        NV     89506            Primary              Single Family
Etna                        IN     46725            Primary              Single Family
Jacksboro                   TN     37757            Primary              Single Family
Toledo                      OH     43613            Primary              Single Family
Trabuco Canyon              CA     92688            Primary              Planned Unit Development
Montgomery                  IL     60538            Primary              Single Family
Davie                       FL     33024            Primary              Single Family
Kittery                     ME     03904            Primary              Single Family
Montgomery                  IL     60538            Primary              Single Family
Mack                        OH     45211            Primary              Single Family
Wellington                  FL     33414            Primary              Single Family
Tice                        FL     33905            Primary              Single Family
Haverhill                   FL     33417            Primary              Single Family
Lakeland                    FL     33801            Primary              Single Family
Seat Pleasant               MD     20743            Investor             Planned Unit Development
Islip                       NY     11751            Second Home          Single Family
Hoschton                    GA     30548            Primary              Single Family
Asharoken                   NY     11768            Primary              Single Family
Cimarron Hills              CO     80922            Primary              Planned Unit Development
Oakville                    MO     63129            Primary              Single Family
Kernan                      IL     61364            Investor             Single Family
Edgewood                    NY     11717            Primary              Single Family
Arden                       DE     19810            Primary              Single Family
Silver Spring               MD     20901            Primary              Single Family
Wade                        MS     39567            Primary              Single Family
Aberdeen                    MD     21001            Primary              Single Family
Dallas                      TX     75241            Investor             Single Family
Chicago                     IL     60655            Primary              Single Family
Miramar                     FL     33023            Primary              Single Family
Torrington                  WY     82240            Primary              Single Family
Chicago                     IL     60620            Investor             Single Family
Warren                      MI     48089            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Washingtonville             NY     10992            Primary              Single Family
Shady Lake                  NJ     07480            Primary              Single Family
Napa                        CA     94558            Primary              Single Family
Las Vegas                   NV     89129            Primary              Single Family
Miami                       FL     33055            Primary              Single Family
Dale City                   VA     22193            Primary              Planned Unit Development
Yukon                       OK     73099            Primary              Planned Unit Development
Springfield                 OH     45502            Primary              Single Family
Knoxville                   TN     37917            Primary              Single Family
ETHEL                       LA     70730            Primary              Single Family
Lakeland                    FL     33801            Primary              Single Family
McMurray                    PA     15317            Primary              Planned Unit Development
Mount Washington            KY     40047            Primary              Single Family
Stuart                      FL     34997            Primary              Single Family
Tampa                       FL     33607            Primary              Single Family
Akron                       OH     44304            Investor             Single Family
Lansing                     MI     48915            Investor             Single Family
Poteau                      OK     74953            Primary              Single Family
Simpsonville                SC     29681            Primary              Planned Unit Development
Dade City                   FL     33523            Primary              Single Family
Jacksonville                FL     32256            Primary              Planned Unit Development
Miami                       FL     33127            Primary              Single Family
Simpsonville                SC     29680            Primary              Single Family
Linndale                    OH     44135            Investor             Single Family
Rochester                   NY     14623            Primary              Single Family
Sevierville                 TN     37863            Primary              Single Family
Dade City                   FL     33523            Primary              Single Family
Detroit                     MI     48214            Investor             Single Family
Cimarron Hills              CO     80922            Primary              Planned Unit Development
Bakersfield                 CA     93307            Primary              Single Family
Shreveport                  LA     71103            Primary              Single Family
Chattanooga                 TN     37411            Primary              Single Family
Raytown                     MO     64138            Primary              Single Family
Bloomingdale                IL     60108            Primary              Single Family
Tampa                       FL     33625            Primary              Planned Unit Development
Tracy                       CA     95376            Primary              Single Family
Melbourne                   FL     32903            Primary              Single Family
Tulsa                       OK     74106            Primary              Single Family
Surveyor                    WV     25932            Primary              Single Family
Warren                      OH     44484            Primary              Single Family
Tarpon Springs              FL     34688            Primary              Condominium
Dale City                   VA     22193            Primary              Planned Unit Development
Binghamton                  NY     13901            Primary              Single Family
Caldwell                    PA     17745            Primary              Single Family
Denver                      CO     80227            Primary              Planned Unit Development
Detroit                     MI     48205            Primary              Two-to-Four Family
Progress                    OR     97005            Primary              Planned Unit Development
Florence                    WI     54121            Primary              Single Family
Phoenix                     AZ     85014            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Single Family
White House                 TN     37188            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Single Family
Beloit                      OH     44609            Investor             Single Family
Greenwood                   IN     46142            Primary              Single Family
Las Vegas                   NV     89129            Primary              Single Family
Mount Washington            KY     40047            Primary              Single Family
Pompano Beach               FL     33060            Primary              Single Family
Caldwell                    PA     17745            Primary              Single Family
Darbydale                   OH     43123            Primary              Single Family
Simpsonville                SC     29680            Primary              Single Family
Westerville                 OH     43081            Primary              Single Family
Taft                        CA     93268            Primary              Single Family
Leesburg                    VA     20176            Primary              Planned Unit Development
Grandview                   IL     62702            Primary              Single Family
Grandview                   IL     62702            Primary              Single Family
Call                        NC     28659            Primary              Single Family
Alex                        LA     71302            Primary              Single Family
Wade                        MS     39567            Primary              Single Family
Tarpon Springs              FL     34688            Primary              Condominium
Buckeye                     AZ     85326            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Single Family
Stone Mountain              GA     30087            Primary              Planned Unit Development
PHILADELPHIA                PA     19141            Primary              Single Family
Ruther Glen                 VA     22546            Primary              Single Family
TULSA                       OK     74106            Primary              Single Family
Appleton                    WI     54913            Primary              Single Family
Atlanta                     GA     30310            Investor             Single Family
Mooresville                 NC     28117            Primary              Single Family
Sherwood                    AR     72120            Primary              Single Family
Flint                       MI     48504            Investor             Single Family
Denver                      CO     80249            Primary              Single Family
Harristown                  IL     62537            Primary              Single Family
Stone Mountain              GA     30087            Primary              Planned Unit Development
DARLINGTON                  SC     29532            Primary              Single Family
Kansas City                 MO     64109            Investor             Single Family
Pandora                     OH     45877            Primary              Single Family
Chattanooga                 TN     37411            Primary              Single Family
Denver                      CO     80227            Primary              Planned Unit Development
Gallatin                    TN     37066            Second Home          Planned Unit Development
Conley                      GA     30288            Primary              Single Family
LAWRENCEBURG                TN     38464            Primary              Single Family
Biloxi                      MS     39540            Primary              Single Family
DETROIT                     MI     48217            Primary              Two-to-Four Family
UTICA                       NY     13502            Primary              Two-to-Four Family
Devon                       KS     66701            Primary              Single Family
Jackson                     MS     39212            Investor             Single Family
Murrieta                    CA     92562            Primary              Single Family
Chicago                     IL     60687            Investor             Two-to-Four Family
Allen                       TX     75013            Primary              Planned Unit Development
Bobo                        MS     38614            Primary              Single Family
Lisbon                      OH     44432            Primary              Single Family
FLINT                       MI     48504            Primary              Single Family
Westerville                 OH     43081            Primary              Single Family
Ruther Glen                 VA     22546            Primary              Single Family
Huntley                     IL     60142            Investor             Single Family
Pine                        NY     12203            Primary              Single Family
Carthage                    MO     64836            Primary              Single Family
BROOKLYN                    NY     11208            Primary              Single Family
DOWNSVILLE                  LA     71234            Primary              Single Family
Chillicothe                 OH     45601            Primary              Single Family
Fdl                         WI     54935            Primary              Single Family
Lakeland                    FL     33803            Primary              Planned Unit Development
ALBANY                      NY     12203            Investor             Two-to-Four Family
Albuquerque                 NM     87120            Primary              Single Family
Philadelphia                PA     19142            Primary              Single Family
Augusta                     GA     30909            Primary              Planned Unit Development
LANSING                     MI     48906            Primary              Single Family
New Port Richey             FL     34652            Primary              Single Family
Tualatin                    OR     97062            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Single Family
Walker                      MI     49544            Primary              Single Family
Fdl                         WI     54935            Primary              Single Family
Warren                      MI     48089            Primary              Single Family
Princeton                   NJ     08540            Primary              Single Family
Pompano Beach               FL     33060            Primary              Single Family
UTICA                       NY     13501            Primary              Two-to-Four Family
Macon                       GA     31204            Primary              Single Family
Mount Hope                  WV     25880            Primary              Single Family
Marina                      CA     93933            Primary              Single Family
Cooke                       PA     17013            Primary              Single Family
Columbus                    OH     43211            Primary              Single Family
Washington                  PA     15301            Primary              Single Family
Boardman                    OH     44512            Primary              Single Family
Conover                     NC     28613            Primary              Single Family
Memphis                     TN     38106            Primary              Single Family
Middletown                  CT     06457            Investor             Single Family
Lima                        OH     45806            Primary              Single Family
Newark                      DE     19713            Primary              Single Family
Washington                  DC     20020            Investor             Condominium
Gadsden                     SC     29052            Primary              Single Family
Wilmington                  NC     28409            Primary              Single Family
CHATTANOOGA                 TN     37411            Primary              Single Family
Laceyville                  PA     18623            Primary              Single Family
Cape Coral                  FL     33904            Primary              Single Family
Reva                        VA     22701            Primary              Single Family
Charlotte                   NC     28216            Primary              Single Family
Riverdale                   GA     30274            Primary              Single Family
Webster                     FL     33597            Primary              Single Family
Tuxedo                      GA     30342            Primary              Condominium
Cloverly                    MD     20904            Primary              Single Family
PRAIRIEVILLE                LA     70769            Primary              Single Family
Odessa                      FL     33556            Primary              Planned Unit Development
Odessa                      FL     33556            Primary              Planned Unit Development
Pine                        NY     12203            Primary              Single Family
PORTLAND                    MI     48875            Primary              Single Family
EAST BOSTON                 MA     02128            Primary              Two-to-Four Family
Laceyville                  PA     18623            Primary              Single Family
Honeoye                     NY     14471            Primary              Single Family
Akron                       OH     44320            Investor             Single Family
Streetsboro                 OH     44241            Primary              Single Family
Miami                       FL     33168            Primary              Single Family
Riviera Beach               FL     33404            Primary              Condominium
Hollywood                   FL     33026            Primary              Planned Unit Development
Saco                        ME     04072            Investor             Two-to-Four Family
Saco                        ME     04072            Investor             Two-to-Four Family
Tualatin                    OR     97062            Primary              Single Family
Streetsboro                 OH     44241            Primary              Single Family
Phoenix                     AZ     85043            Primary              Single Family
Sarasota                    FL     34232            Primary              Condominium
ESCANABA                    MI     49829            Primary              Single Family
Ithaca                      MI     48847            Investor             Single Family
CRYSTAL LAKE                IL     60050            Investor             Two-to-Four Family
METHUEN                     MA     01844            Primary              Single Family
MILAN                       NH     03588            Primary              Single Family
PHILADELPHIA                PA     19119            Investor             Single Family
LEVITTOWN                   PA     19057            Primary              Single Family
PALM BRANCH                 SC     29845            Primary              Single Family
COLUMBIA                    SC     29206            Primary              Single Family
LINDEN                      NJ     89122            Second Home          Single Family
BEAUMONT                    TX     77701            Primary              Single Family
MEMPHIS                     TN     38109            Primary              Single Family
CAMPBELL                    OH     44405            Primary              Single Family
PITTSBURGH                  PA     15212            Primary              Single Family
ALTOONA                     PA     16601            Primary              Single Family
PHILADELPHIA                PA     19140            Primary              Single Family
AKRON                       OH     44310            Primary              Single Family
HILTON                      NY     14468            Primary              Single Family
WOODSTOCK                   GA     30189            Primary              Single Family
UTICA                       MS     39175            Primary              Single Family
ST LOUIS                    MO     63033            Investor             Single Family
OCEAN SPRINGS               MS     39564            Primary              Single Family
MURRIETA                    CA     92563            Primary              Condominium
WEST POINT                  MS     39773            Primary              Single Family
CARNESVILLE                 GA     30521            Primary              Single Family
MERCER                      PA     16137            Primary              Single Family
MERIDIAN                    MS     39301            Primary              Single Family
BRANDON                     MS     39047            Primary              Single Family
SPARTA                      NJ     07871            Primary              Single Family
BAYVILLE                    NJ     08721            Primary              Single Family
TOLEDO                      OH     43605            Primary              Single Family
SAN FRACISCO                CA     94122            Primary              Single Family
CLAREMORE                   OK     80501            Investor             Single Family
ROSLYN                      NY     11576            Primary              Single Family
IDYLLWILD                   CA     92549            Primary              Single Family
Bethlehem                   GA     30620            Primary              Single Family
JACKSON                     MS     39170            Investor             Single Family
BATON ROUGE                 LA     70805            Primary              Single Family
MILWAUKEE                   WI     23507            Investor             Two-to-Four Family
OVERLAND PARK               KS     66012            Investor             Two-to-Four Family
NEW ORLEANS                 LA     70127            Primary              Single Family
BOISE                       ID     83704            Primary              Single Family
WILBRAHAM                   MA     01095            Primary              Single Family
WESTMINSTER                 MA     01473            Primary              Single Family
TWO RIVERS                  WI     54241            Primary              Two-to-Four Family
ANDEAS                      NY     11730            Second Home          Single Family
GREENVILLE                  MI     48838            Primary              Single Family
MASSILLON                   OH     44647            Investor             Two-to-Four Family
DENVER                      CO     80216            Investor             Single Family
JACKSON                     MS     94605            Investor             Two-to-Four Family
CHARLESTOWN                 IN     47111            Second Home          Single Family
EVERETT                     MA     02149            Primary              Two-to-Four Family
RATON                       NM     87740            Primary              Single Family
WEST HARTFORD               CT     06107            Primary              Single Family
AKRON                       OH     44305            Primary              Single Family
KANSAS CITY                 MO     64030            Investor             Single Family
GREAT FALLS                 VA     22066            Primary              Single Family
RIVERDALE                   IL     60827            Primary              Single Family
GERMANTOWN                  WI     53022            Primary              Single Family
HOUSTON                     TX     77017            Primary              Single Family
DETROIT                     MI     48224            Investor             Two-to-Four Family
GALLOWAY                    NJ     08205            Primary              Single Family
JACKSON                     TN     38305            Primary              Two-to-Four Family
PHILADELPHIA                PA     19122            Primary              Single Family
BIG BEAR LAKE               CA     92571            Primary              Single Family
TULSA                       OK     74127            Primary              Planned Unit Development
BRENTWOOD                   TN     37215            Primary              Planned Unit Development
SOMERVILLE                  MA     02145            Primary              Two-to-Four Family
PALM HARBOR                 FL     34683            Primary              Single Family
ALLIANCE                    OH     44601            Primary              Single Family
MORRAL                      OH     43337            Primary              Single Family
BOYNE CITY                  MI     49712            Primary              Single Family
CORONA                      CA     92880            Primary              Single Family
NORTH MIAMI                 FL     33167            Primary              Single Family
SAVANNAH                    GA     31419            Primary              Planned Unit Development
CLEVELAND                   OH     44128            Investor             Two-to-Four Family
LORAIN                      OH     44055            Primary              Single Family
YOUNGSTOWN                  OH     44515            Primary              Single Family
NEWBURGH                    NY     12550            Primary              Condominium
RACINE                      WI     53402            Primary              Single Family
BATON ROUGE                 LA     70820            Investor             Two-to-Four Family
WHEELERSBURG                OH     45694            Primary              Single Family
BLACKWELL                   OK     74631            Primary              Single Family
NAPOLEONVILLE               LA     70301            Primary              Single Family
GARNER                      NC     27529            Primary              Single Family
JUDSONIA                    AR     72082            Primary              Single Family
FRAMINGHAM                  MA     01701            Primary              Single Family
DOUGLAS                     GA     31533            Primary              Single Family
ANTWERP                     OH     45813            Primary              Single Family
DENHAM SPRINGS              LA     70726            Primary              Single Family
HACIENDA HEIGHTS            CA     91745            Primary              Single Family
HIGHLAND                    IL     62249            Primary              Single Family
ATHENS                      GA     30606            Primary              Single Family
CAHOKIA                     IL     62206            Primary              Single Family
BATON ROUGE                 LA     70812            Primary              Single Family
FLINT                       MI     48503            Primary              Single Family
ASHLAND                     MA     01721            Primary              Single Family
BIXBY                       OK     74008            Primary              Planned Unit Development
NASHVILLE                   MI     49073            Primary              Single Family
SOUTH BEND                  IN     46616            Primary              Single Family
LUCEDALE                    MS     39452            Primary              Single Family
HOUSTON                     TX     77071            Primary              Planned Unit Development
LANCASTER                   CA     93536            Primary              Single Family
PERRIS                      CA     92571            Primary              Single Family
NOBLESVILLE                 IN     46060            Primary              Single Family
GRAYSVILLE                  AL     35073            Primary              Single Family
WASHINGTON                  DC     20019            Primary              Single Family
CHICAGO                     IL     60443            Investor             Condominium
KANSAS CITY                 MO     64110            Primary              Single Family
RANCHO MIRAGE               CA     92270            Primary              Planned Unit Development
MOWEAQUA                    IL     62550            Primary              Single Family
PICO RIVERA                 CA     90660            Primary              Single Family
SPRINGFIELD                 IL     62703            Investor             Single Family
MORGANTON                   GA     30560            Primary              Single Family
COUNTRY CLUB HILLS          IL     60478            Primary              Single Family
LUCEDALE                    MS     39452            Primary              Single Family
OAK PARK                    MI     48237            Primary              Single Family
ABINGTON                    MA     02351            Primary              Single Family
SANTA FE SPRINGS            CA     90670            Primary              Single Family
ALPHARETTA                  GA     30022            Primary              Planned Unit Development
NORTH BABYLON               NY     11703            Primary              Single Family
KANSAS CITY                 MO     64134            Primary              Single Family
PAULDING                    OH     45879            Primary              Single Family
MARGATE                     FL     33068            Primary              Single Family
NEW ORLEANS                 LA     70115            Primary              Single Family
MOBILE                      AL     36605            Primary              Single Family
FERNANDINA BEACH            FL     32034            Primary              Single Family
SILVERTHORNE                CO     81645            Primary              Condominium
WHARTON                     NJ     07885            Primary              Single Family
MOORESVILLE                 NC     28115            Investor             Single Family
COLORADO SPRINGS            CO     80906            Investor             Two-to-Four Family
MCGUFFEY                    OH     45859            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
ORLANDO                     FL     32806            Primary              Single Family
LUCEDALE                    MS     39452            Primary              Single Family
MIAMI                       FL     33012            Primary              Condominium
MARTINS FERRY               OH     43935            Primary              Single Family
PORTSMOUTH                  OH     45662            Primary              Single Family
ORCHARD PARK                NY     14127            Primary              Single Family
EWA BEACH                   HI     96706            Primary              Planned Unit Development
DISCOVERY BAY               CA     94514            Primary              Single Family
PARK FOREST                 IL     60466            Primary              Single Family
FITHIAN                     IL     61844            Primary              Single Family
ROCKFORD                    IL     61101            Investor             Single Family
HAGERSTOWN                  MD     21742            Primary              Single Family
EXMORE                      VA     08723            Investor             Single Family
ST LOUIS                    MO     63108            Primary              Two-to-Four Family
SADORUS                     IL     61872            Primary              Single Family
NORTH PLAINFIELD            NJ     07060            Investor             Two-to-Four Family
LOS ANGELES                 CA     90042            Primary              Single Family
DETROIT                     MI     48205            Primary              Single Family
NILES                       OH     44446            Primary              Single Family
WAXHAW                      NC     28173            Primary              Planned Unit Development
JACKSON                     MS     39212            Investor             Single Family
PHELPS                      WI     54540            Primary              Single Family
SELMA                       AL     36701            Primary              Single Family
FULTS                       IL     62244            Primary              Single Family
SIMPSONVILLE                SC     29681            Primary              Single Family
BRECKSVILLE                 OH     44141            Investor             Condominium
OTTAWA                      IL     61350            Primary              Single Family
MILLPORT                    NY     14864            Primary              Single Family
HUBBARD LK                  MI     49747            Primary              Single Family
OPP                         AL     36467            Primary              Single Family
NEWPORT                     KY     41071            Primary              Single Family
ROCKFORD                    IL     61103            Primary              Single Family
ST CHARLES                  MO     63301            Primary              Single Family
LA PUENTE                   CA     91744            Primary              Single Family
RICHMOND                    VA     23224            Primary              Single Family
ATCHISON                    KS     66002            Primary              Single Family
LEXINGTON                   SC     29073            Primary              Single Family
WESTFIELD                   MA     01085            Investor             Single Family
BIRMINGHAM                  AL     35215            Primary              Single Family
BIRMINGHAM                  AL     35208            Primary              Single Family
ADA                         MI     49301            Primary              Condominium
OSSINEKE                    MI     49707            Primary              Single Family
SHERWOOD                    AR     72023            Primary              Single Family
DAYTON                      OH     45404            Primary              Single Family
WORCESTER                   MA     01608            Primary              Two-to-Four Family
TEMPLE HILLS                MD     20748            Primary              Planned Unit Development
JOPLIN                      MO     64801            Primary              Single Family
KANSAS CITY                 KS     66104            Primary              Single Family
BEEBE                       AR     72012            Primary              Single Family
DUNDALK                     MD     21222            Primary              Single Family
MOUNT MORRIS                MI     48458            Primary              Single Family
ROSLINDALE                  MA     02131            Primary              Single Family
SANTA MARIA                 CA     93455            Primary              Single Family
MARICOPA                    AZ     85539            Primary              Planned Unit Development
COLUMBIA                    MO     65203            Primary              Single Family
OIL CITY                    LA     71061            Primary              Single Family
ELWOOD                      IN     46033            Investor             Two-to-Four Family
BUFFALO GROVE               IL     60089            Primary              Condominium
DES MOINES                  IA     50311            Primary              Single Family
LANSING                     MI     48910            Investor             Single Family
LELAND                      NC     28451            Primary              Single Family
LAFAYETTE                   LA     70501            Primary              Single Family
CHICAGO                     IL     60651            Primary              Two-to-Four Family
BRANT ROCK                  MA     02020            Primary              Single Family
HENDERSONVILLE              NC     28792            Primary              Single Family
LOS ANGELES                 CA     90043            Investor             Two-to-Four Family
ALBUQUERQUE                 NM     87120            Primary              Single Family
DENISON                     TX     75092            Investor             Single Family
WOODSTOCK                   GA     30189            Primary              Planned Unit Development
PAINESVILLE                 OH     44077            Primary              Single Family
SAINT JOHN                  MO     63114            Primary              Single Family
RIVERSIDE                   CA     92505            Primary              Condominium
APEX                        NC     27502            Primary              Planned Unit Development
PHOENIX                     MD     21131            Primary              Single Family
PHILADELPHIA                PA     19067            Investor             Two-to-Four Family
GARFIELD HTS                OH     44056            Investor             Single Family
SAGINAW                     MI     48603            Primary              Single Family
WAUCONDA                    IL     60084            Primary              Single Family
PORTLAND                    OR     97216            Primary              Single Family
ATLANTA                     GA     30311            Primary              Single Family
CLAYTON                     NC     27520            Primary              Single Family
ALBUQUERQUE                 NM     87110            Primary              Single Family
OZONE PARK                  NY     11416            Primary              Two-to-Four Family
FLINT                       MI     48503            Second Home          Single Family
MARGATE                     FL     32641            Primary              Condominium
MASSILLON                   OH     44646            Investor             Single Family
CASA GRANDE                 AZ     85222            Investor             Single Family
SAN BERNARDINO              CA     92404            Primary              Single Family
ALTO                        MI     49302            Primary              Single Family
WICHITA                     KS     67226            Primary              Single Family
WINTER GARDEN               FL     34787            Primary              Single Family
CICERO                      IL     60804            Primary              Two-to-Four Family
MATTAPAN                    MA     02126            Primary              Single Family
KIRKLAND                    WA     98034            Primary              Single Family
BELLEVILLE                  IL     62226            Primary              Single Family
DAYTON                      OH     45402            Investor             Two-to-Four Family
LAS VEGAS                   NV     89118            Primary              Single Family
MURRIETA                    CA     92562            Primary              Planned Unit Development
ERIE                        PA     16508            Primary              Single Family
OSCEOLA MILLS               PA     16666            Primary              Single Family
CANTON                      OH     44703            Primary              Single Family
BURGETTSTOWN                PA     15021            Primary              Single Family
CLAYTON                     NC     27604            Primary              Planned Unit Development
LAKELAND                    FL     33813            Investor             Single Family
LOS ANGELES                 CA     90044            Primary              Two-to-Four Family
WILLIAMSON                  GA     30292            Primary              Single Family
NOBLESVILLE                 IN     46038            Investor             Single Family
EAST ELMHURST               NY     11370            Primary              Single Family
MEMPHIS                     TN     38127            Primary              Single Family
DAYTON                      OH     45414            Primary              Single Family
INDEPENDENCE                MO     64055            Primary              Single Family
FONTANA                     CA     92336            Investor             Single Family
CHICAGO                     IL     60633            Primary              Single Family
TRAVERSE CITY               MI     45314            Second Home          Single Family
CEDARSVILLE                 OH     45314            Primary              Single Family
GONZALES                    LA     70737            Primary              Single Family
ESSEX                       MD     21221            Primary              Single Family
PONTIAC                     MI     48341            Investor             Single Family
PORTLAND                    ME     04102            Primary              Single Family
FAIRFIELD                   CA     94534            Primary              Planned Unit Development
CLEVELAND                   OH     46260            Investor             Single Family
KEMMERER                    WY     83101            Primary              Single Family
LYNDHURST                   NJ     11717            Second Home          Single Family
WOODBRIDGE                  VA     22191            Primary              Condominium
ARNOLD                      MO     63010            Primary              Single Family
CLEVELAND                   OH     44212            Investor             Single Family
LAKEWOOD                    OH     44107            Primary              Single Family
PHOENIX                     AZ     85032            Primary              Single Family
LYNN                        MA     01905            Investor             Two-to-Four Family
MONROE                      NC     28110            Primary              Single Family
WILMINGTON                  NC     28411            Primary              Single Family
PETALUMA                    CA     94954            Primary              Single Family
MILL SPRING                 MO     63952            Primary              Single Family
CHICAGO                     IL     60707            Investor             Two-to-Four Family
POULSBO                     WA     98370            Primary              Single Family
INDIO                       CA     92201            Primary              Single Family
LOS ANGELES                 CA     91761            Investor             Two-to-Four Family
WEAVERVILLE                 NC     28806            Primary              Single Family
SONOMA                      CA     95476            Primary              Two-to-Four Family
CANTON                      OH     44703            Primary              Single Family
MIAMI                       FL     33178            Primary              Planned Unit Development
ORLANDO                     FL     32818            Primary              Planned Unit Development
ATTLEBORO                   MA     02703            Primary              Two-to-Four Family
APPLE VALLEY                CA     92307            Primary              Single Family
WEST PITTSBURG              PA     16160            Primary              Single Family
WORCESTER                   MA     01606            Primary              Single Family
DETROIT                     MI     48238            Primary              Single Family
DISTRICT HEIGHTS            MD     20743            Investor             Single Family
AURORA                      CO     80013            Primary              Single Family
SUGAR GROVE                 IL     60554            Primary              Planned Unit Development
TRACY                       CA     95377            Primary              Single Family
NEW HAVEN                   CT     06511            Primary              Single Family
STOCKTON                    CA     95204            Primary              Condominium
AKRON                       OH     44313            Investor             Two-to-Four Family
FREMONT                     OH     43420            Primary              Single Family
COLUMBUS                    OH     43232            Primary              Single Family
CURTICE                     OH     43605            Primary              Single Family
CHILLICOTHE                 OH     45601            Primary              Single Family
LEAVITTSBURG                OH     44430            Primary              Single Family
SNELLVILLE                  GA     30078            Primary              Single Family
OAK PARK                    MI     48237            Primary              Single Family
ELKTON                      MI     48731            Primary              Single Family
VIRGINIA BEACH              VA     23452            Primary              Single Family
NEW HAVEN                   CT     06519            Investor             Two-to-Four Family
GERMANTOWN                  MD     20833            Investor             Planned Unit Development
ORLANDO                     FL     32819            Primary              Planned Unit Development
UHRICHSVILLE                OH     44683            Primary              Single Family
ACWORTH                     GA     30101            Primary              Single Family
BRONXVILLE                  NY     10708            Primary              Single Family
BERLIN HEIGHTS              OH     44857            Primary              Single Family
JONESBORO                   AR     72404            Primary              Planned Unit Development
GREENFIELD                  MA     01301            Primary              Single Family
DELRAY BEACH HEIGHTS        FL     30067            Second Home          Single Family
CAMDEN                      SC     29020            Primary              Single Family
INDEPENDENCE TOWNSHIP       MI     48346            Primary              Single Family
OVERLAND PARK               KS     66210            Primary              Single Family
SKIATOOK                    OK     74070            Primary              Single Family
SAN FRANCISCO               CA     94109            Primary              Condominium
BRENTWOOD                   NY     11717            Primary              Single Family
DETROIT                     MI     48235            Primary              Single Family
SANTA ROSA                  CA     95401            Primary              Single Family
GALION                      OH     44887            Primary              Single Family
SHREVEPORT                  LA     71108            Primary              Single Family
MILWAUKEE                   WI     53216            Primary              Two-to-Four Family
KANSAS CITY                 KS     66112            Primary              Planned Unit Development
CENTENNIAL                  CO     92131            Second Home          Planned Unit Development
CHICAGO                     IL     60629            Investor             Two-to-Four Family
CORBIN                      KY     40701            Primary              Single Family
AKRON                       OH     44313            Investor             Two-to-Four Family
KANSAS CITY                 MO     64129            Primary              Single Family
CANAL WINCHESTER            OH     43110            Primary              Single Family
ALBUQUERQUE                 NM     87123            Primary              Single Family
ZANESVILLE                  OH     43701            Primary              Single Family
TRAVERSE CITY               MI     49686            Primary              Single Family
DECKERVILLE                 MI     48706            Primary              Single Family
KENTON                      OH     43326            Primary              Single Family
PARK RIDGE                  IL     60068            Primary              Condominium
PHILADELPHIA                PA     19111            Primary              Single Family
MARTINEZ                    CA     94553            Primary              Single Family
LEXINGTON                   SC     29073            Primary              Single Family
EUNICE                      LA     70536            Primary              Single Family
AUBURN                      ME     04210            Primary              Single Family
Norcross                    GA     30093            Primary              Single Family
SAINT LOUIS                 MO     63120            Primary              Two-to-Four Family
NAPERVILLE                  IL     60565            Primary              Single Family
FORDS                       NJ     08863            Primary              Single Family
HOLLAND                     MI     49424            Primary              Single Family
NELSONVILLE                 OH     45764            Investor             Single Family
KISSIMMEE                   FL     32809            Primary              Planned Unit Development
GRAFTON                     OH     44044            Primary              Single Family
CORONA                      CA     92883            Primary              Planned Unit Development
DES MOINES                  IA     50317            Primary              Single Family
GREENVILLE                  MI     48838            Primary              Single Family
BAY SHORE                   NY     11706            Primary              Single Family
CHARLOTTE                   NC     28269            Primary              Planned Unit Development
EDEN PRAIRIE                MN     55347            Primary              Single Family
SUMMIT                      MS     39648            Primary              Single Family
SOMERSET                    NJ     08873            Primary              Single Family
SILVER SPRING               MD     20905            Primary              Planned Unit Development
RIO RANCHO                  NM     87144            Primary              Single Family
PORT HURON                  MI     48059            Investor             Single Family
PUT-IN-BAY                  OH     45249            Second Home          Single Family
MASTIC BEACH                NY     11768            Investor             Single Family
TROY                        IL     62294            Primary              Single Family
MARICOPA                    AZ     85239            Primary              Planned Unit Development
DETROIT                     MI     48210            Investor             Single Family
PHOENIX                     AZ     48801            Second Home          Planned Unit Development
CHICAGO                     IL     60628            Primary              Single Family
BELLEVILLE                  IL     62221            Primary              Single Family
HOPEWELL JUNCTION           NY     12590            Primary              Single Family
VANDALIA                    MO     63382            Primary              Single Family
FLORENCE                    SC     29501            Primary              Single Family
CLARKSTOWN                  NY     10954            Primary              Single Family
VAN BUREN                   AR     72956            Primary              Single Family
ALBANY                      NY     12206            Investor             Two-to-Four Family
GALESBURG                   IL     61401            Primary              Single Family
ALEXANDER                   AR     72002            Primary              Single Family
REDFORD                     MI     48239            Primary              Single Family
FRESNO                      CA     93727            Primary              Single Family
SEBRING                     FL     33872            Primary              Single Family
ST PETERS                   MO     63376            Primary              Single Family
COLUMBUS                    OH     43026            Investor             Condominium
COLORADO SPRINGS            CO     80908            Primary              Single Family
BURLINGTON                  NC     27253            Primary              Single Family
BATAVIA                     IL     60510            Primary              Single Family
DAYTON                      OH     45342            Investor             Two-to-Four Family
LEBANON                     OH     45036            Primary              Single Family
MONTGOMERY VILLAGE          MD     20833            Investor             Planned Unit Development
EVERGREEN                   CO     80439            Primary              Planned Unit Development
JOLIET                      IL     60435            Primary              Single Family
LAURENS                     SC     29360            Primary              Single Family
GRAND RAPIDS                MI     49503            Primary              Single Family
HUNTINGTON                  AR     72940            Primary              Single Family
BICKNELL                    IN     47612            Primary              Single Family
BRENTWOOD                   CA     94513            Primary              Single Family
TUSTIN                      CA     92780            Primary              Single Family
WYOMING                     MI     49509            Investor             Two-to-Four Family
WILMINGTON                  NC     28405            Investor             Planned Unit Development
DELRAY BEACH                FL     33432            Investor             Condominium
MARIETTA                    GA     30062            Primary              Single Family
HOMELAND                    CA     92548            Primary              Single Family
TAUNTON                     MA     02780            Primary              Condominium
CLEVELAND                   OH     44146            Investor             Single Family
MACHESNEY PARK              IL     61115            Primary              Single Family
BUENA PARK                  CA     90620            Primary              Single Family
NEW PHILADELPHIA            OH     44663            Primary              Single Family
CHICAGO                     IL     60653            Investor             Two-to-Four Family
CUMMING                     GA     30041            Primary              Single Family
ROCKY RIVER                 OH     44116            Primary              Single Family
MUNCIE                      IN     47304            Primary              Single Family
PLANO                       IL     60545            Primary              Single Family
MARION                      OH     43302            Primary              Single Family
ATLANTA                     GA     30314            Primary              Single Family
MEDWAY                      OH     45341            Primary              Single Family
FORT WAYNE                  IN     46802            Primary              Single Family
CHICAGO                     IL     60651            Primary              Two-to-Four Family
SLATEDALE                   PA     18079            Primary              Single Family
HATBORO                     PA     19040            Primary              Single Family
KANSAS CITY                 MO     64030            Investor             Single Family
ASHTABULA                   OH     44004            Primary              Single Family
STRONGSVILLE                OH     44286            Investor             Single Family
SILVER SPRING               MD     20904            Primary              Condominium
KINGSTON                    GA     78721            Primary              Single Family
GREENVILLE                  MS     38701            Primary              Single Family
UPPER SANDUSKY              OH     43351            Primary              Single Family
STAFFORD                    VA     20876            Primary              Planned Unit Development
HAMPTON                     VA     23661            Primary              Single Family
CROSBY                      MN     56441            Primary              Single Family
BOLINGBROOK                 IL     60559            Primary              Single Family
CHARDON                     OH     44024            Primary              Single Family
NICHOLASVILLE               KY     40356            Primary              Single Family
ORLANDO                     FL     32822            Primary              Single Family
FAIRFIELD                   CA     94534            Primary              Single Family
AKRON                       OH     44314            Primary              Single Family
ROMEOVILLE                  IL     60608            Primary              Single Family
GREENVILLE                  SC     29615            Primary              Single Family
TACOMA                      WA     98198            Second Home          Two-to-Four Family
KANSAS CITY                 MO     64138            Investor             Single Family
CLEVELAND                   OH     44121            Investor             Single Family
ST CLAIR SHORES             MI     48082            Primary              Single Family
PALOS HEIGHTS               IL     60463            Primary              Single Family
ROHNERT PARK                CA     94928            Primary              Single Family
MINNEAPOLIS                 MN     55422            Investor             Single Family
ODESSA                      FL     33612            Primary              Planned Unit Development
VERO BEACH                  FL     33415            Primary              Planned Unit Development
PHENIX CITY                 AL     36867            Primary              Single Family
MANISTEE                    MI     49660            Primary              Single Family
KANSAS CITY                 KS     66219            Investor             Single Family
LAWRENCEVILLE               GA     30092            Primary              Single Family
OKLAHOMA CITY               OK     73107            Primary              Single Family
NORTH CHARLESTON            SC     29492            Primary              Planned Unit Development
COLUMBUS                    GA     31906            Primary              Single Family
AKRON                       OH     44139            Investor             Single Family
LEXINGTON                   SC     22407            Primary              Single Family
CANDLER                     NC     28715            Primary              Single Family
VERNON                      CT     06066            Primary              Condominium
BOLINGBROOK                 IL     60490            Primary              Single Family
DAVENPORT                   FL     32837            Primary              Planned Unit Development
MENTOR                      OH     44060            Primary              Single Family
RANCHO MURRIETA             CA     95683            Primary              Planned Unit Development
MAUMELLE                    AR     72113            Primary              Planned Unit Development
DETROIT                     MI     48213            Primary              Single Family
LONG BEACH                  CA     90805            Primary              Single Family
DUBLIN                      CA     94568            Primary              Single Family
GLENDALE                    AZ     85305            Primary              Planned Unit Development
JACKSONVILLE                NC     28546            Primary              Single Family
BATTLE CREEK                MI     49017            Primary              Single Family
PORTLAND                    MI     48875            Primary              Single Family
OLMSTED FALLS               OH     44149            Primary              Condominium
NEWARK                      NJ     07105            Primary              Two-to-Four Family
TEMPE                       AZ     85282            Primary              Planned Unit Development
DOVER                       OH     44622            Primary              Single Family
SPRINGFIELD                 MA     01151            Investor             Single Family
BEAVER DAM                  WI     53916            Primary              Single Family
WEST PALM BEACH             FL     33414            Investor             Condominium
SPRINGFIELD                 MO     65803            Primary              Single Family
LOWELL                      MA     01852            Primary              Single Family
DECATUR                     IL     62526            Primary              Single Family
APPLE VALLEY                CA     92307            Primary              Single Family
HEMET                       CA     92582            Primary              Single Family
WAYNESVILLE                 NC     33881            Second Home          Single Family
DUMFRIES                    VA     22026            Primary              Planned Unit Development
WASHINGTON                  PA     15301            Primary              Single Family
LAWRENCE                    MA     01841            Primary              Two-to-Four Family
TULSA                       OK     74105            Primary              Single Family
MIDDLETOWN                  DE     19709            Primary              Single Family
NAPLES                      NY     14512            Primary              Single Family
DAVENPORT                   IA     52803            Primary              Single Family
SAGINAW                     MI     48602            Primary              Single Family
MCKEESPORT                  PA     15132            Primary              Single Family
CAPITOL HEIGHTS             MD     20743            Primary              Single Family
SAINT LOUIS                 MO     63113            Primary              Single Family
LAKE VILLA                  IL     60046            Primary              Single Family
CHIPPEWA LAKE               OH     32566            Investor             Single Family
AIKEN                       SC     29803            Primary              Planned Unit Development
CHICAGO                     IL     60643            Investor             Single Family
SAINT LOUIS                 MO     63115            Primary              Single Family
EAST POINTE                 MI     48021            Primary              Single Family
CARLSBAD                    CA     92009            Primary              Condominium
GARDEN GROVE                CA     92843            Primary              Condominium
LAKE CHARLES                LA     70607            Primary              Single Family
WARREN                      OH     44483            Primary              Single Family
NEW IBERIA                  LA     70560            Primary              Single Family
TOCCOA                      GA     30577            Primary              Single Family
KINGS MILL                  OH     45034            Primary              Single Family
MEMPHIS                     TN     38141            Primary              Single Family
ROSEDALE                    NY     11422            Primary              Single Family
CANTON                      OH     44702            Primary              Single Family
SAINT LOUIS                 MO     63111            Primary              Single Family
KNOXVILLE                   TN     37922            Primary              Single Family
CHICAGO                     IL     60624            Primary              Two-to-Four Family
MEMPHIS                     TN     38107            Primary              Single Family
MORROW                      OH     45152            Primary              Single Family
DELAWARE                    OH     43015            Primary              Single Family
LEXINGTON                   SC     29910            Primary              Planned Unit Development
CHICAGO                     IL     60624            Primary              Two-to-Four Family
BEAR                        DE     19701            Primary              Single Family
ST LOUIS                    MO     63376            Investor             Two-to-Four Family
WILMINGTON                  MA     01887            Primary              Single Family
FAYETTEVILLE                GA     30214            Primary              Single Family
NEWCOMERSTOWN               OH     43832            Primary              Single Family
LOUISBURG                   NC     27549            Primary              Single Family
PORT CLINTON                OH     43452            Primary              Single Family
MIAMI                       FL     33142            Primary              Single Family
DETROIT                     MI     48044            Investor             Two-to-Four Family
GREENWOOD                   IN     46143            Primary              Single Family
NEW LENOX                   IL     60451            Primary              Single Family
RALEIGH                     NC     27520            Primary              Single Family
BERKLEY                     MI     48072            Primary              Single Family
FLINTSTONE                  GA     30725            Primary              Single Family
CHICAGO                     IL     60609            Primary              Single Family
STEVENS POINT               WI     54481            Primary              Single Family
LANCASTER                   PA     17579            Investor             Single Family
CHICAGO                     IL     60623            Primary              Two-to-Four Family
DETROIT                     MI     48224            Primary              Single Family
JOLIET                      IL     60516            Primary              Single Family
VALLES MINES                MO     63087            Primary              Single Family
LOWELLVILLE                 OH     44436            Primary              Single Family
HEPHZIBAH                   GA     30906            Primary              Single Family
PHILADELPHIA                PA     19082            Primary              Single Family
SPENCER                     MA     02779            Investor             Two-to-Four Family
EAST LAKE                   MI     49626            Primary              Single Family
WOODBRIDGE                  VA     22192            Primary              Planned Unit Development
NORWALK                     OH     44857            Primary              Single Family
SULLIVAN                    OH     44880            Primary              Single Family
WARRENVILLE                 IL     60555            Primary              Condominium
COLUMBUS                    OH     43227            Primary              Single Family
STREETSBORO                 OH     08234            Primary              Single Family
LUDLOW                      MA     01056            Primary              Single Family
ATLANTA                     GA     30331            Primary              Single Family
SAN BERNARDINO              CA     92401            Primary              Single Family
DRYDEN                      MI     48428            Primary              Single Family
CINCINNATI                  OH     45216            Primary              Single Family
SCOTTSDALE                  AZ     85262            Primary              Planned Unit Development
CORONA                      NY     10119            Primary              Two-to-Four Family
WOODBRIDGE                  VA     22193            Primary              Single Family
EMMETT                      ID     83617            Primary              Single Family
SPENCER                     MA     20109            Primary              Single Family
SILER CITY                  NC     27410            Investor             Single Family
TINLEY PARK                 IL     60477            Primary              Single Family
IMLAY CITY                  MI     48444            Primary              Single Family
VERO BEACH                  FL     32967            Primary              Single Family
LITTLEROCK                  CA     93543            Primary              Single Family
LEE'S SUMMIT                MO     64081            Primary              Planned Unit Development
FOSTORIA                    OH     44830            Primary              Single Family
WISCONSIN DELLS             WI     53965            Primary              Single Family
ST. LOUIS                   MI     48880            Primary              Single Family
PHILADELPHIA                PA     19124            Primary              Two-to-Four Family
WAUPACA                     WI     54981            Investor             Two-to-Four Family
SILVER LAKE                 OH     44224            Primary              Single Family
COLUMBIA                    SC     29210            Primary              Planned Unit Development
CANTON                      OH     44708            Primary              Single Family
YOUNGSTOWN                  OH     44515            Primary              Condominium
LOOKOUT MOUNTAIN            GA     30750            Primary              Single Family
PITTSBURGH                  PA     15206            Investor             Single Family
RALEIGH                     NC     27613            Primary              Single Family
SALIDA                      CA     95368            Primary              Single Family
WILMINGTON                  OH     45177            Primary              Single Family
DALLAS                      TX     75214            Investor             Two-to-Four Family
GREENVILLE                  MS     38701            Primary              Single Family
LITTLE ROCK                 AR     72209            Primary              Single Family
CHARLOTTE                   NC     28215            Primary              Single Family
OXNARD                      CA     93030            Primary              Single Family
FISHERS                     IN     46038            Primary              Single Family
VIRGINIA BEACH              VA     23453            Primary              Single Family
PELHAM                      AL     20721            Second Home          Single Family
LENNOX                      CA     90304            Primary              Single Family
UNIONTOWN                   OH     44632            Primary              Single Family
DETROIT                     MI     48213            Investor             Two-to-Four Family
NEWBURGH                    NY     12603            Investor             Two-to-Four Family
SOUTH HOLLAND               IL     60473            Primary              Single Family
ROCKLEDGE                   FL     32955            Primary              Planned Unit Development
WINBER                      PA     15963            Primary              Single Family
WORCESTER                   MA     01604            Primary              Single Family
MARSHALL                    MI     49068            Primary              Single Family
BROADVIEW                   IL     60155            Primary              Single Family
DETROIT                     MI     48215            Primary              Single Family
HUNTSVILLE                  AL     48111            Investor             Single Family
TOLEDO                      OH     43608            Primary              Single Family
CARPENTERSVILLE             IL     60110            Primary              Single Family
KINGMAN                     AZ     86401            Primary              Single Family
MAIDEN                      NC     28650            Primary              Single Family
CHICAGO                     IL     60629            Primary              Single Family
MILFORD                     OH     45150            Primary              Single Family
TOLEDO                      OH     43605            Primary              Single Family
EPHRAIM                     UT     84627            Primary              Single Family
SHAPLEIGH                   ME     04076            Primary              Single Family
CHANDLER                    AZ     85249            Primary              Planned Unit Development
MONTGOMERY                  AL     36116            Primary              Single Family
MARICOPA                    AZ     85239            Primary              Planned Unit Development
CONYERS                     GA     30008            Primary              Planned Unit Development
POTTSTOWN                   PA     19464            Primary              Single Family
RIVIERA BEACH               FL     33403            Primary              Single Family
HEMINGWAY                   SC     29554            Primary              Single Family
MARIETTA                    OH     45750            Primary              Single Family
OPA LOCKA                   FL     33056            Primary              Planned Unit Development
CASTLE ROCK                 CO     80104            Primary              Planned Unit Development
WICHITA                     KS     67213            Primary              Single Family
WALDRON                     AR     72958            Primary              Single Family
COCOA                       FL     32927            Primary              Single Family
ARLINGTON                   TX     76018            Investor             Single Family
SHELBURN                    IN     47879            Primary              Single Family
SUMMERVILLE                 SC     29483            Primary              Single Family
BURNS HARBOR                IN     46304            Primary              Single Family
MADISON                     MS     39110            Investor             Single Family
FAIRFIELD                   CA     94533            Primary              Single Family
WESTLAND                    MI     48186            Primary              Single Family
JONESBORO                   GA     30236            Primary              Single Family
MADISON                     MS     39110            Primary              Single Family
KINGMAN                     AZ     86401            Primary              Single Family
COLORADO SPRINGS            CO     80906            Investor             Two-to-Four Family
CLEARWATER                  FL     33759            Primary              Condominium
COLUMBUS                    OH     43219            Primary              Single Family
WILMINGTON                  NC     28412            Primary              Single Family
NORTH HOLLYWOOD             CA     91605            Primary              Single Family
MURPHY                      NC     33914            Second Home          Single Family
SHREVEPORT                  LA     71115            Investor             Planned Unit Development
DELTONA                     FL     32725            Primary              Single Family
FREDERICKSBURG              VA     22407            Primary              Single Family
LIGHTHOUSE POINT            FL     33064            Primary              Single Family
WYOMING                     MI     49548            Primary              Single Family
MAPLE HEIGHTS               OH     44137            Primary              Single Family
KANSAS CITY                 KS     92336            Second Home          Two-to-Four Family
INDIANAPOLIS                IN     46254            Primary              Single Family
RICHMOND                    VA     23223            Primary              Planned Unit Development
ALPENA                      MI     48707            Primary              Single Family
CINCINNATI                  OH     45238            Primary              Single Family
WATERFORD                   WI     53185            Primary              Single Family
SELLERSBURG                 IN     47130            Primary              Single Family
EAST PEORIA                 IL     61611            Primary              Single Family
KANSAS CITY                 MO     64068            Investor             Single Family
KANSAS CITY                 MO     64068            Investor             Single Family
DAYTON                      OH     45407            Primary              Single Family
EAST POINT                  GA     30344            Primary              Single Family
ALLENTOWN                   PA     18103            Primary              Single Family
ORLANDO                     FL     32808            Investor             Single Family
SILVER SPRING               MD     20905            Investor             Planned Unit Development
SUMMERVILLE                 SC     29485            Primary              Single Family
WEYMOUNTH                   MA     02190            Primary              Condominium
SUN CITY                    CA     92585            Primary              Single Family
LOS ANGELES                 CA     90059            Primary              Two-to-Four Family
DINGMANS FERRY              PA     18328            Primary              Single Family
DES MOINES                  IA     50316            Primary              Single Family
PADUCAH                     KY     42001            Primary              Single Family
SANDWICH                    MA     02537            Primary              Single Family
NORWALK                     IA     50211            Investor             Single Family
BARTLESVILLE                OK     74006            Primary              Single Family
OVERLAND PARK               KS     66212            Primary              Single Family
TEMPLE HILLS                MD     20748            Primary              Single Family
OVERLAND PARK               KS     66213            Primary              Single Family
ST. CLAIR                   PA     17970            Primary              Single Family
HAGERSTOWN                  MD     21740            Primary              Planned Unit Development
FORT WORTH                  TX     76120            Primary              Single Family
GREENSBORO                  NC     27409            Primary              Condominium
YORK                        PA     17404            Primary              Planned Unit Development
TEMECULA                    CA     92591            Primary              Planned Unit Development
HIGHLAND                    IL     62249            Primary              Single Family
KANSAS CITY                 MO     64131            Primary              Single Family
WORCESTER                   MA     01610            Primary              Single Family
PENN YAN                    NY     14840            Investor             Two-to-Four Family
PROSPECT                    KY     40059            Investor             Condominium
SPRINGFIELD                 MA     01104            Primary              Single Family
TEXARKANA                   AR     71854            Primary              Single Family
LAKE ELSINORE               CA     92530            Primary              Single Family
RUSSELLS POINT              OH     43348            Primary              Single Family
TACOMA                      WA     98445            Primary              Single Family
BOSTON                      MA     02125            Primary              Single Family
PITTSBURGH                  PA     15221            Primary              Single Family
HIGHLAND MILLS              NY     10930            Primary              Single Family
KANSAS CITY                 KS     66109            Primary              Single Family
TURNEY                      MO     64060            Second Home          Single Family
JACKSONVILLE                FL     32208            Investor             Single Family
BERKELEY HEIGHTS            NJ     07922            Primary              Single Family
BROCKTON                    MA     02302            Primary              Single Family
MACOMB                      MI     48044            Primary              Single Family
SUGAR GROVE                 IL     60554            Primary              Single Family
NIXA                        MO     65714            Primary              Planned Unit Development
RIVERSIDE                   CA     92509            Primary              Single Family
LAKE WORTH                  FL     33463            Primary              Single Family
PLEASANT HILL               MO     64067            Investor             Single Family
DEFUNIAK SPRINGS            FL     32433            Primary              Single Family
STRUTHERS                   OH     44471            Primary              Single Family
TOLEDO                      OH     43606            Primary              Single Family
BALTIMORE                   MD     21230            Primary              Single Family
CONCORD                     OH     44060            Primary              Condominium
OCEANSIDE                   CA     92054            Primary              Single Family
SACO                        ME     04074            Investor             Two-to-Four Family
SAINT LOUIS                 MO     63135            Primary              Single Family
PULASKI                     WI     54162            Primary              Single Family
ROGERS                      AR     72756            Primary              Single Family
PHILADELPHIA                PA     11096            Investor             Two-to-Four Family
JOPLIN                      MO     64755            Investor             Single Family
RICHMOND                    VA     23224            Primary              Single Family
CULPEPER                    VA     20874            Primary              Single Family
CANTON                      MI     48187            Primary              Two-to-Four Family
KELLER                      TX     76248            Primary              Planned Unit Development
NORTH LAS VEGAS             NV     89115            Primary              Single Family
LEWISTON                    ME     04240            Investor             Two-to-Four Family
NEWAYGO                     MI     49337            Investor             Single Family
DAYTON                      OH     45865            Investor             Single Family
AUBURN                      MI     48611            Primary              Single Family
SPRINGFIELD                 OH     43360            Investor             Single Family
NORTH PROVIDENCE            RI     02904            Primary              Condominium
COLUMBIA                    SC     29210            Primary              Condominium
SAINT LOUIS                 MO     63136            Investor             Single Family
AUSTINTOWN                  OH     44515            Primary              Single Family
SALUDA                      NC     28773            Primary              Single Family
GAITHERSBURG                MD     20850            Primary              Planned Unit Development
AYNOR                       SC     29511            Primary              Single Family
CHANDLER                    AZ     85248            Primary              Planned Unit Development
AKRON                       OH     44312            Primary              Single Family
FARRELL                     PA     16121            Primary              Single Family
NAPLES                      FL     34113            Investor             Two-to-Four Family
OLNEY                       MD     20886            Primary              Single Family
TEMPLE HILLS                MD     20748            Primary              Single Family
FLINT                       MI     48506            Primary              Single Family
BUTLER                      PA     16001            Primary              Single Family
WILLOWBROOK                 IL     60527            Primary              Single Family
CHICAGO                     IL     60491            Investor             Two-to-Four Family
RAYMORE                     MO     64083            Primary              Single Family
RICHMOND                    CA     94801            Primary              Single Family
YARMOUTH                    ME     04096            Primary              Single Family
SILOAM SPRINGS              AR     72761            Primary              Single Family
BATON ROUGE                 LA     70816            Primary              Single Family
CHARLOTTE                   NC     28269            Primary              Condominium
ONTARIO                     CA     91761            Primary              Condominium
TOLEDO                      OH     43560            Primary              Single Family
LOS ANGELES                 CA     91406            Primary              Single Family
ATLANTA                     GA     30331            Primary              Single Family
ROSWELL                     GA     30076            Primary              Condominium
ROCKLIN                     CA     95765            Primary              Single Family
CINCINNATI                  OH     45215            Primary              Single Family
FAYETTEVILLE                AR     72701            Primary              Single Family
AURORA                      IL     60563            Primary              Condominium
SPRING VALLEY               IL     61362            Primary              Single Family
ST LOUIS                    MO     63139            Investor             Two-to-Four Family
IONIA                       MI     48846            Primary              Single Family
WOODBRIDGE                  VA     22193            Primary              Single Family
EUCLID                      OH     44117            Primary              Single Family
BOWLING GREEN               OH     43402            Primary              Single Family
YOUNGSTOWN                  OH     21040            Primary              Single Family
INDIANAPOLIS                IN     46234            Primary              Single Family
DETROIT                     MI     48239            Primary              Single Family
AKRON                       OH     44312            Primary              Single Family
ST ALBANS                   NY     10960            Primary              Two-to-Four Family
CRESAPTOWN                  MD     21502            Primary              Single Family
MIDDLETOWN                  OH     45044            Primary              Single Family
WEST COLUMBIA               SC     29170            Primary              Single Family
CHARLOTTE                   NC     28277            Primary              Planned Unit Development
AUSTELL                     GA     30168            Primary              Condominium
COLORADO SPRINGS            CO     80922            Primary              Single Family
CASTLE ROCK                 WA     98611            Primary              Single Family
ALBUQUERQUE                 NM     87107            Primary              Single Family
TERRE HAUTE                 IN     47803            Primary              Single Family
WICHITA                     KS     67208            Investor             Single Family
EAU CLAIRE                  MI     60707            Second Home          Single Family
DIAMOND BAR                 CA     91765            Primary              Single Family
ORANGE                      CA     92869            Primary              Condominium
FORT MYERS                  FL     33912            Primary              Single Family
WESTLAKE                    OH     44011            Primary              Condominium
SPRINGPORT                  MI     49284            Primary              Single Family
PATASKALA                   OH     43062            Primary              Single Family
GRAND LEDGE                 MI     48837            Primary              Single Family
TOLEDO                      OH     43609            Primary              Single Family
CHICAGO                     IL     60620            Primary              Single Family
AKRON                       OH     44302            Primary              Single Family
WEST HAVEN                  CT     06516            Primary              Single Family
CLIO                        MI     48420            Primary              Single Family
N CHICAGO                   IL     60086            Primary              Single Family
WASHINGTON                  DC     20011            Primary              Single Family
WEST PALM BEACH             FL     33412            Primary              Single Family
PEMBROKE PINES              FL     33026            Primary              Single Family
HALLANDALE                  FL     33009            Primary              Condominium
PHOENIX                     AZ     85042            Primary              Planned Unit Development
PORT SAINT LUCIE            FL     34953            Primary              Single Family
MANASSAS                    VA     20136            Primary              Single Family
BIRDSBORO                   PA     19508            Primary              Single Family
CHICAGO                     IL     60660            Primary              Single Family
SILVER SPRING               MD     20905            Primary              Single Family
FREDERICKSBURG              VA     22193            Primary              Single Family
DUPONT                      PA     18641            Primary              Single Family
SARATOGA SPRINGS            NY     12866            Primary              Planned Unit Development
LEESBURG                    VA     20175            Primary              Single Family
PORTLAND                    MI     48875            Primary              Single Family
MIDDLETOWN                  VA     20152            Primary              Single Family
ST. LOUIS                   MO     63113            Investor             Two-to-Four Family
BLUE ISLAND                 IL     60406            Primary              Single Family
WINDHAM                     ME     04062            Primary              Single Family
CINCINNATI                  OH     45237            Primary              Single Family
KISSIMMEE                   FL     34758            Primary              Single Family
GREERS FERRY                AR     72067            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
SARASOTA                    FL     34234            Investor             Single Family
COLD BROOK                  NY     13324            Second Home          Single Family
RAYMOND                     OH     43067            Primary              Single Family
DETROIT                     MI     48210            Primary              Single Family
TERRE HAUTE                 IN     47802            Primary              Single Family
TRINITY                     NC     27370            Primary              Single Family
WESTBROOK                   ME     04062            Primary              Condominium
SEDALIA                     MO     65301            Primary              Single Family
EL CENTRO                   CA     92243            Primary              Single Family
AVENTURA                    FL     60611            Second Home          Condominium
EATON RAPIDS                MI     48827            Primary              Single Family
CHICAGO                     IL     60636            Primary              Single Family
SILVER SPRING               MD     20906            Primary              Single Family
ROGERS                      AR     72756            Primary              Single Family
WOODRIDGE                   IL     60517            Primary              Single Family
ATLANTA                     GA     30344            Primary              Single Family
RALEIGH                     NC     27614            Primary              Planned Unit Development
TERRE HAUTE                 IN     47802            Primary              Single Family
WASHINGTON                  MO     63090            Primary              Single Family
MESA                        AZ     85208            Investor             Planned Unit Development
FISHERS                     IN     46038            Primary              Single Family
BOOTHWYN                    PA     19061            Primary              Single Family
TOLEDO                      OH     43615            Primary              Condominium
CLEVELAND                   OH     44118            Investor             Single Family
TRAVERSE CITY               MI     49686            Primary              Single Family
ARGOS                       IN     46501            Primary              Single Family
MIAMI                       FL     33184            Primary              Single Family
CINCINNATI                  OH     45224            Investor             Two-to-Four Family
MINNEAPOLIS                 MN     55407            Investor             Two-to-Four Family
SAINT LOUIS                 MO     63114            Primary              Single Family
COLUMBUS                    OH     43219            Primary              Single Family
BARBERTON                   OH     44281            Investor             Single Family
GAHANNA                     OH     43230            Primary              Single Family
POPLAR GROVE                IL     60641            Primary              Single Family
BEDFORD                     IN     47421            Primary              Single Family
BETHESDA                    MD     20814            Primary              Single Family
SILVER SPRING               MD     20902            Primary              Single Family
ST PAUL                     MN     55106            Primary              Two-to-Four Family
HOLLYWOOD                   FL     33024            Primary              Single Family
NORFOLK                     VA     23504            Primary              Single Family
CLINTON                     IA     52732            Primary              Single Family
CANTON                      NC     28716            Primary              Single Family
COLUMBUS                    OH     43227            Primary              Single Family
CHICAGO                     IL     60623            Primary              Two-to-Four Family
RESTON                      VA     20191            Primary              Condominium
HORSEHEADS                  NY     14845            Primary              Single Family
COLORADO SPRINGS            CO     80916            Investor             Single Family
ORRVILLE                    OH     44667            Primary              Single Family
COLUMBUS                    OH     43211            Investor             Single Family
ASHEVILLE                   NC     28801            Primary              Single Family
SAN SABA                    TX     75050            Investor             Two-to-Four Family
CLINTON                     MO     64735            Primary              Single Family
BRASELTON                   GA     30517            Primary              Single Family
MILLERSBURG                 OH     44654            Primary              Single Family
FREDERICKSBURG              VA     22407            Primary              Single Family
PITTSBURGH                  PA     15211            Primary              Single Family
GRAND HAVEN                 MI     49417            Primary              Single Family
CHICAGO                     IL     60643            Investor             Two-to-Four Family
MONROE                      LA     71203            Primary              Single Family
DALZELL                     SC     29040            Primary              Single Family
LANSING                     MI     48915            Primary              Single Family
HAZEL PARK                  MI     48030            Primary              Single Family
DETROIT                     MI     48210            Investor             Single Family
EDMOND                      OK     73003            Primary              Single Family
OKLAHOMA CITY               OK     73105            Primary              Single Family
HICKSVILLE                  OH     80536            Second Home          Single Family
CHATTANOOGA                 TN     37411            Second Home          Two-to-Four Family
VIRGINIA BEACH              VA     23452            Primary              Single Family
KUNA                        ID     83634            Primary              Planned Unit Development
ST JOSEPH                   MO     64507            Primary              Single Family
KANSAS CITY                 MO     64124            Primary              Single Family
PALM HARBOR                 FL     34683            Primary              Single Family
HOSHCTON                    GA     30543            Primary              Planned Unit Development
ST LOUIS                    MO     63118            Primary              Single Family
FOUNTAIN VALLEY             CA     92708            Primary              Single Family
HONEOYE FALLS               NY     14472            Primary              Single Family
SOUTH LAKE TAHOE            CA     96150            Primary              Single Family
FREDERICK                   MD     21713            Primary              Single Family
KISSIMMEE                   FL     34744            Primary              Single Family
RIVERSIDE                   CA     92503            Primary              Planned Unit Development
SATELLITE BEACH             FL     32937            Investor             Single Family
SACRAMENTO                  CA     95827            Primary              Single Family
WIGGINS                     CO     80654            Primary              Single Family
READING                     PA     19606            Primary              Single Family
EXETER                      NH     03842            Investor             Two-to-Four Family
POWELL                      OH     43065            Primary              Single Family
COLUMBUS                    OH     43147            Investor             Single Family
WEST WAREHAM                MA     02576            Primary              Single Family
COLUMBUS                    OH     45368            Investor             Two-to-Four Family
SPRINGFIELD                 MI     49015            Primary              Single Family
OWEN                        WI     54460            Primary              Single Family
MEDWAY                      MA     02053            Primary              Two-to-Four Family
PROCTORVILLE                OH     45669            Primary              Single Family
MYRTLE BEACH                SC     29588            Primary              Planned Unit Development
PLANTATION                  FL     33313            Primary              Condominium
COLORADO SPRINGS            CO     80918            Primary              Single Family
Holbrook                    NY     11741            Primary              Single Family
Mangonia Park               FL     33407            Primary              Planned Unit Development
Aldie                       VA     20105            Primary              Planned Unit Development
Chicago                     IL     60614            Primary              Single Family
Bethel                      WA     98387            Primary              Planned Unit Development
Joliet                      IL     60432            Primary              Single Family
Mineral                     VA     23117            Primary              Single Family
Haxtun                      CO     80731            Primary              Single Family
Chino Hills                 CA     91709            Primary              Single Family
Piscataway                  NJ     08854            Primary              Single Family
Toms River                  NJ     08753            Primary              Single Family
Jersey City                 NJ     07304            Primary              Two-to-Four Family
Fresno                      CA     93705            Primary              Single Family
Renton                      WA     98059            Primary              Planned Unit Development
Philadelphia                PA     19119            Primary              Single Family
Sterling                    VA     20164            Primary              Planned Unit Development
Boulder                     CO     80304            Primary              Planned Unit Development
Jersey City                 NJ     07307            Primary              Two-to-Four Family
Paterson                    NJ     07504            Primary              Single Family
Jamaica                     NY     11412            Primary              Single Family
Calwa                       CA     93725            Primary              Single Family
Lodi                        NJ     07644            Primary              Two-to-Four Family
Westland                    MI     48185            Primary              Single Family
El Mirage                   AZ     85335            Primary              Single Family
Milford                     CT     06460            Primary              Single Family
Lawndale                    PA     19111            Primary              Single Family
Santa Clarita               CA     91351            Primary              Single Family
Las Vegas                   NV     89129            Primary              Planned Unit Development
Columbus                    OH     43085            Primary              Single Family
Columbia                    SC     29212            Primary              Single Family
Lane                        CA     93534            Primary              Single Family
Sacramento                  CA     95834            Primary              Single Family
Lenola                      NJ     08057            Primary              Condominium
Georgetown                  IN     47122            Primary              Single Family
Bakersfield                 CA     93306            Primary              Single Family
Van Nuys                    CA     91406            Primary              Single Family
San Bernardino              CA     92411            Primary              Single Family
Mount Rainier               MD     20712            Primary              Single Family
Charlotte                   NC     28214            Primary              Single Family
Mishawaka                   IN     46545            Primary              Single Family
Roulo                       MI     48111            Primary              Single Family
Memphis                     TN     38125            Primary              Single Family
Lagrange                    KY     40031            Primary              Single Family
Tampa                       FL     33614            Primary              Single Family
Yuton                       IL     61701            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Planned Unit Development
Berkeley                    MO     63134            Primary              Single Family
Stockton                    CA     95204            Primary              Single Family
Jonesboro                   GA     30238            Primary              Single Family
San Diego                   CA     92154            Primary              Single Family
Vernon                      CT     06066            Primary              Single Family
Ossining                    NY     10562            Primary              Single Family
Oakland                     CA     94621            Primary              Two-to-Four Family
Tulare                      CA     93274            Primary              Single Family
Greenacres                  CA     93312            Primary              Single Family
Gainesville                 GA     30507            Primary              Single Family
SOLEDAD                     CA     93960            Primary              Single Family
SANTA CLARITA               CA     91354            Primary              Condominium
YUCCA VALLEY                CA     92284            Primary              Single Family
ROANOKE                     IN     46783            Primary              Single Family
LINCOLN                     CA     95648            Primary              Planned Unit Development
NEWPORT                     KY     41071            Primary              Single Family
LAKE MILTON                 OH     44429            Primary              Single Family
BEDFORD                     TX     76021            Primary              Single Family
DETROIT                     MI     48221            Primary              Single Family
SAINT LOUIS                 MO     63118            Primary              Single Family
HARTFORD CITY               IN     47348            Primary              Single Family
LENOX                       MI     48050            Primary              Single Family
WASHINGTON                  PA     15301            Primary              Single Family
NORTH WEBSTER               IN     46555            Primary              Single Family
RIVERVIEW                   FL     33569            Primary              Planned Unit Development
LA QUINTA                   CA     92253            Primary              Planned Unit Development
JACKSON HEIGHTS             NY     11372            Primary              Two-to-Four Family
FELTON                      CA     95018            Primary              Single Family
SAN JOSE                    CA     95125            Primary              Single Family
APOPKA                      FL     32703            Primary              Single Family
COUNCIL BLUFFS              IA     51503            Primary              Single Family
CHICAGO                     IL     60632            Primary              Single Family
ATLANTA                     GA     30324            Primary              Planned Unit Development
LOS ANGELES                 CA     90024            Primary              Condominium
TOOELE                      UT     84074            Primary              Single Family
NEW BEDFORD                 MA     02745            Primary              Single Family
NORTH DARTMOUTH             MA     02747            Primary              Single Family
LAWTON                      MI     49065            Primary              Single Family
WATERFORD                   WI     53185            Primary              Single Family
BRACKENRIDGE                PA     15014            Primary              Single Family
VALLEJO                     CA     94591            Primary              Planned Unit Development
CHICAGO                     IL     60625            Primary              Two-to-Four Family
AVON                        IN     46123            Primary              Single Family
ELKHART                     IN     46514            Primary              Single Family
ORLANDO                     FL     32811            Primary              Single Family
MILACA                      MN     56353            Primary              Single Family
AKRON                       OH     44314            Primary              Single Family
HOFFMAN ESTATES             IL     60194            Primary              Planned Unit Development
WEST LAFAYETTE              IN     47906            Primary              Single Family
RANCHO SANTA MARGARITA      CA     92688            Primary              Condominium
SPENCER                     MA     01562            Primary              Single Family
SAN JOSE                    CA     95121            Primary              Planned Unit Development
CICERO                      IL     60804            Primary              Single Family
REVERE                      MA     02151            Primary              Single Family
KAYSVILLE                   UT     84037            Primary              Single Family
PORTLAND                    OR     97266            Primary              Single Family
NORTH HILLS                 CA     91343            Primary              Single Family
SCHENECTADY                 NY     12309            Primary              Single Family
CHICAGO                     IL     60707            Primary              Single Family
CHICAGO                     IL     60638            Primary              Single Family
RANCHO CUCAMONGA            CA     91739            Primary              Single Family
SPRING GLEN T/O WAWARSING   NY     12483            Primary              Single Family
SOUTH BEND                  IN     46619            Primary              Single Family
SAN DIEGO                   CA     92105            Primary              Single Family
MILLBURY                    MA     01527            Primary              Single Family
CLIFTON PARK                NY     12065            Primary              Single Family
PLAINFIELD                  IL     60544            Primary              Single Family
CORNING                     NY     14830            Primary              Single Family
LONG BEACH                  CA     90805            Primary              Two-to-Four Family
SAN DIEGO                   CA     92126            Primary              Single Family
PITTSBURG                   CA     94565            Primary              Planned Unit Development
MADISON                     IN     47250            Primary              Single Family
BROOKLYN                    NY     11218            Primary              Single Family
EL CAJON                    CA     92019            Primary              Planned Unit Development
TACOMA                      WA     98445            Primary              Planned Unit Development
IMPERIAL                    CA     92251            Primary              Single Family
FRESNO                      CA     93722            Primary              Single Family
EL CAJON                    CA     92020            Primary              Single Family
FORT LAUDERDALE             FL     33311            Primary              Single Family
PHILADELPHIA                PA     19143            Primary              Single Family
GLENS FALLS                 NY     12801            Primary              Single Family
FRESNO                      CA     93702            Primary              Single Family
FARMERSVILLE                CA     93223            Primary              Single Family
REVERE                      MA     02151            Primary              Single Family
HOBOKEN                     NJ     07030            Primary              Two-to-Four Family
LAWRENCE                    MA     01841            Primary              Condominium
DRAPER                      UT     84020            Primary              Single Family
COLD SPRINGS                NV     89506            Primary              Planned Unit Development
METHUEN                     MA     01844            Primary              Single Family
ORLANDO                     FL     32807            Primary              Single Family
CHULA VISTA                 CA     91910            Primary              Condominium
CHICAGO                     IL     60645            Primary              Condominium
WOODBURY                    MN     55125            Primary              Single Family
AUBREY                      TX     76227            Primary              Planned Unit Development
PHENIX CITY                 AL     36870            Primary              Single Family
CHELSEA                     MA     02150            Primary              Two-to-Four Family
CHICAGO                     IL     60618            Primary              Two-to-Four Family
MIAMI                       FL     33015            Primary              Single Family
HAMLIN                      NY     14464            Primary              Single Family
EL SOBRANTE                 CA     94803            Primary              Single Family
ALBUQUERQUE                 NM     87107            Primary              Single Family
MASHPEE                     MA     02649            Primary              Single Family
EL PASO                     TX     79927            Primary              Single Family
STREAMWOOD                  IL     60107            Primary              Single Family
HAMMOND                     IN     46324            Primary              Single Family
WILLINGBORO                 NJ     08046            Primary              Single Family
MONACA                      PA     15061            Primary              Single Family
NORRISTOWN                  PA     19401            Primary              Single Family
DES PLAINES                 IL     60016            Primary              Single Family
HOPKINS                     MN     55343            Primary              Planned Unit Development
LONGVIEW                    WA     98632            Primary              Single Family
CORNELIUS                   NC     28031            Primary              Planned Unit Development
GARDEN CITY                 NY     11530            Primary              Single Family
LYNWOOD                     IL     60411            Primary              Single Family
LAKE WORTH                  FL     33467            Primary              Single Family
INDIO                       CA     92201            Primary              Planned Unit Development
ALEXANDRIA                  IN     46001            Primary              Single Family
BROOKLYN                    NY     11234            Primary              Single Family
RIVERSIDE                   CA     92503            Primary              Single Family
DENVER                      CO     80206            Primary              Condominium
MURRIETA                    CA     92562            Primary              Single Family
IRWIN                       PA     15642            Primary              Single Family
SAINT LOUIS                 MO     63109            Primary              Single Family
EVESHAM                     NJ     08053            Primary              Planned Unit Development
HAYWARD                     CA     94544            Primary              Single Family
CINCINNATI                  OH     45205            Primary              Single Family
DAYTONA BEACH               FL     32119            Primary              Single Family
PERRIS                      CA     92571            Primary              Single Family
MOUNT PLEASANT              SC     29464            Primary              Planned Unit Development
SAINT LOUIS                 MO     63128            Primary              Single Family
LEBANON                     IN     46052            Primary              Single Family
LAKEWOOD                    WA     98499            Primary              Single Family
DENVER                      CO     80239            Primary              Single Family
LAS VEGAS                   NV     89120            Primary              Planned Unit Development
PLAINFIELD                  IL     60544            Primary              Single Family
MERCED                      CA     95340            Primary              Single Family
NORTH LAS VEGAS             NV     89030            Primary              Single Family
SAN JACINTO                 CA     92583            Primary              Planned Unit Development
RICHARDSON                  TX     75081            Primary              Single Family
PEORIA                      AZ     85382            Primary              Single Family
MIAMI                       FL     33055            Primary              Single Family
MARGATE                     FL     33063            Primary              Condominium
BELLPORT                    NY     11713            Primary              Single Family
TOLEDO                      OH     43606            Primary              Single Family
CHARDON                     OH     44024            Primary              Single Family
AUBURN                      ME     04210            Primary              Single Family
WHEELING                    IL     60090            Primary              Condominium
CITRUS HEIGHTS              CA     95621            Primary              Single Family
WEST PALM BEACH             FL     33407            Primary              Single Family
CLARKSTON                   MI     48346            Primary              Single Family
COUNTRY CLUB HILLS          IL     60478            Primary              Single Family
MANTECA                     CA     95337            Primary              Single Family
MEXICO                      NY     13131            Primary              Single Family
HUNTINGTON PARK             CA     90255            Primary              Single Family
PHOENIX                     AZ     85016            Primary              Condominium
TOLEDO                      OH     43611            Primary              Single Family
NORTH OLMSTED               OH     44070            Primary              Single Family
WILLIAMSPORT                OH     43164            Primary              Single Family
SEWICKLEY                   PA     15143            Primary              Planned Unit Development
FALMOUTH                    ME     04105            Primary              Single Family
FLUSHING                    NY     11355            Primary              Single Family
COLUMBIA                    MO     65203            Primary              Single Family
PALM SPRINGS                CA     92264            Primary              Condominium
CANOGA PARK AREA, LA        CA     91303            Primary              Condominium
CLINTON TOWNSHIP            MI     48035            Primary              Single Family
ALHAMBRA                    CA     91801            Primary              Condominium
ATLANTA                     GA     30311            Primary              Single Family
WASHINGTON TOWNSHIP         NJ     08080            Primary              Planned Unit Development
CHICAGO                     IL     60651            Primary              Single Family
AURORA                      CO     80012            Primary              Single Family
CHICAGO                     IL     60623            Primary              Two-to-Four Family
MURRIETA                    CA     92563            Primary              Single Family
YPSILANTI                   MI     48197            Primary              Single Family
SCHAUMBURG                  IL     60193            Primary              Condominium
ATOKA                       TN     38004            Primary              Single Family
LANCASTER                   CA     93534            Primary              Single Family
RANCHO CUCAMONGA            CA     91701            Primary              Single Family
CHICAGO                     IL     60620            Primary              Single Family
GILBERT                     AZ     85233            Primary              Planned Unit Development
DOLTON                      IL     60419            Primary              Single Family
SUGAR LAND                  TX     77479            Primary              Planned Unit Development
SAINT LOUIS                 MO     63121            Primary              Single Family
GROVE CITY                  OH     43123            Primary              Single Family
MOUNT MORRIS                MI     48458            Primary              Single Family
CHICAGO                     IL     60639            Primary              Single Family
HUMBLE                      TX     77346            Primary              Planned Unit Development
HOWELL                      MI     48843            Primary              Condominium
DAYTON                      OH     45406            Primary              Single Family
AURORA                      CO     80013            Primary              Planned Unit Development
CHICAGO                     IL     60617            Primary              Single Family
CENTEREACH                  NY     11720            Primary              Single Family
MILWAUKEE                   WI     53218            Primary              Single Family
UPLAND                      CA     91784            Primary              Single Family
LANCASTER                   CA     93536            Primary              Single Family
PALM DESERT                 CA     92260            Primary              Condominium
RENO                        NV     89512            Primary              Single Family
GLADSTONE                   OR     97027            Primary              Single Family
MONTGOMERY                  NY     12549            Primary              Single Family
STATEN ISLAND               NY     10305            Primary              Single Family
EUSTIS                      FL     32726            Primary              Single Family
EVANSTON                    IL     60202            Primary              Single Family
DENVER                      CO     80219            Primary              Single Family
LAKE WORTH                  FL     33467            Primary              Planned Unit Development
POMONA                      CA     91767            Primary              Planned Unit Development
COLUMBUS                    OH     43221            Primary              Single Family
CONCORD                     CA     94520            Primary              Planned Unit Development
SARASOTA                    FL     34231            Primary              Single Family
HOUSTON                     TX     77072            Primary              Planned Unit Development
WEST JEFFERSON              OH     43162            Primary              Single Family
MARION                      OH     43302            Primary              Single Family
COLCHESTER                  VT     05446            Primary              Single Family
WEST HOLLYWOOD              CA     90046            Primary              Condominium
PORT SAINT LUCIE            FL     34986            Primary              Single Family
DOWNEY                      CA     90240            Primary              Single Family
CARSON                      CA     90745            Primary              Single Family
TRAVERSE CITY               MI     49684            Primary              Single Family
MC LEAN                     VA     22101            Primary              Single Family
KYLE                        TX     78640            Primary              Single Family
CHICAGO                     IL     60628            Primary              Single Family
DOUGLASSVILLE               PA     19518            Primary              Single Family
PARMA                       OH     44134            Primary              Single Family
RANCHO CUCAMONGA            CA     91730            Primary              Condominium
WARRENVILLE                 IL     60555            Primary              Single Family
DENTON                      TX     76210            Primary              Planned Unit Development
COMPTON                     CA     90221            Primary              Single Family
WILLIAMSTON                 MI     48895            Primary              Condominium
FORT WORTH                  TX     76133            Primary              Single Family
WESTMORELAND CITY           PA     15692            Primary              Single Family
GARLAND                     TX     75040            Primary              Single Family
WOODBRIDGE                  VA     22193            Primary              Planned Unit Development
CALUMET CITY                IL     60409            Primary              Single Family
PLUMAS LAKE                 CA     95961            Primary              Single Family
MARION                      IN     46953            Primary              Single Family
BRENTWOOD                   CA     94513            Primary              Single Family
SALT LAKE CITY              UT     84104            Primary              Single Family
SCOTTSDALE                  AZ     85254            Primary              Single Family
ATTICA T/O ALEXANDER        NY     14011            Primary              Single Family
GAHANNA                     OH     43230            Primary              Single Family
VERNON HILLS                IL     60061            Primary              Planned Unit Development
ROUND ROCK                  TX     78664            Primary              Single Family
HAMERSVILLE                 OH     45130            Primary              Single Family
MORRISTOWN                  MN     55052            Primary              Single Family
FORT WORTH                  TX     76179            Primary              Single Family
BAKERSFIELD                 CA     93308            Primary              Single Family
FRESNO                      CA     93727            Primary              Single Family
JUSTIN                      TX     76247            Primary              Single Family
OREGON CITY                 OR     97045            Primary              Single Family
SAN DIEGO                   CA     92104            Primary              Single Family
GOSHEN                      OH     45122            Primary              Single Family
NORTH LAS VEGAS             NV     89030            Primary              Single Family
CHICAGO                     IL     60639            Primary              Single Family
CARNATION                   WA     98014            Primary              Single Family
LA QUINTA                   CA     92253            Primary              Single Family
VALLEJO                     CA     94591            Primary              Planned Unit Development
BAKERSFIELD                 CA     93307            Primary              Single Family
LAKE WORTH                  FL     33467            Primary              Single Family
STERLING HEIGHTS            MI     48310            Primary              Single Family
PALMDALE                    CA     93551            Primary              Single Family
DALLAS                      GA     30132            Primary              Single Family
APPLE VALLEY                CA     92307            Primary              Single Family
MORENO VALLEY               CA     92557            Primary              Single Family
MC KINNEY                   TX     75069            Primary              Single Family
RESEDA                      CA     91335            Primary              Single Family
ARLINGTON                   TX     76014            Primary              Single Family
BRAINERD                    MN     56401            Primary              Single Family
OAKLAND                     CA     94605            Primary              Single Family
NEWPORT                     RI     02840            Primary              Single Family
NORTH RICHLAND HILLS        TX     76180            Primary              Single Family
HAWTHORNE                   CA     90250            Primary              Single Family
YAKIMA                      WA     98908            Primary              Single Family
CHICAGO                     IL     60641            Primary              Two-to-Four Family
HENDERSON                   NV     89052            Primary              Planned Unit Development
HACIENDA HEIGHTS            CA     91745            Primary              Single Family
DEERFIELD BEACH             FL     33441            Primary              Single Family
BAY POINT                   CA     94565            Primary              Single Family
WAITE PARK                  MN     56387            Primary              Single Family
CARROLLTON                  GA     30117            Primary              Single Family
KENTWOOD                    MI     49508            Primary              Single Family
GAITHERSBURG                MD     20877            Primary              Planned Unit Development
LINCOLN PARK                MI     48146            Primary              Single Family
OAK LAWN                    IL     60453            Primary              Single Family
FORT COLLINS                CO     80526            Primary              Single Family
TEMECULA                    CA     92592            Primary              Planned Unit Development
HARWOOD HEIGHTS             IL     60706            Primary              Single Family
SCOTTSDALE                  AZ     85255            Primary              Single Family
NIXA                        MO     65714            Primary              Single Family
CHANDLER                    AZ     85249            Primary              Planned Unit Development
OAKLAND                     CA     94619            Primary              Single Family
PHOENIX                     AZ     85016            Primary              Condominium
FOREST GROVE                OR     97116            Primary              Single Family
HILLIARD                    OH     43026            Primary              Single Family
ELGIN                       IL     60120            Primary              Single Family
LESLIE                      MO     63056            Primary              Single Family
SAN ANTONIO                 TX     78212            Primary              Single Family
WEST PALM BEACH             FL     33406            Primary              Planned Unit Development
PHOENIX                     AZ     85008            Primary              Single Family
PARK FOREST                 IL     60466            Primary              Single Family
SUPERIOR                    WI     54880            Primary              Single Family
LOS ANGELES                 CA     90062            Primary              Single Family
GILBERT                     SC     29054            Primary              Single Family
WEST BEND                   WI     53090            Primary              Single Family
STANSBURY PARK              UT     84074            Primary              Single Family
LOMITA                      CA     90717            Primary              Condominium
PORT COSTA                  CA     94569            Primary              Single Family
LONG BEACH                  CA     90814            Primary              Condominium
HUNTINGTON BEACH            CA     92649            Primary              Condominium
CANOGA PARK                 CA     91304            Primary              Single Family
SAN RAFAEL                  CA     94901            Primary              Condominium
SUMMERVILLE                 SC     29485            Primary              Single Family
CENTREVILLE                 VA     20120            Primary              Planned Unit Development
COLUMBUS                    OH     43212            Primary              Single Family
ANTIOCH                     CA     94531            Primary              Single Family
KISSIMMEE                   FL     34743            Primary              Planned Unit Development
CHICAGO                     IL     60656            Primary              Single Family
ENGLEWOOD                   FL     34223            Primary              Single Family
MINNEAPOLIS                 MN     55408            Primary              Single Family
RUNNING SPRINGS             CA     92382            Primary              Single Family
CINCINNATI                  OH     45245            Primary              Single Family
RALEIGH                     NC     27604            Primary              Planned Unit Development
MIAMI                       FL     33165            Primary              Single Family
WILLITS                     CA     95490            Primary              Single Family
SAN DIEGO                   CA     92114            Primary              Single Family
LANCASTER                   CA     93534            Primary              Single Family
COLORADO SPRINGS            CO     80916            Primary              Planned Unit Development
OGDEN                       UT     84404            Primary              Condominium
RESEDA AREA, LOS ANGELES    CA     91335            Primary              Single Family
HUNTINGTON BEACH            CA     92646            Primary              Condominium
PLEASANT HILL               CA     94523            Primary              Single Family
CHERRY VALLEY               CA     92223            Primary              Single Family
GENEVA                      IL     60134            Primary              Single Family
CHICAGO                     IL     60628            Primary              Single Family
SEAFORD                     NY     11783            Primary              Single Family
MATTESON                    IL     60443            Primary              Single Family
MIAMI BEACH                 FL     33141            Primary              Single Family
SPRING                      TX     77388            Primary              Planned Unit Development
BAKERSFIELD                 CA     93313            Primary              Single Family
IRVINE                      CA     92612            Primary              Planned Unit Development
MERCER ISLAND               WA     98040            Primary              Single Family
LAGUNA NIGUEL               CA     92677            Primary              Planned Unit Development
DAVENPORT                   IA     52806            Primary              Single Family
CHICAGO                     IL     60628            Primary              Single Family
CHULA VISTA                 CA     91915            Primary              Planned Unit Development
PALM SPRINGS                FL     33406            Primary              Planned Unit Development
EAST PROVIDENCE             RI     02914            Primary              Two-to-Four Family
YUCCA VALLEY                CA     92284            Primary              Single Family
BROWNSTOWN                  IN     47220            Primary              Single Family
AUSTIN                      TX     78739            Primary              Planned Unit Development
SIDNEY                      OH     45365            Primary              Single Family
LEESBURG                    VA     20175            Primary              Planned Unit Development
LACEY                       WA     98516            Primary              Planned Unit Development
SAN DIEGO                   CA     92127            Primary              Condominium
BUENA PARK                  CA     90621            Primary              Single Family
MARYSVILLE                  CA     95901            Primary              Single Family
SEATTLE                     WA     98103            Primary              Single Family
YOUNGTOWN                   AZ     85363            Primary              Condominium
TRACY                       CA     95376            Primary              Single Family
FAIR OAKS                   CA     95628            Primary              Single Family
SAINT LOUIS                 MO     63136            Primary              Single Family
VERMILLION                  SD     57069            Primary              Single Family
WALDORF                     MD     20601            Primary              Planned Unit Development
MINNEAPOLIS                 MN     55411            Primary              Single Family
CARSON                      CA     90746            Primary              Planned Unit Development
FONTANA                     CA     92336            Primary              Single Family
WHITE LAKE                  MI     48383            Primary              Single Family
CHICO                       CA     95973            Primary              Single Family
SPRINGFIELD                 TN     37172            Primary              Single Family
LAWNDALE                    CA     90260            Primary              Single Family
MENIFEE                     CA     92584            Primary              Single Family
DENVER                      CO     80209            Primary              Single Family
CINCINNATI                  OH     45240            Primary              Single Family
PASO ROBLES                 CA     93446            Primary              Single Family
LAKE WORTH                  FL     33463            Primary              Planned Unit Development
ARLINGTON                   TX     76014            Primary              Single Family
SYRACUSE                    NY     13224            Primary              Single Family
HOLLIS                      NY     11423            Primary              Two-to-Four Family
PACIFICA                    CA     94044            Primary              Single Family
ST. ALBANS                  NY     11411            Primary              Two-to-Four Family
LOS ANGELES                 CA     90003            Primary              Two-to-Four Family
GLENDORA                    CA     91740            Primary              Single Family
PORTLAND                    OR     97233            Primary              Single Family
AURORA                      CO     80015            Primary              Planned Unit Development
BAKERSFIELD                 CA     93307            Primary              Single Family
SACRAMENTO                  CA     95815            Primary              Single Family
SACRAMENTO                  CA     95835            Primary              Single Family
CHULA VISTA                 CA     91913            Primary              Planned Unit Development
REDDING                     CA     96001            Primary              Single Family
STUDIO CITY AREA, LOS ANGE  CA     91604            Primary              Condominium
CINCINNATI                  OH     45231            Primary              Single Family
PACIFICA                    CA     94044            Primary              Single Family
SILVER SPRING               MD     20902            Primary              Single Family
GLENDALE HEIGHTS            IL     60139            Primary              Single Family
LOS ANGELES                 CA     91356            Primary              Condominium
PORT HUENEME                CA     93035            Primary              Condominium
YUBA CITY                   CA     95991            Primary              Single Family
PALM SPRINGS                CA     92264            Primary              Condominium
SCHENECTADY                 NY     12305            Primary              Single Family
NEW PRAGUE                  MN     56071            Primary              Single Family
CASTAIC                     CA     91384            Primary              Single Family
BAKERSFIELD                 CA     93307            Primary              Single Family
MATTAPAN                    MA     02126            Primary              Two-to-Four Family
HAMMOND                     IN     46324            Primary              Single Family
LOWELL                      MA     01851            Primary              Single Family
CHICAGO                     IL     60634            Primary              Single Family
SYLMAR AREA, LOS ANGELES    CA     91342            Primary              Single Family
MISSOULA                    MT     59808            Primary              Planned Unit Development
MARYSVILLE                  CA     95901            Primary              Single Family
RIO LINDA                   CA     95673            Primary              Single Family
FAIRPORT HARBOR             OH     44077            Primary              Single Family
HIALEAH                     FL     33014            Primary              Planned Unit Development
LAKE WORTH                  FL     33463            Primary              Single Family
JAMAICA                     NY     11436            Primary              Single Family
CHICAGO                     IL     60632            Primary              Single Family
FORT LAUDERDALE             FL     33308            Primary              Condominium
ANTIOCH                     CA     94531            Primary              Single Family
SAN ANTONIO                 TX     78249            Primary              Single Family
PALM SPRINGS                CA     92262            Primary              Planned Unit Development
COTTAGE GROVE               OR     97424            Primary              Single Family
CARMICHAEL                  CA     95608            Primary              Single Family
RICHMOND                    CA     94804            Primary              Single Family
HUNTINGTON BEACH            CA     92648            Primary              Condominium
RALEIGH                     NC     27615            Primary              Single Family
SAN FRANCISCO               CA     94134            Primary              Single Family
TIGARD                      OR     97224            Primary              Single Family
TUJUNGA                     CA     91042            Primary              Single Family
CAPITOL HEIGHTS             MD     20743            Primary              Single Family
PORTLAND                    OR     97266            Primary              Single Family
BRAWLEY                     CA     92227            Primary              Single Family
SUNNYVALE                   CA     94087            Primary              Single Family
BALLWIN                     MO     63021            Primary              Single Family
TEMECULA                    CA     92592            Primary              Single Family
PASADENA                    TX     77502            Primary              Single Family
INDEPENDENCE                MO     64050            Primary              Single Family
LITTLE FALLS                NJ     07424            Primary              Single Family
SAN JOSE                    CA     95139            Primary              Single Family
CORONA                      CA     92879            Primary              Single Family
BAKERSFIELD                 CA     93309            Primary              Single Family
FONTANA                     CA     92336            Primary              Single Family
TEMECULA                    CA     92592            Primary              Single Family
REDMOND                     OR     97756            Primary              Single Family
GALT                        CA     95632            Primary              Single Family
FRESNO                      CA     93727            Primary              Single Family
MORRISON                    CO     80465            Primary              Single Family
SANTA ROSA                  CA     95403            Primary              Single Family
OCEANSIDE                   CA     92056            Primary              Planned Unit Development
SANTEE                      CA     92071            Primary              Single Family
NASHVILLE                   TN     37216            Primary              Single Family
PROCTORVILLE                OH     45669            Primary              Single Family
SILVER SPRING               MD     20904            Primary              Planned Unit Development
LITTLETON                   CO     80127            Primary              Single Family
HOMESTEAD                   FL     33033            Primary              Single Family
IRVING                      TX     75061            Primary              Single Family
CHICAGO                     IL     60639            Primary              Two-to-Four Family
LONG BEACH                  CA     90805            Primary              Single Family
AVONDALE                    AZ     85323            Primary              Planned Unit Development
STATELINE                   NV     89449            Primary              Single Family
GILROY                      CA     95020            Primary              Single Family
MARION                      AR     72364            Primary              Single Family
CHULA VISTA                 CA     91913            Primary              Condominium
SEVERNA PARK                MD     21146            Primary              Planned Unit Development
FAIRFIELD                   CA     94533            Primary              Single Family
MINNEAPOLIS                 MN     55420            Primary              Single Family
CALABASAS                   CA     91301            Primary              Single Family
HAYWARD                     CA     94541            Primary              Condominium
TRACY                       CA     95376            Primary              Single Family
CATHEDRAL CITY              CA     92234            Primary              Single Family
RIVERSIDE                   CA     92505            Primary              Single Family
SCOTTSDALE                  AZ     85260            Primary              Single Family
MONTGOMERY                  IL     60538            Primary              Single Family
BROOKEVILLE                 MD     20833            Primary              Planned Unit Development
AFTON                       MN     55001            Primary              Single Family
OCONOMOWOC                  WI     53066            Primary              Single Family
CICERO                      IL     60804            Primary              Single Family
TIGARD                      OR     97223            Primary              Single Family
SANTEE                      CA     92071            Primary              Condominium
CYPRESS                     CA     90630            Primary              Single Family
NORWALK                     CA     90650            Primary              Single Family
SALADO                      TX     76571            Primary              Single Family
CICERO                      IL     60804            Primary              Two-to-Four Family
GREENWICH                   CT     06830            Primary              Single Family
MINNEAPOLIS                 MN     55408            Primary              Single Family
HOUSTON                     TX     77073            Primary              Planned Unit Development
VICTORVILLE                 CA     92394            Primary              Single Family
LA PORTE                    TX     77571            Primary              Planned Unit Development
FAIRFIELD                   CA     94533            Primary              Single Family
SHAKOPEE                    MN     55379            Primary              Condominium
LAKE STEVENS                WA     98258            Primary              Single Family
CHICAGO                     IL     60611            Primary              Single Family
MARIETTA                    GA     30064            Primary              Single Family
PINELLAS PARK               FL     33782            Primary              Single Family
ALEXANDRIA                  VA     22312            Primary              Condominium
NASHVILLE                   TN     37207            Primary              Planned Unit Development
OAK VIEW                    CA     93022            Primary              Single Family
SACRAMENTO                  CA     95826            Primary              Single Family
INDIANAPOLIS                IN     46236            Primary              Single Family
TUKWILA                     WA     98188            Primary              Single Family
FREDERICKSBURG              VA     22408            Primary              Planned Unit Development
ORLANDO                     FL     32835            Primary              Single Family
NORTH LAS VEGAS             NV     89031            Primary              Planned Unit Development
SAN JOSE                    CA     95127            Primary              Single Family
PALM HARBOR                 FL     34684            Primary              Planned Unit Development
ST. PETERSBURG              FL     33707            Primary              Single Family
MURRIETA                    CA     92563            Primary              Single Family
PITTSBURG                   CA     94565            Primary              Single Family
EL CAJON                    CA     92021            Primary              Single Family
BAKERSFIELD                 CA     93307            Primary              Single Family
CHANDLER                    AZ     85225            Primary              Planned Unit Development
WESTON                      FL     33327            Primary              Planned Unit Development
BOLINGBROOK                 IL     60440            Primary              Condominium
SALEM                       MA     01970            Primary              Single Family
NEW PORT RICHEY             FL     34653            Primary              Single Family
SAN MARCOS                  CA     92078            Primary              Condominium
DENVER                      CO     80203            Primary              Condominium
ELK GROVE                   CA     95757            Primary              Single Family
ACWORTH                     GA     30101            Primary              Planned Unit Development
SPOKANE VALLEY              WA     99016            Primary              Single Family
SAN JOSE                    CA     95134            Primary              Condominium
NEW KENSINGTON              PA     15068            Primary              Single Family
MIAMI                       FL     33185            Primary              Single Family
CINCINNATI                  OH     45240            Primary              Single Family
EUGENE                      OR     97402            Primary              Single Family
FORT WAYNE                  IN     46806            Primary              Single Family
LAKE FOREST                 CA     92630            Primary              Planned Unit Development
RICHMOND                    CA     94806            Primary              Planned Unit Development
BAKERSFIELD                 CA     93311            Primary              Single Family
THOUSAND OAKS               CA     91360            Primary              Single Family
BECKER                      MN     55308            Primary              Single Family
RIVERDALE                   MD     20737            Primary              Single Family
ZIONSVILLE                  IN     46077            Primary              Planned Unit Development
EAST PALATKA                FL     32131            Primary              Single Family
MIAMI                       FL     33133            Primary              Single Family
SAN CLEMENTE                CA     92672            Primary              Planned Unit Development
LANCASTER                   CA     93536            Primary              Single Family
CERRITOS                    CA     90703            Primary              Single Family
GIBSONTON                   FL     33534            Primary              Planned Unit Development
PORTLAND                    OR     97203            Primary              Single Family
LAKE FOREST                 CA     92630            Primary              Condominium
SAN BERNARDINO              CA     92404            Primary              Single Family
TRINITY                     FL     34655            Primary              Planned Unit Development
LANDSDOWNE                  VA     20176            Primary              Planned Unit Development
MORGAN HILL                 CA     95037            Primary              Planned Unit Development
SAN DIEGO                   CA     92131            Primary              Condominium
LAWRENCEVILLE               GA     30045            Primary              Planned Unit Development
BALDWIN PARK                CA     91706            Primary              Single Family
BENICIA                     CA     94510            Primary              Planned Unit Development
LADERA RANCH                CA     92694            Primary              Planned Unit Development
BROOKLYN                    NY     11229            Primary              Single Family
MIAMI                       FL     33179            Primary              Condominium
LAS VEGAS                   NV     89145            Primary              Condominium
HOUSTON                     TX     77006            Primary              Planned Unit Development
BOILING SPRING LAKES        NC     28461            Primary              Single Family
NORTH LAS VEGAS             NV     89084            Primary              Planned Unit Development
MANASSAS                    VA     20112            Primary              Planned Unit Development
VICTORVILLE                 CA     92392            Primary              Single Family
ALEXANDRIA                  VA     22310            Primary              Planned Unit Development
SALT LAKE CITY              UT     84105            Primary              Single Family
VICTORVILLE                 CA     92392            Primary              Single Family
COON RAPIDS                 MN     55448            Primary              Single Family
CHARLOTTE                   NC     28277            Primary              Planned Unit Development
ORTING                      WA     98360            Primary              Planned Unit Development
ROCK HILL                   SC     29732            Primary              Single Family
ELGIN                       IL     60123            Primary              Single Family
NILES                       IL     60714            Primary              Single Family
SAN JOSE                    CA     95136            Primary              Condominium
LAKESIDE                    CA     92040            Primary              Single Family
WESTLAND                    MI     48185            Primary              Condominium
CUMMING                     GA     30040            Primary              Planned Unit Development
LAWRENCEVILLE               GA     30044            Primary              Planned Unit Development
VALPARAISO                  IN     46383            Primary              Single Family
CERES                       CA     95307            Primary              Single Family
PHOENIX                     AZ     85032            Primary              Single Family
LAWRENCEVILLE               GA     30044            Primary              Single Family
FINDLAY                     OH     45840            Primary              Single Family
RIVERSIDE                   CA     92508            Primary              Planned Unit Development
RAMONA                      CA     92065            Primary              Single Family
GUADALUPE                   CA     93434            Primary              Single Family
MCDONOUGH                   GA     30252            Primary              Planned Unit Development
COVINGTON                   GA     30016            Primary              Planned Unit Development
CLINTON                     MD     20735            Primary              Planned Unit Development
MESA                        AZ     85208            Primary              Planned Unit Development
STATESVILLE                 NC     28625            Primary              Single Family
COMPTON                     CA     90222            Primary              Single Family
WOODBRIDGE                  VA     22191            Primary              Single Family
STREAMWOOD                  IL     60107            Primary              Single Family
ROBBINSDALE                 MN     55422            Primary              Single Family
CORONA                      CA     92883            Primary              Planned Unit Development
EL CAJON                    CA     92021            Primary              Single Family
CHINO HILLS                 CA     91709            Primary              Condominium
PARAMOUNT                   CA     90723            Primary              Condominium
WALDORF                     MD     20603            Primary              Planned Unit Development
CHATTANOOGA                 TN     37421            Primary              Single Family
PEABODY                     MA     01960            Primary              Single Family
BROOKLYN                    NY     11233            Primary              Two-to-Four Family
NAMPA                       ID     83687            Primary              Single Family
SOUTH GATE                  CA     90280            Primary              Single Family
BRONX                       NY     10460            Primary              Two-to-Four Family
LEBANON                     OH     45036            Primary              Single Family
ALISO VIEJO                 CA     92656            Primary              Condominium
CLAYTON                     CA     94517            Primary              Single Family
NEWPORT NEWS                VA     23607            Primary              Single Family
SPRINGFIELD                 MO     65807            Primary              Single Family
LOS ANGELES                 CA     90026            Primary              Two-to-Four Family
INDIANAPOLIS                IN     46217            Primary              Planned Unit Development
VISALIA                     CA     93291            Primary              Single Family
ORANGEVALE                  CA     95662            Primary              Single Family
CENTRAL FALLS               RI     02863            Primary              Two-to-Four Family
MALDEN                      MA     02148            Primary              Two-to-Four Family
ALBUQUERQUE                 NM     87107            Primary              Single Family
BEAVERTON                   OR     97007            Primary              Single Family
FORT WAYNE                  IN     46835            Primary              Planned Unit Development
WEST PALM BEACH             FL     33409            Primary              Single Family
LA MIRADA                   CA     90638            Primary              Single Family
CASSELBERRY                 FL     32707            Primary              Single Family
DAYTON                      NV     89403            Primary              Single Family
CASSELBERRY                 FL     32730            Primary              Single Family
TRUCKEE                     CA     96161            Second Home          Planned Unit Development
SOUTH LAKE TAHOE            CA     96150            Second Home          Single Family
PHOENIX                     AZ     85040            Primary              Single Family
CHANDLER                    AZ     85249            Primary              Planned Unit Development
BAKERSFIELD                 CA     93304            Primary              Two-to-Four Family
DENVER                      CO     80249            Primary              Planned Unit Development
RICHMOND                    CA     94806            Primary              Single Family
BLOOMFIELD HILLS            MI     48301            Primary              Single Family
ESCONDIDO                   CA     92026            Primary              Planned Unit Development
GREENACRES                  FL     33463            Primary              Planned Unit Development
BLUE ISLAND                 IL     60406            Primary              Two-to-Four Family
MAYER                       AZ     86333            Primary              Single Family
MORENO VALLEY               CA     92555            Primary              Single Family
PORT CHARLOTTE              FL     33952            Primary              Single Family
PORTERVILLE                 CA     93257            Primary              Single Family
CEDAR VALLEY                UT     84013            Primary              Single Family
INGLEWOOD                   CA     90304            Primary              Two-to-Four Family
FYFFE                       AL     35971            Primary              Single Family
RICHMOND                    CA     94801            Primary              Two-to-Four Family
MESA                        AZ     85208            Primary              Planned Unit Development
LAS VEGAS                   NV     89122            Primary              Planned Unit Development
HOLLISTER                   CA     95023            Primary              Single Family
COMPTON                     CA     90222            Primary              Two-to-Four Family
MIDDLEBORO                  MA     02346            Primary              Two-to-Four Family
ORLANDO                     FL     32818            Second Home          Single Family
OCALA                       FL     34476            Primary              Single Family
MAPLE VALLEY                WA     98038            Primary              Single Family
PHOENIX                     AZ     85029            Primary              Planned Unit Development
LAKE OSWEGO                 OR     97035            Primary              Single Family
HAZEL CREST                 IL     60429            Primary              Single Family
APACHE JUNCTION             AZ     85220            Primary              Single Family
INDIANAPOLIS                IN     46221            Primary              Single Family
SACRAMENTO                  CA     95820            Primary              Single Family
PARKER                      CO     80138            Primary              Planned Unit Development
GODFREY                     IL     62035            Primary              Single Family
DELTA                       CO     81416            Primary              Single Family
SEYMOUR                     IN     47274            Primary              Single Family
ELIZABETHTOWN               PA     17022            Primary              Single Family
MURRIETA                    CA     92563            Primary              Single Family
MOORE                       OK     73160            Primary              Single Family
KENT                        WA     98042            Primary              Single Family
ONTARIO                     CA     91762            Primary              Single Family
ALPHARETTA                  GA     30022            Primary              Planned Unit Development
INDIANAPOLIS                IN     46203            Primary              Single Family
PARADISE VALLEY             AZ     85253            Primary              Single Family
DENVER                      CO     80239            Primary              Single Family
LAKEWOOD                    CA     90712            Primary              Single Family
FORT WAYNE                  IN     46805            Primary              Single Family
HIGHLANDS RANCH             CO     80126            Primary              Planned Unit Development
PLEASANT GROVE              UT     84062            Primary              Single Family
LINN                        MO     65051            Primary              Single Family
CORONA                      CA     92879            Primary              Planned Unit Development
SALINAS                     CA     93906            Primary              Single Family
MORENO VALLEY               CA     92551            Primary              Single Family
TUCSON                      AZ     85711            Primary              Single Family
DORCHESTER                  MA     02121            Primary              Two-to-Four Family
TUCSON                      AZ     85714            Primary              Single Family
BEND                        OR     97701            Primary              Single Family
PAYSON                      AZ     85541            Primary              Single Family
HENDERSON                   NV     89015            Primary              Planned Unit Development
MURRAY                      UT     84107            Primary              Single Family
LAVEEN                      AZ     85339            Primary              Planned Unit Development
DUDLEY                      MA     01571            Primary              Single Family
BONNER SPRINGS              KS     66012            Primary              Single Family
LAWRENCEVILLE               GA     30044            Primary              Single Family
LEBANON JUNCTION            KY     40150            Primary              Single Family
SHERWOOD                    OR     97140            Primary              Two-to-Four Family
PERRIS                      CA     92571            Primary              Single Family
ORLANDO                     FL     32803            Primary              Single Family
FIRCREST                    WA     98466            Primary              Planned Unit Development
KISSIMMEE                   FL     34759            Second Home          Planned Unit Development
MUSKEGON                    MI     49442            Primary              Single Family
VANCOUVER                   WA     98662            Primary              Single Family
CENTRAL FALLS               RI     02863            Primary              Two-to-Four Family
PITTSBURGH                  PA     15236            Primary              Two-to-Four Family
NORTH PORT                  FL     34287            Primary              Single Family
GILBERT                     AZ     85234            Primary              Single Family
TUCSON                      AZ     85714            Primary              Single Family
GLENDALE                    AZ     85303            Primary              Single Family
PROVIDENCE                  RI     02909            Primary              Two-to-Four Family
SPARKS                      NV     89431            Primary              Single Family
CHICAGO                     IL     60620            Primary              Single Family
CHICAGO HEIGHTS             IL     60411            Primary              Two-to-Four Family
HILLSBORO                   OR     97123            Primary              Two-to-Four Family
BOSTON                      MA     02124            Primary              Two-to-Four Family
GREENWOOD                   MO     64034            Primary              Single Family
MORENO VALLEY               CA     92557            Primary              Single Family
SALT LAKE CITY              UT     84104            Primary              Single Family
LOS ANGELES                 CA     90026            Primary              Two-to-Four Family
FRESNO                      CA     93701            Primary              Two-to-Four Family
PITTSBURG                   CA     94565            Primary              Planned Unit Development
LAS VEGAS                   NV     89142            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
LAS VEGAS                   NV     89120            Primary              Single Family
PAPILLION                   NE     68046            Primary              Single Family
SAN FRANCISCO               CA     94134            Primary              Single Family
TRACY                       CA     95376            Primary              Single Family
LOS ANGELES                 CA     90003            Primary              Two-to-Four Family
MAPLE VALLEY                WA     98038            Primary              Planned Unit Development
BRIGHTON                    CO     80602            Primary              Single Family
FARMINGTON HILLS            MI     48334            Primary              Condominium
PRINEVILLE                  OR     97754            Primary              Single Family
PILGER                      NE     68768            Primary              Single Family
ALBUQUERQUE                 NM     87120            Primary              Single Family
THORNTON                    CO     80233            Primary              Single Family
APPLE VALLEY                CA     92308            Primary              Single Family
THORNTON                    CO     80233            Primary              Single Family
WHITE HALL                  AR     71602            Primary              Single Family
VIRGINIA BEACH              VA     23464            Primary              Single Family
OAKLAND                     CA     94605            Primary              Single Family
PHOENIX                     AZ     85051            Primary              Single Family
GRESHAM                     OR     97080            Primary              Single Family
RIALTO                      CA     92376            Primary              Single Family
SAINT LOUIS                 MO     63116            Primary              Single Family
LAS VEGAS                   NV     89130            Primary              Planned Unit Development
FORT WORTH                  TX     76133            Primary              Single Family
EAST CANTON                 OH     44730            Primary              Single Family
EVERGREEN PARK              IL     60805            Primary              Single Family
CHUBBUCK                    ID     83202            Primary              Single Family
BOISE                       ID     83713            Primary              Planned Unit Development
LOS ANGELES                 CA     90002            Primary              Two-to-Four Family
IONE                        CA     95640            Primary              Single Family
HILLSBORO                   OR     97123            Primary              Single Family
PAYETTE                     ID     83661            Primary              Single Family
CLEARFIELD                  UT     84015            Primary              Single Family
SPRINGFIELD                 MA     01118            Primary              Single Family
SUGAR HILL                  GA     30518            Primary              Planned Unit Development
NEWMAN                      CA     95360            Primary              Single Family
CHESTER                     VA     23831            Primary              Single Family
BURIEN                      WA     98148            Primary              Single Family
PORTLAND                    OR     97211            Primary              Single Family
RANDOLPH                    MA     02368            Primary              Single Family
JACKSONVILLE                FL     32225            Primary              Planned Unit Development
COLUMBUS                    OH     43227            Primary              Single Family
RICHMOND                    IN     47374            Primary              Single Family
LOUISVILLE                  KY     40214            Primary              Single Family
FORDLAND                    MO     65652            Primary              Single Family
ORLANDO                     FL     32804            Second Home          Single Family
SAINT LOUIS                 MO     63137            Primary              Single Family
LAS VEGAS                   NV     89145            Primary              Planned Unit Development
STONE MOUNTAIN              GA     30087            Primary              Single Family
COLLINSVILLE                IL     62234            Primary              Single Family
PARAGOULD                   AR     72450            Primary              Single Family
CRYSTAL                     MN     55427            Primary              Single Family
CEDAR VALLEY                UT     84013            Primary              Single Family
PALM COAST                  FL     32137            Second Home          Single Family
O FALLON                    MO     63366            Primary              Planned Unit Development
ALBUQUERQUE                 NM     87114            Primary              Single Family
NAMPA                       ID     83651            Primary              Planned Unit Development
LANSING                     MI     48912            Primary              Single Family
LAS VEGAS                   NV     89110            Primary              Single Family
BOISE                       ID     83706            Primary              Condominium
HENDERSON                   NV     89015            Primary              Planned Unit Development
BALTIMORE                   MD     21213            Primary              Single Family
ANTIOCH                     CA     94509            Primary              Single Family
DELHI                       CA     95315            Primary              Single Family
CLACKAMAS                   OR     97015            Primary              Single Family
TRACY                       CA     95376            Primary              Two-to-Four Family
PRINEVILLE                  OR     97754            Primary              Single Family
TRACY                       CA     95377            Primary              Single Family
BUFORD                      GA     30519            Primary              Single Family
HAYWARD                     CA     94544            Primary              Single Family
ORANGE CITY                 FL     32763            Primary              Single Family
COLUMBUS                    OH     43232            Primary              Single Family
NORTH PORT                  FL     34288            Primary              Single Family
WINDERMERE                  FL     34786            Primary              Planned Unit Development
VISTA                       CA     92083            Primary              Single Family
DAVENPORT                   IA     52804            Primary              Single Family
PORTLAND                    OR     97220            Primary              Single Family
BANKS                       OR     97106            Primary              Planned Unit Development
SYLVANIA                    OH     43560            Primary              Single Family
COVINGTON                   LA     70433            Primary              Single Family
PHILADELPHIA                PA     19124            Primary              Single Family
COLORA                      MD     21917            Primary              Single Family
BATTLE CREEK                MI     49017            Primary              Single Family
PORTERVILLE                 CA     93257            Primary              Single Family
REVERE                      MA     02151            Primary              Two-to-Four Family
VICTORVILLE                 CA     92394            Primary              Single Family
FONTANA                     CA     92336            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
MOLINE                      IL     61265            Primary              Single Family
VALRICO                     FL     33594            Primary              Single Family
ROXBURY                     MA     02119            Primary              Two-to-Four Family
WASHINGTON                  DC     20019            Primary              Two-to-Four Family
HAVERHILL                   MA     01835            Primary              Two-to-Four Family
HAWTHORNE                   CA     90250            Primary              Two-to-Four Family
SANDY                       UT     84094            Primary              Single Family
CASTLEWOOD                  SD     57223            Primary              Single Family
WEST VALLEY CITY            UT     84119            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
PAYSON                      UT     84651            Primary              Single Family
INDEPENDENCE                MO     64053            Primary              Single Family
PASADENA                    CA     91104            Primary              Single Family
SALINAS                     CA     93907            Primary              Single Family
COLORADO SPRINGS            CO     80922            Primary              Planned Unit Development
ALBUQUERQUE                 NM     87121            Primary              Planned Unit Development
LOS ANGELES                 CA     90003            Primary              Two-to-Four Family
POWDER SPRINGS              GA     30127            Primary              Planned Unit Development
DULUTH                      GA     30097            Primary              Planned Unit Development
SAN DIEGO                   CA     92129            Primary              Condominium
CHULA VISTA                 CA     91914            Primary              Planned Unit Development
PLANT CITY                  FL     33563            Primary              Single Family
DALLAS                      GA     30132            Primary              Single Family
LAS VEGAS                   NV     89120            Primary              Single Family
PATTERSON                   CA     95363            Primary              Single Family
SALEM                       OR     97301            Primary              Single Family
DALLAS                      TX     75252            Primary              Single Family
PLANT CITY                  FL     33566            Primary              Single Family
KENDALLVILLE                IN     46755            Primary              Single Family
DANVILLE                    CA     94526            Primary              Planned Unit Development
PASCO                       WA     99301            Primary              Single Family
LYNCHBURG                   VA     24501            Primary              Single Family
VANCOUVER                   WA     98684            Primary              Single Family
AVON                        IN     46123            Primary              Single Family
PARAMOUNT                   CA     90723            Primary              Two-to-Four Family
BLACKFOOT                   ID     83221            Primary              Single Family
LOVELAND                    CO     80537            Primary              Planned Unit Development
SALT LAKE CITY              UT     84107            Primary              Single Family
MEBANE                      NC     27302            Second Home          Single Family
MAGNA                       UT     84044            Second Home          Single Family
FRAMINGHAM                  MA     01702            Primary              Two-to-Four Family
ORLANDO                     FL     32810            Primary              Single Family
DELTONA                     FL     32725            Primary              Single Family
TIGARD                      OR     97224            Primary              Single Family
SAN LORENZO                 CA     94580            Primary              Single Family
TROY                        MO     63379            Primary              Single Family
SCIO                        OR     97374            Primary              Single Family
MC COOK                     NE     69001            Primary              Single Family
DORAL                       FL     33178            Primary              Planned Unit Development
ALBUQUERQUE                 NM     87120            Primary              Single Family
STOCKTON                    CA     95207            Primary              Planned Unit Development
DUVALL                      WA     98019            Primary              Single Family
NAMPA                       ID     83687            Primary              Single Family
MURRAYVILLE                 GA     30564            Second Home          Single Family
RANCHO SANTA MARGARITA      CA     92688            Primary              Condominium
JACKSONVILLE                FL     32208            Primary              Single Family
ANTHEM                      AZ     85086            Primary              Planned Unit Development
PARAMOUNT                   CA     90723            Primary              Single Family
PORTLAND                    OR     97221            Primary              Single Family
BRENTWOOD                   CA     94513            Primary              Single Family
FAIRVIEW                    OR     97024            Primary              Planned Unit Development
HOOPER                      UT     84315            Primary              Single Family
HERCULES                    CA     94547            Primary              Planned Unit Development
PUYALLUP                    WA     98375            Primary              Single Family
MANTECA                     CA     95337            Primary              Single Family
DALLAS                      GA     30132            Primary              Single Family
LANCASTER                   CA     93536            Second Home          Single Family
XXXXXXXX                    CA     96007            Second Home          Single Family
PHOENIX                     AZ     85033            Primary              Single Family
BROCKTON                    MA     02302            Primary              Two-to-Four Family
SCOTTSDALE                  AZ     85259            Primary              Condominium
SARATOGA SPRINGS            UT     84043            Primary              Planned Unit Development
ORLANDO                     FL     32822            Primary              Single Family
YACOLT                      WA     98675            Primary              Single Family
VANCOUVER                   WA     98684            Primary              Single Family
MANCHESTER                  NH     03103            Primary              Two-to-Four Family
VANCOUVER                   WA     98664            Primary              Single Family
SPRING HILL                 FL     34608            Primary              Single Family
BRADENTON                   FL     34203            Primary              Planned Unit Development
NORTH LAS VEGAS             NV     89030            Primary              Single Family
BUCKEYE                     AZ     85326            Primary              Planned Unit Development
MESA                        AZ     85204            Primary              Single Family
VALLEY CENTER               CA     92082            Primary              Single Family
LAKE WORTH                  FL     33462            Primary              Single Family
ANDERSON                    IN     46013            Primary              Single Family
SANTA MARIA                 CA     93458            Primary              Single Family
CALLAHAN                    FL     32011            Primary              Single Family
NORTH PORT                  FL     34286            Primary              Single Family
EXETER                      CA     93221            Primary              Single Family
AMERICAN CANYON             CA     94503            Primary              Planned Unit Development
SAINT LOUIS                 MO     63105            Primary              Condominium
ALHAMBRA                    CA     91801            Primary              Single Family
PORTLAND                    OR     97220            Primary              Single Family
TUCSON                      AZ     85713            Primary              Two-to-Four Family
RENO                        NV     89506            Primary              Planned Unit Development
CASSELBERRY                 FL     32707            Primary              Planned Unit Development
GLENDALE                    AZ     85308            Primary              Single Family
CONCORD                     CA     94520            Primary              Condominium
MESA                        AZ     85203            Primary              Single Family
AUBURN                      WA     98001            Primary              Single Family
SCOTTSDALE                  AZ     85257            Primary              Single Family
ALBUQUERQUE                 NM     87114            Primary              Planned Unit Development
LAS VEGAS                   NV     89110            Primary              Single Family
GLENDALE                    AZ     85302            Primary              Planned Unit Development
KIMMELL                     IN     46760            Primary              Single Family
NAMPA                       ID     83686            Primary              Single Family
HAYWARD                     CA     94541            Primary              Single Family
TRENTON                     OH     45067            Primary              Single Family
VIRGINIA BEACH              VA     23456            Primary              Condominium
LAYTON                      UT     84040            Primary              Single Family
PHOENIX                     AZ     85033            Primary              Single Family
ARCADIA                     FL     34266            Primary              Single Family
XXXXX CROSS                 UT     84087            Primary              Single Family
CALDWELL                    ID     83605            Primary              Single Family
XXXXXXXX                    TN     37748            Primary              Single Family
MEMPHIS                     TN     38118            Primary              Single Family
TALLAHASSEE                 FL     32311            Primary              Planned Unit Development
BEAVERTON                   OR     97006            Primary              Single Family
MORENO VALLEY               CA     92551            Primary              Single Family
CRANSTON                    RI     02910            Primary              Single Family
SALEM                       OR     97306            Primary              Single Family
SOLEDAD                     CA     93960            Primary              Single Family
NORRISTOWN                  PA     19401            Primary              Single Family
VANCOUVER                   WA     98682            Primary              Single Family
PLEASANTON                  CA     94566            Primary              Single Family
CHATTANOOGA                 TN     37409            Primary              Single Family
FLINT                       MI     48507            Primary              Single Family
ANTIOCH                     CA     94531            Primary              Single Family
VALLEJO                     CA     94591            Primary              Single Family
BROOKLYN                    OH     44144            Primary              Single Family
ATLANTA                     GA     30328            Primary              Condominium
WATERFORD                   CA     95386            Primary              Single Family
HANOVER PARK                IL     60133            Primary              Single Family
COMPTON                     CA     90221            Primary              Single Family
AUBURN                      WA     98002            Primary              Planned Unit Development
BAY POINT                   CA     94565            Primary              Single Family
FALL CITY                   WA     98024            Primary              Single Family
PORT HURON                  MI     48060            Primary              Single Family
CAMBRIDGE                   MN     55008            Primary              Single Family
ESPARTO                     CA     95627            Primary              Single Family
LAS VEGAS                   NV     89110            Primary              Single Family
WORCESTER                   MA     01603            Primary              Two-to-Four Family
ERIE                        PA     16508            Primary              Single Family
HOLT                        MI     48842            Primary              Single Family
WINTHROP                    MA     02152            Primary              Two-to-Four Family
CITRUS HEIGHTS              CA     95610            Primary              Single Family
ARVADA                      CO     80005            Primary              Condominium
COLUMBUS                    OH     43227            Primary              Single Family
PALM COAST                  FL     32164            Primary              Planned Unit Development
DETROIT                     MI     48204            Primary              Single Family
SYRACUSE                    IN     46567            Primary              Single Family
DENVER                      CO     80221            Primary              Single Family



City                      I/O?     I/O Orig     I/O Rem Orig Term   Amort
                                       Term        Term          Orig Term
--------------------------------------------------------------------------
Xxxxxxxx                  N           0          0       360          360
Signal Mountain           N           0          0       360          360
Fremont                   Y          36         32       360          360
Jamaica                   N           0          0       360          360
Elkhart                   N           0          0       360          360
Pueblo                    N           0          0       360          360
Trenton                   N           0          0       360          360
Hockessin                 Y          36         32       360          360
Plymouth                  N           0          0       360          360
Bel Nor                   N           0          0       360          360
Akron                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Chicago                   N           0          0       360          360
Xxxxxx                    Y          36         32       360          360
Boise                     N           0          0       360          360
Hartland                  Y          24         20       360          360
Augusta                   N           0          0       360          360
Lewisville                N           0          0       360          360
Cragin                    N           0          0       360          360
Oak Park                  Y          24         20       360          360
Sugar Land                N           0          0       360          360
Newark                    N           0          0       360          360
Simi Valley               N           0          0       360          360
Upland                    Y          36         32       360          360
Sarasota                  Y          24         20       360          360
Queensbury                N           0          0       360          360
Middletown                N           0          0       180          180
Wellston                  N           0          0       360          360
Highland                  N           0          0       360          360
Saint Louis               N           0          0       360          360
Jeffersonville            N           0          0       360          360
Miami                     N           0          0       360          360
Gumbo                     N           0          0       360          360
Miramar                   N           0          0       360          360
New Brunswick             N           0          0       360          360
East Brunswick            N           0          0       360          360
Marne                     N           0          0       360          360
Blythe                    Y          60         56       360          360
Chesterfield              N           0          0       360          360
Southfield                Y          36         32       360          360
Roscommon                 N           0          0       360          360
Pasadena                  N           0          0       360          360
Portland                  Y          36         32       360          360
Valley Stream             Y          36         32       360          360
Middleboro                Y          36         32       360          360
Bowdoinham                N           0          0       360          360
Mogadore                  N           0          0       360          360
Charlotte                 N           0          0       360          360
Orlando                   Y          36         32       360          360
Meriden                   N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxxx                   N           0          0       180          180
Downey                    N           0          0       360          360
Chula Vista               Y          36         32       360          360
Calexico                  N           0          0       360          360
Lake Montezuma            N           0          0       360          360
San Diego                 N           0          0       360          360
San Diego                 Y          36         32       360          360
Margate                   N           0          0       360          360
Columbia                  N           0          0       360          360
Cloverly                  N           0          0       360          360
Lakeland                  Y          36         32       360          360
Kihei                     Y          36         32       360          360
Anchorage                 N           0          0       360          360
Xxxxxx                    Y          36         32       360          360
Xxxxxx                    Y          36         32       360          360
Davie                     N           0          0       360          360
Orlando                   N           0          0       360          360
Apopka                    N           0          0       360          360
Merced                    N           0          0       360          360
Monona                    N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Perris                    Y          36         32       360          360
Universal                 N           0          0       360          360
Cleveland                 N           0          0       360          360
Arlington                 N           0          0       360          360
Ldhl                      Y          36         32       360          360
Gate                      N           0          0       360          360
Southaven                 N           0          0       360          360
Kismet                    N           0          0       360          360
Norwalk                   N           0          0       360          360
Perth Amboy               N           0          0       360          360
Carrollton                N           0          0       360          360
East End                  N           0          0       360          360
Audubon                   N           0          0       360          360
West Jordan               N           0          0       360          360
Antioch                   N           0          0       360          360
Dixmoor                   N           0          0       360          360
Rodeo                     Y          36         32       360          360
Cherrytown                N           0          0       360          360
Naranja                   Y          36         32       360          360
Tacoma                    Y          36         32       360          360
Xxxxxxxx                  N           0          0       360          360
Foxridge                  N           0          0       360          360
Detroit                   N           0          0       360          360
Ypsilanti                 N           0          0       360          360
Detroit                   N           0          0       360          360
Grand Blanc               N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Shreveport                N           0          0       360          360
Arvada                    Y          36         32       360          360
Leominster                N           0          0       360          360
Columbus                  N           0          0       360          360
Visalia                   N           0          0       360          360
Elk Grove                 N           0          0       360          360
Ceres                     N           0          0       360          360
Jupiter                   Y          24         20       360          360
Sherrills Ford            Y          36         32       360          360
Xxxxxxxxxx                N           0          0       360          360
Tampa                     N           0          0       360          360
Orlando                   N           0          0       360          360
Davie                     N           0          0       360          360
Topeka                    N           0          0       360          360
Merced                    N           0          0       360          360
Chula Vista               Y          24         20       360          360
Highland                  Y          36         32       360          360
Kahuku                    Y          36         32       360          360
Los Angeles               Y          36         32       360          360
North Las Vegas           N           0          0       360          360
Largo                     Y          36         32       360          360
Vancouver                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Omaha                     N           0          0       360          360
Palm Coast                N           0          0       360          360
Miami                     Y          36         32       360          360
Belle Xxxxxx              N           0          0       360          360
Lakeland                  N           0          0       360          360
Elk Grove                 Y          36         32       360          360
Visalia                   N           0          0       360          360
Joliet                    N           0          0       360          360
Coatesville               N           0          0       360          360
Xxxx Xxxx                 Y          36         32       360          360
Taylors                   N           0          0       360          360
Staunton                  N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Woodbury                  Y          36         32       360          360
Orlando                   Y          36         32       360          360
Loudville                 N           0          0       360          360
Xxxxx                     Y          36         32       360          360
Xxxxx                     Y          36         32       360          360
Calif City                Y          36         32       360          360
Flat Rock                 N           0          0       360          360
Corpus Christi            N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
San Antonio               N           0          0       360          360
Midland                   N           0          0       360          360
North Las Vegas           Y          24         20       360          360
Long Beach                N           0          0       360          360
Nashua                    Y          36         32       360          360
Xxxxxx                    N           0          0       360          360
Antioch                   Y          36         32       360          360
Dolton                    N           0          0       360          360
Sheridan                  N           0          0       360          360
Miami                     Y          36         32       360          360
Redland                   N           0          0       360          360
Foxridge                  N           0          0       360          360
Glyndon                   N           0          0       360          360
Seymour                   N           0          0       360          360
Manchester                N           0          0       360          360
Kissimmee                 N           0          0       360          360
Orlando                   N           0          0       360          360
Bellflower                Y          60         56       360          360
Miami                     N           0          0       360          360
Xxxxxxxx City             N           0          0       360          360
Topeka                    N           0          0       360          360
Vienna                    Y          60         56       360          360
Las Vegas                 N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Pontiac                   Y          36         32       360          360
Miami                     Y          24         20       360          360
Omaha                     N           0          0       360          360
Yuba City                 Y          24         20       360          360
Muscoy                    Y          24         20       360          360
Holland                   Y          36         32       360          360
La Crosse                 N           0          0       360          360
Knoxville                 N           0          0       360          360
Georgetown                N           0          0       360          360
Danville                  N           0          0       360          360
Auburn                    Y          36         32       360          360
Richton Park              N           0          0       360          360
Austin                    Y          36         32       360          360
Modello                   N           0          0       360          360
Tacoma                    N           0          0       360          360
Fontana                   N           0          0       360          360
Tempe                     Y          24         20       360          360
Commerce                  N           0          0       360          360
Kismet                    N           0          0       360          360
Xxxxxxxxx                 Y          24         20       360          360
Mount Sinai               N           0          0       360          360
Irvington                 N           0          0       360          360
Buffalo                   N           0          0       360          360
Jamaica                   N           0          0       360          360
Newburgh                  N           0          0       360          360
Xxxxxxxxx                 N           0          0       360          360
Brodheadsville            N           0          0       360          360
Antelope                  Y          24         20       360          360
Sacramento                Y          36         32       360          360
Fresno                    N           0          0       360          360
Ripon                     N           0          0       360          360
Vallejo                   Y          24         20       360          360
Modesto                   N           0          0       360          360
Raymore                   N           0          0       360          360
Park Ridge                N           0          0       360          360
Winnetka                  Y          36         32       360          360
Belvedere                 N           0          0       360          360
Auburn                    N           0          0       360          360
La Center                 Y          36         32       360          360
Delaware                  N           0          0       360          360
Galion                    N           0          0       360          360
Humble                    N           0          0       360          360
Strathmore                N           0          0       360          360
Mount Xxxxxx              N           0          0       360          360
East Orange               N           0          0       360          360
Redland                   N           0          0       360          360
Fredericksburg            Y          36         32       360          360
Charleston                N           0          0       360          360
Stone Mountain            Y          36         32       360          360
Decatur                   Y          36         32       360          360
Lawndale                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Thousand Oaks             N           0          0       360          360
WILDOMAR                  N           0          0       360          360
Denver                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
New Berlin                N           0          0       360          360
Lakeland                  N           0          0       360          360
Napa                      N           0          0       360          360
Mangonia Park             Y          36         32       360          360
Port Charlotte            N           0          0       360          360
Lvpl                      N           0          0       360          360
Santa Clarita             Y          24         20       360          360
Four Corners              Y          24         20       360          360
Dellwood                  N           0          0       360          360
Memphis                   N           0          0       360          360
Orlando                   N           0          0       360          360
Baldy Mesa                Y          36         32       360          360
Kansas City               N           0          0       360          360
Rockford                  N           0          0       360          360
Atlanta                   N           0          0       360          360
Glenwood                  N           0          0       360          360
Versailles                N           0          0       360          360
Billerica                 N           0          0       360          360
Staten Island             Y          36         32       360          360
Valencia                  Y          24         20       360          360
Sun Valley                N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Cucamonga                 Y          36         32       360          360
Valencia                  N           0          0       360          360
Riverview                 N           0          0       360          360
Wenatchee                 Y          36         32       360          360
Crofton                   N           0          0       360          360
Baton Rouge               N           0          0       360          360
Dayton                    N           0          0       360          360
Devon                     N           0          0       360          360
Fresno                    Y          36         32       360          360
Claremont                 N           0          0       360          360
Fresno                    N           0          0       360          360
Stockton                  Y          24         20       360          360
Avondale                  Y          24         20       360          360
Baton Rouge               N           0          0       360          360
Sun City                  N           0          0       360          360
Jacksonville              N           0          0       360          360
Orlando                   N           0          0       360          360
Clearwater                Y          36         32       360          360
Philadelphia              N           0          0       360          360
San Francisco             Y          24         20       360          360
Chino                     Y          36         32       360          360
Stockton                  Y          24         20       360          360
North Hollywood           Y          24         20       360          360
La Quinta                 Y          36         32       360          360
Odenton                   Y          36         32       360          360
Rockford                  N           0          0       360          360
Sioux Falls               N           0          0       360          360
Xxxxxxx                   Y          36         32       360          360
Solon                     N           0          0       360          360
Detroit                   N           0          0       360          360
Detroit                   N           0          0       360          360
Dinuba                    N           0          0       360          360
North Las Vegas           N           0          0       360          360
Citrus Heights            N           0          0       360          360
Naranja                   Y          24         20       360          360
Kroger                    N           0          0       360          360
Lithonia                  N           0          0       360          360
Alpharetta                Y          36         32       360          360
Xxxxxxxx                  N           0          0       360          360
Boise                     N           0          0       360          360
Walla Walla               N           0          0       360          360
Seattle                   Y          36         32       360          360
Renton                    Y          36         32       360          360
Cypress                   N           0          0       360          360
Winnetka                  N           0          0       360          360
Cimarron                  N           0          0       360          360
Paterson                  N           0          0       360          360
Fontana                   Y          36         32       360          360
Inglewood                 N           0          0       360          360
Lakewood                  N           0          0       360          360
Miami                     N           0          0       360          360
Las Cruces                N           0          0       360          360
Xxxxxx Valley             Y          36         32       360          360
San Diego                 N           0          0       360          360
West Jordan               N           0          0       360          360
Xxxxx                     N           0          0       360          360
Xxxxx                     N           0          0       360          360
Kansas City               N           0          0       360          360
Wilmington                N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Slidell                   N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Grand Island              N           0          0       360          360
Boise                     Y          24         20       360          360
Xxxxxxxx                  Y          36         32       360          360
Darnestown                N           0          0       360          360
San Clemente              N           0          0       360          360
Neuse                     N           0          0       360          360
Grand Blanc               Y          24         20       360          360
Xxxxxx                    N           0          0       360          360
Palmdale                  Y          24         20       360          360
Xxxxx                     N           0          0       360          360
Omaha                     N           0          0       360          360
Mound                     Y          36         32       360          360
Malta                     N           0          0       360          360
Seattle                   N           0          0       360          360
Miami                     N           0          0       360          360
Centerville               N           0          0       360          360
Miami                     N           0          0       360          360
Xxxx Haven                N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxxx                   Y          36         32       360          360
Ophir                     N           0          0       360          360
Laguna Beach              N           0          0       360          360
Los Angeles               N           0          0       360          360
Arleta                    Y          24         20       360          360
Detroit                   N           0          0       360          360
Sacramento                Y          24         20       360          360
Sacramento                N           0          0       360          360
Cleveland                 N           0          0       360          360
Gulfport                  N           0          0       360          360
Columbia                  Y          36         32       360          360
Miami                     N           0          0       360          360
Miami                     Y          36         32       360          360
Atlanta                   Y          36         32       360          360
Atlanta                   Y          36         32       360          360
Matlacha                  N           0          0       360          360
Miami                     Y          24         20       360          360
Norfolk                   N           0          0       360          360
Altamonte                 N           0          0       360          360
Tuscawilla                N           0          0       360          360
Austin                    N           0          0       360          360
Desoto                    N           0          0       360          360
Indianapolis              N           0          0       360          360
Carteret                  Y          36         32       360          360
Walland                   Y          60         56       360          360
Detroit                   N           0          0       360          360
Xxxxxxxx                  Y          60         56       360          360
Riverview                 N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Rainbow                   Y          24         20       360          360
Arcadia                   N           0          0       360          360
Minooka                   N           0          0       360          360
Chicago                   N           0          0       360          360
Xxxxx                     N           0          0       360          360
Xxxxxxx                   Y          36         32       360          360
Sun City                  Y          36         32       360          360
Stratham                  N           0          0       360          360
Midway                    N           0          0       360          360
Las Vegas                 N           0          0       360          360
College Park              N           0          0       360          360
Las Vegas                 Y          36         32       360          360
                          Y          24         20       360          360
Fort Mohave               N           0          0       360          360
West Bridgewater          Y          36         32       360          360
Farmingdale               N           0          0       360          360
Saint Cloud               Y          36         32       360          360
Trenton                   N           0          0       360          360
Detroit                   N           0          0       360          360
Phoenix                   Y          24         20       360          360
Glendale                  Y          60         56       360          360
Buena Park                Y          24         20       360          360
Huntington Beach          Y          36         32       360          360
Elyria                    N           0          0       360          360
Midwest City              N           0          0       360          360
Grove                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Highlands                 Y          36         32       360          360
Decatur                   Y          36         32       360          360
Atlanta                   Y          36         32       360          360
Ellenwood                 N           0          0       360          360
Atlanta                   N           0          0       360          360
Stowe                     N           0          0       360          360
Berkley                   N           0          0       360          360
Riverton                  N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Merrimack                 N           0          0       360          360
Detroit                   N           0          0       360          360
Peoria                    N           0          0       360          360
Volo                      N           0          0       360          360
Bakersfield               Y          36         32       360          360
San Xxxxxxx               Y          24         20       360          360
El Cajon                  Y          24         21       360          360
Lake Worth                N           0          0       360          360
Linden                    N           0          0       360          360
Roseville                 N           0          0       360          360
Las Vegas                 N           0          0       360          360
Fry                       Y          24         20       360          360
Tacoma                    Y          24         20       360          360
San Bernardino            Y          36         32       360          360
Covina                    N           0          0       360          360
La Xxxxxx                 Y          36         32       360          360
Fresno                    N           0          0       360          360
Escondido                 Y          24         20       360          360
Xxxxxxxxx                 N           0          0       360          360
Miner                     N           0          0       360          360
Kenosha                   Y          36         32       360          360
Walnut Creek              Y          24         20       360          360
Morongo Valley            N           0          0       360          360
Las Vegas                 N           0          0       360          360
Springfield               Y          36         32       360          360
Alafaya                   N           0          0       360          360
Osseo                     Y          36         32       360          360
River Edge                Y          24         20       360          360
Palm Bay                  N           0          0       360          360
Xxxxx                     N           0          0       360          360
Xxxx Xxxx                 N           0          0       360          360
West Covina               N           0          0       360          360
Irwindale                 Y          36         32       360          360
San Xxxxxxxx              N           0          0       360          360
Perris                    Y          24         21       360          360
Fry                       N           0          0       360          360
Orland                    Y          24         20       360          360
Bakersfield               Y          24         20       360          360
San Xxxx                  Y          24         20       360          360
San Xxxx                  Y          36         32       360          360
Firebaugh                 Y          24         20       360          360
Redondo Beach             Y          24         20       360          360
Palmdale                  N           0          0       360          360
Detroit                   N           0          0       360          360
Leominster                N           0          0       360          360
Natick                    N           0          0       360          360
Yarmouth                  N           0          0       360          360
Xxxxxxx                   Y          24         20       360          360
Bone                      N           0          0       360          360
Cimarron Hills            Y          24         20       360          360
Xxxxxxxx                  Y          60         56       360          360
Cimarron Hills            N           0          0       360          360
Bothell                   Y          36         32       360          360
Auburn                    Y          24         20       360          360
Cimarron Hills            Y          36         32       360          360
Xxxxxxxx                  N           0          0       360          360
Ruston                    N           0          0       360          360
Claiborne                 N           0          0       360          360
Southaven                 N           0          0       360          360
Oceanside                 N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Brockton                  N           0          0       360          360
Salisbury                 Y          36         32       360          360
Baltimore                 N           0          0       360          360
Winchester                Y          36         32       360          360
Bakersfield               Y          24         20       360          360
Hollister                 Y          36         32       360          360
