Habersham Bancorp Sample Contracts

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EXHIBIT 10.6
Option Agreement • August 13th, 1998 • Habersham Bancorp • State commercial banks • Georgia
AND
Agreement and Plan of Share Exchange • February 28th, 2005 • Habersham Bancorp • State commercial banks • Georgia
TERMINATION AND WAIVER AGREEMENT
Termination and Waiver Agreement • September 24th, 2009 • Habersham Bancorp • State commercial banks • Georgia

THIS TERMINATION AND WAIVER AGREEMENT (this “Termination Agreement”) is made and entered into as of this 19th day of September, 2009 (the “Effective Date”) by and between HABERSHAM BANK (the “Bank”), and JAMES A. STAPLETON, JR., a resident of the State of Georgia (the “Director”).

STOCK PURCHASE AGREEMENT
Stock Purchase Agreement • June 30th, 2009 • Habersham Bancorp • State commercial banks • Georgia

This Stock Purchase Agreement (this “Agreement”) is made and entered into this 25th day of June, 2009, by and among Habersham Bancorp, a Georgia corporation (the “Company”), and Thomas A. Arrendale, III, an individual resident of the State of Georgia (the “Purchaser”).

HABERSHAM BANCORP SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT
Supplemental Executive Retirement Plan Agreement • January 11th, 2008 • Habersham Bancorp • State commercial banks • Georgia

THIS SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT (the “Agreement”) is adopted effective as of this 1st day of January, 2008, by and between HABERSHAM BANCORP, a Georgia corporation, and BONNIE BOWLING (the “Executive”).

TERMINATION AND WAIVER AGREEMENT
Termination and Waiver Agreement • September 14th, 2009 • Habersham Bancorp • State commercial banks • Georgia

THIS TERMINATION AND WAIVER AGREEMENT (this “Termination Agreement”) is made and entered into as of this 8th day of September, 2009 (the “Effective Date”) by and between HABERSHAM BANCORP (the “Company”), the parent company of HABERSHAM BANK (the “Bank”) and BONNIE BOWLING, a resident of the State of Georgia (the “Executive”).

HABERSHAM BANK SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT
Supplemental Executive Retirement Plan Agreement • January 11th, 2008 • Habersham Bancorp • State commercial banks • Georgia

THIS SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN AGREEMENT (the “Agreement”) is adopted effective as of this 1st day of January, 2008, by and between HABERSHAM BANK, a state-chartered commercial bank located in Clarkesville, Georgia (the “Bank”) and EDWARD D. ARIAIL (the “Executive”).

EXCHANGE AGREEMENT
Exchange Agreement • June 30th, 2009 • Habersham Bancorp • State commercial banks • Georgia

This Exchange Agreement (this “Agreement”) is made and entered into this 25th day of June, 2009, by and among Habersham Bancorp, a Georgia corporation (the “Company”), and Fieldale Farms Corporation, a Georgia corporation (“Fieldale”).

TERMINATION AND WAIVER AGREEMENT
Termination and Waiver Agreement • September 14th, 2009 • Habersham Bancorp • State commercial banks • Georgia

THIS TERMINATION AND WAIVER AGREEMENT (this “Termination Agreement”) is made and entered into as of this 8th day of September, 2009 (the “Effective Date”) by and between HABERSHAM BANK, a Georgia state bank (the “Bank”), and EDWARD D. ARIAIL, a resident of the State of Georgia (the “Executive”).

HABERSHAM BANCORP SPLIT DOLLAR AGREEMENT AND COLLATERAL ASSIGNMENT Summary of Material Terms Specific to Each Executive
Split Dollar Agreement • March 30th, 2005 • Habersham Bancorp • State commercial banks • Georgia

THIS AGREEMENT made as of this 1st day of January, 1991, between HABERSHAM BANCORP, a Georgia corporation (hereinafter referred to as the “Corporation”), and ____________________ (hereinafter referred to as the “Insured”).

SUBSCRIPTION AGREEMENT
Subscription Agreement • March 13th, 2009 • Habersham Bancorp • State commercial banks • Georgia
WITNESSETH
Mortgage Banking Agreement • March 30th, 1998 • Habersham Bancorp • State commercial banks • Georgia
NON-QUALIFIED STOCK OPTION AGREEMENT PURSUANT TO HABERSHAM BANCORP OUTSIDE DIRECTORS STOCK OPTION PLAN
Non-Qualified Stock Option Agreement • March 30th, 2005 • Habersham Bancorp • State commercial banks • Georgia

THIS AGREEMENT is made as of the _____ day of _______________, 200__ (the “Grant Date”), by and between HABERSHAM BANCORP, a corporation organized and existing under the laws of the State of Georgia (the “Company”) and ____________________________ (the “Optionee”),

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