Variable Separate Account Sample Contracts

Variable Separate Account – Contract (December 15th, 2016)

AMERICAN GENERAL LIFE INSURANCE COMPANY [OPTIONAL] GUARANTEED LIVING BENEFIT ENDORSEMENT Notwithstanding any provision in the Contract to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail. Subject to the terms and conditions set forth herein this [optional] Guaranteed Living Benefit Endorsement provides for guaranteed income over the lifetime of the [Covered Person(s)]. You may take Withdrawals under the Guaranteed Living Benefit as prescribed by this Endorsement while this Endorsement is in effect. ENDORSEMENT DATA PAGE [COVERED PERSON(S)]: [John Doe Jane Doe] ENDORSEMENT EFFECTIVE DATE: [November 1, 2016] PURCHASE PAYMENT DOLLAR LIMIT: The sum of all Purchase Payments cannot exceed [$1,000,000] without prior Company approval. [PURCHASE PAYMENT RESTRICTION:Purchase Payments received on or after the [[first] Contract [Anniversary]] wi

Variable Separate Account – CONTRACT NUMBER [P9999999999] OWNER [JOHN DOE] [STATUTORY HOME OFFICE 2727-A ALLEN PARKWAY HOUSTON, TX 77019] [ANNUITY SERVICE CENTER P. O. BOX 15570 AMARILLO, TX 79105-5570] (December 14th, 2016)

AMERICAN GENERAL LIFE INSURANCE COMPANY agrees to provide benefits to the Owner in accordance with the provisions set forth in this Contract and in consideration of the Application and Purchase Payments We receive.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY RETURN OF PURCHASE PAYMENT DEATH BENEFIT ENDORSEMENT (December 14th, 2016)

This Endorsement is a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY OPTIONAL GUARANTEED LIVING BENEFIT ENDORSEMENT (December 14th, 2016)

Notwithstanding any provision in the Contract to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY INDIVIDUAL RETIREMENT ANNUITY ENDORSEMENT (December 14th, 2016)

This Endorsement amends the Contract or Certificate (“Contract”) to which it is attached so that it may qualify as an Individual Retirement Annuity (IRA) under Section 408(b) of the Internal Revenue Code (Code) and the Regulations under that Section. The endorsement may be amended from time to time to comply with changes in the Internal Revenue Code. The Owner or Participant (“Owner”) has the right to refuse to accept any such amendment; however, We shall not be held liable for any tax consequences incurred by the Owner as a result of such refusal. In the case of a conflict with any provision in the Contract including the terms of any other riders or endorsements to the Contract, the provisions of this Endorsement will control. The effective date of this Endorsement is the Contract Date shown on the Contract Data Page. The Contract is amended as follows:

Variable Separate Account – CONTRACT DATA PAGE (December 14th, 2016)
Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY STATE DEFERRED COMPENSATION PLAN ENDORSEMENT (December 14th, 2016)

This Endorsement forms a part of the Contract to which it is attached. The effective date of this Endorsement is the Contract Date shown on the Contract Data Page.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY OPTIONAL GUARANTEED LIVING BENEFIT ENDORSEMENT (December 14th, 2016)

Notwithstanding any provision in the Contract to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY ROTH INDIVIDUAL RETIREMENT ANNUITY ENDORSEMENT (December 14th, 2016)

This Endorsement amends the Contract or Certificate (“Contract”) to which it is attached so that it may qualify as a Roth Individual Retirement Annuity (“IRA”) under Section 408(A) of the Internal Revenue Code (“Code”) and Regulations under that Section. The Endorsement may be amended from time to time to comply with changes in the Internal Revenue Code. The Owner or Participant (“Individual”) has the right to refuse to accept any such amendment; however, We shall not be held liable for any tax consequences incurred by the Individual as a result of such refusal. In the case of a conflict with any provision in the Contract, including the terms of any other riders or endorsements to the Contract, the provisions of this Endorsement will control. The Contract is amended as follows:

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY INDIVIDUAL RETIREMENT ANNUITY ENDORSEMENT (December 14th, 2016)

This Endorsement amends the Contract or Certificate (“Contract”) to which it is attached so that it may qualify as an Individual Retirement Annuity (IRA) under Section 408(b) of the Internal Revenue Code (Code) and the Regulations under that Section. The endorsement may be amended from time to time to comply with changes in the Internal Revenue Code. The Owner or Participant (“Owner”) has the right to refuse to accept any such amendment; however, We shall not be held liable for any tax consequences incurred by the Owner as a result of such refusal. In the case of a conflict with any provision in the Contract, including the terms of any other riders or endorsements to the Contract, the provisions of this Endorsement will control. The effective date of this Endorsement is the Contract Date shown on the Contract Data Page. The Contract is amended as follows:

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY WITHDRAWAL CHARGE WAIVER ENDORSEMENT (December 14th, 2016)

Notwithstanding any provision in the Contract to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY PENSION AND PROFIT SHARING PLAN ENDORSEMENT (December 14th, 2016)

This Endorsement forms a part of the Contract to which it is attached. The effective date of this Endorsement is the Contract Date shown on the Contract Data Page.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY OPTIONAL GUARANTEED MINIMUM WITHDRAWAL BENEFIT MAXIMUM ANNIVERSARY VALUE EXTENSION ENDORSEMENT (April 29th, 2016)

Notwithstanding any provision in the Contract or Certificate (“Contract”) to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail. This Endorsement replaces your most recent Optional Guaranteed Minimum Withdrawal Benefit Maximum Anniversary Value Endorsement.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY [OPTIONAL] GUARANTEED LIVING BENEFIT ENDORSEMENT (April 29th, 2016)

Notwithstanding any provision in the Contract to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY OPTIONAL GUARANTEED MINIMUM WITHDRAWAL BENEFIT FOR TWO LIVES EXTENSION ENDORSEMENT (April 29th, 2016)

Notwithstanding any provision in the Contract or Certificate (“Contract”) to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail. This Endorsement replaces your most recent Optional Guaranteed Minimum Withdrawal Benefit For Two Lives Endorsement.