San Xxxx                  N           0          0       360          360
Roseville                 Y          24         20       360          360
Bell                      N           0          0       360          360
Hazard                    Y          24         20       360          360
Claremont                 Y          60         56       360          360
Glendale                  N           0          0       360          360
Detroit                   Y          36         32       360          360
Las Vegas                 Y          24         20       360          360
Weymouth                  N           0          0       360          360
Tucson                    Y          36         32       360          360
Stone Mountain            Y          36         32       360          360
Mableton                  N           0          0       360          360
Mount Pleasant            N           0          0       360          360
Ozark                     N           0          0       360          360
Otsego                    Y          36         32       360          360
Kismet                    N           0          0       360          360
Lacey                     Y          60         56       360          360
Xxxxxx                    N           0          0       360          360
Albuquerque               N           0          0       360          360
Las Vegas                 N           0          0       360          360
Herriman                  N           0          0       360          360
Eagle Rock                N           0          0       360          360
Arrowbear Lake            Y          24         20       360          360
Xxxxxx                    N           0          0       360          360
Bronx                     N           0          0       360          360
Miami                     Y          60         56       360          360
Naples                    N           0          0       360          360
Castle                    N           0          0       360          360
Shelbyville               N           0          0       360          360
Peoria                    N           0          0       360          360
Richton Park              N           0          0       360          360
Detroit                   N           0          0       360          360
Dover                     N           0          0       360          360
Rolling Xxxxxxx           N           0          0       360          360
Princeton                 N           0          0       360          360
Memphis                   N           0          0       360          360
Lockport                  N           0          0       360          360
Xxxxxxxxx                 Y          36         32       360          360
Chicago                   N           0          0       360          360
Bellingham                N           0          0       360          360
Lisle                     N           0          0       360          360
Faribault                 N           0          0       360          360
Red Bluff                 Y          36         32       360          360
Bristol                   Y          36         32       360          360
Vista                     Y          36         32       360          360
La Xxxxxx                 Y          36         32       360          360
Fontana                   Y          24         20       360          360
Xxxx                      Y          24         20       360          360
La Xxxxxx                 N           0          0       360          360
Santa Clarita             N           0          0       360          360
Laurel                    N           0          0       360          360
Rosedale                  N           0          0       360          360
Castle Rock               Y          36         32       360          360
Aurora                    Y          36         32       360          360
Aurora                    N           0          0       360          360
Colorado Springs          Y          36         32       360          360
Aurora                    Y          36         32       360          360
Englewood                 Y          24         20       360          360
Highlands                 N           0          0       360          360
Guilford                  N           0          0       360          360
Brockton                  Y          24         20       360          360
Xxxx                      N           0          0       360          360
Lexington                 N           0          0       360          360
Fresno                    N           0          0       360          360
Wappinger                 N           0          0       360          360
Xxxxx                     N           0          0       360          360
Stevensville              Y          24         20       360          360
Sylmar                    Y          36         32       360          360
Torrance                  N           0          0       360          360
San Diego                 N           0          0       360          360
Cucamonga                 N           0          0       360          360
Salem                     Y          36         32       360          360
Raleigh                   N           0          0       360          360
North Oaks                N           0          0       360          360
Orange                    Y          24         20       360          360
Chicago                   N           0          0       360          360
Chicago                   N           0          0       360          360
Chicago                   N           0          0       360          360
Crestview                 Y          24         20       360          360
Berlin                    N           0          0       360          360
Saugus                    N           0          0       360          360
Aurora                    Y          24         20       360          360
Xxxxx                     N           0          0       360          360
Lees Summit               N           0          0       360          360
Nampa                     N           0          0       360          360
Topeka                    N           0          0       360          360
Aurora                    Y          36         32       360          360
Castle Rock               Y          36         32       360          360
Sylmar                    Y          36         32       360          360
Roanoke                   Y          36         33       360          360
Palmdale                  Y          36         32       360          360
Houston                   N           0          0       360          360
Fresno                    N           0          0       360          360
Oak Park                  Y          36         32       360          360
North Manchester          N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Homewood                  Y          36         32       360          360
Xxxxxx                    N           0          0       360          360
Bruceville                N           0          0       360          360
Richmond                  N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Livermore                 Y          36         32       360          360
Hayward                   Y          36         32       360          360
Riverside                 Y          36         32       360          360
Elk Grove                 N           0          0       360          360
Escondido                 Y          36         32       360          360
Miami                     Y          36         32       360          360
Aurora                    N           0          0       360          360
Brighton                  Y          36         32       360          360
Denver                    Y          24         20       360          360
Aurora                    Y          24         20       360          360
Tulsa                     N           0          0       360          360
Xxxx                      N           0          0       360          360
Xxxxxx                    N           0          0       360          360
San Antonio               Y          24         20       360          360
Katy                      Y          36         32       360          360
Memphis                   Y          36         32       360          360
Nashville                 N           0          0       360          360
Brighton                  Y          24         20       360          360
Aurora                    N           0          0       360          360
Tacoma                    Y          24         20       360          360
Denver                    Y          24         20       360          360
Jacksonville              Y          24         20       360          360
Center                    N           0          0       360          360
Moquah                    Y          36         32       360          360
Eastwick                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Enhaut                    N           0          0       360          360
                          N           0          0       360          360
Xxxxxxx                   Y          36         32       360          360
Camby                     N           0          0       360          360
BRIDGEPORT                N           0          0       360          360
XXXXXXXXX                 N           0          0       360          360
FRANKLIN                  N           0          0       360          360
Lake                      N           0          0       360          360
Rossville                 N           0          0       360          360
Akron                     N           0          0       360          360
Mansfield                 N           0          0       360          360
Indianapolis              N           0          0       360          360
Turtle Creek              N           0          0       360          360
Pottersville              N           0          0       360          360
Buffalo                   N           0          0       360          360
Tallahassee               N           0          0       360          360
Jacksonville              N           0          0       360          360
Chicago                   N           0          0       360          360
Baton Rouge               N           0          0       360          360
Stuart                    N           0          0       360          360
Pittsburgh                N           0          0       360          360
Raytown                   N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxx Valley             N           0          0       360          360
Salem                     N           0          0       360          360
Inglewood                 N           0          0       360          360
Lake Xxxxxxx              N           0          0       360          360
Baton Rouge               N           0          0       360          360
Gardena                   N           0          0       360          360
Riverside                 N           0          0       360          360
Detroit                   N           0          0       360          360
Corona                    N           0          0       360          360
Rantoul                   N           0          0       360          360
Akron                     N           0          0       360          360
Philadelphia              N           0          0       360          360
Allegheny                 N           0          0       360          360
NORTH HIGHLANDS           Y          60         47       360          360
Xxxxx                     Y          60         54       360          360
Massapequa                Y         120        114       360          360
Parkville                 N           0          0       360          360
Xxxx                      N           0          0       360          360
Xxxxxxx                   Y          60         54       360          360
Xxxxx                     N           0          0       360          360
Corona                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Franklin                  N           0          0       360          360
Portland                  N           0          0       360          360
Fresno                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Oak Park                  N           0          0       360          360
Columbus                  N           0          0       360          360
Memphis                   N           0          0       360          360
Xxxxx                     N           0          0       360          360
Lehigh                    N           0          0       360          360
Xxxxx                     Y         120        112       360          360
Walloomsac                N           0          0       360          360
Melbourne                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxx                     N           0          0       360          360
Trenton                   N           0          0       360          360
Garden Grove              N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Batavia                   N           0          0       360          360
Kissimmee                 Y          60         54       360          360
Etna                      N           0          0       360          360
Fairmount                 N           0          0       360          360
Scottsdale                Y          60         52       360          360
Xxxxxxx                   N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Greenwood                 N           0          0       360          360
Miami                     N           0          0       360          360
Vallejo                   N           0          0       360          360
Garland                   N           0          0       360          360
Stratmoor Hills           N           0          0       180          180
29 Palms                  Y          60         53       360          360
Carrollton                N           0          0       360          360
Orlando                   N           0          0       360          360
Somerville                N           0          0       360          360
Garland                   N           0          0       360          360
Lake Xxxxxxx              N           0          0       360          360
San Diego                 N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Commack                   N           0          0       360          360
Columbus                  Y          60         54       360          360
Lake Isabella             N           0          0       360          360
Palm Coast                Y          60         53       360          360
Gates Xxxxx               N           0          0       360          360
San Diego                 N           0          0       180          360
Atlanta                   N           0          0       180          360
Yaphank                   Y          60         54       360          360
Ocean City                N           0          0       360          360
Palm Desert               N           0          0       180          360
Vale                      N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Deer Park                 N           0          0       360          360
Bayou Vista               N           0          0       360          360
Milo                      N           0          0       360          360
North Chelmsford          N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Drew                      N           0          0       360          360
Loganville                N           0          0       360          360
Northampton               N           0          0       360          360
Milwaukee                 N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Spokane                   N           0          0       360          360
Heer Park                 N           0          0       360          360
Fort Xxxxx                N           0          0       360          360
Fort Xxxxxx               N           0          0       360          360
Lebanon                   Y          60         53       360          360
Davie                     Y          60         53       360          360
Columbus                  N           0          0       360          360
Double Oak                Y         120        114       360          360
Redland                   N           0          0       360          360
North Lima                N           0          0       360          360
Farmingville              N           0          0       360          360
Lithonia                  N           0          0       360          360
Xxxxxxxxx                 N           0          0       360          360
Wooster                   N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Lithonia                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
San Jacinto               Y          60         54       360          360
San Jacinto               N           0          0       180          360
Hesperia                  N           0          0       180          360
Allegheny                 N           0          0       360          360
Escondido                 Y          60         54       360          360
Monroe                    N           0          0       360          360
East                      N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Glassport                 N           0          0       360          360
Concord                   N           0          0       360          360
Redland                   N           0          0       180          360
San Diego                 N           0          0       180          360
Plum                      N           0          0       360          360
Castle                    N           0          0       360          360
Hopewell                  N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxx                    N           0          0       180          360
Milnesville               N           0          0       360          360
Riverview                 N           0          0       360          360
Xxxxxxxxxx                N           0          0       360          360
Tamaya                    N           0          0       360          360
Rochester                 N           0          0       360          360
Eden Isle                 N           0          0       360          360
Romoland                  Y          60         54       360          360
Tulsa                     N           0          0       360          360
Lafayette                 N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Tulsa                     N           0          0       360          360
Escondido                 N           0          0       180          360
Montegut                  N           0          0       360          360
Iron Mtn                  N           0          0       360          360
Chattanooga               N           0          0       360          360
Loganville                N           0          0       180          360
Riviera Beach             N           0          0       360          360
Dumfries                  N           0          0       360          360
Rockford                  N           0          0       360          360
Tampa                     N           0          0       360          360
Anadarko                  N           0          0       360          360
Drew                      N           0          0       180          360
Am Qui                    N           0          0       360          360
Palos Heights             N           0          0       360          360
Double Oak                N           0          0       180          360
Lynwood                   N           0          0       360          360
Murrieta                  Y          60         54       360          360
Gene Xxxxx                N           0          0       360          360
Masonville                N           0          0       360          360
Fullerton                 N           0          0       180          360
Metamora                  N           0          0       360          360
West Falls                N           0          0       360          360
Garden Grove              Y          60         54       360          360
Braymer                   N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Park                      N           0          0       360          360
Lake Xxxxxxx              N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Camarillo                 N           0          0       360          360
Tavistock                 N           0          0       360          360
San Diego                 Y          60         53       360          360
Rock Hill                 N           0          0       360          360
29 Palms                  N           0          0       180          360
Watauga                   N           0          0       360          360
Palm Coast                N           0          0       180          360
Okesa                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxx Valley             N           0          0       360          360
Toledo                    N           0          0       360          360
Temecula                  N           0          0       180          360
Flint                     N           0          0       360          360
Escondido                 Y          60         53       360          360
Xxxxxx                    Y          60         54       360          360
Bald Knob                 N           0          0       360          360
Universal                 N           0          0       360          360
Springfield               N           0          0       360          360
Jacksonville              N           0          0       360          360
Four Corners              Y          60         54       360          360
Lawton                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Anaheim                   N           0          0       180          360
Park City                 N           0          0       360          360
Kent                      N           0          0       360          360
Greenville                N           0          0       360          360
Grand Prairie             N           0          0       360          360
Atlanta                   Y          60         53       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Utica                     N           0          0       360          360
Lima                      N           0          0       360          360
Oceanside                 N           0          0       180          360
Las Vegas                 N           0          0       360          360
Xxxxxxxxx                 N           0          0       360          360
Rockford                  N           0          0       360          360
Minneapolis               N           0          0       180          180
Savannah                  N           0          0       360          360
Xxxxx                     N           0          0       360          360
Chagrin Falls             N           0          0       360          360
Upland                    N           0          0       360          360
Jordan                    N           0          0       360          360
Lorain                    N           0          0       360          360
Alleghany                 N           0          0       360          360
Laurel                    N           0          0       360          360
Nuevo                     Y          60         54       360          360
Halcyon                   N           0          0       360          360
Mayodan                   N           0          0       360          360
Rialto                    Y          60         54       360          360
Johnstown                 N           0          0       240          240
Grand Saline              N           0          0       360          360
Whitesville               N           0          0       360          360
Los Angeles               N           0          0       180          360
Flint                     N           0          0       360          360
Booneville                N           0          0       360          360
Detroit                   N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Tyson                     N           0          0       360          360
Phoenix                   N           0          0       360          360
New Market                N           0          0       360          360
Massillon                 N           0          0       360          360
Charlottesville           N           0          0       360          360
Katy                      N           0          0       360          360
Siloam Springs            N           0          0       360          360
Muldrow                   N           0          0       360          360
San Diego                 N           0          0       180          360
Port Charlotte            Y          60         53       360          360
Akron                     N           0          0       360          360
San Jacinto               N           0          0       180          360
Sun City                  N           0          0       180          360
Murrieta                  Y          60         54       360          360
Pittsburgh                N           0          0       360          360
Milwaukee                 N           0          0       360          360
Brooklyn                  N           0          0       360          360
Fairport                  N           0          0       180          180
Saint Xxxxxx              N           0          0       360          360
Zion                      N           0          0       360          360
Orcutt                    N           0          0       360          360
Nuevo                     N           0          0       180          360
Weirton                   N           0          0       360          360
Calumet City              N           0          0       360          360
Smithfield                N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Greenville                N           0          0       360          360
Fort Worth                N           0          0       360          360
Victoria                  N           0          0       360          360
Oxnard                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Crestview                 N           0          0       360          360
Xxxxxx Xxxxx              N           0          0       360          360
Orlando                   N           0          0       360          360
New Market                N           0          0       180          360
Livonia                   N           0          0       360          360
Omaha                     N           0          0       360          360
Greenwich                 N           0          0       360          360
Fort Xxxxx                N           0          0       360          360
Beaufort                  N           0          0       360          360
Fairfield                 Y          60         54       360          360
Yucca Valley              N           0          0       360          360
Murrieta                  N           0          0       180          360
Lorain                    N           0          0       360          360
Hemet                     N           0          0       180          360
Xxxxxxx                   N           0          0       180          360
Fort Xxxxx                N           0          0       360          360
Alto                      N           0          0       360          360
Hallsville                N           0          0       360          360
Cassville                 N           0          0       360          360
Arcola                    N           0          0       360          360
Atlanta                   N           0          0       180          360
Yuba City                 Y          60         54       360          360
Etowah                    N           0          0       360          360
Savannah                  N           0          0       360          360
Burlington                N           0          0       360          360
Greenacres                Y          60         53       360          360
Oakland                   N           0          0       360          360
Sarasota                  N           0          0       360          360
Louisville                N           0          0       360          360
Westland                  Y          60         54       360          360
Xxxx                      N           0          0       360          360
Monongahela               N           0          0       360          360
Skyway                    N           0          0       360          360
Washington                Y          60         54       360          360
Xxxxxx                    N           0          0       360          360
Rochester                 N           0          0       360          360
Memphis                   N           0          0       360          360
Rockwood                  N           0          0       360          360
Xxxxxxxxx                 N           0          0       360          360
Cleveland                 Y          60         53       360          360
Louisville                N           0          0       360          360
Wichita                   N           0          0       360          360
Knoxville                 N           0          0       360          360
Keithville                N           0          0       360          360
Atwater                   N           0          0       360          360
Toledo                    N           0          0       360          360
Belvidere                 N           0          0       360          360
Hurdle Xxxxx              Y          60         53       360          360
Miami                     N           0          0       360          360
Detroit                   N           0          0       360          360
Highlands                 N           0          0       360          360
Plainfield                N           0          0       360          360
Rosedale                  N           0          0       360          360
Xxxxxx                    Y          60         53       360          360
Avon                      Y          60         55       360          360
Midtown                   N           0          0       360          360
Philadelphia              N           0          0       360          360
Watauga                   N           0          0       180          360
Acushnet                  N           0          0       360          360
Summ                      N           0          0       360          360
Four Corners              N           0          0       180          360
Swansea                   N           0          0       360          360
Rockford                  N           0          0       360          360
Greenacres                N           0          0       180          360
Saint Louis               N           0          0       360          360
Key West                  Y          60         54       360          360
Santa Xxxx                N           0          0       360          360
Belleview                 N           0          0       360          360
TEXARKANA                 N           0          0       360          360
Detroit                   N           0          0       360          360
Xxxxx                     N           0          0       360          360
Spring                    N           0          0       360          360
Luray                     N           0          0       360          360
Lockport                  N           0          0       360          360
Ashton                    Y         120        113       360          360
Xxxxxx                    N           0          0       360          360
Zephyrhills               Y          60         53       360          360
Broken Arrow              N           0          0       180          180
Xxxxxxx                   N           0          0       360          360
Zephyrhills               N           0          0       180          360
Memphis                   N           0          0       360          360
Rossville                 N           0          0       360          360
Bonham                    N           0          0       360          360
Pawtucket                 N           0          0       360          360
Grayling                  N           0          0       360          360
Centereach                Y         120        114       360          360
Riverview                 N           0          0       180          360
Rio Rancho                N           0          0       360          360
Colton                    Y          60         55       360          360
Xxxxxx                    N           0          0       360          360
Heer Park                 Y         120        114       360          360
Saint Xxxxxx              N           0          0       360          360
Xxxxx                     N           0          0       360          360
Miami                     N           0          0       360          360
Toledo                    N           0          0       360          360
Xxxxx                     N           0          0       360          360
Monsey                    N           0          0       360          360
Leonardtown               N           0          0       180          360
Fresno                    N           0          0       360          360
Philadelphia              N           0          0       360          360
Nashville                 N           0          0       360          360
Winchester                N           0          0       360          360
Tampa                     N           0          0       180          360
Ink                       N           0          0       360          360
Dearborn Heights          N           0          0       360          360
North Hollywood           Y          60         54       360          360
Rio Rancho                N           0          0       180          360
Northampton               N           0          0       180          360
Hephzibah                 Y          60         53       360          360
Xxx Hills                 N           0          0       360          360
Dayton                    N           0          0       360          360
Santa Xxx                 N           0          0       180          360
Xxxxx                     N           0          0       360          360
North Hollywood           N           0          0       180          360
Aurora                    N           0          0       360          360
Xxxxxx Valley             N           0          0       180          360
Aurora                    N           0          0       180          360
Escondido                 Y          60         54       360          360
Toledo                    N           0          0       360          360
Arboga                    Y          60         54       360          360
Xxxxx                     N           0          0       360          360
Albuquerque               Y          60         53       360          360
Xxxxxxx                   N           0          0       360          360
Ink                       N           0          0       180          360
Humble                    N           0          0       360          360
Broken Arrow              N           0          0       360          360
Cape Coral                N           0          0       360          360
Rochester                 N           0          0       360          360
Hawleyton                 N           0          0       360          360
Gulfport                  N           0          0       180          180
Garland                   N           0          0       180          360
Meskegon                  N           0          0       360          360
Melbourne                 N           0          0       360          360
Centuck                   N           0          0       360          360
Ambridge                  N           0          0       360          360
Buffalo                   N           0          0       360          360
FEDERAL WAY               N           0          0       180          360
Monsey                    N           0          0       360          360
Xxxxxx Xxxxx              N           0          0       180          360
Crystal                   N           0          0       180          180
Vale                      N           0          0       180          180
Houston                   N           0          0       360          360
Holiday                   N           0          0       360          360
Colorado Springs          N           0          0       360          360
Rosedale                  N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Dequincy                  N           0          0       360          360
Little Rock               N           0          0       180          180
Danielsville              N           0          0       360          360
Oats                      N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Southaven                 N           0          0       360          360
Marysville                Y          60         55       360          360
Xxxxxxx                   N           0          0       180          360
Lynchburg                 N           0          0       360          360
Everett                   Y          60         53       360          360
Xxxxx                     N           0          0       180          360
Grain Valley              N           0          0       180          360
Margate                   N           0          0       360          360
Durham                    N           0          0       360          360
Xxxxxxx                   N           0          0       180          360
Basin                     N           0          0       360          360
Forestville               N           0          0       360          360
Colorado Springs          N           0          0       180          360
Xxxxxx                    Y          60         53       360          360
Avenel                    N           0          0       360          360
Detroit                   N           0          0       360          360
Sneedville                N           0          0       360          360
La Xxxxxx                 Y          60         53       360          360
Lehigh                    N           0          0       360          360
Casselberry               N           0          0       180          360
Flossmoor                 N           0          0       360          360
Xxxxx                     Y          60         54       360          360
Tacoma                    Y          60         54       360          360
Naples                    N           0          0       180          180
Muscoy                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Durham                    N           0          0       180          180
Tulsa                     N           0          0       360          360
Columbia                  N           0          0       360          360
Ocala                     N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Hayward                   N           0          0       180          360
Xxxxxxx                   Y          60         54       360          360
Xxxxxxxx                  N           0          0       180          360
Las Cruces                N           0          0       360          360
Everett                   N           0          0       180          360
Detroit                   N           0          0       180          360
Englewood                 N           0          0       360          360
Golden                    Y          60         54       360          360
Xxxxx                     Y          60         54       360          360
Miami                     N           0          0       360          360
Battle Creek              N           0          0       360          360
Tulsa                     N           0          0       360          360
Sarasota                  N           0          0       360          360
Phoenix                   N           0          0       360          360
Walton                    N           0          0       360          360
Dearborn Heights          N           0          0       180          360
Altoona                   N           0          0       360          360
Saint Louis               N           0          0       360          360
Phoenix                   N           0          0       180          360
Albuquerque               N           0          0       180          360
Xxxxx                     N           0          0       180          360
Santa Xxxxx               Y          60         54       360          360
Old Hickory               N           0          0       360          360
Sonora                    N           0          0       360          360
Xxxxxx                    N           0          0       180          360
South Holland             N           0          0       360          360
Miami                     N           0          0       180          360
Cadillac                  N           0          0       360          360
Elyria                    N           0          0       360          360
Sharptown                 N           0          0       360          360
Detroit                   N           0          0       360          360
Humble                    N           0          0       180          360
Phoenix                   N           0          0       180          360
Cheyenne                  N           0          0       360          360
Cheyenne                  N           0          0       180          360
Queen Creek               N           0          0       360          360
Easton                    N           0          0       360          360
El Monte                  Y          60         54       360          360
Oklahoma City             N           0          0       360          360
Pasadena                  N           0          0       180          360
Steamboat Springs         Y          60         54       360          360
Queen Creek               N           0          0       180          360
Lehigh                    N           0          0       180          360
Kansas City               N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Santa Xxx                 Y          60         54       360          360
Las Vegas                 Y          60         53       360          360
Steamboat Springs         N           0          0       180          360
Hayward                   N           0          0       360          360
Alameda                   Y          60         55       360          360
Lititz                    N           0          0       360          360
Rochester                 N           0          0       180          360
Malden                    N           0          0       180          360
Westland                  Y          60         54       360          360
Atlanta                   N           0          0       180          360
South Holland             N           0          0       180          180
Camden                    N           0          0       360          360
Fargo                     N           0          0       360          360
Xxxx Xxxxx                Y          60         54       360          360
Meskegon                  N           0          0       360          360
Kissimmee                 Y          60         54       360          360
Murrieta                  N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Newburgh                  N           0          0       360          360
Maylene                   N           0          0       360          360
Santa Xxxxx               N           0          0       180          360
Kenner                    N           0          0       360          360
Portland                  N           0          0       360          360
Brighton                  Y          60         54       360          360
North East                N           0          0       360          360
Raytown                   N           0          0       360          360
Xxxxxx                    Y          60         54       360          360
Chino                     Y          60         54       360          360
Noble                     N           0          0       360          360
Palmdale                  N           0          0       360          360
Detroit                   N           0          0       360          360
Naples                    N           0          0       360          360
Joy                       N           0          0       360          360
Zion City                 N           0          0       360          360
Herkimer                  N           0          0       360          360
Memphis                   N           0          0       360          360
Saint Petersburg          N           0          0       360          360
Lima                      N           0          0       360          360
Xxxxxxxxxx                Y          60         54       360          360
Houston                   N           0          0       360          360
Orangeburg                N           0          0       360          360
Pueblo                    Y          60         54       360          360
Memphis                   N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Las Vegas                 N           0          0       180          360
Onaway                    N           0          0       360          360
Chino                     N           0          0       180          360
Xxxxxx                    N           0          0       360          360
San Diego                 N           0          0       180          360
Bar Harbor                N           0          0       360          360
Riverside                 N           0          0       180          180
Mashpee                   N           0          0       360          360
Baton Rouge               N           0          0       360          360
Lima                      N           0          0       360          360
Geneva                    N           0          0       360          360
Fairfield                 N           0          0       180          360
Chino Hills               Y          60         55       360          360
Xxxx                      N           0          0       360          360
Fishers                   N           0          0       360          360
Dearborn Heights          N           0          0       360          360
Angola                    N           0          0       360          360
Lake Elsinore             N           0          0       360          360
Pueblo                    N           0          0       180          360
Hockessin                 N           0          0       360          360
Paint Rock                N           0          0       360          360
Xxxxx                     Y         120        114       360          360
San Diego                 Y          60         55       360          360
San Diego                 Y          60         54       360          360
Houston                   N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Memphis                   N           0          0       360          360
Ocoee                     Y          60         53       360          360
Topeka                    N           0          0       360          360
Knoxville                 Y          60         54       360          360
Naples                    N           0          0       180          360
Houston                   N           0          0       360          360
Camp Springs              N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Riviera Beach             N           0          0       180          360
Pearland                  N           0          0       360          360
Escondido                 N           0          0       180          360
Brighton                  N           0          0       180          360
Crestmore                 Y          60         54       360          360
Quito                     N           0          0       360          360
Akron                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Mars                      N           0          0       360          360
Weare                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Xxxxxxxxxx                N           0          0       360          360
Yuba City                 N           0          0       180          360
Pomona                    Y          60         54       360          360
Tuskegee                  N           0          0       360          360
Port Charlotte            N           0          0       180          360
Grafton                   Y          60         54       360          360
Palm Harbor               Y          60         54       360          360
Bradford                  N           0          0       360          360
Akron                     N           0          0       360          360
Cleveland                 N           0          0       360          360
Miami                     N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Saint Xxxxxx              N           0          0       180          360
Xxxxx                     N           0          0       360          360
Jamaica                   N           0          0       360          360
Gulfport                  N           0          0       360          360
Ldhl                      N           0          0       360          360
Highlands                 Y          60         53       360          360
WAXHAW                    N           0          0       180          360
Crestmore                 N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Xxxxxx                    Y          60         55       360          360
Xxxxx                     N           0          0       360          360
Cleveland                 Y          60         54       360          360
Merriam                   N           0          0       360          360
Houston                   N           0          0       180          360
Pilot Point               N           0          0       360          360
Tulsa                     N           0          0       360          360
Xxxx                      N           0          0       360          360
Highlands                 N           0          0       180          360
Xxxxxx                    N           0          0       360          360
Arbutus                   N           0          0       360          360
Detroit                   N           0          0       360          360
Kansas City               N           0          0       360          360
Fort Worth                N           0          0       180          360
Arlington                 N           0          0       180          180
Collinsville              N           0          0       360          360
Xxxxxx                    Y          60         54       360          360
Elsdon                    N           0          0       360          360
Lacey                     N           0          0       360          360
Kissimmee                 Y         120        114       360          360
Tucson                    N           0          0       360          360
Green                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Newbury                   N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Margate                   N           0          0       360          360
Xxxxxx                    N           0          0       180          360
Hemet                     Y          60         54       360          360
Clay                      N           0          0       360          360
Murrieta                  Y          60         55       360          360
Columbus                  N           0          0       360          360
Takoma Park               Y          60         54       360          360
Golden                    N           0          0       180          360
Baileyton                 N           0          0       360          360
Cleveland                 N           0          0       360          360
Summerville               Y          60         54       360          360
Summerville               N           0          0       180          360
East                      N           0          0       360          360
Sinsheim                  N           0          0       360          360
Pawtucket                 N           0          0       180          360
Tampa                     N           0          0       360          360
Manoa                     N           0          0       360          360
Escondido                 Y          60         54       360          360
Englewood                 N           0          0       180          360
Carrollton                N           0          0       360          360
Xxxxx                     N           0          0       360          360
Sapulpa                   N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Keavy                     N           0          0       360          360
Kent City                 N           0          0       360          360
Xxxx Xxxxx                N           0          0       180          360
Miami                     N           0          0       360          360
Avalon                    N           0          0       360          360
Oakridge                  N           0          0       360          360
Siloam Springs            N           0          0       180          360
Los Angeles               Y          60         53       360          360
Santa Xxx                 N           0          0       180          180
Mc Xxxxxx                 Y          60         54       360          360
San Leandro               N           0          0       360          360
San Leandro               N           0          0       180          360
Scranton                  Y          60         54       360          360
Scranton                  N           0          0       180          180
Memphis                   N           0          0       360          360
Gallatin                  N           0          0       360          360
Grenelefe                 N           0          0       360          360
Shelby                    N           0          0       360          360
Large                     N           0          0       360          360
Spokane                   N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Rocky Point               N           0          0       240          240
Xxxxxx                    Y          60         54       360          360
Xxxxxx                    N           0          0       180          360
Memphis                   N           0          0       360          360
Canton                    N           0          0       360          360
Dover                     Y          60         54       360          360
Weehawken                 N           0          0       360          360
Buffalo                   N           0          0       360          360
Kissimmee                 Y          60         54       360          360
Orland                    N           0          0       360          360
Xxxxx                     N           0          0       360          360
Xxxxx                     N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Greenville                N           0          0       360          360
Lariat                    N           0          0       360          360
Smithtown                 N           0          0       360          360
Naranja                   N           0          0       180          180
Fontana                   N           0          0       360          360
Little Rock               N           0          0       360          360
Martinsville              N           0          0       360          360
Syracuse                  N           0          0       360          360
Detroit                   N           0          0       360          360
Somerville                Y          60         54       360          360
Xxxxxxxx                  N           0          0       180          180
Xxxxxx                    N           0          0       180          360
Summ                      N           0          0       180          360
San Diego                 Y          60         54       360          360
Plainview                 N           0          0       360          360
El Reno                   N           0          0       360          360
Ripon                     N           0          0       360          360
Jacksonville              N           0          0       180          360
Xxxxxx                    N           0          0       180          360
Baldy Mesa                N           0          0       360          360
Milo                      N           0          0       180          180
Nova                      Y          60         54       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxx                    N           0          0       180          360
Binghamton                N           0          0       360          360
West                      N           0          0       180          360
Panama City               N           0          0       360          360
Mc Xxxxxx                 N           0          0       180          360
Haverhill                 N           0          0       360          360
Schertz                   N           0          0       360          360
Aloha                     N           0          0       360          360
Chino Hills               N           0          0       180          360
Rockland                  N           0          0       360          360
Orlando                   N           0          0       360          360
Martins Ferry             N           0          0       360          360
Antis                     N           0          0       360          360
Buffalo                   N           0          0       240          240
Gibsonville               N           0          0       360          360
Dellwood                  N           0          0       360          360
Fort Xxxxxx               N           0          0       180          180
Cahokia                   N           0          0       360          360
Wallkill                  N           0          0       360          360
Xxxxx                     N           0          0       180          180
Melbourne                 N           0          0       360          360
Temecula                  Y          60         54       360          360
Au Gres                   N           0          0       360          360
Grafton                   N           0          0       180          360
Florissant                N           0          0       360          360
Lees Summit               Y          60         55       360          360
Kansas City               N           0          0       360          360
El Reno                   N           0          0       180          180
New Albany                N           0          0       360          360
Lorain                    N           0          0       180          360
Lynwood                   N           0          0       360          360
Xxxx                      N           0          0       360          360
Somerville                N           0          0       180          360
Zebulon                   N           0          0       180          180
Xxxx Xxxxxx               N           0          0       360          360
Ocoee                     N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Florissant                N           0          0       180          360
Saint Marys               Y          60         55       360          360
Stamford                  N           0          0       360          360
Lees Summit               N           0          0       180          360
Xxxxxx                    N           0          0       180          360
Memphis                   N           0          0       360          360
Worcester                 Y          60         54       360          360
Salisbury                 N           0          0       360          360
Xxxxxx                    N           0          0       120          120
Aurora                    Y          60         54       360          360
Clarksburg                Y          60         54       360          360
Universal                 N           0          0       360          360
Miami                     N           0          0       180          360
Las Vegas                 N           0          0       180          180
Kissimmee                 N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Columbus                  N           0          0       180          360
Milford                   Y          60         54       360          360
Xxxxx                     N           0          0       360          360
Xxxxx                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Humble                    N           0          0       360          360
Ocee                      N           0          0       360          360
Scottsbluff               N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Elk Grove                 Y          60         54       360          360
Aurora                    N           0          0       180          360
Joppa                     N           0          0       360          360
Lees Summit               N           0          0       360          360
Mira Loma                 Y          60         54       360          360
Desert Hot Springs        N           0          0       360          360
Knoxville                 N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Louisville                N           0          0       360          360
Southfield                N           0          0       360          360
Kerrtown                  N           0          0       360          360
Land O Lakes              N           0          0       360          360
Dundalk                   N           0          0       360          360
Tulsa                     N           0          0       360          360
Waldwick                  N           0          0       360          360
Iselin                    N           0          0       360          360
Elk Grove                 N           0          0       180          360
Newark                    N           0          0       360          360
Romoland                  N           0          0       180          360
Altoona                   N           0          0       360          360
Defiance                  N           0          0       360          360
Croton                    N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Lewiston                  N           0          0       360          360
New Paltz                 N           0          0       360          360
Middletown                N           0          0       360          360
Westgate                  N           0          0       360          360
Childs                    N           0          0       360          360
Detroit                   N           0          0       360          360
Miami                     N           0          0       360          360
Ozone                     N           0          0       360          360
Hazlehurst                N           0          0       360          360
Southfield                N           0          0       180          180
Saticoy                   N           0          0       360          360
Meskegon                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Wawatosa                  N           0          0       360          360
Saint Petersburg          N           0          0       360          360
Charleroi                 N           0          0       360          360
Miami                     N           0          0       360          360
Berkeley                  N           0          0       360          360
Aloha                     N           0          0       180          360
Oviedo                    Y          60         54       360          360
Kissimmee                 N           0          0       180          360
Hazlehurst                N           0          0       360          360
Knoxville                 N           0          0       180          360
San Diego                 N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Camden                    N           0          0       360          360
Little Rock               N           0          0       360          360
Xxxxxxxxxx                N           0          0       180          360
Murfreesboro              N           0          0       180          360
La Chute                  N           0          0       360          360
Beaumont                  N           0          0       360          360
Fort Xxxxx                N           0          0       180          360
East McKeesport           N           0          0       360          360
Lees Summit               N           0          0       180          360
Joy                       N           0          0       180          360
South Bend                N           0          0       360          360
Jamaica                   N           0          0       360          360
Brookwood                 N           0          0       360          360
Bradenton                 N           0          0       360          360
Xxxxxx Falls              N           0          0       360          360
Xxxxxx                    N           0          0       180          360
Pitcairn                  N           0          0       360          360
Xxxxx                     N           0          0       180          360
San Diego                 N           0          0       180          360
Orient                    N           0          0       360          360
Escondido                 N           0          0       180          360
Peru                      N           0          0       360          360
Cabot                     N           0          0       360          360
Sayville                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Miami                     Y          60         54       360          360
Poland                    N           0          0       360          360
Bywood                    N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Albia                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Humboldt                  N           0          0       360          360
Monroe                    N           0          0       360          360
Atlanta                   N           0          0       360          360
Neosho                    N           0          0       360          360
Memphis                   N           0          0       360          360
Marenisco                 N           0          0       360          360
Gallatin                  N           0          0       180          360
Bakersfield               N           0          0       360          360
Xxxxxxx                   Y          60         54       360          360
Xxxx City                 N           0          0       360          360
Topeka                    Y          60         54       360          360
Ocean City                Y          60         54       360          360
Clearwater                N           0          0       360          360
Willeys                   N           0          0       360          360
Lemon Grove               N           0          0       360          360
Bloomington               N           0          0       360          360
Santa Xxxxx               N           0          0       360          360
Cincinnati                N           0          0       360          360
Hilton                    N           0          0       360          360
Neosho                    N           0          0       180          180
Clarksville               N           0          0       360          360
Houston                   N           0          0       360          360
Jacksonville              N           0          0       360          360
Gladwin                   N           0          0       360          360
Xxxxxxx                   N           0          0       180          360
Lewisburg                 N           0          0       360          360
Joppa                     N           0          0       360          360
Pocomoke                  N           0          0       360          360
Philadelphia              N           0          0       360          360
Everman                   N           0          0       360          360
Snow Hill                 N           0          0       360          360
Ironton                   N           0          0       360          360
Rutland                   N           0          0       360          360
Charlotte                 N           0          0       180          360
Easton                    Y          60         54       360          360
Xxxxx                     N           0          0       360          360
Xxxxx                     N           0          0       360          360
Temecula                  N           0          0       180          360
Massillon                 N           0          0       360          360
Palm Bay                  N           0          0       360          360
Bacone                    N           0          0       360          360
Xxxxxxxxx                 N           0          0       360          360
Bratenahl                 N           0          0       360          360
Trenton                   N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Saint Xxxxx               N           0          0       360          360
Bakersfield               N           0          0       360          360
Charlotte                 Y          60         55       360          360
REDDING                   N           0          0       360          360
Weehawken                 N           0          0       180          360
Abita Springs             N           0          0       360          360
Crawfordsville            N           0          0       360          360
Reynoldsburg              N           0          0       360          360
Monroe                    N           0          0       360          360
Incline Village           Y          60         54       360          360
Reynoldsburg              N           0          0       180          360
North East                N           0          0       180          180
Mesa                      N           0          0       360          360
Saint Louis               N           0          0       360          360
Cape Coral                N           0          0       180          360
Pittsfield                N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Basin                     N           0          0       360          360
Momence                   N           0          0       360          360
Millersville              N           0          0       360          360
San Leandro               N           0          0       360          360
San Leandro               N           0          0       180          360
Strawberry Plains         N           0          0       360          360
Flanders                  N           0          0       360          360
Jacksonville              N           0          0       360          360
Bronx                     Y          60         54       360          360
Cucamonga                 Y          60         54       360          360
Xxxx                      N           0          0       360          360
Newburgh                  Y          60         54       360          360
Detroit                   N           0          0       360          360
Lawrenceburg              N           0          0       360          360
Youngstown                N           0          0       360          360
Milford                   N           0          0       180          180
Xxxxxxxx                  N           0          0       360          360
Tampa                     Y          60         55       360          360
Wichita                   N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Longwood                  N           0          0       360          360
Croydon                   N           0          0       360          360
Vallejo                   N           0          0       360          360
Gretna                    N           0          0       360          360
Chicago                   N           0          0       360          360
Eastend                   N           0          0       360          360
Franklinville             N           0          0       360          360
Indianapolis              N           0          0       360          360
Xxxxxx Harbor             N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Naples                    N           0          0       360          360
Dover                     N           0          0       180          360
Xxxxxx                    N           0          0       360          360
Raytown                   N           0          0       360          360
Bayside                   N           0          0       360          360
Tampa                     N           0          0       360          360
Alexander City            N           0          0       360          360
Sango                     N           0          0       360          360
Abita Springs             N           0          0       180          180
Ocala                     N           0          0       360          360
Baton Rouge               N           0          0       360          360
Birmingham                Y          60         54       360          360
Coshocton                 Y          60         54       360          360
Kalkaska                  N           0          0       360          360
Xxxxxx                    N           0          0       180          360
Lemay                     N           0          0       360          360
Portland                  Y          60         55       360          360
Dellwood                  N           0          0       360          360
Macomb                    N           0          0       360          360
Philadelphia              N           0          0       360          360
Kenner                    Y          60         54       360          360
Owasso                    N           0          0       360          360
Mira Loma                 N           0          0       180          360
Coshocton                 N           0          0       180          360
Kenner                    N           0          0       360          360
Tulsa                     N           0          0       360          360
Clarksville               N           0          0       180          360
Dixie                     N           0          0       360          360
Fairborn                  N           0          0       360          360
Miami                     N           0          0       360          360
Tacoma                    N           0          0       180          360
Xxxxxxxxx                 N           0          0       360          360
Barren                    N           0          0       360          360
Xxxxx Lakes               N           0          0       360          360
Springfield               N           0          0       360          360
Cucamonga                 N           0          0       180          360
Broken Arrow              N           0          0       360          360
Newark                    Y          60         54       360          360
Saegertown                N           0          0       360          360
Brooklyn                  N           0          0       360          360
Brooklyn                  N           0          0       180          360
Xxxxxx City               N           0          0       360          360
Alpharetta                N           0          0       360          360
Lewiston                  N           0          0       180          180
Chattanooga               N           0          0       360          360
Dayton                    N           0          0       360          360
Flushing                  N           0          0       360          360
Richmond                  N           0          0       360          360
Tampa                     N           0          0       360          360
Xxxx                      N           0          0       360          360
Alameda                   N           0          0       180          360
Birmingham                N           0          0       180          360
La Tijera                 Y          60         55       360          360
Daytona Beach             N           0          0       360          360
Poughkeepsie              N           0          0       360          360
West Jordan               Y          60         54       360          360
Fontana                   N           0          0       360          360
Kansas City               N           0          0       180          360
Cimarron                  N           0          0       360          360
Saginaw                   N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Philadelphia              N           0          0       360          360
Memphis                   N           0          0       360          360
Seymour                   N           0          0       360          360
Middletown                N           0          0       360          360
Caro                      N           0          0       360          360
Charlotte                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Chville                   N           0          0       360          360
Avondale                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Miami                     N           0          0       360          360
West Jordan               N           0          0       180          360
Xxxx                      N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Detroit                   N           0          0       360          360
Norco                     N           0          0       360          360
Dayton                    N           0          0       180          360
Obetz                     N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Rising Fawn               N           0          0       360          360
Bellfntn                  N           0          0       360          360
Roselle Park              N           0          0       360          360
Memphis                   N           0          0       360          360
Yaphank                   N           0          0       180          360
Canton                    Y          60         55       360          360
Tahlequah                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Metairie                  N           0          0       360          360
Memphis                   N           0          0       360          360
Willeys                   N           0          0       180          180
Arkoma                    N           0          0       360          360
Clearwater                N           0          0       360          360
Fishkill                  N           0          0       240          240
Bellaire                  N           0          0       360          360
New Smyrna Beach          Y          60         55       360          360
Xxxx Point                N           0          0       360          360
Hanford                   Y          60         55       360          360
Lohrville                 N           0          0       360          360
Somerville                N           0          0       360          360
Thornville                N           0          0       360          360
Concord                   N           0          0       360          360
Savannah                  N           0          0       360          360
Aliq                      N           0          0       360          360
Cincinnati                N           0          0       360          360
Cleveland                 N           0          0       360          360
Docena                    N           0          0       360          360
Tulsa                     N           0          0       180          180
MULDROW                   N           0          0       360          360
Ormond Beach              N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxxx                   N           0          0       180          360
Pine Xxxx                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Ldhl                      N           0          0       360          360
Topeka                    N           0          0       180          360
Detroit                   N           0          0       360          360
Yonkers                   N           0          0       360          360
Pomona                    N           0          0       180          360
Orlando                   N           0          0       360          360
Shreveport                N           0          0       360          360
Galesburg                 N           0          0       360          360
Wyoming                   N           0          0       360          360
Concord                   Y          60         55       360          360
Dresser                   N           0          0       360          360
Xxxxxx                    N           0          0       180          360
Philadelphia              N           0          0       360          360
Manorville                N           0          0       360          360
Hayward                   N           0          0       360          360
West End                  N           0          0       360          360
XXXXXX                    N           0          0       360          360
Roswell                   N           0          0       360          360
Dayton                    N           0          0       360          360
Tulsa                     N           0          0       360          360
Xxxxxx City               N           0          0       360          360
Davie                     N           0          0       360          360
Orlando                   N           0          0       360          360
Monroe                    Y          60         55       360          360
Brooklyn                  N           0          0       360          360
Easton                    N           0          0       180          180
Finger                    N           0          0       180          360
Grand Blanc               N           0          0       360          360
Milford                   N           0          0       360          360
Akron                     N           0          0       360          360
Saint Louis               N           0          0       360          360
Xxxxxxxx                  Y          60         54       360          360
Washington                N           0          0       180          360
Villa Grove               N           0          0       360          360
Sault Sainte Xxxxx        N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Ocala                     N           0          0       360          360
Bronx                     N           0          0       180          360
Xxxxxxxx                  N           0          0       180          180
Riverview                 N           0          0       360          360
Wichita                   N           0          0       360          360
Mattawan                  N           0          0       360          360
Xxxxxxxx                  N           0          0       180          180
Xxxx                      N           0          0       360          360
Alta Loma                 Y          60         54       360          360
Alta Loma                 N           0          0       180          360
Mexico                    N           0          0       360          360
Mesquite                  N           0          0       360          360
Glenville                 N           0          0       360          360
Phoenix                   N           0          0       360          360
Hayward                   Y          60         54       360          360
Clarksburg                N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Venice                    N           0          0       360          360
Colonial Heights          N           0          0       360          360
Camden                    N           0          0       180          180
Xxxxxxx                   N           0          0       360          360
Wellston                  N           0          0       360          360
Hayward                   N           0          0       180          360
Roanoke                   N           0          0       360          360
Heer Park                 N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Xxxxx                     N           0          0       360          360
Dallas                    N           0          0       120          120
Mesquite                  N           0          0       360          360
Mesquite                  N           0          0       360          360
Parkview                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Eglon                     Y          60         55       360          360
Bel Nor                   N           0          0       360          360
Cabot                     N           0          0       180          360
Toledo                    N           0          0       360          360
Rock Island               N           0          0       360          360
Beaufort                  N           0          0       360          360
Charlotte                 N           0          0       180          360
Massapequa                N           0          0       180          180
Xxxxxxxx                  N           0          0       360          360
Staten Island             N           0          0       360          360
Vallejo                   N           0          0       360          360
Arleta                    N           0          0       360          360
Tulsa                     N           0          0       360          360
Columbia                  N           0          0       360          360
Lancaster                 N           0          0       360          360
Memphis                   N           0          0       360          360
Evansville                N           0          0       360          360
Passyunk                  N           0          0       360          360
Brookville                N           0          0       360          360
Akron                     N           0          0       360          360
Xxxxx                     N           0          0       360          360
                          N           0          0       360          360
Arlington                 N           0          0       360          360
Seattle                   Y          60         55       360          360
Mounds                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Allentown                 N           0          0       360          360
Ocala                     N           0          0       180          180
Philadelphia              N           0          0       360          360
Philadelphia              N           0          0       360          360
Riverdale                 N           0          0       360          360
XxXxx                     N           0          0       360          360
Rockford                  Y          60         54       360          360
Transfer                  Y          60         54       360          360
Newark                    N           0          0       360          360
Denver                    N           0          0       360          360
Rockford                  N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Sun City                  N           0          0       360          360
Sacramento                Y          60         54       360          360
Bywood                    N           0          0       360          360
Toledo                    N           0          0       360          360
Calumet City              N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Lorane                    N           0          0       360          360
Rexmont                   N           0          0       360          360
East Tawas                N           0          0       360          360
Xxxxx Xxxx                N           0          0       360          360
West Columbia             N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Brookville                N           0          0       180          360
Dallas                    N           0          0       360          360
Brooklyn                  N           0          0       360          360
Old Hickory               N           0          0       360          360
Bergenfield               N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Sacramento                N           0          0       180          360
Middletown                N           0          0       360          360
Tucson                    N           0          0       360          360
Greenacres                Y          60         54       360          360
Miami                     Y          60         54       360          360
Boston                    N           0          0       360          360
Colerain                  N           0          0       360          360
Xxxxxx City               N           0          0       360          360
Jamaica                   N           0          0       360          360
Tulsa                     N           0          0       180          360
Xxxxxx                    N           0          0       360          360
Tucson                    N           0          0       180          360
Crestview                 Y          60         54       360          360
Aurora                    Y          60         55       360          360
Chapel Hill               N           0          0       360          360
Kissimmee                 N           0          0       180          360
Reno                      Y          60         55       360          360
Fontana                   N           0          0       360          360
Lemont                    N           0          0       360          360
Weare                     N           0          0       180          360
Newburgh                  N           0          0       180          360
Granville                 N           0          0       360          360
Monument                  N           0          0       360          360
Evesham                   N           0          0       360          360
Westgate                  N           0          0       180          360
Rockford                  N           0          0       360          360
Youngstown                N           0          0       360          360
Burlington                N           0          0       360          360
Detroit                   N           0          0       360          360
Calcutta                  N           0          0       360          360
Knauers                   N           0          0       360          360
Rocky Point               N           0          0       360          360
Cloquet                   N           0          0       360          360
Fort Xxxxx                N           0          0       360          360
Limington                 N           0          0       360          360
Grottoes                  N           0          0       360          360
Lakemore                  N           0          0       360          360
Xxxxx                     N           0          0       360          360
Peabody                   N           0          0       360          360
Jamestown                 N           0          0       360          360
Xxxxxxxx                  N           0          0       180          360
Gretna                    N           0          0       180          180
Ellenwood                 N           0          0       360          360
Midland                   N           0          0       360          360
Auburndale                N           0          0       360          360
Oaklandon                 N           0          0       360          360
Obetz                     N           0          0       360          360
Galaxy                    N           0          0       360          360
Wonder Lake               Y          60         55       360          360
Caro                      Y          60         55       360          360
Staten Island             N           0          0       360          360
Akron                     N           0          0       360          360
Westland                  N           0          0       180          360
Milford                   N           0          0       360          360
Marysville                N           0          0       180          360
Philadelphia              N           0          0       360          360
Tampa                     N           0          0       360          360
Sun City                  N           0          0       360          360
San Diego                 N           0          0       360          360
Arleta                    N           0          0       360          360
Xxxxx Xxxx                Y          60         55       360          360
Elyria                    N           0          0       360          360
Fairborn                  N           0          0       180          360
Key West                  N           0          0       360          360
Saydel                    N           0          0       360          360
Tonawanda                 N           0          0       360          360
Southpoint                N           0          0       360          360
Kissimmee                 N           0          0       360          360
Naranja                   Y          60         55       360          360
Phoenix                   N           0          0       180          360
Pittsburgh                N           0          0       360          360
Xxxxx                     N           0          0       180          180
Progress                  Y          60         55       360          360
Salem                     N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Saginaw                   N           0          0       360          360
Waco                      N           0          0       360          360
Waco                      N           0          0       360          360
Bend                      Y          60         55       360          360
Lakewood                  N           0          0       360          360
Miami                     N           0          0       360          360
Damascus                  N           0          0       360          360
Steuben                   N           0          0       360          360
Buffalo                   N           0          0       360          360
Monument                  N           0          0       180          360
Mars Hill                 N           0          0       360          360
Virginia Beach            N           0          0       360          360
Englewood                 Y          60         55       360          360
Monessen                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Chapel Hill               N           0          0       180          360
Ironwood                  N           0          0       360          360
Fontana                   N           0          0       180          360
New Orleans               N           0          0       360          360
Marne                     N           0          0       360          360
Conroe                    N           0          0       360          360
Middletown                N           0          0       360          360
XXXXXXXX                  N           0          0       360          360
Baldy Mesa                Y          60         55       360          360
Baldy Mesa                N           0          0       180          360
Ocala                     N           0          0       180          360
Xxxxxx Xxxx               N           0          0       360          360
Forks                     N           0          0       360          360
Albion                    N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Conroe                    N           0          0       180          360
Newark                    N           0          0       360          360
Pomona                    N           0          0       360          360
Erie                      N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Los Angeles               Y          60         55       360          360
Marne                     N           0          0       360          360
Mattawan                  N           0          0       180          360
Xxxxxxxx                  N           0          0       180          180
Xxxxx Xxxx                N           0          0       180          360
Pulaski                   N           0          0       360          360
Aurora                    N           0          0       180          360
Brockton                  N           0          0       360          360
Hendersonville            N           0          0       360          360
Poland                    N           0          0       360          360
Avondale                  N           0          0       180          180
West Palm Beach           N           0          0       360          360
Phoenix                   N           0          0       360          360
Detroit                   N           0          0       360          360
Deltona                   N           0          0       360          360
Akron                     N           0          0       360          360
Waynesboro                N           0          0       360          360
Goodyear                  Y          60         54       360          360
Berkeley                  N           0          0       180          360
Cathedral City            Y          60         55       360          360
Naples                    N           0          0       360          360
Cave Creek                Y          60         55       360          360
Fort Xxxxxx               N           0          0       360          360
Riviera Beach             N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Washington Park           N           0          0       360          360
Brooksville               N           0          0       360          360
Poland                    N           0          0       180          360
Tuckerton                 N           0          0       360          360
Keyport                   N           0          0       360          360
Dallas                    Y          60         55       360          360
Sabraton                  N           0          0       360          360
Denver                    N           0          0       360          360
Baton Rouge               N           0          0       360          360
Wantagh                   N           0          0       360          360
Monrovia                  Y          60         54       360          360
Los Angeles               N           0          0       180          360
Lancaster                 N           0          0       360          360
Savannah                  N           0          0       360          360
Xxxx                      N           0          0       180          360
Mill Creek                N           0          0       360          360
Tampa                     N           0          0       180          360
Streetsboro               N           0          0       360          360
Newark                    N           0          0       180          360
Miami                     N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Liberty                   N           0          0       360          360
Xxxxx                     N           0          0       360          360
Goodyear                  N           0          0       180          360
Sun City                  N           0          0       180          360
Fort Xxxxxx               N           0          0       360          360
Bakersfield               N           0          0       360          360
Xxx Hills                 Y          60         55       360          360
Fairborn                  N           0          0       360          360
Grand Rapids              N           0          0       360          360
Hampstead                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Hendersonville            N           0          0       180          360
Xxxxxx                    N           0          0       360          360
Xxxx                      N           0          0       360          360
Salem                     N           0          0       360          360
ROCKY COMFORT             N           0          0       360          360
San Diego                 Y          60         55       360          360
Cleveland                 N           0          0       360          360
Wernersville              N           0          0       360          360
Xxxx                      N           0          0       360          360
Seattle                   N           0          0       180          360
Roscoe                    N           0          0       360          360
Livermore                 Y          60         55       360          360
Bay Point                 N           0          0       360          360
Brooksville               N           0          0       360          360
Livermore                 N           0          0       180          360
Mansfield                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Commack                   N           0          0       180          180
Apple Valley              Y          60         54       360          360
Wilmington                N           0          0       360          360
Waukesha                  N           0          0       360          360
Meriden                   N           0          0       180          360
San Diego                 N           0          0       180          360
Riviera Beach             N           0          0       360          360
Miami                     N           0          0       180          360
Wheatfield                N           0          0       360          360
Xxxxxx                    N           0          0       360          360
                          N           0          0       360          360
Apple Valley              N           0          0       180          360
Fort Xxxxxx               N           0          0       180          360
Xxxx                      N           0          0       180          360
Long Beach                Y         120        115       360          360
Long Beach                N           0          0       180          360
Lodi                      Y          60         55       360          360
Lodi                      N           0          0       180          360
Plainfield                N           0          0       360          360
Amityville                N           0          0       360          360
Trenton                   N           0          0       360          360
Amityville                N           0          0       360          360
Virginia Beach            N           0          0       180          360
Rochester                 N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Cave Creek                Y          60         55       360          360
Xxxxx                     N           0          0       360          360
Lynchburg                 N           0          0       180          360
Oakridge                  N           0          0       180          360
Hayward                   N           0          0       180          360
Las Vegas                 Y          60         54       360          360
Canton                    N           0          0       180          360
Seattle                   N           0          0       360          360
Branch #1                 Y          60         55       360          360
Xxxxxx                    N           0          0       180          360
San Diego                 N           0          0       360          360
Orange                    N           0          0       360          360
Vandalia                  N           0          0       360          360
Kansas City               N           0          0       360          360
Mansfield                 N           0          0       180          360
Xxxxxx                    N           0          0       180          360
Knoxville                 N           0          0       360          360
Sandersdale               N           0          0       360          360
Walnut Park               Y          60         55       360          360
Monroe                    N           0          0       180          360
Columbus                  N           0          0       360          360
Basin                     N           0          0       360          360
Tarpon Springs            Y          60         54       360          360
West Xxxxx                Y          60         54       360          360
West Xxxxx                N           0          0       180          360
Houston                   N           0          0       360          360
Xxxxx                     N           0          0       180          360
Chesapeake                N           0          0       360          360
Karns                     N           0          0       360          360
Waynesfield               N           0          0       360          360
Oak Point                 N           0          0       360          360
Mesa                      N           0          0       360          360
Sherwood                  N           0          0       360          360
Xxxxx                     N           0          0       180          360
Seal Beach                Y          60         55       360          360
Xxxxxx                    N           0          0       180          360
CENTRAL ISLIP             N           0          0       360          360
Parkland                  Y          60         55       360          360
Clover                    N           0          0       360          360
Salem                     N           0          0       180          360
Buffalo                   N           0          0       360          360
Grand Rapids              N           0          0       180          360
Miami                     N           0          0       180          360
Lancaster                 N           0          0       180          180
                          Y         120        114       360          360
Cozy Lake                 N           0          0       360          360
Chicago Ridge             N           0          0       360          360
Commerce                  N           0          0       360          360
XXXXXXX                   N           0          0       360          360
Oxnard                    Y          60         54       360          360
Asheville                 Y          60         55       360          360
Karns                     N           0          0       180          360
Stanwood                  N           0          0       360          360
Miami                     N           0          0       360          360
Lubbock                   Y          60         55       360          360
Auburn                    N           0          0       360          360
Unity                     N           0          0       360          360
Newtown                   N           0          0       360          360
Crystal River             N           0          0       360          360
Bakersfield               N           0          0       180          360
Denver                    Y          60         55       360          360
Cozy Lake                 N           0          0       180          360
Chicago                   N           0          0       360          360
Naranja                   N           0          0       360          360
Wilmington                N           0          0       360          360
Stuart                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Orlando                   N           0          0       360          360
Mars Hill                 N           0          0       180          360
Lomita                    Y          60         55       360          360
Albany                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Hermiston                 N           0          0       360          360
South Gate                N           0          0       360          360
Lancaster                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Temecula                  Y          60         55       360          360
San Antonio               N           0          0       360          360
Rochester                 N           0          0       360          360
Grottoes                  N           0          0       180          360
West Palm Beach           N           0          0       180          360
Springfield               N           0          0       360          360
Xxxxxxxxx                 N           0          0       180          360
Orlando                   N           0          0       360          360
Clover                    N           0          0       180          360
Westmorland               N           0          0       360          360
Riverview                 N           0          0       360          360
Drew                      N           0          0       360          360
Parkdale                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Mansfield                 N           0          0       360          360
Baltimore                 N           0          0       360          360
Muhlenberg                N           0          0       360          360
Xxxx                      N           0          0       360          360
Detroit                   N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Greenbush                 N           0          0       360          360
East Islip                N           0          0       360          360
Cleveland                 N           0          0       180          360
Cheyenne                  N           0          0       360          360
Xxxxxxx                   N           0          0       180          360
Englewood                 N           0          0       180          360
Norco                     N           0          0       180          360
Norwalk                   Y          60         55       360          360
Lomita                    N           0          0       180          360
Xxxxxxx                   Y          60         55       360          360
Xxxxxxxx                  N           0          0       360          360
Concord                   N           0          0       360          360
Lauderhill                N           0          0       360          360
Miner                     N           0          0       360          360
Hoschton                  Y          60         55       360          360
Asheville                 N           0          0       180          360
Elmira                    N           0          0       360          360
Central Islip             N           0          0       360          360
Staten Island             N           0          0       180          180
Brooklyn                  N           0          0       360          360
Albuquerque               N           0          0       360          360
Carmel                    N           0          0       360          360
Defiance                  N           0          0       360          360
Hermiston                 N           0          0       180          360
Mount Pleasant            N           0          0       360          360
Farmingdale               N           0          0       360          360
Xxxxxxx                   Y          60         55       360          360
Xxxxxx                    N           0          0       360          360
Albuquerque               N           0          0       180          360
Forest Park               N           0          0       360          360
Asheville                 N           0          0       360          360
Xxxx                      N           0          0       360          360
Houston                   N           0          0       180          360
Amityville                N           0          0       360          360
Xxxxxxx                   N           0          0       180          360
Palo Alto                 N           0          0       360          360
Concord                   N           0          0       180          360
Astoria                   N           0          0       360          360
Detroit                   N           0          0       360          360
Kansas City               N           0          0       360          360
Rochester                 N           0          0       180          360
XXXXXX                    N           0          0       360          360
LAKE XXXXXXX              N           0          0       360          360
North Highlands           N           0          0       180          360
Xxxxxxx                   N           0          0       180          360
San Antonio               N           0          0       180          180
Rochester                 N           0          0       360          360
Hicksville                N           0          0       180          180
Chicago                   N           0          0       360          360
New Athens                N           0          0       360          360
Macedonia                 N           0          0       360          360
Mount Xxxxxx              Y          60         55       360          360
Denver                    N           0          0       360          360
Standale                  N           0          0       360          360
Brunswick                 N           0          0       360          360
Brunswick                 N           0          0       180          360
Chicago                   N           0          0       360          360
Black Forest              N           0          0       360          360
Miami                     N           0          0       360          360
Walnut Park               N           0          0       180          360
Xxxxxx                    N           0          0       360          360
Xxxxx                     Y          60         55       360          360
Lake Elsinore             Y          60         55       360          360
Black Forest              N           0          0       180          360
Houston                   N           0          0       180          180
Oak Lane                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Clintonville              N           0          0       360          360
Xxxxxx                    N           0          0       180          180
Xxxxxx                    N           0          0       360          360
Wichita                   N           0          0       360          360
Orlando                   N           0          0       360          360
Ronkonkoma                N           0          0       180          180
Kalamazoo                 N           0          0       360          360
Slidell                   N           0          0       360          360
Hi Vista                  Y          60         55       360          360
Appleton                  N           0          0       360          360
Newark                    N           0          0       180          360
Toledo                    N           0          0       180          180
Aurora                    N           0          0       360          360
Joplin                    N           0          0       360          360
National City             Y          60         55       360          360
Cleveland                 N           0          0       360          360
Manawa                    N           0          0       360          360
Alexandria                N           0          0       360          360
Riverview                 N           0          0       360          360
Branch #1                 N           0          0       180          360
Xxxxxxx                   Y          60         55       360          360
Eagle Point               N           0          0       360          360
Saint Xxxxxx              N           0          0       360          360
Harristown                N           0          0       360          360
Port Ewen                 N           0          0       360          360
Piqua                     N           0          0       360          360
Reno                      N           0          0       180          360
PULTENEY                  N           0          0       360          360
Parkland                  N           0          0       180          360
Jacksonville              Y          60         55       360          360
Canton                    Y          60         55       360          360
Suffolk                   N           0          0       360          360
Pittsburgh                N           0          0       360          360
Canton                    N           0          0       180          360
Macomb                    N           0          0       360          360
Fort Xxxxxx               N           0          0       360          360
Cleveland                 N           0          0       180          360
Bay City                  N           0          0       360          360
Dover                     N           0          0       360          360
Xxx Hills                 N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Miami                     N           0          0       360          360
Colorado Springs          N           0          0       360          360
Colorado Springs          N           0          0       180          360
Basin                     N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Venice                    N           0          0       360          360
Fairfield                 Y          60         55       360          360
Chicago                   N           0          0       360          360
Rush                      N           0          0       360          360
Virginia Beach            N           0          0       360          360
Brooklyn                  N           0          0       360          360
Suffolk                   N           0          0       180          180
Santa Xxxx                Y          60         55       360          360
Dallas                    N           0          0       360          360
Xxxxxxxx                  Y          60         55       360          360
Colton                    N           0          0       180          360
Ocoee                     N           0          0       360          360
FLOSSMOOR                 N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Cleveland                 N           0          0       360          360
Xxxx                      N           0          0       360          360
Detroit                   N           0          0       360          360
Lumberton                 N           0          0       360          360
Poughquag                 N           0          0       360          360
Waldorf                   Y          60         55       360          360
Jamaica                   N           0          0       360          360
Columbia                  N           0          0       360          360
Xxxx                      N           0          0       360          360
Bexley                    N           0          0       360          360
Freeport                  N           0          0       360          360
Bay City                  N           0          0       360          360
Wantagh                   N           0          0       360          360
Xxxxx                     N           0          0       360          360
Toledo                    N           0          0       360          360
Aurora                    N           0          0       180          180
Xxxxxx                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Saegertown                N           0          0       180          180
Orlando                   N           0          0       360          360
Batavia                   N           0          0       360          360
Hi Vista                  N           0          0       180          360
Marietta                  N           0          0       360          360
Ink                       N           0          0       360          360
Stuart                    N           0          0       180          360
LINCOLNTON                N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Greenville                N           0          0       360          360
Toledo                    N           0          0       360          360
Columbia                  N           0          0       360          360
Charlotte                 N           0          0       180          360
Houston                   N           0          0       360          360
Burlington                N           0          0       360          360
Oakville                  N           0          0       360          360
Bexley                    N           0          0       180          360
Wilmington                N           0          0       360          360
Kansas City               N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxxxxxx                N           0          0       360          360
Palm Harbor               N           0          0       360          360
Columbia                  N           0          0       180          360
Cleveland                 Y          60         55       360          360
Xxxxxx                    Y          60         54       360          360
El Toro                   Y          60         54       360          360
El Toro                   N           0          0       180          360
Xxxxxx Valley             Y          60         54       360          360
Leucadia                  N           0          0       360          360
Sylvania                  Y          60         55       360          360
Concord                   N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Houston                   N           0          0       180          360
Naples                    N           0          0       360          360
Riverview                 N           0          0       360          360
Canton                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Washington                N           0          0       360          360
Sylvania                  N           0          0       180          360
Detroit                   N           0          0       360          360
Wonder Lake               N           0          0       180          360
La Tijera                 Y          60         55       360          360
Xxxxxxx                   N           0          0       360          360
Riverview                 N           0          0       180          360
Fort Xxxxxx               N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Jamaica                   N           0          0       360          360
Youngstown                N           0          0       360          360
Harrisonville             N           0          0       360          360
Hanford                   N           0          0       180          360
Boise                     Y          60         55       360          360
Fairway                   N           0          0       360          360
Phoenix                   Y          60         55       360          360
National City             N           0          0       180          360
Xxxxxxxx                  N           0          0       180          360
Akron                     N           0          0       360          360
Aberdeen                  Y          60         55       360          360
Harrisonville             N           0          0       180          360
Lakeland                  N           0          0       360          360
Detroit                   N           0          0       360          360
Wilmington                N           0          0       360          360
Dellwood                  N           0          0       360          360
Gibsonia                  N           0          0       360          360
Sedona                    Y          60         55       360          360
Murrieta                  N           0          0       180          360
Cleveland                 N           0          0       180          360
Cheshire                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Albuquerque               N           0          0       360          360
NEW ORLEANS               N           0          0       360          360
Pekin                     N           0          0       360          360
Fairfield                 N           0          0       180          360
Palm Harbor               N           0          0       180          360
Orlando                   N           0          0       360          360
Xxxxxxxxx Springs         N           0          0       360          360
Forest Park               N           0          0       180          360
Yucca Valley              N           0          0       360          360
Mount Xxxxxx              N           0          0       360          360
Somerton                  N           0          0       360          360
ENTERPRISE                N           0          0       360          360
Phoenix                   Y          60         55       360          360
Augusta                   N           0          0       360          360
Cave Creek                N           0          0       180          360
Dallas                    N           0          0       180          180
Temecula                  N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Menasha                   N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Pittsburgh                N           0          0       360          360
Franklinville             N           0          0       180          180
Lafayette                 N           0          0       360          360
Mandeville                Y          60         55       360          360
Xxxxxx                    N           0          0       360          360
East Haddam               N           0          0       360          360
Asheville                 Y          60         55       360          360
Xxxxxxx                   N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
San Xxxx                  N           0          0       360          360
New Smyrna Beach          N           0          0       180          180
Boise                     N           0          0       180          360
La Tijera                 N           0          0       180          360
East Brunswick            N           0          0       360          360
Chipley                   N           0          0       360          360
Rochester                 N           0          0       360          360
Jacksonville              N           0          0       360          360
Masury                    N           0          0       360          360
Roseville                 Y          60         55       360          360
Roseville                 N           0          0       180          360
Toledo                    N           0          0       360          360
Masury                    N           0          0       360          360
Plaza                     N           0          0       360          360
Rodeo                     N           0          0       360          360
Hot Springs               N           0          0       360          360
Yukon                     N           0          0       360          360
Darnestown                Y          60         55       360          360
Xxxxxxx                   Y          60         55       360          360
Saint Petersburg          N           0          0       360          360
Tulsa                     N           0          0       360          360
Orosi                     N           0          0       360          360
Independence              N           0          0       360          360
Xxxxxxx                   Y          60         55       360          360
Philadelphia              N           0          0       360          360
Glendale                  Y          60         55       360          360
Xxxxxxx                   N           0          0       180          360
Chicopee                  N           0          0       360          360
Asheville                 N           0          0       180          360
Lynwood                   Y          60         55       360          360
Mastic                    N           0          0       360          360
Xxxxxxx                   N           0          0       180          360
Glendale                  N           0          0       180          360
Cleveland                 N           0          0       360          360
Orlando                   N           0          0       180          360
Bradenton                 N           0          0       180          360
Defiance                  N           0          0       180          360
Flint                     N           0          0       360          360
Tampa                     Y          60         55       360          360
Flint                     N           0          0       360          360
Lorain                    N           0          0       360          360
Poland                    N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Arundel                   N           0          0       360          360
Cloverly                  Y          60         55       360          360
Cheshire                  N           0          0       180          360
Buffalo                   N           0          0       360          360
Miami                     N           0          0       180          360
Kissimmee                 Y          60         55       360          360
Xxxxxxxx                  N           0          0       360          360
Fort Xxxxx                N           0          0       180          360
West Middlesex            N           0          0       360          360
Xxxxxx                    N           0          0       180          180
                          N           0          0       360          360
Darnestown                N           0          0       180          360
Roscommon                 N           0          0       360          360
ROGERSVILLE               N           0          0       180          180
Cathedral City            N           0          0       180          360
Paterson                  N           0          0       360          360
Plain City                Y          60         55       360          360
Lavaca                    N           0          0       360          360
Wellston                  N           0          0       360          360
Fort Xxxxx                N           0          0       360          360
Naranja                   N           0          0       180          360
New Bedford               N           0          0       360          360
Lehi                      Y          60         55       360          360
Lynwood                   N           0          0       180          360
Hi Vista                  N           0          0       360          360
Cave Creek                N           0          0       180          360
Xxxxx                     Y          60         55       360          360
Indio                     Y          60         55       360          360
Saint Louis               N           0          0       360          360
Xxxxxx                    N           0          0       180          360
Kissimmee                 N           0          0       180          360
White Cloud               N           0          0       360          360
Stow                      Y          60         55       360          360
Canton                    N           0          0       360          360
Danbury                   N           0          0       180          360
Palm Harbor               N           0          0       360          360
Miami                     N           0          0       360          360
MILWAUKEE                 N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Lakeland                  N           0          0       360          360
Davie                     Y          60         55       360          360
Middletown                N           0          0       180          360
Central Islip             N           0          0       360          360
Jamaica                   N           0          0       240          240
Lehigh                    N           0          0       360          360
Stow                      N           0          0       180          360
Xxxxx                     N           0          0       180          360
Lehi                      N           0          0       180          360
Davie                     N           0          0       360          360
Central Islip             N           0          0       180          360
Sedona                    N           0          0       180          360
Indio                     N           0          0       180          360
Kansas City               N           0          0       360          360
WPAFB                     N           0          0       360          360
WILMINGTON                Y          60         57       360          360
Gulfport                  N           0          0       180          360
Auburn                    N           0          0       180          360
Glenmont                  N           0          0       360          360
La Vergne                 N           0          0       360          360
Mount Hope                N           0          0       360          360
Xxxxxxxx                  N           0          0       180          360
Edgemoor                  Y          60         55       360          360
Miramar                   N           0          0       360          360
Estero                    N           0          0       360          360
Greenwood                 N           0          0       360          360
Buffalo                   N           0          0       360          360
Xxxxx                     N           0          0       360          360
Cleveld                   N           0          0       360          360
Estero                    N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Miami                     Y         120        115       360          360
Fontana                   Y          60         55       360          360
Chillicothe               N           0          0       360          360
Fort Xxxxxx               N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
XxXxxxxx                  N           0          0       000          000
Mobile                    N           0          0       360          360
Fort Xxxxxx               N           0          0       000          000
Mobile                    N           0          0       180          360
Sevierville               N           0          0       360          360
Xxxxxx                    N           0          0       180          180
Antelope                  Y          60         55       360          360
Antelope                  N           0          0       180          360
Lynco                     N           0          0       360          360
Lake Wales                N           0          0       360          360
Palm Desert               N           0          0       360          360
San Xxxxxxx               N           0          0       360          360
Sacramento                Y          60         53       360          360
Long Beach                Y          60         54       360          360
Xxxxx                     N           0          0       360          360
Sacramento                N           0          0       360          360
Tucson                    Y          60         54       360          360
Tucson                    N           0          0       360          360
                          Y          60         54       360          360
Xxxxxx Valley             N           0          0       360          360
Pasadena                  Y          60         54       360          360
Pasadena                  N           0          0       360          360
Mira Loma                 N           0          0       360          360
Ldhl                      Y          60         54       360          360
Ldhl                      N           0          0       180          360
Lakewood                  Y          60         54       360          360
Lakewood                  N           0          0       360          360
Sylmar                    Y          60         54       360          360
Reno                      Y          60         54       360          360
Etna                      N           0          0       360          360
Jacksboro                 N           0          0       360          360
Toledo                    N           0          0       360          360
Trabuco Canyon            Y          60         55       360          360
Xxxxxxxxxx                N           0          0       360          360
Davie                     N           0          0       180          360
Kittery                   N           0          0       360          360
Xxxxxxxxxx                N           0          0       180          360
Xxxx                      N           0          0       360          360
Wellington                N           0          0       360          360
Xxxx                      N           0          0       360          360
Haverhill                 N           0          0       360          360
Lakeland                  N           0          0       360          360
Seat Pleasant             Y          60         55       360          360
Islip                     N           0          0       360          360
Hoschton                  N           0          0       180          360
Asharoken                 N           0          0       360          360
Cimarron Hills            Y          60         55       360          360
Oakville                  N           0          0       180          360
Xxxxxx                    N           0          0       360          360
Edgewood                  N           0          0       360          360
Arden                     Y          60         55       360          360
Silver Spring             N           0          0       360          360
Xxxx                      N           0          0       360          360
Aberdeen                  N           0          0       180          360
Dallas                    N           0          0       360          360
Chicago                   N           0          0       360          360
Miramar                   N           0          0       180          360
Torrington                N           0          0       360          360
Chicago                   N           0          0       360          360
Xxxxxx                    Y          60         55       360          360
Fort Xxxxxx               N           0          0       180          360
Washingtonville           N           0          0       360          360
Shady Lake                N           0          0       360          360
Napa                      Y          60         55       360          360
Las Vegas                 Y          60         55       360          360
Miami                     N           0          0       180          360
Xxxx City                 Y          60         55       360          360
Yukon                     N           0          0       180          180
Springfield               N           0          0       360          360
Knoxville                 N           0          0       360          360
XXXXX                     Y          60         56       360          360
Lakeland                  N           0          0       180          360
XxXxxxxx                  N           0          0       180          180
Mount Washington          Y          60         55       360          360
Stuart                    N           0          0       360          360
Tampa                     N           0          0       180          180
Akron                     N           0          0       360          360
Lansing                   N           0          0       360          360
Poteau                    N           0          0       360          360
Simpsonville              N           0          0       360          360
Dade City                 N           0          0       360          360
Jacksonville              N           0          0       180          360
Miami                     N           0          0       360          360
Simpsonville              N           0          0       360          360
Linndale                  N           0          0       360          360
Rochester                 N           0          0       360          360
Sevierville               N           0          0       180          360
Dade City                 N           0          0       180          360
Detroit                   N           0          0       360          360
Cimarron Hills            N           0          0       180          360
Bakersfield               N           0          0       360          360
Shreveport                N           0          0       360          360
Chattanooga               N           0          0       360          360
Raytown                   N           0          0       360          360
Bloomingdale              N           0          0       360          360
Tampa                     N           0          0       180          360
Xxxxx                     N           0          0       180          360
Melbourne                 Y          60         55       360          360
Tulsa                     N           0          0       360          360
Surveyor                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
Tarpon Springs            N           0          0       360          360
Xxxx City                 N           0          0       180          360
Binghamton                N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Denver                    Y          60         55       360          360
Detroit                   N           0          0       180          360
Progress                  N           0          0       180          360
Xxxxxxxx                  N           0          0       360          360
Phoenix                   N           0          0       180          360
Lake Ridge                N           0          0       360          360
White House               N           0          0       300          300
Lake Ridge                Y          60         55       360          360
Beloit                    N           0          0       360          360
Greenwood                 N           0          0       180          360
Las Vegas                 N           0          0       180          360
Mount Washington          N           0          0       180          360
Pompano Beach             Y          60         55       360          360
Xxxxxxxx                  N           0          0       180          180
Darbydale                 N           0          0       360          360
Simpsonville              N           0          0       180          360
Westerville               N           0          0       360          360
Xxxx                      N           0          0       180          360
Leesburg                  N           0          0       360          360
Grandview                 N           0          0       360          360
Grandview                 N           0          0       000          000
Call                      N           0          0       360          360
Alex                      N           0          0       360          360
Xxxx                      N           0          0       180          360
Tarpon Springs            N           0          0       180          180
Buckeye                   N           0          0       360          360
Lake Ridge                N           0          0       180          180
Stone Mountain            N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
Xxxxxx Xxxx               Y          60         55       360          360
TULSA                     N           0          0       360          360
Appleton                  N           0          0       360          360
Atlanta                   N           0          0       360          360
Mooresville               N           0          0       360          360
Sherwood                  N           0          0       180          360
Flint                     N           0          0       360          360
Denver                    N           0          0       180          360
Harristown                N           0          0       180          180
Stone Mountain            N           0          0       180          360
DARLINGTON                N           0          0       360          360
Kansas City               N           0          0       360          360
Pandora                   N           0          0       360          360
Chattanooga               N           0          0       180          360
Denver                    N           0          0       180          360
Gallatin                  N           0          0       360          360
Xxxxxx                    N           0          0       360          360
LAWRENCEBURG              N           0          0       360          360
Biloxi                    N           0          0       360          360
DETROIT                   N           0          0       360          360
UTICA                     N           0          0       360          360
Devon                     N           0          0       360          360
Xxxxxxx                   N           0          0       360          360
Murrieta                  N           0          0       360          360
Chicago                   N           0          0       360          360
Xxxxx                     N           0          0       180          360
Xxxx                      N           0          0       180          360
Lisbon                    N           0          0       360          360
FLINT                     N           0          0       360          360
Westerville               N           0          0       180          180
Xxxxxx Xxxx               N           0          0       180          360
Xxxxxxx                   N           0          0       360          360
Pine                      Y          60         55       360          360
Carthage                  N           0          0       360          360
BROOKLYN                  N           0          0       360          360
DOWNSVILLE                N           0          0       360          360
Chillicothe               N           0          0       180          180
Fdl                       N           0          0       360          360
Lakeland                  N           0          0       180          360
ALBANY                    N           0          0       360          360
Albuquerque               N           0          0       180          360
Philadelphia              N           0          0       360          360
Augusta                   N           0          0       180          360
LANSING                   N           0          0       360          360
New Port Xxxxxx           N           0          0       360          360
Tualatin                  Y          60         55       360          360
Lake Ridge                N           0          0       180          180
Xxxxxx                    N           0          0       180          360
Fdl                       N           0          0       180          360
Xxxxxx                    N           0          0       180          180
Princeton                 N           0          0       360          360
Pompano Beach             N           0          0       180          360
UTICA                     N           0          0       360          360
Macon                     N           0          0       360          360
Mount Hope                N           0          0       180          360
Marina                    N           0          0       360          360
Xxxxx                     N           0          0       360          360
Columbus                  N           0          0       360          360
Washington                N           0          0       360          360
Xxxxxxxx                  N           0          0       360          360
Xxxxxxx                   N           0          0       180          360
Memphis                   N           0          0       360          360
Middletown                N           0          0       360          360
Lima                      N           0          0       360          360
Newark                    N           0          0       360          360
Washington                N           0          0       360          360
Gadsden                   N           0          0       360          360
Wilmington                N           0          0       180          360
CHATTANOOGA               N           0          0       360          360
Laceyville                N           0          0       360          360
Cape Coral                N           0          0       360          360
Xxxx                      N           0          0       360          360
Charlotte                 N           0          0       360          360
Riverdale                 N           0          0       180          180
Xxxxxxx                   N           0          0       360          360
Tuxedo                    N           0          0       360          360
Cloverly                  N           0          0       180          360
PRAIRIEVILLE              N           0          0       360          360
Odessa                    Y          60         55       360          360
Odessa                    N           0          0       180          360
Pine                      N           0          0       180          360
PORTLAND                  N           0          0       360          360
EAST BOSTON               N           0          0       360          360
Laceyville                N           0          0       180          180
Honeoye                   N           0          0       360          360
Akron                     N           0          0       360          360
Streetsboro               Y          60         55       360          360
Miami                     N           0          0       360          360
Riviera Beach             N           0          0       360          360
Hollywood                 N           0          0       360          360
Saco                      N           0          0       360          360
Saco                      N           0          0       360          360
Tualatin                  N           0          0       180          360
Streetsboro               N           0          0       180          360
Phoenix                   N           0          0       180          180
Sarasota                  Y          60         55       360          360
ESCANABA                  N           0          0       360          360
Ithaca                    N           0          0       360          360
CRYSTAL LAKE              Y          60         57       360          360
METHUEN                   N           0          0       360          360
MILAN                     N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
LEVITTOWN                 N           0          0       360          360
PALM BRANCH               N           0          0       360          360
COLUMBIA                  N           0          0       360          360
LINDEN                    N           0          0       360          360
BEAUMONT                  N           0          0       360          360
MEMPHIS                   N           0          0       360          360
XXXXXXXX                  N           0          0       360          360
PITTSBURGH                N           0          0       360          360
ALTOONA                   N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
AKRON                     N           0          0       360          360
HILTON                    N           0          0       360          360
WOODSTOCK                 N           0          0       360          360
UTICA                     N           0          0       360          360
ST LOUIS                  N           0          0       360          360
OCEAN SPRINGS             N           0          0       360          360
MURRIETA                  Y          60         56       360          360
WEST POINT                N           0          0       360          360
CARNESVILLE               N           0          0       360          360
XXXXXX                    N           0          0       360          360
MERIDIAN                  N           0          0       360          360
XXXXXXX                   N           0          0       360          360
SPARTA                    N           0          0       360          360
BAYVILLE                  N           0          0       360          360
TOLEDO                    N           0          0       360          360
SAN FRACISCO              N           0          0       360          360
CLAREMORE                 N           0          0       360          360
XXXXXX                    N           0          0       360          360
IDYLLWILD                 Y          60         56       360          360
Bethlehem                 N           0          0       360          360
XXXXXXX                   N           0          0       360          360
BATON ROUGE               N           0          0       360          360
MILWAUKEE                 N           0          0       360          360
OVERLAND PARK             N           0          0       360          360
NEW ORLEANS               N           0          0       360          360
BOISE                     Y          60         53       360          360
WILBRAHAM                 N           0          0       360          360
WESTMINSTER               N           0          0       360          360
TWO RIVERS                N           0          0       360          360
ANDEAS                    N           0          0       360          360
GREENVILLE                N           0          0       360          360
MASSILLON                 N           0          0       360          360
DENVER                    Y          60         56       360          360
XXXXXXX                   N           0          0       360          360
CHARLESTOWN               N           0          0       360          360
XXXXXXX                   N           0          0       360          360
RATON                     N           0          0       360          360
WEST HARTFORD             N           0          0       360          360
AKRON                     N           0          0       360          360
KANSAS CITY               N           0          0       360          360
GREAT FALLS               Y          60         58       360          360
RIVERDALE                 N           0          0       360          360
GERMANTOWN                N           0          0       360          360
HOUSTON                   N           0          0       180          180
DETROIT                   N           0          0       360          360
XXXXXXXX                  N           0          0       360          360
XXXXXXX                   N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
BIG BEAR LAKE             Y          60         57       360          360
TULSA                     N           0          0       360          360
BRENTWOOD                 N           0          0       360          360
SOMERVILLE                N           0          0       360          360
PALM HARBOR               N           0          0       360          360
ALLIANCE                  N           0          0       360          360
XXXXXX                    Y          60         56       360          360
BOYNE CITY                N           0          0       360          360
CORONA                    Y          60         57       360          360
NORTH MIAMI               N           0          0       180          180
SAVANNAH                  Y          60         56       360          360
CLEVELAND                 N           0          0       360          360
LORAIN                    N           0          0       360          360
YOUNGSTOWN                N           0          0       360          360
NEWBURGH                  N           0          0       360          360
RACINE                    N           0          0       360          360
BATON ROUGE               N           0          0       360          360
WHEELERSBURG              N           0          0       360          360
XXXXXXXXX                 N           0          0       360          360
NAPOLEONVILLE             N           0          0       360          360
XXXXXX                    N           0          0       360          360
JUDSONIA                  N           0          0       360          360
FRAMINGHAM                N           0          0       360          360
XXXXXXX                   N           0          0       360          360
ANTWERP                   N           0          0       360          360
XXXXXX SPRINGS            N           0          0       360          360
HACIENDA HEIGHTS          N           0          0       180          180
HIGHLAND                  N           0          0       360          360
ATHENS                    Y          60         56       360          360
CAHOKIA                   N           0          0       360          360
BATON ROUGE               N           0          0       360          360
FLINT                     N           0          0       360          360
ASHLAND                   Y          60         56       360          360
XXXXX                     Y          60         58       360          360
NASHVILLE                 N           0          0       360          360
SOUTH BEND                N           0          0       360          360
LUCEDALE                  N           0          0       360          360
HOUSTON                   N           0          0       360          360
LANCASTER                 N           0          0       360          480
PERRIS                    Y          60         57       360          360
NOBLESVILLE               N           0          0       360          360
GRAYSVILLE                N           0          0       360          360
WASHINGTON                N           0          0       360          360
CHICAGO                   N           0          0       360          360
KANSAS CITY               Y          60         56       360          360
RANCHO MIRAGE             N           0          0       360          360
MOWEAQUA                  N           0          0       360          360
PICO XXXXXX               Y          60         56       360          360
SPRINGFIELD               N           0          0       360          360
MORGANTON                 N           0          0       360          360
COUNTRY CLUB HILLS        N           0          0       360          360
LUCEDALE                  N           0          0       360          360
OAK PARK                  N           0          0       360          360
ABINGTON                  N           0          0       360          360
SANTA FE SPRINGS          N           0          0       360          360
ALPHARETTA                N           0          0       360          360
NORTH BABYLON             N           0          0       360          360
KANSAS CITY               N           0          0       360          360
PAULDING                  N           0          0       360          360
MARGATE                   N           0          0       360          360
NEW ORLEANS               N           0          0       000          000
MOBILE                    N           0          0       360          360
FERNANDINA BEACH          N           0          0       360          360
SILVERTHORNE              Y          60         56       360          360
XXXXXXX                   N           0          0       360          360
MOORESVILLE               N           0          0       360          360
COLORADO SPRINGS          Y          60         58       360          360
XXXXXXXX                  N           0          0       360          360
QUEEN CREEK               Y          60         58       360          360
ORLANDO                   N           0          0       180          180
LUCEDALE                  N           0          0       360          360
MIAMI                     N           0          0       360          360
MARTINS FERRY             N           0          0       360          360
PORTSMOUTH                N           0          0       360          360
ORCHARD PARK              N           0          0       360          360
EWA BEACH                 Y         120        117       360          360
DISCOVERY BAY             N           0          0       360          360
PARK FOREST               N           0          0       360          360
FITHIAN                   N           0          0       360          360
ROCKFORD                  N           0          0       360          360
HAGERSTOWN                Y          60         56       360          360
EXMORE                    N           0          0       360          360
ST LOUIS                  N           0          0       360          360
SADORUS                   N           0          0       360          360
NORTH PLAINFIELD          N           0          0       360          360
LOS ANGELES               N           0          0       360          360
DETROIT                   N           0          0       360          360
NILES                     N           0          0       360          360
WAXHAW                    N           0          0       360          360
XXXXXXX                   N           0          0       360          360
XXXXXX                    N           0          0       360          360
SELMA                     N           0          0       360          360
XXXXX                     N           0          0       360          360
SIMPSONVILLE              N           0          0       360          360
BRECKSVILLE               N           0          0       360          360
OTTAWA                    N           0          0       360          360
MILLPORT                  N           0          0       360          360
XXXXXXX XX                N           0          0       360          360
OPP                       N           0          0       360          360
NEWPORT                   N           0          0       360          360
ROCKFORD                  N           0          0       360          360
ST XXXXXXX                N           0          0       360          360
LA PUENTE                 Y          60         57       360          360
RICHMOND                  N           0          0       360          360
ATCHISON                  N           0          0       360          360
LEXINGTON                 N           0          0       360          360
WESTFIELD                 N           0          0       360          360
BIRMINGHAM                N           0          0       360          360
BIRMINGHAM                N           0          0       360          360
ADA                       N           0          0       360          360
OSSINEKE                  N           0          0       360          360
SHERWOOD                  Y          60         57       360          360
DAYTON                    N           0          0       360          360
WORCESTER                 N           0          0       360          360
TEMPLE HILLS              N           0          0       360          360
JOPLIN                    N           0          0       360          360
KANSAS CITY               N           0          0       360          360
BEEBE                     N           0          0       360          360
DUNDALK                   N           0          0       360          360
MOUNT MORRIS              Y          60         58       360          360
ROSLINDALE                N           0          0       360          360
SANTA MARIA               N           0          0       360          360
MARICOPA                  Y          60         58       360          360
COLUMBIA                  N           0          0       360          360
OIL CITY                  N           0          0       360          360
ELWOOD                    Y          60         57       360          360
BUFFALO GROVE             N           0          0       360          360
DES MOINES                N           0          0       360          360
LANSING                   N           0          0       360          360
LELAND                    N           0          0       360          360
LAFAYETTE                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
BRANT ROCK                N           0          0       360          360
HENDERSONVILLE            N           0          0       360          360
LOS ANGELES               N           0          0       360          360
ALBUQUERQUE               N           0          0       360          360
DENISON                   N           0          0       360          360
WOODSTOCK                 N           0          0       360          360
PAINESVILLE               N           0          0       360          360
SAINT JOHN                N           0          0       360          360
RIVERSIDE                 Y          60         57       360          360
APEX                      N           0          0       360          360
PHOENIX                   N           0          0       360          360
PHILADELPHIA              Y          60         57       360          360
GARFIELD HTS              Y          60         56       360          360
SAGINAW                   N           0          0       360          360
WAUCONDA                  N           0          0       360          360
PORTLAND                  N           0          0       360          360
ATLANTA                   N           0          0       360          360
CLAYTON                   N           0          0       360          360
ALBUQUERQUE               N           0          0       360          360
OZONE PARK                N           0          0       360          360
FLINT                     N           0          0       360          360
MARGATE                   Y          60         57       360          360
MASSILLON                 Y          60         57       360          360
CASA GRANDE               Y          60         57       360          360
SAN BERNARDINO            N           0          0       360          360
ALTO                      N           0          0       360          360
WICHITA                   N           0          0       360          360
WINTER GARDEN             N           0          0       360          360
CICERO                    N           0          0       360          360
MATTAPAN                  Y          60         56       360          360
KIRKLAND                  Y          60         58       360          360
BELLEVILLE                N           0          0       360          360
DAYTON                    N           0          0       360          360
LAS VEGAS                 Y          60         57       360          360
MURRIETA                  Y          60         58       360          360
ERIE                      N           0          0       360          360
OSCEOLA MILLS             N           0          0       360          360
CANTON                    N           0          0       360          360
BURGETTSTOWN              N           0          0       360          360
CLAYTON                   Y          60         57       360          360
LAKELAND                  N           0          0       360          360
LOS ANGELES               N           0          0       360          360
WILLIAMSON                N           0          0       360          360
NOBLESVILLE               Y          60         56       360          360
EAST ELMHURST             N           0          0       360          360
MEMPHIS                   N           0          0       360          360
DAYTON                    N           0          0       360          360
INDEPENDENCE              N           0          0       360          360
FONTANA                   N           0          0       360          360
CHICAGO                   N           0          0       360          360
TRAVERSE CITY             N           0          0       360          360
CEDARSVILLE               N           0          0       360          360
GONZALES                  N           0          0       360          360
ESSEX                     N           0          0       360          360
PONTIAC                   Y          60         58       360          360
PORTLAND                  N           0          0       360          360
FAIRFIELD                 Y          60         58       360          360
CLEVELAND                 N           0          0       360          360
KEMMERER                  N           0          0       360          360
LYNDHURST                 N           0          0       360          360
WOODBRIDGE                Y          60         57       360          360
ARNOLD                    N           0          0       360          360
CLEVELAND                 N           0          0       360          360
LAKEWOOD                  Y          60         57       360          360
PHOENIX                   Y          60         58       360          360
LYNN                      Y          60         56       360          360
MONROE                    N           0          0       360          360
WILMINGTON                N           0          0       360          360
PETALUMA                  Y          60         58       360          360
MILL SPRING               N           0          0       360          360
CHICAGO                   N           0          0       360          360
POULSBO                   Y          60         57       360          360
INDIO                     Y          60         57       360          360
LOS ANGELES               N           0          0       360          360
WEAVERVILLE               N           0          0       360          360
SONOMA                    N           0          0       360          360
CANTON                    N           0          0       360          360
MIAMI                     N           0          0       360          360
ORLANDO                   Y          60         57       360          360
ATTLEBORO                 N           0          0       360          360
APPLE VALLEY              Y          60         54       360          360
WEST PITTSBURG            N           0          0       360          360
WORCESTER                 N           0          0       360          360
DETROIT                   N           0          0       360          360
DISTRICT HEIGHTS          N           0          0       360          360
AURORA                    Y          60         57       360          360
SUGAR GROVE               Y          60         57       360          360
TRACY                     Y          60         58       360          360
NEW HAVEN                 N           0          0       360          360
STOCKTON                  N           0          0       360          360
AKRON                     N           0          0       360          360
FREMONT                   N           0          0       360          360
COLUMBUS                  N           0          0       360          360
CURTICE                   N           0          0       360          360
CHILLICOTHE               N           0          0       360          360
LEAVITTSBURG              N           0          0       360          360
SNELLVILLE                Y          60         57       360          360
OAK PARK                  N           0          0       360          360
ELKTON                    N           0          0       360          360
VIRGINIA BEACH            Y          60         57       360          360
NEW HAVEN                 N           0          0       360          360
GERMANTOWN                Y          60         57       360          360
ORLANDO                   Y          60         58       360          360
UHRICHSVILLE              N           0          0       240          240
ACWORTH                   N           0          0       360          360
BRONXVILLE                N           0          0       360          360
BERLIN HEIGHTS            N           0          0       360          360
JONESBORO                 N           0          0       360          360
GREENFIELD                N           0          0       360          360
DELRAY BEACH HEIGHTS      N           0          0       360          360
CAMDEN                    N           0          0       360          360
INDEPENDENCE TOWNSHIP     N           0          0       360          360
OVERLAND PARK             N           0          0       360          360
SKIATOOK                  N           0          0       360          360
SAN FRANCISCO             N           0          0       360          360
BRENTWOOD                 N           0          0       360          360
DETROIT                   N           0          0       360          360
SANTA ROSA                N           0          0       240          240
GALION                    N           0          0       360          360
SHREVEPORT                N           0          0       360          360
MILWAUKEE                 N           0          0       360          360
KANSAS CITY               N           0          0       360          360
CENTENNIAL                Y          60         58       360          360
CHICAGO                   N           0          0       360          360
CORBIN                    N           0          0       360          360
AKRON                     N           0          0       360          360
KANSAS CITY               N           0          0       360          360
CANAL WINCHESTER          Y          60         57       360          360
ALBUQUERQUE               N           0          0       360          360
ZANESVILLE                N           0          0       360          360
TRAVERSE CITY             N           0          0       360          360
DECKERVILLE               N           0          0       360          360
KENTON                    N           0          0       360          360
PARK RIDGE                N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
MARTINEZ                  Y          60         58       360          360
LEXINGTON                 N           0          0       360          360
EUNICE                    N           0          0       360          360
AUBURN                    N           0          0       360          360
Norcross                  N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
NAPERVILLE                N           0          0       360          360
FORDS                     Y          60         57       360          360
HOLLAND                   N           0          0       360          360
NELSONVILLE               N           0          0       360          360
KISSIMMEE                 Y          60         58       360          360
GRAFTON                   N           0          0       360          360
CORONA                    N           0          0       360          360
DES MOINES                N           0          0       360          360
GREENVILLE                N           0          0       360          360
BAY SHORE                 N           0          0       180          180
CHARLOTTE                 N           0          0       360          360
EDEN PRAIRIE              N           0          0       360          360
SUMMIT                    N           0          0       360          360
SOMERSET                  Y          60         58       360          360
SILVER SPRING             Y          60         57       360          360
RIO RANCHO                N           0          0       360          360
PORT HURON                N           0          0       360          360
PUT-IN-BAY                N           0          0       360          360
MASTIC BEACH              N           0          0       360          360
TROY                      N           0          0       360          360
MARICOPA                  Y          60         58       360          360
DETROIT                   N           0          0       360          360
PHOENIX                   Y          60         57       360          360
CHICAGO                   N           0          0       360          360
BELLEVILLE                N           0          0       360          360
HOPEWELL JUNCTION         N           0          0       360          360
VANDALIA                  N           0          0       360          360
FLORENCE                  N           0          0       360          360
CLARKSTOWN                Y          60         56       360          360
VAN BUREN                 N           0          0       360          360
ALBANY                    N           0          0       360          360
GALESBURG                 N           0          0       360          360
ALEXANDER                 Y          60         58       360          360
REDFORD                   N           0          0       360          360
FRESNO                    N           0          0       360          360
SEBRING                   N           0          0       360          360
ST PETERS                 Y          60         58       360          360
COLUMBUS                  N           0          0       360          360
COLORADO SPRINGS          Y          60         58       360          360
BURLINGTON                N           0          0       360          360
BATAVIA                   Y          60         58       360          360
DAYTON                    N           0          0       360          360
LEBANON                   N           0          0       360          360
MONTGOMERY VILLAGE        Y          60         58       360          360
EVERGREEN                 N           0          0       360          360
JOLIET                    N           0          0       360          360
LAURENS                   N           0          0       360          360
GRAND RAPIDS              N           0          0       360          360
HUNTINGTON                N           0          0       360          360
BICKNELL                  N           0          0       360          360
BRENTWOOD                 Y          60         57       360          360
TUSTIN                    N           0          0       360          360
WYOMING                   N           0          0       360          360
WILMINGTON                N           0          0       360          360
DELRAY BEACH              N           0          0       360          360
MARIETTA                  N           0          0       360          360
HOMELAND                  N           0          0       180          180
TAUNTON                   N           0          0       360          360
CLEVELAND                 N           0          0       360          360
MACHESNEY PARK            N           0          0       360          360
BUENA PARK                Y          60         57       360          360
NEW PHILADELPHIA          N           0          0       360          360
CHICAGO                   N           0          0       360          360
CUMMING                   N           0          0       360          360
ROCKY RIVER               Y          60         58       360          360
MUNCIE                    N           0          0       360          360
PLANO                     N           0          0       360          360
MARION                    N           0          0       360          360
ATLANTA                   N           0          0       360          360
MEDWAY                    N           0          0       360          360
FORT WAYNE                N           0          0       360          360
CHICAGO                   N           0          0       360          360
SLATEDALE                 N           0          0       360          360
HATBORO                   N           0          0       360          360
KANSAS CITY               N           0          0       360          360
ASHTABULA                 N           0          0       360          360
STRONGSVILLE              N           0          0       360          360
SILVER SPRING             Y          60         57       360          360
KINGSTON                  Y          60         58       360          360
GREENVILLE                N           0          0       360          360
UPPER SANDUSKY            Y          60         58       360          360
STAFFORD                  N           0          0       360          480
HAMPTON                   N           0          0       360          360
CROSBY                    N           0          0       360          360
BOLINGBROOK               Y          60         58       360          360
CHARDON                   N           0          0       360          360
NICHOLASVILLE             N           0          0       360          360
ORLANDO                   Y          60         58       360          360
FAIRFIELD                 Y          60         57       360          360
AKRON                     N           0          0       360          360
ROMEOVILLE                N           0          0       360          360
GREENVILLE                N           0          0       360          360
TACOMA                    N           0          0       360          360
KANSAS CITY               N           0          0       360          360
CLEVELAND                 N           0          0       360          360
ST CLAIR SHORES           N           0          0       360          360
PALOS HEIGHTS             N           0          0       360          360
ROHNERT PARK              Y          60         58       360          360
MINNEAPOLIS               N           0          0       360          360
ODESSA                    Y          60         57       360          360
VERO BEACH                N           0          0       360          360
PHENIX CITY               N           0          0       360          360
MANISTEE                  N           0          0       360          360
KANSAS CITY               N           0          0       360          360
LAWRENCEVILLE             N           0          0       360          360
OKLAHOMA CITY             N           0          0       360          360
NORTH CHARLESTON          N           0          0       360          360
COLUMBUS                  N           0          0       360          360
AKRON                     N           0          0       360          360
LEXINGTON                 N           0          0       360          360
CANDLER                   Y          60         58       360          360
VERNON                    N           0          0       360          360
BOLINGBROOK               N           0          0       360          360
DAVENPORT                 N           0          0       360          360
MENTOR                    Y          60         58       360          360
RANCHO MURRIETA           N           0          0       360          360
MAUMELLE                  N           0          0       360          360
DETROIT                   N           0          0       360          360
LONG BEACH                Y          60         58       360          360
DUBLIN                    Y          60         58       360          360
GLENDALE                  Y          60         57       360          360
JACKSONVILLE              N           0          0       360          360
BATTLE CREEK              N           0          0       360          360
PORTLAND                  Y          60         58       360          360
OLMSTED FALLS             N           0          0       360          360
NEWARK                    N           0          0       360          360
TEMPE                     N           0          0       360          360
DOVER                     N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
BEAVER DAM                N           0          0       360          360
WEST PALM BEACH           N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
LOWELL                    N           0          0       360          360
DECATUR                   N           0          0       360          360
APPLE VALLEY              N           0          0       360          360
HEMET                     Y          60         58       360          360
WAYNESVILLE               N           0          0       360          360
DUMFRIES                  Y          60         57       360          360
WASHINGTON                N           0          0       360          360
LAWRENCE                  N           0          0       360          360
TULSA                     N           0          0       360          360
MIDDLETOWN                N           0          0       360          360
NAPLES                    N           0          0       360          360
DAVENPORT                 N           0          0       360          360
SAGINAW                   Y          60         58       360          360
MCKEESPORT                N           0          0       360          360
CAPITOL HEIGHTS           N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
LAKE VILLA                N           0          0       360          360
CHIPPEWA LAKE             N           0          0       360          360
AIKEN                     N           0          0       360          360
CHICAGO                   N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
EAST POINTE               N           0          0       360          360
CARLSBAD                  N           0          0       360          360
GARDEN GROVE              N           0          0       360          360
LAKE CHARLES              N           0          0       360          360
WARREN                    N           0          0       360          360
NEW IBERIA                N           0          0       360          360
TOCCOA                    Y          60         58       360          360
KINGS MILL                N           0          0       360          360
MEMPHIS                   N           0          0       360          360
ROSEDALE                  N           0          0       360          360
CANTON                    N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
KNOXVILLE                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
MEMPHIS                   N           0          0       360          360
MORROW                    Y          60         58       360          360
DELAWARE                  Y          60         57       360          360
LEXINGTON                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
BEAR                      N           0          0       360          360
ST LOUIS                  N           0          0       360          360
WILMINGTON                Y          60         57       360          360
FAYETTEVILLE              N           0          0       360          360
NEWCOMERSTOWN             N           0          0       360          360
LOUISBURG                 N           0          0       360          360
PORT CLINTON              N           0          0       360          360
MIAMI                     N           0          0       360          360
DETROIT                   N           0          0       360          360
GREENWOOD                 N           0          0       360          360
NEW LENOX                 Y          60         57       360          360
RALEIGH                   N           0          0       360          360
BERKLEY                   N           0          0       360          360
FLINTSTONE                N           0          0       360          360
CHICAGO                   N           0          0       360          360
STEVENS POINT             N           0          0       360          360
LANCASTER                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
DETROIT                   N           0          0       360          360
JOLIET                    N           0          0       360          360
VALLES MINES              Y          60         58       360          360
LOWELLVILLE               N           0          0       360          360
HEPHZIBAH                 Y          60         58       360          360
PHILADELPHIA              N           0          0       360          360
SPENCER                   N           0          0       360          360
EAST LAKE                 N           0          0       360          360
WOODBRIDGE                Y          60         57       360          360
NORWALK                   N           0          0       360          360
SULLIVAN                  N           0          0       360          360
WARRENVILLE               N           0          0       360          360
COLUMBUS                  Y          60         58       360          360
STREETSBORO               N           0          0       360          360
LUDLOW                    N           0          0       360          360
ATLANTA                   N           0          0       360          360
SAN BERNARDINO            N           0          0       180          180
DRYDEN                    N           0          0       360          360
CINCINNATI                N           0          0       360          360
SCOTTSDALE                N           0          0       360          360
CORONA                    N           0          0       180          180
WOODBRIDGE                N           0          0       360          360
EMMETT                    N           0          0       180          180
SPENCER                   Y          60         58       360          360
SILER CITY                N           0          0       360          360
TINLEY PARK               N           0          0       360          360
IMLAY CITY                N           0          0       360          360
VERO BEACH                N           0          0       360          360
LITTLEROCK                N           0          0       360          360
LEE'S SUMMIT              N           0          0       360          360
FOSTORIA                  N           0          0       360          360
WISCONSIN DELLS           N           0          0       360          360
ST. LOUIS                 N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
WAUPACA                   N           0          0       360          360
SILVER LAKE               N           0          0       360          360
COLUMBIA                  N           0          0       360          360
CANTON                    N           0          0       360          360
YOUNGSTOWN                N           0          0       360          360
LOOKOUT MOUNTAIN          N           0          0       360          360
PITTSBURGH                N           0          0       360          360
RALEIGH                   N           0          0       360          360
SALIDA                    Y          60         58       360          360
WILMINGTON                N           0          0       360          360
DALLAS                    N           0          0       360          360
GREENVILLE                N           0          0       180          180
LITTLE ROCK               N           0          0       360          360
CHARLOTTE                 Y          60         57       360          360
OXNARD                    N           0          0       180          180
FISHERS                   N           0          0       360          360
VIRGINIA BEACH            N           0          0       360          360
PELHAM                    N           0          0       360          360
LENNOX                    N           0          0       360          360
UNIONTOWN                 N           0          0       360          360
DETROIT                   N           0          0       360          360
NEWBURGH                  N           0          0       360          360
SOUTH HOLLAND             N           0          0       360          360
ROCKLEDGE                 Y          60         57       360          360
WINBER                    N           0          0       360          360
WORCESTER                 N           0          0       360          360
MARSHALL                  N           0          0       360          360
BROADVIEW                 N           0          0       360          360
DETROIT                   N           0          0       360          360
HUNTSVILLE                N           0          0       360          360
TOLEDO                    N           0          0       360          360
CARPENTERSVILLE           N           0          0       360          360
KINGMAN                   N           0          0       180          180
MAIDEN                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
MILFORD                   N           0          0       360          360
TOLEDO                    N           0          0       360          360
EPHRAIM                   N           0          0       360          360
SHAPLEIGH                 N           0          0       360          360
CHANDLER                  Y          60         58       360          360
MONTGOMERY                N           0          0       360          360
MARICOPA                  Y          60         58       360          360
CONYERS                   Y          60         58       360          360
POTTSTOWN                 N           0          0       360          360
RIVIERA BEACH             N           0          0       360          360
HEMINGWAY                 N           0          0       360          360
MARIETTA                  N           0          0       360          360
OPA LOCKA                 N           0          0       360          360
CASTLE ROCK               Y          60         58       360          360
WICHITA                   N           0          0       360          360
WALDRON                   N           0          0       360          360
COCOA                     Y          60         58       360          360
ARLINGTON                 N           0          0       360          360
SHELBURN                  N           0          0       360          360
SUMMERVILLE               N           0          0       360          360
BURNS HARBOR              N           0          0       360          360
MADISON                   N           0          0       360          360
FAIRFIELD                 Y          60         58       360          360
WESTLAND                  N           0          0       360          360
JONESBORO                 N           0          0       360          360
MADISON                   N           0          0       360          360
KINGMAN                   N           0          0       360          360
COLORADO SPRINGS          Y          60         58       360          360
CLEARWATER                Y          60         58       360          360
COLUMBUS                  N           0          0       360          360
WILMINGTON                N           0          0       360          360
NORTH HOLLYWOOD           N           0          0       360          360
MURPHY                    N           0          0       360          360
SHREVEPORT                Y          60         58       360          360
DELTONA                   N           0          0       180          180
FREDERICKSBURG            N           0          0       360          360
LIGHTHOUSE POINT          N           0          0       360          360
WYOMING                   N           0          0       360          360
MAPLE HEIGHTS             N           0          0       360          360
KANSAS CITY               N           0          0       360          360
INDIANAPOLIS              N           0          0       360          360
RICHMOND                  N           0          0       360          360
ALPENA                    N           0          0       360          360
CINCINNATI                N           0          0       360          360
WATERFORD                 N           0          0       360          360
SELLERSBURG               N           0          0       360          360
EAST PEORIA               N           0          0       180          180
KANSAS CITY               N           0          0       360          360
KANSAS CITY               N           0          0       360          360
DAYTON                    N           0          0       360          360
EAST POINT                Y          60         55       360          360
ALLENTOWN                 N           0          0       360          360
ORLANDO                   Y          60         56       360          360
SILVER SPRING             Y          60         56       360          360
SUMMERVILLE               N           0          0       360          360
WEYMOUNTH                 Y          60         56       360          360
SUN CITY                  Y          60         56       360          360
LOS ANGELES               Y          60         56       360          360
DINGMANS FERRY            N           0          0       360          360
DES MOINES                N           0          0       360          360
PADUCAH                   N           0          0       360          360
SANDWICH                  Y          60         55       360          360
NORWALK                   Y          60         56       360          360
BARTLESVILLE              N           0          0       360          360
OVERLAND PARK             N           0          0       360          360
TEMPLE HILLS              Y          60         56       360          360
OVERLAND PARK             N           0          0       360          360
ST. CLAIR                 N           0          0       360          360
HAGERSTOWN                Y          60         56       360          360
FORT WORTH                N           0          0       360          360
GREENSBORO                N           0          0       360          360
YORK                      N           0          0       360          360
TEMECULA                  Y          60         58       360          360
HIGHLAND                  N           0          0       360          360
KANSAS CITY               N           0          0       360          360
WORCESTER                 N           0          0       360          360
PENN YAN                  N           0          0       360          360
PROSPECT                  N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
TEXARKANA                 N           0          0       360          360
LAKE ELSINORE             Y          60         58       360          360
RUSSELLS POINT            N           0          0       360          360
TACOMA                    Y          60         58       360          360
BOSTON                    Y          60         58       360          360
PITTSBURGH                N           0          0       360          360
HIGHLAND MILLS            N           0          0       360          360
KANSAS CITY               Y          60         58       360          360
TURNEY                    N           0          0       360          360
JACKSONVILLE              N           0          0       360          360
BERKELEY HEIGHTS          Y          60         58       360          360
BROCKTON                  N           0          0       360          360
MACOMB                    N           0          0       360          360
SUGAR GROVE               Y          60         58       360          360
NIXA                      N           0          0       360          360
RIVERSIDE                 Y          60         58       360          360
LAKE WORTH                Y          60         58       360          360
PLEASANT HILL             N           0          0       360          360
DEFUNIAK SPRINGS          N           0          0       360          360
STRUTHERS                 N           0          0       360          360
TOLEDO                    Y          60         57       360          360
BALTIMORE                 N           0          0       360          360
CONCORD                   N           0          0       360          360
OCEANSIDE                 N           0          0       360          360
SACO                      N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
PULASKI                   N           0          0       360          360
ROGERS                    N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
JOPLIN                    N           0          0       360          360
RICHMOND                  N           0          0       360          360
CULPEPER                  N           0          0       360          360
CANTON                    N           0          0       360          360
KELLER                    Y          60         58       360          360
NORTH LAS VEGAS           N           0          0       360          360
LEWISTON                  N           0          0       360          360
NEWAYGO                   N           0          0       360          360
DAYTON                    N           0          0       360          360
AUBURN                    N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
NORTH PROVIDENCE          N           0          0       360          360
COLUMBIA                  N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
AUSTINTOWN                N           0          0       360          360
SALUDA                    N           0          0       360          360
GAITHERSBURG              Y          60         57       360          360
AYNOR                     N           0          0       360          360
CHANDLER                  N           0          0       360          360
AKRON                     N           0          0       360          360
FARRELL                   N           0          0       360          360
NAPLES                    N           0          0       360          360
OLNEY                     Y          60         57       360          360
TEMPLE HILLS              N           0          0       360          360
FLINT                     N           0          0       360          360
BUTLER                    N           0          0       360          360
WILLOWBROOK               Y          60         58       360          360
CHICAGO                   Y          60         58       360          360
RAYMORE                   N           0          0       360          360
RICHMOND                  Y          60         58       360          360
YARMOUTH                  N           0          0       360          360
SILOAM SPRINGS            N           0          0       360          360
BATON ROUGE               N           0          0       360          360
CHARLOTTE                 Y          60         58       360          360
ONTARIO                   Y          60         58       360          360
TOLEDO                    N           0          0       360          360
LOS ANGELES               N           0          0       360          360
ATLANTA                   Y          60         58       360          360
ROSWELL                   N           0          0       360          360
ROCKLIN                   Y          60         58       360          360
CINCINNATI                Y          60         58       360          360
FAYETTEVILLE              N           0          0       360          360
AURORA                    N           0          0       360          360
SPRING VALLEY             N           0          0       360          360
ST LOUIS                  N           0          0       360          360
IONIA                     N           0          0       360          360
WOODBRIDGE                Y          60         58       360          360
EUCLID                    N           0          0       360          360
BOWLING GREEN             N           0          0       360          360
YOUNGSTOWN                N           0          0       360          360
INDIANAPOLIS              N           0          0       360          360
DETROIT                   N           0          0       360          360
AKRON                     N           0          0       360          360
ST ALBANS                 N           0          0       360          360
CRESAPTOWN                N           0          0       360          360
MIDDLETOWN                N           0          0       360          360
WEST COLUMBIA             N           0          0       360          360
CHARLOTTE                 N           0          0       360          360
AUSTELL                   N           0          0       360          360
COLORADO SPRINGS          Y          60         58       360          360
CASTLE ROCK               N           0          0       360          360
ALBUQUERQUE               Y          60         56       360          360
TERRE HAUTE               N           0          0       360          360
WICHITA                   N           0          0       360          360
EAU CLAIRE                Y          60         58       360          360
DIAMOND BAR               N           0          0       360          360
ORANGE                    N           0          0       360          360
FORT MYERS                N           0          0       360          360
WESTLAKE                  Y          60         58       360          360
SPRINGPORT                Y          60         58       360          360
PATASKALA                 Y          60         58       360          360
GRAND LEDGE               Y          60         58       360          360
TOLEDO                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
AKRON                     Y          60         58       360          360
WEST HAVEN                N           0          0       360          360
CLIO                      N           0          0       360          360
N CHICAGO                 N           0          0       360          360
WASHINGTON                N           0          0       360          360
WEST PALM BEACH           N           0          0       360          360
PEMBROKE PINES            N           0          0       180          180
HALLANDALE                N           0          0       360          360
PHOENIX                   Y          60         58       360          360
PORT SAINT LUCIE          N           0          0       360          360
MANASSAS                  Y          60         58       360          360
BIRDSBORO                 Y          60         58       360          360
CHICAGO                   N           0          0       360          360
SILVER SPRING             N           0          0       360          360
FREDERICKSBURG            Y          60         58       360          360
DUPONT                    N           0          0       360          360
SARATOGA SPRINGS          N           0          0       360          360
LEESBURG                  N           0          0       180          180
PORTLAND                  N           0          0       360          360
MIDDLETOWN                Y          60         58       360          360
ST. LOUIS                 N           0          0       360          360
BLUE ISLAND               N           0          0       360          360
WINDHAM                   N           0          0       360          360
CINCINNATI                N           0          0       360          360
KISSIMMEE                 Y          60         58       360          360
GREERS FERRY              N           0          0       360          360
QUEEN CREEK               Y          60         58       360          360
SARASOTA                  N           0          0       360          360
COLD BROOK                N           0          0       360          360
RAYMOND                   N           0          0       360          360
DETROIT                   N           0          0       360          360
TERRE HAUTE               N           0          0       360          360
TRINITY                   N           0          0       360          360
WESTBROOK                 N           0          0       360          360
SEDALIA                   N           0          0       360          360
EL CENTRO                 Y          60         57       360          360
AVENTURA                  N           0          0       360          360
EATON RAPIDS              N           0          0       360          360
CHICAGO                   N           0          0       360          360
SILVER SPRING             Y          60         58       360          360
ROGERS                    N           0          0       360          360
WOODRIDGE                 N           0          0       180          180
ATLANTA                   N           0          0       360          360
RALEIGH                   N           0          0       360          360
TERRE HAUTE               N           0          0       360          360
WASHINGTON                N           0          0       360          360
MESA                      Y          60         58       360          360
FISHERS                   Y          60         58       360          360
BOOTHWYN                  N           0          0       360          360
TOLEDO                    N           0          0       360          360
CLEVELAND                 N           0          0       360          360
TRAVERSE CITY             N           0          0       360          360
ARGOS                     N           0          0       360          360
MIAMI                     Y          60         58       360          360
CINCINNATI                N           0          0       360          360
MINNEAPOLIS               Y          60         58       360          360
SAINT LOUIS               N           0          0       360          360
COLUMBUS                  N           0          0       360          360
BARBERTON                 N           0          0       360          360
GAHANNA                   Y          60         58       360          360
POPLAR GROVE              N           0          0       360          360
BEDFORD                   N           0          0       360          360
BETHESDA                  Y          60         58       360          360
SILVER SPRING             Y          60         58       360          360
ST PAUL                   N           0          0       360          360
HOLLYWOOD                 N           0          0       360          360
NORFOLK                   N           0          0       360          360
CLINTON                   N           0          0       360          360
CANTON                    N           0          0       360          360
COLUMBUS                  N           0          0       360          360
CHICAGO                   N           0          0       360          480
RESTON                    Y          60         58       360          360
HORSEHEADS                N           0          0       360          360
COLORADO SPRINGS          N           0          0       360          360
ORRVILLE                  N           0          0       360          360
COLUMBUS                  N           0          0       360          360
ASHEVILLE                 N           0          0       360          360
SAN SABA                  N           0          0       360          360
CLINTON                   N           0          0       360          360
BRASELTON                 N           0          0       360          360
MILLERSBURG               N           0          0       360          360
FREDERICKSBURG            N           0          0       360          360
PITTSBURGH                N           0          0       360          360
GRAND HAVEN               N           0          0       360          360
CHICAGO                   N           0          0       360          360
MONROE                    N           0          0       360          360
DALZELL                   N           0          0       360          360
LANSING                   N           0          0       360          360
HAZEL PARK                N           0          0       360          360
DETROIT                   N           0          0       360          360
EDMOND                    N           0          0       360          360
OKLAHOMA CITY             N           0          0       360          360
HICKSVILLE                N           0          0       360          360
