EXHIBIT 1 HOUSEHOLD INTERNATIONAL, INC. HOUSEHOLD FINANCE CORPORATION 8.875% ADJUSTABLE CONVERSION-RATE EQUITY SECURITY UNITS Underwriting Agreement October 24, 2002 Goldman, Sachs & Co., 85 Broad Street, New York, New York 10004 Dear Sirs: Household...Household International Inc • October 30th, 2002 • Personal credit institutions • New York
SUBJECT: Amendment and Restatement of Employment Agreement Dated July 11, 1994 ----------------------------------------------------------- We wish you to remain in the employ of Household International, Inc. ("Household" or the "Corporation") and to...Household International Inc • November 13th, 1996 • Personal credit institutions
SUBJECT: AMENDMENT AND RESTATEMENT OF EMPLOYMENT AGREEMENT DATED JUNE 9, 1995 We wish you to remain in the employ of Household International, Inc. ("Household" or the "Corporation") and to provide you with fair and equitable treatment along with a...Household International Inc • March 20th, 1997 • Personal credit institutions
ARTICLE IWarrant Agreement • May 23rd, 1997 • Household International Inc • Personal credit institutions
CONFORMED COPY AMENDMENT NO. 1 TO RIGHTS AGREEMENT AMENDMENT No. 1 (this "Amendment"), dated as of November 13, 2002, to the Rights Agreement (the "Rights Agreement"), dated as of July 9, 1996, between HOUSEHOLD INTERNATIONAL, INC., a Delaware...Rights Agreement • November 14th, 2002 • Household International Inc • Personal credit institutions
EXHIBIT B 9,100,000 Shares HOUSEHOLD INTERNATIONAL, INC. Common Stock (Par Value $1.00 Per Share) UNDERWRITING AGREEMENTUnderwriting Agreement • June 20th, 1997 • Household International Inc • Personal credit institutions • New York
ANDHousehold International Inc • May 23rd, 1997 • Personal credit institutions • New York
HOUSEHOLD INTERNATIONAL, INC. 16,000,000 DEPOSITARY SHARES EACH REPRESENTING ONE-FORTIETH OF A SHARE OF 7.60% CUMULATIVE PREFERRED STOCK, SERIES 2002-A Underwriting Agreement March 18, 2002 Salomon Smith Barney Inc. UBS Warburg LLC A.G. Edwards &...Household International Inc • March 21st, 2002 • Personal credit institutions • New York
AND BNY MIDWEST TRUST COMPANY AS TRUSTEE. INDENTUREIndenture • December 16th, 2004 • HSBC Finance CORP • Personal credit institutions
ANDPledge Agreement • October 30th, 2002 • Household International Inc • Personal credit institutions • New York
EXHIBIT 10.11 STOCKHOLDER AGREEMENT --------------------- STOCKHOLDER AGREEMENT dated as of November 30, 1999 (this "Agreement"), among HOUSEHOLD INTERNATIONAL, INC., a Delaware corporation ("Household"), RENAISSANCE HOLDINGS, INC., an Oregon...Stockholder Agreement • December 28th, 1999 • Household International Inc • Personal credit institutions • Oregon
EXHIBIT 10.14 July 9, 1996 Mr. Gary D. Gilmer 2700 Sanders Road Prospect Heights, IL 60070 Dear Gary: SUBJECT: AMENDMENT AND RESTATEMENT OF EMPLOYMENT AGREEMENT DATED JULY 11, 1994 We wish you to remain in the employ of Household International, Inc....Household International Inc • March 30th, 1998 • Personal credit institutions
1 Exhibit 4.7 PREFERRED SECURITIES GUARANTEE AGREEMENT Household International, Inc. Dated as of __________, 2000 CROSS-REFERENCE TABLE*Preferred Securities Guarantee Agreement • May 26th, 2000 • Household International Inc • Personal credit institutions • Illinois
Exhibit 10.16 ------------- NON-COMPETITION AGREEMENT ------------------------- It is contemplated that Renaissance Holdings, Inc. ("RHI") will be merged into Renaissance Credit Services, Inc., a subsidiary of Household International, Inc....Non-Competition Agreement • December 28th, 1999 • Household International Inc • Personal credit institutions • Illinois
Exhibit 1 HOUSEHOLD INTERNATIONAL, INC. 18,700,000 SHARES OF COMMON STOCK Underwriting Agreement October 24, 2002 Goldman, Sachs & Co. 85 Broad Street New York, NY 10004 Dear Sirs: Household International, Inc., a Delaware corporation (the "Company"),...Household International Inc • October 29th, 2002 • Personal credit institutions • New York
EXHIBIT 10.13(a) EXECUTIVE COMPENSATION AND BENEFITS AGREEMENT Charles B. Engelberg The Executive 14542 Kruse Oaks Blvd. Lake Oswego, OR 97035 Renaissance Holdings, Inc. The Company 9400 SW Beaverton-Hillsdale Hwy. Beaverton, OR 97005-3363 1....Household International Inc • December 28th, 1999 • Personal credit institutions • Oregon
EXHIBIT 10.12(b) EMPLOYMENT AGREEMENT AGREEMENT by and between Household International, Inc., a company incorporated under the laws of Delaware (the "Company") and William F. Aldinger (the "Executive") dated as of the 14th day of November, 2002. The...Employment Agreement • March 25th, 2003 • Household International Inc • Personal credit institutions • Delaware
