Beneficial Mutual Bancorp Inc Sample Contracts

FORM OF NON-STATUTORY STOCK OPTION AWARD AGREEMENT FOR THE BENEFICIAL MUTUAL BANCORP, INC. 2008 EQUITY INCENTIVE PLAN
Stock Option Award Agreement • July 3rd, 2008 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered
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LOAN AGREEMENT
Loan Agreement • March 14th, 2007 • Beneficial Mutual Bancorp Inc • Pennsylvania

THIS LOAN AGREEMENT (“Loan Agreement”) is made and entered into as of the ___ day of ______________, 2007, by and between the BENEFICIAL MUTUAL SAVINGS BANK EMPLOYEE STOCK OWNERSHIP PLAN TRUST (“Borrower”), a trust forming part of the Beneficial Mutual Savings Bank Employee Stock Ownership Plan (“ESOP”); and BENEFICIAL MUTUAL BANCORP, INC. (“Lender”), a corporation organized and existing under the laws of the United States of America.

FORM OF EMPLOYMENT AGREEMENT
Employment Agreement • March 14th, 2007 • Beneficial Mutual Bancorp Inc • Pennsylvania

THIS AGREEMENT (the “Agreement”), made this _____ day of _________, 2007, by and between BENEFICIAL MUTUAL BANCORP, INC., a Pennsylvania-chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a federally chartered savings bank (the “Bank”), and _____________ (the “Executive”).

TRUST AGREEMENT BETWEEN BENEFICIAL MUTUAL SAVINGS BANK AND FOR THE BENEFICIAL MUTUAL SAVINGS BANK EMPLOYEE STOCK OWNERSHIP PLAN TRUST Effective as of _______________, 2007
Trust Agreement • March 14th, 2007 • Beneficial Mutual Bancorp Inc • Pennsylvania

THIS TRUST AGREEMENT dated _____________, 2007 BETWEEN, Beneficial Mutual Savings Bank, with its administrative office at 510 Walnut Street, Philadelphia, Pennsylvania 19106 (hereinafter called the “Company”), and [_____________________] with its administrative office at [______________________] (hereinafter called the “Trustee”).

AMENDED AND RESTATED ANDREW J. MILLER EMPLOYMENT AGREEMENT
Employment Agreement • May 11th, 2009 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”), by and between BENEFICIAL MUTUAL BANCORP, INC., a federally-chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and ANDREW J. MILLER (the “Executive”) is hereby amended and restated in its entirety effective March 17, 2009. This Agreement was originally executed on January 7, 2008 (the “Effective Date”).

CHANGE IN CONTROL SEVERANCE AGREEMENT
Change in Control • February 27th, 2013 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (the “Agreement”) is entered into as of June 8, 2012, by and between BENEFICIAL MUTUAL SAVINGS BANK, a federally-chartered savings bank (the “Bank”) with its principal office at 510 Walnut Street, Philadelphia, PA 19106 and PAMELA M. CYR (the “Executive”) and BENEFICIAL MUTUAL BANCORP, INC., the holding company for the Bank (the “Company”), as guarantor.

GERARD P. CUDDY AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Employment Agreement • August 14th, 2007 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AMENDED AND RESTATED AGREEMENT (the “Agreement”), made this 13th day of July, 2007, by and between BENEFICIAL MUTUAL BANCORP, INC., a federally chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and GERARD P. CUDDY (the “Executive”).

AGREEMENT AND PLAN OF MERGER BY AND AMONG BENEFICIAL SAVINGS BANK MHC BENEFICIAL MUTUAL BANCORP, INC. AND BENEFICIAL MUTUAL SAVINGS BANK AND FMS FINANCIAL CORPORATION AND FARMERS AND MECHANICS BANK DATED AS OF OCTOBER 12, 2006
Agreement and Plan of Merger • July 18th, 2007 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT AND PLAN OF MERGER, dated as of October 12, 2006, by and among Beneficial Savings Bank, MHC, a federally chartered mutual holding company, Beneficial Mutual Bancorp, Inc., a federally chartered mid-tier holding company and wholly owned subsidiary of Beneficial MHC, Beneficial Mutual Savings Bank, a Pennsylvania-chartered savings bank and wholly owned subsidiary of Bancorp, FMS Financial Corporation, a New Jersey chartered corporation and savings and loan holding company, and Farmers and Mechanics Bank, a federally chartered savings bank and wholly owned subsidiary of FMS.

FORM OF BENEFICIAL MUTUAL SAVINGS BANK CHANGE IN CONTROL AGREEMENT
Change in Control Agreement • March 14th, 2007 • Beneficial Mutual Bancorp Inc • Pennsylvania

This AGREEMENT (“Agreement”) is hereby entered into as of __________, 2007, by and between BENEFICIAL MUTUAL SAVINGS BANK (the “Bank”), a Pennsylvania-chartered savings bank, with its principal offices at 510 Walnut Street, 19th Floor, Philadelphia, Pennsylvania 19106, ________________ (“Executive”), and BENEFICIAL MUTUAL BANCORP, INC. (the “Company”), the holding company of the Bank, as guarantor.

