Protective Variable Life Separate Account Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • July 12th, 2017 • Protective Variable Life Separate Account • New York

THIS AGREEMENT is made as of July 1, 2017, between Northern Lights Variable Trust, an open-end management investment company organized as a Delaware business trust (the “Trust”), and Protective Life Insurance Company, a life insurance company organized under the laws of the State of Tennessee (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as the parties hereto may amend it from time to time (the “Accounts”) (individually, a “Party”, and collectively, the “Parties”).

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PARTICIPATION AGREEMENT by and among DFA INVESTMENT DIMENSIONS GROUP INC., DIMENSIONAL FUND ADVISORS LP, DFA SECURITIES LLC and PROTECTIVE LIFE INSURANCE COMPANY
Participation Agreement • November 27th, 2017 • Protective Variable Life Separate Account • New York

THIS AGREEMENT, made and entered into this 15th day of October 2017, by and among Protective Life Insurance Company (the “Company”), on its own behalf and on behalf of segregated asset accounts of the Company that may be established from time to time (individually, an “Account” and collectively, the “Accounts”); DFA Investment Dimensions Group Inc. (the “Fund”); the Fund’s investment adviser, Dimensional Fund Advisors LP (the “Adviser”); and the Fund’s principal underwriter, DFA Securities LLC (“DFAS”) (individually, a “Party” and collectively, the “Parties”).

FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • June 26th, 2015 • Protective Variable Life Separate Account • New York

Protective Life Insurance Company (“Insurance Company”), for itself and on behalf of one or more separate accounts of the Insurance Company (“Separate Accounts”), American Funds Distributors, Inc. (“AFD”), American Funds Service Company (“Transfer Agent”), Capital Research and Management Company (“CRMC”), and the American Funds Insurance Series (the “Series”), an open-end investment company for which AFD, CRMC and Transfer Agent provide services and which is divided into funds (hereinafter collectively called the “Funds” and, individually, a “Fund”), for good and valuable consideration, hereby agree on this 18th day of June 2015, that Class 2 shares of the Funds and Class 4 shares of the Funds (“Class 2 or 4 Shares” together , the “shares”) shall be made available to serve as underlying investment media for certain variable annuity contracts (hereinafter called “Contract(s)”; holders of such Contracts hereinafter called “Contractholder(s)”) to be offered by the Insurance Company subjec

AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG PROTECTIVE LIFE INSURANCE COMPANY AND FIDELITY DISTRIBUTORS COMPANY LLC
Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

THIS AMENDMENT TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made as of this 15th day of December 2022 by and between FIDELITY DISTRIBUTORS COMPANY LLC, VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II AND VARIABLE INSURANCE PRODUCTS FUND III VARIABLE INSURANCE PRODUCTS FUND IV, and VARIABLE INSURANCE PRODUCTS FUND V, and PROTECTIVE LIFE INSURANCE COMPANY (the “Company,” and collectively, the “Parties”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDMENT TO THE PARTICIPATION AGREEMENT AMONG PROTECTIVE LIFE INSURANCE COMPANY, GOLDMAN SACHS VARIABLE INSURNACE TRUST AND GOLDMAN SACHS & CO. LLC
The Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

THIS AMENDMENT TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made as of this 15th day of December, 2022 by and between GOLDMAN SACHS VARIABLE INSURANCE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), Goldman Sachs & Co. LLC, a New York limited liability company (the “Distributor”), and PROTECTIVE LIFE INSURANCE COMPANY, a Tennessee life insurance company (the “Company”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

THIS AMENDMENT TO PARTICIPATION AGREEMENT (this “Amendment”) is made as of the 10th day of August, 2022, by and among PROTECTIVE LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Tennessee (the “Company”), acting herein for and on behalf of itself and on behalf of each separate account set forth in Schedule B to the Participation Agreement between the parties (the “Separate Accounts”); ROYCE CAPITAL FUND (the “Fund”); and ROYCE FUND SERVICES, LLC (formerly Royce Fund Services, Inc.) (the “Distributor” and collectively with the Fund, “Royce”).