SUBJECT: Amendment and Restatement of Employment Agreement Dated July 11, 1994 ----------------------------------------------------------- We wish you to remain in the employ of Household International, Inc. ("Household" or the "Corporation") and to...Household International Inc • November 13th, 1996 • Personal credit institutions
SUBJECT: Amendment and Restatement of Employment Agreement Dated February 13, 1995 ----------------------------------------------------------- We wish you to remain in the employ of Household International, Inc. ("Household" or the "Corporation") and...Household International Inc • November 13th, 1996 • Personal credit institutions
EXHIBIT 4.5 HOUSEHOLD INTERNATIONAL, INC. AND THE BANK OF NEW YORK, AS PURCHASE CONTRACT AGENT PURCHASE CONTRACT AGREEMENT DATED AS OF OCTOBER 30, 2002 TABLE OF CONTENTSPurchase Contract Agreement • October 30th, 2002 • Household International Inc • Personal credit institutions • New York
Household Preferred Trust V and Household International, Inc.Underwriting Agreement • May 26th, 2000 • Household International Inc • Personal credit institutions • New York
SUBJECT: Amendment and Restatement of Employment Agreement Dated July 11, 1994 ----------------------------------------------------------- We wish you to remain in the employ of Household International, Inc. ("Household" or the "Corporation") and to...Household International Inc • May 14th, 1997 • Personal credit institutions
Exhibit 10.15 ------------- November , 1999 Irving J. Levin 9400 S.W. Beaverton-Hillsdale Highway Beaverton, OR 97005-3363 Dear Mr. Levin: SUBJECT: Employment Agreement ----------------------------- We wish you to accept employment with Renaissance...Household International Inc • December 28th, 1999 • Personal credit institutions • Illinois
SUBJECT: Amendment and Restatement of Employment Agreement Dated July 11, 1994 ----------------------------------------------------------- We wish you to remain in the employ of Household International, Inc. ("Household" or the "Corporation") and to...Household International Inc • November 13th, 1996 • Personal credit institutions
1 Exhibit 4.7 CAPITAL SECURITIES GUARANTEE AGREEMENT Household International, Inc. Dated as of __________, 2000 CROSS-REFERENCE TABLE*Securities Guarantee Agreement • April 4th, 2000 • Household International Inc • Personal credit institutions • Illinois
EXHIBIT 10.14(a) EXECUTIVE COMPENSATION AND BENEFITS AGREEMENTHousehold International Inc • December 28th, 1999 • Personal credit institutions • Oregon
1 AMENDMENT TO STOCK PURCHASE AGREEMENT ------------------------Stock Purchase Agreement • July 16th, 1997 • Household International Inc • Personal credit institutions • New York
Exhibit 4.5 AMENDED AND RESTATED INDENTURE FOR SENIOR DEBT SECURITIES DATED AS OF DECEMBER 15, 2004HSBC Finance CORP • December 16th, 2004 • Personal credit institutions
ARTICLE IWarrant Agreement • December 16th, 2004 • HSBC Finance CORP • Personal credit institutions
INDENTURE FOR SENIOR DEBT SECURITIES dated as of __________, 20___HSBC Finance CORP • December 16th, 2004 • Personal credit institutions
1 EXHIBIT 4.3 DECLARATION OF TRUST, dated as of March 21, 2000, between Household International, Inc., a Delaware corporation, as Sponsor, and Benjamin B. Moss, Jr., Dennis J. Mickey, and Wilmington Trust Company, a Delaware banking corporation, not...Household International Inc • March 22nd, 2000 • Personal credit institutions
STANDARD MULTIPLE-SERIES INDENTURE PROVISIONS FOR SENIOR DEBT SECURITIESHSBC Finance CORP • December 16th, 2004 • Personal credit institutions • New York
EXHIBIT 10.16(b) EMPLOYMENT AGREEMENT This Agreement, made and entered into as of November 14th, 2002 by and between Household International, Inc. (the "Company") and Sandra A. Derickson (the "Executive" and, together with the Company, the "Parties")....Employment Agreement • March 25th, 2003 • Household International Inc • Personal credit institutions • Illinois
UNDERWRITING AGREEMENTUnderwriting Agreement • April 4th, 2000 • Household International Inc • Personal credit institutions • New York
EXHIBIT 10.15(b) EMPLOYMENT AGREEMENT This Agreement, made and entered into as of November 14th, 2002 by and between Household International, Inc. (the "Company") and Kenneth M. Harvey (the "Executive" and, together with the Company, the "Parties")....Employment Agreement • March 25th, 2003 • Household International Inc • Personal credit institutions • Illinois