AMENDED AND RESTATED GERARD P. CUDDY EMPLOYMENT AGREEMENT
Employment Agreement • May 11th, 2009 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”), by and between BENEFICIAL MUTUAL BANCORP, INC., a federally-chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and GERARD P. CUDDY (the “Executive”) is hereby amended and restated in its entirety effective March 17, 2009. This Agreement was originally executed on January 7, 2008 (the “Effective Date”).

AMENDED AND RESTATED DENISE KASSEKERT EMPLOYMENT AGREEMENT
Denise Kassekert • May 11th, 2009 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”) by and between BENEFICIAL MUTUAL BANCORP, INC., a federally-chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and DENISE KASSEKERT (the “Executive”) is hereby amended and restated in its entirety effective March 17, 2009. This Agreement was originally executed on May 15, 2008 (the “Effective Date”).

AMENDMENT TO THE EMPLOYMENT AGREEMENT BY AND BETWEEN BENEFICIAL MUTUAL BANCORP, INC., BENEFICIAL MUTUAL SAVINGS BANK AND Robert J. Maines
Employment Agreement • August 1st, 2014 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AMENDMENT is adopted this 15th day of March, 2012, by and between BENEFICIAL MUTUAL BANCORP, INC., a federal corporation, BENEFICAL MUTUAL SAVINGS BANK, a Pennsylvania savings bank (the “Bank”), and Robert J. Maines (the “Executive”).

AMENDED AND RESTATED ROBERT J. BUSH EMPLOYMENT AGREEMENT
Agreement • May 11th, 2009 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”), by and between BENEFICIAL MUTUAL BANCORP, INC., a federally-chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and ROBERT J. BUSH (the “Executive”) is hereby amended and restated in its entirety effective March 17, 2009. This Agreement was originally executed on January 7, 2008 (the “Effective Date”).

THOMAS D. CESTARE EMPLOYMENT AGREEMENT
Employment Agreement • June 18th, 2010 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”), is made this 16th day of June, 2010, by and between BENEFICIAL MUTUAL BANCORP, INC., a federally chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and THOMAS D. CESTARE (the “Executive”).

FORM OF PERFORMANCE AWARD AGREEMENT FOR THE BENEFICIAL MUTUAL BANCORP, INC. 2008 EQUITY INCENTIVE PLAN
Beneficial Mutual Bancorp Inc • July 3rd, 2008 • Savings institution, federally chartered
ROBERT J. BUSH EMPLOYMENT AGREEMENT
Bush Employment Agreement • March 31st, 2008 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”), made this 7th day of January, 2008, (the “Effective Date”) by and between BENEFICIAL MUTUAL BANCORP, INC., a federally-chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and ROBERT J. BUSH (the “Executive”).

JAMES E. GOULD EMPLOYMENT AGREEMENT
Gould Employment Agreement • May 26th, 2011 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”), is made this 23rd day of May, 2011, by and between BENEFICIAL MUTUAL BANCORP, INC., a federally chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and JAMES E. GOULD (the “Executive”).

BENEFICIAL MUTUAL SAVINGS BANK ELECTIVE DEFERRED COMPENSATION PLAN AS AMENDED AND RESTATED EFFECTIVE AS OF JANUARY 1, 2004
Deferred Compensation Plan • March 14th, 2007 • Beneficial Mutual Bancorp Inc • Pennsylvania

The purpose of this Elective Deferred Compensation Plan (hereinafter referred to as the “Plan”) is to permit a select group of management or highly compensated employees of Beneficial Mutual Savings Bank (“the Employer”) to elect to defer compensation and to provide for the distribution of benefits at the time and in the manner described herein. The plan is designed to allow these employees to maximize their ability to save on a tax-deferred basis and providing such key employees those benefits that would have been available under the Beneficial Mutual Savings Bank Employees’ Savings Plan but have been curtailed by application of:

SENIOR MANAGEMENT AGREEMENT BY AND BETWEEN BENEFICIAL INSURANCE SERVICES, LLC AND ROBERT J. BUSH
Senior Management Agreement • March 14th, 2007 • Beneficial Mutual Bancorp Inc • Pennsylvania

SENIOR MANAGEMENT AGREEMENT (the “Agreement”), dated as of January 14, 2005, (the “Effective Date”) by and among Beneficial Insurance Services, LLC (the “Company”), Beneficial Mutual Savings Bank (“BSB”), solely as its obligations relate to Section 14 hereof, and Robert J. Bush (the “Executive”).