AMENDMENT TO FUND PARTICIPATION AGREEMENT Regarding RULE 498A And FUND DISCLOSURE DOCUMENTS
Fund Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

Protective Life Insurance Company (the “Company”), BlackRock Variable Series Funds, Inc. and BlackRock Variable Series Funds II, Inc. (each, the “Fund”), each an open-end management investment company organized as a Maryland corporation, and BlackRock Investments, LLC (the “Underwriter”), entered into a certain participation agreement dated December 1, 2020 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of April 1, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Underwriter (collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

THIS AMENDMENT TO PARTICIPATION AGREEMENT (this “Amendment”) is made as of the 16th day of September, 2022, by and among PROTECTIVE LIFE INSURANCE COMPANY (“Protective”), acting herein for and on behalf of itself and on behalf of each segregated asset account set forth in Schedule A to the Participation Agreement between the parties (the “Accounts”); BLACKROCK VARIABLE SERIES FUNDS, INC. and BLACKROCK VARIABLE SERIES FUNDS II, INC. (each, the “Fund”); and BLACKROCK INVESTMENTS, LLC (the “Underwriter”, together with the Fund, “BlackRock”).

Amendment No. 2 to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Distributors, LLC Protective Life Insurance Company Investment Distributors, Inc.
Protective Variable Life Separate Account • April 25th, 2023

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin Distributors, LLC, Protective Life Insurance Company and Investment Distributors, Inc., your distributor (collectively, the “Company” “you” or “your”), on your behalf and on behalf of certain Accounts, (all of the preceding individually a “Party”, collectively, the “Parties”) have previously entered into a Participation Agreement dated November 30, 2020, as amended (the “Agreement”). The Parties now desire to amend the Agreement by this amendment (the “Amendment”). Unless otherwise indicated, the terms defined in the Agreement shall have the same meaning in this Amendment.

Amendment To Participation Agreement among Protective Life Insurance Company, DFA Investment Dimensions Group Inc., Dimensional Fund Advisors LP and DFA Securities LLC
Participation Agreement • August 8th, 2022 • Protective Variable Life Separate Account

This amendment to the Participation Agreement dated as of October 15, 2017, as amended (the “Agreement”), is effective as of the 1st day of May, 2022, among Protective Life Insurance Company (“Company”) on its own behalf and on behalf of segregated asset accounts of the Company that may be established from time to time (individually an “Account” and collectively, the “Accounts”), DFA Investment Dimensions Group Inc. (“Fund”), Dimensional Fund Advisors LP (“Advisor”), and DFA Securities LLC (“DFAS”) (individually, a “Party” and collectively, the “Parties”). Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.

AMENDMENT TO FUND PARTICIPATION AGREEMENT (Service and Institutional Shares)
Fund Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

THIS AMENDMENT TO THE FUND PARTICIPATION AGREEMENT (this “Amendment”) is made as of the 1st day of October, 2022, by and among PROTECTIVE LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Tennessee (the “Company”), acting herein for and on behalf of itself and on behalf of each segregated asset account set forth in Schedule A to the Participation Agreement between the parties (the “Accounts”); and JANUS ASPEN SERIES, an open-end management investment company organized as a Delaware statutory trust (the “Trust”).

SCHEDULE A SEPARATE ACCOUNTS AND ASSOCIATED CONTRACTS (Updated and effective as of October 13, 2022)
Protective Variable Life Separate Account • April 25th, 2023

This Schedule A to the Participation Agreement dated April 1, 2017 is updated and effective as of October 13, 2022 and replaces all prior versions of this Schedule A.

PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUND II, FIDELITY DISTRIBUTORS CORPORATION and PROTECTIVE LIFE INSURANCE COMPANY
Protective Variable Life Separate Account • April 20th, 2001 • Massachusetts

THIS AGREEMENT, made and entered into as of the 1st day of November 2000 by and among PROTECTIVE LIFE INSURANCE COMPANY, (hereinafter the "Company"), a Tennessee corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account"), and the VARIABLE INSURANCE PRODUCTS FUND II, an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter the "Fund") and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the "Underwriter"), a Massachusetts corporation.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

THIS AMENDMENT TO PARTICIPATION AGREEMENT (this “Amendment”) is made as of the 15th day of December, 2022, by and among PROTECTIVE LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Tennessee (the “Company”), acting herein for and on behalf of itself and on behalf of each segregated asset account set forth in Schedule A to the Participation Agreement between the parties (the “Accounts”); SCHWAB ANNUITY PORTFOLIOS, a Massachusetts business trust (the “Fund”), and CHARLES SCHWAB & CO., INC., a California corporation (“Distributor”, and together with the Fund, “Schwab”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