CHATTANOOGA               N           0          0       360          360
VIRGINIA BEACH            N           0          0       360          360
KUNA                      Y          60         58       360          360
ST JOSEPH                 N           0          0       360          360
KANSAS CITY               N           0          0       360          360
PALM HARBOR               N           0          0       360          360
HOSHCTON                  N           0          0       360          360
ST LOUIS                  N           0          0       360          360
FOUNTAIN VALLEY           N           0          0       360          360
HONEOYE FALLS             N           0          0       360          360
SOUTH LAKE TAHOE          N           0          0       360          360
FREDERICK                 Y          60         58       360          360
KISSIMMEE                 Y          60         58       360          360
RIVERSIDE                 N           0          0       360          360
SATELLITE BEACH           N           0          0       360          360
SACRAMENTO                N           0          0       360          360
WIGGINS                   N           0          0       180          180
READING                   N           0          0       360          360
EXETER                    N           0          0       360          360
POWELL                    N           0          0       360          360
COLUMBUS                  N           0          0       360          360
WEST WAREHAM              N           0          0       360          360
COLUMBUS                  Y          60         59       360          360
SPRINGFIELD               N           0          0       360          360
OWEN                      N           0          0       360          360
MEDWAY                    N           0          0       360          360
PROCTORVILLE              N           0          0       360          360
MYRTLE BEACH              N           0          0       360          360
PLANTATION                N           0          0       360          360
COLORADO SPRINGS          N           0          0       240          360
Holbrook                  N           0          0       360          360
Mangonia Park             N           0          0       360          360
Aldie                     Y          36         32       360          360
Chicago                   Y          36         32       360          360
Bethel                    Y          36         31       360          360
Joliet                    N           0          0       360          360
Mineral                   Y          24         19       360          360
Haxtun                    N           0          0       360          360
Chino Hills               N           0          0       360          360
Piscataway                N           0          0       360          360
Toms River                Y          36         31       360          360
Jersey City               Y          36         31       360          360
Fresno                    Y          24         20       360          360
Renton                    Y          36         31       360          360
Philadelphia              N           0          0       360          360
Sterling                  Y          36         32       360          360
Boulder                   N           0          0       360          360
Jersey City               N           0          0       360          360
Paterson                  Y          36         32       360          360
Jamaica                   Y          36         32       360          360
Calwa                     Y          24         20       360          360
Lodi                      N           0          0       360          360
Westland                  N           0          0       360          360
El Mirage                 N           0          0       360          360
Milford                   Y          60         56       360          360
Lawndale                  Y          36         32       360          360
Santa Clarita             Y          60         56       360          360
Las Vegas                 Y          60         56       360          360
Columbus                  Y          36         32       360          360
Columbia                  N           0          0       360          360
Lane                      Y          36         32       360          360
Sacramento                N           0          0       360          360
Lenola                    N           0          0       360          360
Georgetown                N           0          0       360          360
Bakersfield               N           0          0       360          360
Van Nuys                  N           0          0       360          360
San Bernardino            Y          24         20       360          360
Mount Rainier             N           0          0       360          360
Charlotte                 Y          60         55       360          360
Mishawaka                 N           0          0       360          360
Roulo                     N           0          0       360          360
Memphis                   Y          36         32       360          360
Lagrange                  N           0          0       360          360
Tampa                     N           0          0       360          360
Yuton                     N           0          0       360          360
Lake Ridge                Y          36         32       360          360
Berkeley                  N           0          0       360          360
Stockton                  Y          24         20       360          360
Jonesboro                 N           0          0       360          360
San Diego                 Y          36         32       360          360
Vernon                    Y          36         32       360          360
Ossining                  Y          36         32       360          360
Oakland                   N           0          0       360          360
Tulare                    N           0          0       360          360
Greenacres                Y          24         20       360          360
Gainesville               Y          60         56       360          360
SOLEDAD                   Y          60         55       360          360
SANTA CLARITA             Y          60         55       360          360
YUCCA VALLEY              Y          60         54       360          360
ROANOKE                   N           0          0       360          360
LINCOLN                   Y          60         54       360          360
NEWPORT                   N           0          0       360          360
LAKE MILTON               N           0          0       360          360
BEDFORD                   N           0          0       360          360
DETROIT                   N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
HARTFORD CITY             N           0          0       360          360
LENOX                     N           0          0       360          360
WASHINGTON                N           0          0       360          360
NORTH WEBSTER             N           0          0       360          360
RIVERVIEW                 Y          60         54       360          360
LA QUINTA                 Y          60         54       360          360
JACKSON HEIGHTS           N           0          0       360          360
FELTON                    Y          60         53       360          360
SAN JOSE                  Y          60         54       360          360
APOPKA                    N           0          0       180          180
COUNCIL BLUFFS            N           0          0       360          360
CHICAGO                   N           0          0       360          360
ATLANTA                   Y          60         54       360          360
LOS ANGELES               Y          60         55       360          360
TOOELE                    N           0          0       360          360
NEW BEDFORD               N           0          0       360          360
NORTH DARTMOUTH           N           0          0       360          360
LAWTON                    N           0          0       360          360
WATERFORD                 N           0          0       360          360
BRACKENRIDGE              N           0          0       360          360
VALLEJO                   Y          60         54       360          360
CHICAGO                   N           0          0       180          180
AVON                      N           0          0       360          360
ELKHART                   N           0          0       360          360
ORLANDO                   N           0          0       360          360
MILACA                    N           0          0       360          360
AKRON                     N           0          0       360          360
HOFFMAN ESTATES           N           0          0       360          360
WEST LAFAYETTE            N           0          0       360          360
RANCHO SANTA MARGARITA    Y          60         55       360          360
SPENCER                   N           0          0       360          360
SAN JOSE                  Y          60         54       360          360
CICERO                    N           0          0       360          360
REVERE                    Y          60         55       360          360
KAYSVILLE                 N           0          0       360          360
PORTLAND                  N           0          0       360          360
NORTH HILLS               N           0          0       360          360
SCHENECTADY               N           0          0       360          360
CHICAGO                   N           0          0       360          360
CHICAGO                   N           0          0       360          360
RANCHO CUCAMONGA          Y          60         55       360          360
SPRING GLEN T/O WAWARSING N           0          0       360          360
SOUTH BEND                N           0          0       360          360
SAN DIEGO                 Y          60         55       360          360
MILLBURY                  N           0          0       360          360
CLIFTON PARK              N           0          0       360          360
PLAINFIELD                N           0          0       360          360
CORNING                   N           0          0       360          360
LONG BEACH                Y          60         55       360          360
SAN DIEGO                 Y          60         55       360          360
PITTSBURG                 Y          60         54       360          360
MADISON                   Y          60         54       360          360
BROOKLYN                  N           0          0       360          360
EL CAJON                  Y          60         55       360          360
TACOMA                    Y          60         55       360          360
IMPERIAL                  N           0          0       360          360
FRESNO                    N           0          0       360          360
EL CAJON                  Y          60         55       360          360
FORT LAUDERDALE           N           0          0       360          360
PHILADELPHIA              N           0          0       180          180
GLENS FALLS               N           0          0       360          360
FRESNO                    N           0          0       360          360
FARMERSVILLE              N           0          0       360          360
REVERE                    N           0          0       360          360
HOBOKEN                   Y          60         55       360          360
LAWRENCE                  Y          60         54       360          360
DRAPER                    Y          60         54       360          360
COLD SPRINGS              N           0          0       360          360
METHUEN                   N           0          0       360          360
ORLANDO                   N           0          0       360          360
CHULA VISTA               Y          60         55       360          360
CHICAGO                   N           0          0       360          360
WOODBURY                  Y          60         55       360          360
AUBREY                    N           0          0       360          360
PHENIX CITY               N           0          0       360          360
CHELSEA                   Y          60         55       360          360
CHICAGO                   N           0          0       360          360
MIAMI                     N           0          0       360          360
HAMLIN                    N           0          0       360          360
EL SOBRANTE               Y          60         55       360          360
ALBUQUERQUE               N           0          0       360          360
MASHPEE                   Y          60         55       360          360
EL PASO                   N           0          0       360          360
STREAMWOOD                N           0          0       360          360
HAMMOND                   N           0          0       360          360
WILLINGBORO               N           0          0       360          360
MONACA                    N           0          0       360          360
NORRISTOWN                N           0          0       360          360
DES PLAINES               N           0          0       360          360
HOPKINS                   N           0          0       360          360
LONGVIEW                  Y          60         54       360          360
CORNELIUS                 N           0          0       360          360
GARDEN CITY               Y          60         55       360          360
LYNWOOD                   N           0          0       360          360
LAKE WORTH                N           0          0       360          360
INDIO                     Y          60         55       360          360
ALEXANDRIA                N           0          0       360          360
BROOKLYN                  N           0          0       360          360
RIVERSIDE                 Y          60         55       360          360
DENVER                    Y          60         55       360          360
MURRIETA                  Y          60         55       360          360
IRWIN                     N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
EVESHAM                   N           0          0       360          360
HAYWARD                   N           0          0       360          360
CINCINNATI                N           0          0       180          360
DAYTONA BEACH             N           0          0       360          360
PERRIS                    N           0          0       360          360
MOUNT PLEASANT            Y          60         55       360          360
SAINT LOUIS               N           0          0       360          360
LEBANON                   N           0          0       180          180
LAKEWOOD                  Y          60         55       360          360
DENVER                    Y          60         55       360          360
LAS VEGAS                 Y          60         55       360          360
PLAINFIELD                N           0          0       360          360
MERCED                    Y          60         54       360          360
NORTH LAS VEGAS           N           0          0       360          360
SAN JACINTO               N           0          0       360          360
RICHARDSON                N           0          0       360          360
PEORIA                    N           0          0       360          360
MIAMI                     N           0          0       360          360
MARGATE                   N           0          0       360          360
BELLPORT                  N           0          0       360          360
TOLEDO                    N           0          0       360          360
CHARDON                   N           0          0       360          360
AUBURN                    N           0          0       180          180
WHEELING                  Y          60         55       360          360
CITRUS HEIGHTS            N           0          0       360          360
WEST PALM BEACH           Y          60         55       360          360
CLARKSTON                 N           0          0       360          360
COUNTRY CLUB HILLS        N           0          0       360          360
MANTECA                   N           0          0       360          360
MEXICO                    N           0          0       360          360
HUNTINGTON PARK           Y          60         55       360          360
PHOENIX                   N           0          0       360          360
TOLEDO                    N           0          0       360          360
NORTH OLMSTED             N           0          0       360          360
WILLIAMSPORT              N           0          0       360          360
SEWICKLEY                 N           0          0       360          360
FALMOUTH                  N           0          0       360          360
FLUSHING                  Y          60         55       360          360
COLUMBIA                  N           0          0       360          360
PALM SPRINGS              Y          60         55       180          360
CANOGA PARK AREA, LA      Y          60         54       360          360
CLINTON TOWNSHIP          N           0          0       360          360
ALHAMBRA                  Y          60         55       360          360
ATLANTA                   N           0          0       360          360
WASHINGTON TOWNSHIP       Y          60         55       360          360
CHICAGO                   N           0          0       360          360
AURORA                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
MURRIETA                  Y          60         55       360          360
YPSILANTI                 Y          60         55       360          360
SCHAUMBURG                N           0          0       360          360
ATOKA                     N           0          0       180          180
LANCASTER                 N           0          0       360          360
RANCHO CUCAMONGA          N           0          0       360          360
CHICAGO                   N           0          0       360          360
GILBERT                   N           0          0       360          360
DOLTON                    N           0          0       360          360
SUGAR LAND                N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
GROVE CITY                N           0          0       360          360
MOUNT MORRIS              N           0          0       360          360
CHICAGO                   N           0          0       360          360
HUMBLE                    N           0          0       360          360
HOWELL                    Y          60         55       360          360
DAYTON                    N           0          0       360          360
AURORA                    Y          60         55       360          360
CHICAGO                   N           0          0       360          360
CENTEREACH                N           0          0       360          360
MILWAUKEE                 N           0          0       360          360
UPLAND                    N           0          0       360          360
LANCASTER                 Y          60         55       360          360
PALM DESERT               N           0          0       360          360
RENO                      N           0          0       360          360
GLADSTONE                 Y          60         55       360          360
MONTGOMERY                N           0          0       360          360
STATEN ISLAND             N           0          0       360          360
EUSTIS                    N           0          0       360          360
EVANSTON                  N           0          0       360          360
DENVER                    Y          60         55       360          360
LAKE WORTH                Y          60         55       360          360
POMONA                    Y          60         55       360          360
COLUMBUS                  N           0          0       360          360
CONCORD                   Y          60         55       360          360
SARASOTA                  Y          60         55       360          360
HOUSTON                   N           0          0       360          360
WEST JEFFERSON            N           0          0       360          360
MARION                    N           0          0       360          360
COLCHESTER                N           0          0       360          360
WEST HOLLYWOOD            Y          60         55       360          360
PORT SAINT LUCIE          N           0          0       360          360
DOWNEY                    Y          60         55       360          360
CARSON                    Y          60         54       360          360
TRAVERSE CITY             N           0          0       360          360
MC LEAN                   N           0          0       360          360
KYLE                      N           0          0       360          360
CHICAGO                   N           0          0       360          360
DOUGLASSVILLE             N           0          0       360          360
PARMA                     N           0          0       360          360
RANCHO CUCAMONGA          N           0          0       360          360
WARRENVILLE               N           0          0       360          360
DENTON                    N           0          0       360          360
COMPTON                   N           0          0       360          360
WILLIAMSTON               Y          60         55       360          360
FORT WORTH                N           0          0       360          360
WESTMORELAND CITY         N           0          0       360          360
GARLAND                   N           0          0       360          360
WOODBRIDGE                Y          60         55       360          360
CALUMET CITY              N           0          0       360          360
PLUMAS LAKE               Y          60         55       360          360
MARION                    N           0          0       360          360
BRENTWOOD                 Y          60         55       360          360
SALT LAKE CITY            Y          60         55       360          360
SCOTTSDALE                Y          60         55       360          360
ATTICA T/O ALEXANDER      N           0          0       360          360
GAHANNA                   Y          60         55       360          360
VERNON HILLS              N           0          0       360          360
ROUND ROCK                N           0          0       360          360
HAMERSVILLE               N           0          0       360          360
MORRISTOWN                N           0          0       360          360
FORT WORTH                N           0          0       360          360
BAKERSFIELD               Y          60         55       360          360
FRESNO                    N           0          0       240          240
JUSTIN                    N           0          0       360          360
OREGON CITY               Y          60         55       360          360
SAN DIEGO                 N           0          0       360          360
GOSHEN                    N           0          0       360          360
NORTH LAS VEGAS           N           0          0       360          360
CHICAGO                   Y          60         55       360          360
CARNATION                 Y          60         55       360          360
LA QUINTA                 Y          60         55       360          360
VALLEJO                   Y          60         55       360          360
BAKERSFIELD               N           0          0       360          360
LAKE WORTH                N           0          0       360          360
STERLING HEIGHTS          N           0          0       360          360
PALMDALE                  Y          60         55       360          360
DALLAS                    N           0          0       360          360
APPLE VALLEY              Y          60         55       360          360
MORENO VALLEY             Y          60         55       360          360
MC KINNEY                 N           0          0       360          360
RESEDA                    Y          60         55       360          360
ARLINGTON                 N           0          0       180          180
BRAINERD                  Y          60         55       360          360
OAKLAND                   Y          60         55       360          360
NEWPORT                   N           0          0       360          360
NORTH RICHLAND HILLS      N           0          0       360          360
HAWTHORNE                 Y          60         55       360          360
YAKIMA                    N           0          0       360          360
CHICAGO                   N           0          0       180          180
HENDERSON                 Y          60         55       360          360
HACIENDA HEIGHTS          Y          60         55       360          360
DEERFIELD BEACH           Y          60         55       360          360
BAY POINT                 Y          60         55       360          360
WAITE PARK                N           0          0       360          360
CARROLLTON                N           0          0       360          360
KENTWOOD                  Y          60         55       360          360
GAITHERSBURG              N           0          0       360          360
LINCOLN PARK              N           0          0       360          360
OAK LAWN                  N           0          0       360          360
FORT COLLINS              Y          60         55       360          360
TEMECULA                  Y          60         55       360          360
HARWOOD HEIGHTS           N           0          0       360          360
SCOTTSDALE                N           0          0       360          360
NIXA                      N           0          0       360          360
CHANDLER                  Y          60         55       360          360
OAKLAND                   Y          60         55       360          360
PHOENIX                   Y          60         55       360          360
FOREST GROVE              Y          60         55       360          360
HILLIARD                  Y          60         55       360          360
ELGIN                     N           0          0       360          360
LESLIE                    N           0          0       360          360
SAN ANTONIO               N           0          0       360          360
WEST PALM BEACH           Y          60         55       360          360
PHOENIX                   Y          60         55       360          360
PARK FOREST               N           0          0       360          360
SUPERIOR                  N           0          0       360          360
LOS ANGELES               Y          60         55       360          360
GILBERT                   N           0          0       360          360
WEST BEND                 Y          60         55       360          360
STANSBURY PARK            Y          60         55       360          360
LOMITA                    Y          60         55       360          360
PORT COSTA                N           0          0       360          360
LONG BEACH                Y          60         55       360          360
HUNTINGTON BEACH          Y          60         55       360          360
CANOGA PARK               Y          60         55       360          360
SAN RAFAEL                Y          60         55       360          360
SUMMERVILLE               Y          60         55       360          360
CENTREVILLE               N           0          0       360          360
COLUMBUS                  N           0          0       360          360
ANTIOCH                   Y          60         55       360          360
KISSIMMEE                 Y          60         55       360          360
CHICAGO                   Y          60         55       360          360
ENGLEWOOD                 N           0          0       360          360
MINNEAPOLIS               N           0          0       360          360
RUNNING SPRINGS           Y          60         55       360          360
CINCINNATI                N           0          0       360          360
RALEIGH                   Y          60         55       360          360
MIAMI                     Y          60         55       360          360
WILLITS                   Y          60         55       360          360
SAN DIEGO                 Y          60         55       360          360
LANCASTER                 Y          60         55       360          360
COLORADO SPRINGS          Y          60         55       360          360
OGDEN                     N           0          0       360          360
RESEDA AREA, LOS ANGELES  Y          60         55       360          360
HUNTINGTON BEACH          Y          60         55       360          360
PLEASANT HILL             Y          60         55       360          360
CHERRY VALLEY             Y          60         55       360          360
GENEVA                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
SEAFORD                   N           0          0       360          360
MATTESON                  Y          60         55       360          360
MIAMI BEACH               Y          60         55       360          360
SPRING                    N           0          0       360          360
BAKERSFIELD               Y          60         55       360          360
IRVINE                    Y          60         55       360          360
MERCER ISLAND             Y          60         55       360          360
LAGUNA NIGUEL             Y          60         55       360          360
DAVENPORT                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
CHULA VISTA               Y          60         55       360          360
PALM SPRINGS              Y          60         55       360          360
EAST PROVIDENCE           N           0          0       360          360
YUCCA VALLEY              N           0          0       360          360
BROWNSTOWN                N           0          0       360          360
AUSTIN                    Y          60         55       360          360
SIDNEY                    N           0          0       240          240
LEESBURG                  N           0          0       360          360
LACEY                     Y          60         55       360          360
SAN DIEGO                 Y          60         55       360          360
BUENA PARK                N           0          0       360          360
MARYSVILLE                Y          60         55       360          360
SEATTLE                   Y          60         55       360          360
YOUNGTOWN                 Y          60         55       360          360
TRACY                     Y          60         55       360          360
FAIR OAKS                 Y          60         55       360          360
SAINT LOUIS               N           0          0       360          360
VERMILLION                N           0          0       360          360
WALDORF                   Y          60         55       360          360
MINNEAPOLIS               N           0          0       360          360
CARSON                    Y          60         55       360          360
FONTANA                   N           0          0       360          360
WHITE LAKE                Y          60         55       360          360
CHICO                     N           0          0       360          360
SPRINGFIELD               Y          60         55       360          360
LAWNDALE                  Y          60         55       360          360
MENIFEE                   Y          60         55       360          360
DENVER                    N           0          0       360          360
CINCINNATI                Y          60         55       360          360
PASO ROBLES               Y          60         55       360          360
LAKE WORTH                Y          60         55       360          360
ARLINGTON                 N           0          0       360          360
SYRACUSE                  N           0          0       360          360
HOLLIS                    Y          60         55       360          360
PACIFICA                  Y          60         55       360          360
ST. ALBANS                Y          60         55       360          360
LOS ANGELES               N           0          0       360          360
GLENDORA                  Y          60         55       360          360
PORTLAND                  Y          60         55       360          360
AURORA                    Y          60         55       360          360
BAKERSFIELD               Y          60         55       360          360
SACRAMENTO                Y          60         55       360          360
SACRAMENTO                Y          60         55       360          360
CHULA VISTA               Y          60         55       360          360
REDDING                   Y          60         55       360          360
STUDIO CITY AREA, LOS ANGEY          60         55       360          360
CINCINNATI                N           0          0       360          360
PACIFICA                  Y          60         55       360          360
SILVER SPRING             Y          60         55       360          360
GLENDALE HEIGHTS          N           0          0       360          360
LOS ANGELES               Y          60         55       360          360
PORT HUENEME              Y          60         55       360          360
YUBA CITY                 Y          60         55       360          360
PALM SPRINGS              Y          60         55       360          360
SCHENECTADY               Y          60         55       360          360
NEW PRAGUE                Y          60         55       360          360
CASTAIC                   Y          60         55       360          360
BAKERSFIELD               Y          60         55       360          360
MATTAPAN                  N           0          0       360          360
HAMMOND                   N           0          0       360          360
LOWELL                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
SYLMAR AREA, LOS ANGELES  Y          60         55       360          360
MISSOULA                  Y          60         55       360          360
MARYSVILLE                Y          60         55       360          360
RIO LINDA                 Y          60         55       360          360
FAIRPORT HARBOR           Y          60         55       360          360
HIALEAH                   N           0          0       360          360
LAKE WORTH                N           0          0       360          360
JAMAICA                   Y          60         55       360          360
CHICAGO                   N           0          0       360          360
FORT LAUDERDALE           Y          60         55       360          360
ANTIOCH                   Y          60         55       360          360
SAN ANTONIO               Y          60         55       360          360
PALM SPRINGS              Y          60         55       360          360
COTTAGE GROVE             Y          60         55       360          360
CARMICHAEL                Y          60         55       360          360
RICHMOND                  Y          60         55       360          360
HUNTINGTON BEACH          Y          60         55       360          360
RALEIGH                   Y          60         55       360          360
SAN FRANCISCO             Y          60         55       360          360
TIGARD                    Y          60         55       360          360
TUJUNGA                   Y          60         55       360          360
CAPITOL HEIGHTS           Y          60         55       360          360
PORTLAND                  Y          60         55       360          360
BRAWLEY                   N           0          0       360          360
SUNNYVALE                 Y          60         55       360          360
BALLWIN                   N           0          0       360          360
TEMECULA                  Y          60         55       360          360
PASADENA                  N           0          0       360          360
INDEPENDENCE              Y          60         55       360          360
LITTLE FALLS              N           0          0       360          360
SAN JOSE                  Y          60         55       360          360
CORONA                    Y          60         55       360          360
BAKERSFIELD               N           0          0       180          180
FONTANA                   Y          60         55       360          360
TEMECULA                  Y          60         55       360          360
REDMOND                   Y          60         55       360          360
GALT                      Y          60         55       360          360
FRESNO                    Y          60         55       360          360
MORRISON                  Y          60         55       360          360
SANTA ROSA                Y          60         55       360          360
OCEANSIDE                 Y          60         55       360          360
SANTEE                    Y          60         55       360          360
NASHVILLE                 Y          60         55       360          360
PROCTORVILLE              N           0          0       360          360
SILVER SPRING             Y          60         55       360          360
LITTLETON                 N           0          0       360          360
HOMESTEAD                 Y          60         55       360          360
IRVING                    N           0          0       360          360
CHICAGO                   Y          60         55       360          360
LONG BEACH                Y          60         55       360          360
AVONDALE                  Y          60         55       360          360
STATELINE                 Y          60         55       360          360
GILROY                    Y          60         55       360          360
MARION                    Y          60         55       360          360
CHULA VISTA               Y          60         55       360          360
SEVERNA PARK              Y          60         55       360          360
FAIRFIELD                 Y          60         55       360          360
MINNEAPOLIS               Y          60         55       360          360
CALABASAS                 Y          60         55       360          360
HAYWARD                   Y          60         55       360          360
TRACY                     Y          60         55       360          360
CATHEDRAL CITY            N           0          0       360          360
RIVERSIDE                 N           0          0       360          360
SCOTTSDALE                Y          60         55       360          360
MONTGOMERY                Y          60         55       360          360
BROOKEVILLE               Y          60         55       360          360
AFTON                     Y          60         55       360          360
OCONOMOWOC                Y          60         55       360          360
CICERO                    N           0          0       360          360
TIGARD                    N           0          0       360          360
SANTEE                    Y          60         55       360          360
CYPRESS                   Y          60         55       360          360
NORWALK                   N           0          0       360          360
SALADO                    N           0          0       360          360
CICERO                    N           0          0       360          360
GREENWICH                 N           0          0       360          360
MINNEAPOLIS               Y          60         55       360          360
HOUSTON                   N           0          0       360          360
VICTORVILLE               Y          60         55       360          360
LA PORTE                  Y          60         55       360          360
FAIRFIELD                 Y          60         55       360          360
SHAKOPEE                  Y          60         55       360          360
LAKE STEVENS              Y          60         55       360          360
CHICAGO                   Y          60         55       360          360
MARIETTA                  Y          60         55       360          360
PINELLAS PARK             N           0          0       360          360
ALEXANDRIA                Y          60         55       360          360
NASHVILLE                 Y          60         55       360          360
OAK VIEW                  Y          60         55       360          360
SACRAMENTO                Y          60         55       360          360
INDIANAPOLIS              Y          60         55       360          360
TUKWILA                   Y          60         55       360          360
FREDERICKSBURG            Y          60         55       360          360
ORLANDO                   Y          60         55       360          360
NORTH LAS VEGAS           Y          60         55       360          360
SAN JOSE                  Y          60         55       360          360
PALM HARBOR               Y          60         55       360          360
ST. PETERSBURG            Y          60         55       360          360
MURRIETA                  Y          60         55       360          360
PITTSBURG                 Y          60         55       360          360
EL CAJON                  Y          60         55       360          360
BAKERSFIELD               N           0          0       360          360
CHANDLER                  Y          60         55       360          360
WESTON                    Y          60         55       360          360
BOLINGBROOK               Y          60         55       360          360
SALEM                     Y          60         55       360          360
NEW PORT RICHEY           Y          60         55       360          360
SAN MARCOS                Y          60         55       360          360
DENVER                    Y          60         55       360          360
ELK GROVE                 Y          60         55       360          360
ACWORTH                   Y          60         55       360          360
SPOKANE VALLEY            N           0          0       360          360
SAN JOSE                  Y          60         55       360          360
NEW KENSINGTON            N           0          0       360          360
MIAMI                     Y          60         55       360          360
CINCINNATI                N           0          0       360          360
EUGENE                    Y          60         55       360          360
FORT WAYNE                N           0          0       360          360
LAKE FOREST               Y          60         55       360          360
RICHMOND                  Y          60         55       360          360
BAKERSFIELD               Y          60         55       360          360
THOUSAND OAKS             Y          60         55       360          360
BECKER                    N           0          0       180          180
RIVERDALE                 Y          60         55       360          360
ZIONSVILLE                N           0          0       360          360
EAST PALATKA              Y          60         55       360          360
MIAMI                     Y          60         55       360          360
SAN CLEMENTE              Y          60         55       360          360
LANCASTER                 Y          60         55       360          360
CERRITOS                  Y          60         55       360          360
GIBSONTON                 N           0          0       360          360
PORTLAND                  Y          60         55       360          360
LAKE FOREST               Y          60         55       360          360
SAN BERNARDINO            Y          60         55       360          360
TRINITY                   Y          60         55       360          360
LANDSDOWNE                Y          60         55       360          360
MORGAN HILL               Y          60         55       360          360
SAN DIEGO                 Y          60         55       360          360
LAWRENCEVILLE             Y          60         55       360          360
BALDWIN PARK              Y          60         55       360          360
BENICIA                   Y          60         55       360          360
LADERA RANCH              Y          60         55       360          360
BROOKLYN                  N           0          0       360          360
MIAMI                     Y          60         55       360          360
LAS VEGAS                 Y          60         55       360          360
HOUSTON                   Y          60         55       360          360
BOILING SPRING LAKES      Y          60         55       360          360
NORTH LAS VEGAS           Y          60         55       360          360
MANASSAS                  Y          60         55       360          360
VICTORVILLE               Y          60         55       360          360
ALEXANDRIA                Y          60         55       360          360
SALT LAKE CITY            Y          60         55       360          360
VICTORVILLE               Y          60         55       360          360
COON RAPIDS               Y          60         55       360          360
CHARLOTTE                 Y          60         55       360          360
ORTING                    Y          60         55       360          360
ROCK HILL                 Y          60         55       360          360
ELGIN                     Y          60         55       360          360
NILES                     N           0          0       360          360
SAN JOSE                  Y          60         55       360          360
LAKESIDE                  Y          60         55       360          360
WESTLAND                  Y          60         55       360          360
CUMMING                   Y          60         55       360          360
LAWRENCEVILLE             Y          60         55       360          360
VALPARAISO                N           0          0       360          360
CERES                     Y          60         55       360          360
PHOENIX                   Y          60         55       360          360
LAWRENCEVILLE             Y          60         55       360          360
FINDLAY                   Y          60         55       360          360
RIVERSIDE                 Y          60         55       360          360
RAMONA                    Y          60         55       360          360
GUADALUPE                 Y          60         55       360          360
MCDONOUGH                 Y          60         55       360          360
COVINGTON                 Y          60         55       360          360
CLINTON                   Y          60         55       360          360
MESA                      Y          60         55       360          360
STATESVILLE               Y          60         55       360          360
COMPTON                   Y          60         55       360          360
WOODBRIDGE                Y          60         55       360          360
STREAMWOOD                Y          60         55       360          360
ROBBINSDALE               Y          60         55       360          360
CORONA                    Y          60         55       360          360
EL CAJON                  Y          60         55       360          360
CHINO HILLS               Y          60         55       360          360
PARAMOUNT                 Y          60         55       360          360
WALDORF                   Y          60         55       360          360
CHATTANOOGA               Y          60         55       360          360
PEABODY                   Y          60         55       360          360
BROOKLYN                  Y          60         55       360          360
NAMPA                     Y          60         55       360          360
SOUTH GATE                Y          60         55       360          360
BRONX                     Y          60         55       360          360
LEBANON                   Y          60         55       360          360
ALISO VIEJO               Y          60         55       360          360
CLAYTON                   Y          60         55       360          360
NEWPORT NEWS              N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
LOS ANGELES               N           0          0       180          360
INDIANAPOLIS              N           0          0       180          360
VISALIA                   N           0          0       180          180
ORANGEVALE                N           0          0       180          360
CENTRAL FALLS             N           0          0       180          360
MALDEN                    N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
BEAVERTON                 N           0          0       180          360
FORT WAYNE                N           0          0       180          360
WEST PALM BEACH           N           0          0       180          360
LA MIRADA                 N           0          0       180          360
CASSELBERRY               N           0          0       180          360
DAYTON                    N           0          0       180          360
CASSELBERRY               N           0          0       180          360
TRUCKEE                   N           0          0       180          360
SOUTH LAKE TAHOE          N           0          0       180          360
PHOENIX                   N           0          0       180          360
CHANDLER                  N           0          0       180          360
BAKERSFIELD               N           0          0       180          360
DENVER                    N           0          0       180          360
RICHMOND                  N           0          0       180          180
BLOOMFIELD HILLS          N           0          0       180          360
ESCONDIDO                 N           0          0       180          360
GREENACRES                N           0          0       180          360
BLUE ISLAND               N           0          0       180          360
MAYER                     N           0          0       180          360
MORENO VALLEY             N           0          0       180          360
PORT CHARLOTTE            N           0          0       180          360
PORTERVILLE               N           0          0       180          360
CEDAR VALLEY              N           0          0       180          360
INGLEWOOD                 N           0          0       180          360
FYFFE                     N           0          0       180          360
RICHMOND                  N           0          0       180          360
MESA                      N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
HOLLISTER                 N           0          0       180          360
COMPTON                   N           0          0       180          360
MIDDLEBORO                N           0          0       180          360
ORLANDO                   N           0          0       180          360
OCALA                     N           0          0       180          360
MAPLE VALLEY              N           0          0       180          360
PHOENIX                   N           0          0       180          360
LAKE OSWEGO               N           0          0       180          360
HAZEL CREST               N           0          0       180          360
APACHE JUNCTION           N           0          0       180          360
INDIANAPOLIS              N           0          0       180          360
SACRAMENTO                N           0          0       180          360
PARKER                    N           0          0       180          360
GODFREY                   N           0          0       180          360
DELTA                     N           0          0       180          360
SEYMOUR                   N           0          0       180          360
ELIZABETHTOWN             N           0          0       180          360
MURRIETA                  N           0          0       180          360
MOORE                     N           0          0       180          360
KENT                      N           0          0       180          360
ONTARIO                   N           0          0       180          360
ALPHARETTA                N           0          0       180          360
INDIANAPOLIS              N           0          0       180          360
PARADISE VALLEY           N           0          0       180          360
DENVER                    N           0          0       180          360
LAKEWOOD                  N           0          0       180          360
FORT WAYNE                N           0          0       180          360
HIGHLANDS RANCH           N           0          0       180          360
PLEASANT GROVE            N           0          0       180          360
LINN                      N           0          0       180          360
CORONA                    N           0          0       180          360
SALINAS                   N           0          0       180          360
MORENO VALLEY             N           0          0       180          360
TUCSON                    N           0          0       180          360
DORCHESTER                N           0          0       180          360
TUCSON                    N           0          0       180          360
BEND                      N           0          0       180          360
PAYSON                    N           0          0       180          360
HENDERSON                 N           0          0       180          360
MURRAY                    N           0          0       180          360
LAVEEN                    N           0          0       180          360
DUDLEY                    N           0          0       180          360
BONNER SPRINGS            N           0          0       180          360
LAWRENCEVILLE             N           0          0       180          360
LEBANON JUNCTION          N           0          0       180          360
SHERWOOD                  N           0          0       180          360
PERRIS                    N           0          0       180          360
ORLANDO                   N           0          0       180          360
FIRCREST                  N           0          0       180          360
KISSIMMEE                 N           0          0       180          360
MUSKEGON                  N           0          0       180          360
VANCOUVER                 N           0          0       180          360
CENTRAL FALLS             N           0          0       180          360
PITTSBURGH                N           0          0       180          360
NORTH PORT                N           0          0       180          360
GILBERT                   N           0          0       180          180
TUCSON                    N           0          0       180          360
GLENDALE                  N           0          0       180          360
PROVIDENCE                N           0          0       180          360
SPARKS                    N           0          0       180          360
CHICAGO                   N           0          0       180          360
CHICAGO HEIGHTS           N           0          0       180          360
HILLSBORO                 N           0          0       180          360
BOSTON                    N           0          0       180          360
GREENWOOD                 N           0          0       180          360
MORENO VALLEY             N           0          0       180          360
SALT LAKE CITY            N           0          0       180          360
LOS ANGELES               N           0          0       180          360
FRESNO                    N           0          0       180          360
PITTSBURG                 N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
QUEEN CREEK               N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
PAPILLION                 N           0          0       180          360
SAN FRANCISCO             N           0          0       180          360
TRACY                     N           0          0       180          360
LOS ANGELES               N           0          0       180          360
MAPLE VALLEY              N           0          0       180          360
BRIGHTON                  N           0          0       180          360
FARMINGTON HILLS          N           0          0       180          360
PRINEVILLE                N           0          0       180          360
PILGER                    N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
THORNTON                  N           0          0       180          360
APPLE VALLEY              N           0          0       180          360
THORNTON                  N           0          0       180          360
WHITE HALL                N           0          0       180          360
VIRGINIA BEACH            N           0          0       180          180
OAKLAND                   N           0          0       180          360
PHOENIX                   N           0          0       180          360
GRESHAM                   N           0          0       180          360
RIALTO                    N           0          0       180          360
SAINT LOUIS               N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
FORT WORTH                N           0          0       180          360
EAST CANTON               N           0          0       180          360
EVERGREEN PARK            N           0          0       180          360
CHUBBUCK                  N           0          0       180          360
BOISE                     N           0          0       180          360
LOS ANGELES               N           0          0       180          360
IONE                      N           0          0       180          360
HILLSBORO                 N           0          0       180          360
PAYETTE                   N           0          0       180          360
CLEARFIELD                N           0          0       180          360
SPRINGFIELD               N           0          0       180          360
SUGAR HILL                N           0          0       180          360
NEWMAN                    N           0          0       180          360
CHESTER                   N           0          0       180          360
BURIEN                    N           0          0       180          360
PORTLAND                  N           0          0       180          360
RANDOLPH                  N           0          0       180          360
JACKSONVILLE              N           0          0       180          360
COLUMBUS                  N           0          0       180          360
RICHMOND                  N           0          0       180          360
LOUISVILLE                N           0          0       180          360
FORDLAND                  N           0          0       180          360
ORLANDO                   N           0          0       180          360
SAINT LOUIS               N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
STONE MOUNTAIN            N           0          0       180          360
COLLINSVILLE              N           0          0       180          360
PARAGOULD                 N           0          0       180          360
CRYSTAL                   N           0          0       180          360
CEDAR VALLEY              N           0          0       180          360
PALM COAST                N           0          0       180          360
O FALLON                  N           0          0       180          360
ALBUQUERQUE               N           0          0       180          180
NAMPA                     N           0          0       180          360
LANSING                   N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
BOISE                     N           0          0       180          360
HENDERSON                 N           0          0       180          360
BALTIMORE                 N           0          0       180          360
ANTIOCH                   N           0          0       180          360
DELHI                     N           0          0       180          360
CLACKAMAS                 N           0          0       180          360
TRACY                     N           0          0       180          360
PRINEVILLE                N           0          0       180          360
TRACY                     N           0          0       180          360
BUFORD                    N           0          0       180          360
HAYWARD                   N           0          0       180          360
ORANGE CITY               N           0          0       180          360
COLUMBUS                  N           0          0       180          360
NORTH PORT                N           0          0       180          360
WINDERMERE                N           0          0       180          360
VISTA                     N           0          0       180          360
DAVENPORT                 N           0          0       180          360
PORTLAND                  N           0          0       180          360
BANKS                     N           0          0       180          360
SYLVANIA                  N           0          0       180          360
COVINGTON                 N           0          0       180          360
PHILADELPHIA              N           0          0       180          360
COLORA                    N           0          0       180          360
BATTLE CREEK              N           0          0       180          360
PORTERVILLE               N           0          0       180          360
REVERE                    N           0          0       180          360
VICTORVILLE               N           0          0       180          360
FONTANA                   N           0          0       180          360
QUEEN CREEK               N           0          0       180          360
MOLINE                    N           0          0       180          360
VALRICO                   N           0          0       180          360
ROXBURY                   N           0          0       180          360
WASHINGTON                N           0          0       180          360
HAVERHILL                 N           0          0       180          360
HAWTHORNE                 N           0          0       180          360
SANDY                     N           0          0       180          360
CASTLEWOOD                N           0          0       180          360
WEST VALLEY CITY          N           0          0       180          360
QUEEN CREEK               N           0          0       180          360
PAYSON                    N           0          0       180          360
INDEPENDENCE              N           0          0       180          360
PASADENA                  N           0          0       180          360
SALINAS                   N           0          0       180          360
COLORADO SPRINGS          N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
LOS ANGELES               N           0          0       180          360
POWDER SPRINGS            N           0          0       180          360
DULUTH                    N           0          0       180          360
SAN DIEGO                 N           0          0       180          360
CHULA VISTA               N           0          0       180          360
PLANT CITY                N           0          0       180          360
DALLAS                    N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
PATTERSON                 N           0          0       180          360
SALEM                     N           0          0       180          360
DALLAS                    N           0          0       180          360
PLANT CITY                N           0          0       180          360
KENDALLVILLE              N           0          0       180          360
DANVILLE                  N           0          0       180          360
PASCO                     N           0          0       180          360
LYNCHBURG                 N           0          0       180          360
VANCOUVER                 N           0          0       180          360
AVON                      N           0          0       180          360
PARAMOUNT                 N           0          0       180          360
BLACKFOOT                 N           0          0       180          360
LOVELAND                  N           0          0       180          360
SALT LAKE CITY            N           0          0       180          360
MEBANE                    N           0          0       180          360
MAGNA                     N           0          0       180          360
FRAMINGHAM                N           0          0       180          360
ORLANDO                   N           0          0       180          360
DELTONA                   N           0          0       180          360
TIGARD                    N           0          0       180          360
SAN LORENZO               N           0          0       180          360
TROY                      N           0          0       180          360
SCIO                      N           0          0       180          360
MC COOK                   N           0          0       180          360
DORAL                     N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
STOCKTON                  N           0          0       180          360
DUVALL                    N           0          0       180          360
NAMPA                     N           0          0       180          360
MURRAYVILLE               N           0          0       180          360
RANCHO SANTA MARGARITA    N           0          0       180          360
JACKSONVILLE              N           0          0       180          360
ANTHEM                    N           0          0       180          360
PARAMOUNT                 N           0          0       180          360
PORTLAND                  N           0          0       180          360
BRENTWOOD                 N           0          0       180          360
FAIRVIEW                  N           0          0       180          360
HOOPER                    N           0          0       180          360
HERCULES                  N           0          0       180          360
PUYALLUP                  N           0          0       180          360
MANTECA                   N           0          0       180          360
DALLAS                    N           0          0       180          360
LANCASTER                 N           0          0       180          360
ANDERSON                  N           0          0       180          360
PHOENIX                   N           0          0       180          360
BROCKTON                  N           0          0       180          180
SCOTTSDALE                N           0          0       180          360
SARATOGA SPRINGS          N           0          0       180          360
ORLANDO                   N           0          0       180          360
YACOLT                    N           0          0       180          360
VANCOUVER                 N           0          0       180          360
MANCHESTER                N           0          0       180          360
VANCOUVER                 N           0          0       180          360
SPRING HILL               N           0          0       180          360
BRADENTON                 N           0          0       180          180
NORTH LAS VEGAS           N           0          0       180          360
BUCKEYE                   N           0          0       180          360
MESA                      N           0          0       180          360
VALLEY CENTER             N           0          0       180          360
LAKE WORTH                N           0          0       180          360
ANDERSON                  N           0          0       180          360
SANTA MARIA               N           0          0       180          360
CALLAHAN                  N           0          0       180          360
NORTH PORT                N           0          0       180          360
EXETER                    N           0          0       180          360
AMERICAN CANYON           N           0          0       180          360
SAINT LOUIS               N           0          0       180          360
ALHAMBRA                  N           0          0       180          360
PORTLAND                  N           0          0       180          360
TUCSON                    N           0          0       180          360
RENO                      N           0          0       180          360
CASSELBERRY               N           0          0       180          360
GLENDALE                  N           0          0       180          360
CONCORD                   N           0          0       180          360
MESA                      N           0          0       180          360
AUBURN                    N           0          0       180          360
SCOTTSDALE                N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
GLENDALE                  N           0          0       180          360
KIMMELL                   N           0          0       180          180
NAMPA                     N           0          0       180          360
HAYWARD                   N           0          0       180          360
TRENTON                   N           0          0       180          360
VIRGINIA BEACH            N           0          0       180          360
LAYTON                    N           0          0       180          360
PHOENIX                   N           0          0       180          360
ARCADIA                   N           0          0       180          360
WOODS CROSS               N           0          0       180          360
CALDWELL                  N           0          0       180          360
HARRIMAN                  N           0          0       180          360
MEMPHIS                   N           0          0       180          360
TALLAHASSEE               N           0          0       180          360
BEAVERTON                 N           0          0       180          360
MORENO VALLEY             N           0          0       180          360
CRANSTON                  N           0          0       180          360
SALEM                     N           0          0       180          360
SOLEDAD                   N           0          0       180          360
NORRISTOWN                N           0          0       180          360
VANCOUVER                 N           0          0       180          360
PLEASANTON                N           0          0       180          360
CHATTANOOGA               N           0          0       180          360
FLINT                     N           0          0       180          360
ANTIOCH                   N           0          0       180          360
VALLEJO                   N           0          0       180          360
BROOKLYN                  N           0          0       180          360
ATLANTA                   N           0          0       180          360
WATERFORD                 N           0          0       180          360
HANOVER PARK              N           0          0       180          360
COMPTON                   N           0          0       180          360
AUBURN                    N           0          0       180          360
BAY POINT                 N           0          0       180          360
FALL CITY                 N           0          0       180          360
PORT HURON                N           0          0       180          360
CAMBRIDGE                 N           0          0       180          360
ESPARTO                   N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
WORCESTER                 N           0          0       180          360
ERIE                      N           0          0       180          360
HOLT                      N           0          0       180          360
WINTHROP                  N           0          0       180          360
CITRUS HEIGHTS            N           0          0       180          360
ARVADA                    N           0          0       180          180
COLUMBUS                  N           0          0       180          360
PALM COAST                N           0          0       180          360
DETROIT                   N           0          0       180          360
SYRACUSE                  N           0          0       180          360
DENVER                    N           0          0       180          180



City                    Rem Term         Ltv       Current Rate  First Pay Date Maturity Date
-------------------------------------------------------------------------------------------
Jennings                     356          85          9.375        8/1/2005       7/1/2035
Signal Mountain              356       84.84            8.5        8/1/2005       7/1/2035
Fremont                      356       84.75          5.375        8/1/2005       7/1/2035
Jamaica                      356          65          8.125        8/1/2005       7/1/2035
Elkhart                      356          95          8.625        8/1/2005       7/1/2035
Pueblo                       356          90          6.875        8/1/2005       7/1/2035
Trenton                      356          80          8.875        8/1/2005       7/1/2035
Hockessin                    356          90           7.25        8/1/2005       7/1/2035
Plymouth                     356          80           6.25        8/1/2005       7/1/2035
Bel Nor                      356          95              9        8/1/2005       7/1/2035
Akron                        356          80          7.625        8/1/2005       7/1/2035
Hudson                       356          80          6.625        8/1/2005       7/1/2035
Chicago                      356          80          8.625        8/1/2005       7/1/2035
Hatton                       356         100          7.125        8/1/2005       7/1/2035
Boise                        356          80              8        8/1/2005       7/1/2035
Hartland                     356       99.94              8        8/1/2005       7/1/2035
Augusta                      356          80          7.375        8/1/2005       7/1/2035
Lewisville                   356         100              5        8/1/2005       7/1/2035
Cragin                       356          85          7.375        8/1/2005       7/1/2035
Oak Park                     356       88.24              6        8/1/2005       7/1/2035
Sugar Land                   356          75          8.875        8/1/2005       7/1/2035
Newark                       356          95          10.75        8/1/2005       7/1/2035
Simi Valley                  356       76.25          5.875        8/1/2005       7/1/2035
Upland                       356          90           5.92        8/1/2005       7/1/2035
Sarasota                     356          80           6.75        8/1/2005       7/1/2035
Queensbury                   356          90          8.875        8/1/2005       7/1/2035
Middletown                   176         100          7.375        8/1/2005       7/1/2020
Wellston                     356          90              7        8/1/2005       7/1/2035
Highland                     356          70            7.5        8/1/2005       7/1/2035
Saint Louis                  356          85              6        8/1/2005       7/1/2035
Jeffersonville               356       92.59          7.375        8/1/2005       7/1/2035
Miami                        356          90          6.625        8/1/2005       7/1/2035
Gumbo                        356       87.17          7.875        8/1/2005       7/1/2035
Miramar                      356       82.76          8.375        8/1/2005       7/1/2035
New Brunswick                356          85          7.875        8/1/2005       7/1/2035
East Brunswick               356       89.82          7.375        8/1/2005       7/1/2035
Marne                        356          85             11        8/1/2005       7/1/2035
Blythe                       356       84.38            7.5        8/1/2005       7/1/2035
Chesterfield                 356       63.22           5.25        8/1/2005       7/1/2035
Southfield                   356          80            6.5        8/1/2005       7/1/2035
Roscommon                    356         100          7.875        8/1/2005       7/1/2035
Pasadena                     356          90          6.875        8/1/2005       7/1/2035
Portland                     356       86.17           6.25        8/1/2005       7/1/2035
Valley Stream                356         100            6.1        8/1/2005       7/1/2035
Middleboro                   356         100           6.95        8/1/2005       7/1/2035
Bowdoinham                   356         100            7.5        8/1/2005       7/1/2035
Mogadore                     356          80              8        8/1/2005       7/1/2035
Charlotte                    356          80          6.875        8/1/2005       7/1/2035
Orlando                      356       99.39              8        8/1/2005       7/1/2035
Meriden                      356          90          6.875        8/1/2005       7/1/2035
Jackson                      356       96.94              6        8/1/2005       7/1/2035
Huffman                      176          90              7        8/1/2005       7/1/2020
Downey                       356          70              8        8/1/2005       7/1/2035
Chula Vista                  356       89.92           5.75        8/1/2005       7/1/2035
Calexico                     356          80           6.25        8/1/2005       7/1/2035
Lake Montezuma               356       84.13              6        8/1/2005       7/1/2035
San Diego                    356          77          5.375        8/1/2005       7/1/2035
San Diego                    356       75.43           5.25        8/1/2005       7/1/2035
Margate                      356          93           7.75        8/1/2005       7/1/2035
Columbia                     356       99.23          6.875        8/1/2005       7/1/2035
Cloverly                     356       77.78           6.75        8/1/2005       7/1/2035
Lakeland                     356          90          6.875        8/1/2005       7/1/2035
Kihei                        356       77.27            6.5        8/1/2005       7/1/2035
Anchorage                    356          85            6.5        8/1/2005       7/1/2035
Wagner                       356          90          5.875        8/1/2005       7/1/2035
Rincon                       356          80           6.75        8/1/2005       7/1/2035
Davie                        356          85          7.375        8/1/2005       7/1/2035
Orlando                      356       62.94              6        8/1/2005       7/1/2035
Apopka                       356          80              6        8/1/2005       7/1/2035
Merced                       356          90          7.625        8/1/2005       7/1/2035
Monona                       356          95             10        8/1/2005       7/1/2035
Huntley                      356          80          6.625        8/1/2005       7/1/2035
Perris                       356          95          8.125        8/1/2005       7/1/2035
Universal                    356         100          8.375        8/1/2005       7/1/2035
Cleveland                    356          80           6.75        8/1/2005       7/1/2035
Arlington                    356       72.03          6.625        8/1/2005       7/1/2035
Ldhl                         356          90          7.875        8/1/2005       7/1/2035
Gate                         356          85          6.625        8/1/2005       7/1/2035
Southaven                    356       92.86          6.625        8/1/2005       7/1/2035
Kismet                       356          85            7.3        8/1/2005       7/1/2035
Norwalk                      356          65            7.4        8/1/2005       7/1/2035
Perth Amboy                  356       71.84            6.5        8/1/2005       7/1/2035
Carrollton                   356          90          7.875        8/1/2005       7/1/2035
East End                     356          90          7.625        8/1/2005       7/1/2035
Audubon                      356       77.61          7.875        8/1/2005       7/1/2035
West Jordan                  356       94.81          6.875        8/1/2005       7/1/2035
Antioch                      356         100            7.3        8/1/2005       7/1/2035
Dixmoor                      356          90            8.5        8/1/2005       7/1/2035
Rodeo                        356          80          6.375        8/1/2005       7/1/2035
Cherrytown                   356          80          8.375        8/1/2005       7/1/2035
Naranja                      356          75          5.875        8/1/2005       7/1/2035
Tacoma                       356          75          5.875        8/1/2005       7/1/2035
Lawrence                     356          80           9.75        8/1/2005       7/1/2035
Foxridge                     356          80           7.25        8/1/2005       7/1/2035
Detroit                      356          95              7        8/1/2005       7/1/2035
Ypsilanti                    356          95          6.875        8/1/2005       7/1/2035
Detroit                      356          85          7.625        8/1/2005       7/1/2035
Grand Blanc                  356          88           8.25        8/1/2005       7/1/2035
Brandon                      356          95          6.875        8/1/2005       7/1/2035
Shreveport                   356          95           6.25        8/1/2005       7/1/2035
Arvada                       356       82.47              6        8/1/2005       7/1/2035
Leominster                   356          80            6.6        8/1/2005       7/1/2035
Columbus                     356       79.13          6.875        8/1/2005       7/1/2035
Visalia                      356          85           8.25        8/1/2005       7/1/2035
Elk Grove                    356          75            8.5        8/1/2005       7/1/2035
Ceres                        356       87.24          5.875        8/1/2005       7/1/2035
Jupiter                      356          90          6.875        8/1/2005       7/1/2035
Sherrills Ford               356          95          7.375        8/1/2005       7/1/2035
Merrifield                   356       83.08          6.875        8/1/2005       7/1/2035
Tampa                        356         100          9.125        8/1/2005       7/1/2035
Orlando                      356          90          6.875        8/1/2005       7/1/2035
Davie                        356          80          6.625        8/1/2005       7/1/2035
Topeka                       356         100          8.875        8/1/2005       7/1/2035
Merced                       356       91.34           6.25        8/1/2005       7/1/2035
Chula Vista                  356       89.82           6.25        8/1/2005       7/1/2035
Highland                     356          95          7.875        8/1/2005       7/1/2035
Kahuku                       356          95          6.625        8/1/2005       7/1/2035
Los Angeles                  356         100           6.25        8/1/2005       7/1/2035
North Las Vegas              356       73.19           6.75        8/1/2005       7/1/2035
Largo                        356        72.8          5.875        8/1/2005       7/1/2035
Vancouver                    356       83.43          6.875        8/1/2005       7/1/2035
Covell                       356          90              7        8/1/2005       7/1/2035
Omaha                        356          90          7.375        8/1/2005       7/1/2035
Palm Coast                   356       67.81              6        8/1/2005       7/1/2035
Miami                        356       87.84              6        8/1/2005       7/1/2035
Belle Vernon                 356          85              9        8/1/2005       7/1/2035
Lakeland                     356          80              7        8/1/2005       7/1/2035
Elk Grove                    356       88.27          5.375        8/1/2005       7/1/2035
Visalia                      356       73.75          6.875        8/1/2005       7/1/2035
Joliet                       356       94.79           8.25        8/1/2005       7/1/2035
Coatesville                  356       84.37              6        8/1/2005       7/1/2035
Mira Loma                    356       78.02           5.25        8/1/2005       7/1/2035
Taylors                      356         100          9.875        8/1/2005       7/1/2035
Staunton                     356          80          6.875        8/1/2005       7/1/2035
Alloway                      356          95           6.65        8/1/2005       7/1/2035
Woodbury                     356         100           7.75        8/1/2005       7/1/2035
Orlando                      356          95           8.33        8/1/2005       7/1/2035
Loudville                    356          80            8.5        8/1/2005       7/1/2035
Wells                        356          80          6.875        8/1/2005       7/1/2035
Holly                        356          80              7        8/1/2005       7/1/2035
Calif City                   356       78.48           5.25        8/1/2005       7/1/2035
Flat Rock                    356          80           9.75        8/1/2005       7/1/2035
Corpus Christi               356         100          9.125        8/1/2005       7/1/2035
Mendoza                      356          80           9.25        8/1/2005       7/1/2035
San Antonio                  356       86.96          6.625        8/1/2005       7/1/2035
Midland                      356         100           7.75        8/1/2005       7/1/2035
North Las Vegas              356          80            6.5        8/1/2005       7/1/2035
Long Beach                   356          90           7.25        8/1/2005       7/1/2035
Nashua                       356         100           7.05        8/1/2005       7/1/2035
Hoover                       356          95           7.65        8/1/2005       7/1/2035
Antioch                      356       81.25          6.125        8/1/2005       7/1/2035
Dolton                       356          90          6.875        8/1/2005       7/1/2035
Sheridan                     356          72           8.75        8/1/2005       7/1/2035
Miami                        356          80          6.375        8/1/2005       7/1/2035
Redland                      356       86.74           6.25        8/1/2005       7/1/2035
Foxridge                     356          85          6.125        8/1/2005       7/1/2035
Glyndon                      356          90              7        8/1/2005       7/1/2035
Seymour                      356        79.4          7.875        8/1/2005       7/1/2035
Manchester                   356         100          9.125        8/1/2005       7/1/2035
Kissimmee                    356          85           5.75        8/1/2005       7/1/2035
Orlando                      356          90           6.75        8/1/2005       7/1/2035
Bellflower                   356       88.41           6.25        8/1/2005       7/1/2035
Miami                        356          80              8        8/1/2005       7/1/2035
Stephens City                356          85           5.75        8/1/2005       7/1/2035
Topeka                       356         100          9.875        8/1/2005       7/1/2035
Vienna                       356          85          6.625        8/1/2005       7/1/2035
Las Vegas                    356       70.03          6.875        8/1/2005       7/1/2035
Hammond                      356          80          9.125        8/1/2005       7/1/2035
Pontiac                      356          80           7.25        8/1/2005       7/1/2035
Miami                        356         100           7.45        8/1/2005       7/1/2035
Omaha                        356       74.57         10.125        8/1/2005       7/1/2035
Yuba City                    356       88.54            6.4        8/1/2005       7/1/2035
Muscoy                       356       94.81           9.99        8/1/2005       7/1/2035
Holland                      356          80           6.25        8/1/2005       7/1/2035
La Crosse                    356          75              8        8/1/2005       7/1/2035
Knoxville                    356          80          6.875        8/1/2005       7/1/2035
Georgetown                   356          90           7.25        8/1/2005       7/1/2035
Danville                     356       78.98           7.75        8/1/2005       7/1/2035
Auburn                       356         100            7.8        8/1/2005       7/1/2035
Richton Park                 356          80              6        8/1/2005       7/1/2035
Austin                       356          80           5.65        8/1/2005       7/1/2035
Modello                      356       83.64              6        8/1/2005       7/1/2035
Tacoma                       356          90          7.875        8/1/2005       7/1/2035
Fontana                      356        76.7          5.625        8/1/2005       7/1/2035
Tempe                        356          90            7.5        8/1/2005       7/1/2035
Commerce                     356          85           5.99        8/1/2005       7/1/2035
Kismet                       356          80            6.6        8/1/2005       7/1/2035
Sepulveda                    356       94.15           6.99        8/1/2005       7/1/2035
Mount Sinai                  356       79.17           7.05        8/1/2005       7/1/2035
Irvington                    356          95            6.5        8/1/2005       7/1/2035
Buffalo                      356          80         10.375        8/1/2005       7/1/2035
Jamaica                      356          80            6.8        8/1/2005       7/1/2035
Newburgh                     356       61.88           8.75        8/1/2005       7/1/2035
Sepulveda                    356       79.53           5.75        8/1/2005       7/1/2035
Brodheadsville               356          90          7.875        8/1/2005       7/1/2035
Antelope                     356          95           5.95        8/1/2005       7/1/2035
Sacramento                   356          80              6        8/1/2005       7/1/2035
Fresno                       356          95           7.65        8/1/2005       7/1/2035
Ripon                        356       89.11           7.75        8/1/2005       7/1/2035
Vallejo                      356          88              6        8/1/2005       7/1/2035
Modesto                      356          70          7.375        8/1/2005       7/1/2035
Raymore                      356          80            5.6        8/1/2005       7/1/2035
Park Ridge                   356       83.41          6.625        8/1/2005       7/1/2035
Winnetka                     356          85           6.25        8/1/2005       7/1/2035
Belvedere                    356          77          9.875        8/1/2005       7/1/2035
Auburn                       356          90          7.375        8/1/2005       7/1/2035
La Center                    356          85          6.875        8/1/2005       7/1/2035
Delaware                     356       81.88           8.75        8/1/2005       7/1/2035
Galion                       356         100          6.875        8/1/2005       7/1/2035
Humble                       356          80           5.25        8/1/2005       7/1/2035
Strathmore                   356         100            8.2        8/1/2005       7/1/2035
Mount Vernon                 356          80           6.45        8/1/2005       7/1/2035
East Orange                  356          85           8.15        8/1/2005       7/1/2035
Redland                      356         100              7        8/1/2005       7/1/2035
Fredericksburg               356          95            8.5        8/1/2005       7/1/2035
Charleston                   356          95            8.5        8/1/2005       7/1/2035
Stone Mountain               356         100           8.45        8/1/2005       7/1/2035
Decatur                      356         100           8.45        8/1/2005       7/1/2035
Lawndale                     356          90            7.2        8/1/2005       7/1/2035
Cleveland                    356          80          7.875        8/1/2005       7/1/2035
Thousand Oaks                356          89          6.625        8/1/2005       7/1/2035
WILDOMAR                     356       79.69          6.125        8/1/2005       7/1/2035
Denver                       356          78           8.75        8/1/2005       7/1/2035
Downey                       356       77.37          7.625        8/1/2005       7/1/2035
New Berlin                   356       72.37          6.375        8/1/2005       7/1/2035
Lakeland                     356          80          7.375        8/1/2005       7/1/2035
Napa                         356          85          6.875        8/1/2005       7/1/2035
Mangonia Park                356          75           5.75        8/1/2005       7/1/2035
Port Charlotte               356          85              7        8/1/2005       7/1/2035
Lvpl                         356       78.87           7.25        8/1/2005       7/1/2035
Santa Clarita                356          80          6.605        8/1/2005       7/1/2035
Four Corners                 356          95            7.1        8/1/2005       7/1/2035
Dellwood                     356         100             10        8/1/2005       7/1/2035
Memphis                      356         100          9.125        8/1/2005       7/1/2035
Orlando                      356          90              8        8/1/2005       7/1/2035
Baldy Mesa                   356       82.86            5.5        8/1/2005       7/1/2035
Kansas City                  356          95          7.875        8/1/2005       7/1/2035
Rockford                     356          90           7.35        8/1/2005       7/1/2035
Atlanta                      356         100           9.25        8/1/2005       7/1/2035
Glenwood                     356          75              6        8/1/2005       7/1/2035
Versailles                   356          80            7.1        8/1/2005       7/1/2035
Billerica                    356         100           6.85        8/1/2005       7/1/2035
Staten Island                356         100            8.2        8/1/2005       7/1/2035
Valencia                     356          80           5.35        8/1/2005       7/1/2035
Sun Valley                   356          80            6.8        8/1/2005       7/1/2035
Compton                      356          75            6.5        8/1/2005       7/1/2035
Cucamonga                    356          80           5.75        8/1/2005       7/1/2035
Valencia                     356          80              6        8/1/2005       7/1/2035
Riverview                    356          80          6.625        8/1/2005       7/1/2035
Wenatchee                    356          95          7.625        8/1/2005       7/1/2035
Crofton                      356          80          6.125        8/1/2005       7/1/2035
Baton Rouge                  356       83.81          6.875        8/1/2005       7/1/2035
Dayton                       356         100             10        8/1/2005       7/1/2035
Devon                        356          80          9.125        8/1/2005       7/1/2035
Fresno                       356          80            7.5        8/1/2005       7/1/2035
Claremont                    356       78.53          6.125        8/1/2005       7/1/2035
Fresno                       356          80              6        8/1/2005       7/1/2035
Stockton                     356         100            6.3        8/1/2005       7/1/2035
Avondale                     356          85            6.4        8/1/2005       7/1/2035
Baton Rouge                  356         100           7.65        8/1/2005       7/1/2035
Sun City                     356          90              8        8/1/2005       7/1/2035
Jacksonville                 356          80          7.875        8/1/2005       7/1/2035
Orlando                      356          80          8.875        8/1/2005       7/1/2035
Clearwater                   356          80           6.75        8/1/2005       7/1/2035
Philadelphia                 356          90           8.75        8/1/2005       7/1/2035
San Francisco                356          80           5.99        8/1/2005       7/1/2035
Chino                        356         100           6.55        8/1/2005       7/1/2035
Stockton                     356          90            6.8        8/1/2005       7/1/2035
North Hollywood              356          80            7.4        8/1/2005       7/1/2035
La Quinta                    356         100          6.875        8/1/2005       7/1/2035
Odenton                      356          95           9.25        8/1/2005       7/1/2035
Rockford                     356         100            7.4        8/1/2005       7/1/2035
Sioux Falls                  356         100           8.45        8/1/2005       7/1/2035
Gilbert                      356          80            7.1        8/1/2005       7/1/2035
Solon                        356       61.86              7        8/1/2005       7/1/2035
Detroit                      356          70           10.5        8/1/2005       7/1/2035
Detroit                      356          90           7.75        8/1/2005       7/1/2035
Dinuba                       356          75           9.75        8/1/2005       7/1/2035
North Las Vegas              356          85          7.375        8/1/2005       7/1/2035
Citrus Heights               356          90           5.75        8/1/2005       7/1/2035
Naranja                      356         100            7.7        8/1/2005       7/1/2035
Kroger                       356          90           7.75        8/1/2005       7/1/2035
Lithonia                     356          80              7        8/1/2005       7/1/2035
Alpharetta                   356          80          6.625        8/1/2005       7/1/2035
Whitelaw                     356          75          6.375        8/1/2005       7/1/2035
Boise                        356       83.67          5.625        8/1/2005       7/1/2035
Walla Walla                  356          80           7.25        8/1/2005       7/1/2035
Seattle                      356       91.82            6.5        8/1/2005       7/1/2035
Renton                       356          80          5.625        8/1/2005       7/1/2035
Cypress                      356          85           8.95        8/1/2005       7/1/2035
Winnetka                     356       78.49            5.7        8/1/2005       7/1/2035
Cimarron                     356          80            6.5        8/1/2005       7/1/2035
Paterson                     356       89.74           7.88        8/1/2005       7/1/2035
Fontana                      356          75           6.75        8/1/2005       7/1/2035
Inglewood                    356          75            6.5        8/1/2005       7/1/2035
Lakewood                     356       99.51            8.5        8/1/2005       7/1/2035
Miami                        356       82.24            6.5        8/1/2005       7/1/2035
Las Cruces                   356          80           8.25        8/1/2005       7/1/2035
Moreno Valley                356       75.47          5.875        8/1/2005       7/1/2035
San Diego                    356          80           5.75        8/1/2005       7/1/2035
West Jordan                  356          80              6        8/1/2005       7/1/2035
Goode                        356         100            8.5        8/1/2005       7/1/2035
Hiler                        356          80              8        8/1/2005       7/1/2035
Kansas City                  356         100           9.25        8/1/2005       7/1/2035
Wilmington                   356          95           8.25        8/1/2005       7/1/2035
Warren                       356          80          8.875        8/1/2005       7/1/2035
Harvey                       356          80              6        8/1/2005       7/1/2035
Slidell                      356          80          6.125        8/1/2005       7/1/2035
Dudley                       356          85          9.625        8/1/2005       7/1/2035
Grand Island                 356       74.52           8.75        8/1/2005       7/1/2035
Boise                        356          80            6.1        8/1/2005       7/1/2035
Morrison                     356          80           7.25        8/1/2005       7/1/2035
Darnestown                   356        78.4            6.5        8/1/2005       7/1/2035
San Clemente                 356       69.89           5.75        8/1/2005       7/1/2035
Neuse                        356          80          5.875        8/1/2005       7/1/2035
Grand Blanc                  356         100           8.38        8/1/2005       7/1/2035
Bonita                       356          80           7.05        8/1/2005       7/1/2035
Palmdale                     356          75            6.6        8/1/2005       7/1/2035
Donna                        356         100            8.9        8/1/2005       7/1/2035
Omaha                        356          80            6.5        8/1/2005       7/1/2035
Mound                        356         100            6.9        8/1/2005       7/1/2035
Malta                        356         100           6.99        8/1/2005       7/1/2035
Seattle                      356          90           6.75        8/1/2005       7/1/2035
Miami                        356          90          6.875        8/1/2005       7/1/2035
Centerville                  356          80           7.75        8/1/2005       7/1/2035
Miami                        356          95           7.75        8/1/2005       7/1/2035
Lynn Haven                   356       84.28          5.875        8/1/2005       7/1/2035
Conyers                      356        97.7          9.875        8/1/2005       7/1/2035
Whiting                      356          90            7.5        8/1/2005       7/1/2035
Ophir                        356          80          6.875        8/1/2005       7/1/2035
Laguna Beach                 356       79.27           5.95        8/1/2005       7/1/2035
Los Angeles                  356          90           6.55        8/1/2005       7/1/2035
Arleta                       356          80          6.125        8/1/2005       7/1/2035
Detroit                      356         100            6.9        8/1/2005       7/1/2035
Sacramento                   356          80            6.1        8/1/2005       7/1/2035
Sacramento                   356          80          5.875        8/1/2005       7/1/2035
Cleveland                    356          80            7.5        8/1/2005       7/1/2035
Gulfport                     356       72.87           7.18        8/1/2005       7/1/2035
Columbia                     356         100           6.62        8/1/2005       7/1/2035
Miami                        356       74.58           6.45        8/1/2005       7/1/2035
Miami                        356          80           6.45        8/1/2005       7/1/2035
Atlanta                      356         100           7.45        8/1/2005       7/1/2035
Atlanta                      356          80           6.95        8/1/2005       7/1/2035
Matlacha                     356          95            7.7        8/1/2005       7/1/2035
Miami                        356          95           7.25        8/1/2005       7/1/2035
Norfolk                      356          80          6.375        8/1/2005       7/1/2035
Altamonte                    356          80           8.25        8/1/2005       7/1/2035
Tuscawilla                   356          85           6.75        8/1/2005       7/1/2035
Austin                       356          80           6.74        8/1/2005       7/1/2035
Desoto                       356         100            7.5        8/1/2005       7/1/2035
Indianapolis                 356          80           7.24        8/1/2005       7/1/2035
Carteret                     356         100           7.65        8/1/2005       7/1/2035
Walland                      356       90.34            6.5        8/1/2005       7/1/2035
Detroit                      356          90          9.375        8/1/2005       7/1/2035
Griffith                     356        79.9           5.75        8/1/2005       7/1/2035
Riverview                    356       74.63          6.875        8/1/2005       7/1/2035
Emerson                      356       91.72          8.875        8/1/2005       7/1/2035
Rainbow                      356          80          6.875        8/1/2005       7/1/2035
Arcadia                      356          85           8.25        8/1/2005       7/1/2035
Minooka                      356          80          6.875        8/1/2005       7/1/2035
Chicago                      356          80          6.125        8/1/2005       7/1/2035
Riner                        356          90          8.375        8/1/2005       7/1/2035
Gilbert                      356       86.99           6.25        8/1/2005       7/1/2035
Sun City                     356          90            6.5        8/1/2005       7/1/2035
Stratham                     356          85            6.5        8/1/2005       7/1/2035
Midway                       356         100           8.75        8/1/2005       7/1/2035
Las Vegas                    356          80           6.95        8/1/2005       7/1/2035
College Park                 356          80           6.95        8/1/2005       7/1/2035
Las Vegas                    356       79.82            7.3        8/1/2005       7/1/2035
                             356          80           6.25        8/1/2005       7/1/2035
Fort Mohave                  356       83.48           6.75        8/1/2005       7/1/2035
West Bridgewater             356          80           6.25        8/1/2005       7/1/2035
Farmingdale                  356       76.53           4.97        8/1/2005       7/1/2035
Saint Cloud                  356         100           7.55        8/1/2005       7/1/2035
Trenton                      356       99.97           7.15        8/1/2005       7/1/2035
Detroit                      356         100           8.65        8/1/2005       7/1/2035
Phoenix                      356       84.95           7.75        8/1/2005       7/1/2035
Glendale                     356       86.96           7.75        8/1/2005       7/1/2035
Buena Park                   356        79.8           5.75        8/1/2005       7/1/2035
Huntington Beach             356          70          6.875        8/1/2005       7/1/2035
Elyria                       356         100           8.75        8/1/2005       7/1/2035
Midwest City                 356          80            7.5        8/1/2005       7/1/2035
Grove                        356         100            8.5        8/1/2005       7/1/2035
Moreno                       356       64.95           5.25        8/1/2005       7/1/2035
Highlands                    356       93.57          8.375        8/1/2005       7/1/2035
Decatur                      356         100            6.1        8/1/2005       7/1/2035
Atlanta                      356          80          9.375        8/1/2005       7/1/2035
Ellenwood                    356          80           6.75        8/1/2005       7/1/2035
Atlanta                      356          95          7.375        8/1/2005       7/1/2035
Stowe                        356          80              6        8/1/2005       7/1/2035
Berkley                      356          80          7.625        8/1/2005       7/1/2035
Riverton                     356       78.67          6.375        8/1/2005       7/1/2035
Clifton                      356          90          10.25        8/1/2005       7/1/2035
Merrimack                    356          80           9.25        8/1/2005       7/1/2035
Detroit                      356          80          6.625        8/1/2005       7/1/2035
Peoria                       356       86.54          8.625        8/1/2005       7/1/2035
Volo                         356          80           6.25        8/1/2005       7/1/2035
Bakersfield                  356          80           5.95        8/1/2005       7/1/2035
San Gabriel                  356         100           7.99        8/1/2005       7/1/2035
El Cajon                     357         100           6.99        9/1/2005       8/1/2035
Lake Worth                   356       68.81           8.19        8/1/2005       7/1/2035
Linden                       356          80          8.375        8/1/2005       7/1/2035
Roseville                    356          80            5.5        8/1/2005       7/1/2035
Las Vegas                    356          80           6.25        8/1/2005       7/1/2035
Fry                          356          80           5.25        8/1/2005       7/1/2035
Tacoma                       356          95           6.35        8/1/2005       7/1/2035
San Bernardino               356       85.77          5.375        8/1/2005       7/1/2035
Covina                       356        87.8            5.5        8/1/2005       7/1/2035
La Puente                    356       95.44          5.875        8/1/2005       7/1/2035
Fresno                       356          80          5.625        8/1/2005       7/1/2035
Escondido                    356          90           6.75        8/1/2005       7/1/2035
Hazelwood                    356          85            6.5        8/1/2005       7/1/2035
Miner                        356          90          9.125        8/1/2005       7/1/2035
Kenosha                      356       89.82              9        8/1/2005       7/1/2035
Walnut Creek                 356          80          7.125        8/1/2005       7/1/2035
Morongo Valley               356          80            8.5        8/1/2005       7/1/2035
Las Vegas                    356          95            9.5        8/1/2005       7/1/2035
Springfield                  356          80           6.25        8/1/2005       7/1/2035
Alafaya                      356       75.92          5.875        8/1/2005       7/1/2035
Osseo                        356         100              7        8/1/2005       7/1/2035
River Edge                   356         100           5.95        8/1/2005       7/1/2035
Palm Bay                     356       95.29            8.3        8/1/2005       7/1/2035
Watts                        356          70           7.75        8/1/2005       7/1/2035
Mira Loma                    356          80          6.875        8/1/2005       7/1/2035
West Covina                  356          80              6        8/1/2005       7/1/2035
Irwindale                    356         100           6.95        8/1/2005       7/1/2035
San Fernando                 357         100            6.8        9/1/2005       8/1/2035
Perris                       357         100            7.5        9/1/2005       8/1/2035
Fry                          356          80           6.25        8/1/2005       7/1/2035
Orland                       356          80              6        8/1/2005       7/1/2035
Bakersfield                  356          80          6.625        8/1/2005       7/1/2035
San Jose                     356       75.38           5.25        8/1/2005       7/1/2035
San Jose                     356       76.92           5.75        8/1/2005       7/1/2035
Firebaugh                    356       83.88            6.5        8/1/2005       7/1/2035
Redondo Beach                356          90          7.625        8/1/2005       7/1/2035
Palmdale                     356          90           6.85        8/1/2005       7/1/2035
Detroit                      356          80           6.15        8/1/2005       7/1/2035
Leominster                   356          80           6.75        8/1/2005       7/1/2035
Natick                       356       82.35           5.75        8/1/2005       7/1/2035
Yarmouth                     356       74.53          6.625        8/1/2005       7/1/2035
Redmond                      356          80            6.2        8/1/2005       7/1/2035
Bone                         356          80            7.4        8/1/2005       7/1/2035
Cimarron Hills               356          80           5.05        8/1/2005       7/1/2035
Brewster                     356         100           7.05        8/1/2005       7/1/2035
Cimarron Hills               356         100           7.55        8/1/2005       7/1/2035
Bothell                      356       84.99            6.3        8/1/2005       7/1/2035
Auburn                       356         100           7.05        8/1/2005       7/1/2035
Cimarron Hills               356         100            7.3        8/1/2005       7/1/2035
Caldwell                     356          95            6.5        8/1/2005       7/1/2035
Ruston                       356          80          7.125        8/1/2005       7/1/2035
Claiborne                    356          90              6        8/1/2005       7/1/2035
Southaven                    356         100            7.5        8/1/2005       7/1/2035
Oceanside                    356          75           7.25        8/1/2005       7/1/2035
Bartlett                     356          80           6.99        8/1/2005       7/1/2035
Brockton                     356          75            6.1        8/1/2005       7/1/2035
Salisbury                    356          80           6.65        8/1/2005       7/1/2035
Baltimore                    356          85          8.625        8/1/2005       7/1/2035
Winchester                   356         100            6.7        8/1/2005       7/1/2035
Bakersfield                  356          90           5.99        8/1/2005       7/1/2035
Hollister                    356       83.64           5.99        8/1/2005       7/1/2035
San Jose                     356       83.62            6.8        8/1/2005       7/1/2035
Roseville                    356          80           5.99        8/1/2005       7/1/2035
Bell                         356          90            7.2        8/1/2005       7/1/2035
Hazard                       356         100            7.3        8/1/2005       7/1/2035
Claremont                    356       89.26           5.99        8/1/2005       7/1/2035
Glendale                     356          90           7.15        8/1/2005       7/1/2035
Detroit                      356         100            6.7        8/1/2005       7/1/2035
Las Vegas                    356          80           5.55        8/1/2005       7/1/2035
Weymouth                     356       72.58             10        8/1/2005       7/1/2035
Tucson                       356          90          6.875        8/1/2005       7/1/2035
Stone Mountain               356          80         10.625        8/1/2005       7/1/2035
Mableton                     356         100          8.125        8/1/2005       7/1/2035
Mount Pleasant               356          85           8.75        8/1/2005       7/1/2035
Ozark                        356          80           10.3        8/1/2005       7/1/2035
Otsego                       356          90            7.2        8/1/2005       7/1/2035
Kismet                       356          80            6.2        8/1/2005       7/1/2035
Lacey                        356          97           6.75        8/1/2005       7/1/2035
Downey                       356       63.62          6.125        8/1/2005       7/1/2035
Albuquerque                  356         100            7.7        8/1/2005       7/1/2035
Las Vegas                    356          80           7.25        8/1/2005       7/1/2035
Herriman                     356          80              6        8/1/2005       7/1/2035
Eagle Rock                   356          80            6.9        8/1/2005       7/1/2035
Arrowbear Lake               356       78.26           6.25        8/1/2005       7/1/2035
Rincon                       356          95          7.375        8/1/2005       7/1/2035
Bronx                        356          80           6.45        8/1/2005       7/1/2035
Miami                        356         100            6.8        8/1/2005       7/1/2035
Naples                       356          80           6.85        8/1/2005       7/1/2035
Castle                       356         100           8.55        8/1/2005       7/1/2035
Shelbyville                  356         100           9.75        8/1/2005       7/1/2035
Peoria                       356          91              7        8/1/2005       7/1/2035
Richton Park                 356         100           7.27        8/1/2005       7/1/2035
Detroit                      356         100              9        8/1/2005       7/1/2035
Dover                        356         100           7.95        8/1/2005       7/1/2035
Rolling Meadows              356          80           6.45        8/1/2005       7/1/2035
Princeton                    356          80            7.3        8/1/2005       7/1/2035
Memphis                      356         100           8.37        8/1/2005       7/1/2035
Lockport                     356          80           6.95        8/1/2005       7/1/2035
Sepulveda                    356          80          5.875        8/1/2005       7/1/2035
Chicago                      356          80              7        8/1/2005       7/1/2035
Bellingham                   356       69.41          6.125        8/1/2005       7/1/2035
Lisle                        356         100           7.99        8/1/2005       7/1/2035
Faribault                    356         100           7.35        8/1/2005       7/1/2035
Red Bluff                    356          90          6.625        8/1/2005       7/1/2035
Bristol                      356          80          6.625        8/1/2005       7/1/2035
Vista                        356         100           6.99        8/1/2005       7/1/2035
La Puente                    356          90            7.5        8/1/2005       7/1/2035
Fontana                      356          80            5.3        8/1/2005       7/1/2035
Lugo                         356          80            6.6        8/1/2005       7/1/2035
La Puente                    356       79.91            5.5        8/1/2005       7/1/2035
Santa Clarita                356          80           6.55        8/1/2005       7/1/2035
Laurel                       356         100          6.875        8/1/2005       7/1/2035
Rosedale                     356          80              7        8/1/2005       7/1/2035
Castle Rock                  356          80           4.65        8/1/2005       7/1/2035
Aurora                       356          80          4.625        8/1/2005       7/1/2035
Aurora                       356          80            5.8        8/1/2005       7/1/2035
Colorado Springs             356         100            7.3        8/1/2005       7/1/2035
Aurora                       356          80           5.95        8/1/2005       7/1/2035
Englewood                    356         100           7.25        8/1/2005       7/1/2035
Highlands                    356          80          5.625        8/1/2005       7/1/2035
Guilford                     356       70.49           6.25        8/1/2005       7/1/2035
Brockton                     356          80          6.125        8/1/2005       7/1/2035
Lynn                         356          80           5.65        8/1/2005       7/1/2035
Lexington                    356         100           8.15        8/1/2005       7/1/2035
Fresno                       356          80            6.2        8/1/2005       7/1/2035
Wappinger                    356         100            6.5        8/1/2005       7/1/2035
Flagg                        356         100            8.4        8/1/2005       7/1/2035
Stevensville                 356         100           6.75        8/1/2005       7/1/2035
Sylmar                       356          80            5.5        8/1/2005       7/1/2035
Torrance                     356          90              7        8/1/2005       7/1/2035
San Diego                    356          80           7.05        8/1/2005       7/1/2035
Cucamonga                    356          80          5.625        8/1/2005       7/1/2035
Salem                        356          80           8.25        8/1/2005       7/1/2035
Raleigh                      356         100           6.75        8/1/2005       7/1/2035
North Oaks                   356         100           7.85        8/1/2005       7/1/2035
Orange                       356         100           7.65        8/1/2005       7/1/2035
Chicago                      356          70           8.45        8/1/2005       7/1/2035
Chicago                      356       74.79            6.4        8/1/2005       7/1/2035
Chicago                      356          80           6.15        8/1/2005       7/1/2035
Crestview                    356          95            7.5        8/1/2005       7/1/2035
Berlin                       356         100           8.65        8/1/2005       7/1/2035
Saugus                       356          80           6.95        8/1/2005       7/1/2035
Aurora                       356          80           4.32        8/1/2005       7/1/2035
Reece                        356         100              6        8/1/2005       7/1/2035
Lees Summit                  356         100            7.9        8/1/2005       7/1/2035
Nampa                        357         100            7.3        9/1/2005       8/1/2035
Topeka                       356         100           8.45        8/1/2005       7/1/2035
Aurora                       356          80            5.9        8/1/2005       7/1/2035
Castle Rock                  356          80          5.625        8/1/2005       7/1/2035
Sylmar                       356       76.44           6.75        8/1/2005       7/1/2035
Roanoke                      357          80           5.35        9/1/2005       8/1/2035
Palmdale                     356          95           6.75        8/1/2005       7/1/2035
Houston                      356          80           6.25        8/1/2005       7/1/2035
Fresno                       356          80           5.55        8/1/2005       7/1/2035
Oak Park                     356          90          5.375        8/1/2005       7/1/2035
North Manchester             356          80          7.375        8/1/2005       7/1/2035
Buchanan                     357         100           8.63        9/1/2005       8/1/2035
Homewood                     356         100           7.25        8/1/2005       7/1/2035
Kersey                       356          80            6.4        8/1/2005       7/1/2035
Bruceville                   356         100            8.4        8/1/2005       7/1/2035
Richmond                     356         100           6.95        8/1/2005       7/1/2035
Jamison                      356         100           7.75        8/1/2005       7/1/2035
Hatton                       356          95          8.125        8/1/2005       7/1/2035
Livermore                    356         100            6.1        8/1/2005       7/1/2035
Hayward                      356          80           5.25        8/1/2005       7/1/2035
Riverside                    356          80           5.15        8/1/2005       7/1/2035
Elk Grove                    356          85            6.2        8/1/2005       7/1/2035
Escondido                    356         100           5.69        8/1/2005       7/1/2035
Miami                        356          80            7.5        8/1/2005       7/1/2035
Aurora                       356          80            6.5        8/1/2005       7/1/2035
Brighton                     356          80            4.4        8/1/2005       7/1/2035
Denver                       356          80            5.5        8/1/2005       7/1/2035
Aurora                       356          80           5.05        8/1/2005       7/1/2035
Tulsa                        356         100            7.8        8/1/2005       7/1/2035
Luna                         356         100           8.73        8/1/2005       7/1/2035
Coleta                       356          95           7.99        8/1/2005       7/1/2035
San Antonio                  356          80           5.25        8/1/2005       7/1/2035
Katy                         356         100            7.3        8/1/2005       7/1/2035
Memphis                      356          80           7.55        8/1/2005       7/1/2035
Nashville                    356          95           7.75        8/1/2005       7/1/2035
Brighton                     356          80           6.05        8/1/2005       7/1/2035
Aurora                       356          80           6.42        8/1/2005       7/1/2035
Tacoma                       356         100           7.55        8/1/2005       7/1/2035
Denver                       356          80           7.55        8/1/2005       7/1/2035
Jacksonville                 356         100           6.45        8/1/2005       7/1/2035
Center                       356          80            6.8        8/1/2005       7/1/2035
Moquah                       356         100            8.5        8/1/2005       7/1/2035
Eastwick                     356         100           7.65        8/1/2005       7/1/2035
Rankin                       356         100           6.95        8/1/2005       7/1/2035
Enhaut                       356         100              8        8/1/2005       7/1/2035
                             356          80              6        8/1/2005       7/1/2035
Everett                      356         100           5.85        8/1/2005       7/1/2035
Camby                        356         100              6        8/1/2005       7/1/2035
BRIDGEPORT                   347       67.71            9.1       12/1/2004      11/1/2034
ELIZABETH                    348       83.61           5.99       12/1/2004      11/1/2034
FRANKLIN                     349          85           6.99       1/29/2005     12/29/2034
Lake                         356          95           11.5        8/1/2005       7/1/2035
Rossville                    353          90           9.99        5/1/2005       4/1/2035
Akron                        354          90            9.8        6/1/2005       5/1/2035
Mansfield                    353          90            9.7        5/1/2005       4/1/2035
Indianapolis                 353          90           9.35        5/1/2005       4/1/2035
Turtle Creek                 353          90            8.6        5/1/2005       4/1/2035
Pottersville                 354          80           9.35        6/1/2005       5/1/2035
Buffalo                      353          95            7.9        5/1/2005       4/1/2035
Tallahassee                  353       73.26           9.55        5/1/2005       4/1/2035
Jacksonville                 352          90           6.99        4/1/2005       3/1/2035
Chicago                      354       66.22           5.45        6/1/2005       5/1/2035
Baton Rouge                  354          90           7.99        6/1/2005       5/1/2035
Stuart                       354          85            7.1        6/1/2005       5/1/2035
Pittsburgh                   354          90           9.75        6/1/2005       5/1/2035
Raytown                      354       82.19            8.9        6/1/2005       5/1/2035
Hubbard                      354          80           9.99        6/1/2005       5/1/2035
Moreno Valley                354       69.98            6.9        6/1/2005       5/1/2035
Salem                        354          80            7.3        6/1/2005       5/1/2035
Inglewood                    355          90          7.975        7/1/2005       6/1/2035
Lake Charles                 353          90           9.25        5/1/2005       4/1/2035
Baton Rouge                  353          90           9.45        5/1/2005       4/1/2035
Gardena                      354       94.55           6.35        6/1/2005       5/1/2035
Riverside                    354          80            5.9        6/1/2005       5/1/2035
Detroit                      354          90          10.35        6/1/2005       5/1/2035
Corona                       354       79.52          4.475        6/1/2005       5/1/2035
Rantoul                      353          95           9.45        5/1/2005       4/1/2035
Akron                        353          90           9.45        5/1/2005       4/1/2035
Philadelphia                 353         100           7.95        5/1/2005       4/1/2035
Allegheny                    354          80           7.05        6/1/2005       5/1/2035
NORTH HIGHLANDS              347       81.96           6.99       11/1/2004      10/1/2034
Klein                        354       58.15            5.7        6/1/2005       5/1/2035
Massapequa                   354          90            6.5        6/1/2005       5/1/2035
Parkville                    354          90           7.99        6/1/2005       5/1/2035
Glen                         353          90            9.3        5/1/2005       4/1/2035
Candler                      354          80           6.45        6/1/2005       5/1/2035
Naomi                        353          95           7.05        5/1/2005       4/1/2035
Corona                       353       71.55           5.25        5/1/2005       4/1/2035
Hudson                       353          80           7.99        5/1/2005       4/1/2035
Quinton                      353          88           8.75        5/1/2005       4/1/2035
Franklin                     354         100           5.95        6/1/2005       5/1/2035
Portland                     354          85          8.725        6/1/2005       5/1/2035
Fresno                       354       57.98           5.45        6/1/2005       5/1/2035
Lykens                       354          82           10.1        6/1/2005       5/1/2035
Oak Park                     354          75           5.95        6/1/2005       5/1/2035
Columbus                     354          90           8.99        6/1/2005       5/1/2035
Memphis                      353          80            7.5        5/1/2005       4/1/2035
Ewing                        354          85            6.2        6/1/2005       5/1/2035
Lehigh                       353       81.36           6.85        5/1/2005       4/1/2035
Kilby                        352          90           8.65        4/1/2005       3/1/2035
Walloomsac                   353       87.84            9.7        5/1/2005       4/1/2035
Melbourne                    354          80           7.85        6/1/2005       5/1/2035
Plyler                       352          95           9.05        4/1/2005       3/1/2035
Baker                        355       83.33            7.6        7/1/2005       6/1/2035
Trenton                      351          80           6.25        3/1/2005       2/1/2035
Garden Grove                 173         100           9.75        5/1/2005       4/1/2020
Randolph                     353          85            9.8        5/1/2005       4/1/2035
Batavia                      353          85            9.1        5/1/2005       4/1/2035
Kissimmee                    354       71.23           6.55        6/1/2005       5/1/2035
Etna                         354       96.83           8.75        6/1/2005       5/1/2035
Fairmount                    353          90           8.99        5/1/2005       4/1/2035
Scottsdale                   352       77.39           6.99        4/1/2005       3/1/2035
Candler                      174         100           10.9        6/1/2005       5/1/2020
Gilbert                      354       78.82            8.5        6/1/2005       5/1/2035
Greenwood                    354          85          10.99        6/1/2005       5/1/2035
Miami                        354         100            7.9        6/1/2005       5/1/2035
Vallejo                      354          75           6.65        6/1/2005       5/1/2035
Garland                      354          80            7.5        6/1/2005       5/1/2035
Stratmoor Hills              173       86.79           5.99        5/1/2005       4/1/2020
29 Palms                     353       78.98            6.5        5/1/2005       4/1/2035
Carrollton                   355          80           5.99        7/1/2005       6/1/2035
Orlando                      353          80           7.85        5/1/2005       4/1/2035
Somerville                   355       84.23          7.575        7/1/2005       6/1/2035
Garland                      355       74.61            7.8        7/1/2005       6/1/2035
Lake Charles                 353       94.29            9.6        5/1/2005       4/1/2035
San Diego                    173         100             10        5/1/2005       4/1/2020
Everett                      353          95           6.99        5/1/2005       4/1/2035
Commack                      353          90           8.99        5/1/2005       4/1/2035
Columbus                     354          80           6.65        6/1/2005       5/1/2035
Lake Isabella                354          85            8.8        6/1/2005       5/1/2035
Palm Coast                   353          80            6.8        5/1/2005       4/1/2035
Gates Mills                  353       94.99            7.6        5/1/2005       4/1/2035
San Diego                    173         100           7.99        5/1/2005       4/1/2020
Atlanta                      174         100            9.9        6/1/2005       5/1/2020
Yaphank                      354          80            6.5        6/1/2005       5/1/2035
Ocean City                   353          80           9.85        5/1/2005       4/1/2035
Palm Desert                  173         100            9.5        5/1/2005       4/1/2020
Vale                         354          80            6.5        6/1/2005       5/1/2035
Walden                       354          95          9.675        6/1/2005       5/1/2035
Deer Park                    354        55.3           5.75        6/1/2005       5/1/2035
Bayou Vista                  354          90          10.35        6/1/2005       5/1/2035
Milo                         353          75           9.99        5/1/2005       4/1/2035
North Chelmsford             353          70            6.2        5/1/2005       4/1/2035
Belding                      354          80           7.75        6/1/2005       5/1/2035
Drew                         354          80           7.65        6/1/2005       5/1/2035
Loganville                   353          80           5.99        5/1/2005       4/1/2035
Northampton                  354          80           6.65        6/1/2005       5/1/2035
Milwaukee                    353       89.57           9.55        5/1/2005       4/1/2035
Jamison                      354          90          10.05        6/1/2005       5/1/2035
Spokane                      354          80            6.1        6/1/2005       5/1/2035
Heer Park                    354          80            5.5        6/1/2005       5/1/2035
Fort Wayne                   354          85           8.55        6/1/2005       5/1/2035
Fort Edward                  355          80          8.225        7/1/2005       6/1/2035
Lebanon                      353          90            7.3        5/1/2005       4/1/2035
Davie                        353          85            6.4        5/1/2005       4/1/2035
Columbus                     353          90           10.9        5/1/2005       4/1/2035
Double Oak                   354          80          6.125        6/1/2005       5/1/2035
Redland                      354          80           6.75        6/1/2005       5/1/2035
North Lima                   355          90           8.99        7/1/2005       6/1/2035
Farmingville                 354          80            7.5        6/1/2005       5/1/2035
Lithonia                     353          75          6.425        5/1/2005       4/1/2035
Hazelwood                    355          80           6.25        7/1/2005       6/1/2035
Wooster                      354         100          8.987        6/1/2005       5/1/2035
Sumner                       354          80           7.99        6/1/2005       5/1/2035
Lithonia                     353          90           8.15        5/1/2005       4/1/2035
Denton                       353          80          6.325        5/1/2005       4/1/2035
San Jacinto                  354          80            5.2        6/1/2005       5/1/2035
San Jacinto                  174         100           7.99        6/1/2005       5/1/2020
Hesperia                     173         100           8.99        5/1/2005       4/1/2020
Allegheny                    355          75           8.25        7/1/2005       6/1/2035
Escondido                    354          80            6.8        6/1/2005       5/1/2035
Monroe                       353       82.95            5.5        5/1/2005       4/1/2035
East                         354          80           9.25        6/1/2005       5/1/2035
Coleta                       354          80           7.25        6/1/2005       5/1/2035
Kimball                      353       87.07          8.375        5/1/2005       4/1/2035
Glassport                    353          80           10.2        5/1/2005       4/1/2035
Concord                      354       79.23           7.45        6/1/2005       5/1/2035
Redland                      174         100           10.5        6/1/2005       5/1/2020
San Diego                    173         100           9.25        5/1/2005       4/1/2020
Plum                         354          75            9.7        6/1/2005       5/1/2035
Castle                       353          90           9.75        5/1/2005       4/1/2035
Hopewell                     354          95           7.99        6/1/2005       5/1/2035
Jackson                      354          90           9.99        6/1/2005       5/1/2035
Hudson                       173         100          10.99        5/1/2005       4/1/2020
Milnesville                  353         100           12.3        5/1/2005       4/1/2035
Riverview                    354          80            7.1        6/1/2005       5/1/2035
Fitzgerald                   353          80           6.75        5/1/2005       4/1/2035
Tamaya                       354       94.99           11.2        6/1/2005       5/1/2035
Rochester                    354          80           7.05        6/1/2005       5/1/2035
Eden Isle                    353         100           8.25        5/1/2005       4/1/2035
Romoland                     354          80           5.95        6/1/2005       5/1/2035
Tulsa                        351       78.94            7.3        3/1/2005       2/1/2035
Lafayette                    351          80            8.6        3/1/2005       2/1/2035
Brandon                      353          90           8.55        5/1/2005       4/1/2035
Tulsa                        354         100           10.9        6/1/2005       5/1/2035
Escondido                    174         100           8.75        6/1/2005       5/1/2020
Montegut                     354       75.47            8.9        6/1/2005       5/1/2035
Iron Mtn                     353          90            8.4        5/1/2005       4/1/2035
Chattanooga                  354          87           8.35        6/1/2005       5/1/2035
Loganville                   173         100           12.9        5/1/2005       4/1/2020
Riviera Beach                353          80            6.4        5/1/2005       4/1/2035
Dumfries                     353       87.72           7.35        5/1/2005       4/1/2035
Rockford                     354          90           8.85        6/1/2005       5/1/2035
Tampa                        355          90            8.8        7/1/2005       6/1/2035
Anadarko                     354          95            9.1        6/1/2005       5/1/2035
Drew                         174         100             11        6/1/2005       5/1/2020
Am Qui                       353          95           8.55        5/1/2005       4/1/2035
Palos Heights                353          90            7.5        5/1/2005       4/1/2035
Double Oak                   174         100           7.99        6/1/2005       5/1/2020
Lynwood                      355          90           7.25        7/1/2005       6/1/2035
Murrieta                     354          80            6.5        6/1/2005       5/1/2035
Gene Autry                   353       65.04            7.8        5/1/2005       4/1/2035
Masonville                   354          90           8.85        6/1/2005       5/1/2035
Fullerton                    173         100          10.75        5/1/2005       4/1/2020
Metamora                     354          75           6.95        6/1/2005       5/1/2035
West Falls                   355          80           5.45        7/1/2005       6/1/2035
Garden Grove                 354          80            6.8        6/1/2005       5/1/2035
Braymer                      354       89.89          7.875        6/1/2005       5/1/2035
Stanton                      353          80            7.2        5/1/2005       4/1/2035
Park                         355          90           9.45        7/1/2005       6/1/2035
Lake Charles                 353       83.12            7.4        5/1/2005       4/1/2035
Conklin                      355          80            8.5        7/1/2005       6/1/2035
Camarillo                    353          85            5.8        5/1/2005       4/1/2035
Tavistock                    353       83.55            6.4        5/1/2005       4/1/2035
San Diego                    353          80            6.6        5/1/2005       4/1/2035
Rock Hill                    355          85            6.9        7/1/2005       6/1/2035
29 Palms                     173       98.73           7.99        5/1/2005       4/1/2020
Watauga                      354          80            7.6        6/1/2005       5/1/2035
Palm Coast                   173         100           9.65        5/1/2005       4/1/2020
Okesa                        354          85            9.6        6/1/2005       5/1/2035
Bonita                       353          80            6.2        5/1/2005       4/1/2035
Harvey                       353          90           7.15        5/1/2005       4/1/2035
Moreno Valley                354          80           5.99        6/1/2005       5/1/2035
Toledo                       353          90           9.99        5/1/2005       4/1/2035
Temecula                     173         100            9.5        5/1/2005       4/1/2020
Flint                        354          95          10.85        6/1/2005       5/1/2035
Escondido                    353          85            6.1        5/1/2005       4/1/2035
Moreno                       354          80           6.65        6/1/2005       5/1/2035
Bald Knob                    353          95          11.95        5/1/2005       4/1/2035
Universal                    353          90            9.9        5/1/2005       4/1/2035
Springfield                  353         100            9.6        5/1/2005       4/1/2035
Jacksonville                 354          90            8.3        6/1/2005       5/1/2035
Four Corners                 354          80            5.9        6/1/2005       5/1/2035
Lawton                       354          90            8.5        6/1/2005       5/1/2035
Brooks                       353          90            9.3        5/1/2005       4/1/2035
Anaheim                      174         100              9        6/1/2005       5/1/2020
Park City                    354          85           7.99        6/1/2005       5/1/2035
Kent                         353          85           7.99        5/1/2005       4/1/2035
Greenville                   353       92.52           7.95        5/1/2005       4/1/2035
Grand Prairie                354          80          7.125        6/1/2005       5/1/2035
Atlanta                      353          80            6.9        5/1/2005       4/1/2035
Gering                       354          90           6.55        6/1/2005       5/1/2035
Kathleen                     353          80           6.99        5/1/2005       4/1/2035
Utica                        353       64.63           6.95        5/1/2005       4/1/2035
Lima                         354          90            9.9        6/1/2005       5/1/2035
Oceanside                    173         100            8.5        5/1/2005       4/1/2020
Las Vegas                    354          80           7.95        6/1/2005       5/1/2035
Jeannette                    354          85            8.5        6/1/2005       5/1/2035
Rockford                     354          95           7.99        6/1/2005       5/1/2035
Minneapolis                  173         100             10        5/1/2005       4/1/2020
Savannah                     354          90            7.9        6/1/2005       5/1/2035
Sayre                        354          90           8.99        6/1/2005       5/1/2035
Chagrin Falls                354          84            7.9        6/1/2005       5/1/2035
Upland                       354       30.25           4.95        6/1/2005       5/1/2035
Jordan                       353       77.78            8.5        5/1/2005       4/1/2035
Lorain                       354          80           7.35        6/1/2005       5/1/2035
Alleghany                    353          85            8.1        5/1/2005       4/1/2035
Laurel                       353       52.23            5.3        5/1/2005       4/1/2035
Nuevo                        354          80            7.1        6/1/2005       5/1/2035
Halcyon                      354       62.89          5.625        6/1/2005       5/1/2035
Mayodan                      353          95           10.3        5/1/2005       4/1/2035
Rialto                       354       84.94            5.6        6/1/2005       5/1/2035
Johnstown                    234       76.92           8.15        6/1/2005       5/1/2025
Grand Saline                 354          95          10.55        6/1/2005       5/1/2035
Whitesville                  354          90           8.65        6/1/2005       5/1/2035
Los Angeles                  173         100          8.875        5/1/2005       4/1/2020
Flint                        354          90          10.65        6/1/2005       5/1/2035
Booneville                   354         100           10.1        6/1/2005       5/1/2035
Detroit                      355          80           6.85        7/1/2005       6/1/2035
Goodrich                     353          85           8.85        5/1/2005       4/1/2035
Tyson                        353          90            8.6        5/1/2005       4/1/2035
Phoenix                      354          80            7.2        6/1/2005       5/1/2035
New Market                   353          80            5.7        5/1/2005       4/1/2035
Massillon                    354          95          10.35        6/1/2005       5/1/2035
Charlottesville              354       73.93            6.7        6/1/2005       5/1/2035
Katy                         354          75            6.8        6/1/2005       5/1/2035
Siloam Springs               353          80            6.7        5/1/2005       4/1/2035
Muldrow                      354         100           7.25        6/1/2005       5/1/2035
San Diego                    173         100           7.99        5/1/2005       4/1/2020
Port Charlotte               353          80           7.45        5/1/2005       4/1/2035
Akron                        353          95            8.2        5/1/2005       4/1/2035
San Jacinto                  173         100           7.99        5/1/2005       4/1/2020
Sun City                     173         100          10.99        5/1/2005       4/1/2020
Murrieta                     354          80            6.2        6/1/2005       5/1/2035
Pittsburgh                   353          80            8.7        5/1/2005       4/1/2035
Milwaukee                    353       94.98          11.15        5/1/2005       4/1/2035
Brooklyn                     354        78.8          6.425        6/1/2005       5/1/2035
Fairport                     173         100             11        5/1/2005       4/1/2020
Saint Joseph                 354         100           6.85        6/1/2005       5/1/2035
Zion                         355       89.85            7.4        7/1/2005       6/1/2035
Orcutt                       355       74.07          7.625        7/1/2005       6/1/2035
Nuevo                        174         100              8        6/1/2005       5/1/2020
Weirton                      353       83.94           9.95        5/1/2005       4/1/2035
Calumet City                 354          90           7.55        6/1/2005       5/1/2035
Smithfield                   354          90          10.25        6/1/2005       5/1/2035
Granger                      354          90            7.9        6/1/2005       5/1/2035
Greenville                   354          90           8.69        6/1/2005       5/1/2035
Fort Worth                   355          80           6.95        7/1/2005       6/1/2035
Victoria                     353          85           7.99        5/1/2005       4/1/2035
Oxnard                       353          80            6.3        5/1/2005       4/1/2035
Lavina                       354          80            7.3        6/1/2005       5/1/2035
Crestview                    354          90           8.35        6/1/2005       5/1/2035
Dennis Mills                 354          80           5.95        6/1/2005       5/1/2035
Orlando                      353          90            7.5        5/1/2005       4/1/2035
New Market                   173         100           11.1        5/1/2005       4/1/2020
Livonia                      353       94.26            7.1        5/1/2005       4/1/2035
Omaha                        354          85            7.8        6/1/2005       5/1/2035
Greenwich                    353        80.4            6.6        5/1/2005       4/1/2035
Fort Wayne                   353          95           9.15        5/1/2005       4/1/2035
Beaufort                     355          90            8.6        7/1/2005       6/1/2035
Fairfield                    354          80            6.1        6/1/2005       5/1/2035
Yucca Valley                 355          85            7.2        7/1/2005       6/1/2035
Murrieta                     174         100           7.99        6/1/2005       5/1/2020
Lorain                       353          90          9.825        5/1/2005       4/1/2035
Hemet                        173         100            8.9        5/1/2005       4/1/2020
Clayton                      173         100             13        5/1/2005       4/1/2020
Fort Payne                   354          80           5.99        6/1/2005       5/1/2035
Alto                         354          85           8.65        6/1/2005       5/1/2035
Hallsville                   354         100            9.2        6/1/2005       5/1/2035
Cassville                    353         100           8.95        5/1/2005       4/1/2035
Arcola                       354         100           10.9        6/1/2005       5/1/2035
Atlanta                      173         100             11        5/1/2005       4/1/2020
Yuba City                    354          80           6.99        6/1/2005       5/1/2035
Etowah                       353         100           10.3        5/1/2005       4/1/2035
Savannah                     354          80           8.25        6/1/2005       5/1/2035
Burlington                   354       94.35           10.3        6/1/2005       5/1/2035
Greenacres                   353          80            6.6        5/1/2005       4/1/2035
Oakland                      355          80           9.55        7/1/2005       6/1/2035
Sarasota                     353       88.79           9.55        5/1/2005       4/1/2035
Louisville                   353         100           9.95        5/1/2005       4/1/2035
Westland                     354          80           6.55        6/1/2005       5/1/2035
Barb                         354       89.99            7.9        6/1/2005       5/1/2035
Monongahela                  354          80            9.5        6/1/2005       5/1/2035
Skyway                       354          80           7.05        6/1/2005       5/1/2035
Washington                   354          80            7.4        6/1/2005       5/1/2035
Downey                       353          58            5.4        5/1/2005       4/1/2035
Rochester                    355          90           7.25        7/1/2005       6/1/2035
Memphis                      354          95           9.75        6/1/2005       5/1/2035
Rockwood                     354          90            7.4        6/1/2005       5/1/2035
Pendleton                    353          85           7.95        5/1/2005       4/1/2035
Cleveland                    353       93.87           7.85        5/1/2005       4/1/2035
Louisville                   355          90           9.99        7/1/2005       6/1/2035
Wichita                      353          90          10.25        5/1/2005       4/1/2035
Knoxville                    354          95           8.95        6/1/2005       5/1/2035
Keithville                   354          90            7.8        6/1/2005       5/1/2035
Atwater                      355          95           7.65        7/1/2005       6/1/2035
Toledo                       353          90          8.925        5/1/2005       4/1/2035
Belvidere                    354          80           8.99        6/1/2005       5/1/2035
Hurdle Mills                 353          80            7.4        5/1/2005       4/1/2035
Miami                        354          80          8.475        6/1/2005       5/1/2035
Detroit                      354          85           7.85        6/1/2005       5/1/2035
Highlands                    353       55.38           4.99        5/1/2005       4/1/2035
Plainfield                   353          80           6.99        5/1/2005       4/1/2035
Rosedale                     353          80           7.15        5/1/2005       4/1/2035
Arnold                       353          85           5.55        5/1/2005       4/1/2035
Avon                         355          95            7.6        7/1/2005       6/1/2035
Midtown                      354          80           7.65        6/1/2005       5/1/2035
Philadelphia                 354          87           8.85        6/1/2005       5/1/2035
Watauga                      174         100             10        6/1/2005       5/1/2020
Acushnet                     354          90          7.875        6/1/2005       5/1/2035
Summ                         353          80            7.2        5/1/2005       4/1/2035
Four Corners                 174         100           8.99        6/1/2005       5/1/2020
Swansea                      353       76.43           7.85        5/1/2005       4/1/2035
Rockford                     354       84.27           6.99        6/1/2005       5/1/2035
Greenacres                   173         100          12.74        5/1/2005       4/1/2020
Saint Louis                  353          80          10.75        5/1/2005       4/1/2035
Key West                     354       75.76           6.35        6/1/2005       5/1/2035
Santa Rosa                   353          85           7.35        5/1/2005       4/1/2035
Belleview                    353          70           4.99        5/1/2005       4/1/2035
TEXARKANA                    355       86.42            7.9        8/1/2005       7/1/2035
Detroit                      354          90            9.4        6/1/2005       5/1/2035
Bryan                        354          80           5.99        6/1/2005       5/1/2035
Spring                       354          95           8.99        6/1/2005       5/1/2035
Luray                        354          90          5.625        6/1/2005       5/1/2035
Lockport                     354          65           7.05        6/1/2005       5/1/2035
Ashton                       353       67.12            6.4        5/1/2005       4/1/2035
Dawson                       353          90            7.6        5/1/2005       4/1/2035
Zephyrhills                  353          80           6.55        5/1/2005       4/1/2035
Broken Arrow                 173         100              9        5/1/2005       4/1/2020
Robbins                      353          90           7.99        5/1/2005       4/1/2035
Zephyrhills                  173         100           8.75        5/1/2005       4/1/2020
Memphis                      353          95           10.8        5/1/2005       4/1/2035
Rossville                    353       88.37           9.35        5/1/2005       4/1/2035
Bonham                       355          95          9.675        7/1/2005       6/1/2035
Pawtucket                    353          80           6.99        5/1/2005       4/1/2035
Grayling                     354          75           12.3        6/1/2005       5/1/2035
Centereach                   354       68.39            6.9        6/1/2005       5/1/2035
Riverview                    174         100             13        6/1/2005       5/1/2020
Rio Rancho                   353          80            6.2        5/1/2005       4/1/2035
Colton                       355          80           6.89        7/1/2005       6/1/2035
Harvey                       354          80           7.15        6/1/2005       5/1/2035
Heer Park                    354       78.75            6.5        6/1/2005       5/1/2035
Saint Peters                 353          80           7.15        5/1/2005       4/1/2035
Wylie                        354       83.51           7.75        6/1/2005       5/1/2035
Miami                        354          85            6.5        6/1/2005       5/1/2035
Toledo                       353          90           8.99        5/1/2005       4/1/2035
Sandy                        354        79.1          6.125        6/1/2005       5/1/2035
Monsey                       353       61.49           6.15        5/1/2005       4/1/2035
Leonardtown                  173         100          10.75        5/1/2005       4/1/2020
Fresno                       354          90           7.95        6/1/2005       5/1/2035
Philadelphia                 355       82.33            8.7        7/1/2005       6/1/2035
Nashville                    354          80           7.05        6/1/2005       5/1/2035
Winchester                   354       74.42          5.975        6/1/2005       5/1/2035
Tampa                        174         100             10        6/1/2005       5/1/2020
Ink                          354          80            6.5        6/1/2005       5/1/2035
Dearborn Heights             354          80           5.95        6/1/2005       5/1/2035
North Hollywood              354          80           6.65        6/1/2005       5/1/2035
Rio Rancho                   173         100           9.99        5/1/2005       4/1/2020
Northampton                  174         100             12        6/1/2005       5/1/2020
Hephzibah                    353        94.6           8.65        5/1/2005       4/1/2035
Dix Hills                    353       39.73          5.875        5/1/2005       4/1/2035
Dayton                       353          75           8.35        5/1/2005       4/1/2035
Santa Ana                    173         100           9.99        5/1/2005       4/1/2020
Sandy                        353          80            5.9        5/1/2005       4/1/2035
North Hollywood              174         100           8.75        6/1/2005       5/1/2020
Aurora                       354          80           5.85        6/1/2005       5/1/2035
Moreno Valley                174         100           8.99        6/1/2005       5/1/2020
Aurora                       174         100           10.5        6/1/2005       5/1/2020
Escondido                    354          80            6.8        6/1/2005       5/1/2035
Toledo                       354          85            6.7        6/1/2005       5/1/2035
Arboga                       354          85           7.25        6/1/2005       5/1/2035
Montz                        353          95           7.85        5/1/2005       4/1/2035
Albuquerque                  353          80            7.4        5/1/2005       4/1/2035
Phyllis                      353          90            8.5        5/1/2005       4/1/2035
Ink                          174         100          12.99        6/1/2005       5/1/2020
Humble                       355       79.31          6.975        7/1/2005       6/1/2035
Broken Arrow                 354          90           8.75        6/1/2005       5/1/2035
Cape Coral                   354          80            6.2        6/1/2005       5/1/2035
Rochester                    354          92          10.25        6/1/2005       5/1/2035
Hawleyton                    355          80          10.05        7/1/2005       6/1/2035
Gulfport                     174         100          10.65        6/1/2005       5/1/2020
Garland                      174         100           9.99        6/1/2005       5/1/2020
Meskegon                     354       78.43           8.75        6/1/2005       5/1/2035
Melbourne                    354          75           6.75        6/1/2005       5/1/2035
Centuck                      353       38.57           5.95        5/1/2005       4/1/2035
Ambridge                     353          80           8.25        5/1/2005       4/1/2035
Buffalo                      355          90            7.3        7/1/2005       6/1/2035
FEDERAL WAY                  173         100            9.5        5/1/2005       4/1/2020
Monsey                       354          75           5.95        6/1/2005       5/1/2035
Dennis Mills                 174         100            9.1        6/1/2005       5/1/2020
Crystal                      173         100          9.504        5/1/2005       4/1/2020
Vale                         174         100             11        6/1/2005       5/1/2020
Houston                      354       89.51            6.8        6/1/2005       5/1/2035
Holiday                      354          80           7.95        6/1/2005       5/1/2035
Colorado Springs             354          80           6.15        6/1/2005       5/1/2035
Rosedale                     173         100             12        5/1/2005       4/1/2020
Corcoran                     354          80          6.875        6/1/2005       5/1/2035
Dequincy                     354          90         10.165        6/1/2005       5/1/2035
Little Rock                  173       69.16           5.85        5/1/2005       4/1/2020
Danielsville                 353          85            8.1        5/1/2005       4/1/2035
Oats                         354          90           8.95        6/1/2005       5/1/2035
Matteson                     353          90           8.99        5/1/2005       4/1/2035
Southaven                    355          85            9.5        7/1/2005       6/1/2035
Marysville                   355          80           5.85        7/1/2005       6/1/2035
Belding                      174         100          12.99        6/1/2005       5/1/2020
Lynchburg                    355          80           6.65        7/1/2005       6/1/2035
Everett                      353          80           6.55        5/1/2005       4/1/2035
Sandy                        173         100           8.99        5/1/2005       4/1/2020
Grain Valley                 173         100          11.99        5/1/2005       4/1/2020
Margate                      353          65          5.625        5/1/2005       4/1/2035
Durham                       354          80            7.8        6/1/2005       5/1/2035
Stanton                      173         100           12.8        5/1/2005       4/1/2020
Basin                        354          90           9.15        6/1/2005       5/1/2035
Forestville                  353       93.12           5.75        5/1/2005       4/1/2035
Colorado Springs             174         100            8.5        6/1/2005       5/1/2020
Easley                       353          80           7.55        5/1/2005       4/1/2035
Avenel                       353          80            5.5        5/1/2005       4/1/2035
Detroit                      354          80            9.4        6/1/2005       5/1/2035
Sneedville                   353          75            9.6        5/1/2005       4/1/2035
La Puente                    353        64.1            5.6        5/1/2005       4/1/2035
Lehigh                       354          80           6.75        6/1/2005       5/1/2035
Casselberry                  173         100         10.475        5/1/2005       4/1/2020
Flossmoor                    354       84.97            7.9        6/1/2005       5/1/2035
Hanes                        354          80            6.3        6/1/2005       5/1/2035
Tacoma                       354          80           6.99        6/1/2005       5/1/2035
Naples                       173       44.34            5.5        5/1/2005       4/1/2020
Muscoy                       353       56.25           5.99        5/1/2005       4/1/2035
Ingram                       355          93           9.35        7/1/2005       6/1/2035
Durham                       174         100          10.99        6/1/2005       5/1/2020
Tulsa                        354         100            9.4        6/1/2005       5/1/2035
Columbia                     354         100           9.35        6/1/2005       5/1/2035
Ocala                        353          85            7.6        5/1/2005       4/1/2035
Norbeck                      353       89.84           8.55        5/1/2005       4/1/2035
Hayward                      173         100           9.25        5/1/2005       4/1/2020
Gilmore                      354          80            7.5        6/1/2005       5/1/2035
Corcoran                     174          95           8.99        6/1/2005       5/1/2020
Las Cruces                   354          85           8.45        6/1/2005       5/1/2035
Everett                      173         100           10.6        5/1/2005       4/1/2020
Detroit                      175         100           11.9        7/1/2005       6/1/2020
Englewood                    353          80           6.95        5/1/2005       4/1/2035
Golden                       354          80            7.4        6/1/2005       5/1/2035
Lakin                        354          80          6.875        6/1/2005       5/1/2035
Miami                        354       66.88          5.675        6/1/2005       5/1/2035
Battle Creek                 354          90            9.2        6/1/2005       5/1/2035
Tulsa                        355         100           9.55        7/1/2005       6/1/2035
Sarasota                     354          80           8.55        6/1/2005       5/1/2035
Phoenix                      354          80           6.74        6/1/2005       5/1/2035
Walton                       354          90            9.9        6/1/2005       5/1/2035
Dearborn Heights             174          99             13        6/1/2005       5/1/2020
Altoona                      354          90           7.95        6/1/2005       5/1/2035
Saint Louis                  354       77.58           10.5        6/1/2005       5/1/2035
Phoenix                      174          95           11.9        6/1/2005       5/1/2020
Albuquerque                  173         100              9        5/1/2005       4/1/2020
Lakin                        174         100           10.5        6/1/2005       5/1/2020
Santa Maria                  354          80           6.75        6/1/2005       5/1/2035
Old Hickory                  354          90            8.6        6/1/2005       5/1/2035
Sonora                       354          80            7.7        6/1/2005       5/1/2035
Easley                       173         100             11        5/1/2005       4/1/2020
South Holland                353          80            7.5        5/1/2005       4/1/2035
Miami                        173         100          12.25        5/1/2005       4/1/2020
Cadillac                     353       68.97            8.4        5/1/2005       4/1/2035
Elyria                       353          90            8.7        5/1/2005       4/1/2035
Sharptown                    354          90           8.99        6/1/2005       5/1/2035
Detroit                      355          90            8.6        7/1/2005       6/1/2035
Humble                       173         100           9.99        5/1/2005       4/1/2020
Phoenix                      174         100             10        6/1/2005       5/1/2020
Cheyenne                     353          80           6.05        5/1/2005       4/1/2035
Cheyenne                     173         100           9.99        5/1/2005       4/1/2020
Queen Creek                  354          80           6.99        6/1/2005       5/1/2035
Easton                       355          80            8.6        7/1/2005       6/1/2035
El Monte                     354          80           8.25        6/1/2005       5/1/2035
Oklahoma City                354          95           8.99        6/1/2005       5/1/2035
Pasadena                     173         100            9.9        5/1/2005       4/1/2020
Steamboat Springs            354          80           5.15        6/1/2005       5/1/2035
Queen Creek                  174         100             10        6/1/2005       5/1/2020
Lehigh                       174         100             10        6/1/2005       5/1/2020
Kansas City                  354          90           8.15        6/1/2005       5/1/2035
Baldwin                      353       68.62           5.99        5/1/2005       4/1/2035
Santa Ana                    354          80           6.85        6/1/2005       5/1/2035
Las Vegas                    353          80            6.2        5/1/2005       4/1/2035
Steamboat Springs            174         100           8.75        6/1/2005       5/1/2020
Hayward                      354       72.22           6.55        6/1/2005       5/1/2035
Alameda                      355          80           6.75        7/1/2005       6/1/2035
Lititz                       354          90           9.55        6/1/2005       5/1/2035
Rochester                    174         100             11        6/1/2005       5/1/2020
Malden                       173         100             11        5/1/2005       4/1/2020
Westland                     354          95           6.99        6/1/2005       5/1/2035
Atlanta                      173         100          10.99        5/1/2005       4/1/2020
South Holland                173         100          12.99        5/1/2005       4/1/2020
Camden                       354          80           7.45        6/1/2005       5/1/2035
Fargo                        353          95            8.1        5/1/2005       4/1/2035
Glen Allen                   354          80            5.5        6/1/2005       5/1/2035
Meskegon                     354          75            9.2        6/1/2005       5/1/2035
Kissimmee                    354          80           6.05        6/1/2005       5/1/2035
Murrieta                     174         100              9        6/1/2005       5/1/2020
Anderson                     353          80            9.4        5/1/2005       4/1/2035
Newburgh                     354          85           5.99        6/1/2005       5/1/2035
Maylene                      355          80           9.85        7/1/2005       6/1/2035
Santa Maria                  174         100           8.25        6/1/2005       5/1/2020
Kenner                       354          80           8.99        6/1/2005       5/1/2035
Portland                     354       66.33            6.7        6/1/2005       5/1/2035
Brighton                     354          80           6.85        6/1/2005       5/1/2035
North East                   354          80           7.75        6/1/2005       5/1/2035
Raytown                      354          90           8.25        6/1/2005       5/1/2035
Parker                       354          80           7.95        6/1/2005       5/1/2035
Chino                        354          80           5.85        6/1/2005       5/1/2035
Noble                        354          87           8.95        6/1/2005       5/1/2035
Palmdale                     354       55.33            5.3        6/1/2005       5/1/2035
Detroit                      354       86.81           6.75        6/1/2005       5/1/2035
Naples                       353          80            6.5        5/1/2005       4/1/2035
Joy                          355          80            7.9        7/1/2005       6/1/2035
Zion City                    354          90            8.2        6/1/2005       5/1/2035
Herkimer                     355       86.84           11.4        7/1/2005       6/1/2035
Memphis                      355       74.07           9.85        7/1/2005       6/1/2035
Saint Petersburg             354          95           8.85        6/1/2005       5/1/2035
Lima                         354          90           9.15        6/1/2005       5/1/2035
Montgomery                   354          80            7.5        6/1/2005       5/1/2035
Houston                      354       80.39           8.95        6/1/2005       5/1/2035
Orangeburg                   353          90            7.5        5/1/2005       4/1/2035
Pueblo                       354          80           6.99        6/1/2005       5/1/2035
Memphis                      354         100            8.6        6/1/2005       5/1/2035
Boardman                     354          80           8.15        6/1/2005       5/1/2035
Dennison                     354          95           8.99        6/1/2005       5/1/2035
Las Vegas                    173         100             10        5/1/2005       4/1/2020
Onaway                       353         100           8.65        5/1/2005       4/1/2035
Chino                        174       96.92           7.99        6/1/2005       5/1/2020
Kearns                       354          80           6.49        6/1/2005       5/1/2035
San Diego                    173         100           7.99        5/1/2005       4/1/2020
Bar Harbor                   354       74.39           6.45        6/1/2005       5/1/2035
Riverside                    174         100           9.99        6/1/2005       5/1/2020
Mashpee                      355          90           8.25        7/1/2005       6/1/2035
Baton Rouge                  353          90           7.25        5/1/2005       4/1/2035
Lima                         354          97           11.6        6/1/2005       5/1/2035
Geneva                       354          90            7.1        6/1/2005       5/1/2035
Fairfield                    174         100           9.99        6/1/2005       5/1/2020
Chino Hills                  355          80           5.99        7/1/2005       6/1/2035
Cary                         354          70           6.25        6/1/2005       5/1/2035
Fishers                      354       89.31            7.9        6/1/2005       5/1/2035
Dearborn Heights             354          90            7.8        6/1/2005       5/1/2035
Angola                       353          90           9.55        5/1/2005       4/1/2035
Lake Elsinore                354       64.58            5.6        6/1/2005       5/1/2035
Pueblo                       174         100           9.95        6/1/2005       5/1/2020
Hockessin                    354          90            6.8        6/1/2005       5/1/2035
Paint Rock                   354          80           10.3        6/1/2005       5/1/2035
Watts                        354          70           6.15        6/1/2005       5/1/2035
San Diego                    355          80            6.3        7/1/2005       6/1/2035
San Diego                    354          85           6.99        6/1/2005       5/1/2035
Houston                      354         100           5.99        6/1/2005       5/1/2035
Warren                       354          80           7.55        6/1/2005       5/1/2035
Memphis                      354       84.67            8.3        6/1/2005       5/1/2035
Ocoee                        353          80            6.5        5/1/2005       4/1/2035
Topeka                       355       74.63           9.85        7/1/2005       6/1/2035
Knoxville                    354          80            7.7        6/1/2005       5/1/2035
Naples                       173          90           10.8        5/1/2005       4/1/2020
Houston                      354          80           6.95        6/1/2005       5/1/2035
Camp Springs                 354          80           6.75        6/1/2005       5/1/2035
Lyndon                       354       83.33           6.99        6/1/2005       5/1/2035
Riviera Beach                173         100             11        5/1/2005       4/1/2020
Pearland                     354         100            5.9        6/1/2005       5/1/2035
Escondido                    174          95           7.99        6/1/2005       5/1/2020
Brighton                     174         100              9        6/1/2005       5/1/2020
Crestmore                    354          80            5.7        6/1/2005       5/1/2035
Quito                        353          95           8.95        5/1/2005       4/1/2035
Akron                        354          90           7.65        6/1/2005       5/1/2035
Ramona                       355          80           8.65        7/1/2005       6/1/2035
Mars                         353          90            7.5        5/1/2005       4/1/2035
Weare                        354          80           6.99        6/1/2005       5/1/2035
Sumner                       354          90           10.1        6/1/2005       5/1/2035
Lawrence                     354          85           6.65        6/1/2005       5/1/2035
Mendenhall                   353          90           9.55        5/1/2005       4/1/2035
Yuba City                    174         100          11.75        6/1/2005       5/1/2020
Pomona                       354          80            5.7        6/1/2005       5/1/2035
Tuskegee                     354       76.92           9.99        6/1/2005       5/1/2035
Port Charlotte               173         100          10.99        5/1/2005       4/1/2020
Grafton                      354          80            7.3        6/1/2005       5/1/2035
Palm Harbor                  354          90            6.6        6/1/2005       5/1/2035
Bradford                     355          90           8.95        7/1/2005       6/1/2035
Akron                        354         100            8.8        6/1/2005       5/1/2035
Cleveland                    354          95           9.25        6/1/2005       5/1/2035
Miami                        354       79.02            7.4        6/1/2005       5/1/2035
Jackson                      353          90           9.15        5/1/2005       4/1/2035
Saint Peters                 173         100          11.65        5/1/2005       4/1/2020
Moore                        353         100           9.45        5/1/2005       4/1/2035
Jamaica                      354       77.75           6.99        6/1/2005       5/1/2035
Gulfport                     353       94.74            8.4        5/1/2005       4/1/2035
Ldhl                         354          85            7.8        6/1/2005       5/1/2035
Highlands                    353          80           6.99        5/1/2005       4/1/2035
WAXHAW                       173          97             11        5/1/2005       4/1/2020
Crestmore                    174         100             10        6/1/2005       5/1/2020
Boardman                     353          80           5.99        5/1/2005       4/1/2035
Cleveland                    353          85            9.2        5/1/2005       4/1/2035
Dillon                       355          80           6.99        7/1/2005       6/1/2035
Baugh                        355          85            8.5        7/1/2005       6/1/2035
Cleveland                    354          80          6.149        6/1/2005       5/1/2035
Merriam                      355       84.29          8.525        7/1/2005       6/1/2035
Houston                      174         100           9.99        6/1/2005       5/1/2020
Pilot Point                  354       79.99           6.75        6/1/2005       5/1/2035
Tulsa                        354          90           8.95        6/1/2005       5/1/2035
Gary                         354          85          10.05        6/1/2005       5/1/2035
Highlands                    173         100           8.99        5/1/2005       4/1/2020
Marion                       355         100           8.75        7/1/2005       6/1/2035
Arbutus                      354       58.33           6.25        6/1/2005       5/1/2035
Detroit                      355       69.57           9.45        7/1/2005       6/1/2035
Kansas City                  354          90           9.99        6/1/2005       5/1/2035
Fort Worth                   175         100             10        7/1/2005       6/1/2020
Arlington                    174       62.14           5.99        6/1/2005       5/1/2020
Collinsville                 354          70           8.99        6/1/2005       5/1/2035
Murray                       354          80           5.99        6/1/2005       5/1/2035
Elsdon                       355          80            7.2        7/1/2005       6/1/2035
Lacey                        354          80          11.55        6/1/2005       5/1/2035
Kissimmee                    354          80          6.375        6/1/2005       5/1/2035
Tucson                       354          85           7.85        6/1/2005       5/1/2035
Green                        353       58.95           5.75        5/1/2005       4/1/2035
Garner                       354          80           7.35        6/1/2005       5/1/2035
Newbury                      354          90            6.7        6/1/2005       5/1/2035
Carroll                      354       93.33           5.75        6/1/2005       5/1/2035
Margate                      354       79.55           7.99        6/1/2005       5/1/2035
Murray                       174          95             10        6/1/2005       5/1/2020
Hemet                        354          75            6.2        6/1/2005       5/1/2035
Clay                         354          85           7.85        6/1/2005       5/1/2035
Murrieta                     355          80            5.5        7/1/2005       6/1/2035
Columbus                     353       89.91           8.95        5/1/2005       4/1/2035
Takoma Park                  354          90           6.99        6/1/2005       5/1/2035
Golden                       174         100           9.99        6/1/2005       5/1/2020
Baileyton                    354       71.43            5.6        6/1/2005       5/1/2035
Cleveland                    354          85           8.95        6/1/2005       5/1/2035
Summerville                  354          80           7.65        6/1/2005       5/1/2035
Summerville                  174         100           7.99        6/1/2005       5/1/2020
East                         353          90           9.35        5/1/2005       4/1/2035
Sinsheim                     354          90            9.9        6/1/2005       5/1/2035
Pawtucket                    173         100             10        5/1/2005       4/1/2020
Tampa                        354          35           4.99        6/1/2005       5/1/2035
Manoa                        355          95           6.35        7/1/2005       6/1/2035
Escondido                    354          80           6.65        6/1/2005       5/1/2035
Englewood                    173          95          12.99        5/1/2005       4/1/2020
Carrollton                   353          75            7.6        5/1/2005       4/1/2035
Clark                        354          80           7.25        6/1/2005       5/1/2035
Sapulpa                      354          85           8.25        6/1/2005       5/1/2035
Parsons                      354          85           10.3        6/1/2005       5/1/2035
Keavy                        354       79.69            7.8        6/1/2005       5/1/2035
Kent City                    354          90           10.5        6/1/2005       5/1/2035
Glen Allen                   174         100           10.5        6/1/2005       5/1/2020
Miami                        355          85           7.99        7/1/2005       6/1/2035
Avalon                       354          90            8.9        6/1/2005       5/1/2035
Oakridge                     355          80           6.25        7/1/2005       6/1/2035
Siloam Springs               173         100           10.1        5/1/2005       4/1/2020
Los Angeles                  353          90           6.75        5/1/2005       4/1/2035
Santa Ana                    174         100           9.99        6/1/2005       5/1/2020
Mc Kinney                    354          80            6.5        6/1/2005       5/1/2035
San Leandro                  354          80           6.45        6/1/2005       5/1/2035
San Leandro                  174          95              9        6/1/2005       5/1/2020
Scranton                     354          70           7.49        6/1/2005       5/1/2035
Scranton                     174          95            9.5        6/1/2005       5/1/2020
Memphis                      354       92.05           11.1        6/1/2005       5/1/2035
Gallatin                     354          80           6.15        6/1/2005       5/1/2035
Grenelefe                    354          80           7.05        6/1/2005       5/1/2035
Shelby                       354       76.92           10.1        6/1/2005       5/1/2035
Large                        354          90          9.375        6/1/2005       5/1/2035
Spokane                      174         100             10        6/1/2005       5/1/2020
Stilwell                     355          85          10.05        7/1/2005       6/1/2035
Rocky Point                  235       53.55           5.49        7/1/2005       6/1/2025
Downey                       354          80            6.1        6/1/2005       5/1/2035
Downey                       174         100           7.99        6/1/2005       5/1/2020
Memphis                      354          90            8.8        6/1/2005       5/1/2035
Canton                       355          85           8.99        7/1/2005       6/1/2035
Dover                        354          80            6.9        6/1/2005       5/1/2035
Weehawken                    354          80           6.99        6/1/2005       5/1/2035
Buffalo                      354         100           8.35        6/1/2005       5/1/2035
Kissimmee                    354          80           7.15        6/1/2005       5/1/2035
Orland                       355          90            9.1        7/1/2005       6/1/2035
Wingo                        353          85            8.7        5/1/2005       4/1/2035
Hanes                        174         100          10.99        6/1/2005       5/1/2020
Spencer                      355          90            9.9        7/1/2005       6/1/2035
Greenville                   354          97           8.99        6/1/2005       5/1/2035
Lariat                       355       57.56           5.95        7/1/2005       6/1/2035
Smithtown                    354          75           8.99        6/1/2005       5/1/2035
Naranja                      174       70.14           5.55        6/1/2005       5/1/2020
Fontana                      354          80          7.325        6/1/2005       5/1/2035
Little Rock                  355          80           10.7        7/1/2005       6/1/2035
Martinsville                 354       87.81            7.4        6/1/2005       5/1/2035
Syracuse                     354          80           7.99        6/1/2005       5/1/2035
Detroit                      354          75            8.6        6/1/2005       5/1/2035
Somerville                   354          80           5.65        6/1/2005       5/1/2035
Kathleen                     173         100           12.6        5/1/2005       4/1/2020
Harvey                       174         100             11        6/1/2005       5/1/2020
Summ                         173         100             10        5/1/2005       4/1/2020
San Diego                    354          80           6.75        6/1/2005       5/1/2035
Plainview                    354          72            5.5        6/1/2005       5/1/2035
El Reno                      354          80           7.85        6/1/2005       5/1/2035
Ripon                        354          85           7.25        6/1/2005       5/1/2035
Jacksonville                 174         100             12        6/1/2005       5/1/2020
Garner                       174         100           10.8        6/1/2005       5/1/2020
Baldy Mesa                   353       55.29            4.6        5/1/2005       4/1/2035
Milo                         174          90           9.99        6/1/2005       5/1/2020
Nova                         354          88           6.99        6/1/2005       5/1/2035
Marlin                       355          95           11.1        7/1/2005       6/1/2035
Warren                       174         100             13        6/1/2005       5/1/2020
Binghamton                   355          80          8.425        7/1/2005       6/1/2035
West                         174         100            9.3        6/1/2005       5/1/2020
Panama City                  354          95            7.4        6/1/2005       5/1/2035
Mc Kinney                    174         100           9.99        6/1/2005       5/1/2020
Haverhill                    355       63.33           8.85        7/1/2005       6/1/2035
Schertz                      354          90           7.99        6/1/2005       5/1/2035
Aloha                        354       78.17            7.2        6/1/2005       5/1/2035
Chino Hills                  175         100          8.875        7/1/2005       6/1/2020
Rockland                     354       73.13            5.8        6/1/2005       5/1/2035
Orlando                      354          90            7.8        6/1/2005       5/1/2035
Martins Ferry                354          85           9.25        6/1/2005       5/1/2035
Antis                        353          80            9.5        5/1/2005       4/1/2035
Buffalo                      234       87.01            8.5        6/1/2005       5/1/2025
Gibsonville                  355          90          10.34        7/1/2005       6/1/2035
Dellwood                     354          95           7.45        6/1/2005       5/1/2035
Fort Pierce                  174          75           5.95        6/1/2005       5/1/2020
Cahokia                      354          70           10.2        6/1/2005       5/1/2035
Wallkill                     354       69.03           5.45        6/1/2005       5/1/2035
Clark                        174         100          12.99        6/1/2005       5/1/2020
Melbourne                    354          90           7.55        6/1/2005       5/1/2035
Temecula                     354          80           7.05        6/1/2005       5/1/2035
Au Gres                      354       77.63           7.99        6/1/2005       5/1/2035
Grafton                      174       94.71           7.99        6/1/2005       5/1/2020
Florissant                   353          80            7.4        5/1/2005       4/1/2035
Lees Summit                  355          80            7.4        7/1/2005       6/1/2035
Kansas City                  354          80            6.5        6/1/2005       5/1/2035
El Reno                      174         100           7.99        6/1/2005       5/1/2020
New Albany                   354          80            8.5        6/1/2005       5/1/2035
Lorain                       174         100           8.99        6/1/2005       5/1/2020
Lynwood                      354       88.35            6.9        6/1/2005       5/1/2035
Spry                         354       82.42            7.9        6/1/2005       5/1/2035
Somerville                   174         100           9.15        6/1/2005       5/1/2020
Zebulon                      173         100          10.99        5/1/2005       4/1/2020
Mary Esther                  354       58.95            4.9        6/1/2005       5/1/2035
Ocoee                        173         100             11        5/1/2005       4/1/2020
Stephens                     355          85            9.8        7/1/2005       6/1/2035
Florissant                   173         100             13        5/1/2005       4/1/2020
Saint Marys                  355          95           7.15        7/1/2005       6/1/2035
Stamford                     354       84.99           5.45        6/1/2005       5/1/2035
Lees Summit                  175         100           11.9        7/1/2005       6/1/2020
Lavina                       174         100           9.49        6/1/2005       5/1/2020
Memphis                      355          90            9.3        7/1/2005       6/1/2035
Worcester                    354       93.82            8.3        6/1/2005       5/1/2035
Salisbury                    355          80            9.3        7/1/2005       6/1/2035
Arroyo                       114       79.37            8.3        6/1/2005       5/1/2015
Aurora                       354          80            6.1        6/1/2005       5/1/2035
Clarksburg                   354       83.48           6.35        6/1/2005       5/1/2035
Universal                    355          90           9.65        7/1/2005       6/1/2035
Miami                        174       98.78             12        6/1/2005       5/1/2020
Las Vegas                    174         100           10.5        6/1/2005       5/1/2020
Kissimmee                    174       84.58           10.2        6/1/2005       5/1/2020
Chubbuck                     354          85            8.2        6/1/2005       5/1/2035
Columbus                     174         100           11.6        6/1/2005       5/1/2020
Milford                      354          80           6.99        6/1/2005       5/1/2035
Adams                        354          80           7.45        6/1/2005       5/1/2035
Darby                        354          95          10.65        6/1/2005       5/1/2035
Powell                       354          95           8.75        6/1/2005       5/1/2035
Humble                       354          80           7.99        6/1/2005       5/1/2035
Ocee                         354       72.49            6.6        6/1/2005       5/1/2035
Scottsbluff                  354         100            8.2        6/1/2005       5/1/2035
Raymond                      353          80          7.475        5/1/2005       4/1/2035
Elk Grove                    354          80            7.1        6/1/2005       5/1/2035
Aurora                       174       95.46           8.99        6/1/2005       5/1/2020
Joppa                        354          90            7.3        6/1/2005       5/1/2035
Lees Summit                  354          80           6.85        6/1/2005       5/1/2035
Mira Loma                    354          80            7.4        6/1/2005       5/1/2035
Desert Hot Springs           354          95           7.99        6/1/2005       5/1/2035
Knoxville                    354          80           7.99        6/1/2005       5/1/2035
Norwood                      354          90           7.35        6/1/2005       5/1/2035
Louisville                   354          90           7.35        6/1/2005       5/1/2035
Southfield                   354          80           7.35        6/1/2005       5/1/2035
Kerrtown                     354          90           9.65        6/1/2005       5/1/2035
Land O Lakes                 354          95           7.99        6/1/2005       5/1/2035
Dundalk                      354       83.76           9.05        6/1/2005       5/1/2035
Tulsa                        355          80            7.9        7/1/2005       6/1/2035
Waldwick                     354       56.67            5.9        6/1/2005       5/1/2035
Iselin                       354          65           6.25        6/1/2005       5/1/2035
Elk Grove                    174         100           9.99        6/1/2005       5/1/2020
Newark                       354          80           5.95        6/1/2005       5/1/2035
Romoland                     174         100           8.95        6/1/2005       5/1/2020
Altoona                      353          90           9.99        5/1/2005       4/1/2035
Defiance                     355       90.67            6.7        7/1/2005       6/1/2035
Croton                       354          75            7.6        6/1/2005       5/1/2035
Florence                     353          85           8.76        5/1/2005       4/1/2035
Lewiston                     354          80          6.025        6/1/2005       5/1/2035
New Paltz                    355       55.56           5.99        7/1/2005       6/1/2035
Middletown                   354          84            6.5        6/1/2005       5/1/2035
Westgate                     355          80            6.2        7/1/2005       6/1/2035
Childs                       355          90            9.7        7/1/2005       6/1/2035
Detroit                      354          85            9.8        6/1/2005       5/1/2035
Miami                        355          60           8.45        7/1/2005       6/1/2035
Ozone                        355          90            8.7        7/1/2005       6/1/2035
Hazlehurst                   354          80           9.75        6/1/2005       5/1/2035
Southfield                   174         100          12.99        6/1/2005       5/1/2020
Saticoy                      354       62.18            5.5        6/1/2005       5/1/2035
Meskegon                     354          90           9.25        6/1/2005       5/1/2035
Kearns                       355          80            6.1        7/1/2005       6/1/2035
Wawatosa                     354       89.29            9.1        6/1/2005       5/1/2035
Saint Petersburg             354        73.6           6.65        6/1/2005       5/1/2035
Charleroi                    354          85           8.99        6/1/2005       5/1/2035
Miami                        354       82.35            7.8        6/1/2005       5/1/2035
Berkeley                     354          80           7.56        6/1/2005       5/1/2035
Aloha                        174       97.71           9.99        6/1/2005       5/1/2020
Oviedo                       354        87.6           6.75        6/1/2005       5/1/2035
Kissimmee                    174         100          11.25        6/1/2005       5/1/2020
Hazlehurst                   355          90            8.3        7/1/2005       6/1/2035
Knoxville                    174         100              9        6/1/2005       5/1/2020
San Diego                    174         100              9        6/1/2005       5/1/2020
Salinas                      355          85           7.15        7/1/2005       6/1/2035
Camden                       354       86.87           8.55        6/1/2005       5/1/2035
Little Rock                  355          95            9.9        7/1/2005       6/1/2035
Montgomery                   174         100          12.99        6/1/2005       5/1/2020
Murfreesboro                 175         100           9.65        7/1/2005       6/1/2020
La Chute                     355       72.96           7.45        7/1/2005       6/1/2035
Beaumont                     355          90           8.95        7/1/2005       6/1/2035
Fort Payne                   174         100              9        6/1/2005       5/1/2020
East McKeesport              354          90         10.575        6/1/2005       5/1/2035
Lees Summit                  174         100          12.55        6/1/2005       5/1/2020
Joy                          175         100           11.1        7/1/2005       6/1/2020
South Bend                   354          85            8.3        6/1/2005       5/1/2035
Jamaica                      354       61.41           5.65        6/1/2005       5/1/2035
Brookwood                    354          80           8.85        6/1/2005       5/1/2035
Bradenton                    355          80            7.4        7/1/2005       6/1/2035
Munroe Falls                 355          95          8.925        7/1/2005       6/1/2035
Kearns                       174         100           8.99        6/1/2005       5/1/2020
Pitcairn                     354          90           8.85        6/1/2005       5/1/2035
Adams                        174         100          10.99        6/1/2005       5/1/2020
San Diego                    175         100           7.99        7/1/2005       6/1/2020
Orient                       354          85            9.8        6/1/2005       5/1/2035
Escondido                    174          95           7.99        6/1/2005       5/1/2020
Peru                         355          90         10.325        7/1/2005       6/1/2035
Cabot                        354          80            7.7        6/1/2005       5/1/2035
Sayville                     354       54.44            5.4        6/1/2005       5/1/2035
Hewitt                       354       67.55           5.55        6/1/2005       5/1/2035
Miami                        354          80           6.45        6/1/2005       5/1/2035
Poland                       355          90           8.45        7/1/2005       6/1/2035
Bywood                       354          90           6.85        6/1/2005       5/1/2035
Jackson                      354          90            9.8        6/1/2005       5/1/2035
Albia                        354         100           8.25        6/1/2005       5/1/2035
Marion                       354          95            9.1        6/1/2005       5/1/2035
Humboldt                     354          90           7.99        6/1/2005       5/1/2035
Monroe                       354       89.87            8.9        6/1/2005       5/1/2035
Atlanta                      354       81.55           7.75        6/1/2005       5/1/2035
Neosho                       354          80           7.45        6/1/2005       5/1/2035
Memphis                      354          90           9.99        6/1/2005       5/1/2035
Marenisco                    355          75           6.55        7/1/2005       6/1/2035
Gallatin                     174         100            9.3        6/1/2005       5/1/2020
Bakersfield                  354          95            8.9        6/1/2005       5/1/2035
Whitman                      354          80           6.35        6/1/2005       5/1/2035
Webb City                    354       76.16           11.1        6/1/2005       5/1/2035
Topeka                       354          80            6.9        6/1/2005       5/1/2035
Ocean City                   354          85           7.35        6/1/2005       5/1/2035
Clearwater                   354          80           6.99        6/1/2005       5/1/2035
Willeys                      354          80            7.3        6/1/2005       5/1/2035
Lemon Grove                  354          90           7.99        6/1/2005       5/1/2035
Bloomington                  355       85.31           8.99        7/1/2005       6/1/2035
Santa Maria                  355          95           7.85        7/1/2005       6/1/2035
Cincinnati                   355         100            9.1        7/1/2005       6/1/2035
Hilton                       355          90           7.75        7/1/2005       6/1/2035
Neosho                       174         100          12.05        6/1/2005       5/1/2020
Clarksville                  354          80            8.3        6/1/2005       5/1/2035
Houston                      355          80            6.9        7/1/2005       6/1/2035
Jacksonville                 354          85            9.1        6/1/2005       5/1/2035
Gladwin                      354          85            9.1        6/1/2005       5/1/2035
Whitman                      174         100          10.99        6/1/2005       5/1/2020
Lewisburg                    354          95           9.25        6/1/2005       5/1/2035
Joppa                        355          90          8.325        7/1/2005       6/1/2035
Pocomoke                     354          85            6.9        6/1/2005       5/1/2035
Philadelphia                 354          85            6.8        6/1/2005       5/1/2035
Everman                      354          80          6.925        6/1/2005       5/1/2035
Snow Hill                    354          75           5.95        6/1/2005       5/1/2035
Ironton                      355         100            9.2        7/1/2005       6/1/2035
Rutland                      355          95            7.8        7/1/2005       6/1/2035
Charlotte                    174         100             11        6/1/2005       5/1/2020
Easton                       354          80           6.85        6/1/2005       5/1/2035
Baugh                        354          80           9.05        6/1/2005       5/1/2035
Baugh                        354          70           9.35        6/1/2005       5/1/2035
Temecula                     174          95           8.99        6/1/2005       5/1/2020
Massillon                    354       83.64            7.5        6/1/2005       5/1/2035
Palm Bay                     355       77.42            7.4        7/1/2005       6/1/2035
Bacone                       354          95           7.99        6/1/2005       5/1/2035
Henderson                    355          90          11.75        7/1/2005       6/1/2035
Bratenahl                    354          80           9.05        6/1/2005       5/1/2035
Trenton                      355          90           7.85        7/1/2005       6/1/2035
Lawton                       354          85           8.99        6/1/2005       5/1/2035
Saint Helen                  354          90          10.65        6/1/2005       5/1/2035
Bakersfield                  354          95            6.5        6/1/2005       5/1/2035
Charlotte                    355          80            6.3        7/1/2005       6/1/2035
REDDING                      355          90            8.1        8/1/2005       7/1/2035
Weehawken                    174         100           12.3        6/1/2005       5/1/2020
Abita Springs                354          80            7.9        6/1/2005       5/1/2035
Crawfordsville               354       82.86           7.99        6/1/2005       5/1/2035
Reynoldsburg                 355          80           6.99        7/1/2005       6/1/2035
Monroe                       355          85            9.6        7/1/2005       6/1/2035
Incline Village              354       79.89           7.95        6/1/2005       5/1/2035
Reynoldsburg                 175         100             12        7/1/2005       6/1/2020
North East                   174         100          12.99        6/1/2005       5/1/2020
Mesa                         355          85          7.875        7/1/2005       6/1/2035
Saint Louis                  354       83.09           6.99        6/1/2005       5/1/2035
Cape Coral                   174         100          11.99        6/1/2005       5/1/2020
Pittsfield                   355         100           8.75        7/1/2005       6/1/2035
Elwood                       354       60.29          5.725        6/1/2005       5/1/2035
Basin                        354          90            9.1        6/1/2005       5/1/2035
Momence                      355          90            8.5        7/1/2005       6/1/2035
Millersville                 354       94.49          7.175        6/1/2005       5/1/2035
San Leandro                  354          80           7.25        6/1/2005       5/1/2035
San Leandro                  174         100           9.99        6/1/2005       5/1/2020
Strawberry Plains            354          80           7.25        6/1/2005       5/1/2035
Flanders                     354       67.77          6.075        6/1/2005       5/1/2035
Jacksonville                 354          80            7.9        6/1/2005       5/1/2035
Bronx                        354          80           7.15        6/1/2005       5/1/2035
Cucamonga                    354          80            6.1        6/1/2005       5/1/2035
Gary                         355          90            7.5        7/1/2005       6/1/2035
Newburgh                     354          90           6.85        6/1/2005       5/1/2035
Detroit                      355          80            7.6        7/1/2005       6/1/2035
Lawrenceburg                 355        83.5            6.2        7/1/2005       6/1/2035
Youngstown                   355          85           8.45        7/1/2005       6/1/2035
Milford                      174         100          12.99        6/1/2005       5/1/2020
Lawrence                     355          78           10.1        7/1/2005       6/1/2035
Tampa                        355          80            6.3        7/1/2005       6/1/2035
Wichita                      354         100           8.55        6/1/2005       5/1/2035
Warren                       355          90            8.1        7/1/2005       6/1/2035
Longwood                     355          95           9.75        7/1/2005       6/1/2035
Croydon                      355          75           6.75        7/1/2005       6/1/2035
Vallejo                      354          90           8.45        6/1/2005       5/1/2035
Gretna                       354          90           8.99        6/1/2005       5/1/2035
Chicago                      354       74.29           6.75        6/1/2005       5/1/2035
Eastend                      354          75            9.1        6/1/2005       5/1/2035
Franklinville                355          80           6.55        7/1/2005       6/1/2035
Indianapolis                 354          80           7.55        6/1/2005       5/1/2035
Benton Harbor                354       79.37           8.55        6/1/2005       5/1/2035
Colburn                      355          90           9.35        7/1/2005       6/1/2035
Naples                       355          80           6.85        7/1/2005       6/1/2035
Dover                        174         100             13        6/1/2005       5/1/2020
Powell                       355          80            7.2        7/1/2005       6/1/2035
Raytown                      354          90           10.5        6/1/2005       5/1/2035
Bayside                      354        56.9           6.99        6/1/2005       5/1/2035
Tampa                        354          95           7.99        6/1/2005       5/1/2035
Alexander City               354          90           9.66        6/1/2005       5/1/2035
Sango                        354         100           8.95        6/1/2005       5/1/2035
Abita Springs                174         100             13        6/1/2005       5/1/2020
Ocala                        355          80          5.875        7/1/2005       6/1/2035
Baton Rouge                  354          80            9.8        6/1/2005       5/1/2035
Birmingham                   354          80           7.25        6/1/2005       5/1/2035
Coshocton                    354          80           6.65        6/1/2005       5/1/2035
Kalkaska                     354         100           9.05        6/1/2005       5/1/2035
Moreno                       174         100           9.99        6/1/2005       5/1/2020
Lemay                        354          90            9.4        6/1/2005       5/1/2035
Portland                     355          70           6.55        7/1/2005       6/1/2035
Dellwood                     355          90           9.99        7/1/2005       6/1/2035
Macomb                       354          80            7.1        6/1/2005       5/1/2035
Philadelphia                 355          90           8.45        7/1/2005       6/1/2035
Kenner                       354          85            9.5        6/1/2005       5/1/2035
Owasso                       354          90            8.3        6/1/2005       5/1/2035
Mira Loma                    174         100             10        6/1/2005       5/1/2020
Coshocton                    174         100           12.5        6/1/2005       5/1/2020
Kenner                       354       53.76           5.85        6/1/2005       5/1/2035
Tulsa                        355          85            9.9        7/1/2005       6/1/2035
Clarksville                  174         100             11        6/1/2005       5/1/2020
Dixie                        354          80           10.9        6/1/2005       5/1/2035
Fairborn                     354          80            7.2        6/1/2005       5/1/2035
Miami                        354          80            6.8        6/1/2005       5/1/2035
Tacoma                       174         100              9        6/1/2005       5/1/2020
Elizabeth                    354       77.08           9.99        6/1/2005       5/1/2035
Barren                       355          90            7.9        7/1/2005       6/1/2035
Barry Lakes                  354       74.69           5.95        6/1/2005       5/1/2035
Springfield                  354        81.1            8.3        6/1/2005       5/1/2035
Cucamonga                    174         100            8.5        6/1/2005       5/1/2020
Broken Arrow                 355       87.93           7.95        7/1/2005       6/1/2035
Newark                       354          95           8.55        6/1/2005       5/1/2035
Saegertown                   354          80           6.15        6/1/2005       5/1/2035
Brooklyn                     354       79.92           5.99        6/1/2005       5/1/2035
Brooklyn                     174        99.9          10.99        6/1/2005       5/1/2020
Amelia City                  355          90           8.99        7/1/2005       6/1/2035
Alpharetta                   354          90            9.6        6/1/2005       5/1/2035
Lewiston                     174         100            9.4        6/1/2005       5/1/2020
