Bridgecrest Lending Auto Securitization Trust 2025-3 Sample Contracts

BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3 AMENDED AND RESTATED TRUST AGREEMENT between BRIDGECREST AUTO FUNDING LLC, as the Depositor and WILMINGTON TRUST, NATIONAL ASSOCIATION, as the Owner Trustee Dated as of July 29, 2025
Trust Agreement • July 30th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT is made as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement” or this “Trust Agreement”) between BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company, as the depositor (the “Depositor”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association (not in its individual capacity, but solely in its capacity as owner trustee, together with its successors and assigns in such capacity, the “Owner Trustee”, and in its individual capacity, together with its successors and assigns in such capacity and any other Person that may serve as owner trustee, “Wilmington Trust”).

BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3 AMENDED AND RESTATED TRUST AGREEMENT between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, as the Grantor and WILMINGTON TRUST, NATIONAL ASSOCIATION, as the Grantor Trust Trustee...
Trust Agreement • July 25th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT is made as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement” or this “Grantor Trust Agreement”) between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, a Delaware statutory trust, as grantor (the “Grantor”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association, as grantor trust trustee (not in its individual capacity but solely in its capacity as grantor trust trustee, together with its successors and assigns in such capacity, the “Grantor Trust Trustee”, and in its individual capacity, together with its successors and assigns in such capacity and any other Person that may serve as Grantor Trust Trustee, “Wilmington Trust”).

BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3 AMENDED AND RESTATED TRUST AGREEMENT between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, as the Grantor and WILMINGTON TRUST, NATIONAL ASSOCIATION, as the Grantor Trust Trustee...
Trust Agreement • July 30th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT is made as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement” or this “Grantor Trust Agreement”) between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, a Delaware statutory trust, as grantor (the “Grantor”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association, as grantor trust trustee (not in its individual capacity but solely in its capacity as grantor trust trustee, together with its successors and assigns in such capacity, the “Grantor Trust Trustee”, and in its individual capacity, together with its successors and assigns in such capacity and any other Person that may serve as Grantor Trust Trustee, “Wilmington Trust”).

PURCHASE AGREEMENT
Purchase Agreement • July 30th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • New York

THIS PURCHASE AGREEMENT is made and entered into as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”) by BRIDGECREST ACCEPTANCE CORPORATION, an Arizona corporation (“BAC”), and BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company (the “Purchaser”).

ASSET REPRESENTATIONS REVIEW AGREEMENT Bridgecrest Lending Auto Securitization Trust 2025-3, as Issuer, Bridgecrest Lending Auto Securitization Grantor Trust 2025-3, as Grantor Trust, Bridgecrest Acceptance Corporation, as Sponsor and Servicer and...
Asset Representations Review Agreement • July 25th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • New York

This ASSET REPRESENTATIONS REVIEW AGREEMENT is made and entered into as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), by and between Bridgecrest Lending Auto Securitization Trust 2025-3, a Delaware statutory trust (the “Issuer”), Bridgecrest Lending Auto Securitization Grantor Trust 2025-3, a Delaware statutory trust (the “Grantor Trust”), Bridgecrest Acceptance Corporation, an Arizona corporation (in its capacity as sponsor, the “Sponsor”, and in its capacity as servicer, the “Servicer”), and Clayton Fixed Income Services LLC, a Delaware limited liability company (“Clayton”, and in its capacity as asset representations reviewer, the “Asset Representations Reviewer”).

PURCHASE AGREEMENT
Purchase Agreement • July 25th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • New York

THIS PURCHASE AGREEMENT is made and entered into as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”) by BRIDGECREST ACCEPTANCE CORPORATION, an Arizona corporation (“BAC”), and BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company (the “Purchaser”).

RECEIVABLES CONTRIBUTION AGREEMENT by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, as Issuer and BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3, as Grantor Trust Dated as of July 29, 2025
Receivables Contribution Agreement • July 25th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • New York

THIS RECEIVABLES CONTRIBUTION AGREEMENT, dated as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), is by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, a Delaware statutory trust (the “Issuer”) and BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3, a Delaware statutory trust (the “Grantor Trust”).

