Minnesota Life Individual Variable Universal Life Account Sample Contracts

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-------------------------------- Address Effective Date
Minnesota Life Individual Variable Universal Life Account • December 7th, 2007
AMONG
Participation Agreement • December 7th, 2007 • Minnesota Life Individual Variable Universal Life Account • Delaware
NUMBER XXX-X REINSURANCE AGREEMENT
Reinsurance Agreement • December 7th, 2007 • Minnesota Life Individual Variable Universal Life Account
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Minnesota Life Individual Variable Universal Life Account • December 7th, 2007
PARTICIPATION AGREEMENT Among and MINNESOTA LIFE INSURANCE COMPANY
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account • Maryland

THIS AGREEMENT, made and entered into as of this 6 day of April, 2022 by and among Minnesota Life Insurance Company (hereinafter, the “Company”), an insurance company, on its own behalf and on behalf of each segregated asset account of the Company (each account hereinafter referred to as the “Account”), and the undersigned funds, each, a corporation organized under the laws of Maryland (each hereinafter referred to as the “Fund”) and T. Rowe Price Investment Services, Inc. (hereinafter the “Underwriter”), a Maryland corporation.

AMONG
Participation Agreement • December 7th, 2007 • Minnesota Life Individual Variable Universal Life Account • Minnesota
-------------------------------- Address Effective Date
Minnesota Life Individual Variable Universal Life Account • December 7th, 2007
TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2015 • Minnesota Life Individual Variable Universal Life Account
FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2021 • Minnesota Life Individual Variable Universal Life Account • Delaware

THIS AGREEMENT is effective as of 05/01/2021 (the “Effective Date”), by and among each of BLACKROCK VARIABLE SERIES FUNDS, INC. AND BLACKROCK VARIABLE SERIES FUNDS II, Inc., each an open-end management investment company (each, the “Fund”), BLACKROCK INVESTMENTS, LLC (“BRIL” or the “Underwriter”), a broker-dealer registered as such under the Securities Exchange Act of 1934, as amended (the “1934 Act”), and MINNESOTA LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the state of Minnesota (the “Company”), on its own behalf and on behalf of each separate account of the Company set forth on Schedule A, as may be amended from time to time (each separate account hereinafter referred to individually as an “Account” and collectively as the “Accounts”).

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • February 23rd, 2022 • Minnesota Life Individual Variable Universal Life Account • Delaware

THIS AGREEMENT is effective as of May 1, 2021 (the “Effective Date”, between BLACKROCK ADVISORS, LLC (“BAL”) and MINNESOTA LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Minnesota (the “Insurer”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • February 23rd, 2022 • Minnesota Life Individual Variable Universal Life Account • Delaware

THIS AGREEMENT is effective as of 05/01/2021 (the “Effective Date”), by and among each of BLACKROCK VARIABLE SERIES FUNDS, INC. AND BLACKROCK VARIABLE SERIES FUNDS II, Inc., each an open-end management investment company (each, the “Fund”), BLACKROCK INVESTMENTS, LLC (“BRIL” or the “Underwriter”), a broker-dealer registered as such under the Securities Exchange Act of 1934, as amended (the “1934 Act”), and MINNESOTA LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the state of Minnesota (the “Company”), on its own behalf and on behalf of each separate account of the Company set forth on Schedule A, as may be amended from time to time (each separate account hereinafter referred to individually as an “Account” and collectively as the “Accounts”).

FORM OF DISTRIBUTION SUB-AGREEMENT
Form of Distribution Sub-Agreement • April 28th, 2021 • Minnesota Life Individual Variable Universal Life Account • Delaware

BLACKROCK VARIABLE SERIES FUNDS, INC. and BLACKROCK VARIABLE SERIES FUNDS II, INC. (each, the “Company”), each on behalf of its series as may be amended from time to time (the “Portfolios”), and Minnesota Life Insurance Company (the “Insurance Company”) mutually agree to the arrangements set forth in this Agreement (the “Agreement”) dated as of 05/01/2021.