Chattanooga                  354        62.5           7.95        6/1/2005       5/1/2035
Dayton                       354          80           7.55        6/1/2005       5/1/2035
Flushing                     354          70          5.625        6/1/2005       5/1/2035
Richmond                     354          90            8.8        6/1/2005       5/1/2035
Tampa                        352          95            7.5        4/1/2005       3/1/2035
Nora                         354          90            8.7        6/1/2005       5/1/2035
Alameda                      175          95            9.8        7/1/2005       6/1/2020
Birmingham                   174         100           11.6        6/1/2005       5/1/2020
La Tijera                    355          90           7.75        7/1/2005       6/1/2035
Daytona Beach                354          95            9.5        6/1/2005       5/1/2035
Poughkeepsie                 354          90           7.99        6/1/2005       5/1/2035
West Jordan                  354          80           6.99        6/1/2005       5/1/2035
Fontana                      355          85            9.7        7/1/2005       6/1/2035
Kansas City                  174         100             10        6/1/2005       5/1/2020
Cimarron                     354          90           7.15        6/1/2005       5/1/2035
Saginaw                      354          80            8.7        6/1/2005       5/1/2035
Dunbar                       354          80            8.7        6/1/2005       5/1/2035
Philadelphia                 354          80            7.9        6/1/2005       5/1/2035
Memphis                      354          95           9.75        6/1/2005       5/1/2035
Seymour                      354          75           5.99        6/1/2005       5/1/2035
Middletown                   355          90            9.5        7/1/2005       6/1/2035
Caro                         355          80           8.95        7/1/2005       6/1/2035
Charlotte                    354          80            7.7        6/1/2005       5/1/2035
Gracey                       354          90           8.05        6/1/2005       5/1/2035
Chville                      355       84.69           8.95        7/1/2005       6/1/2035
Avondale                     354          80           7.85        6/1/2005       5/1/2035
Cleveland                    354          95            8.6        6/1/2005       5/1/2035
Miami                        354          80           5.99        6/1/2005       5/1/2035
West Jordan                  174         100           9.99        6/1/2005       5/1/2020
Barr                         354          85           6.35        6/1/2005       5/1/2035
Powderly                     354          95           8.55        6/1/2005       5/1/2035
Detroit                      354          84            9.5        6/1/2005       5/1/2035
Norco                        355          80          5.225        7/1/2005       6/1/2035
Dayton                       174         100             13        6/1/2005       5/1/2020
Obetz                        354          90           8.75        6/1/2005       5/1/2035
Wheeler                      354          80            7.9        6/1/2005       5/1/2035
Rising Fawn                  355          80           6.95        7/1/2005       6/1/2035
Bellfntn                     355          95            7.5        7/1/2005       6/1/2035
Roselle Park                 354       73.09            5.7        6/1/2005       5/1/2035
Memphis                      355          85            9.1        7/1/2005       6/1/2035
Yaphank                      174          95          10.12        6/1/2005       5/1/2020
Canton                       355          80           6.45        7/1/2005       6/1/2035
Tahlequah                    355       75.86           9.45        7/1/2005       6/1/2035
Gorham                       355       71.36          5.875        7/1/2005       6/1/2035
Metairie                     355          90           8.05        7/1/2005       6/1/2035
Memphis                      355          95           7.65        7/1/2005       6/1/2035
Willeys                      174         100             13        6/1/2005       5/1/2020
Arkoma                       355          95            7.9        7/1/2005       6/1/2035
Clearwater                   355          80           8.75        7/1/2005       6/1/2035
Fishkill                     234       67.31            5.9        6/1/2005       5/1/2025
Bellaire                     354          80           6.99        6/1/2005       5/1/2035
New Smyrna Beach             355          80            6.4        7/1/2005       6/1/2035
Moss Point                   354         100           9.65        6/1/2005       5/1/2035
Hanford                      355          80            6.4        7/1/2005       6/1/2035
Lohrville                    355          90           8.75        7/1/2005       6/1/2035
Somerville                   354          90            6.8        6/1/2005       5/1/2035
Thornville                   354          85           8.85        6/1/2005       5/1/2035
Concord                      354          95           8.25        6/1/2005       5/1/2035
Savannah                     355          85           6.99        7/1/2005       6/1/2035
Aliq                         355          80           8.35        7/1/2005       6/1/2035
Cincinnati                   355          80           8.45        7/1/2005       6/1/2035
Cleveland                    354          95           8.99        6/1/2005       5/1/2035
Docena                       355          90            9.8        7/1/2005       6/1/2035
Tulsa                        175       81.03            8.1        7/1/2005       6/1/2020
MULDROW                      357          85           9.25       10/1/2005       9/1/2035
Ormond Beach                 354          85           9.05        6/1/2005       5/1/2035
Jackson                      354          90           9.35        6/1/2005       5/1/2035
Jackson                      354       79.45            9.6        6/1/2005       5/1/2035
Compton                      355          80           6.15        7/1/2005       6/1/2035
Compton                      175         100           8.99        7/1/2005       6/1/2020
Pine Bush                    354          75            5.5        6/1/2005       5/1/2035
Marion                       354          90            8.9        6/1/2005       5/1/2035
Ldhl                         355          90           9.35        7/1/2005       6/1/2035
Topeka                       174         100           10.5        6/1/2005       5/1/2020
Detroit                      354          80           8.99        6/1/2005       5/1/2035
Yonkers                      354       79.88           6.99        6/1/2005       5/1/2035
Pomona                       174         100              8        6/1/2005       5/1/2020
Orlando                      354          55           5.25        6/1/2005       5/1/2035
Shreveport                   354          85           9.55        6/1/2005       5/1/2035
Galesburg                    354          90           6.45        6/1/2005       5/1/2035
Wyoming                      354       86.36           9.65        6/1/2005       5/1/2035
Concord                      355          80           6.95        7/1/2005       6/1/2035
Dresser                      354          85            7.6        6/1/2005       5/1/2035
Dillon                       175         100          10.99        7/1/2005       6/1/2020
Philadelphia                 355       80.75            8.8        7/1/2005       6/1/2035
Manorville                   354          75            5.2        6/1/2005       5/1/2035
Hayward                      355       77.42           6.99        7/1/2005       6/1/2035
West End                     354          85            8.5        6/1/2005       5/1/2035
WARREN                       358          80           9.99       11/1/2005      10/1/2035
Roswell                      354          85            9.4        6/1/2005       5/1/2035
Dayton                       355       89.86            9.5        7/1/2005       6/1/2035
Tulsa                        355          80           8.25        7/1/2005       6/1/2035
Carson City                  355          80           6.99        7/1/2005       6/1/2035
Davie                        355          75           8.25        7/1/2005       6/1/2035
Orlando                      354          85           9.45        6/1/2005       5/1/2035
Monroe                       355          80            7.3        7/1/2005       6/1/2035
Brooklyn                     355          70            5.9        7/1/2005       6/1/2035
Easton                       174         100          10.99        6/1/2005       5/1/2020
Finger                       174         100            9.6        6/1/2005       5/1/2020
Grand Blanc                  354          85           9.65        6/1/2005       5/1/2035
Milford                      354          85            8.5        6/1/2005       5/1/2035
Akron                        354       95.32            8.5        6/1/2005       5/1/2035
Saint Louis                  355          85           9.75        7/1/2005       6/1/2035
Stafford                     354          80           6.45        6/1/2005       5/1/2035
Washington                   174         100             11        6/1/2005       5/1/2020
Villa Grove                  354          80            7.5        6/1/2005       5/1/2035
Sault Sainte Marie           354          90           9.45        6/1/2005       5/1/2035
Elwood                       355          95           8.75        7/1/2005       6/1/2035
Ocala                        354          80           7.05        6/1/2005       5/1/2035
Bronx                        174         100          11.75        6/1/2005       5/1/2020
Hamilton                     174          85           6.45        6/1/2005       5/1/2020
Riverview                    354          90           6.99        6/1/2005       5/1/2035
Wichita                      355          85          8.625        7/1/2005       6/1/2035
Mattawan                     354          80           5.95        6/1/2005       5/1/2035
Stafford                     174          95           9.99        6/1/2005       5/1/2020
Dunn                         354          80           7.25        6/1/2005       5/1/2035
Alta Loma                    354          80           6.35        6/1/2005       5/1/2035
Alta Loma                    174         100            8.5        6/1/2005       5/1/2020
Mexico                       355        89.9            8.6        7/1/2005       6/1/2035
Mesquite                     354          87           8.35        6/1/2005       5/1/2035
Glenville                    354         100           9.45        6/1/2005       5/1/2035
Phoenix                      354          80           7.25        6/1/2005       5/1/2035
Hayward                      354          80           7.75        6/1/2005       5/1/2035
Clarksburg                   174       93.48          12.15        6/1/2005       5/1/2020
Jackson                      355          80           9.99        7/1/2005       6/1/2035
Venice                       354          90           7.05        6/1/2005       5/1/2035
Colonial Heights             354          90            9.2        6/1/2005       5/1/2035
Camden                       174         100          10.99        6/1/2005       5/1/2020
Spencer                      355          90          8.625        7/1/2005       6/1/2035
Wellston                     354          80           7.45        6/1/2005       5/1/2035
Hayward                      174         100           9.65        6/1/2005       5/1/2020
Roanoke                      354          80            7.5        6/1/2005       5/1/2035
Heer Park                    354          80            5.7        6/1/2005       5/1/2035
Harrison                     354          80            6.8        6/1/2005       5/1/2035
Pryor                        355         100          9.425        7/1/2005       6/1/2035
Dallas                       115       62.86          5.925        7/1/2005       6/1/2015
Mesquite                     354          85            8.4        6/1/2005       5/1/2035
Mesquite                     354          85           8.35        6/1/2005       5/1/2035
Parkview                     354          95            7.5        6/1/2005       5/1/2035
Slaton                       355        79.6           8.05        7/1/2005       6/1/2035
Bassett                      355       78.14           6.99        7/1/2005       6/1/2035
Eglon                        355          85           5.99        7/1/2005       6/1/2035
Bel Nor                      355          95           7.75        7/1/2005       6/1/2035
Cabot                        174         100          12.05        6/1/2005       5/1/2020
Toledo                       355          80           6.25        7/1/2005       6/1/2035
Rock Island                  354          90           7.65        6/1/2005       5/1/2035
Beaufort                     354       89.88           8.99        6/1/2005       5/1/2035
Charlotte                    174        98.1             11        6/1/2005       5/1/2020
Massapequa                   175       22.22           5.45        7/1/2005       6/1/2020
Bardwell                     354          90           10.2        6/1/2005       5/1/2035
Staten Island                355       88.04           7.99        7/1/2005       6/1/2035
Vallejo                      353       83.33           7.75        5/1/2005       4/1/2035
Arleta                       353          75           5.35        5/1/2005       4/1/2035
Tulsa                        355          90           7.99        7/1/2005       6/1/2035
Columbia                     354       86.96            8.5        6/1/2005       5/1/2035
Lancaster                    354          90           8.75        6/1/2005       5/1/2035
Memphis                      354       86.49          10.99        6/1/2005       5/1/2035
Evansville                   354         100           8.25        6/1/2005       5/1/2035
Passyunk                     355       79.87            7.4        7/1/2005       6/1/2035
Brookville                   354          80           7.35        6/1/2005       5/1/2035
Akron                        354         100            9.1        6/1/2005       5/1/2035
Payne                        355          97           9.75        7/1/2005       6/1/2035
                             354       79.36            8.1        6/1/2005       5/1/2035
Arlington                    355          80           6.99        7/1/2005       6/1/2035
Seattle                      355          80            6.1        7/1/2005       6/1/2035
Mounds                       355          92            9.6        7/1/2005       6/1/2035
Walden                       354          77            7.7        6/1/2005       5/1/2035
Allentown                    354          90           8.75        6/1/2005       5/1/2035
Ocala                        175          95           10.3        7/1/2005       6/1/2020
Philadelphia                 355          85           7.99        7/1/2005       6/1/2035
Philadelphia                 354          90            8.9        6/1/2005       5/1/2035
Riverdale                    354          85           7.75        6/1/2005       5/1/2035
McRae                        355          85            9.3        7/1/2005       6/1/2035
Rockford                     354          80            6.7        6/1/2005       5/1/2035
Transfer                     354          95           6.99        6/1/2005       5/1/2035
Newark                       355          80            6.6        7/1/2005       6/1/2035
Denver                       354          85           5.99        6/1/2005       5/1/2035
Rockford                     174         100           9.99        6/1/2005       5/1/2020
Hardwick                     354       74.29           6.85        6/1/2005       5/1/2035
Sun City                     354          65           4.55        6/1/2005       5/1/2035
Sacramento                   354          80           6.99        6/1/2005       5/1/2035
Bywood                       354          80           10.1        6/1/2005       5/1/2035
Toledo                       354          90           9.99        6/1/2005       5/1/2035
Calumet City                 355       97.83           7.49        7/1/2005       6/1/2035
Elwood                       355          95            6.5        7/1/2005       6/1/2035
Lorane                       355          90           8.39        7/1/2005       6/1/2035
Rexmont                      354          80           7.75        6/1/2005       5/1/2035
East Tawas                   354          90            9.8        6/1/2005       5/1/2035
Holly Hill                   354       58.82           7.05        6/1/2005       5/1/2035
West Columbia                354          70           8.99        6/1/2005       5/1/2035
Elbert                       355          80           6.15        7/1/2005       6/1/2035
Brookville                   174         100             13        6/1/2005       5/1/2020
Dallas                       354          85            8.3        6/1/2005       5/1/2035
Brooklyn                     355       62.78          6.075        7/1/2005       6/1/2035
Old Hickory                  354          90          8.625        6/1/2005       5/1/2035
Bergenfield                  354       74.93           5.99        6/1/2005       5/1/2035
Hammond                      355          90           7.45        7/1/2005       6/1/2035
Sacramento                   174         100           9.95        6/1/2005       5/1/2020
Middletown                   355          90            8.9        7/1/2005       6/1/2035
Tucson                       354          80           6.45        6/1/2005       5/1/2035
Greenacres                   354       64.08            5.5        6/1/2005       5/1/2035
Miami                        354          80            5.3        6/1/2005       5/1/2035
Boston                       354          80            7.4        6/1/2005       5/1/2035
Colerain                     354         100           8.99        6/1/2005       5/1/2035
Murray City                  354         100           7.55        6/1/2005       5/1/2035
Jamaica                      355          85          6.525        7/1/2005       6/1/2035
Tulsa                        175         100           9.99        7/1/2005       6/1/2020
Sharon                       355          80           9.85        7/1/2005       6/1/2035
Tucson                       174         100            9.9        6/1/2005       5/1/2020
Crestview                    354          95           7.75        6/1/2005       5/1/2035
Aurora                       355          80            6.4        7/1/2005       6/1/2035
Chapel Hill                  354          80           6.75        6/1/2005       5/1/2035
Kissimmee                    174         100           11.5        6/1/2005       5/1/2020
Reno                         355          80           5.85        7/1/2005       6/1/2035
Fontana                      354          80            5.5        6/1/2005       5/1/2035
Lemont                       355       89.77            7.8        7/1/2005       6/1/2035
Weare                        174         100          11.99        6/1/2005       5/1/2020
Newburgh                     174          95             11        6/1/2005       5/1/2020
Granville                    354          85           9.25        6/1/2005       5/1/2035
Monument                     354          80           6.75        6/1/2005       5/1/2035
Evesham                      354          85           9.99        6/1/2005       5/1/2035
Westgate                     175         100           11.2        7/1/2005       6/1/2020
Rockford                     355          90           7.35        7/1/2005       6/1/2035
Youngstown                   354          90            9.5        6/1/2005       5/1/2035
Burlington                   354       84.15            7.2        6/1/2005       5/1/2035
Detroit                      355       82.86           9.05        7/1/2005       6/1/2035
Calcutta                     355       87.23           8.85        7/1/2005       6/1/2035
Knauers                      354       99.01           8.95        6/1/2005       5/1/2035
Rocky Point                  355        50.7           5.99        7/1/2005       6/1/2035
Cloquet                      355          65            8.4        7/1/2005       6/1/2035
Fort Myers                   355          80            6.4        7/1/2005       6/1/2035
Limington                    354          75           5.99        6/1/2005       5/1/2035
Grottoes                     355          80            6.1        7/1/2005       6/1/2035
Lakemore                     354          85          8.925        6/1/2005       5/1/2035
Avery                        355          90           8.95        7/1/2005       6/1/2035
Peabody                      354       78.91            7.5        6/1/2005       5/1/2035
Jamestown                    355          82           7.15        7/1/2005       6/1/2035
Harrison                     174         100           9.75        6/1/2005       5/1/2020
Gretna                       175          80            6.5        7/1/2005       6/1/2020
Ellenwood                    354          90           8.99        6/1/2005       5/1/2035
Midland                      355          90            8.7        7/1/2005       6/1/2035
Auburndale                   354          90           8.75        6/1/2005       5/1/2035
Oaklandon                    355          90            8.7        7/1/2005       6/1/2035
Obetz                        355         100           6.75        7/1/2005       6/1/2035
Galaxy                       355       93.19            8.1        7/1/2005       6/1/2035
Wonder Lake                  355          80            6.4        7/1/2005       6/1/2035
Caro                         355       97.24            7.8        7/1/2005       6/1/2035
Staten Island                355       62.76           5.45        7/1/2005       6/1/2035
Akron                        354          95            9.1        6/1/2005       5/1/2035
Westland                     174         100             13        6/1/2005       5/1/2020
Milford                      355          95          8.897        7/1/2005       6/1/2035
Marysville                   175         100            9.9        7/1/2005       6/1/2020
Philadelphia                 354          95            8.5        6/1/2005       5/1/2035
Tampa                        355          90            8.9        7/1/2005       6/1/2035
Sun City                     355          80           6.85        7/1/2005       6/1/2035
San Diego                    354       50.24            5.5        6/1/2005       5/1/2035
Arleta                       355       53.87            5.6        7/1/2005       6/1/2035
Black Jack                   355          80            6.9        7/1/2005       6/1/2035
Elyria                       355          90          7.875        7/1/2005       6/1/2035
Fairborn                     174         100          12.99        6/1/2005       5/1/2020
Key West                     354          80            7.3        6/1/2005       5/1/2035
Saydel                       355          90           8.35        7/1/2005       6/1/2035
Tonawanda                    354          75           8.85        6/1/2005       5/1/2035
Southpoint                   354          80            8.9        6/1/2005       5/1/2035
Kissimmee                    354          95            8.6        6/1/2005       5/1/2035
Naranja                      355          80            5.6        7/1/2005       6/1/2035
Phoenix                      174         100          10.99        6/1/2005       5/1/2020
Pittsburgh                   355          95           8.99        7/1/2005       6/1/2035
Montz                        174       69.53           5.75        6/1/2005       5/1/2020
Progress                     355          80           5.99        7/1/2005       6/1/2035
Salem                        355          90           8.85        7/1/2005       6/1/2035
Wharton                      355          80           5.99        7/1/2005       6/1/2035
Sullivan                     354          80           7.85        6/1/2005       5/1/2035
Saginaw                      354         100           8.99        6/1/2005       5/1/2035
Waco                         354          85            9.6        6/1/2005       5/1/2035
Waco                         355       82.35            9.7        7/1/2005       6/1/2035
Bend                         355       83.33           6.05        7/1/2005       6/1/2035
Lakewood                     355          95          7.125        7/1/2005       6/1/2035
Miami                        354       71.98          6.575        6/1/2005       5/1/2035
Damascus                     355       73.26            5.8        7/1/2005       6/1/2035
Steuben                      354          90           6.99        6/1/2005       5/1/2035
Buffalo                      355          75           9.45        7/1/2005       6/1/2035
Monument                     174         100              9        6/1/2005       5/1/2020
Mars Hill                    355          80           6.55        7/1/2005       6/1/2035
Virginia Beach               354          80            7.2        6/1/2005       5/1/2035
Englewood                    355          80            6.7        7/1/2005       6/1/2035
Monessen                     355          75           9.65        7/1/2005       6/1/2035
Hawley                       355       94.99           8.74        7/1/2005       6/1/2035
Chapel Hill                  174          95          10.99        6/1/2005       5/1/2020
Ironwood                     355          85          7.575        7/1/2005       6/1/2035
Fontana                      174         100              9        6/1/2005       5/1/2020
New Orleans                  355       89.92           8.15        7/1/2005       6/1/2035
Marne                        354       99.34            7.7        6/1/2005       5/1/2035
Conroe                       354          80            7.8        6/1/2005       5/1/2035
Middletown                   355          80           6.65        7/1/2005       6/1/2035
CAMPBELL                     357          95            8.4       10/1/2005       9/1/2035
Baldy Mesa                   355          80            6.2        7/1/2005       6/1/2035
Baldy Mesa                   175         100           9.99        7/1/2005       6/1/2020
Ocala                        174         100          12.99        6/1/2005       5/1/2020
Sharon Hill                  353         100           8.25        5/1/2005       4/1/2035
Forks                        353          80            5.8        5/1/2005       4/1/2035
Albion                       353         100            6.5        5/1/2005       4/1/2035
Conover                      355          80          6.825        7/1/2005       6/1/2035
Conroe                       174         100           9.99        6/1/2005       5/1/2020
Newark                       355          90           8.35        7/1/2005       6/1/2035
Pomona                       355       42.46           6.25        7/1/2005       6/1/2035
Erie                         355       86.93           7.99        7/1/2005       6/1/2035
Stilwell                     355          85          8.087        7/1/2005       6/1/2035
Lawrence                     354          85           8.35        6/1/2005       5/1/2035
Los Angeles                  355          80           6.75        7/1/2005       6/1/2035
Marne                        354          95          9.125        6/1/2005       5/1/2035
Mattawan                     174         100           10.7        6/1/2005       5/1/2020
Sullivan                     174         100           11.5        6/1/2005       5/1/2020
Black Jack                   175         100           11.9        7/1/2005       6/1/2020
Pulaski                      354          90           8.55        6/1/2005       5/1/2035
Aurora                       175       96.28            9.5        7/1/2005       6/1/2020
Brockton                     354        66.3           4.99        6/1/2005       5/1/2035
Hendersonville               355          80            6.9        7/1/2005       6/1/2035
Poland                       354          80           6.85        6/1/2005       5/1/2035
Avondale                     174         100           11.9        6/1/2005       5/1/2020
West Palm Beach              354          80            6.7        6/1/2005       5/1/2035
Phoenix                      355          85           7.99        7/1/2005       6/1/2035
Detroit                      354          80            8.6        6/1/2005       5/1/2035
Deltona                      355          85            7.2        7/1/2005       6/1/2035
Akron                        354          90           7.25        6/1/2005       5/1/2035
Waynesboro                   354          85           8.55        6/1/2005       5/1/2035
Goodyear                     354          80            7.3        6/1/2005       5/1/2035
Berkeley                     174         100          10.99        6/1/2005       5/1/2020
Cathedral City               355          80            5.9        7/1/2005       6/1/2035
Naples                       355          80           8.25        7/1/2005       6/1/2035
Cave Creek                   355          80           7.25        7/1/2005       6/1/2035
Fort Xxxxxx                  355          80           6.55        7/1/2005       6/1/2035
Riviera Beach                355       69.69            5.6        7/1/2005       6/1/2035
Xxxxxx                       355       83.55           8.99        7/1/2005       6/1/2035
Washington Park              355          90            7.9        7/1/2005       6/1/2035
Brooksville                  354         100           8.65        6/1/2005       5/1/2035
Poland                       174         100             13        6/1/2005       5/1/2020
Tuckerton                    354       87.15          8.575        6/1/2005       5/1/2035
Keyport                      355       71.11           5.95        7/1/2005       6/1/2035
Dallas                       355       84.92           6.05        7/1/2005       6/1/2035
Sabraton                     354          80           10.5        6/1/2005       5/1/2035
Denver                       354       47.72           6.05        6/1/2005       5/1/2035
Baton Rouge                  354          95            9.8        6/1/2005       5/1/2035
Wantagh                      355       56.52           5.95        7/1/2005       6/1/2035
Monrovia                     354       84.68           6.25        6/1/2005       5/1/2035
Los Angeles                  175         100            9.5        7/1/2005       6/1/2020
Lancaster                    355          80            6.8        7/1/2005       6/1/2035
Savannah                     354          80           8.99        6/1/2005       5/1/2035
Xxxx                         174         100             13        6/1/2005       5/1/2020
Mill Creek                   355       77.31           8.85        7/1/2005       6/1/2035
Tampa                        175       94.62              9        7/1/2005       6/1/2020
Streetsboro                  355       79.41            6.9        7/1/2005       6/1/2035
Newark                       174          95           9.65        6/1/2005       5/1/2020
Miami                        174         100          11.74        6/1/2005       5/1/2020
Xxxxxxx                      354          90           9.75        6/1/2005       5/1/2035
Liberty                      354       78.14           5.99        6/1/2005       5/1/2035
Xxxxx                        355          80            7.9        7/1/2005       6/1/2035
Goodyear                     174          95          10.99        6/1/2005       5/1/2020
Sun City                     175          95          10.99        7/1/2005       6/1/2020
Fort Xxxxxx                  354          80            6.5        6/1/2005       5/1/2035
Bakersfield                  355          80           5.35        7/1/2005       6/1/2035
Xxx Hills                    355          80            6.6        7/1/2005       6/1/2035
Fairborn                     355          85           9.85        7/1/2005       6/1/2035
Grand Rapids                 354          80           6.99        6/1/2005       5/1/2035
Hampstead                    355        62.5            9.5        7/1/2005       6/1/2035
Xxxxxx                       354          95           10.4        6/1/2005       5/1/2035
Hendersonville               175         100            9.9        7/1/2005       6/1/2020
Xxxxxx                       354          80            6.3        6/1/2005       5/1/2035
Xxxx                         354          80           7.25        6/1/2005       5/1/2035
Salem                        354          85           8.75        6/1/2005       5/1/2035
ROCKY COMFORT                356          90            9.3        9/1/2005       8/1/2035
San Diego                    355          80          6.425        7/1/2005       6/1/2035
Cleveland                    354          85            8.9        6/1/2005       5/1/2035
Wernersville                 354          90            8.5        6/1/2005       5/1/2035
Xxxx                         355          80           6.99        7/1/2005       6/1/2035
Seattle                      175         100           9.95        7/1/2005       6/1/2020
Roscoe                       354       74.31           7.65        6/1/2005       5/1/2035
Livermore                    355          80           6.85        7/1/2005       6/1/2035
Bay Point                    355       44.12            6.3        7/1/2005       6/1/2035
Brooksville                  355       88.18            5.5        7/1/2005       6/1/2035
Livermore                    175       98.15          9.625        7/1/2005       6/1/2020
Mansfield                    354          80           8.75        6/1/2005       5/1/2035
Xxxxxx                       354          90           7.75        6/1/2005       5/1/2035
Xxxxxxx                      355          80          10.15        7/1/2005       6/1/2035
Commack                      175       77.17           5.25        7/1/2005       6/1/2020
Apple Valley                 354          80           6.95        6/1/2005       5/1/2035
Wilmington                   355          75           9.75        7/1/2005       6/1/2035
Waukesha                     355          95            7.4        7/1/2005       6/1/2035
Meriden                      175         100          12.15        7/1/2005       6/1/2020
San Diego                    175         100              9        7/1/2005       6/1/2020
Riviera Beach                354          80           9.55        6/1/2005       5/1/2035
Miami                        174         100           11.6        6/1/2005       5/1/2020
Wheatfield                   355          90           8.95        7/1/2005       6/1/2035
Xxxxxx                       355          85           8.75        7/1/2005       6/1/2035
                             355        52.6            5.7        7/1/2005       6/1/2035
Apple Valley                 174         100           8.99        6/1/2005       5/1/2020
Fort Xxxxxx                  174         100          12.05        6/1/2005       5/1/2020
Xxxx                         174         100           11.8        6/1/2005       5/1/2020
Long Beach                   355          80            7.8        7/1/2005       6/1/2035
Long Beach                   175         100           9.99        7/1/2005       6/1/2020
Lodi                         355          80           5.95        7/1/2005       6/1/2035
Lodi                         175         100           8.99        7/1/2005       6/1/2020
Plainfield                   355       88.73            6.9        7/1/2005       6/1/2035
Amityville                   355       70.38           5.75        7/1/2005       6/1/2035
Trenton                      355          90           9.75        7/1/2005       6/1/2035
Amityville                   355       53.53           5.65        7/1/2005       6/1/2035
Virginia Beach               174         100             12        6/1/2005       5/1/2020
Rochester                    355          90           9.85        7/1/2005       6/1/2035
Xxxxxxx                      354          75           8.99        6/1/2005       5/1/2035
Xxxxxxxx                     355         100           9.25        7/1/2005       6/1/2035
Cave Creek                   355          80           6.99        7/1/2005       6/1/2035
Xxxxx                        354          80           6.55        6/1/2005       5/1/2035
Lynchburg                    174         100             10        6/1/2005       5/1/2020
Oakridge                     175         100           8.99        7/1/2005       6/1/2020
Hayward                      175       96.77          9.625        7/1/2005       6/1/2020
Las Vegas                    354          90            7.5        6/1/2005       5/1/2035
Canton                       175         100          12.99        7/1/2005       6/1/2020
Seattle                      355       84.71           8.99        7/1/2005       6/1/2035
Branch #1                    355          80           6.25        7/1/2005       6/1/2035
Xxxxxx                       175         100            8.5        7/1/2005       6/1/2020
San Diego                    355        59.1           5.75        7/1/2005       6/1/2035
Orange                       355          85           7.25        7/1/2005       6/1/2035
Vandalia                     355          85            7.5        7/1/2005       6/1/2035
Kansas City                  355          95           7.65        7/1/2005       6/1/2035
Mansfield                    174         100          12.99        6/1/2005       5/1/2020
Xxxxxx                       174         100             11        6/1/2005       5/1/2020
Knoxville                    354       85.19           6.45        6/1/2005       5/1/2035
Sandersdale                  355       86.36           8.05        7/1/2005       6/1/2035
Walnut Park                  355          80            6.4        7/1/2005       6/1/2035
Monroe                       175         100           9.99        7/1/2005       6/1/2020
Columbus                     354         100            8.8        6/1/2005       5/1/2035
Basin                        355         100           8.95        7/1/2005       6/1/2035
Tarpon Springs               354          90           7.45        6/1/2005       5/1/2035
West Xxxxx                   354          80           6.55        6/1/2005       5/1/2035
West Xxxxx                   174         100           8.99        6/1/2005       5/1/2020
Houston                      355          85           7.99        7/1/2005       6/1/2035
Xxxxx                        175         100          12.99        7/1/2005       6/1/2020
Chesapeake                   355          70            9.5        7/1/2005       6/1/2035
Karns                        354          80            8.1        6/1/2005       5/1/2035
Waynesfield                  355       92.39            7.1        7/1/2005       6/1/2035
Oak Point                    355          75          5.625        7/1/2005       6/1/2035
Mesa                         355       41.32           5.65        7/1/2005       6/1/2035
Sherwood                     355          80           7.25        7/1/2005       6/1/2035
Xxxxx                        174          90           8.99        6/1/2005       5/1/2020
Seal Beach                   355          51          5.275        7/1/2005       6/1/2035
Xxxxxx                       175          85           8.99        7/1/2005       6/1/2020
CENTRAL ISLIP                355          80           6.65        8/1/2005       7/1/2035
Parkland                     355          80           6.35        7/1/2005       6/1/2035
Clover                       354          80           6.05        6/1/2005       5/1/2035
Salem                        175         100          12.99        7/1/2005       6/1/2020
Buffalo                      355       77.27            8.9        7/1/2005       6/1/2035
Grand Rapids                 174         100          12.99        6/1/2005       5/1/2020
Miami                        174         100           10.4        6/1/2005       5/1/2020
Lancaster                    175         100          11.99        7/1/2005       6/1/2020
                             354          80           6.99        6/1/2005       5/1/2035
Cozy Lake                    354          80           6.55        6/1/2005       5/1/2035
Chicago Ridge                355         100            7.2        7/1/2005       6/1/2035
Commerce                     355          95            8.6        7/1/2005       6/1/2035
XXXXXXX                      355          85            8.2        8/1/2005       7/1/2035
Oxnard                       354          80           6.75        6/1/2005       5/1/2035
Asheville                    355          80           6.25        7/1/2005       6/1/2035
Karns                        174         100              9        6/1/2005       5/1/2020
Stanwood                     355          80            8.8        7/1/2005       6/1/2035
Miami                        355          90           7.99        7/1/2005       6/1/2035
Lubbock                      355          80           7.45        7/1/2005       6/1/2035
Auburn                       355          80          6.375        7/1/2005       6/1/2035
Unity                        355          70           9.85        7/1/2005       6/1/2035
Newtown                      355          80          11.05        7/1/2005       6/1/2035
Crystal River                355          95            9.1        7/1/2005       6/1/2035
Bakersfield                  175         100           9.99        7/1/2005       6/1/2020
Denver                       355          80           6.35        7/1/2005       6/1/2035
Cozy Lake                    174         100           12.8        6/1/2005       5/1/2020
Chicago                      355          80            7.9        7/1/2005       6/1/2035
Naranja                      355         100            7.8        7/1/2005       6/1/2035
Wilmington                   354          75           9.99        6/1/2005       5/1/2035
Stuart                       355          80           7.65        7/1/2005       6/1/2035
Xxxxxx                       355       79.97           7.55        7/1/2005       6/1/2035
Orlando                      355          90           7.65        7/1/2005       6/1/2035
Mars Hill                    175         100          10.99        7/1/2005       6/1/2020
Lomita                       355          80           6.55        7/1/2005       6/1/2035
Albany                       354          85           8.99        6/1/2005       5/1/2035
Xxxxxx                       355          85            8.7        7/1/2005       6/1/2035
Hermiston                    355          80           5.99        7/1/2005       6/1/2035
South Gate                   355          64            5.8        7/1/2005       6/1/2035
Lancaster                    355          85           9.65        7/1/2005       6/1/2035
Xxxxxx                       355          90            7.9        7/1/2005       6/1/2035
Temecula                     355          80           6.85        7/1/2005       6/1/2035
San Antonio                  355          80            8.4        7/1/2005       6/1/2035
Rochester                    356          80           7.55        8/1/2005       7/1/2035
Grottoes                     175         100           11.9        7/1/2005       6/1/2020
West Palm Beach              174         100          10.65        6/1/2005       5/1/2020
Springfield                  355          90          10.35        7/1/2005       6/1/2035
Xxxxxxxxx                    175         100            8.7        7/1/2005       6/1/2020
Orlando                      355          80           6.95        7/1/2005       6/1/2035
Clover                       174         100             11        6/1/2005       5/1/2020
Westmorland                  355          90           6.99        7/1/2005       6/1/2035
Riverview                    355          70           10.3        7/1/2005       6/1/2035
Drew                         355          90           8.55        7/1/2005       6/1/2035
Parkdale                     355          85           8.45        7/1/2005       6/1/2035
Cleveland                    354          80           7.25        6/1/2005       5/1/2035
Mansfield                    355          80            9.2        7/1/2005       6/1/2035
Baltimore                    355          80          6.125        7/1/2005       6/1/2035
Muhlenberg                   355          75            6.5        7/1/2005       6/1/2035
Xxxx                         355          90           5.89        7/1/2005       6/1/2035
Detroit                      355          80            7.8        7/1/2005       6/1/2035
Xxxxxxx                      355          85            6.5        7/1/2005       6/1/2035
Greenbush                    354          85            7.5        6/1/2005       5/1/2035
East Islip                   355       82.19          5.975        7/1/2005       6/1/2035
Cleveland                    174          90             12        6/1/2005       5/1/2020
Cheyenne                     355          80          7.575        7/1/2005       6/1/2035
Xxxxxxx                      175         100          10.99        7/1/2005       6/1/2020
Englewood                    175         100           9.99        7/1/2005       6/1/2020
Norco                        175          90           9.99        7/1/2005       6/1/2020
Norwalk                      355          80          5.875        7/1/2005       6/1/2035
Lomita                       175         100           8.99        7/1/2005       6/1/2020
Xxxxxxx                      355          80            6.6        7/1/2005       6/1/2035
Xxxxxxxx                     355          90           10.1        7/1/2005       6/1/2035
Concord                      355          80            6.5        7/1/2005       6/1/2035
Lauderhill                   355          85          7.975        7/1/2005       6/1/2035
Miner                        355         100            7.3        7/1/2005       6/1/2035
Hoschton                     355          80           6.99        7/1/2005       6/1/2035
Asheville                    175         100            9.9        7/1/2005       6/1/2020
Elmira                       355          80           8.65        7/1/2005       6/1/2035
Central Islip                352          85           7.75        4/1/2005       3/1/2035
Staten Island                171       69.74           5.75        3/1/2005       2/1/2020
Brooklyn                     352       67.59          5.875        4/1/2005       3/1/2035
Albuquerque                  355          80          6.675        7/1/2005       6/1/2035
Carmel                       355          90           6.99        7/1/2005       6/1/2035
Defiance                     355          80           8.55        7/1/2005       6/1/2035
Hermiston                    175         100           9.25        7/1/2005       6/1/2020
Mount Pleasant               355          95          10.91        7/1/2005       6/1/2035
Farmingdale                  355       80.71           6.45        7/1/2005       6/1/2035
Xxxxxxx                      355          80            7.6        7/1/2005       6/1/2035
Xxxxxx                       355          85           7.99        7/1/2005       6/1/2035
Albuquerque                  175         100           9.99        7/1/2005       6/1/2020
Forest Park                  355          80            7.5        7/1/2005       6/1/2035
Asheville                    355          80           7.99        7/1/2005       6/1/2035
Xxxx                         355       81.84            5.2        7/1/2005       6/1/2035
Houston                      175         100           9.99        7/1/2005       6/1/2020
Amityville                   355       66.94           5.65        7/1/2005       6/1/2035
Xxxxxxx                      175         100           8.99        7/1/2005       6/1/2020
Palo Alto                    355       76.67           6.65        7/1/2005       6/1/2035
Concord                      175         100           9.25        7/1/2005       6/1/2020
Astoria                      355       65.26            5.5        7/1/2005       6/1/2035
Detroit                      355         100            8.6        7/1/2005       6/1/2035
Kansas City                  354          80          10.25        6/1/2005       5/1/2035
Rochester                    176         100             13        8/1/2005       7/1/2020
XXXXXX                       357          90           7.45       10/1/2005       9/1/2035
LAKE XXXXXXX                 355         100           7.99        8/1/2005       7/1/2035
North Highlands              175         100             10        7/1/2005       6/1/2020
Xxxxxxx                      175         100          12.99        7/1/2005       6/1/2020
San Antonio                  175         100             10        7/1/2005       6/1/2020
Rochester                    355       73.33           8.55        7/1/2005       6/1/2035
Hicksville                   175       48.25            5.7        7/1/2005       6/1/2020
Chicago                      355          90           7.15        7/1/2005       6/1/2035
New Athens                   355         100          7.637        7/1/2005       6/1/2035
Macedonia                    355          95            8.5        7/1/2005       6/1/2035
Mount Xxxxxx                 355       79.52           5.99        7/1/2005       6/1/2035
Denver                       355          80           6.99        7/1/2005       6/1/2035
Standale                     355          90           8.65        7/1/2005       6/1/2035
Brunswick                    354          80           5.99        6/1/2005       5/1/2035
Brunswick                    174         100          11.99        6/1/2005       5/1/2020
Chicago                      355          95           8.99        7/1/2005       6/1/2035
Black Forest                 355          80            5.7        7/1/2005       6/1/2035
Miami                        355          80            6.8        7/1/2005       6/1/2035
Walnut Park                  175         100           9.25        7/1/2005       6/1/2020
Xxxxxx                       355          90            8.7        7/1/2005       6/1/2035
Xxxxx                        355          80           7.75        7/1/2005       6/1/2035
Lake Elsinore                355          90            7.1        7/1/2005       6/1/2035
Black Forest                 175         100           9.99        7/1/2005       6/1/2020
Houston                      175       87.73            6.2        7/1/2005       6/1/2020
Oak Lane                     355          80            9.8        7/1/2005       6/1/2035
Cleveland                    355          80           9.05        7/1/2005       6/1/2035
Clintonville                 354          75           6.75        6/1/2005       5/1/2035
Xxxxxx                       175         100          11.99        7/1/2005       6/1/2020
Xxxxxx                       355          85           9.85        7/1/2005       6/1/2035
Wichita                      355          85           9.45        7/1/2005       6/1/2035
Orlando                      355          80            7.7        7/1/2005       6/1/2035
Ronkonkoma                   175       31.35          5.675        7/1/2005       6/1/2020
Kalamazoo                    355          80            8.7        7/1/2005       6/1/2035
Slidell                      355          90           8.99        7/1/2005       6/1/2035
Hi Vista                     355          80            7.4        7/1/2005       6/1/2035
Appleton                     355          90           7.65        7/1/2005       6/1/2035
Newark                       175         100           11.2        7/1/2005       6/1/2020
Toledo                       175         100          12.99        7/1/2005       6/1/2020
Aurora                       355          80           7.45        7/1/2005       6/1/2035
Joplin                       355          80            8.6        7/1/2005       6/1/2035
National City                355          80           6.35        7/1/2005       6/1/2035
Cleveland                    355          80          6.987        7/1/2005       6/1/2035
Manawa                       355          85           5.95        7/1/2005       6/1/2035
Alexandria                   355          95           8.95        7/1/2005       6/1/2035
Riverview                    355          90           8.85        7/1/2005       6/1/2035
Branch #1                    175         100           8.99        7/1/2005       6/1/2020
Xxxxxxx                      355          85            6.3        7/1/2005       6/1/2035
Eagle Point                  355          90           6.05        7/1/2005       6/1/2035
Saint Xxxxxx                 355       87.38           7.35        7/1/2005       6/1/2035
Harristown                   355          80            7.8        7/1/2005       6/1/2035
Port Ewen                    355          95           6.85        7/1/2005       6/1/2035
Piqua                        355          95            7.5        7/1/2005       6/1/2035
Reno                         175         100            9.5        7/1/2005       6/1/2020
PULTENEY                     356         100           8.45        9/1/2005       8/1/2035
Parkland                     175         100             10        7/1/2005       6/1/2020
Jacksonville                 355          80            5.9        7/1/2005       6/1/2035
Canton                       355          80            6.2        7/1/2005       6/1/2035
Suffolk                      355          80           6.65        7/1/2005       6/1/2035
Pittsburgh                   355          85           8.75        7/1/2005       6/1/2035
Canton                       175         100             11        7/1/2005       6/1/2020
Macomb                       355       96.99           8.59        7/1/2005       6/1/2035
Fort Xxxxxx                  355          80           6.25        7/1/2005       6/1/2035
Cleveland                    175         100             12        7/1/2005       6/1/2020
Bay City                     355       79.25           8.25        7/1/2005       6/1/2035
Dover                        352        67.1            6.5        4/1/2005       3/1/2035
Xxx Hills                    351       75.49           7.99        3/1/2005       2/1/2035
Xxxxxx                       355          80           6.99        7/1/2005       6/1/2035
Miami                        355          80          7.725        7/1/2005       6/1/2035
Colorado Springs             355          80           5.99        7/1/2005       6/1/2035
Colorado Springs             175         100            9.5        7/1/2005       6/1/2020
Basin                        355       81.63            8.2        7/1/2005       6/1/2035
Xxxxxx                       355       78.26            7.9        7/1/2005       6/1/2035
Venice                       355          77            9.3        7/1/2005       6/1/2035
Fairfield                    355          80           6.85        7/1/2005       6/1/2035
Chicago                      355          70           6.35        7/1/2005       6/1/2035
Rush                         355       86.42            7.9        7/1/2005       6/1/2035
Virginia Beach               355          80            5.2        7/1/2005       6/1/2035
Brooklyn                     355       74.67            6.6        7/1/2005       6/1/2035
Suffolk                      175         100           11.7        7/1/2005       6/1/2020
Santa Xxxx                   355          80           5.99        7/1/2005       6/1/2035
Dallas                       355          80            7.4        7/1/2005       6/1/2035
Xxxxxxxx                     355          80            6.3        7/1/2005       6/1/2035
Colton                       175          95            9.5        7/1/2005       6/1/2020
Ocoee                        355       95.03            6.9        7/1/2005       6/1/2035
FLOSSMOOR                    355       79.33            7.5        8/1/2005       7/1/2035
Xxxxxxx                      355       68.72            5.5        7/1/2005       6/1/2035
Cleveland                    355          85            8.9        7/1/2005       6/1/2035
Xxxx                         355          80           6.05        7/1/2005       6/1/2035
Detroit                      355          90           7.65        7/1/2005       6/1/2035
Lumberton                    355       76.73           6.75        7/1/2005       6/1/2035
Poughquag                    355        89.5           6.85        7/1/2005       6/1/2035
Waldorf                      355          92            8.8        7/1/2005       6/1/2035
Jamaica                      355       57.14           5.65        7/1/2005       6/1/2035
Columbia                     355          80            6.9        7/1/2005       6/1/2035
Xxxx                         355          97          10.95        7/1/2005       6/1/2035
Bexley                       355          80           6.99        7/1/2005       6/1/2035
Freeport                     355        72.8            5.8        7/1/2005       6/1/2035
Bay City                     355          80           8.35        7/1/2005       6/1/2035
Wantagh                      355       73.42           6.35        7/1/2005       6/1/2035
Xxxxx                        355         100            9.6        7/1/2005       6/1/2035
Toledo                       355       69.59           8.25        7/1/2005       6/1/2035
Aurora                       175         100           9.99        7/1/2005       6/1/2020
Xxxxxx                       355       33.15            6.3        7/1/2005       6/1/2035
Xxxxxx                       355          90           6.99        7/1/2005       6/1/2035
Saegertown                   174         100           10.3        6/1/2005       5/1/2020
Orlando                      355         100           7.75        7/1/2005       6/1/2035
Batavia                      355          85            9.5        7/1/2005       6/1/2035
Hi Vista                     175         100           8.95        7/1/2005       6/1/2020
Marietta                     355          90          8.775        7/1/2005       6/1/2035
Ink                          355          90           8.55        7/1/2005       6/1/2035
Stuart                       175         100             11        7/1/2005       6/1/2020
LINCOLNTON                   355          80           8.75        8/1/2005       7/1/2035
Xxxxxxx                      355          90            9.8        7/1/2005       6/1/2035
Greenville                   355          85            8.3        7/1/2005       6/1/2035
Toledo                       355          85            8.9        7/1/2005       6/1/2035
Columbia                     355       89.76            7.2        7/1/2005       6/1/2035
Charlotte                    175         100             11        7/1/2005       6/1/2020
Houston                      355          80          6.675        7/1/2005       6/1/2035
Burlington                   355          90            8.3        7/1/2005       6/1/2035
Oakville                     355          80            7.4        7/1/2005       6/1/2035
Bexley                       175          90             11        7/1/2005       6/1/2020
Wilmington                   355          80            6.3        7/1/2005       6/1/2035
Kansas City                  355       71.43           7.99        7/1/2005       6/1/2035
Xxxxxx                       355       99.72           7.96        7/1/2005       6/1/2035
Xxxxxxxxxx                   355       77.58           6.15        7/1/2005       6/1/2035
Palm Harbor                  355          80           7.25        7/1/2005       6/1/2035
Columbia                     175         100           9.55        7/1/2005       6/1/2020
Cleveland                    355          80            6.1        7/1/2005       6/1/2035
Xxxxxx                       354          80           5.99        6/1/2005       5/1/2035
El Toro                      354       79.75            6.5        6/1/2005       5/1/2035
El Toro                      174         100          10.99        6/1/2005       5/1/2020
Xxxxxx Valley                354          95           6.99        6/1/2005       5/1/2035
Leucadia                     354          90           5.99        6/1/2005       5/1/2035
Sylvania                     355          80            7.1        7/1/2005       6/1/2035
Concord                      175         100           10.8        7/1/2005       6/1/2020
Xxxxxxx                      355         100           9.25        7/1/2005       6/1/2035
Houston                      175         100           9.99        7/1/2005       6/1/2020
Naples                       355          90           8.15        7/1/2005       6/1/2035
Riverview                    355          80           5.99        7/1/2005       6/1/2035
Canton                       355       89.86            8.2        7/1/2005       6/1/2035
Xxxxxx                       355         100           8.99        7/1/2005       6/1/2035
Washington                   355          85           7.99        7/1/2005       6/1/2035
Sylvania                     175         100          11.99        7/1/2005       6/1/2020
Detroit                      355          85            8.5        7/1/2005       6/1/2035
Wonder Lake                  175         100             12        7/1/2005       6/1/2020
La Tijera                    355          80            5.9        7/1/2005       6/1/2035
Xxxxxxx                      355          80           9.45        7/1/2005       6/1/2035
Riverview                    175         100           10.9        7/1/2005       6/1/2020
Fort Xxxxxx                  355       74.55          7.675        7/1/2005       6/1/2035
Xxxxxx                       355          80            7.8        7/1/2005       6/1/2035
Jamaica                      355        88.8           7.55        7/1/2005       6/1/2035
Youngstown                   355          80           9.95        7/1/2005       6/1/2035
Harrisonville                355          80           5.95        7/1/2005       6/1/2035
Hanford                      175         100            9.5        7/1/2005       6/1/2020
Boise                        355          80           6.05        7/1/2005       6/1/2035
Fairway                      355          85            7.9        7/1/2005       6/1/2035
Phoenix                      355          80            6.6        7/1/2005       6/1/2035
National City                175         100           8.95        7/1/2005       6/1/2020
Xxxxxxxx                     175          95              9        7/1/2005       6/1/2020
Akron                        355          90            8.2        7/1/2005       6/1/2035
Aberdeen                     355          80            7.1        7/1/2005       6/1/2035
Harrisonville                175         100           11.6        7/1/2005       6/1/2020
Lakeland                     355          75           5.25        7/1/2005       6/1/2035
Detroit                      355       89.96           6.35        7/1/2005       6/1/2035
Wilmington                   355          90           9.65        7/1/2005       6/1/2035
Dellwood                     355          85           8.35        7/1/2005       6/1/2035
Gibsonia                     355          80           7.55        7/1/2005       6/1/2035
Sedona                       355          80           6.75        7/1/2005       6/1/2035
Murrieta                     175         100           9.49        7/1/2005       6/1/2020
Cleveland                    175         100           11.7        7/1/2005       6/1/2020
Cheshire                     355          80            5.7        7/1/2005       6/1/2035
Xxxxxx                       355       80.67            6.3        7/1/2005       6/1/2035
Albuquerque                  355          80            6.7        7/1/2005       6/1/2035
NEW ORLEANS                  355        79.2           9.65        8/1/2005       7/1/2035
Pekin                        355          90           8.25        7/1/2005       6/1/2035
Fairfield                    175         100           8.99        7/1/2005       6/1/2020
Palm Harbor                  175          95           11.4        7/1/2005       6/1/2020
Orlando                      355       94.62            7.3        7/1/2005       6/1/2035
Xxxxxxxxx Springs            355          85            7.7        7/1/2005       6/1/2035
Forest Park                  175         100             11        7/1/2005       6/1/2020
Yucca Valley                 355       83.11          5.975        7/1/2005       6/1/2035
Mount Xxxxxx                 355          90           8.65        7/1/2005       6/1/2035
Somerton                     355          90           9.55        7/1/2005       6/1/2035
ENTERPRISE                   356          95           9.35        9/1/2005       8/1/2035
Phoenix                      355          80           6.37        7/1/2005       6/1/2035
Augusta                      355          80            6.2        7/1/2005       6/1/2035
Cave Creek                   175         100          10.99        7/1/2005       6/1/2020
Dallas                       175         100           9.99        7/1/2005       6/1/2020
Temecula                     175         100           9.99        7/1/2005       6/1/2020
Xxxxxxx                      355       52.08           6.25        7/1/2005       6/1/2035
Menasha                      355          90           9.65        7/1/2005       6/1/2035
Xxxxxxxx                     355          80           7.05        7/1/2005       6/1/2035
Xxxxxx                       355          80            6.3        7/1/2005       6/1/2035
Pittsburgh                   355          90           8.45        7/1/2005       6/1/2035
Franklinville                175         100             11        7/1/2005       6/1/2020
Lafayette                    355       86.54            7.5        7/1/2005       6/1/2035
Mandeville                   355          95            9.2        7/1/2005       6/1/2035
Xxxxxx                       355          90          7.275        7/1/2005       6/1/2035
East Haddam                  355       76.64           6.55        7/1/2005       6/1/2035
Asheville                    355          80           6.75        7/1/2005       6/1/2035
Xxxxxxx                      355       82.69          8.175        7/1/2005       6/1/2035
Xxxxxx                       355         100            8.8        7/1/2005       6/1/2035
Xxxxxx                       355          80            6.3        7/1/2005       6/1/2035
San Xxxx                     355          90           8.35        7/1/2005       6/1/2035
New Smyrna Beach             175         100           11.3        7/1/2005       6/1/2020
Boise                        175         100             10        7/1/2005       6/1/2020
La Tijera                    175         100           8.99        7/1/2005       6/1/2020
East Brunswick               355       69.81           6.05        7/1/2005       6/1/2035
Chipley                      355          90            6.9        7/1/2005       6/1/2035
Rochester                    355          75           7.45        7/1/2005       6/1/2035
Jacksonville                 355          90            8.2        7/1/2005       6/1/2035
Masury                       355          80           8.75        7/1/2005       6/1/2035
Roseville                    355          80           7.25        7/1/2005       6/1/2035
Roseville                    175         100          10.25        7/1/2005       6/1/2020
Toledo                       355          95            9.7        7/1/2005       6/1/2035
Masury                       355          80           8.45        7/1/2005       6/1/2035
Plaza                        355          85            7.3        7/1/2005       6/1/2035
Rodeo                        355          90           6.99        7/1/2005       6/1/2035
Hot Springs                  355          90           9.45        7/1/2005       6/1/2035
Yukon                        355          80           7.45        7/1/2005       6/1/2035
Darnestown                   355          80            6.5        7/1/2005       6/1/2035
Xxxxxxx                      355          80           7.15        7/1/2005       6/1/2035
Saint Petersburg             355          85           8.99        7/1/2005       6/1/2035
Tulsa                        355          80          9.625        7/1/2005       6/1/2035
Orosi                        355          85           7.99        7/1/2005       6/1/2035
Independence                 355        80.7            8.5        7/1/2005       6/1/2035
Xxxxxxx                      355          80           7.95        7/1/2005       6/1/2035
Philadelphia                 355          95            8.6        7/1/2005       6/1/2035
Glendale                     355          80           7.25        7/1/2005       6/1/2035
Xxxxxxx                      175         100           11.7        7/1/2005       6/1/2020
Chicopee                     355          85           8.99        7/1/2005       6/1/2035
Asheville                    175         100           10.2        7/1/2005       6/1/2020
Lynwood                      355          80           5.59        7/1/2005       6/1/2035
Mastic                       355          90          6.737        7/1/2005       6/1/2035
Xxxxxxx                      175         100          9.625        7/1/2005       6/1/2020
Glendale                     175         100           9.99        7/1/2005       6/1/2020
Cleveland                    355          85           8.25        7/1/2005       6/1/2035
Orlando                      175         100          12.99        7/1/2005       6/1/2020
Bradenton                    175         100           11.7        7/1/2005       6/1/2020
Defiance                     175         100           12.4        7/1/2005       6/1/2020
Flint                        355          90           9.85        7/1/2005       6/1/2035
Tampa                        355          80            6.9        7/1/2005       6/1/2035
Flint                        355          90           8.25        7/1/2005       6/1/2035
Lorain                       355       94.86           8.75        7/1/2005       6/1/2035
Poland                       355          95           9.65        7/1/2005       6/1/2035
Xxxxxx                       355          80           6.65        7/1/2005       6/1/2035
Arundel                      355       78.83           6.99        7/1/2005       6/1/2035
Cloverly                     355          80            6.3        7/1/2005       6/1/2035
Cheshire                     175         100           12.8        7/1/2005       6/1/2020
Buffalo                      355          95            9.8        7/1/2005       6/1/2035
Miami                        175         100           11.7        7/1/2005       6/1/2020
Kissimmee                    355          80           7.65        7/1/2005       6/1/2035
Xxxxxxxx                     355          90           8.25        7/1/2005       6/1/2035
Fort Xxxxx                   175         100             12        7/1/2005       6/1/2020
West Middlesex               355          95           9.55        7/1/2005       6/1/2035
Xxxxxx                       175         100          10.99        7/1/2005       6/1/2020
                             355          85            8.1        7/1/2005       6/1/2035
Darnestown                   175         100           11.5        7/1/2005       6/1/2020
Roscommon                    355          80           7.95        7/1/2005       6/1/2035
ROGERSVILLE                  175          90           10.1        8/1/2005       7/1/2020
Cathedral City               175         100            9.5        7/1/2005       6/1/2020
Paterson                     355          70           8.95        7/1/2005       6/1/2035
Plain City                   355          95            8.9        7/1/2005       6/1/2035
Lavaca                       355          90           8.35        7/1/2005       6/1/2035
Wellston                     355       70.42            6.9        7/1/2005       6/1/2035
Fort Xxxxx                   355          95            8.1        7/1/2005       6/1/2035
Naranja                      175         100           9.25        7/1/2005       6/1/2020
New Bedford                  355         100          7.425        7/1/2005       6/1/2035
Lehi                         355          80            7.5        7/1/2005       6/1/2035
Lynwood                      175         100           8.99        7/1/2005       6/1/2020
Hi Vista                     355          90           6.65        7/1/2005       6/1/2035
Cave Creek                   175          95         10.875        7/1/2005       6/1/2020
Xxxxx                        355          80           6.55        7/1/2005       6/1/2035
Indio                        355          80            6.4        7/1/2005       6/1/2035
Saint Louis                  355       82.58            8.8        7/1/2005       6/1/2035
Xxxxxx                       175         100             12        7/1/2005       6/1/2020
Kissimmee                    175         100           11.9        7/1/2005       6/1/2020
White Cloud                  355          85           9.75        7/1/2005       6/1/2035
Stow                         355          80            6.6        7/1/2005       6/1/2035
Canton                       355         100           7.99        7/1/2005       6/1/2035
Danbury                      175         100           9.99        7/1/2005       6/1/2020
Palm Harbor                  355          95           8.99        7/1/2005       6/1/2035
Miami                        355       83.33            6.3        7/1/2005       6/1/2035
MILWAUKEE                    355          85           8.75        8/1/2005       7/1/2035
Xxxxxxxx                     355        87.5           8.65        7/1/2005       6/1/2035
Lakeland                     355       79.07           6.35        7/1/2005       6/1/2035
Davie                        355          80            6.8        7/1/2005       6/1/2035
Middletown                   175          95           9.99        7/1/2005       6/1/2020
Central Islip                355          80          7.487        7/1/2005       6/1/2035
Jamaica                      235       59.49           4.99        7/1/2005       6/1/2025
Lehigh                       355          95            7.7        7/1/2005       6/1/2035
Stow                         175         100           11.9        7/1/2005       6/1/2020
Xxxxx                        175         100           9.95        7/1/2005       6/1/2020
Lehi                         175         100           10.5        7/1/2005       6/1/2020
Davie                        355          95           5.99        7/1/2005       6/1/2035
Central Islip                175         100           11.5        7/1/2005       6/1/2020
Sedona                       175          95           8.99        7/1/2005       6/1/2020
Indio                        175         100           9.99        7/1/2005       6/1/2020
Kansas City                  355          85            9.6        7/1/2005       6/1/2035
WPAFB                        355       70.45            5.8        7/1/2005       6/1/2035
WILMINGTON                   357          80           7.65       10/1/2005       9/1/2035
Gulfport                     175         100           11.9        7/1/2005       6/1/2020
Auburn                       175         100             10        7/1/2005       6/1/2020
Glenmont                     355       66.75            6.1        7/1/2005       6/1/2035
La Vergne                    355          85           7.35        7/1/2005       6/1/2035
Mount Hope                   355          80           6.25        7/1/2005       6/1/2035
Xxxxxxxx                     175         100           12.4        7/1/2005       6/1/2020
Edgemoor                     355          80           7.85        7/1/2005       6/1/2035
Miramar                      355          80           6.85        7/1/2005       6/1/2035
Estero                       355          80           6.65        7/1/2005       6/1/2035
Greenwood                    355          80            8.2        7/1/2005       6/1/2035
Buffalo                      355          80          8.875        7/1/2005       6/1/2035
Xxxxx                        353          90           11.6        5/1/2005       4/1/2035
Cleveld                      355          90           8.45        7/1/2005       6/1/2035
Estero                       175         100           11.9        7/1/2005       6/1/2020
Xxxxxxxx                     355          85           8.25        7/1/2005       6/1/2035
Miami                        355          80           7.55        7/1/2005       6/1/2035
Fontana                      355       60.32           5.35        7/1/2005       6/1/2035
Chillicothe                  355          80           7.75        7/1/2005       6/1/2035
Fort Xxxxxx                  175         100           11.7        7/1/2005       6/1/2020
Xxxxxxx                      355          90           9.45        7/1/2005       6/1/2035
XxXxxxxx                     355          80            6.5        7/1/2005       6/1/2035
Mobile                       355          80           6.95        7/1/2005       6/1/2035
Fort Xxxxxx                  355          90           9.99        7/1/2005       6/1/2035
Mobile                       175         100           11.9        7/1/2005       6/1/2020
Sevierville                  355          80           7.95        7/1/2005       6/1/2035
Xxxxxx                       175         100          11.99        7/1/2005       6/1/2020
Antelope                     355          80            6.9        7/1/2005       6/1/2035
Antelope                     175         100          9.625        7/1/2005       6/1/2020
Lynco                        355          80           6.85        7/1/2005       6/1/2035
Lake Wales                   355          80            5.6        7/1/2005       6/1/2035
Palm Desert                  353       75.68           5.75        5/1/2005       4/1/2035
San Xxxxxxx                  354       61.54           5.99        6/1/2005       5/1/2035
Sacramento                   353       89.44           6.99        5/1/2005       4/1/2035
Long Beach                   354          80            6.8        6/1/2005       5/1/2035
Xxxxx                        354          70           6.99        6/1/2005       5/1/2035
Sacramento                   354       81.54           6.49        6/1/2005       5/1/2035
Tucson                       354          80           5.99        6/1/2005       5/1/2035
Tucson                       354         100           9.49        6/1/2005       5/1/2035
                             354          90           6.75        6/1/2005       5/1/2035
Xxxxxx Valley                354       74.18            6.5        6/1/2005       5/1/2035
Pasadena                     354          80           6.25        6/1/2005       5/1/2035
Pasadena                     354         100             10        6/1/2005       5/1/2035
Xxxx Xxxx                    354       73.47           6.15        6/1/2005       5/1/2035
Ldhl                         354          80           6.99        6/1/2005       5/1/2035
Ldhl                         174         100           9.99        6/1/2005       5/1/2020
Lakewood                     354          80           5.99        6/1/2005       5/1/2035
Lakewood                     354         100           9.99        6/1/2005       5/1/2035
Sylmar                       354       82.54           6.35        6/1/2005       5/1/2035
Reno                         354          90           7.25        6/1/2005       5/1/2035
Etna                         354          80          7.795        6/1/2005       5/1/2035
Jacksboro                    355          90           8.99        7/1/2005       6/1/2035
Toledo                       355          85           7.99        7/1/2005       6/1/2035
Trabuco Canyon               355          70            4.8        7/1/2005       6/1/2035
Xxxxxxxxxx                   355          80          5.875        7/1/2005       6/1/2035
Davie                        175          95           10.8        7/1/2005       6/1/2020
Kittery                      355          42            5.7        7/1/2005       6/1/2035
Xxxxxxxxxx                   175         100             12        7/1/2005       6/1/2020
Xxxx                         355          90           9.85        7/1/2005       6/1/2035
Wellington                   354          85           8.65        6/1/2005       5/1/2035
Xxxx                         354          85           8.55        6/1/2005       5/1/2035
Haverhill                    354          80            8.5        6/1/2005       5/1/2035
Lakeland                     355          80           6.85        7/1/2005       6/1/2035
Seat Pleasant                355       76.43           7.45        7/1/2005       6/1/2035
Islip                        355       51.67            5.5        7/1/2005       6/1/2035
Hoschton                     175         100           9.99        7/1/2005       6/1/2020
Asharoken                    355          70           5.15        7/1/2005       6/1/2035
Cimarron Hills               355          80          5.925        7/1/2005       6/1/2035
Oakville                     175         100             12        7/1/2005       6/1/2020
Xxxxxx                       356          80           7.35        8/1/2005       7/1/2035
Edgewood                     355       26.79            4.7        7/1/2005       6/1/2035
Arden                        355          85            8.6        7/1/2005       6/1/2035
Silver Spring                355          65            6.5        7/1/2005       6/1/2035
Xxxx                         355          80           6.75        7/1/2005       6/1/2035
Aberdeen                     175         100          10.99        7/1/2005       6/1/2020
Dallas                       356          80          10.15        8/1/2005       7/1/2035
Chicago                      355          90           5.99        7/1/2005       6/1/2035
Miramar                      175         100           11.2        7/1/2005       6/1/2020
Torrington                   355       76.44           7.65        7/1/2005       6/1/2035
Chicago                      355          80           7.05        7/1/2005       6/1/2035
Xxxxxx                       355          80            6.4        7/1/2005       6/1/2035
Fort Xxxxxx                  175         100           10.9        7/1/2005       6/1/2020
Washingtonville              355          90           7.99        7/1/2005       6/1/2035
Shady Lake                   352       83.15           7.75        4/1/2005       3/1/2035
Napa                         355          80           6.05        7/1/2005       6/1/2035
Las Vegas                    355          80           5.75        7/1/2005       6/1/2035
Miami                        175         100           11.7        7/1/2005       6/1/2020
Xxxx City                    355          80            6.4        7/1/2005       6/1/2035
Yukon                        175         100           9.99        7/1/2005       6/1/2020
Springfield                  355          85           7.55        7/1/2005       6/1/2035
Knoxville                    355          80           9.55        7/1/2005       6/1/2035
XXXXX                        356          80           6.99        9/1/2005       8/1/2035
Lakeland                     175         100           10.5        7/1/2005       6/1/2020
XxXxxxxx                     175         100             11        7/1/2005       6/1/2020
Mount Washington             355          80           6.35        7/1/2005       6/1/2035
Xxxxxx                       355          75           7.15        7/1/2005       6/1/2035
Tampa                        175         100           11.7        7/1/2005       6/1/2020
Akron                        355          90           8.15        7/1/2005       6/1/2035
Lansing                      355          85            7.5        7/1/2005       6/1/2035
Poteau                       355          90           9.25        7/1/2005       6/1/2035
Simpsonville                 355       89.13           7.15        7/1/2005       6/1/2035
Dade City                    355          80           7.15        7/1/2005       6/1/2035
Jacksonville                 175         100           11.3        7/1/2005       6/1/2020
Miami                        355          90            7.9        7/1/2005       6/1/2035
Simpsonville                 355          80            5.9        7/1/2005       6/1/2035
Linndale                     355          85            8.3        7/1/2005       6/1/2035
Rochester                    355          90           7.75        7/1/2005       6/1/2035
Sevierville                  175         100             10        7/1/2005       6/1/2020
Dade City                    175         100           10.9        7/1/2005       6/1/2020
Detroit                      355          80            8.9        7/1/2005       6/1/2035
Cimarron Hills               175         100           9.99        7/1/2005       6/1/2020
Bakersfield                  355          80           7.45        7/1/2005       6/1/2035
Shreveport                   355          80           8.45        7/1/2005       6/1/2035
Chattanooga                  355          80           6.25        7/1/2005       6/1/2035
Raytown                      355          90           8.15        7/1/2005       6/1/2035
Bloomingdale                 355       87.41           7.25        7/1/2005       6/1/2035
Tampa                        175         100           11.7        7/1/2005       6/1/2020
Xxxxx                        175         100           9.75        7/1/2005       6/1/2020
Melbourne                    355          80           6.65        7/1/2005       6/1/2035
Tulsa                        355          93           8.35        7/1/2005       6/1/2035
Surveyor                     355          80            6.9        7/1/2005       6/1/2035
Xxxxxx                       355          95           8.45        7/1/2005       6/1/2035
Tarpon Springs               355          80           6.15        7/1/2005       6/1/2035
Xxxx City                    175         100            9.7        7/1/2005       6/1/2020
Binghamton                   355          90            8.5        7/1/2005       6/1/2035
Xxxxxxxx                     355          80           6.55        7/1/2005       6/1/2035
Denver                       355          80           6.75        7/1/2005       6/1/2035
Detroit                      175         100          12.99        7/1/2005       6/1/2020
Progress                     175         100              9        7/1/2005       6/1/2020
Xxxxxxxx                     355          85           9.05        7/1/2005       6/1/2035
Phoenix                      175          95           8.75        7/1/2005       6/1/2020
Lake Ridge                   355          80            6.2        7/1/2005       6/1/2035
White House                  295       84.44          6.875        7/1/2005       6/1/2030
Lake Ridge                   355          80            5.9        7/1/2005       6/1/2035
Beloit                       355        79.5            8.2        7/1/2005       6/1/2035
Greenwood                    175         100             13        7/1/2005       6/1/2020
Las Vegas                    175         100           10.5        7/1/2005       6/1/2020
Mount Washington             175         100           10.9        7/1/2005       6/1/2020
Pompano Beach                355          80           6.85        7/1/2005       6/1/2035
Xxxxxxxx                     175         100             12        7/1/2005       6/1/2020
Darbydale                    355         100            7.3        7/1/2005       6/1/2035
Simpsonville                 175         100            9.7        7/1/2005       6/1/2020
Westerville                  355          80            7.4        7/1/2005       6/1/2035
Xxxx                         175         100           11.9        7/1/2005       6/1/2020
Leesburg                     355       65.42            5.6        7/1/2005       6/1/2035
Grandview                    355          80           7.85        7/1/2005       6/1/2035
Grandview                    175         100          11.65        7/1/2005       6/1/2020
Call                         355          80            7.4        7/1/2005       6/1/2035
Xxxx                         355          80           10.2        7/1/2005       6/1/2035
Xxxx                         175         100            9.2        7/1/2005       6/1/2020
Tarpon Springs               175         100          10.99        7/1/2005       6/1/2020
Buckeye                      355       70.76           5.95        7/1/2005       6/1/2035
Lake Ridge                   175         100             12        7/1/2005       6/1/2020
Stone Mountain               355          80           6.65        7/1/2005       6/1/2035
PHILADELPHIA                 356          90           10.8        9/1/2005       8/1/2035
Xxxxxx Xxxx                  355          80            6.9        7/1/2005       6/1/2035
TULSA                        355          90           6.95        8/1/2005       7/1/2035
Appleton                     355          85            5.6        7/1/2005       6/1/2035
Atlanta                      355          70           8.15        7/1/2005       6/1/2035
Mooresville                  355          80           6.76        7/1/2005       6/1/2035
Sherwood                     175          95             11        7/1/2005       6/1/2020
Flint                        355          80            9.9        7/1/2005       6/1/2035
Denver                       175         100           12.7        7/1/2005       6/1/2020
Harristown                   175         100           12.2        7/1/2005       6/1/2020
Stone Mountain               175         100          12.99        7/1/2005       6/1/2020
DARLINGTON                   356          85            8.7        9/1/2005       8/1/2035
Kansas City                  355          85           7.15        7/1/2005       6/1/2035
Pandora                      355          85           8.05        7/1/2005       6/1/2035
Chattanooga                  175         100           9.65        7/1/2005       6/1/2020
Denver                       175         100           9.99        7/1/2005       6/1/2020
Gallatin                     355          85           6.55        7/1/2005       6/1/2035
Xxxxxx                       355          90           8.95        7/1/2005       6/1/2035
LAWRENCEBURG                 357          85           9.15       10/1/2005       9/1/2035
Biloxi                       355         100            9.3        7/1/2005       6/1/2035
DETROIT                      355          80           9.95        8/1/2005       7/1/2035
UTICA                        356          95           8.99        9/1/2005       8/1/2035
Devon                        355          90           9.99        7/1/2005       6/1/2035
Xxxxxxx                      355          87           7.55        7/1/2005       6/1/2035
Murrieta                     355       79.96          6.375        7/1/2005       6/1/2035
Chicago                      355          83           7.99        7/1/2005       6/1/2035
Xxxxx                        175         100           9.99        7/1/2005       6/1/2020
Xxxx                         175         100           11.7        7/1/2005       6/1/2020
Lisbon                       355          90            9.4        7/1/2005       6/1/2035
FLINT                        355       89.43           8.25        8/1/2005       7/1/2035
Westerville                  175         100           12.2        7/1/2005       6/1/2020
Xxxxxx Xxxx                  175         100           12.2        7/1/2005       6/1/2020
Xxxxxxx                      355       82.63           7.45        7/1/2005       6/1/2035
Pine                         355          80           7.99        7/1/2005       6/1/2035
Carthage                     355        88.5            7.9        7/1/2005       6/1/2035
BROOKLYN                     356       62.33            5.9        9/1/2005       8/1/2035
DOWNSVILLE                   355          80          10.85        8/1/2005       7/1/2035
Chillicothe                  175         100           11.5        7/1/2005       6/1/2020
Fdl                          355          75            7.6        7/1/2005       6/1/2035
Lakeland                     175        93.9              9        7/1/2005       6/1/2020
ALBANY                       355          85           8.65        8/1/2005       7/1/2035
Albuquerque                  175         100           12.9        7/1/2005       6/1/2020
Philadelphia                 355          80            7.8        7/1/2005       6/1/2035
Augusta                      175         100           11.7        7/1/2005       6/1/2020
LANSING                      358          90          10.05       11/1/2005      10/1/2035
New Port Xxxxxx              355          75            6.1        7/1/2005       6/1/2035
Tualatin                     355          80            5.8        7/1/2005       6/1/2035
Lake Ridge                   175         100             11        7/1/2005       6/1/2020
Xxxxxx                       175         100             12        7/1/2005       6/1/2020
Fdl                          175         100          11.75        7/1/2005       6/1/2020
Xxxxxx                       175         100           11.1        7/1/2005       6/1/2020
Princeton                    355       42.76            6.1        7/1/2005       6/1/2035
Pompano Beach                175         100             10        7/1/2005       6/1/2020
UTICA                        355        94.5           8.35        8/1/2005       7/1/2035
Macon                        355       67.67           6.95        7/1/2005       6/1/2035
Mount Hope                   175         100              9        7/1/2005       6/1/2020
Marina                       355          90            5.8        7/1/2005       6/1/2035
Xxxxx                        355       84.51            7.7        7/1/2005       6/1/2035
Columbus                     355          90            9.1        7/1/2005       6/1/2035
Washington                   355          95           7.85        7/1/2005       6/1/2035
Xxxxxxxx                     355       93.87           9.75        7/1/2005       6/1/2035
Xxxxxxx                      175         100           10.2        7/1/2005       6/1/2020
Memphis                      355         100            9.4        7/1/2005       6/1/2035
Middletown                   355          85            9.3        7/1/2005       6/1/2035
Lima                         355          90           7.65        7/1/2005       6/1/2035
Newark                       355          90            7.5        7/1/2005       6/1/2035
Washington                   355          85            7.4        7/1/2005       6/1/2035
Gadsden                      355          90          10.25        7/1/2005       6/1/2035
Wilmington                   175         100            8.5        7/1/2005       6/1/2020
CHATTANOOGA                  354          95           11.5        7/1/2005       6/1/2035
Laceyville                   355          80           7.35        7/1/2005       6/1/2035
Cape Coral                   355          80            7.3        7/1/2005       6/1/2035
Xxxx                         354       79.23            6.3        6/4/2005       5/4/2035
Charlotte                    354       87.14            6.3        6/9/2005       5/9/2035
Riverdale                    174          70            6.4        6/9/2005       5/9/2020
Xxxxxxx                      354       50.46           6.25        6/6/2005       5/6/2035
Tuxedo                       353       77.09           6.12       5/29/2005      4/29/2035
Cloverly                     175         100             12        7/1/2005       6/1/2020
PRAIRIEVILLE                 356         100           6.75        9/1/2005       8/1/2035
Odessa                       355          80           6.75        7/1/2005       6/1/2035
Odessa                       175         100           10.9        7/1/2005       6/1/2020
Pine                         175         100             13        7/1/2005       6/1/2020
PORTLAND                     355         100           7.25        8/1/2005       7/1/2035
EAST BOSTON                  356          85          8.175        9/1/2005       8/1/2035
Laceyville                   175         100             12        7/1/2005       6/1/2020
Honeoye                      355         100            8.4        7/1/2005       6/1/2035
Akron                        355          85           10.4        7/1/2005       6/1/2035
Streetsboro                  355          80            7.4        7/1/2005       6/1/2035
Miami                        355          90           8.38        7/1/2005       6/1/2035
Riviera Beach                354       96.46            5.8        6/1/2005       5/1/2035
Hollywood                    355          80            7.7        7/1/2005       6/1/2035
Saco                         355          70            7.6        7/1/2005       6/1/2035
Saco                         355          70            7.6        7/1/2005       6/1/2035
Tualatin                     175          95           8.99        7/1/2005       6/1/2020
Streetsboro                  175         100           12.2        7/1/2005       6/1/2020
Phoenix                      175          95             11        7/1/2005       6/1/2020
Sarasota                     355          80           5.75        7/1/2005       6/1/2035
ESCANABA                     355          85           7.95        8/1/2005       7/1/2035
Ithaca                       355          85           8.15        7/1/2005       6/1/2035
CRYSTAL LAKE                 357       85.77           7.65       10/1/2005       9/1/2035
METHUEN                      355          80           6.05        8/1/2005       7/1/2035
MILAN                        358          85           9.35       11/1/2005      10/1/2035
PHILADELPHIA                 355          90           8.85        8/1/2005       7/1/2035
LEVITTOWN                    356       89.12            6.1        9/1/2005       8/1/2035
PALM BRANCH                  358          95           9.99       11/1/2005      10/1/2035
COLUMBIA                     357          90            7.8       10/1/2005       9/1/2035
LINDEN                       355          75           7.15        8/1/2005       7/1/2035
BEAUMONT                     356          95           9.65        9/1/2005       8/1/2035
MEMPHIS                      356       92.65           9.25        9/1/2005       8/1/2035
XXXXXXXX                     355          90           8.85        8/1/2005       7/1/2035
PITTSBURGH                   357          90            7.5       10/1/2005       9/1/2035
ALTOONA                      356          75          11.99        9/1/2005       8/1/2035
PHILADELPHIA                 355          90           8.99        8/1/2005       7/1/2035
AKRON                        355          90          7.775        8/1/2005       7/1/2035
HILTON                       356       78.53            7.5        9/1/2005       8/1/2035
WOODSTOCK                    356          85            8.5        9/1/2005       8/1/2035
UTICA                        355          90            9.3        8/1/2005       7/1/2035
ST LOUIS                     358          75           10.4       11/1/2005      10/1/2035
OCEAN SPRINGS                356          80           8.55        9/1/2005       8/1/2035
MURRIETA                     356          80           6.45        9/1/2005       8/1/2035
WEST POINT                   356       83.33          10.05        9/1/2005       8/1/2035
CARNESVILLE                  356          85            7.9        9/1/2005       8/1/2035
XXXXXX                       356          90            8.5        9/1/2005       8/1/2035
MERIDIAN                     356          90           9.85        9/1/2005       8/1/2035
XXXXXXX                      356          80           5.25        9/1/2005       8/1/2035
SPARTA                       355          85           6.55        8/1/2005       7/1/2035
BAYVILLE                     355          90           5.99        8/1/2005       7/1/2035
TOLEDO                       355       94.29            7.7        8/1/2005       7/1/2035
SAN FRACISCO                 356       45.33          4.875        9/1/2005       8/1/2035
CLAREMORE                    357       79.62            8.3       10/1/2005       9/1/2035
XXXXXX                       358        33.7          5.799       11/1/2005      10/1/2035
IDYLLWILD                    356          90           8.35        9/1/2005       8/1/2035
Bethlehem                    357          90            7.7       10/1/2005       9/1/2035
XXXXXXX                      355          87           9.35        8/1/2005       7/1/2035
BATON ROUGE                  355          85           6.99        8/1/2005       7/1/2035
MILWAUKEE                    356          75           8.99        9/1/2005       8/1/2035
OVERLAND PARK                357          80           7.75       10/1/2005       9/1/2035
NEW ORLEANS                  355          80          6.125        8/1/2005       7/1/2035
BOISE                        353          80           5.85        6/1/2005       5/1/2035
WILBRAHAM                    355          80           7.99        8/1/2005       7/1/2035
WESTMINSTER                  355          90           6.45        8/1/2005       7/1/2035
TWO RIVERS                   357          85          11.05       10/1/2005       9/1/2035
ANDEAS                       357       69.44           5.75       10/1/2005       9/1/2035
GREENVILLE                   356          85          7.875        9/1/2005       8/1/2035
MASSILLON                    358          85            9.8       11/1/2005      10/1/2035
DENVER                       356          90           9.75        9/1/2005       8/1/2035
XXXXXXX                      356       83.33            8.9        9/1/2005       8/1/2035
CHARLESTOWN                  355          80           8.99        8/1/2005       7/1/2035
XXXXXXX                      356       71.73           5.75        9/1/2005       8/1/2035
RATON                        356         100            8.1        9/1/2005       8/1/2035
WEST HARTFORD                356          85           8.75        9/1/2005       8/1/2035
AKRON                        356          85           9.75        9/1/2005       8/1/2035
KANSAS CITY                  356          80            8.4        9/1/2005       8/1/2035
GREAT FALLS                  358       83.13            6.5       11/1/2005      10/1/2035
RIVERDALE                    357          90           7.99       10/1/2005       9/1/2035
GERMANTOWN                   357          90            8.3       10/1/2005       9/1/2035
HOUSTON                      177       75.26           5.99       10/1/2005       9/1/2020
DETROIT                      358          80            9.1       11/1/2005      10/1/2035
XXXXXXXX                     356          95           7.75        9/1/2005       8/1/2035
XXXXXXX                      355          95           8.25        8/1/2005       7/1/2035
PHILADELPHIA                 356          90           7.35        9/1/2005       8/1/2035
BIG BEAR LAKE                357          80           5.95       10/1/2005       9/1/2035
TULSA                        358          80           9.95       11/1/2005      10/1/2035
BRENTWOOD                    356       94.99           7.85        9/1/2005       8/1/2035
SOMERVILLE                   356          90            7.9        9/1/2005       8/1/2035
PALM HARBOR                  357          90           6.55       10/1/2005       9/1/2035
ALLIANCE                     356         100           8.75        9/1/2005       8/1/2035
XXXXXX                       356          90           8.45        9/1/2005       8/1/2035
BOYNE CITY                   358          85            7.6       11/1/2005      10/1/2035
CORONA                       357          80           6.45       10/1/2005       9/1/2035
NORTH MIAMI                  176          70          5.575        9/1/2005       8/1/2020
SAVANNAH                     356          80           5.99        9/1/2005       8/1/2035
CLEVELAND                    358          95           8.75       11/1/2005      10/1/2035
LORAIN                       356       88.14           8.55        9/1/2005       8/1/2035
YOUNGSTOWN                   358          90           8.25       11/1/2005      10/1/2035
NEWBURGH                     356       89.66           8.35        9/1/2005       8/1/2035
RACINE                       357          85            7.5       10/1/2005       9/1/2035
BATON ROUGE                  355          85            9.4        8/1/2005       7/1/2035
WHEELERSBURG                 356          90          8.725        9/1/2005       8/1/2035
XXXXXXXXX                    356       89.29           7.99        9/1/2005       8/1/2035
NAPOLEONVILLE                356         100            8.6        9/1/2005       8/1/2035
XXXXXX                       357          80           8.99       10/1/2005       9/1/2035
JUDSONIA                     357          80            6.5       10/1/2005       9/1/2035
FRAMINGHAM                   356          95           8.15        9/1/2005       8/1/2035
XXXXXXX                      356          95           7.99        9/1/2005       8/1/2035
ANTWERP                      356          95           6.99        9/1/2005       8/1/2035
XXXXXX SPRINGS               356          80            6.4        9/1/2005       8/1/2035
HACIENDA HEIGHTS             176          56           5.15        9/1/2005       8/1/2020
HIGHLAND                     356          80           6.85        9/1/2005       8/1/2035
ATHENS                       356          80            6.8        9/1/2005       8/1/2035
CAHOKIA                      357          85           7.95       10/1/2005       9/1/2035
BATON ROUGE                  356          90           9.45        9/1/2005       8/1/2035
FLINT                        356       76.92          7.375        9/1/2005       8/1/2035
ASHLAND                      356       61.73           5.65        9/1/2005       8/1/2035
XXXXX                        358          95            9.6       11/1/2005      10/1/2035
NASHVILLE                    355       84.93            6.7        8/1/2005       7/1/2035
SOUTH BEND                   356          95           7.95        9/1/2005       8/1/2035
LUCEDALE                     356          80            9.3        9/1/2005       8/1/2035
HOUSTON                      357          80           5.99       10/1/2005       9/1/2035
LANCASTER                    358          70           5.85       11/1/2005      10/1/2035
PERRIS                       357       46.93           4.99       10/1/2005       9/1/2035
NOBLESVILLE                  356          85           8.95        9/1/2005       8/1/2035
GRAYSVILLE                   356          90           9.85        9/1/2005       8/1/2035
WASHINGTON                   357          80            5.7       10/1/2005       9/1/2035
CHICAGO                      357          80           7.35       10/1/2005       9/1/2035
KANSAS CITY                  356       94.89           7.95        9/1/2005       8/1/2035
RANCHO MIRAGE                356       71.43          5.375        9/1/2005       8/1/2035
MOWEAQUA                     356          95           7.65        9/1/2005       8/1/2035
PICO XXXXXX                  356        79.6           4.55        9/1/2005       8/1/2035
SPRINGFIELD                  356          87           7.95        9/1/2005       8/1/2035
MORGANTON                    356          90            7.7        9/1/2005       8/1/2035
COUNTRY CLUB HILLS           357       88.29            7.2       10/1/2005       9/1/2035
LUCEDALE                     356          95            8.4        9/1/2005       8/1/2035
OAK PARK                     356          80           5.99        9/1/2005       8/1/2035
ABINGTON                     356          75            5.1        9/1/2005       8/1/2035
SANTA FE SPRINGS             357        52.5            5.5       10/1/2005       9/1/2035
ALPHARETTA                   356       86.44           8.99        9/1/2005       8/1/2035
NORTH BABYLON                356       77.73           5.85        9/1/2005       8/1/2035
KANSAS CITY                  357          95            7.2       10/1/2005       9/1/2035
PAULDING                     357          95            7.9       10/1/2005       9/1/2035
MARGATE                      357          90          7.425       10/1/2005       9/1/2035
NEW ORLEANS                  356          95           9.85        9/1/2005       8/1/2035
MOBILE                       356          90           9.75        9/1/2005       8/1/2035
FERNANDINA BEACH             356       80.14           4.25        9/1/2005       8/1/2035
SILVERTHORNE                 356          80            6.5        9/1/2005       8/1/2035
XXXXXXX                      356          80            7.2        9/1/2005       8/1/2035
MOORESVILLE                  357          80           8.75       10/1/2005       9/1/2035
COLORADO SPRINGS             358          80           8.65       11/1/2005      10/1/2035
XXXXXXXX                     356          90           6.75        9/1/2005       8/1/2035
QUEEN CREEK                  358          80            7.1       11/1/2005      10/1/2035
ORLANDO                      177          60           5.99       10/1/2005       9/1/2020
LUCEDALE                     356        76.4           9.45        9/1/2005       8/1/2035
MIAMI                        356          80           7.05        9/1/2005       8/1/2035
MARTINS FERRY                357          95            8.9       10/1/2005       9/1/2035
PORTSMOUTH                   356          80           6.05        9/1/2005       8/1/2035
ORCHARD PARK                 356          85           7.25        9/1/2005       8/1/2035
EWA BEACH                    357       71.55            5.5       10/1/2005       9/1/2035
DISCOVERY BAY                357       69.92           5.45       10/1/2005       9/1/2035
PARK FOREST                  357          90           6.65       10/1/2005       9/1/2035
FITHIAN                      356          90            8.7        9/1/2005       8/1/2035
ROCKFORD                     358       82.78           7.45       11/1/2005      10/1/2035
HAGERSTOWN                   356       85.16           7.05        9/1/2005       8/1/2035
EXMORE                       357          85            6.6       10/1/2005       9/1/2035
ST LOUIS                     357          95            8.2       10/1/2005       9/1/2035
SADORUS                      357          80           8.99       10/1/2005       9/1/2035
NORTH PLAINFIELD             357          90            7.7       10/1/2005       9/1/2035
LOS ANGELES                  357          80            5.7       10/1/2005       9/1/2035
DETROIT                      358          80           10.3       11/1/2005      10/1/2035
NILES                        357          90           8.85       10/1/2005       9/1/2035
WAXHAW                       358          90           8.75       11/1/2005      10/1/2035
XXXXXXX                      356          90           7.25        9/1/2005       8/1/2035
XXXXXX                       356       92.44            7.6        9/1/2005       8/1/2035
SELMA                        356         100           6.75        9/1/2005       8/1/2035
XXXXX                        357          85           7.25       10/1/2005       9/1/2035
SIMPSONVILLE                 356          90            7.8        9/1/2005       8/1/2035
BRECKSVILLE                  357          85           7.95       10/1/2005       9/1/2035
OTTAWA                       357          90           6.35       10/1/2005       9/1/2035
MILLPORT                     357          85            8.3       10/1/2005       9/1/2035
XXXXXXX XX                   358          80           6.35       11/1/2005      10/1/2035
OPP                          356          90           7.85        9/1/2005       8/1/2035
NEWPORT                      356        87.3           7.85        9/1/2005       8/1/2035
ROCKFORD                     357       94.63            7.5       10/1/2005       9/1/2035
ST XXXXXXX                   357          90            8.1       10/1/2005       9/1/2035
LA XXXXXX                    357       77.78            4.6       10/1/2005       9/1/2035
RICHMOND                     357          90           9.65       10/1/2005       9/1/2035
ATCHISON                     357          80            6.6       10/1/2005       9/1/2035
LEXINGTON                    356       89.26            6.7        9/1/2005       8/1/2035
WESTFIELD                    357          90           8.45       10/1/2005       9/1/2035
BIRMINGHAM                   356          90           8.75        9/1/2005       8/1/2035
BIRMINGHAM                   357          80          10.99       10/1/2005       9/1/2035
ADA                          357          85           6.99       10/1/2005       9/1/2035
OSSINEKE                     358       79.37           8.99       11/1/2005      10/1/2035
SHERWOOD                     357          80           5.99       10/1/2005       9/1/2035
DAYTON                       357          90           7.45       10/1/2005       9/1/2035
WORCESTER                    358          85           7.99       11/1/2005      10/1/2035
TEMPLE HILLS                 357       84.91           7.55       10/1/2005       9/1/2035
JOPLIN                       358          80           6.65       11/1/2005      10/1/2035
KANSAS CITY                  358         100           10.4       11/1/2005      10/1/2035
BEEBE                        357          90           7.85       10/1/2005       9/1/2035
DUNDALK                      357       30.25          6.975       10/1/2005       9/1/2035
MOUNT MORRIS                 358          80           7.15       11/1/2005      10/1/2035
ROSLINDALE                   356       78.62           6.75        9/1/2005       8/1/2035
SANTA MARIA                  357       70.61            5.6       10/1/2005       9/1/2035
MARICOPA                     358          80           6.15       11/1/2005      10/1/2035
COLUMBIA                     357          95           6.95       10/1/2005       9/1/2035
OIL CITY                     358          80           6.35       11/1/2005      10/1/2035
ELWOOD                       357          90            7.4       10/1/2005       9/1/2035
BUFFALO GROVE                356          80           6.75        9/1/2005       8/1/2035
DES MOINES                   357          80           6.75       10/1/2005       9/1/2035
LANSING                      358       86.21            9.7       11/1/2005      10/1/2035
LELAND                       357          90           8.45       10/1/2005       9/1/2035
LAFAYETTE                    356          88           7.65        9/1/2005       8/1/2035
CHICAGO                      357          85           7.75       10/1/2005       9/1/2035
BRANT ROCK                   357       89.44           5.99       10/1/2005       9/1/2035
HENDERSONVILLE               358          80           6.95       11/1/2005      10/1/2035
LOS ANGELES                  358       66.12            7.1       11/1/2005      10/1/2035
ALBUQUERQUE                  355          80           6.99        8/1/2005       7/1/2035
DENISON                      358          85            9.9       11/1/2005      10/1/2035
WOODSTOCK                    356          80            7.9        9/1/2005       8/1/2035
PAINESVILLE                  356          90           6.95        9/1/2005       8/1/2035
SAINT JOHN                   357          95           6.95       10/1/2005       9/1/2035
RIVERSIDE                    357          80           5.99       10/1/2005       9/1/2035
APEX                         357          90           7.45       10/1/2005       9/1/2035
PHOENIX                      357          95           6.99       10/1/2005       9/1/2035
PHILADELPHIA                 357       78.13            7.7       10/1/2005       9/1/2035
GARFIELD HTS                 356          90           7.05        9/1/2005       8/1/2035
SAGINAW                      358          90           10.9       11/1/2005      10/1/2035
WAUCONDA                     357          90           6.75       10/1/2005       9/1/2035
PORTLAND                     358          85           8.35       11/1/2005      10/1/2035
ATLANTA                      356          95           8.85        9/1/2005       8/1/2035
CLAYTON                      357          80            6.7       10/1/2005       9/1/2035
ALBUQUERQUE                  358          85           8.85       11/1/2005      10/1/2035
OZONE PARK                   357       82.29           5.99       10/1/2005       9/1/2035
FLINT                        357          95            9.7       10/1/2005       9/1/2035
MARGATE                      357          80           5.99       10/1/2005       9/1/2035
MASSILLON                    357          90            7.5       10/1/2005       9/1/2035
CASA GRANDE                  357          80            7.9       10/1/2005       9/1/2035
SAN BERNARDINO               357          85            7.9       10/1/2005       9/1/2035
ALTO                         357         100            9.4       10/1/2005       9/1/2035
WICHITA                      357          95          5.875       10/1/2005       9/1/2035
WINTER GARDEN                357          90           8.25       10/1/2005       9/1/2035
CICERO                       357       77.74           8.25       10/1/2005       9/1/2035
MATTAPAN                     356       91.39            6.9        9/1/2005       8/1/2035
KIRKLAND                     358          80          5.875       11/1/2005      10/1/2035
BELLEVILLE                   357          95           6.99       10/1/2005       9/1/2035
DAYTON                       358       66.25           9.45       11/1/2005      10/1/2035
LAS VEGAS                    357          90           7.35       10/1/2005       9/1/2035
MURRIETA                     358          80           5.99       11/1/2005      10/1/2035
ERIE                         356          85           6.99        9/1/2005       8/1/2035
OSCEOLA MILLS                357       83.88            8.6       10/1/2005       9/1/2035
CANTON                       357          90           7.55       10/1/2005       9/1/2035
BURGETTSTOWN                 358          90           9.99       11/1/2005      10/1/2035
CLAYTON                      357          80           6.25       10/1/2005       9/1/2035
LAKELAND                     358          80           8.99       11/1/2005      10/1/2035
LOS ANGELES                  356          95           7.99        9/1/2005       8/1/2035
WILLIAMSON                   358          90            8.2       11/1/2005      10/1/2035
NOBLESVILLE                  356          75           5.99        9/1/2005       8/1/2035
EAST ELMHURST                358       65.66            5.8       11/1/2005      10/1/2035
MEMPHIS                      357          90          11.55       10/1/2005       9/1/2035
DAYTON                       357          90           7.65       10/1/2005       9/1/2035
INDEPENDENCE                 357          90           7.95       10/1/2005       9/1/2035
FONTANA                      355          90            8.1        8/1/2005       7/1/2035
CHICAGO                      357        46.6           6.45       10/1/2005       9/1/2035
TRAVERSE CITY                357          90          6.975       10/1/2005       9/1/2035
CEDARSVILLE                  357          95          7.475       10/1/2005       9/1/2035
GONZALES                     357          95            6.7       10/1/2005       9/1/2035
ESSEX                        357       61.71           6.35       10/1/2005       9/1/2035
PONTIAC                      358          92          7.875       11/1/2005      10/1/2035
PORTLAND                     357          85           8.15       10/1/2005       9/1/2035
FAIRFIELD                    358          80           6.99       11/1/2005      10/1/2035
CLEVELAND                    357          75            9.8       10/1/2005       9/1/2035
KEMMERER                     358          80           6.35       11/1/2005      10/1/2035
LYNDHURST                    357          90           7.25       10/1/2005       9/1/2035
WOODBRIDGE                   357       79.99            6.5       10/1/2005       9/1/2035
ARNOLD                       357          80           6.15       10/1/2005       9/1/2035
CLEVELAND                    356          75           8.45        9/1/2005       8/1/2035
LAKEWOOD                     357          85           6.99       10/1/2005       9/1/2035
PHOENIX                      358          80            6.5       11/1/2005      10/1/2035
LYNN                         356          80            7.5        9/1/2005       8/1/2035
MONROE                       357       62.88            5.9       10/1/2005       9/1/2035
WILMINGTON                   356          80            6.2        9/1/2005       8/1/2035
PETALUMA                     358          80           5.35       11/1/2005      10/1/2035
MILL SPRING                  357          90           8.55       10/1/2005       9/1/2035
CHICAGO                      358          75           7.05       11/1/2005      10/1/2035
POULSBO                      357          80           5.99       10/1/2005       9/1/2035
INDIO                        357          80            6.3       10/1/2005       9/1/2035
LOS ANGELES                  357          75              8       10/1/2005       9/1/2035
WEAVERVILLE                  357          80           6.65       10/1/2005       9/1/2035
SONOMA                       356       73.23            6.3        9/1/2005       8/1/2035
CANTON                       357       87.24           6.55       10/1/2005       9/1/2035
MIAMI                        358          80          7.675       11/1/2005      10/1/2035
ORLANDO                      357       51.47           5.99       10/1/2005       9/1/2035
ATTLEBORO                    355          80           7.99        8/1/2005       7/1/2035
APPLE VALLEY                 354          80           5.99        7/1/2005       6/1/2035
WEST PITTSBURG               353       94.79          9.125        6/1/2005       5/1/2035
WORCESTER                    354       97.39          8.575        7/1/2005       6/1/2035
DETROIT                      357          90           6.25       10/1/2005       9/1/2035
DISTRICT HEIGHTS             358       81.82           9.15       11/1/2005      10/1/2035
AURORA                       357          80            5.9       10/1/2005       9/1/2035
SUGAR GROVE                  357       82.35           5.75       10/1/2005       9/1/2035
TRACY                        358          80          5.875       11/1/2005      10/1/2035
NEW HAVEN                    357          80            7.5       10/1/2005       9/1/2035
STOCKTON                     357       73.58           5.65       10/1/2005       9/1/2035
AKRON                        357          90            8.8       10/1/2005       9/1/2035
FREMONT                      358          85            6.9       11/1/2005      10/1/2035
COLUMBUS                     356          90          7.575        9/1/2005       8/1/2035
CURTICE                      358          80            6.6       11/1/2005      10/1/2035
CHILLICOTHE                  357          95            9.8       10/1/2005       9/1/2035
LEAVITTSBURG                 357          85           6.85       10/1/2005       9/1/2035
SNELLVILLE                   357          80           6.99       10/1/2005       9/1/2035
OAK PARK                     357          80            7.3       10/1/2005       9/1/2035
ELKTON                       357          80           7.55       10/1/2005       9/1/2035
VIRGINIA BEACH               357          80           6.99       10/1/2005       9/1/2035
NEW HAVEN                    357          85           8.55       10/1/2005       9/1/2035
GERMANTOWN                   357          80            8.4       10/1/2005       9/1/2035
ORLANDO                      358          80            6.7       11/1/2005      10/1/2035
UHRICHSVILLE                 236       86.21            7.2        9/1/2005       8/1/2025
ACWORTH                      358          85           6.99       11/1/2005      10/1/2035
BRONXVILLE                   357          85            8.8       10/1/2005       9/1/2035
BERLIN HEIGHTS               358          80           7.15       11/1/2005      10/1/2035
JONESBORO                    357          90            9.3       10/1/2005       9/1/2035
GREENFIELD                   357       79.68           7.65       10/1/2005       9/1/2035
DELRAY BEACH HEIGHTS         358          90           6.99       11/1/2005      10/1/2035
CAMDEN                       358          85           7.35       11/1/2005      10/1/2035
INDEPENDENCE TOWNSHIP        358       84.74           6.54       11/1/2005      10/1/2035
OVERLAND PARK                357          87            8.3       10/1/2005       9/1/2035
SKIATOOK                     357          90          7.775       10/1/2005       9/1/2035
SAN FRANCISCO                357       33.08            5.4       10/1/2005       9/1/2035
BRENTWOOD                    358          90           7.99       11/1/2005      10/1/2035
DETROIT                      358          80            8.3       11/1/2005      10/1/2035
SANTA ROSA                   237       75.41            5.5       10/1/2005       9/1/2025
GALION                       358          85           9.99       11/1/2005      10/1/2035
SHREVEPORT                   358       88.89           9.45       11/1/2005      10/1/2035
MILWAUKEE                    358          85           8.61       11/1/2005      10/1/2035
KANSAS CITY                  357          90            7.2       10/1/2005       9/1/2035
CENTENNIAL                   358          95           7.45       11/1/2005      10/1/2035
CHICAGO                      358       73.82           9.15       11/1/2005      10/1/2035
CORBIN                       357          90            8.3       10/1/2005       9/1/2035
AKRON                        357          90            8.8       10/1/2005       9/1/2035
KANSAS CITY                  358          90           9.25       11/1/2005      10/1/2035
CANAL WINCHESTER             357          95           6.99       10/1/2005       9/1/2035
ALBUQUERQUE                  357          90            8.8       10/1/2005       9/1/2035
ZANESVILLE                   357          95           7.75       10/1/2005       9/1/2035
TRAVERSE CITY                357          90           6.99       10/1/2005       9/1/2035
DECKERVILLE                  358          85            8.2       11/1/2005      10/1/2035
KENTON                       357          80            7.5       10/1/2005       9/1/2035
PARK RIDGE                   358          75           9.99       11/1/2005      10/1/2035
PHILADELPHIA                 357          90            7.7       10/1/2005       9/1/2035
MARTINEZ                     358          80            5.9       11/1/2005      10/1/2035
LEXINGTON                    357          90           6.65       10/1/2005       9/1/2035
EUNICE                       357        94.2            7.7       10/1/2005       9/1/2035
AUBURN                       357          85           7.99       10/1/2005       9/1/2035
Norcross                     358          85           8.99       11/1/2005      10/1/2035
SAINT LOUIS                  358          90          11.05       11/1/2005      10/1/2035
NAPERVILLE                   357          90            8.2       10/1/2005       9/1/2035
FORDS                        357          80           7.15       10/1/2005       9/1/2035
HOLLAND                      357          80          6.975       10/1/2005       9/1/2035
NELSONVILLE                  358          80            9.4       11/1/2005      10/1/2035
KISSIMMEE                    358          50            5.8       11/1/2005      10/1/2035
GRAFTON                      358          80            6.5       11/1/2005      10/1/2035
CORONA                       357       54.29           5.45       10/1/2005       9/1/2035
DES MOINES                   357         100           9.85       10/1/2005       9/1/2035
GREENVILLE                   357       84.62           7.99       10/1/2005       9/1/2035
BAY SHORE                    177          70            5.8       10/1/2005       9/1/2020
CHARLOTTE                    357          80            8.3       10/1/2005       9/1/2035
EDEN PRAIRIE                 357         100            8.5       10/1/2005       9/1/2035
SUMMIT                       358          90           9.45       11/1/2005      10/1/2035
SOMERSET                     358          90           7.75       11/1/2005      10/1/2035
SILVER SPRING                357          80           5.99       10/1/2005       9/1/2035
RIO RANCHO                   357          80           5.65       10/1/2005       9/1/2035
PORT HURON                   358          85           8.85       11/1/2005      10/1/2035
PUT-IN-BAY                   357          85           7.95       10/1/2005       9/1/2035
MASTIC BEACH                 358          85           8.15       11/1/2005      10/1/2035
TROY                         358          80           6.99       11/1/2005      10/1/2035
MARICOPA                     358          80            7.3       11/1/2005      10/1/2035
DETROIT                      357          80           8.45       10/1/2005       9/1/2035
PHOENIX                      357          85           6.99       10/1/2005       9/1/2035
CHICAGO                      358       76.98           5.15       11/1/2005      10/1/2035
BELLEVILLE                   358          80           6.99       11/1/2005      10/1/2035
HOPEWELL JUNCTION            358          95           8.85       11/1/2005      10/1/2035
VANDALIA                     357       80.56           8.45       10/1/2005       9/1/2035
FLORENCE                     357          85            8.7       10/1/2005       9/1/2035
CLARKSTOWN                   356       99.47            6.9        9/1/2005       8/1/2035
VAN BUREN                    358       79.47            7.2       11/1/2005      10/1/2035
ALBANY                       357       68.76           8.65       10/1/2005       9/1/2035
GALESBURG                    357          90           7.74       10/1/2005       9/1/2035
ALEXANDER                    358          95            8.5       11/1/2005      10/1/2035
REDFORD                      357          90            6.8       10/1/2005       9/1/2035
FRESNO                       357       78.79            8.6       10/1/2005       9/1/2035
SEBRING                      357       89.97            5.8       10/1/2005       9/1/2035
ST PETERS                    358          80           6.99       11/1/2005      10/1/2035
COLUMBUS                     358          80            8.9       11/1/2005      10/1/2035
COLORADO SPRINGS             358          95            8.8       11/1/2005      10/1/2035
BURLINGTON                   358          80           6.65       11/1/2005      10/1/2035
BATAVIA                      358       81.77           7.99       11/1/2005      10/1/2035
DAYTON                       357          90            7.5       10/1/2005       9/1/2035
LEBANON                      358          95           10.6       11/1/2005      10/1/2035
MONTGOMERY VILLAGE           358          80           8.65       11/1/2005      10/1/2035
EVERGREEN                    357       58.91           5.45       10/1/2005       9/1/2035
JOLIET                       358          85           7.99       11/1/2005      10/1/2035
LAURENS                      358          85          7.825       11/1/2005      10/1/2035
GRAND RAPIDS                 358       83.97           7.99       11/1/2005      10/1/2035
HUNTINGTON                   357          90            7.7       10/1/2005       9/1/2035
BICKNELL                     357         100           8.85       10/1/2005       9/1/2035
BRENTWOOD                    357       84.99           5.99       10/1/2005       9/1/2035
TUSTIN                       357        25.2           6.25       10/1/2005       9/1/2035
WYOMING                      358          75            8.1       11/1/2005      10/1/2035
WILMINGTON                   358          80           9.35       11/1/2005      10/1/2035
DELRAY BEACH                 357          85           8.99       10/1/2005       9/1/2035
MARIETTA                     357          90         10.075       10/1/2005       9/1/2035
HOMELAND                     178       46.15           5.95       11/1/2005      10/1/2020
TAUNTON                      358          85           9.85       11/1/2005      10/1/2035
CLEVELAND                    357          90           7.55       10/1/2005       9/1/2035
MACHESNEY PARK               358          90            8.7       11/1/2005      10/1/2035
BUENA PARK                   357          80           5.99       10/1/2005       9/1/2035
NEW PHILADELPHIA             358       74.12           8.99       11/1/2005      10/1/2035
CHICAGO                      357          85           7.15       10/1/2005       9/1/2035
CUMMING                      357          80            6.6       10/1/2005       9/1/2035
ROCKY RIVER                  358          95            8.3       11/1/2005      10/1/2035
MUNCIE                       357          95           8.55       10/1/2005       9/1/2035
PLANO                        357          80            5.8       10/1/2005       9/1/2035
MARION                       357       89.55            9.9       10/1/2005       9/1/2035
ATLANTA                      358          85           8.65       11/1/2005      10/1/2035
MEDWAY                       357          90            9.2       10/1/2005       9/1/2035
FORT WAYNE                   357       83.33           9.05       10/1/2005       9/1/2035
CHICAGO                      357       30.77           5.99       10/1/2005       9/1/2035
SLATEDALE                    357          80           7.35       10/1/2005       9/1/2035
HATBORO                      357          80           6.15       10/1/2005       9/1/2035
KANSAS CITY                  358          80            8.5       11/1/2005      10/1/2035
ASHTABULA                    358          90            7.6       11/1/2005      10/1/2035
STRONGSVILLE                 358          92           7.85       11/1/2005      10/1/2035
SILVER SPRING                357          80            5.9       10/1/2005       9/1/2035
KINGSTON                     358          80            6.6       11/1/2005      10/1/2035
GREENVILLE                   357         100           9.85       10/1/2005       9/1/2035
UPPER SANDUSKY               358          80           7.35       11/1/2005      10/1/2035
STAFFORD                     358       78.27           6.85       11/1/2005      10/1/2035
HAMPTON                      357          80            8.1       10/1/2005       9/1/2035
CROSBY                       357          90            6.8       10/1/2005       9/1/2035
BOLINGBROOK                  358       58.02           5.99       11/1/2005      10/1/2035
CHARDON                      358          90           8.99       11/1/2005      10/1/2035
NICHOLASVILLE                357       92.29           8.99       10/1/2005       9/1/2035
ORLANDO                      358          80           6.75       11/1/2005      10/1/2035
FAIRFIELD                    357          80           5.99       10/1/2005       9/1/2035
AKRON                        358          80           7.65       11/1/2005      10/1/2035
ROMEOVILLE                   357          80           7.05       10/1/2005       9/1/2035
GREENVILLE                   358          80           9.85       11/1/2005      10/1/2035
TACOMA                       358          65          10.99       11/1/2005      10/1/2035
KANSAS CITY                  358          75           10.5       11/1/2005      10/1/2035
CLEVELAND                    358          90            9.5       11/1/2005      10/1/2035
ST CLAIR SHORES              358          90            6.5       11/1/2005      10/1/2035
PALOS HEIGHTS                358          90           9.45       11/1/2005      10/1/2035
ROHNERT PARK                 358          80           6.65       11/1/2005      10/1/2035
MINNEAPOLIS                  357          80            8.5       10/1/2005       9/1/2035
ODESSA                       357          80           6.65       10/1/2005       9/1/2035
VERO BEACH                   357          80           5.99       10/1/2005       9/1/2035
PHENIX CITY                  358          80            7.2       11/1/2005      10/1/2035
MANISTEE                     358          90            7.4       11/1/2005      10/1/2035
KANSAS CITY                  357          85            8.1       10/1/2005       9/1/2035
LAWRENCEVILLE                358       79.99            5.5       11/1/2005      10/1/2035
OKLAHOMA CITY                358          80           6.99       11/1/2005      10/1/2035
NORTH CHARLESTON             358          80           8.35       11/1/2005      10/1/2035
COLUMBUS                     357       85.71            8.9       10/1/2005       9/1/2035
AKRON                        357          85           8.35       10/1/2005       9/1/2035
LEXINGTON                    357          80           6.35       10/1/2005       9/1/2035
CANDLER                      358          80           7.05       11/1/2005      10/1/2035
VERNON                       357          90           8.55       10/1/2005       9/1/2035
BOLINGBROOK                  357        84.9            7.1       10/1/2005       9/1/2035
DAVENPORT                    358          80           6.25       11/1/2005      10/1/2035
MENTOR                       358          80           6.15       11/1/2005      10/1/2035
RANCHO MURRIETA              357       77.38          5.875       10/1/2005       9/1/2035
MAUMELLE                     358          95            7.7       11/1/2005      10/1/2035
DETROIT                      357       52.63           5.95       10/1/2005       9/1/2035
LONG BEACH                   358          80           5.99       11/1/2005      10/1/2035
DUBLIN                       358       89.93           9.25       11/1/2005      10/1/2035
GLENDALE                     357          80           7.25       10/1/2005       9/1/2035
JACKSONVILLE                 357         100           8.75       10/1/2005       9/1/2035
BATTLE CREEK                 357          95          11.15       10/1/2005       9/1/2035
PORTLAND                     358          90           7.15       11/1/2005      10/1/2035
OLMSTED FALLS                358          80            7.1       11/1/2005      10/1/2035
NEWARK                       358          80           8.35       11/1/2005      10/1/2035
TEMPE                        358          80            6.9       11/1/2005      10/1/2035
DOVER                        357       92.39          7.775       10/1/2005       9/1/2035
SPRINGFIELD                  357          85           7.95       10/1/2005       9/1/2035
BEAVER DAM                   357          85            8.9       10/1/2005       9/1/2035
WEST PALM BEACH              358          75           7.95       11/1/2005      10/1/2035
SPRINGFIELD                  357          80            6.9       10/1/2005       9/1/2035
LOWELL                       357          85           8.65       10/1/2005       9/1/2035
DECATUR                      358          90           7.65       11/1/2005      10/1/2035
APPLE VALLEY                 357          95            7.1       10/1/2005       9/1/2035
HEMET                        358          80              6       11/1/2005      10/1/2035
WAYNESVILLE                  357       89.97           6.95       10/1/2005       9/1/2035
DUMFRIES                     357          80            6.5       10/1/2005       9/1/2035
WASHINGTON                   357          95            7.5       10/1/2005       9/1/2035
LAWRENCE                     358          75           6.25       11/1/2005      10/1/2035
TULSA                        358        92.8            8.1       11/1/2005      10/1/2035
MIDDLETOWN                   357          80           7.75       10/1/2005       9/1/2035
NAPLES                       357       89.59           8.55       10/1/2005       9/1/2035
DAVENPORT                    358          80           7.99       11/1/2005      10/1/2035
SAGINAW                      358          80            6.8       11/1/2005      10/1/2035
MCKEESPORT                   358          95          10.75       11/1/2005      10/1/2035
CAPITOL HEIGHTS              358       74.09           5.99       11/1/2005      10/1/2035
SAINT LOUIS                  358          85           8.65       11/1/2005      10/1/2035
LAKE VILLA                   358          80           7.95       11/1/2005      10/1/2035
CHIPPEWA LAKE                357          84           7.45       10/1/2005       9/1/2035
AIKEN                        357          85           8.99       10/1/2005       9/1/2035
CHICAGO                      358          70           8.55       11/1/2005      10/1/2035
SAINT LOUIS                  357          75           10.7       10/1/2005       9/1/2035
EAST POINTE                  358          89           9.25       11/1/2005      10/1/2035
CARLSBAD                     358       50.02            6.2           38657          49583
GARDEN GROVE                 357          85          5.895           38626          49553
LAKE CHARLES                 357       71.24            8.9           38626          49553
WARREN                       357          80            5.5           38626          49553
NEW IBERIA                   357          95           8.95           38626          49553
TOCCOA                       358          80            8.1           38657          49583
KINGS MILL                   358          80           6.35           38657          49583
MEMPHIS                      358          90            8.9           38657          49583
ROSEDALE                     357          90            7.4           38626          49553
CANTON                       357          90          9.025           38626          49553
SAINT LOUIS                  358          75           9.99           38657          49583
KNOXVILLE                    358          90            8.3           38657          49583
CHICAGO                      358          85            8.7           38657          49583
MEMPHIS                      357          90            7.7           38626          49553
MORROW                       358          80           7.65           38657          49583
DELAWARE                     357          80            6.5           38626          49553
LEXINGTON                    358          80            6.5           38657          49583
CHICAGO                      357          68           5.75           38626          49553
BEAR                         357       88.31            6.5           38626          49553
ST LOUIS                     358          90           6.99           38657          49583
WILMINGTON                   357          80            6.9           38626          49553
FAYETTEVILLE                 357          90           8.85           38626          49553
NEWCOMERSTOWN                357       82.85            6.6           38626          49553
LOUISBURG                    357          85            8.8           38626          49553
PORT CLINTON                 357          85          8.075           38626          49553
MIAMI                        358          85           8.85           38657          49583
DETROIT                      357          70            9.8           38626          49553
GREENWOOD                    358          80            6.4           38657          49583
NEW LENOX                    357       94.97           6.99           38626          49553
RALEIGH                      358          80           7.45           38657          49583
BERKLEY                      358          85           8.45           38657          49583
FLINTSTONE                   357          85           8.69           38626          49553
CHICAGO                      358       81.73            7.6           38657          49583
STEVENS POINT                358          90           10.2           38657          49583
LANCASTER                    357       70.06            7.4           38626          49553
CHICAGO                      357          75            7.6           38626          49553
DETROIT                      358          90            9.8           38657          49583
JOLIET                       357          80            7.3           38626          49553
VALLES MINES                 358          95            7.1           38657          49583
LOWELLVILLE                  358          95            8.7           38657          49583
HEPHZIBAH                    358          80            6.9           38657          49583
PHILADELPHIA                 358          90            9.9           38657          49583
SPENCER                      358          90           9.25           38657          49583
EAST LAKE                    358          95            7.6           38657          49583
WOODBRIDGE                   357          80            6.9           38626          49553
NORWALK                      358       88.56           8.85           38657          49583
SULLIVAN                     357          95           7.85           38626          49553
WARRENVILLE                  358       55.56           5.99           38657          49583
COLUMBUS                     358          85            6.8           38657          49583
STREETSBORO                  358          80            8.5           38657          49583
LUDLOW                       358          80           6.55           38657          49583
ATLANTA                      357          90           9.35           38626          49553
SAN BERNARDINO               178       45.16           5.55           38657          44105
DRYDEN                       358          75           9.65           38657          49583
CINCINNATI                   357          90           7.25           38626          49553
SCOTTSDALE                   358       84.25            6.7           38657          49583
CORONA                       178       45.83           5.95           38657          44105
WOODBRIDGE                   357          80            6.5           38626          49553
EMMETT                       178          85           6.58           38657          44105
SPENCER                      358          80            7.3           38657          49583
SILER CITY                   357       84.91           7.65           38626          49553
TINLEY PARK                  358          85            6.2           38657          49583
IMLAY CITY                   357          83            5.4           38626          49553
VERO BEACH                   358       49.04            6.2           38657          49583
LITTLEROCK                   358       35.57            6.5           38657          49583
LEE'S SUMMIT                 358       81.96           7.75           38657          49583
FOSTORIA                     357          80           6.99           38626          49553
WISCONSIN DELLS              358          83           7.85           38657          49583
ST. LOUIS                    357          80            7.3           38626          49553
PHILADELPHIA                 358          80           7.45           38657          49583
WAUPACA                      358          65          10.95           38657          49583
SILVER LAKE                  358          80            6.9           38657          49583
COLUMBIA                     358          80            5.9           38657          49583
CANTON                       357       91.53            8.9           38626          49553
YOUNGSTOWN                   358          85            9.1           38657          49583
LOOKOUT MOUNTAIN             358          90           6.75           38657          49583
PITTSBURGH                   358          80           9.45           38657          49583
RALEIGH                      358          80           6.45           38657          49583
SALIDA                       358          80            6.2           38657          49583
WILMINGTON                   358          80            6.5           38657          49583
DALLAS                       358          80           9.95           38657          49583
GREENVILLE                   178          80           6.95           38657          44105
LITTLE ROCK                  358          80            8.9           38657          49583
CHARLOTTE                    357          80           6.95           38626          49553
OXNARD                       177       45.35           5.85           38626          44075
FISHERS                      358          80            7.3           38657          49583
VIRGINIA BEACH               358       74.16           6.45           38657          49583
PELHAM                       358          90          10.95           38657          49583
LENNOX                       357       56.31            5.6           38626          49553
UNIONTOWN                    358          90           9.45           38657          49583
DETROIT                      358          90           8.25           38657          49583
NEWBURGH                     357          85           7.75           38626          49553
SOUTH HOLLAND                357          80            7.9           38626          49553
ROCKLEDGE                    357          80            7.3           38626          49553
WINBER                       358          80           7.15           38657          49583
WORCESTER                    358          80            9.9           38657          49583
MARSHALL                     358          85            9.2           38657          49583
BROADVIEW                    358          90            6.4           38657          49583
DETROIT                      358          85          10.45           38657          49583
HUNTSVILLE                   358          80           7.45           38657          49583
TOLEDO                       357          90            8.8           38626          49553
CARPENTERSVILLE              358          80            5.8           38657          49583
KINGMAN                      177          66           5.65           38626          44075
MAIDEN                       358          85           8.85           38657          49583
CHICAGO                      358       51.16           5.95           38657          49583
MILFORD                      358          80           6.95           38657          49583
TOLEDO                       357          80           5.99           38626          49553
EPHRAIM                      358          90            9.2           38657          49583
SHAPLEIGH                    358       57.37           5.99           38657          49583
CHANDLER                     358       89.21           8.99           38657          49583
MONTGOMERY                   358       89.43           10.7           38657          49583
MARICOPA                     358          80            7.7           38657          49583
CONYERS                      358          80           6.95           38657          49583
POTTSTOWN                    358          85           8.05           38657          49583
RIVIERA BEACH                358       79.66           6.05           38657          49583
HEMINGWAY                    358          85           8.95           38657          49583
MARIETTA                     358          85           9.45           38657          49583
OPA LOCKA                    358          65            5.9           38657          49583
CASTLE ROCK                  358       82.86           7.15           38657          49583
WICHITA                      358          90           8.35           38657          49583
WALDRON                      357          90            7.7           38626          49553
COCOA                        358          80           7.15           38657          49583
ARLINGTON                    358          85           8.85           38657          49583
SHELBURN                     357        87.2           7.15           38626          49553
SUMMERVILLE                  357          80            6.8           38626          49553
BURNS HARBOR                 358          80           6.45           38657          49583
MADISON                      358          80            9.6           38657          49583
FAIRFIELD                    358          80           5.85           38657          49583
WESTLAND                     358          65            5.6           38657          49583
JONESBORO                    357        76.5          6.425           38626          49553
MADISON                      358       75.44            9.6           38657          49583
KINGMAN                      358       61.83            5.8           38657          49583
COLORADO SPRINGS             358          90           9.65           38657          49583
CLEARWATER                   358          80            7.6           38657          49583
COLUMBUS                     358          90           9.45           38657          49583
WILMINGTON                   358          80           5.95           38657          49583
NORTH HOLLYWOOD              358       49.57           5.05           38657          49583
MURPHY                       357       79.32          10.05           38626          49553
SHREVEPORT                   358          80           6.99           38657          49583
DELTONA                      178        56.8           6.15           38657          44105
FREDERICKSBURG               357          80           11.6           38626          49553
LIGHTHOUSE POINT             358       41.94           6.24           38657          49583
WYOMING                      358          90            8.7           38657          49583
MAPLE HEIGHTS                358          80            6.6           38657          49583
KANSAS CITY                  358          90            8.9           38657          49583
INDIANAPOLIS                 357          80           7.75           38626          49553
RICHMOND                     357          80           7.05           38626          49553
ALPENA                       358          80           8.25           38657          49583
CINCINNATI                   357         100            8.9           38626          49553
WATERFORD                    358          72           9.75           38657          49583
SELLERSBURG                  358          80           6.99           38657          49583
EAST PEORIA                  177       73.36           6.55           38626          44075
KANSAS CITY                  358          85           10.3           38657          49583
KANSAS CITY                  358          80           9.65           38657          49583
DAYTON                       358          90           9.45           38657          49583
EAST POINT                   355       79.17           6.65           38565          49491
ALLENTOWN                    356         100            7.7           38596          49522
ORLANDO                      356          95           7.75           38596          49522
SILVER SPRING                356          95           7.55           38596          49522
SUMMERVILLE                  356          95            7.5           38596          49522
WEYMOUNTH                    356       78.22           6.15           38596          49522
SUN CITY                     356       92.24           5.95           38596          49522
LOS ANGELES                  356          85           6.25           38596          49522
DINGMANS FERRY               355       89.35           8.65           38565          49491
DES MOINES                   356          85            7.6           38596          49522
PADUCAH                      356          90           7.75           38596          49522
SANDWICH                     355       78.95            6.8           38565          49491
NORWALK                      356        87.1           7.25           38596          49522
BARTLESVILLE                 355          90            6.9           38565          49491
OVERLAND PARK                356       84.89          7.925           38596          49522
TEMPLE HILLS                 356          80            5.9           38596          49522
OVERLAND PARK                356         100          7.375           38596          49522
ST. CLAIR                    356       94.84            7.8           38596          49522
HAGERSTOWN                   356       79.11          6.425           38596          49522
FORT WORTH                   356         100            7.2           38596          49522
GREENSBORO                   355          90          8.675           38565          49491
YORK                         353          80            6.3           38504          49430
TEMECULA                     358          80          6.575           38657          49583
HIGHLAND                     358          95            7.8           38657          49583
KANSAS CITY                  358          85          10.25           38657          49583
WORCESTER                    358          80           6.99           38657          49583
PENN YAN                     358          75           9.35           38657          49583
PROSPECT                     358          65            9.9           38657          49583
SPRINGFIELD                  358          85           8.99           38657          49583
TEXARKANA                    358          95           7.99           38657          49583
LAKE ELSINORE                358          90           5.75           38657          49583
RUSSELLS POINT               357         100            9.9           38626          49553
TACOMA                       358          80            7.2           38657          49583
BOSTON                       358          80            6.3           38657          49583
PITTSBURGH                   358          90           8.85           38657          49583
HIGHLAND MILLS               358          80           8.99           38657          49583
KANSAS CITY                  358       78.56            7.4           38657          49583
TURNEY                       358          90            8.8           38657          49583
JACKSONVILLE                 358          85           7.85           38657          49583
BERKELEY HEIGHTS             358       83.17            7.3           38657          49583
BROCKTON                     356       89.06           5.95           38596          49522
MACOMB                       356          80           6.59           38596          49522
SUGAR GROVE                  358          80           7.65           38657          49583
NIXA                         358       52.63            6.6           38657          49583
RIVERSIDE                    358          80            6.5           38657          49583
LAKE WORTH                   358          80           5.65           38657          49583
PLEASANT HILL                358          72            7.6           38657          49583
DEFUNIAK SPRINGS             358       56.93           6.35           38657          49583
STRUTHERS                    358          90           9.55           38657          49583
TOLEDO                       357          80           7.15           38626          49553
BALTIMORE                    358       44.39            5.6           38657          49583
CONCORD                      358          80            7.3           38657          49583
OCEANSIDE                    358       44.49           6.25           38657          49583
SACO                         358          90           8.99           38657          49583
SAINT LOUIS                  358          85           8.25           38657          49583
PULASKI                      358          90           7.99           38657          49583
ROGERS                       358          85           9.65           38657          49583
PHILADELPHIA                 358          80           7.99           38657          49583
JOPLIN                       358          80           9.95           38657          49583
RICHMOND                     357          80            7.6           38626          49553
CULPEPER                     358          80           7.35           38657          49583
CANTON                       358          80          7.275           38657          49583
KELLER                       358       81.23            6.4           38657          49583
NORTH LAS VEGAS              358          80           5.99           38657          49583
LEWISTON                     358       65.79            8.9           38657          49583
NEWAYGO                      358          87            8.5           38657          49583
DAYTON                       357          80           7.45           38626          49553
AUBURN                       358          90           8.35           38657          49583
SPRINGFIELD                  358       78.49            7.4           38657          49583
NORTH PROVIDENCE             358          80           6.75           38657          49583
COLUMBIA                     358          90            9.1           38657          49583
SAINT LOUIS                  358          80           9.45           38657          49583
AUSTINTOWN                   358          95           8.99           38657          49583
SALUDA                       358       51.14            6.5           38657          49583
GAITHERSBURG                 357          80           7.25           38626          49553
AYNOR                        358       78.95            7.2           38657          49583
CHANDLER                     358          80            6.1           38657          49583
AKRON                        358       94.93           7.55           38657          49583
FARRELL                      358          90           8.45           38657          49583
NAPLES                       358       78.69           8.75           38657          49583
OLNEY                        357          90           7.99           38626          49553
TEMPLE HILLS                 358       78.87            6.2           38657          49583
FLINT                        358          90            8.2           38657          49583
BUTLER                       358          80           6.95           38657          49583
WILLOWBROOK                  358       59.15           6.65           38657          49583
CHICAGO                      358          90           8.99           38657          49583
RAYMORE                      358       82.99            8.6           38657          49583
RICHMOND                     358          80          6.575           38657          49583
YARMOUTH                     358          85            9.6           38657          49583
SILOAM SPRINGS               358          50           6.15           38657          49583
BATON ROUGE                  358          80           7.35           38657          49583
CHARLOTTE                    358          80           7.99           38657          49583
ONTARIO                      358          80           6.34           38657          49583
TOLEDO                       358          80           6.05           38657          49583
LOS ANGELES                  358          32            6.4           38657          49583
ATLANTA                      358          90          8.525           38657          49583
ROSWELL                      358          80           6.95           38657          49583
ROCKLIN                      358          80           6.99           38657          49583
CINCINNATI                   358          80            7.8           38657          49583
FAYETTEVILLE                 358          80           6.55           38657          49583
AURORA                       358          80           7.99           38657          49583
SPRING VALLEY                358          90            7.9           38657          49583
ST LOUIS                     358          80           7.55           38657          49583
IONIA                        358          90            8.8           38657          49583
WOODBRIDGE                   358          80           6.15           38657          49583
EUCLID                       358          75          10.65           38657          49583
BOWLING GREEN                358       87.75           8.25           38657          49583
YOUNGSTOWN                   358         100           7.75           38657          49583
INDIANAPOLIS                 358          95           11.4           38657          49583
DETROIT                      358       87.25            8.4           38657          49583
AKRON                        358          90           8.95           38657          49583
ST ALBANS                    358          80           6.75           38657          49583
CRESAPTOWN                   358          95          10.55           38657          49583
MIDDLETOWN                   358          90           9.85           38657          49583
WEST COLUMBIA                358          80           6.99           38657          49583
CHARLOTTE                    358          80            5.9           38657          49583
AUSTELL                      358          90           10.4           38657          49583
COLORADO SPRINGS             358          80           6.45           38657          49583
CASTLE ROCK                  356          80          6.475           38596          49522
ALBUQUERQUE                  356          80          6.575           38596          49522
TERRE HAUTE                  358          85           9.85           38657          49583
WICHITA                      358          75            7.9           38657          49583
EAU CLAIRE                   358       89.99            7.8           38657          49583
DIAMOND BAR                  358       58.18            6.1           38657          49583
ORANGE                       358       53.27           5.99           38657          49583
FORT MYERS                   358          80           9.25           38657          49583
WESTLAKE                     358          80           6.75           38657          49583
SPRINGPORT                   358          85           9.15           38657          49583
PATASKALA                    358          80          6.125           38657          49583
GRAND LEDGE                  358          80           7.65           38657          49583
TOLEDO                       358          90            8.3           38657          49583
CHICAGO                      358          80            6.7           38657          49583
AKRON                        358          80            6.1           38657          49583
WEST HAVEN                   358       80.32            8.5           38657          49583
CLIO                         358          80            6.7           38657          49583
N CHICAGO                    358          90           8.75           38657          49583
WASHINGTON                   358       29.41           5.99           38657          49583
WEST PALM BEACH              357       68.05            5.8           38626          49553
PEMBROKE PINES               176       37.14           6.35           38596          44044
HALLANDALE                   357       59.18          5.875           38626          49553
PHOENIX                      358          80           6.99           38657          49583
PORT SAINT LUCIE             358       74.88           5.99           38657          49583
MANASSAS                     358          80           6.75           38657          49583
BIRDSBORO                    358          95           7.05           38657          49583
CHICAGO                      358          80           9.75           38657          49583
SILVER SPRING                358          80            7.5           38657          49583
FREDERICKSBURG               358          80            6.8           38657          49583
DUPONT                       358          95           9.55           38657          49583
SARATOGA SPRINGS             358          84           5.99           38657          49583
LEESBURG                     178       50.32           6.15           38657          44105
PORTLAND                     358       86.15            8.9           38657          49583
MIDDLETOWN                   358          80            6.5           38657          49583
ST. LOUIS                    358          80           10.3           38657          49583
BLUE ISLAND                  358          83           8.05           38657          49583
WINDHAM                      358          80            7.5           38657          49583
CINCINNATI                   358          85           8.49           38657          49583
KISSIMMEE                    358          80           6.85           38657          49583
GREERS FERRY                 358          85           6.45           38657          49583
QUEEN CREEK                  358          80           7.25           38657          49583
SARASOTA                     358          75           9.75           38657          49583
COLD BROOK                   358          75            8.9           38657          49583
RAYMOND                      358          95           8.99           38657          49583
DETROIT                      358          80            7.7           38657          49583
TERRE HAUTE                  358          80           6.15           38657          49583
TRINITY                      358          80           8.25           38657          49583
WESTBROOK                    358          80           6.25           38657          49583
SEDALIA                      357          95          8.125           38626          49553
EL CENTRO                    357          80            5.8           38626          49553
AVENTURA                     358          85           8.99           38657          49583
EATON RAPIDS                 358          75           6.35           38657          49583
CHICAGO                      358       83.33           7.75           38657          49583
SILVER SPRING                358          80            6.9           38657          49583
ROGERS                       358          80           6.99           38657          49583
WOODRIDGE                    178        49.6            6.2           38657          44105
ATLANTA                      358          80           6.99           38657          49583
RALEIGH                      358          80           6.99           38657          49583
TERRE HAUTE                  358          85           8.55           38657          49583
WASHINGTON                   358          90           6.65           38657          49583
MESA                         358          80           7.75           38657          49583
FISHERS                      358          80           7.25           38657          49583
BOOTHWYN                     358          90            6.9           38657          49583
TOLEDO                       358       64.62            6.1           38657          49583
CLEVELAND                    358          90            8.5           38657          49583
TRAVERSE CITY                358          85           8.75           38657          49583
ARGOS                        358          90            9.5           38657          49583
MIAMI                        358          80           6.75           38657          49583
CINCINNATI                   358          85            8.5           38657          49583
MINNEAPOLIS                  358          75           6.45           38657          49583
SAINT LOUIS                  358          95            9.9           38657          49583
COLUMBUS                     358          80            6.8           38657          49583
BARBERTON                    358       86.97           8.75           38657          49583
GAHANNA                      358          80            6.5           38657          49583
POPLAR GROVE                 358          80            7.2           38657          49583
BEDFORD                      358       82.76            8.2           38657          49583
BETHESDA                     358          80           5.85           38657          49583
SILVER SPRING                358          85           5.99           38657          49583
ST PAUL                      358          80            6.4           38657          49583
HOLLYWOOD                    358       66.67            6.1           38657          49583
NORFOLK                      358          80           7.15           38657          49583
CLINTON                      358          85           9.99           38657          49583
CANTON                       358          85           7.25           38657          49583
COLUMBUS                     358       87.39            8.5           38657          49583
CHICAGO                      358       48.35           6.25           38657          49583
RESTON                       358          80            6.5           38657          49583
HORSEHEADS                   358          90            7.2           38657          49583
COLORADO SPRINGS             358          75           8.65           38657          49583
ORRVILLE                     358          80           7.05           38657          49583
COLUMBUS                     358          85           8.99           38657          49583
ASHEVILLE                    358          90           8.95           38657          49583
SAN SABA                     358          80            8.8           38657          49583
CLINTON                      358          98           9.15           38657          49583
BRASELTON                    358          80            6.9           38657          49583
MILLERSBURG                  358          65            6.5           38657          49583
FREDERICKSBURG               358       62.41           5.85           38657          49583
PITTSBURGH                   358         100           8.99           38657          49583
GRAND HAVEN                  358          80           6.95           38657          49583
CHICAGO                      358          80           8.75           38657          49583
MONROE                       358          80            7.2           38657          49583
DALZELL                      358          90           8.35           38657          49583
LANSING                      358          85            7.4           38657          49583
HAZEL PARK                   358       75.01            9.5           38657          49583
DETROIT                      358          85            9.4           38657          49583
EDMOND                       358       81.13           5.95           38657          49583
OKLAHOMA CITY                358          80            6.7           38657          49583
HICKSVILLE                   358          85           6.85           38657          49583
CHATTANOOGA                  358          85            8.9           38657          49583
VIRGINIA BEACH               358       58.85            5.9           38657          49583
KUNA                         358          80           5.85           38657          49583
ST JOSEPH                    358       83.15           7.95           38657          49583
KANSAS CITY                  356          90           8.15           38596          49522
PALM HARBOR                  356       82.61           6.99           38596          49522
HOSHCTON                     358          90           9.25           38657          49583
ST LOUIS                     358          80           11.3           38657          49583
FOUNTAIN VALLEY              358       57.25           5.99           38657          49583
HONEOYE FALLS                358          75           7.99           38657          49583
SOUTH LAKE TAHOE             358       36.63           6.35           38657          49583
FREDERICK                    358          80            6.7           38657          49583
KISSIMMEE                    358          80            6.5           38657          49583
RIVERSIDE                    358          80           6.49           38657          49583
SATELLITE BEACH              358          80            7.9           38657          49583
SACRAMENTO                   358       22.22           5.75           38657          49583
WIGGINS                      178       24.77           7.15           38657          44105
READING                      358          80            7.4           38657          49583
EXETER                       358          75           7.95           38657          49583
POWELL                       358          85           7.99           38657          49583
COLUMBUS                     358          80           7.66           38657          49583
WEST WAREHAM                 358       89.85            8.6           38657          49583
COLUMBUS                     359        65.7           5.85           38687          49614
SPRINGFIELD                  358        64.1            6.5           38657          49583
OWEN                         358          87           8.05           38657          49583
MEDWAY                       358        49.5           5.99           38657          49583
PROCTORVILLE                 358        34.5            6.6           38657          49583
MYRTLE BEACH                 358          85            9.1           38657          49583
PLANTATION                   357         100           8.17           38626          49553
COLORADO SPRINGS             202         100          12.99           37530          44805
Holbrook                     356          80              6           38565          49491
Mangonia Park                356          80            7.9           38565          49491
Aldie                        356          80          7.125           38565          49491
Chicago                      356          80            7.7           38565          49491
Bethel                       355          90            7.2           38534          49461
Joliet                       355          80           7.65           38534          49461
Mineral                      355          80            7.5           38534          49461
Haxtun                       355          80          6.775           38534          49461
Chino Hills                  356          80           6.35           38565          49491
Piscataway                   355          80            5.3           38534          49461
Toms River                   355       88.68            6.9           38534          49461
Jersey City                  355          85            6.2           38534          49461
Fresno                       356          85           5.25           38565          49491
Renton                       355          80           6.15           38534          49461
Philadelphia                 356          75           5.85           38565          49491
Sterling                     356          80           7.75           38565          49491
Boulder                      356          80          6.025           38565          49491
Jersey City                  356       73.24            7.4           38565          49491
Paterson                     356          80           5.85           38565          49491
Jamaica                      356       89.88            6.7           38565          49491
Calwa                        356          80          6.625           38565          49491
Lodi                         356          80           7.05           38565          49491
Westland                     356          80            6.5           38565          49491
El Mirage                    356          80            7.5           38565          49491
Milford                      356          90           7.25           38565          49491
Lawndale                     356          85            6.5           38565          49491
Santa Clarita                356          80           5.65           38565          49491
Las Vegas                    356          80           6.49           38565          49491
Columbus                     356          80           6.85           38565          49491
Columbia                     356          90           7.49           38565          49491
Lane                         356          90              6           38565          49491
Sacramento                   356          80            6.5           38565          49491
Lenola                       356          85          7.125           38565          49491
Georgetown                   356          80            7.5           38565          49491
Bakersfield                  356          80          6.525           38565          49491
Van Nuys                     355          80          6.625           38534          49461
San Bernardino               356          90          5.875           38565          49491
Mount Rainier                356          80            5.9           38565          49491
Charlotte                    355          90           8.25           38539          49466
Mishawaka                    356          90           7.99           38565          49491
Roulo                        355          90           8.04           38535          49462
Memphis                      356          80              5           38565          49491
Lagrange                     356          80           5.75           38565          49491
Tampa                        356          80           6.15           38565          49491
Yuton                        356         100            7.6           38565          49491
Lake Ridge                   356       79.99          7.875           38565          49491
Berkeley                     356          80           7.45           38565          49491
Stockton                     356         100            5.9           38565          49491
Jonesboro                    356          80           6.75           38565          49491
San Diego                    356       87.24           5.25           38565          49491
Vernon                       356          80           7.14           38565          49491
Ossining                     356          80            6.5           38565          49491
Oakland                      356       65.71          5.875           38565          49491
Tulare                       356       84.24              6           38565          49491
Greenacres                   356          80          6.125           38565          49491
Gainesville                  356       89.72          7.375           38565          49491
SOLEDAD                      355         100          7.125           38534          49461
SANTA CLARITA                355          80           6.75           38534          49461
YUCCA VALLEY                 354          80          6.999           38504          49430
ROANOKE                      353          90           6.75           38473          49400
LINCOLN                      354        35.7          6.125           38504          49430
NEWPORT                      353          95           7.25           38473          49400
LAKE MILTON                  353          85          7.375           38473          49400
BEDFORD                      353          80          6.875           38473          49400
DETROIT                      353       94.44          7.999           38473          49400
SAINT LOUIS                  353       59.09          7.375           38473          49400
HARTFORD CITY                353       76.09          7.625           38473          49400
LENOX                        355          60            6.5           38534          49461
WASHINGTON                   353          68           6.75           38473          49400
NORTH WEBSTER                354       89.81           7.75           38504          49430
RIVERVIEW                    354       79.37          6.375           38504          49430
LA QUINTA                    354       79.99          6.375           38504          49430
JACKSON HEIGHTS              354          80           7.25           38504          49430
FELTON                       353          80          6.375           38473          49400
SAN JOSE                     354          80          6.125           38504          49430
APOPKA                       174       87.86            7.5           38504          43952
COUNCIL BLUFFS               355       88.65              6           38534          49461
CHICAGO                      353          95              6           38473          49400
ATLANTA                      354          80              7           38504          49430
LOS ANGELES                  355          80            6.5           38534          49461
TOOELE                       353          90          7.375           38473          49400
NEW BEDFORD                  355         100            7.5           38534          49461
NORTH DARTMOUTH              353          70            7.5           38473          49400
LAWTON                       354       77.37          5.625           38504          49430
WATERFORD                    355          70          6.375           38534          49461
BRACKENRIDGE                 353       79.93          7.875           38473          49400
VALLEJO                      354          80              6           38504          49430
CHICAGO                      174       83.79            6.5           38504          43952
AVON                         353          95            7.5           38473          49400
ELKHART                      354       92.68           7.75           38504          49430
ORLANDO                      353       78.65           7.75           38473          49400
MILACA                       353       84.85          6.125           38473          49400
AKRON                        354       84.94            7.5           38504          49430
HOFFMAN ESTATES              353          80          6.875           38473          49400
WEST LAFAYETTE               354          95          7.125           38504          49430
RANCHO SANTA MARGARITA       355          80           6.25           38534          49461
SPENCER                      355       93.87           7.25           38534          49461
SAN JOSE                     354          80           5.75           38504          49430
CICERO                       355          85           6.25           38534          49461
REVERE                       355          80           6.25           38534          49461
KAYSVILLE                    354       94.98              7           38504          49430
PORTLAND                     354          90          7.875           38504          49430
NORTH HILLS                  355          90          6.875           38534          49461
SCHENECTADY                  355         100          7.375           38534          49461
CHICAGO                      355       79.79           5.99           38534          49461
CHICAGO                      355          80           8.75           38534          49461
RANCHO CUCAMONGA             355          80              6           38534          49461
SPRING GLEN T/O WAWARSING    355          90              8           38534          49461
SOUTH BEND                   354          80          7.125           38504          49430
SAN DIEGO                    355          80           6.25           38534          49461
MILLBURY                     354       81.29          7.625           38504          49430
CLIFTON PARK                 354          47          6.375           38504          49430
PLAINFIELD                   355          85           7.25           38534          49461
CORNING                      355         100          7.875           38534          49461
LONG BEACH                   355         100          7.625           38534          49461
SAN DIEGO                    355          80           6.25           38534          49461
PITTSBURG                    354          80          5.875           38504          49430
MADISON                      354          80          5.875           38504          49430
BROOKLYN                     355       62.96              6           38534          49461
EL CAJON                     355          70           6.75           38534          49461
TACOMA                       355          80          6.625           38534          49461
IMPERIAL                     355       89.57            6.5           38534          49461
FRESNO                       354       78.89          6.375           38504          49430
EL CAJON                     355          80           6.25           38534          49461
FORT LAUDERDALE              355          95          9.375           38534          49461
PHILADELPHIA                 174          65          7.375           38504          43952
GLENS FALLS                  355          90          8.875           38534          49461
FRESNO                       354       84.51              7           38504          49430
FARMERSVILLE                 355       60.34          5.999           38534          49461
REVERE                       354          90          6.999           38504          49430
HOBOKEN                      355       78.43            6.5           38534          49461
LAWRENCE                     354          95          8.875           38504          49430
DRAPER                       354          80          6.875           38504          49430
COLD SPRINGS                 355       68.66          6.875           38534          49461
METHUEN                      354       44.51          7.375           38504          49430
ORLANDO                      355          85           7.75           38534          49461
CHULA VISTA                  355         100          6.999           38534          49461
CHICAGO                      355         100          7.375           38534          49461
WOODBURY                     355          80            6.5           38534          49461
AUBREY                       355       94.97          8.125           38534          49461
PHENIX CITY                  354          80            6.5           38504          49430
CHELSEA                      355          80          5.999           38534          49461
CHICAGO                      355       50.77          6.875           38534          49461
MIAMI                        354          90           7.25           38504          49430
HAMLIN                       354          90          6.625           38504          49430
EL SOBRANTE                  355          80           5.75           38534          49461
ALBUQUERQUE                  355         100          9.125           38534          49461
MASHPEE                      355          80              6           38534          49461
EL PASO                      355         100           7.75           38534          49461
STREAMWOOD                   355       88.89           7.75           38534          49461
HAMMOND                      354       89.91            7.5           38504          49430
WILLINGBORO                  355          90              8           38534          49461
MONACA                       355          85           7.25           38534          49461
NORRISTOWN                   355          90              9           38534          49461
DES PLAINES                  355          90          8.375           38534          49461
HOPKINS                      355       93.14          7.375           38534          49461
LONGVIEW                     354       79.98           7.25           38504          49430
CORNELIUS                    354       79.47            7.5           38504          49430
GARDEN CITY                  355          80           5.75           38534          49461
LYNWOOD                      355          85           7.75           38534          49461
LAKE WORTH                   355          85           7.25           38534          49461
INDIO                        355          80          6.875           38534          49461
ALEXANDRIA                   355          80          8.125           38534          49461
BROOKLYN                     355       66.99          7.125           38534          49461
RIVERSIDE                    355         100           6.75           38534          49461
DENVER                       355          80            6.5           38534          49461
MURRIETA                     355       79.99           6.75           38534          49461
IRWIN                        355       74.45          6.875           38534          49461
SAINT LOUIS                  355       86.11            8.5           38534          49461
EVESHAM                      355       84.98          7.125           38534          49461
HAYWARD                      355         100           6.75           38534          49461
CINCINNATI                   175       85.99          6.875           38534          43983
DAYTONA BEACH                355          85          7.375           38534          49461
PERRIS                       354         100            7.5           38504          49430
MOUNT PLEASANT               355          80           7.25           38534          49461
SAINT LOUIS                  355         100            7.5           38534          49461
LEBANON                      175          75          7.625           38534          43983
LAKEWOOD                     355          80            5.5           38534          49461
DENVER                       355          80              7           38534          49461
LAS VEGAS                    355         100           6.75           38534          49461
PLAINFIELD                   355          90           6.99           38534          49461
MERCED                       354         100          7.125           38504          49430
NORTH LAS VEGAS              355       84.39           6.75           38534          49461
SAN JACINTO                  355       99.99          6.625           38534          49461
RICHARDSON                   355          80              7           38534          49461
PEORIA                       355          90              8           38534          49461
MIAMI                        355       79.99            7.5           38534          49461
MARGATE                      355       79.05            6.5           38534          49461
BELLPORT                     355       89.63              7           38534          49461
TOLEDO                       355          95          7.375           38534          49461
CHARDON                      355       73.05           8.75           38534          49461
AUBURN                       175       69.54          6.375           38534          43983
WHEELING                     355          90          7.625           38534          49461
CITRUS HEIGHTS               355         100           7.25           38534          49461
WEST PALM BEACH              355          90           6.75           38534          49461
CLARKSTON                    355          95              6           38534          49461
COUNTRY CLUB HILLS           355       83.57            7.5           38534          49461
MANTECA                      354       88.79           6.25           38504          49430
MEXICO                       355          85          8.375           38534          49461
HUNTINGTON PARK              355          80           5.75           38534          49461
PHOENIX                      354       88.15          6.875           38504          49430
TOLEDO                       355       88.78          7.875           38534          49461
NORTH OLMSTED                355          90          8.375           38534          49461
WILLIAMSPORT                 355          85          7.625           38534          49461
SEWICKLEY                    355       73.39           6.25           38534          49461
FALMOUTH                     355         100          8.375           38534          49461
FLUSHING                     355          80          7.125           38534          49461
COLUMBIA                     355       79.82           6.75           38534          49461
PALM SPRINGS                 175       71.76          6.375           38534          43983
CANOGA PARK AREA, LA         354         100          7.875           38504          49430
CLINTON TOWNSHIP             355        85.4          7.125           38534          49461
ALHAMBRA                     355          80          5.375           38534          49461
ATLANTA                      355          95          7.375           38534          49461
WASHINGTON TOWNSHIP          355          80          6.625           38534          49461
CHICAGO                      355       89.72           7.99           38534          49461
AURORA                       355       84.09          6.625           38534          49461
CHICAGO                      355          90          7.625           38534          49461
MURRIETA                     355          80          5.999           38534          49461
YPSILANTI                    355         100          7.999           38534          49461
SCHAUMBURG                   355       89.66          7.125           38534          49461
ATOKA                        175          95           6.75           38534          43983
LANCASTER                    355       88.27           6.75           38534          49461
RANCHO CUCAMONGA             355       88.31          6.875           38534          49461
CHICAGO                      355         100          6.625           38534          49461
GILBERT                      355          75           7.25           38534          49461
DOLTON                       355       84.48           6.99           38534          49461
SUGAR LAND                   355       85.94          6.875           38534          49461
SAINT LOUIS                  355          90          7.625           38534          49461
GROVE CITY                   355       38.17          6.125           38534          49461
MOUNT MORRIS                 355          95          6.875           38534          49461
CHICAGO                      355          90           6.25           38534          49461
HUMBLE                       355       76.47           7.25           38534          49461
HOWELL                       355          95          7.625           38534          49461
DAYTON                       354       84.68              7           38504          49430
AURORA                       355          80          6.999           38534          49461
CHICAGO                      355          80           6.75           38534          49461
CENTEREACH                   355          90              8           38534          49461
MILWAUKEE                    355       80.53          6.999           38534          49461
UPLAND                       355          80            6.5           38534          49461
LANCASTER                    355       79.99          5.375           38534          49461
PALM DESERT                  355       79.55           7.25           38534          49461
RENO                         355          75          6.875           38534          49461
GLADSTONE                    355       79.99           6.25           38534          49461
MONTGOMERY                   355          90              7           38534          49461
STATEN ISLAND                355       89.85          7.875           38534          49461
EUSTIS                       355          95           7.75           38534          49461
EVANSTON                     355          65           4.99           38534          49461
DENVER                       355          80           6.25           38534          49461
LAKE WORTH                   355          90          6.625           38534          49461
POMONA                       355          80          6.125           38534          49461
COLUMBUS                     355       90.23          7.875           38534          49461
CONCORD                      355          90          6.875           38534          49461
SARASOTA                     355       74.19          6.375           38534          49461
HOUSTON                      354       86.01           6.75           38504          49430
WEST JEFFERSON               355       83.16          7.875           38534          49461
MARION                       355          95           8.25           38534          49461
COLCHESTER                   355       76.08          6.999           38534          49461
WEST HOLLYWOOD               355          80            6.5           38534          49461
PORT SAINT LUCIE             355          90           7.75           38534          49461
DOWNEY                       355          80           6.25           38534          49461
CARSON                       354          80          6.625           38504          49430
TRAVERSE CITY                355       84.46              6           38534          49461
MC LEAN                      355       79.65           7.25           38534          49461
KYLE                         355       79.72          7.625           38534          49461
CHICAGO                      355          80           6.75           38534          49461
DOUGLASSVILLE                355          85              7           38534          49461
PARMA                        355          90           8.25           38534          49461
RANCHO CUCAMONGA             355       81.99            6.5           38534          49461
WARRENVILLE                  355       68.81           7.25           38534          49461
DENTON                       355          78            6.5           38534          49461
COMPTON                      355       74.01            6.5           38534          49461
WILLIAMSTON                  355       79.99          7.375           38534          49461
FORT WORTH                   355          80          8.375           38534          49461
WESTMORELAND CITY            355       94.59          7.625           38534          49461
GARLAND                      355          80           7.75           38534          49461
WOODBRIDGE                   355          80              7           38534          49461
CALUMET CITY                 355          90            6.5           38534          49461
PLUMAS LAKE                  355       79.99          5.999           38534          49461
MARION                       355          80            6.5           38534          49461
BRENTWOOD                    355          95          7.125           38534          49461
SALT LAKE CITY               355          90            7.5           38534          49461
SCOTTSDALE                   355          95           7.75           38534          49461
ATTICA T/O ALEXANDER         355          95          6.875           38534          49461
GAHANNA                      355          80          7.125           38534          49461
VERNON HILLS                 355          90           7.25           38534          49461
ROUND ROCK                   355       59.17            6.5           38534          49461
HAMERSVILLE                  355       77.78           6.25           38534          49461
MORRISTOWN                   355       55.19              8           38534          49461
FORT WORTH                   355          80            6.5           38534          49461
BAKERSFIELD                  355          80           6.75           38534          49461
FRESNO                       235       78.43           6.75           38534          45809
JUSTIN                       355       83.33           6.75           38534          49461
OREGON CITY                  355       83.33          6.875           38534          49461
SAN DIEGO                    355       34.58           6.75           38534          49461
GOSHEN                       355          90            6.5           38534          49461
NORTH LAS VEGAS              355       89.69           8.25           38534          49461
CHICAGO                      355          80          6.875           38534          49461
CARNATION                    355       84.92           6.75           38534          49461
LA QUINTA                    355          80           5.75           38534          49461
VALLEJO                      355          80          6.375           38534          49461
BAKERSFIELD                  355         100            6.5           38534          49461
LAKE WORTH                   355          75          7.125           38534          49461
STERLING HEIGHTS             355       86.18           7.25           38534          49461
PALMDALE                     355          80           5.75           38534          49461
DALLAS                       355          90          7.125           38534          49461
APPLE VALLEY                 355          95          7.375           38534          49461
MORENO VALLEY                355          80            5.5           38534          49461
MC KINNEY                    355          80          7.375           38534          49461
RESEDA                       355          80           5.75           38534          49461
ARLINGTON                    175       84.33            7.5           38534          43983
BRAINERD                     355       86.84          6.875           38534          49461
OAKLAND                      355          80          6.999           38534          49461
NEWPORT                      355        60.5           7.25           38534          49461
NORTH RICHLAND HILLS         355          80           7.25           38534          49461
HAWTHORNE                    355          85          6.625           38534          49461
YAKIMA                       355       92.21           7.75           38534          49461
CHICAGO                      175       54.71          6.375           38534          43983
HENDERSON                    355          75            6.5           38534          49461
HACIENDA HEIGHTS             355       88.27          7.875           38534          49461
DEERFIELD BEACH              355          80          6.125           38534          49461
BAY POINT                    355       72.09          5.875           38534          49461
WAITE PARK                   355          80           5.75           38534          49461
CARROLLTON                   355          95           7.75           38534          49461
KENTWOOD                     355          80           7.75           38534          49461
GAITHERSBURG                 355       77.42          6.875           38534          49461
LINCOLN PARK                 355          90              7           38534          49461
OAK LAWN                     355       69.98           6.99           38534          49461
FORT COLLINS                 355          80              7           38534          49461
TEMECULA                     355          80          6.375           38534          49461
HARWOOD HEIGHTS              355       84.24           7.75           38534          49461
SCOTTSDALE                   355       68.18           6.25           38534          49461
NIXA                         355          95          7.875           38534          49461
CHANDLER                     355          80           6.75           38534          49461
OAKLAND                      355          80            5.5           38534          49461
PHOENIX                      355          80           6.75           38534          49461
FOREST GROVE                 355       79.99           6.75           38534          49461
HILLIARD                     355          95            7.5           38534          49461
ELGIN                        355          75           7.25           38534          49461
LESLIE                       355       79.77          6.875           38534          49461
SAN ANTONIO                  355       49.11          7.875           38534          49461
WEST PALM BEACH              355          80              7           38534          49461
PHOENIX                      355          80           6.25           38534          49461
PARK FOREST                  355          95           8.25           38534          49461
SUPERIOR                     355          85              7           38534          49461
LOS ANGELES                  355       78.92          6.125           38534          49461
GILBERT                      355       84.98           7.25           38534          49461
WEST BEND                    355          80              6           38534          49461
STANSBURY PARK               355          80           6.75           38534          49461
LOMITA                       355          80            6.5           38534          49461
PORT COSTA                   355       70.24          5.999           38534          49461
LONG BEACH                   355       79.96           5.25           38534          49461
HUNTINGTON BEACH             355          80           6.25           38534          49461
CANOGA PARK                  355       78.79          5.999           38534          49461
SAN RAFAEL                   355          80           6.25           38534          49461
SUMMERVILLE                  355       79.97           6.25           38534          49461
CENTREVILLE                  355          80            6.5           38534          49461
COLUMBUS                     355          85          8.125           38534          49461
ANTIOCH                      355          80           5.25           38534          49461
KISSIMMEE                    355       79.87           5.75           38534          49461
CHICAGO                      355          80          5.875           38534          49461
ENGLEWOOD                    355          90          7.625           38534          49461
MINNEAPOLIS                  355          75           6.75           38534          49461
RUNNING SPRINGS              355          80          6.125           38534          49461
CINCINNATI                   355       82.75          6.375           38534          49461
RALEIGH                      355          90            6.5           38534          49461
MIAMI                        355          80              6           38534          49461
WILLITS                      355          80          6.375           38534          49461
SAN DIEGO                    355          80          6.125           38534          49461
LANCASTER                    355          80          5.999           38534          49461
COLORADO SPRINGS             355          80          5.999           38534          49461
OGDEN                        355          90          7.125           38534          49461
RESEDA AREA, LOS ANGELES     355          80            5.5           38534          49461
HUNTINGTON BEACH             355          80          6.375           38534          49461
PLEASANT HILL                355          80          5.999           38534          49461
CHERRY VALLEY                355          80          6.875           38534          49461
GENEVA                       355       79.76          7.125           38534          49461
CHICAGO                      355          80           7.25           38534          49461
SEAFORD                      355          80          5.875           38534          49461
MATTESON                     355          90          6.625           38534          49461
MIAMI BEACH                  355       73.33           6.25           38534          49461
SPRING                       355          80            6.5           38534          49461
BAKERSFIELD                  355          80          5.875           38534          49461
IRVINE                       355          80           6.25           38534          49461
MERCER ISLAND                355          70          6.875           38534          49461
LAGUNA NIGUEL                355          80          5.999           38534          49461
DAVENPORT                    355       83.46            6.5           38534          49461
CHICAGO                      355       78.79          6.625           38534          49461
CHULA VISTA                  355       79.99            6.5           38534          49461
PALM SPRINGS                 355          95          7.625           38534          49461
EAST PROVIDENCE              355          90          7.999           38534          49461
YUCCA VALLEY                 355          90          6.875           38534          49461
BROWNSTOWN                   355          85          7.625           38534          49461
AUSTIN                       355       79.99           7.25           38534          49461
SIDNEY                       235          85              7           38534          45809
LEESBURG                     355          80          5.875           38534          49461