THIS AMENDMENT TO PARTICIPATION AGREEMENT (this “Amendment”) is made as of the 21st day of September, 2022, by and among PROTECTIVE LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Tennessee (the “Company”), acting herein for and on behalf of itself and on behalf of each segregated asset account set forth in Schedule A to the Participation Agreement between the parties (the “Separate Accounts”); PUTNAM VARIABLE TRUST (“Trust”), a Massachusetts business trust, and PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP (“Underwriter”, and together with the Trust, “Putnam”), a Massachusetts limited partnership.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 25th, 2023 • Protective Variable Life Separate Account

THIS AMENDMENT TO PARTICIPATION AGREEMENT (this “Amendment”) is made as of the 15th day of September, 2022, by and among PROTECTIVE LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Tennessee (the “Company”), acting herein for and on behalf of itself and on behalf of each segregated asset account set forth in Schedule A to the Participation Agreement between the parties (the “Separate Accounts”); NORTHERN LIGHTS VARIABLE TRUST, an open-end management investment company organized as a Delaware business trust (the “Trust”).

VARIABLE LIFE INSURANCE POLICY
Protective Variable Life Separate Account • February 25th, 2014

This is a legal contract (the “Policy”) between the Owner (also referred to as “you” or “your”) and Protective Life Insurance Company (also referred to as “the Company”, “we”, “us”, or “our”). Please read it carefully.

PROTECTIVE LIFE INSURANCE COMPANY
Read  the  contract • September 16th, 2022 • Protective Variable Life Separate Account

This is a legal contract (the "Policy") between the Owner (also referred to as "you" or "your") and Protective Life Insurance Company (also referred to as "the Company", "we", "us", or "our"). Please read it carefully.

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Amendment No. 2 to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Distributors, LLC Protective Life Insurance Company Investment Distributors, Inc.
Protective Variable Life Separate Account • April 25th, 2023

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin Distributors, LLC, Protective Life Insurance Company and Investment Distributors, Inc., your distributor (collectively, the “Company” “you” or “your”), on your behalf and on behalf of certain Accounts, (all of the preceding individually a “Party”, collectively, the “Parties”) have previously entered into a Participation Agreement dated November 30, 2020, as amended (the “Agreement”). The Parties now desire to amend the Agreement by this amendment (the “Amendment”). Unless otherwise indicated, the terms defined in the Agreement shall have the same meaning in this Amendment.

SECOND AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • August 6th, 2021 • Protective Variable Life Separate Account • Tennessee

This Amendment (this “Amendment”) dated September 1, 2020 amends the Fund Participation Agreement dated July 1, 2017, (the “Agreement”) made by and among Protective Life Insurance Company, a life insurance company organized under the laws of the State of Tennessee, (the “Company”) on behalf of its separate accounts and associated contracts listed on Schedule A to the Agreement, and Northern Lights Variable Trust (the “Trust”) on behalf of its series listed on Schedule B to the Agreement.

UNDERWRITING AGREEMENT
Underwriting Agreement • July 19th, 2019 • Protective Variable Life Separate Account • Tennessee

This UNDERWRITING AGREEMENT (“Agreement”) is entered into on this day of , 1995, between Protective Life Insurance Company a life insurance company organized and existing under the laws of the State of Tennessee, for itself and on behalf of the Protective Variable Life Separate Account (“Protective”) and Investment Distributors, Inc. (“IDI”), a broker-dealer organized and existing under the laws of the State of Tennessee.

VARIABLE LIFE INSURANCE POLICY
Protective Variable Life Separate Account • July 19th, 2019

This is a legal contract (the “Policy”) between the Owner (also referred to as “you” or “your”) and Protective Life Insurance Company (also referred to as “the Company”, “we”, “us”, or “our”). Please read it carefully.

VARIABLE LIFE INSURANCE POLICY
Policy Number • July 7th, 2014 • Protective Variable Life Separate Account

This is a legal contract (the “Policy”) between the Owner (also referred to as “you” or “your”) and Protective Life Insurance Company (also referred to as “the Company”, “we”, “us”, or “our”). Please read it carefully.