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AMENDMENT TO FUND PARTICIPATION AGREEMENT (Institutional Shares)
Fund Participation Agreement • April 28th, 2021 • Minnesota Life Individual Variable Universal Life Account

Minnesota Life Insurance Company, a Minnesota life insurance company (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company as set forth on Schedule A, previously entered into a Fund Participation Agreement dated August 16, 2007 with Janus Aspen Series, an open-ended management investment company organized as a Delaware business trust (the “Trust”), and Janus Distributors LLC (the “Distributor”). The parties now desire to amend the Agreement by this Amendment (the “Amendment”) effective as of May 1, 2019.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

Minnesota Life Insurance Company, Variable Insurance Products Fund, Variable Insurance Products Fund II And Variable Insurance Products Fund III Variable Insurance Products Fund IV, and Variable Insurance Products Fund V and Fidelity Distributors Company LLC hereby amend the Participation Agreement (“Agreement”) March 15, 2007, as amended, by doing the following:

SECOND AMENDMENT TO FUND PARTICIPATION AGREEMENT (Institutional Shares)
Fund Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Second Amendment (the “Amendment”) is dated effective May 1, 2023, by and among Minnesota Life Insurance Company (the “Insurer”), Janus Aspen Series, an open-ended management investment company organized as a Delaware business trust (the “Trust”), and Janus Henderson Distributors US LLC, formerly Janus Distributors LLC, (the “Distributor”).

THIRD AMENDMENT TO PARTICIPATION AGREEMENT AMONG NORTHERN LIGHTS VARIABLE TRUST, NORTHERN LIGHTS DISTRIBUTORS, LLC, VALMARK ADVISERS, INC., AND MINNESOTA LIFE INSURANCE COMPANY
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Third Amendment is incorporated in and made a part of the Fund Participation Agreement (the “Agreement”) made effective as of the 1st day of May, 2023, by and among Minnesota Life Insurance Company (hereinafter the “Company”), on its own behalf and on behalf of one or more segregated asset accounts of the Company (hereinafter the “Account”), Northern Lights Variable Trust (hereinafter the “Trust”), Northern Lights Distributors, LLC (hereinafter the “Underwriter”) and ValMark Advisers, Inc. (hereinafter the “Adviser”). The following terms and conditions amend the terms of the Agreement and, in the case of any conflict between the terms and conditions of the Agreement and the terms and conditions of this Addendum, the language of this Addendum shall control and govern. All capitalized and abbreviated terms defined in the Agreement shall have the same definitions apply in this Addendum.

AMENDMENT NO. 9 TO FUND PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Amendment No. 9 to Fund Participation Agreement (the “Amendment”) is dated effective May 1, 2023, and is entered into by and among Minnesota Life Insurance Company, a Minnesota insurance company (the “Company”), ALPS Variable Investment Trust, a Delaware Statutory Trust (the “Trust” or the “Fund,” and each series of the Trust, as applicable, a “Portfolio” and collectively, the “Portfolios”), ALPS Advisors, Inc. a Colorado corporation, (“AAI”), and ALPS Portfolio Solutions Distributor, Inc. (“APSD”), a Colorado corporation.

Exhibit 99.26(d)(13) EARLY VALUES AGREEMENT =================================== ============================================= This agreement is a part of the policy to which it is attached and is subject to all its terms and conditions. WHAT DOES THIS...
Early Values Agreement • April 26th, 2018 • Minnesota Life Individual Variable Universal Life Account

This agreement is effective as of the original policy date of this policy unless a different effective date is shown on the policy data pages.

SCHEDULE A SEPARATE ACCOUNTS AND ASSOCIATED CONTRACTS (Amended effective as of May 1, 2023)
Separate Accounts and Associated Contracts • April 27th, 2023 • Minnesota Life Individual Variable Universal Life Account

This Schedule A to the Participation Agreement dated September 20, 2007, by and among the parties identified below is updated and effective as of May 1, 2023, and replaces all prior versions of this Schedule.

AUTOMATIC/FACULTATIVE YRT REINSURANCE AGREEMENT (hereinafter referred to as the “Agreement”) Between
Automatic/Facultative • November 8th, 2022 • Minnesota Life Individual Variable Universal Life Account
Exhibit 26(d)(5) TERM INSURANCE AGREEMENT This agreement is a part of the policy to which it is attached. It is subject to all the terms and conditions of the policy. WHAT DOES THIS AGREEMENT PROVIDE? This agreement provides additional term insurance...
Term Insurance Agreement • August 28th, 2012 • Minnesota Life Individual Variable Universal Life Account

The initial amount of term insurance is shown on the policy data pages. If we increase the death benefit of the policy to ensure that the policy remains qualified as life insurance under Section 7702 of the code, we will decrease the amount of term insurance by the amount of the increased death benefit on the policy.

EARLY VALUES AGREEMENT This agreement is a part of the policy to which it is attached and is subject to all its terms and conditions. WHAT DOES THIS AGREEMENT PROVIDE? This agreement waives any surrender charge that would otherwise apply under any...
Early Values Agreement • June 18th, 2008 • Minnesota Life Individual Variable Universal Life Account

This agreement is effective as of the original policy date of this policy unless a different effective date is shown on the policy data pages.

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