LACEY                        355          80              6           38534          49461
SAN DIEGO                    355          80          5.625           38534          49461
BUENA PARK                   355        94.9          6.999           38534          49461
MARYSVILLE                   355          80              6           38534          49461
SEATTLE                      355          80          5.875           38534          49461
YOUNGTOWN                    355          80          6.875           38534          49461
TRACY                        355          80          5.625           38534          49461
FAIR OAKS                    355          80           5.75           38534          49461
SAINT LOUIS                  355          90           7.75           38534          49461
VERMILLION                   355         100          6.625           38534          49461
WALDORF                      355          80          6.125           38534          49461
MINNEAPOLIS                  355          90            7.5           38534          49461
CARSON                       355          80           6.25           38534          49461
FONTANA                      355          85          7.125           38534          49461
WHITE LAKE                   355          80          6.625           38534          49461
CHICO                        355       79.83           6.25           38534          49461
SPRINGFIELD                  355          80          6.875           38534          49461
LAWNDALE                     355          80          5.875           38534          49461
MENIFEE                      355          80           5.25           38534          49461
DENVER                       355       88.53          8.125           38534          49461
CINCINNATI                   355          90          7.125           38534          49461
PASO ROBLES                  355          80          5.375           38534          49461
LAKE WORTH                   355          80            6.5           38534          49461
ARLINGTON                    355          95           6.75           38534          49461
SYRACUSE                     355       86.25           7.25           38534          49461
HOLLIS                       355          80           6.75           38534          49461
PACIFICA                     355          80           5.75           38534          49461
ST. ALBANS                   355          80            5.5           38534          49461
LOS ANGELES                  355       59.69          6.125           38534          49461
GLENDORA                     355       57.47           5.75           38534          49461
PORTLAND                     355          80              6           38534          49461
AURORA                       355          80              6           38534          49461
BAKERSFIELD                  355       79.98          5.999           38534          49461
SACRAMENTO                   355          80          6.125           38534          49461
SACRAMENTO                   355          80          5.875           38534          49461
CHULA VISTA                  355       75.42          5.999           38534          49461
REDDING                      355          80          6.125           38534          49461
STUDIO CITY AREA, LOS ANGE   355          80          5.625           38534          49461
CINCINNATI                   355          85           6.75           38534          49461
PACIFICA                     355          80          5.875           38534          49461
SILVER SPRING                355          80           7.25           38534          49461
GLENDALE HEIGHTS             355       89.02          7.125           38534          49461
LOS ANGELES                  355       79.99           6.75           38534          49461
PORT HUENEME                 355          80          6.375           38534          49461
YUBA CITY                    355          80          5.875           38534          49461
PALM SPRINGS                 355          80          6.875           38534          49461
SCHENECTADY                  355          80           6.25           38534          49461
NEW PRAGUE                   355       45.37          6.625           38534          49461
CASTAIC                      355          80          5.875           38534          49461
BAKERSFIELD                  355       79.98          6.375           38534          49461
MATTAPAN                     355       55.69          5.875           38534          49461
HAMMOND                      355          80           7.75           38534          49461
LOWELL                       355       84.98          8.125           38534          49461
CHICAGO                      355          85           7.75           38534          49461
SYLMAR AREA, LOS ANGELES     355          80           6.25           38534          49461
MISSOULA                     355          80          4.625           38534          49461
MARYSVILLE                   355          90           6.25           38534          49461
RIO LINDA                    355          80              5           38534          49461
FAIRPORT HARBOR              355       42.37          6.625           38534          49461
HIALEAH                      355       50.18          6.999           38534          49461
LAKE WORTH                   355       72.69              7           38534          49461
JAMAICA                      355          80          5.875           38534          49461
CHICAGO                      355       86.19          6.875           38534          49461
FORT LAUDERDALE              355          80          7.625           38534          49461
ANTIOCH                      355          80          6.375           38534          49461
SAN ANTONIO                  355       79.99           7.25           38534          49461
PALM SPRINGS                 355          80          5.375           38534          49461
COTTAGE GROVE                355          80            5.5           38534          49461
CARMICHAEL                   355          80          6.125           38534          49461
RICHMOND                     355          80          5.625           38534          49461
HUNTINGTON BEACH             355          80          6.999           38534          49461
RALEIGH                      355          80          5.875           38534          49461
SAN FRANCISCO                355          80          6.125           38534          49461
TIGARD                       355          80           6.25           38534          49461
TUJUNGA                      355          80          5.999           38534          49461
CAPITOL HEIGHTS              355          80          6.375           38534          49461
PORTLAND                     355          80            6.5           38534          49461
BRAWLEY                      355          90           6.25           38534          49461
SUNNYVALE                    355          80          5.375           38534          49461
BALLWIN                      355       88.51          6.375           38534          49461
TEMECULA                     355          80           6.25           38534          49461
PASADENA                     355          80          6.625           38534          49461
INDEPENDENCE                 355          80          7.625           38534          49461
LITTLE FALLS                 355       91.07          7.625           38534          49461
SAN JOSE                     355          80            5.5           38534          49461
CORONA                       355          80            5.5           38534          49461
BAKERSFIELD                  175       78.26          6.875           38534          43983
FONTANA                      355          80           5.25           38534          49461
TEMECULA                     355          80           5.25           38534          49461
REDMOND                      355       79.66            6.5           38534          49461
GALT                         355          80            6.5           38534          49461
FRESNO                       355       79.66           6.25           38534          49461
MORRISON                     355          80          6.375           38534          49461
SANTA ROSA                   355          80          5.999           38534          49461
OCEANSIDE                    355          80           5.75           38534          49461
SANTEE                       355          80          6.999           38534          49461
NASHVILLE                    355          80          6.375           38534          49461
PROCTORVILLE                 355       82.43          6.375           38534          49461
SILVER SPRING                355          90              8           38534          49461
LITTLETON                    355          90          7.125           38534          49461
HOMESTEAD                    355          80           7.25           38534          49461
IRVING                       355        94.4              8           38534          49461
CHICAGO                      355          90            6.5           38534          49461
LONG BEACH                   355          72           6.75           38534          49461
AVONDALE                     355          80              6           38534          49461
STATELINE                    355          80           6.25           38534          49461
GILROY                       355          80              6           38534          49461
MARION                       355          80          5.875           38534          49461
CHULA VISTA                  355          80            6.5           38534          49461
SEVERNA PARK                 355          80           7.75           38534          49461
FAIRFIELD                    355          80          5.625           38534          49461
MINNEAPOLIS                  355       66.27          5.875           38534          49461
CALABASAS                    355          80          6.625           38534          49461
HAYWARD                      355          90           7.25           38534          49461
TRACY                        355          80              6           38534          49461
CATHEDRAL CITY               355       62.24              6           38534          49461
RIVERSIDE                    355       63.56            6.5           38534          49461
SCOTTSDALE                   355          80          5.875           38534          49461
MONTGOMERY                   355          80          6.625           38534          49461
BROOKEVILLE                  355          80          5.875           38534          49461
AFTON                        355          80              6           38534          49461
OCONOMOWOC                   355       75.93            6.5           38534          49461
CICERO                       355          95              7           38534          49461
TIGARD                       355       69.25           6.75           38534          49461
SANTEE                       355          80           6.75           38534          49461
CYPRESS                      355          80          5.375           38534          49461
NORWALK                      355       77.22          5.875           38534          49461
SALADO                       355       79.91              8           38534          49461
CICERO                       355       89.64          6.625           38534          49461
GREENWICH                    355       58.14          7.375           38534          49461
MINNEAPOLIS                  355       68.97           7.25           38534          49461
HOUSTON                      355       89.66          6.875           38534          49461
VICTORVILLE                  355          80          5.999           38534          49461
LA PORTE                     355          80          6.625           38534          49461
FAIRFIELD                    355          80            5.5           38534          49461
SHAKOPEE                     355          80            6.5           38534          49461
LAKE STEVENS                 355          80           5.75           38534          49461
CHICAGO                      355       49.83          6.625           38534          49461
MARIETTA                     355          80          6.375           38534          49461
PINELLAS PARK                355          85           7.25           38534          49461
ALEXANDRIA                   355          80          7.375           38534          49461
NASHVILLE                    355          80          6.125           38534          49461
OAK VIEW                     355          80          5.999           38534          49461
SACRAMENTO                   355          80           6.25           38534          49461
INDIANAPOLIS                 355       79.98          5.875           38534          49461
TUKWILA                      355       78.03            6.5           38534          49461
FREDERICKSBURG               355       79.99          6.625           38534          49461
ORLANDO                      355          80            6.5           38534          49461
NORTH LAS VEGAS              355          80          6.625           38534          49461
SAN JOSE                     355          80           5.75           38534          49461
PALM HARBOR                  355       79.99            6.5           38534          49461
ST. PETERSBURG               355          80           6.75           38534          49461
MURRIETA                     355          80              6           38534          49461
PITTSBURG                    355          80          5.999           38534          49461
EL CAJON                     355          80          6.375           38534          49461
BAKERSFIELD                  355       71.43          6.999           38534          49461
CHANDLER                     355       79.99          4.875           38534          49461
WESTON                       355          80           6.25           38534          49461
BOLINGBROOK                  355          80          6.875           38534          49461
SALEM                        355          80           6.25           38534          49461
NEW PORT RICHEY              355          80           6.25           38534          49461
SAN MARCOS                   355          80          5.999           38534          49461
DENVER                       355          80           5.75           38534          49461
ELK GROVE                    355       79.98          6.125           38534          49461
ACWORTH                      355          80              6           38534          49461
SPOKANE VALLEY               355          80          6.999           38534          49461
SAN JOSE                     355          80          6.125           38534          49461
NEW KENSINGTON               355         100          6.625           38534          49461
MIAMI                        355          90          7.125           38534          49461
CINCINNATI                   355          85            7.5           38534          49461
EUGENE                       355          80           6.75           38534          49461
FORT WAYNE                   355          90          8.625           38534          49461
LAKE FOREST                  355          80          6.125           38534          49461
RICHMOND                     355          80           5.75           38534          49461
BAKERSFIELD                  355       79.98          6.375           38534          49461
THOUSAND OAKS                355          80          5.375           38534          49461
BECKER                       175          85              7           38534          43983
RIVERDALE                    355          80          6.625           38534          49461
ZIONSVILLE                   355          90            8.5           38534          49461
EAST PALATKA                 355       79.99            6.5           38534          49461
MIAMI                        355          80           5.75           38534          49461
SAN CLEMENTE                 355          80          5.625           38534          49461
LANCASTER                    355       79.84           5.75           38534          49461
CERRITOS                     355          80          5.999           38534          49461
GIBSONTON                    355       89.97            7.5           38534          49461
PORTLAND                     355          80           6.25           38534          49461
LAKE FOREST                  355          80            6.5           38534          49461
SAN BERNARDINO               355          80          5.999           38534          49461
TRINITY                      355          80          5.625           38534          49461
LANDSDOWNE                   355          80          5.875           38534          49461
MORGAN HILL                  355          80            6.5           38534          49461
SAN DIEGO                    355          80          5.999           38534          49461
LAWRENCEVILLE                355          80            6.5           38534          49461
BALDWIN PARK                 355          80           5.99           38534          49461
BENICIA                      355       79.99          6.625           38534          49461
LADERA RANCH                 355          80          5.625           38534          49461
BROOKLYN                     355          80          6.875           38534          49461
MIAMI                        355          80            6.5           38534          49461
LAS VEGAS                    355          80           5.75           38534          49461
HOUSTON                      355          80            6.5           38534          49461
BOILING SPRING LAKES         355       79.99              6           38534          49461
NORTH LAS VEGAS              355          80            6.5           38534          49461
MANASSAS                     355          80          5.625           38534          49461
VICTORVILLE                  355       79.99          6.625           38534          49461
ALEXANDRIA                   355          80          6.125           38534          49461
SALT LAKE CITY               355          80           6.25           38534          49461
VICTORVILLE                  355         100            6.5           38534          49461
COON RAPIDS                  355          80           6.25           38534          49461
CHARLOTTE                    355       79.99           6.75           38534          49461
ORTING                       355          80          6.375           38534          49461
ROCK HILL                    355       79.96          6.625           38534          49461
ELGIN                        355          80            6.5           38534          49461
NILES                        355          80          6.375           38534          49461
SAN JOSE                     355          80          5.375           38534          49461
LAKESIDE                     355          80          5.999           38534          49461
WESTLAND                     355          95          7.999           38534          49461
CUMMING                      355          80            6.5           38534          49461
LAWRENCEVILLE                355          80           6.25           38534          49461
VALPARAISO                   355       86.02          8.125           38534          49461
CERES                        355          80           6.25           38534          49461
PHOENIX                      355       80.02          5.875           38534          49461
LAWRENCEVILLE                355          80              7           38534          49461
FINDLAY                      355          80           6.75           38534          49461
RIVERSIDE                    355          80          6.875           38534          49461
RAMONA                       355          80          5.875           38534          49461
GUADALUPE                    355          80          5.999           38534          49461
MCDONOUGH                    355          80            6.5           38534          49461
COVINGTON                    355          80           5.75           38534          49461
CLINTON                      355          80              6           38534          49461
MESA                         355          80          5.875           38534          49461
STATESVILLE                  355          80          6.375           38534          49461
COMPTON                      355          80           6.25           38534          49461
WOODBRIDGE                   355       55.56          7.125           38534          49461
STREAMWOOD                   355          80          6.625           38534          49461
ROBBINSDALE                  355          80           5.75           38534          49461
CORONA                       355       79.98           6.25           38534          49461
EL CAJON                     355          80          5.875           38534          49461
CHINO HILLS                  355          80          6.375           38534          49461
PARAMOUNT                    355          80            6.5           38534          49461
WALDORF                      355          80          6.375           38534          49461
CHATTANOOGA                  355          80           6.25           38534          49461
PEABODY                      355          80            7.5           38534          49461
BROOKLYN                     355          80          4.999           38534          49461
NAMPA                        355       79.98           7.25           38534          49461
SOUTH GATE                   355          80           5.25           38534          49461
BRONX                        355          80            6.5           38534          49461
LEBANON                      355          80          6.625           38534          49461
ALISO VIEJO                  355          80          6.625           38534          49461
CLAYTON                      355          80          5.875           38534          49461
NEWPORT NEWS                 329          80         10.625           37742          48670
SPRINGFIELD                  335          80         10.125           37926          48853
LOS ANGELES                  177       98.77         10.625           38626          44075
INDIANAPOLIS                 177         100          12.99           38626          44075
VISALIA                      177         100          7.999           38626          44075
ORANGEVALE                   177       91.69          6.375           38626          44075
CENTRAL FALLS                176         100         10.375           38596          44044
MALDEN                       177         100         11.625           38626          44075
ALBUQUERQUE                  176         100           12.5           38596          44044
BEAVERTON                    177         100         10.125           38626          44075
FORT WAYNE                   176         100          9.125           38596          44044
WEST PALM BEACH              176         100          9.125           38596          44044
LA MIRADA                    176          95          9.125           38596          44044
CASSELBERRY                  177         100          9.875           38626          44075
DAYTON                       176         100          9.375           38596          44044
CASSELBERRY                  176         100          7.875           38596          44044
TRUCKEE                      176         100            9.5           38596          44044
SOUTH LAKE TAHOE             177          95         11.124           38626          44075
PHOENIX                      177         100         10.375           38626          44075
CHANDLER                     176         100          8.375           38596          44044
BAKERSFIELD                  176         100          8.875           38596          44044
DENVER                       177         100          9.875           38626          44075
RICHMOND                     177         100          9.375           38626          44075
BLOOMFIELD HILLS             176         100          9.125           38596          44044
ESCONDIDO                    176         100          9.875           38596          44044
GREENACRES                   177         100          9.875           38626          44075
BLUE ISLAND                  177         100         11.375           38626          44075
MAYER                        177         100         10.375           38626          44075
MORENO VALLEY                176         100          9.875           38596          44044
PORT CHARLOTTE               177          90          8.625           38626          44075
PORTERVILLE                  177         100          9.375           38626          44075
CEDAR VALLEY                 176         100          10.75           38596          44044
INGLEWOOD                    177         100          9.875           38626          44075
FYFFE                        177         100         11.125           38626          44075
RICHMOND                     176         100         10.375           38596          44044
MESA                         176         100          9.375           38596          44044
LAS VEGAS                    177         100          9.125           38626          44075
HOLLISTER                    176         100           8.75           38596          44044
COMPTON                      177         100          8.875           38626          44075
MIDDLEBORO                   177         100          9.625           38626          44075
ORLANDO                      176         100           11.5           38596          44044
OCALA                        177          95          9.875           38626          44075
MAPLE VALLEY                 176          95          7.625           38596          44044
PHOENIX                      177         100          8.375           38626          44075
LAKE OSWEGO                  176         100         11.125           38596          44044
HAZEL CREST                  177         100         10.125           38626          44075
APACHE JUNCTION              177         100         11.125           38626          44075
INDIANAPOLIS                 177         100          8.875           38626          44075
SACRAMENTO                   176         100          9.375           38596          44044
PARKER                       177         100         11.125           38626          44075
GODFREY                      176         100         11.125           38596          44044
DELTA                        177         100         10.125           38626          44075
SEYMOUR                      177         100          9.125           38626          44075
ELIZABETHTOWN                176         100          14.25           38596          44044
MURRIETA                     176         100          9.875           38596          44044
MOORE                        177         100         11.125           38626          44075
KENT                         177         100          14.25           38626          44075
ONTARIO                      177       87.82          8.125           38626          44075
ALPHARETTA                   176         100         11.375           38596          44044
INDIANAPOLIS                 177         100          11.99           38626          44075
PARADISE VALLEY              177       82.05         10.125           38626          44075
DENVER                       177         100         10.625           38626          44075
LAKEWOOD                     177         100          8.375           38626          44075
FORT WAYNE                   177       99.99         11.125           38626          44075
HIGHLANDS RANCH              177         100         10.125           38626          44075
PLEASANT GROVE               176         100          9.125           38596          44044
LINN                         176         100         11.125           38596          44044
CORONA                       177          95          8.125           38626          44075
SALINAS                      177          95         10.125           38626          44075
MORENO VALLEY                176         100         10.125           38596          44044
TUCSON                       177         100         11.125           38626          44075
DORCHESTER                   177         100          9.625           38626          44075
TUCSON                       176         100         10.125           38596          44044
BEND                         176         100           8.75           38596          44044
PAYSON                       177         100         11.375           38626          44075
HENDERSON                    177         100          9.375           38626          44075
MURRAY                       177         100         10.375           38626          44075
LAVEEN                       177         100          9.125           38626          44075
DUDLEY                       177         100         10.375           38626          44075
BONNER SPRINGS               176         100         11.125           38596          44044
LAWRENCEVILLE                177         100         11.625           38626          44075
LEBANON JUNCTION             177         100          12.49           38626          44075
SHERWOOD                     176         100          8.625           38596          44044
PERRIS                       177       99.92           7.25           38626          44075
ORLANDO                      177         100          7.125           38626          44075
FIRCREST                     177         100         10.875           38626          44075
KISSIMMEE                    177       99.99             13           38626          44075
MUSKEGON                     177         100          11.25           38626          44075
VANCOUVER                    176         100          8.625           38596          44044
CENTRAL FALLS                176         100         10.375           38596          44044
PITTSBURGH                   177         100          12.25           38626          44075
NORTH PORT                   177         100         10.125           38626          44075
GILBERT                      176          90         10.125           38596          44044
TUCSON                       177         100         10.375           38626          44075
GLENDALE                     177         100         12.125           38626          44075
PROVIDENCE                   177         100          9.375           38626          44075
SPARKS                       177         100         10.125           38626          44075
CHICAGO                      178         100         10.625           38657          44105
CHICAGO HEIGHTS              177         100         10.125           38626          44075
HILLSBORO                    177         100          9.375           38626          44075
BOSTON                       177         100          9.625           38626          44075
GREENWOOD                    177         100          8.875           38626          44075
MORENO VALLEY                176         100           8.75           38596          44044
SALT LAKE CITY               177         100          11.75           38626          44075
LOS ANGELES                  176         100         10.375           38596          44044
FRESNO                       177         100         10.499           38626          44075
PITTSBURG                    176          95           7.75           38596          44044
LAS VEGAS                    177         100          9.125           38626          44075
QUEEN CREEK                  177         100         10.125           38626          44075
LAS VEGAS                    177         100         10.375           38626          44075
PAPILLION                    177         100         11.125           38626          44075
SAN FRANCISCO                177         100          7.999           38626          44075
TRACY                        177          95          6.375           38626          44075
LOS ANGELES                  177         100           10.5           38626          44075
MAPLE VALLEY                 176         100         10.125           38596          44044
BRIGHTON                     176         100         10.125           38596          44044
FARMINGTON HILLS             177         100          9.375           38626          44075
PRINEVILLE                   177         100         10.125           38626          44075
PILGER                       177         100         11.125           38626          44075
ALBUQUERQUE                  177         100         10.625           38626          44075
THORNTON                     177         100          9.125           38626          44075
APPLE VALLEY                 177         100          9.875           38626          44075
THORNTON                     177         100          8.875           38626          44075
WHITE HALL                   177         100         10.125           38626          44075
VIRGINIA BEACH               177         100         10.125           38626          44075
OAKLAND                      177         100          9.375           38626          44075
PHOENIX                      177         100         10.375           38626          44075
GRESHAM                      177         100         10.125           38626          44075
RIALTO                       177         100          9.999           38626          44075
SAINT LOUIS                  177         100          8.875           38626          44075
LAS VEGAS                    177         100          9.375           38626          44075
FORT WORTH                   177         100          9.999           38626          44075
EAST CANTON                  177         100          9.625           38626          44075
EVERGREEN PARK               177         100         10.125           38626          44075
CHUBBUCK                     177         100          11.99           38626          44075
BOISE                        177         100         10.125           38626          44075
LOS ANGELES                  177       98.08          9.875           38626          44075
IONE                         177         100         11.875           38626          44075
HILLSBORO                    177         100         10.125           38626          44075
PAYETTE                      177         100          11.99           38626          44075
CLEARFIELD                   177         100          7.875           38626          44075
SPRINGFIELD                  177         100          8.875           38626          44075
SUGAR HILL                   177         100         10.375           38626          44075
NEWMAN                       177         100          9.375           38626          44075
CHESTER                      177         100         11.125           38626          44075
BURIEN                       177         100         10.125           38626          44075
PORTLAND                     177         100           8.75           38626          44075
RANDOLPH                     177         100         10.125           38626          44075
JACKSONVILLE                 177         100         11.375           38626          44075
COLUMBUS                     177         100         11.125           38626          44075
RICHMOND                     177         100         11.125           38626          44075
LOUISVILLE                   177         100         11.125           38626          44075
FORDLAND                     177         100         11.125           38626          44075
ORLANDO                      177         100           12.5           38626          44075
SAINT LOUIS                  177         100         11.125           38626          44075
LAS VEGAS                    177         100         10.375           38626          44075
STONE MOUNTAIN               177         100          9.375           38626          44075
COLLINSVILLE                 177         100         11.625           38626          44075
PARAGOULD                    177       97.01         10.125           38626          44075
CRYSTAL                      177         100         11.375           38626          44075
CEDAR VALLEY                 177         100          9.125           38626          44075
PALM COAST                   176         100             11           38596          44044
O FALLON                     177         100          9.125           38626          44075
ALBUQUERQUE                  177         100         10.375           38626          44075
NAMPA                        177         100          14.25           38626          44075
LANSING                      177         100         10.125           38626          44075
LAS VEGAS                    177          95          9.125           38626          44075
BOISE                        177         100         11.375           38626          44075
HENDERSON                    177         100          8.375           38626          44075
BALTIMORE                    177         100           9.75           38626          44075
ANTIOCH                      177         100          8.375           38626          44075
DELHI                        177         100          8.375           38626          44075
CLACKAMAS                    177         100         10.125           38626          44075
TRACY                        177         100          9.375           38626          44075
PRINEVILLE                   177         100          8.625           38626          44075
TRACY                        177          95          9.999           38626          44075
BUFORD                       177         100         10.375           38626          44075
HAYWARD                      177         100          9.375           38626          44075
ORANGE CITY                  177         100         10.125           38626          44075
COLUMBUS                     177         100          11.99           38626          44075
NORTH PORT                   177         100          9.125           38626          44075
WINDERMERE                   177         100         11.875           38626          44075
VISTA                        177         100          8.375           38626          44075
DAVENPORT                    177         100          14.75           38626          44075
PORTLAND                     177         100         10.125           38626          44075
BANKS                        177         100         10.125           38626          44075
SYLVANIA                     177         100           11.5           38626          44075
COVINGTON                    177       92.68          7.625           38626          44075
PHILADELPHIA                 177         100          7.875           38626          44075
COLORA                       177         100          9.125           38626          44075
BATTLE CREEK                 177         100         10.125           38626          44075
PORTERVILLE                  177         100          9.499           38626          44075
REVERE                       177         100         10.625           38626          44075
VICTORVILLE                  177         100         10.125           38626          44075
FONTANA                      177         100          9.375           38626          44075
QUEEN CREEK                  177         100         10.125           38626          44075
MOLINE                       177         100          13.74           38626          44075
VALRICO                      177         100         10.125           38626          44075
ROXBURY                      177         100         11.375           38626          44075
WASHINGTON                   177         100         13.625           38626          44075
HAVERHILL                    177         100         10.375           38626          44075
HAWTHORNE                    177         100          9.875           38626          44075
SANDY                        177         100           12.5           38626          44075
CASTLEWOOD                   177         100         11.125           38626          44075
WEST VALLEY CITY             177         100          13.25           38626          44075
QUEEN CREEK                  177         100         10.625           38626          44075
PAYSON                       177         100          9.625           38626          44075
INDEPENDENCE                 177         100         11.125           38626          44075
PASADENA                     177          95          8.125           38626          44075
SALINAS                      177         100          9.999           38626          44075
COLORADO SPRINGS             177         100         10.125           38626          44075
ALBUQUERQUE                  177         100          9.375           38626          44075
LOS ANGELES                  177         100          8.499           38626          44075
POWDER SPRINGS               177         100         10.375           38626          44075
DULUTH                       177         100          7.375           38626          44075
SAN DIEGO                    177         100            7.5           38626          44075
CHULA VISTA                  177         100          9.625           38626          44075
PLANT CITY                   177         100         10.125           38626          44075
DALLAS                       176         100          9.375           38596          44044
LAS VEGAS                    177         100         10.125           38626          44075
PATTERSON                    177         100          9.999           38626          44075
SALEM                        177         100          8.375           38626          44075
DALLAS                       177         100          8.999           38626          44075
PLANT CITY                   177         100          9.875           38626          44075
KENDALLVILLE                 177         100         10.125           38626          44075
DANVILLE                     177         100          9.999           38626          44075
PASCO                        177         100          8.625           38626          44075
LYNCHBURG                    177         100         11.125           38626          44075
VANCOUVER                    177         100         10.125           38626          44075
AVON                         177         100         10.125           38626          44075
PARAMOUNT                    177         100         10.625           38626          44075
BLACKFOOT                    177         100         10.125           38626          44075
LOVELAND                     177         100         10.125           38626          44075
SALT LAKE CITY               177         100          9.375           38626          44075
MEBANE                       177         100          10.75           38626          44075
MAGNA                        177         100         11.999           38626          44075
FRAMINGHAM                   177         100          9.375           38626          44075
ORLANDO                      177         100          8.625           38626          44075
DELTONA                      177         100         10.125           38626          44075
TIGARD                       177         100         10.125           38626          44075
SAN LORENZO                  177         100          9.999           38626          44075
TROY                         177         100         10.125           38626          44075
SCIO                         177         100          11.99           38626          44075
MC COOK                      177         100          11.25           38626          44075
DORAL                        177         100         10.125           38626          44075
ALBUQUERQUE                  177         100          9.625           38626          44075
STOCKTON                     177         100         10.125           38626          44075
DUVALL                       177          90          8.125           38626          44075
NAMPA                        177         100          8.625           38626          44075
MURRAYVILLE                  177         100             13           38626          44075
RANCHO SANTA MARGARITA       177         100          8.625           38626          44075
JACKSONVILLE                 177         100         13.125           38626          44075
ANTHEM                       177         100         10.125           38626          44075
PARAMOUNT                    177         100         10.125           38626          44075
PORTLAND                     177          95         10.375           38626          44075
BRENTWOOD                    177          95          9.999           38626          44075
FAIRVIEW                     177         100         10.125           38626          44075
HOOPER                       177         100         10.125           38626          44075
HERCULES                     177         100          8.375           38626          44075
PUYALLUP                     177         100         10.125           38626          44075
MANTECA                      177         100          9.375           38626          44075
DALLAS                       177       99.99         11.375           38626          44075
LANCASTER                    177          95          11.25           38626          44075
ANDERSON                     177         100           10.5           38626          44075
PHOENIX                      177         100         12.125           38626          44075
BROCKTON                     177         100         10.375           38626          44075
SCOTTSDALE                   177         100          8.125           38626          44075
SARATOGA SPRINGS             177         100          9.125           38626          44075
ORLANDO                      177         100         13.125           38626          44075
YACOLT                       177         100         10.125           38626          44075
VANCOUVER                    177         100         10.375           38626          44075
MANCHESTER                   177         100         10.375           38626          44075
VANCOUVER                    177       98.15         10.125           38626          44075
SPRING HILL                  177         100          8.625           38626          44075
BRADENTON                    177         100         11.375           38626          44075
NORTH LAS VEGAS              177         100          9.375           38626          44075
BUCKEYE                      177         100         12.125           38626          44075
MESA                         177         100         10.125           38626          44075
VALLEY CENTER                177         100          9.999           38626          44075
LAKE WORTH                   177         100         11.375           38626          44075
ANDERSON                     177         100         10.625           38626          44075
SANTA MARIA                  177         100          9.999           38626          44075
CALLAHAN                     177         100          9.125           38626          44075
NORTH PORT                   177         100          8.625           38626          44075
EXETER                       177         100          9.125           38626          44075
AMERICAN CANYON              177         100          9.999           38626          44075
SAINT LOUIS                  177         100         10.375           38626          44075
ALHAMBRA                     177         100          9.999           38626          44075
PORTLAND                     177         100         10.125           38626          44075
TUCSON                       177         100          8.125           38626          44075
RENO                         177         100         10.375           38626          44075
CASSELBERRY                  177         100          7.875           38626          44075
GLENDALE                     177         100         10.375           38626          44075
CONCORD                      177         100         10.125           38626          44075
MESA                         177         100          9.125           38626          44075
AUBURN                       177         100          9.625           38626          44075
SCOTTSDALE                   177         100          8.875           38626          44075
ALBUQUERQUE                  177         100         10.375           38626          44075
LAS VEGAS                    177         100          9.375           38626          44075
GLENDALE                     177         100          8.375           38626          44075
KIMMELL                      177         100          7.125           38626          44075
NAMPA                        177         100          9.125           38626          44075
HAYWARD                      177         100           7.25           38626          44075
TRENTON                      177         100          12.99           38626          44075
VIRGINIA BEACH               177         100         10.375           38626          44075
LAYTON                       177         100         10.125           38626          44075
PHOENIX                      177         100         10.125           38626          44075
ARCADIA                      177         100          12.99           38626          44075
WOODS CROSS                  177         100          9.375           38626          44075
CALDWELL                     177         100         10.125           38626          44075
HARRIMAN                     177         100         11.125           38626          44075
MEMPHIS                      177         100             13           38626          44075
TALLAHASSEE                  177         100         10.125           38626          44075
BEAVERTON                    177         100         10.125           38626          44075
MORENO VALLEY                177         100          9.999           38626          44075
CRANSTON                     177         100          9.875           38626          44075
SALEM                        177         100         10.125           38626          44075
SOLEDAD                      177       86.67          9.999           38626          44075
NORRISTOWN                   177         100         10.125           38626          44075
VANCOUVER                    177         100          9.375           38626          44075
PLEASANTON                   177         100          7.999           38626          44075
CHATTANOOGA                  177         100          9.875           38626          44075
FLINT                        177         100          8.625           38626          44075
ANTIOCH                      177         100          8.375           38626          44075
VALLEJO                      177         100          9.125           38626          44075
BROOKLYN                     177         100         10.125           38626          44075
ATLANTA                      177         100         10.375           38626          44075
WATERFORD                    177         100         10.125           38626          44075
HANOVER PARK                 177         100         10.125           38626          44075
COMPTON                      177         100          9.999           38626          44075
AUBURN                       177         100           11.5           38626          44075
BAY POINT                    177         100          9.375           38626          44075
FALL CITY                    177         100          9.125           38626          44075
PORT HURON                   177         100         10.125           38626          44075
CAMBRIDGE                    177         100         10.125           38626          44075
ESPARTO                      177         100          9.999           38626          44075
LAS VEGAS                    177         100         10.875           38626          44075
WORCESTER                    177         100          9.125           38626          44075
ERIE                         177         100           10.5           38626          44075
HOLT                         177         100         10.125           38626          44075
WINTHROP                     177         100         10.125           38626          44075
CITRUS HEIGHTS               177         100         10.125           38626          44075
ARVADA                       177         100          7.375           38626          44075
COLUMBUS                     177         100         10.125           38626          44075
PALM COAST                   177         100         13.125           38626          44075
DETROIT                      177         100         14.125           38626          44075
SYRACUSE                     177         100          12.75           38626          44075
DENVER                       177         100         10.125           38626          44075



City                    Servicing Fee     Interest Paid   Next Due Date Original Balance
                                                To Date
------------------------------------------------------------------------------------
Jennings                      0.5          1/1/2006        2/1/2006           53550
Signal Mountain               0.5         11/1/2005       12/1/2005          131500
Fremont                       0.5         11/1/2005       12/1/2005          500000
Jamaica                       0.5         11/1/2005       12/1/2005          282100
Elkhart                       0.5         11/1/2005       12/1/2005           89300
Pueblo                        0.5         11/1/2005       12/1/2005          164700
Trenton                       0.5          9/1/2005       10/1/2005           84800
Hockessin                     0.5         10/1/2005       11/1/2005          585000
Plymouth                      0.5         11/1/2005       12/1/2005          248000
Bel Nor                       0.5         11/1/2005       12/1/2005           35150
Akron                         0.5         11/1/2005       12/1/2005           78800
Hudson                        0.5         11/1/2005       12/1/2005          255008
Chicago                       0.5         11/1/2005       12/1/2005          236000
Hatton                        0.5         11/1/2005       12/1/2005           96800
Boise                         0.5         12/1/2005        1/1/2006          116000
Hartland                      0.5         11/1/2005       12/1/2005          174400
Augusta                       0.5         10/1/2005       11/1/2005           76000
Lewisville                    0.5         11/1/2005       12/1/2005          172000
Cragin                        0.5         11/1/2005       12/1/2005          229500
Oak Park                      0.5         11/1/2005       12/1/2005          300000
Sugar Land                    0.5         10/1/2005       11/1/2005           98625
Newark                        0.5         11/1/2005       12/1/2005          493905
Simi Valley                   0.5         11/1/2005       12/1/2005          366000
Upland                        0.5         11/1/2005       12/1/2005          382500
Sarasota                      0.5         11/1/2005       12/1/2005          183920
Queensbury                    0.5         11/1/2005       12/1/2005          171000
Middletown                    0.5         11/1/2005       12/1/2005          125000
Wellston                      0.5          9/1/2005       10/1/2005          168750
Highland                      0.5         11/1/2005       12/1/2005          161000
Saint Louis                   0.5         11/1/2005       12/1/2005           86700
Jeffersonville                0.5         11/1/2005       12/1/2005           75000
Miami                         0.5         11/1/2005       12/1/2005          146610
Gumbo                         0.5         11/1/2005       12/1/2005          360000
Miramar                       0.5          9/1/2005       10/1/2005          120000
New Brunswick                 0.5         11/1/2005       12/1/2005          255000
East Brunswick                0.5         11/1/2005       12/1/2005          256000
Marne                         0.5         12/1/2005        1/1/2006           57800
Blythe                        0.5         11/1/2005       12/1/2005           67500
Chesterfield                  0.5         11/1/2005       12/1/2005          110000
Southfield                    0.5         11/1/2005       12/1/2005          148000
Roscommon                     0.5         11/1/2005       12/1/2005          100000
Pasadena                      0.5         11/1/2005       12/1/2005          342000
Portland                      0.5         10/1/2005       11/1/2005          162000
Valley Stream                 0.5         12/1/2005        1/1/2006          520000
Middleboro                    0.5         11/1/2005       12/1/2005          495000
Bowdoinham                    0.5         11/1/2005       12/1/2005          279365
Mogadore                      0.5         11/1/2005       12/1/2005          144000
Charlotte                     0.5         11/1/2005       12/1/2005           86400
Orlando                       0.5         12/1/2005        1/1/2006          164000
Meriden                       0.5         11/1/2005       12/1/2005          210600
Jackson                       0.5         11/1/2005       12/1/2005           95000
Huffman                       0.5         11/1/2005       12/1/2005           76500
Downey                        0.5         11/1/2005       12/1/2005          910000
Chula Vista                   0.5         11/1/2005       12/1/2005          580000
Calexico                      0.5         11/1/2005       12/1/2005          152000
Lake Montezuma                0.5         10/1/2005       11/1/2005          175000
San Diego                     0.5         11/1/2005       12/1/2005          308000
San Diego                     0.5         11/1/2005       12/1/2005          305500
Margate                       0.5         11/1/2005       12/1/2005          209250
Columbia                      0.5         11/1/2005       12/1/2005          129000
Cloverly                      0.5         11/1/2005       12/1/2005          231000
Lakeland                      0.5         11/1/2005       12/1/2005          161910
Kihei                         0.5         11/1/2005       12/1/2005          255000
Anchorage                     0.5         11/1/2005       12/1/2005           59500
Wagner                        0.5         11/1/2005       12/1/2005          378900
Rincon                        0.5         12/1/2005        1/1/2006          124800
Davie                         0.5         10/1/2005       11/1/2005          221000
Orlando                       0.5         11/1/2005       12/1/2005           90000
Apopka                        0.5         11/1/2005       12/1/2005          291200
Merced                        0.5         11/1/2005       12/1/2005          252000
Monona                        0.5         11/1/2005       12/1/2005          161500
Huntley                       0.5         11/1/2005       12/1/2005          135120
Perris                        0.5         11/1/2005       12/1/2005          403750
Universal                     0.5         11/1/2005       12/1/2005           79900
Cleveland                     0.5          9/1/2005       10/1/2005          111200
Arlington                     0.5          9/1/2005       10/1/2005           86441
Ldhl                          0.5         11/1/2005       12/1/2005           53100
Gate                          0.5         11/1/2005       12/1/2005          163200
Southaven                     0.5         11/1/2005       12/1/2005          117000
Kismet                        0.5         11/1/2005       12/1/2005          340000
Norwalk                       0.5         11/1/2005       12/1/2005          289250
Perth Amboy                   0.5         11/1/2005       12/1/2005          265800
Carrollton                    0.5         11/1/2005       12/1/2005          396000
East End                      0.5         10/1/2005       11/1/2005           85500
Audubon                       0.5         11/1/2005       12/1/2005          260000
West Jordan                   0.5         11/1/2005       12/1/2005          224700
Antioch                       0.5         11/1/2005       12/1/2005          138000
Dixmoor                       0.5         11/1/2005       12/1/2005           72000
Rodeo                         0.5         11/1/2005       12/1/2005          588000
Cherrytown                    0.5         11/1/2005       12/1/2005          128000
Naranja                       0.5         11/1/2005       12/1/2005          153750
Tacoma                        0.5         11/1/2005       12/1/2005          210000
Lawrence                      0.5         11/1/2005       12/1/2005           60000
Foxridge                      0.5         11/1/2005       12/1/2005          393364
Detroit                       0.5         11/1/2005       12/1/2005          188100
Ypsilanti                     0.5         10/1/2005       11/1/2005          104500
Detroit                       0.5         11/1/2005       12/1/2005          127500
Grand Blanc                   0.5         10/1/2005       11/1/2005          321200
Brandon                       0.5         10/1/2005       11/1/2005          198075
Shreveport                    0.5          9/1/2005       10/1/2005          114000
Arvada                        0.5         11/1/2005       12/1/2005          383500
Leominster                    0.5         12/1/2005        1/1/2006          132000
Columbus                      0.5         10/1/2005       11/1/2005           86250
Visalia                       0.5         10/1/2005       11/1/2005          121125
Elk Grove                     0.5         11/1/2005       12/1/2005          314250
Ceres                         0.5         11/1/2005       12/1/2005          253000
Jupiter                       0.5         11/1/2005       12/1/2005          244800
Sherrills Ford                0.5         11/1/2005       12/1/2005          106400
Merrifield                    0.5         11/1/2005       12/1/2005          216000
Tampa                         0.5         11/1/2005       12/1/2005           71100
Orlando                       0.5         11/1/2005       12/1/2005          157500
Davie                         0.5         10/1/2005       11/1/2005          160000
Topeka                        0.5         11/1/2005       12/1/2005           68900
Merced                        0.5         11/1/2005       12/1/2005          251198
Chula Vista                   0.5         11/1/2005       12/1/2005          344000
Highland                      0.5         11/1/2005       12/1/2005          250800
Kahuku                        0.5         11/1/2005       12/1/2005          332500
Los Angeles                   0.5         12/1/2005        1/1/2006          430000
North Las Vegas               0.5         12/1/2005        1/1/2006          212250
Largo                         0.5         11/1/2005       12/1/2005          455000
Vancouver                     0.5         11/1/2005       12/1/2005          146000
Covell                        0.5         11/1/2005       12/1/2005          161100
Omaha                         0.5         11/1/2005       12/1/2005          112500
Palm Coast                    0.5         11/1/2005       12/1/2005          102400
Miami                         0.5         11/1/2005       12/1/2005          500000
Belle Vernon                  0.5         11/1/2005       12/1/2005           68000
Lakeland                      0.5         11/1/2005       12/1/2005          192000
Elk Grove                     0.5         11/1/2005       12/1/2005          322200
Visalia                       0.5         11/1/2005       12/1/2005          118000
Joliet                        0.5         11/1/2005       12/1/2005          419900
Coatesville                   0.5         11/1/2005       12/1/2005          113900
Mira Loma                     0.5         12/1/2005        1/1/2006          394000
Taylors                       0.5         11/1/2005       12/1/2005           82900
Staunton                      0.5         11/1/2005       12/1/2005          121600
Alloway                       0.5          1/1/2006        2/1/2006          201400
Woodbury                      0.5         12/1/2005        1/1/2006          300000
Orlando                       0.5         12/1/2005        1/1/2006          242250
Loudville                     0.5         11/1/2005       12/1/2005          268000
Wells                         0.5         11/1/2005       12/1/2005          192000
Holly                         0.5         11/1/2005       12/1/2005          144000
Calif City                    0.5         11/1/2005       12/1/2005          180500
Flat Rock                     0.5         11/1/2005       12/1/2005           65600
Corpus Christi                0.5         11/1/2005       12/1/2005           68900
Mendoza                       0.5         11/1/2005       12/1/2005           72800
San Antonio                   0.5         11/1/2005       12/1/2005           60000
Midland                       0.5         12/1/2005        1/1/2006           49900
North Las Vegas               0.5         11/1/2005       12/1/2005          252000
Long Beach                    0.5         11/1/2005       12/1/2005          567000
Nashua                        0.5         11/1/2005       12/1/2005          267900
Hoover                        0.5         10/1/2005       11/1/2005          133000
Antioch                       0.5         11/1/2005       12/1/2005          130000
Dolton                        0.5         11/1/2005       12/1/2005          127800
Sheridan                      0.5         11/1/2005       12/1/2005          108000
Miami                         0.5          9/1/2005       10/1/2005          308000
Redland                       0.5         11/1/2005       12/1/2005          202101
Foxridge                      0.5         11/1/2005       12/1/2005          455600
Glyndon                       0.5         11/1/2005       12/1/2005          153000
Seymour                       0.5         10/1/2005       11/1/2005           92100
Manchester                    0.5         11/1/2005       12/1/2005           63000
Kissimmee                     0.5          9/1/2005       10/1/2005          102000
Orlando                       0.5         11/1/2005       12/1/2005          166500
Bellflower                    0.5         11/1/2005       12/1/2005          389000
Miami                         0.5         10/1/2005       11/1/2005          196000
Stephens City                 0.5         11/1/2005       12/1/2005          382500
Topeka                        0.5         10/1/2005       11/1/2005           63500
Vienna                        0.5         11/1/2005       12/1/2005          647275
Las Vegas                     0.5         11/1/2005       12/1/2005          108550
Hammond                       0.5         11/1/2005       12/1/2005           61600
Pontiac                       0.5         11/1/2005       12/1/2005           96000
Miami                         0.5         11/1/2005       12/1/2005          330000
Omaha                         0.5         11/1/2005       12/1/2005           86500
Yuba City                     0.5         11/1/2005       12/1/2005          224000
Muscoy                        0.5         11/1/2005       12/1/2005          512000
Holland                       0.5         12/1/2005        1/1/2006          136000
La Crosse                     0.5          2/1/2006        3/1/2006           63750
Knoxville                     0.5         12/1/2005        1/1/2006          146400
Georgetown                    0.5         11/1/2005       12/1/2005           78300
Danville                      0.5         11/1/2005       12/1/2005           68000
Auburn                        0.5         11/1/2005       12/1/2005          280000
Richton Park                  0.5         11/1/2005       12/1/2005          212000
Austin                        0.5         11/1/2005       12/1/2005           92000
Modello                       0.5         11/1/2005       12/1/2005          184000
Tacoma                        0.5         12/1/2005        1/1/2006          153000
Fontana                       0.5         11/1/2005       12/1/2005          270000
Tempe                         0.5         12/1/2005        1/1/2006          120510
Commerce                      0.5         12/1/2005        1/1/2006          255000
Kismet                        0.5         11/1/2005       12/1/2005          240000
Sepulveda                     0.5         11/1/2005       12/1/2005          499000
Mount Sinai                   0.5         12/1/2005        1/1/2006          475000
Irvington                     0.5         12/1/2005        1/1/2006          237500
Buffalo                       0.5         11/1/2005       12/1/2005           86800
Jamaica                       0.5         11/1/2005       12/1/2005          376512
Newburgh                      0.5         11/1/2005       12/1/2005          201100
Sepulveda                     0.5         11/1/2005       12/1/2005          353900
Brodheadsville                0.5         11/1/2005       12/1/2005          351000
Antelope                      0.5         11/1/2005       12/1/2005          446500
Sacramento                    0.5         11/1/2005       12/1/2005          220000
Fresno                        0.5         11/1/2005       12/1/2005          318250
Ripon                         0.5         11/1/2005       12/1/2005          450000
Vallejo                       0.5         11/1/2005       12/1/2005          440000
Modesto                       0.5         11/1/2005       12/1/2005          399000
Raymore                       0.5         11/1/2005       12/1/2005          173600
Park Ridge                    0.5         11/1/2005       12/1/2005          538000
Winnetka                      0.5         11/1/2005       12/1/2005          412250
Belvedere                     0.5         10/1/2005       11/1/2005           56980
Auburn                        0.5          9/1/2005       10/1/2005          107100
La Center                     0.5         12/1/2005        1/1/2006          153000
Delaware                      0.5         10/1/2005       11/1/2005          131000
Galion                        0.5         12/1/2005        1/1/2006           87000
Humble                        0.5         11/1/2005       12/1/2005          110200
Strathmore                    0.5         11/1/2005       12/1/2005           79500
Mount Vernon                  0.5         11/1/2005       12/1/2005          334400
East Orange                   0.5         11/1/2005       12/1/2005          212500
Redland                       0.5          9/1/2005       10/1/2005          615000
Fredericksburg                0.5         10/1/2005       11/1/2005          407550
Charleston                    0.5         11/1/2005       12/1/2005          142500
Stone Mountain                0.5         11/1/2005       12/1/2005          204000
Decatur                       0.5         12/1/2005        1/1/2006           92900
Lawndale                      0.5         11/1/2005       12/1/2005          490500
Cleveland                     0.5         11/1/2005       12/1/2005           79200
Thousand Oaks                 0.5         11/1/2005       12/1/2005          481490
WILDOMAR                      0.5         11/1/2005       12/1/2005          203200
Denver                        0.5         11/1/2005       12/1/2005          150540
Downey                        0.5         11/1/2005       12/1/2005          106000
New Berlin                    0.5         11/1/2005       12/1/2005           55000
Lakeland                      0.5         11/1/2005       12/1/2005           76000
Napa                          0.5         10/1/2005       11/1/2005          374000
Mangonia Park                 0.5         12/1/2005        1/1/2006          112500
Port Charlotte                0.5         11/1/2005       12/1/2005          148750
Lvpl                          0.5         11/1/2005       12/1/2005          112000
Santa Clarita                 0.5         11/1/2005       12/1/2005          492000
Four Corners                  0.5         11/1/2005       12/1/2005          228000
Dellwood                      0.5         11/1/2005       12/1/2005           62500
Memphis                       0.5          9/1/2005       10/1/2005          175000
Orlando                       0.5         11/1/2005       12/1/2005           99000
Baldy Mesa                    0.5         11/1/2005       12/1/2005          174000
Kansas City                   0.5         11/1/2005       12/1/2005          175750
Rockford                      0.5         12/1/2005        1/1/2006           57600
Atlanta                       0.5         10/1/2005       11/1/2005           79000
Glenwood                      0.5         11/1/2005       12/1/2005          101250
Versailles                    0.5         11/1/2005       12/1/2005           70400
Billerica                     0.5         12/1/2005        1/1/2006          137000
Staten Island                 0.5         10/1/2005       11/1/2005          243800
Valencia                      0.5         12/1/2005        1/1/2006          516000
Sun Valley                    0.5         11/1/2005       12/1/2005          384000
Compton                       0.5         10/1/2005       11/1/2005          251250
Cucamonga                     0.5         11/1/2005       12/1/2005          296000
Valencia                      0.5         11/1/2005       12/1/2005          391200
Riverview                     0.5          9/1/2005       10/1/2005          200000
Wenatchee                     0.5         11/1/2005       12/1/2005         94477.5
Crofton                       0.5         11/1/2005       12/1/2005          184000
Baton Rouge                   0.5         11/1/2005       12/1/2005          880000
Dayton                        0.5         11/1/2005       12/1/2005           56000
Devon                         0.5         11/1/2005       12/1/2005           64000
Fresno                        0.5         11/1/2005       12/1/2005          188000
Claremont                     0.5         11/1/2005       12/1/2005          289002
Fresno                        0.5         11/1/2005       12/1/2005          148000
Stockton                      0.5         11/1/2005       12/1/2005          240000
Avondale                      0.5         11/1/2005       12/1/2005          198900
Baton Rouge                   0.5         11/1/2005       12/1/2005          102500
Sun City                      0.5          9/1/2005       10/1/2005          405000
Jacksonville                  0.5         11/1/2005       12/1/2005          399920
Orlando                       0.5         11/1/2005       12/1/2005          124400
Clearwater                    0.5         11/1/2005       12/1/2005          117280
Philadelphia                  0.5         11/1/2005       12/1/2005           40500
San Francisco                 0.5         11/1/2005       12/1/2005          535200
Chino                         0.5         11/1/2005       12/1/2005          508000
Stockton                      0.5         11/1/2005       12/1/2005          270000
North Hollywood               0.5         11/1/2005       12/1/2005          436000
La Quinta                     0.5         11/1/2005       12/1/2005          420000
Odenton                       0.5         11/1/2005       12/1/2005          316350
Rockford                      0.5         12/1/2005        1/1/2006           79000
Sioux Falls                   0.5         12/1/2005        1/1/2006           59500
Gilbert                       0.5         12/1/2005        1/1/2006          437513
Solon                         0.5         11/1/2005       12/1/2005          206000
Detroit                       0.5         11/1/2005       12/1/2005           55300
Detroit                       0.5         11/1/2005       12/1/2005           94500
Dinuba                        0.5         11/1/2005       12/1/2005          129750
North Las Vegas               0.5         11/1/2005       12/1/2005          327250
Citrus Heights                0.5         11/1/2005       12/1/2005          395100
Naranja                       0.5         10/1/2005       11/1/2005          185000
Kroger                        0.5         11/1/2005       12/1/2005          108000
Lithonia                      0.5         11/1/2005       12/1/2005           88000
Alpharetta                    0.5         11/1/2005       12/1/2005          252000
Whitelaw                      0.5         11/1/2005       12/1/2005           96000
Boise                         0.5         12/1/2005        1/1/2006          164000
Walla Walla                   0.5         11/1/2005       12/1/2005          119200
Seattle                       0.5         11/1/2005       12/1/2005          204750
Renton                        0.5         11/1/2005       12/1/2005          269600
Cypress                       0.5         10/1/2005       11/1/2005          463250
Winnetka                      0.5         11/1/2005       12/1/2005          365000
Cimarron                      0.5         12/1/2005        1/1/2006          444000
Paterson                      0.5         11/1/2005       12/1/2005          350000
Fontana                       0.5         11/1/2005       12/1/2005          472500
Inglewood                     0.5         10/1/2005       11/1/2005          408750
Lakewood                      0.5         11/1/2005       12/1/2005          403000
Miami                         0.5         10/1/2005       11/1/2005          250000
Las Cruces                    0.5         11/1/2005       12/1/2005          105200
Moreno Valley                 0.5         11/1/2005       12/1/2005          400000
San Diego                     0.5         12/1/2005        1/1/2006          520000
West Jordan                   0.5         11/1/2005       12/1/2005          108800
Goode                         0.5         12/1/2005        1/1/2006           50000
Hiler                         0.5         11/1/2005       12/1/2005           79200
Kansas City                   0.5         11/1/2005       12/1/2005           68500
Wilmington                    0.5         12/1/2005        1/1/2006           59850
Warren                        0.5         11/1/2005       12/1/2005          155920
Harvey                        0.5          9/1/2005       10/1/2005           96800
Slidell                       0.5          9/1/2005       10/1/2005          119200
Dudley                        0.5         12/1/2005        1/1/2006           51000
Grand Island                  0.5         11/1/2005       12/1/2005           54400
Boise                         0.5         11/1/2005       12/1/2005           77200
Morrison                      0.5         12/1/2005        1/1/2006          140000
Darnestown                    0.5         11/1/2005       12/1/2005          675000
San Clemente                  0.5         11/1/2005       12/1/2005          304000
Neuse                         0.5         11/1/2005       12/1/2005        224679.2
Grand Blanc                   0.5         11/1/2005       12/1/2005           94000
Bonita                        0.5         10/1/2005       11/1/2005          520000
Palmdale                      0.5         11/1/2005       12/1/2005          543750
Donna                         0.5         11/1/2005       12/1/2005           53000
Omaha                         0.5         11/1/2005       12/1/2005          110400
Mound                         0.5         11/1/2005       12/1/2005          330000
Malta                         0.5         12/1/2005        1/1/2006          262000
Seattle                       0.5          9/1/2005       10/1/2005          225000
Miami                         0.5         10/1/2005       11/1/2005          357300
Centerville                   0.5         11/1/2005       12/1/2005          172000
Miami                         0.5         10/1/2005       11/1/2005          242250
Lynn Haven                    0.5         11/1/2005       12/1/2005          151700
Conyers                       0.5         11/1/2005       12/1/2005          229500
Whiting                       0.5         11/1/2005       12/1/2005          225000
Ophir                         0.5         11/1/2005       12/1/2005          293600
Laguna Beach                  0.5         11/1/2005       12/1/2005          975000
Los Angeles                   0.5         11/1/2005       12/1/2005          324000
Arleta                        0.5         11/1/2005       12/1/2005          406400
Detroit                       0.5         11/1/2005       12/1/2005          195000
Sacramento                    0.5         11/1/2005       12/1/2005          274400
Sacramento                    0.5         11/1/2005       12/1/2005          196000
Cleveland                     0.5         12/1/2005        1/1/2006           52000
Gulfport                      0.5         11/1/2005       12/1/2005          580000
Columbia                      0.5         11/1/2005       12/1/2005          281000
Miami                         0.5         11/1/2005       12/1/2005          264000
Miami                         0.5         10/1/2005       11/1/2005          170400
Atlanta                       0.5         11/1/2005       12/1/2005          160000
Atlanta                       0.5         11/1/2005       12/1/2005          172940
Matlacha                      0.5         11/1/2005       12/1/2005          494000
Miami                         0.5         11/1/2005       12/1/2005          400890
Norfolk                       0.5         12/1/2005        1/1/2006          124800
Altamonte                     0.5         11/1/2005       12/1/2005          136000
Tuscawilla                    0.5         11/1/2005       12/1/2005          178500
Austin                        0.5         11/1/2005       12/1/2005          188000
Desoto                        0.5         11/1/2005       12/1/2005          133400
Indianapolis                  0.5         11/1/2005       12/1/2005           68000
Carteret                      0.5         12/1/2005        1/1/2006          195000
Walland                       0.5         11/1/2005       12/1/2005          159000
Detroit                       0.5         11/1/2005       12/1/2005           47700
Griffith                      0.5         12/1/2005        1/1/2006          419500
Riverview                     0.5         11/1/2005       12/1/2005          125000
Emerson                       0.5         10/1/2005       11/1/2005           79800
Rainbow                       0.5         11/1/2005       12/1/2005          691306
Arcadia                       0.5         11/1/2005       12/1/2005           52275
Minooka                       0.5         10/1/2005       11/1/2005          133600
Chicago                       0.5         11/1/2005       12/1/2005          128000
Riner                         0.5         12/1/2005        1/1/2006          119700
Gilbert                       0.5         11/1/2005       12/1/2005          262700
Sun City                      0.5         11/1/2005       12/1/2005          585000
Stratham                      0.5          9/1/2005       10/1/2005          306000
Midway                        0.5         11/1/2005       12/1/2005           53000
Las Vegas                     0.5         12/1/2005        1/1/2006           77600
College Park                  0.5         11/1/2005       12/1/2005          237725
Las Vegas                     0.5         11/1/2005       12/1/2005          352000
                              0.5         11/1/2005       12/1/2005          264000
Fort Mohave                   0.5         11/1/2005       12/1/2005          192000
West Bridgewater              0.5         11/1/2005       12/1/2005          378400
Farmingdale                   0.5         11/1/2005       12/1/2005          375000
Saint Cloud                   0.5         11/1/2005       12/1/2005          167500
Trenton                       0.5         11/1/2005       12/1/2005          369900
Detroit                       0.5         11/1/2005       12/1/2005           50000
Phoenix                       0.5         11/1/2005       12/1/2005          350000
Glendale                      0.5         11/1/2005       12/1/2005          150000
Buena Park                    0.5         11/1/2005       12/1/2005          391000
Huntington Beach              0.5         11/1/2005       12/1/2005          525000
Elyria                        0.5         11/1/2005       12/1/2005           79900
Midwest City                  0.5         11/1/2005       12/1/2005           64800
Grove                         0.5         11/1/2005       12/1/2005          290000
Moreno                        0.5         11/1/2005       12/1/2005          315000
Highlands                     0.5         11/1/2005       12/1/2005          213350
Decatur                       0.5         11/1/2005       12/1/2005          169900
Atlanta                       0.5         11/1/2005       12/1/2005          382400
Ellenwood                     0.5         11/1/2005       12/1/2005          366320
Atlanta                       0.5         12/1/2005        1/1/2006        135082.4
Stowe                         0.5         11/1/2005       12/1/2005          129600
Berkley                       0.5         12/1/2005        1/1/2006           74320
Riverton                      0.5         11/1/2005       12/1/2005          166000
Clifton                       0.5         12/1/2005        1/1/2006           65700
Merrimack                     0.5         12/1/2005        1/1/2006          152000
Detroit                       0.5         11/1/2005       12/1/2005          127200
Peoria                        0.5         11/1/2005       12/1/2005          112500
Volo                          0.5         11/1/2005       12/1/2005          199200
Bakersfield                   0.5         12/1/2005        1/1/2006          163600
San Gabriel                   0.5         10/1/2005       11/1/2005          510000
El Cajon                      0.5         11/1/2005       12/1/2005          320000
Lake Worth                    0.5          9/1/2005       10/1/2005          150000
Linden                        0.5         10/1/2005       11/1/2005          268000
Roseville                     0.5         11/1/2005       12/1/2005          328000
Las Vegas                     0.5         12/1/2005        1/1/2006          230243
Fry                           0.5         11/1/2005       12/1/2005          214800
Tacoma                        0.5         11/1/2005       12/1/2005          185250
San Bernardino                0.5         11/1/2005       12/1/2005          223000
Covina                        0.5         11/1/2005       12/1/2005          360000
La Puente                     0.5         11/1/2005       12/1/2005          437100
Fresno                        0.5         11/1/2005       12/1/2005          176000
Escondido                     0.5         12/1/2005        1/1/2006          810000
Hazelwood                     0.5         12/1/2005        1/1/2006          189465
Miner                         0.5         11/1/2005       12/1/2005           43200
Kenosha                       0.5         11/1/2005       12/1/2005          247000
Walnut Creek                  0.5         11/1/2005       12/1/2005          545600
Morongo Valley                0.5         11/1/2005       12/1/2005          188000
Las Vegas                     0.5         11/1/2005       12/1/2005       371815.75
Springfield                   0.5         12/1/2005        1/1/2006          416000
Alafaya                       0.5         12/1/2005        1/1/2006          123750
Osseo                         0.5         11/1/2005       12/1/2005          164900
River Edge                    0.5         12/1/2005        1/1/2006          391297
Palm Bay                      0.5         11/1/2005       12/1/2005          183200
Watts                         0.5         11/1/2005       12/1/2005          294000
Mira Loma                     0.5         11/1/2005       12/1/2005          360000
West Covina                   0.5         10/1/2005       11/1/2005          432000
Irwindale                     0.5         11/1/2005       12/1/2005          510000
San Fernando                  0.5         11/1/2005       12/1/2005          510000
Perris                        0.5          9/1/2005       10/1/2005          394000
Fry                           0.5         11/1/2005       12/1/2005          145600
Orland                        0.5         11/1/2005       12/1/2005          276000
Bakersfield                   0.5         11/1/2005       12/1/2005          164000
San Jose                      0.5         11/1/2005       12/1/2005          467373
San Jose                      0.5         11/1/2005       12/1/2005          438434
Firebaugh                     0.5         12/1/2005        1/1/2006          114075
Redondo Beach                 0.5         11/1/2005       12/1/2005          630000
Palmdale                      0.5         11/1/2005       12/1/2005          238500
Detroit                       0.5         11/1/2005       12/1/2005           72000
Leominster                    0.5         11/1/2005       12/1/2005          151600
Natick                        0.5         11/1/2005       12/1/2005          473500
Yarmouth                      0.5         11/1/2005       12/1/2005          354000
Redmond                       0.5         12/1/2005        1/1/2006          455760
Bone                          0.5          9/1/2005       10/1/2005           60800
Cimarron Hills                0.5         11/1/2005       12/1/2005          175965
Brewster                      0.5         11/1/2005       12/1/2005           85000
Cimarron Hills                0.5         11/1/2005       12/1/2005          121500
Bothell                       0.5         11/1/2005       12/1/2005          293200
Auburn                        0.5         11/1/2005       12/1/2005          299950
Cimarron Hills                0.5         11/1/2005       12/1/2005          171000
Caldwell                      0.5         11/1/2005       12/1/2005          307800
Ruston                        0.5         11/1/2005       12/1/2005          264000
Claiborne                     0.5          9/1/2005       10/1/2005          165600
Southaven                     0.5         10/1/2005       11/1/2005          185900
Oceanside                     0.5         11/1/2005       12/1/2005          266250
Bartlett                      0.5         11/1/2005       12/1/2005          131920
Brockton                      0.5         11/1/2005       12/1/2005          270000
Salisbury                     0.5         11/1/2005       12/1/2005          224000
Baltimore                     0.5         11/1/2005       12/1/2005          270300
Winchester                    0.5         11/1/2005       12/1/2005          374000
Bakersfield                   0.5         11/1/2005       12/1/2005          198000
Hollister                     0.5         11/1/2005       12/1/2005          460000
San Jose                      0.5         11/1/2005       12/1/2005          531000
Roseville                     0.5         11/1/2005       12/1/2005          860000
Bell                          0.5         11/1/2005       12/1/2005          558000
Hazard                        0.5         11/1/2005       12/1/2005          429000
Claremont                     0.5         11/1/2005       12/1/2005          540000
Glendale                      0.5         11/1/2005       12/1/2005          571500
Detroit                       0.5         12/1/2005        1/1/2006          190000
Las Vegas                     0.5         10/1/2005       11/1/2005          361600
Weymouth                      0.5         11/1/2005       12/1/2005           67500
Tucson                        0.5         11/1/2005       12/1/2005          261000
Stone Mountain                0.5         11/1/2005       12/1/2005           66400
Mableton                      0.5         11/1/2005       12/1/2005          270000
Mount Pleasant                0.5         11/1/2005       12/1/2005          362100
Ozark                         0.5         11/1/2005       12/1/2005          152000
Otsego                        0.5         11/1/2005       12/1/2005          251910
Kismet                        0.5         11/1/2005       12/1/2005          324000
Lacey                         0.5         11/1/2005       12/1/2005          155200
Downey                        0.5         11/1/2005       12/1/2005          369000
Albuquerque                   0.5         11/1/2005       12/1/2005          258500
Las Vegas                     0.5         11/1/2005       12/1/2005          224000
Herriman                      0.5         12/1/2005        1/1/2006          243520
Eagle Rock                    0.5         11/1/2005       12/1/2005           70000
Arrowbear Lake                0.5         11/1/2005       12/1/2005          180000
Rincon                        0.5         12/1/2005        1/1/2006          137750
Bronx                         0.5         11/1/2005       12/1/2005          260000
Miami                         0.5         11/1/2005       12/1/2005          285000
Naples                        0.5         11/1/2005       12/1/2005          279200
Castle                        0.5         10/1/2005       11/1/2005           50100
Shelbyville                   0.5         11/1/2005       12/1/2005          122000
Peoria                        0.5         11/1/2005       12/1/2005          159250
Richton Park                  0.5         11/1/2005       12/1/2005           96000
Detroit                       0.5         11/1/2005       12/1/2005           55000
Dover                         0.5         11/1/2005       12/1/2005           89900
Rolling Meadows               0.5         12/1/2005        1/1/2006          114400
Princeton                     0.5         11/1/2005       12/1/2005          111800
Memphis                       0.5         11/1/2005       12/1/2005           80000
Lockport                      0.5         11/1/2005       12/1/2005           75200
Sepulveda                     0.5         11/1/2005       12/1/2005          412000
Chicago                       0.5         11/1/2005       12/1/2005          128800
Bellingham                    0.5         11/1/2005       12/1/2005          236000
Lisle                         0.5         11/1/2005       12/1/2005          121900
Faribault                     0.5         11/1/2005       12/1/2005          137500
Red Bluff                     0.5         11/1/2005       12/1/2005          157500
Bristol                       0.5         10/1/2005       11/1/2005          152000
Vista                         0.5         11/1/2005       12/1/2005          510000
La Puente                     0.5         11/1/2005       12/1/2005          522000
Fontana                       0.5         11/1/2005       12/1/2005          212000
Lugo                          0.5         11/1/2005       12/1/2005          400000
La Puente                     0.5         11/1/2005       12/1/2005          370000
Santa Clarita                 0.5         11/1/2005       12/1/2005          531892
Laurel                        0.5         11/1/2005       12/1/2005          140000
Rosedale                      0.5         11/1/2005       12/1/2005          240000
Castle Rock                   0.5         12/1/2005        1/1/2006          153020
Aurora                        0.5         11/1/2005       12/1/2005          223848
Aurora                        0.5         11/1/2005       12/1/2005          143920
Colorado Springs              0.5         11/1/2005       12/1/2005          118000
Aurora                        0.5         11/1/2005       12/1/2005          140000
Englewood                     0.5         11/1/2005       12/1/2005          161500
Highlands                     0.5         12/1/2005        1/1/2006          370400
Guilford                      0.5         11/1/2005       12/1/2005          215000
Brockton                      0.5         11/1/2005       12/1/2005          212800
Lynn                          0.5         11/1/2005       12/1/2005          264000
Lexington                     0.5         11/1/2005       12/1/2005           77000
Fresno                        0.5         11/1/2005       12/1/2005          124508
Wappinger                     0.5         11/1/2005       12/1/2005          169000
Flagg                         0.5         10/1/2005       11/1/2005           84000
Stevensville                  0.5         11/1/2005       12/1/2005          396650
Sylmar                        0.5         12/1/2005        1/1/2006          350400
Torrance                      0.5         11/1/2005       12/1/2005          508500
San Diego                     0.5         11/1/2005       12/1/2005          367200
Cucamonga                     0.5         11/1/2005       12/1/2005          324000
Salem                         0.5          9/1/2005       10/1/2005          276000
Raleigh                       0.5         11/1/2005       12/1/2005          149000
North Oaks                    0.5         11/1/2005       12/1/2005          260400
Orange                        0.5         10/1/2005       11/1/2005          196000
Chicago                       0.5         11/1/2005       12/1/2005           89600
Chicago                       0.5         11/1/2005       12/1/2005          270000
Chicago                       0.5         11/1/2005       12/1/2005          860000
Crestview                     0.5         11/1/2005       12/1/2005          256500
Berlin                        0.5         11/1/2005       12/1/2005           82000
Saugus                        0.5         11/1/2005       12/1/2005          272000
Aurora                        0.5         11/1/2005       12/1/2005          146400
Reece                         0.5         11/1/2005       12/1/2005           70200
Lees Summit                   0.5         11/1/2005       12/1/2005           89900
Nampa                         0.5         11/1/2005       12/1/2005          115590
Topeka                        0.5         11/1/2005       12/1/2005           69550
Aurora                        0.5         11/1/2005       12/1/2005          172000
Castle Rock                   0.5         11/1/2005       12/1/2005          155428
Sylmar                        0.5         12/1/2005        1/1/2006          344000
Roanoke                       0.5         11/1/2005       12/1/2005          124000
Palmdale                      0.5         11/1/2005       12/1/2005          441750
Houston                       0.5         11/1/2005       12/1/2005          113592
Fresno                        0.5         11/1/2005       12/1/2005          131266
Oak Park                      0.5         11/1/2005       12/1/2005          360000
North Manchester              0.5         11/1/2005       12/1/2005           55920
Buchanan                      0.5         12/1/2005        1/1/2006           68000
Homewood                      0.5         10/1/2005       11/1/2005          229000
Kersey                        0.5         11/1/2005       12/1/2005          103600
Bruceville                    0.5         12/1/2005        1/1/2006           62500
Richmond                      0.5         12/1/2005        1/1/2006           50000
Jamison                       0.5         11/1/2005       12/1/2005           74900
Hatton                        0.5         11/1/2005       12/1/2005           90250
Livermore                     0.5         11/1/2005       12/1/2005          110000
Hayward                       0.5         11/1/2005       12/1/2005          384000
Riverside                     0.5         11/1/2005       12/1/2005          383200
Elk Grove                     0.5         11/1/2005       12/1/2005          348500
Escondido                     0.5         12/1/2005        1/1/2006          457500
Miami                         0.5         11/1/2005       12/1/2005          320000
Aurora                        0.5         11/1/2005       12/1/2005          140000
Brighton                      0.5         11/1/2005       12/1/2005          149016
Denver                        0.5         11/1/2005       12/1/2005          152000
Aurora                        0.5         11/1/2005       12/1/2005          183514
Tulsa                         0.5         11/1/2005       12/1/2005           59900
Luna                          0.5         10/1/2005       11/1/2005           57000
Coleta                        0.5         11/1/2005       12/1/2005           87305
San Antonio                   0.5         12/1/2005        1/1/2006          112788
Katy                          0.5         12/1/2005        1/1/2006          117140
Memphis                       0.5         10/1/2005       11/1/2005          144932
Nashville                     0.5         10/1/2005       11/1/2005          136230
Brighton                      0.5         12/1/2005        1/1/2006          161113
Aurora                        0.5         11/1/2005       12/1/2005          199200
Tacoma                        0.5         11/1/2005       12/1/2005          250000
Denver                        0.5         11/1/2005       12/1/2005          269066
Jacksonville                  0.5         11/1/2005       12/1/2005          460000
Center                        0.5         11/1/2005       12/1/2005           68000
Moquah                        0.5         11/1/2005       12/1/2005           75500
Eastwick                      0.5         11/1/2005       12/1/2005          215000
Rankin                        0.5         10/1/2005       11/1/2005          155000
Enhaut                        0.5         11/1/2005       12/1/2005           63900
                              0.5         11/1/2005       12/1/2005          136800
Everett                       0.5         11/1/2005       12/1/2005          355000
Camby                         0.5         11/1/2005       12/1/2005          111900
BRIDGEPORT                    0.5         10/1/2005       11/1/2005          227500
ELIZABETH                     0.5         11/1/2005       12/1/2005          255000
FRANKLIN                      0.5        10/29/2005      11/29/2005          106250
Lake                          0.5         11/1/2005       12/1/2005           63650
Rossville                     0.5         10/1/2005       11/1/2005           79200
Akron                         0.5         11/1/2005       12/1/2005           85500
Mansfield                     0.5         11/1/2005       12/1/2005           61470
Indianapolis                  0.5         10/1/2005       11/1/2005           40500
Turtle Creek                  0.5         11/1/2005       12/1/2005           61200
Pottersville                  0.5         11/1/2005       12/1/2005           40000
Buffalo                       0.5         11/1/2005       12/1/2005           72200
Tallahassee                   0.5         11/1/2005       12/1/2005           63000
Jacksonville                  0.5         11/1/2005       12/1/2005           88200
Chicago                       0.5         11/1/2005       12/1/2005           49000
Baton Rouge                   0.5         10/1/2005       11/1/2005          580745
Stuart                        0.5         11/1/2005       12/1/2005          272000
Pittsburgh                    0.5         11/1/2005       12/1/2005           40500
Raytown                       0.5         11/1/2005       12/1/2005          120000
Hubbard                       0.5          9/1/2005       10/1/2005           56000
Moreno Valley                 0.5         11/1/2005       12/1/2005          190000
Salem                         0.5         10/1/2005       11/1/2005           92000
Inglewood                     0.5         11/1/2005       12/1/2005          414000
Lake Charles                  0.5          9/1/2005       10/1/2005           45000
Baton Rouge                   0.5         11/1/2005       12/1/2005           49860
Gardena                       0.5         11/1/2005       12/1/2005          321480
Riverside                     0.5         11/1/2005       12/1/2005          248800
Detroit                       0.5         10/1/2005       11/1/2005           40050
Corona                        0.5         11/1/2005       12/1/2005          330000
Rantoul                       0.5         12/1/2005        1/1/2006           54245
Akron                         0.5         11/1/2005       12/1/2005           83700
Philadelphia                  0.5         11/1/2005       12/1/2005           53000
Allegheny                     0.5         11/1/2005       12/1/2005           92400
NORTH HIGHLANDS               0.5         10/1/2005       11/1/2005          243000
Klein                         0.5         11/1/2005       12/1/2005          270400
Massapequa                    0.5         11/1/2005       12/1/2005          436500
Parkville                     0.5         11/1/2005       12/1/2005          360000
Glen                          0.5         11/1/2005       12/1/2005          117000
Candler                       0.5         11/1/2005       12/1/2005          108000
Naomi                         0.5         11/1/2005       12/1/2005          131100
Corona                        0.5         12/1/2005        1/1/2006          415000
Hudson                        0.5         10/1/2005       11/1/2005           46600
Quinton                       0.5         11/1/2005       12/1/2005           44000
Franklin                      0.5         12/1/2005        1/1/2006           77500
Portland                      0.5         12/1/2005        1/1/2006           48875
Fresno                        0.5         12/1/2005        1/1/2006          132200
Lykens                        0.5         11/1/2005       12/1/2005           41000
Oak Park                      0.5         11/1/2005       12/1/2005          337500
Columbus                      0.5         11/1/2005       12/1/2005           99000
Memphis                       0.5         11/1/2005       12/1/2005           71200
Ewing                         0.5         11/1/2005       12/1/2005          293250
Lehigh                        0.5         12/1/2005        1/1/2006           48000
Kilby                         0.5         11/1/2005       12/1/2005           78300
Walloomsac                    0.5         11/1/2005       12/1/2005           58850
Melbourne                     0.5         11/1/2005       12/1/2005          480000
Plyler                        0.5         11/1/2005       12/1/2005           44650
Baker                         0.5         11/1/2005       12/1/2005           85000
Trenton                       0.5         10/1/2005       11/1/2005          156000
Garden Grove                  0.5         11/1/2005       12/1/2005           64980
Randolph                      0.5         11/1/2005       12/1/2005           59500
Batavia                       0.5         12/1/2005        1/1/2006           56100
Kissimmee                     0.5         11/1/2005       12/1/2005          110400
Etna                          0.5         11/1/2005       12/1/2005           70200
Fairmount                     0.5         11/1/2005       12/1/2005           40500
Scottsdale                    0.5         11/1/2005       12/1/2005          445000
Candler                       0.5         11/1/2005       12/1/2005           27000
Gilbert                       0.5         11/1/2005       12/1/2005          320001
Greenwood                     0.5         11/1/2005       12/1/2005           56950
Miami                         0.5         11/1/2005       12/1/2005           46000
Vallejo                       0.5         10/1/2005       11/1/2005          487500
Garland                       0.5         12/1/2005        1/1/2006           65600
Stratmoor Hills               0.5         11/1/2005       12/1/2005          338482
29 Palms                      0.5          1/1/2006        2/1/2006          124000
Carrollton                    0.5         11/1/2005       12/1/2005          128000
Orlando                       0.5         11/1/2005       12/1/2005           66400
Somerville                    0.5         11/1/2005       12/1/2005          547500
Garland                       0.5         11/1/2005       12/1/2005           66400
Lake Charles                  0.5         10/1/2005       11/1/2005           66000
San Diego                     0.5         11/1/2005       12/1/2005           73700
Everett                       0.5         11/1/2005       12/1/2005          377150
Commack                       0.5         11/1/2005       12/1/2005          472500
Columbus                      0.5         11/1/2005       12/1/2005          264000
Lake Isabella                 0.5         11/1/2005       12/1/2005          114750
Palm Coast                    0.5         12/1/2005        1/1/2006          196000
Gates Mills                   0.5         11/1/2005       12/1/2005          346700
San Diego                     0.5         11/1/2005       12/1/2005           75000
Atlanta                       0.5         11/1/2005       12/1/2005           61000
Yaphank                       0.5         11/1/2005       12/1/2005          204000
Ocean City                    0.5         11/1/2005       12/1/2005          440800
Palm Desert                   0.5         11/1/2005       12/1/2005           58000
Vale                          0.5         11/1/2005       12/1/2005           64800
Walden                        0.5         10/1/2005       11/1/2005          261250
Deer Park                     0.5         11/1/2005       12/1/2005          373265
Bayou Vista                   0.5          9/1/2005       10/1/2005           63810
Milo                          0.5         11/1/2005       12/1/2005           60000
North Chelmsford              0.5         11/1/2005       12/1/2005          266000
Belding                       0.5         11/1/2005       12/1/2005           72000
Drew                          0.5         11/1/2005       12/1/2005          120000
Loganville                    0.5         11/1/2005       12/1/2005          137200
Northampton                   0.5         11/1/2005       12/1/2005          260000
Milwaukee                     0.5         11/1/2005       12/1/2005           62700
Jamison                       0.5         11/1/2005       12/1/2005           68400
Spokane                       0.5         11/1/2005       12/1/2005          232000
Heer Park                     0.5         11/1/2005       12/1/2005          373120
Fort Wayne                    0.5         11/1/2005       12/1/2005          187000
Fort Edward                   0.5         10/1/2005       11/1/2005          108000
Lebanon                       0.5         11/1/2005       12/1/2005          192600
Davie                         0.5         10/1/2005       11/1/2005          369750
Columbus                      0.5         10/1/2005       11/1/2005           79200
Double Oak                    0.5         11/1/2005       12/1/2005          460000
Redland                       0.5         11/1/2005       12/1/2005           80000
North Lima                    0.5         10/1/2005       11/1/2005           54000
Farmingville                  0.5         11/1/2005       12/1/2005          260000
Lithonia                      0.5         11/1/2005       12/1/2005          116250
Hazelwood                     0.5         11/1/2005       12/1/2005           78400
Wooster                       0.5          9/1/2005       10/1/2005           85000
Sumner                        0.5         11/1/2005       12/1/2005           62320
Lithonia                      0.5         11/1/2005       12/1/2005          549000
Denton                        0.5         11/1/2005       12/1/2005          122000
San Jacinto                   0.5         11/1/2005       12/1/2005        268838.4
San Jacinto                   0.5         10/1/2005       11/1/2005           67210
Hesperia                      0.5         11/1/2005       12/1/2005           65598
Allegheny                     0.5         12/1/2005        1/1/2006           51375
Escondido                     0.5         12/1/2005        1/1/2006          380800
Monroe                        0.5         11/1/2005       12/1/2005          394000
East                          0.5         11/1/2005       12/1/2005           52000
Coleta                        0.5         11/1/2005       12/1/2005           47200
Kimball                       0.5         12/1/2005        1/1/2006          121900
Glassport                     0.5         11/1/2005       12/1/2005           49600
Concord                       0.5         10/1/2005       11/1/2005          103000
Redland                       0.5         11/1/2005       12/1/2005           20000
San Diego                     0.5         11/1/2005       12/1/2005           99000
Plum                          0.5         11/1/2005       12/1/2005          120000
Castle                        0.5          9/1/2005       10/1/2005           57600
Hopewell                      0.5         11/1/2005       12/1/2005          109250
Jackson                       0.5         11/1/2005       12/1/2005           60300
Hudson                        0.5         10/1/2005       11/1/2005           11650
Milnesville                   0.5         11/1/2005       12/1/2005           47700
Riverview                     0.5         11/1/2005       12/1/2005           85600
Fitzgerald                    0.5         11/1/2005       12/1/2005           44500
Tamaya                        0.5         10/1/2005       11/1/2005          132986
Rochester                     0.5         11/1/2005       12/1/2005          138400
Eden Isle                     0.5         11/1/2005       12/1/2005           60000
Romoland                      0.5         11/1/2005       12/1/2005          238400
Tulsa                         0.5         11/1/2005       12/1/2005          749900
Lafayette                     0.5         10/1/2005       11/1/2005           64000
Brandon                       0.5         11/1/2005       12/1/2005          250200
Tulsa                         0.5         10/1/2005       11/1/2005           41300
Escondido                     0.5         12/1/2005        1/1/2006           95200
Montegut                      0.5         11/1/2005       12/1/2005           40000
Iron Mtn                      0.5         12/1/2005        1/1/2006           40500
Chattanooga                   0.5         11/1/2005       12/1/2005           52200
Loganville                    0.5         11/1/2005       12/1/2005           34300
Riviera Beach                 0.5         11/1/2005       12/1/2005          154652
Dumfries                      0.5         11/1/2005       12/1/2005          500000
Rockford                      0.5         11/1/2005       12/1/2005          166500
Tampa                         0.5         11/1/2005       12/1/2005          270846
Anadarko                      0.5         11/1/2005       12/1/2005           54150
Drew                          0.5         11/1/2005       12/1/2005           30000
Am Qui                        0.5          9/1/2005       10/1/2005          146300
Palos Heights                 0.5         11/1/2005       12/1/2005          220500
Double Oak                    0.5         11/1/2005       12/1/2005          115000
Lynwood                       0.5         11/1/2005       12/1/2005           58410
Murrieta                      0.5         10/1/2005       11/1/2005          368000
Gene Autry                    0.5         11/1/2005       12/1/2005           40000
Masonville                    0.5         11/1/2005       12/1/2005          306000
Fullerton                     0.5         11/1/2005       12/1/2005           57800
Metamora                      0.5         10/1/2005       11/1/2005          201000
West Falls                    0.5         12/1/2005        1/1/2006          156000
Garden Grove                  0.5         11/1/2005       12/1/2005          268000
Braymer                       0.5         10/1/2005       11/1/2005           40000
Stanton                       0.5         12/1/2005        1/1/2006          104800
Park                          0.5         11/1/2005       12/1/2005           45900
Lake Charles                  0.5          9/1/2005       10/1/2005           64000
Conklin                       0.5         11/1/2005       12/1/2005          116800
Camarillo                     0.5         11/1/2005       12/1/2005          456450
Tavistock                     0.5         12/1/2005        1/1/2006          320000
San Diego                     0.5         11/1/2005       12/1/2005          366800
Rock Hill                     0.5         11/1/2005       12/1/2005          514250
29 Palms                      0.5          1/1/2006        2/1/2006           31000
Watauga                       0.5         11/1/2005       12/1/2005           57600
Palm Coast                    0.5         12/1/2005        1/1/2006           49000
Okesa                         0.5         12/1/2005        1/1/2006           76585
Bonita                        0.5         12/1/2005        1/1/2006           83280
Harvey                        0.5         11/1/2005       12/1/2005           45000
Moreno Valley                 0.5         12/1/2005        1/1/2006          264000
Toledo                        0.5          9/1/2005       10/1/2005           58500
Temecula                      0.5         11/1/2005       12/1/2005          119000
Flint                         0.5         11/1/2005       12/1/2005           57000
Escondido                     0.5         11/1/2005       12/1/2005          416500
Moreno                        0.5         11/1/2005       12/1/2005          380000
Bald Knob                     0.5         11/1/2005       12/1/2005           49780
Universal                     0.5         10/1/2005       11/1/2005           62100
Springfield                   0.5         10/1/2005       11/1/2005           96000
Jacksonville                  0.5         11/1/2005       12/1/2005           49500
Four Corners                  0.5         11/1/2005       12/1/2005          210400
Lawton                        0.5         11/1/2005       12/1/2005           78030
Brooks                        0.5         11/1/2005       12/1/2005           66600
Anaheim                       0.5         11/1/2005       12/1/2005           67000
Park City                     0.5         10/1/2005       11/1/2005          297500
Kent                          0.5         11/1/2005       12/1/2005          174250
Greenville                    0.5         10/1/2005       11/1/2005           99000
Grand Prairie                 0.5         11/1/2005       12/1/2005           72800
Atlanta                       0.5         12/1/2005        1/1/2006          184000
Gering                        0.5         11/1/2005       12/1/2005          112500
Kathleen                      0.5         11/1/2005       12/1/2005           95120
Utica                         0.5         11/1/2005       12/1/2005           53000
Lima                          0.5          9/1/2005       10/1/2005           64350
Oceanside                     0.5         11/1/2005       12/1/2005           85000
Las Vegas                     0.5         10/1/2005       11/1/2005          104000
Jeannette                     0.5         10/1/2005       11/1/2005           72250
Rockford                      0.5         11/1/2005       12/1/2005           61750
Minneapolis                   0.5         12/1/2005        1/1/2006           59000
Savannah                      0.5         11/1/2005       12/1/2005           99900
Sayre                         0.5         11/1/2005       12/1/2005           74250
Chagrin Falls                 0.5         11/1/2005       12/1/2005          151200
Upland                        0.5         11/1/2005       12/1/2005          121000
Jordan                        0.5         11/1/2005       12/1/2005           63000
Lorain                        0.5         11/1/2005       12/1/2005           56000
Alleghany                     0.5         11/1/2005       12/1/2005           68000
Laurel                        0.5         11/1/2005       12/1/2005          152000
Nuevo                         0.5         12/1/2005        1/1/2006          276000
Halcyon                       0.5         11/1/2005       12/1/2005          499999
Mayodan                       0.5         11/1/2005       12/1/2005           66500
Rialto                        0.5         12/1/2005        1/1/2006          327000
Johnstown                     0.5         11/1/2005       12/1/2005           40000
Grand Saline                  0.5         10/1/2005       11/1/2005           54150
Whitesville                   0.5         11/1/2005       12/1/2005           72000
Los Angeles                   0.5         11/1/2005       12/1/2005           77000
Flint                         0.5         10/1/2005       11/1/2005           49500
Booneville                    0.5         11/1/2005       12/1/2005           41900
Detroit                       0.5         11/1/2005       12/1/2005           92800
Goodrich                      0.5         10/1/2005       11/1/2005          176800
Tyson                         0.5         11/1/2005       12/1/2005           81000
Phoenix                       0.5         11/1/2005       12/1/2005           62400
New Market                    0.5         10/1/2005       11/1/2005           89520
Massillon                     0.5         11/1/2005       12/1/2005          106400
Charlottesville               0.5         11/1/2005       12/1/2005          499000
Katy                          0.5         12/1/2005        1/1/2006           85500
Siloam Springs                0.5         11/1/2005       12/1/2005           95200
Muldrow                       0.5         11/1/2005       12/1/2005           69900
San Diego                     0.5         11/1/2005       12/1/2005           85600
Port Charlotte                0.5         11/1/2005       12/1/2005          248000
Akron                         0.5         11/1/2005       12/1/2005          117800
San Jacinto                   0.5          1/1/2006        2/1/2006           70000
Sun City                      0.5         11/1/2005       12/1/2005           42000
Murrieta                      0.5         11/1/2005       12/1/2005          379200
Pittsburgh                    0.5         11/1/2005       12/1/2005           71200
Milwaukee                     0.5         11/1/2005       12/1/2005           41194
Brooklyn                      0.5         11/1/2005       12/1/2005          394000
Fairport                      0.5         11/1/2005       12/1/2005           65000
Saint Joseph                  0.5         11/1/2005       12/1/2005           95000
Zion                          0.5         11/1/2005       12/1/2005          119500
Orcutt                        0.5         11/1/2005       12/1/2005          300000
Nuevo                         0.5         12/1/2005        1/1/2006           69000
Weirton                       0.5         12/1/2005        1/1/2006           78900
Calumet City                  0.5         11/1/2005       12/1/2005          108000
Smithfield                    0.5          9/1/2005       10/1/2005           47700
Granger                       0.5         11/1/2005       12/1/2005          169650
Greenville                    0.5         11/1/2005       12/1/2005         75000.6
Fort Worth                    0.5         12/1/2005        1/1/2006          100000
Victoria                      0.5         11/1/2005       12/1/2005           44625
Oxnard                        0.5         11/1/2005       12/1/2005          424000
Lavina                        0.5         11/1/2005       12/1/2005           55920
Crestview                     0.5         11/1/2005       12/1/2005          172350
Dennis Mills                  0.5         11/1/2005       12/1/2005          124800
Orlando                       0.5         10/1/2005       11/1/2005          427500
New Market                    0.5         10/1/2005       11/1/2005           22380
Livonia                       0.5         12/1/2005        1/1/2006           69750
Omaha                         0.5         11/1/2005       12/1/2005          420750
Greenwich                     0.5         11/1/2005       12/1/2005          160000
Fort Wayne                    0.5         10/1/2005       11/1/2005           42750
Beaufort                      0.5         11/1/2005       12/1/2005           81900
Fairfield                     0.5         11/1/2005       12/1/2005          402000
Yucca Valley                  0.5         12/1/2005        1/1/2006          127500
Murrieta                      0.5         11/1/2005       12/1/2005           94800
Lorain                        0.5         11/1/2005       12/1/2005           69300
Hemet                         0.5         11/1/2005       12/1/2005           56400
Clayton                       0.5          1/1/2006        2/1/2006           21800
Fort Payne                    0.5         11/1/2005       12/1/2005          104000
Alto                          0.5          9/1/2005       10/1/2005           38250
Hallsville                    0.5         11/1/2005       12/1/2005           57447
Cassville                     0.5         11/1/2005       12/1/2005           41500
Arcola                        0.5         11/1/2005       12/1/2005           40000
Atlanta                       0.5         12/1/2005        1/1/2006           46000
Yuba City                     0.5         11/1/2005       12/1/2005          164000
Etowah                        0.5          9/1/2005       10/1/2005           76000
Savannah                      0.5         11/1/2005       12/1/2005           57200
Burlington                    0.5         11/1/2005       12/1/2005          217000
Greenacres                    0.5         11/1/2005       12/1/2005          121600
Oakland                       0.5         11/1/2005       12/1/2005           89600
Sarasota                      0.5         11/1/2005       12/1/2005          168700
Louisville                    0.5         11/1/2005       12/1/2005          260000
Westland                      0.5         11/1/2005       12/1/2005          172000
Barb                          0.5         11/1/2005       12/1/2005           67490
Monongahela                   0.5         12/1/2005        1/1/2006           40000
Skyway                        0.5         11/1/2005       12/1/2005          192000
Washington                    0.5         10/1/2005       11/1/2005           61680
Downey                        0.5         11/1/2005       12/1/2005          290000
Rochester                     0.5          9/1/2005       10/1/2005           52110
Memphis                       0.5         11/1/2005       12/1/2005           62700
Rockwood                      0.5         11/1/2005       12/1/2005          236700
Pendleton                     0.5         12/1/2005        1/1/2006           61200
Cleveland                     0.5         11/1/2005       12/1/2005          237500
Louisville                    0.5         11/1/2005       12/1/2005           73800
Wichita                       0.5         10/1/2005       11/1/2005           40500
Knoxville                     0.5         11/1/2005       12/1/2005           57000
Keithville                    0.5         11/1/2005       12/1/2005           97200
Atwater                       0.5         11/1/2005       12/1/2005          266000
Toledo                        0.5         11/1/2005       12/1/2005           72000
Belvidere                     0.5         11/1/2005       12/1/2005          148000
Hurdle Mills                  0.5         11/1/2005       12/1/2005          388000
Miami                         0.5         11/1/2005       12/1/2005          158400
Detroit                       0.5         11/1/2005       12/1/2005           98600
Highlands                     0.5         11/1/2005       12/1/2005          108000
Plainfield                    0.5         11/1/2005       12/1/2005          149600
Rosedale                      0.5         11/1/2005       12/1/2005           86400
Arnold                        0.5         11/1/2005       12/1/2005          328950
Avon                          0.5         11/1/2005       12/1/2005          362900
Midtown                       0.5         11/1/2005       12/1/2005           63920
Philadelphia                  0.5         11/1/2005       12/1/2005           65250
Watauga                       0.5         11/1/2005       12/1/2005           14400
Acushnet                      0.5         11/1/2005       12/1/2005          202500
Summ                          0.5         11/1/2005       12/1/2005           77600
Four Corners                  0.5         11/1/2005       12/1/2005           52600
Swansea                       0.5         12/1/2005        1/1/2006           53500
Rockford                      0.5         11/1/2005       12/1/2005           92700
Greenacres                    0.5         11/1/2005       12/1/2005           30400
Saint Louis                   0.5         10/1/2005       11/1/2005           49600
Key West                      0.5         12/1/2005        1/1/2006          500000
Santa Rosa                    0.5         11/1/2005       12/1/2005          323000
Belleview                     0.5         10/1/2005       11/1/2005          490000
TEXARKANA                     0.5         11/1/2005       12/1/2005          410500
Detroit                       0.5         11/1/2005       12/1/2005           81000
Bryan                         0.5         11/1/2005       12/1/2005          225600
Spring                        0.5         10/1/2005       11/1/2005          167200
Luray                         0.5         11/1/2005       12/1/2005          171000
Lockport                      0.5         11/1/2005       12/1/2005           45500
Ashton                        0.5         11/1/2005       12/1/2005          409453
Dawson                        0.5         11/1/2005       12/1/2005          131400
Zephyrhills                   0.5         11/1/2005       12/1/2005          188000
Broken Arrow                  0.5         12/1/2005        1/1/2006           18580
Robbins                       0.5          9/1/2005       10/1/2005           58500
Zephyrhills                   0.5         11/1/2005       12/1/2005           47000
Memphis                       0.5         11/1/2005       12/1/2005           83600
Rossville                     0.5         10/1/2005       11/1/2005           76000
Bonham                        0.5         12/1/2005        1/1/2006           44175
Pawtucket                     0.5         11/1/2005       12/1/2005          184000
Grayling                      0.5         11/1/2005       12/1/2005           43500
Centereach                    0.5         11/1/2005       12/1/2005          212000
Riverview                     0.5         11/1/2005       12/1/2005           21400
Rio Rancho                    0.5         11/1/2005       12/1/2005          100800
Colton                        0.5         11/1/2005       12/1/2005          200160
Harvey                        0.5         11/1/2005       12/1/2005          105200
Heer Park                     0.5         12/1/2005        1/1/2006          315000
Saint Peters                  0.5         11/1/2005       12/1/2005           81600
Wylie                         0.5         11/1/2005       12/1/2005           92700
Miami                         0.5         11/1/2005       12/1/2005          127500
Toledo                        0.5         11/1/2005       12/1/2005           73800
Sandy                         0.5         11/1/2005       12/1/2005          320350
Monsey                        0.5         11/1/2005       12/1/2005          455000
Leonardtown                   0.5         11/1/2005       12/1/2005           45000
Fresno                        0.5         11/1/2005       12/1/2005          136350
Philadelphia                  0.5         11/1/2005       12/1/2005           61750
Nashville                     0.5         11/1/2005       12/1/2005           69960
Winchester                    0.5         10/1/2005       11/1/2005          320000
Tampa                         0.5         12/1/2005        1/1/2006           21600
Ink                           0.5         10/1/2005       11/1/2005           76400
Dearborn Heights              0.5         11/1/2005       12/1/2005          280000
North Hollywood               0.5         11/1/2005       12/1/2005          308000
Rio Rancho                    0.5         11/1/2005       12/1/2005           25200
Northampton                   0.5         11/1/2005       12/1/2005           65000
Hephzibah                     0.5         11/1/2005       12/1/2005          333000
Dix Hills                     0.5         12/1/2005        1/1/2006          145000
Dayton                        0.5         11/1/2005       12/1/2005           72000
Santa Ana                     0.5         11/1/2005       12/1/2005           65000
Sandy                         0.5         11/1/2005       12/1/2005          180000
North Hollywood               0.5         11/1/2005       12/1/2005           77000
Aurora                        0.5         11/1/2005       12/1/2005          136800
Moreno Valley                 0.5         11/1/2005       12/1/2005           66000
Aurora                        0.5         11/1/2005       12/1/2005           34200
Escondido                     0.5         11/1/2005       12/1/2005          220000
Toledo                        0.5         12/1/2005        1/1/2006           62050
Arboga                        0.5          9/1/2005       10/1/2005          219300
Montz                         0.5         11/1/2005       12/1/2005          118750
Albuquerque                   0.5         11/1/2005       12/1/2005          126400
Phyllis                       0.5         11/1/2005       12/1/2005           40500
Ink                           0.5         11/1/2005       12/1/2005           19100
Humble                        0.5         11/1/2005       12/1/2005           92000
Broken Arrow                  0.5         11/1/2005       12/1/2005           94500
Cape Coral                    0.5         11/1/2005       12/1/2005          161101
Rochester                     0.5         11/1/2005       12/1/2005           46000
Hawleyton                     0.5          9/1/2005       10/1/2005           56000
Gulfport                      0.5         11/1/2005       12/1/2005           29000
Garland                       0.5         12/1/2005        1/1/2006           16400
Meskegon                      0.5         11/1/2005       12/1/2005           40000
Melbourne                     0.5         12/1/2005        1/1/2006          202500
Centuck                       0.5         12/1/2005        1/1/2006          162000
Ambridge                      0.5         10/1/2005       11/1/2005           40000
Buffalo                       0.5         11/1/2005       12/1/2005           47700
FEDERAL WAY                   0.5         11/1/2005       12/1/2005           42100
Monsey                        0.5         11/1/2005       12/1/2005          315000
Dennis Mills                  0.5         11/1/2005       12/1/2005           31200
Crystal                       0.5         11/1/2005       12/1/2005           44580
Vale                          0.5         11/1/2005       12/1/2005           16200
Houston                       0.5         11/1/2005       12/1/2005       107415.61
Holiday                       0.5         11/1/2005       12/1/2005           81600
Colorado Springs              0.5         11/1/2005       12/1/2005          168000
Rosedale                      0.5         11/1/2005       12/1/2005           21600
Corcoran                      0.5         11/1/2005       12/1/2005          136000
Dequincy                      0.5         10/1/2005       11/1/2005           63000
Little Rock                   0.5         10/1/2005       11/1/2005           74000
Danielsville                  0.5         10/1/2005       11/1/2005          102000
Oats                          0.5         11/1/2005       12/1/2005           77850
Matteson                      0.5          9/1/2005       10/1/2005          162000
Southaven                     0.5         11/1/2005       12/1/2005          161500
Marysville                    0.5         11/1/2005       12/1/2005          200000
Belding                       0.5         11/1/2005       12/1/2005           18000
Lynchburg                     0.5         11/1/2005       12/1/2005           92000
Everett                       0.5         12/1/2005        1/1/2006          436000
Sandy                         0.5         11/1/2005       12/1/2005           45000
Grain Valley                  0.5         11/1/2005       12/1/2005           43400
Margate                       0.5         11/1/2005       12/1/2005          338000
Durham                        0.5         11/1/2005       12/1/2005           61200
Stanton                       0.5         12/1/2005        1/1/2006           26200
Basin                         0.5         12/1/2005        1/1/2006           58500
Forestville                   0.5         12/1/2005        1/1/2006          203000
Colorado Springs              0.5         11/1/2005       12/1/2005           42000
Easley                        0.5         11/1/2005       12/1/2005           80000
Avenel                        0.5         11/1/2005       12/1/2005          240000
Detroit                       0.5         11/1/2005       12/1/2005           40000
Sneedville                    0.5         11/1/2005       12/1/2005           40500
La Puente                     0.5         12/1/2005        1/1/2006          225000
Lehigh                        0.5         11/1/2005       12/1/2005          138400
Casselberry                   0.5         11/1/2005       12/1/2005           42000
Flossmoor                     0.5         11/1/2005       12/1/2005          520000
Hanes                         0.5         11/1/2005       12/1/2005          107600
Tacoma                        0.5         11/1/2005       12/1/2005          208000
Naples                        0.5         11/1/2005       12/1/2005           98000
Muscoy                        0.5         11/1/2005       12/1/2005          117000
Ingram                        0.5         10/1/2005       11/1/2005           87420
Durham                        0.5         11/1/2005       12/1/2005           15300
Tulsa                         0.5         11/1/2005       12/1/2005           49000
Columbia                      0.5          9/1/2005       10/1/2005           45000
Ocala                         0.5         12/1/2005        1/1/2006           76415
Norbeck                       0.5         10/1/2005       11/1/2005          331500
Hayward                       0.5         11/1/2005       12/1/2005          101000
Gilmore                       0.5         11/1/2005       12/1/2005          248000
Corcoran                      0.5         11/1/2005       12/1/2005           25500
Las Cruces                    0.5         11/1/2005       12/1/2005           97750
Everett                       0.5         12/1/2005        1/1/2006          109000
Detroit                       0.5         11/1/2005       12/1/2005           23200
Englewood                     0.5         11/1/2005       12/1/2005          348000
Golden                        0.5         11/1/2005       12/1/2005          162400
Lakin                         0.5         11/1/2005       12/1/2005          145600
Miami                         0.5         11/1/2005       12/1/2005          214000
Battle Creek                  0.5         11/1/2005       12/1/2005           76500
Tulsa                         0.5         10/1/2005       11/1/2005           49000
Sarasota                      0.5         11/1/2005       12/1/2005           68000
Phoenix                       0.5         11/1/2005       12/1/2005           85200
Walton                        0.5         11/1/2005       12/1/2005           42300
Dearborn Heights              0.5         10/1/2005       11/1/2005           66500
Altoona                       0.5         11/1/2005       12/1/2005           44910
Saint Louis                   0.5         11/1/2005       12/1/2005           64000
Phoenix                       0.5         11/1/2005       12/1/2005           15975
Albuquerque                   0.5         11/1/2005       12/1/2005           31600
Lakin                         0.5         11/1/2005       12/1/2005           36400
Santa Maria                   0.5         10/1/2005       11/1/2005          341600
Old Hickory                   0.5         11/1/2005       12/1/2005           89100
Sonora                        0.5         11/1/2005       12/1/2005           54400
Easley                        0.5         11/1/2005       12/1/2005           20000
South Holland                 0.5         11/1/2005       12/1/2005          132000
Miami                         0.5         11/1/2005       12/1/2005           43000
Cadillac                      0.5         11/1/2005       12/1/2005           40000
Elyria                        0.5         11/1/2005       12/1/2005           92700
Sharptown                     0.5          9/1/2005       10/1/2005          213300
Detroit                       0.5         10/1/2005       11/1/2005          517500
Humble                        0.5         11/1/2005       12/1/2005          130000
Phoenix                       0.5         11/1/2005       12/1/2005           15600
Cheyenne                      0.5         11/1/2005       12/1/2005          160000
Cheyenne                      0.5          1/1/2006        2/1/2006           40000
Queen Creek                   0.5         12/1/2005        1/1/2006          144000
Easton                        0.5         11/1/2005       12/1/2005           84800
El Monte                      0.5         11/1/2005       12/1/2005          640000
Oklahoma City                 0.5         11/1/2005       12/1/2005           71250
Pasadena                      0.5         11/1/2005       12/1/2005           68000
Steamboat Springs             0.5         11/1/2005       12/1/2005          440000
Queen Creek                   0.5         12/1/2005        1/1/2006           36000
Lehigh                        0.5         11/1/2005       12/1/2005           34600
Kansas City                   0.5         11/1/2005       12/1/2005           88200
Baldwin                       0.5         11/1/2005       12/1/2005          339000
Santa Ana                     0.5         11/1/2005       12/1/2005          312000
Las Vegas                     0.5         11/1/2005       12/1/2005          140000
Steamboat Springs             0.5         11/1/2005       12/1/2005          110000
Hayward                       0.5         11/1/2005       12/1/2005          487500
Alameda                       0.5          9/1/2005       10/1/2005          488000
Lititz                        0.5          9/1/2005       10/1/2005          270000
Rochester                     0.5         10/1/2005       11/1/2005           34600
Malden                        0.5         12/1/2005        1/1/2006           77400
Westland                      0.5         11/1/2005       12/1/2005          308750
Atlanta                       0.5         11/1/2005       12/1/2005           53800
South Holland                 0.5         11/1/2005       12/1/2005           33000
Camden                        0.5         11/1/2005       12/1/2005           64800
Fargo                         0.5         11/1/2005       12/1/2005          166250
Glen Allen                    0.5         12/1/2005        1/1/2006          255200
Meskegon                      0.5         12/1/2005        1/1/2006           66000
Kissimmee                     0.5         11/1/2005       12/1/2005          126400
Murrieta                      0.5         10/1/2005       11/1/2005           92000
Anderson                      0.5         10/1/2005       11/1/2005           52000
Newburgh                      0.5         11/1/2005       12/1/2005          433500
Maylene                       0.5         10/1/2005       11/1/2005           98400
Santa Maria                   0.5         11/1/2005       12/1/2005           85400
Kenner                        0.5          9/1/2005       10/1/2005          258080
Portland                      0.5         11/1/2005       12/1/2005          325000
Brighton                      0.5         12/1/2005        1/1/2006          176000
North East                    0.5         12/1/2005        1/1/2006           83920
Raytown                       0.5         11/1/2005       12/1/2005           99000
Parker                        0.5         12/1/2005        1/1/2006          424000
Chino                         0.5         11/1/2005       12/1/2005          312000
Noble                         0.5         12/1/2005        1/1/2006           43500
Palmdale                      0.5         11/1/2005       12/1/2005          200000
Detroit                       0.5          1/1/2006        2/1/2006          113723
Naples                        0.5         11/1/2005       12/1/2005          440000
Joy                           0.5         12/1/2005        1/1/2006           64000
Zion City                     0.5          9/1/2005       10/1/2005           97200
Herkimer                      0.5         10/1/2005       11/1/2005           49500
Memphis                       0.5         11/1/2005       12/1/2005           40000
Saint Petersburg              0.5         11/1/2005       12/1/2005           64600
Lima                          0.5         11/1/2005       12/1/2005           81000
Montgomery                    0.5         11/1/2005       12/1/2005           68640
Houston                       0.5         12/1/2005        1/1/2006           41000
Orangeburg                    0.5         11/1/2005       12/1/2005          418500
Pueblo                        0.5         11/1/2005       12/1/2005          328000
Memphis                       0.5         11/1/2005       12/1/2005           62500
Boardman                      0.5          9/1/2005       10/1/2005          105920
Dennison                      0.5         10/1/2005       11/1/2005           74717
Las Vegas                     0.5         11/1/2005       12/1/2005           35000
Onaway                        0.5         11/1/2005       12/1/2005           40000
Chino                         0.5         11/1/2005       12/1/2005           66000
Kearns                        0.5         12/1/2005        1/1/2006          101600
San Diego                     0.5         11/1/2005       12/1/2005           91700
Bar Harbor                    0.5         11/1/2005       12/1/2005          305000
Riverside                     0.5         11/1/2005       12/1/2005           62200
Mashpee                       0.5         10/1/2005       11/1/2005          450000
Baton Rouge                   0.5         11/1/2005       12/1/2005           88200
Lima                          0.5         11/1/2005       12/1/2005           58200
Geneva                        0.5         10/1/2005       11/1/2005           56700
Fairfield                     0.5         11/1/2005       12/1/2005          100500
Chino Hills                   0.5         11/1/2005       12/1/2005          447200
Cary                          0.5         11/1/2005       12/1/2005          175000
Fishers                       0.5         11/1/2005       12/1/2005          580500
Dearborn Heights              0.5         10/1/2005       11/1/2005          111600
Angola                        0.5         11/1/2005       12/1/2005           67950
Lake Elsinore                 0.5         11/1/2005       12/1/2005          310000
Pueblo                        0.5         11/1/2005       12/1/2005           82000
Hockessin                     0.5         11/1/2005       12/1/2005          387000
Paint Rock                    0.5         10/1/2005       11/1/2005           66800
Watts                         0.5         11/1/2005       12/1/2005          262500
San Diego                     0.5         11/1/2005       12/1/2005          280000
San Diego                     0.5         11/1/2005       12/1/2005          416500
Houston                       0.5         11/1/2005       12/1/2005          130000
Warren                        0.5         11/1/2005       12/1/2005          152000
Memphis                       0.5         11/1/2005       12/1/2005          635000
Ocoee                         0.5         11/1/2005       12/1/2005          208000
Topeka                        0.5         11/1/2005       12/1/2005           50000
Knoxville                     0.5         11/1/2005       12/1/2005           60000
Naples                        0.5         11/1/2005       12/1/2005           55000
Houston                       0.5         11/1/2005       12/1/2005           62400
Camp Springs                  0.5          9/1/2005       10/1/2005           71200
Lyndon                        0.5         11/1/2005       12/1/2005           70000
Riviera Beach                 0.5         11/1/2005       12/1/2005           38663
Pearland                      0.5         12/1/2005        1/1/2006          131000
Escondido                     0.5         11/1/2005       12/1/2005           41250
Brighton                      0.5         12/1/2005        1/1/2006           44000
Crestmore                     0.5         11/1/2005       12/1/2005          258800
Quito                         0.5         11/1/2005       12/1/2005           43700
Akron                         0.5         10/1/2005       11/1/2005           64800
Ramona                        0.5         11/1/2005       12/1/2005           68800
Mars                          0.5         11/1/2005       12/1/2005          243000
Weare                         0.5         11/1/2005       12/1/2005          144000
Sumner                        0.5         11/1/2005       12/1/2005           64800
Lawrence                      0.5         11/1/2005       12/1/2005          314500
Mendenhall                    0.5         10/1/2005       11/1/2005           40500
Yuba City                     0.5         11/1/2005       12/1/2005           41000
Pomona                        0.5         11/1/2005       12/1/2005          412000
Tuskegee                      0.5         11/1/2005       12/1/2005           59999
Port Charlotte                0.5         11/1/2005       12/1/2005           62000
Grafton                       0.5         11/1/2005       12/1/2005          136000
Palm Harbor                   0.5         12/1/2005        1/1/2006          364500
Bradford                      0.5         10/1/2005       11/1/2005           51300
Akron                         0.5         11/1/2005       12/1/2005           54000
Cleveland                     0.5         11/1/2005       12/1/2005           84550
Miami                         0.5         11/1/2005       12/1/2005          129600
Jackson                       0.5         11/1/2005       12/1/2005           51106
Saint Peters                  0.5         11/1/2005       12/1/2005           20400
Moore                         0.5         11/1/2005       12/1/2005           74500
Jamaica                       0.5         11/1/2005       12/1/2005          311000
Gulfport                      0.5         11/1/2005       12/1/2005           90000
Ldhl                          0.5         10/1/2005       11/1/2005          107950
Highlands                     0.5         11/1/2005       12/1/2005          368000
WAXHAW                        0.5         10/1/2005       11/1/2005           60423
Crestmore                     0.5         11/1/2005       12/1/2005           64700
Boardman                      0.5         11/1/2005       12/1/2005           71920
Cleveland                     0.5         11/1/2005       12/1/2005           76500
Dillon                        0.5         11/1/2005       12/1/2005          212000
Baugh                         0.5         11/1/2005       12/1/2005          157250
Cleveland                     0.5         11/1/2005       12/1/2005          169600
Merriam                       0.5         11/1/2005       12/1/2005          118000
Houston                       0.5         11/1/2005       12/1/2005           15600
Pilot Point                   0.5         11/1/2005       12/1/2005          430346
Tulsa                         0.5         10/1/2005       11/1/2005           88200
Gary                          0.5         11/1/2005       12/1/2005          124100
Highlands                     0.5         11/1/2005       12/1/2005           92000
Marion                        0.5         11/1/2005       12/1/2005           90000
Arbutus                       0.5         11/1/2005       12/1/2005          175000
Detroit                       0.5         12/1/2005        1/1/2006           40000
Kansas City                   0.5         10/1/2005       11/1/2005           52200
Fort Worth                    0.5         11/1/2005       12/1/2005           25000
Arlington                     0.5         11/1/2005       12/1/2005           69600
Collinsville                  0.5         11/1/2005       12/1/2005           86800
Murray                        0.5         11/1/2005       12/1/2005          181600
Elsdon                        0.5         11/1/2005       12/1/2005          241600
Lacey                         0.5         11/1/2005       12/1/2005          173200
Kissimmee                     0.5         10/1/2005       11/1/2005          308000
Tucson                        0.5         10/1/2005       11/1/2005          289000
Green                         0.5         11/1/2005       12/1/2005          168000
Garner                        0.5         10/1/2005       11/1/2005           81600
Newbury                       0.5         12/1/2005        1/1/2006          364500
Carroll                       0.5         11/1/2005       12/1/2005          112000
Margate                       0.5         10/1/2005       11/1/2005          175000
Murray                        0.5         11/1/2005       12/1/2005           34050
Hemet                         0.5         11/1/2005       12/1/2005          255000
Clay                          0.5         10/1/2005       11/1/2005          119850
Murrieta                      0.5         11/1/2005       12/1/2005          463920
Columbus                      0.5         10/1/2005       11/1/2005           96200
Takoma Park                   0.5         11/1/2005       12/1/2005          410400
Golden                        0.5         11/1/2005       12/1/2005           40600
Baileyton                     0.5         11/1/2005       12/1/2005           40000
Cleveland                     0.5         11/1/2005       12/1/2005           65450
Summerville                   0.5         11/1/2005       12/1/2005          182400
Summerville                   0.5         11/1/2005       12/1/2005           45600
East                          0.5          9/1/2005       10/1/2005          121500
Sinsheim                      0.5         12/1/2005        1/1/2006          160200
Pawtucket                     0.5         11/1/2005       12/1/2005           46000
Tampa                         0.5         11/1/2005       12/1/2005           59500
Manoa                         0.5         11/1/2005       12/1/2005          285000
Escondido                     0.5         11/1/2005       12/1/2005          202400
Englewood                     0.5         11/1/2005       12/1/2005           65250
Carrollton                    0.5         11/1/2005       12/1/2005           62250
Clark                         0.5         11/1/2005       12/1/2005          460000
Sapulpa                       0.5         10/1/2005       11/1/2005           74800
Parsons                       0.5         11/1/2005       12/1/2005           46750
Keavy                         0.5         11/1/2005       12/1/2005           63750
Kent City                     0.5         10/1/2005       11/1/2005           63000
Glen Allen                    0.5         12/1/2005        1/1/2006           63800
Miami                         0.5         11/1/2005       12/1/2005          180200
Avalon                        0.5         11/1/2005       12/1/2005           43200
Oakridge                      0.5         11/1/2005       12/1/2005           89200
Siloam Springs                0.5         11/1/2005       12/1/2005           23800
Los Angeles                   0.5         11/1/2005       12/1/2005          517500
Santa Ana                     0.5         11/1/2005       12/1/2005           78000
Mc Kinney                     0.5         11/1/2005       12/1/2005          432000
San Leandro                   0.5         11/1/2005       12/1/2005          396000
San Leandro                   0.5         11/1/2005       12/1/2005           74250
Scranton                      0.5         11/1/2005       12/1/2005           86814
Scranton                      0.5         11/1/2005       12/1/2005           31005
Memphis                       0.5         11/1/2005       12/1/2005           40500
Gallatin                      0.5         11/1/2005       12/1/2005          118400
Grenelefe                     0.5         12/1/2005        1/1/2006           52000
Shelby                        0.5         11/1/2005       12/1/2005           70000
Large                         0.5         11/1/2005       12/1/2005           55800
Spokane                       0.5         11/1/2005       12/1/2005           58000
Stilwell                      0.5         11/1/2005       12/1/2005           42500
Rocky Point                   0.5         11/1/2005       12/1/2005          149950
Downey                        0.5         11/1/2005       12/1/2005          560000
Downey                        0.5         11/1/2005       12/1/2005          140000
Memphis                       0.5         11/1/2005       12/1/2005           57600
Canton                        0.5         10/1/2005       11/1/2005          118150
Dover                         0.5         11/1/2005       12/1/2005           75200
Weehawken                     0.5         10/1/2005       11/1/2005          204560
Buffalo                       0.5         11/1/2005       12/1/2005           54000
Kissimmee                     0.5         11/1/2005       12/1/2005          141600
Orland                        0.5         11/1/2005       12/1/2005           99000
Wingo                         0.5         11/1/2005       12/1/2005           65450
Hanes                         0.5         11/1/2005       12/1/2005           26900
Spencer                       0.5         11/1/2005       12/1/2005           90000
Greenville                    0.5         11/1/2005       12/1/2005          104760
Lariat                        0.5         11/1/2005       12/1/2005          118000
Smithtown                     0.5         11/1/2005       12/1/2005          322500
Naranja                       0.5         11/1/2005       12/1/2005          126250
Fontana                       0.5         11/1/2005       12/1/2005          360000
Little Rock                   0.5         10/1/2005       11/1/2005           56000
Martinsville                  0.5         11/1/2005       12/1/2005           64100
Syracuse                      0.5         11/1/2005       12/1/2005           52000
Detroit                       0.5          9/1/2005       10/1/2005           82500
Somerville                    0.5         11/1/2005       12/1/2005          204000
Kathleen                      0.5         11/1/2005       12/1/2005           23780
Harvey                        0.5         11/1/2005       12/1/2005           26300
Summ                          0.5         11/1/2005       12/1/2005           19400
San Diego                     0.5         11/1/2005       12/1/2005          264000
Plainview                     0.5         12/1/2005        1/1/2006          345600
El Reno                       0.5         11/1/2005       12/1/2005          180000
Ripon                         0.5         11/1/2005       12/1/2005          527000
Jacksonville                  0.5         11/1/2005       12/1/2005           23000
Garner                        0.5         10/1/2005       11/1/2005           20400
Baldy Mesa                    0.5         11/1/2005       12/1/2005          141000
Milo                          0.5         10/1/2005       11/1/2005           48600
Nova                          0.5         11/1/2005       12/1/2005          193600
Marlin                        0.5         11/1/2005       12/1/2005           47500
Warren                        0.5         11/1/2005       12/1/2005           38000
Binghamton                    0.5         11/1/2005       12/1/2005           60000
West                          0.5         11/1/2005       12/1/2005           48450
Panama City                   0.5         11/1/2005       12/1/2005          446500
Mc Kinney                     0.5         12/1/2005        1/1/2006          108000
Haverhill                     0.5         11/1/2005       12/1/2005           95000
Schertz                       0.5         12/1/2005        1/1/2006           75600
Aloha                         0.5         11/1/2005       12/1/2005          136800
Chino Hills                   0.5         11/1/2005       12/1/2005          111800
Rockland                      0.5         11/1/2005       12/1/2005          234000
Orlando                       0.5         11/1/2005       12/1/2005          221400
Martins Ferry                 0.5         11/1/2005       12/1/2005           59500
Antis                         0.5         11/1/2005       12/1/2005           60000
Buffalo                       0.5         11/1/2005       12/1/2005           58300
Gibsonville                   0.5         11/1/2005       12/1/2005           85500
Dellwood                      0.5         10/1/2005       11/1/2005           79800
Fort Pierce                   0.5         11/1/2005       12/1/2005           51000
Cahokia                       0.5         10/1/2005       11/1/2005           45500
Wallkill                      0.5         11/1/2005       12/1/2005          214000
Clark                         0.5         11/1/2005       12/1/2005          115000
Melbourne                     0.5         10/1/2005       11/1/2005           82800
Temecula                      0.5         11/1/2005       12/1/2005          300000
Au Gres                       0.5         11/1/2005       12/1/2005          104800
Grafton                       0.5         11/1/2005       12/1/2005           25000
Florissant                    0.5         11/1/2005       12/1/2005           74000
Lees Summit                   0.5         11/1/2005       12/1/2005          204800
Kansas City                   0.5         11/1/2005       12/1/2005           90080
El Reno                       0.5         11/1/2005       12/1/2005           45000
New Albany                    0.5         11/1/2005       12/1/2005           48800
Lorain                        0.5         11/1/2005       12/1/2005           14000
Lynwood                       0.5         10/1/2005       11/1/2005          481500
Spry                          0.5         11/1/2005       12/1/2005          272000
Somerville                    0.5         11/1/2005       12/1/2005           51000
Zebulon                       0.5         11/1/2005       12/1/2005           64000
Mary Esther                   0.5         11/1/2005       12/1/2005          112000
Ocoee                         0.5         11/1/2005       12/1/2005           52000
Stephens                      0.5         11/1/2005       12/1/2005           46750
Florissant                    0.5         11/1/2005       12/1/2005           18500
Saint Marys                   0.5         11/1/2005       12/1/2005          145350
Stamford                      0.5         11/1/2005       12/1/2005          454700
Lees Summit                   0.5         11/1/2005       12/1/2005           51200
Lavina                        0.5         11/1/2005       12/1/2005           13980
Memphis                       0.5         11/1/2005       12/1/2005           60660
Worcester                     0.5         11/1/2005       12/1/2005          334000
Salisbury                     0.5         11/1/2005       12/1/2005          132000
Arroyo                        0.5          9/1/2005       10/1/2005           50000
Aurora                        0.5         11/1/2005       12/1/2005          176000
Clarksburg                    0.5         11/1/2005       12/1/2005          480000
Universal                     0.5         11/1/2005       12/1/2005           58500
Miami                         0.5         11/1/2005       12/1/2005           32400
Las Vegas                     0.5         10/1/2005       11/1/2005           26000
Kissimmee                     0.5         11/1/2005       12/1/2005           20700
Chubbuck                      0.5          9/1/2005       10/1/2005          155550
Columbus                      0.5         11/1/2005       12/1/2005           66000
Milford                       0.5          9/1/2005       10/1/2005          181600
Adams                         0.5         11/1/2005       12/1/2005           82400
Darby                         0.5         11/1/2005       12/1/2005           47500
Powell                        0.5         11/1/2005       12/1/2005           77900
Humble                        0.5         11/1/2005       12/1/2005           90400
Ocee                          0.5         11/1/2005       12/1/2005          245000
Scottsbluff                   0.5         12/1/2005        1/1/2006           63000
Raymond                       0.5         11/1/2005       12/1/2005          396000
Elk Grove                     0.5         11/1/2005       12/1/2005          305600
Aurora                        0.5         11/1/2005       12/1/2005           34000
Joppa                         0.5         10/1/2005       11/1/2005          106200
Lees Summit                   0.5         11/1/2005       12/1/2005        101513.6
Mira Loma                     0.5         10/1/2005       11/1/2005          524000
Desert Hot Springs            0.5         11/1/2005       12/1/2005          128250
Knoxville                     0.5          9/1/2005       10/1/2005           58320
Norwood                       0.5          9/1/2005       10/1/2005          371700
Louisville                    0.5         11/1/2005       12/1/2005           54000
Southfield                    0.5         11/1/2005       12/1/2005          104000
Kerrtown                      0.5         11/1/2005       12/1/2005           43110
Land O Lakes                  0.5         11/1/2005       12/1/2005          280250
Dundalk                       0.5         11/1/2005       12/1/2005           98000
Tulsa                         0.5          9/1/2005       10/1/2005           54400
Waldwick                      0.5         12/1/2005        1/1/2006          306000
Iselin                        0.5         11/1/2005       12/1/2005          201500
Elk Grove                     0.5         11/1/2005       12/1/2005           76400
Newark                        0.5         11/1/2005       12/1/2005          224000
Romoland                      0.5         11/1/2005       12/1/2005           59600
Altoona                       0.5         10/1/2005       11/1/2005           49500
Defiance                      0.5         11/1/2005       12/1/2005           95200
Croton                        0.5         11/1/2005       12/1/2005          144000
Florence                      0.5         11/1/2005       12/1/2005           70550
Lewiston                      0.5         11/1/2005       12/1/2005          119200
New Paltz                     0.5         11/1/2005       12/1/2005          200000
Middletown                    0.5         11/1/2005       12/1/2005          210000
Westgate                      0.5         11/1/2005       12/1/2005           95920
Childs                        0.5         11/1/2005       12/1/2005           61200
Detroit                       0.5          9/1/2005       10/1/2005           60350
Miami                         0.5         10/1/2005       11/1/2005          180000
Ozone                         0.5         11/1/2005       12/1/2005           51300
Hazlehurst                    0.5         11/1/2005       12/1/2005           47200
Southfield                    0.5         11/1/2005       12/1/2005           26000
Saticoy                       0.5         11/1/2005       12/1/2005          342000
Meskegon                      0.5         10/1/2005       11/1/2005           90000
Kearns                        0.5         11/1/2005       12/1/2005          100000
Wawatosa                      0.5         11/1/2005       12/1/2005          125000
Saint Petersburg              0.5         12/1/2005        1/1/2006           78750
Charleroi                     0.5         11/1/2005       12/1/2005           58650
Miami                         0.5         10/1/2005       11/1/2005          210000
Berkeley                      0.5         11/1/2005       12/1/2005          144000
Aloha                         0.5         11/1/2005       12/1/2005           34200
Oviedo                        0.5         11/1/2005       12/1/2005          339000
Kissimmee                     0.5         11/1/2005       12/1/2005           35400
Hazlehurst                    0.5         10/1/2005       11/1/2005           65700
Knoxville                     0.5         12/1/2005        1/1/2006           15000
San Diego                     0.5         11/1/2005       12/1/2005           66000
Salinas                       0.5         11/1/2005       12/1/2005          539750
Camden                        0.5         11/1/2005       12/1/2005           59073
Little Rock                   0.5         11/1/2005       12/1/2005           85500
Montgomery                    0.5         11/1/2005       12/1/2005           17160
Murfreesboro                  0.5         12/1/2005        1/1/2006           17000
La Chute                      0.5         10/1/2005       11/1/2005           39400
Beaumont                      0.5          9/1/2005       10/1/2005          108000
Fort Payne                    0.5         11/1/2005       12/1/2005           26000
East McKeesport               0.5          9/1/2005       10/1/2005           67500
Lees Summit                   0.5         11/1/2005       12/1/2005           25378
Joy                           0.5         12/1/2005        1/1/2006           16000
South Bend                    0.5         11/1/2005       12/1/2005           59500
Jamaica                       0.5         11/1/2005       12/1/2005          261000
Brookwood                     0.5         11/1/2005       12/1/2005           72960
Bradenton                     0.5         11/1/2005       12/1/2005          104000
Munroe Falls                  0.5         11/1/2005       12/1/2005          107825
Kearns                        0.5         12/1/2005        1/1/2006           25400
Pitcairn                      0.5         11/1/2005       12/1/2005        69725.28
Adams                         0.5         11/1/2005       12/1/2005           20600
San Diego                     0.5         11/1/2005       12/1/2005           70000
Orient                        0.5          9/1/2005       10/1/2005          104550
Escondido                     0.5         11/1/2005       12/1/2005           37950
Peru                          0.5         10/1/2005       11/1/2005           99000
Cabot                         0.5         12/1/2005        1/1/2006           67520
Sayville                      0.5         11/1/2005       12/1/2005          196000
Hewitt                        0.5         11/1/2005       12/1/2005          179000
Miami                         0.5         12/1/2005        1/1/2006          296800
Poland                        0.5          9/1/2005       10/1/2005          115200
Bywood                        0.5         12/1/2005        1/1/2006           90000
Jackson                       0.5         11/1/2005       12/1/2005           49050
Albia                         0.5         11/1/2005       12/1/2005           50800
Marion                        0.5         10/1/2005       11/1/2005           66500
Humboldt                      0.5         11/1/2005       12/1/2005           81000
Monroe                        0.5         11/1/2005       12/1/2005           98856
Atlanta                       0.5         11/1/2005       12/1/2005          336000
Neosho                        0.5         11/1/2005       12/1/2005           62632
Memphis                       0.5         11/1/2005       12/1/2005           50400
Marenisco                     0.5         11/1/2005       12/1/2005          327000
Gallatin                      0.5         11/1/2005       12/1/2005           29600
Bakersfield                   0.5         11/1/2005       12/1/2005          157700
Whitman                       0.5         12/1/2005        1/1/2006          226400
Webb City                     0.5         11/1/2005       12/1/2005           65500
Topeka                        0.5         11/1/2005       12/1/2005          124000
Ocean City                    0.5         11/1/2005       12/1/2005          391000
Clearwater                    0.5         11/1/2005       12/1/2005          132800
Willeys                       0.5         12/1/2005        1/1/2006           72000
Lemon Grove                   0.5         11/1/2005       12/1/2005          401400
Bloomington                   0.5         12/1/2005        1/1/2006          136500
Santa Maria                   0.5         10/1/2005       11/1/2005          361000
Cincinnati                    0.5         11/1/2005       12/1/2005           88825
Hilton                        0.5         11/1/2005       12/1/2005           40500
Neosho                        0.5         11/1/2005       12/1/2005           15658
Clarksville                   0.5         11/1/2005       12/1/2005           63200
Houston                       0.5         11/1/2005       12/1/2005           92000
Jacksonville                  0.5         11/1/2005       12/1/2005          127500
Gladwin                       0.5         11/1/2005       12/1/2005           48450
Whitman                       0.5         12/1/2005        1/1/2006           56600
Lewisburg                     0.5         11/1/2005       12/1/2005           82650
Joppa                         0.5         11/1/2005       12/1/2005          102600
Pocomoke                      0.5         11/1/2005       12/1/2005          216750
Philadelphia                  0.5         11/1/2005       12/1/2005           63750
Everman                       0.5         12/1/2005        1/1/2006           68800
Snow Hill                     0.5         12/1/2005        1/1/2006           91500
Ironton                       0.5         12/1/2005        1/1/2006           51500
Rutland                       0.5         11/1/2005       12/1/2005           77900
Charlotte                     0.5         11/1/2005       12/1/2005           30000
Easton                        0.5         12/1/2005        1/1/2006          134400
Baugh                         0.5         10/1/2005       11/1/2005           68400
Baugh                         0.5         10/1/2005       11/1/2005           59150
Temecula                      0.5         11/1/2005       12/1/2005           56250
Massillon                     0.5         11/1/2005       12/1/2005           92000
Palm Bay                      0.5         11/1/2005       12/1/2005          120000
Bacone                        0.5         12/1/2005        1/1/2006           59850
Henderson                     0.5         10/1/2005       11/1/2005           49500
Bratenahl                     0.5          9/1/2005       10/1/2005           72000
Trenton                       0.5         11/1/2005       12/1/2005           77400
Lawton                        0.5         11/1/2005       12/1/2005           60350
Saint Helen                   0.5         11/1/2005       12/1/2005           47700
Bakersfield                   0.5         11/1/2005       12/1/2005          175750
Charlotte                     0.5         11/1/2005       12/1/2005          256800
REDDING                       0.5         11/1/2005       12/1/2005          355500
Weehawken                     0.5         10/1/2005       11/1/2005           51140
Abita Springs                 0.5         11/1/2005       12/1/2005           60000
Crawfordsville                0.5         11/1/2005       12/1/2005           87000
Reynoldsburg                  0.5         11/1/2005       12/1/2005           83200
Monroe                        0.5         11/1/2005       12/1/2005           43350
Incline Village               0.5         11/1/2005       12/1/2005          735000
Reynoldsburg                  0.5         11/1/2005       12/1/2005           20800
North East                    0.5         12/1/2005        1/1/2006           20980
Mesa                          0.5         11/1/2005       12/1/2005          110075
Saint Louis                   0.5         11/1/2005       12/1/2005           56500
Cape Coral                    0.5         11/1/2005       12/1/2005           40275
Pittsfield                    0.5         11/1/2005       12/1/2005           51632
Elwood                        0.5         11/1/2005       12/1/2005          410000
Basin                         0.5         11/1/2005       12/1/2005           48600
Momence                       0.5         12/1/2005        1/1/2006           73800
Millersville                  0.5         11/1/2005       12/1/2005          599999
San Leandro                   0.5         11/1/2005       12/1/2005          181600
San Leandro                   0.5         11/1/2005       12/1/2005           45400
Strawberry Plains             0.5         12/1/2005        1/1/2006           88000
Flanders                      0.5         11/1/2005       12/1/2005          185000
Jacksonville                  0.5         11/1/2005       12/1/2005           86800
Bronx                         0.5          9/1/2005       10/1/2005          348000
Cucamonga                     0.5         11/1/2005       12/1/2005          351200
Gary                          0.5         11/1/2005       12/1/2005          147600
Newburgh                      0.5         11/1/2005       12/1/2005          495000
Detroit                       0.5         11/1/2005       12/1/2005           76000
Lawrenceburg                  0.5         11/1/2005       12/1/2005           83500
Youngstown                    0.5         11/1/2005       12/1/2005           41650
Milford                       0.5          9/1/2005       10/1/2005           45400
Lawrence                      0.5         11/1/2005       12/1/2005          195000
Tampa                         0.5         11/1/2005       12/1/2005          188000
Wichita                       0.5         12/1/2005        1/1/2006           53000
Warren                        0.5         11/1/2005       12/1/2005           70200
Longwood                      0.5         10/1/2005       11/1/2005          245100
Croydon                       0.5         11/1/2005       12/1/2005          125625
Vallejo                       0.5         10/1/2005       11/1/2005          331200
Gretna                        0.5          9/1/2005       10/1/2005           70200
Chicago                       0.5         11/1/2005       12/1/2005          260000
Eastend                       0.5         11/1/2005       12/1/2005           54750
Franklinville                 0.5         11/1/2005       12/1/2005          145600
Indianapolis                  0.5         12/1/2005        1/1/2006           52000
Benton Harbor                 0.5         11/1/2005       12/1/2005           50000
Colburn                       0.5         11/1/2005       12/1/2005           85050
Naples                        0.5         11/1/2005       12/1/2005          268800
Dover                         0.5         11/1/2005       12/1/2005           18800
Powell                        0.5          9/1/2005       10/1/2005          107200
Raytown                       0.5         11/1/2005       12/1/2005           77850
Bayside                       0.5         11/1/2005       12/1/2005          495000
Tampa                         0.5         12/1/2005        1/1/2006          162450
Alexander City                0.5         11/1/2005       12/1/2005           54900
Sango                         0.5         11/1/2005       12/1/2005           86100
Abita Springs                 0.5         11/1/2005       12/1/2005           15000
Ocala                         0.5         11/1/2005       12/1/2005           97200
Baton Rouge                   0.5         11/1/2005       12/1/2005           52000
Birmingham                    0.5         11/1/2005       12/1/2005           64600
Coshocton                     0.5         12/1/2005        1/1/2006           80000
Kalkaska                      0.5         11/1/2005       12/1/2005          119000
Moreno                        0.5         12/1/2005        1/1/2006           95000
Lemay                         0.5         10/1/2005       11/1/2005           85500
Portland                      0.5         11/1/2005       12/1/2005          104300
Dellwood                      0.5         11/1/2005       12/1/2005           67500
Macomb                        0.5         11/1/2005       12/1/2005          360000
Philadelphia                  0.5         11/1/2005       12/1/2005           58500
Kenner                        0.5          9/1/2005       10/1/2005          240975
Owasso                        0.5         11/1/2005       12/1/2005          130500
Mira Loma                     0.5         10/1/2005       11/1/2005          131000
Coshocton                     0.5         12/1/2005        1/1/2006           20000
Kenner                        0.5         12/1/2005        1/1/2006           50000
Tulsa                         0.5         11/1/2005       12/1/2005           46665
Clarksville                   0.5         11/1/2005       12/1/2005           15800
Dixie                         0.5         11/1/2005       12/1/2005           52000
Fairborn                      0.5         11/1/2005       12/1/2005           80000
Miami                         0.5         11/1/2005       12/1/2005          168000
Tacoma                        0.5         11/1/2005       12/1/2005           52000
Elizabeth                     0.5         11/1/2005       12/1/2005           50100
Barren                        0.5         11/1/2005       12/1/2005           61200
Barry Lakes                   0.5         11/1/2005       12/1/2005          183000
Springfield                   0.5         11/1/2005       12/1/2005           66500
Cucamonga                     0.5         11/1/2005       12/1/2005           87800
Broken Arrow                  0.5         11/1/2005       12/1/2005           95400
Newark                        0.5         11/1/2005       12/1/2005          413250
Saegertown                    0.5          1/1/2006        2/1/2006          112000
Brooklyn                      0.5         11/1/2005       12/1/2005          330400
Brooklyn                      0.5         11/1/2005       12/1/2005           82600
Amelia City                   0.5         11/1/2005       12/1/2005          414000
Alpharetta                    0.5         11/1/2005       12/1/2005          256500
Lewiston                      0.5         11/1/2005       12/1/2005           29800
Chattanooga                   0.5         11/1/2005       12/1/2005           50000
Dayton                        0.5         11/1/2005       12/1/2005          164000
Flushing                      0.5         11/1/2005       12/1/2005          350000
Richmond                      0.5         11/1/2005       12/1/2005           69300
Tampa                         0.5         11/1/2005       12/1/2005          194750
Nora                          0.5         11/1/2005       12/1/2005           45900
Alameda                       0.5          9/1/2005       10/1/2005           91500
Birmingham                    0.5         11/1/2005       12/1/2005           16150
La Tijera                     0.5         11/1/2005       12/1/2005          425700
Daytona Beach                 0.5         11/1/2005       12/1/2005           87400
Poughkeepsie                  0.5         11/1/2005       12/1/2005          163800
West Jordan                   0.5         11/1/2005       12/1/2005          116400
Fontana                       0.5         10/1/2005       11/1/2005          459000
Kansas City                   0.5         11/1/2005       12/1/2005           22520
Cimarron                      0.5         11/1/2005       12/1/2005          391500
Saginaw                       0.5         10/1/2005       11/1/2005           41600
Dunbar                        0.5         10/1/2005       11/1/2005           56000
Philadelphia                  0.5         11/1/2005       12/1/2005           90000
Memphis                       0.5         11/1/2005       12/1/2005           50350
Seymour                       0.5         11/1/2005       12/1/2005          346500
Middletown                    0.5         11/1/2005       12/1/2005          360000
Caro                          0.5         11/1/2005       12/1/2005          108000
Charlotte                     0.5         11/1/2005       12/1/2005           92800
Gracey                        0.5          9/1/2005       10/1/2005           40500
Chville                       0.5         11/1/2005       12/1/2005          229500
Avondale                      0.5         11/1/2005       12/1/2005           74000
Cleveland                     0.5         11/1/2005       12/1/2005          128250
Miami                         0.5         10/1/2005       11/1/2005          194400
West Jordan                   0.5         11/1/2005       12/1/2005           29100
Barr                          0.5         11/1/2005       12/1/2005          289000
Powderly                      0.5         11/1/2005       12/1/2005           66690
Detroit                       0.5         12/1/2005        1/1/2006           63000
Norco                         0.5         11/1/2005       12/1/2005          527200
Dayton                        0.5         11/1/2005       12/1/2005           41000
Obetz                         0.5         11/1/2005       12/1/2005           81000
Wheeler                       0.5         11/1/2005       12/1/2005           80800
Rising Fawn                   0.5         11/1/2005       12/1/2005          239998
Bellfntn                      0.5         11/1/2005       12/1/2005           68400
Roselle Park                  0.5         10/1/2005       11/1/2005          201000
Memphis                       0.5         11/1/2005       12/1/2005           65450
Yaphank                       0.5         11/1/2005       12/1/2005           38250
Canton                        0.5         11/1/2005       12/1/2005          183920
Tahlequah                     0.5         11/1/2005       12/1/2005           55000
Gorham                        0.5         11/1/2005       12/1/2005          157000
Metairie                      0.5         10/1/2005       11/1/2005          245700
Memphis                       0.5         11/1/2005       12/1/2005           64600
Willeys                       0.5         12/1/2005        1/1/2006           18000
Arkoma                        0.5         11/1/2005       12/1/2005           52250
Clearwater                    0.5         11/1/2005       12/1/2005           49600
Fishkill                      0.5         11/1/2005       12/1/2005          175000
Bellaire                      0.5         11/1/2005       12/1/2005          211200
New Smyrna Beach              0.5         12/1/2005        1/1/2006          338006
Moss Point                    0.5         11/1/2005       12/1/2005           59900
Hanford                       0.5         11/1/2005       12/1/2005           84000
Lohrville                     0.5         10/1/2005       11/1/2005           58950
Somerville                    0.5         11/1/2005       12/1/2005          355500
Thornville                    0.5         10/1/2005       11/1/2005           76500
Concord                       0.5         11/1/2005       12/1/2005          126350
Savannah                      0.5         11/1/2005       12/1/2005          365500
Aliq                          0.5         11/1/2005       12/1/2005           56000
Cincinnati                    0.5         10/1/2005       11/1/2005           76000
Cleveland                     0.5         11/1/2005       12/1/2005           69255
Docena                        0.5         11/1/2005       12/1/2005           41400
Tulsa                         0.5         11/1/2005       12/1/2005           47000
MULDROW                       0.5         11/1/2005       12/1/2005           51850
Ormond Beach                  0.5         10/1/2005       11/1/2005          267750
Jackson                       0.5         11/1/2005       12/1/2005           45000
Jackson                       0.5         11/1/2005       12/1/2005           58000
Compton                       0.5         11/1/2005       12/1/2005          272000
Compton                       0.5         11/1/2005       12/1/2005           68000
Pine Bush                     0.5         11/1/2005       12/1/2005          172500
Marion                        0.5         10/1/2005       11/1/2005           78300
Ldhl                          0.5         11/1/2005       12/1/2005           44910
Topeka                        0.5         11/1/2005       12/1/2005           31000
Detroit                       0.5         11/1/2005       12/1/2005           56000
Yonkers                       0.5         11/1/2005       12/1/2005          520000
Pomona                        0.5         11/1/2005       12/1/2005          103000
Orlando                       0.5         11/1/2005       12/1/2005           49500
Shreveport                    0.5         10/1/2005       11/1/2005           51000
Galesburg                     0.5         11/1/2005       12/1/2005          230715
Wyoming                       0.5         11/1/2005       12/1/2005           95000
Concord                       0.5         10/1/2005       11/1/2005          476000
Dresser                       0.5         11/1/2005       12/1/2005           76925
Dillon                        0.5         11/1/2005       12/1/2005           53000
Philadelphia                  0.5         11/1/2005       12/1/2005           48450
Manorville                    0.5         12/1/2005        1/1/2006          337500
Hayward                       0.5         11/1/2005       12/1/2005          600000
West End                      0.5         11/1/2005       12/1/2005           42500
WARREN                        0.5         11/1/2005       12/1/2005           68000
Roswell                       0.5         11/1/2005       12/1/2005          340000
Dayton                        0.5         11/1/2005       12/1/2005           66500
Tulsa                         0.5         11/1/2005       12/1/2005           62000
Carson City                   0.5         11/1/2005       12/1/2005          240000
Davie                         0.5         11/1/2005       12/1/2005          492750
Orlando                       0.5         11/1/2005       12/1/2005           89250
Monroe                        0.5         11/1/2005       12/1/2005          240000
Brooklyn                      0.5         11/1/2005       12/1/2005          231000
Easton                        0.5         12/1/2005        1/1/2006           33600
Finger                        0.5         11/1/2005       12/1/2005           27000
Grand Blanc                   0.5         11/1/2005       12/1/2005          238850
Milford                       0.5         11/1/2005       12/1/2005           96900
Akron                         0.5         11/1/2005       12/1/2005          285000
Saint Louis                   0.5         11/1/2005       12/1/2005           54825
Stafford                      0.5         12/1/2005        1/1/2006          222400
Washington                    0.5         11/1/2005       12/1/2005           15420
Villa Grove                   0.5         12/1/2005        1/1/2006           94400
Sault Sainte Marie            0.5         10/1/2005       11/1/2005           46800
Elwood                        0.5         11/1/2005       12/1/2005           88350
Ocala                         0.5         11/1/2005       12/1/2005          136000
Bronx                         0.5          9/1/2005       10/1/2005           87000
Hamilton                      0.5         11/1/2005       12/1/2005          136000
Riverview                     0.5         11/1/2005       12/1/2005          288000
Wichita                       0.5         11/1/2005       12/1/2005           63750
Mattawan                      0.5         12/1/2005        1/1/2006           94760
Stafford                      0.5         12/1/2005        1/1/2006           41700
Dunn                          0.5         11/1/2005       12/1/2005          107200
Alta Loma                     0.5         11/1/2005       12/1/2005          328000
Alta Loma                     0.5         11/1/2005       12/1/2005           82000
Mexico                        0.5          9/1/2005       10/1/2005           40455
Mesquite                      0.5         11/1/2005       12/1/2005           95700
Glenville                     0.5         11/1/2005       12/1/2005          692500
Phoenix                       0.5         11/1/2005       12/1/2005          228000
Hayward                       0.5         11/1/2005       12/1/2005          312000
Clarksburg                    0.5         11/1/2005       12/1/2005           57500
Jackson                       0.5         10/1/2005       11/1/2005           50400
Venice                        0.5         11/1/2005       12/1/2005          321300
Colonial Heights              0.5         11/1/2005       12/1/2005          107100
Camden                        0.5         11/1/2005       12/1/2005           16200
Spencer                       0.5         11/1/2005       12/1/2005           72900
Wellston                      0.5         11/1/2005       12/1/2005          252000
Hayward                       0.5         11/1/2005       12/1/2005           78000
Roanoke                       0.5         11/1/2005       12/1/2005           68000
Heer Park                     0.5         11/1/2005       12/1/2005          328000
Harrison                      0.5         10/1/2005       11/1/2005           60000
Pryor                         0.5         11/1/2005       12/1/2005           57000
Dallas                        0.5         12/1/2005        1/1/2006           44000
Mesquite                      0.5         11/1/2005       12/1/2005           63750
Mesquite                      0.5         11/1/2005       12/1/2005           63750
Parkview                      0.5         12/1/2005        1/1/2006          244150
Slaton                        0.5         11/1/2005       12/1/2005           40000
Bassett                       0.5         11/1/2005       12/1/2005          336000
Eglon                         0.5         11/1/2005       12/1/2005          344250
Bel Nor                       0.5         11/1/2005       12/1/2005           77900
Cabot                         0.5         12/1/2005        1/1/2006           16880
Toledo                        0.5         11/1/2005       12/1/2005           75200
Rock Island                   0.5         11/1/2005       12/1/2005           63000
Beaufort                      0.5         11/1/2005       12/1/2005          270000
Charlotte                     0.5         11/1/2005       12/1/2005           21000
Massapequa                    0.5         12/1/2005        1/1/2006           80000
Bardwell                      0.5         11/1/2005       12/1/2005          122400
Staten Island                 0.5         11/1/2005       12/1/2005          405000
Vallejo                       0.5         10/1/2005       11/1/2005          255000
Arleta                        0.5         11/1/2005       12/1/2005          292500
Tulsa                         0.5         11/1/2005       12/1/2005           76500
Columbia                      0.5         11/1/2005       12/1/2005          180000
Lancaster                     0.5         11/1/2005       12/1/2005           57600
Memphis                       0.5         12/1/2005        1/1/2006           66600
Evansville                    0.5         11/1/2005       12/1/2005           54900
Passyunk                      0.5         10/1/2005       11/1/2005          123000
Brookville                    0.5         11/1/2005       12/1/2005           66000
Akron                         0.5         10/1/2005       11/1/2005           59000
Payne                         0.5         11/1/2005       12/1/2005           47530
                              0.5         11/1/2005       12/1/2005           43650
Arlington                     0.5         12/1/2005        1/1/2006           80800
Seattle                       0.5         10/1/2005       11/1/2005          199600
Mounds                        0.5         11/1/2005       12/1/2005           69000
Walden                        0.5         11/1/2005       12/1/2005          327250
Allentown                     0.5         11/1/2005       12/1/2005          270000
Ocala                         0.5         11/1/2005       12/1/2005           18225
Philadelphia                  0.5         11/1/2005       12/1/2005          103700
Philadelphia                  0.5          9/1/2005       10/1/2005           69750
Riverdale                     0.5         11/1/2005       12/1/2005          115600
McRae                         0.5         11/1/2005       12/1/2005           61200
Rockford                      0.5         11/1/2005       12/1/2005          190400
Transfer                      0.5         11/1/2005       12/1/2005           93100
Newark                        0.5         12/1/2005        1/1/2006           96720
Denver                        0.5         11/1/2005       12/1/2005          119000
Rockford                      0.5         11/1/2005       12/1/2005           47600
Hardwick                      0.5         11/1/2005       12/1/2005          260000
Sun City                      0.5         11/1/2005       12/1/2005          104000
Sacramento                    0.5         11/1/2005       12/1/2005          208000
Bywood                        0.5         11/1/2005       12/1/2005           44000
Toledo                        0.5         11/1/2005       12/1/2005           46800
Calumet City                  0.5          9/1/2005       10/1/2005          135000
Elwood                        0.5         11/1/2005       12/1/2005           82175
Lorane                        0.5         11/1/2005       12/1/2005           70200
Rexmont                       0.5         10/1/2005       11/1/2005           84000
East Tawas                    0.5         10/1/2005       11/1/2005           57510
Holly Hill                    0.5         10/1/2005       11/1/2005          100000
West Columbia                 0.5         10/1/2005       11/1/2005           44100
Elbert                        0.5         11/1/2005       12/1/2005          378800
Brookville                    0.5         11/1/2005       12/1/2005           16500
Dallas                        0.5         11/1/2005       12/1/2005          347650
Brooklyn                      0.5         11/1/2005       12/1/2005          282500
Old Hickory                   0.5         11/1/2005       12/1/2005           83430
Bergenfield                   0.5         11/1/2005       12/1/2005          260000
Hammond                       0.5         11/1/2005       12/1/2005          171000
Sacramento                    0.5         11/1/2005       12/1/2005           52000
Middletown                    0.5         10/1/2005       11/1/2005           72000
Tucson                        0.5         11/1/2005       12/1/2005          120000
Greenacres                    0.5         11/1/2005       12/1/2005          157000
Miami                         0.5         11/1/2005       12/1/2005          336000
Boston                        0.5         11/1/2005       12/1/2005          404800
Colerain                      0.5         11/1/2005       12/1/2005           83000
Murray City                   0.5         11/1/2005       12/1/2005           40000
Jamaica                       0.5         11/1/2005       12/1/2005          391000
Tulsa                         0.5          1/1/2006        2/1/2006           15500
Sharon                        0.5         12/1/2005        1/1/2006           46800
Tucson                        0.5         12/1/2005        1/1/2006           30000
Crestview                     0.5         12/1/2005        1/1/2006          368125
Aurora                        0.5         11/1/2005       12/1/2005          137600
Chapel Hill                   0.5         11/1/2005       12/1/2005        254659.2
Kissimmee                     0.5         11/1/2005       12/1/2005           31600
Reno                          0.5         11/1/2005       12/1/2005          255200
Fontana                       0.5         11/1/2005       12/1/2005          228000
Lemont                        0.5         11/1/2005       12/1/2005          395000
Weare                         0.5         11/1/2005       12/1/2005           36000
Newburgh                      0.5         11/1/2005       12/1/2005           27500
Granville                     0.5         11/1/2005       12/1/2005           55250
Monument                      0.5         11/1/2005       12/1/2005          239920
Evesham                       0.5         11/1/2005       12/1/2005          454750
Westgate                      0.5         11/1/2005       12/1/2005           23980
Rockford                      0.5         11/1/2005       12/1/2005           40050
Youngstown                    0.5         11/1/2005       12/1/2005           40500
Burlington                    0.5         11/1/2005       12/1/2005           69000
Detroit                       0.5         11/1/2005       12/1/2005           58000
Calcutta                      0.5         10/1/2005       11/1/2005           41000
Knauers                       0.5         11/1/2005       12/1/2005          500000
Rocky Point                   0.5         11/1/2005       12/1/2005          144000
Cloquet                       0.5         11/1/2005       12/1/2005           95550
Fort Myers                    0.5         12/1/2005        1/1/2006          229200
Limington                     0.5         11/1/2005       12/1/2005          112500
Grottoes                      0.5         11/1/2005       12/1/2005          130400
Lakemore                      0.5         10/1/2005       11/1/2005           96050
Avery                         0.5          2/1/2006        3/1/2006           54000
Peabody                       0.5         10/1/2005       11/1/2005          505000
Jamestown                     0.5         11/1/2005       12/1/2005           49200
Harrison                      0.5         10/1/2005       11/1/2005           15000
Gretna                        0.5          1/1/2006        2/1/2006           76800
Ellenwood                     0.5         11/1/2005       12/1/2005          169200
Midland                       0.5         11/1/2005       12/1/2005           66600
Auburndale                    0.5         11/1/2005       12/1/2005           63000
Oaklandon                     0.5         12/1/2005        1/1/2006           64800
Obetz                         0.5         12/1/2005        1/1/2006           75000
Galaxy                        0.5         11/1/2005       12/1/2005           71760
Wonder Lake                   0.5         11/1/2005       12/1/2005          132000
Caro                          0.5         11/1/2005       12/1/2005          123500
Staten Island                 0.5         11/1/2005       12/1/2005          182000
Akron                         0.5         11/1/2005       12/1/2005           57000
Westland                      0.5         12/1/2005        1/1/2006           43000
Milford                       0.5         10/1/2005       11/1/2005          237500
Marysville                    0.5         11/1/2005       12/1/2005           50000
Philadelphia                  0.5         11/1/2005       12/1/2005          190000
Tampa                         0.5         11/1/2005       12/1/2005          139500
Sun City                      0.5         10/1/2005       11/1/2005          212000
San Diego                     0.5         11/1/2005       12/1/2005          208500
Arleta                        0.5         11/1/2005       12/1/2005          167000
Black Jack                    0.5         11/1/2005       12/1/2005          109600
Elyria                        0.5         11/1/2005       12/1/2005           94500
Fairborn                      0.5         11/1/2005       12/1/2005           20000
Key West                      0.5         11/1/2005       12/1/2005          576000
Saydel                        0.5         11/1/2005       12/1/2005           81000
Tonawanda                     0.5         11/1/2005       12/1/2005          127500
Southpoint                    0.5         12/1/2005        1/1/2006           52000
Kissimmee                     0.5         11/1/2005       12/1/2005          353400
Naranja                       0.5         11/1/2005       12/1/2005          164000
Phoenix                       0.5         11/1/2005       12/1/2005           57000
Pittsburgh                    0.5         10/1/2005       11/1/2005          136800
Montz                         0.5         11/1/2005       12/1/2005           89000
Progress                      0.5         11/1/2005       12/1/2005          172000
Salem                         0.5         11/1/2005       12/1/2005           63000
Wharton                       0.5         10/1/2005       11/1/2005          264800
Sullivan                      0.5         11/1/2005       12/1/2005           81060
Saginaw                       0.5         11/1/2005       12/1/2005           50000
Waco                          0.5          9/1/2005       10/1/2005           53550
Waco                          0.5          9/1/2005       10/1/2005           42000
Bend                          0.5         11/1/2005       12/1/2005          575000
Lakewood                      0.5         11/1/2005       12/1/2005          266000
Miami                         0.5         10/1/2005       11/1/2005          131000
Damascus                      0.5         11/1/2005       12/1/2005          337000
Steuben                       0.5         11/1/2005       12/1/2005           85500
Buffalo                       0.5         11/1/2005       12/1/2005           81750
Monument                      0.5         11/1/2005       12/1/2005           59980
Mars Hill                     0.5         12/1/2005        1/1/2006           88000
Virginia Beach                0.5         11/1/2005       12/1/2005          260000
Englewood                     0.5         11/1/2005       12/1/2005          120400
Monessen                      0.5         10/1/2005       11/1/2005           41250
Hawley                        0.5         12/1/2005        1/1/2006          110000
Chapel Hill                   0.5         11/1/2005       12/1/2005           47749
Ironwood                      0.5         11/1/2005       12/1/2005           56950
Fontana                       0.5         11/1/2005       12/1/2005           90000
New Orleans                   0.5         10/1/2005       11/1/2005          228400
Marne                         0.5         11/1/2005       12/1/2005           82450
Conroe                        0.5         11/1/2005       12/1/2005          279920
Middletown                    0.5         12/1/2005        1/1/2006          160000
CAMPBELL                      0.5         11/1/2005       12/1/2005           70300
Baldy Mesa                    0.5         12/1/2005        1/1/2006          208000
Baldy Mesa                    0.5         12/1/2005        1/1/2006           52000
Ocala                         0.5         11/1/2005       12/1/2005           34000
Sharon Hill                   0.5         11/1/2005       12/1/2005           78000
Forks                         0.5         11/1/2005       12/1/2005          248000
Albion                        0.5         11/1/2005       12/1/2005           85000
Conover                       0.5         12/1/2005        1/1/2006           77040
Conroe                        0.5         11/1/2005       12/1/2005           69980
Newark                        0.5         11/1/2005       12/1/2005          243000
Pomona                        0.5         11/1/2005       12/1/2005          121000
Erie                          0.5         12/1/2005        1/1/2006           76500
Stilwell                      0.5         11/1/2005       12/1/2005          306000
Lawrence                      0.5         11/1/2005       12/1/2005           53550
Los Angeles                   0.5         11/1/2005       12/1/2005          308000
Marne                         0.5         11/1/2005       12/1/2005           45600
Mattawan                      0.5         11/1/2005       12/1/2005           23690
Sullivan                      0.5         12/1/2005        1/1/2006           20265
Black Jack                    0.5         11/1/2005       12/1/2005           27400
Pulaski                       0.5         11/1/2005       12/1/2005           54000
Aurora                        0.5         11/1/2005       12/1/2005           28000
Brockton                      0.5         11/1/2005       12/1/2005          179000
Hendersonville                0.5         11/1/2005       12/1/2005          104000
Poland                        0.5         11/1/2005       12/1/2005           79200
Avondale                      0.5         11/1/2005       12/1/2005           18500
West Palm Beach               0.5         11/1/2005       12/1/2005          100000
Phoenix                       0.5         11/1/2005       12/1/2005          144500
Detroit                       0.5         11/1/2005       12/1/2005           69600
Deltona                       0.5          9/1/2005       10/1/2005          102000
Akron                         0.5         10/1/2005       11/1/2005          199800
Waynesboro                    0.5         10/1/2005       11/1/2005           69700
Goodyear                      0.5         11/1/2005       12/1/2005          324000
Berkeley                      0.5         11/1/2005       12/1/2005           36000
Cathedral City                0.5         11/1/2005       12/1/2005          260000
Naples                        0.5         11/1/2005       12/1/2005          280000
Cave Creek                    0.5         11/1/2005       12/1/2005          328000
Fort Pierce                   0.5         11/1/2005       12/1/2005          219920
Riviera Beach                 0.5         11/1/2005       12/1/2005          341500
Medina                        0.5         11/1/2005       12/1/2005          129500
Washington Park               0.5         11/1/2005       12/1/2005           45000
Brooksville                   0.5         11/1/2005       12/1/2005           90000
Poland                        0.5         10/1/2005       11/1/2005           19800
Tuckerton                     0.5         10/1/2005       11/1/2005          137700
Keyport                       0.5         12/1/2005        1/1/2006          160000
Dallas                        0.5         11/1/2005       12/1/2005          212300
Sabraton                      0.5         10/1/2005       11/1/2005          156002
Denver                        0.5         11/1/2005       12/1/2005           81600
Baton Rouge                   0.5         11/1/2005       12/1/2005           76000
Wantagh                       0.5         11/1/2005       12/1/2005          325000
Monrovia                      0.5         11/1/2005       12/1/2005          326000
Los Angeles                   0.5         11/1/2005       12/1/2005           77000
Lancaster                     0.5         11/1/2005       12/1/2005          126400
Savannah                      0.5         11/1/2005       12/1/2005           58800
Dunn                          0.5         11/1/2005       12/1/2005           26800
Mill Creek                    0.5         11/1/2005       12/1/2005           50250
Tampa                         0.5         11/1/2005       12/1/2005           34350
Streetsboro                   0.5         11/1/2005       12/1/2005          270000
Newark                        0.5         11/1/2005       12/1/2005           42000
Miami                         0.5         11/1/2005       12/1/2005           42000
Farrell                       0.5         11/1/2005       12/1/2005           48150
Liberty                       0.5         11/1/2005       12/1/2005          195350
Leroy                         0.5         11/1/2005       12/1/2005           66400
Goodyear                      0.5         11/1/2005       12/1/2005           60750
Sun City                      0.5         10/1/2005       11/1/2005           39750
Fort Pierce                   0.5         10/1/2005       11/1/2005          146720
Bakersfield                   0.5         10/1/2005       11/1/2005          119200
Dix Hills                     0.5         11/1/2005       12/1/2005          232000
Fairborn                      0.5         11/1/2005       12/1/2005           72250
Grand Rapids                  0.5         11/1/2005       12/1/2005          176000
Hampstead                     0.5         10/1/2005       11/1/2005           40000
Virden                        0.5         11/1/2005       12/1/2005           64600
Hendersonville                0.5         11/1/2005       12/1/2005           26000