PL01-[###]-[01]-00 [YEARLY][MONTHLY] RENEWABLE TERM REINSURANCE AGREEMENT between PROTECTIVE LIFE INSURANCE COMPANY Brentwood, Tennessee with principal administrative offices in Birmingham, Alabama (hereinafter called the “Ceding Company”) and [INSERT...
Renewable Term Reinsurance Agreement • April 27th, 2009 • Protective Variable Life Separate Account • Tennessee

THIS [YEARLY][MONTHLY] RENEWABLE TERM REINSURANCE AGREEMENT (“Agreement”) is made and entered into on , 20 , by and between PROTECTIVE LIFE INSURANCE COMPANY (“Ceding Company”) and [insert name of reinsurer — all caps] (“Reinsurer”), together referred to as the “Parties.”

AMENDMENT No. 1 to PARTICIPATION AGREEMENT
Participation Agreement • October 30th, 2019 • Protective Variable Life Separate Account • New York

This Amendment No. 1, dated as of November 1, 2019 (“Amendment No. 1”), to the Agreement (as defined herein) is by and among Vanguard Variable Insurance Fund, The Vanguard Group, Inc., Vanguard Marketing Corporation and Protective Life Insurance Company (each a Party, and collectively, the “Parties”).

AMENDMENT I TO THE UNDERWRITING AGREEMENT DATED DECEMBER , 1995 AMONG PROTECTIVE LIFE INSURANCE COMPANY AND INVESTMENT DISTRIBUTORS, INC.
Underwriting Agreement • July 19th, 2019 • Protective Variable Life Separate Account

WHEREAS, Protective Life Insurance Company (“Protective”) and Investment Distributors, Inc. (“IDI”) have entered into an Underwriting Agreement, dated December , 1995, (the “Agreement”), providing, amongst other things, for IDI to act as principal underwriter in connection with the offers and sales of certain individual flexible premium variable and fixed life insurance policies (“Flexible Premium Policies”) to be offered by Protective;

Agreement No. AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT between PROTECTIVE LIFE INSURANCE COMPANY and [INSERT REINSURER’S FULL LEGAL NAME — ALL CAPS] [insert Reinsurer’s City and State of domicile — initial caps] This...
Monthly Renewable Term Reinsurance Agreement • July 19th, 2019 • Protective Variable Life Separate Account • Tennessee

THIS AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT (“Agreement”) is made and entered into on , 20 , by and between PROTECTIVE LIFE INSURANCE COMPANY (“Ceding Company”) and [insert name of reinsurer — all caps] (“Reinsurer”), together referred to as the “Parties.”

PARTICIPATION AGREEMENT Among VANGUARD VARIABLE INSURANCE FUND and THE VANGUARD GROUP, INC. and VANGUARD MARKETING CORPORATION and PROTECTIVE LIFE INSURANCE COMPANY
Participation Agreement • April 27th, 2017 • Protective Variable Life Separate Account • Pennsylvania

THIS AGREEMENT, made and entered into as of the 1st day of April, 2017, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the “Fund”), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the “Sponsor”), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the “Distributor”), a Pennsylvania corporation, and PROTECTIVE LIFE INSURANCE COMPANY (hereinafter the “Company”), a Tennessee insurance company, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding RULE 498A And FUND DISCLOSURE DOCUMENTS
Participation Agreement • August 8th, 2022 • Protective Variable Life Separate Account

2017, as amended August 23, 2019 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of March 22, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), and the Trust, on behalf of each Fund listed on the Amended and Restated Schedule B to the Participation Agreement (the “Portfolios”) (collectively, the “Parties”).

Amendment No. 1 to Fund Participation and Service Agreement between Protective Life Insurance Company American Funds Distributors, Inc. American Funds Service Company Capital Research and Management Company and American Funds Insurance Series
Protective Variable Life Separate Account • October 30th, 2019

Protective Life Insurance Company (“Insurance Company”), on its behalf and on behalf of certain segregated asset accounts of the Insurance Company, American Funds Distributors, Inc., American Funds Service Company, Capital Research and Management and American Funds Insurance Series, have previously entered into a Fund Participation and Service Agreement dated June 18, 2015 (as amended to date, the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

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