Kansas City Life Variable Annuity Separate Account Sample Contracts

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ANNUITANT CONTRACT NUMBER JOHN A. DOE 9999999
Kansas City Life Variable Annuity Separate Account • December 20th, 2000
Amended and Restated Participation Agreement as of May 1, 2009 Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Kansas City Life Insurance Company Sunset Financial Services, Inc. CONTENTS
Participation Agreement • April 27th, 2010 • Kansas City Life Variable Annuity Separate Account • California

As provided by Schedule C of the Agreement, this Notice proposes to Franklin Templeton Variable Insurance Products Trust, and Franklin/Templeton Distributors, Inc. the addition as of the offering date(s) listed below of the following Portfolios as additional investment options listed on Schedule C:

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 27th, 2023 • Kansas City Life Variable Annuity Separate Account

THIS AGREEMENT, made as of May 1, 2023, by and between LINCOLN VARIABLE INSURANCE PRODUCTS TRUST, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), LINCOLN FINANCIAL DISTRIBUTORS, INC., a Connecticut corporation (“Distributor”), LINCOLN FINANCIAL INVESTMENTS CORPORATION, a Tennessee corporation (“Adviser”), and KANSAS CITY LIFE INSURANCE COMPANY (“Company”), a life insurance company organized under the laws of the State of MISSOURI.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 27th, 2012 • Kansas City Life Variable Annuity Separate Account • New York

THIS AGREEMENT is made as of February 22, 2012, between Northern Lights Variable Trust, an open-end management investment company organized as a Delaware business trust (the "Trust"), and Kansas City Life Insurance Company, a life insurance company organized under the laws of the State of Missouri (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as the parties hereto may amend it from time to time (the "Accounts") (individually, a "Party", and collectively, the "Parties").

FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 26th, 2016 • Kansas City Life Variable Annuity Separate Account • Delaware

Kansas City Life Insurance Company ("Insurance Company"), for itself and on behalf of one or more separate accounts of the Insurance Company ("Separate Accounts"), American Funds Distributors, Inc. ("AFD"), American Funds Service Company ("Transfer Agent"), Capital Research and Management Company ("CRMC"), and the American Funds Insurance Series (the "Series"), an open-end investment company for which AFD, CRMC and Transfer Agent provide services and which is divided into funds (hereinafter collectively called the "Funds" and, individually, a "Fund"), for good and valuable consideration, hereby agree on this 13th day of April 2016, that Class 2 or P2 shares of the Funds ("Class 2 or P2 Shares" together the "shares") shall be made available to serve as underlying investment media for certain variable annuity contracts (hereinafter called "Contract(s)"; holders of such Contracts hereinafter called "Contractholder(s)") to be offered by the Insurance Company subject to the following provis

REVISED EXHIBIT B TO FUND PARTICIPATION AGREEMENT DATED June 22, 1995 EFFECTIVE AS OF August 29, 2000
Fund Participation Agreement • August 28th, 2000 • Kansas City Life Variable Annuity Separate Account
BUSINESS AGREEMENT
Business Agreement • April 26th, 2016 • Kansas City Life Variable Annuity Separate Account • Delaware

This Agreement is entered into as of the 13th day of April, 2016 (the "Effective Date") by and among Kansas City Life Insurance Company ("Insurance Company"), a life insurance company organized under the laws of the State of Missouri (on behalf of itself and certain of its separate accounts); Sunset Financial Services, Inc. (the "Distributor"), a corporation organized under the laws of the State of Missouri; American Funds Distributors, Inc. ("AFD"), a corporation organized under the laws of the State of California; and Capital Research and Management Company ("CRMC"), a corporation organized under the laws of the State of Delaware.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 27th, 2010 • Kansas City Life Variable Annuity Separate Account • Pennsylvania

This AGREEMENT is made this 6 day of May, 2009, by and between Kansas City Life Ins Co (the "Insurer"), a life insurance company domiciled in Missouri, on its behalf and on behalf of certain segregated asset accounts of the Insurer listed on Exhibit A to this Agreement (the "Separate Accounts"); Federated Insurance Series (the "Investment Company"), a Massachusetts business trust; and Federated Securities Corp. (the "Distributor"), a Pennsylvania corporation.

Amendment to Participation Agreement
Participation Agreement • May 1st, 2014 • Kansas City Life Variable Annuity Separate Account

Franklin Templeton Variable Insurance Products Trust (the "Trust"), Franklin/Templeton Distributors, Inc. (the "Underwriter," and together with the Trust, "we," "our," or "us"), Kansas City Life Insurance Company, and Sunset Financial Services, Inc., your distributor (collectively, the "Company" "you" or "your"), on your behalf and on behalf of certain Accounts, (individually a "Party", collectively, the "Parties") have previously entered into a Participation Agreement dated May 1, 2009, as amended(the "Agreement"). The parties now desire to amend the Agreement by this amendment (the "Amendment"). Unless otherwise indicated, the terms defined in the Agreement shall have the same meaning in this Amendment.