Wilson                        0.5         11/1/2005       12/1/2005           99120
Otto                          0.5         10/1/2005       11/1/2005          159200
Salem                         0.5         11/1/2005       12/1/2005           86700
ROCKY COMFORT                 0.5         11/1/2005       12/1/2005           67500
San Diego                     0.5         11/1/2005       12/1/2005          236000
Cleveland                     0.5         11/1/2005       12/1/2005           45050
Wernersville                  0.5         11/1/2005       12/1/2005           81000
Taft                          0.5         11/1/2005       12/1/2005          102400
Seattle                       0.5         10/1/2005       11/1/2005           49900
Roscoe                        0.5         11/1/2005       12/1/2005          188000
Livermore                     0.5         11/1/2005       12/1/2005          432000
Bay Point                     0.5         11/1/2005       12/1/2005          375000
Brooksville                   0.5         11/1/2005       12/1/2005           97000
Livermore                     0.5         11/1/2005       12/1/2005           98000
Mansfield                     0.5         11/1/2005       12/1/2005           65600
Ryland                        0.5         10/1/2005       11/1/2005           99000
Jackson                       0.5         11/1/2005       12/1/2005           44000
Commack                       0.5         11/1/2005       12/1/2005          490000
Apple Valley                  0.5         11/1/2005       12/1/2005          172000
Wilmington                    0.5         11/1/2005       12/1/2005           69750
Waukesha                      0.5         10/1/2005       11/1/2005          422750
Meriden                       0.5         11/1/2005       12/1/2005           25600
San Diego                     0.5         11/1/2005       12/1/2005           59000
Riviera Beach                 0.5         10/1/2005       11/1/2005           97600
Miami                         0.5         10/1/2005       11/1/2005           48600
Wheatfield                    0.5         11/1/2005       12/1/2005          153000
Greene                        0.5         11/1/2005       12/1/2005           80750
                              0.5         12/1/2005        1/1/2006          334000
Apple Valley                  0.5         11/1/2005       12/1/2005           43000
Fort Pierce                   0.5         10/1/2005       11/1/2005           36680
Otto                          0.5         10/1/2005       11/1/2005           39800
Long Beach                    0.5         11/1/2005       12/1/2005          228800
Long Beach                    0.5         11/1/2005       12/1/2005           57200
Lodi                          0.5         11/1/2005       12/1/2005          302400
Lodi                          0.5         11/1/2005       12/1/2005           75600
Plainfield                    0.5         12/1/2005        1/1/2006          153500
Amityville                    0.5         11/1/2005       12/1/2005          240000
Trenton                       0.5         11/1/2005       12/1/2005           45000
Amityville                    0.5         12/1/2005        1/1/2006          201000
Virginia Beach                0.5         11/1/2005       12/1/2005           65000
Rochester                     0.5         10/1/2005       11/1/2005           43110
Murdock                       0.5         11/1/2005       12/1/2005           94500
Boardman                      0.5         12/1/2005        1/1/2006           42500
Cave Creek                    0.5         10/1/2005       11/1/2005          368000
Watts                         0.5         11/1/2005       12/1/2005          224000
Lynchburg                     0.5         11/1/2005       12/1/2005           15000
Oakridge                      0.5         11/1/2005       12/1/2005           22300
Hayward                       0.5         11/1/2005       12/1/2005          150000
Las Vegas                     0.5         11/1/2005       12/1/2005          288900
Canton                        0.5         11/1/2005       12/1/2005           45980
Seattle                       0.5         10/1/2005       11/1/2005          250750
Branch #1                     0.5         11/1/2005       12/1/2005          284000
Kearns                        0.5         10/1/2005       11/1/2005           25000
San Diego                     0.5         11/1/2005       12/1/2005          263000
Orange                        0.5         11/1/2005       12/1/2005          153000
Vandalia                      0.5         10/1/2005       11/1/2005           76500
Kansas City                   0.5         11/1/2005       12/1/2005          351500
Mansfield                     0.5         11/1/2005       12/1/2005           16400
Wilson                        0.5         11/1/2005       12/1/2005           24780
Knoxville                     0.5         11/1/2005       12/1/2005           69000
Sandersdale                   0.5         11/1/2005       12/1/2005          142500
Walnut Park                   0.5         11/1/2005       12/1/2005          280000
Monroe                        0.5         11/1/2005       12/1/2005           60000
Columbus                      0.5         12/1/2005        1/1/2006           60400
Basin                         0.5         11/1/2005       12/1/2005           40000
Tarpon Springs                0.5         11/1/2005       12/1/2005          490500
West Adams                    0.5         11/1/2005       12/1/2005          242400
West Adams                    0.5         11/1/2005       12/1/2005           60600
Houston                       0.5         11/1/2005       12/1/2005          170000
Leroy                         0.5         11/1/2005       12/1/2005           16600
Chesapeake                    0.5         11/1/2005       12/1/2005           48300
Karns                         0.5         11/1/2005       12/1/2005           98400
Waynesfield                   0.5         11/1/2005       12/1/2005           63750
Oak Point                     0.5         11/1/2005       12/1/2005          504000
Mesa                          0.5         11/1/2005       12/1/2005          550000
Sherwood                      0.5         11/1/2005       12/1/2005          183200
Watts                         0.5         11/1/2005       12/1/2005           75000
Seal Beach                    0.5         11/1/2005       12/1/2005          612000
Elbert                        0.5         11/1/2005       12/1/2005           23675
CENTRAL ISLIP                 0.5         11/1/2005       12/1/2005          340000
Parkland                      0.5         11/1/2005       12/1/2005          242800
Clover                        0.5         11/1/2005       12/1/2005          276000
Salem                         0.5         11/1/2005       12/1/2005           25000
Buffalo                       0.5         12/1/2005        1/1/2006           42500
Grand Rapids                  0.5         11/1/2005       12/1/2005           44000
Miami                         0.5         11/1/2005       12/1/2005           84000
Lancaster                     0.5         11/1/2005       12/1/2005           31600
                              0.5         11/1/2005       12/1/2005          244000
Cozy Lake                     0.5         11/1/2005       12/1/2005          216000
Chicago Ridge                 0.5         11/1/2005       12/1/2005          160000
Commerce                      0.5         11/1/2005       12/1/2005          332500
DOUGLAS                       0.5         11/1/2005       12/1/2005           46750
Oxnard                        0.5         11/1/2005       12/1/2005          388000
Asheville                     0.5         11/1/2005       12/1/2005          191200
Karns                         0.5         11/1/2005       12/1/2005           24600
Stanwood                      0.5         10/1/2005       11/1/2005           60000
Miami                         0.5         10/1/2005       11/1/2005          252000
Lubbock                       0.5         11/1/2005       12/1/2005          105200
Auburn                        0.5         12/1/2005        1/1/2006          188750
Unity                         0.5         11/1/2005       12/1/2005           73500
Newtown                       0.5         11/1/2005       12/1/2005          432000
Crystal River                 0.5         11/1/2005       12/1/2005          237500
Bakersfield                   0.5         11/1/2005       12/1/2005           29800
Denver                        0.5         11/1/2005       12/1/2005          180800
Cozy Lake                     0.5         11/1/2005       12/1/2005           54000
Chicago                       0.5         11/1/2005       12/1/2005          148000
Naranja                       0.5         10/1/2005       11/1/2005          215000
Wilmington                    0.5         11/1/2005       12/1/2005           93750
Stuart                        0.5         12/1/2005        1/1/2006           68720
Vernon                        0.5         11/1/2005       12/1/2005          285500
Orlando                       0.5         11/1/2005       12/1/2005          163800
Mars Hill                     0.5         12/1/2005        1/1/2006           22000
Lomita                        0.5         10/1/2005       11/1/2005          516000
Albany                        0.5         12/1/2005        1/1/2006           68000
Milton                        0.5          1/1/2006        2/1/2006           46750
Hermiston                     0.5         10/1/2005       11/1/2005          103200
South Gate                    0.5         11/1/2005       12/1/2005          256000
Lancaster                     0.5         11/1/2005       12/1/2005          137700
Kearns                        0.5         10/1/2005       11/1/2005          182700
Temecula                      0.5         11/1/2005       12/1/2005          348000
San Antonio                   0.5         11/1/2005       12/1/2005           68800
Rochester                     0.5         11/1/2005       12/1/2005          102000
Grottoes                      0.5         11/1/2005       12/1/2005           32600
West Palm Beach               0.5         11/1/2005       12/1/2005           25000
Springfield                   0.5         11/1/2005       12/1/2005           67500
Hazelwood                     0.5         11/1/2005       12/1/2005           19600
Orlando                       0.5         11/1/2005       12/1/2005           64400
Clover                        0.5         11/1/2005       12/1/2005           69000
Westmorland                   0.5         11/1/2005       12/1/2005          117000
Riverview                     0.5         12/1/2005        1/1/2006           50050
Drew                          0.5          9/1/2005       10/1/2005           80100
Parkdale                      0.5         11/1/2005       12/1/2005          107865
Cleveland                     0.5         11/1/2005       12/1/2005          348000
Mansfield                     0.5         11/1/2005       12/1/2005           45600
Baltimore                     0.5         11/1/2005       12/1/2005          300000
Muhlenberg                    0.5         11/1/2005       12/1/2005          240750
Troy                          0.5         12/1/2005        1/1/2006          348300
Detroit                       0.5         11/1/2005       12/1/2005           84000
Douglas                       0.5         12/1/2005        1/1/2006           62500
Greenbush                     0.5         11/1/2005       12/1/2005          340000
East Islip                    0.5         12/1/2005        1/1/2006          300000
Cleveland                     0.5         11/1/2005       12/1/2005           43500
Cheyenne                      0.5         11/1/2005       12/1/2005           72800
Wharton                       0.5         11/1/2005       12/1/2005           66200
Englewood                     0.5         11/1/2005       12/1/2005           30100
Norco                         0.5         11/1/2005       12/1/2005           65900
Norwalk                       0.5         12/1/2005        1/1/2006          332000
Lomita                        0.5         11/1/2005       12/1/2005          129000
Grayson                       0.5         12/1/2005        1/1/2006          430473
Atchison                      0.5         12/1/2005        1/1/2006           83700
Concord                       0.5         11/1/2005       12/1/2005           91200
Lauderhill                    0.5         11/1/2005       12/1/2005          125800
Miner                         0.5         11/1/2005       12/1/2005           49000
Hoschton                      0.5         12/1/2005        1/1/2006           60000
Asheville                     0.5         11/1/2005       12/1/2005           47800
Elmira                        0.5         11/1/2005       12/1/2005           40000
Central Islip                 0.5         11/1/2005       12/1/2005          297500
Staten Island                 0.5         11/1/2005       12/1/2005          265000
Brooklyn                      0.5         11/1/2005       12/1/2005          294000
Albuquerque                   0.5         11/1/2005       12/1/2005           93390
Carmel                        0.5         11/1/2005       12/1/2005          603000
Defiance                      0.5         11/1/2005       12/1/2005           64400
Hermiston                     0.5         10/1/2005       11/1/2005           25800
Mount Pleasant                0.5         10/1/2005       11/1/2005          123500
Farmingdale                   0.5         11/1/2005       12/1/2005          343000
Gilmore                       0.5         11/1/2005       12/1/2005          127200
Arnold                        0.5         11/1/2005       12/1/2005           72250
Albuquerque                   0.5         11/1/2005       12/1/2005           23348
Forest Park                   0.5         11/1/2005       12/1/2005           65520
Asheville                     0.5         12/1/2005        1/1/2006         74639.9
Reva                          0.5         11/1/2005       12/1/2005          320000
Houston                       0.5         11/1/2005       12/1/2005           23000
Amityville                    0.5         11/1/2005       12/1/2005          157300
Grayson                       0.5         11/1/2005       12/1/2005          107618
Palo Alto                     0.5         11/1/2005       12/1/2005          460000
Concord                       0.5         11/1/2005       12/1/2005          119000
Astoria                       0.5         11/1/2005       12/1/2005          310000
Detroit                       0.5         11/1/2005       12/1/2005           55120
Kansas City                   0.5         11/1/2005       12/1/2005           54950
Rochester                     0.5         11/1/2005       12/1/2005           25500
SEARCY                        0.5         11/1/2005       12/1/2005           85500
LAKE CHARLES                  0.5         11/1/2005       12/1/2005           45000
North Highlands               0.5          9/1/2005       10/1/2005           66100
Gilmore                       0.5         11/1/2005       12/1/2005           31800
San Antonio                   0.5         11/1/2005       12/1/2005           17200
Rochester                     0.5         11/1/2005       12/1/2005           66000
Hicksville                    0.5         11/1/2005       12/1/2005          193000
Chicago                       0.5         11/1/2005       12/1/2005          133200
New Athens                    0.5         11/1/2005       12/1/2005           44000
Macedonia                     0.5         11/1/2005       12/1/2005          222300
Mount Vernon                  0.5         11/1/2005       12/1/2005           66000
Denver                        0.5         11/1/2005       12/1/2005          180000
Standale                      0.5         11/1/2005       12/1/2005          198000
Brunswick                     0.5         12/1/2005        1/1/2006          189200
Brunswick                     0.5         12/1/2005        1/1/2006           47300
Chicago                       0.5         11/1/2005       12/1/2005          114950
Black Forest                  0.5         11/1/2005       12/1/2005          212000
Miami                         0.5         11/1/2005       12/1/2005          204000
Walnut Park                   0.5         11/1/2005       12/1/2005           70000
Caruth                        0.5         11/1/2005       12/1/2005           82800
Allen                         0.5         10/1/2005       11/1/2005          328312
Lake Elsinore                 0.5         11/1/2005       12/1/2005          297000
Black Forest                  0.5         11/1/2005       12/1/2005           53000
Houston                       0.5         11/1/2005       12/1/2005           96500
Oak Lane                      0.5          9/1/2005       10/1/2005           76000
Cleveland                     0.5         11/1/2005       12/1/2005           92800
Clintonville                  0.5         12/1/2005        1/1/2006           63000
Powell                        0.5         10/1/2005       11/1/2005           26800
Hiller                        0.5         11/1/2005       12/1/2005           89250
Wichita                       0.5         11/1/2005       12/1/2005           44200
Orlando                       0.5         11/1/2005       12/1/2005           76000
Ronkonkoma                    0.5         12/1/2005        1/1/2006          100000
Kalamazoo                     0.5         11/1/2005       12/1/2005           56000
Slidell                       0.5         10/1/2005       11/1/2005           85500
Hi Vista                      0.5         11/1/2005       12/1/2005          212800
Appleton                      0.5         10/1/2005       11/1/2005          117000
Newark                        0.5         12/1/2005        1/1/2006           24180
Toledo                        0.5         11/1/2005       12/1/2005           18800
Aurora                        0.5         11/1/2005       12/1/2005          484000
Joplin                        0.5         10/1/2005       11/1/2005          160000
National City                 0.5         10/1/2005       11/1/2005          388000
Cleveland                     0.5         11/1/2005       12/1/2005          125600
Manawa                        0.5         12/1/2005        1/1/2006          136850
Alexandria                    0.5          9/1/2005       10/1/2005           80750
Riverview                     0.5         11/1/2005       12/1/2005           83700
Branch #1                     0.5         11/1/2005       12/1/2005           71000
Compton                       0.5         11/1/2005       12/1/2005          297500
Eagle Point                   0.5         11/1/2005       12/1/2005          237600
Saint Joseph                  0.5         11/1/2005       12/1/2005           56800
Harristown                    0.5         11/1/2005       12/1/2005           60000
Port Ewen                     0.5         10/1/2005       11/1/2005          574750
Piqua                         0.5         11/1/2005       12/1/2005          101650
Reno                          0.5         11/1/2005       12/1/2005           63800
PULTENEY                      0.5         11/1/2005       12/1/2005           85000
Parkland                      0.5         11/1/2005       12/1/2005           60700
Jacksonville                  0.5         11/1/2005       12/1/2005          146400
Canton                        0.5         11/1/2005       12/1/2005          232000
Suffolk                       0.5         11/1/2005       12/1/2005          104000
Pittsburgh                    0.5         11/1/2005       12/1/2005           76500
Canton                        0.5         11/1/2005       12/1/2005           58000
Macomb                        0.5         10/1/2005       11/1/2005          379230
Fort Pierce                   0.5         11/1/2005       12/1/2005          199120
Cleveland                     0.5         11/1/2005       12/1/2005           31400
Bay City                      0.5         11/1/2005       12/1/2005           42000
Dover                         0.5         11/1/2005       12/1/2005          206000
Dix Hills                     0.5         11/1/2005       12/1/2005          268000
Denton                        0.5         11/1/2005       12/1/2005          312000
Miami                         0.5         11/1/2005       12/1/2005           96000
Colorado Springs              0.5         11/1/2005       12/1/2005          176000
Colorado Springs              0.5         11/1/2005       12/1/2005           44000
Basin                         0.5          9/1/2005       10/1/2005           40000
Moncla                        0.5         11/1/2005       12/1/2005           90000
Venice                        0.5         11/1/2005       12/1/2005           77000
Fairfield                     0.5         11/1/2005       12/1/2005          408000
Chicago                       0.5         12/1/2005        1/1/2006          216930
Rush                          0.5         11/1/2005       12/1/2005           46665
Virginia Beach                0.5         11/1/2005       12/1/2005           76000
Brooklyn                      0.5         11/1/2005       12/1/2005          280000
Suffolk                       0.5         11/1/2005       12/1/2005           26000
Santa Rosa                    0.5         11/1/2005       12/1/2005          452000
Dallas                        0.5         11/1/2005       12/1/2005          501600
Chandler                      0.5         12/1/2005        1/1/2006          392000
Colton                        0.5         11/1/2005       12/1/2005           37530
Ocoee                         0.5         11/1/2005       12/1/2005          462650
FLOSSMOOR                     0.5         11/1/2005       12/1/2005          507700
Shirley                       0.5         12/1/2005        1/1/2006          167000
Cleveland                     0.5         10/1/2005       11/1/2005          103700
Bobo                          0.5         10/1/2005       11/1/2005          330400
Detroit                       0.5         11/1/2005       12/1/2005           61200
Lumberton                     0.5         11/1/2005       12/1/2005          376000
Poughquag                     0.5         11/1/2005       12/1/2005          402750
Waldorf                       0.5         11/1/2005       12/1/2005          174800
Jamaica                       0.5         11/1/2005       12/1/2005          200000
Columbia                      0.5         10/1/2005       11/1/2005           73600
Tull                          0.5         11/1/2005       12/1/2005           51992
Bexley                        0.5         11/1/2005       12/1/2005          168000
Freeport                      0.5         11/1/2005       12/1/2005          364000
Bay City                      0.5         10/1/2005       11/1/2005           52000
Wantagh                       0.5         11/1/2005       12/1/2005          290000
Meads                         0.5         11/1/2005       12/1/2005           42500
Toledo                        0.5         11/1/2005       12/1/2005           51500
Aurora                        0.5         11/1/2005       12/1/2005          121000
Carson                        0.5         11/1/2005       12/1/2005          121000
Hudson                        0.5         10/1/2005       11/1/2005          324000
Saegertown                    0.5         11/1/2005       12/1/2005           28000
Orlando                       0.5         11/1/2005       12/1/2005           68000
Batavia                       0.5         12/1/2005        1/1/2006          306000
Hi Vista                      0.5         11/1/2005       12/1/2005           53200
Marietta                      0.5         11/1/2005       12/1/2005          121500
Ink                           0.5          9/1/2005       10/1/2005          139500
Stuart                        0.5         12/1/2005        1/1/2006           17180
LINCOLNTON                    0.5         11/1/2005       12/1/2005          204000
Jackson                       0.5         11/1/2005       12/1/2005           51300
Greenville                    0.5         11/1/2005       12/1/2005           51000
Toledo                        0.5         11/1/2005       12/1/2005           42310
Columbia                      0.5         11/1/2005       12/1/2005          114000
Charlotte                     0.5         11/1/2005       12/1/2005           64200
Houston                       0.5         11/1/2005       12/1/2005           69600
Burlington                    0.5         11/1/2005       12/1/2005           76500
Oakville                      0.5         11/1/2005       12/1/2005          260000
Bexley                        0.5         12/1/2005        1/1/2006           21000
Wilmington                    0.5         11/1/2005       12/1/2005          142000
Kansas City                   0.5         11/1/2005       12/1/2005           40000
Warren                        0.5         11/1/2005       12/1/2005           71800
Pennington                    0.5         11/1/2005       12/1/2005          481000
Palm Harbor                   0.5         11/1/2005       12/1/2005           86400
Columbia                      0.5         10/1/2005       11/1/2005           18400
Cleveland                     0.5         10/1/2005       11/1/2005           91200
Moreno                        0.5         11/1/2005       12/1/2005          284000
El Toro                       0.5         11/1/2005       12/1/2005          251200
El Toro                       0.5         11/1/2005       12/1/2005           62800
Moreno Valley                 0.5         11/1/2005       12/1/2005          285000
Leucadia                      0.5         11/1/2005       12/1/2005          647631
Sylvania                      0.5         11/1/2005       12/1/2005          336000
Concord                       0.5         11/1/2005       12/1/2005           22800
Jackson                       0.5         11/1/2005       12/1/2005           60000
Houston                       0.5         11/1/2005       12/1/2005           17400
Naples                        0.5         11/1/2005       12/1/2005          237600
Riverview                     0.5         11/1/2005       12/1/2005          119200
Canton                        0.5         11/1/2005       12/1/2005           62000
Keller                        0.5         11/1/2005       12/1/2005           52500
Washington                    0.5         10/1/2005       11/1/2005          178500
Sylvania                      0.5         11/1/2005       12/1/2005           84000
Detroit                       0.5         11/1/2005       12/1/2005           72250
Wonder Lake                   0.5         11/1/2005       12/1/2005           33000
La Tijera                     0.5         11/1/2005       12/1/2005          372000
Jackson                       0.5          9/1/2005       10/1/2005           46400
Riverview                     0.5         11/1/2005       12/1/2005           29800
Fort Edward                   0.5         10/1/2005       11/1/2005          123000
Marion                        0.5         11/1/2005       12/1/2005           88800
Jamaica                       0.5         11/1/2005       12/1/2005          333000
Youngstown                    0.5         11/1/2005       12/1/2005           52000
Harrisonville                 0.5         11/1/2005       12/1/2005           85520
Hanford                       0.5         10/1/2005       11/1/2005           21000
Boise                         0.5         11/1/2005       12/1/2005          115120
Fairway                       0.5         11/1/2005       12/1/2005          121550
Phoenix                       0.5         11/1/2005       12/1/2005          136000
National City                 0.5         11/1/2005       12/1/2005           97000
Chandler                      0.5         12/1/2005        1/1/2006           73500
Akron                         0.5         11/1/2005       12/1/2005           47700
Aberdeen                      0.5         11/1/2005       12/1/2005           82400
Harrisonville                 0.5         11/1/2005       12/1/2005           21380
Lakeland                      0.5         11/1/2005       12/1/2005           97500
Detroit                       0.5          1/1/2006        2/1/2006          215000
Wilmington                    0.5         11/1/2005       12/1/2005           63000
Dellwood                      0.5         11/1/2005       12/1/2005           63750
Gibsonia                      0.5         11/1/2005       12/1/2005           44000
Sedona                        0.5         11/1/2005       12/1/2005          380000
Murrieta                      0.5         10/1/2005       11/1/2005          115980
Cleveland                     0.5         11/1/2005       12/1/2005           22800
Cheshire                      0.5         12/1/2005        1/1/2006          300001
Dalton                        0.5         10/1/2005       11/1/2005         95997.3
Albuquerque                   0.5         11/1/2005       12/1/2005          164800
NEW ORLEANS                   0.5         12/1/2005        1/1/2006           59400
Pekin                         0.5         11/1/2005       12/1/2005           98550
Fairfield                     0.5         11/1/2005       12/1/2005          102000
Palm Harbor                   0.5         11/1/2005       12/1/2005           16200
Orlando                       0.5         11/1/2005       12/1/2005           44000
Greenwell Springs             0.5          9/1/2005       10/1/2005          106250
Forest Park                   0.5         10/1/2005       11/1/2005           16380
Yucca Valley                  0.5         11/1/2005       12/1/2005          187000
Mount Vernon                  0.5         11/1/2005       12/1/2005           55800
Somerton                      0.5         11/1/2005       12/1/2005           60300
ENTERPRISE                    0.5         11/1/2005       12/1/2005          109250
Phoenix                       0.5         11/1/2005       12/1/2005          204000
Augusta                       0.5         11/1/2005       12/1/2005           97520
Cave Creek                    0.5         12/1/2005        1/1/2006           92000
Dallas                        0.5         11/1/2005       12/1/2005          125400
Temecula                      0.5         11/1/2005       12/1/2005           87000
Norbeck                       0.5         11/1/2005       12/1/2005          200500
Menasha                       0.5         11/1/2005       12/1/2005          101790
Goodrich                      0.5         11/1/2005       12/1/2005          248800
Leland                        0.5         12/1/2005        1/1/2006           95600
Pittsburgh                    0.5         11/1/2005       12/1/2005           88200
Franklinville                 0.5         11/1/2005       12/1/2005           36400
Lafayette                     0.5         11/1/2005       12/1/2005          112500
Mandeville                    0.5         10/1/2005       11/1/2005          247000
Plyler                        0.5         11/1/2005       12/1/2005          261000
East Haddam                   0.5         11/1/2005       12/1/2005          421500
Asheville                     0.5         11/1/2005       12/1/2005          107920
Calhoun                       0.5         11/1/2005       12/1/2005          100050
Baxter                        0.5         11/1/2005       12/1/2005           65500
Walker                        0.5         11/1/2005       12/1/2005          112000
San Jose                      0.5         11/1/2005       12/1/2005          679500
New Smyrna Beach              0.5         12/1/2005        1/1/2006           84501
Boise                         0.5         11/1/2005       12/1/2005           28780
La Tijera                     0.5         11/1/2005       12/1/2005           93000
East Brunswick                0.5         11/1/2005       12/1/2005          370000
Chipley                       0.5         11/1/2005       12/1/2005           60300
Rochester                     0.5          1/1/2006        2/1/2006           60000
Jacksonville                  0.5         11/1/2005       12/1/2005           85500
Masury                        0.5          1/1/2006        2/1/2006           68000
Roseville                     0.5         11/1/2005       12/1/2005          396000
Roseville                     0.5         11/1/2005       12/1/2005           99000
Toledo                        0.5         11/1/2005       12/1/2005           73150
Masury                        0.5          1/1/2006        2/1/2006           46400
Plaza                         0.5         11/1/2005       12/1/2005          136000
Rodeo                         0.5         11/1/2005       12/1/2005          711000
Hot Springs                   0.5         11/1/2005       12/1/2005           40050
Yukon                         0.5         12/1/2005        1/1/2006          120000
Darnestown                    0.5         11/1/2005       12/1/2005          280000
Hughson                       0.5         12/1/2005        1/1/2006          372092
Saint Petersburg              0.5         11/1/2005       12/1/2005          225250
Tulsa                         0.5         11/1/2005       12/1/2005           76000
Orosi                         0.5         10/1/2005       11/1/2005          137700
Independence                  0.5         11/1/2005       12/1/2005           63750
Brandon                       0.5         10/1/2005       11/1/2005          124000
Philadelphia                  0.5         11/1/2005       12/1/2005           74575
Glendale                      0.5         12/1/2005        1/1/2006          235200
Brandon                       0.5         10/1/2005       11/1/2005           31000
Chicopee                      0.5         10/1/2005       11/1/2005          156400
Asheville                     0.5         11/1/2005       12/1/2005           26980
Lynwood                       0.5         11/1/2005       12/1/2005          314400
Mastic                        0.5         11/1/2005       12/1/2005          211500
Hughson                       0.5         12/1/2005        1/1/2006           93023
Glendale                      0.5         12/1/2005        1/1/2006           58800
Cleveland                     0.5         11/1/2005       12/1/2005           79050
Orlando                       0.5         11/1/2005       12/1/2005           16100
Bradenton                     0.5         11/1/2005       12/1/2005           26000
Defiance                      0.5         11/1/2005       12/1/2005           16100
Flint                         0.5         10/1/2005       11/1/2005           63900
Tampa                         0.5         11/1/2005       12/1/2005          203920
Flint                         0.5         11/1/2005       12/1/2005           67500
Lorain                        0.5         11/1/2005       12/1/2005          166000
Poland                        0.5         10/1/2005       11/1/2005          104500
Gorham                        0.5         11/1/2005       12/1/2005          160000
Arundel                       0.5         11/1/2005       12/1/2005          365000
Cloverly                      0.5         11/1/2005       12/1/2005          380000
Cheshire                      0.5         12/1/2005        1/1/2006           75000
Buffalo                       0.5         11/1/2005       12/1/2005           55100
Miami                         0.5         11/1/2005       12/1/2005           24000
Kissimmee                     0.5         11/1/2005       12/1/2005          340000
Boardman                      0.5         11/1/2005       12/1/2005           75600
Fort Myers                    0.5         12/1/2005        1/1/2006           57300
West Middlesex                0.5         11/1/2005       12/1/2005          222300
Leland                        0.5         12/1/2005        1/1/2006           23900
                              0.5         11/1/2005       12/1/2005          327250
Darnestown                    0.5         11/1/2005       12/1/2005           70000
Roscommon                     0.5         11/1/2005       12/1/2005           40000
ROGERSVILLE                   0.5         10/1/2005       11/1/2005           54000
Cathedral City                0.5         11/1/2005       12/1/2005           65000
Paterson                      0.5         11/1/2005       12/1/2005          226100
Plain City                    0.5         11/1/2005       12/1/2005          114000
Lavaca                        0.5         11/1/2005       12/1/2005           58500
Wellston                      0.5         11/1/2005       12/1/2005           50000
Fort Wayne                    0.5         10/1/2005       11/1/2005           63650
Naranja                       0.5         12/1/2005        1/1/2006           41000
New Bedford                   0.5         12/1/2005        1/1/2006          330000
Lehi                          0.5         11/1/2005       12/1/2005          136000
Lynwood                       0.5         11/1/2005       12/1/2005           78600
Hi Vista                      0.5         12/1/2005        1/1/2006          195300
Cave Creek                    0.5         11/1/2005       12/1/2005           61500
Tracy                         0.5         11/1/2005       12/1/2005          424000
Indio                         0.5         11/1/2005       12/1/2005          292000
Saint Louis                   0.5         10/1/2005       11/1/2005           51200
Marion                        0.5         11/1/2005       12/1/2005           22200
Kissimmee                     0.5         11/1/2005       12/1/2005           85000
White Cloud                   0.5         10/1/2005       11/1/2005           58650
Stow                          0.5         11/1/2005       12/1/2005          197600
Canton                        0.5         11/1/2005       12/1/2005          160000
Danbury                       0.5         11/1/2005       12/1/2005           87000
Palm Harbor                   0.5         11/1/2005       12/1/2005          294500
Miami                         0.5         11/1/2005       12/1/2005          650000
MILWAUKEE                     0.5         11/1/2005       12/1/2005           97750
Hamilton                      0.5         10/1/2005       11/1/2005          140000
Lakeland                      0.5         11/1/2005       12/1/2005          340000
Davie                         0.5         11/1/2005       12/1/2005          204000
Middletown                    0.5         12/1/2005        1/1/2006           30000
Central Islip                 0.5         11/1/2005       12/1/2005          275200
Jamaica                       0.5         11/1/2005       12/1/2005          232000
Lehigh                        0.5         11/1/2005       12/1/2005          102600
Stow                          0.5         11/1/2005       12/1/2005           49400
Greer                         0.5         11/1/2005       12/1/2005           22500
Lehi                          0.5         11/1/2005       12/1/2005           34000
Davie                         0.5         11/1/2005       12/1/2005          313500
Central Islip                 0.5         11/1/2005       12/1/2005           68800
Sedona                        0.5         11/1/2005       12/1/2005           71250
Indio                         0.5         11/1/2005       12/1/2005           73000
Kansas City                   0.5          9/1/2005       10/1/2005           53550
WPAFB                         0.5         11/1/2005       12/1/2005           62000
WILMINGTON                    0.5          1/1/2006        2/1/2006          348000
Gulfport                      0.5         11/1/2005       12/1/2005           24000
Auburn                        0.5         12/1/2005        1/1/2006           47200
Glenmont                      0.5         11/1/2005       12/1/2005          333750
La Vergne                     0.5         11/1/2005       12/1/2005           96050
Mount Hope                    0.5         11/1/2005       12/1/2005           77600
Goodrich                      0.5         11/1/2005       12/1/2005           62200
Edgemoor                      0.5         11/1/2005       12/1/2005           72000
Miramar                       0.5          9/1/2005       10/1/2005          110640
Estero                        0.5         12/1/2005        1/1/2006          224801
Greenwood                     0.5         11/1/2005       12/1/2005          112800
Buffalo                       0.5         11/1/2005       12/1/2005           43200
Mahon                         0.5         11/1/2005       12/1/2005           64170
Cleveld                       0.5         11/1/2005       12/1/2005           94500
Estero                        0.5         12/1/2005        1/1/2006           56200
Anderson                      0.5          2/1/2006        3/1/2006           49300
Miami                         0.5         11/1/2005       12/1/2005          164000
Fontana                       0.5         10/1/2005       11/1/2005          187000
Chillicothe                   0.5         12/1/2005        1/1/2006           60000
Fort Pierce                   0.5         11/1/2005       12/1/2005           54980
Jackson                       0.5         11/1/2005       12/1/2005           54000
McMurray                      0.5         11/1/2005       12/1/2005           90400
Mobile                        0.5         11/1/2005       12/1/2005           64000
Fort Pierce                   0.5         10/1/2005       11/1/2005          225000
Mobile                        0.5         11/1/2005       12/1/2005           16000
Sevierville                   0.5         11/1/2005       12/1/2005           65600
Gorham                        0.5         11/1/2005       12/1/2005           40000
Antelope                      0.5         11/1/2005       12/1/2005          367920
Antelope                      0.5         11/1/2005       12/1/2005           91980
Lynco                         0.5         11/1/2005       12/1/2005           69200
Lake Wales                    0.5          9/1/2005       10/1/2005          123200
Palm Desert                   0.5         11/1/2005       12/1/2005          280000
San Gabriel                   0.5         11/1/2005       12/1/2005          400000
Sacramento                    0.5         11/1/2005       12/1/2005          288000
Long Beach                    0.5         10/1/2005       11/1/2005          360000
Watts                         0.5         12/1/2005        1/1/2006          315000
Sacramento                    0.5         11/1/2005       12/1/2005          265000
Tucson                        0.5         11/1/2005       12/1/2005          206000
Tucson                        0.5         11/1/2005       12/1/2005           51500
                              0.5         11/1/2005       12/1/2005          342900
Moreno Valley                 0.5         11/1/2005       12/1/2005          202500
Pasadena                      0.5         11/1/2005       12/1/2005          364000
Pasadena                      0.5         11/1/2005       12/1/2005           91000
Mira Loma                     0.5         11/1/2005       12/1/2005          360000
Ldhl                          0.5         11/1/2005       12/1/2005          192000
Ldhl                          0.5         11/1/2005       12/1/2005           48000
Lakewood                      0.5         11/1/2005       12/1/2005          332800
Lakewood                      0.5         11/1/2005       12/1/2005           83200
Sylmar                        0.5         11/1/2005       12/1/2005          536500
Reno                          0.5         10/1/2005       11/1/2005          252000
Etna                          0.5         11/1/2005       12/1/2005           91920
Jacksboro                     0.5         11/1/2005       12/1/2005           66150
Toledo                        0.5         10/1/2005       11/1/2005          109650
Trabuco Canyon                0.5         11/1/2005       12/1/2005          626500
Montgomery                    0.5         11/1/2005       12/1/2005          140000
Davie                         0.5         11/1/2005       12/1/2005           38250
Kittery                       0.5         12/1/2005        1/1/2006          105000
Montgomery                    0.5         11/1/2005       12/1/2005           35000
Mack                          0.5         11/1/2005       12/1/2005           96300
Wellington                    0.5         10/1/2005       11/1/2005          323000
Tice                          0.5         12/1/2005        1/1/2006          114750
Haverhill                     0.5         10/1/2005       11/1/2005          184000
Lakeland                      0.5         11/1/2005       12/1/2005           72000
Seat Pleasant                 0.5         11/1/2005       12/1/2005          120000
Islip                         0.5         12/1/2005        1/1/2006          155000
Hoschton                      0.5         12/1/2005        1/1/2006           15000
Asharoken                     0.5         11/1/2005       12/1/2005          455000
Cimarron Hills                0.5         11/1/2005       12/1/2005          119434
Oakville                      0.5         11/1/2005       12/1/2005           65000
Kernan                        0.5         12/1/2005        1/1/2006           88000
Edgewood                      0.5         11/1/2005       12/1/2005           75000
Arden                         0.5         11/1/2005       12/1/2005          291550
Silver Spring                 0.5         11/1/2005       12/1/2005          273000
Wade                          0.5         12/1/2005        1/1/2006           60560
Aberdeen                      0.5         11/1/2005       12/1/2005           20600
Dallas                        0.5         11/1/2005       12/1/2005           60000
Chicago                       0.5         11/1/2005       12/1/2005          324000
Miramar                       0.5          9/1/2005       10/1/2005           27660
Torrington                    0.5         11/1/2005       12/1/2005           55800
Chicago                       0.5         10/1/2005       11/1/2005          104000
Warren                        0.5         11/1/2005       12/1/2005           73600
Fort Pierce                   0.5         11/1/2005       12/1/2005           49780
Washingtonville               0.5         11/1/2005       12/1/2005          280800
Shady Lake                    0.5         11/1/2005       12/1/2005          191250
Napa                          0.5         11/1/2005       12/1/2005          441600
Las Vegas                     0.5         12/1/2005        1/1/2006          216000
Miami                         0.5         11/1/2005       12/1/2005           41000
Dale City                     0.5         11/1/2005       12/1/2005          252000
Yukon                         0.5         12/1/2005        1/1/2006           30000
Springfield                   0.5         11/1/2005       12/1/2005          255000
Knoxville                     0.5          9/1/2005       10/1/2005           60000
ETHEL                         0.5         11/1/2005       12/1/2005          230000
Lakeland                      0.5         11/1/2005       12/1/2005           18000
McMurray                      0.5         11/1/2005       12/1/2005           22600
Mount Washington              0.5         11/1/2005       12/1/2005           94800
Stuart                        0.5         11/1/2005       12/1/2005          283500
Tampa                         0.5         11/1/2005       12/1/2005           22400
Akron                         0.5         11/1/2005       12/1/2005           62100
Lansing                       0.5          9/1/2005       10/1/2005           55250
Poteau                        0.5         11/1/2005       12/1/2005           60750
Simpsonville                  0.5         11/1/2005       12/1/2005          287000
Dade City                     0.5         11/1/2005       12/1/2005           64800
Jacksonville                  0.5         11/1/2005       12/1/2005           36600
Miami                         0.5         11/1/2005       12/1/2005           99000
Simpsonville                  0.5         11/1/2005       12/1/2005          120800
Linndale                      0.5         11/1/2005       12/1/2005           76500
Rochester                     0.5         11/1/2005       12/1/2005          108000
Sevierville                   0.5         11/1/2005       12/1/2005           16400
Dade City                     0.5         11/1/2005       12/1/2005           16200
Detroit                       0.5          9/1/2005       10/1/2005           51200
Cimarron Hills                0.5         11/1/2005       12/1/2005           29859
Bakersfield                   0.5         10/1/2005       11/1/2005           88000
Shreveport                    0.5         11/1/2005       12/1/2005           45600
Chattanooga                   0.5         11/1/2005       12/1/2005           60800
Raytown                       0.5         11/1/2005       12/1/2005           81000
Bloomingdale                  0.5         10/1/2005       11/1/2005          486000
Tampa                         0.5         11/1/2005       12/1/2005           50980
Tracy                         0.5         11/1/2005       12/1/2005          106000
Melbourne                     0.5         11/1/2005       12/1/2005          249600
Tulsa                         0.5         11/1/2005       12/1/2005           53940
Surveyor                      0.5         11/1/2005       12/1/2005           52000
Warren                        0.5         11/1/2005       12/1/2005           94050
Tarpon Springs                0.5         11/1/2005       12/1/2005           88000
Dale City                     0.5         10/1/2005       11/1/2005           63000
Binghamton                    0.5         11/1/2005       12/1/2005           76500
Caldwell                      0.5         11/1/2005       12/1/2005           99920
Denver                        0.5         11/1/2005       12/1/2005           95920
Detroit                       0.5         11/1/2005       12/1/2005           19000
Progress                      0.5         11/1/2005       12/1/2005           43000
Florence                      0.5         11/1/2005       12/1/2005           43350
Phoenix                       0.5         11/1/2005       12/1/2005           38250
Lake Ridge                    0.5         11/1/2005       12/1/2005          379200
White House                   0.5         11/1/2005       12/1/2005           76000
Lake Ridge                    0.5         11/1/2005       12/1/2005          446400
Beloit                        0.5         11/1/2005       12/1/2005           79500
Greenwood                     0.5         11/1/2005       12/1/2005           28200
Las Vegas                     0.5         12/1/2005        1/1/2006           54000
Mount Washington              0.5         11/1/2005       12/1/2005           23700
Pompano Beach                 0.5         11/1/2005       12/1/2005          470800
Caldwell                      0.5         11/1/2005       12/1/2005           24980
Darbydale                     0.5         11/1/2005       12/1/2005           55700
Simpsonville                  0.5         11/1/2005       12/1/2005           30200
Westerville                   0.5         11/1/2005       12/1/2005          134400
Taft                          0.5         11/1/2005       12/1/2005           25600
Leesburg                      0.5         11/1/2005       12/1/2005          304200
Grandview                     0.5         11/1/2005       12/1/2005          123920
Grandview                     0.5         11/1/2005       12/1/2005           30980
Call                          0.5         12/1/2005        1/1/2006           64000
Alex                          0.5         12/1/2005        1/1/2006           46400
Wade                          0.5         12/1/2005        1/1/2006           15140
Tarpon Springs                0.5         12/1/2005        1/1/2006           22000
Buckeye                       0.5         11/1/2005       12/1/2005          300002
Lake Ridge                    0.5         11/1/2005       12/1/2005           94800
Stone Mountain                0.5         11/1/2005       12/1/2005          174400
PHILADELPHIA                  0.5         11/1/2005       12/1/2005           50400
Ruther Glen                   0.5         11/1/2005       12/1/2005          269194
TULSA                         0.5         12/1/2005        1/1/2006           82800
Appleton                      0.5         11/1/2005       12/1/2005          208250
Atlanta                       0.5         10/1/2005       11/1/2005           80500
Mooresville                   0.5         11/1/2005       12/1/2005          460000
Sherwood                      0.5         11/1/2005       12/1/2005           34350
Flint                         0.5         11/1/2005       12/1/2005           52000
Denver                        0.5         11/1/2005       12/1/2005           45200
Harristown                    0.5         11/1/2005       12/1/2005           15000
Stone Mountain                0.5         11/1/2005       12/1/2005           43600
DARLINGTON                    0.5         11/1/2005       12/1/2005           63750
Kansas City                   0.5         11/1/2005       12/1/2005           56100
Pandora                       0.5         12/1/2005        1/1/2006           89250
Chattanooga                   0.5         11/1/2005       12/1/2005           15200
Denver                        0.5         11/1/2005       12/1/2005           23980
Gallatin                      0.5         11/1/2005       12/1/2005          293250
Conley                        0.5          9/1/2005       10/1/2005          223200
LAWRENCEBURG                  0.5         11/1/2005       12/1/2005           55250
Biloxi                        0.5         11/1/2005       12/1/2005           97000
DETROIT                       0.5         11/1/2005       12/1/2005           44800
UTICA                         0.5         11/1/2005       12/1/2005           87609
Devon                         0.5         11/1/2005       12/1/2005           40500
Jackson                       0.5         12/1/2005        1/1/2006           44370
Murrieta                      0.5         11/1/2005       12/1/2005          375000
Chicago                       0.5          9/1/2005       10/1/2005          257300
Allen                         0.5         10/1/2005       11/1/2005           82078
Bobo                          0.5         10/1/2005       11/1/2005           82600
Lisbon                        0.5         11/1/2005       12/1/2005           73800
FLINT                         0.5         10/1/2005       11/1/2005           70200
Westerville                   0.5         12/1/2005        1/1/2006           33600
Ruther Glen                   0.5         11/1/2005       12/1/2005           67298
Huntley                       0.5         11/1/2005       12/1/2005          157000
Pine                          0.5         11/1/2005       12/1/2005          144000
Carthage                      0.5         12/1/2005        1/1/2006           50000
BROOKLYN                      0.5         11/1/2005       12/1/2005          187000
DOWNSVILLE                    0.5         11/1/2005       12/1/2005           47760
Chillicothe                   0.5         12/1/2005        1/1/2006           15000
Fdl                           0.5         11/1/2005       12/1/2005           89550
Lakeland                      0.5         11/1/2005       12/1/2005           63750
ALBANY                        0.5         10/1/2005       11/1/2005           68000
Albuquerque                   0.5         11/1/2005       12/1/2005           41200
Philadelphia                  0.5         11/1/2005       12/1/2005           60000
Augusta                       0.5         11/1/2005       12/1/2005           24380
LANSING                       0.5         11/1/2005       12/1/2005           90900
New Port Richey               0.5         12/1/2005        1/1/2006          366750
Tualatin                      0.5         11/1/2005       12/1/2005          420000
Lake Ridge                    0.5         11/1/2005       12/1/2005          111600
Walker                        0.5         11/1/2005       12/1/2005           28000
Fdl                           0.5         10/1/2005       11/1/2005           29850
Warren                        0.5         11/1/2005       12/1/2005           18400
Princeton                     0.5         11/1/2005       12/1/2005          263000
Pompano Beach                 0.5         11/1/2005       12/1/2005          117700
UTICA                         0.5         12/1/2005        1/1/2006          104895
Macon                         0.5         11/1/2005       12/1/2005           40600
Mount Hope                    0.5         11/1/2005       12/1/2005           19400
Marina                        0.5         11/1/2005       12/1/2005          594000
Cooke                         0.5         11/1/2005       12/1/2005           59999
Columbus                      0.5         11/1/2005       12/1/2005           76500
Washington                    0.5         11/1/2005       12/1/2005           66500
Boardman                      0.5          9/1/2005       10/1/2005           78850
Conover                       0.5         12/1/2005        1/1/2006           19260
Memphis                       0.5         11/1/2005       12/1/2005           51000
Middletown                    0.5         11/1/2005       12/1/2005          157250
Lima                          0.5         11/1/2005       12/1/2005           91800
Newark                        0.5         11/1/2005       12/1/2005          153000
Washington                    0.5         11/1/2005       12/1/2005           92650
Gadsden                       0.5         11/1/2005       12/1/2005           74250
Wilmington                    0.5         11/1/2005       12/1/2005           35500
CHATTANOOGA                   0.5         11/1/2005       12/1/2005           85500
Laceyville                    0.5         11/1/2005       12/1/2005           63920
Cape Coral                    0.5         11/1/2005       12/1/2005          332000
Reva                          0.5         11/1/2005       12/1/2005          206000
Charlotte                     0.5         11/9/2005       12/9/2005          252700
Riverdale                     0.5         12/1/2005        1/1/2006           80500
Webster                       0.5         11/6/2005       12/6/2005          104200
Tuxedo                        0.5        10/29/2005      11/29/2005          276000
Cloverly                      0.5         11/1/2005       12/1/2005           95000
PRAIRIEVILLE                  0.5         11/1/2005       12/1/2005          295000
Odessa                        0.5         11/1/2005       12/1/2005          268000
Odessa                        0.5         11/1/2005       12/1/2005           67000
Pine                          0.5         11/1/2005       12/1/2005           36000
PORTLAND                      0.5         11/1/2005       12/1/2005          580000
EAST BOSTON                   0.5         11/1/2005       12/1/2005          453900
Laceyville                    0.5         10/1/2005       11/1/2005           15980
Honeoye                       0.5         12/1/2005        1/1/2006           49000
Akron                         0.5         11/1/2005       12/1/2005           66300
Streetsboro                   0.5          9/1/2005       10/1/2005           87920
Miami                         0.5         11/1/2005       12/1/2005          141300
Riviera Beach                 0.5         11/1/2005       12/1/2005          188100
Hollywood                     0.5         11/1/2005       12/1/2005          168000
Saco                          0.5         11/1/2005       12/1/2005          199150
Saco                          0.5         11/1/2005       12/1/2005          202300
Tualatin                      0.5         11/1/2005       12/1/2005           78750
Streetsboro                   0.5         10/1/2005       11/1/2005           21980
Phoenix                       0.5         11/1/2005       12/1/2005           25500
Sarasota                      0.5         12/1/2005        1/1/2006           83920
ESCANABA                      0.5         10/1/2005       11/1/2005           68850
Ithaca                        0.5         11/1/2005       12/1/2005           59500
CRYSTAL LAKE                  0.5         11/1/2005       12/1/2005          193836
METHUEN                       0.5         11/1/2005       12/1/2005          284000
MILAN                         0.5         12/1/2005        1/1/2006           62050
PHILADELPHIA                  0.5         11/1/2005       12/1/2005           55800
LEVITTOWN                     0.5         11/1/2005       12/1/2005          172000
PALM BRANCH                   0.5         11/1/2005       12/1/2005           50350
COLUMBIA                      0.5         11/1/2005       12/1/2005          360000
LINDEN                        0.5         11/1/2005       12/1/2005          210000
BEAUMONT                      0.5         11/1/2005       12/1/2005           58900
MEMPHIS                       0.5         11/1/2005       12/1/2005           63000
CAMPBELL                      0.5         10/1/2005       11/1/2005           54000
PITTSBURGH                    0.5         12/1/2005        1/1/2006           63000
ALTOONA                       0.5         11/1/2005       12/1/2005           60750
PHILADELPHIA                  0.5         11/1/2005       12/1/2005           58500
AKRON                         0.5         11/1/2005       12/1/2005           68400
HILTON                        0.5         12/1/2005        1/1/2006          128000
WOODSTOCK                     0.5         11/1/2005       12/1/2005          297500
UTICA                         0.5         11/1/2005       12/1/2005           40500
ST LOUIS                      0.5         11/1/2005       12/1/2005           52500
OCEAN SPRINGS                 0.5         12/1/2005        1/1/2006           60000
MURRIETA                      0.5         11/1/2005       12/1/2005          226939
WEST POINT                    0.5         12/1/2005        1/1/2006           50000
CARNESVILLE                   0.5         11/1/2005       12/1/2005          195500
MERCER                        0.5         12/1/2005        1/1/2006           67500
MERIDIAN                      0.5         11/1/2005       12/1/2005           49500
BRANDON                       0.5         11/1/2005       12/1/2005          116000
SPARTA                        0.5         11/1/2005       12/1/2005          497250
BAYVILLE                      0.5         11/1/2005       12/1/2005          252000
TOLEDO                        0.5         11/1/2005       12/1/2005           66943
SAN FRACISCO                  0.5         11/1/2005       12/1/2005          340000
CLAREMORE                     0.5         11/1/2005       12/1/2005          100960
ROSLYN                        0.5         11/1/2005       12/1/2005          455000
IDYLLWILD                     0.5         11/1/2005       12/1/2005          747000
Bethlehem                     0.5         12/1/2005        1/1/2006          130500
JACKSON                       0.5         12/1/2005        1/1/2006           40455
BATON ROUGE                   0.5         11/1/2005       12/1/2005           63750
MILWAUKEE                     0.5         11/1/2005       12/1/2005           81000
OVERLAND PARK                 0.5         11/1/2005       12/1/2005          177840
NEW ORLEANS                   0.5         10/1/2005       11/1/2005           84000
BOISE                         0.5         11/1/2005       12/1/2005          104880
WILBRAHAM                     0.5         11/1/2005       12/1/2005          452000
WESTMINSTER                   0.5         11/1/2005       12/1/2005          563400
TWO RIVERS                    0.5         11/1/2005       12/1/2005           40800
ANDEAS                        0.5         11/1/2005       12/1/2005          250000
GREENVILLE                    0.5         12/1/2005        1/1/2006          266050
MASSILLON                     0.5         11/1/2005       12/1/2005          110500
DENVER                        0.5         11/1/2005       12/1/2005          112500
JACKSON                       0.5         10/1/2005       11/1/2005           50000
CHARLESTOWN                   0.5         11/1/2005       12/1/2005          212000
EVERETT                       0.5         12/1/2005        1/1/2006          307000
RATON                         0.5         12/1/2005        1/1/2006           50000
WEST HARTFORD                 0.5         11/1/2005       12/1/2005          476000
AKRON                         0.5         11/1/2005       12/1/2005           89250
KANSAS CITY                   0.5         11/1/2005       12/1/2005           55200
GREAT FALLS                   0.5         11/1/2005       12/1/2005          665000
RIVERDALE                     0.5         11/1/2005       12/1/2005           86400
GERMANTOWN                    0.5         11/1/2005       12/1/2005          306000
HOUSTON                       0.5         11/1/2005       12/1/2005           71500
DETROIT                       0.5         11/1/2005       12/1/2005           64000
GALLOWAY                      0.5         11/1/2005       12/1/2005          528200
JACKSON                       0.5         11/1/2005       12/1/2005          101650
PHILADELPHIA                  0.5         11/1/2005       12/1/2005           76500
BIG BEAR LAKE                 0.5         11/1/2005       12/1/2005          196000
TULSA                         0.5         11/1/2005       12/1/2005           76400
BRENTWOOD                     0.5         11/1/2005       12/1/2005          411800
SOMERVILLE                    0.5         11/1/2005       12/1/2005          504000
PALM HARBOR                   0.5         11/1/2005       12/1/2005          402300
ALLIANCE                      0.5         11/1/2005       12/1/2005           50000
MORRAL                        0.5         11/1/2005       12/1/2005           64800
BOYNE CITY                    0.5         11/1/2005       12/1/2005          140250
CORONA                        0.5         11/1/2005       12/1/2005          499200
NORTH MIAMI                   0.5          1/1/2006        2/1/2006          135800
SAVANNAH                      0.5         11/1/2005       12/1/2005          103920
CLEVELAND                     0.5         11/1/2005       12/1/2005           61750
LORAIN                        0.5         11/1/2005       12/1/2005           85500
YOUNGSTOWN                    0.5         11/1/2005       12/1/2005          108000
NEWBURGH                      0.5         11/1/2005       12/1/2005          260000
RACINE                        0.5         11/1/2005       12/1/2005          199750
BATON ROUGE                   0.5         11/1/2005       12/1/2005          111350
WHEELERSBURG                  0.5         11/1/2005       12/1/2005           60300
BLACKWELL                     0.5         11/1/2005       12/1/2005           50000
NAPOLEONVILLE                 0.5         11/1/2005       12/1/2005           69000
GARNER                        0.5         10/1/2005       11/1/2005          105600
JUDSONIA                      0.5         12/1/2005        1/1/2006           80000
FRAMINGHAM                    0.5         11/1/2005       12/1/2005          327275
DOUGLAS                       0.5         11/1/2005       12/1/2005           95000
ANTWERP                       0.5         11/1/2005       12/1/2005           94525
DENHAM SPRINGS                0.5         11/1/2005       12/1/2005           81600
HACIENDA HEIGHTS              0.5         11/1/2005       12/1/2005          308000
HIGHLAND                      0.5         11/1/2005       12/1/2005          100000
ATHENS                        0.5         11/1/2005       12/1/2005          112000
CAHOKIA                       0.5         11/1/2005       12/1/2005           81175
BATON ROUGE                   0.5         11/1/2005       12/1/2005           70650
FLINT                         0.5         11/1/2005       12/1/2005           50000
ASHLAND                       0.5         11/1/2005       12/1/2005          350000
BIXBY                         0.5         11/1/2005       12/1/2005          244625
NASHVILLE                     0.5         11/1/2005       12/1/2005          310000
SOUTH BEND                    0.5         12/1/2005        1/1/2006           66500
LUCEDALE                      0.5         11/1/2005       12/1/2005           50400
HOUSTON                       0.5         12/1/2005        1/1/2006          115600
LANCASTER                     0.5         11/1/2005       12/1/2005          339500
PERRIS                        0.5         11/1/2005       12/1/2005          153000
NOBLESVILLE                   0.5         11/1/2005       12/1/2005          145350
GRAYSVILLE                    0.5         11/1/2005       12/1/2005           62910
WASHINGTON                    0.5         11/1/2005       12/1/2005          164000
CHICAGO                       0.5         11/1/2005       12/1/2005          172000
KANSAS CITY                   0.5         11/1/2005       12/1/2005          539000
RANCHO MIRAGE                 0.5         11/1/2005       12/1/2005          375000
MOWEAQUA                      0.5         12/1/2005        1/1/2006           74100
PICO RIVERA                   0.5         11/1/2005       12/1/2005          402000
SPRINGFIELD                   0.5         11/1/2005       12/1/2005           55680
MORGANTON                     0.5         11/1/2005       12/1/2005           91800
COUNTRY CLUB HILLS            0.5         11/1/2005       12/1/2005          139500
LUCEDALE                      0.5         12/1/2005        1/1/2006           74100
OAK PARK                      0.5         11/1/2005       12/1/2005          178400
ABINGTON                      0.5         11/1/2005       12/1/2005          225000
SANTA FE SPRINGS              0.5         11/1/2005       12/1/2005          252000
ALPHARETTA                    0.5         11/1/2005       12/1/2005          449500
NORTH BABYLON                 0.5         11/1/2005       12/1/2005          342000
KANSAS CITY                   0.5         12/1/2005        1/1/2006           86450
PAULDING                      0.5         11/1/2005       12/1/2005           64600
MARGATE                       0.5         11/1/2005       12/1/2005          182700
NEW ORLEANS                   0.5         11/1/2005       12/1/2005          392350
MOBILE                        0.5         11/1/2005       12/1/2005           66600
FERNANDINA BEACH              0.5         11/1/2005       12/1/2005          175500
SILVERTHORNE                  0.5         11/1/2005       12/1/2005          100000
WHARTON                       0.5         11/1/2005       12/1/2005          282400
MOORESVILLE                   0.5         11/1/2005       12/1/2005           71800
COLORADO SPRINGS              0.5         10/1/2005       11/1/2005          212000
MCGUFFEY                      0.5         11/1/2005       12/1/2005           56700
QUEEN CREEK                   0.5         11/1/2005       12/1/2005          151838
ORLANDO                       0.5         11/1/2005       12/1/2005           90000
LUCEDALE                      0.5         11/1/2005       12/1/2005           68000
MIAMI                         0.5         11/1/2005       12/1/2005           68800
MARTINS FERRY                 0.5         11/1/2005       12/1/2005           57000
PORTSMOUTH                    0.5         11/1/2005       12/1/2005          109600
ORCHARD PARK                  0.5         11/1/2005       12/1/2005          131750
EWA BEACH                     0.5         11/1/2005       12/1/2005          347000
DISCOVERY BAY                 0.5         11/1/2005       12/1/2005          430000
PARK FOREST                   0.5         11/1/2005       12/1/2005           95400
FITHIAN                       0.5         10/1/2005       11/1/2005           71100
ROCKFORD                      0.5         12/1/2005        1/1/2006           65400
HAGERSTOWN                    0.5         12/1/2005        1/1/2006          545000
EXMORE                        0.5         12/1/2005        1/1/2006           84150
ST LOUIS                      0.5         12/1/2005        1/1/2006           76000
SADORUS                       0.5         11/1/2005       12/1/2005           55200
NORTH PLAINFIELD              0.5         11/1/2005       12/1/2005          301500
LOS ANGELES                   0.5         12/1/2005        1/1/2006          340000
DETROIT                       0.5         11/1/2005       12/1/2005           55200
NILES                         0.5         11/1/2005       12/1/2005           76500
WAXHAW                        0.5         11/1/2005       12/1/2005          639000
JACKSON                       0.5         11/1/2005       12/1/2005           58500
PHELPS                        0.5         11/1/2005       12/1/2005          424300
SELMA                         0.5         11/1/2005       12/1/2005           69000
FULTS                         0.5         10/1/2005       11/1/2005          191250
SIMPSONVILLE                  0.5         11/1/2005       12/1/2005          252000
BRECKSVILLE                   0.5         11/1/2005       12/1/2005          255000
OTTAWA                        0.5         12/1/2005        1/1/2006           90000
MILLPORT                      0.5         11/1/2005       12/1/2005           85850
HUBBARD LK                    0.5         12/1/2005        1/1/2006          130000
OPP                           0.5         11/1/2005       12/1/2005           65700
NEWPORT                       0.5         12/1/2005        1/1/2006           55000
ROCKFORD                      0.5         11/1/2005       12/1/2005           75700
ST CHARLES                    0.5         11/1/2005       12/1/2005          172800
LA PUENTE                     0.5         11/1/2005       12/1/2005          350000
RICHMOND                      0.5         11/1/2005       12/1/2005           76500
ATCHISON                      0.5         11/1/2005       12/1/2005          108000
LEXINGTON                     0.5         11/1/2005       12/1/2005          120500
WESTFIELD                     0.5         11/1/2005       12/1/2005          135000
BIRMINGHAM                    0.5         11/1/2005       12/1/2005           90900
BIRMINGHAM                    0.5         11/1/2005       12/1/2005           60000
ADA                           0.5         11/1/2005       12/1/2005          486200
OSSINEKE                      0.5         11/1/2005       12/1/2005           50000
SHERWOOD                      0.5         12/1/2005        1/1/2006           86400
DAYTON                        0.5         11/1/2005       12/1/2005           88200
WORCESTER                     0.5         11/1/2005       12/1/2005          297500
TEMPLE HILLS                  0.5         12/1/2005        1/1/2006          180000
JOPLIN                        0.5         12/1/2005        1/1/2006          102000
KANSAS CITY                   0.5         11/1/2005       12/1/2005           52000
BEEBE                         0.5         12/1/2005        1/1/2006           63900
DUNDALK                       0.5         11/1/2005       12/1/2005           50000
MOUNT MORRIS                  0.5         11/1/2005       12/1/2005           88800
ROSLINDALE                    0.5         11/1/2005       12/1/2005          375000
SANTA MARIA                   0.5         11/1/2005       12/1/2005          466000
MARICOPA                      0.5         11/1/2005       12/1/2005          261043
COLUMBIA                      0.5         11/1/2005       12/1/2005          253650
OIL CITY                      0.5         12/1/2005        1/1/2006           60800
ELWOOD                        0.5         11/1/2005       12/1/2005           68400
BUFFALO GROVE                 0.5         11/1/2005       12/1/2005           95800
DES MOINES                    0.5         11/1/2005       12/1/2005          160000
LANSING                       0.5         11/1/2005       12/1/2005           50000
LELAND                        0.5         10/1/2005       11/1/2005          112500
LAFAYETTE                     0.5         11/1/2005       12/1/2005           72644
CHICAGO                       0.5         11/1/2005       12/1/2005          488750
BRANT ROCK                    0.5         11/1/2005       12/1/2005          322000
HENDERSONVILLE                0.5         11/1/2005       12/1/2005          168000
LOS ANGELES                   0.5         11/1/2005       12/1/2005          400000
ALBUQUERQUE                   0.5         11/1/2005       12/1/2005          124800
DENISON                       0.5         11/1/2005       12/1/2005           60350
WOODSTOCK                     0.5         10/1/2005       11/1/2005          264000
PAINESVILLE                   0.5         11/1/2005       12/1/2005           90000
SAINT JOHN                    0.5         11/1/2005       12/1/2005           84550
RIVERSIDE                     0.5         11/1/2005       12/1/2005          350800
APEX                          0.5         12/1/2005        1/1/2006          369000
PHOENIX                       0.5         11/1/2005       12/1/2005          508250
PHILADELPHIA                  0.5         11/1/2005       12/1/2005          375000
GARFIELD HTS                  0.5         11/1/2005       12/1/2005           93600
SAGINAW                       0.5         10/1/2005       11/1/2005          220500
WAUCONDA                      0.5         11/1/2005       12/1/2005          216000
PORTLAND                      0.5         12/1/2005        1/1/2006          114750
ATLANTA                       0.5         11/1/2005       12/1/2005          166250
CLAYTON                       0.5         11/1/2005       12/1/2005           72000
ALBUQUERQUE                   0.5         11/1/2005       12/1/2005          230350
OZONE PARK                    0.5         11/1/2005       12/1/2005          395000
FLINT                         0.5         10/1/2005       11/1/2005           72200
MARGATE                       0.5         11/1/2005       12/1/2005          140000
MASSILLON                     0.5         11/1/2005       12/1/2005          127800
CASA GRANDE                   0.5         11/1/2005       12/1/2005          100000
SAN BERNARDINO                0.5         11/1/2005       12/1/2005          216750
ALTO                          0.5         11/1/2005       12/1/2005          435000
WICHITA                       0.5         12/1/2005        1/1/2006          111625
WINTER GARDEN                 0.5         11/1/2005       12/1/2005          495000
CICERO                        0.5         10/1/2005       11/1/2005          220000
MATTAPAN                      0.5         11/1/2005       12/1/2005          345000
KIRKLAND                      0.5         12/1/2005        1/1/2006          311200
BELLEVILLE                    0.5         11/1/2005       12/1/2005           73150
DAYTON                        0.5         11/1/2005       12/1/2005           53000
LAS VEGAS                     0.5         11/1/2005       12/1/2005          557998
MURRIETA                      0.5         12/1/2005        1/1/2006          310276
ERIE                          0.5         11/1/2005       12/1/2005           77350
OSCEOLA MILLS                 0.5         11/1/2005       12/1/2005           63750
CANTON                        0.5         11/1/2005       12/1/2005           92700
BURGETTSTOWN                  0.5         12/1/2005        1/1/2006           53910
CLAYTON                       0.5         12/1/2005        1/1/2006           86800
LAKELAND                      0.5         11/1/2005       12/1/2005          125600
LOS ANGELES                   0.5         11/1/2005       12/1/2005          527250
WILLIAMSON                    0.5         11/1/2005       12/1/2005          220500
NOBLESVILLE                   0.5         11/1/2005       12/1/2005           99750
EAST ELMHURST                 0.5         12/1/2005        1/1/2006          348000
MEMPHIS                       0.5         12/1/2005        1/1/2006           54000
DAYTON                        0.5         11/1/2005       12/1/2005           57600
INDEPENDENCE                  0.5         11/1/2005       12/1/2005           90000
FONTANA                       0.5         11/1/2005       12/1/2005          427500
CHICAGO                       0.5         12/1/2005        1/1/2006           69900
TRAVERSE CITY                 0.5         11/1/2005       12/1/2005          346500
CEDARSVILLE                   0.5         11/1/2005       12/1/2005          340100
GONZALES                      0.5         11/1/2005       12/1/2005          140600
ESSEX                         0.5         12/1/2005        1/1/2006          108000
PONTIAC                       0.5         11/1/2005       12/1/2005          112240
PORTLAND                      0.5         12/1/2005        1/1/2006          199750
FAIRFIELD                     0.5         11/1/2005       12/1/2005          549874
CLEVELAND                     0.5         12/1/2005        1/1/2006           67500
KEMMERER                      0.5         12/1/2005        1/1/2006           91600
LYNDHURST                     0.5         11/1/2005       12/1/2005          382500
WOODBRIDGE                    0.5         11/1/2005       12/1/2005          282200
ARNOLD                        0.5         11/1/2005       12/1/2005          124000
CLEVELAND                     0.5         11/1/2005       12/1/2005           67500
LAKEWOOD                      0.5         11/1/2005       12/1/2005          327250
PHOENIX                       0.5         12/1/2005        1/1/2006          162400
LYNN                          0.5         12/1/2005        1/1/2006          324800
MONROE                        0.5         11/1/2005       12/1/2005          205000
WILMINGTON                    0.5         11/1/2005       12/1/2005          146000
PETALUMA                      0.5         11/1/2005       12/1/2005          544000
MILL SPRING                   0.5         12/1/2005        1/1/2006           40500
CHICAGO                       0.5         11/1/2005       12/1/2005          206250
POULSBO                       0.5         12/1/2005        1/1/2006          264000
INDIO                         0.5         11/1/2005       12/1/2005          292000
LOS ANGELES                   0.5         12/1/2005        1/1/2006          292500
WEAVERVILLE                   0.5         11/1/2005       12/1/2005          114000
SONOMA                        0.5         11/1/2005       12/1/2005          454000
CANTON                        0.5         12/1/2005        1/1/2006           85500
MIAMI                         0.5         10/1/2005       11/1/2005          308000
ORLANDO                       0.5         10/1/2005       11/1/2005           70000
ATTLEBORO                     0.5         11/1/2005       12/1/2005          262400
APPLE VALLEY                  0.5         11/1/2005       12/1/2005          145360
WEST PITTSBURG                0.5         11/1/2005       12/1/2005          100000
WORCESTER                     0.5         11/1/2005       12/1/2005          224000
DETROIT                       0.5         11/1/2005       12/1/2005           89100
DISTRICT HEIGHTS              0.5         11/1/2005       12/1/2005          180000
AURORA                        0.5         11/1/2005       12/1/2005          236000
SUGAR GROVE                   0.5         12/1/2005        1/1/2006          280000
TRACY                         0.5         11/1/2005       12/1/2005          569715
NEW HAVEN                     0.5         11/1/2005       12/1/2005          156000
STOCKTON                      0.5         11/1/2005       12/1/2005          195000
AKRON                         0.5         11/1/2005       12/1/2005           61200
FREMONT                       0.5         11/1/2005       12/1/2005           74800
COLUMBUS                      0.5         10/1/2005       11/1/2005           99000
CURTICE                       0.5         12/1/2005        1/1/2006          136000
CHILLICOTHE                   0.5         11/1/2005       12/1/2005           58900
LEAVITTSBURG                  0.5         11/1/2005       12/1/2005           90950
SNELLVILLE                    0.5         11/1/2005       12/1/2005          133600
OAK PARK                      0.5         12/1/2005        1/1/2006           62800
ELKTON                        0.5         11/1/2005       12/1/2005           60000
VIRGINIA BEACH                0.5         11/1/2005       12/1/2005          228480
NEW HAVEN                     0.5         11/1/2005       12/1/2005          161500
GERMANTOWN                    0.5         11/1/2005       12/1/2005          210400
ORLANDO                       0.5         11/1/2005       12/1/2005          372000
UHRICHSVILLE                  0.5         11/1/2005       12/1/2005           50000
ACWORTH                       0.5         11/1/2005       12/1/2005          425000
BRONXVILLE                    0.5         11/1/2005       12/1/2005          420750
BERLIN HEIGHTS                0.5         11/1/2005       12/1/2005          178800
JONESBORO                     0.5         11/1/2005       12/1/2005          142200
GREENFIELD                    0.5         10/1/2005       11/1/2005          247000
DELRAY BEACH HEIGHTS          0.5         11/1/2005       12/1/2005           58500
CAMDEN                        0.5         11/1/2005       12/1/2005           80750
INDEPENDENCE TOWNSHIP         0.5         11/1/2005       12/1/2005          261000
OVERLAND PARK                 0.5         11/1/2005       12/1/2005          198360
SKIATOOK                      0.5         11/1/2005       12/1/2005          144000
SAN FRANCISCO                 0.5         11/1/2005       12/1/2005          301000
BRENTWOOD                     0.5         11/1/2005       12/1/2005          315000
DETROIT                       0.5         11/1/2005       12/1/2005           63600
SANTA ROSA                    0.5         11/1/2005       12/1/2005          368000
GALION                        0.5         11/1/2005       12/1/2005           73100
SHREVEPORT                    0.5         11/1/2005       12/1/2005           72000
MILWAUKEE                     0.5         11/1/2005       12/1/2005          110500
KANSAS CITY                   0.5         11/1/2005       12/1/2005          198000
CENTENNIAL                    0.5         11/1/2005       12/1/2005          238450
CHICAGO                       0.5         11/1/2005       12/1/2005          141000
CORBIN                        0.5         12/1/2005        1/1/2006           74700
AKRON                         0.5         11/1/2005       12/1/2005           61200
KANSAS CITY                   0.5         11/1/2005       12/1/2005           99000
CANAL WINCHESTER              0.5         11/1/2005       12/1/2005          212420
ALBUQUERQUE                   0.5         11/1/2005       12/1/2005          360000
ZANESVILLE                    0.5         12/1/2005        1/1/2006           78850
TRAVERSE CITY                 0.5         12/1/2005        1/1/2006          249750
DECKERVILLE                   0.5         10/1/2005       11/1/2005           78625
KENTON                        0.5         11/1/2005       12/1/2005           72400
PARK RIDGE                    0.5         11/1/2005       12/1/2005          326250
PHILADELPHIA                  0.5         11/1/2005       12/1/2005          270000
MARTINEZ                      0.5         12/1/2005        1/1/2006          389560
LEXINGTON                     0.5         11/1/2005       12/1/2005          145800
EUNICE                        0.5         11/1/2005       12/1/2005           65000
AUBURN                        0.5         11/1/2005       12/1/2005          272000
Norcross                      0.5         11/1/2005       12/1/2005          171700
SAINT LOUIS                   0.5         11/1/2005       12/1/2005           58500
NAPERVILLE                    0.5         11/1/2005       12/1/2005          492192
FORDS                         0.5         12/1/2005        1/1/2006          328000
HOLLAND                       0.5         11/1/2005       12/1/2005          116800
NELSONVILLE                   0.5          1/1/2006        2/1/2006           63200
KISSIMMEE                     0.5         11/1/2005       12/1/2005          100700
GRAFTON                       0.5         11/1/2005       12/1/2005           88000
CORONA                        0.5         11/1/2005       12/1/2005          228000
DES MOINES                    0.5         11/1/2005       12/1/2005           57400
GREENVILLE                    0.5         11/1/2005       12/1/2005           88000
BAY SHORE                     0.5         10/1/2005       11/1/2005       234496.65
CHARLOTTE                     0.5         11/1/2005       12/1/2005          206000
EDEN PRAIRIE                  0.5         11/1/2005       12/1/2005          685000
SUMMIT                        0.5         10/1/2005       11/1/2005           59400
SOMERSET                      0.5         11/1/2005       12/1/2005          630000
SILVER SPRING                 0.5         11/1/2005       12/1/2005          228000
RIO RANCHO                    0.5         11/1/2005       12/1/2005          244000
PORT HURON                    0.5         10/1/2005       11/1/2005           76415
PUT-IN-BAY                    0.5         12/1/2005        1/1/2006          177650
MASTIC BEACH                  0.5         11/1/2005       12/1/2005          272000
TROY                          0.5         11/1/2005       12/1/2005          121600
MARICOPA                      0.5         11/1/2005       12/1/2005          137792
DETROIT                       0.5         11/1/2005       12/1/2005           84000
PHOENIX                       0.5         11/1/2005       12/1/2005          302600
CHICAGO                       0.5         11/1/2005       12/1/2005          107000
BELLEVILLE                    0.5         11/1/2005       12/1/2005          143920
HOPEWELL JUNCTION             0.5         11/1/2005       12/1/2005          627000
VANDALIA                      0.5         11/1/2005       12/1/2005           57600
FLORENCE                      0.5         10/1/2005       11/1/2005           86700
CLARKSTOWN                    0.5         11/1/2005       12/1/2005          472500
VAN BUREN                     0.5         12/1/2005        1/1/2006           60000
ALBANY                        0.5         11/1/2005       12/1/2005           61882
GALESBURG                     0.5         12/1/2005        1/1/2006           61200
ALEXANDER                     0.5         11/1/2005       12/1/2005          228000
REDFORD                       0.5         10/1/2005       11/1/2005          117000
FRESNO                        0.5         11/1/2005       12/1/2005          260000
SEBRING                       0.5         11/1/2005       12/1/2005          157441
ST PETERS                     0.5         11/1/2005       12/1/2005          144000
COLUMBUS                      0.5         11/1/2005       12/1/2005           60000
COLORADO SPRINGS              0.5         11/1/2005       12/1/2005          503500
BURLINGTON                    0.5         11/1/2005       12/1/2005           86000
BATAVIA                       0.5         11/1/2005       12/1/2005          148000
DAYTON                        0.5         11/1/2005       12/1/2005           87300
LEBANON                       0.5         12/1/2005        1/1/2006          197600
MONTGOMERY VILLAGE            0.5         11/1/2005       12/1/2005          212000
EVERGREEN                     0.5         11/1/2005       12/1/2005          648000
JOLIET                        0.5         11/1/2005       12/1/2005          197200
LAURENS                       0.5         11/1/2005       12/1/2005          105400
GRAND RAPIDS                  0.5         12/1/2005        1/1/2006          131000
HUNTINGTON                    0.5         12/1/2005        1/1/2006           54900
BICKNELL                      0.5         11/1/2005       12/1/2005           50350
BRENTWOOD                     0.5         11/1/2005       12/1/2005          640000
TUSTIN                        0.5         11/1/2005       12/1/2005          189000
WYOMING                       0.5         11/1/2005       12/1/2005          132750
WILMINGTON                    0.5         11/1/2005       12/1/2005           80000
DELRAY BEACH                  0.5         11/1/2005       12/1/2005           80750
MARIETTA                      0.5         11/1/2005       12/1/2005          211500
HOMELAND                      0.5         11/1/2005       12/1/2005          150000
TAUNTON                       0.5         12/1/2005        1/1/2006          236300
CLEVELAND                     0.5         11/1/2005       12/1/2005           75150
MACHESNEY PARK                0.5         11/1/2005       12/1/2005           72000
BUENA PARK                    0.5         11/1/2005       12/1/2005          476000
NEW PHILADELPHIA              0.5         11/1/2005       12/1/2005           63000
CHICAGO                       0.5         11/1/2005       12/1/2005          195500
CUMMING                       0.5         10/1/2005       11/1/2005          200000
ROCKY RIVER                   0.5         11/1/2005       12/1/2005          266000
MUNCIE                        0.5         11/1/2005       12/1/2005           90250
PLANO                         0.5         12/1/2005        1/1/2006          108000
MARION                        0.5         11/1/2005       12/1/2005           59999
ATLANTA                       0.5         11/1/2005       12/1/2005          119000
MEDWAY                        0.5         11/1/2005       12/1/2005          108000
FORT WAYNE                    0.5         11/1/2005       12/1/2005           50000
CHICAGO                       0.5         11/1/2005       12/1/2005           80000
SLATEDALE                     0.5         11/1/2005       12/1/2005           88400
HATBORO                       0.5         11/1/2005       12/1/2005          240000
KANSAS CITY                   0.5         11/1/2005       12/1/2005           72000
ASHTABULA                     0.5         12/1/2005        1/1/2006          117000
STRONGSVILLE                  0.5         11/1/2005       12/1/2005          133929
SILVER SPRING                 0.5         11/1/2005       12/1/2005          268000
KINGSTON                      0.5         12/1/2005        1/1/2006           97600
GREENVILLE                    0.5         10/1/2005       11/1/2005           55000
UPPER SANDUSKY                0.5         11/1/2005       12/1/2005           94000
STAFFORD                      0.5         11/1/2005       12/1/2005          340483
HAMPTON                       0.5         11/1/2005       12/1/2005           80800
CROSBY                        0.5         12/1/2005        1/1/2006           86400
BOLINGBROOK                   0.5         11/1/2005       12/1/2005          152000
CHARDON                       0.5         11/1/2005       12/1/2005          333000
NICHOLASVILLE                 0.5         12/1/2005        1/1/2006          146920
ORLANDO                       0.5         11/1/2005       12/1/2005          211920
FAIRFIELD                     0.5         11/1/2005       12/1/2005          496800
AKRON                         0.5         12/1/2005        1/1/2006           60000
ROMEOVILLE                    0.5         12/1/2005        1/1/2006          120800
GREENVILLE                    0.5         11/1/2005       12/1/2005           66320
TACOMA                        0.5         12/1/2005        1/1/2006          253500
KANSAS CITY                   0.5         11/1/2005       12/1/2005           63000
CLEVELAND                     0.5         11/1/2005       12/1/2005          125910
ST CLAIR SHORES               0.5         12/1/2005        1/1/2006          147600
PALOS HEIGHTS                 0.5         11/1/2005       12/1/2005          225000
ROHNERT PARK                  0.5         11/1/2005       12/1/2005          423200
MINNEAPOLIS                   0.5         11/1/2005       12/1/2005          200000
ODESSA                        0.5         11/1/2005       12/1/2005          203021
VERO BEACH                    0.5         12/1/2005        1/1/2006          203378
PHENIX CITY                   0.5         11/1/2005       12/1/2005           57600
MANISTEE                      0.5         11/1/2005       12/1/2005          166500
KANSAS CITY                   0.5         11/1/2005       12/1/2005           94350
LAWRENCEVILLE                 0.5         11/1/2005       12/1/2005          188000
OKLAHOMA CITY                 0.5         11/1/2005       12/1/2005           68000
NORTH CHARLESTON              0.5         11/1/2005       12/1/2005           67120
COLUMBUS                      0.5         11/1/2005       12/1/2005           60000
AKRON                         0.5         12/1/2005        1/1/2006           61200
LEXINGTON                     0.5         11/1/2005       12/1/2005           92000
CANDLER                       0.5         11/1/2005       12/1/2005          328000
VERNON                        0.5         11/1/2005       12/1/2005           99000
BOLINGBROOK                   0.5         12/1/2005        1/1/2006          322620
DAVENPORT                     0.5         11/1/2005       12/1/2005          196000
MENTOR                        0.5         11/1/2005       12/1/2005          160000
RANCHO MURRIETA               0.5         11/1/2005       12/1/2005          561000
MAUMELLE                      0.5         11/1/2005       12/1/2005          354999
DETROIT                       0.5         12/1/2005        1/1/2006           50000
LONG BEACH                    0.5         11/1/2005       12/1/2005          336000
DUBLIN                        0.5         11/1/2005       12/1/2005          661000
GLENDALE                      0.5         11/1/2005       12/1/2005          280000
JACKSONVILLE                  0.5         11/1/2005       12/1/2005          253000
BATTLE CREEK                  0.5         11/1/2005       12/1/2005           52250
PORTLAND                      0.5         11/1/2005       12/1/2005          119700
OLMSTED FALLS                 0.5         11/1/2005       12/1/2005          114320
NEWARK                        0.5         11/1/2005       12/1/2005          456000
TEMPE                         0.5         11/1/2005       12/1/2005          120000
DOVER                         0.5         11/1/2005       12/1/2005          255000
SPRINGFIELD                   0.5         11/1/2005       12/1/2005           50915
BEAVER DAM                    0.5         11/1/2005       12/1/2005          287300
WEST PALM BEACH               0.5         11/1/2005       12/1/2005          112500
SPRINGFIELD                   0.5         11/1/2005       12/1/2005           68000
LOWELL                        0.5         10/1/2005       11/1/2005          187000
DECATUR                       0.5         11/1/2005       12/1/2005           65700
APPLE VALLEY                  0.5         11/1/2005       12/1/2005          484500
HEMET                         0.5         12/1/2005        1/1/2006          228000
WAYNESVILLE                   0.5         11/1/2005       12/1/2005          179500
DUMFRIES                      0.5         11/1/2005       12/1/2005          236000
WASHINGTON                    0.5         11/1/2005       12/1/2005           51300
LAWRENCE                      0.5         12/1/2005        1/1/2006          310500
TULSA                         0.5         11/1/2005       12/1/2005          116000
MIDDLETOWN                    0.5         10/1/2005       11/1/2005          154400
NAPLES                        0.5         11/1/2005       12/1/2005          327000
DAVENPORT                     0.5         11/1/2005       12/1/2005          146400
SAGINAW                       0.5         11/1/2005       12/1/2005           66800
MCKEESPORT                    0.5         11/1/2005       12/1/2005           61750
CAPITOL HEIGHTS               0.5         12/1/2005        1/1/2006          163000
SAINT LOUIS                   0.5         11/1/2005       12/1/2005           55250
LAKE VILLA                    0.5         11/1/2005       12/1/2005          208000
CHIPPEWA LAKE                 0.5         11/1/2005       12/1/2005           50400
AIKEN                         0.5         11/1/2005       12/1/2005          199750
CHICAGO                       0.5         12/1/2005        1/1/2006           63000
SAINT LOUIS                   0.5         11/1/2005       12/1/2005           65250
EAST POINTE                   0.5         10/1/2005       11/1/2005          115700
CARLSBAD                      0.5             38657           38687          350000
GARDEN GROVE                  0.5             38687           38718          357000
LAKE CHARLES                  0.5             38687           38718           74800
WARREN                        0.5             38657           38687           72000
NEW IBERIA                    0.5             38657           38687          159600
TOCCOA                        0.5             38657           38687           62720
KINGS MILL                    0.5             38657           38687          108000
MEMPHIS                       0.5             38687           38718           92700
ROSEDALE                      0.5             38657           38687          481500
CANTON                        0.5             38657           38687           90000
SAINT LOUIS                   0.5             38657           38687           60000
KNOXVILLE                     0.5             38657           38687          124200
CHICAGO                       0.5             38657           38687          242250
MEMPHIS                       0.5             38657           38687           58500
MORROW                        0.5             38657           38687          111200
DELAWARE                      0.5             38657           38687          110400
LEXINGTON                     0.5             38687           38718          136956
CHICAGO                       0.5             38687           38718          170000
BEAR                          0.5             38657           38687          340000
ST LOUIS                      0.5             38657           38687          193500
WILMINGTON                    0.5             38657           38687          360000
FAYETTEVILLE                  0.5             38657           38687          211500
NEWCOMERSTOWN                 0.5             38657           38687           53850
LOUISBURG                     0.5             38657           38687           83300
PORT CLINTON                  0.5             38657           38687          284750
MIAMI                         0.5             38657           38687           90100
DETROIT                       0.5             38657           38687           59500
GREENWOOD                     0.5             38657           38687           68000
NEW LENOX                     0.5             38657           38687          340000
RALEIGH                       0.5             38657           38687          104000
BERKLEY                       0.5             38657           38687          148749
FLINTSTONE                    0.5             38657           38687          152150
CHICAGO                       0.5             38657           38687          106250
STEVENS POINT                 0.5             38657           38687           56250
LANCASTER                     0.5             38687           38718           55000
CHICAGO                       0.5             38657           38687          277500
DETROIT                       0.5             38626           38657           72000
JOLIET                        0.5             38657           38687          136000
VALLES MINES                  0.5             38657           38687          143450
LOWELLVILLE                   0.5             38657           38687          111150
HEPHZIBAH                     0.5             38687           38718           90400
PHILADELPHIA                  0.5             38657           38687           50400
SPENCER                       0.5             38626           38657          216000
EAST LAKE                     0.5             38657           38687           77900
WOODBRIDGE                    0.5             38657           38687          260000
NORWALK                       0.5             38657           38687          110700
SULLIVAN                      0.5             38657           38687          162450
WARRENVILLE                   0.5             38687           38718           85000
COLUMBUS                      0.5             38687           38718           83300
STREETSBORO                   0.5             38626           38657          192800
LUDLOW                        0.5             38687           38718          312000
ATLANTA                       0.5             38657           38687          179100
SAN BERNARDINO                0.5             38657           38687           70000
DRYDEN                        0.5             38657           38687          375000
CINCINNATI                    0.5             38657           38687          106200
SCOTTSDALE                    0.5             38687           38718          535000
CORONA                        0.5             38657           38687          275000
WOODBRIDGE                    0.5             38718           38749          372000
EMMETT                        0.5             38657           38687          386750
SPENCER                       0.5             38657           38687          336000
SILER CITY                    0.5             38657           38687           96800
TINLEY PARK                   0.5             38657           38687          204000
IMLAY CITY                    0.5             38657           38687          301705
VERO BEACH                    0.5             38657           38687          102000
LITTLEROCK                    0.5             38687           38718          127000
LEE'S SUMMIT                  0.5             38657           38687          209000
FOSTORIA                      0.5             38657           38687           72000
WISCONSIN DELLS               0.5             38657           38687          120350
ST. LOUIS                     0.5             38657           38687           70400
PHILADELPHIA                  0.5             38657           38687          127200
WAUPACA                       0.5             38657           38687           75400
SILVER LAKE                   0.5             38657           38687          122400
COLUMBIA                      0.5             38657           38687           84760
CANTON                        0.5             38657           38687          281000
YOUNGSTOWN                    0.5             38657           38687           79900
LOOKOUT MOUNTAIN              0.5             38657           38687          585000
PITTSBURGH                    0.5             38657           38687           56800
RALEIGH                       0.5             38657           38687           81600
SALIDA                        0.5             38657           38687          244000
WILMINGTON                    0.5             38657           38687           88800
DALLAS                        0.5             38657           38687           52800
GREENVILLE                    0.5             38657           38687           85200
LITTLE ROCK                   0.5             38657           38687           52000
CHARLOTTE                     0.5             38657           38687          113600
OXNARD                        0.5             38657           38687          287950
FISHERS                       0.5             38687           38718          152000
VIRGINIA BEACH                0.5             38657           38687          132000
PELHAM                        0.5             38657           38687          130500
LENNOX                        0.5             38687           38718          183000
UNIONTOWN                     0.5             38657           38687          150300
DETROIT                       0.5             38687           38718           50400
NEWBURGH                      0.5             38687           38718          136000
SOUTH HOLLAND                 0.5             38657           38687          183920
ROCKLEDGE                     0.5             38657           38687          376000
WINBER                        0.5             38657           38687           56000
WORCESTER                     0.5             38657           38687          193600
MARSHALL                      0.5             38687           38718          147900
BROADVIEW                     0.5             38657           38687          175500
DETROIT                       0.5             38626           38657           59500
HUNTSVILLE                    0.5             38687           38718           81600
TOLEDO                        0.5             38657           38687           75600
CARPENTERSVILLE               0.5             38657           38687          180000
KINGMAN                       0.5             38657           38687          100980
MAIDEN                        0.5             38657           38687           74800
CHICAGO                       0.5             38687           38718          110000
MILFORD                       0.5             38687           38718           96000
TOLEDO                        0.5             38657           38687           76000
EPHRAIM                       0.5             38657           38687          166500
SHAPLEIGH                     0.5             38657           38687          144000
CHANDLER                      0.5             38657           38687          450500
MONTGOMERY                    0.5             38657           38687           55000
MARICOPA                      0.5             38687           38718          139134
CONYERS                       0.5             38657           38687          308000
POTTSTOWN                     0.5             38687           38718          127500
RIVIERA BEACH                 0.5             38657           38687          115500
HEMINGWAY                     0.5             38687           38718           72250
MARIETTA                      0.5             38657           38687           68000
OPA LOCKA                     0.5             38687           38718           94250
CASTLE ROCK                   0.5             38657           38687          580000
WICHITA                       0.5             38657           38687           64800
WALDRON                       0.5             38657           38687           67500
COCOA                         0.5             38687           38718          152000
ARLINGTON                     0.5             38657           38687           69275
SHELBURN                      0.5             38626           38657           90250
SUMMERVILLE                   0.5             38687           38718          120000
BURNS HARBOR                  0.5             38687           38718           88000
MADISON                       0.5             38687           38718          308000
FAIRFIELD                     0.5             38687           38718          352000
WESTLAND                      0.5             38657           38687           89050
JONESBORO                     0.5             38657           38687          104800
MADISON                       0.5             38687           38718          215000
KINGMAN                       0.5             38657           38687           94600
COLORADO SPRINGS              0.5             38626           38657          292500
CLEARWATER                    0.5             38657           38687           76000
COLUMBUS                      0.5             38657           38687           81900
WILMINGTON                    0.5             38657           38687          172000
NORTH HOLLYWOOD               0.5             38657           38687          285000
MURPHY                        0.5             38657           38687          107000
SHREVEPORT                    0.5             38657           38687          201600
DELTONA                       0.5             38687           38718           96000
FREDERICKSBURG                0.5             38657           38687          232000
LIGHTHOUSE POINT              0.5             38657           38687          195000
WYOMING                       0.5             38657           38687          102600
MAPLE HEIGHTS                 0.5             38687           38718           89600
KANSAS CITY                   0.5             38657           38687           76500
INDIANAPOLIS                  0.5             38657           38687          115200
RICHMOND                      0.5             38657           38687          208000
ALPENA                        0.5             38687           38718           80000
CINCINNATI                    0.5             38687           38718           70650
WATERFORD                     0.5             38657           38687          208800
SELLERSBURG                   0.5             38657           38687          108000
EAST PEORIA                   0.5             38657           38687           89500
KANSAS CITY                   0.5             38657           38687           62050
KANSAS CITY                   0.5             38657           38687           59200
DAYTON                        0.5             38657           38687           67500
EAST POINT                    0.5             38657           38687          114800
ALLENTOWN                     0.5             38687           38718           82000
ORLANDO                       0.5             38657           38687          156750
SILVER SPRING                 0.5             38657           38687          294500
SUMMERVILLE                   0.5             38657           38687          132050
WEYMOUNTH                     0.5             38657           38687          176000
SUN CITY                      0.5             38657           38687          339450
LOS ANGELES                   0.5             38657           38687          399500
DINGMANS FERRY                0.5             38657           38687          123300
DES MOINES                    0.5             38657           38687           61200
PADUCAH                       0.5             38657           38687          123300
SANDWICH                      0.5             38657           38687          264480
NORWALK                       0.5             38657           38687           81000
BARTLESVILLE                  0.5             38657           38687           76500
OVERLAND PARK                 0.5             38657           38687          191000
TEMPLE HILLS                  0.5             38687           38718          144000
OVERLAND PARK                 0.5             38687           38718          204000
ST. CLAIR                     0.5             38657           38687           55955
HAGERSTOWN                    0.5             38657           38687          313280
FORT WORTH                    0.5             38687           38718           84000
GREENSBORO                    0.5             38687           38718           54000
YORK                          0.5             38687           38718          140000
TEMECULA                      0.5             38657           38687          364000
HIGHLAND                      0.5             38657           38687           86450
KANSAS CITY                   0.5             38657           38687           75225
WORCESTER                     0.5             38657           38687          176000
PENN YAN                      0.5             38657           38687           75000
PROSPECT                      0.5             38687           38718           53300
SPRINGFIELD                   0.5             38657           38687          121125
TEXARKANA                     0.5             38657           38687           57000
LAKE ELSINORE                 0.5             38657           38687          247500
RUSSELLS POINT                0.5             38687           38718           85000
TACOMA                        0.5             38657           38687          148800
BOSTON                        0.5             38657           38687          400000
PITTSBURGH                    0.5             38657           38687           61200
HIGHLAND XXXXX                0.5             38657           38687          320000
KANSAS CITY                   0.5             38657           38687          174400
XXXXXX                        0.5             38626           38657          225000
JACKSONVILLE                  0.5             38657           38687           59500
BERKELEY HEIGHTS              0.5             38657           38687          499000
BROCKTON                      0.5             38657           38687          285000
MACOMB                        0.5             38657           38687          204000
SUGAR GROVE                   0.5             38657           38687          288000
NIXA                          0.5             38657           38687           88900
RIVERSIDE                     0.5             38657           38687          380000
LAKE WORTH                    0.5             38657           38687          253600
PLEASANT HILL                 0.5             38657           38687           61200
DEFUNIAK SPRINGS              0.5             38687           38718           87100
XXXXXXXXX                     0.5             38657           38687           72000
TOLEDO                        0.5             38657           38687          142320
BALTIMORE                     0.5             38657           38687           91000
CONCORD                       0.5             38657           38687           76720
OCEANSIDE                     0.5             38687           38718          198000
SACO                          0.5             38657           38687          189900
SAINT LOUIS                   0.5             38657           38687          105400
PULASKI                       0.5             38687           38718          215100
XXXXXX                        0.5             38657           38687           68000
PHILADELPHIA                  0.5             38657           38687           80400
JOPLIN                        0.5             38657           38687           68000
RICHMOND                      0.5             38657           38687           71600
CULPEPER                      0.5             38687           38718        248204.8
CANTON                        0.5             38657           38687          193600
XXXXXX                        0.5             38657           38687          389900
NORTH LAS VEGAS               0.5             38657           38687          192000
LEWISTON                      0.5             38657           38687          100000
NEWAYGO                       0.5             38687           38718           65250
DAYTON                        0.5             38657           38687           68000
AUBURN                        0.5             38657           38687           63000
SPRINGFIELD                   0.5             38657           38687           83200
NORTH PROVIDENCE              0.5             38687           38718          150320
COLUMBIA                      0.5             38626           38657           81000
SAINT LOUIS                   0.5             38657           38687           80000
AUSTINTOWN                    0.5             38657           38687          100700
SALUDA                        0.5             38657           38687          225000
GAITHERSBURG                  0.5             38657           38687          272000
AYNOR                         0.5             38657           38687          105000
XXXXXXXX                      0.5             38657           38687          268000
AKRON                         0.5             38657           38687           69300
XXXXXXX                       0.5             38657           38687           76500
NAPLES                        0.5             38657           38687          240000
OLNEY                         0.5             38657           38687          472500
TEMPLE HILLS                  0.5             38657           38687          280000
FLINT                         0.5             38657           38687           45000
XXXXXX                        0.5             38657           38687          112000
WILLOWBROOK                   0.5             38657           38687          420000
CHICAGO                       0.5             38657           38687          262800
RAYMORE                       0.5             38657           38687          239000
RICHMOND                      0.5             38657           38687          400000
YARMOUTH                      0.5             38657           38687          189550
SILOAM SPRINGS                0.5             38687           38718           62750
BATON ROUGE                   0.5             38657           38687          117600
CHARLOTTE                     0.5             38657           38687           98400
ONTARIO                       0.5             38626           38657          251200
TOLEDO                        0.5             38657           38687          100720
LOS ANGELES                   0.5             38657           38687          166400
ATLANTA                       0.5             38657           38687          468000
ROSWELL                       0.5             38657           38687           72000
ROCKLIN                       0.5             38657           38687          348000
CINCINNATI                    0.5             38657           38687           96800
FAYETTEVILLE                  0.5             38657           38687          112000
AURORA                        0.5             38657           38687           75920
SPRING VALLEY                 0.5             38657           38687           77400
ST LOUIS                      0.5             38657           38687          128000
IONIA                         0.5             38657           38687           79200
WOODBRIDGE                    0.5             38657           38687          292000
EUCLID                        0.5             38657           38687           82500
BOWLING GREEN                 0.5             38657           38687          179000
YOUNGSTOWN                    0.5             38657           38687           53000
INDIANAPOLIS                  0.5             38657           38687           74100
DETROIT                       0.5             38657           38687          126512
AKRON                         0.5             38657           38687           88200
ST ALBANS                     0.5             38657           38687          224800
CRESAPTOWN                    0.5             38657           38687           51300
MIDDLETOWN                    0.5             38657           38687           75600
WEST COLUMBIA                 0.5             38657           38687          172000
CHARLOTTE                     0.5             38657           38687          169120
AUSTELL                       0.5             38657           38687           58950
COLORADO SPRINGS              0.5             38657           38687          215200
CASTLE ROCK                   0.5             38657           38687          118400
ALBUQUERQUE                   0.5             38657           38687          120800
TERRE HAUTE                   0.5             38657           38687           57800
WICHITA                       0.5             38657           38687           79500
EAU CLAIRE                    0.5             38657           38687           89000
DIAMOND BAR                   0.5             38687           38718          352000
ORANGE                        0.5             38657           38687          277000
FORT XXXXX                    0.5             38657           38687          268000
WESTLAKE                      0.5             38657           38687          135500
SPRINGPORT                    0.5             38626           38657          131750
PATASKALA                     0.5             38657           38687          164800
GRAND LEDGE                   0.5             38657           38687          138400
TOLEDO                        0.5             38657           38687           82800
CHICAGO                       0.5             38657           38687          116000
AKRON                         0.5             38687           38718          132800
WEST HAVEN                    0.5             38657           38687          200000
CLIO                          0.5             38657           38687          117600
N CHICAGO                     0.5             38657           38687          139500
WASHINGTON                    0.5             38657           38687          150000
WEST PALM BEACH               0.5             38687           38718          262000
PEMBROKE PINES                0.5             38687           38718           91000
HALLANDALE                    0.5             38687           38718           93500
PHOENIX                       0.5             38657           38687          240000
PORT SAINT LUCIE              0.5             38657           38687          162500
MANASSAS                      0.5             38657           38687          319760
BIRDSBORO                     0.5             38657           38687          407075
CHICAGO                       0.5             38626           38657          172000
SILVER SPRING                 0.5             38657           38687          464000
FREDERICKSBURG                0.5             38657           38687          252000
DUPONT                        0.5             38657           38687           94050
SARATOGA SPRINGS              0.5             38657           38687          336000
LEESBURG                      0.5             38657           38687          169585
PORTLAND                      0.5             38687           38718           56000
MIDDLETOWN                    0.5             38657           38687          216000
ST. LOUIS                     0.5             38657           38687           92000
BLUE ISLAND                   0.5             38657           38687          153550
XXXXXXX                       0.5             38657           38687          175200
CINCINNATI                    0.5             38657           38687          114750
KISSIMMEE                     0.5             38687           38718          197600
GREERS FERRY                  0.5             38657           38687          127500
QUEEN CREEK                   0.5             38687           38718          228800
SARASOTA                      0.5             38657           38687           97500
COLD BROOK                    0.5             38657           38687           68250
XXXXXXX                       0.5             38657           38687          190000
DETROIT                       0.5             38657           38687           57600
TERRE HAUTE                   0.5             38657           38687           60000
TRINITY                       0.5             38657           38687          100000
XXXXXXXXX                     0.5             38657           38687          164000
SEDALIA                       0.5             38687           38718           77900
EL CENTRO                     0.5             38687           38718          231358
AVENTURA                      0.5             38657           38687          450500
XXXXX RAPIDS                  0.5             38657           38687           59625
CHICAGO                       0.5             38657           38687          100000
SILVER SPRING                 0.5             38657           38687          404000
XXXXXX                        0.5             38657           38687          123200
WOODRIDGE                     0.5             38657           38687          124000
ATLANTA                       0.5             38626           38657          184613
RALEIGH                       0.5             38657           38687          433008
TERRE HAUTE                   0.5             38657           38687           85000
WASHINGTON                    0.5             38657           38687          126000
MESA                          0.5             38657           38687          220000
FISHERS                       0.5             38657           38687          284800
BOOTHWYN                      0.5             38657           38687          454500
TOLEDO                        0.5             38657           38687           84000
CLEVELAND                     0.5             38657           38687           74700
TRAVERSE CITY                 0.5             38657           38687          221000
ARGOS                         0.5             38626           38657           76500
MIAMI                         0.5             38657           38687          480000
CINCINNATI                    0.5             38657           38687           93500
MINNEAPOLIS                   0.5             38657           38687          262500
SAINT LOUIS                   0.5             38687           38718           76000
COLUMBUS                      0.5             38657           38687           72000
BARBERTON                     0.5             38657           38687          101750
GAHANNA                       0.5             38657           38687          155600
POPLAR GROVE                  0.5             38657           38687          207562
BEDFORD                       0.5             38687           38718          120000
BETHESDA                      0.5             38657           38687          568000
SILVER SPRING                 0.5             38657           38687          378250
ST XXXX                       0.5             38657           38687          156000
HOLLYWOOD                     0.5             38657           38687          180000
NORFOLK                       0.5             38657           38687           92000
CLINTON                       0.5             38687           38718           62900
CANTON                        0.5             38687           38718          250750
COLUMBUS                      0.5             38657           38687          104000
CHICAGO                       0.5             38657           38687           88000
RESTON                        0.5             38657           38687          146400
HORSEHEADS                    0.5             38657           38687           74700
COLORADO SPRINGS              0.5             38657           38687          123750
ORRVILLE                      0.5             38657           38687           91200
COLUMBUS                      0.5             38687           38718           71400
ASHEVILLE                     0.5             38657           38687           85500
SAN SABA                      0.5             38657           38687           68000
CLINTON                       0.5             38657           38687           78400
BRASELTON                     0.5             38657           38687          243200
MILLERSBURG                   0.5             38657           38687          113750
FREDERICKSBURG                0.5             38657           38687          178500
PITTSBURGH                    0.5             38657           38687           80000
GRAND HAVEN                   0.5             38657           38687          116800
CHICAGO                       0.5             38657           38687          188800
MONROE                        0.5             38657           38687           76800
DALZELL                       0.5             38657           38687           90000
LANSING                       0.5             38657           38687           79050
XXXXX PARK                    0.5             38657           38687           94140
DETROIT                       0.5             38657           38687           78200
EDMOND                        0.5             38657           38687          107088
OKLAHOMA CITY                 0.5             38657           38687           52000
HICKSVILLE                    0.5             38657           38687          110500
CHATTANOOGA                   0.5             38657           38687           70550
VIRGINIA BEACH                0.5             38657           38687          153000
KUNA                          0.5             38657           38687          156803
ST XXXXXX                     0.5             38657           38687           76500
KANSAS CITY                   0.5             38626           38657          107100
PALM HARBOR                   0.5             38657           38687          209000
HOSHCTON                      0.5             38657           38687          264600
ST LOUIS                      0.5             38657           38687           54400
FOUNTAIN VALLEY               0.5             38657           38687          375000
HONEOYE FALLS                 0.5             38657           38687          487500
SOUTH LAKE TAHOE              0.5             38657           38687          163000
XXXXXXXXX                     0.5             38657           38687          232000
KISSIMMEE                     0.5             38657           38687          193600
RIVERSIDE                     0.5             38657           38687          719200
SATELLITE BEACH               0.5             38657           38687          196000
SACRAMENTO                    0.5             38657           38687           80000
XXXXXXX                       0.5             38687           38718           54500
READING                       0.5             38657           38687           92800
EXETER                        0.5             38657           38687          337500
XXXXXX                        0.5             38657           38687          100300
COLUMBUS                      0.5             38657           38687           76800
WEST WAREHAM                  0.5             38657           38687          301000
COLUMBUS                      0.5             38657           38687          113000
SPRINGFIELD                   0.5             38657           38687           50000
XXXX                          0.5             38687           38718           52200
MEDWAY                        0.5             38657           38687          185625
PROCTORVILLE                  0.5             38657           38687           64515
MYRTLE BEACH                  0.5             38657           38687          119000
PLANTATION                    0.5             38657           38687           76500
COLORADO SPRINGS              0.5             38991           39022           34300
Xxxxxxxx                      0.5             38657           38687          308000
Mangonia Park                 0.5             38657           38687          188800
Aldie                         0.5             38657           38687          395200
Chicago                       0.5             38626           38657          308000
Bethel                        0.5             38657           38687          194400
Joliet                        0.5             38687           38718           73600
Mineral                       0.5             38657           38687          171950
Haxtun                        0.5             38657           38687           88800
Chino Hills                   0.5             38657           38687          401600
Piscataway                    0.5             38657           38687          244000
Toms River                    0.5             38657           38687          301500
Jersey City                   0.5             38657           38687          331500
Fresno                        0.5             38687           38718          235450
Renton                        0.5             38657           38687          239200
Philadelphia                  0.5             38657           38687          157500
Sterling                      0.5             38657           38687          392000
Boulder                       0.5             38657           38687          139338
Jersey City                   0.5             38657           38687          260000
Paterson                      0.5             38657           38687          200000
Jamaica                       0.5             38657           38687          373000
Calwa                         0.5             38657           38687          178400
Lodi                          0.5             38626           38657          359200
Westland                      0.5             38626           38657          140800
El Mirage                     0.5             38596           38626          176000
Milford                       0.5             38657           38687          333000
Lawndale                      0.5             38657           38687          180200
Santa Clarita                 0.5             38687           38718          340000
Las Vegas                     0.5             38657           38687          255000
Columbus                      0.5             38657           38687          340000
Columbia                      0.5             38657           38687          310500
Lane                          0.5             38657           38687          274500
Sacramento                    0.5             38657           38687          260000
Lenola                        0.5             38657           38687          316625
Georgetown                    0.5             38626           38657           60800
Bakersfield                   0.5             38657           38687          132000
Van Nuys                      0.5             38657           38687          375960
San Bernardino                0.5             38657           38687          296910
Mount Rainier                 0.5             38657           38687          280000
Charlotte                     0.5             38631           38662          126000
Mishawaka                     0.5             38657           38687           81000
Xxxxx                         0.5             38658           38688          322528
Memphis                       0.5             38657           38687          166820
Lagrange                      0.5             38657           38687          114800
Tampa                         0.5             38657           38687          124800
Yuton                         0.5             38626           38657          170000
Lake Ridge                    0.5             38657           38687          380200
Berkeley                      0.5             38687           38718           66400
Stockton                      0.5             38687           38718          340000
Jonesboro                     0.5             38657           38687           96000
San Diego                     0.5             38657           38687          530400
Xxxxxx                        0.5             38596           38626           80000
Ossining                      0.5             38657           38687          364000
Oakland                       0.5             38657           38687          345000
Tulare                        0.5             38657           38687          155000
Greenacres                    0.5             38657           38687          191200
Gainesville                   0.5             38657           38687           96000
XXXXXXX                       0.5             38657           38687          496950
SANTA CLARITA                 0.5             38626           38657          449300
YUCCA VALLEY                  0.5             38657           38687          148000
ROANOKE                       0.5             38657           38687          353700
LINCOLN                       0.5             38657           38687          155000
NEWPORT                       0.5             38657           38687          109250
LAKE XXXXXX                   0.5             38657           38687          267750
BEDFORD                       0.5             38657           38687          164000
DETROIT                       0.5             38657           38687           85000
SAINT LOUIS                   0.5             38657           38687           65000
HARTFORD CITY                 0.5             38657           38687           70000
LENOX                         0.5             38718           38749          180000
WASHINGTON                    0.5             38657           38687          170000
NORTH XXXXXXX                 0.5             38657           38687           86400
RIVERVIEW                     0.5             38657           38687          144800
LA QUINTA                     0.5             38626           38657          388350
XXXXXXX HEIGHTS               0.5             38596           38626          612000
XXXXXX                        0.5             38657           38687          321200
SAN XXXX                      0.5             38657           38687          512000
APOPKA                        0.5             38657           38687          184500
COUNCIL BLUFFS                0.5             38657           38687          164000
CHICAGO                       0.5             38657           38687          242250
ATLANTA                       0.5             38657           38687          493900
LOS ANGELES                   0.5             38657           38687          356000
TOOELE                        0.5             38657           38687          110700
NEW BEDFORD                   0.5             38657           38687          229900
NORTH DARTMOUTH               0.5             38596           38626          210000
XXXXXX                        0.5             38657           38687          147000
WATERFORD                     0.5             38657           38687          171150
BRACKENRIDGE                  0.5             38687           38718           79135
VALLEJO                       0.5             38657           38687          620450
CHICAGO                       0.5             38657           38687          553000
AVON                          0.5             38687           38718          195700
ELKHART                       0.5             38596           38626           76000
ORLANDO                       0.5             38657           38687           70000
MILACA                        0.5             38657           38687          140000
AKRON                         0.5             38657           38687           72200
XXXXXXX ESTATES               0.5             38657           38687          234400
WEST LAFAYETTE                0.5             38657           38687          180500
RANCHO SANTA XXXXXXXXX        0.5             38596           38626          296000
XXXXXXX                       0.5             38657           38687          237500
SAN XXXX                      0.5             38657           38687          566400
CICERO                        0.5             38657           38687          157250
REVERE                        0.5             38657           38687          136000
KAYSVILLE                     0.5             38687           38718          168350
PORTLAND                      0.5             38657           38687          234000
NORTH HILLS                   0.5             38777           38808          423000
SCHENECTADY                   0.5             38657           38687           84000
CHICAGO                       0.5             38657           38687          225000
CHICAGO                       0.5             38657           38687          200000
RANCHO CUCAMONGA              0.5             38657           38687          589600
SPRING XXXX T/O WAWARSING     0.5             38657           38687          103500
SOUTH BEND                    0.5             38657           38687          180000
SAN DIEGO                     0.5             38687           38718          360000
MILLBURY                      0.5             38657           38687          252000
XXXXXXX PARK                  0.5             38657           38687           94000
PLAINFIELD                    0.5             38657           38687          322575
CORNING                       0.5             38687           38718          142000
LONG BEACH                    0.5             38657           38687          357000
SAN DIEGO                     0.5             38657           38687          399200
PITTSBURG                     0.5             38657           38687          412000
MADISON                       0.5             38596           38626          106000
BROOKLYN                      0.5             38657           38687          340000
EL CAJON                      0.5             38657           38687          770000
TACOMA                        0.5             38657           38687          188000
IMPERIAL                      0.5             38657           38687          206000
FRESNO                        0.5             38657           38687          192500
EL CAJON                      0.5             38657           38687          536000
FORT LAUDERDALE               0.5             38657           38687           61750
PHILADELPHIA                  0.5             38687           38718           42250
GLENS FALLS                   0.5             38657           38687           72000
FRESNO                        0.5             38657           38687          150000
FARMERSVILLE                  0.5             38687           38718           70000
REVERE                        0.5             38657           38687          369000
HOBOKEN                       0.5             38657           38687          600000
XXXXXXXX                      0.5             38657           38687          144400
XXXXXX                        0.5             38626           38657          564000
COLD SPRINGS                  0.5             38657           38687          184000
METHUEN                       0.5             38657           38687          121500
ORLANDO                       0.5             38657           38687          108800
CHULA VISTA                   0.5             38657           38687          375000
CHICAGO                       0.5             38657           38687          215000
WOODBURY                      0.5             38657           38687          184800
XXXXXX                        0.5             38657           38687          141600
PHENIX CITY                   0.5             38657           38687          100000
CHELSEA                       0.5             38687           38718          367200
CHICAGO                       0.5             38657           38687          165000
MIAMI                         0.5             38657           38687          261000
XXXXXX                        0.5             38687           38718          301500
EL SOBRANTE                   0.5             38657           38687          441500
ALBUQUERQUE                   0.5             38657           38687          195000
MASHPEE                       0.5             38657           38687          228800
EL PASO                       0.5             38657           38687          108000
STREAMWOOD                    0.5             38687           38718          176000
XXXXXXX                       0.5             38657           38687          508000
WILLINGBORO                   0.5             38626           38657          142200
MONACA                        0.5             38657           38687           97750
NORRISTOWN                    0.5             38657           38687           72000
DES PLAINES                   0.5             38626           38657          684000
XXXXXXX                       0.5             38657           38687          142500
LONGVIEW                      0.5             38657           38687          126350
XXXXXXXXX                     0.5             38687           38718          195500
GARDEN CITY                   0.5             38657           38687          556000
LYNWOOD                       0.5             38657           38687          108035
LAKE WORTH                    0.5             38657           38687          300050
INDIO                         0.5             38657           38687          288000
ALEXANDRIA                    0.5             38596           38626           52000
BROOKLYN                      0.5             38657           38687          278000
RIVERSIDE                     0.5             38657           38687          350000
DENVER                        0.5             38657           38687          144000
MURRIETA                      0.5             38657           38687          388600
XXXXX                         0.5             38657           38687          513700
SAINT LOUIS                   0.5             38687           38718           62000
EVESHAM                       0.5             38657           38687          137250
HAYWARD                       0.5             38718           38749          530000
CINCINNATI                    0.5             38657           38687          135000
DAYTONA BEACH                 0.5             38687           38718          106250
PERRIS                        0.5             38657           38687          335000
MOUNT PLEASANT                0.5             38657           38687          150000
SAINT LOUIS                   0.5             38657           38687          192000
LEBANON                       0.5             38657           38687           75000
LAKEWOOD                      0.5             38657           38687          680000
DENVER                        0.5             38657           38687          147200
LAS VEGAS                     0.5             38626           38657          125000
PLAINFIELD                    0.5             38687           38718          202500
MERCED                        0.5             38657           38687          255000
NORTH LAS VEGAS               0.5             38657           38687          146000
SAN JACINTO                   0.5             38657           38687          346250
XXXXXXXXXX                    0.5             38657           38687          160000
PEORIA                        0.5             38657           38687          198000
MIAMI                         0.5             38657           38687          173500
MARGATE                       0.5             38657           38687           58500
BELLPORT                      0.5             38657           38687          318200
TOLEDO                        0.5             38657           38687          161500
CHARDON                       0.5             38626           38657          206000
AUBURN                        0.5             38657           38687          105000
WHEELING                      0.5             38657           38687          160200
CITRUS HEIGHTS                0.5             38657           38687          296000
WEST PALM BEACH               0.5             38657           38687          139500
CLARKSTON                     0.5             38657           38687          156750
COUNTRY CLUB HILLS            0.5             38657           38687          117000
MANTECA                       0.5             38657           38687          515000
MEXICO                        0.5             38657           38687           36941
HUNTINGTON PARK               0.5             38657           38687          320000
PHOENIX                       0.5             38657           38687          119000
TOLEDO                        0.5             38657           38687           79900
NORTH OLMSTED                 0.5             38657           38687          102600
WILLIAMSPORT                  0.5             38657           38687           74800
SEWICKLEY                     0.5             38657           38687          102750
FALMOUTH                      0.5             38657           38687          158000
FLUSHING                      0.5             38657           38687          630400
COLUMBIA                      0.5             38657           38687          165000
PALM SPRINGS                  0.5             38657           38687          122000
CANOGA PARK AREA, LA          0.5             38657           38687          443500
CLINTON TOWNSHIP              0.5             38657           38687          117000
ALHAMBRA                      0.5             38657           38687          368000
ATLANTA                       0.5             38657           38687           76000
WASHINGTON TOWNSHIP           0.5             38657           38687          194400
CHICAGO                       0.5             38657           38687          145350
AURORA                        0.5             38657           38687          222000
CHICAGO                       0.5             38626           38657          252000
MURRIETA                      0.5             38657           38687          386400
YPSILANTI                     0.5             38657           38687          250000
SCHAUMBURG                    0.5             38657           38687          130000
ATOKA                         0.5             38657           38687          142500
LANCASTER                     0.5             38657           38687          229500
RANCHO CUCAMONGA              0.5             38657           38687          565200
CHICAGO                       0.5             38657           38687          143000
XXXXXXX                       0.5             38657           38687          183750
DOLTON                        0.5             38657           38687           98000
SUGAR LAND                    0.5             38657           38687          146100
SAINT LOUIS                   0.5             38657           38687           54900
GROVE CITY                    0.5             38687           38718           50000
MOUNT XXXXXX                  0.5             38657           38687          131100
CHICAGO                       0.5             38657           38687          171000
HUMBLE                        0.5             38687           38718          130000
XXXXXX                        0.5             38657           38687          128250
DAYTON                        0.5             38657           38687           52500
AURORA                        0.5             38657           38687          176000
CHICAGO                       0.5             38657           38687           72000
CENTEREACH                    0.5             38626           38657          495000
MILWAUKEE                     0.5             38657           38687           76500
UPLAND                        0.5             38657           38687          536000
LANCASTER                     0.5             38657           38687          271950
PALM DESERT                   0.5             38657           38687          354000
RENO                          0.5             38657           38687          144000
GLADSTONE                     0.5             38657           38687          163900
XXXXXXXXXX                    0.5             38657           38687          450000
STATEN ISLAND                 0.5             38687           38718          425000
EUSTIS                        0.5             38657           38687          364800
EVANSTON                      0.5             38657           38687          182000
DENVER                        0.5             38657           38687          129280
LAKE WORTH                    0.5             38657           38687          592200
POMONA                        0.5             38657           38687          196800
COLUMBUS                      0.5             38657           38687          600000
CONCORD                       0.5             38657           38687          576000
SARASOTA                      0.5             38657           38687          460000
HOUSTON                       0.5             38657           38687           92030
WEST JEFFERSON                0.5             38657           38687          158000
XXXXXX                        0.5             38657           38687          115900
COLCHESTER                    0.5             38657           38687          159000
WEST HOLLYWOOD                0.5             38657           38687          765000
PORT SAINT LUCIE              0.5             38596           38626          213300
XXXXXX                        0.5             38657           38687          520000
XXXXXX                        0.5             38657           38687          328000
TRAVERSE CITY                 0.5             38687           38718          109800
MC LEAN                       0.5             38657           38687          599000
XXXX                          0.5             38657           38687          114800
CHICAGO                       0.5             38657           38687          128800
DOUGLASSVILLE                 0.5             38687           38718          202300
PARMA                         0.5             38657           38687          122400
RANCHO CUCAMONGA              0.5             38657           38687          264000
WARRENVILLE                   0.5             38626           38657          150000
XXXXXX                        0.5             38687           38718          144300
XXXXXXX                       0.5             38687           38718          225000
WILLIAMSTON                   0.5             38657           38687          138700
FORT WORTH                    0.5             38657           38687          132800
XXXXXXXXXXXX CITY             0.5             38657           38687          105000
GARLAND                       0.5             38657           38687          112800
WOODBRIDGE                    0.5             38657           38687          512000
CALUMET CITY                  0.5             38626           38657          121500
PLUMAS LAKE                   0.5             38657           38687          287950
XXXXXX                        0.5             38657           38687           45600
BRENTWOOD                     0.5             38657           38687          661700
SALT LAKE CITY                0.5             38657           38687          124200
SCOTTSDALE                    0.5             38657           38687          331550
ATTICA T/O ALEXANDER          0.5             38718           38749          100599
GAHANNA                       0.5             38657           38687          143920
XXXXXX HILLS                  0.5             38657           38687          159300
ROUND ROCK                    0.5             38657           38687          100000
HAMERSVILLE                   0.5             38657           38687          105000
MORRISTOWN                    0.5             38657           38687           85000
FORT WORTH                    0.5             38657           38687          183200
BAKERSFIELD                   0.5             38657           38687          138400
FRESNO                        0.5             38657           38687          200000
XXXXXX                        0.5             38657           38687           89250
OREGON CITY                   0.5             38657           38687          235000
SAN DIEGO                     0.5             38657           38687          185000
GOSHEN                        0.5             38657           38687          119700
NORTH LAS VEGAS               0.5             38657           38687          128250
CHICAGO                       0.5             38657           38687          280000
CARNATION                     0.5             38657           38687          434775
LA QUINTA                     0.5             38657           38687          279200
VALLEJO                       0.5             38657           38687          472800
BAKERSFIELD                   0.5             38657           38687          300000
LAKE WORTH                    0.5             38657           38687          187500
STERLING HEIGHTS              0.5             38657           38687          293000
PALMDALE                      0.5             38657           38687          301050
DALLAS                        0.5             38657           38687           97200
APPLE VALLEY                  0.5             38657           38687          340800
XXXXXX VALLEY                 0.5             38657           38687          219950
MC XXXXXX                     0.5             38687           38718           83200
RESEDA                        0.5             38687           38718          336000
ARLINGTON                     0.5             38657           38687           84332
BRAINERD                      0.5             38657           38687           99000
OAKLAND                       0.5             38657           38687          600000
NEWPORT                       0.5             38657           38687          242000
NORTH RICHLAND HILLS          0.5             38657           38687           84800
HAWTHORNE                     0.5             38657           38687          306000
YAKIMA                        0.5             38657           38687          156750
CHICAGO                       0.5             38657           38687          191500
XXXXXXXXX                     0.5             38657           38687          815250
HACIENDA HEIGHTS              0.5             38596           38626          715000
DEERFIELD BEACH               0.5             38687           38718          420000
BAY POINT                     0.5             38657           38687          328000
XXXXX PARK                    0.5             38657           38687          109600
CARROLLTON                    0.5             38657           38687          115900
KENTWOOD                      0.5             38626           38657           76800
GAITHERSBURG                  0.5             38657           38687          240000
LINCOLN PARK                  0.5             38657           38687          117000
OAK LAWN                      0.5             38657           38687          165650
FORT XXXXXXX                  0.5             38657           38687          150400
TEMECULA                      0.5             38657           38687          680000
XXXXXXX HEIGHTS               0.5             38657           38687          248000
SCOTTSDALE                    0.5             38657           38687          750000
NIXA                          0.5             38657           38687          137750
XXXXXXXX                      0.5             38718           38749          560000
OAKLAND                       0.5             38657           38687          416000
PHOENIX                       0.5             38657           38687          244000
FOREST GROVE                  0.5             38657           38687          152700
XXXXXXXX                      0.5             38687           38718          154850
ELGIN                         0.5             38657           38687          132750
XXXXXX                        0.5             38657           38687          207400
SAN ANTONIO                   0.5             38626           38657          110000
WEST PALM BEACH               0.5             38657           38687          139200
PHOENIX                       0.5             38657           38687          276000
PARK FOREST                   0.5             38657           38687           95000
SUPERIOR                      0.5             38657           38687          106250
LOS ANGELES                   0.5             38626           38657          292000
XXXXXXX                       0.5             38626           38657          137250
WEST BEND                     0.5             38687           38718          116000
XXXXXXXXX PARK                0.5             38657           38687          118400
LOMITA                        0.5             38657           38687          320000
PORT COSTA                    0.5             38657           38687          295000
LONG BEACH                    0.5             38657           38687          389000
HUNTINGTON BEACH              0.5             38657           38687          276000
CANOGA PARK                   0.5             38657           38687          650000
SAN XXXXXX                    0.5             38657           38687          326400
SUMMERVILLE                   0.5             38596           38626           95650
CENTREVILLE                   0.5             38657           38687          532000
COLUMBUS                      0.5             38657           38687          213651
ANTIOCH                       0.5             38657           38687          648000
KISSIMMEE                     0.5             38657           38687          123000
CHICAGO                       0.5             38657           38687          377600
ENGLEWOOD                     0.5             38657           38687          162000
MINNEAPOLIS                   0.5             38657           38687          105000
RUNNING SPRINGS               0.5             38657           38687          156000
CINCINNATI                    0.5             38657           38687          195300
RALEIGH                       0.5             38657           38687          119700
MIAMI                         0.5             38657           38687          301600
XXXXXXX                       0.5             38657           38687          288800
SAN DIEGO                     0.5             38687           38718          360000
LANCASTER                     0.5             38657           38687          247200
COLORADO SPRINGS              0.5             38657           38687          143920
XXXXX                         0.5             38657           38687           83700
RESEDA AREA, LOS ANGELES      0.5             38657           38687          348000
HUNTINGTON BEACH              0.5             38626           38657          819200
PLEASANT HILL                 0.5             38626           38657          464000
CHERRY VALLEY                 0.5             38657           38687          226400
GENEVA                        0.5             38657           38687          270400
CHICAGO                       0.5             38657           38687          104000
SEAFORD                       0.5             38657           38687          448000
XXXXXXXX                      0.5             38657           38687          396000
MIAMI BEACH                   0.5             38657           38687         1100000
SPRING                        0.5             38657           38687          120800
BAKERSFIELD                   0.5             38657           38687          238800
IRVINE                        0.5             38626           38657          572000
XXXXXX ISLAND                 0.5             38626           38657         1120000
LAGUNA NIGUEL                 0.5             38657           38687          948000
XXXXXXXXX                     0.5             38657           38687          111000
CHICAGO                       0.5             38657           38687          104000
CHULA VISTA                   0.5             38657           38687          405250
PALM SPRINGS                  0.5             38657           38687          162450
EAST PROVIDENCE               0.5             38657           38687          225000
YUCCA VALLEY                  0.5             38687           38718          283500
BROWNSTOWN                    0.5             38687           38718           70550
AUSTIN                        0.5             38687           38718          203400
XXXXXX                        0.5             38657           38687           72250
LEESBURG                      0.5             38687           38718          797350
LACEY                         0.5             38687           38718          160000
SAN DIEGO                     0.5             38657           38687          480000
BUENA PARK                    0.5             38657           38687          465000
MARYSVILLE                    0.5             38657           38687          263200
SEATTLE                       0.5             38657           38687          568000
YOUNGTOWN                     0.5             38687           38718           52000
XXXXX                         0.5             38657           38687          467960
FAIR OAKS                     0.5             38687           38718          332000
SAINT LOUIS                   0.5             38657           38687          101700
XXXXXXXXXX                    0.5             38657           38687          110000
WALDORF                       0.5             38687           38718          262400
MINNEAPOLIS                   0.5             38657           38687          122985
XXXXXX                        0.5             38687           38718          548000
FONTANA                       0.5             38657           38687          289000
WHITE LAKE                    0.5             38657           38687          584000
CHICO                         0.5             38657           38687          368000
SPRINGFIELD                   0.5             38657           38687          108800
LAWNDALE                      0.5             38657           38687          408400
MENIFEE                       0.5             38657           38687          316000
DENVER                        0.5             38657           38687          476300
CINCINNATI                    0.5             38657           38687          100800
PASO XXXXXX                   0.5             38657           38687          420000
LAKE WORTH                    0.5             38687           38718          120000
ARLINGTON                     0.5             38657           38687          126350
SYRACUSE                      0.5             38657           38687           76000
XXXXXX                        0.5             38657           38687          384000
PACIFICA                      0.5             38657           38687          532000
ST. ALBANS                    0.5             38657           38687          372000
LOS ANGELES                   0.5             38657           38687          228000
GLENDORA                      0.5             38657           38687          250000
PORTLAND                      0.5             38657           38687          183600
AURORA                        0.5             38657           38687          194000
BAKERSFIELD                   0.5             38657           38687          195950
SACRAMENTO                    0.5             38657           38687          249600
SACRAMENTO                    0.5             38657           38687          395200
CHULA VISTA                   0.5             38657           38687          675000
REDDING                       0.5             38687           38718          360000
STUDIO CITY AREA, LOS ANGE    0.5             38657           38687          343200
CINCINNATI                    0.5             38657           38687          374000
PACIFICA                      0.5             38657           38687          624000
SILVER SPRING                 0.5             38657           38687          292000
GLENDALE HEIGHTS              0.5             38657           38687          271500
LOS ANGELES                   0.5             38657           38687          254600
PORT HUENEME                  0.5             38657           38687          250400
YUBA CITY                     0.5             38657           38687          199200
PALM SPRINGS                  0.5             38687           38718          240000
SCHENECTADY                   0.5             38687           38718          128000
NEW PRAGUE                    0.5             38657           38687           79400
CASTAIC                       0.5             38657           38687          548000
BAKERSFIELD                   0.5             38657           38687          195950
MATTAPAN                      0.5             38657           38687          235000
XXXXXXX                       0.5             38657           38687           78400
XXXXXX                        0.5             38657           38687          191200
CHICAGO                       0.5             38596           38626          274550
SYLMAR AREA, LOS ANGELES      0.5             38596           38626          556000
MISSOULA                      0.5             38657           38687          128000
MARYSVILLE                    0.5             38657           38687          250200
RIO XXXXX                     0.5             38657           38687          230400
FAIRPORT HARBOR               0.5             38657           38687           50000
HIALEAH                       0.5             38657           38687          142500
LAKE WORTH                    0.5             38687           38718          165000
JAMAICA                       0.5             38657           38687          272000
CHICAGO                       0.5             38657           38687          148500
FORT LAUDERDALE               0.5             38657           38687          597600
ANTIOCH                       0.5             38657           38687          624000
SAN ANTONIO                   0.5             38626           38657          130300
PALM SPRINGS                  0.5             38657           38687          428000
COTTAGE GROVE                 0.5             38687           38718          143200
XXXXXXXXXX                    0.5             38687           38718          292800
RICHMOND                      0.5             38657           38687          360000
HUNTINGTON BEACH              0.5             38657           38687          556000
RALEIGH                       0.5             38657           38687          164000
SAN FRANCISCO                 0.5             38626           38657          576000
TIGARD                        0.5             38657           38687          184000
TUJUNGA                       0.5             38657           38687          364000
CAPITOL HEIGHTS               0.5             38657           38687          160000
PORTLAND                      0.5             38657           38687          132000
XXXXXXX                       0.5             38657           38687          205200
SUNNYVALE                     0.5             38657           38687          554400
BALLWIN                       0.5             38657           38687          160200
TEMECULA                      0.5             38657           38687          307200
PASADENA                      0.5             38657           38687           96800
INDEPENDENCE                  0.5             38596           38626           88760
LITTLE FALLS                  0.5             38657           38687          510000
SAN XXXX                      0.5             38657           38687          480000
CORONA                        0.5             38657           38687          600800
BAKERSFIELD                   0.5             38657           38687          180000
FONTANA                       0.5             38657           38687          272800
TEMECULA                      0.5             38657           38687          300800
XXXXXXX                       0.5             38657           38687          162500
GALT                          0.5             38657           38687          489600
FRESNO                        0.5             38657           38687          235000
XXXXXXXX                      0.5             38657           38687          185450
SANTA XXXX                    0.5             38657           38687          479200
OCEANSIDE                     0.5             38657           38687          382400
SANTEE                        0.5             38626           38657          432000
NASHVILLE                     0.5             38657           38687           94400
PROCTORVILLE                  0.5             38657           38687          122000
SILVER SPRING                 0.5             38657           38687          279000
LITTLETON                     0.5             38657           38687          211500
HOMESTEAD                     0.5             38657           38687          148000
IRVING                        0.5             38657           38687          141600
CHICAGO                       0.5             38657           38687          405000
LONG BEACH                    0.5             38657           38687          360000
AVONDALE                      0.5             38657           38687          192000
STATELINE                     0.5             38626           38657          516000
GILROY                        0.5             38657           38687          587600
XXXXXX                        0.5             38657           38687          143200
CHULA VISTA                   0.5             38657           38687          401600
SEVERNA PARK                  0.5             38657           38687          532000
FAIRFIELD                     0.5             38657           38687          341600
MINNEAPOLIS                   0.5             38718           38749          165000
CALABASAS                     0.5             38657           38687          612000
HAYWARD                       0.5             38687           38718          360000
XXXXX                         0.5             38657           38687          444000
CATHEDRAL CITY                0.5             38657           38687          305000
RIVERSIDE                     0.5             38687           38718          239000
SCOTTSDALE                    0.5             38657           38687          548000
XXXXXXXXXX                    0.5             38657           38687          130880
BROOKEVILLE                   0.5             38657           38687          759900
AFTON                         0.5             38657           38687          376000
OCONOMOWOC                    0.5             38657           38687          410000
CICERO                        0.5             38657           38687          218500
TIGARD                        0.5             38657           38687          232000
SANTEE                        0.5             38687           38718          370800
CYPRESS                       0.5             38657           38687          508000
NORWALK                       0.5             38657           38687          278000
SALADO                        0.5             38687           38718          130250
CICERO                        0.5             38657           38687          246500
GREENWICH                     0.5             38596           38626         1017500
MINNEAPOLIS                   0.5             38657           38687          200000
HOUSTON                       0.5             38657           38687          130000
VICTORVILLE                   0.5             38657           38687          249900
LA PORTE                      0.5             38657           38687          105600
FAIRFIELD                     0.5             38657           38687          280000
SHAKOPEE                      0.5             38687           38718          136400
LAKE XXXXXXX                  0.5             38657           38687          278400
CHICAGO                       0.5             38596           38626          872000
MARIETTA                      0.5             38657           38687          136000
PINELLAS PARK                 0.5             38657           38687          127500
ALEXANDRIA                    0.5             38657           38687          227200
NASHVILLE                     0.5             38657           38687           91120
OAK VIEW                      0.5             38657           38687          506000
SACRAMENTO                    0.5             38657           38687          254400
INDIANAPOLIS                  0.5             38657           38687           89500
TUKWILA                       0.5             38657           38687          245000
FREDERICKSBURG                0.5             38626           38657          496600
ORLANDO                       0.5             38687           38718          183600
NORTH LAS VEGAS               0.5             38657           38687          206400
SAN XXXX                      0.5             38657           38687          518400
PALM HARBOR                   0.5             38687           38718          151900
ST. PETERSBURG                0.5             38657           38687          576000
MURRIETA                      0.5             38657           38687          284000
PITTSBURG                     0.5             38657           38687          280000
EL CAJON                      0.5             38657           38687          396000
BAKERSFIELD                   0.5             38657           38687          100000
XXXXXXXX                      0.5             38657           38687          199100
WESTON                        0.5             38657           38687          464000
BOLINGBROOK                   0.5             38657           38687          159230
SALEM                         0.5             38657           38687          336000
NEW PORT XXXXXX               0.5             38687           38718          145600
SAN MARCOS                    0.5             38687           38718          412000
DENVER                        0.5             38657           38687          204000
ELK GROVE                     0.5             38657           38687          358900
ACWORTH                       0.5             38657           38687          152000
SPOKANE VALLEY                0.5             38657           38687          156000
SAN XXXX                      0.5             38657           38687          334400
NEW KENSINGTON                0.5             38657           38687          199000
MIAMI                         0.5             38657           38687          310500
CINCINNATI                    0.5             38626           38657          114750
EUGENE                        0.5             38657           38687          108000
FORT XXXXX                    0.5             38626           38657           58500
LAKE FOREST                   0.5             38657           38687          758400
RICHMOND                      0.5             38657           38687          528000
BAKERSFIELD                   0.5             38657           38687          187150
THOUSAND OAKS                 0.5             38657           38687          559100
XXXXXX                        0.5             38657           38687          221000
RIVERDALE                     0.5             38657           38687          232800
ZIONSVILLE                    0.5             38657           38687          576000
EAST PALATKA                  0.5             38687           38718          119900
MIAMI                         0.5             38687           38718          500000
SAN CLEMENTE                  0.5             38687           38718          684000
LANCASTER                     0.5             38657           38687          311200
CERRITOS                      0.5             38657           38687          560000
GIBSONTON                     0.5             38657           38687          139450
PORTLAND                      0.5             38657           38687          114400
LAKE FOREST                   0.5             38657           38687          319200
SAN BERNARDINO                0.5             38657           38687          212000
TRINITY                       0.5             38657           38687          295200
LANDSDOWNE                    0.5             38657           38687          597300
XXXXXX XXXX                   0.5             38657           38687          356000
SAN DIEGO                     0.5             38657           38687          316000
LAWRENCEVILLE                 0.5             38657           38687          450320
XXXXXXX PARK                  0.5             38657           38687          309600
BENICIA                       0.5             38657           38687          319900
LADERA RANCH                  0.5             38657           38687          701120
BROOKLYN                      0.5             38657           38687          332000
MIAMI                         0.5             38687           38718          134400
LAS VEGAS                     0.5             38657           38687          141200
HOUSTON                       0.5             38687           38718          250400
BOILING SPRING LAKES          0.5             38657           38687          151900
NORTH LAS VEGAS               0.5             38657           38687          329600
MANASSAS                      0.5             38657           38687          554400
VICTORVILLE                   0.5             38657           38687          240300
ALEXANDRIA                    0.5             38657           38687          300000
SALT LAKE CITY                0.5             38657           38687          160000
VICTORVILLE                   0.5             38687           38718          272400
XXXX RAPIDS                   0.5             38657           38687          181600
CHARLOTTE                     0.5             38657           38687          264700
ORTING                        0.5             38687           38718          239160
ROCK HILL                     0.5             38657           38687           92450
ELGIN                         0.5             38596           38626          216000
NILES                         0.5             38657           38687          400000
SAN XXXX                      0.5             38657           38687          376000
LAKESIDE                      0.5             38657           38687          280000
WESTLAND                      0.5             38687           38718          266000
CUMMING                       0.5             38657           38687          139920
LAWRENCEVILLE                 0.5             38657           38687          114400
VALPARAISO                    0.5             38687           38718          120000
CERES                         0.5             38657           38687          267200
PHOENIX                       0.5             38657           38687          320000
LAWRENCEVILLE                 0.5             38657           38687          132000
FINDLAY                       0.5             38657           38687          144000
RIVERSIDE                     0.5             38657           38687          312000
XXXXXX                        0.5             38657           38687          414000
XXXXXXXXX                     0.5             38657           38687          280000
XXXXXXXXX                     0.5             38626           38657          287920
XXXXXXXXX                     0.5             38657           38687          383920
XXXXXXX                       0.5             38657           38687          607200
MESA                          0.5             38657           38687          183200
STATESVILLE                   0.5             38657           38687          132400
XXXXXXX                       0.5             38657           38687          240000
WOODBRIDGE                    0.5             38657           38687          200000
STREAMWOOD                    0.5             38657           38687          188000
ROBBINSDALE                   0.5             38657           38687          180000
CORONA                        0.5             38657           38687          454800
EL CAJON                      0.5             38657           38687          441600
CHINO HILLS                   0.5             38657           38687          276000
PARAMOUNT                     0.5             38687           38718          183200
WALDORF                       0.5             38657           38687          168000
CHATTANOOGA                   0.5             38657           38687          122000
PEABODY                       0.5             38657           38687          336000
BROOKLYN                      0.5             38657           38687          508000
NAMPA                         0.5             38657           38687           80300
SOUTH GATE                    0.5             38657           38687          334400
BRONX                         0.5             38657           38687          377360
LEBANON                       0.5             38657           38687          160000
ALISO VIEJO                   0.5             38657           38687          428000
XXXXXXX                       0.5             38657           38687          623200
NEWPORT NEWS                  0.5             38626           38657           60000
SPRINGFIELD                   0.5             38657           38687           96000
LOS ANGELES                   0.5             38657           38687          150000
INDIANAPOLIS                  0.5             38657           38687           26000
VISALIA                       0.5             38687           38718           27000
ORANGEVALE                    0.5             38657           38687           42200
CENTRAL FALLS                 0.5             38687           38718           59600
MALDEN                        0.5             38657           38687           79980
ALBUQUERQUE                   0.5             38687           38718           16600
BEAVERTON                     0.5             38657           38687           55510
FORT XXXXX                    0.5             38657           38687           25000
WEST PALM BEACH               0.5             38657           38687           25000
LA MIRADA                     0.5             38657           38687           75000
CASSELBERRY                   0.5             38687           38718           34000
DAYTON                        0.5             38687           38718           62400
CASSELBERRY                   0.5             38687           38718           31980
TRUCKEE                       0.5             38657           38687          151800
SOUTH LAKE TAHOE              0.5             38657           38687           38250
PHOENIX                       0.5             38657           38687           27200
XXXXXXXX                      0.5             38687           38718           87800
BAKERSFIELD                   0.5             38657           38687           91000
DENVER                        0.5             38657           38687           42000
RICHMOND                      0.5             38657           38687          109000
BLOOMFIELD HILLS              0.5             38657           38687          199000
ESCONDIDO                     0.5             38657           38687          112700
GREENACRES                    0.5             38657           38687           37500
BLUE ISLAND                   0.5             38657           38687           51000
XXXXX                         0.5             38657           38687           33600
XXXXXX VALLEY                 0.5             38657           38687          100000
PORT CHARLOTTE                0.5             38626           38657           63750
PORTERVILLE                   0.5             38657           38687           47000
CEDAR VALLEY                  0.5             38657           38687           22000
INGLEWOOD                     0.5             38657           38687          131000
XXXXX                         0.5             38657           38687           18600
RICHMOND                      0.5             38657           38687          111000
MESA                          0.5             38657           38687           48000
LAS VEGAS                     0.5             38657           38687           46000
HOLLISTER                     0.5             38718           38749          119800
XXXXXXX                       0.5             38657           38687          104000
MIDDLEBORO                    0.5             38657           38687           60000
ORLANDO                       0.5             38657           38687           28620
OCALA                         0.5             38657           38687          112500
MAPLE VALLEY                  0.5             38596           38626           43500
PHOENIX                       0.5             38657           38687           41000
LAKE OSWEGO                   0.5             38657           38687           54000
XXXXX CREST                   0.5             38657           38687           25980
APACHE JUNCTION               0.5             38657           38687           24600
INDIANAPOLIS                  0.5             38657           38687           16000
SACRAMENTO                    0.5             38687           38718           56000
XXXXXX                        0.5             38657           38687           47400
XXXXXXX                       0.5             38657           38687           20000
DELTA                         0.5             38657           38687           40000
SEYMOUR                       0.5             38657           38687           28000
ELIZABETHTOWN                 0.5             38626           38657           30400
MURRIETA                      0.5             38657           38687           91500
XXXXX                         0.5             38657           38687           18200
KENT                          0.5             38657           38687           52560
ONTARIO                       0.5             38657           38687           45900
ALPHARETTA                    0.5             38657           38687           59600
INDIANAPOLIS                  0.5             38657           38687           20000
PARADISE VALLEY               0.5             38657           38687          100000
DENVER                        0.5             38657           38687           47200
LAKEWOOD                      0.5             38657           38687          104000
FORT XXXXX                    0.5             38657           38687           17550
HIGHLANDS RANCH               0.5             38657           38687           48400
PLEASANT GROVE                0.5             38657           38687           74330
LINN                          0.5             38626           38657           19400
CORONA                        0.5             38657           38687          126000
XXXXXXX                       0.5             38657           38687          168550
XXXXXX VALLEY                 0.5             38657           38687           84400
TUCSON                        0.5             38657           38687           21000
DORCHESTER                    0.5             38626           38657           94500
TUCSON                        0.5             38687           38718           27800
BEND                          0.5             38657           38687           38600
PAYSON                        0.5             38657           38687          132120
XXXXXXXXX                     0.5             38657           38687           57980
XXXXXX                        0.5             38657           38687           50000
LAVEEN                        0.5             38657           38687           43710
XXXXXX                        0.5             38657           38687           33600
XXXXXX SPRINGS                0.5             38657           38687           24800
LAWRENCEVILLE                 0.5             38657           38687           25600
LEBANON JUNCTION              0.5             38657           38687           14900
SHERWOOD                      0.5             38657           38687           69000
PERRIS                        0.5             38657           38687           60600
ORLANDO                       0.5             38687           38718           51760
FIRCREST                      0.5             38657           38687           57200
KISSIMMEE                     0.5             38657           38687           35230
MUSKEGON                      0.5             38657           38687           16400
VANCOUVER                     0.5             38657           38687           35100
CENTRAL FALLS                 0.5             38657           38687           64600
PITTSBURGH                    0.5             38657           38687           14030
NORTH PORT                    0.5             38657           38687           31160
XXXXXXX                       0.5             38657           38687           45500
TUCSON                        0.5             38657           38687           25400
GLENDALE                      0.5             38657           38687           45000
PROVIDENCE                    0.5             38657           38687           57000
SPARKS                        0.5             38657           38687           50620
CHICAGO                       0.5             38657           38687           62000
CHICAGO HEIGHTS               0.5             38687           38718           19200
HILLSBORO                     0.5             38657           38687           67800
BOSTON                        0.5             38657           38687          111500
GREENWOOD                     0.5             38687           38718           26900
XXXXXX VALLEY                 0.5             38657           38687           47000
SALT LAKE CITY                0.5             38657           38687           21000
LOS ANGELES                   0.5             38657           38687          140000
FRESNO                        0.5             38657           38687           62000
PITTSBURG                     0.5             38687           38718           81000
LAS VEGAS                     0.5             38657           38687           93000
QUEEN CREEK                   0.5             38626           38657           63600
LAS VEGAS                     0.5             38657           38687           54520
PAPILLION                     0.5             38657           38687           42000
SAN FRANCISCO                 0.5             38657           38687          146600
XXXXX                         0.5             38657           38687           72750
LOS ANGELES                   0.5             38657           38687           92000
MAPLE VALLEY                  0.5             38657           38687           64580
BRIGHTON                      0.5             38657           38687           36000
FARMINGTON HILLS              0.5             38657           38687          180000
PRINEVILLE                    0.5             38626           38657           30600
PILGER                        0.5             38657           38687           13830
ALBUQUERQUE                   0.5             38657           38687           23000
XXXXXXXX                      0.5             38687           38718           41900
APPLE VALLEY                  0.5             38657           38687           59400
XXXXXXXX                      0.5             38687           38718           42980
WHITE HALL                    0.5             38657           38687           29000
VIRGINIA BEACH                0.5             38657           38687           53100
OAKLAND                       0.5             38657           38687           84400
PHOENIX                       0.5             38657           38687           33000
XXXXXXX                       0.5             38626           38657           53600
RIALTO                        0.5             38626           38657           62000
SAINT LOUIS                   0.5             38657           38687           25000
LAS VEGAS                     0.5             38657           38687           62000
FORT WORTH                    0.5             38626           38657           15900
EAST CANTON                   0.5             38687           38718           26370
EVERGREEN PARK                0.5             38657           38687           35760
XXXXXXXX                      0.5             38626           38657           17270
BOISE                         0.5             38626           38657           27000
LOS ANGELES                   0.5             38657           38687           92000
XXXX                          0.5             38657           38687           65000
HILLSBORO                     0.5             38657           38687           39000
XXXXXXX                       0.5             38657           38687           22860
CLEARFIELD                    0.5             38687           38718           40110
SPRINGFIELD                   0.5             38657           38687           39000
SUGAR HILL                    0.5             38626           38657           40580
XXXXXX                        0.5             38657           38687           72800
XXXXXXX                       0.5             38657           38687           31980
BURIEN                        0.5             38657           38687           97000
PORTLAND                      0.5             38657           38687           46000
XXXXXXXX                      0.5             38657           38687           66000
JACKSONVILLE                  0.5             38657           38687           47000
COLUMBUS                      0.5             38657           38687           12500
RICHMOND                      0.5             38626           38657           16400
LOUISVILLE                    0.5             38657           38687           19500
FORDLAND                      0.5             38657           38687           17600
ORLANDO                       0.5             38657           38687           48000
SAINT LOUIS                   0.5             38657           38687           21500
LAS VEGAS                     0.5             38657           38687           63800
STONE MOUNTAIN                0.5             38657           38687           98800
COLLINSVILLE                  0.5             38657           38687           56600
PARAGOULD                     0.5             38657           38687           13000
CRYSTAL                       0.5             38657           38687           45900
CEDAR VALLEY                  0.5             38657           38687           28380
PALM COAST                    0.5             38657           38687           61058
O FALLON                      0.5             38657           38687           58600
ALBUQUERQUE                   0.5             38777           38808           40800
NAMPA                         0.5             38687           38718           27200
LANSING                       0.5             38657           38687           33500
LAS VEGAS                     0.5             38657           38687           40500
BOISE                         0.5             38657           38687           21340
XXXXXXXXX                     0.5             38626           38657           53400
BALTIMORE                     0.5             38657           38687           17000
ANTIOCH                       0.5             38657           38687           94620
DELHI                         0.5             38657           38687           71000
CLACKAMAS                     0.5             38626           38657           53800
XXXXX                         0.5             38657           38687          161000
PRINEVILLE                    0.5             38657           38687           41500
XXXXX                         0.5             38657           38687           98980
XXXXXX                        0.5             38626           38657           28600
HAYWARD                       0.5             38657           38687          126000
ORANGE CITY                   0.5             38657           38687           27500
COLUMBUS                      0.5             38657           38687           17500
NORTH PORT                    0.5             38657           38687           49980
WINDERMERE                    0.5             38657           38687          175000
VISTA                         0.5             38687           38718           86000
XXXXXXXXX                     0.5             38687           38718           18600
PORTLAND                      0.5             38657           38687           40760
BANKS                         0.5             38657           38687           50000
SYLVANIA                      0.5             38687           38718           19100
XXXXXXXXX                     0.5             38657           38687           18000
PHILADELPHIA                  0.5             38657           38687           29980
COLORA                        0.5             38749           38777           38000
BATTLE CREEK                  0.5             38657           38687           40300
PORTERVILLE                   0.5             38687           38718           44400
REVERE                        0.5             38657           38687          120000
VICTORVILLE                   0.5             38657           38687           57400
FONTANA                       0.5             38657           38687           59000
QUEEN CREEK                   0.5             38657           38687           35190
MOLINE                        0.5             38626           38657           28800
VALRICO                       0.5             38626           38657           36000
ROXBURY                       0.5             38657           38687          109400
WASHINGTON                    0.5             38657           38687           35000
HAVERHILL                     0.5             38657           38687           68000
HAWTHORNE                     0.5             38657           38687          140000
XXXXX                         0.5             38657           38687           38200
CASTLEWOOD                    0.5             38657           38687           17600
WEST VALLEY CITY              0.5             38657           38687           27520
QUEEN CREEK                   0.5             38657           38687           52400
PAYSON                        0.5             38687           38718           14700
INDEPENDENCE                  0.5             38657           38687           14890
PASADENA                      0.5             38657           38687          131250
XXXXXXX                       0.5             38687           38718          129800
COLORADO SPRINGS              0.5             38626           38657           48800
ALBUQUERQUE                   0.5             38657           38687           36920
LOS ANGELES                   0.5             38657           38687           95800
POWDER SPRINGS                0.5             38657           38687           45580
DULUTH                        0.5             38657           38687          200000
SAN DIEGO                     0.5             38657           38687           69000
CHULA VISTA                   0.5             38657           38687          128000
PLANT CITY                    0.5             38626           38657           47000
DALLAS                        0.5             38657           38687           31180
LAS VEGAS                     0.5             38657           38687           40000
XXXXXXXXX                     0.5             38657           38687           86000
SALEM                         0.5             38657           38687           32300
DALLAS                        0.5             38657           38687           84000
PLANT CITY                    0.5             38657           38687           70600
KENDALLVILLE                  0.5             38687           38718           15100
DANVILLE                      0.5             38657           38687          137000
PASCO                         0.5             38657           38687           36000
LYNCHBURG                     0.5             38657           38687           15200
VANCOUVER                     0.5             38657           38687           39400
AVON                          0.5             38657           38687           34600
PARAMOUNT                     0.5             38626           38657          110000
BLACKFOOT                     0.5             38657           38687           21380
LOVELAND                      0.5             38626           38657           40200
SALT LAKE CITY                0.5             38657           38687           29800
MEBANE                        0.5             38657           38687           94000
MAGNA                         0.5             38687           38718           22000
FRAMINGHAM                    0.5             38657           38687          104000
ORLANDO                       0.5             38657           38687           25000
DELTONA                       0.5             38657           38687           33800
TIGARD                        0.5             38657           38687           44000
SAN XXXXXXX                   0.5             38657           38687          108000
XXXX                          0.5             38657           38687           27850
SCIO                          0.5             38657           38687           41200
MC COOK                       0.5             38657           38687           13800
DORAL                         0.5             38626           38657           81000
ALBUQUERQUE                   0.5             38687           38718           26600
STOCKTON                      0.5             38657           38687           84800
XXXXXX                        0.5             38657           38687           75000
NAMPA                         0.5             38657           38687           27420
MURRAYVILLE                   0.5             38657           38687           31400
RANCHO SANTA XXXXXXXXX        0.5             38657           38687           57000
JACKSONVILLE                  0.5             38626           38657           29000
ANTHEM                        0.5             38657           38687           53745
PARAMOUNT                     0.5             38626           38657           63200
PORTLAND                      0.5             38657           38687           72670
BRENTWOOD                     0.5             38657           38687           77690
FAIRVIEW                      0.5             38657           38687           62400
XXXXXX                        0.5             38626           38657           41600
HERCULES                      0.5             38657           38687          141800
PUYALLUP                      0.5             38657           38687           38900
MANTECA                       0.5             38657           38687          100000
DALLAS                        0.5             38657           38687           34910
LANCASTER                     0.5             38626           38657           64870
XXXXXXXX                      0.5             38657           38687           62500
PHOENIX                       0.5             38657           38687           28800
BROCKTON                      0.5             38657           38687           85400
SCOTTSDALE                    0.5             38657           38687           54400
SARATOGA SPRINGS              0.5             38687           38718           35000
ORLANDO                       0.5             38657           38687           35000
YACOLT                        0.5             38657           38687           30200
VANCOUVER                     0.5             38657           38687           48000
MANCHESTER                    0.5             38657           38687           50980
VANCOUVER                     0.5             38657           38687           28500
SPRING HILL                   0.5             38657           38687           41000
BRADENTON                     0.5             38687           38718           56000
NORTH LAS VEGAS               0.5             38718           38749           39000
BUCKEYE                       0.5             38657           38687           35270
MESA                          0.5             38657           38687           54600
VALLEY CENTER                 0.5             38657           38687          127000
LAKE WORTH                    0.5             38626           38657           49000
XXXXXXXX                      0.5             38657           38687           32400
SANTA XXXXX                   0.5             38657           38687           83000
XXXXXXXX                      0.5             38657           38687           25600
NORTH PORT                    0.5             38657           38687           49000
EXETER                        0.5             38657           38687           40000
AMERICAN CANYON               0.5             38657           38687          141200
SAINT LOUIS                   0.5             38626           38657           40000
ALHAMBRA                      0.5             38657           38687          109000
PORTLAND                      0.5             38657           38687           36000
TUCSON                        0.5             38657           38687           36000
RENO                          0.5             38657           38687           39200
CASSELBERRY                   0.5             38657           38687           55000
GLENDALE                      0.5             38687           38718           45400
CONCORD                       0.5             38657           38687           52000
MESA                          0.5             38657           38687           42000
AUBURN                        0.5             38657           38687           46000
SCOTTSDALE                    0.5             38657           38687           54000
ALBUQUERQUE                   0.5             38657           38687           31400
LAS VEGAS                     0.5             38657           38687           50000
GLENDALE                      0.5             38657           38687           48400
KIMMELL                       0.5             38657           38687           30800
NAMPA                         0.5             38657           38687           35980
XXXXXXX                       0.5             38657           38687          116000
TRENTON                       0.5             38687           38718           23800
VIRGINIA BEACH                0.5             38657           38687           30900
XXXXXX                        0.5             38657           38687           32400
PHOENIX                       0.5             38657           38687           43000
ARCADIA                       0.5             38657           38687           19500
XXXXX CROSS                   0.5             38657           38687           48600
XXXXXXXX                      0.5             38657           38687           28780
XXXXXXXX                      0.5             38657           38687           25500
MEMPHIS                       0.5             38657           38687           17980
TALLAHASSEE                   0.5             38657           38687           32380
BEAVERTON                     0.5             38657           38687           70000
XXXXXX VALLEY                 0.5             38657           38687           92000
CRANSTON                      0.5             38657           38687           49680
SALEM                         0.5             38657           38687           90000
XXXXXXX                       0.5             38657           38687           52000