Variable Separate Account – CONTRACT NUMBER [P9999999999] OWNER [JOHN DOE] [STATUTORY HOME OFFICE 2727-A ALLEN PARKWAY HOUSTON, TX 77019] [ANNUITY SERVICE CENTER P. O. BOX 15570 AMARILLO, TX 79105-5570] (December 28th, 2015)

AMERICAN GENERAL LIFE INSURANCE COMPANY agrees to provide benefits to the Owner in accordance with the provisions set forth in this Contract and in consideration of the Application and Purchase Payments We receive.

Variable Separate Account – CONTRACT DATA PAGE (December 28th, 2015)
Variable Separate Account – CONTRACT DATA PAGE (December 28th, 2015)
Variable Separate Account – CONTRACT DATA PAGE (December 28th, 2015)
Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY RETURN OF PURCHASE PAYMENT OPTIONAL DEATH BENEFIT ENDORSEMENT (December 28th, 2015)

This Endorsement is a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail.

Variable Separate Account – CONTRACT DATA PAGE (December 28th, 2015)
Variable Separate Account – CONTRACT DATA PAGE (December 28th, 2015)
Variable Separate Account – CONTRACT DATA PAGE (April 30th, 2015)
Variable Separate Account – CONTRACT DATA PAGE (April 28th, 2015)
Variable Separate Account – CONTRACT DATA PAGE (April 28th, 2015)
Variable Separate Account – CONTRACT DATA PAGE (April 28th, 2015)
Variable Separate Account – CONTRACT DATA PAGE (April 28th, 2015)
Variable Separate Account – CONTRACT NUMBER [P9999999999] OWNER [JOHN DOE] [STATUTORY HOME OFFICE [ANNUITY SERVICE CENTER 2727-A ALLEN PARKWAY P. O. BOX 15570 HOUSTON, TX 77019] AMARILLO, TX 79105-5570] (November 3rd, 2014)

AMERICAN GENERAL LIFE INSURANCE COMPANY agrees to provide benefits to the Owner in accordance with the provisions set forth in this Contract and in consideration of the Application and Purchase Payments We receive.

Variable Separate Account – American General Life Insurance Company Address mail to: Regular Mail Overnight Mail Annuity Service Center P.O. Box 15570 1050 North Western Street Amarillo, TX 79105-5570 Amarillo, TX 79106-7011 1-800-445-7862 (November 3rd, 2014)

The Extended Legacy Program is a death claim settlement program that provides claimants of variable annuities the opportunity to defer the distribution of claim proceeds while retaining full discretionary access to them.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY RETURN OF PURCHASE PAYMENT [OPTIONAL] DEATH BENEFIT ENDORSEMENT (November 3rd, 2014)

This Endorsement is a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY OPTIONAL GUARANTEED MINIMUM WITHDRAWAL BENEFIT MAXIMUM ANNIVERSARY VALUE EXTENSION ENDORSEMENT (April 29th, 2013)

Notwithstanding any provision in the Contract or Certificate (“Contract”) to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail. This Endorsement replaces your most recent Optional Guaranteed Minimum Withdrawal Benefit Maximum Anniversary Value Endorsement.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY MAXIMUM ANNIVERSARY VALUE OPTIONAL DEATH BENEFIT ENDORSEMENT (April 29th, 2013)

Notwithstanding any provision in the Contract or Certificate (“Contract”) to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail. Capitalized terms used in this Endorsement have the same meaning as they have in the Contract.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY OPTIONAL GUARANTEED MINIMUM WITHDRAWAL BENEFIT MAXIMUM ANNIVERSARY VALUE EXTENSION ENDORSEMENT (April 29th, 2013)

Notwithstanding any provision in the Contract or Certificate (“Contract”) to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail. This Endorsement replaces your most recent Optional Guaranteed Minimum Withdrawal Benefit Maximum Anniversary Value Endorsement.

Variable Separate Account – RIDER (April 29th, 2013)

This Rider is made a part of the Certificate to which it is attached. All terms have the same meanings as in the Certificate.

Variable Separate Account – AMERICAN GENERAL LIFE INSURANCE COMPANY MAXIMUM ANNIVERSARY VALUE OPTIONAL DEATH BENEFIT ENDORSEMENT (April 29th, 2013)

Notwithstanding any provision in the Contract or Certificate (“Contract”) to the contrary, this Endorsement becomes a part of the Contract to which it is attached. Should any provision in this Endorsement conflict with the Contract, the provisions of this Endorsement will prevail. Capitalized terms used in this Endorsement have the same meaning as they have in the Contract.