Flexible Premium Variable Annuity Contract - Nonparticipating Insured John Doe Policy Number 123456789 Agency 0123
Kansas City Life Variable Annuity Separate Account • August 27th, 2002

Annuity proceeds payable at maturity date. Death proceeds payable in event of death of Annuitant prior to maturity date. Flexible premiums payable until maturity date or prior death of Annuitant.

Insured John A. Doe Flexible Premium Variable Annuity Contract - Nonparticipating Contract Number 9999999 Agency 0001
Kansas City Life Variable Annuity Separate Account • April 29th, 2011

Annuity proceeds payable at maturity date. Death proceeds payable in event of death of Annuitant prior to maturity date. Flexible premiums payable until maturity date or prior death of Annuitant.

AMERICAN FUNDS RULE 22c-2 AGREEMENT
American Funds Rule • April 26th, 2016 • Kansas City Life Variable Annuity Separate Account

WHEREAS, American Funds Service Company ("AFS") serves as transfer agent for the American Funds group of mutual funds (the "Funds");

AMENDMENT TO FUND PARTICIPATION AGREEMENT AMONG FEDERATED SECURITIES CORP., FEDERATED INSURANCE SERIES, and KANSAS CITY LIFE INSURANCE COMPANY
Fund Participation Agreement • April 27th, 2010 • Kansas City Life Variable Annuity Separate Account

For good and valuable consideration, the receipt of which is hereby acknowledged, the parties agree to amend the Fund Participation Agreement, dated 5-6, 2009 (the “Agreement”) among Federated Securities Corp., Federated Insurance Series, and Kansas City Life Insurance Company as follows, effective as of the date of the Agreement.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2018 • Kansas City Life Variable Annuity Separate Account

This will amend the Participation Agreements listed below (collectively, the "Agreement") between Kansas City Life Insurance Company ("Institution") and Fidelity Distributors Corporation ("FDC) and is effective as of June 9, 2017. Terms used herein and not otherwise defined are used with the meaning given them in the Agreement.

ASSIGNMENT AND ASSUMPTION AGREEMENT
Assignment and Assumption Agreement • April 29th, 2011 • Kansas City Life Variable Annuity Separate Account

THIS ASSIGNMENT AND ASSUMPTION AGREEMENT (the “Agreement”) is made as of March 7, 2011 by and among Kansas City Life Insurance Company (“Kansas City Life”), Columbia Management Investment Advisers, LLC (formerly named RiverSource Investments, LLC, and successor to Seligman Advisors, Inc.) (“Columbia”), Seligman Portfolios, Inc. and RiverSource Variable Series Trust.

ASSIGNMENT AND ASSUMPTION AGREEMENT
Assignment and Assumption Agreement • April 29th, 2011 • Kansas City Life Variable Annuity Separate Account

THIS ASSIGNMENT AND ASSUMPTION AGREEMENT (the “Agreement”) is made as of March 7, 2011 by and among Kansas City Life Insurance Company (“Kansas City Life”), Seligman Portfolios, Inc., Columbia Management Investment Advisers, LLC (formerly named RiverSource Investments, LLC, and successor to Seligman Advisors, Inc.) (“Columbia”), and Columbia Funds Variable Insurance Trust.

FIRST AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2010 • Kansas City Life Variable Annuity Separate Account

Kansas City Life Insurance Company, Variable Insurance Products Fund, Variable Insurance Products Fund II And Variable Insurance Products Fund III Variable Insurance Products Fund IV, and Variable Insurance Products V and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated February 11, 2007, as amended, by doing the following:

NOVATION AGREEMENT
Novation Agreement • April 27th, 2010 • Kansas City Life Variable Annuity Separate Account

THIS NOVATION AGREEMENT (this “Agreement”), dated as the Effective Time (as defined herein), by and among American Century Investment Services, Inc., the distributor (“Distributor”) of the American Century family of mutual funds (the “funds”), American Century Services, LLC, the transfer agent (“Transfer Agent”) of the Funds, and Kansas City Life Insurance Company (“Company”).

Contract
Kansas City Life Variable Annuity Separate Account • April 29th, 2011

Insured John Doe Flexible Premium Variable Annuity Contract - Nonparticipating Contract Number 9999999 Agency 0123 Annuity proceeds payable at maturity date. Death proceeds payable in event of death of Annuitant prior to maturity date. Flexible premiums payable until maturity date or prior death of Annuitant. The contract value of this contract may increase or decrease daily depending on the investment experience of the subaccounts. There is no guaranteed minimum contract value. Kansas City Life Insurance Company will pay the proceeds of this contract according to the provisions on this and the following pages, all of which are part of this contract. This contract is a legal contract between you and Kansas City Life Insurance Company. READ YOUR CONTRACT CAREFULLY. Signed for Kansas City Life Insurance Company, a stock company, at its Home Office, 3520 Broadway, PO Box 219139, Kansas City, MO 64121-9139. Secretary President 10-Day Right To Examine Contract Please examine this contract c