NORRISTOWN                    0.5             38657           38687           32800
VANCOUVER                     0.5             38657           38687           43000
PLEASANTON                    0.5             38657           38687          136000
CHATTANOOGA                   0.5             38657           38687           30000
FLINT                         0.5             38657           38687           30000
ANTIOCH                       0.5             38657           38687          128550
VALLEJO                       0.5             38657           38687           83000
BROOKLYN                      0.5             38657           38687           18980
ATLANTA                       0.5             38657           38687           76000
WATERFORD                     0.5             38657           38687           55000
HANOVER PARK                  0.5             38657           38687           45800
XXXXXXX                       0.5             38657           38687           70000
AUBURN                        0.5             38657           38687           45000
BAY POINT                     0.5             38657           38687           88400
FALL CITY                     0.5             38657           38687          110600
PORT HURON                    0.5             38657           38687           27980
CAMBRIDGE                     0.5             38626           38657           40800
ESPARTO                       0.5             38657           38687           82000
LAS VEGAS                     0.5             38657           38687           25200
WORCESTER                     0.5             38657           38687           64200
ERIE                          0.5             38657           38687           18400
XXXX                          0.5             38657           38687           38980
WINTHROP                      0.5             38657           38687           98000
CITRUS HEIGHTS                0.5             38657           38687           91600
ARVADA                        0.5             38626           38657           37600
COLUMBUS                      0.5             38657           38687           21600
PALM COAST                    0.5             38657           38687           86000
DETROIT                       0.5             38657           38687           13800
SYRACUSE                      0.5             38657           38687           27600
DENVER                        0.5             38657           38687           44000



City                        Current Balance Purpose            Index            Margin
---------------------------------------------------------------------------------------
Xxxxxxxx                       53440.47     Cash Out Refinance Fixed Rate            0
Signal Mountain               131177.95     Cash Out Refinance Fixed Rate            0
Fremont                          500000     Cash Out Refinance 6 MO LIBOR         5.75
Jamaica                       281354.35     Cash Out Refinance 6 MO LIBOR         7.75
Elkhart                         89086.8     Cash Out Refinance 6 MO LIBOR        6.625
Pueblo                        164141.75     Cash Out Refinance 6 MO LIBOR          8.5
Trenton                        84607.71     Purchase           6 MO LIBOR            7
Hockessin                        585000     Purchase           6 MO LIBOR        6.375
Plymouth                      247051.37     Cash Out Refinance 6 MO LIBOR        5.625
Bel Nor                        35072.36     Purchase           Fixed Rate            0
Akron                          78569.69     Purchase           6 MO LIBOR          5.5
Xxxxxx                        254100.59     Purchase           6 MO LIBOR            6
Chicago                       235435.87     Cash Out Refinance 6 MO LIBOR            7
Xxxxxx                            96800     Purchase           6 MO LIBOR         8.25
Boise                         115685.52     Purchase           6 MO LIBOR         6.75
Hartland                      174332.47     Purchase           6 MO LIBOR            8
Augusta                        75766.55     Purchase           6 MO LIBOR          5.5
Lewisville                    171168.17     Purchase           6 MO LIBOR        7.375
Cragin                        228795.02     Cash Out Refinance 6 MO LIBOR            4
Oak Park                         300000     Cash Out Refinance 6 MO LIBOR            4
Sugar Land                     98401.39     Cash Out Refinance Fixed Rate            0
Newark                        493151.17     Purchase           6 MO LIBOR        8.125
Simi Valley                   364496.39     Cash Out Refinance 6 MO LIBOR            6
Upland                           382498     Cash Out Refinance 6 MO LIBOR     5.920000076
Sarasota                         183920     Purchase           6 MO LIBOR            6
Queensbury                    170612.27     Purchase           6 MO LIBOR            8
Middletown                    123359.87     Rate/Term RefinanceFixed Rate            0
Wellston                      168191.85     Cash Out Refinance 6 MO LIBOR          6.5
Highland                      160517.54     Cash Out Refinance 6 MO LIBOR         7.25
Saint Louis                    86352.16     Cash Out Refinance 6 MO LIBOR          8.5
Jeffersonville                  74769.6     Cash Out Refinance 6 MO LIBOR           10
Miami                         146088.31     Purchase           Fixed Rate            0
Gumbo                          358999.2     Rate/Term RefinanceFixed Rate            0
Miramar                       119652.26     Cash Out Refinance Fixed Rate            0
New Brunswick                  254291.1     Purchase           6 MO LIBOR         6.75
East Brunswick                 255213.6     Cash Out Refinance 6 MO LIBOR        6.875
Marne                          57716.42     Cash Out Refinance Fixed Rate            0
Blythe                            67500     Cash Out Refinance Fixed Rate            0
Chesterfield                     109492     Cash Out Refinance 6 MO LIBOR        5.375
Southfield                       148000     Cash Out Refinance 6 MO LIBOR          5.5
Roscommon                         99722     Purchase           6 MO LIBOR        7.875
Pasadena                      340840.79     Cash Out Refinance 6 MO LIBOR        6.875
Portland                      161957.81     Cash Out Refinance 6 MO LIBOR        6.375
Valley Stream                 519747.73     Purchase           6 MO LIBOR     6.099999905
Middleboro                    494899.42     Purchase           6 MO LIBOR     6.949999809
Bowdoinham                    278527.88     Purchase           6 MO LIBOR          7.5
Mogadore                      143609.64     Cash Out Refinance Fixed Rate            0
Charlotte                      86107.14     Cash Out Refinance Fixed Rate            0
Orlando                       163845.07     Cash Out Refinance 6 MO LIBOR        7.375
Meriden                       209886.18     Purchase           6 MO LIBOR         7.75
Xxxxxxx                        94618.87     Cash Out Refinance 6 MO LIBOR        7.375
Xxxxxxx                         75524.9     Cash Out Refinance Fixed Rate            0
Xxxxxx                         907533.1     Cash Out Refinance 6 MO LIBOR         6.25
Chula Vista                      580000     Cash Out Refinance 6 MO LIBOR        6.375
Calexico                      151229.27     Cash Out Refinance 6 MO LIBOR          6.5
Lake Montezuma                174297.92     Cash Out Refinance 6 MO LIBOR         5.75
San Diego                     306610.18     Cash Out Refinance 6 MO LIBOR            6
San Diego                     305493.11     Cash Out Refinance 6 MO LIBOR          5.5
Margate                       208653.52     Cash Out Refinance 6 MO LIBOR        6.625
Columbia                      128562.75     Rate/Term Refinance6 MO LIBOR         7.75
Cloverly                      230066.98     Cash Out Refinance Fixed Rate            0
Lakeland                      161823.16     Purchase           6 MO LIBOR        6.875
Kihei                            255000     Cash Out Refinance 6 MO LIBOR        6.875
Anchorage                      59151.29     Cash Out Refinance Fixed Rate            0
Xxxxxx                           378800     Cash Out Refinance 6 MO LIBOR        6.375
Xxxxxx                           124800     Cash Out Refinance 6 MO LIBOR            6
Davie                         220230.05     Cash Out Refinance 6 MO LIBOR         6.25
Orlando                         89638.9     Cash Out Refinance Fixed Rate            0
Apopka                        290031.71     Cash Out Refinance 6 MO LIBOR          5.5
Merced                        251263.45     Rate/Term Refinance6 MO LIBOR        6.375
Monona                        161210.62     Purchase           6 MO LIBOR         9.25
Xxxxxxx                       134639.19     Purchase           6 MO LIBOR          5.5
Perris                         403748.8     Cash Out Refinance 6 MO LIBOR        6.625
Universal                      79699.26     Purchase           6 MO LIBOR        7.375
Cleveland                      110813.8     Purchase           6 MO LIBOR          5.5
Arlington                      85060.95     Cash Out Refinance 6 MO LIBOR         7.25
Ldhl                              53100     Purchase           6 MO LIBOR        7.375
Gate                          162619.26     Cash Out Refinance 6 MO LIBOR         7.25
Southaven                     116583.68     Rate/Term RefinanceFixed Rate            0
Kismet                        338939.95     Cash Out Refinance 6 MO LIBOR     7.300000191
Norwalk                       287547.11     Cash Out Refinance Fixed Rate            0
Perth Amboy                      264831     Rate/Term Refinance6 MO LIBOR         6.75
Carrollton                    394899.14     Cash Out Refinance 6 MO LIBOR        7.125
East End                       85246.61     Purchase           6 MO LIBOR          8.5
Audubon                       259202.46     Cash Out Refinance 6 MO LIBOR          6.5
West Jordan                   223938.37     Cash Out Refinance 6 MO LIBOR        7.125
Antioch                       137567.58     Purchase           6 MO LIBOR     7.300000191
Dixmoor                        71823.66     Cash Out Refinance 6 MO LIBOR            7
Rodeo                            588000     Rate/Term Refinance6 MO LIBOR          5.5
Cherrytown                    127650.74     Cash Out Refinance 6 MO LIBOR            8
Naranja                       153712.09     Cash Out Refinance 6 MO LIBOR          9.5
Tacoma                           210000     Cash Out Refinance 6 MO LIBOR          9.5
Xxxxxxxx                       59872.94     Cash Out Refinance Fixed Rate            0
Foxridge                      392125.36     Purchase           6 MO LIBOR         7.25
Detroit                       187436.39     Cash Out Refinance Fixed Rate            0
Ypsilanti                      104145.8     Cash Out Refinance 6 MO LIBOR        6.625
Detroit                       127127.34     Cash Out Refinance 6 MO LIBOR         6.25
Grand Blanc                   320372.23     Cash Out Refinance 6 MO LIBOR        6.375
Xxxxxxx                       197402.04     Purchase           6 MO LIBOR        6.625
Shreveport                    113528.46     Purchase           6 MO LIBOR         8.25
Arvada                        383398.02     Cash Out Refinance 6 MO LIBOR         5.75
Leominster                    131528.01     Purchase           6 MO LIBOR     6.599999905
Columbus                       85957.39     Cash Out Refinance 6 MO LIBOR            7
Visalia                       120812.85     Cash Out Refinance 6 MO LIBOR         7.75
Elk Grove                     313023.65     Cash Out Refinance 6 MO LIBOR            7
Ceres                         251960.62     Cash Out Refinance Fixed Rate            0
Jupiter                          244800     Cash Out Refinance 6 MO LIBOR        6.875
Sherrills Ford                   106400     Rate/Term Refinance6 MO LIBOR        7.125
Xxxxxxxxxx                    215267.86     Cash Out Refinance Fixed Rate            0
Tampa                          70946.94     Purchase           Fixed Rate            0
Orlando                       156966.17     Rate/Term Refinance6 MO LIBOR        6.375
Davie                         159430.63     Cash Out Refinance 6 MO LIBOR          5.5
Topeka                          68743.6     Purchase           6 MO LIBOR        6.625
Merced                        250237.13     Cash Out Refinance 6 MO LIBOR        7.125
Chula Vista                      343850     Cash Out Refinance 6 MO LIBOR        6.875
Highland                      250799.15     Cash Out Refinance 6 MO LIBOR        6.625
Kahuku                           332500     Cash Out Refinance 6 MO LIBOR        6.375
Los Angeles                    429817.8     Purchase           6 MO LIBOR         6.25
North Las Vegas               211512.84     Cash Out Refinance 6 MO LIBOR         6.75
Largo                            455000     Cash Out Refinance 6 MO LIBOR         5.25
Vancouver                     145505.13     Cash Out Refinance 6 MO LIBOR        5.875
Xxxxxx                        160567.16     Cash Out Refinance 6 MO LIBOR        7.375
Omaha                         112151.37     Cash Out Refinance 6 MO LIBOR        8.875
Palm Coast                    101869.57     Cash Out Refinance Fixed Rate            0
Miami                            500000     Purchase           6 MO LIBOR          6.5
Belle Xxxxxx                   67848.97     Cash Out Refinance Fixed Rate            0
Lakeland                      191364.95     Cash Out Refinance Fixed Rate            0
Elk Grove                        322200     Cash Out Refinance 6 MO LIBOR         6.75
Visalia                       117600.02     Cash Out Refinance 6 MO LIBOR         5.25
Joliet                        418817.87     Purchase           6 MO LIBOR         8.25
Coatesville                   113039.05     Cash Out Refinance Fixed Rate            0
Mira Loma                        394000     Cash Out Refinance 6 MO LIBOR          5.5
Taylors                        82747.06     Purchase           6 MO LIBOR        8.375
Staunton                      121187.82     Purchase           6 MO LIBOR            6
Xxxxxxx                       200686.79     Cash Out Refinance 6 MO LIBOR     6.650000095
Woodbury                         300000     Purchase           6 MO LIBOR         7.75
Orlando                          242250     Purchase           6 MO LIBOR     8.329999924
Loudville                     267343.64     Purchase           6 MO LIBOR         7.75
Xxxxx                            192000     Purchase           6 MO LIBOR         6.25
Xxxxx                            144000     Cash Out Refinance 6 MO LIBOR          5.5
Calif City                    180199.64     Cash Out Refinance 6 MO LIBOR          5.5
Flat Rock                      65476.06     Purchase           6 MO LIBOR          5.5
Corpus Christi                 68631.75     Purchase           Fixed Rate            0
Xxxxxxx                        72646.46     Cash Out Refinance Fixed Rate            0
San Antonio                    59786.48     Rate/Term RefinanceFixed Rate            0
Midland                        49757.74     Purchase           Fixed Rate            0
North Las Vegas               251999.13     Cash Out Refinance 6 MO LIBOR          6.5
Long Beach                    565214.64     Cash Out Refinance 6 MO LIBOR         7.25
Nashua                           267900     Purchase           6 MO LIBOR     7.050000191
Xxxxxx                        132613.22     Cash Out Refinance Fixed Rate            0
Antioch                          130000     Cash Out Refinance 6 MO LIBOR         6.25
Dolton                         127366.8     Cash Out Refinance 6 MO LIBOR        6.875
Sheridan                      107748.71     Rate/Term RefinanceFixed Rate            0
Miami                            308000     Cash Out Refinance 6 MO LIBOR          5.5
Redland                       201327.95     Cash Out Refinance 6 MO LIBOR         5.75
Foxridge                      453815.15     Cash Out Refinance 6 MO LIBOR         6.25
Glyndon                       152493.95     Cash Out Refinance 6 MO LIBOR         7.25
Seymour                        91843.96     Cash Out Refinance Fixed Rate            0
Manchester                     62864.35     Purchase           6 MO LIBOR        7.375
Kissimmee                     101569.74     Cash Out Refinance 6 MO LIBOR          9.5
Orlando                       165920.01     Cash Out Refinance 6 MO LIBOR         6.75
Bellflower                     388999.3     Cash Out Refinance Fixed Rate            0
Miami                         195468.67     Cash Out Refinance 6 MO LIBOR        5.625
Xxxxxxxx City                 380891.05     Cash Out Refinance 6 MO LIBOR         6.75
Topeka                         63383.17     Purchase           6 MO LIBOR        7.875
Vienna                        647274.74     Cash Out Refinance Fixed Rate            0
Las Vegas                     108182.04     Cash Out Refinance 6 MO LIBOR         6.75
Xxxxxxx                        61467.37     Purchase           6 MO LIBOR          5.5
Pontiac                           96000     Cash Out Refinance 6 MO LIBOR          5.5
Miami                            330000     Purchase           6 MO LIBOR     7.449999809
Omaha                          86349.07     Rate/Term RefinanceFixed Rate            0
Yuba City                     223693.06     Cash Out Refinance 6 MO LIBOR     6.400000095
Muscoy                           512000     Cash Out Refinance 6 MO LIBOR     9.989999771
Holland                          136000     Cash Out Refinance 6 MO LIBOR          5.5
La Crosse                      63575.09     Rate/Term RefinanceFixed Rate            0
Knoxville                     145601.44     Rate/Term Refinance6 MO LIBOR            6
Georgetown                     78053.46     Cash Out Refinance 6 MO LIBOR        6.375
Danville                       67775.79     Cash Out Refinance 6 MO LIBOR          5.5
Auburn                           280000     Purchase           6 MO LIBOR     7.800000191
Richton Park                  211149.44     Purchase           6 MO LIBOR          5.5
Austin                            92000     Purchase           6 MO LIBOR     5.650000095
Modello                       183260.36     Rate/Term RefinanceFixed Rate            0
Tacoma                           152564     Cash Out Refinance Fixed Rate            0
Fontana                       268837.28     Cash Out Refinance Fixed Rate            0
Tempe                            120510     Purchase           6 MO LIBOR          7.5
Commerce                      253975.03     Cash Out Refinance Fixed Rate            0
Kismet                        239141.83     Purchase           6 MO LIBOR     6.599999905
Xxxxxxxxx                        499000     Cash Out Refinance 6 MO LIBOR     6.989999771
Mount Sinai                   473348.02     Cash Out Refinance 6 MO LIBOR     7.050000191
Irvington                      236634.2     Cash Out Refinance 6 MO LIBOR        7.375
Buffalo                        86656.42     Purchase           6 MO LIBOR         7.25
Jamaica                          375217     Purchase           6 MO LIBOR     6.800000191
Newburgh                      200632.12     Cash Out Refinance Fixed Rate            0
Xxxxxxxxx                     352411.38     Cash Out Refinance Fixed Rate            0
Brodheadsville                350024.24     Cash Out Refinance 6 MO LIBOR        6.875
Antelope                         446500     Cash Out Refinance 6 MO LIBOR     5.949999809
Sacramento                       220000     Purchase           6 MO LIBOR            6
Fresno                        317324.44     Cash Out Refinance 6 MO LIBOR     7.650000095
Ripon                          448717.2     Cash Out Refinance Fixed Rate            0
Vallejo                          440000     Cash Out Refinance 6 MO LIBOR        6.375
Modesto                       397774.35     Cash Out Refinance 6 MO LIBOR         6.75
Raymore                       172848.89     Cash Out Refinance 6 MO LIBOR     5.599999905
Park Ridge                    536085.57     Cash Out Refinance Fixed Rate            0
Winnetka                         412250     Cash Out Refinance 6 MO LIBOR         5.75
Belvedere                      56875.14     Cash Out Refinance 6 MO LIBOR            7
Auburn                        106771.02     Cash Out Refinance 6 MO LIBOR         7.25
La Center                        153000     Cash Out Refinance 6 MO LIBOR         5.75
Delaware                      130695.21     Cash Out Refinance Fixed Rate            0
Galion                         86703.69     Rate/Term Refinance6 MO LIBOR        7.375
Humble                        109691.06     Purchase           6 MO LIBOR            6
Strathmore                     79293.05     Purchase           6 MO LIBOR     8.199999809
Mount Xxxxxx                  333169.12     Purchase           6 MO LIBOR     6.449999809
East Orange                   211941.13     Cash Out Refinance 6 MO LIBOR     8.149999619
Redland                       612758.87     Purchase           6 MO LIBOR            7
Fredericksburg                407550.01     Purchase           6 MO LIBOR          8.5
Charleston                    142151.02     Purchase           6 MO LIBOR          8.5
Stone Mountain                203999.05     Purchase           6 MO LIBOR     8.449999809
Decatur                           92900     Purchase           6 MO LIBOR     8.449999809
Lawndale                      488940.19     Cash Out Refinance 6 MO LIBOR     7.199999809
Cleveland                      78979.84     Cash Out Refinance Fixed Rate            0
Thousand Oaks                 479776.66     Cash Out Refinance 6 MO LIBOR        6.875
WILDOMAR                      202403.97     Cash Out Refinance 6 MO LIBOR          5.5
Denver                         150186.7     Cash Out Refinance 6 MO LIBOR         7.75
Xxxxxx                        105690.18     Cash Out Refinance 6 MO LIBOR            4
New Berlin                      54653.6     Cash Out Refinance 6 MO LIBOR         5.25
Lakeland                       75689.98     Cash Out Refinance Fixed Rate            0
Napa                          372732.36     Cash Out Refinance 6 MO LIBOR         7.25
Mangonia Park                    112500     Cash Out Refinance 6 MO LIBOR            6
Port Charlotte                148257.94     Cash Out Refinance Fixed Rate            0
Lvpl                          111645.38     Cash Out Refinance Fixed Rate            0
Santa Clarita                    492000     Purchase           6 MO LIBOR     6.605000019
Four Corners                     228000     Cash Out Refinance 6 MO LIBOR     7.099999905
Dellwood                       62388.02     Purchase           Fixed Rate            0
Memphis                       174623.21     Purchase           6 MO LIBOR         7.75
Orlando                        98731.61     Cash Out Refinance 6 MO LIBOR        6.375
Baldy Mesa                       174000     Cash Out Refinance 6 MO LIBOR         5.75
Kansas City                   175261.42     Cash Out Refinance Fixed Rate            0
Rockford                       57422.18     Purchase           6 MO LIBOR     7.349999905
Atlanta                         78834.2     Purchase           6 MO LIBOR         9.25
Glenwood                      100843.81     Cash Out Refinance Fixed Rate            0
Versailles                     70171.67     Purchase           6 MO LIBOR     7.099999905
Billerica                     136533.35     Purchase           6 MO LIBOR     6.849999905
Staten Island                 243659.95     Purchase           6 MO LIBOR     8.449999809
Valencia                         516000     Purchase           6 MO LIBOR     5.349999905
Sun Valley                    382679.26     Cash Out Refinance 6 MO LIBOR     6.800000191
Xxxxxxx                       250334.07     Cash Out Refinance 6 MO LIBOR          6.5
Cucamonga                        296000     Cash Out Refinance 6 MO LIBOR          5.5
Valencia                      389630.52     Cash Out Refinance 6 MO LIBOR          6.5
Riverview                     199288.32     Purchase           6 MO LIBOR          5.5
Wenatchee                       94477.5     Purchase           6 MO LIBOR        6.625
Crofton                       183279.17     Purchase           6 MO LIBOR          6.5
Baton Rouge                   877017.28     Cash Out Refinance 6 MO LIBOR         5.75
Dayton                         55899.66     Purchase           6 MO LIBOR            8
Devon                          63861.64     Purchase           6 MO LIBOR            8
Fresno                           188000     Cash Out Refinance 6 MO LIBOR         6.25
Claremont                     287869.78     Cash Out Refinance 6 MO LIBOR        5.375
Fresno                        147406.24     Cash Out Refinance Fixed Rate            0
Stockton                         240000     Purchase           6 MO LIBOR     6.300000191
Avondale                      198899.57     Cash Out Refinance 6 MO LIBOR     6.400000095
Baton Rouge                   102201.92     Purchase           6 MO LIBOR     7.650000095
Sun City                      403902.08     Cash Out Refinance 6 MO LIBOR        6.875
Jacksonville                  398808.22     Purchase           6 MO LIBOR            6
Orlando                       124117.94     Purchase           6 MO LIBOR            7
Clearwater                       117280     Purchase           6 MO LIBOR            6
Philadelphia                   40329.69     Purchase           6 MO LIBOR        7.375
San Francisco                    535200     Purchase           6 MO LIBOR     5.989999771
Chino                            508000     Purchase           6 MO LIBOR     6.550000191
Stockton                         270000     Cash Out Refinance 6 MO LIBOR     6.800000191
North Hollywood                  436000     Cash Out Refinance 6 MO LIBOR     7.400000095
La Quinta                        420000     Purchase           6 MO LIBOR        6.875
Odenton                          316350     Cash Out Refinance 6 MO LIBOR     6.925000191
Rockford                       78758.53     Purchase           6 MO LIBOR     7.400000095
Sioux Falls                    59352.76     Purchase           6 MO LIBOR     8.449999809
Xxxxxxx                          437513     Purchase           6 MO LIBOR     7.099999905
Solon                         205318.65     Cash Out Refinance Fixed Rate            0
Detroit                        55157.39     Cash Out Refinance 6 MO LIBOR         7.25
Detroit                        94230.61     Rate/Term RefinanceFixed Rate            0
Dinuba                        129504.91     Cash Out Refinance 6 MO LIBOR         7.75
North Las Vegas               326244.74     Cash Out Refinance 6 MO LIBOR         5.75
Citrus Heights                393436.65     Cash Out Refinance 6 MO LIBOR         5.75
Naranja                          185000     Purchase           6 MO LIBOR     7.699999809
Kroger                        107672.82     Cash Out Refinance Fixed Rate            0
Lithonia                       87708.91     Cash Out Refinance 6 MO LIBOR            6
Alpharetta                       252000     Rate/Term Refinance6 MO LIBOR            6
Xxxxxxxx                       95641.48     Purchase           6 MO LIBOR          5.5
Boise                         163291.55     Cash Out Refinance 6 MO LIBOR         5.75
Walla Walla                   118824.48     Cash Out Refinance 6 MO LIBOR          5.5
Seattle                          204750     Cash Out Refinance 6 MO LIBOR            7
Renton                           269600     Cash Out Refinance 6 MO LIBOR          5.5
Cypress                       462215.75     Cash Out Refinance 6 MO LIBOR     8.949999809
Winnetka                      363450.16     Cash Out Refinance 6 MO LIBOR     5.699999809
Cimarron                      442381.39     Purchase           6 MO LIBOR          6.5
Paterson                      349027.96     Cash Out Refinance Fixed Rate            0
Fontana                          472500     Purchase           6 MO LIBOR         5.25
Inglewood                     407259.88     Cash Out Refinance 6 MO LIBOR        6.375
Lakewood                      402013.02     Cash Out Refinance 6 MO LIBOR        7.375
Miami                         249088.61     Cash Out Refinance 6 MO LIBOR            6
Las Cruces                    104928.17     Cash Out Refinance 6 MO LIBOR            6
Xxxxxx Valley                 399961.38     Cash Out Refinance 6 MO LIBOR          5.5
San Diego                     517477.87     Cash Out Refinance Fixed Rate            0
West Jordan                    108363.5     Cash Out Refinance 6 MO LIBOR          5.5
Xxxxx                          49877.54     Purchase           6 MO LIBOR            8
Xxxxx                          78985.31     Rate/Term RefinanceFixed Rate            0
Kansas City                    68354.36     Purchase           6 MO LIBOR        7.875
Wilmington                     59681.96     Purchase           6 MO LIBOR            8
Xxxxxx                        155565.59     Purchase           6 MO LIBOR          5.5
Xxxxxx                         96411.55     Purchase           6 MO LIBOR         5.75
Slidell                       118733.03     Purchase           6 MO LIBOR            6
Xxxxxx                         50898.54     Cash Out Refinance 6 MO LIBOR         6.75
Grand Island                   54273.42     Rate/Term Refinance6 MO LIBOR         6.25
Boise                           77191.8     Purchase           6 MO LIBOR     6.099999905
Xxxxxxxx                      139890.51     Purchase           6 MO LIBOR         7.25
Darnestown                    672539.25     Cash Out Refinance 6 MO LIBOR            6
San Clemente                  302721.28     Cash Out Refinance 6 MO LIBOR         5.75
Neuse                         223756.17     Purchase           6 MO LIBOR            6
Grand Blanc                       94000     Purchase           6 MO LIBOR     8.380000114
Xxxxxx                        518195.09     Cash Out Refinance 6 MO LIBOR     7.050000191
Palmdale                         543750     Cash Out Refinance 6 MO LIBOR     6.599999905
Xxxxx                          52880.44     Purchase           Fixed Rate            0
Omaha                         109997.55     Cash Out Refinance Fixed Rate            0
Mound                            330000     Purchase           6 MO LIBOR     6.900000095
Malta                         260616.83     Purchase           6 MO LIBOR     6.989999771
Seattle                       224218.55     Purchase           6 MO LIBOR        7.875
Miami                         356088.92     Cash Out Refinance Fixed Rate            0
Centerville                   171509.69     Cash Out Refinance Fixed Rate            0
Miami                         241559.43     Cash Out Refinance Fixed Rate            0
Xxxx Haven                     151076.8     Cash Out Refinance Fixed Rate            0
Xxxxxxx                       229077.76     Purchase           6 MO LIBOR        8.375
Xxxxxxx                          225000     Cash Out Refinance 6 MO LIBOR        7.375
Ophir                         292604.86     Cash Out Refinance 6 MO LIBOR          5.5
Laguna Beach                  971051.02     Cash Out Refinance 6 MO LIBOR     5.949999809
Los Angeles                   322830.18     Cash Out Refinance Fixed Rate            0
Arleta                           406400     Purchase           6 MO LIBOR        6.125
Detroit                       194342.27     Purchase           6 MO LIBOR     6.900000095
Sacramento                    274399.99     Cash Out Refinance 6 MO LIBOR     6.099999905
Sacramento                    195194.79     Purchase           6 MO LIBOR            6
Cleveland                      51429.83     Cash Out Refinance 6 MO LIBOR         8.25
Gulfport                      578148.32     Cash Out Refinance 6 MO LIBOR     7.179999828
Columbia                      280906.63     Purchase           6 MO LIBOR     6.619999886
Miami                         263028.23     Cash Out Refinance Fixed Rate            0
Miami                            170400     Cash Out Refinance 6 MO LIBOR     6.449999809
Atlanta                          160000     Purchase           6 MO LIBOR     7.449999809
Atlanta                          172940     Purchase           6 MO LIBOR     6.949999809
Matlacha                      492577.63     Purchase           6 MO LIBOR     7.699999809
Miami                            400890     Purchase           6 MO LIBOR        7.625
Norfolk                       124333.95     Rate/Term RefinanceFixed Rate            0
Altamonte                     135649.52     Cash Out Refinance 6 MO LIBOR          6.5
Tuscawilla                    177880.04     Cash Out Refinance 6 MO LIBOR         7.25
Austin                        187345.77     Purchase           6 MO LIBOR     6.739999771
Desoto                        133000.27     Purchase           6 MO LIBOR          7.5
Indianapolis                   67785.46     Purchase           6 MO LIBOR     7.239999771
Carteret                         195000     Purchase           6 MO LIBOR     7.650000095
Walland                          159000     Cash Out Refinance Fixed Rate            0
Detroit                        47602.54     Cash Out Refinance 6 MO LIBOR          6.5
Xxxxxxxx                      419118.34     Cash Out Refinance Fixed Rate            0
Riverview                      124374.6     Cash Out Refinance Fixed Rate            0
Xxxxxxx                        79619.08     Cash Out Refinance 6 MO LIBOR        7.875
Rainbow                          691306     Purchase           6 MO LIBOR            6
Arcadia                         52140.3     Cash Out Refinance 6 MO LIBOR            6
Minooka                       133147.16     Rate/Term RefinanceFixed Rate            0
Chicago                       127498.55     Rate/Term RefinanceFixed Rate            0
Xxxxx                         119389.19     Purchase           Fixed Rate            0
Xxxxxxx                          262700     Cash Out Refinance 6 MO LIBOR        6.375
Sun City                         585000     Cash Out Refinance 6 MO LIBOR        6.375
Stratham                      304884.46     Cash Out Refinance 6 MO LIBOR         6.25
Midway                          52876.7     Purchase           Fixed Rate            0
Las Vegas                      77340.81     Purchase           6 MO LIBOR     6.949999809
College Park                  236930.94     Purchase           6 MO LIBOR     6.949999809
Las Vegas                        352000     Cash Out Refinance 6 MO LIBOR     7.550000191
                                 264000     Purchase           6 MO LIBOR         6.25
Fort Mohave                   191331.07     Cash Out Refinance Fixed Rate            0
West Bridgewater              378047.94     Cash Out Refinance 6 MO LIBOR     3.950000048
Farmingdale                   373176.37     Cash Out Refinance 6 MO LIBOR     4.96999979
Saint Cloud                   167335.44     Purchase           6 MO LIBOR     7.550000191
Trenton                       368712.06     Purchase           6 MO LIBOR     7.150000095
Detroit                        49881.05     Purchase           Fixed Rate            0
Phoenix                       349985.63     Cash Out Refinance 6 MO LIBOR            9
Glendale                         150000     Cash Out Refinance Fixed Rate            0
Buena Park                       391000     Cash Out Refinance 6 MO LIBOR          5.5
Huntington Beach                 525000     Cash Out Refinance 6 MO LIBOR            6
Elyria                         79714.11     Purchase           6 MO LIBOR         8.25
Midwest City                   64605.83     Purchase           6 MO LIBOR          5.5
Grove                         288871.94     Cash Out Refinance 6 MO LIBOR        7.375
Xxxxxx                        313545.23     Cash Out Refinance 6 MO LIBOR        5.375
Highlands                        213350     Cash Out Refinance 6 MO LIBOR        6.875
Decatur                          169900     Purchase           6 MO LIBOR     6.099999905
Atlanta                          382400     Cash Out Refinance 6 MO LIBOR         5.75
Ellenwood                     365047.76     Purchase           6 MO LIBOR            6
Atlanta                       134667.45     Purchase           6 MO LIBOR        7.125
Stowe                         129080.04     Cash Out Refinance Fixed Rate            0
Berkley                        74102.79     Purchase           6 MO LIBOR            6
Riverton                      165380.11     Cash Out Refinance 6 MO LIBOR         8.25
Xxxxxxx                        65588.37     Cash Out Refinance Fixed Rate            0
Merrimack                     151681.13     Cash Out Refinance Fixed Rate            0
Detroit                       126747.35     Cash Out Refinance 6 MO LIBOR          5.5
Peoria                        112231.46     Cash Out Refinance 6 MO LIBOR            8
Volo                          198438.04     Purchase           6 MO LIBOR         6.25
Bakersfield                      163600     Purchase           6 MO LIBOR     5.949999809
San Xxxxxxx                      510000     Purchase           6 MO LIBOR     7.989999771
El Cajon                         320000     Purchase           6 MO LIBOR     6.989999771
Lake Worth                     149608.7     Cash Out Refinance 6 MO LIBOR     8.18999958
Linden                         267326.7     Purchase           6 MO LIBOR          6.5
Roseville                     326554.02     Purchase           6 MO LIBOR          5.5
Las Vegas                     229362.27     Purchase           6 MO LIBOR         6.25
Fry                           214799.03     Cash Out Refinance 6 MO LIBOR         5.25
Tacoma                           185250     Purchase           6 MO LIBOR     6.349999905
San Bernardino                   223000     Cash Out Refinance 6 MO LIBOR        6.375
Covina                        358412.97     Cash Out Refinance 6 MO LIBOR        6.375
La Xxxxxx                        437100     Cash Out Refinance 6 MO LIBOR        7.375
Fresno                        175242.05     Cash Out Refinance 6 MO LIBOR          6.5
Escondido                        810000     Cash Out Refinance 6 MO LIBOR         6.75
Hazelwood                     188774.29     Purchase           Fixed Rate            0
Miner                          43106.99     Cash Out Refinance Fixed Rate            0
Kenosha                          247000     Cash Out Refinance 6 MO LIBOR         6.25
Walnut Creek                     545600     Purchase           6 MO LIBOR            6
Morongo Valley                187539.57     Purchase           6 MO LIBOR          6.5
Las Vegas                     371075.45     Purchase           6 MO LIBOR        6.625
Springfield                      416000     Purchase           6 MO LIBOR            6
Alafaya                        123241.6     Cash Out Refinance Fixed Rate            0
Osseo                            164900     Purchase           6 MO LIBOR            7
River Edge                       391297     Purchase           6 MO LIBOR     5.949999809
Palm Bay                      182732.63     Purchase           6 MO LIBOR     8.300000191
Xxxxx                         293161.92     Cash Out Refinance 6 MO LIBOR         7.75
Xxxx Xxxx                     359087.47     Purchase           6 MO LIBOR        6.875
West Covina                   430266.82     Purchase           6 MO LIBOR            6
Irwindale                      509999.5     Purchase           6 MO LIBOR     6.949999809
San Xxxxxxxx                  508688.14     Purchase           6 MO LIBOR     6.800000191
Perris                           394000     Purchase           6 MO LIBOR          7.5
Fry                           145043.07     Purchase           6 MO LIBOR          5.5
Orland                           276000     Cash Out Refinance 6 MO LIBOR          5.5
Bakersfield                      164000     Cash Out Refinance 6 MO LIBOR          5.5
San Xxxx                         467373     Cash Out Refinance 6 MO LIBOR          5.5
San Xxxx                         438434     Cash Out Refinance 6 MO LIBOR          5.5
Firebaugh                        114044     Cash Out Refinance 6 MO LIBOR         5.75
Redondo Beach                    630000     Cash Out Refinance 6 MO LIBOR        6.875
Palmdale                      237687.67     Cash Out Refinance 6 MO LIBOR     6.849999905
Detroit                        71719.28     Cash Out Refinance 6 MO LIBOR     6.150000095
Leominster                    151073.51     Cash Out Refinance 6 MO LIBOR        3.875
Natick                        471508.28     Cash Out Refinance 6 MO LIBOR         5.75
Yarmouth                      352740.32     Cash Out Refinance Fixed Rate            0
Xxxxxxx                          455760     Purchase           6 MO LIBOR     6.199999809
Bone                           60614.14     Cash Out Refinance 6 MO LIBOR     7.400000095
Cimarron Hills                   175965     Purchase           6 MO LIBOR     5.050000191
Xxxxxxxx                          85000     Purchase           Fixed Rate            0
Cimarron Hills                121138.45     Purchase           6 MO LIBOR     7.550000191
Bothell                          293200     Cash Out Refinance 6 MO LIBOR     6.300000191
Auburn                           299950     Purchase           6 MO LIBOR     7.050000191
Cimarron Hills                170999.96     Purchase           6 MO LIBOR     7.300000191
Xxxxxxxx                       306676.4     Cash Out Refinance 6 MO LIBOR        7.125
Ruston                        263147.98     Cash Out Refinance 6 MO LIBOR          6.5
Claiborne                      164935.6     Cash Out Refinance Fixed Rate            0
Southaven                     185241.96     Purchase           6 MO LIBOR        7.375
Oceanside                     265400.39     Cash Out Refinance 6 MO LIBOR         6.75
Xxxxxxxx                      131482.81     Purchase           6 MO LIBOR     6.989999771
Brockton                      268937.17     Cash Out Refinance 6 MO LIBOR     6.099999905
Salisbury                        224000     Cash Out Refinance 6 MO LIBOR     6.650000095
Baltimore                     269654.73     Cash Out Refinance 6 MO LIBOR         7.75
Winchester                       374000     Purchase           6 MO LIBOR     6.699999809
Bakersfield                   197999.33     Cash Out Refinance 6 MO LIBOR     5.989999771
Hollister                        460000     Cash Out Refinance 6 MO LIBOR     5.989999771
San Xxxx                      529173.38     Cash Out Refinance 6 MO LIBOR     6.800000191
Roseville                        860000     Purchase           6 MO LIBOR     5.989999771
Bell                          556225.55     Purchase           Fixed Rate            0
Hazard                           429000     Purchase           6 MO LIBOR     7.300000191
Claremont                     538212.65     Cash Out Refinance Fixed Rate            0
Glendale                      569636.44     Cash Out Refinance 6 MO LIBOR     7.150000095
Detroit                          190000     Purchase           6 MO LIBOR     6.699999809
Las Vegas                        361600     Purchase           6 MO LIBOR     5.550000191
Weymouth                       67379.06     Cash Out Refinance 6 MO LIBOR         7.25
Tucson                           261000     Cash Out Refinance 6 MO LIBOR        7.875
Stone Mountain                    66400     Purchase           6 MO LIBOR          6.5
Mableton                      269286.34     Purchase           6 MO LIBOR        7.875
Mount Pleasant                361257.52     Cash Out Refinance 6 MO LIBOR         6.75
Ozark                         151744.49     Purchase           6 MO LIBOR     10.30000019
Otsego                           251910     Purchase           6 MO LIBOR     7.199999809
Kismet                        322748.75     Purchase           6 MO LIBOR     6.199999809
Lacey                            155200     Rate/Term RefinanceFixed Rate            0
Xxxxxx                        367554.42     Cash Out Refinance 6 MO LIBOR            7
Albuquerque                   257755.72     Purchase           6 MO LIBOR     7.699999809
Las Vegas                      223294.7     Cash Out Refinance 6 MO LIBOR         7.25
Herriman                      242542.99     Purchase           6 MO LIBOR            6
Eagle Rock                     69763.89     Purchase           6 MO LIBOR     6.900000095
Arrowbear Lake                   180000     Cash Out Refinance 6 MO LIBOR          5.5
Xxxxxx                        137326.83     Cash Out Refinance 6 MO LIBOR        6.625
Bronx                         259042.95     Purchase           6 MO LIBOR     6.449999809
Miami                            285000     Purchase           Fixed Rate            0
Naples                        278249.05     Purchase           6 MO LIBOR     6.849999905
Castle                         49978.56     Purchase           6 MO LIBOR     8.550000191
Shelbyville                   121769.53     Purchase           6 MO LIBOR            8
Peoria                        158723.29     Cash Out Refinance 6 MO LIBOR         8.75
Richton Park                   95698.92     Purchase           6 MO LIBOR     7.269999981
Detroit                        54823.52     Purchase           6 MO LIBOR            9
Dover                          89652.44     Purchase           6 MO LIBOR     7.949999809
Rolling Xxxxxxx               113977.91     Purchase           6 MO LIBOR     6.449999809
Princeton                     111451.42     Purchase           6 MO LIBOR     7.300000191
Memphis                        79798.78     Purchase           6 MO LIBOR     8.369999886
Lockport                       74948.84     Purchase           6 MO LIBOR     6.949999809
Xxxxxxxxx                        412000     Purchase           6 MO LIBOR        5.875
Chicago                       128373.98     Cash Out Refinance 6 MO LIBOR          6.5
Bellingham                    235075.44     Cash Out Refinance 6 MO LIBOR            4
Lisle                         121568.88     Purchase           6 MO LIBOR     7.989999771
Faribault                        137045     Purchase           6 MO LIBOR     7.349999905
Red Bluff                        157400     Cash Out Refinance 6 MO LIBOR        6.375
Bristol                       151999.99     Cash Out Refinance 6 MO LIBOR          5.5
Vista                            510000     Purchase           6 MO LIBOR     6.989999771
La Xxxxxx                        522000     Cash Out Refinance 6 MO LIBOR          7.5
Fontana                          212000     Cash Out Refinance 6 MO LIBOR     5.300000191
Xxxx                             400000     Purchase           6 MO LIBOR     6.599999905
La Xxxxxx                     368368.88     Cash Out Refinance 6 MO LIBOR          5.5
Santa Clarita                 529971.59     Purchase           6 MO LIBOR     6.550000191
Laurel                        139493.87     Purchase           6 MO LIBOR        6.875
Rosedale                      239205.77     Purchase           6 MO LIBOR            7
Castle Rock                   153004.97     Purchase           6 MO LIBOR     4.650000095
Aurora                           223848     Purchase           6 MO LIBOR        4.625
Aurora                        143320.32     Purchase           6 MO LIBOR     5.800000191
Colorado Springs                 118000     Purchase           6 MO LIBOR     7.300000191
Aurora                        139965.29     Purchase           6 MO LIBOR     5.949999809
Englewood                        161500     Purchase           6 MO LIBOR          8.5
Highlands                     368804.91     Cash Out Refinance 6 MO LIBOR          8.5
Guilford                      214177.61     Cash Out Refinance 6 MO LIBOR          8.5
Brockton                         212800     Purchase           6 MO LIBOR            4
Xxxx                          262868.44     Purchase           6 MO LIBOR     5.650000095
Lexington                      76797.51     Purchase           6 MO LIBOR     8.149999619
Fresno                        124027.18     Purchase           Fixed Rate            0
Wappinger                     168383.93     Purchase           Fixed Rate            0
Xxxxx                          83789.93     Purchase           6 MO LIBOR     8.399999619
Stevensville                     396650     Purchase           6 MO LIBOR         6.75
Sylmar                           350400     Purchase           6 MO LIBOR          5.5
Torrance                      506716.36     Purchase           6 MO LIBOR            7
San Diego                     365997.34     Purchase           6 MO LIBOR     7.050000191
Cucamonga                     322604.72     Cash Out Refinance 6 MO LIBOR            6
Salem                            276000     Purchase           6 MO LIBOR          5.5
Raleigh                       148482.52     Cash Out Refinance 6 MO LIBOR        7.375
North Oaks                    259672.46     Purchase           6 MO LIBOR     7.849999905
Orange                        195875.06     Purchase           6 MO LIBOR     7.650000095
Chicago                        89378.33     Cash Out Refinance Fixed Rate            0
Chicago                       268996.53     Cash Out Refinance 6 MO LIBOR     6.400000095
Chicago                       856646.89     Purchase           6 MO LIBOR     6.150000095
Crestview                        256500     Purchase           6 MO LIBOR          7.5
Berlin                         81805.24     Purchase           Fixed Rate            0
Saugus                        271091.48     Purchase           Fixed Rate            0
Aurora                           146400     Purchase           6 MO LIBOR     4.320000172
Xxxxx                          69918.38     Purchase           Fixed Rate            0
Lees Summit                    89651.33     Purchase           6 MO LIBOR     7.900000095
Nampa                         114370.65     Purchase           6 MO LIBOR     7.300000191
Topeka                         69377.91     Purchase           6 MO LIBOR     8.449999809
Aurora                        171950.07     Cash Out Refinance 6 MO LIBOR     5.900000095
Castle Rock                      155428     Purchase           6 MO LIBOR        5.625
Sylmar                           344000     Cash Out Refinance 6 MO LIBOR         6.75
Roanoke                          124000     Rate/Term Refinance6 MO LIBOR          5.5
Palmdale                         441750     Cash Out Refinance 6 MO LIBOR         6.75
Houston                       113157.48     Purchase           Fixed Rate            0
Fresno                        130692.71     Purchase           6 MO LIBOR     5.550000191
Oak Park                         360000     Purchase           6 MO LIBOR        6.875
North Manchester               55748.21     Purchase           6 MO LIBOR            8
Xxxxxxxx                       67876.21     Purchase           6 MO LIBOR     8.630000114
Homewood                         229000     Purchase           6 MO LIBOR         7.25
Xxxxxx                        103214.98     Purchase           6 MO LIBOR     6.400000095
Bruceville                     62359.49     Purchase           6 MO LIBOR     8.399999619
Richmond                          49833     Purchase           6 MO LIBOR     6.949999809
Xxxxxxx                        74679.61     Purchase           6 MO LIBOR        7.875
Xxxxxx                         90011.47     Cash Out Refinance 6 MO LIBOR        6.625
Livermore                     109999.99     Purchase           6 MO LIBOR     6.099999905
Hayward                          384000     Purchase           6 MO LIBOR         5.25
Riverside                     383117.77     Purchase           6 MO LIBOR     5.150000095
Elk Grove                     347154.14     Cash Out Refinance Fixed Rate            0
Escondido                        457500     Purchase           6 MO LIBOR     5.690000057
Miami                            320000     Purchase           6 MO LIBOR          6.5
Aurora                        139489.61     Purchase           6 MO LIBOR          6.5
Brighton                         149016     Purchase           6 MO LIBOR     4.400000095
Denver                           152000     Purchase           6 MO LIBOR          5.5
Aurora                           183514     Purchase           6 MO LIBOR     5.050000191
Tulsa                          59730.96     Purchase           Fixed Rate            0
Xxxx                           56866.82     Purchase           Fixed Rate            0
Xxxxxx                         87067.88     Purchase           6 MO LIBOR     7.989999771
San Antonio                      112788     Purchase           6 MO LIBOR     5.949999809
Katy                          117138.39     Purchase           6 MO LIBOR     7.300000191
Memphis                        144665.9     Purchase           6 MO LIBOR     7.550000191
Nashville                     135521.23     Purchase           6 MO LIBOR        6.625
Brighton                         161113     Purchase           6 MO LIBOR     6.050000191
Aurora                         198336.8     Purchase           6 MO LIBOR     6.420000076
Tacoma                           250000     Purchase           6 MO LIBOR     7.550000191
Denver                           269066     Purchase           6 MO LIBOR     7.550000191
Jacksonville                  459649.57     Purchase           6 MO LIBOR     6.449999809
Center                         67743.57     Cash Out Refinance Fixed Rate            0
Moquah                            75500     Purchase           6 MO LIBOR          8.5
Eastwick                      214249.19     Purchase           Fixed Rate            0
Xxxxxx                        154482.29     Purchase           6 MO LIBOR     6.949999809
Enhaut                         63726.76     Purchase           6 MO LIBOR            8
                              136212.14     Purchase           6 MO LIBOR            6
Xxxxxxx                          355000     Purchase           6 MO LIBOR     5.849999905
Camby                         111451.04     Purchase           6 MO LIBOR            8
BRIDGEPORT                    225562.14     Rate/Term Refinance6 MO LIBOR         7.25
XXXXXXXXX                      251862.8     Rate/Term RefinanceFixed Rate            0
FRANKLIN                      105307.66     Purchase           6 MO LIBOR         6.74
Lake                           63567.46     Purchase           6 MO LIBOR            8
Rossville                      78948.01     Cash Out Refinance 6 MO LIBOR         5.85
Akron                          85258.29     Cash Out Refinance 6 MO LIBOR         6.85
Mansfield                      61262.09     Cash Out Refinance 6 MO LIBOR            7
Indianapolis                   40034.75     Cash Out Refinance 6 MO LIBOR         6.65
Turtle Creek                   60940.23     Cash Out Refinance 6 MO LIBOR         6.35
Pottersville                    39874.2     Purchase           6 MO LIBOR          6.3
Buffalo                        71842.72     Cash Out Refinance 6 MO LIBOR            7
Tallahassee                    62753.12     Cash Out Refinance 6 MO LIBOR          6.9
Jacksonville                   87608.56     Cash Out Refinance Fixed Rate            0
Chicago                        48667.09     Cash Out Refinance 6 MO LIBOR         4.85
Baton Rouge                   578362.91     Purchase           6 MO LIBOR         6.75
Stuart                        270668.86     Cash Out Refinance 6 MO LIBOR         5.15
Pittsburgh                     40384.24     Purchase           6 MO LIBOR          6.3
Raytown                       119159.98     Cash Out Refinance 6 MO LIBOR          5.7
Xxxxxxx                        55847.87     Purchase           6 MO LIBOR          6.6
Xxxxxx Valley                 188998.01     Purchase           6 MO LIBOR          5.8
Salem                          91566.54     Purchase           6 MO LIBOR         5.45
Inglewood                     412585.32     Cash Out Refinance 6 MO LIBOR         6.65
Lake Xxxxxxx                    44832.9     Cash Out Refinance 6 MO LIBOR         6.65
Baton Rouge                    49679.71     Purchase           6 MO LIBOR         6.65
Gardena                       319660.91     Cash Out Refinance 6 MO LIBOR         5.25
Riverside                     247266.55     Purchase           6 MO LIBOR          4.9
Detroit                        39949.22     Purchase           6 MO LIBOR         6.75
Corona                        327356.25     Purchase           6 MO LIBOR          4.2
Rantoul                        54051.76     Purchase           6 MO LIBOR         6.45
Akron                          83401.81     Cash Out Refinance 6 MO LIBOR         6.65
Philadelphia                   52636.12     Purchase           6 MO LIBOR          6.4
Allegheny                      91943.34     Cash Out Refinance 6 MO LIBOR          5.2
NORTH HIGHLANDS                  243000     Cash Out Refinance 6 MO LIBOR         5.49
Xxxxx                            270400     Rate/Term Refinance6 MO LIBOR         4.45
Massapequa                    436197.25     Cash Out Refinance Fixed Rate            0
Parkville                     358523.37     Cash Out Refinance 6 MO LIBOR            6
Xxxx                          116569.96     Cash Out Refinance 6 MO LIBOR          6.8
Xxxxxxx                       107941.69     Purchase           6 MO LIBOR         4.95
Xxxxx                          130341.9     Cash Out Refinance 6 MO LIBOR         5.95
Corona                        411623.77     Cash Out Refinance 6 MO LIBOR         4.45
Xxxxxx                         46376.26     Purchase           6 MO LIBOR          7.5
Xxxxxxx                        43818.87     Cash Out Refinance 6 MO LIBOR         6.75
Franklin                       76988.05     Purchase           6 MO LIBOR          5.2
Portland                       48659.91     Purchase           6 MO LIBOR            6
Fresno                        131313.56     Cash Out Refinance 6 MO LIBOR         4.85
Xxxxxx                         40891.18     Cash Out Refinance 6 MO LIBOR         6.95
Oak Park                      335439.34     Cash Out Refinance 6 MO LIBOR         4.75
Columbus                       98668.74     Rate/Term Refinance6 MO LIBOR         6.15
Memphis                        70823.12     Cash Out Refinance Fixed Rate            0
Xxxxx                         289087.31     Rate/Term RefinanceFixed Rate            0
Lehigh                         47711.46     Cash Out Refinance 6 MO LIBOR         5.15
Xxxxx                             78300     Cash Out Refinance Fixed Rate            0
Walloomsac                        58651     Rate/Term Refinance6 MO LIBOR          6.6
Melbourne                     477975.08     Cash Out Refinance 6 MO LIBOR         6.65
Xxxxxx                         44451.74     Cash Out Refinance 6 MO LIBOR         6.05
Xxxxx                          84686.92     Cash Out Refinance 6 MO LIBOR         5.75
Trenton                       154639.72     Cash Out Refinance Fixed Rate            0
Garden Grove                   64675.29     Purchase           Fixed Rate            0
Xxxxxxxx                       59302.99     Cash Out Refinance 6 MO LIBOR            7
Batavia                        55884.88     Cash Out Refinance 6 MO LIBOR         6.35
Kissimmee                        110400     Rate/Term Refinance6 MO LIBOR         4.65
Etna                           69941.77     Cash Out Refinance 6 MO LIBOR            7
Fairmount                       40341.3     Cash Out Refinance 6 MO LIBOR          6.9
Scottsdale                       445000     Cash Out Refinance 6 MO LIBOR          5.4
Xxxxxxx                        26914.38     Purchase           Fixed Rate            0
Xxxxxxx                       318817.06     Cash Out Refinance 6 MO LIBOR         6.15
Greenwood                      56825.05     Cash Out Refinance 6 MO LIBOR            7
Miami                          45790.72     Purchase           6 MO LIBOR         5.95
Vallejo                       484896.06     Cash Out Refinance 6 MO LIBOR          5.6
Garland                        65305.61     Purchase           6 MO LIBOR          5.1
Stratmoor Hills               330204.63     Rate/Term RefinanceFixed Rate            0
29 Palms                      123955.85     Cash Out Refinance 6 MO LIBOR          4.8
Carrollton                    127355.27     Cash Out Refinance 6 MO LIBOR          4.5
Orlando                        66072.14     Cash Out Refinance 6 MO LIBOR         5.95
Somerville                     545468.2     Cash Out Refinance 6 MO LIBOR         6.35
Garland                        66165.01     Cash Out Refinance 6 MO LIBOR          5.2
Lake Xxxxxxx                   65743.16     Cash Out Refinance 6 MO LIBOR          6.6
San Diego                      73465.99     Purchase           Fixed Rate            0
Xxxxxxx                        374943.4     Cash Out Refinance 6 MO LIBOR         5.55
Commack                       470297.42     Cash Out Refinance 6 MO LIBOR          6.7
Columbus                         264000     Purchase           6 MO LIBOR         5.55
Lake Isabella                  114350.7     Purchase           6 MO LIBOR         6.05
Palm Coast                       196000     Cash Out Refinance 6 MO LIBOR         5.75
Gates Xxxxx                   344900.75     Cash Out Refinance 6 MO LIBOR          6.2
San Diego                      74589.35     Purchase           Fixed Rate            0
Atlanta                        60831.12     Cash Out Refinance Fixed Rate            0
Yaphank                          204000     Purchase           6 MO LIBOR         5.75
Ocean City                    439355.44     Cash Out Refinance 6 MO LIBOR         6.95
Palm Desert                    57795.45     Purchase           Fixed Rate            0
Vale                           64410.69     Purchase           6 MO LIBOR         5.05
Xxxxxx                        260491.81     Cash Out Refinance 6 MO LIBOR         6.95
Deer Park                     370898.55     Rate/Term RefinanceFixed Rate            0
Bayou Vista                    63649.45     Purchase           6 MO LIBOR            7
Milo                           59747.69     Cash Out Refinance 6 MO LIBOR            7
North Chelmsford               264181.5     Cash Out Refinance Fixed Rate            0
Xxxxxxx                        71690.11     Cash Out Refinance 6 MO LIBOR         4.85
Xxxx                          119473.15     Cash Out Refinance Fixed Rate            0
Loganville                    136227.64     Purchase           6 MO LIBOR         4.35
Northampton                   258605.69     Purchase           6 MO LIBOR         4.85
Milwaukee                      62481.23     Purchase           6 MO LIBOR          6.6
Xxxxxxx                        68216.33     Cash Out Refinance Fixed Rate            0
Spokane                       230623.14     Cash Out Refinance 6 MO LIBOR         5.25
Heer Park                     370640.72     Purchase           Fixed Rate            0
Fort Xxxxx                    186315.16     Cash Out Refinance 6 MO LIBOR         6.75
Fort Xxxxxx                   107649.13     Purchase           6 MO LIBOR          5.9
Lebanon                          192600     Rate/Term Refinance6 MO LIBOR         5.95
Davie                            369749     Cash Out Refinance 6 MO LIBOR          5.9
Columbus                       78986.37     Cash Out Refinance 6 MO LIBOR            7
Double Oak                     459882.6     Purchase           Fixed Rate            0
Redland                        79580.86     Cash Out Refinance 6 MO LIBOR            5
North Lima                     53800.94     Purchase           6 MO LIBOR         6.35
Farmingville                  258823.83     Rate/Term RefinanceFixed Rate            0
Lithonia                      115399.82     Purchase           6 MO LIBOR          4.4
Hazelwood                      78024.12     Purchase           6 MO LIBOR          4.5
Wooster                        84680.88     Purchase           6 MO LIBOR            7
Xxxxxx                         62064.36     Purchase           6 MO LIBOR         5.65
Lithonia                      546447.42     Cash Out Refinance 6 MO LIBOR         6.05
Xxxxxx                        121188.58     Cash Out Refinance Fixed Rate            0
San Jacinto                    268838.4     Purchase           6 MO LIBOR          5.2
San Jacinto                    66934.35     Purchase           Fixed Rate            0
Hesperia                       65340.97     Purchase           Fixed Rate            0
Allegheny                      51208.94     Purchase           Fixed Rate            0
Escondido                        380800     Purchase           6 MO LIBOR         5.05
Monroe                        390939.38     Purchase           Fixed Rate            0
East                           51809.05     Rate/Term Refinance6 MO LIBOR         5.95
Xxxxxx                         46520.54     Cash Out Refinance 6 MO LIBOR          5.6
Xxxxxxx                       121358.37     Rate/Term Refinance6 MO LIBOR         6.35
Glassport                      49449.05     Purchase           6 MO LIBOR         6.75
Concord                       102529.48     Cash Out Refinance 6 MO LIBOR          5.9
Redland                        19951.25     Cash Out Refinance Fixed Rate            0
San Diego                      98582.94     Purchase           Fixed Rate            0
Plum                          119653.59     Cash Out Refinance 6 MO LIBOR            7
Castle                         57406.86     Purchase           6 MO LIBOR         6.75
Hopewell                      108801.85     Cash Out Refinance Fixed Rate            0
Xxxxxxx                        60191.72     Purchase           6 MO LIBOR          6.6
Xxxxxx                         11620.03     Purchase           Fixed Rate            0
Milnesville                    47586.69     Purchase           Fixed Rate            0
Riverview                      85145.54     Purchase           6 MO LIBOR         5.65
Xxxxxxxxxx                      44227.2     Purchase           6 MO LIBOR         4.25
Tamaya                        132707.23     Cash Out Refinance 6 MO LIBOR            7
Rochester                     137696.77     Purchase           6 MO LIBOR         4.75
Eden Isle                       59726.6     Purchase           6 MO LIBOR          6.5
Romoland                         238400     Purchase           6 MO LIBOR         4.85
Tulsa                         742192.34     Cash Out Refinance Fixed Rate            0
Lafayette                      63424.37     Purchase           Fixed Rate            0
Xxxxxxx                       249127.19     Cash Out Refinance 6 MO LIBOR         6.35
Tulsa                           41187.1     Purchase           Fixed Rate            0
Escondido                      94865.32     Purchase           Fixed Rate            0
Montegut                       39909.75     Cash Out Refinance 6 MO LIBOR         6.15
Iron Mtn                       40282.66     Purchase           6 MO LIBOR          5.9
Chattanooga                    51998.31     Purchase           6 MO LIBOR          6.2
Loganville                     34241.97     Purchase           Fixed Rate            0
Riviera Beach                 153638.06     Purchase           6 MO LIBOR         4.75
Dumfries                       497273.8     Cash Out Refinance 6 MO LIBOR          5.6
Rockford                      165926.54     Cash Out Refinance 6 MO LIBOR         6.65
Tampa                         270063.47     Rate/Term Refinance6 MO LIBOR         6.25
Anadarko                       53972.84     Cash Out Refinance 6 MO LIBOR          6.4
Xxxx                           29625.96     Cash Out Refinance Fixed Rate            0
Am Qui                        145672.66     Rate/Term Refinance6 MO LIBOR            7
Palos Heights                 219332.79     Cash Out Refinance 6 MO LIBOR          6.1
Double Oak                    114441.71     Purchase           Fixed Rate            0
Lynwood                        58179.11     Purchase           6 MO LIBOR         6.15
Murrieta                         368000     Purchase           6 MO LIBOR          5.3
Gene Xxxxx                      39800.5     Cash Out Refinance 6 MO LIBOR            7
Masonville                    304946.11     Cash Out Refinance 6 MO LIBOR         6.65
Fullerton                      57643.54     Purchase           Fixed Rate            0
Metamora                      199987.07     Cash Out Refinance 6 MO LIBOR         5.85
West Falls                    155130.21     Cash Out Refinance Fixed Rate            0
Garden Grove                  267918.28     Cash Out Refinance 6 MO LIBOR         4.95
Braymer                        39832.08     Cash Out Refinance 6 MO LIBOR         5.95
Xxxxxxx                       104211.49     Purchase           6 MO LIBOR         4.85
Park                            45784.1     Purchase           6 MO LIBOR          6.2
Lake Xxxxxxx                   63654.49     Cash Out Refinance 6 MO LIBOR          6.1
Xxxxxxx                       116441.17     Cash Out Refinance 6 MO LIBOR         6.55
Camarillo                     453097.31     Rate/Term RefinanceFixed Rate            0
Tavistock                     317901.99     Cash Out Refinance Fixed Rate            0
San Diego                        366800     Purchase           6 MO LIBOR          5.1
Rock Hill                     512075.58     Cash Out Refinance 6 MO LIBOR         5.65
29 Palms                       30837.44     Cash Out Refinance Fixed Rate            0
Watauga                        57283.81     Purchase           Fixed Rate            0
Palm Coast                     48832.55     Cash Out Refinance Fixed Rate            0
Okesa                          76359.25     Cash Out Refinance 6 MO LIBOR          6.7
Xxxxxx                          82686.5     Purchase           6 MO LIBOR          4.6
Xxxxxx                         44744.84     Purchase           6 MO LIBOR          5.8
Xxxxxx Valley                 262400.23     Purchase           6 MO LIBOR          4.7
Toledo                         58313.84     Cash Out Refinance 6 MO LIBOR            7
Temecula                      118580.38     Purchase           Fixed Rate            0
Flint                          56871.16     Cash Out Refinance Fixed Rate            0
Escondido                        416500     Purchase           6 MO LIBOR         5.35
Xxxxxx                           380000     Purchase           6 MO LIBOR         4.75
Bald Knob                       49676.1     Purchase           6 MO LIBOR            7
Universal                      61893.93     Cash Out Refinance 6 MO LIBOR         6.55
Springfield                    95616.07     Cash Out Refinance 6 MO LIBOR          6.6
Jacksonville                   49309.26     Purchase           6 MO LIBOR         6.75
Four Corners                     210400     Purchase           6 MO LIBOR         4.85
Xxxxxx                         77741.32     Cash Out Refinance 6 MO LIBOR         6.25
Xxxxxx                         66354.98     Rate/Term Refinance6 MO LIBOR          6.4
Anaheim                        66776.25     Cash Out Refinance Fixed Rate            0
Park City                     296114.25     Cash Out Refinance Fixed Rate            0
Kent                          173413.34     Cash Out Refinance 6 MO LIBOR         6.05
Greenville                     98520.82     Cash Out Refinance 6 MO LIBOR         6.55
Grand Prairie                  72445.45     Cash Out Refinance Fixed Rate            0
Atlanta                          184000     Purchase           6 MO LIBOR          4.6
Xxxxxx                        111886.67     Purchase           6 MO LIBOR         5.85
Xxxxxxxx                       94563.46     Purchase           6 MO LIBOR         4.15
Utica                           52687.5     Cash Out Refinance 6 MO LIBOR         5.25
Lima                           64130.17     Purchase           6 MO LIBOR         6.65
Oceanside                      84631.34     Purchase           Fixed Rate            0
Las Vegas                     103569.98     Cash Out Refinance 6 MO LIBOR          5.9
Xxxxxxxxx                      71982.69     Cash Out Refinance 6 MO LIBOR         6.75
Rockford                       61496.72     Cash Out Refinance 6 MO LIBOR         6.55
Minneapolis                    57978.27     Cash Out Refinance Fixed Rate            0
Savannah                       99482.74     Cash Out Refinance 6 MO LIBOR            6
Xxxxx                          74001.53     Purchase           6 MO LIBOR         6.65
Chagrin Falls                 150568.51     Rate/Term Refinance6 MO LIBOR         5.95
Upland                        119338.39     Cash Out Refinance 6 MO LIBOR          4.6
Jordan                         62230.55     Cash Out Refinance Fixed Rate            0
Lorain                         55686.51     Purchase           6 MO LIBOR         5.65
Alleghany                      67680.62     Cash Out Refinance 6 MO LIBOR          6.6
Laurel                        150774.77     Rate/Term RefinanceFixed Rate            0
Nuevo                            276000     Purchase           6 MO LIBOR         5.85
Halcyon                       489215.17     Cash Out Refinance Fixed Rate            0
Mayodan                        66297.82     Purchase           6 MO LIBOR          6.1
Rialto                           327000     Cash Out Refinance 6 MO LIBOR         5.25
Johnstown                       39446.2     Cash Out Refinance Fixed Rate            0
Grand Saline                   54019.41     Rate/Term Refinance6 MO LIBOR          6.6
Whitesville                    71741.44     Cash Out Refinance Fixed Rate            0
Los Angeles                    76277.92     Purchase           Fixed Rate            0
Flint                           49380.4     Cash Out Refinance 6 MO LIBOR            7
Booneville                     41769.79     Purchase           6 MO LIBOR          6.8
Detroit                        92403.77     Cash Out Refinance 6 MO LIBOR          4.9
Xxxxxxxx                      176086.97     Cash Out Refinance 6 MO LIBOR          6.7
Tyson                          80618.22     Cash Out Refinance 6 MO LIBOR         6.35
Phoenix                        62100.59     Purchase           6 MO LIBOR            5
New Market                     88850.06     Purchase           6 MO LIBOR         4.35
Massillon                     106132.25     Cash Out Refinance 6 MO LIBOR          6.8
Charlottesville               496360.25     Cash Out Refinance 6 MO LIBOR         5.85
Katy                           85056.35     Cash Out Refinance 6 MO LIBOR          4.3
Siloam Springs                 94610.84     Purchase           6 MO LIBOR         4.75
Muldrow                        69567.85     Purchase           6 MO LIBOR         5.85
San Diego                      85150.04     Purchase           Fixed Rate            0
Port Charlotte                   248000     Cash Out Refinance 6 MO LIBOR          5.4
Akron                         117256.63     Cash Out Refinance 6 MO LIBOR          6.3
San Jacinto                    69663.88     Cash Out Refinance Fixed Rate            0
Sun City                       41870.89     Cash Out Refinance Fixed Rate            0
Murrieta                      379076.16     Purchase           6 MO LIBOR         4.65
Pittsburgh                      70903.9     Cash Out Refinance 6 MO LIBOR          6.9
Milwaukee                      41091.66     Purchase           6 MO LIBOR         6.95
Brooklyn                      391802.32     Cash Out Refinance 6 MO LIBOR          5.4
Fairport                       63971.36     Cash Out Refinance Fixed Rate            0
Saint Xxxxxx                   94355.91     Purchase           6 MO LIBOR         5.85
Zion                          119033.43     Rate/Term RefinanceFixed Rate            0
Orcutt                        298900.46     Cash Out Refinance 6 MO LIBOR          5.9
Nuevo                          68717.53     Purchase           Fixed Rate            0
Weirton                        78646.84     Cash Out Refinance Fixed Rate            0
Calumet City                  107513.62     Cash Out Refinance 6 MO LIBOR          6.1
Smithfield                     47576.23     Purchase           6 MO LIBOR          6.5
Xxxxxxx                       169061.46     Cash Out Refinance 6 MO LIBOR            6
Greenville                     74733.65     Purchase           6 MO LIBOR          6.1
Fort Worth                     99546.22     Purchase           6 MO LIBOR         5.15
Victoria                       44394.26     Cash Out Refinance 6 MO LIBOR          6.3
Oxnard                        421166.61     Cash Out Refinance Fixed Rate            0
Xxxxxx                         55656.89     Purchase           6 MO LIBOR         5.55
Crestview                     171692.64     Cash Out Refinance 6 MO LIBOR          6.6
Xxxxxx Xxxxx                  124038.02     Purchase           6 MO LIBOR          5.2
Orlando                       425191.91     Cash Out Refinance 6 MO LIBOR          6.5
New Market                     22323.82     Purchase           Fixed Rate            0
Livonia                        69350.44     Cash Out Refinance Fixed Rate            0
Omaha                         418957.18     Cash Out Refinance 6 MO LIBOR         6.35
Greenwich                     158889.42     Cash Out Refinance 6 MO LIBOR            6
Fort Xxxxx                     42587.91     Cash Out Refinance 6 MO LIBOR         6.45
Beaufort                       81653.08     Cash Out Refinance 6 MO LIBOR          6.4
Fairfield                        402000     Purchase           6 MO LIBOR         5.45
Yucca Valley                  126991.69     Cash Out Refinance Fixed Rate            0
Murrieta                       94390.59     Purchase           Fixed Rate            0
Lorain                          69071.7     Purchase           6 MO LIBOR          6.3
Hemet                           56174.9     Purchase           Fixed Rate            0
Xxxxxxx                         18329.1     Cash Out Refinance Fixed Rate            0
Fort Xxxxx                    103369.83     Rate/Term RefinanceFixed Rate            0
Alto                           38112.72     Cash Out Refinance 6 MO LIBOR          6.2
Hallsville                      57091.5     Purchase           6 MO LIBOR          6.7
Cassville                      41333.37     Purchase           6 MO LIBOR         6.15
Arcola                         39910.53     Purchase           Fixed Rate            0
Atlanta                        45881.97     Purchase           Fixed Rate            0
Yuba City                        164000     Cash Out Refinance 6 MO LIBOR          4.9
Etowah                         75773.54     Cash Out Refinance 6 MO LIBOR         6.75
Savannah                       56977.39     Cash Out Refinance 6 MO LIBOR         5.95
Burlington                    216448.11     Rate/Term Refinance6 MO LIBOR         6.25
Greenacres                    121566.56     Cash Out Refinance 6 MO LIBOR         4.75
Oakland                        88630.89     Cash Out Refinance 6 MO LIBOR          6.5
Sarasota                      168111.33     Rate/Term Refinance6 MO LIBOR            7
Louisville                    259165.68     Purchase           6 MO LIBOR         6.95
Westland                         172000     Cash Out Refinance 6 MO LIBOR         4.85
Xxxx                           67208.13     Purchase           Fixed Rate            0
Monongahela                    39878.95     Purchase           6 MO LIBOR         5.75
Skyway                        190893.47     Cash Out Refinance 6 MO LIBOR          5.8
Washington                     61675.98     Rate/Term Refinance6 MO LIBOR          5.1
Xxxxxx                        287705.12     Cash Out Refinance Fixed Rate            0
Rochester                      51903.77     Purchase           6 MO LIBOR          5.7
Memphis                        62520.89     Cash Out Refinance 6 MO LIBOR         6.55
Rockwood                      235608.02     Rate/Term Refinance6 MO LIBOR            6
Xxxxxxxxx                      60903.81     Cash Out Refinance 6 MO LIBOR         6.05
Cleveland                        237500     Cash Out Refinance 6 MO LIBOR          6.2
Louisville                     73633.68     Rate/Term Refinance6 MO LIBOR            7
Wichita                        40378.04     Purchase           6 MO LIBOR          6.7
Knoxville                      56807.65     Purchase           6 MO LIBOR         6.45
Keithville                     96785.86     Cash Out Refinance Fixed Rate            0
Atwater                        265016.9     Rate/Term Refinance6 MO LIBOR          6.3
Toledo                         71755.79     Cash Out Refinance Fixed Rate            0
Belvidere                     147504.73     Cash Out Refinance 6 MO LIBOR          6.8
Hurdle Xxxxx                     388000     Cash Out Refinance 6 MO LIBOR         5.25
Miami                         157810.99     Cash Out Refinance 6 MO LIBOR         6.35
Detroit                        98184.04     Cash Out Refinance 6 MO LIBOR          5.9
Highlands                     106743.93     Cash Out Refinance 6 MO LIBOR          4.4
Plainfield                    148725.01     Cash Out Refinance 6 MO LIBOR         6.15
Rosedale                       85910.07     Purchase           Fixed Rate            0
Xxxxxx                        327847.23     Cash Out Refinance 6 MO LIBOR         5.15
Avon                          362285.77     Cash Out Refinance 6 MO LIBOR          6.3
Midtown                        63627.33     Purchase           6 MO LIBOR         6.15
Philadelphia                   65025.26     Purchase           6 MO LIBOR         6.25
Watauga                        14199.67     Purchase           Fixed Rate            0
Acushnet                      201649.97     Cash Out Refinance 6 MO LIBOR          6.4
Summ                           76974.97     Purchase           6 MO LIBOR          4.9
Four Corners                   52424.01     Purchase           Fixed Rate            0
Swansea                         53142.9     Cash Out Refinance 6 MO LIBOR            6
Rockford                       92218.13     Cash Out Refinance 6 MO LIBOR          5.9
Greenacres                     30329.12     Cash Out Refinance Fixed Rate            0
Saint Louis                    49465.71     Cash Out Refinance 6 MO LIBOR         6.95
Key West                         500000     Cash Out Refinance 6 MO LIBOR          4.9
Santa Xxxx                    321238.88     Cash Out Refinance 6 MO LIBOR         5.85
Belleview                      485819.2     Cash Out Refinance 6 MO LIBOR         4.45
TEXARKANA                     409075.97     Cash Out Refinance 6 MO LIBOR          5.8
Detroit                        80751.03     Cash Out Refinance 6 MO LIBOR          6.4
Xxxxx                         224131.18     Cash Out Refinance Fixed Rate            0
Spring                        166640.47     Rate/Term Refinance6 MO LIBOR         6.35
Luray                          169840.3     Cash Out Refinance Fixed Rate            0
Lockport                       45262.63     Cash Out Refinance Fixed Rate            0
Ashton                           409453     Cash Out Refinance Fixed Rate            0
Xxxxxx                        130718.09     Cash Out Refinance 6 MO LIBOR            6
Zephyrhills                      188000     Purchase           6 MO LIBOR          5.6
Broken Arrow                   18218.63     Purchase           Fixed Rate            0
Xxxxxxx                        58219.14     Cash Out Refinance 6 MO LIBOR          6.3
Zephyrhills                    46806.51     Purchase           Fixed Rate            0
Memphis                        83376.11     Rate/Term Refinance6 MO LIBOR         6.85
Rossville                      75723.53     Cash Out Refinance 6 MO LIBOR          5.6
Bonham                          44068.6     Purchase           6 MO LIBOR          6.6
Pawtucket                     182923.49     Cash Out Refinance 6 MO LIBOR          4.9
Grayling                       43428.33     Purchase           6 MO LIBOR            7
Centereach                    211999.87     Cash Out Refinance Fixed Rate            0
Riverview                      21369.81     Purchase           Fixed Rate            0
Rio Rancho                    100075.44     Cash Out Refinance 6 MO LIBOR         4.45
Colton                           200160     Cash Out Refinance 6 MO LIBOR          5.1
Xxxxxx                        104825.98     Purchase           6 MO LIBOR         5.25
Heer Park                     314566.91     Cash Out Refinance Fixed Rate            0
Saint Xxxxxx                   81137.27     Cash Out Refinance 6 MO LIBOR          5.3
Xxxxx                          92301.07     Rate/Term Refinance6 MO LIBOR          5.5
Miami                         126798.54     Rate/Term RefinanceFixed Rate            0
Toledo                          73510.8     Cash Out Refinance 6 MO LIBOR         6.95
Xxxxx                         318457.83     Rate/Term RefinanceFixed Rate            0
Monsey                        451871.42     Cash Out Refinance Fixed Rate            0
Leonardtown                    44878.14     Purchase           Fixed Rate            0
Fresno                        135754.92     Cash Out Refinance 6 MO LIBOR         6.55
Philadelphia                   61448.23     Cash Out Refinance 6 MO LIBOR         6.25
Nashville                      69614.26     Purchase           6 MO LIBOR         5.85
Winchester                    318055.41     Cash Out Refinance 6 MO LIBOR          5.5
Tampa                          21541.43     Purchase           Fixed Rate            0
Ink                            75979.93     Cash Out Refinance 6 MO LIBOR         4.85
Dearborn Heights              278290.44     Rate/Term Refinance6 MO LIBOR          4.9
North Hollywood                  308000     Purchase           6 MO LIBOR         5.05
Rio Rancho                      25069.2     Cash Out Refinance Fixed Rate            0
Northampton                    64885.57     Purchase           Fixed Rate            0
Hephzibah                     332999.99     Cash Out Refinance 6 MO LIBOR         5.05
Xxx Hills                     143949.14     Cash Out Refinance Fixed Rate            0
Dayton                         71678.48     Cash Out Refinance 6 MO LIBOR          6.5
Santa Xxx                       64793.2     Purchase           Fixed Rate            0
Xxxxx                         178702.44     Cash Out Refinance 6 MO LIBOR          4.6
North Hollywood                76729.05     Purchase           Fixed Rate            0
Aurora                        135948.85     Cash Out Refinance 6 MO LIBOR          5.2
Xxxxxx Valley                  65779.13     Purchase           Fixed Rate            0
Aurora                         34116.65     Cash Out Refinance Fixed Rate            0
Escondido                        220000     Cash Out Refinance 6 MO LIBOR          5.1
Toledo                         61701.91     Cash Out Refinance 6 MO LIBOR         5.75
Arboga                           219300     Cash Out Refinance 6 MO LIBOR          5.7
Xxxxx                         118333.86     Cash Out Refinance 6 MO LIBOR         6.55
Albuquerque                      126400     Rate/Term Refinance6 MO LIBOR         5.05
Xxxxxxx                        40324.55     Cash Out Refinance 6 MO LIBOR         6.25
Ink                            19039.97     Cash Out Refinance Fixed Rate            0
Humble                         91616.67     Cash Out Refinance Fixed Rate            0
Broken Arrow                   94167.79     Cash Out Refinance 6 MO LIBOR         5.95
Cape Coral                    160162.96     Purchase           6 MO LIBOR          5.3
Rochester                      45881.75     Purchase           6 MO LIBOR            7
Hawleyton                      55875.38     Cash Out Refinance 6 MO LIBOR          6.8
Gulfport                       28595.75     Cash Out Refinance Fixed Rate            0
Garland                        16355.85     Purchase           Fixed Rate            0
Meskegon                       39859.38     Cash Out Refinance 6 MO LIBOR         6.45
Melbourne                     201439.09     Cash Out Refinance 6 MO LIBOR         5.95
Centuck                       160637.13     Cash Out Refinance Fixed Rate            0
Ambridge                        39817.7     Purchase           6 MO LIBOR          5.7
Buffalo                        47513.52     Purchase           6 MO LIBOR         5.65
FEDERAL WAY                    41951.56     Purchase           Fixed Rate            0
Monsey                        313037.89     Cash Out Refinance Fixed Rate            0
Xxxxxx Xxxxx                   31097.95     Purchase           Fixed Rate            0
Crystal                        43773.21     Purchase           Fixed Rate            0
Vale                           15966.31     Purchase           Fixed Rate            0
Houston                       105737.56     Rate/Term Refinance6 MO LIBOR         5.45
Holiday                        81262.58     Cash Out Refinance 6 MO LIBOR         5.75
Colorado Springs              167012.42     Cash Out Refinance 6 MO LIBOR          5.6
Rosedale                       21555.42     Purchase           Fixed Rate            0
Xxxxxxxx                      135299.28     Cash Out Refinance 6 MO LIBOR            5
Dequincy                       62835.08     Purchase           6 MO LIBOR            7
Little Rock                    72168.81     Cash Out Refinance Fixed Rate            0
Danielsville                  101520.97     Cash Out Refinance 6 MO LIBOR         4.95
Oats                           77553.94     Cash Out Refinance Fixed Rate            0
Xxxxxxxx                      161364.49     Cash Out Refinance 6 MO LIBOR         6.75
Southaven                     161096.45     Rate/Term Refinance6 MO LIBOR          6.7
Marysville                     199941.5     Cash Out Refinance 6 MO LIBOR         4.85
Xxxxxxx                        17974.54     Cash Out Refinance Fixed Rate            0
Lynchburg                      91582.07     Cash Out Refinance 6 MO LIBOR          5.4
Xxxxxxx                          436000     Purchase           6 MO LIBOR          4.8
Xxxxx                          44823.64     Cash Out Refinance Fixed Rate            0
Grain Valley                   43309.94     Cash Out Refinance Fixed Rate            0
Margate                       335434.74     Cash Out Refinance 6 MO LIBOR         4.95
Durham                         60939.23     Purchase           6 MO LIBOR         5.25
Xxxxxxx                        26154.74     Purchase           Fixed Rate            0
Basin                          58374.71     Cash Out Refinance Fixed Rate            0
Forestville                   201494.91     Cash Out Refinance Fixed Rate            0
Colorado Springs               41844.64     Cash Out Refinance Fixed Rate            0
Xxxxxx                          79998.5     Purchase           6 MO LIBOR          5.1
Avenel                        238135.69     Cash Out Refinance 6 MO LIBOR         5.05
Detroit                        39877.04     Cash Out Refinance 6 MO LIBOR         6.95
Sneedville                     40338.56     Cash Out Refinance Fixed Rate            0
La Xxxxxx                        225000     Cash Out Refinance 6 MO LIBOR         4.45
Lehigh                        137673.88     Cash Out Refinance 6 MO LIBOR          4.9
Casselberry                     41914.6     Purchase           Fixed Rate            0
Flossmoor                     517828.18     Cash Out Refinance 6 MO LIBOR         6.25
Xxxxx                            107600     Purchase           6 MO LIBOR         5.45
Tacoma                           208000     Cash Out Refinance 6 MO LIBOR          5.1
Naples                         93481.88     Cash Out Refinance Fixed Rate            0
Muscoy                        116165.48     Cash Out Refinance Fixed Rate            0
Xxxxxx                          87194.6     Rate/Term Refinance6 MO LIBOR          6.3
Durham                         15093.24     Purchase           Fixed Rate            0
Tulsa                          48849.37     Rate/Term Refinance6 MO LIBOR          6.6
Columbia                       44860.24     Purchase           6 MO LIBOR          6.8
Ocala                           76015.2     Purchase           6 MO LIBOR         5.85
Xxxxxxx                       330078.58     Cash Out Refinance 6 MO LIBOR          6.8
Hayward                        100624.9     Purchase           Fixed Rate            0
Xxxxxxx                          248000     Cash Out Refinance 6 MO LIBOR          5.2
Xxxxxxxx                       25414.64     Cash Out Refinance Fixed Rate            0
Las Cruces                     97172.09     Cash Out Refinance 6 MO LIBOR         6.05
Xxxxxxx                       108695.32     Purchase           Fixed Rate            0
Detroit                         23165.4     Cash Out Refinance Fixed Rate            0
Englewood                     345868.35     Cash Out Refinance 6 MO LIBOR          5.7
Golden                           162400     Cash Out Refinance 6 MO LIBOR          5.6
Xxxxx                            145600     Cash Out Refinance 6 MO LIBOR          5.2
Miami                         212624.04     Cash Out Refinance 6 MO LIBOR         3.95
Battle Creek                   76254.86     Cash Out Refinance 6 MO LIBOR         6.75
Tulsa                          48878.83     Purchase           6 MO LIBOR            7
Sarasota                       67750.99     Cash Out Refinance Fixed Rate            0
Phoenix                        84752.75     Cash Out Refinance 6 MO LIBOR          5.5
Walton                         42117.05     Purchase           6 MO LIBOR          6.6
Dearborn Heights               66406.29     Rate/Term RefinanceFixed Rate            0
Altoona                         44724.3     Cash Out Refinance 6 MO LIBOR         5.55
Saint Louis                    63844.05     Cash Out Refinance 6 MO LIBOR          6.3
Phoenix                        15946.27     Cash Out Refinance Fixed Rate            0
Albuquerque                    31476.43     Rate/Term RefinanceFixed Rate            0
Xxxxx                          36311.27     Cash Out Refinance Fixed Rate            0
Santa Xxxxx                      341600     Purchase           6 MO LIBOR         5.05
Old Hickory                    88776.98     Rate/Term Refinance6 MO LIBOR         6.15
Sonora                         54163.55     Purchase           6 MO LIBOR         5.65
Xxxxxx                          19948.7     Purchase           Fixed Rate            0
South Holland                 131301.29     Purchase           6 MO LIBOR          5.9
Miami                          42915.98     Cash Out Refinance Fixed Rate            0
Cadillac                       38215.07     Cash Out Refinance 6 MO LIBOR            7
Elyria                          92314.5     Cash Out Refinance 6 MO LIBOR         6.25
Sharptown                     212431.64     Cash Out Refinance 6 MO LIBOR          6.6
Detroit                       515942.28     Purchase           6 MO LIBOR          6.2
Humble                        129586.38     Purchase           Fixed Rate            0
Phoenix                        15557.73     Purchase           Fixed Rate            0
Cheyenne                      157392.18     Cash Out Refinance 6 MO LIBOR          4.6
Cheyenne                       38457.97     Cash Out Refinance Fixed Rate            0
Queen Creek                   143279.97     Cash Out Refinance 6 MO LIBOR          5.1
Easton                         84544.73     Rate/Term Refinance6 MO LIBOR          6.3
El Monte                         640000     Purchase           6 MO LIBOR         5.35
Oklahoma City                  70982.07     Cash Out Refinance 6 MO LIBOR          6.7
Pasadena                       67779.49     Cash Out Refinance Fixed Rate            0
Steamboat Springs                440000     Purchase           6 MO LIBOR         4.65
Queen Creek                    35902.41     Cash Out Refinance Fixed Rate            0
Lehigh                         34429.34     Cash Out Refinance Fixed Rate            0
Kansas City                     87830.6     Cash Out Refinance 6 MO LIBOR         6.25
Xxxxxxx                       336537.47     Cash Out Refinance Fixed Rate            0
Santa Xxx                        312000     Purchase           6 MO LIBOR          5.6
Las Vegas                        140000     Purchase           6 MO LIBOR         4.65
Steamboat Springs             109613.29     Purchase           Fixed Rate            0
Hayward                       484845.36     Rate/Term Refinance6 MO LIBOR          5.5
Alameda                          488000     Cash Out Refinance 6 MO LIBOR          4.8
Lititz                        269195.69     Cash Out Refinance 6 MO LIBOR          6.7
Rochester                      34517.39     Purchase           Fixed Rate            0
Malden                          77201.4     Purchase           Fixed Rate            0
Westland                      308745.38     Cash Out Refinance 6 MO LIBOR          5.8
Atlanta                        53661.69     Cash Out Refinance Fixed Rate            0
South Holland                   32565.5     Purchase           Fixed Rate            0
Camden                          64481.2     Purchase           6 MO LIBOR          4.9
Fargo                         165469.23     Rate/Term Refinance6 MO LIBOR         6.05
Xxxx Xxxxx                       255200     Cash Out Refinance 6 MO LIBOR         4.85
Meskegon                        65788.5     Cash Out Refinance 6 MO LIBOR         6.65
Kissimmee                        126400     Purchase           6 MO LIBOR         4.65
Murrieta                       91692.79     Purchase           Fixed Rate            0
Anderson                       51812.74     Purchase           Fixed Rate            0
Newburgh                      430872.71     Cash Out Refinance Fixed Rate            0
Maylene                        98171.58     Cash Out Refinance 6 MO LIBOR            7
Santa Maria                    85061.06     Purchase           Fixed Rate            0
Kenner                         257216.4     Cash Out Refinance 6 MO LIBOR            7
Portland                      323280.42     Cash Out Refinance 6 MO LIBOR          4.5
Brighton                         176000     Cash Out Refinance 6 MO LIBOR          4.9
North East                     83558.86     Purchase           6 MO LIBOR         5.25
Raytown                        98614.68     Cash Out Refinance 6 MO LIBOR          6.6
Parker                           424000     Cash Out Refinance 6 MO LIBOR          5.6
Chino                            311971     Rate/Term Refinance6 MO LIBOR          5.3
Noble                           43335.8     Purchase           6 MO LIBOR         6.35
Palmdale                      198621.19     Cash Out Refinance 6 MO LIBOR         4.65
Detroit                       112400.75     Rate/Term Refinance6 MO LIBOR          5.6
Naples                        437169.96     Cash Out Refinance 6 MO LIBOR          4.5
Joy                            62688.05     Purchase           6 MO LIBOR         5.85
Zion City                       96817.8     Rate/Term Refinance6 MO LIBOR            7
Herkimer                        49417.6     Purchase           6 MO LIBOR            7
Memphis                        39885.66     Cash Out Refinance 6 MO LIBOR         6.55
Saint Petersburg               64368.63     Cash Out Refinance 6 MO LIBOR         6.55
Lima                           80737.74     Cash Out Refinance 6 MO LIBOR         6.75
Montgomery                        68640     Purchase           6 MO LIBOR          4.9
Houston                        40861.67     Purchase           6 MO LIBOR            6
Orangeburg                    416284.72     Cash Out Refinance 6 MO LIBOR         6.25
Pueblo                           328000     Purchase           6 MO LIBOR          5.1
Memphis                        62273.41     Purchase           6 MO LIBOR         6.65
Boardman                      105499.29     Purchase           6 MO LIBOR         6.15
Dennison                       74466.99     Purchase           6 MO LIBOR          6.4
Las Vegas                      34888.88     Purchase           Fixed Rate            0
Onaway                         39831.91     Cash Out Refinance 6 MO LIBOR         6.45
Chino                          65700.09     Rate/Term RefinanceFixed Rate            0
Kearns                        100547.06     Purchase           6 MO LIBOR         4.85
San Diego                      91259.73     Purchase           Fixed Rate            0
Bar Harbor                    303032.86     Cash Out Refinance 6 MO LIBOR         5.95
Riverside                       61279.8     Purchase           Fixed Rate            0
Mashpee                       448441.86     Cash Out Refinance 6 MO LIBOR          6.4
Baton Rouge                    87709.55     Cash Out Refinance 6 MO LIBOR          6.6
Lima                            58057.1     Purchase           6 MO LIBOR            7
Geneva                         56415.44     Cash Out Refinance 6 MO LIBOR         5.85
Fairfield                     100227.03     Purchase           Fixed Rate            0
Chino Hills                      447200     Purchase           6 MO LIBOR         5.25
Cary                          173990.62     Rate/Term Refinance6 MO LIBOR          4.7
Fishers                       578075.48     Cash Out Refinance 6 MO LIBOR          6.1
Dearborn Heights              111124.44     Rate/Term Refinance6 MO LIBOR         6.25
Angola                          67712.9     Cash Out Refinance 6 MO LIBOR          6.4
Lake Elsinore                 307959.89     Cash Out Refinance 6 MO LIBOR          3.8
Pueblo                         81775.42     Purchase           Fixed Rate            0
Hockessin                     384992.04     Cash Out Refinance 6 MO LIBOR            5
Paint Rock                     66630.12     Cash Out Refinance 6 MO LIBOR            7
Watts                         262494.33     Cash Out Refinance Fixed Rate            0
San Diego                     279985.24     Purchase           6 MO LIBOR         4.95
San Diego                        416500     Cash Out Refinance 6 MO LIBOR            5
Houston                       129212.26     Purchase           Fixed Rate            0
Warren                        151253.95     Cash Out Refinance 6 MO LIBOR         5.25
Memphis                       632553.25     Cash Out Refinance 6 MO LIBOR         6.35
Ocoee                         207952.44     Purchase           6 MO LIBOR         5.55
Topeka                         49883.95     Cash Out Refinance 6 MO LIBOR         5.55
Knoxville                         60000     Cash Out Refinance 6 MO LIBOR          5.4
Naples                         54852.71     Cash Out Refinance Fixed Rate            0
Houston                        62085.52     Purchase           6 MO LIBOR          4.6
Camp Springs                      70827     Cash Out Refinance 6 MO LIBOR         5.85
Lyndon                         69650.01     Rate/Term RefinanceFixed Rate            0
Riviera Beach                  38563.78     Purchase           Fixed Rate            0
Pearland                      130192.56     Purchase           Fixed Rate            0
Escondido                      41080.81     Cash Out Refinance Fixed Rate            0
Brighton                        43853.1     Cash Out Refinance Fixed Rate            0
Crestmore                     258787.45     Purchase           6 MO LIBOR         4.65
Quito                          43527.34     Purchase           6 MO LIBOR         6.35
Akron                          64515.47     Cash Out Refinance 6 MO LIBOR          6.1
Ramona                         68595.03     Purchase           6 MO LIBOR         6.15
Mars                           241713.7     Cash Out Refinance 6 MO LIBOR          5.4
Weare                         143279.97     Purchase           6 MO LIBOR         4.95
Sumner                         64628.06     Cash Out Refinance 6 MO LIBOR         6.95
Lawrence                       312805.6     Cash Out Refinance 6 MO LIBOR         5.45
Mendenhall                     40358.72     Purchase           Fixed Rate            0
Yuba City                      40923.75     Cash Out Refinance Fixed Rate            0
Pomona                           412000     Cash Out Refinance 6 MO LIBOR          5.4
Tuskegee                       59836.05     Cash Out Refinance 6 MO LIBOR         6.75
Port Charlotte                 61840.59     Cash Out Refinance Fixed Rate            0
Grafton                          136000     Cash Out Refinance 6 MO LIBOR          4.8
Palm Harbor                      364500     Purchase           6 MO LIBOR         5.35
Bradford                       51156.28     Cash Out Refinance 6 MO LIBOR          6.4
Akron                          53812.09     Purchase           6 MO LIBOR         6.55
Cleveland                      84281.89     Cash Out Refinance 6 MO LIBOR         6.15
Miami                         129002.13     Cash Out Refinance Fixed Rate            0
Jackson                        50968.64     Purchase           6 MO LIBOR          6.4
Saint Peters                   20354.52     Cash Out Refinance Fixed Rate            0
Moore                          74234.58     Cash Out Refinance 6 MO LIBOR            7
Jamaica                       308625.55     Cash Out Refinance 6 MO LIBOR         6.35
Gulfport                       89602.17     Cash Out Refinance 6 MO LIBOR          6.2
Ldhl                          107490.02     Cash Out Refinance 6 MO LIBOR          6.4
Highlands                        368000     Cash Out Refinance 6 MO LIBOR          4.9
WAXHAW                            60268     Purchase           Fixed Rate            0
Crestmore                      64517.46     Purchase           Fixed Rate            0
Boardman                       71410.03     Purchase           6 MO LIBOR         5.35
Cleveland                       76212.9     Cash Out Refinance 6 MO LIBOR            7
Dillon                           212000     Cash Out Refinance 6 MO LIBOR          5.2
Baugh                         156766.88     Cash Out Refinance 6 MO LIBOR            7
Cleveland                        169600     Cash Out Refinance 6 MO LIBOR         5.05
Merriam                       117639.33     Cash Out Refinance 6 MO LIBOR          6.3
Houston                        15557.61     Purchase           Fixed Rate            0
Pilot Point                   428091.37     Rate/Term Refinance6 MO LIBOR         6.05
Tulsa                          87491.83     Cash Out Refinance Fixed Rate            0
Gary                          123767.21     Rate/Term Refinance6 MO LIBOR            7
Highlands                      91639.49     Cash Out Refinance Fixed Rate            0
Marion                         89737.29     Rate/Term Refinance6 MO LIBOR          6.4
Arbutus                       173990.62     Rate/Term RefinanceFixed Rate            0
Detroit                        39878.62     Cash Out Refinance Fixed Rate            0
Kansas City                    52058.21     Cash Out Refinance 6 MO LIBOR            7
Fort Worth                     24943.78     Purchase           Fixed Rate            0
Arlington                      68144.76     Cash Out Refinance Fixed Rate            0
Collinsville                   86500.31     Cash Out Refinance 6 MO LIBOR            7
Murray                        181573.98     Cash Out Refinance 6 MO LIBOR         4.95
Elsdon                        240636.76     Cash Out Refinance 6 MO LIBOR          6.4
Lacey                         172863.48     Cash Out Refinance 6 MO LIBOR          6.8
Kissimmee                        308000     Cash Out Refinance 6 MO LIBOR         4.65
Tucson                        287780.82     Cash Out Refinance 6 MO LIBOR         6.55
Green                         166747.38     Cash Out Refinance Fixed Rate            0
Garner                         81219.83     Purchase           6 MO LIBOR          4.9
Newbury                       362571.18     Purchase           Fixed Rate            0
Carroll                       111249.66     Cash Out Refinance 6 MO LIBOR          5.4
Margate                       174282.17     Cash Out Refinance 6 MO LIBOR            7
Murray                         33957.73     Cash Out Refinance Fixed Rate            0
Hemet                            255000     Cash Out Refinance 6 MO LIBOR          4.7
Clay                          119343.83     Cash Out Refinance 6 MO LIBOR          6.2
Murrieta                         463920     Purchase           6 MO LIBOR          5.5
Columbus                       95819.89     Cash Out Refinance 6 MO LIBOR          6.2
Takoma Park                      410400     Cash Out Refinance 6 MO LIBOR          5.2
Golden                         40489.76     Cash Out Refinance Fixed Rate            0
Baileyton                      39739.19     Cash Out Refinance 6 MO LIBOR          4.8
Cleveland                      65229.19     Cash Out Refinance 6 MO LIBOR         5.85
Summerville                      182400     Cash Out Refinance 6 MO LIBOR         5.75
Summerville                    45412.96     Cash Out Refinance Fixed Rate            0
East                             121058     Purchase           6 MO LIBOR         6.25
Sinsheim                      159726.03     Cash Out Refinance 6 MO LIBOR            7
Pawtucket                      45853.95     Cash Out Refinance Fixed Rate            0
Tampa                          58984.97     Cash Out Refinance 6 MO LIBOR         3.95
Manoa                         283659.67     Cash Out Refinance 6 MO LIBOR         5.65
Escondido                        202400     Cash Out Refinance 6 MO LIBOR          5.7
Englewood                      65107.94     Cash Out Refinance Fixed Rate            0
Carrollton                     61998.16     Cash Out Refinance 6 MO LIBOR            7
Clark                         457814.16     Purchase           6 MO LIBOR         4.95
Sapulpa                        74391.52     Cash Out Refinance 6 MO LIBOR          6.8
Parsons                        46631.08     Purchase           6 MO LIBOR         6.75
Keavy                          63352.87     Cash Out Refinance Fixed Rate            0
Kent City                      62846.44     Cash Out Refinance 6 MO LIBOR            7
Glen Allen                     63644.53     Cash Out Refinance Fixed Rate            0
Miami                         179586.08     Purchase           6 MO LIBOR         5.85
Avalon                         43052.75     Purchase           6 MO LIBOR          6.3
Oakridge                       88772.38     Rate/Term Refinance6 MO LIBOR         5.05
Siloam Springs                 23726.04     Purchase           Fixed Rate            0
Los Angeles                      516900     Cash Out Refinance 6 MO LIBOR         6.05
Santa Ana                      76846.06     Purchase           Fixed Rate            0
Mc Kinney                        432000     Purchase           6 MO LIBOR         4.75
San Leandro                   393801.77     Cash Out Refinance 6 MO LIBOR          5.1
San Leandro                    74002.06     Cash Out Refinance Fixed Rate            0
Scranton                          86814     Purchase           6 MO LIBOR          5.4
Scranton                       30525.79     Purchase           Fixed Rate            0
Memphis                        40413.01     Cash Out Refinance 6 MO LIBOR            7
Gallatin                      117702.77     Purchase           6 MO LIBOR          5.4
Grenelefe                      51725.39     Cash Out Refinance Fixed Rate            0
Shelby                         69814.24     Cash Out Refinance Fixed Rate            0
Large                          55627.58     Purchase           6 MO LIBOR          6.7
Spokane                        57810.98     Cash Out Refinance Fixed Rate            0
Stilwell                       42404.48     Purchase           6 MO LIBOR         6.75
Rocky Point                   148210.77     Cash Out Refinance Fixed Rate            0
Downey                           560000     Cash Out Refinance 6 MO LIBOR          4.6
Downey                        139425.77     Cash Out Refinance Fixed Rate            0
Memphis                        57399.56     Cash Out Refinance Fixed Rate            0
Canton                        117821.57     Rate/Term Refinance6 MO LIBOR            7
Dover                          75176.44     Cash Out Refinance 6 MO LIBOR         4.75
Weehawken                     203537.15     Purchase           6 MO LIBOR          5.1
Buffalo                         53783.6     Purchase           6 MO LIBOR          6.5
Kissimmee                        141600     Cash Out Refinance 6 MO LIBOR          4.9
Orland                         98731.14     Rate/Term Refinance6 MO LIBOR         6.55
Wingo                          65177.81     Purchase           6 MO LIBOR         6.25
Hanes                          26840.99     Purchase           Fixed Rate            0
Spencer                        89793.27     Cash Out Refinance 6 MO LIBOR            7
Greenville                    104366.69     Cash Out Refinance 6 MO LIBOR         6.45
Lariat                         117401.1     Cash Out Refinance 6 MO LIBOR         4.25
Smithtown                      321420.8     Cash Out Refinance 6 MO LIBOR          6.5
Naranja                       123507.83     Cash Out Refinance Fixed Rate            0
Fontana                       358314.43     Cash Out Refinance 6 MO LIBOR         5.85
Little Rock                    55891.49     Cash Out Refinance Fixed Rate            0
Martinsville                   63804.06     Cash Out Refinance Fixed Rate            0
Syracuse                       51786.59     Cash Out Refinance 6 MO LIBOR         5.65
Detroit                        82200.93     Cash Out Refinance 6 MO LIBOR         5.65
Somerville                       204000     Purchase           6 MO LIBOR          5.4
Kathleen                       23419.23     Purchase           Fixed Rate            0
Harvey                          26249.1     Purchase           Fixed Rate            0
Summ                            19307.9     Purchase           Fixed Rate            0
San Diego                        264000     Purchase           6 MO LIBOR         4.75
Plainview                     343303.53     Rate/Term RefinanceFixed Rate            0
El Reno                       179240.68     Cash Out Refinance Fixed Rate            0
Ripon                         524476.91     Cash Out Refinance 6 MO LIBOR         5.65
Jacksonville                   22933.69     Purchase           Fixed Rate            0
Garner                         20353.35     Purchase           Fixed Rate            0
Baldy Mesa                    139705.55     Cash Out Refinance 6 MO LIBOR          4.5
Milo                            47877.9     Cash Out Refinance Fixed Rate            0
Nova                             193600     Rate/Term Refinance6 MO LIBOR         5.85
Marlin                         47415.58     Purchase           6 MO LIBOR            7
Warren                         37920.37     Cash Out Refinance Fixed Rate            0
Binghamton                     59812.75     Cash Out Refinance 6 MO LIBOR         6.15
West                           48095.18     Rate/Term RefinanceFixed Rate            0
Panama City                   444440.08     Purchase           6 MO LIBOR         5.75
Mc Kinney                     107706.65     Purchase           Fixed Rate            0
Haverhill                      94728.35     Cash Out Refinance 6 MO LIBOR            7
Schertz                         75289.9     Rate/Term RefinanceFixed Rate            0
Aloha                         136143.54     Cash Out Refinance 6 MO LIBOR          5.1
Chino Hills                   111481.94     Purchase           Fixed Rate            0
Rockland                      232530.33     Cash Out Refinance 6 MO LIBOR          5.3
Orlando                       219639.15     Cash Out Refinance 6 MO LIBOR         5.85
Martins Ferry                  59311.34     Cash Out Refinance 6 MO LIBOR            7
Antis                          59715.23     Cash Out Refinance 6 MO LIBOR         6.45
Buffalo                        57732.09     Cash Out Refinance Fixed Rate            0
Gibsonville                    85319.65     Cash Out Refinance 6 MO LIBOR         6.45
Dellwood                       79435.48     Rate/Term Refinance6 MO LIBOR         6.05
Fort Pierce                    49908.35     Cash Out Refinance Fixed Rate            0
Cahokia                         45361.3     Cash Out Refinance 6 MO LIBOR         6.55
Wallkill                      212055.52     Cash Out Refinance 6 MO LIBOR         4.65
Clark                         113709.14     Purchase           Fixed Rate            0
Melbourne                      82429.16     Cash Out Refinance 6 MO LIBOR         6.05
Temecula                      299981.67     Cash Out Refinance 6 MO LIBOR         5.15
Au Gres                       104303.92     Cash Out Refinance 6 MO LIBOR          6.3
Grafton                        24897.44     Cash Out Refinance Fixed Rate            0
Florissant                     73598.82     Purchase           6 MO LIBOR         5.15
Lees Summit                      204800     Purchase           6 MO LIBOR          5.1
Kansas City                     89584.7     Purchase           6 MO LIBOR         4.95
El Reno                        44205.95     Cash Out Refinance Fixed Rate            0
New Albany                     48619.45     Cash Out Refinance Fixed Rate            0
Lorain                         13915.04     Purchase           Fixed Rate            0
Lynwood                       478855.65     Cash Out Refinance 6 MO LIBOR         5.95
Spry                          270863.98     Cash Out Refinance 6 MO LIBOR          6.1
Somerville                     50834.91     Purchase           Fixed Rate            0
Zebulon                        62889.65     Purchase           Fixed Rate            0
Mary Esther                   111169.09     Cash Out Refinance 6 MO LIBOR         4.35
Ocoee                           51855.1     Purchase           Fixed Rate            0
Stephens                       46640.34     Cash Out Refinance Fixed Rate            0
Florissant                     18468.02     Purchase           Fixed Rate            0
Saint Marys                      144750     Cash Out Refinance 6 MO LIBOR         6.05
Stamford                      450367.68     Cash Out Refinance Fixed Rate            0
Lees Summit                     51123.6     Purchase           Fixed Rate            0
Lavina                         13937.82     Purchase           Fixed Rate            0
Memphis                           60502     Purchase           6 MO LIBOR         6.55
Worcester                        334000     Cash Out Refinance 6 MO LIBOR          6.3
Salisbury                     131656.12     Cash Out Refinance 6 MO LIBOR          6.9
Arroyo                         48359.31     Rate/Term RefinanceFixed Rate            0
Aurora                           176000     Cash Out Refinance 6 MO LIBOR         4.85
Clarksburg                       480000     Cash Out Refinance 6 MO LIBOR          5.5
Universal                       58354.9     Purchase           6 MO LIBOR         6.65
Miami                          32342.97     Cash Out Refinance Fixed Rate            0
Las Vegas                      25632.65     Cash Out Refinance Fixed Rate            0
Kissimmee                      20646.25     Rate/Term RefinanceFixed Rate            0
Chubbuck                      154895.06     Purchase           6 MO LIBOR         5.85
Columbus                       65873.19     Purchase           Fixed Rate            0
Milford                          181600     Cash Out Refinance 6 MO LIBOR         5.05
Adams                          82023.63     Purchase           6 MO LIBOR          4.9
Darby                          47345.17     Cash Out Refinance 6 MO LIBOR          6.3
Powell                         77626.12     Rate/Term Refinance6 MO LIBOR          6.4
Humble                         89978.21     Cash Out Refinance 6 MO LIBOR         6.25
Ocee                          243678.69     Cash Out Refinance Fixed Rate            0
Scottsbluff                    62752.25     Cash Out Refinance 6 MO LIBOR          6.4
Raymond                       393893.45     Purchase           6 MO LIBOR         5.95
Elk Grove                        305600     Cash Out Refinance 6 MO LIBOR          5.1
Aurora                         33886.22     Cash Out Refinance Fixed Rate            0
Joppa                         105700.27     Purchase           6 MO LIBOR          6.6
Lees Summit                   100991.13     Purchase           6 MO LIBOR          4.7
Mira Loma                        524000     Purchase           6 MO LIBOR          4.6
Desert Hot Springs            127723.94     Purchase           6 MO LIBOR         6.55
Knoxville                      58080.75     Cash Out Refinance 6 MO LIBOR         6.45
Norwood                       369618.57     Cash Out Refinance 6 MO LIBOR          6.6
Louisville                     53742.39     Purchase           6 MO LIBOR         5.95
Southfield                    103298.87     Cash Out Refinance 6 MO LIBOR         5.55
Kerrtown                       42913.21     Purchase           6 MO LIBOR         6.25
Land O Lakes                  279100.48     Cash Out Refinance 6 MO LIBOR          6.2
Dundalk                        97671.96     Cash Out Refinance 6 MO LIBOR            7
Tulsa                          54211.29     Purchase           6 MO LIBOR         6.05
Waldwick                      304113.95     Cash Out Refinance 6 MO LIBOR         5.05
Iselin                        200069.42     Cash Out Refinance Fixed Rate            0
Elk Grove                      76192.51     Cash Out Refinance Fixed Rate            0
Newark                        222564.22     Purchase           6 MO LIBOR          4.9
Romoland                       59398.92     Purchase           Fixed Rate            0
Altoona                        49341.58     Purchase           6 MO LIBOR          6.5
Defiance                       94781.52     Rate/Term Refinance6 MO LIBOR         5.55
Croton                        143300.07     Cash Out Refinance 6 MO LIBOR            6
Florence                       70254.46     Cash Out Refinance 6 MO LIBOR          6.7
Lewiston                      118469.05     Purchase           6 MO LIBOR         4.95
New Paltz                     194942.39     Rate/Term RefinanceFixed Rate            0
Middletown                    208845.34     Cash Out Refinance Fixed Rate            0
Westgate                       95455.75     Purchase           6 MO LIBOR         4.45
Childs                         61053.35     Purchase           6 MO LIBOR         6.55
Detroit                        60179.38     Purchase           6 MO LIBOR          6.7
Miami                         179371.97     Cash Out Refinance 6 MO LIBOR          6.9
Ozone                           51148.7     Rate/Term Refinance6 MO LIBOR          6.4
Hazlehurst                     47065.12     Purchase           6 MO LIBOR          6.5
Southfield                     25511.81     Cash Out Refinance Fixed Rate            0
Saticoy                       339728.06     Cash Out Refinance Fixed Rate            0
Meskegon                       89714.58     Rate/Term Refinance6 MO LIBOR            7
Kearns                         99506.73     Purchase           6 MO LIBOR          5.4
Wawatosa                      124590.01     Cash Out Refinance 6 MO LIBOR            7
Saint Petersburg               78329.35     Cash Out Refinance 6 MO LIBOR          6.3
Charleroi                      58425.23     Cash Out Refinance Fixed Rate            0
Miami                          209105.2     Cash Out Refinance 6 MO LIBOR          6.8
Berkeley                      142579.55     Cash Out Refinance Fixed Rate            0
Aloha                          34107.09     Cash Out Refinance Fixed Rate            0
Oviedo                           339000     Cash Out Refinance 6 MO LIBOR         5.55
Kissimmee                      35326.57     Cash Out Refinance Fixed Rate            0
Hazlehurst                     65490.69     Purchase           6 MO LIBOR         6.35
Knoxville                      14827.91     Cash Out Refinance Fixed Rate            0
San Diego                      65779.61     Purchase           Fixed Rate            0
Salinas                       537576.76     Cash Out Refinance 6 MO LIBOR          6.6
Camden                         58372.14     Cash Out Refinance 6 MO LIBOR          6.1
Little Rock                    85303.61     Cash Out Refinance 6 MO LIBOR         6.75
Montgomery                     17135.75     Purchase           Fixed Rate            0
Murfreesboro                   16958.83     Cash Out Refinance Fixed Rate            0
La Chute                       39250.49     Rate/Term Refinance6 MO LIBOR          5.7
Beaumont                      107697.48     Rate/Term Refinance6 MO LIBOR         6.75
Fort Payne                     25913.19     Cash Out Refinance Fixed Rate            0
East McKeesport                67338.09     Cash Out Refinance 6 MO LIBOR            7
Lees Summit                     25338.3     Purchase           Fixed Rate            0
Joy                            15664.74     Purchase           Fixed Rate            0
South Bend                     59270.71     Purchase           6 MO LIBOR          5.7
Jamaica                       259150.18     Cash Out Refinance 6 MO LIBOR         4.85
Brookwood                      72691.67     Purchase           Fixed Rate            0
Bradenton                     103601.43     Purchase           6 MO LIBOR          5.2
Munroe Falls                  107521.41     Purchase           6 MO LIBOR          6.1
Kearns                          24678.9     Purchase           Fixed Rate            0
Pitcairn                        69485.1     Purchase           Fixed Rate            0
Adams                          20554.83     Purchase           Fixed Rate            0
San Diego                      69761.51     Purchase           Fixed Rate            0
Orient                        104254.43     Cash Out Refinance Fixed Rate            0
Escondido                      37794.32     Cash Out Refinance Fixed Rate            0
Peru                           98792.22     Cash Out Refinance 6 MO LIBOR          6.9
Cabot                          67197.76     Purchase           6 MO LIBOR          5.6
Sayville                      194673.57     Cash Out Refinance 6 MO LIBOR         4.55
Hewitt                        177717.59     Cash Out Refinance 6 MO LIBOR         4.65
Miami                            296800     Purchase           6 MO LIBOR          5.7
Poland                        114842.44     Cash Out Refinance 6 MO LIBOR         6.75
Bywood                         89537.57     Purchase           6 MO LIBOR         5.15
Jackson                        48910.17     Purchase           Fixed Rate            0
Albia                          50602.29     Purchase           Fixed Rate            0
Marion                         66282.44     Cash Out Refinance 6 MO LIBOR          6.3
Humboldt                       80667.78     Cash Out Refinance 6 MO LIBOR          6.1
Monroe                         98173.88     Rate/Term Refinance6 MO LIBOR            7
Atlanta                       334553.93     Rate/Term RefinanceFixed Rate            0
Neosho                         62345.89     Cash Out Refinance 6 MO LIBOR          4.9
Memphis                        50263.14     Cash Out Refinance Fixed Rate            0
Marenisco                     325520.15     Cash Out Refinance 6 MO LIBOR         4.95
Gallatin                       29507.06     Purchase           Fixed Rate            0
Bakersfield                   157116.83     Cash Out Refinance 6 MO LIBOR         6.05
Whitman                          226400     Purchase           6 MO LIBOR         4.65
Webb City                      65359.66     Cash Out Refinance 6 MO LIBOR            7
Topeka                        123569.88     Cash Out Refinance 6 MO LIBOR          4.8
Ocean City                       391000     Cash Out Refinance 6 MO LIBOR          5.8
Clearwater                    132136.58     Cash Out Refinance 6 MO LIBOR            6
Willeys                        71623.02     Purchase           6 MO LIBOR          4.8
Lemon Grove                   399753.56     Cash Out Refinance 6 MO LIBOR          6.8
Bloomington                   136120.77     Rate/Term Refinance6 MO LIBOR         6.35
Santa Maria                   359735.06     Cash Out Refinance 6 MO LIBOR         6.05
Cincinnati                     88583.77     Purchase           6 MO LIBOR          6.3
Hilton                         40355.12     Purchase           6 MO LIBOR         5.85
Neosho                         15466.04     Cash Out Refinance Fixed Rate            0
Clarksville                     62956.5     Purchase           Fixed Rate            0
Houston                        91611.01     Purchase           6 MO LIBOR          5.1
Jacksonville                  127082.93     Cash Out Refinance 6 MO LIBOR          6.7
Gladwin                        48288.77     Cash Out Refinance Fixed Rate            0
Whitman                        56475.82     Purchase           Fixed Rate            0
Lewisburg                      82387.92     Rate/Term Refinance6 MO LIBOR         6.85
Joppa                         102273.34     Rate/Term Refinance6 MO LIBOR         6.25
Pocomoke                      215646.99     Cash Out Refinance 6 MO LIBOR         5.65
Philadelphia                    63409.1     Cash Out Refinance 6 MO LIBOR         5.75
Everman                        68404.51     Cash Out Refinance Fixed Rate            0
Snow Hill                      90741.33     Cash Out Refinance 6 MO LIBOR          5.1
Ironton                        51362.65     Purchase           6 MO LIBOR         6.55
Rutland                        77604.16     Cash Out Refinance 6 MO LIBOR         5.85
Charlotte                       29934.3     Cash Out Refinance Fixed Rate            0
Easton                           134150     Cash Out Refinance 6 MO LIBOR         4.75
Baugh                          68173.95     Cash Out Refinance 6 MO LIBOR          6.3
Baugh                          58916.45     Cash Out Refinance 6 MO LIBOR         5.95
Temecula                       56061.75     Cash Out Refinance Fixed Rate            0
Massillon                      91583.86     Cash Out Refinance 6 MO LIBOR          5.7
Palm Bay                      119498.27     Cash Out Refinance 6 MO LIBOR         6.65
Bacone                          59604.5     Cash Out Refinance 6 MO LIBOR         6.45
Henderson                      49424.32     Cash Out Refinance Fixed Rate            0
Bratenahl                      71762.03     Purchase           6 MO LIBOR         6.65
Trenton                         77128.8     Cash Out Refinance 6 MO LIBOR         6.25
Lawton                         60102.48     Cash Out Refinance Fixed Rate            0
Saint Helen                    47587.41     Rate/Term Refinance6 MO LIBOR            7
Bakersfield                   174783.71     Cash Out Refinance 6 MO LIBOR         5.95
Charlotte                        256800     Purchase           6 MO LIBOR         5.05
REDDING                       354315.45     Cash Out Refinance 6 MO LIBOR            6
Weehawken                      51055.76     Purchase           Fixed Rate            0
Abita Springs                  59834.05     Purchase           6 MO LIBOR         5.65
Crawfordsville                 86643.13     Cash Out Refinance 6 MO LIBOR         6.25
Reynoldsburg                   82854.34     Purchase           6 MO LIBOR         5.45
Monroe                          43243.9     Cash Out Refinance 6 MO LIBOR            7
Incline Village               734996.84     Cash Out Refinance 6 MO LIBOR         5.75
Reynoldsburg                   20769.65     Purchase           Fixed Rate            0
North East                      20744.5     Purchase           Fixed Rate            0
Mesa                          109691.24     Cash Out Refinance 6 MO LIBOR         5.85
Saint Louis                    56198.13     Cash Out Refinance 6 MO LIBOR          5.4
Cape Coral                     40203.97     Purchase           Fixed Rate            0
Pittsfield                     51471.08     Purchase           Fixed Rate            0
Elwood                        407387.99     Cash Out Refinance Fixed Rate            0
Basin                             48441     Purchase           6 MO LIBOR            7
Momence                        73573.25     Cash Out Refinance 6 MO LIBOR         6.25
Millersville                  597105.59     Cash Out Refinance 6 MO LIBOR          5.5
San Leandro                   180737.08     Cash Out Refinance 6 MO LIBOR         5.75
San Leandro                    45276.72     Cash Out Refinance Fixed Rate            0
Strawberry Plains               87581.8     Cash Out Refinance Fixed Rate            0
Flanders                      183896.58     Cash Out Refinance Fixed Rate            0
Jacksonville                   86406.35     Cash Out Refinance 6 MO LIBOR         5.25
Bronx                            348000     Cash Out Refinance 6 MO LIBOR         5.65
Cucamonga                     351199.39     Purchase           6 MO LIBOR         4.95
Gary                          147264.47     Purchase           6 MO LIBOR            7
Newburgh                      494999.99     Purchase           6 MO LIBOR          5.4
Detroit                        75720.66     Cash Out Refinance 6 MO LIBOR         5.35
Lawrenceburg                   83040.82     Rate/Term Refinance6 MO LIBOR         5.15
Youngstown                     41520.73     Cash Out Refinance Fixed Rate            0
Milford                         44890.4     Cash Out Refinance Fixed Rate            0
Lawrence                      194570.63     Cash Out Refinance 6 MO LIBOR            7
Tampa                            188000     Cash Out Refinance 6 MO LIBOR         5.55
Wichita                        52803.47     Purchase           6 MO LIBOR         6.55
Warren                         69956.34     Cash Out Refinance 6 MO LIBOR         6.35
Longwood                      244518.88     Cash Out Refinance 6 MO LIBOR         6.25
Croydon                       125042.61     Cash Out Refinance 6 MO LIBOR          6.1
Vallejo                       329962.13     Cash Out Refinance 6 MO LIBOR          6.7
Gretna                         69965.09     Cash Out Refinance 6 MO LIBOR          6.5
Chicago                        258637.8     Cash Out Refinance Fixed Rate            0
Eastend                        54570.89     Cash Out Refinance 6 MO LIBOR            7
Franklinville                 144941.11     Cash Out Refinance 6 MO LIBOR          4.8
Indianapolis                   51754.68     Cash Out Refinance 6 MO LIBOR         5.75
Benton Harbor                  49816.89     Cash Out Refinance 6 MO LIBOR         5.95
Colburn                        84830.71     Cash Out Refinance 6 MO LIBOR          6.5
Naples                        267652.26     Cash Out Refinance 6 MO LIBOR          5.1
Dover                          18762.63     Cash Out Refinance Fixed Rate            0
Powell                        106772.59     Purchase           6 MO LIBOR          5.2
Raytown                         77657.4     Purchase           6 MO LIBOR            7
Bayside                       492524.95     Cash Out Refinance 6 MO LIBOR         5.45
Tampa                         161783.66     Cash Out Refinance 6 MO LIBOR         6.05
Alexander City                 54740.18     Cash Out Refinance Fixed Rate            0
Sango                          85809.52     Cash Out Refinance 6 MO LIBOR         6.15
Abita Springs                  14821.01     Purchase           Fixed Rate            0
Ocala                          96699.64     Purchase           6 MO LIBOR          4.6
Baton Rouge                       51853     Cash Out Refinance 6 MO LIBOR            7
Birmingham                        64600     Purchase           6 MO LIBOR         5.35
Coshocton                         80000     Cash Out Refinance 6 MO LIBOR         5.65
Kalkaska                      118606.44     Cash Out Refinance 6 MO LIBOR            7
Moreno                         94232.57     Purchase           Fixed Rate            0
Lemay                          85237.19     Rate/Term Refinance6 MO LIBOR          6.8
Portland                      104299.97     Purchase           6 MO LIBOR         4.55
Dellwood                        67324.3     Purchase           6 MO LIBOR          6.8
Macomb                         358238.2     Cash Out Refinance 6 MO LIBOR          5.8
Philadelphia                   58318.46     Purchase           6 MO LIBOR          6.5
Kenner                           240975     Purchase           6 MO LIBOR         6.05
Owasso                        129997.19     Cash Out Refinance Fixed Rate            0
Mira Loma                     130644.96     Purchase           Fixed Rate            0
Coshocton                      19435.47     Cash Out Refinance Fixed Rate            0
Kenner                          49547.8     Cash Out Refinance 6 MO LIBOR          4.4
Tulsa                          46557.83     Purchase           6 MO LIBOR         6.75
Clarksville                    15765.39     Purchase           Fixed Rate            0
Dixie                          51903.53     Cash Out Refinance 6 MO LIBOR            7
Fairborn                       79599.24     Cash Out Refinance 6 MO LIBOR         4.75
Miami                         167072.03     Purchase           6 MO LIBOR         4.95
Tacoma                         51826.38     Cash Out Refinance Fixed Rate            0
Elizabeth                      49963.94     Cash Out Refinance Fixed Rate            0
Barren                          60987.3     Purchase           6 MO LIBOR         6.35
Barry Lakes                   181882.68     Cash Out Refinance Fixed Rate            0
Springfield                    66231.21     Rate/Term Refinance6 MO LIBOR         6.45
Cucamonga                      87474.75     Purchase           Fixed Rate            0
Broken Arrow                   95060.66     Cash Out Refinance 6 MO LIBOR         5.95
Newark                           413250     Purchase           6 MO LIBOR          6.2
Saegertown                    111269.04     Cash Out Refinance 6 MO LIBOR          4.3
Brooklyn                      328397.71     Purchase           6 MO LIBOR          5.5
Brooklyn                       82418.12     Purchase           Fixed Rate            0
Amelia City                   412849.84     Purchase           6 MO LIBOR          6.6
Alpharetta                    255872.39     Cash Out Refinance 6 MO LIBOR          6.2
Lewiston                       29332.76     Purchase           Fixed Rate            0
Chattanooga                    49791.38     Cash Out Refinance 6 MO LIBOR         5.85
Dayton                        163265.54     Purchase           6 MO LIBOR         5.25
Flushing                      347728.48     Cash Out Refinance 6 MO LIBOR          4.9
Richmond                       69058.86     Cash Out Refinance 6 MO LIBOR         6.35
Tampa                         193567.27     Cash Out Refinance 6 MO LIBOR          6.6
Nora                           45714.92     Cash Out Refinance 6 MO LIBOR          6.2
Alameda                        91285.09     Cash Out Refinance Fixed Rate            0
Birmingham                     16118.95     Purchase           Fixed Rate            0
La Tijera                        425700     Cash Out Refinance 6 MO LIBOR          6.2
Daytona Beach                  87136.89     Cash Out Refinance 6 MO LIBOR         6.25
Poughkeepsie                  163127.57     Cash Out Refinance 6 MO LIBOR         6.25
West Jordan                   116395.34     Cash Out Refinance 6 MO LIBOR          5.7
Fontana                       457900.22     Cash Out Refinance 6 MO LIBOR          6.6
Kansas City                    22458.59     Purchase           Fixed Rate            0
Cimarron                      389196.74     Cash Out Refinance 6 MO LIBOR         5.65
Saginaw                        41452.26     Cash Out Refinance 6 MO LIBOR          6.8
Dunbar                         55801.13     Cash Out Refinance 6 MO LIBOR         5.85
Philadelphia                   89624.13     Purchase           6 MO LIBOR          5.8
Memphis                        50196.02     Cash Out Refinance 6 MO LIBOR          6.7
Seymour                        344400.3     Cash Out Refinance Fixed Rate            0
Middletown                    359049.11     Cash Out Refinance 6 MO LIBOR          6.6
Caro                          107697.48     Purchase           6 MO LIBOR          6.5
Charlotte                      92396.59     Rate/Term Refinance6 MO LIBOR          5.5
Gracey                         40333.99     Rate/Term Refinance6 MO LIBOR         6.15
Chville                       228653.36     Cash Out Refinance 6 MO LIBOR          6.2
Avondale                       73792.33     Purchase           Fixed Rate            0
Cleveland                     127785.06     Cash Out Refinance 6 MO LIBOR         6.15
Miami                         193221.98     Purchase           6 MO LIBOR          4.7
West Jordan                    29020.95     Cash Out Refinance Fixed Rate            0
Barr                          287364.69     Rate/Term Refinance6 MO LIBOR            5
Powderly                       66445.78     Purchase           Fixed Rate            0
Detroit                        62810.34     Cash Out Refinance 6 MO LIBOR         6.75
Norco                         524135.72     Purchase           6 MO LIBOR            5
Dayton                         40942.22     Purchase           Fixed Rate            0
Obetz                          80715.23     Cash Out Refinance 6 MO LIBOR         6.25
Wheeler                           80461     Cash Out Refinance 6 MO LIBOR          6.3
Rising Fawn                   238993.08     Cash Out Refinance Fixed Rate            0
Bellfntn                       68141.25     Cash Out Refinance 6 MO LIBOR          5.9
Roselle Park                  199713.71     Cash Out Refinance 6 MO LIBOR         4.85
Memphis                        65272.28     Cash Out Refinance Fixed Rate            0
Yaphank                        38148.92     Purchase           Fixed Rate            0
Canton                        183870.57     Purchase           6 MO LIBOR          4.9
Tahlequah                      54861.15     Cash Out Refinance Fixed Rate            0
Gorham                        156144.45     Rate/Term Refinance6 MO LIBOR         4.65
Metairie                      245207.13     Purchase           6 MO LIBOR         5.85
Memphis                         64364.4     Cash Out Refinance 6 MO LIBOR          5.8
Willeys                        17728.12     Purchase           Fixed Rate            0
Arkoma                         52068.73     Purchase           6 MO LIBOR          6.3
Clearwater                     49455.25     Cash Out Refinance 6 MO LIBOR          6.3
Fishkill                      172671.89     Cash Out Refinance Fixed Rate            0
Bellaire                      210143.96     Cash Out Refinance 6 MO LIBOR         4.25
New Smyrna Beach                 338006     Purchase           6 MO LIBOR          4.6
Moss Point                     59783.09     Purchase           6 MO LIBOR            7
Hanford                        83819.59     Purchase           6 MO LIBOR          4.8
Lohrville                      58777.42     Purchase           6 MO LIBOR          6.4
Somerville                    353584.57     Cash Out Refinance Fixed Rate            0
Thornville                     76236.51     Cash Out Refinance 6 MO LIBOR            7
Concord                       125854.25     Cash Out Refinance 6 MO LIBOR         6.05
Savannah                      363981.45     Cash Out Refinance 6 MO LIBOR          5.9
Aliq                           55822.63     Purchase           6 MO LIBOR         6.05
Cincinnati                     75764.14     Purchase           6 MO LIBOR          5.9
Cleveland                      68994.38     Purchase           6 MO LIBOR          6.7
Docena                         41139.54     Cash Out Refinance 6 MO LIBOR         6.75
Tulsa                          46317.76     Cash Out Refinance Fixed Rate            0
MULDROW                        51768.73     Rate/Term Refinance6 MO LIBOR         6.65
Ormond Beach                  266865.03     Cash Out Refinance 6 MO LIBOR          6.7
Jackson                        44860.24     Purchase           6 MO LIBOR         6.65
Jackson                        57829.03     Cash Out Refinance 6 MO LIBOR            6
Compton                       270670.94     Cash Out Refinance 6 MO LIBOR            5
Compton                         67811.1     Cash Out Refinance Fixed Rate            0
Pine Bush                     171354.05     Cash Out Refinance Fixed Rate            0
Marion                         78033.11     Rate/Term Refinance6 MO LIBOR          6.6
Ldhl                           44794.23     Purchase           6 MO LIBOR          6.5
Topeka                         30537.75     Cash Out Refinance Fixed Rate            0
Detroit                        55812.57     Purchase           6 MO LIBOR         5.95
Yonkers                       517399.91     Cash Out Refinance Fixed Rate            0
Pomona                        102578.36     Cash Out Refinance Fixed Rate            0
Orlando                        49155.57     Cash Out Refinance 6 MO LIBOR          4.8
Shreveport                     50848.06     Cash Out Refinance 6 MO LIBOR         6.55
Galesburg                     229434.25     Cash Out Refinance 6 MO LIBOR         5.35
Wyoming                        94718.91     Cash Out Refinance 6 MO LIBOR         6.85
Concord                       475999.83     Purchase           6 MO LIBOR          5.2
Dresser                        76583.89     Cash Out Refinance 6 MO LIBOR         5.95
Dillon                         52903.56     Cash Out Refinance Fixed Rate            0
Philadelphia                   48310.01     Cash Out Refinance 6 MO LIBOR         5.55
Manorville                    335129.33     Cash Out Refinance Fixed Rate            0
Hayward                       597507.18     Purchase           6 MO LIBOR          5.6
West End                       42342.75     Purchase           6 MO LIBOR          5.7
WARREN                         67938.69     Purchase           6 MO LIBOR            7
Roswell                       338720.98     Cash Out Refinance 6 MO LIBOR          6.2
Dayton                         66333.84     Cash Out Refinance 6 MO LIBOR            7
Tulsa                          61768.32     Purchase           6 MO LIBOR          6.1
Carson City                   239002.91     Cash Out Refinance 6 MO LIBOR          5.3
Davie                         491157.19     Cash Out Refinance 6 MO LIBOR            7
Orlando                        88940.24     Purchase           6 MO LIBOR            7
Monroe                           240000     Cash Out Refinance 6 MO LIBOR          5.1
Brooklyn                      229816.43     Cash Out Refinance Fixed Rate            0
Easton                         33145.89     Cash Out Refinance Fixed Rate            0
Finger                         26920.43     Purchase           Fixed Rate            0
Grand Blanc                   238153.21     Cash Out Refinance 6 MO LIBOR            7
Milford                        96541.47     Cash Out Refinance 6 MO LIBOR            7
Akron                          283945.6     Purchase           6 MO LIBOR          6.2
Saint Louis                    54675.56     Cash Out Refinance 6 MO LIBOR         6.65
Stafford                      222375.58     Rate/Term Refinance6 MO LIBOR         4.95
Washington                     15378.69     Cash Out Refinance Fixed Rate            0
Villa Grove                    93973.01     Cash Out Refinance Fixed Rate            0
Sault Sainte Marie             46657.17     Cash Out Refinance 6 MO LIBOR         6.65
Elwood                         87974.73     Cash Out Refinance 6 MO LIBOR          6.4
Ocala                         135327.91     Purchase           6 MO LIBOR          5.1
Bronx                           86838.2     Cash Out Refinance Fixed Rate            0
Hamilton                      133142.98     Rate/Term RefinanceFixed Rate            0
Riverview                     286559.93     Cash Out Refinance 6 MO LIBOR          6.1
Wichita                        63559.09     Rate/Term Refinance6 MO LIBOR          6.2
Mattawan                       94153.24     Purchase           6 MO LIBOR         5.35
Stafford                       41083.04     Cash Out Refinance Fixed Rate            0
Dunn                          106690.62     Purchase           6 MO LIBOR         5.15
Alta Loma                     327986.68     Cash Out Refinance 6 MO LIBOR         4.75
Alta Loma                      81696.61     Cash Out Refinance Fixed Rate            0
Mexico                         40332.94     Cash Out Refinance Fixed Rate            0
Mesquite                       95334.98     Cash Out Refinance Fixed Rate            0
Glenville                     690393.52     Purchase           6 MO LIBOR          6.9
Phoenix                       226916.59     Cash Out Refinance 6 MO LIBOR         5.05
Hayward                       311984.02     Cash Out Refinance 6 MO LIBOR          5.8
Clarksburg                     57402.08     Cash Out Refinance Fixed Rate            0
Jackson                        50286.43     Purchase           6 MO LIBOR          6.2
Venice                        319712.14     Cash Out Refinance 6 MO LIBOR         6.35
Colonial Heights              106756.83     Cash Out Refinance 6 MO LIBOR         6.75
Camden                         15971.69     Purchase           Fixed Rate            0
Spencer                        72681.68     Cash Out Refinance 6 MO LIBOR          6.4
Wellston                      250848.87     Cash Out Refinance 6 MO LIBOR         5.55
Hayward                        77772.45     Cash Out Refinance Fixed Rate            0
Roanoke                        67674.54     Purchase           6 MO LIBOR         5.65
Heer Park                     325900.35     Cash Out Refinance Fixed Rate            0
Harrison                       59664.66     Purchase           6 MO LIBOR         4.65
Pryor                          56855.33     Purchase           6 MO LIBOR          6.8
Dallas                         42638.73     Cash Out Refinance Fixed Rate            0
Mesquite                        63509.3     Cash Out Refinance Fixed Rate            0
Mesquite                       63506.85     Cash Out Refinance Fixed Rate            0
Parkview                      242949.83     Rate/Term Refinance6 MO LIBOR          6.2
Slaton                         39865.38     Cash Out Refinance 6 MO LIBOR         4.75
Bassett                       334604.03     Cash Out Refinance 6 MO LIBOR         6.65
Eglon                            344250     Cash Out Refinance 6 MO LIBOR          5.1
Bel Nor                        77621.49     Cash Out Refinance 6 MO LIBOR          5.8
Cabot                          16850.62     Purchase           Fixed Rate            0
Toledo                         74839.51     Purchase           6 MO LIBOR         4.95
Rock Island                    62694.86     Cash Out Refinance 6 MO LIBOR         5.75
Beaufort                      269096.48     Cash Out Refinance 6 MO LIBOR            7
Charlotte                      20954.01     Cash Out Refinance Fixed Rate            0
Massapequa                     78382.26     Cash Out Refinance Fixed Rate            0
Bardwell                      122022.54     Cash Out Refinance 6 MO LIBOR            7
Staten Island                 403620.27     Cash Out Refinance 6 MO LIBOR         6.35
Vallejo                        253715.5     Cash Out Refinance 6 MO LIBOR         5.95
Arleta                        290163.86     Cash Out Refinance 6 MO LIBOR         5.55
Tulsa                          76239.37     Purchase           6 MO LIBOR         6.25
Columbia                      179334.07     Cash Out Refinance 6 MO LIBOR         6.75
Lancaster                      57397.49     Purchase           6 MO LIBOR          6.5
Memphis                        65988.42     Cash Out Refinance Fixed Rate            0
Evansville                     54686.28     Purchase           6 MO LIBOR         6.25
Passyunk                      122528.58     Cash Out Refinance 6 MO LIBOR          6.1
Brookville                     65692.51     Purchase           6 MO LIBOR         5.85
Akron                             58807     Purchase           6 MO LIBOR         6.65
Payne                          47417.29     Cash Out Refinance 6 MO LIBOR            7
                               43474.85     Rate/Term RefinanceFixed Rate            0
Arlington                      80341.23     Cash Out Refinance Fixed Rate            0
Seattle                          199600     Purchase           6 MO LIBOR         4.75
Mounds                         68831.17     Cash Out Refinance 6 MO LIBOR          6.9
Walden                        325175.32     Cash Out Refinance 6 MO LIBOR          6.4
Allentown                     269050.81     Cash Out Refinance 6 MO LIBOR          6.4
Ocala                          18007.39     Purchase           Fixed Rate            0
Philadelphia                  103346.72     Cash Out Refinance 6 MO LIBOR          6.8
Philadelphia                   69512.24     Purchase           6 MO LIBOR            6
Riverdale                     115102.51     Cash Out Refinance 6 MO LIBOR         5.25
McRae                          61040.55     Cash Out Refinance Fixed Rate            0
Rockford                         190400     Cash Out Refinance 6 MO LIBOR            5
Transfer                          93100     Rate/Term Refinance6 MO LIBOR         5.85
Newark                         96286.51     Purchase           6 MO LIBOR         4.75
Denver                        118278.91     Rate/Term Refinance6 MO LIBOR          5.5
Rockford                       47470.74     Cash Out Refinance Fixed Rate            0
Hardwick                      258664.04     Cash Out Refinance Fixed Rate            0
Sun City                      103174.59     Cash Out Refinance 6 MO LIBOR         4.54
Sacramento                       208000     Purchase           6 MO LIBOR            5
Bywood                         43883.22     Purchase           6 MO LIBOR         5.95
Toledo                         46672.88     Purchase           6 MO LIBOR         6.65
Calumet City                  134491.72     Cash Out Refinance 6 MO LIBOR         5.85
Elwood                         81799.52     Rate/Term Refinance6 MO LIBOR         5.55
Lorane                         69979.47     Rate/Term Refinance6 MO LIBOR         6.25
Rexmont                         83638.2     Cash Out Refinance 6 MO LIBOR          5.6
East Tawas                     57347.45     Purchase           6 MO LIBOR          6.7
Holly Hill                      99472.2     Purchase           Fixed Rate            0
West Columbia                  43951.66     Cash Out Refinance 6 MO LIBOR            7
Elbert                         376494.8     Cash Out Refinance 6 MO LIBOR          4.8
Brookville                     16476.76     Purchase           Fixed Rate            0
Dallas                        346310.43     Cash Out Refinance 6 MO LIBOR         5.85
Brooklyn                      281099.81     Cash Out Refinance Fixed Rate            0
Old Hickory                    83123.53     Purchase           6 MO LIBOR          6.3
Bergenfield                    258424.5     Cash Out Refinance 6 MO LIBOR          5.2
Hammond                       170351.06     Cash Out Refinance 6 MO LIBOR            6
Sacramento                     51857.56     Purchase           Fixed Rate            0
Middletown                      71796.2     Purchase           6 MO LIBOR         6.45
Tucson                        119320.03     Cash Out Refinance 6 MO LIBOR          4.9
Greenacres                     156859.8     Cash Out Refinance 6 MO LIBOR          4.2
Miami                            336000     Purchase           6 MO LIBOR         4.95
Boston                        402932.53     Cash Out Refinance 6 MO LIBOR          6.9
Colerain                       82722.26     Cash Out Refinance 6 MO LIBOR          6.6
Murray City                    39820.85     Purchase           6 MO LIBOR         5.95
Jamaica                       389221.98     Cash Out Refinance 6 MO LIBOR          5.4
Tulsa                          15464.67     Purchase           Fixed Rate            0
Sharon                         46691.33     Purchase           6 MO LIBOR          6.4
Tucson                         29895.93     Cash Out Refinance Fixed Rate            0
Crestview                     367852.06     Cash Out Refinance 6 MO LIBOR         5.85
Aurora                           137600     Cash Out Refinance 6 MO LIBOR         5.05
Chapel Hill                   253325.04     Purchase           6 MO LIBOR          4.9
Kissimmee                      31537.95     Purchase           Fixed Rate            0
Reno                             255200     Purchase           6 MO LIBOR          5.5
Fontana                       226452.36     Cash Out Refinance 6 MO LIBOR         4.55
Lemont                        393601.99     Cash Out Refinance 6 MO LIBOR            6
Weare                          35936.51     Purchase           Fixed Rate            0
Newburgh                       27439.68     Purchase           Fixed Rate            0
Granville                      55074.78     Cash Out Refinance 6 MO LIBOR          6.5
Monument                      238663.01     Purchase           6 MO LIBOR          5.5
Evesham                       453514.91     Cash Out Refinance 6 MO LIBOR            7
Westgate                       23937.26     Purchase           Fixed Rate            0
Rockford                       39773.16     Purchase           6 MO LIBOR            6
Youngstown                     40377.68     Purchase           6 MO LIBOR          6.5
Burlington                     68518.01     Rate/Term Refinance6 MO LIBOR          5.4
Detroit                        57840.85     Cash Out Refinance 6 MO LIBOR          6.6
Calcutta                       40882.76     Cash Out Refinance 6 MO LIBOR         6.35
Knauers                       498302.91     Cash Out Refinance 6 MO LIBOR         6.95
Rocky Point                    143274.4     Cash Out Refinance Fixed Rate            0
Cloquet                        95250.39     Cash Out Refinance 6 MO LIBOR            7
Fort Myers                    228132.37     Purchase           6 MO LIBOR          4.9
Limington                     111818.21     Rate/Term Refinance6 MO LIBOR         4.55
Grottoes                      129756.73     Cash Out Refinance 6 MO LIBOR         5.05
Lakemore                       95724.27     Purchase           6 MO LIBOR          6.2
Avery                          53848.76     Cash Out Refinance 6 MO LIBOR          6.4
Peabody                       502715.89     Cash Out Refinance 6 MO LIBOR         6.15
Jamestown                      49001.68     Cash Out Refinance Fixed Rate            0
Harrison                       14949.19     Purchase           Fixed Rate            0
Gretna                         75476.66     Cash Out Refinance Fixed Rate            0
Ellenwood                     168633.83     Cash Out Refinance 6 MO LIBOR         5.55
Midland                        66403.57     Purchase           6 MO LIBOR          6.3
Auburndale                      62763.2     Purchase           6 MO LIBOR         6.25
Oaklandon                       64608.9     Cash Out Refinance Fixed Rate            0
Obetz                          74604.96     Purchase           6 MO LIBOR         5.45
Galaxy                         71520.45     Cash Out Refinance 6 MO LIBOR          5.7
Wonder Lake                      132000     Purchase           6 MO LIBOR          5.6
Caro                             123500     Cash Out Refinance 6 MO LIBOR         5.65
Staten Island                 180985.39     Cash Out Refinance 6 MO LIBOR          4.6
Akron                          56800.17     Purchase           6 MO LIBOR          6.3
Westland                       42939.36     Cash Out Refinance Fixed Rate            0
Milford                       236827.41     Cash Out Refinance 6 MO LIBOR         6.15
Marysville                     49858.36     Cash Out Refinance Fixed Rate            0
Philadelphia                  189208.74     Cash Out Refinance 6 MO LIBOR          6.3
Tampa                         139105.17     Cash Out Refinance 6 MO LIBOR         6.75
Sun City                       211094.8     Cash Out Refinance 6 MO LIBOR          4.8
San Diego                     207064.46     Cash Out Refinance Fixed Rate            0
Arleta                         166088.3     Cash Out Refinance 6 MO LIBOR          4.3
Black Jack                       109600     Cash Out Refinance 6 MO LIBOR         5.05
Elyria                         94170.54     Cash Out Refinance 6 MO LIBOR         6.05
Fairborn                       19941.57     Cash Out Refinance Fixed Rate            0
Key West                      573289.73     Cash Out Refinance 6 MO LIBOR         5.05
Saydel                         80743.42     Rate/Term Refinance6 MO LIBOR            6
Tonawanda                     127060.88     Cash Out Refinance 6 MO LIBOR         6.35
Southpoint                     51820.71     Cash Out Refinance 6 MO LIBOR         6.05
Kissimmee                     352118.83     Cash Out Refinance 6 MO LIBOR          5.8
Naranja                          164000     Purchase           6 MO LIBOR          4.7
Phoenix                        56874.98     Cash Out Refinance Fixed Rate            0
Pittsburgh                    136419.94     Cash Out Refinance 6 MO LIBOR         6.05
Montz                          87101.78     Rate/Term RefinanceFixed Rate            0
Progress                      171956.56     Purchase           6 MO LIBOR          4.8
Salem                          62819.84     Cash Out Refinance 6 MO LIBOR            7
Wharton                        263195.4     Cash Out Refinance 6 MO LIBOR         4.55
Sullivan                       80718.02     Purchase           6 MO LIBOR         5.75
Saginaw                        49832.68     Purchase           6 MO LIBOR            7
Waco                           53392.13     Cash Out Refinance 6 MO LIBOR            7
Waco                           41899.39     Cash Out Refinance 6 MO LIBOR          6.4
Bend                          574592.77     Cash Out Refinance 6 MO LIBOR         4.95
Lakewood                      264923.72     Cash Out Refinance 6 MO LIBOR         6.15
Miami                         130290.08     Cash Out Refinance Fixed Rate            0
Damascus                      335216.96     Cash Out Refinance 6 MO LIBOR          4.5
Steuben                        85072.33     Cash Out Refinance Fixed Rate            0
Buffalo                        81543.58     Cash Out Refinance Fixed Rate            0
Monument                       59779.72     Purchase           Fixed Rate            0
Mars Hill                      87496.54     Purchase           6 MO LIBOR          4.8
Virginia Beach                258752.31     Cash Out Refinance 6 MO LIBOR         5.25
Englewood                        120398     Purchase           6 MO LIBOR         4.95
Monessen                        41150.1     Cash Out Refinance 6 MO LIBOR          5.8
Hawley                        109622.94     Cash Out Refinance 6 MO LIBOR          6.2
Chapel Hill                    47644.29     Purchase           Fixed Rate            0
Ironwood                       56739.19     Cash Out Refinance 6 MO LIBOR            6
Fontana                        89699.46     Cash Out Refinance Fixed Rate            0
New Orleans                   227950.76     Rate/Term Refinance6 MO LIBOR         6.35
Marne                          82091.58     Rate/Term Refinance6 MO LIBOR          6.4
Conroe                        278375.46     Purchase           6 MO LIBOR          5.6
Middletown                    159289.82     Cash Out Refinance 6 MO LIBOR         4.75
CAMPBELL                       70168.68     Cash Out Refinance 6 MO LIBOR         6.25
Baldy Mesa                       208000     Purchase           6 MO LIBOR         4.75
Baldy Mesa                     51882.81     Purchase           Fixed Rate            0
Ocala                          33951.98     Purchase           Fixed Rate            0
Sharon Hill                    77644.56     Purchase           Fixed Rate            0
Forks                         246178.38     Rate/Term Refinance6 MO LIBOR         5.55
Albion                         84453.28     Cash Out Refinance 6 MO LIBOR         6.25
Conover                        76709.44     Purchase           6 MO LIBOR         5.75
Conroe                         69656.08     Purchase           Fixed Rate            0
Newark                        242230.28     Purchase           6 MO LIBOR          6.6
Pomona                        120413.15     Cash Out Refinance Fixed Rate            0
Erie                           76239.37     Cash Out Refinance 6 MO LIBOR          6.3
Stilwell                       304977.7     Cash Out Refinance 6 MO LIBOR         6.55
Lawrence                       53287.52     Cash Out Refinance 6 MO LIBOR          5.8
Los Angeles                      308000     Cash Out Refinance 6 MO LIBOR            5
Marne                          45451.58     Purchase           Fixed Rate            0
Mattawan                       23572.25     Purchase           Fixed Rate            0
Sullivan                       20003.67     Purchase           Fixed Rate            0
Black Jack                     27359.14     Cash Out Refinance Fixed Rate            0
Pulaski                        53802.23     Cash Out Refinance 6 MO LIBOR         6.25
Aurora                         27900.93     Cash Out Refinance Fixed Rate            0
Brockton                      177693.62     Cash Out Refinance 6 MO LIBOR         4.35
Hendersonville                103549.95     Cash Out Refinance Fixed Rate            0
Poland                         78792.95     Cash Out Refinance 6 MO LIBOR         4.75
Avondale                       18348.24     Purchase           Fixed Rate            0
West Palm Beach                99470.99     Purchase           6 MO LIBOR          5.1
Phoenix                       144007.74     Cash Out Refinance 6 MO LIBOR          5.5
Detroit                         69327.2     Cash Out Refinance 6 MO LIBOR          6.4
Deltona                       101593.34     Cash Out Refinance 6 MO LIBOR          5.7
Akron                         198843.36     Cash Out Refinance Fixed Rate            0
Waynesboro                     69444.75     Cash Out Refinance 6 MO LIBOR         6.35
Goodyear                         324000     Cash Out Refinance 6 MO LIBOR          5.5
Berkeley                       35464.37     Cash Out Refinance Fixed Rate            0
Cathedral City                   260000     Purchase           6 MO LIBOR          5.6
Naples                        278993.42     Cash Out Refinance 6 MO LIBOR         6.15
Cave Creek                       328000     Purchase           6 MO LIBOR          4.9
Fort Pierce                   218924.77     Purchase           6 MO LIBOR          5.4
Riviera Beach                 339641.14     Cash Out Refinance Fixed Rate            0
Medina                        129139.32     Rate/Term Refinance6 MO LIBOR         6.45
Washington Park                44809.75     Cash Out Refinance 6 MO LIBOR         6.25
Brooksville                    89677.08     Purchase           Fixed Rate            0
Poland                         19771.06     Cash Out Refinance Fixed Rate            0
Tuckerton                     137198.27     Cash Out Refinance 6 MO LIBOR         6.25
Keyport                       159187.95     Cash Out Refinance Fixed Rate            0
Dallas                        211627.93     Rate/Term Refinance6 MO LIBOR         5.35
Sabraton                      155621.83     Cash Out Refinance 6 MO LIBOR            7
Denver                          81110.2     Cash Out Refinance 6 MO LIBOR          4.1
Baton Rouge                       75737     Cash Out Refinance Fixed Rate            0
Wantagh                       323349.69     Cash Out Refinance Fixed Rate            0
Monrovia                         326000     Cash Out Refinance 6 MO LIBOR            5
Los Angeles                    76807.59     Cash Out Refinance Fixed Rate            0
Lancaster                     125855.04     Cash Out Refinance 6 MO LIBOR         4.95
Savannah                       58603.21     Cash Out Refinance 6 MO LIBOR          6.1
Dunn                           26762.22     Purchase           Fixed Rate            0
Mill Creek                     50005.23     Cash Out Refinance 6 MO LIBOR         6.05
Tampa                          34254.76     Cash Out Refinance Fixed Rate            0
Streetsboro                   268858.34     Rate/Term RefinanceFixed Rate            0
Newark                         41859.03     Purchase           Fixed Rate            0
Miami                          41899.49     Purchase           Fixed Rate            0
Farrell                        48012.47     Purchase           6 MO LIBOR         6.25
Liberty                       194166.22     Cash Out Refinance 6 MO LIBOR         5.25
Leroy                          66169.61     Purchase           6 MO LIBOR         5.55
Goodyear                       60615.79     Cash Out Refinance Fixed Rate            0
Sun City                       39677.65     Cash Out Refinance Fixed Rate            0
Fort Pierce                   145913.32     Purchase           6 MO LIBOR         4.85
Bakersfield                   118209.75     Purchase           6 MO LIBOR          4.4
Dix Hills                        232000     Purchase           6 MO LIBOR          4.9
Fairborn                       72082.28     Cash Out Refinance 6 MO LIBOR            7
Grand Rapids                  175119.97     Cash Out Refinance 6 MO LIBOR          5.8
Hampstead                      39889.91     Cash Out Refinance 6 MO LIBOR            6
Virden                         64439.16     Purchase           6 MO LIBOR         6.75
Hendersonville                 25940.28     Cash Out Refinance Fixed Rate            0
Wilson                         98553.72     Purchase           6 MO LIBOR          5.1
Otto                          158443.53     Cash Out Refinance 6 MO LIBOR          5.8
Salem                           86395.2     Rate/Term Refinance6 MO LIBOR            7
ROCKY COMFORT                  67359.89     Cash Out Refinance 6 MO LIBOR          6.7
San Diego                        236000     Cash Out Refinance 6 MO LIBOR         4.95
Cleveland                      44896.41     Cash Out Refinance 6 MO LIBOR          6.8
Wernersville                   80700.31     Cash Out Refinance 6 MO LIBOR            6
Taft                          101974.57     Cash Out Refinance Fixed Rate            0
Seattle                        49786.54     Purchase           Fixed Rate            0
Roscoe                         187174.6     Cash Out Refinance 6 MO LIBOR          5.8
Livermore                        432000     Cash Out Refinance 6 MO LIBOR         4.95
Bay Point                     372922.97     Cash Out Refinance Fixed Rate            0
Brooksville                    96464.23     Cash Out Refinance 6 MO LIBOR          5.3
Livermore                      97761.47     Cash Out Refinance Fixed Rate            0
Mansfield                      65369.35     Purchase           6 MO LIBOR          6.1
Ryland                         98573.91     Cash Out Refinance 6 MO LIBOR          6.1
Jackson                        43904.13     Cash Out Refinance 6 MO LIBOR            7
Commack                       480944.45     Cash Out Refinance Fixed Rate            0
Apple Valley                  171654.32     Purchase           6 MO LIBOR          5.1
Wilmington                     69584.63     Cash Out Refinance 6 MO LIBOR            7
Waukesha                      421129.73     Cash Out Refinance 6 MO LIBOR         5.75
Meriden                        25563.88     Purchase           Fixed Rate            0
San Diego                      58836.41     Cash Out Refinance Fixed Rate            0
Riviera Beach                  97309.22     Cash Out Refinance 6 MO LIBOR          6.9
Miami                          48506.62     Purchase           Fixed Rate            0
Wheatfield                    152469.55     Cash Out Refinance 6 MO LIBOR         6.85
Greene                         80507.99     Cash Out Refinance 6 MO LIBOR          6.4
                                 332223     Cash Out Refinance 6 MO LIBOR          4.9
Apple Valley                   42856.11     Purchase           Fixed Rate            0
Fort Pierce                    36616.12     Purchase           Fixed Rate            0
Otto                            39726.8     Cash Out Refinance Fixed Rate            0
Long Beach                    228792.66     Cash Out Refinance Fixed Rate            0
Long Beach                     57071.07     Cash Out Refinance Fixed Rate            0
Lodi                             302400     Cash Out Refinance 6 MO LIBOR          5.2
Lodi                           75389.98     Cash Out Refinance Fixed Rate            0
Plainfield                    152850.97     Cash Out Refinance 6 MO LIBOR          6.1
Amityville                    238734.38     Cash Out Refinance 6 MO LIBOR         4.05
Trenton                         44893.3     Cash Out Refinance 6 MO LIBOR          6.7
Amityville                    199920.56     Cash Out Refinance 6 MO LIBOR          3.9
Virginia Beach                 64885.57     Cash Out Refinance Fixed Rate            0
Rochester                       43002.2     Purchase           6 MO LIBOR          6.9
Murdock                        94183.75     Cash Out Refinance 6 MO LIBOR            7
Boardman                       42133.54     Purchase           6 MO LIBOR            7
Cave Creek                    367820.11     Purchase           6 MO LIBOR          4.9
Watts                         222476.92     Cash Out Refinance 6 MO LIBOR         5.05
Lynchburg                      14952.57     Purchase           Fixed Rate            0
Oakridge                       22238.04     Cash Out Refinance Fixed Rate            0
Hayward                       149557.18     Purchase           Fixed Rate            0
Las Vegas                        288900     Cash Out Refinance 6 MO LIBOR         5.85
Canton                         45926.16     Purchase           Fixed Rate            0
Seattle                       250053.38     Cash Out Refinance 6 MO LIBOR         6.45
Branch #1                        284000     Cash Out Refinance 6 MO LIBOR         4.65
Kearns                         24918.03     Purchase           Fixed Rate            0
San Diego                     261017.44     Cash Out Refinance Fixed Rate            0
Orange                        152395.97     Cash Out Refinance 6 MO LIBOR          6.2
Vandalia                       76212.55     Cash Out Refinance Fixed Rate            0
Kansas City                   350218.12     Cash Out Refinance 6 MO LIBOR         5.55
Mansfield                      16376.82     Purchase           Fixed Rate            0
Wilson                         24725.73     Purchase           Fixed Rate            0
Knoxville                      68616.98     Cash Out Refinance 6 MO LIBOR         5.15
Sandersdale                   142020.34     Rate/Term Refinance6 MO LIBOR         6.55
Walnut Park                      280000     Purchase           6 MO LIBOR         4.75
Monroe                         59864.77     Cash Out Refinance Fixed Rate            0
Columbus                       60189.79     Purchase           6 MO LIBOR         6.55
Basin                          39933.21     Purchase           6 MO LIBOR            7
Tarpon Springs                490195.48     Cash Out Refinance 6 MO LIBOR         5.55
West Adams                    241912.83     Purchase           6 MO LIBOR         4.95
West Adams                     60397.19     Purchase           Fixed Rate            0
Houston                       169420.88     Purchase           6 MO LIBOR         5.65
Leroy                          16580.56     Purchase           Fixed Rate            0
Chesapeake                     48179.34     Cash Out Refinance 6 MO LIBOR         6.55
Karns                          98005.19     Cash Out Refinance 6 MO LIBOR         5.25
Waynesfield                    63373.99     Cash Out Refinance 6 MO LIBOR          5.5
Oak Point                     501280.58     Purchase           Fixed Rate            0
Mesa                          547046.23     Cash Out Refinance 6 MO LIBOR         4.25
Sherwood                      182476.73     Purchase           Fixed Rate            0
Watts                          74749.02     Cash Out Refinance Fixed Rate            0
Seal Beach                       612000     Cash Out Refinance 6 MO LIBOR          4.8
Elbert                         23211.18     Cash Out Refinance Fixed Rate            0
CENTRAL ISLIP                  338490.8     Purchase           6 MO LIBOR         4.75
Parkland                         242800     Purchase           6 MO LIBOR         4.95
Clover                        274346.44     Purchase           6 MO LIBOR          4.6
Salem                          24970.75     Cash Out Refinance Fixed Rate            0
Buffalo                        42379.55     Cash Out Refinance Fixed Rate            0
Grand Rapids                   43896.76     Cash Out Refinance Fixed Rate            0
Miami                          83790.86     Purchase           Fixed Rate            0
Lancaster                      31277.05     Cash Out Refinance Fixed Rate            0
                               243914.8     Purchase           Fixed Rate            0
Cozy Lake                     214823.76     Purchase           6 MO LIBOR         5.35
Chicago Ridge                 159285.42     Purchase           6 MO LIBOR         6.45
Commerce                      331499.14     Rate/Term Refinance6 MO LIBOR         6.05
DOUGLAS                        46597.33     Cash Out Refinance 6 MO LIBOR         5.85
Oxnard                           388000     Purchase           6 MO LIBOR          5.5
Asheville                        191200     Cash Out Refinance 6 MO LIBOR          4.8
Karns                          24517.84     Cash Out Refinance Fixed Rate            0
Stanwood                       59826.68     Purchase           6 MO LIBOR         6.05
Miami                         251047.26     Cash Out Refinance 6 MO LIBOR          6.4
Lubbock                          105200     Purchase           6 MO LIBOR          5.9
Auburn                        187866.58     Purchase           6 MO LIBOR          4.6
Unity                          73329.39     Cash Out Refinance 6 MO LIBOR         5.95
Newtown                       431223.99     Cash Out Refinance 6 MO LIBOR            7
Crystal River                 236855.14     Cash Out Refinance 6 MO LIBOR          6.8
Bakersfield                     29637.2     Purchase           Fixed Rate            0
Denver                           180800     Cash Out Refinance 6 MO LIBOR          5.5
Cozy Lake                      53920.38     Purchase           Fixed Rate            0
Chicago                        147486.6     Cash Out Refinance 6 MO LIBOR         6.35
Naranja                       214239.07     Cash Out Refinance 6 MO LIBOR            6
Wilmington                     93495.38     Cash Out Refinance Fixed Rate            0
Stuart                         68469.38     Purchase           6 MO LIBOR         5.25
Vernon                        284437.87     Cash Out Refinance 6 MO LIBOR         6.65
Orlando                       163202.66     Cash Out Refinance 6 MO LIBOR         6.05
Mars Hill                      21872.74     Purchase           Fixed Rate            0
Lomita                         514957.3     Purchase           6 MO LIBOR         5.05
Albany                         67772.47     Purchase           Fixed Rate            0
Milton                         46640.12     Purchase           6 MO LIBOR          5.8
Hermiston                     102680.19     Purchase           6 MO LIBOR         4.75
South Gate                    254658.57     Rate/Term RefinanceFixed Rate            0
Lancaster                     137366.57     Cash Out Refinance 6 MO LIBOR         6.85
Kearns                        182066.23     Rate/Term Refinance6 MO LIBOR         6.05
Temecula                         348000     Cash Out Refinance 6 MO LIBOR         5.75
San Antonio                    68557.54     Purchase           6 MO LIBOR         5.35
Rochester                      101697.4     Purchase           6 MO LIBOR          5.8
Grottoes                       32551.36     Cash Out Refinance Fixed Rate            0
West Palm Beach                24941.02     Purchase           Fixed Rate            0
Springfield                    67358.97     Cash Out Refinance 6 MO LIBOR            7
Hazelwood                      19542.22     Purchase           Fixed Rate            0
Orlando                        64130.35     Purchase           6 MO LIBOR          4.7
Clover                         68848.98     Purchase           Fixed Rate            0
Westmorland                   116513.91     Cash Out Refinance 6 MO LIBOR            6
Riverview                      49944.39     Purchase           6 MO LIBOR         6.45
Drew                           79855.87     Cash Out Refinance 6 MO LIBOR            6
Parkdale                      107530.21     Purchase           6 MO LIBOR         6.25
Cleveland                     346346.38     Purchase           6 MO LIBOR          4.9
Mansfield                      45478.71     Cash Out Refinance 6 MO LIBOR         6.35
Baltimore                     298527.14     Cash Out Refinance 6 MO LIBOR         5.05
Muhlenberg                    239649.96     Cash Out Refinance Fixed Rate            0
Troy                          346512.04     Cash Out Refinance 6 MO LIBOR         4.45
Detroit                         83702.4     Purchase           6 MO LIBOR         6.15
Douglas                        62214.44     Purchase           6 MO LIBOR          4.1
Greenbush                     338212.19     Cash Out Refinance 6 MO LIBOR         5.85
East Islip                    298484.14     Cash Out Refinance Fixed Rate            0
Cleveland                       43423.4     Purchase           Fixed Rate            0
Cheyenne                          72503     Cash Out Refinance 6 MO LIBOR         5.95
Wharton                        66079.52     Cash Out Refinance Fixed Rate            0
Englewood                      30017.57     Purchase           Fixed Rate            0
Norco                          65751.48     Purchase           Fixed Rate            0
Norwalk                       331992.23     Cash Out Refinance 6 MO LIBOR         5.35
Lomita                        128641.61     Purchase           Fixed Rate            0
Grayson                          430473     Purchase           6 MO LIBOR         4.75
Atchison                       83511.38     Rate/Term Refinance6 MO LIBOR         6.75
Concord                        90783.25     Purchase           6 MO LIBOR         4.95
Lauderhill                    125370.15     Cash Out Refinance 6 MO LIBOR         6.35
Miner                          48808.44     Cash Out Refinance 6 MO LIBOR         5.65
Hoschton                       59932.44     Purchase           6 MO LIBOR          5.1
Asheville                       47690.2     Cash Out Refinance Fixed Rate            0
Elmira                          39880.8     Cash Out Refinance Fixed Rate            0
Central Islip                 295781.26     Cash Out Refinance Fixed Rate            0
Staten Island                 256460.46     Cash Out Refinance Fixed Rate            0
Brooklyn                      291560.54     Cash Out Refinance Fixed Rate            0
Albuquerque                    92977.44     Purchase           6 MO LIBOR         5.25
Carmel                        600494.71     Purchase           6 MO LIBOR         5.45
Defiance                       64204.18     Purchase           6 MO LIBOR         5.95
Hermiston                      25732.08     Purchase           Fixed Rate            0
Mount Pleasant                123271.33     Cash Out Refinance 6 MO LIBOR         6.75
Farmingdale                   341417.56     Cash Out Refinance 6 MO LIBOR         5.85
Gilmore                        127155.6     Cash Out Refinance 6 MO LIBOR          5.1
Arnold                         72003.87     Cash Out Refinance 6 MO LIBOR         6.05
Albuquerque                     23282.7     Purchase           Fixed Rate            0
Forest Park                    65116.83     Purchase           6 MO LIBOR         4.75
Asheville                      74383.44     Cash Out Refinance Fixed Rate            0
Reva                          318131.46     Cash Out Refinance 6 MO LIBOR         4.95
Houston                        22948.17     Purchase           Fixed Rate            0
Amityville                    156381.38     Cash Out Refinance 6 MO LIBOR         4.95
Grayson                       107319.04     Purchase           Fixed Rate            0
Palo Alto                     457763.78     Cash Out Refinance 6 MO LIBOR         4.75
Concord                       118686.75     Purchase           Fixed Rate            0
Astoria                       307344.78     Cash Out Refinance Fixed Rate            0
Detroit                        54953.81     Purchase           6 MO LIBOR         6.25
Kansas City                    54808.74     Purchase           6 MO LIBOR         6.35
Rochester                       25476.3     Purchase           Fixed Rate            0
SEARCY                         85306.53     Purchase           6 MO LIBOR          5.7
LAKE CHARLES                   44680.08     Purchase           6 MO LIBOR          6.2
North Highlands                65498.38     Purchase           Fixed Rate            0
Gilmore                        31762.28     Cash Out Refinance Fixed Rate            0
San Antonio                    16979.47     Purchase           Fixed Rate            0
Rochester                      65799.16     Cash Out Refinance Fixed Rate            0
Hicksville                    189563.61     Cash Out Refinance Fixed Rate            0
Chicago                       132663.69     Cash Out Refinance 6 MO LIBOR         5.85
New Athens                     43839.11     Purchase           6 MO LIBOR         6.05
Macedonia                     221596.18     Cash Out Refinance 6 MO LIBOR         6.25
Mount Vernon                      66000     Cash Out Refinance 6 MO LIBOR          5.6
Denver                        179252.14     Purchase           6 MO LIBOR         5.75
Standale                      197410.06     Rate/Term Refinance6 MO LIBOR            7
Brunswick                     187728.37     Purchase           6 MO LIBOR         4.75
Brunswick                      46987.07     Purchase           Fixed Rate            0
Chicago                       114629.72     Cash Out Refinance 6 MO LIBOR          6.2
Black Forest                  210847.47     Cash Out Refinance 6 MO LIBOR         4.35
Miami                         203120.43     Cash Out Refinance 6 MO LIBOR            6
Walnut Park                    69815.74     Purchase           Fixed Rate            0
Caruth                         82555.84     Purchase           6 MO LIBOR         6.35
Allen                         328221.38     Purchase           6 MO LIBOR          5.2
Lake Elsinore                    297000     Cash Out Refinance 6 MO LIBOR         6.05
Black Forest                   52880.55     Cash Out Refinance Fixed Rate            0
Houston                         94714.7     Rate/Term RefinanceFixed Rate            0
Oak Lane                        75821.7     Cash Out Refinance 6 MO LIBOR            7
Cleveland                      92545.38     Cash Out Refinance 6 MO LIBOR            7
Clintonville                   62669.91     Cash Out Refinance Fixed Rate            0
Powell                         25721.02     Purchase           Fixed Rate            0
Hiller                         89042.79     Cash Out Refinance 6 MO LIBOR            7
Wichita                        44088.38     Cash Out Refinance 6 MO LIBOR          6.7
Orlando                        75725.59     Purchase           6 MO LIBOR          5.9
Ronkonkoma                     98215.16     Cash Out Refinance Fixed Rate            0
Kalamazoo                      55833.87     Rate/Term Refinance6 MO LIBOR         6.55
Slidell                        85262.46     Rate/Term Refinance6 MO LIBOR         6.15
Hi Vista                         212800     Purchase           6 MO LIBOR          5.3
Appleton                      116573.33     Cash Out Refinance 6 MO LIBOR          5.7
Newark                         24137.98     Purchase           Fixed Rate            0
Toledo                         18523.48     Purchase           Fixed Rate            0
Aurora                        482163.29     Cash Out Refinance 6 MO LIBOR          4.9
Joplin                        159518.39     Purchase           6 MO LIBOR          6.4
National City                    387223     Purchase           6 MO LIBOR            5
Cleveland                     125077.89     Cash Out Refinance 6 MO LIBOR         4.85
Manawa                        136117.07     Cash Out Refinance Fixed Rate            0
Alexandria                     80523.62     Cash Out Refinance 6 MO LIBOR         6.35
Riverview                      83460.28     Rate/Term Refinance6 MO LIBOR          6.3
Branch #1                      70802.76     Cash Out Refinance Fixed Rate            0
Compton                          297500     Cash Out Refinance 6 MO LIBOR          5.5
Eagle Point                   236416.73     Rate/Term Refinance6 MO LIBOR         5.35
Saint Joseph                   56580.13     Rate/Term Refinance6 MO LIBOR         5.65
Harristown                     59787.32     Purchase           6 MO LIBOR          5.8
Port Ewen                     572295.96     Cash Out Refinance 6 MO LIBOR         5.55
Piqua                         101268.07     Cash Out Refinance 6 MO LIBOR         6.05
Reno                           63613.06     Purchase           Fixed Rate            0
PULTENEY                       84789.68     Purchase           Fixed Rate            0
Parkland                       60563.46     Purchase           Fixed Rate            0
Jacksonville                     146400     Purchase           6 MO LIBOR          4.6
Canton                           232000     Cash Out Refinance 6 MO LIBOR          5.6
Suffolk                       103538.38     Cash Out Refinance 6 MO LIBOR         4.75
Pittsburgh                     76175.21     Cash Out Refinance Fixed Rate            0
Canton                         57894.68     Cash Out Refinance Fixed Rate            0
Macomb                        378057.55     Cash Out Refinance 6 MO LIBOR          6.6
Fort Pierce                   198165.43     Purchase           6 MO LIBOR         5.35
Cleveland                       31354.2     Cash Out Refinance Fixed Rate            0
Bay City                       41864.25     Cash Out Refinance 6 MO LIBOR         6.55
Dover                         204472.15     Cash Out Refinance Fixed Rate            0
Dix Hills                     266334.45     Cash Out Refinance Fixed Rate            0
Denton                        310703.75     Cash Out Refinance Fixed Rate            0
Miami                          95655.09     Cash Out Refinance Fixed Rate            0
Colorado Springs              175113.46     Cash Out Refinance 6 MO LIBOR         4.65
Colorado Springs               43871.09     Cash Out Refinance Fixed Rate            0
Basin                          39869.39     Cash Out Refinance Fixed Rate            0
Moncla                         89687.81     Cash Out Refinance 6 MO LIBOR         6.25
Venice                         76798.66     Cash Out Refinance 6 MO LIBOR          6.7
Fairfield                        408000     Purchase           6 MO LIBOR          4.9
Chicago                       208689.78     Purchase           6 MO LIBOR         4.55
Rush                           46380.53     Cash Out Refinance 6 MO LIBOR            6
Virginia Beach                 75556.23     Cash Out Refinance 6 MO LIBOR            5
Brooklyn                      278745.06     Cash Out Refinance Fixed Rate            0
Suffolk                        25727.03     Cash Out Refinance Fixed Rate            0
Santa Rosa                       452000     Cash Out Refinance 6 MO LIBOR          4.6
Dallas                        499677.54     Purchase           6 MO LIBOR         4.75
Chandler                         392000     Cash Out Refinance 6 MO LIBOR         4.85
Colton                         37436.24     Cash Out Refinance Fixed Rate            0
Ocoee                         460693.77     Purchase           6 MO LIBOR          5.6
FLOSSMOOR                     505792.39     Cash Out Refinance 6 MO LIBOR          6.4
Shirley                       166077.62     Cash Out Refinance 6 MO LIBOR         4.75
Cleveland                     103405.74     Cash Out Refinance 6 MO LIBOR            7
Bobo                          328688.94     Purchase           6 MO LIBOR          4.9
Detroit                        60973.66     Purchase           6 MO LIBOR          5.6
Lumberton                     374363.04     Cash Out Refinance 6 MO LIBOR          5.9
Poughquag                     401030.33     Cash Out Refinance Fixed Rate            0
Waldorf                          174800     Cash Out Refinance 6 MO LIBOR         6.55
Jamaica                       198622.87     Cash Out Refinance 6 MO LIBOR          3.9
Columbia                       73288.79     Purchase           6 MO LIBOR         4.65
Tull                           51896.74     Purchase           6 MO LIBOR            7
Bexley                        167004.54     Cash Out Refinance Fixed Rate            0
Freeport                      360884.91     Cash Out Refinance 6 MO LIBOR          4.8
Bay City                       51835.29     Cash Out Refinance 6 MO LIBOR          6.4
Wantagh                        287934.4     Cash Out Refinance Fixed Rate            0
Meads                             42396     Purchase           6 MO LIBOR          6.8
Toledo                         51252.76     Cash Out Refinance 6 MO LIBOR            7
Aurora                        119514.45     Cash Out Refinance Fixed Rate            0
Carson                         120418.4     Cash Out Refinance Fixed Rate            0
Hudson                        322653.91     Cash Out Refinance 6 MO LIBOR         5.85
Saegertown                     27578.88     Cash Out Refinance Fixed Rate            0
Orlando                        67756.91     Cash Out Refinance 6 MO LIBOR         6.25
Batavia                        304157.8     Rate/Term Refinance6 MO LIBOR          6.7
Hi Vista                       53050.95     Purchase           Fixed Rate            0
Marietta                      121147.17     Cash Out Refinance 6 MO LIBOR          5.8
Ink                           139075.79     Cash Out Refinance 6 MO LIBOR          6.7
Stuart                          17148.8     Purchase           Fixed Rate            0
LINCOLNTON                    203404.52     Cash Out Refinance 6 MO LIBOR         5.85
Jackson                        51179.66     Cash Out Refinance 6 MO LIBOR          6.3
Greenville                     50817.23     Cash Out Refinance 6 MO LIBOR         6.55
Toledo                         42190.23     Purchase           Fixed Rate            0
Columbia                      113545.29     Rate/Term RefinanceFixed Rate            0
Charlotte                      64083.43     Purchase           Fixed Rate            0
Houston                        69292.55     Purchase           Fixed Rate            0
Burlington                     76255.22     Rate/Term Refinance6 MO LIBOR          5.7
Oakville                       259003.5     Cash Out Refinance 6 MO LIBOR          5.2
Bexley                         20730.37     Cash Out Refinance Fixed Rate            0
Wilmington                    141325.77     Cash Out Refinance Fixed Rate            0
Kansas City                     39863.7     Cash Out Refinance 6 MO LIBOR         6.05
Warren                         71553.92     Cash Out Refinance 6 MO LIBOR          6.1
Pennington                     478649.7     Cash Out Refinance 6 MO LIBOR            5
Palm Harbor                    86057.44     Cash Out Refinance 6 MO LIBOR         4.95
Columbia                       18354.49     Purchase           Fixed Rate            0
Cleveland                      91136.82     Purchase           6 MO LIBOR         4.95
Moreno                           284000     Purchase           6 MO LIBOR         4.99
El Toro                          251200     Rate/Term Refinance6 MO LIBOR          5.5
El Toro                        62648.93     Rate/Term RefinanceFixed Rate            0
Moreno Valley                    285000     Rate/Term Refinance6 MO LIBOR         5.99
Leucadia                      643215.35     Purchase           6 MO LIBOR         4.99
Sylvania                         336000     Purchase           6 MO LIBOR         5.05
Concord                        22756.78     Purchase           Fixed Rate            0
Jackson                        59842.04     Cash Out Refinance 6 MO LIBOR          6.3
Houston                        17360.78     Purchase           Fixed Rate            0
Naples                        236612.86     Cash Out Refinance 6 MO LIBOR         6.05
Riverview                     118563.16     Purchase           6 MO LIBOR          4.9
Canton                         61797.53     Purchase           6 MO LIBOR          6.3
Keller                         52354.14     Purchase           6 MO LIBOR         6.75
Washington                    177891.86     Cash Out Refinance Fixed Rate            0
Sylvania                       83877.12     Purchase           Fixed Rate            0
Detroit                        72026.53     Purchase           6 MO LIBOR         6.15
Wonder Lake                    32951.85     Purchase           Fixed Rate            0
La Tijera                        372000     Purchase           6 MO LIBOR         4.75
Jackson                        46282.88     Purchase           6 MO LIBOR         6.25
Riverview                      29701.32     Purchase           Fixed Rate            0
Fort Edward                   122553.58     Cash Out Refinance 6 MO LIBOR            6
Marion                         88485.69     Cash Out Refinance Fixed Rate            0
Jamaica                       331761.15     Cash Out Refinance 6 MO LIBOR         6.05
Youngstown                     51880.77     Purchase           6 MO LIBOR          6.2
Harrisonville                  85085.95     Purchase           6 MO LIBOR         4.55
Hanford                        20947.53     Purchase           Fixed Rate            0
Boise                            115120     Purchase           6 MO LIBOR          4.8
Fairway                       121128.35     Cash Out Refinance 6 MO LIBOR          5.4
Phoenix                          136000     Cash Out Refinance 6 MO LIBOR          5.2
National City                  96728.27     Purchase           Fixed Rate            0
Chandler                       73296.22     Cash Out Refinance Fixed Rate            0
Akron                          47544.24     Purchase           6 MO LIBOR         6.35
Aberdeen                       82219.77     Purchase           6 MO LIBOR          5.1
Harrisonville                  21345.91     Purchase           Fixed Rate            0
Lakeland                       96935.89     Cash Out Refinance 6 MO LIBOR         5.25
Detroit                       213988.85     Cash Out Refinance 6 MO LIBOR         5.45
Wilmington                     62847.44     Cash Out Refinance 6 MO LIBOR          6.6
Dellwood                       63548.08     Cash Out Refinance 6 MO LIBOR          6.1
Gibsonia                       43804.04     Cash Out Refinance 6 MO LIBOR         5.35
Sedona                           380000     Cash Out Refinance 6 MO LIBOR            5
Murrieta                      115689.59     Purchase           Fixed Rate            0
Cleveland                      22674.29     Purchase           Fixed Rate            0
Cheshire                      298290.33     Purchase           6 MO LIBOR         4.55
Dalton                         95541.48     Cash Out Refinance Fixed Rate            0
Albuquerque                   164001.52     Cash Out Refinance 6 MO LIBOR            5
NEW ORLEANS                    59314.41     Purchase           6 MO LIBOR          6.6
Pekin                          98231.46     Cash Out Refinance 6 MO LIBOR         6.55
Fairfield                     101716.64     Purchase           Fixed Rate            0
Palm Harbor                    16160.26     Cash Out Refinance Fixed Rate            0
Orlando                           43828     Purchase           6 MO LIBOR          6.2
Greenwell Springs             105866.36     Rate/Term Refinance6 MO LIBOR          6.1
Forest Park                    16350.26     Purchase           Fixed Rate            0
Yucca Valley                  186049.32     Cash Out Refinance 6 MO LIBOR         5.65
Mount Vernon                   55633.74     Purchase           6 MO LIBOR         6.15
Somerton                       60150.88     Cash Out Refinance 6 MO LIBOR         6.85
ENTERPRISE                    109025.55     Cash Out Refinance 6 MO LIBOR         6.15
Phoenix                          204000     Cash Out Refinance 6 MO LIBOR          4.7
Augusta                        97048.02     Purchase           6 MO LIBOR          4.5
Cave Creek                     91832.61     Purchase           Fixed Rate            0
Dallas                         123860.4     Purchase           Fixed Rate            0
Temecula                        86751.6     Cash Out Refinance Fixed Rate            0
Norbeck                       199538.84     Cash Out Refinance Fixed Rate            0
Menasha                       101542.58     Cash Out Refinance 6 MO LIBOR          6.6
Goodrich                      247676.77     Cash Out Refinance 6 MO LIBOR          5.2
Leland                         95146.06     Purchase           6 MO LIBOR         4.85
Pittsburgh                     87926.25     Cash Out Refinance 6 MO LIBOR          6.6
Franklinville                  35992.32     Cash Out Refinance Fixed Rate            0
Lafayette                     112077.28     Cash Out Refinance Fixed Rate            0
Mandeville                    246999.68     Cash Out Refinance 6 MO LIBOR          6.7
Plyler                        259974.65     Cash Out Refinance Fixed Rate            0
East Haddam                   419582.92     Cash Out Refinance Fixed Rate            0
Asheville                        107920     Purchase           6 MO LIBOR         5.25
Calhoun                        99721.67     Cash Out Refinance 6 MO LIBOR         6.15
Baxter                         65307.18     Purchase           6 MO LIBOR         6.55
Walker                        111468.19     Purchase           6 MO LIBOR          4.9
San Jose                      677300.06     Cash Out Refinance 6 MO LIBOR         6.25
New Smyrna Beach               83580.38     Purchase           Fixed Rate            0
Boise                          28409.36     Purchase           Fixed Rate            0
La Tijera                      92741.63     Purchase           Fixed Rate            0
East Brunswick                 368157.4     Cash Out Refinance Fixed Rate            0
Chipley                        60045.02     Cash Out Refinance 6 MO LIBOR         6.35
Rochester                      59322.22     Cash Out Refinance 6 MO LIBOR         4.95
Jacksonville                    85220.8     Rate/Term Refinance6 MO LIBOR          6.3
Masury                         67710.26     Rate/Term RefinanceFixed Rate            0
Roseville                     395856.45     Purchase           6 MO LIBOR          5.9
Roseville                      98788.85     Purchase           Fixed Rate            0
Toledo                         72974.73     Rate/Term RefinanceFixed Rate            0
Masury                         46135.51     Cash Out Refinance Fixed Rate            0
Plaza                         135295.87     Cash Out Refinance 6 MO LIBOR         6.25
Rodeo                         708044.11     Cash Out Refinance 6 MO LIBOR          6.1
Hot Springs                    39946.04     Purchase           6 MO LIBOR         6.15
Yukon                         119443.38     Purchase           Fixed Rate            0
Darnestown                       280000     Cash Out Refinance 6 MO LIBOR         4.65
Hughson                          372092     Purchase           6 MO LIBOR          4.8
Saint Petersburg              224624.23     Purchase           6 MO LIBOR         5.85
Tulsa                          75815.01     Cash Out Refinance 6 MO LIBOR            7
Orosi                         137228.59     Cash Out Refinance 6 MO LIBOR         6.35
Independence                    63553.3     Cash Out Refinance 6 MO LIBOR            6
Brandon                          124000     Rate/Term Refinance6 MO LIBOR         5.85
Philadelphia                   74350.53     Cash Out Refinance 6 MO LIBOR          6.8
Glendale                      235198.46     Cash Out Refinance 6 MO LIBOR         4.95
Brandon                        30951.66     Rate/Term RefinanceFixed Rate            0
Chicopee                      155916.92     Cash Out Refinance 6 MO LIBOR         6.85
Asheville                      26921.82     Purchase           Fixed Rate            0
Lynwood                       314387.03     Purchase           6 MO LIBOR         4.95
Mastic                         210484.5     Cash Out Refinance Fixed Rate            0
Hughson                        92796.54     Purchase           Fixed Rate            0
Glendale                       58612.66     Cash Out Refinance Fixed Rate            0
Cleveland                      78794.45     Cash Out Refinance 6 MO LIBOR         5.85
Orlando                        16081.15     Purchase           Fixed Rate            0
Bradenton                      25959.47     Purchase           Fixed Rate            0
Defiance                       16078.49     Purchase           Fixed Rate            0
Flint                          63751.18     Cash Out Refinance 6 MO LIBOR         6.75
Tampa                            203920     Purchase           6 MO LIBOR          5.1
Flint                          67280.51     Cash Out Refinance 6 MO LIBOR         6.35
Lorain                        165515.47     Cash Out Refinance 6 MO LIBOR         6.05
Poland                        104242.17     Cash Out Refinance 6 MO LIBOR         6.75
Gorham                        159151.87     Purchase           6 MO LIBOR         5.05
Arundel                       363431.34     Cash Out Refinance 6 MO LIBOR          4.9
Cloverly                         380000     Purchase           6 MO LIBOR          4.7
Cheshire                       74858.24     Purchase           Fixed Rate            0
Buffalo                        54970.73     Cash Out Refinance Fixed Rate            0
Miami                          23962.58     Cash Out Refinance Fixed Rate            0
Kissimmee                        340000     Purchase           6 MO LIBOR         5.25
Boardman                        75315.7     Rate/Term Refinance6 MO LIBOR          6.1
Fort Myers                     57216.34     Purchase           Fixed Rate            0
West Middlesex                221718.83     Rate/Term Refinance6 MO LIBOR         6.35
Leland                         23632.06     Purchase           Fixed Rate            0
                              326159.57     Cash Out Refinance 6 MO LIBOR         6.45
Darnestown                     69885.99     Cash Out Refinance Fixed Rate            0
Roscommon                      39862.64     Cash Out Refinance 6 MO LIBOR          5.7
ROGERSVILLE                    53343.59     Rate/Term RefinanceFixed Rate            0
Cathedral City                 64837.57     Purchase           Fixed Rate            0
Paterson                      225466.67     Cash Out Refinance 6 MO LIBOR          5.8
Plain City                       114000     Cash Out Refinance 6 MO LIBOR         6.55
Lavaca                         58314.69     Cash Out Refinance 6 MO LIBOR          6.1
Wellston                       49788.58     Cash Out Refinance 6 MO LIBOR          5.6
Fort Wayne                      63437.9     Cash Out Refinance 6 MO LIBOR         6.45
Naranja                        40892.06     Purchase           Fixed Rate            0
New Bedford                   328534.97     Cash Out Refinance Fixed Rate            0
Lehi                             136000     Cash Out Refinance 6 MO LIBOR         5.25
Lynwood                        78381.63     Purchase           Fixed Rate            0
Hi Vista                       194432.8     Cash Out Refinance 6 MO LIBOR         6.15
Cave Creek                     61385.26     Purchase           Fixed Rate            0
Tracy                            424000     Purchase           6 MO LIBOR         4.95
Indio                         291995.32     Cash Out Refinance 6 MO LIBOR         4.95
Saint Louis                    51052.08     Cash Out Refinance 6 MO LIBOR         6.55
Marion                         22167.61     Cash Out Refinance Fixed Rate            0
Kissimmee                       84873.2     Purchase           Fixed Rate            0
White Cloud                    58510.96     Cash Out Refinance 6 MO LIBOR            7
Stow                             197600     Cash Out Refinance 6 MO LIBOR          4.9
Canton                        159404.58     Cash Out Refinance 6 MO LIBOR         6.65
Danbury                        86803.93     Cash Out Refinance Fixed Rate            0
Palm Harbor                   293304.35     Rate/Term Refinance6 MO LIBOR         6.85
Miami                         642860.52     Purchase           Fixed Rate            0
MILWAUKEE                      97455.49     Cash Out Refinance 6 MO LIBOR         6.25
Hamilton                      139582.87     Cash Out Refinance 6 MO LIBOR            7
Lakeland                      338401.01     Cash Out Refinance Fixed Rate            0
Davie                            204000     Cash Out Refinance 6 MO LIBOR          5.2
Middletown                     29932.39     Cash Out Refinance Fixed Rate            0
Central Islip                 274162.96     Cash Out Refinance Fixed Rate            0
Jamaica                       229150.96     Cash Out Refinance Fixed Rate            0
Lehigh                        102229.52     Cash Out Refinance 6 MO LIBOR          6.8
Stow                           49326.27     Cash Out Refinance Fixed Rate            0
Greer                          22448.87     Purchase           Fixed Rate            0
Lehi                           33931.25     Cash Out Refinance Fixed Rate            0
Davie                         311920.86     Cash Out Refinance Fixed Rate            0
Central Islip                  68687.94     Cash Out Refinance Fixed Rate            0
Sedona                         71052.06     Cash Out Refinance Fixed Rate            0
Indio                          72835.46     Cash Out Refinance Fixed Rate            0
Kansas City                    53418.97     Cash Out Refinance 6 MO LIBOR         6.55
WPAFB                          61676.28     Cash Out Refinance 6 MO LIBOR         4.65
WILMINGTON                    347225.86     Purchase           6 MO LIBOR         5.65
Gulfport                        23964.2     Purchase           Fixed Rate            0
Auburn                         47093.86     Purchase           Fixed Rate            0
Glenmont                      332103.61     Cash Out Refinance Fixed Rate            0
La Vergne                      95678.21     Cash Out Refinance 6 MO LIBOR          6.7
Mount Hope                     77227.98     Purchase           6 MO LIBOR          4.6
Goodrich                       62076.14     Cash Out Refinance Fixed Rate            0
Edgemoor                          72000     Cash Out Refinance 6 MO LIBOR         5.05
Miramar                       110167.59     Purchase           6 MO LIBOR          4.9
Estero                        223803.16     Cash Out Refinance 6 MO LIBOR         5.15
Greenwood                     112380.69     Cash Out Refinance Fixed Rate            0
Buffalo                         43077.1     Cash Out Refinance 6 MO LIBOR         5.65
Mahon                          64020.88     Purchase           6 MO LIBOR            7
Cleveld                        94206.69     Cash Out Refinance 6 MO LIBOR         6.35
Estero                         56116.13     Cash Out Refinance Fixed Rate            0
Anderson                       49140.65     Cash Out Refinance Fixed Rate            0
Miami                         163999.32     Cash Out Refinance Fixed Rate            0
Fontana                          187000     Cash Out Refinance 6 MO LIBOR          4.6
Chillicothe                     59785.5     Purchase           6 MO LIBOR         5.75
Fort Pierce                    54730.08     Purchase           Fixed Rate            0
Jackson                        53918.85     Purchase           6 MO LIBOR          6.4
McMurray                       89917.44     Purchase           6 MO LIBOR          5.3
Mobile                            63732     Cash Out Refinance 6 MO LIBOR            5
Fort Pierce                    224492.9     Cash Out Refinance 6 MO LIBOR            7
Mobile                         15976.12     Cash Out Refinance Fixed Rate            0
Sevierville                    65316.31     Purchase           Fixed Rate            0
Gorham                         39508.84     Purchase           Fixed Rate            0
Antelope                         367920     Purchase           6 MO LIBOR          5.1
Antelope                       91756.13     Purchase           Fixed Rate            0
Lynco                          68904.53     Cash Out Refinance 6 MO LIBOR         4.75
Lake Wales                    122532.12     Cash Out Refinance 6 MO LIBOR          5.6
Palm Desert                   277923.99     Cash Out Refinance 6 MO LIBOR          4.5
San Gabriel                   397576.13     Cash Out Refinance Fixed Rate            0
Sacramento                    287989.05     Cash Out Refinance 6 MO LIBOR         5.49
Long Beach                       360000     Purchase           6 MO LIBOR         5.55
Watts                         313415.29     Cash Out Refinance 6 MO LIBOR         5.75
Sacramento                    263522.06     Cash Out Refinance 6 MO LIBOR         5.25
Tucson                           206000     Purchase           6 MO LIBOR         4.74
Tucson                         51344.66     Purchase           Fixed Rate            0
                              342899.99     Cash Out Refinance 6 MO LIBOR          5.5
Moreno Valley                 201374.91     Cash Out Refinance Fixed Rate            0
Pasadena                         364000     Purchase           6 MO LIBOR            5
Pasadena                       90750.22     Purchase           Fixed Rate            0