ASSET REPRESENTATIONS REVIEW AGREEMENT Bridgecrest Lending Auto Securitization Trust 2025-3, as Issuer, Bridgecrest Lending Auto Securitization Grantor Trust 2025-3, as Grantor Trust, Bridgecrest Acceptance Corporation, as Sponsor and Servicer and...
Asset Representations Review Agreement • July 30th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • New York

This ASSET REPRESENTATIONS REVIEW AGREEMENT is made and entered into as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), by and between Bridgecrest Lending Auto Securitization Trust 2025-3, a Delaware statutory trust (the “Issuer”), Bridgecrest Lending Auto Securitization Grantor Trust 2025-3, a Delaware statutory trust (the “Grantor Trust”), Bridgecrest Acceptance Corporation, an Arizona corporation (in its capacity as sponsor, the “Sponsor”, and in its capacity as servicer, the “Servicer”), and Clayton Fixed Income Services LLC, a Delaware limited liability company (“Clayton”, and in its capacity as asset representations reviewer, the “Asset Representations Reviewer”).

SALE AND SERVICING AGREEMENT by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, as Issuer BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3, as Grantor Trust BRIDGECREST AUTO FUNDING LLC, as Seller BRIDGECREST ACCEPTANCE...
Sale and Servicing Agreement • July 25th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • New York

THIS SALE AND SERVICING AGREEMENT, dated as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), is by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, a Delaware statutory trust (the “Issuer”), BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3, a Delaware statutory trust (the “Grantor Trust”), BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company, as seller (the “Seller”), BRIDGECREST ACCEPTANCE CORPORATION, an Arizona corporation (“BAC”), as servicer (in such capacity, the “Servicer”), COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, a national banking association, as standby servicer (the “Standby Servicer”), and as indenture trustee (the “Indenture Trustee”).

RECEIVABLES CONTRIBUTION AGREEMENT by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, as Issuer and BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3, as Grantor Trust Dated as of July 29, 2025
Receivables Contribution Agreement • July 30th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • New York

THIS RECEIVABLES CONTRIBUTION AGREEMENT, dated as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), is by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, a Delaware statutory trust (the “Issuer”) and BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3, a Delaware statutory trust (the “Grantor Trust”).

SALE AND SERVICING AGREEMENT by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, as Issuer BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3, as Grantor Trust BRIDGECREST AUTO FUNDING LLC, as Seller BRIDGECREST ACCEPTANCE...
Sale and Servicing Agreement • July 30th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • New York

THIS SALE AND SERVICING AGREEMENT, dated as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), is by and between BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3, a Delaware statutory trust (the “Issuer”), BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR TRUST 2025-3, a Delaware statutory trust (the “Grantor Trust”), BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company, as seller (the “Seller”), BRIDGECREST ACCEPTANCE CORPORATION, an Arizona corporation (“BAC”), as servicer (in such capacity, the “Servicer”), COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION, a national banking association, as standby servicer (the “Standby Servicer”), and as indenture trustee (the “Indenture Trustee”).

BRIDGECREST LENDING AUTO SECURITIZATION TRUST 2025-3 AMENDED AND RESTATED TRUST AGREEMENT between BRIDGECREST AUTO FUNDING LLC, as the Depositor and WILMINGTON TRUST, NATIONAL ASSOCIATION, as the Owner Trustee Dated as of July 29, 2025
Trust Agreement • July 25th, 2025 • Bridgecrest Lending Auto Securitization Trust 2025-3 • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT is made as of July 29, 2025 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement” or this “Trust Agreement”) between BRIDGECREST AUTO FUNDING LLC, a Delaware limited liability company, as the depositor (the “Depositor”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association (not in its individual capacity, but solely in its capacity as owner trustee, together with its successors and assigns in such capacity, the “Owner Trustee”, and in its individual capacity, together with its successors and assigns in such capacity and any other Person that may serve as owner trustee, “Wilmington Trust”).