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DISTRIBUTION AND SHAREHOLDER SERVICES AGREEMENT
Distribution and Shareholder Services Agreement • April 27th, 2012 • Kansas City Life Variable Annuity Separate Account

This Agreement, effective as of February 22, 2012, is between Kansas City Life Insurance Company, a life insurance company organized under the laws of the State of Missouri (the “Company”) and Northern Lights Variable Trust, an open-end management investment company organized as a Delaware business trust (the "Trust"), and is intended to supplement the Participation Agreement dated February 22, 2012 by and between the Company and the Trust.

Contract
Kansas City Life Variable Annuity Separate Account • April 29th, 2011

Insured John Doe Flexible Premium Variable Annuity Contract - Nonparticipating Contract Number 9999999 Agency 0123 Annuity proceeds payable at maturity date. Death proceeds payable in event of death of Annuitant prior to maturity date. Flexible premiums payable until maturity date or prior death of Annuitant. The contract value of this contract may increase or decrease daily depending on the investment experience of the subaccounts. There is no guaranteed minimum contract value. Kansas City Life Insurance Company will pay the proceeds of this contract according to the provisions on this and the following pages, all of which are part of this contract. This contract is a legal contract between you and Kansas City Life Insurance Company. READ YOUR CONTRACT CAREFULLY. Signed for Kansas City Life Insurance Company, a stock company, at its Home Office, 3520 Broadway, PO Box 219139, Kansas City, MO 64121-9139. Secretary President 10-Day Right To Examine Contract Please examine this contract c

Contract
Insured • March 1st, 2010 • Kansas City Life Variable Annuity Separate Account

Insured [John A. Doe] Single Premium Variable Annuity Contract - Nonparticipating Contract Number [9999999] Agency [0001] Annuity proceeds payable at maturity date. Death proceeds payable in event of death of Annuitant prior to maturity date. The contract value of this contract may increase or decrease daily depending on the investment experience of the subaccounts. There is no guaranteed minimum contract value. Kansas City Life Insurance Company will pay the proceeds of this contract according to the provisions on this and the following pages, all of which are part of this contract. This contract is a legal contract between you and Kansas City Life Insurance Company. READ YOUR CONTRACT CAREFULLY. Signed for Kansas City Life Insurance Company, a stock company, at its Home Office, 3520 Broadway, PO Box 219139, Kansas City, MO 64121-9139. Secretary President 10-Day Right To Examine Contract Please examine this contract carefully. If you are not satisfied, you may return the contract to u

Amendment No. 1 to Amended and Restated Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Kansas City Life Insurance Company Sunset Financial Services, Inc.
Participation Agreement • April 29th, 2011 • Kansas City Life Variable Annuity Separate Account

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), Kansas City Life Insurance Company (the “Company” or “you”), and Sunset Financial Services, Inc., your distributor, on your behalf and on behalf of certain Accounts, have previously entered into an Amended and Restated Participation Agreement dated May 1, 2009 (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”). Unless otherwise indicated, the terms defined in the Agreement shall have the same meaning in this Amendment.

Amendment to Fund Participation Agreement
Fund Participation Agreement • April 29th, 2011 • Kansas City Life Variable Annuity Separate Account

This Amendment is to the Fund Participation Agreement dated March 24, 1997, as amended, (“Agreement”) between KANSAS CITY LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Missouri (“Insurance Company"), on behalf of itself and on behalf of the Separate Account, as defined in Paragraph 1.12 of the Agreement, and each Participating Fund (as defined in the Agreement). All capitalized terms used herein and not otherwise defined shall have the meaning ascribed to such term in the Agreement.

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 27th, 2023 • Kansas City Life Variable Annuity Separate Account

This ADMINISTRATIVE SERVICES AGREEMENT (“Agreement”) made as of May 1, 2023, is by and between LINCOLN FINANCIAL INVESTMENTS CORPORATION, a Tennessee corporation (“Adviser”) and KANSAS CITY LIFE INSURANCE COMPANY (“Company”), a life insurance company organized under the laws of the State of MISSOURI (“Company”).

AMENDMENT No. 5 to FUND PARTICIPATION AGREEMENT REGARDING INSURANCE COMPANY PRINTING/DISTRIBUTION OF FUND MATERIALS
Fund Participation Agreement • April 26th, 2016 • Kansas City Life Variable Annuity Separate Account

THIS AMENDMENT ("Amendment") is effective August 1, 2015, by and between KANSAS CITY LIFE INSURANCE COMPANY (the "Company"), AMERICAN CENTURY INVESTMENT SERVICES, INC. ("Distributor") and AMERICAN CENTURY SERVICES, LLC ("Transfer Agent" and collectively with Distributor, "American Century").

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