Mira Loma                     357865.23     Cash Out Refinance Fixed Rate            0
Ldhl                             192000     Cash Out Refinance 6 MO LIBOR         5.74
Ldhl                           47869.62     Cash Out Refinance Fixed Rate            0
Lakewood                         332800     Purchase           6 MO LIBOR         4.75
Lakewood                       82974.04     Purchase           Fixed Rate            0
Sylmar                           536500     Cash Out Refinance 6 MO LIBOR          5.1
Reno                             252000     Cash Out Refinance 6 MO LIBOR            6
Etna                           91190.55     Purchase           6 MO LIBOR        6.545
Jacksboro                      66003.53     Purchase           6 MO LIBOR         6.55
Toledo                        109276.44     Cash Out Refinance 6 MO LIBOR          6.9
Trabuco Canyon                626467.96     Cash Out Refinance 6 MO LIBOR          4.8
Montgomery                    139279.32     Purchase           6 MO LIBOR          5.2
Davie                          38177.45     Cash Out Refinance Fixed Rate            0
Kittery                       104441.37     Cash Out Refinance 6 MO LIBOR         4.45
Montgomery                     34948.94     Purchase           Fixed Rate            0
Mack                           96075.87     Rate/Term Refinance6 MO LIBOR          6.5
Wellington                    321840.97     Cash Out Refinance 6 MO LIBOR         7.99
Tice                          114329.74     Rate/Term RefinanceFixed Rate            0
Haverhill                     183319.24     Cash Out Refinance 6 MO LIBOR            8
Lakeland                       71692.55     Cash Out Refinance Fixed Rate            0
Seat Pleasant                 119962.75     Cash Out Refinance 6 MO LIBOR          5.9
Islip                         154143.47     Cash Out Refinance Fixed Rate            0
Hoschton                       14783.86     Purchase           Fixed Rate            0
Asharoken                     450233.98     Cash Out Refinance Fixed Rate            0
Cimarron Hills                   119434     Purchase           6 MO LIBOR         5.55
Oakville                       64910.17     Cash Out Refinance Fixed Rate            0
Kernan                         87728.32     Cash Out Refinance 6 MO LIBOR            5
Edgewood                       74257.35     Cash Out Refinance 6 MO LIBOR         4.65
Arden                            291550     Cash Out Refinance 6 MO LIBOR         6.25
Silver Spring                 271752.56     Cash Out Refinance Fixed Rate            0
Wade                           60402.49     Purchase           6 MO LIBOR          4.8
Aberdeen                       20480.68     Purchase           Fixed Rate            0
Dallas                         59895.84     Purchase           Fixed Rate            0
Chicago                          322368     Cash Out Refinance 6 MO LIBOR         5.15
Miramar                         27611.9     Purchase           Fixed Rate            0
Torrington                      55596.5     Cash Out Refinance 6 MO LIBOR         6.25
Chicago                       103572.96     Cash Out Refinance 6 MO LIBOR         5.05
Warren                         72833.32     Purchase           6 MO LIBOR         4.65
Fort Pierce                    49687.63     Purchase           Fixed Rate            0
Washingtonville               279714.68     Cash Out Refinance 6 MO LIBOR          6.1
Shady Lake                     190145.4     Cash Out Refinance 6 MO LIBOR         5.75
Napa                          441595.28     Cash Out Refinance 6 MO LIBOR          5.2
Las Vegas                        216000     Purchase           6 MO LIBOR         4.75
Miami                          40933.16     Cash Out Refinance Fixed Rate            0
Dale City                        252000     Purchase           6 MO LIBOR          4.9
Yukon                          29224.99     Purchase           Fixed Rate            0
Springfield                   254051.33     Cash Out Refinance 6 MO LIBOR         5.85
Knoxville                      59851.66     Purchase           6 MO LIBOR          6.7
ETHEL                            230000     Purchase           6 MO LIBOR          5.5
Lakeland                       17963.62     Cash Out Refinance Fixed Rate            0
McMurray                       22315.35     Purchase           Fixed Rate            0
Mount Washington                  94800     Purchase           6 MO LIBOR          4.9
Stuart                        282358.51     Cash Out Refinance Fixed Rate            0
Tampa                          22164.81     Cash Out Refinance Fixed Rate            0
Akron                          61895.14     Purchase           6 MO LIBOR            6
Lansing                        55042.39     Purchase           6 MO LIBOR          5.7
Poteau                         60589.38     Purchase           6 MO LIBOR          6.7
Simpsonville                  285844.41     Rate/Term Refinance6 MO LIBOR         5.75
Dade City                       64539.1     Purchase           6 MO LIBOR          5.7
Jacksonville                   36537.73     Purchase           Fixed Rate            0
Miami                          98654.82     Cash Out Refinance 6 MO LIBOR         6.35
Simpsonville                  120181.06     Purchase           6 MO LIBOR         4.65
Linndale                       76255.22     Cash Out Refinance 6 MO LIBOR         6.25
Rochester                     107613.89     Rate/Term RefinanceFixed Rate            0
Sevierville                    16345.49     Purchase           Fixed Rate            0
Dade City                      16169.96     Purchase           Fixed Rate            0
Detroit                        51054.87     Purchase           6 MO LIBOR          6.5
Cimarron Hills                 29791.72     Purchase           Fixed Rate            0
Bakersfield                    87666.04     Cash Out Refinance 6 MO LIBOR         6.65
Shreveport                     45458.44     Rate/Term RefinanceFixed Rate            0
Chattanooga                    60485.71     Cash Out Refinance 6 MO LIBOR          5.4
Raytown                        80732.83     Rate/Term Refinance6 MO LIBOR         5.55
Bloomingdale                  484081.31     Cash Out Refinance 6 MO LIBOR          5.3
Tampa                          50900.54     Purchase           Fixed Rate            0
Tracy                         105748.69     Purchase           Fixed Rate            0
Melbourne                        249600     Purchase           6 MO LIBOR         4.85
Tulsa                          53769.14     Cash Out Refinance Fixed Rate            0
Surveyor                       51780.14     Cash Out Refinance Fixed Rate            0
Warren                         93758.11     Cash Out Refinance 6 MO LIBOR         6.75
Tarpon Springs                 87568.04     Cash Out Refinance 6 MO LIBOR         4.85
Dale City                      62849.03     Purchase           Fixed Rate            0
Binghamton                     76264.85     Cash Out Refinance 6 MO LIBOR         6.55
Caldwell                       99451.62     Purchase           6 MO LIBOR          4.7
Denver                         95839.55     Purchase           6 MO LIBOR          4.8
Detroit                        18977.78     Cash Out Refinance Fixed Rate            0
Progress                       42862.95     Purchase           Fixed Rate            0
Florence                       43231.08     Cash Out Refinance 6 MO LIBOR          6.3
Phoenix                        38122.88     Cash Out Refinance Fixed Rate            0
Lake Ridge                    377364.73     Purchase           6 MO LIBOR          4.9
White House                    75321.57     Rate/Term RefinanceFixed Rate            0
Lake Ridge                       446400     Purchase           6 MO LIBOR          5.1
Beloit                         79240.43     Rate/Term Refinance6 MO LIBOR         5.85
Greenwood                      28167.05     Cash Out Refinance Fixed Rate            0
Las Vegas                       53890.8     Purchase           Fixed Rate            0
Mount Washington               23655.95     Purchase           Fixed Rate            0
Pompano Beach                    470800     Purchase           6 MO LIBOR            5
Caldwell                       24724.74     Purchase           Fixed Rate            0
Darbydale                      55458.27     Purchase           6 MO LIBOR         5.95
Simpsonville                   30127.63     Purchase           Fixed Rate            0
Westerville                    133691.9     Cash Out Refinance 6 MO LIBOR          5.2
Taft                           25561.79     Cash Out Refinance Fixed Rate            0
Leesburg                      302550.93     Cash Out Refinance 6 MO LIBOR         4.45
Grandview                     123485.28     Cash Out Refinance 6 MO LIBOR         5.75
Grandview                      30930.51     Cash Out Refinance Fixed Rate            0
Call                           63754.73     Cash Out Refinance 6 MO LIBOR         5.35
Alex                            46255.4     Cash Out Refinance 6 MO LIBOR         6.75
Wade                           15111.03     Purchase           Fixed Rate            0
Tarpon Springs                 21747.23     Cash Out Refinance Fixed Rate            0
Buckeye                       298479.37     Cash Out Refinance 6 MO LIBOR            5
Lake Ridge                     93832.04     Purchase           Fixed Rate            0
Stone Mountain                173625.85     Cash Out Refinance 6 MO LIBOR         4.75
PHILADELPHIA                    50323.9     Purchase           6 MO LIBOR            7
Ruther Glen                   269192.36     Purchase           6 MO LIBOR          5.1
TULSA                          82443.64     Cash Out Refinance 6 MO LIBOR         5.85
Appleton                      207121.08     Cash Out Refinance Fixed Rate            0
Atlanta                        80234.46     Cash Out Refinance 6 MO LIBOR         6.55
Mooresville                   458001.23     Cash Out Refinance 6 MO LIBOR         5.25
Sherwood                       34287.65     Purchase           Fixed Rate            0
Flint                          51880.54     Purchase           6 MO LIBOR         6.05
Denver                          45143.5     Cash Out Refinance Fixed Rate            0
Harristown                     14849.63     Purchase           Fixed Rate            0
Stone Mountain                 43548.95     Cash Out Refinance Fixed Rate            0
DARLINGTON                     63600.14     Cash Out Refinance 6 MO LIBOR         6.05
Kansas City                    55852.91     Cash Out Refinance 6 MO LIBOR          5.7
Pandora                        88949.59     Cash Out Refinance Fixed Rate            0
Chattanooga                    15147.19     Cash Out Refinance Fixed Rate            0
Denver                         23905.14     Purchase           Fixed Rate            0
Gallatin                      291922.92     Cash Out Refinance 6 MO LIBOR          5.6
Conley                        222574.79     Rate/Term Refinance6 MO LIBOR          5.2
LAWRENCEBURG                   55161.58     Cash Out Refinance 6 MO LIBOR         6.55
Biloxi                         96846.04     Cash Out Refinance 6 MO LIBOR          6.7
DETROIT                        44621.92     Purchase           6 MO LIBOR         6.45
UTICA                          87415.03     Purchase           6 MO LIBOR         6.45
Devon                           40408.7     Purchase           6 MO LIBOR          6.6
Jackson                        44204.94     Purchase           6 MO LIBOR            6
Murrieta                      373244.84     Cash Out Refinance 6 MO LIBOR          5.8
Chicago                       256423.46     Cash Out Refinance 6 MO LIBOR         6.75
Allen                          81892.99     Purchase           Fixed Rate            0
Bobo                           82436.69     Purchase           Fixed Rate            0
Lisbon                         73610.05     Cash Out Refinance 6 MO LIBOR         6.65
FLINT                          69973.09     Cash Out Refinance 6 MO LIBOR          6.4
Westerville                    33263.28     Cash Out Refinance Fixed Rate            0
Ruther Glen                    67202.45     Purchase           Fixed Rate            0
Huntley                       156265.95     Cash Out Refinance 6 MO LIBOR          6.2
Pine                             144000     Purchase           6 MO LIBOR          5.7
Carthage                       49826.57     Cash Out Refinance 6 MO LIBOR         5.55
BROOKLYN                      186235.37     Cash Out Refinance Fixed Rate            0
DOWNSVILLE                     47670.45     Cash Out Refinance 6 MO LIBOR            7
Chillicothe                    14839.56     Purchase           Fixed Rate            0
Fdl                            89188.33     Purchase           6 MO LIBOR          5.6
Lakeland                       63573.25     Cash Out Refinance Fixed Rate            0
ALBANY                         67797.39     Purchase           6 MO LIBOR         5.85
Albuquerque                    41129.79     Cash Out Refinance Fixed Rate            0
Philadelphia                   59787.66     Cash Out Refinance Fixed Rate            0
Augusta                        24341.99     Purchase           Fixed Rate            0
LANSING                         90820.1     Cash Out Refinance 6 MO LIBOR            7
New Port Richey                364940.8     Purchase           6 MO LIBOR         4.35
Tualatin                         420000     Cash Out Refinance 6 MO LIBOR         4.55
Lake Ridge                     110350.1     Purchase           Fixed Rate            0
Walker                         27959.14     Purchase           Fixed Rate            0
Fdl                            29803.95     Purchase           Fixed Rate            0
Warren                         18089.46     Purchase           Fixed Rate            0
Princeton                     261600.57     Cash Out Refinance Fixed Rate            0
Pompano Beach                 117435.29     Purchase           Fixed Rate            0
UTICA                         104492.07     Cash Out Refinance Fixed Rate            0
Macon                             40430     Cash Out Refinance Fixed Rate            0
Mount Hope                      19346.2     Purchase           Fixed Rate            0
Marina                        590883.39     Cash Out Refinance 6 MO LIBOR         5.55
Cooke                          59782.34     Cash Out Refinance Fixed Rate            0
Columbus                       76285.27     Cash Out Refinance 6 MO LIBOR          6.5
Washington                     66266.98     Cash Out Refinance 6 MO LIBOR          6.8
Boardman                       78663.08     Rate/Term Refinance6 MO LIBOR         6.35
Conover                         19218.5     Purchase           Fixed Rate            0
Memphis                        50869.88     Purchase           6 MO LIBOR         6.45
Middletown                    156840.34     Cash Out Refinance 6 MO LIBOR          6.6
Lima                           91465.23     Cash Out Refinance Fixed Rate            0
Newark                        152425.11     Cash Out Refinance 6 MO LIBOR         6.85
Washington                     92294.91     Cash Out Refinance 6 MO LIBOR          5.7
Gadsden                         74091.6     Cash Out Refinance 6 MO LIBOR            7
Wilmington                     35390.96     Cash Out Refinance Fixed Rate            0
CHATTANOOGA                    85332.06     Cash Out Refinance 6 MO LIBOR         6.75
Laceyville                     63672.59     Purchase           6 MO LIBOR         5.65
Cape Coral                    330570.15     Cash Out Refinance 6 MO LIBOR          6.8
Reva                          205021.88     Cash Out Refinance 6 MO LIBOR         4.42
Charlotte                     251500.15     Rate/Term RefinanceFixed Rate            0
Riverdale                      78987.83     Cash Out Refinance Fixed Rate            0
Webster                       103668.05     Rate/Term RefinanceFixed Rate            0
Tuxedo                        273801.53     Cash Out Refinance Fixed Rate            0
Cloverly                       94861.36     Purchase           Fixed Rate            0
PRAIRIEVILLE                  293972.14     Purchase           6 MO LIBOR         5.95
Odessa                           268000     Cash Out Refinance 6 MO LIBOR         4.95
Odessa                         66875.67     Cash Out Refinance Fixed Rate            0
Pine                           35957.95     Purchase           Fixed Rate            0
PORTLAND                       577665.8     Cash Out Refinance 6 MO LIBOR            6
EAST BOSTON                   452712.31     Cash Out Refinance 6 MO LIBOR         6.15
Laceyville                      15816.6     Purchase           Fixed Rate            0
Honeoye                        48822.92     Purchase           6 MO LIBOR          6.4
Akron                          66163.04     Cash Out Refinance 6 MO LIBOR          6.2
Streetsboro                       87920     Purchase           6 MO LIBOR         5.25
Miami                          140800.7     Cash Out Refinance 6 MO LIBOR         7.25
Riviera Beach                 186918.62     Cash Out Refinance 6 MO LIBOR         7.25
Hollywood                     167391.13     Cash Out Refinance 6 MO LIBOR         7.25
Saco                          198416.43     Cash Out Refinance 6 MO LIBOR         5.45
Saco                          201554.83     Cash Out Refinance 6 MO LIBOR         5.45
Tualatin                       78531.24     Cash Out Refinance Fixed Rate            0
Streetsboro                    21949.29     Purchase           Fixed Rate            0
Phoenix                        25214.05     Cash Out Refinance Fixed Rate            0
Sarasota                          83920     Purchase           6 MO LIBOR          4.6
ESCANABA                       68610.71     Rate/Term Refinance6 MO LIBOR         6.15
Ithaca                         59276.61     Cash Out Refinance Fixed Rate            0
CRYSTAL LAKE                     193836     Cash Out Refinance 6 MO LIBOR         6.05
METHUEN                       282585.67     Cash Out Refinance 6 MO LIBOR          4.6
MILAN                          61986.76     Cash Out Refinance 6 MO LIBOR         6.85
PHILADELPHIA                    55559.4     Purchase           6 MO LIBOR         6.15
LEVITTOWN                     171322.95     Cash Out Refinance 6 MO LIBOR          5.3
PALM BRANCH                    50304.64     Cash Out Refinance 6 MO LIBOR          6.9
COLUMBIA                      359223.39     Cash Out Refinance 6 MO LIBOR         5.45
LINDEN                        209154.48     Cash Out Refinance 6 MO LIBOR          5.8
BEAUMONT                       58786.37     Purchase           Fixed Rate            0
MEMPHIS                        62867.81     Cash Out Refinance Fixed Rate            0
CAMPBELL                       53845.59     Cash Out Refinance 6 MO LIBOR         6.45
PITTSBURGH                     62486.69     Cash Out Refinance Fixed Rate            0
ALTOONA                        60679.28     Cash Out Refinance 6 MO LIBOR            7
PHILADELPHIA                   58337.49     Purchase           6 MO LIBOR         6.85
AKRON                          68101.82     Cash Out Refinance 6 MO LIBOR         5.85
HILTON                        127616.47     Cash Out Refinance 6 MO LIBOR          5.1
WOODSTOCK                     296771.38     Cash Out Refinance 6 MO LIBOR          5.6
UTICA                          40381.21     Cash Out Refinance 6 MO LIBOR          6.4
ST LOUIS                       52457.18     Cash Out Refinance 6 MO LIBOR          6.3
OCEAN SPRINGS                  59927.78     Cash Out Refinance 6 MO LIBOR          6.4
MURRIETA                         226939     Purchase           6 MO LIBOR          5.1
WEST POINT                     49911.38     Cash Out Refinance 6 MO LIBOR            7
CARNESVILLE                   194959.25     Cash Out Refinance 6 MO LIBOR          5.5
MERCER                         67334.67     Cash Out Refinance 6 MO LIBOR         6.85
MERIDIAN                       49408.45     Purchase           6 MO LIBOR          6.5
BRANDON                       115464.26     Cash Out Refinance 6 MO LIBOR         4.45
SPARTA                        494999.71     Cash Out Refinance Fixed Rate            0
BAYVILLE                      250730.64     Cash Out Refinance Fixed Rate            0
TOLEDO                         66701.27     Cash Out Refinance 6 MO LIBOR         6.05
SAN FRACISCO                  338317.54     Cash Out Refinance 6 MO LIBOR          4.3
CLAREMORE                     100767.51     Cash Out Refinance 6 MO LIBOR         5.95
ROSLYN                        454056.42     Cash Out Refinance Fixed Rate            0
IDYLLWILD                        747000     Cash Out Refinance 6 MO LIBOR         5.65
Bethlehem                     130179.27     Cash Out Refinance 6 MO LIBOR            5
JACKSON                        40350.69     Rate/Term Refinance6 MO LIBOR         6.25
BATON ROUGE                    63483.94     Cash Out Refinance Fixed Rate            0
MILWAUKEE                      80820.66     Cash Out Refinance 6 MO LIBOR            7
OVERLAND PARK                    177461     Purchase           6 MO LIBOR          5.9
NEW ORLEANS                    83753.82     Purchase           6 MO LIBOR         4.65
BOISE                            104880     Purchase           6 MO LIBOR          5.8
WILBRAHAM                     450460.12     Cash Out Refinance 6 MO LIBOR         6.35
WESTMINSTER                   560800.74     Cash Out Refinance 6 MO LIBOR          5.2
TWO RIVERS                     40718.08     Cash Out Refinance 6 MO LIBOR         6.75
ANDEAS                        249213.21     Purchase           Fixed Rate            0
GREENVILLE                    265310.37     Cash Out Refinance 6 MO LIBOR          6.3
MASSILLON                     110397.56     Cash Out Refinance Fixed Rate            0
DENVER                         112454.3     Cash Out Refinance 6 MO LIBOR         5.95
JACKSON                        49887.21     Cash Out Refinance 6 MO LIBOR          6.4
CHARLESTOWN                   211411.06     Cash Out Refinance 6 MO LIBOR          6.5
EVERETT                       305708.64     Cash Out Refinance 6 MO LIBOR          4.6
RATON                          49867.18     Purchase           6 MO LIBOR          6.4
WEST HARTFORD                 474892.54     Cash Out Refinance 6 MO LIBOR         6.55
AKRON                          89081.39     Cash Out Refinance 6 MO LIBOR            7
KANSAS CITY                    54978.98     Cash Out Refinance 6 MO LIBOR          5.7
GREAT FALLS                      665000     Cash Out Refinance 6 MO LIBOR          5.4
RIVERDALE                       86223.3     Purchase           6 MO LIBOR         6.05
GERMANTOWN                    305416.56     Cash Out Refinance 6 MO LIBOR         5.75
HOUSTON                        70758.11     Cash Out Refinance Fixed Rate            0
DETROIT                        63931.26     Cash Out Refinance Fixed Rate            0
GALLOWAY                      526691.53     Cash Out Refinance 6 MO LIBOR         6.15
JACKSON                       101321.43     Purchase           6 MO LIBOR         6.15
PHILADELPHIA                   76057.43     Cash Out Refinance 6 MO LIBOR          5.5
BIG BEAR LAKE                 195971.83     Purchase           6 MO LIBOR          4.6
TULSA                           76331.4     Rate/Term Refinance6 MO LIBOR         6.95
BRENTWOOD                     410649.44     Purchase           6 MO LIBOR          5.9
SOMERVILLE                    502605.91     Cash Out Refinance 6 MO LIBOR         5.95
PALM HARBOR                   401213.61     Cash Out Refinance 6 MO LIBOR         5.95
ALLIANCE                       49883.66     Purchase           6 MO LIBOR         6.65
MORRAL                         64776.82     Cash Out Refinance 6 MO LIBOR          5.8
BOYNE CITY                    140031.36     Cash Out Refinance 6 MO LIBOR         5.95
CORONA                           499200     Cash Out Refinance 6 MO LIBOR         5.05
NORTH MIAMI                   134828.81     Cash Out Refinance Fixed Rate            0
SAVANNAH                         103920     Purchase           6 MO LIBOR         4.35
CLEVELAND                      61678.68     Purchase           6 MO LIBOR         6.45
LORAIN                         85292.74     Cash Out Refinance 6 MO LIBOR          6.3
YOUNGSTOWN                    107861.79     Rate/Term Refinance6 MO LIBOR         6.25
NEWBURGH                      259262.55     Cash Out Refinance 6 MO LIBOR         6.65
RACINE                        199241.91     Cash Out Refinance 6 MO LIBOR          5.5
BATON ROUGE                   111065.89     Cash Out Refinance Fixed Rate            0
WHEELERSBURG                      60159     Cash Out Refinance 6 MO LIBOR          6.4
BLACKWELL                      49859.93     Cash Out Refinance 6 MO LIBOR          5.8
NAPOLEONVILLE                  68826.02     Purchase           Fixed Rate            0
GARNER                         105425.3     Purchase           6 MO LIBOR            6
JUDSONIA                       79781.87     Purchase           6 MO LIBOR         4.65
FRAMINGHAM                    326414.29     Cash Out Refinance 6 MO LIBOR         5.75
DOUGLAS                        94731.05     Cash Out Refinance Fixed Rate            0
ANTWERP                        94211.75     Cash Out Refinance 6 MO LIBOR            6
DENHAM SPRINGS                 81270.95     Cash Out Refinance 6 MO LIBOR         4.45
HACIENDA HEIGHTS              302590.24     Cash Out Refinance Fixed Rate            0
HIGHLAND                       99659.39     Cash Out Refinance 6 MO LIBOR         5.15
ATHENS                           112000     Cash Out Refinance 6 MO LIBOR         4.65
CAHOKIA                        81008.82     Cash Out Refinance 6 MO LIBOR         6.55
BATON ROUGE                    70579.48     Purchase           6 MO LIBOR          6.8
FLINT                           49846.4     Cash Out Refinance 6 MO LIBOR         5.95
ASHLAND                          350000     Cash Out Refinance 6 MO LIBOR          4.9
BIXBY                            244625     Cash Out Refinance 6 MO LIBOR          6.4
NASHVILLE                     308637.23     Purchase           6 MO LIBOR         5.15
SOUTH BEND                     66293.09     Cash Out Refinance 6 MO LIBOR         6.35
LUCEDALE                       50295.35     Purchase           6 MO LIBOR          6.6
HOUSTON                       115252.36     Cash Out Refinance Fixed Rate            0
LANCASTER                     339144.06     Purchase           Fixed Rate            0
PERRIS                           153000     Rate/Term Refinance6 MO LIBOR         4.75
NOBLESVILLE                   144923.25     Cash Out Refinance 6 MO LIBOR          6.7
GRAYSVILLE                     62793.64     Purchase           6 MO LIBOR            7
WASHINGTON                    163478.95     Cash Out Refinance Fixed Rate            0
CHICAGO                       171602.98     Cash Out Refinance 6 MO LIBOR          5.2
KANSAS CITY                      538625     Cash Out Refinance 6 MO LIBOR         6.55
RANCHO MIRAGE                 373307.87     Cash Out Refinance Fixed Rate            0
MOWEAQUA                        73884.5     Purchase           6 MO LIBOR          5.9
PICO RIVERA                      402000     Cash Out Refinance 6 MO LIBOR         5.05
SPRINGFIELD                    55527.53     Cash Out Refinance 6 MO LIBOR         6.35
MORGANTON                      91535.67     Cash Out Refinance 6 MO LIBOR          5.6
COUNTRY CLUB HILLS            139168.29     Cash Out Refinance 6 MO LIBOR         5.95
LUCEDALE                       73864.09     Cash Out Refinance 6 MO LIBOR         6.65
OAK PARK                      177682.91     Cash Out Refinance 6 MO LIBOR          5.3
ABINGTON                      223931.65     Cash Out Refinance 6 MO LIBOR          4.4
SANTA FE SPRINGS              251168.72     Cash Out Refinance Fixed Rate            0
ALPHARETTA                    448504.73     Cash Out Refinance 6 MO LIBOR          5.7
NORTH BABYLON                 339619.59     Cash Out Refinance Fixed Rate            0
KANSAS CITY                    86244.44     Cash Out Refinance 6 MO LIBOR         6.15
PAULDING                       64466.41     Cash Out Refinance 6 MO LIBOR         6.05
MARGATE                       182284.51     Cash Out Refinance 6 MO LIBOR         6.05
NEW ORLEANS                   391990.13     Cash Out Refinance Fixed Rate            0
MOBILE                         66474.18     Cash Out Refinance 6 MO LIBOR            7
FERNANDINA BEACH               174527.7     Cash Out Refinance 6 MO LIBOR         4.25
SILVERTHORNE                     100000     Purchase           6 MO LIBOR         4.75
WHARTON                       281501.96     Cash Out Refinance Fixed Rate            0
MOORESVILLE                    71675.17     Purchase           6 MO LIBOR          5.8
COLORADO SPRINGS                 212000     Purchase           6 MO LIBOR          5.4
MCGUFFEY                       56503.06     Cash Out Refinance 6 MO LIBOR          5.7
QUEEN CREEK                      151838     Purchase           6 MO LIBOR          4.9
ORLANDO                        89066.16     Cash Out Refinance Fixed Rate            0
LUCEDALE                       67932.13     Cash Out Refinance Fixed Rate            0
MIAMI                          68574.66     Purchase           6 MO LIBOR          5.1
MARTINS FERRY                  56901.15     Cash Out Refinance 6 MO LIBOR            7
PORTSMOUTH                    109164.46     Purchase           6 MO LIBOR          4.4
ORCHARD PARK                  131335.14     Cash Out Refinance 6 MO LIBOR         6.35
EWA BEACH                        347000     Cash Out Refinance Fixed Rate            0
DISCOVERY BAY                 428568.21     Cash Out Refinance Fixed Rate            0
PARK FOREST                    95147.34     Cash Out Refinance 6 MO LIBOR         5.45
FITHIAN                        70932.86     Cash Out Refinance 6 MO LIBOR         6.85
ROCKFORD                       65301.64     Cash Out Refinance 6 MO LIBOR            6
HAGERSTOWN                    544964.22     Cash Out Refinance 6 MO LIBOR         5.05
EXMORE                         83924.95     Purchase           6 MO LIBOR          6.6
ST LOUIS                       75849.91     Cash Out Refinance 6 MO LIBOR         6.15
SADORUS                        55108.69     Cash Out Refinance 6 MO LIBOR         6.35
NORTH PLAINFIELD              300851.02     Purchase           6 MO LIBOR         5.85
LOS ANGELES                   338919.81     Cash Out Refinance 6 MO LIBOR          5.3
DETROIT                        55150.68     Purchase           6 MO LIBOR          6.3
NILES                          76354.18     Cash Out Refinance 6 MO LIBOR          6.6
WAXHAW                        638262.03     Cash Out Refinance 6 MO LIBOR         5.85
JACKSON                        58315.81     Cash Out Refinance 6 MO LIBOR         5.85
PHELPS                        423053.63     Cash Out Refinance Fixed Rate            0
SELMA                          68760.37     Cash Out Refinance 6 MO LIBOR          5.8
FULTS                         190799.72     Cash Out Refinance 6 MO LIBOR          6.1
SIMPSONVILLE                  251288.82     Cash Out Refinance Fixed Rate            0
BRECKSVILLE                   254478.03     Cash Out Refinance 6 MO LIBOR         5.35
OTTAWA                         89747.39     Cash Out Refinance 6 MO LIBOR         5.85
MILLPORT                       85686.32     Cash Out Refinance 6 MO LIBOR          6.5
HUBBARD LK                    129757.38     Cash Out Refinance 6 MO LIBOR          5.2
OPP                            65516.44     Cash Out Refinance 6 MO LIBOR          6.1
NEWPORT                        54844.13     Cash Out Refinance Fixed Rate            0
ROCKFORD                       75530.39     Cash Out Refinance Fixed Rate            0
ST CHARLES                    172456.86     Cash Out Refinance 6 MO LIBOR          6.2
LA PUENTE                     349582.73     Cash Out Refinance 6 MO LIBOR          5.1
RICHMOND                       76389.76     Cash Out Refinance 6 MO LIBOR            7
ATCHISON                      107711.16     Purchase           6 MO LIBOR         5.65
LEXINGTON                     120077.41     Cash Out Refinance Fixed Rate            0
WESTFIELD                     134750.38     Cash Out Refinance 6 MO LIBOR         5.95
BIRMINGHAM                     90688.51     Cash Out Refinance 6 MO LIBOR            7
BIRMINGHAM                     59935.09     Cash Out Refinance 6 MO LIBOR            7
ADA                           484995.04     Rate/Term Refinance6 MO LIBOR          5.2
OSSINEKE                       49945.06     Cash Out Refinance 6 MO LIBOR          6.1
SHERWOOD                          86400     Purchase           6 MO LIBOR         4.75
DAYTON                         88000.41     Cash Out Refinance 6 MO LIBOR         5.85
WORCESTER                     297098.61     Cash Out Refinance 6 MO LIBOR         6.25
TEMPLE HILLS                  179600.75     Cash Out Refinance 6 MO LIBOR          6.3
JOPLIN                        101816.98     Purchase           6 MO LIBOR         5.35
KANSAS CITY                    51957.59     Purchase           6 MO LIBOR         6.75
BEEBE                          63766.53     Cash Out Refinance 6 MO LIBOR         6.05
DUNDALK                        49875.73     Cash Out Refinance Fixed Rate            0
MOUNT MORRIS                    88799.1     Cash Out Refinance 6 MO LIBOR          5.1
ROSLINDALE                    373697.61     Cash Out Refinance Fixed Rate            0
SANTA MARIA                   464491.35     Cash Out Refinance Fixed Rate            0
MARICOPA                         261043     Purchase           6 MO LIBOR          4.6
COLUMBIA                      253016.43     Cash Out Refinance 6 MO LIBOR         5.85
OIL CITY                        60678.8     Cash Out Refinance 6 MO LIBOR          5.3
ELWOOD                            68400     Cash Out Refinance 6 MO LIBOR          5.5
BUFFALO GROVE                  95467.27     Purchase           6 MO LIBOR          5.4
DES MOINES                     159584.4     Cash Out Refinance 6 MO LIBOR          5.3
LANSING                        49952.67     Purchase           6 MO LIBOR          5.9
LELAND                        112291.98     Cash Out Refinance 6 MO LIBOR         6.25
LAFAYETTE                      72432.74     Cash Out Refinance 6 MO LIBOR          6.3
CHICAGO                       487708.45     Cash Out Refinance 6 MO LIBOR          5.8
BRANT ROCK                    321031.69     Rate/Term RefinanceFixed Rate            0
HENDERSONVILLE                167721.05     Cash Out Refinance 6 MO LIBOR            5
LOS ANGELES                   399355.17     Cash Out Refinance 6 MO LIBOR         5.45
ALBUQUERQUE                   124281.49     Cash Out Refinance 6 MO LIBOR         5.74
DENISON                        60295.23     Rate/Term Refinance6 MO LIBOR          6.3
WOODSTOCK                     263269.75     Cash Out Refinance 6 MO LIBOR          5.2
PAINESVILLE                     89699.4     Cash Out Refinance 6 MO LIBOR          5.8
SAINT JOHN                      84338.8     Cash Out Refinance 6 MO LIBOR         5.65
RIVERSIDE                        350800     Purchase           6 MO LIBOR         5.05
APEX                          368165.02     Cash Out Refinance 6 MO LIBOR         5.75
PHOENIX                       506990.39     Cash Out Refinance 6 MO LIBOR         5.65
PHILADELPHIA                     375000     Cash Out Refinance 6 MO LIBOR         4.75
GARFIELD HTS                      93600     Cash Out Refinance 6 MO LIBOR          5.6
SAGINAW                       220338.57     Cash Out Refinance 6 MO LIBOR            7
WAUCONDA                      215438.94     Cash Out Refinance 6 MO LIBOR          6.1
PORTLAND                      114606.12     Cash Out Refinance Fixed Rate            0
ATLANTA                       165871.09     Cash Out Refinance 6 MO LIBOR         5.15
CLAYTON                        71811.15     Cash Out Refinance 6 MO LIBOR            5
ALBUQUERQUE                   230089.42     Purchase           6 MO LIBOR          6.3
OZONE PARK                    393811.52     Cash Out Refinance Fixed Rate            0
FLINT                          72097.04     Cash Out Refinance 6 MO LIBOR          6.6
MARGATE                       139965.06     Purchase           6 MO LIBOR         4.75
MASSILLON                        127800     Cash Out Refinance 6 MO LIBOR         5.65
CASA GRANDE                      100000     Cash Out Refinance 6 MO LIBOR          5.6
SAN BERNARDINO                216301.83     Cash Out Refinance 6 MO LIBOR          6.7
ALTO                          434339.29     Cash Out Refinance 6 MO LIBOR          6.4
WICHITA                       111281.92     Purchase           Fixed Rate            0
WINTER GARDEN                 494046.54     Cash Out Refinance 6 MO LIBOR            6
CICERO                        219576.23     Cash Out Refinance 6 MO LIBOR          6.9
MATTAPAN                         345000     Purchase           6 MO LIBOR         6.25
KIRKLAND                      311123.58     Purchase           6 MO LIBOR          4.6
BELLEVILLE                     72967.87     Cash Out Refinance 6 MO LIBOR         5.95
DAYTON                         52947.11     Cash Out Refinance Fixed Rate            0
LAS VEGAS                        557998     Cash Out Refinance 6 MO LIBOR         5.55
MURRIETA                         310276     Purchase           6 MO LIBOR         5.05
ERIE                           77093.66     Cash Out Refinance 6 MO LIBOR          5.5
OSCEOLA MILLS                  63635.39     Rate/Term Refinance6 MO LIBOR         6.35
CANTON                         92494.38     Cash Out Refinance 6 MO LIBOR         5.85
BURGETTSTOWN                      53862     Purchase           6 MO LIBOR         6.65
CLAYTON                           86800     Purchase           6 MO LIBOR         4.65
LAKELAND                      125461.99     Cash Out Refinance 6 MO LIBOR            7
LOS ANGELES                   525817.81     Cash Out Refinance 6 MO LIBOR          6.4
WILLIAMSON                    220214.93     Cash Out Refinance 6 MO LIBOR          5.5
NOBLESVILLE                    99726.82     Cash Out Refinance 6 MO LIBOR          4.7
EAST ELMHURST                 347278.46     Cash Out Refinance Fixed Rate            0
MEMPHIS                        53948.26     Cash Out Refinance Fixed Rate            0
DAYTON                         57474.77     Cash Out Refinance 6 MO LIBOR          5.3
INDEPENDENCE                   89815.79     Cash Out Refinance Fixed Rate            0
FONTANA                       426075.53     Purchase           6 MO LIBOR          7.1
CHICAGO                        69707.35     Cash Out Refinance Fixed Rate            0
TRAVERSE CITY                 345638.72     Purchase           6 MO LIBOR         5.45
CEDARSVILLE                   339334.24     Cash Out Refinance 6 MO LIBOR         5.65
GONZALES                      140231.22     Cash Out Refinance 6 MO LIBOR          5.8
ESSEX                         107696.87     Cash Out Refinance Fixed Rate            0
PONTIAC                       112239.68     Cash Out Refinance 6 MO LIBOR          6.3
PORTLAND                      199357.33     Cash Out Refinance 6 MO LIBOR         6.45
FAIRFIELD                        549874     Purchase           6 MO LIBOR         4.95
CLEVELAND                      67405.76     Cash Out Refinance Fixed Rate            0
KEMMERER                       91429.05     Cash Out Refinance 6 MO LIBOR          4.7
LYNDHURST                     381599.43     Cash Out Refinance Fixed Rate            0
WOODBRIDGE                       282200     Purchase           6 MO LIBOR          4.8
ARNOLD                        123600.37     Cash Out Refinance 6 MO LIBOR          4.7
CLEVELAND                      67332.97     Cash Out Refinance 6 MO LIBOR          5.6
LAKEWOOD                         327250     Cash Out Refinance 6 MO LIBOR         5.45
PHOENIX                          162400     Cash Out Refinance 6 MO LIBOR         5.05
LYNN                             324800     Cash Out Refinance 6 MO LIBOR          5.3
MONROE                        204372.89     Cash Out Refinance 6 MO LIBOR         4.05
WILMINGTON                    145360.79     Cash Out Refinance 6 MO LIBOR            5
PETALUMA                         544000     Cash Out Refinance 6 MO LIBOR          4.6
MILL SPRING                    40426.62     Cash Out Refinance 6 MO LIBOR          6.6
CHICAGO                       205914.22     Cash Out Refinance 6 MO LIBOR         5.65
POULSBO                       263999.99     Purchase           6 MO LIBOR         4.75
INDIO                            292000     Purchase           6 MO LIBOR         4.75
LOS ANGELES                   291895.99     Cash Out Refinance 6 MO LIBOR            7
WEAVERVILLE                   113698.07     Purchase           6 MO LIBOR          4.8
SONOMA                        452279.96     Rate/Term RefinanceFixed Rate            0
CANTON                         85207.68     Cash Out Refinance 6 MO LIBOR          5.5
MIAMI                         307557.21     Cash Out Refinance 6 MO LIBOR         6.15
ORLANDO                           70000     Cash Out Refinance 6 MO LIBOR         4.55
ATTLEBORO                     261506.06     Cash Out Refinance 6 MO LIBOR         5.99
APPLE VALLEY                     145360     Purchase           6 MO LIBOR         5.99
WEST PITTSBURG                 99581.06     Cash Out Refinance 6 MO LIBOR         5.99
WORCESTER                     223183.81     Cash Out Refinance 6 MO LIBOR         5.99
DETROIT                        88845.06     Cash Out Refinance 6 MO LIBOR          5.3
DISTRICT HEIGHTS              179808.69     Cash Out Refinance 6 MO LIBOR          6.7
AURORA                           236000     Purchase           6 MO LIBOR         4.65
SUGAR GROVE                      280000     Cash Out Refinance 6 MO LIBOR          5.7
TRACY                            569715     Purchase           6 MO LIBOR          4.6
NEW HAVEN                     155650.52     Cash Out Refinance 6 MO LIBOR          5.2
STOCKTON                      194374.61     Cash Out Refinance Fixed Rate            0
AKRON                          61094.68     Purchase           6 MO LIBOR         5.85
FREMONT                        74674.58     Cash Out Refinance 6 MO LIBOR         5.35
COLUMBUS                       98707.75     Cash Out Refinance 6 MO LIBOR            6
CURTICE                       135758.18     Purchase           6 MO LIBOR         5.25
CHILLICOTHE                    58815.88     Cash Out Refinance 6 MO LIBOR          6.6
LEAVITTSBURG                   90709.84     Cash Out Refinance Fixed Rate            0
SNELLVILLE                       133600     Cash Out Refinance 6 MO LIBOR          4.5
OAK PARK                       62653.59     Purchase           6 MO LIBOR         5.95
ELKTON                         59866.92     Purchase           6 MO LIBOR          5.7
VIRGINIA BEACH                   228480     Cash Out Refinance 6 MO LIBOR         6.15
NEW HAVEN                     161207.43     Cash Out Refinance 6 MO LIBOR          6.4
GERMANTOWN                       210400     Cash Out Refinance 6 MO LIBOR         5.75
ORLANDO                          372000     Purchase           6 MO LIBOR         4.65
UHRICHSVILLE                   49601.89     Cash Out Refinance Fixed Rate            0
ACWORTH                       424299.86     Cash Out Refinance 6 MO LIBOR         5.35
BRONXVILLE                    420025.97     Cash Out Refinance 6 MO LIBOR         6.65
BERLIN HEIGHTS                178514.59     Purchase           6 MO LIBOR         5.35
JONESBORO                     141979.44     Rate/Term Refinance6 MO LIBOR            7
GREENFIELD                    246462.97     Cash Out Refinance 6 MO LIBOR          6.5
DELRAY BEACH HEIGHTS           58403.62     Purchase           6 MO LIBOR          6.2
CAMDEN                         80626.13     Cash Out Refinance 6 MO LIBOR          5.8
INDEPENDENCE TOWNSHIP         260530.48     Cash Out Refinance 6 MO LIBOR          5.4
OVERLAND PARK                 197905.32     Cash Out Refinance 6 MO LIBOR          6.3
SKIATOOK                      143694.67     Cash Out Refinance 6 MO LIBOR         6.15
SAN FRANCISCO                 299988.33     Rate/Term RefinanceFixed Rate            0
BRENTWOOD                     314575.01     Cash Out Refinance 6 MO LIBOR          6.6
DETROIT                        63519.44     Purchase           6 MO LIBOR          6.1
SANTA ROSA                    365454.08     Cash Out Refinance Fixed Rate            0
GALION                         73034.93     Purchase           6 MO LIBOR            7
SHREVEPORT                     71928.14     Cash Out Refinance 6 MO LIBOR            7
MILWAUKEE                     110368.65     Cash Out Refinance 6 MO LIBOR          6.7
KANSAS CITY                   197529.18     Cash Out Refinance 6 MO LIBOR         6.05
CENTENNIAL                       238450     Cash Out Refinance 6 MO LIBOR         6.15
CHICAGO                       140850.15     Cash Out Refinance 6 MO LIBOR          6.5
CORBIN                         74557.59     Cash Out Refinance 6 MO LIBOR         6.35
AKRON                          61094.68     Purchase           6 MO LIBOR         5.85
KANSAS CITY                    98896.95     Cash Out Refinance 6 MO LIBOR         6.55
CANAL WINCHESTER                 212420     Rate/Term Refinance6 MO LIBOR          6.1
ALBUQUERQUE                   359207.29     Cash Out Refinance 6 MO LIBOR         6.35
ZANESVILLE                     78681.97     Cash Out Refinance 6 MO LIBOR          5.8
TRAVERSE CITY                  249050.4     Cash Out Refinance 6 MO LIBOR          5.6
DECKERVILLE                    78523.35     Cash Out Refinance 6 MO LIBOR         6.65
KENTON                          72237.8     Purchase           6 MO LIBOR         5.95
PARK RIDGE                    325959.52     Cash Out Refinance Fixed Rate            0
PHILADELPHIA                  269342.84     Cash Out Refinance 6 MO LIBOR          6.1
MARTINEZ                         389560     Purchase           6 MO LIBOR         4.75
LEXINGTON                     145413.82     Cash Out Refinance Fixed Rate            0
EUNICE                          64860.1     Cash Out Refinance 6 MO LIBOR          6.1
AUBURN                        271447.72     Cash Out Refinance 6 MO LIBOR         6.55
Norcross                      171511.34     Cash Out Refinance 6 MO LIBOR          5.9
SAINT LOUIS                    58452.82     Purchase           6 MO LIBOR          6.8
NAPERVILLE                    491234.25     Purchase           6 MO LIBOR         6.35
FORDS                            328000     Cash Out Refinance 6 MO LIBOR         5.55
HOLLAND                       116509.69     Cash Out Refinance 6 MO LIBOR          5.4
NELSONVILLE                    63133.11     Purchase           Fixed Rate            0
KISSIMMEE                        100700     Purchase           6 MO LIBOR         4.35
GRAFTON                        87840.47     Purchase           6 MO LIBOR          5.2
CORONA                        227240.81     Cash Out Refinance 6 MO LIBOR         5.25
DES MOINES                     57320.69     Purchase           6 MO LIBOR         6.75
GREENVILLE                     87821.31     Cash Out Refinance 6 MO LIBOR         5.95
BAY SHORE                     232024.23     Cash Out Refinance Fixed Rate            0
CHARLOTTE                     205607.21     Purchase           6 MO LIBOR         5.75
EDEN PRAIRIE                  683746.22     Purchase           6 MO LIBOR          6.4
SUMMIT                         59340.72     Purchase           6 MO LIBOR          6.8
SOMERSET                         630000     Cash Out Refinance 6 MO LIBOR         5.65
SILVER SPRING                 227990.85     Cash Out Refinance 6 MO LIBOR          4.6
RIO RANCHO                    243217.44     Purchase           6 MO LIBOR          4.3
PORT HURON                     76328.56     Purchase           6 MO LIBOR          6.5
PUT-IN-BAY                    177286.34     Cash Out Refinance Fixed Rate            0
MASTIC BEACH                  271644.76     Cash Out Refinance 6 MO LIBOR          5.9
TROY                          121359.03     Purchase           6 MO LIBOR         5.95
MARICOPA                         137792     Purchase           6 MO LIBOR          5.1
DETROIT                        83844.68     Cash Out Refinance 6 MO LIBOR         6.55
PHOENIX                       302546.82     Cash Out Refinance 6 MO LIBOR          5.4
CHICAGO                       106749.38     Cash Out Refinance 6 MO LIBOR         4.45
BELLEVILLE                     143682.9     Purchase           6 MO LIBOR          5.9
HOPEWELL JUNCTION             626290.73     Purchase           6 MO LIBOR         6.65
VANDALIA                        57493.5     Cash Out Refinance 6 MO LIBOR          5.9
FLORENCE                       86547.26     Cash Out Refinance 6 MO LIBOR         6.35
CLARKSTOWN                       472500     Cash Out Refinance 6 MO LIBOR            6
VAN BUREN                      59905.18     Rate/Term Refinance6 MO LIBOR          5.5
ALBANY                         61772.18     Cash Out Refinance 6 MO LIBOR         6.15
GALESBURG                      61069.32     Cash Out Refinance 6 MO LIBOR         6.35
ALEXANDER                        228000     Cash Out Refinance 6 MO LIBOR          6.6
REDFORD                       116699.05     Cash Out Refinance 6 MO LIBOR         5.65
FRESNO                        259533.78     Cash Out Refinance 6 MO LIBOR          6.5
SEBRING                       156950.16     Cash Out Refinance Fixed Rate            0
ST PETERS                      143988.8     Cash Out Refinance 6 MO LIBOR         4.95
COLUMBUS                       59932.83     Cash Out Refinance 6 MO LIBOR          5.9
COLORADO SPRINGS                 503500     Cash Out Refinance 6 MO LIBOR          6.4
BURLINGTON                     85848.56     Purchase           6 MO LIBOR          4.6
BATAVIA                          148000     Cash Out Refinance 6 MO LIBOR         6.05
DAYTON                         87078.15     Purchase           6 MO LIBOR         5.75
LEBANON                       197445.64     Cash Out Refinance 6 MO LIBOR          6.5
MONTGOMERY VILLAGE               212000     Cash Out Refinance 6 MO LIBOR          5.9
EVERGREEN                     645842.32     Rate/Term RefinanceFixed Rate            0
JOLIET                        196933.94     Cash Out Refinance 6 MO LIBOR          6.8
LAURENS                       105252.98     Cash Out Refinance 6 MO LIBOR         5.75
GRAND RAPIDS                  130823.26     Cash Out Refinance 6 MO LIBOR         6.25
HUNTINGTON                     54781.81     Cash Out Refinance Fixed Rate            0
BICKNELL                       50264.23     Purchase           6 MO LIBOR          6.5
BRENTWOOD                        640000     Cash Out Refinance 6 MO LIBOR         5.25
TUSTIN                        188459.18     Rate/Term RefinanceFixed Rate            0
WYOMING                       132574.85     Cash Out Refinance 6 MO LIBOR          5.5
WILMINGTON                     79918.45     Cash Out Refinance 6 MO LIBOR          6.7
DELRAY BEACH                   80616.41     Purchase           6 MO LIBOR          5.9
MARIETTA                      211221.44     Cash Out Refinance 6 MO LIBOR         6.75
HOMELAND                      148961.45     Cash Out Refinance Fixed Rate            0
TAUNTON                       236082.18     Cash Out Refinance 6 MO LIBOR            7
CLEVELAND                      74983.29     Purchase           6 MO LIBOR         5.65
MACHESNEY PARK                 71915.98     Cash Out Refinance 6 MO LIBOR          6.8
BUENA PARK                       476000     Purchase           6 MO LIBOR         4.75
NEW PHILADELPHIA               62930.78     Cash Out Refinance 6 MO LIBOR          6.5
CHICAGO                       195030.51     Cash Out Refinance 6 MO LIBOR            6
CUMMING                        199465.1     Purchase           6 MO LIBOR         4.25
ROCKY RIVER                   265339.83     Purchase           6 MO LIBOR          6.4
MUNCIE                         90086.52     Cash Out Refinance Fixed Rate            0
PLANO                         107663.31     Cash Out Refinance 6 MO LIBOR         5.25
MARION                         59916.08     Cash Out Refinance 6 MO LIBOR            7
ATLANTA                        118859.7     Cash Out Refinance 6 MO LIBOR          5.8
MEDWAY                        107828.84     Cash Out Refinance 6 MO LIBOR          6.7
FORT WAYNE                      49918.3     Cash Out Refinance 6 MO LIBOR          6.5
CHICAGO                        79759.41     Cash Out Refinance Fixed Rate            0
SLATEDALE                      88195.96     Cash Out Refinance Fixed Rate            0
HATBORO                       239253.72     Cash Out Refinance 6 MO LIBOR          4.8
KANSAS CITY                    71911.93     Cash Out Refinance 6 MO LIBOR          5.9
ASHTABULA                     116829.24     Cash Out Refinance 6 MO LIBOR          6.1
STRONGSVILLE                  133743.11     Purchase           6 MO LIBOR         6.35
SILVER SPRING                 267994.39     Purchase           6 MO LIBOR         4.65
KINGSTON                          97600     Purchase           6 MO LIBOR          4.7
GREENVILLE                     54924.01     Purchase           6 MO LIBOR            7
UPPER SANDUSKY                    94000     Cash Out Refinance 6 MO LIBOR         5.25
STAFFORD                      340211.67     Purchase           6 MO LIBOR         4.95
HAMPTON                        80639.56     Cash Out Refinance 6 MO LIBOR         6.25
CROSBY                         86177.76     Cash Out Refinance Fixed Rate            0
BOLINGBROOK                      152000     Rate/Term Refinance6 MO LIBOR         4.85
CHARDON                       332634.09     Cash Out Refinance 6 MO LIBOR         6.75
NICHOLASVILLE                 146676.95     Cash Out Refinance 6 MO LIBOR         6.55
ORLANDO                          211920     Purchase           6 MO LIBOR          4.9
FAIRFIELD                      496688.4     Cash Out Refinance 6 MO LIBOR         4.75
AKRON                           59913.3     Purchase           6 MO LIBOR          5.9
ROMEOVILLE                    120504.11     Purchase           6 MO LIBOR          5.6
GREENVILLE                     66259.17     Purchase           6 MO LIBOR          6.9
TACOMA                        253318.01     Cash Out Refinance 6 MO LIBOR            7
KANSAS CITY                     62949.7     Cash Out Refinance 6 MO LIBOR         6.95
CLEVELAND                     125785.65     Purchase           6 MO LIBOR         6.65
ST CLAIR SHORES               147332.42     Cash Out Refinance Fixed Rate            0
PALOS HEIGHTS                 224775.43     Cash Out Refinance Fixed Rate            0
ROHNERT PARK                  422462.98     Purchase           6 MO LIBOR          4.9
MINNEAPOLIS                   199633.93     Cash Out Refinance 6 MO LIBOR         5.95
ODESSA                           203021     Purchase           6 MO LIBOR         4.95
VERO BEACH                     202766.4     Purchase           6 MO LIBOR          4.6
PHENIX CITY                    57508.97     Cash Out Refinance Fixed Rate            0
MANISTEE                       166247.1     Cash Out Refinance 6 MO LIBOR          5.6
KANSAS CITY                    94162.62     Cash Out Refinance 6 MO LIBOR          5.6
LAWRENCEVILLE                 187587.51     Purchase           6 MO LIBOR         4.05
OKLAHOMA CITY                  67887.97     Purchase           6 MO LIBOR          4.7
NORTH CHARLESTON               67035.83     Purchase           6 MO LIBOR         5.55
COLUMBUS                       59898.87     Cash Out Refinance Fixed Rate            0
AKRON                          61084.51     Purchase           6 MO LIBOR         5.85
LEXINGTON                      91741.76     Purchase           Fixed Rate            0
CANDLER                          328000     Rate/Term Refinance6 MO LIBOR          5.3
VERNON                         98820.64     Cash Out Refinance 6 MO LIBOR         6.65
BOLINGBROOK                   321837.57     Cash Out Refinance 6 MO LIBOR          5.8
DAVENPORT                     195627.07     Purchase           6 MO LIBOR          5.1
MENTOR                           160000     Cash Out Refinance 6 MO LIBOR         5.55
RANCHO MURRIETA               559275.68     Cash Out Refinance Fixed Rate            0
MAUMELLE                       354491.2     Purchase           6 MO LIBOR          5.8
DETROIT                         49848.5     Cash Out Refinance 6 MO LIBOR         4.85
LONG BEACH                       336000     Purchase           6 MO LIBOR         4.65
DUBLIN                           661000     Cash Out Refinance 6 MO LIBOR            6
GLENDALE                         280000     Purchase           6 MO LIBOR         4.75
JACKSONVILLE                  252560.13     Cash Out Refinance 6 MO LIBOR         6.45
BATTLE CREEK                    52195.4     Cash Out Refinance 6 MO LIBOR         6.75
PORTLAND                         119700     Cash Out Refinance 6 MO LIBOR            6
OLMSTED FALLS                  114135.7     Purchase           6 MO LIBOR          5.8
NEWARK                        455428.24     Cash Out Refinance 6 MO LIBOR         5.75
TEMPE                         119798.78     Cash Out Refinance 6 MO LIBOR         4.75
DOVER                          254459.3     Cash Out Refinance 6 MO LIBOR          6.2
SPRINGFIELD                    50775.58     Cash Out Refinance 6 MO LIBOR         5.35
BEAVER DAM                    286815.73     Cash Out Refinance 6 MO LIBOR         6.15
WEST PALM BEACH               112346.98     Cash Out Refinance 6 MO LIBOR          5.7
SPRINGFIELD                    67828.46     Cash Out Refinance 6 MO LIBOR         5.05
LOWELL                        186667.92     Cash Out Refinance 6 MO LIBOR          6.7
DECATUR                        65605.08     Cash Out Refinance Fixed Rate            0
APPLE VALLEY                  483324.98     Cash Out Refinance 6 MO LIBOR          6.5
HEMET                            228000     Purchase           6 MO LIBOR          4.6
WAYNESVILLE                   179051.62     Cash Out Refinance 6 MO LIBOR          5.7
DUMFRIES                         236000     Purchase           6 MO LIBOR         4.75
WASHINGTON                     51185.07     Cash Out Refinance 6 MO LIBOR         6.25
LAWRENCE                      309909.24     Cash Out Refinance Fixed Rate            0
TULSA                         115846.95     Cash Out Refinance 6 MO LIBOR         6.05
MIDDLETOWN                    154070.96     Cash Out Refinance 6 MO LIBOR          6.4
NAPLES                        326407.61     Cash Out Refinance 6 MO LIBOR          6.2
DAVENPORT                     146202.48     Purchase           6 MO LIBOR          5.7
SAGINAW                           66800     Cash Out Refinance 6 MO LIBOR         5.75
MCKEESPORT                     61703.31     Cash Out Refinance 6 MO LIBOR          6.6
CAPITOL HEIGHTS               162674.03     Cash Out Refinance Fixed Rate            0
SAINT LOUIS                    55184.87     Cash Out Refinance Fixed Rate            0
LAKE VILLA                    207717.09     Cash Out Refinance 6 MO LIBOR         6.55
CHIPPEWA LAKE                  50285.96     Purchase           6 MO LIBOR          5.4
AIKEN                         199419.75     Cash Out Refinance 6 MO LIBOR          6.7
CHICAGO                        62924.19     Cash Out Refinance 6 MO LIBOR          5.8
SAINT LOUIS                    65174.82     Cash Out Refinance 6 MO LIBOR          6.9
EAST POINTE                   115579.56     Cash Out Refinance 6 MO LIBOR         6.75
CARLSBAD                      349327.65     Purchase           6 MO LIBOR         4.15
GARDEN GROVE                  355906.85     Cash Out Refinance Fixed Rate            0
LAKE CHARLES                   74708.29     Rate/Term Refinance6 MO LIBOR         6.95
WARREN                         71762.49     Cash Out Refinance 6 MO LIBOR         4.75
NEW IBERIA                    159423.16     Cash Out Refinance 6 MO LIBOR         6.75
TOCCOA                            62720     Purchase           6 MO LIBOR          5.1
KINGS MILL                    107798.45     Cash Out Refinance 6 MO LIBOR          4.4
MEMPHIS                        92596.23     Cash Out Refinance 6 MO LIBOR          6.5
ROSEDALE                      480399.56     Cash Out Refinance 6 MO LIBOR         6.25
CANTON                         89852.18     Cash Out Refinance 6 MO LIBOR         6.75
SAINT LOUIS                    59944.73     Cash Out Refinance 6 MO LIBOR         6.35
KNOXVILLE                     124042.68     Cash Out Refinance 6 MO LIBOR         6.55
CHICAGO                       241966.46     Cash Out Refinance 6 MO LIBOR         6.15
MEMPHIS                        58374.09     Cash Out Refinance 6 MO LIBOR            6
MORROW                           111200     Cash Out Refinance 6 MO LIBOR         5.55
DELAWARE                         110400     Purchase           6 MO LIBOR         5.65
LEXINGTON                      136707.7     Purchase           6 MO LIBOR          4.7
CHICAGO                       169464.98     Cash Out Refinance Fixed Rate            0
BEAR                          339022.36     Cash Out Refinance Fixed Rate            0
ST LOUIS                      193094.62     Cash Out Refinance 6 MO LIBOR          5.7
WILMINGTON                       360000     Cash Out Refinance 6 MO LIBOR         4.75
FAYETTEVILLE                  211139.79     Cash Out Refinance 6 MO LIBOR            6
NEWCOMERSTOWN                  53705.97     Cash Out Refinance Fixed Rate            0
LOUISBURG                      83108.96     Cash Out Refinance 6 MO LIBOR         6.15
PORT CLINTON                  284181.68     Cash Out Refinance 6 MO LIBOR          6.6
MIAMI                          89998.08     Cash Out Refinance 6 MO LIBOR          6.8
DETROIT                        59416.94     Cash Out Refinance 6 MO LIBOR         5.85
GREENWOOD                      67873.88     Purchase           6 MO LIBOR          5.1
NEW LENOX                        340000     Cash Out Refinance 6 MO LIBOR         5.95
RALEIGH                       103843.59     Purchase           6 MO LIBOR         4.95
BERKLEY                       148566.28     Cash Out Refinance 6 MO LIBOR          6.9
FLINTSTONE                    151872.04     Rate/Term Refinance6 MO LIBOR          6.1
CHICAGO                       106094.95     Rate/Term Refinance6 MO LIBOR         5.95
STEVENS POINT                  56202.11     Purchase           6 MO LIBOR         6.95
LANCASTER                       54874.3     Cash Out Refinance 6 MO LIBOR         5.95
CHICAGO                       276890.58     Cash Out Refinance 6 MO LIBOR          6.6
DETROIT                        71933.25     Cash Out Refinance 6 MO LIBOR         6.85
JOLIET                        135682.93     Purchase           6 MO LIBOR         5.55
VALLES MINES                     143450     Cash Out Refinance 6 MO LIBOR         6.05
LOWELLVILLE                   111020.31     Cash Out Refinance Fixed Rate            0
HEPHZIBAH                      90256.03     Purchase           6 MO LIBOR         4.75
PHILADELPHIA                   50352.82     Purchase           6 MO LIBOR         6.75
SPENCER                       215775.18     Purchase           6 MO LIBOR         5.95
EAST LAKE                      77786.32     Cash Out Refinance 6 MO LIBOR         5.85
WOODBRIDGE                       260000     Purchase           6 MO LIBOR          5.1
NORWALK                       110574.76     Cash Out Refinance 6 MO LIBOR          6.9
SULLIVAN                      162110.69     Cash Out Refinance 6 MO LIBOR         5.95
WARRENVILLE                    84830.02     Cash Out Refinance 6 MO LIBOR         4.25
COLUMBUS                          83299     Cash Out Refinance 6 MO LIBOR         5.35
STREETSBORO                   192565.57     Purchase           6 MO LIBOR          6.7
LUDLOW                        311439.84     Purchase           6 MO LIBOR         4.85
ATLANTA                       178825.11     Cash Out Refinance 6 MO LIBOR         5.65
SAN BERNARDINO                  69498.7     Cash Out Refinance Fixed Rate            0
DRYDEN                        374635.44     Cash Out Refinance 6 MO LIBOR         6.75
CINCINNATI                    105949.96     Cash Out Refinance 6 MO LIBOR          5.8
SCOTTSDALE                    534067.09     Rate/Term Refinance6 MO LIBOR          5.7
CORONA                        273094.18     Cash Out Refinance Fixed Rate            0
WOODBRIDGE                    370985.66     Cash Out Refinance 6 MO LIBOR          5.4
EMMETT                         384198.3     Cash Out Refinance Fixed Rate            0
SPENCER                          336000     Purchase           6 MO LIBOR          4.9
SILER CITY                     96589.54     Cash Out Refinance 6 MO LIBOR          5.9
TINLEY PARK                   203569.39     Cash Out Refinance Fixed Rate            0
IMLAY CITY                     300640.5     Cash Out Refinance 6 MO LIBOR          5.2
VERO BEACH                    101715.37     Cash Out Refinance Fixed Rate            0
LITTLEROCK                    126768.95     Cash Out Refinance Fixed Rate            0
LEE'S SUMMIT                  208704.03     Rate/Term Refinance6 MO LIBOR          6.1
FOSTORIA                       71821.58     Cash Out Refinance Fixed Rate            0
WISCONSIN DELLS               120182.98     Cash Out Refinance 6 MO LIBOR          5.7
ST. LOUIS                      70235.89     Purchase           6 MO LIBOR         5.95
PHILADELPHIA                  127008.71     Cash Out Refinance 6 MO LIBOR          5.1
WAUPACA                        75345.41     Rate/Term Refinance6 MO LIBOR         6.65
SILVER LAKE                   122194.75     Purchase           6 MO LIBOR         5.65
COLUMBIA                       84587.57     Purchase           6 MO LIBOR          4.5
CANTON                        280526.35     Cash Out Refinance 6 MO LIBOR          6.4
YOUNGSTOWN                     79814.19     Cash Out Refinance Fixed Rate            0
LOOKOUT MOUNTAIN              583989.82     Cash Out Refinance 6 MO LIBOR         5.55
PITTSBURGH                     56743.32     Cash Out Refinance 6 MO LIBOR         6.95
RALEIGH                        81450.62     Purchase           6 MO LIBOR         4.85
SALIDA                           244000     Purchase           6 MO LIBOR          4.6
WILMINGTON                     88639.01     Cash Out Refinance 6 MO LIBOR          5.4
DALLAS                         52752.58     Purchase           6 MO LIBOR            6
GREENVILLE                      84658.5     Cash Out Refinance Fixed Rate            0
LITTLE ROCK                    51941.78     Cash Out Refinance 6 MO LIBOR          6.5
CHARLOTTE                        113600     Cash Out Refinance 6 MO LIBOR          5.1
OXNARD                        284926.75     Rate/Term RefinanceFixed Rate            0
FISHERS                       151764.48     Cash Out Refinance 6 MO LIBOR          5.2
VIRGINIA BEACH                131758.37     Cash Out Refinance 6 MO LIBOR         4.55
PELHAM                        130405.49     Cash Out Refinance 6 MO LIBOR          6.5
LENNOX                        182407.56     Cash Out Refinance Fixed Rate            0
UNIONTOWN                     150149.99     Purchase           6 MO LIBOR          6.8
DETROIT                         50335.5     Purchase           6 MO LIBOR         5.85
NEWBURGH                       135701.3     Cash Out Refinance 6 MO LIBOR         5.25
SOUTH HOLLAND                 183539.71     Purchase           6 MO LIBOR         5.85
ROCKLEDGE                        376000     Cash Out Refinance 6 MO LIBOR         5.75
WINBER                         55910.61     Cash Out Refinance 6 MO LIBOR         5.15
WORCESTER                      193424.3     Cash Out Refinance 6 MO LIBOR         6.95
MARSHALL                      147744.45     Cash Out Refinance 6 MO LIBOR         6.75
BROADVIEW                     175175.62     Cash Out Refinance Fixed Rate            0
DETROIT                        59451.99     Purchase           6 MO LIBOR         6.35
HUNTSVILLE                     81477.28     Cash Out Refinance 6 MO LIBOR          5.7
TOLEDO                          75469.9     Cash Out Refinance 6 MO LIBOR          6.2
CARPENTERSVILLE               179626.78     Cash Out Refinance 6 MO LIBOR          4.4
KINGMAN                        99901.83     Cash Out Refinance Fixed Rate            0
MAIDEN                         74715.39     Cash Out Refinance 6 MO LIBOR         6.25
CHICAGO                       109587.06     Cash Out Refinance 6 MO LIBOR          5.4
MILFORD                         95840.6     Cash Out Refinance 6 MO LIBOR          5.4
TOLEDO                         75747.56     Cash Out Refinance 6 MO LIBOR          4.6
EPHRAIM                       166324.87     Cash Out Refinance 6 MO LIBOR          6.7
SHAPLEIGH                     143712.02     Cash Out Refinance Fixed Rate            0
CHANDLER                         450500     Cash Out Refinance 6 MO LIBOR         6.05
MONTGOMERY                     54957.95     Cash Out Refinance 6 MO LIBOR            7
MARICOPA                      138460.62     Purchase           6 MO LIBOR          5.2
CONYERS                          308000     Purchase           6 MO LIBOR          4.9
POTTSTOWN                     127330.05     Cash Out Refinance 6 MO LIBOR         6.25
RIVIERA BEACH                  115170.2     Cash Out Refinance Fixed Rate            0
HEMINGWAY                      72169.95     Cash Out Refinance 6 MO LIBOR          6.3
MARIETTA                       67932.13     Cash Out Refinance 6 MO LIBOR            7
OPA LOCKA                      94058.27     Cash Out Refinance Fixed Rate            0
CASTLE ROCK                      580000     Cash Out Refinance 6 MO LIBOR          5.8
WICHITA                        64718.76     Purchase           6 MO LIBOR         6.25
WALDRON                        67354.71     Cash Out Refinance 6 MO LIBOR         6.35
COCOA                            152000     Cash Out Refinance 6 MO LIBOR          5.6
ARLINGTON                      69196.64     Cash Out Refinance 6 MO LIBOR            6
SHELBURN                       90033.28     Cash Out Refinance 6 MO LIBOR          5.4
SUMMERVILLE                   119690.64     Cash Out Refinance 6 MO LIBOR         5.15
BURNS HARBOR                   87838.91     Cash Out Refinance Fixed Rate            0
MADISON                       307702.15     Purchase           6 MO LIBOR         6.15
FAIRFIELD                        352000     Purchase           6 MO LIBOR          4.6
WESTLAND                       88858.25     Cash Out Refinance 6 MO LIBOR         4.15
JONESBORO                     104509.81     Cash Out Refinance 6 MO LIBOR          4.5
MADISON                       209156.87     Cash Out Refinance 6 MO LIBOR         6.15
KINGMAN                        94403.85     Cash Out Refinance Fixed Rate            0
COLORADO SPRINGS                 292500     Cash Out Refinance 6 MO LIBOR          5.7
CLEARWATER                        76000     Cash Out Refinance 6 MO LIBOR          5.1
COLUMBUS                       81818.26     Cash Out Refinance 6 MO LIBOR          6.7
WILMINGTON                    171635.27     Purchase           6 MO LIBOR         4.85
NORTH HOLLYWOOD                  284320     Cash Out Refinance 6 MO LIBOR         5.05
MURPHY                        106858.32     Purchase           6 MO LIBOR          6.4
SHREVEPORT                       201600     Cash Out Refinance 6 MO LIBOR         5.15
DELTONA                        95346.47     Cash Out Refinance Fixed Rate            0
FREDERICKSBURG                231780.33     Cash Out Refinance 6 MO LIBOR          6.9
LIGHTHOUSE POINT              194628.28     Cash Out Refinance Fixed Rate            0
WYOMING                       102480.29     Rate/Term Refinance6 MO LIBOR            7
MAPLE HEIGHTS                  89440.68     Cash Out Refinance 6 MO LIBOR          5.4
KANSAS CITY                    76414.36     Purchase           6 MO LIBOR          6.5
INDIANAPOLIS                  114954.49     Rate/Term RefinanceFixed Rate            0
RICHMOND                      207490.56     Cash Out Refinance Fixed Rate            0
ALPENA                         79897.63     Cash Out Refinance 6 MO LIBOR         6.05
CINCINNATI                     70530.92     Purchase           6 MO LIBOR            7
WATERFORD                     208604.39     Cash Out Refinance 6 MO LIBOR         6.85
SELLERSBURG                   107822.08     Purchase           6 MO LIBOR          5.4
EAST PEORIA                    88578.35     Rate/Term RefinanceFixed Rate            0
KANSAS CITY                    61998.29     Cash Out Refinance 6 MO LIBOR         6.75
KANSAS CITY                    59143.35     Cash Out Refinance 6 MO LIBOR         6.55
DAYTON                         67432.62     Purchase           6 MO LIBOR         6.65
EAST POINT                       114800     Purchase           6 MO LIBOR         5.55
ALLENTOWN                      81647.03     Rate/Term Refinance6 MO LIBOR         5.55
ORLANDO                          156750     Cash Out Refinance 6 MO LIBOR          5.7
SILVER SPRING                    294500     Purchase           6 MO LIBOR         5.55
SUMMERVILLE                   131654.31     Cash Out Refinance Fixed Rate            0
WEYMOUNTH                        176000     Purchase           6 MO LIBOR         5.95
SUN CITY                         339450     Purchase           6 MO LIBOR         5.55
LOS ANGELES                      399500     Cash Out Refinance 6 MO LIBOR          5.7
DINGMANS FERRY                122932.64     Cash Out Refinance 6 MO LIBOR          5.8
DES MOINES                     61020.22     Cash Out Refinance 6 MO LIBOR          5.7
PADUCAH                       122938.08     Cash Out Refinance 6 MO LIBOR            6
SANDWICH                      264301.08     Purchase           6 MO LIBOR         5.55
NORWALK                           81000     Purchase           6 MO LIBOR          5.7
BARTLESVILLE                   76176.53     Cash Out Refinance 6 MO LIBOR         5.55
OVERLAND PARK                 190474.33     Cash Out Refinance 6 MO LIBOR          6.3
TEMPLE HILLS                     144000     Purchase           6 MO LIBOR          5.7
OVERLAND PARK                 203373.34     Cash Out Refinance 6 MO LIBOR          5.7
ST. CLAIR                      55783.49     Purchase           6 MO LIBOR         5.95
HAGERSTOWN                       313280     Purchase           6 MO LIBOR          5.7
FORT WORTH                     83732.88     Purchase           Fixed Rate            0
GREENSBORO                     53839.93     Cash Out Refinance Fixed Rate            0
YORK                          139064.44     Purchase           6 MO LIBOR         5.55
TEMECULA                         364000     Purchase           6 MO LIBOR         5.05
HIGHLAND                        86328.8     Cash Out Refinance 6 MO LIBOR         6.55
KANSAS CITY                    75161.65     Purchase           6 MO LIBOR         6.55
WORCESTER                     175710.06     Purchase           6 MO LIBOR         4.75
PENN YAN                       74923.56     Purchase           6 MO LIBOR          6.5
PROSPECT                       53251.64     Cash Out Refinance 6 MO LIBOR         5.55
SPRINGFIELD                    120991.9     Cash Out Refinance 6 MO LIBOR          6.9
TEXARKANA                      56920.93     Cash Out Refinance 6 MO LIBOR          6.4
LAKE ELSINORE                    247500     Purchase           6 MO LIBOR            5
RUSSELLS POINT                 84883.81     Purchase           6 MO LIBOR            7
TACOMA                           148800     Cash Out Refinance 6 MO LIBOR         5.05
BOSTON                           400000     Cash Out Refinance 6 MO LIBOR          5.6
PITTSBURGH                     61130.77     Cash Out Refinance 6 MO LIBOR         6.85
HIGHLAND MILLS                319648.37     Cash Out Refinance 6 MO LIBOR          6.3
KANSAS CITY                      174400     Rate/Term Refinance6 MO LIBOR          5.1
TURNEY                        224742.82     Cash Out Refinance 6 MO LIBOR         5.85
JACKSONVILLE                   59417.43     Cash Out Refinance 6 MO LIBOR         5.75
BERKELEY HEIGHTS                 499000     Cash Out Refinance 6 MO LIBOR          5.4
BROCKTON                      283845.67     Cash Out Refinance 6 MO LIBOR         2.09
MACOMB                        203269.12     Purchase           6 MO LIBOR         6.34
SUGAR GROVE                      288000     Cash Out Refinance 6 MO LIBOR         5.65
NIXA                           88741.93     Purchase           6 MO LIBOR         5.25
RIVERSIDE                        380000     Purchase           6 MO LIBOR         4.85
LAKE WORTH                       253600     Purchase           6 MO LIBOR          4.6
PLEASANT HILL                  61110.68     Cash Out Refinance 6 MO LIBOR         5.55
DEFUNIAK SPRINGS               86937.44     Cash Out Refinance Fixed Rate            0
STRUTHERS                      71929.64     Cash Out Refinance 6 MO LIBOR            7
TOLEDO                           142320     Purchase           6 MO LIBOR          5.8
BALTIMORE                      90804.06     Cash Out Refinance 6 MO LIBOR         4.75
CONCORD                        76601.12     Purchase           6 MO LIBOR          5.1
OCEANSIDE                     197623.28     Cash Out Refinance Fixed Rate            0
SACO                          189690.95     Purchase           6 MO LIBOR         6.15
SAINT LOUIS                   105265.11     Cash Out Refinance 6 MO LIBOR         6.35
PULASKI                       214809.79     Purchase           6 MO LIBOR         6.05
ROGERS                         67934.92     Cash Out Refinance 6 MO LIBOR          6.7
PHILADELPHIA                   80291.52     Cash Out Refinance 6 MO LIBOR          5.7
JOPLIN                         67938.93     Cash Out Refinance 6 MO LIBOR         6.65
RICHMOND                       71442.76     Purchase           6 MO LIBOR          5.2
CULPEPER                      247824.02     Purchase           6 MO LIBOR         5.05
CANTON                        193298.53     Purchase           6 MO LIBOR         5.05
KELLER                           389900     Rate/Term Refinance6 MO LIBOR         5.25
NORTH LAS VEGAS               191616.04     Purchase           6 MO LIBOR         4.45
LEWISTON                       99888.04     Cash Out Refinance Fixed Rate            0
NEWAYGO                        65170.66     Cash Out Refinance 6 MO LIBOR          6.5
DAYTON                         67846.13     Cash Out Refinance 6 MO LIBOR         5.55
AUBURN                         62921.01     Rate/Term RefinanceFixed Rate            0
SPRINGFIELD                    83064.89     Cash Out Refinance 6 MO LIBOR          5.9
NORTH PROVIDENCE              150060.43     Purchase           6 MO LIBOR            5
COLUMBIA                       80913.01     Cash Out Refinance Fixed Rate            0
SAINT LOUIS                    79920.15     Cash Out Refinance 6 MO LIBOR         6.55
AUSTINTOWN                    100589.35     Cash Out Refinance 6 MO LIBOR          6.2
SALUDA                        224544.95     Cash Out Refinance Fixed Rate            0
GAITHERSBURG                     272000     Purchase           6 MO LIBOR          5.1
AYNOR                         104798.56     Cash Out Refinance 6 MO LIBOR          5.6
CHANDLER                      267475.19     Purchase           6 MO LIBOR          4.9
AKRON                          69197.84     Cash Out Refinance Fixed Rate            0
FARRELL                        76406.03     Purchase           6 MO LIBOR          6.3
NAPLES                        239722.83     Cash Out Refinance 6 MO LIBOR         5.75
OLNEY                            472500     Purchase           6 MO LIBOR         6.15
TEMPLE HILLS                  279462.13     Cash Out Refinance Fixed Rate            0
FLINT                          44941.82     Cash Out Refinance Fixed Rate            0
BUTLER                        111814.04     Purchase           Fixed Rate            0
WILLOWBROOK                      420000     Cash Out Refinance 6 MO LIBOR          5.4
CHICAGO                          262800     Cash Out Refinance 6 MO LIBOR          5.8
RAYMORE                       238715.31     Rate/Term Refinance6 MO LIBOR          6.4
RICHMOND                         400000     Cash Out Refinance 6 MO LIBOR          4.7
YARMOUTH                      189366.69     Cash Out Refinance 6 MO LIBOR          6.8
SILOAM SPRINGS                 62578.29     Purchase           6 MO LIBOR         4.45
BATON ROUGE                   117419.59     Purchase           6 MO LIBOR         5.05
CHARLOTTE                         98400     Cash Out Refinance 6 MO LIBOR         5.25
ONTARIO                          251200     Cash Out Refinance 6 MO LIBOR         4.65
TOLEDO                        100520.88     Purchase           6 MO LIBOR          4.6
LOS ANGELES                   166092.44     Cash Out Refinance Fixed Rate            0
ATLANTA                       467999.75     Cash Out Refinance 6 MO LIBOR         6.15
ROSWELL                        71880.45     Purchase           6 MO LIBOR          5.1
ROCKLIN                          348000     Cash Out Refinance 6 MO LIBOR          4.9
CINCINNATI                     96799.62     Cash Out Refinance 6 MO LIBOR         5.95
FAYETTEVILLE                  111798.92     Purchase           6 MO LIBOR          4.9
AURORA                         75781.61     Purchase           6 MO LIBOR          5.8
SPRING VALLEY                  77293.65     Purchase           6 MO LIBOR            6
ST LOUIS                      127811.31     Cash Out Refinance 6 MO LIBOR          4.9
IONIA                          79109.47     Cash Out Refinance 6 MO LIBOR         6.85
WOODBRIDGE                       292000     Cash Out Refinance 6 MO LIBOR         4.55
EUCLID                         82436.24     Cash Out Refinance 6 MO LIBOR            7
BOWLING GREEN                 178770.93     Rate/Term Refinance6 MO LIBOR            6
YOUNGSTOWN                     52924.94     Purchase           Fixed Rate            0
INDIANAPOLIS                   74051.35     Cash Out Refinance 6 MO LIBOR            7
DETROIT                       126354.98     Cash Out Refinance 6 MO LIBOR          6.4
AKRON                          88083.63     Cash Out Refinance 6 MO LIBOR         6.35
ST ALBANS                     224411.81     Purchase           6 MO LIBOR          4.9
CRESAPTOWN                     51258.66     Cash Out Refinance 6 MO LIBOR         6.95
MIDDLETOWN                     75530.66     Cash Out Refinance 6 MO LIBOR          6.5
WEST COLUMBIA                 171666.35     Cash Out Refinance Fixed Rate            0
CHARLOTTE                     168775.95     Purchase           6 MO LIBOR          4.5
AUSTELL                        58901.91     Purchase           6 MO LIBOR          6.1
COLORADO SPRINGS                 215200     Cash Out Refinance 6 MO LIBOR         4.95
CASTLE ROCK                   117966.29     Purchase           6 MO LIBOR         5.75
ALBUQUERQUE                   120646.63     Purchase           6 MO LIBOR         5.75
TERRE HAUTE                    57746.98     Rate/Term Refinance6 MO LIBOR         6.85
WICHITA                        79390.77     Cash Out Refinance 6 MO LIBOR          6.7
EAU CLAIRE                        89000     Purchase           6 MO LIBOR            6
DIAMOND BAR                   351310.72     Cash Out Refinance Fixed Rate            0
ORANGE                        276446.06     Cash Out Refinance Fixed Rate            0
FORT MYERS                    267721.05     Cash Out Refinance 6 MO LIBOR         6.95
WESTLAKE                         135500     Purchase           6 MO LIBOR          4.9
SPRINGPORT                       131750     Cash Out Refinance 6 MO LIBOR          6.3
PATASKALA                        164800     Cash Out Refinance 6 MO LIBOR         4.65
GRAND LEDGE                      138400     Cash Out Refinance 6 MO LIBOR         4.95
TOLEDO                         82694.79     Cash Out Refinance 6 MO LIBOR          6.8
CHICAGO                       115797.73     Cash Out Refinance 6 MO LIBOR         5.75
AKRON                            132800     Purchase           6 MO LIBOR         4.85
WEST HAVEN                    199756.82     Cash Out Refinance 6 MO LIBOR         6.75
CLIO                          117394.93     Rate/Term Refinance6 MO LIBOR         5.35
N CHICAGO                     139338.89     Cash Out Refinance 6 MO LIBOR          6.4
WASHINGTON                    149700.03     Rate/Term Refinance6 MO LIBOR         4.15
WEST PALM BEACH               261183.19     Cash Out Refinance Fixed Rate            0
PEMBROKE PINES                  89047.5     Cash Out Refinance Fixed Rate            0
HALLANDALE                      93212.6     Cash Out Refinance Fixed Rate            0
PHOENIX                       239999.99     Cash Out Refinance 6 MO LIBOR         5.05
PORT SAINT LUCIE              162175.03     Cash Out Refinance Fixed Rate            0
MANASSAS                         319760     Purchase           6 MO LIBOR          4.8
BIRDSBORO                     407037.19     Cash Out Refinance 6 MO LIBOR          6.4
CHICAGO                       171838.85     Cash Out Refinance 6 MO LIBOR         6.55
SILVER SPRING                 463309.13     Cash Out Refinance 6 MO LIBOR         5.95
FREDERICKSBURG                   252000     Purchase           6 MO LIBOR          5.1
DUPONT                         93958.08     Cash Out Refinance 6 MO LIBOR          6.8
SARATOGA SPRINGS              335328.07     Cash Out Refinance Fixed Rate            0
LEESBURG                      168430.63     Cash Out Refinance Fixed Rate            0
PORTLAND                       55937.29     Cash Out Refinance 6 MO LIBOR          6.8
MIDDLETOWN                       216000     Purchase           6 MO LIBOR          4.9
ST. LOUIS                       91881.6     Cash Out Refinance 6 MO LIBOR          6.8
BLUE ISLAND                   153345.34     Cash Out Refinance 6 MO LIBOR         6.45
WINDHAM                        174863.7     Cash Out Refinance Fixed Rate            0
CINCINNATI                    114610.18     Rate/Term Refinance6 MO LIBOR         6.55
KISSIMMEE                        197600     Purchase           6 MO LIBOR         4.95
GREERS FERRY                   127266.6     Cash Out Refinance Fixed Rate            0
QUEEN CREEK                      228800     Cash Out Refinance 6 MO LIBOR          5.2
SARASOTA                       97408.65     Cash Out Refinance 6 MO LIBOR         6.45
COLD BROOK                      68173.6     Cash Out Refinance 6 MO LIBOR          6.2
RAYMOND                       189791.22     Cash Out Refinance 6 MO LIBOR          6.4
DETROIT                         57517.6     Cash Out Refinance 6 MO LIBOR         5.35
TERRE HAUTE                    59883.02     Cash Out Refinance 6 MO LIBOR         5.55
TRINITY                        99812.32     Cash Out Refinance 6 MO LIBOR          6.2
WESTBROOK                     163185.36     Purchase           6 MO LIBOR         4.75
SEDALIA                        77746.08     Cash Out Refinance Fixed Rate            0
EL CENTRO                        231358     Purchase           6 MO LIBOR         4.55
AVENTURA                      450004.99     Cash Out Refinance 6 MO LIBOR         6.25
EATON RAPIDS                   59513.72     Cash Out Refinance 6 MO LIBOR         5.35
CHICAGO                        99858.39     Cash Out Refinance 6 MO LIBOR         6.45
SILVER SPRING                    404000     Purchase           6 MO LIBOR          4.9
ROGERS                        122996.04     Cash Out Refinance Fixed Rate            0
WOODRIDGE                     123159.51     Rate/Term RefinanceFixed Rate            0
ATLANTA                       184308.86     Purchase           6 MO LIBOR         4.25
RALEIGH                       432294.65     Purchase           6 MO LIBOR         5.55
TERRE HAUTE                    84897.71     Cash Out Refinance Fixed Rate            0
WASHINGTON                    125778.13     Cash Out Refinance 6 MO LIBOR         5.25
MESA                             220000     Cash Out Refinance 6 MO LIBOR          4.9
FISHERS                          284800     Purchase           6 MO LIBOR          5.2
BOOTHWYN                      453737.89     Cash Out Refinance Fixed Rate            0
TOLEDO                          83835.5     Cash Out Refinance Fixed Rate            0
CLEVELAND                      74609.16     Purchase           6 MO LIBOR            6
TRAVERSE CITY                 220744.77     Cash Out Refinance 6 MO LIBOR          6.4
ARGOS                          76424.46     Rate/Term Refinance6 MO LIBOR         6.15
MIAMI                            480000     Purchase           6 MO LIBOR          5.1
CINCINNATI                     93386.32     Purchase           6 MO LIBOR         5.85
MINNEAPOLIS                      262500     Cash Out Refinance 6 MO LIBOR          4.6
SAINT LOUIS                    75931.02     Cash Out Refinance 6 MO LIBOR            7
COLUMBUS                       71876.01     Cash Out Refinance Fixed Rate            0
BARBERTON                     101632.49     Cash Out Refinance 6 MO LIBOR          6.5
GAHANNA                          155600     Purchase           6 MO LIBOR         5.35
POPLAR GROVE                  207233.94     Purchase           6 MO LIBOR         4.75
BEDFORD                       119844.85     Cash Out Refinance 6 MO LIBOR         6.35
BETHESDA                         568000     Cash Out Refinance 6 MO LIBOR          4.6
SILVER SPRING                    378250     Cash Out Refinance 6 MO LIBOR         5.35
ST PAUL                       155711.65     Purchase           6 MO LIBOR         4.75
HOLLYWOOD                     179647.53     Cash Out Refinance Fixed Rate            0
NORFOLK                        91755.22     Cash Out Refinance 6 MO LIBOR          5.7
CLINTON                        62843.99     Cash Out Refinance 6 MO LIBOR            7
CANTON                         250357.6     Cash Out Refinance Fixed Rate            0
COLUMBUS                      103873.55     Cash Out Refinance 6 MO LIBOR            6
CHICAGO                        87866.58     Cash Out Refinance Fixed Rate            0
RESTON                        146399.96     Purchase           6 MO LIBOR          4.9
HORSEHEADS                     74581.95     Cash Out Refinance Fixed Rate            0
COLORADO SPRINGS               123604.1     Cash Out Refinance 6 MO LIBOR          6.8
ORRVILLE                       91051.53     Cash Out Refinance 6 MO LIBOR          5.2
COLUMBUS                       71321.54     Cash Out Refinance Fixed Rate            0
ASHEVILLE                      85405.27     Purchase           6 MO LIBOR            6
SAN SABA                       67922.27     Purchase           6 MO LIBOR          5.4
CLINTON                        78316.68     Cash Out Refinance 6 MO LIBOR            7
BRASELTON                     242792.19     Cash Out Refinance 6 MO LIBOR          4.9
MILLERSBURG                   113543.78     Cash Out Refinance Fixed Rate            0
FREDERICKSBURG                178133.41     Cash Out Refinance Fixed Rate            0
PITTSBURGH                     79905.16     Cash Out Refinance 6 MO LIBOR         6.55
GRAND HAVEN                   116606.06     Cash Out Refinance 6 MO LIBOR         5.65
CHICAGO                       188581.96     Cash Out Refinance 6 MO LIBOR         6.75
MONROE                         76678.62     Cash Out Refinance Fixed Rate            0
DALZELL                        89887.15     Cash Out Refinance Fixed Rate            0
LANSING                        78929.93     Cash Out Refinance Fixed Rate            0
HAZEL PARK                     94047.03     Cash Out Refinance 6 MO LIBOR         6.65
DETROIT                        78121.13     Cash Out Refinance Fixed Rate            0
EDMOND                         106872.2     Rate/Term RefinanceFixed Rate            0
OKLAHOMA CITY                  51887.82     Cash Out Refinance Fixed Rate            0
HICKSVILLE                    110311.94     Cash Out Refinance 6 MO LIBOR            6
CHATTANOOGA                    70471.02     Purchase           6 MO LIBOR          6.4
VIRGINIA BEACH                152688.74     Cash Out Refinance 6 MO LIBOR          5.2
KUNA                             156803     Purchase           6 MO LIBOR          4.7
ST JOSEPH                      76395.94     Cash Out Refinance Fixed Rate            0
KANSAS CITY                   106818.34     Cash Out Refinance 6 MO LIBOR          7.9
PALM HARBOR                   208307.36     Cash Out Refinance 6 MO LIBOR         6.74
HOSHCTON                      264254.05     Purchase           6 MO LIBOR         5.25
ST LOUIS                       54363.51     Cash Out Refinance 6 MO LIBOR            7
FOUNTAIN VALLEY               374249.16     Cash Out Refinance Fixed Rate            0
HONEOYE FALLS                  486842.3     Cash Out Refinance 6 MO LIBOR         5.85
SOUTH LAKE TAHOE               162695.8     Cash Out Refinance Fixed Rate            0
FREDERICK                        232000     Purchase           6 MO LIBOR         4.85
KISSIMMEE                        193600     Purchase           6 MO LIBOR         4.95
RIVERSIDE                     718548.57     Purchase           6 MO LIBOR         5.99
SATELLITE BEACH                195730.7     Cash Out Refinance Fixed Rate            0
SACRAMENTO                     79832.54     Cash Out Refinance 6 MO LIBOR          4.1
WIGGINS                        54159.57     Cash Out Refinance Fixed Rate            0
READING                        92659.04     Purchase           6 MO LIBOR          5.8
EXETER                        337040.96     Cash Out Refinance 6 MO LIBOR          5.5
POWELL                        100164.67     Cash Out Refinance 6 MO LIBOR          6.1
COLUMBUS                       76584.02     Cash Out Refinance 6 MO LIBOR         6.45
WEST WAREHAM                  300641.46     Cash Out Refinance 6 MO LIBOR         6.85
COLUMBUS                         113000     Cash Out Refinance 6 MO LIBOR         4.45
SPRINGFIELD                    49909.36     Cash Out Refinance Fixed Rate            0
OWEN                           52130.41     Cash Out Refinance 6 MO LIBOR         5.25
MEDWAY                        185253.79     Cash Out Refinance 6 MO LIBOR         4.45
PROCTORVILLE                   64400.29     Cash Out Refinance Fixed Rate            0
MYRTLE BEACH                  118872.19     Cash Out Refinance Fixed Rate            0
PLANTATION                     76350.24     Cash Out Refinance 6 MO LIBOR         7.25
COLORADO SPRINGS               33622.83     Purchase           Fixed Rate            0
Holbrook                       306764.3     Purchase           6 MO LIBOR            6
Mangonia Park                 188277.76     Cash Out Refinance 6 MO LIBOR     7.900000095
Aldie                            395200     Purchase           6 MO LIBOR        7.125
Chicago                          308000     Purchase           6 MO LIBOR     7.699999809
Bethel                           194400     Cash Out Refinance 6 MO LIBOR     7.199999809
Joliet                         73086.99     Purchase           6 MO LIBOR     7.650000095
Mineral                       171949.99     Purchase           6 MO LIBOR          7.5
Haxtun                         88415.28     Cash Out Refinance Fixed Rate            0
Chino Hills                   400093.03     Cash Out Refinance 6 MO LIBOR     6.349999905
Piscataway                    242601.34     Cash Out Refinance 6 MO LIBOR     5.300000191
Toms River                       301500     Cash Out Refinance 6 MO LIBOR     6.900000095
Jersey City                   331414.26     Cash Out Refinance 6 MO LIBOR     6.199999809
Fresno                           235450     Cash Out Refinance 6 MO LIBOR         5.25
Renton                           239200     Rate/Term Refinance6 MO LIBOR     6.150000095
Philadelphia                  156849.34     Rate/Term Refinance6 MO LIBOR     5.849999905
Sterling                         392000     Purchase           6 MO LIBOR         7.75
Boulder                       138781.63     Purchase           6 MO LIBOR     5.025000095
Jersey City                   259205.26     Cash Out Refinance 6 MO LIBOR     7.400000095
Paterson                         200000     Purchase           6 MO LIBOR     5.849999905
Jamaica                          373000     Cash Out Refinance 6 MO LIBOR     6.699999809
Calwa                            178400     Cash Out Refinance 6 MO LIBOR        6.625
Lodi                          358023.52     Purchase           6 MO LIBOR     7.050000191
Westland                      140286.72     Rate/Term Refinance6 MO LIBOR          6.5
El Mirage                      175472.6     Cash Out Refinance 6 MO LIBOR          7.5
Milford                       332998.88     Purchase           6 MO LIBOR         7.25
Lawndale                      180135.07     Cash Out Refinance 6 MO LIBOR          6.5
Santa Clarita                 339919.96     Cash Out Refinance 6 MO LIBOR     5.150000095
Las Vegas                        255000     Purchase           6 MO LIBOR     5.989999771
Columbus                         340000     Rate/Term Refinance6 MO LIBOR     6.849999905
Columbia                      309567.72     Cash Out Refinance 6 MO LIBOR     7.489999771
Lane                             274500     Cash Out Refinance 6 MO LIBOR            6
Sacramento                    259038.75     Cash Out Refinance 6 MO LIBOR          6.5
Lenola                        315603.15     Purchase           6 MO LIBOR        7.125
Georgetown                     60617.82     Purchase           6 MO LIBOR          7.5
Bakersfield                   131521.11     Purchase           6 MO LIBOR     6.525000095
Van Nuys                       374283.1     Purchase           6 MO LIBOR        6.625
San Bernardino                   296910     Purchase           6 MO LIBOR        5.875
Mount Rainier                 278753.66     Cash Out Refinance 6 MO LIBOR     4.989999771
Charlotte                        126000     Cash Out Refinance 6 MO LIBOR         7.25
Mishawaka                         80780     Cash Out Refinance 6 MO LIBOR     6.989999771
Roulo                         321440.21     Purchase           6 MO LIBOR     7.039999962
Memphis                       166669.46     Purchase           6 MO LIBOR            5
Lagrange                      114317.11     Purchase           6 MO LIBOR         5.75
Tampa                         124273.11     Purchase           6 MO LIBOR     6.150000095
Yuton                         169500.63     Cash Out Refinance 6 MO LIBOR     6.599999905
Lake Ridge                       380200     Purchase           6 MO LIBOR        7.875
Berkeley                       66199.02     Purchase           6 MO LIBOR     7.449999809
Stockton                         340000     Purchase           6 MO LIBOR     5.900000095
Jonesboro                      95666.61     Cash Out Refinance 6 MO LIBOR            7
San Diego                        529800     Cash Out Refinance 6 MO LIBOR        6.375
Vernon                            80000     Purchase           6 MO LIBOR     7.139999866
Ossining                         364000     Purchase           6 MO LIBOR            8
Oakland                       343460.83     Cash Out Refinance Fixed Rate            0
Tulare                        154378.15     Cash Out Refinance 6 MO LIBOR         7.25
Greenacres                       191200     Purchase           6 MO LIBOR          5.5
Gainesville                       96000     Cash Out Refinance Fixed Rate            0
SOLEDAD                          496950     Purchase           6 MO LIBOR         6.25
SANTA CLARITA                    449300     Purchase           6 MO LIBOR         5.75
YUCCA VALLEY                     148000     Purchase           6 MO LIBOR          5.5
ROANOKE                       351495.83     Cash Out Refinance 6 MO LIBOR        6.375
LINCOLN                          155000     Purchase           6 MO LIBOR            5
NEWPORT                       108642.49     Cash Out Refinance Fixed Rate            0
LAKE MILTON                   266297.28     Cash Out Refinance Fixed Rate            0
BEDFORD                       162880.24     Cash Out Refinance 6 MO LIBOR            6
DETROIT                        84592.63     Cash Out Refinance Fixed Rate            0
SAINT LOUIS                    64647.33     Cash Out Refinance Fixed Rate            0
HARTFORD CITY                  68788.86     Cash Out Refinance 6 MO LIBOR        5.375
LENOX                         179147.29     Cash Out Refinance Fixed Rate            0
WASHINGTON                    168346.03     Cash Out Refinance Fixed Rate            0
NORTH WEBSTER                  86028.17     Cash Out Refinance Fixed Rate            0
RIVERVIEW                        144800     Purchase           6 MO LIBOR            5
LA QUINTA                        388350     Purchase           6 MO LIBOR        5.375
JACKSON HEIGHTS               609091.86     Purchase           6 MO LIBOR          6.5
FELTON                           321200     Purchase           6 MO LIBOR            5
SAN JOSE                         512000     Purchase           6 MO LIBOR            5
APOPKA                        179571.12     Cash Out Refinance Fixed Rate            0
COUNCIL BLUFFS                162849.27     Cash Out Refinance 6 MO LIBOR          5.5
CHICAGO                       240536.33     Cash Out Refinance 6 MO LIBOR            6
ATLANTA                          493900     Purchase           6 MO LIBOR        5.625
LOS ANGELES                   355878.98     Purchase           6 MO LIBOR         5.25
TOOELE                        110098.65     Rate/Term Refinance6 MO LIBOR        5.625
NEW BEDFORD                   229031.06     Purchase           Fixed Rate            0
NORTH DARTMOUTH               208888.39     Cash Out Refinance 6 MO LIBOR         5.25
LAWTON                         146045.5     Cash Out Refinance 6 MO LIBOR        5.375
WATERFORD                     170347.93     Cash Out Refinance 6 MO LIBOR         5.25
BRACKENRIDGE                   78746.21     Cash Out Refinance Fixed Rate            0
VALLEJO                          620450     Purchase           6 MO LIBOR            5
CHICAGO                       541003.56     Rate/Term RefinanceFixed Rate            0
AVON                          194601.43     Cash Out Refinance 6 MO LIBOR            6
ELKHART                        75672.94     Cash Out Refinance Fixed Rate            0
ORLANDO                        69644.25     Cash Out Refinance Fixed Rate            0
MILACA                        139031.48     Cash Out Refinance 6 MO LIBOR        5.875
AKRON                          71873.29     Cash Out Refinance 6 MO LIBOR         5.75
HOFFMAN ESTATES               232997.61     Cash Out Refinance 6 MO LIBOR            6
WEST LAFAYETTE                179620.99     Cash Out Refinance 6 MO LIBOR        6.125
RANCHO SANTA MARGARITA           296000     Cash Out Refinance 6 MO LIBOR            5
SPENCER                       236562.38     Cash Out Refinance 6 MO LIBOR         6.25
SAN JOSE                         566400     Purchase           6 MO LIBOR            5
CICERO                        156496.14     Cash Out Refinance 6 MO LIBOR         5.75
REVERE                        135978.75     Purchase           6 MO LIBOR            5
KAYSVILLE                     167509.84     Cash Out Refinance 6 MO LIBOR        5.375
PORTLAND                      233004.21     Cash Out Refinance 6 MO LIBOR        6.875
NORTH HILLS                   421202.65     Cash Out Refinance Fixed Rate            0
SCHENECTADY                    83676.44     Purchase           6 MO LIBOR          6.5
CHICAGO                       223461.66     Cash Out Refinance 6 MO LIBOR            5
CHICAGO                       199416.21     Cash Out Refinance 6 MO LIBOR          6.5
RANCHO CUCAMONGA                 589600     Purchase           6 MO LIBOR            5
SPRING GLEN T/O WAWARSING     103148.09     Cash Out Refinance Fixed Rate            0
SOUTH BEND                    179123.45     Cash Out Refinance 6 MO LIBOR            5
SAN DIEGO                        360000     Purchase           6 MO LIBOR        5.125
MILLBURY                      250888.12     Cash Out Refinance Fixed Rate            0
CLIFTON PARK                   93470.63     Rate/Term Refinance6 MO LIBOR        5.375
PLAINFIELD                     321301.5     Purchase           6 MO LIBOR          5.5
CORNING                       141504.92     Purchase           6 MO LIBOR         7.25
LONG BEACH                       357000     Purchase           6 MO LIBOR            6
SAN DIEGO                        399200     Purchase           6 MO LIBOR        5.125
PITTSBURG                     411916.67     Purchase           6 MO LIBOR            5
MADISON                          106000     Purchase           6 MO LIBOR            5
BROOKLYN                      338290.65     Cash Out Refinance 6 MO LIBOR            5
EL CAJON                         770000     Cash Out Refinance 6 MO LIBOR         6.25
TACOMA                        187997.53     Purchase           6 MO LIBOR         5.25
IMPERIAL                      205058.72     Cash Out Refinance 6 MO LIBOR         5.75
FRESNO                        191415.94     Cash Out Refinance 6 MO LIBOR            5
EL CAJON                       535999.6     Cash Out Refinance 6 MO LIBOR            5
FORT LAUDERDALE                61591.61     Purchase           6 MO LIBOR          7.5
PHILADELPHIA                    41442.6     Cash Out Refinance Fixed Rate            0
GLENS FALLS                    71795.19     Purchase           6 MO LIBOR          7.5
FRESNO                        149251.46     Cash Out Refinance 6 MO LIBOR        5.875
FARMERSVILLE                      69648     Cash Out Refinance 6 MO LIBOR         5.25
REVERE                        367158.16     Cash Out Refinance 6 MO LIBOR        5.875
HOBOKEN                          600000     Cash Out Refinance 6 MO LIBOR         5.25
LAWRENCE                         144400     Cash Out Refinance 6 MO LIBOR          6.5
DRAPER                           564000     Purchase           6 MO LIBOR        5.625
COLD SPRINGS                  183218.17     Cash Out Refinance 6 MO LIBOR        5.625
METHUEN                       120936.69     Cash Out Refinance 6 MO LIBOR          5.5
ORLANDO                       108411.04     Cash Out Refinance 6 MO LIBOR         6.75
CHULA VISTA                      375000     Purchase           6 MO LIBOR            6
CHICAGO                       214171.91     Purchase           6 MO LIBOR          6.5
WOODBURY                         184800     Purchase           6 MO LIBOR        6.125
AUBREY                        141130.54     Rate/Term RefinanceFixed Rate            0
PHENIX CITY                    99450.18     Cash Out Refinance Fixed Rate            0
CHELSEA                          367200     Purchase           6 MO LIBOR            5
CHICAGO                       164298.93     Cash Out Refinance 6 MO LIBOR         5.25
MIAMI                         259759.78     Cash Out Refinance Fixed Rate            0
HAMLIN                        299881.76     Cash Out Refinance 6 MO LIBOR         5.75
EL SOBRANTE                    441169.9     Purchase           6 MO LIBOR            5
ALBUQUERQUE                   194473.21     Purchase           6 MO LIBOR        7.125
MASHPEE                          228800     Purchase           6 MO LIBOR         5.25
EL PASO                        107574.2     Purchase           6 MO LIBOR            7
STREAMWOOD                    175370.81     Cash Out Refinance 6 MO LIBOR          6.5
HAMMOND                       505702.29     Cash Out Refinance 6 MO LIBOR         5.75
WILLINGBORO                   141716.54     Cash Out Refinance 6 MO LIBOR            6
MONACA                         97364.07     Cash Out Refinance Fixed Rate            0
NORRISTOWN                     71516.39     Cash Out Refinance 6 MO LIBOR         6.75
DES PLAINES                   681844.43     Purchase           6 MO LIBOR         5.75
HOPKINS                       141948.97     Cash Out Refinance 6 MO LIBOR          6.5
LONGVIEW                         126350     Purchase           6 MO LIBOR         6.25
CORNELIUS                     194615.78     Cash Out Refinance Fixed Rate            0
GARDEN CITY                   555993.33     Purchase           6 MO LIBOR            5
LYNWOOD                       107081.77     Cash Out Refinance 6 MO LIBOR            6
LAKE WORTH                    298865.43     Cash Out Refinance 6 MO LIBOR         6.25
INDIO                            288000     Purchase           6 MO LIBOR          5.5
ALEXANDRIA                     51827.59     Cash Out Refinance 6 MO LIBOR        5.625
BROOKLYN                      276875.16     Cash Out Refinance 6 MO LIBOR        5.375
RIVERSIDE                     347360.29     Purchase           6 MO LIBOR            6
DENVER                           144000     Purchase           6 MO LIBOR            5
MURRIETA                         388600     Purchase           Fixed Rate            0
IRWIN                         511517.29     Cash Out Refinance 6 MO LIBOR            6
SAINT LOUIS                     61809.5     Cash Out Refinance Fixed Rate            0
EVESHAM                       136694.65     Purchase           6 MO LIBOR          5.5
HAYWARD                        527528.6     Cash Out Refinance 6 MO LIBOR            6
CINCINNATI                    134426.41     Cash Out Refinance Fixed Rate            0
DAYTONA BEACH                 105840.77     Cash Out Refinance 6 MO LIBOR          6.5
PERRIS                        333484.78     Purchase           6 MO LIBOR          6.5
MOUNT PLEASANT                   150000     Purchase           6 MO LIBOR        5.375
SAINT LOUIS                   191278.58     Cash Out Refinance 6 MO LIBOR         6.25
LEBANON                        73865.48     Cash Out Refinance Fixed Rate            0
LAKEWOOD                      679852.93     Purchase           6 MO LIBOR            5
DENVER                         147199.9     Purchase           6 MO LIBOR            6
LAS VEGAS                        125000     Purchase           6 MO LIBOR            6
PLAINFIELD                    201658.66     Cash Out Refinance 6 MO LIBOR        5.625
MERCED                           255000     Purchase           6 MO LIBOR            6
NORTH LAS VEGAS               145149.18     Cash Out Refinance 6 MO LIBOR        5.875
SAN JACINTO                   344705.59     Purchase           6 MO LIBOR            6
RICHARDSON                    159336.57     Cash Out Refinance 6 MO LIBOR         6.75
PEORIA                        197326.83     Cash Out Refinance 6 MO LIBOR            6
MIAMI                         172848.09     Cash Out Refinance 6 MO LIBOR        6.375
MARGATE                         58232.7     Cash Out Refinance 6 MO LIBOR          5.5
BELLPORT                      316880.58     Cash Out Refinance 6 MO LIBOR         5.75
TOLEDO                        160877.96     Cash Out Refinance 6 MO LIBOR          6.5
CHARDON                       205398.71     Cash Out Refinance Fixed Rate            0
AUBURN                        103233.08     Cash Out Refinance Fixed Rate            0
WHEELING                      160075.23     Cash Out Refinance 6 MO LIBOR         6.25
CITRUS HEIGHTS                294831.42     Purchase           6 MO LIBOR         6.25
WEST PALM BEACH                  139500     Cash Out Refinance 6 MO LIBOR          5.5
CLARKSTON                     155961.92     Rate/Term Refinance6 MO LIBOR            6
COUNTRY CLUB HILLS            116560.39     Cash Out Refinance Fixed Rate            0
MANTECA                       512029.67     Cash Out Refinance 6 MO LIBOR          5.5
MEXICO                         36089.43     Purchase           6 MO LIBOR         6.75
HUNTINGTON PARK                  320000     Purchase           6 MO LIBOR            5
PHOENIX                       118391.46     Cash Out Refinance Fixed Rate            0
TOLEDO                         79621.43     Cash Out Refinance Fixed Rate            0
NORTH OLMSTED                 102276.68     Cash Out Refinance 6 MO LIBOR         5.75
WILLIAMSPORT                   74525.84     Cash Out Refinance Fixed Rate            0
SEWICKLEY                     102104.05     Cash Out Refinance 6 MO LIBOR         5.25
FALMOUTH                      157502.09     Purchase           6 MO LIBOR         7.75
FLUSHING                         630400     Purchase           6 MO LIBOR        5.375
COLUMBIA                      164281.64     Cash Out Refinance Fixed Rate            0
PALM SPRINGS                     122000     Cash Out Refinance Fixed Rate            0
CANOGA PARK AREA, LA          443046.43     Purchase           6 MO LIBOR         6.25
CLINTON TOWNSHIP              115700.25     Cash Out Refinance 6 MO LIBOR          6.5
ALHAMBRA                         368000     Purchase           6 MO LIBOR            5
ATLANTA                        75707.29     Cash Out Refinance 6 MO LIBOR          6.5
WASHINGTON TOWNSHIP              194400     Purchase           6 MO LIBOR         5.25
CHICAGO                       144854.84     Cash Out Refinance 6 MO LIBOR        6.375
AURORA                        221009.79     Cash Out Refinance 6 MO LIBOR        6.375
CHICAGO                       251076.38     Cash Out Refinance 6 MO LIBOR        5.875
MURRIETA                         386400     Purchase           6 MO LIBOR            5
YPSILANTI                        250000     Cash Out Refinance 6 MO LIBOR            6
SCHAUMBURG                    129454.12     Cash Out Refinance 6 MO LIBOR         5.75
ATOKA                         140176.83     Cash Out Refinance Fixed Rate            0
LANCASTER                     228500.86     Cash Out Refinance Fixed Rate            0
RANCHO CUCAMONGA               561244.7     Cash Out Refinance 6 MO LIBOR          5.5
CHICAGO                       142362.19     Cash Out Refinance 6 MO LIBOR            6
GILBERT                       183018.48     Cash Out Refinance 6 MO LIBOR          5.5
DOLTON                         97592.67     Cash Out Refinance Fixed Rate            0
SUGAR LAND                    145479.23     Rate/Term Refinance6 MO LIBOR          5.5
SAINT LOUIS                    54697.35     Cash Out Refinance 6 MO LIBOR         5.75
GROVE CITY                      49754.5     Purchase           6 MO LIBOR        5.375
MOUNT MORRIS                  130542.97     Cash Out Refinance 6 MO LIBOR          6.5
CHICAGO                       170180.23     Cash Out Refinance 6 MO LIBOR          5.5
HUMBLE                        129486.77     Cash Out Refinance Fixed Rate            0
HOWELL                           128250     Purchase           6 MO LIBOR        6.875
DAYTON                          52237.1     Cash Out Refinance Fixed Rate            0
AURORA                           176000     Cash Out Refinance 6 MO LIBOR          5.5
CHICAGO                        71686.54     Rate/Term RefinanceFixed Rate            0
CENTEREACH                    493316.19     Cash Out Refinance 6 MO LIBOR         6.75
MILWAUKEE                      76182.06     Cash Out Refinance 6 MO LIBOR        5.875
UPLAND                        533550.88     Cash Out Refinance Fixed Rate            0
LANCASTER                        271950     Purchase           6 MO LIBOR            5
PALM DESERT                   352524.78     Cash Out Refinance 6 MO LIBOR        5.875
RENO                          143388.13     Cash Out Refinance Fixed Rate            0
GLADSTONE                     163895.12     Purchase           6 MO LIBOR        5.125
MONTGOMERY                    448134.06     Cash Out Refinance 6 MO LIBOR          5.5
STATEN ISLAND                 423518.29     Purchase           6 MO LIBOR            7
EUSTIS                        363495.91     Cash Out Refinance Fixed Rate            0
EVANSTON                      180895.44     Cash Out Refinance 6 MO LIBOR            5
DENVER                           129280     Purchase           6 MO LIBOR         5.25
LAKE WORTH                    588995.09     Cash Out Refinance Fixed Rate            0
POMONA                           196800     Purchase           6 MO LIBOR        5.125
COLUMBUS                      597724.15     Cash Out Refinance 6 MO LIBOR        7.125
CONCORD                          576000     Cash Out Refinance 6 MO LIBOR          5.5
SARASOTA                         460000     Cash Out Refinance 6 MO LIBOR          5.5
HOUSTON                        91165.94     Rate/Term Refinance6 MO LIBOR         5.75
WEST JEFFERSON                157449.14     Cash Out Refinance Fixed Rate            0
MARION                        115525.34     Cash Out Refinance Fixed Rate            0
COLCHESTER                    158340.59     Cash Out Refinance 6 MO LIBOR         6.25
WEST HOLLYWOOD                   765000     Purchase           6 MO LIBOR        5.125
PORT SAINT LUCIE              212537.48     Cash Out Refinance 6 MO LIBOR        6.625
DOWNEY                           520000     Purchase           6 MO LIBOR        5.125
CARSON                           328000     Purchase           6 MO LIBOR        5.625
TRAVERSE CITY                 109037.42     Cash Out Refinance 6 MO LIBOR         5.75
MC LEAN                        596635.2     Cash Out Refinance 6 MO LIBOR        5.875
KYLE                          114379.23     Cash Out Refinance Fixed Rate            0
CHICAGO                       128239.28     Cash Out Refinance Fixed Rate            0
DOUGLASSVILLE                 201461.13     Cash Out Refinance 6 MO LIBOR          5.5
PARMA                         122004.34     Cash Out Refinance 6 MO LIBOR            7
RANCHO CUCAMONGA              262793.71     Cash Out Refinance Fixed Rate            0
WARRENVILLE                   149407.84     Cash Out Refinance 6 MO LIBOR          5.5
DENTON                        143640.68     Rate/Term RefinanceFixed Rate            0
COMPTON                       223971.93     Cash Out Refinance 6 MO LIBOR          5.5
WILLIAMSTON                      138700     Purchase           6 MO LIBOR         6.75
FORT WORTH                    132381.46     Cash Out Refinance Fixed Rate            0
WESTMORELAND CITY              104411.5     Cash Out Refinance Fixed Rate            0
GARLAND                       112396.78     Cash Out Refinance 6 MO LIBOR          7.5
WOODBRIDGE                       512000     Cash Out Refinance 6 MO LIBOR        5.375
CALUMET CITY                  120944.85     Cash Out Refinance Fixed Rate            0
PLUMAS LAKE                      287950     Purchase           6 MO LIBOR            5
MARION                         45391.66     Cash Out Refinance Fixed Rate            0
BRENTWOOD                        661700     Purchase           6 MO LIBOR        6.375
SALT LAKE CITY                   124200     Cash Out Refinance 6 MO LIBOR        6.125
SCOTTSDALE                       331550     Purchase           6 MO LIBOR          6.5
ATTICA T/O ALEXANDER          100171.58     Purchase           6 MO LIBOR            6
GAHANNA                       143873.57     Purchase           6 MO LIBOR        6.125
VERNON HILLS                  158671.09     Purchase           6 MO LIBOR        6.125
ROUND ROCK                     99543.06     Cash Out Refinance Fixed Rate            0
HAMERSVILLE                   102682.47     Cash Out Refinance 6 MO LIBOR        6.375
MORRISTOWN                     84710.34     Cash Out Refinance Fixed Rate            0
FORT WORTH                     182362.9     Cash Out Refinance Fixed Rate            0
BAKERSFIELD                      138400     Purchase           6 MO LIBOR         5.75
FRESNO                        197998.96     Cash Out Refinance Fixed Rate            0
JUSTIN                         88861.46     Rate/Term RefinanceFixed Rate            0
OREGON CITY                      235000     Cash Out Refinance 6 MO LIBOR        5.875
SAN DIEGO                     184194.57     Cash Out Refinance Fixed Rate            0
GOSHEN                        119123.72     Cash Out Refinance 6 MO LIBOR         5.75
NORTH LAS VEGAS               127834.92     Cash Out Refinance Fixed Rate            0
CHICAGO                          280000     Purchase           6 MO LIBOR         5.25
CARNATION                        434775     Cash Out Refinance 6 MO LIBOR          5.5
LA QUINTA                     278861.88     Purchase           6 MO LIBOR            5
VALLEJO                       472674.41     Purchase           6 MO LIBOR         5.25
BAKERSFIELD                   298629.23     Purchase           6 MO LIBOR            6
LAKE WORTH                    186741.35     Cash Out Refinance 6 MO LIBOR            6
STERLING HEIGHTS              291843.25     Cash Out Refinance 6 MO LIBOR          6.5
PALMDALE                         301050     Purchase           6 MO LIBOR            5
DALLAS                         96806.73     Cash Out Refinance 6 MO LIBOR        6.125
APPLE VALLEY                     340800     Purchase           6 MO LIBOR            6
MORENO VALLEY                    219950     Purchase           6 MO LIBOR            5
MC KINNEY                      82878.45     Cash Out Refinance 6 MO LIBOR         6.25
RESEDA                           336000     Purchase           6 MO LIBOR            5
ARLINGTON                      82532.51     Rate/Term RefinanceFixed Rate            0
BRAINERD                          99000     Cash Out Refinance 6 MO LIBOR        5.625
OAKLAND                          600000     Purchase           6 MO LIBOR        5.125
NEWPORT                       241044.59     Cash Out Refinance 6 MO LIBOR          6.5
NORTH RICHLAND HILLS           84465.19     Cash Out Refinance 6 MO LIBOR        6.125
HAWTHORNE                        306000     Cash Out Refinance 6 MO LIBOR          5.5
YAKIMA                        153687.46     Cash Out Refinance 6 MO LIBOR        7.125
CHICAGO                       188251.25     Cash Out Refinance Fixed Rate            0
HENDERSON                        815250     Purchase           6 MO LIBOR        5.375
HACIENDA HEIGHTS                 715000     Purchase           6 MO LIBOR        5.875
DEERFIELD BEACH                  420000     Purchase           6 MO LIBOR            5
BAY POINT                        328000     Rate/Term Refinance6 MO LIBOR            5
WAITE PARK                    109015.43     Cash Out Refinance 6 MO LIBOR         5.75
CARROLLTON                    115485.69     Cash Out Refinance Fixed Rate            0
KENTWOOD                          76796     Purchase           6 MO LIBOR          6.5
GAITHERSBURG                  238980.22     Cash Out Refinance 6 MO LIBOR        6.125
LINCOLN PARK                  116514.87     Cash Out Refinance 6 MO LIBOR        6.125
OAK LAWN                      164961.78     Cash Out Refinance 6 MO LIBOR            6
FORT COLLINS                  150399.91     Purchase           6 MO LIBOR        5.875
TEMECULA                         680000     Cash Out Refinance 6 MO LIBOR            5
HARWOOD HEIGHTS               247089.56     Cash Out Refinance Fixed Rate            0
SCOTTSDALE                    746404.59     Cash Out Refinance 6 MO LIBOR         5.25
NIXA                          137269.76     Cash Out Refinance 6 MO LIBOR        6.625
CHANDLER                         560000     Purchase           6 MO LIBOR         5.75
OAKLAND                          416000     Purchase           6 MO LIBOR            5
PHOENIX                          244000     Purchase           6 MO LIBOR        5.625
FOREST GROVE                     152700     Purchase           6 MO LIBOR         5.75
HILLIARD                      154301.61     Purchase           6 MO LIBOR        6.625
ELGIN                         132225.92     Cash Out Refinance 6 MO LIBOR          5.5
LESLIE                        206518.76     Cash Out Refinance Fixed Rate            0
SAN ANTONIO                   109616.48     Cash Out Refinance 6 MO LIBOR         6.75
WEST PALM BEACH               139192.17     Purchase           6 MO LIBOR         6.25
PHOENIX                          276000     Purchase           6 MO LIBOR        5.125
PARK FOREST                     94656.5     Cash Out Refinance Fixed Rate            0
SUPERIOR                      105809.32     Cash Out Refinance 6 MO LIBOR        6.375
LOS ANGELES                      292000     Cash Out Refinance 6 MO LIBOR        5.125
GILBERT                       136708.14     Purchase           6 MO LIBOR         6.25
WEST BEND                        116000     Purchase           6 MO LIBOR         5.25
STANSBURY PARK                   118400     Purchase           6 MO LIBOR        5.375
LOMITA                           320000     Purchase           6 MO LIBOR          5.5
PORT COSTA                    293516.62     Cash Out Refinance Fixed Rate            0
LONG BEACH                       389000     Purchase           6 MO LIBOR            5
HUNTINGTON BEACH                 276000     Purchase           6 MO LIBOR        5.125
CANOGA PARK                      650000     Purchase           6 MO LIBOR         5.25
SAN RAFAEL                       326400     Purchase           6 MO LIBOR         5.25
SUMMERVILLE                       95650     Purchase           6 MO LIBOR            5
CENTREVILLE                   529569.14     Purchase           6 MO LIBOR        5.875
COLUMBUS                      212942.71     Cash Out Refinance 6 MO LIBOR         6.25
ANTIOCH                          648000     Purchase           6 MO LIBOR            5
KISSIMMEE                        123000     Cash Out Refinance 6 MO LIBOR         5.25
CHICAGO                          377600     Purchase           6 MO LIBOR        5.125
ENGLEWOOD                     161406.24     Cash Out Refinance Fixed Rate            0
MINNEAPOLIS                   104465.91     Cash Out Refinance 6 MO LIBOR        5.625
RUNNING SPRINGS                  156000     Purchase           6 MO LIBOR        5.125
CINCINNATI                    194385.89     Cash Out Refinance 6 MO LIBOR            6
RALEIGH                          119700     Rate/Term Refinance6 MO LIBOR          5.5
MIAMI                            301600     Purchase           6 MO LIBOR         5.25
WILLITS                          288000     Cash Out Refinance 6 MO LIBOR         5.25
SAN DIEGO                        360000     Purchase           6 MO LIBOR         5.25
LANCASTER                        247200     Purchase           6 MO LIBOR        5.125
COLORADO SPRINGS               143784.9     Purchase           6 MO LIBOR            5
OGDEN                          83361.25     Purchase           6 MO LIBOR        6.125
RESEDA AREA, LOS ANGELES         348000     Purchase           6 MO LIBOR            5
HUNTINGTON BEACH                 819200     Purchase           Fixed Rate            0
PLEASANT HILL                    464000     Purchase           6 MO LIBOR         5.25
CHERRY VALLEY                 226217.77     Purchase           6 MO LIBOR        5.875
GENEVA                        269305.94     Cash Out Refinance 6 MO LIBOR        5.375
CHICAGO                       103587.79     Cash Out Refinance 6 MO LIBOR         5.25
SEAFORD                       444713.35     Cash Out Refinance Fixed Rate            0
MATTESON                         396000     Cash Out Refinance 6 MO LIBOR        5.875
MIAMI BEACH                     1100000     Purchase           6 MO LIBOR        5.625
SPRING                        120248.02     Cash Out Refinance Fixed Rate            0
BAKERSFIELD                      238800     Purchase           6 MO LIBOR         5.25
IRVINE                        571979.17     Purchase           6 MO LIBOR          5.5
MERCER ISLAND                   1120000     Purchase           6 MO LIBOR         6.25
LAGUNA NIGUEL                    948000     Purchase           6 MO LIBOR            5
DAVENPORT                     110492.79     Cash Out Refinance 6 MO LIBOR         5.75
CHICAGO                       103536.14     Cash Out Refinance 6 MO LIBOR          5.5
CHULA VISTA                      405250     Purchase           6 MO LIBOR            5
PALM SPRINGS                     162450     Purchase           6 MO LIBOR            6
EAST PROVIDENCE               224234.88     Cash Out Refinance Fixed Rate            0
YUCCA VALLEY                  282180.64     Cash Out Refinance 6 MO LIBOR         5.75
BROWNSTOWN                     70291.43     Cash Out Refinance Fixed Rate            0
AUSTIN                           203400     Purchase           6 MO LIBOR        6.375
SIDNEY                         71548.41     Cash Out Refinance Fixed Rate            0
LEESBURG                      793245.31     Purchase           Fixed Rate            0
LACEY                            160000     Purchase           6 MO LIBOR         5.25
SAN DIEGO                      479987.5     Purchase           6 MO LIBOR            5
BUENA PARK                    463071.49     Cash Out Refinance 6 MO LIBOR        6.375
MARYSVILLE                       263200     Purchase           6 MO LIBOR        5.125
SEATTLE                          568000     Purchase           6 MO LIBOR            5
YOUNGTOWN                         52000     Purchase           6 MO LIBOR        5.875
TRACY                            467960     Purchase           6 MO LIBOR            5
FAIR OAKS                        332000     Purchase           6 MO LIBOR            5
SAINT LOUIS                   101249.41     Cash Out Refinance 6 MO LIBOR            6
VERMILLION                    109509.35     Purchase           6 MO LIBOR        6.375
WALDORF                          262400     Purchase           6 MO LIBOR        5.125
MINNEAPOLIS                   122522.84     Cash Out Refinance Fixed Rate            0
CARSON                           548000     Purchase           6 MO LIBOR        5.125
FONTANA                       287830.64     Cash Out Refinance 6 MO LIBOR          5.5
WHITE LAKE                       584000     Cash Out Refinance 6 MO LIBOR        5.625
CHICO                         366118.86     Cash Out Refinance Fixed Rate            0
SPRINGFIELD                      108800     Purchase           6 MO LIBOR         5.75
LAWNDALE                      407967.94     Purchase           6 MO LIBOR        5.125
MENIFEE                          316000     Purchase           6 MO LIBOR            5
DENVER                        472840.52     Cash Out Refinance 6 MO LIBOR        6.375
CINCINNATI                    100793.94     Cash Out Refinance 6 MO LIBOR          5.5
PASO ROBLES                      420000     Purchase           6 MO LIBOR         5.25
LAKE WORTH                       119923     Purchase           6 MO LIBOR        5.625
ARLINGTON                     125799.94     Rate/Term RefinanceFixed Rate            0
SYRACUSE                       75696.84     Cash Out Refinance Fixed Rate            0
HOLLIS                           384000     Purchase           6 MO LIBOR            6
PACIFICA                         532000     Cash Out Refinance 6 MO LIBOR            5
ST. ALBANS                       372000     Purchase           6 MO LIBOR            5
LOS ANGELES                   226866.54     Cash Out Refinance Fixed Rate            0
GLENDORA                         250000     Cash Out Refinance 6 MO LIBOR            5
PORTLAND                         183600     Purchase           6 MO LIBOR         5.25
AURORA                           194000     Purchase           6 MO LIBOR         5.25
BAKERSFIELD                      195950     Purchase           6 MO LIBOR         5.25
SACRAMENTO                       249600     Purchase           6 MO LIBOR         5.25
SACRAMENTO                       395200     Purchase           6 MO LIBOR            5
CHULA VISTA                      675000     Cash Out Refinance 6 MO LIBOR            5
REDDING                       359949.62     Purchase           6 MO LIBOR         5.25
STUDIO CITY AREA, LOS ANGE    343119.56     Purchase           6 MO LIBOR            5
CINCINNATI                    372371.74     Cash Out Refinance Fixed Rate            0
PACIFICA                         624000     Purchase           6 MO LIBOR        5.125
SILVER SPRING                    292000     Purchase           6 MO LIBOR        5.625
GLENDALE HEIGHTS              270401.44     Cash Out Refinance Fixed Rate            0
LOS ANGELES                      254600     Purchase           6 MO LIBOR        5.375
PORT HUENEME                     250400     Purchase           6 MO LIBOR        5.125
YUBA CITY                     199100.27     Purchase           6 MO LIBOR        5.375
PALM SPRINGS                     240000     Purchase           6 MO LIBOR            5
SCHENECTADY                    127999.8     Cash Out Refinance 6 MO LIBOR         5.75
NEW PRAGUE                        79400     Purchase           6 MO LIBOR         5.25
CASTAIC                          548000     Cash Out Refinance 6 MO LIBOR            5
BAKERSFIELD                      195900     Purchase           6 MO LIBOR        5.125
MATTAPAN                      233790.26     Cash Out Refinance 6 MO LIBOR         5.25
HAMMOND                        78119.72     Cash Out Refinance 6 MO LIBOR        6.125
LOWELL                        190566.14     Cash Out Refinance 6 MO LIBOR         6.25
CHICAGO                       273568.53     Cash Out Refinance 6 MO LIBOR          6.5
SYLMAR AREA, LOS ANGELES         556000     Purchase           6 MO LIBOR        5.375
MISSOULA                         128000     Purchase           6 MO LIBOR            5
MARYSVILLE                       250200     Cash Out Refinance 6 MO LIBOR        5.625
RIO LINDA                        230400     Purchase           6 MO LIBOR            5
FAIRPORT HARBOR                   50000     Cash Out Refinance 6 MO LIBOR         5.25
HIALEAH                          141909     Cash Out Refinance Fixed Rate            0
LAKE WORTH                    164276.23     Cash Out Refinance 6 MO LIBOR         5.75
JAMAICA                          272000     Purchase           6 MO LIBOR            5
CHICAGO                       147869.02     Cash Out Refinance 6 MO LIBOR        6.375
FORT LAUDERDALE               597586.08     Purchase           6 MO LIBOR        6.625
ANTIOCH                          624000     Purchase           6 MO LIBOR        5.125
SAN ANTONIO                      130300     Purchase           6 MO LIBOR        5.625
PALM SPRINGS                     428000     Purchase           6 MO LIBOR            5
COTTAGE GROVE                    143200     Purchase           6 MO LIBOR            5
CARMICHAEL                       292800     Purchase           6 MO LIBOR            5
RICHMOND                         360000     Purchase           6 MO LIBOR            5
HUNTINGTON BEACH                 556000     Purchase           6 MO LIBOR            5
RALEIGH                       163967.88     Purchase           6 MO LIBOR            5
SAN FRANCISCO                 575618.57     Purchase           6 MO LIBOR            5
TIGARD                        183990.79     Cash Out Refinance 6 MO LIBOR            5
TUJUNGA                          364000     Purchase           6 MO LIBOR          5.5
CAPITOL HEIGHTS                  160000     Purchase           6 MO LIBOR        5.375
PORTLAND                         132000     Purchase           6 MO LIBOR        5.625
BRAWLEY                       204216.31     Cash Out Refinance 6 MO LIBOR          5.5
SUNNYVALE                        554400     Purchase           6 MO LIBOR            5
BALLWIN                       159333.74     Cash Out Refinance 6 MO LIBOR         5.75
TEMECULA                         307200     Purchase           6 MO LIBOR        5.375
PASADENA                       96368.25     Cash Out Refinance 6 MO LIBOR         5.75
INDEPENDENCE                      88760     Purchase           6 MO LIBOR            6
LITTLE FALLS                  508130.77     Cash Out Refinance 6 MO LIBOR            7
SAN JOSE                      479368.84     Purchase           6 MO LIBOR            5
CORONA                           600800     Purchase           6 MO LIBOR            5
BAKERSFIELD                   177096.47     Cash Out Refinance Fixed Rate            0
FONTANA                          272800     Cash Out Refinance 6 MO LIBOR            5
TEMECULA                         300800     Purchase           6 MO LIBOR            5
REDMOND                       162494.49     Cash Out Refinance 6 MO LIBOR        5.125
GALT                           489467.4     Purchase           6 MO LIBOR        5.375
FRESNO                        234608.72     Purchase           6 MO LIBOR          5.5
MORRISON                      185400.74     Purchase           6 MO LIBOR         5.25
SANTA ROSA                    479089.35     Purchase           6 MO LIBOR            5
OCEANSIDE                        382400     Purchase           6 MO LIBOR         5.25
SANTEE                           432000     Purchase           6 MO LIBOR        5.625
NASHVILLE                         94400     Purchase           6 MO LIBOR         5.25
PROCTORVILLE                  121428.98     Cash Out Refinance 6 MO LIBOR        5.625
SILVER SPRING                    279000     Purchase           6 MO LIBOR        5.875
LITTLETON                     210644.26     Cash Out Refinance 6 MO LIBOR          5.5
HOMESTEAD                     147900.31     Cash Out Refinance 6 MO LIBOR         5.25
IRVING                        141118.58     Rate/Term Refinance6 MO LIBOR            7
CHICAGO                        404999.8     Cash Out Refinance 6 MO LIBOR          5.5
LONG BEACH                    359730.69     Cash Out Refinance Fixed Rate            0
AVONDALE                      191999.99     Purchase           6 MO LIBOR            5
STATELINE                        516000     Purchase           6 MO LIBOR            5
GILROY                        587599.98     Purchase           6 MO LIBOR          5.5
MARION                        143199.08     Purchase           6 MO LIBOR        5.375
CHULA VISTA                      401600     Purchase           6 MO LIBOR        5.125
SEVERNA PARK                  531950.76     Cash Out Refinance 6 MO LIBOR        6.375
FAIRFIELD                        341600     Purchase           6 MO LIBOR            5
MINNEAPOLIS                      164000     Cash Out Refinance 6 MO LIBOR         5.25
CALABASAS                        612000     Purchase           6 MO LIBOR          5.5
HAYWARD                          360000     Cash Out Refinance 6 MO LIBOR        6.125
TRACY                            444000     Purchase           6 MO LIBOR        5.375
CATHEDRAL CITY                303466.59     Cash Out Refinance 6 MO LIBOR         5.75
RIVERSIDE                     237907.94     Rate/Term RefinanceFixed Rate            0
SCOTTSDALE                    547999.99     Purchase           6 MO LIBOR            5
MONTGOMERY                       130880     Purchase           6 MO LIBOR         5.25
BROOKEVILLE                      759900     Purchase           6 MO LIBOR        5.125
AFTON                            376000     Purchase           6 MO LIBOR        5.375
OCONOMOWOC                       410000     Cash Out Refinance 6 MO LIBOR          5.5
CICERO                         217499.8     Cash Out Refinance 6 MO LIBOR            6
TIGARD                        230989.96     Cash Out Refinance Fixed Rate            0
SANTEE                           370800     Purchase           6 MO LIBOR            5
CYPRESS                          508000     Cash Out Refinance 6 MO LIBOR            5
NORWALK                       276563.29     Cash Out Refinance 6 MO LIBOR        5.375
SALADO                        129807.14     Cash Out Refinance Fixed Rate            0
CICERO                         245400.5     Rate/Term Refinance6 MO LIBOR          5.5
GREENWICH                    1013580.96     Purchase           6 MO LIBOR          6.5
MINNEAPOLIS                      200000     Cash Out Refinance Fixed Rate            0
HOUSTON                       128846.31     Rate/Term Refinance6 MO LIBOR         5.75
VICTORVILLE                      249900     Purchase           6 MO LIBOR         5.25
LA PORTE                         105600     Purchase           Fixed Rate            0
FAIRFIELD                        280000     Purchase           6 MO LIBOR            5
SHAKOPEE                         136400     Purchase           6 MO LIBOR         5.25
LAKE STEVENS                  278399.99     Purchase           6 MO LIBOR            5
CHICAGO                          872000     Cash Out Refinance 6 MO LIBOR          5.5
MARIETTA                         136000     Purchase           6 MO LIBOR         5.25
PINELLAS PARK                 126996.67     Purchase           6 MO LIBOR          6.5
ALEXANDRIA                    227199.59     Purchase           6 MO LIBOR        6.375
NASHVILLE                         91120     Purchase           6 MO LIBOR        5.125
OAK VIEW                         506000     Purchase           6 MO LIBOR         5.25
SACRAMENTO                       254350     Purchase           6 MO LIBOR            5
INDIANAPOLIS                   89447.94     Purchase           6 MO LIBOR        5.375
TUKWILA                          245000     Purchase           6 MO LIBOR          5.5
FREDERICKSBURG                   496600     Purchase           6 MO LIBOR        5.625
ORLANDO                       183592.74     Purchase           6 MO LIBOR         5.75
NORTH LAS VEGAS                  206400     Purchase           6 MO LIBOR         5.75
SAN JOSE                         518400     Purchase           6 MO LIBOR         5.25
PALM HARBOR                      151900     Purchase           6 MO LIBOR            6
ST. PETERSBURG                575984.46     Purchase           6 MO LIBOR            6
MURRIETA                         284000     Purchase           6 MO LIBOR         5.25
PITTSBURG                        279900     Purchase           6 MO LIBOR          5.5
EL CAJON                         396000     Purchase           6 MO LIBOR            5
BAKERSFIELD                    99585.24     Cash Out Refinance Fixed Rate            0
CHANDLER                         199100     Purchase           6 MO LIBOR            5
WESTON                           464000     Purchase           6 MO LIBOR        5.125
BOLINGBROOK                      159230     Purchase           6 MO LIBOR         5.75
SALEM                            336000     Purchase           6 MO LIBOR         5.25
NEW PORT RICHEY               145516.45     Purchase           6 MO LIBOR         5.75
SAN MARCOS                    411897.02     Purchase           6 MO LIBOR            5
DENVER                        203999.82     Purchase           6 MO LIBOR            5
ELK GROVE                        358900     Purchase           6 MO LIBOR            5
ACWORTH                       151845.86     Purchase           6 MO LIBOR          5.5
SPOKANE VALLEY                155352.99     Cash Out Refinance Fixed Rate            0
SAN JOSE                         334400     Purchase           6 MO LIBOR         5.25
NEW KENSINGTON                197983.91     Cash Out Refinance 6 MO LIBOR            6
MIAMI                            310500     Purchase           6 MO LIBOR         5.75
CINCINNATI                    114318.84     Cash Out Refinance Fixed Rate            0
EUGENE                        107996.48     Purchase           6 MO LIBOR            6
FORT WAYNE                     58324.79     Rate/Term Refinance6 MO LIBOR         6.25
LAKE FOREST                      758400     Purchase           6 MO LIBOR        5.125
RICHMOND                         528000     Purchase           6 MO LIBOR            5
BAKERSFIELD                      187150     Purchase           6 MO LIBOR         5.25
THOUSAND OAKS                    559100     Purchase           6 MO LIBOR            5
BECKER                        215719.54     Cash Out Refinance Fixed Rate            0
RIVERDALE                        232800     Purchase           6 MO LIBOR        6.125
ZIONSVILLE                    574230.41     Cash Out Refinance 6 MO LIBOR          6.5
EAST PALATKA                  119897.27     Purchase           6 MO LIBOR         5.75
MIAMI                            500000     Purchase           6 MO LIBOR         5.25
SAN CLEMENTE                     684000     Purchase           6 MO LIBOR            5
LANCASTER                        311200     Purchase           6 MO LIBOR            5
CERRITOS                      559999.53     Purchase           6 MO LIBOR          5.5
GIBSONTON                     138926.05     Purchase           6 MO LIBOR         5.75
PORTLAND                         114400     Purchase           6 MO LIBOR        5.125
LAKE FOREST                      319200     Purchase           6 MO LIBOR         5.75
SAN BERNARDINO                211860.37     Purchase           6 MO LIBOR         5.25
TRINITY                          295200     Purchase           6 MO LIBOR         5.25
LANDSDOWNE                       597300     Purchase           6 MO LIBOR        5.125
MORGAN HILL                      356000     Purchase           6 MO LIBOR        5.375
SAN DIEGO                        316000     Purchase           6 MO LIBOR        5.125
LAWRENCEVILLE                    450320     Purchase           6 MO LIBOR            6
BALDWIN PARK                     309600     Purchase           6 MO LIBOR         5.25
BENICIA                          319900     Purchase           6 MO LIBOR            5
LADERA RANCH                     701120     Purchase           6 MO LIBOR            5
BROOKLYN                      330589.35     Cash Out Refinance Fixed Rate            0
MIAMI                            134400     Purchase           6 MO LIBOR         5.25
LAS VEGAS                        141200     Purchase           6 MO LIBOR            5
HOUSTON                          250400     Purchase           6 MO LIBOR         5.25
BOILING SPRING LAKES          151333.77     Purchase           6 MO LIBOR         5.25
NORTH LAS VEGAS                  329600     Purchase           6 MO LIBOR            6
MANASSAS                         554400     Purchase           6 MO LIBOR        5.125
VICTORVILLE                      240300     Purchase           6 MO LIBOR          5.5
ALEXANDRIA                       300000     Purchase           6 MO LIBOR        5.375
SALT LAKE CITY                   160000     Purchase           6 MO LIBOR          5.5
VICTORVILLE                      272400     Purchase           6 MO LIBOR            6
COON RAPIDS                   181505.53     Purchase           6 MO LIBOR        5.625
CHARLOTTE                     264699.76     Purchase           6 MO LIBOR         5.75
ORTING                           239160     Purchase           6 MO LIBOR         5.25
ROCK HILL                         92450     Purchase           6 MO LIBOR        5.875
ELGIN                            216000     Purchase           6 MO LIBOR        5.125
NILES                          398127.8     Cash Out Refinance 6 MO LIBOR        5.125
SAN JOSE                         375800     Purchase           6 MO LIBOR            5
LAKESIDE                      279819.77     Purchase           6 MO LIBOR        5.375
WESTLAND                         266000     Purchase           6 MO LIBOR        6.125
CUMMING                          139920     Purchase           6 MO LIBOR         5.75
LAWRENCEVILLE                    114400     Purchase           6 MO LIBOR         5.25
VALPARAISO                    119602.14     Cash Out Refinance 6 MO LIBOR        6.875
CERES                            267200     Purchase           6 MO LIBOR          5.5
PHOENIX                          319900     Purchase           6 MO LIBOR            5
LAWRENCEVILLE                    132000     Purchase           6 MO LIBOR            6
FINDLAY                          143860     Purchase           6 MO LIBOR        6.125
RIVERSIDE                        312000     Purchase           6 MO LIBOR        5.625
RAMONA                        413323.94     Purchase           6 MO LIBOR            5
GUADALUPE                     279671.86     Purchase           6 MO LIBOR            5
MCDONOUGH                     287899.08     Purchase           6 MO LIBOR        5.625
COVINGTON                        383920     Purchase           6 MO LIBOR            5
CLINTON                          607200     Purchase           6 MO LIBOR        5.375
MESA                             183200     Purchase           6 MO LIBOR            5
STATESVILLE                   132399.83     Purchase           6 MO LIBOR        5.625
COMPTON                          240000     Cash Out Refinance 6 MO LIBOR        5.125
WOODBRIDGE                       200000     Cash Out Refinance 6 MO LIBOR        6.625
STREAMWOOD                     187948.1     Purchase           6 MO LIBOR         5.25
ROBBINSDALE                      180000     Purchase           6 MO LIBOR        5.625
CORONA                           454800     Purchase           6 MO LIBOR        5.125
EL CAJON                         441600     Purchase           6 MO LIBOR            5
CHINO HILLS                      276000     Purchase           6 MO LIBOR        5.125
PARAMOUNT                        183200     Purchase           6 MO LIBOR        5.375
WALDORF                          168000     Purchase           6 MO LIBOR        5.875
CHATTANOOGA                   121999.98     Purchase           6 MO LIBOR          5.5
PEABODY                          336000     Purchase           6 MO LIBOR         6.25
BROOKLYN                         508000     Purchase           6 MO LIBOR            5
NAMPA                             80300     Purchase           6 MO LIBOR        6.375
SOUTH GATE                       334400     Purchase           6 MO LIBOR            5
BRONX                         377342.21     Purchase           6 MO LIBOR         5.75
LEBANON                          160000     Cash Out Refinance 6 MO LIBOR            5
ALISO VIEJO                      428000     Purchase           6 MO LIBOR            5
CLAYTON                          623200     Purchase           6 MO LIBOR        5.125
NEWPORT NEWS                   59127.68     Purchase           6 MO LIBOR         8.24
SPRINGFIELD                    94854.65     Cash Out Refinance 6 MO LIBOR         8.49
LOS ANGELES                   149824.38     Purchase           6 MO LIBOR        8.625
INDIANAPOLIS                   25981.93     Purchase           Fixed Rate            0
VISALIA                        26613.33     Cash Out Refinance 6 MO LIBOR        6.999
ORANGEVALE                     42082.13     Purchase           6 MO LIBOR        5.375
CENTRAL FALLS                  59501.42     Purchase           6 MO LIBOR        9.375
MALDEN                         79904.69     Purchase           6 MO LIBOR        8.625
ALBUQUERQUE                    16571.22     Purchase           Fixed Rate            0
BEAVERTON                      55422.02     Purchase           6 MO LIBOR        9.125
FORT WAYNE                     24946.16     Purchase           6 MO LIBOR        8.125
WEST PALM BEACH                24946.16     Purchase           6 MO LIBOR        8.125
LA MIRADA                      74838.54     Cash Out Refinance 6 MO LIBOR        7.125
CASSELBERRY                    33953.27     Purchase           6 MO LIBOR        8.875
DAYTON                         62272.48     Purchase           6 MO LIBOR        8.375
CASSELBERRY                    31841.08     Purchase           6 MO LIBOR        6.875
TRUCKEE                       151497.75     Purchase           Fixed Rate            0
SOUTH LAKE TAHOE               38209.81     Purchase           6 MO LIBOR        8.124
PHOENIX                         27166.4     Purchase           6 MO LIBOR        9.375
CHANDLER                       87579.43     Purchase           6 MO LIBOR        7.375
BAKERSFIELD                    90793.64     Purchase           6 MO LIBOR        7.875
DENVER                         41942.28     Purchase           6 MO LIBOR        8.875
RICHMOND                      108158.14     Purchase           6 MO LIBOR        8.375
BLOOMFIELD HILLS              198571.53     Cash Out Refinance 6 MO LIBOR        8.125
ESCONDIDO                     112492.65     Purchase           6 MO LIBOR        8.875
GREENACRES                     37431.92     Purchase           6 MO LIBOR        8.875
BLUE ISLAND                    50949.27     Purchase           Fixed Rate            0
MAYER                          33558.48     Purchase           6 MO LIBOR        9.375
MORENO VALLEY                  99816.02     Purchase           6 MO LIBOR        8.375
PORT CHARLOTTE                 63636.27     Purchase           6 MO LIBOR        7.625
PORTERVILLE                    46928.25     Purchase           6 MO LIBOR        8.375
CEDAR VALLEY                    21966.4     Purchase           Fixed Rate            0
INGLEWOOD                     130819.97     Purchase           6 MO LIBOR        7.875
FYFFE                          18580.47     Purchase           Fixed Rate            0
RICHMOND                      110816.39     Purchase           6 MO LIBOR        9.375
MESA                            47901.9     Purchase           6 MO LIBOR        8.375
LAS VEGAS                      45926.01     Purchase           6 MO LIBOR        8.125
HOLLISTER                     119426.32     Purchase           6 MO LIBOR         7.75
COMPTON                        103823.8     Purchase           6 MO LIBOR        7.875
MIDDLEBORO                     59913.09     Purchase           6 MO LIBOR        8.625
ORLANDO                        28582.89     Purchase           Fixed Rate            0
OCALA                         112345.41     Cash Out Refinance 6 MO LIBOR        8.875
MAPLE VALLEY                   43372.86     Cash Out Refinance 6 MO LIBOR        6.625
PHOENIX                        40923.02     Purchase           6 MO LIBOR        7.375
LAKE OSWEGO                    53924.01     Purchase           Fixed Rate            0
HAZEL CREST                    25946.14     Purchase           6 MO LIBOR        8.125
APACHE JUNCTION                24574.14     Purchase           Fixed Rate            0
INDIANAPOLIS                    15972.9     Purchase           Fixed Rate            0
SACRAMENTO                     55885.55     Purchase           6 MO LIBOR        8.375
PARKER                         47350.22     Cash Out Refinance Fixed Rate            0
GODFREY                        19971.84     Rate/Term RefinanceFixed Rate            0
DELTA                          39947.87     Purchase           6 MO LIBOR        9.125
SEYMOUR                        27954.95     Purchase           6 MO LIBOR        8.125
ELIZABETHTOWN                   30378.3     Purchase           Fixed Rate            0
MURRIETA                       91331.65     Purchase           6 MO LIBOR        8.875
MOORE                          18179.91     Purchase           Fixed Rate            0
KENT                           52532.58     Purchase           Fixed Rate            0
ONTARIO                         45809.3     Purchase           6 MO LIBOR        7.125
ALPHARETTA                     59491.05     Purchase           Fixed Rate            0
INDIANAPOLIS                   19982.62     Purchase           Fixed Rate            0
PARADISE VALLEY                 99869.7     Purchase           6 MO LIBOR        9.125
DENVER                         47122.56     Cash Out Refinance 6 MO LIBOR        9.625
LAKEWOOD                      103714.28     Purchase           6 MO LIBOR        6.375
FORT WAYNE                     17531.57     Purchase           Fixed Rate            0
HIGHLANDS RANCH                48315.58     Cash Out Refinance 6 MO LIBOR        9.125
PLEASANT GROVE                 74068.28     Purchase           6 MO LIBOR        8.125
LINN                           19372.68     Cash Out Refinance Fixed Rate            0
CORONA                        125751.05     Cash Out Refinance 6 MO LIBOR        7.125
SALINAS                       168330.36     Purchase           6 MO LIBOR        8.125
MORENO VALLEY                  84252.74     Purchase           6 MO LIBOR        8.125
TUCSON                         20977.95     Purchase           Fixed Rate            0
DORCHESTER                      94363.1     Purchase           6 MO LIBOR        8.625
TUCSON                         27739.04     Purchase           6 MO LIBOR        9.125
BEND                           38510.18     Purchase           6 MO LIBOR         7.75
PAYSON                        131988.56     Purchase           Fixed Rate            0
HENDERSON                       57861.5     Purchase           6 MO LIBOR        8.375
MURRAY                         49937.94     Cash Out Refinance 6 MO LIBOR        9.375
LAVEEN                          43639.3     Purchase           6 MO LIBOR        8.125
DUDLEY                         33558.48     Purchase           6 MO LIBOR        9.375
BONNER SPRINGS                 24765.12     Purchase           Fixed Rate            0
LAWRENCEVILLE                  25575.89     Purchase           6 MO LIBOR        9.625
LEBANON JUNCTION               14888.39     Purchase           Fixed Rate            0
SHERWOOD                        68835.3     Purchase           Fixed Rate            0
PERRIS                         60457.32     Purchase           6 MO LIBOR         6.25
ORLANDO                        51582.45     Purchase           6 MO LIBOR        6.125
FIRCREST                       57136.57     Purchase           6 MO LIBOR        9.875
KISSIMMEE                      35205.58     Purchase           Fixed Rate            0
MUSKEGON                       16383.23     Purchase           Fixed Rate            0
VANCOUVER                      35002.47     Purchase           6 MO LIBOR        7.625
CENTRAL FALLS                   64463.4     Purchase           6 MO LIBOR        9.375
PITTSBURGH                     14018.48     Purchase           Fixed Rate            0
NORTH PORT                     31119.41     Purchase           6 MO LIBOR        9.125
GILBERT                        45060.39     Cash Out Refinance 6 MO LIBOR        9.125
TUCSON                         25368.62     Purchase           6 MO LIBOR        9.375
GLENDALE                       44962.05     Purchase           6 MO LIBOR       11.125
PROVIDENCE                     56912.96     Purchase           6 MO LIBOR        8.375
SPARKS                         50554.04     Purchase           6 MO LIBOR        9.125
CHICAGO                        61951.83     Purchase           6 MO LIBOR        8.375
CHICAGO HEIGHTS                19174.98     Purchase           Fixed Rate            0
HILLSBORO                      67696.47     Purchase           6 MO LIBOR        8.375
BOSTON                        111338.45     Purchase           6 MO LIBOR        8.625
GREENWOOD                      26854.42     Purchase           6 MO LIBOR        7.875
MORENO VALLEY                  46890.64     Purchase           6 MO LIBOR         7.75
SALT LAKE CITY                 20980.75     Purchase           Fixed Rate            0
LOS ANGELES                    139768.4     Purchase           6 MO LIBOR        8.375
FRESNO                         61925.43     Purchase           6 MO LIBOR        8.499
PITTSBURG                      80769.11     Cash Out Refinance 6 MO LIBOR         6.75
LAS VEGAS                      92850.39     Purchase           6 MO LIBOR        8.125
QUEEN CREEK                    63517.12     Cash Out Refinance 6 MO LIBOR        9.125
LAS VEGAS                      54452.64     Purchase           6 MO LIBOR        9.375
PAPILLION                      41955.86     Cash Out Refinance Fixed Rate            0
SAN FRANCISCO                 145696.85     Purchase           6 MO LIBOR        6.999
TRACY                          72546.77     Purchase           6 MO LIBOR        5.375
LOS ANGELES                    91889.36     Purchase           6 MO LIBOR          8.5
MAPLE VALLEY                   64467.31     Purchase           6 MO LIBOR        9.125
BRIGHTON                       35937.17     Purchase           6 MO LIBOR        9.125
FARMINGTON HILLS              179725.16     Purchase           6 MO LIBOR        8.375
PRINEVILLE                     30560.12     Purchase           6 MO LIBOR        9.125
PILGER                         13815.49     Purchase           Fixed Rate            0
ALBUQUERQUE                    22973.09     Purchase           Fixed Rate            0
THORNTON                        41832.6     Purchase           6 MO LIBOR        8.125
APPLE VALLEY                   59318.37     Purchase           6 MO LIBOR        7.875
THORNTON                       42907.17     Purchase           Fixed Rate            0
WHITE HALL                     28962.21     Purchase           6 MO LIBOR        9.125
VIRGINIA BEACH                 52716.84     Cash Out Refinance 6 MO LIBOR        9.125
OAKLAND                        84271.13     Purchase           6 MO LIBOR        8.375
PHOENIX                        32959.25     Purchase           6 MO LIBOR        9.375
GRESHAM                        53530.15     Purchase           6 MO LIBOR        9.125
RIALTO                         61917.02     Purchase           6 MO LIBOR        7.999
SAINT LOUIS                    24957.65     Purchase           6 MO LIBOR        7.875
LAS VEGAS                      61879.37     Purchase           6 MO LIBOR        8.375
FORT WORTH                     15878.73     Purchase           Fixed Rate            0
EAST CANTON                    26331.81     Purchase           Fixed Rate            0
EVERGREEN PARK                 35681.28     Purchase           Fixed Rate            0
CHUBBUCK                          17255     Purchase           Fixed Rate            0
BOISE                          26964.82     Cash Out Refinance Fixed Rate            0
LOS ANGELES                    91873.57     Purchase           6 MO LIBOR        7.875
IONE                           64942.07     Purchase           Fixed Rate            0
HILLSBORO                      38949.18     Cash Out Refinance 6 MO LIBOR        9.125
PAYETTE                        22840.15     Purchase           Fixed Rate            0
CLEARFIELD                     40026.29     Purchase           6 MO LIBOR        6.875
SPRINGFIELD                    38933.93     Purchase           6 MO LIBOR        7.875
SUGAR HILL                     40529.88     Purchase           6 MO LIBOR        9.375
NEWMAN                         72688.85     Purchase           6 MO LIBOR        8.375
CHESTER                        31946.39     Purchase           Fixed Rate            0
BURIEN                         96873.59     Rate/Term Refinance6 MO LIBOR        9.125
PORTLAND                       45920.03     Purchase           6 MO LIBOR         7.75
RANDOLPH                       65914.01     Purchase           6 MO LIBOR        9.125
JACKSONVILLE                   46953.24     Purchase           6 MO LIBOR       10.375
COLUMBUS                       12486.88     Purchase           Fixed Rate            0
RICHMOND                       16382.78     Purchase           Fixed Rate            0
LOUISVILLE                     19479.51     Purchase           Fixed Rate            0
FORDLAND                        17551.1     Purchase           Fixed Rate            0
ORLANDO                        47962.77     Purchase           6 MO LIBOR         11.5
SAINT LOUIS                    21477.41     Purchase           Fixed Rate            0
LAS VEGAS                      63295.18     Purchase           6 MO LIBOR        9.375
STONE MOUNTAIN                 98649.15     Purchase           6 MO LIBOR        8.375
COLLINSVILLE                   56546.69     Purchase           6 MO LIBOR       10.625
PARAGOULD                      12983.05     Cash Out Refinance Fixed Rate            0
CRYSTAL                        45651.48     Purchase           6 MO LIBOR       10.375
CEDAR VALLEY                   28310.98     Purchase           6 MO LIBOR        8.125
PALM COAST                     60969.71     Purchase           Fixed Rate            0
O FALLON                       58505.73     Cash Out Refinance 6 MO LIBOR        8.125
ALBUQUERQUE                    40196.19     Purchase           6 MO LIBOR        9.375
NAMPA                          27185.82     Purchase           Fixed Rate            0
LANSING                        33441.08     Purchase           6 MO LIBOR        9.125
LAS VEGAS                      40434.85     Cash Out Refinance 6 MO LIBOR        8.125
BOISE                          21318.76     Purchase           Fixed Rate            0
HENDERSON                      53299.61     Purchase           6 MO LIBOR        7.375
BALTIMORE                      16976.01     Purchase           Fixed Rate            0
ANTIOCH                        94406.12     Purchase           6 MO LIBOR        7.375
DELHI                          70866.68     Purchase           6 MO LIBOR        7.375
CLACKAMAS                      53729.89     Purchase           6 MO LIBOR        9.125
TRACY                         160754.17     Purchase           6 MO LIBOR        8.375
PRINEVILLE                     41425.98     Purchase           6 MO LIBOR        7.625
TRACY                          98847.51     Purchase           6 MO LIBOR        7.999
BUFORD                         28564.61     Cash Out Refinance 6 MO LIBOR        9.375
HAYWARD                       125807.64     Purchase           6 MO LIBOR        8.375
ORANGE CITY                    27464.15     Purchase           6 MO LIBOR        9.125
COLUMBUS                       17484.79     Purchase           Fixed Rate            0
NORTH PORT                     49899.61     Purchase           6 MO LIBOR        8.125
WINDERMERE                    174842.24     Purchase           6 MO LIBOR       10.875
VISTA                          85838.53     Purchase           6 MO LIBOR        6.375
DAVENPORT                      18535.62     Purchase           Fixed Rate            0
PORTLAND                       40705.81     Purchase           6 MO LIBOR        9.125
BANKS                          49934.85     Purchase           6 MO LIBOR        9.125
SYLVANIA                       19081.49     Purchase           Fixed Rate            0
COVINGTON                      17960.68     Cash Out Refinance 6 MO LIBOR        6.625
PHILADELPHIA                   29917.68     Purchase           6 MO LIBOR        6.875
COLORA                         37891.05     Purchase           6 MO LIBOR        8.125
BATTLE CREEK                   40244.85     Purchase           6 MO LIBOR        9.125
PORTERVILLE                    44333.94     Purchase           6 MO LIBOR        8.499
REVERE                         119859.5     Purchase           6 MO LIBOR        9.625
VICTORVILLE                    57325.18     Purchase           6 MO LIBOR        8.125
FONTANA                        58909.92     Purchase           6 MO LIBOR        8.375
QUEEN CREEK                    35144.16     Purchase           6 MO LIBOR        9.125
MOLINE                          28783.1     Purchase           Fixed Rate            0
VALRICO                        35953.08     Cash Out Refinance 6 MO LIBOR        9.125
ROXBURY                       109291.16     Purchase           Fixed Rate            0
WASHINGTON                     34978.26     Purchase           6 MO LIBOR       12.625
HAVERHILL                      67915.99     Purchase           6 MO LIBOR        9.375
HAWTHORNE                      139807.6     Purchase           6 MO LIBOR        7.875
SANDY                          38170.37     Purchase           Fixed Rate            0
CASTLEWOOD                     17581.52     Purchase           Fixed Rate            0
WEST VALLEY CITY               27501.97     Purchase           Fixed Rate            0
QUEEN CREEK                    52338.65     Purchase           6 MO LIBOR        9.625
PAYSON                         14672.35     Purchase           Fixed Rate            0
INDEPENDENCE                   14874.35     Purchase           Fixed Rate            0
PASADENA                      130990.68     Cash Out Refinance 6 MO LIBOR        7.125
SALINAS                       129626.27     Purchase           6 MO LIBOR        7.999
COLORADO SPRINGS                48736.4     Cash Out Refinance 6 MO LIBOR        9.125
ALBUQUERQUE                    36863.64     Purchase           6 MO LIBOR        8.375
LOS ANGELES                    95624.62     Purchase           6 MO LIBOR        7.499
POWDER SPRINGS                 45523.71     Purchase           6 MO LIBOR        9.375
DULUTH                        199540.64     Purchase           6 MO LIBOR        6.375
SAN DIEGO                      68845.41     Purchase           6 MO LIBOR          6.5
CHULA VISTA                   127814.55     Purchase           6 MO LIBOR        8.625
PLANT CITY                     46938.74     Purchase           6 MO LIBOR        9.125
DALLAS                         30944.09     Purchase           6 MO LIBOR        8.375
LAS VEGAS                      39947.87     Purchase           6 MO LIBOR        9.125
PATTERSON                      85884.89     Purchase           6 MO LIBOR        7.999
SALEM                          32239.37     Purchase           6 MO LIBOR        7.375
DALLAS                          83861.3     Purchase           6 MO LIBOR        7.999
PLANT CITY                        70503     Purchase           6 MO LIBOR        8.875
KENDALLVILLE                   15080.33     Purchase           Fixed Rate            0
DANVILLE                      136755.62     Purchase           6 MO LIBOR         8.25
PASCO                          35935.79     Purchase           6 MO LIBOR        7.625
LYNCHBURG                      15184.04     Purchase           Fixed Rate            0
VANCOUVER                      39348.65     Purchase           6 MO LIBOR        9.125
AVON                           34554.91     Purchase           6 MO LIBOR        9.125
PARAMOUNT                     109871.21     Purchase           6 MO LIBOR        8.625
BLACKFOOT                      21352.15     Purchase           Fixed Rate            0
LOVELAND                       40147.62     Rate/Term Refinance6 MO LIBOR        9.125
SALT LAKE CITY                 29742.01     Purchase           6 MO LIBOR        8.375
MEBANE                         93892.89     Purchase           Fixed Rate            0
MAGNA                          21980.92     Purchase           Fixed Rate            0
FRAMINGHAM                    103841.21     Purchase           6 MO LIBOR        8.375
ORLANDO                        24955.39     Purchase           6 MO LIBOR        7.625
DELTONA                        33755.94     Purchase           6 MO LIBOR        9.125
TIGARD                         43942.67     Purchase           6 MO LIBOR        9.125
SAN LORENZO                   107855.43     Rate/Term Refinance6 MO LIBOR        7.999
TROY                            27813.7     Purchase           6 MO LIBOR        9.125
SCIO                           41164.21     Purchase           Fixed Rate            0
MC COOK                        13785.91     Purchase           Fixed Rate            0
DORAL                          80894.44     Purchase           6 MO LIBOR        9.125
ALBUQUERQUE                    26561.45     Purchase           6 MO LIBOR        8.625
STOCKTON                       84689.48     Purchase           6 MO LIBOR        8.125
DUVALL                         74851.83     Cash Out Refinance 6 MO LIBOR        7.125
NAMPA                          27355.87     Purchase           6 MO LIBOR        7.625
MURRAYVILLE                    31378.22     Purchase           Fixed Rate            0
RANCHO SANTA MARGARITA         56875.83     Purchase           6 MO LIBOR        6.625
JACKSONVILLE                   28980.47     Purchase           6 MO LIBOR       12.125
ANTHEM                         53674.97     Purchase           6 MO LIBOR        9.125
PARAMOUNT                      63117.65     Purchase           6 MO LIBOR        8.125
PORTLAND                        72378.5     Purchase           6 MO LIBOR        9.375
BRENTWOOD                      77586.01     Purchase           6 MO LIBOR        7.999
FAIRVIEW                       62290.54     Rate/Term Refinance6 MO LIBOR        9.125
HOOPER                         41545.79     Purchase           6 MO LIBOR        9.125
HERCULES                      141388.15     Purchase           6 MO LIBOR        7.375
PUYALLUP                       38849.29     Purchase           6 MO LIBOR        9.125
MANTECA                        99709.21     Cash Out Refinance 6 MO LIBOR        8.375
DALLAS                         34875.26     Purchase           6 MO LIBOR       10.375
LANCASTER                      64803.67     Purchase           Fixed Rate            0
ANDERSON                       62339.82     Purchase           Fixed Rate            0
PHOENIX                        28775.73     Purchase           6 MO LIBOR       11.125
BROCKTON                       84797.68     Purchase           6 MO LIBOR        8.875
SCOTTSDALE                     54292.51     Purchase           6 MO LIBOR        7.125
SARATOGA SPRINGS               34923.05     Purchase           6 MO LIBOR        8.125
ORLANDO                        34976.41     Purchase           6 MO LIBOR       12.125
YACOLT                         30160.64     Purchase           6 MO LIBOR        9.125
VANCOUVER                      47940.69     Purchase           6 MO LIBOR        9.375
MANCHESTER                        50917     Purchase           6 MO LIBOR        9.375
VANCOUVER                      28462.88     Purchase           6 MO LIBOR        9.125
SPRING HILL                    40926.87     Purchase           6 MO LIBOR        7.625
BRADENTON                      55639.89     Purchase           6 MO LIBOR       10.375
NORTH LAS VEGAS                38872.98     Purchase           6 MO LIBOR        8.375
BUCKEYE                         35171.6     Purchase           6 MO LIBOR       11.125
MESA                           54527.24     Purchase           6 MO LIBOR        9.125
VALLEY CENTER                 126830.02     Purchase           6 MO LIBOR        7.999
LAKE WORTH                     48951.27     Purchase           6 MO LIBOR       10.375
ANDERSON                       32362.06     Cash Out Refinance 6 MO LIBOR        9.625
SANTA MARIA                    82815.16     Purchase           6 MO LIBOR        8.499
CALLAHAN                       25558.82     Purchase           6 MO LIBOR        8.125
NORTH PORT                     48912.58     Purchase           6 MO LIBOR        7.625
EXETER                         39910.28     Purchase           6 MO LIBOR        8.125
AMERICAN CANYON               141009.03     Purchase           6 MO LIBOR        7.999
SAINT LOUIS                    39950.59     Cash Out Refinance 6 MO LIBOR        9.375
ALHAMBRA                      108854.11     Purchase           6 MO LIBOR        7.999
PORTLAND                       35953.08     Purchase           6 MO LIBOR        9.125
TUCSON                         35928.87     Purchase           6 MO LIBOR        7.125
RENO                           39151.58     Purchase           6 MO LIBOR        9.375
CASSELBERRY                     54885.7     Purchase           6 MO LIBOR        6.875
GLENDALE                        45323.2     Rate/Term Refinance6 MO LIBOR        9.375
CONCORD                        51932.23     Cash Out Refinance 6 MO LIBOR        8.125
MESA                           41932.43     Cash Out Refinance 6 MO LIBOR        8.125
AUBURN                         45933.34     Cash Out Refinance 6 MO LIBOR        8.625
SCOTTSDALE                     53789.76     Purchase           6 MO LIBOR        7.875
ALBUQUERQUE                    31361.21     Cash Out Refinance Fixed Rate            0
LAS VEGAS                      49923.68     Purchase           6 MO LIBOR        8.375
GLENDALE                       48309.13     Purchase           6 MO LIBOR        7.375
KIMMELL                        30509.91     Purchase           6 MO LIBOR        6.125
NAMPA                          35922.11     Purchase           6 MO LIBOR        8.125
HAYWARD                        115726.9     Purchase           6 MO LIBOR         6.25
TRENTON                        23783.47     Purchase           Fixed Rate            0
VIRGINIA BEACH                 30861.84     Purchase           6 MO LIBOR        9.375
LAYTON                         32357.79     Purchase           6 MO LIBOR        9.125
PHOENIX                        42943.98     Purchase           6 MO LIBOR        9.125
ARCADIA                        19486.44     Purchase           Fixed Rate            0
WOODS CROSS                     48525.8     Purchase           6 MO LIBOR        8.375
CALDWELL                       28742.49     Purchase           6 MO LIBOR        9.125
HARRIMAN                       25473.22     Purchase           Fixed Rate            0
MEMPHIS                        17967.54     Purchase           Fixed Rate            0
TALLAHASSEE                    32337.82     Purchase           6 MO LIBOR        9.125
BEAVERTON                      69908.77     Cash Out Refinance 6 MO LIBOR        9.125
MORENO VALLEY                  91876.85     Rate/Term Refinance6 MO LIBOR        8.499
CRANSTON                       49611.72     Purchase           6 MO LIBOR        8.875
SALEM                          89882.73     Cash Out Refinance 6 MO LIBOR        9.125
SOLEDAD                        51930.39     Cash Out Refinance 6 MO LIBOR        7.999
NORRISTOWN                     32757.25     Purchase           6 MO LIBOR        9.125
VANCOUVER                      42934.36     Purchase           6 MO LIBOR        8.375
PLEASANTON                    135724.33     Purchase           6 MO LIBOR        6.999
CHATTANOOGA                    29958.79     Purchase           Fixed Rate            0
FLINT                          29946.48     Purchase           6 MO LIBOR        7.625
ANTIOCH                       128308.62     Purchase           6 MO LIBOR        7.375
VALLEJO                        82866.47     Cash Out Refinance 6 MO LIBOR        8.125
BROOKLYN                       18954.57     Purchase           6 MO LIBOR        9.125
ATLANTA                        75906.11     Purchase           6 MO LIBOR        9.375
WATERFORD                      54928.33     Purchase           6 MO LIBOR        8.125
HANOVER PARK                   45736.46     Purchase           6 MO LIBOR        8.125
COMPTON                        69906.31     Purchase           6 MO LIBOR        7.999
AUBURN                         44956.44     Purchase           Fixed Rate            0
BAY POINT                      88227.69     Purchase           6 MO LIBOR        8.375
FALL CITY                     110422.07     Purchase           6 MO LIBOR        8.125
PORT HURON                     27943.55     Purchase           6 MO LIBOR        9.125
CAMBRIDGE                      40728.45     Rate/Term Refinance6 MO LIBOR        9.125
ESPARTO                        81853.96     Purchase           6 MO LIBOR        8.499
LAS VEGAS                      25172.05     Purchase           6 MO LIBOR        9.875
WORCESTER                      64096.74     Purchase           6 MO LIBOR        8.125
ERIE                           18377.88     Purchase           Fixed Rate            0
HOLT                           38910.38     Purchase           6 MO LIBOR        9.125
WINTHROP                       97872.29     Purchase           6 MO LIBOR        9.125
CITRUS HEIGHTS                 91480.64     Cash Out Refinance 6 MO LIBOR        8.125
ARVADA                         37253.35     Purchase           6 MO LIBOR        6.375
COLUMBUS                       21554.75     Purchase           Fixed Rate            0
PALM COAST                     85942.03     Purchase           6 MO LIBOR       12.125
DETROIT                        13792.59     Purchase           Fixed Rate            0
SYRACUSE                       27579.75     Purchase           Fixed Rate            0
DENVER                         43682.48     Cash Out Refinance 6 MO LIBOR        9.125



City                                   Next Rate Max Int Rate    Product Code
                                 Adjustment Date
--------------------------------------------------------------------------------
Jennings                                                  0      Fixed Rate
Signal Mountain                                           0      Fixed Rate
Fremont                             7/1/2008         12.375      3/27 6 MO LIBOR IO
Jamaica                             7/1/2008         15.125      3/27 6 MO LIBOR
Elkhart                             7/1/2008         15.625      3/27 6 MO LIBOR
Pueblo                              7/1/2007         13.875      2/28 6 MO LIBOR
Trenton                             7/1/2008         15.875      3/27 6 MO LIBOR
Hockessin                           7/1/2008          14.25      3/27 6 MO LIBOR IO
Plymouth                            1/1/2006          13.25      6 MO LIBOR
Bel Nor                                                   0      Fixed Rate
Akron                               7/1/2008         14.625      3/27 6 MO LIBOR
Hudson                              7/1/2008         13.625      3/27 6 MO LIBOR
Chicago                             7/1/2008         15.625      3/27 6 MO LIBOR
Hatton                              7/1/2008         14.125      3/27 6 MO LIBOR IO
Boise                               7/1/2008             15      3/27 6 MO LIBOR
Hartland                            7/1/2007             15      2/28 6 MO LIBOR IO
Augusta                             7/1/2008         14.375      3/27 6 MO LIBOR
Lewisville                          1/1/2006             12      6 MO LIBOR
Cragin                              7/1/2008         14.375      3/27 6 MO LIBOR
Oak Park                            7/1/2007             13      2/28 6 MO LIBOR IO
Sugar Land                                                0      Fixed Rate
Newark                              7/1/2008          17.75      3/27 6 MO LIBOR
Simi Valley                         7/1/2007         12.875      2/28 6 MO LIBOR
Upland                              7/1/2008     12.92000008     3/27 6 MO LIBOR IO
Sarasota                            7/1/2007          13.75      2/28 6 MO LIBOR IO
Queensbury                          1/1/2006         15.875      6 MO LIBOR
Middletown                                                0      Fixed Rate
Wellston                            7/1/2008             14      3/27 6 MO LIBOR
Highland                            7/1/2008           14.5      3/27 6 MO LIBOR
Saint Louis                         7/1/2008             13      3/27 6 MO LIBOR
Jeffersonville                      7/1/2007         14.375      2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate
Gumbo                                                     0      Fixed Rate
Miramar                                                   0      Fixed Rate
New Brunswick                       7/1/2008         14.875      3/27 6 MO LIBOR
East Brunswick                      7/1/2008         14.375      3/27 6 MO LIBOR
Marne                                                     0      Fixed Rate
Blythe                                                    0      Fixed Rate IO
Chesterfield                        7/1/2008          12.25      3/27 6 MO LIBOR
Southfield                          7/1/2008           13.5      3/27 6 MO LIBOR IO
Roscommon                           7/1/2007         14.875      2/28 6 MO LIBOR
Pasadena                            7/1/2007         13.875      2/28 6 MO LIBOR
Portland                            7/1/2008          13.25      3/27 6 MO LIBOR IO
Valley Stream                       7/1/2008     13.10000038     3/27 6 MO LIBOR IO
Middleboro                          7/1/2008     13.94999981     3/27 6 MO LIBOR IO
Bowdoinham                          7/1/2008           14.5      3/27 6 MO LIBOR
Mogadore                                                  0      Fixed Rate
Charlotte                                                 0      Fixed Rate
Orlando                             7/1/2008             15      3/27 6 MO LIBOR IO
Meriden                             7/1/2008         13.875      3/27 6 MO LIBOR
Jackson                             7/1/2008             13      3/27 6 MO LIBOR
Huffman                                                   0      Fixed Rate
Downey                              7/1/2008             15      3/27 6 MO LIBOR
Chula Vista                         7/1/2008          12.75      3/27 6 MO LIBOR IO
Calexico                            7/1/2008          13.25      3/27 6 MO LIBOR
Lake Montezuma                      7/1/2008             13      3/27 6 MO LIBOR
San Diego                           7/1/2008         12.375      3/27 6 MO LIBOR
San Diego                           7/1/2008          12.25      3/27 6 MO LIBOR IO
Margate                             7/1/2007          14.75      2/28 6 MO LIBOR
Columbia                            1/1/2006         13.875      6 MO LIBOR
Cloverly                                                  0      Fixed Rate
Lakeland                            7/1/2008         13.875      3/27 6 MO LIBOR IO
Kihei                               7/1/2008           13.5      3/27 6 MO LIBOR IO
Anchorage                                                 0      Fixed Rate
Wagner                              7/1/2008         12.875      3/27 6 MO LIBOR IO
Rincon                              7/1/2008          13.75      3/27 6 MO LIBOR IO
Davie                               7/1/2008         14.375      3/27 6 MO LIBOR
Orlando                                                   0      Fixed Rate
Apopka                              7/1/2008             13      3/27 6 MO LIBOR
Merced                              7/1/2008         14.625      3/27 6 MO LIBOR
Monona                              7/1/2008             17      3/27 6 MO LIBOR
Huntley                             7/1/2008         13.625      3/27 6 MO LIBOR
Perris                              7/1/2008         15.125      3/27 6 MO LIBOR IO
Universal                           7/1/2008         15.375      3/27 6 MO LIBOR
Cleveland                           7/1/2008          13.75      3/27 6 MO LIBOR
Arlington                           7/1/2008         13.625      3/27 6 MO LIBOR
Ldhl                                7/1/2008         14.875      3/27 6 MO LIBOR IO
Gate                                7/1/2008         13.625      3/27 6 MO LIBOR
Southaven                                                 0      Fixed Rate
Kismet                              7/1/2008     14.30000019     3/27 6 MO LIBOR
Norwalk                                                   0      Fixed Rate
Perth Amboy                         7/1/2008           13.5      3/27 6 MO LIBOR
Carrollton                          7/1/2008         14.875      3/27 6 MO LIBOR
East End                            1/1/2006         14.625      6 MO LIBOR
Audubon                             7/1/2008         14.875      3/27 6 MO LIBOR
West Jordan                         7/1/2007         13.875      2/28 6 MO LIBOR
Antioch                             7/1/2007     14.30000019     2/28 6 MO LIBOR
Dixmoor                             7/1/2008           15.5      3/27 6 MO LIBOR
Rodeo                               7/1/2008         13.375      3/27 6 MO LIBOR IO
Cherrytown                          7/1/2008         15.375      3/27 6 MO LIBOR
Naranja                             7/1/2008         12.875      3/27 6 MO LIBOR IO
Tacoma                              7/1/2008         12.875      3/27 6 MO LIBOR IO
Lawrence                                                  0      Fixed Rate
Foxridge                            7/1/2007          14.25      2/28 6 MO LIBOR
Detroit                                                   0      Fixed Rate
Ypsilanti                           7/1/2008         13.875      3/27 6 MO LIBOR
Detroit                             7/1/2008         14.625      3/27 6 MO LIBOR
Grand Blanc                         7/1/2008          15.25      3/27 6 MO LIBOR
Brandon                             7/1/2008         13.875      3/27 6 MO LIBOR
Shreveport                          7/1/2008          13.25      3/27 6 MO LIBOR
Arvada                              7/1/2008             13      3/27 6 MO LIBOR IO
Leominster                          7/1/2008     13.60000038     3/27 6 MO LIBOR
Columbus                            7/1/2008         13.875      3/27 6 MO LIBOR
Visalia                             7/1/2008          15.25      3/27 6 MO LIBOR
Elk Grove                           7/1/2008           15.5      3/27 6 MO LIBOR
Ceres                                                     0      Fixed Rate
Jupiter                             7/1/2007         13.875      2/28 6 MO LIBOR IO
Sherrills Ford                      7/1/2008         14.375      3/27 6 MO LIBOR IO
Merrifield                                                0      Fixed Rate
Tampa                                                     0      Fixed Rate
Orlando                             7/1/2008         13.875      3/27 6 MO LIBOR
Davie                               7/1/2008         13.625      3/27 6 MO LIBOR
Topeka                              7/1/2008         15.875      3/27 6 MO LIBOR
Merced                              7/1/2008          13.25      3/27 6 MO LIBOR
Chula Vista                         7/1/2007          13.25      2/28 6 MO LIBOR IO
Highland                            7/1/2008         14.875      3/27 6 MO LIBOR IO
Kahuku                              7/1/2008         13.625      3/27 6 MO LIBOR IO
Los Angeles                         7/1/2008          13.25      3/27 6 MO LIBOR IO
North Las Vegas                     7/1/2008          13.75      3/27 6 MO LIBOR
Largo                               7/1/2008         12.875      3/27 6 MO LIBOR IO
Vancouver                           7/1/2007         13.875      2/28 6 MO LIBOR
Covell                              7/1/2007             14      2/28 6 MO LIBOR
Omaha                               7/1/2007         14.375      2/28 6 MO LIBOR
Palm Coast                                                0      Fixed Rate
Miami                               7/1/2008             13      3/27 6 MO LIBOR IO
Belle Vernon                                              0      Fixed Rate
Lakeland                                                  0      Fixed Rate
Elk Grove                           7/1/2008         12.375      3/27 6 MO LIBOR IO
Visalia                             7/1/2007         13.875      2/28 6 MO LIBOR
Joliet                              7/1/2008          15.25      3/27 6 MO LIBOR
Coatesville                                               0      Fixed Rate
Mira Loma                           7/1/2008          12.25      3/27 6 MO LIBOR IO
Taylors                             7/1/2008         16.875      3/27 6 MO LIBOR
Staunton                            7/1/2008         13.875      3/27 6 MO LIBOR
Alloway                             7/1/2008     13.64999962     3/27 6 MO LIBOR
Woodbury                            7/1/2008          14.75      3/27 6 MO LIBOR IO
Orlando                             7/1/2008     15.32999992     3/27 6 MO LIBOR IO
Loudville                           7/1/2008           15.5      3/27 6 MO LIBOR
Wells                               7/1/2008         13.875      3/27 6 MO LIBOR IO
Holly                               7/1/2008             14      3/27 6 MO LIBOR IO
Calif City                          7/1/2008          12.25      3/27 6 MO LIBOR IO
Flat Rock                           7/1/2008          16.75      3/27 6 MO LIBOR
Corpus Christi                                            0      Fixed Rate
Mendoza                                                   0      Fixed Rate
San Antonio                                               0      Fixed Rate
Midland                                                   0      Fixed Rate
North Las Vegas                     7/1/2007           13.5      2/28 6 MO LIBOR IO
Long Beach                          7/1/2007          14.25      2/28 6 MO LIBOR
Nashua                              7/1/2008     14.05000019     3/27 6 MO LIBOR IO
Hoover                                                    0      Fixed Rate
Antioch                             7/1/2008         13.125      3/27 6 MO LIBOR IO
Dolton                              7/1/2008         13.875      3/27 6 MO LIBOR
Sheridan                                                  0      Fixed Rate
Miami                               7/1/2008         13.375      3/27 6 MO LIBOR IO
Redland                             7/1/2008          13.25      3/27 6 MO LIBOR
Foxridge                            7/1/2008         13.125      3/27 6 MO LIBOR
Glyndon                             7/1/2008             14      3/27 6 MO LIBOR
Seymour                                                   0      Fixed Rate
Manchester                          7/1/2008         16.125      3/27 6 MO LIBOR
Kissimmee                           1/1/2006          12.75      6 MO LIBOR
Orlando                             7/1/2008          13.75      3/27 6 MO LIBOR
Bellflower                                                0      Fixed Rate IO
Miami                               7/1/2007             15      2/28 6 MO LIBOR
Stephens City                       1/1/2006          12.75      6 MO LIBOR
Topeka                              7/1/2008         16.875      3/27 6 MO LIBOR
Vienna                                                    0      Fixed Rate IO
Las Vegas                           7/1/2008         13.875      3/27 6 MO LIBOR
Hammond                             7/1/2008         16.125      3/27 6 MO LIBOR
Pontiac                             7/1/2008          14.25      3/27 6 MO LIBOR IO
Miami                               7/1/2007     14.44999981     2/28 6 MO LIBOR IO
Omaha                                                     0      Fixed Rate
Yuba City                           7/1/2007     13.39999962     2/28 6 MO LIBOR IO
Muscoy                              7/1/2007     16.98999977     2/28 6 MO LIBOR IO
Holland                             7/1/2008          13.25      3/27 6 MO LIBOR IO
La Crosse                                                 0      Fixed Rate
Knoxville                           7/1/2008         13.875      3/27 6 MO LIBOR
Georgetown                          7/1/2008          14.25      3/27 6 MO LIBOR
Danville                            7/1/2008          14.75      3/27 6 MO LIBOR
Auburn                              7/1/2008     14.80000019     3/27 6 MO LIBOR IO
Richton Park                        7/1/2008             13      3/27 6 MO LIBOR
Austin                              7/1/2008     12.64999962     3/27 6 MO LIBOR IO
Modello                                                   0      Fixed Rate
Tacoma                                                    0      Fixed Rate
Fontana                                                   0      Fixed Rate
Tempe                               7/1/2007           14.5      2/28 6 MO LIBOR IO
Commerce                                                  0      Fixed Rate
Kismet                              7/1/2008     13.60000038     3/27 6 MO LIBOR
Sepulveda                           7/1/2007     13.98999977     2/28 6 MO LIBOR IO
Mount Sinai                         7/1/2008     14.05000019     3/27 6 MO LIBOR
Irvington                           7/1/2008           13.5      3/27 6 MO LIBOR
Buffalo                             7/1/2008         17.375      3/27 6 MO LIBOR
Jamaica                             7/1/2008     13.80000019     3/27 6 MO LIBOR
Newburgh                                                  0      Fixed Rate
Sepulveda                                                 0      Fixed Rate
Brodheadsville                      7/1/2008         14.875      3/27 6 MO LIBOR
Antelope                            7/1/2007     12.94999981     2/28 6 MO LIBOR IO
Sacramento                          7/1/2008             13      3/27 6 MO LIBOR IO
Fresno                              7/1/2007     14.64999962     2/28 6 MO LIBOR
Ripon                                                     0      Fixed Rate
Vallejo                             7/1/2007             13      2/28 6 MO LIBOR IO
Modesto                             7/1/2007         14.375      2/28 6 MO LIBOR
Raymore                             7/1/2008     12.60000038     3/27 6 MO LIBOR
Park Ridge                                                0      Fixed Rate
Winnetka                            7/1/2008          13.25      3/27 6 MO LIBOR IO
Belvedere                           7/1/2008         16.875      3/27 6 MO LIBOR
Auburn                              7/1/2008         14.375      3/27 6 MO LIBOR
La Center                           7/1/2008         13.875      3/27 6 MO LIBOR IO
Delaware                                                  0      Fixed Rate
Galion                              7/1/2008         13.875      3/27 6 MO LIBOR
Humble                              7/1/2008          12.25      3/27 6 MO LIBOR
Strathmore                          7/1/2007     15.19999981     2/28 6 MO LIBOR
Mount Vernon                        7/1/2008     13.44999981     3/27 6 MO LIBOR
East Orange                         7/1/2008     15.14999962     3/27 6 MO LIBOR
Redland                             7/1/2007             14      2/28 6 MO LIBOR
Fredericksburg                      7/1/2008           15.5      3/27 6 MO LIBOR IO
Charleston                          7/1/2008           15.5      3/27 6 MO LIBOR
Stone Mountain                      7/1/2008     15.44999981     3/27 6 MO LIBOR IO
Decatur                             7/1/2008     15.44999981     3/27 6 MO LIBOR IO
Lawndale                            7/1/2008     14.19999981     3/27 6 MO LIBOR
Cleveland                                                 0      Fixed Rate
Thousand Oaks                       7/1/2008         13.625      3/27 6 MO LIBOR
WILDOMAR                            7/1/2007         13.125      2/28 6 MO LIBOR
Denver                              7/1/2008          15.75      3/27 6 MO LIBOR
Downey                              7/1/2008         14.625      3/27 6 MO LIBOR
New Berlin                          7/1/2008         13.375      3/27 6 MO LIBOR
Lakeland                                                  0      Fixed Rate
Napa                                7/1/2008         13.875      3/27 6 MO LIBOR
Mangonia Park                       7/1/2008          12.75      3/27 6 MO LIBOR IO
Port Charlotte                                            0      Fixed Rate
Lvpl                                                      0      Fixed Rate
Santa Clarita                       7/1/2007     13.60499954     2/28 6 MO LIBOR IO
Four Corners                        7/1/2007     14.10000038     2/28 6 MO LIBOR IO
Dellwood                                                  0      Fixed Rate
Memphis                             7/1/2008         16.125      3/27 6 MO LIBOR
Orlando                             7/1/2008             15      3/27 6 MO LIBOR
Baldy Mesa                          7/1/2008           12.5      3/27 6 MO LIBOR IO
Kansas City                                               0      Fixed Rate
Rockford                            7/1/2007     14.35000038     2/28 6 MO LIBOR
Atlanta                             7/1/2008          16.25      3/27 6 MO LIBOR
Glenwood                                                  0      Fixed Rate
Versailles                          7/1/2008     14.10000038     3/27 6 MO LIBOR
Billerica                           7/1/2008     13.85000038     3/27 6 MO LIBOR
Staten Island                       7/1/2008     15.19999981     3/27 6 MO LIBOR IO
Valencia                            7/1/2007     12.35000038     2/28 6 MO LIBOR IO
Sun Valley                          7/1/2007     13.80000019     2/28 6 MO LIBOR
Compton                             7/1/2007           13.5      2/28 6 MO LIBOR
Cucamonga                           7/1/2008          12.75      3/27 6 MO LIBOR IO
Valencia                            7/1/2008             13      3/27 6 MO LIBOR
Riverview                           7/1/2008         13.625      3/27 6 MO LIBOR
Wenatchee                           7/1/2008         14.625      3/27 6 MO LIBOR IO
Crofton                             7/1/2008         13.125      3/27 6 MO LIBOR
Baton Rouge                         7/1/2008         13.875      3/27 6 MO LIBOR
Dayton                              7/1/2008             17      3/27 6 MO LIBOR
Devon                               7/1/2008         16.125      3/27 6 MO LIBOR
Fresno                              7/1/2008           14.5      3/27 6 MO LIBOR IO
Claremont                           7/1/2008         13.125      3/27 6 MO LIBOR
Fresno                                                    0      Fixed Rate
Stockton                            7/1/2007     13.30000019     2/28 6 MO LIBOR IO
Avondale                            7/1/2007     13.39999962     2/28 6 MO LIBOR IO
Baton Rouge                         7/1/2007     14.64999962     2/28 6 MO LIBOR
Sun City                            7/1/2008             15      3/27 6 MO LIBOR
Jacksonville                        7/1/2008         14.875      3/27 6 MO LIBOR
Orlando                             7/1/2008         15.875      3/27 6 MO LIBOR
Clearwater                          7/1/2008          13.75      3/27 6 MO LIBOR IO
Philadelphia                        7/1/2008          15.75      3/27 6 MO LIBOR
San Francisco                       7/1/2007     12.98999977     2/28 6 MO LIBOR IO
Chino                               7/1/2008     13.55000019     3/27 6 MO LIBOR IO
Stockton                            7/1/2007     13.80000019     2/28 6 MO LIBOR IO
North Hollywood                     7/1/2007     14.39999962     2/28 6 MO LIBOR IO
La Quinta                           7/1/2008         13.875      3/27 6 MO LIBOR IO
Odenton                             7/1/2008          16.25      3/27 6 MO LIBOR IO
Rockford                            7/1/2008     14.39999962     3/27 6 MO LIBOR
Sioux Falls                         7/1/2007     15.44999981     2/28 6 MO LIBOR
Gilbert                             7/1/2008     14.10000038     3/27 6 MO LIBOR IO
Solon                                                     0      Fixed Rate
Detroit                             7/1/2008           17.5      3/27 6 MO LIBOR
Detroit                                                   0      Fixed Rate
Dinuba                              7/1/2008          16.75      3/27 6 MO LIBOR
North Las Vegas                     7/1/2008         14.375      3/27 6 MO LIBOR
Citrus Heights                      7/1/2008          12.75      3/27 6 MO LIBOR
Naranja                             7/1/2007     14.69999981     2/28 6 MO LIBOR IO
Kroger                                                    0      Fixed Rate
Lithonia                            7/1/2008             14      3/27 6 MO LIBOR
Alpharetta                          7/1/2008         13.625      3/27 6 MO LIBOR IO
Xxxxxxxx                            7/1/2008         13.375      3/27 6 MO LIBOR
Boise                               7/1/2008         12.625      3/27 6 MO LIBOR
Walla Walla                         7/1/2008          14.25      3/27 6 MO LIBOR
Seattle                             7/1/2008           13.5      3/27 6 MO LIBOR IO
Renton                              7/1/2008         12.625      3/27 6 MO LIBOR IO
Cypress                             7/1/2007     15.94999981     2/28 6 MO LIBOR
Winnetka                            7/1/2008     12.69999981     3/27 6 MO LIBOR
Cimarron                            7/1/2008           13.5      3/27 6 MO LIBOR
Paterson                                                  0      Fixed Rate
Fontana                             7/1/2008          13.75      3/27 6 MO LIBOR IO
Inglewood                           7/1/2008           13.5      3/27 6 MO LIBOR
Lakewood                            7/1/2008           15.5      3/27 6 MO LIBOR
Miami                               7/1/2008           13.5      3/27 6 MO LIBOR
Las Cruces                          7/1/2008          15.25      3/27 6 MO LIBOR
Xxxxxx Valley                       7/1/2008         12.875      3/27 6 MO LIBOR IO
San Diego                                                 0      Fixed Rate
West Jordan                         7/1/2008             13      3/27 6 MO LIBOR
Xxxxx                               7/1/2008           15.5      3/27 6 MO LIBOR
Xxxxx                                                     0      Fixed Rate
Kansas City                         7/1/2008          16.25      3/27 6 MO LIBOR
Wilmington                          7/1/2008          15.25      3/27 6 MO LIBOR
Xxxxxx                              7/1/2008         15.875      3/27 6 MO LIBOR
Xxxxxx                              7/1/2008             13      3/27 6 MO LIBOR
Slidell                             7/1/2008         13.125      3/27 6 MO LIBOR
Xxxxxx                              7/1/2008         16.625      3/27 6 MO LIBOR
Grand Island                        7/1/2008          15.75      3/27 6 MO LIBOR
Boise                               7/1/2007     13.10000038     2/28 6 MO LIBOR IO
Xxxxxxxx                            7/1/2008          14.25      3/27 6 MO LIBOR IO
Darnestown                          7/1/2008           13.5      3/27 6 MO LIBOR
San Clemente                        7/1/2008          12.75      3/27 6 MO LIBOR
Neuse                               7/1/2008         12.875      3/27 6 MO LIBOR
Grand Blanc                         7/1/2007     15.38000011     2/28 6 MO LIBOR IO
Xxxxxx                              7/1/2007     14.05000019     2/28 6 MO LIBOR
Palmdale                            7/1/2007     13.60000038     2/28 6 MO LIBOR IO
Xxxxx                                                     0      Fixed Rate
Omaha                                                     0      Fixed Rate
Mound                               7/1/2008     13.89999962     3/27 6 MO LIBOR IO
Malta                               7/1/2008     13.98999977     3/27 6 MO LIBOR
Seattle                             7/1/2008          13.75      3/27 6 MO LIBOR
Miami                                                     0      Fixed Rate
Centerville                                               0      Fixed Rate
Miami                                                     0      Fixed Rate
Xxxx Haven                                                0      Fixed Rate
Xxxxxxx                             7/1/2008         16.875      3/27 6 MO LIBOR
Xxxxxxx                             7/1/2008           14.5      3/27 6 MO LIBOR IO
Ophir                               7/1/2008         13.875      3/27 6 MO LIBOR
Laguna Beach                        7/1/2008     12.94999981     3/27 6 MO LIBOR
Los Angeles                                               0      Fixed Rate
Arleta                              7/1/2007         13.125      2/28 6 MO LIBOR IO
Detroit                             7/1/2008     13.89999962     3/27 6 MO LIBOR
Sacramento                          7/1/2007     13.10000038     2/28 6 MO LIBOR IO
Sacramento                          7/1/2008         12.875      3/27 6 MO LIBOR
Cleveland                           7/1/2008           14.5      3/27 6 MO LIBOR
Gulfport                            7/1/2007     14.18000031     2/28 6 MO LIBOR
Columbia                            7/1/2008     13.61999989     3/27 6 MO LIBOR IO
Miami                                                     0      Fixed Rate
Miami                               7/1/2008     13.44999981     3/27 6 MO LIBOR IO
Atlanta                             7/1/2008     14.44999981     3/27 6 MO LIBOR IO
Atlanta                             7/1/2008     13.94999981     3/27 6 MO LIBOR IO
Matlacha                            7/1/2008     14.69999981     3/27 6 MO LIBOR
Miami                               7/1/2007          14.25      2/28 6 MO LIBOR IO
Norfolk                                                   0      Fixed Rate
Altamonte                           7/1/2008          15.25      3/27 6 MO LIBOR
Tuscawilla                          7/1/2008          13.75      3/27 6 MO LIBOR
Austin                              7/1/2008     13.73999977     3/27 6 MO LIBOR
Desoto                              7/1/2008           14.5      3/27 6 MO LIBOR
Indianapolis                        7/1/2008     14.23999977     3/27 6 MO LIBOR
Carteret                            7/1/2008     14.64999962     3/27 6 MO LIBOR IO
Walland                                                   0      Fixed Rate IO
Detroit                             7/1/2008         16.375      3/27 6 MO LIBOR
Xxxxxxxx                                                  0      Fixed Rate IO
Riverview                                                 0      Fixed Rate
Xxxxxxx                             7/1/2008         15.875      3/27 6 MO LIBOR
Rainbow                             7/1/2007         13.875      2/28 6 MO LIBOR IO
Arcadia                             7/1/2008          15.25      3/27 6 MO LIBOR
Minooka                                                   0      Fixed Rate
Chicago                                                   0      Fixed Rate
Xxxxx                                                     0      Fixed Rate
Xxxxxxx                             7/1/2008          13.25      3/27 6 MO LIBOR IO
Sun City                            7/1/2008           13.5      3/27 6 MO LIBOR IO
Stratham                            7/1/2008           13.5      3/27 6 MO LIBOR
Midway                                                    0      Fixed Rate
Las Vegas                           7/1/2008     13.94999981     3/27 6 MO LIBOR
College Park                        7/1/2008     13.94999981     3/27 6 MO LIBOR
Las Vegas                           7/1/2008     14.30000019     3/27 6 MO LIBOR IO
                                    7/1/2007          13.25      2/28 6 MO LIBOR IO
Fort Mohave                                               0      Fixed Rate
West Bridgewater                    7/1/2008          13.25      3/27 6 MO LIBOR IO
Farmingdale                         7/1/2007     11.97000027     2/28 6 MO LIBOR
Saint Cloud                         7/1/2008     14.55000019     3/27 6 MO LIBOR IO
Trenton                             7/1/2008     14.14999962     3/27 6 MO LIBOR
Detroit                                                   0      Fixed Rate
Phoenix                             7/1/2007          14.75      2/28 6 MO LIBOR IO
Glendale                                                  0      Fixed Rate IO
Buena Park                          7/1/2007          12.75      2/28 6 MO LIBOR IO
Huntington Beach                    7/1/2008         13.875      3/27 6 MO LIBOR IO
Elyria                              7/1/2008          15.75      3/27 6 MO LIBOR
Midwest City                        7/1/2008           14.5      3/27 6 MO LIBOR
Grove                               7/1/2008           15.5      3/27 6 MO XXXXX
Xxxxxx                              7/1/2008          12.25      3/27 6 MO LIBOR
Highlands                           7/1/2008         15.375      3/27 6 MO LIBOR IO
Decatur                             7/1/2008     13.10000038     3/27 6 MO LIBOR IO
Atlanta                             7/1/2008         16.375      3/27 6 MO LIBOR IO
Ellenwood                           7/1/2008          13.75      3/27 6 MO LIBOR
Atlanta                             7/1/2008         14.375      3/27 6 MO LIBOR
Xxxxx                                                     0      Fixed Rate
Berkley                             7/1/2008         14.625      3/27 6 MO LIBOR
Riverton                            7/1/2008         13.375      3/27 6 MO LIBOR
Xxxxxxx                                                   0      Fixed Rate
Merrimack                                                 0      Fixed Rate
Detroit                             7/1/2008         13.625      3/27 6 MO LIBOR
Peoria                              7/1/2008         15.625      3/27 6 MO LIBOR
Volo                                7/1/2008          13.25      3/27 6 MO LIBOR
Bakersfield                         7/1/2008     12.94999981     3/27 6 MO LIBOR IO
San Xxxxxxx                         7/1/2007     14.98999977     2/28 6 MO LIBOR IO
El Cajon                            8/1/2007     13.98999977     2/28 6 MO LIBOR IO
Lake Worth                          7/1/2007     15.18999958     2/28 6 MO LIBOR
Linden                              7/1/2008         15.375      3/27 6 MO LIBOR
Roseville                           7/1/2008           12.5      3/27 6 MO LIBOR
Las Vegas                           7/1/2007          13.25      2/28 6 MO LIBOR
Fry                                 7/1/2007          12.25      2/28 6 MO LIBOR IO
Tacoma                              7/1/2007     13.35000038     2/28 6 MO LIBOR IO
San Bernardino                      7/1/2008         12.375      3/27 6 MO LIBOR IO
Covina                              7/1/2008           12.5      3/27 6 MO LIBOR
La Xxxxxx                           7/1/2008         12.875      3/27 6 MO LIBOR IO
Fresno                              7/1/2008         12.625      3/27 6 MO LIBOR
Escondido                           7/1/2007          13.75      2/28 6 MO LIBOR IO
Xxxxxxxxx                                                 0      Fixed Rate
Miner                                                     0      Fixed Rate
Kenosha                             7/1/2008             16      3/27 6 MO LIBOR IO
Walnut Creek                        7/1/2007         14.125      2/28 6 MO LIBOR IO
Morongo Valley                      7/1/2007           15.5      2/28 6 MO LIBOR
Las Vegas                           7/1/2008           16.5      3/27 6 MO LIBOR
Springfield                         7/1/2008          13.25      3/27 6 MO LIBOR IO
Alafaya                                                   0      Fixed Rate
Osseo                               7/1/2008             14      3/27 6 MO LIBOR IO
River Edge                          7/1/2007     12.94999981     2/28 6 MO LIBOR IO
Palm Bay                            7/1/2007     15.30000019     2/28 6 MO LIBOR
Xxxxx                               7/1/2007          14.75      2/28 6 MO LIBOR
Xxxx Xxxx                           7/1/2007         13.875      2/28 6 MO LIBOR
West Covina                         7/1/2007             13      2/28 6 MO LIBOR
Irwindale                           7/1/2008     13.94999981     3/27 6 MO LIBOR IO
San Xxxxxxx

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FINANCIAL ASSET SECURITIES CORP., Depositor COUNTRYWIDE HOME LOANS SERVICING LP JPMORGAN CHASE BANK, NATIONAL ASSOCIATION NATIONAL CITY HOME LOAN SERVICES, INC., Servicers and DEUTSCHE BANK NATIONAL TRUST COMPANY, Trustee POOLING AND SERVICING...

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