BENEFICIAL MUTUAL SAVINGS BANK EMPLOYMENT AGREEMENT
Beneficial Mutual Savings Bank • February 27th, 2013 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania
AMENDMENT TO AGREEMENT BENEFICIAL MUTUAL SAVINGS BANK EXECUTIVE SALARY CONTINUATION PLAN FOR ANDREW J. MILLER
Beneficial Mutual Bancorp Inc • May 11th, 2009 • Savings institution, federally chartered • Pennsylvania

The Agreement between BENEFICIAL MUTUAL SAVINGS BANK (hereinafter referred to as Bank) and Andrew J. Miller (hereinafter referred to as Employee), dated April 1, 2006, is amended this 31st day of December 2008.

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SEPARATION AGREEMENT AND GENERAL RELEASE
Separation Agreement and General Release • April 6th, 2010 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

This Separation Agreement and General Release (“Agreement”) is between Beneficial Mutual Bancorp, Inc., a federally chartered corporation (the “Company”), and Beneficial Mutual Savings Bank, a Pennsylvania chartered savings bank (the “Bank”) (the Bank and the Company are hereinafter referred to collectively as “Employer”), and Joseph F. Conners (“Employee”).

FORM OF RESTRICTED STOCK AWARD AGREEMENT FOR THE BENEFICIAL MUTUAL BANCORP, INC. 2008 EQUITY INCENTIVE PLAN
Beneficial Mutual Bancorp Inc • July 3rd, 2008 • Savings institution, federally chartered
Contract
Agreement • March 14th, 2007 • Beneficial Mutual Bancorp Inc • Pennsylvania

The Salary Continuation Agreements between Beneficial Mutual Savings Bank (the “Bank”) Joseph F. Conners, Paul R. Driscoll, Andrew Miller, George W. Nise and Robert W. Keddie, Jr. (collectively, the “Executives”) are substantially identical except that:

AGREEMENT AND PLAN OF MERGER By and Among BENEFICIAL MUTUAL BANCORP, INC., BENEFICIAL MUTUAL SAVINGS BANK, SE FINANCIAL CORP. AND ST. EDMOND’S FEDERAL SAVINGS BANK Dated as of December 5, 2011
Agreement and Plan of Merger • December 5th, 2011 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania
May 14, 2012
Beneficial Mutual Bancorp Inc • June 8th, 2012 • Savings institution, federally chartered • Pennsylvania

This is to memorialize the understanding we have reached regarding your separation from employment, which will be effective June 15, 2012 regardless of whether you sign this Agreement. By way of background, you entered into an employment agreement with Beneficial Mutual Bancorp, Inc. (the “Company”) and Beneficial Mutual Savings Bank (the “Bank”) which was amended and restated in its entirety effective March 17, 2009 and again amended May 20, 2010 (the “Employment Agreement”). Due to multiple reasons, you have decided to resign your employment and positions with the Company and the Bank.

SEPARATION AGREEMENT AND GENERAL RELEASE
Separation Agreement and General Release • May 13th, 2011 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

This Separation Agreement and General Release (“Agreement”) is between Beneficial Mutual Bancorp, Inc., a federally chartered corporation (the “Company”), and Beneficial Mutual Savings Bank, a Pennsylvania chartered savings bank (the “Bank”) (the Bank and the Company are hereinafter referred to collectively as “Employer”), and Andrew J. Miller (“Employee”).

BENEFICIAL MUTUAL SAVINGS BANK ELECTIVE DEFERRED COMPENSATION PLAN AS AMENDED AND RESTATED EFFECTIVE AS OF JANUARY 1, 2012
Beneficial Mutual Bancorp Inc • February 27th, 2013 • Savings institution, federally chartered • Pennsylvania

The purpose of this Elective Deferred Compensation Plan (hereinafter referred to as the “Plan”) is to permit a select group of management or highly compensated employees of Beneficial Mutual Savings Bank and its affiliates as described herein (the “Employer”) to elect to defer compensation and to provide for the distribution of benefits at the time and in the manner described herein. The Plan is designed to allow these employees to maximize their ability to save on a tax-deferred basis and providing such key employees those benefits that would have been available under the Beneficial Mutual Savings Bank Employees’ Savings and Stock Ownership Plan but have been curtailed by application of - -

JOSEPH F. CONNERS EMPLOYMENT AGREEMENT
Conners Employment Agreement • March 31st, 2008 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”), made this 7th day of January, 2008, (the “Effective Date”) by and between BENEFICIAL MUTUAL BANCORP, INC., a federally-chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and JOSEPH F. CONNERS (the “Executive”).

AMENDED AND RESTATED JOSEPH F. CONNERS EMPLOYMENT AGREEMENT
Agreement • May 11th, 2009 • Beneficial Mutual Bancorp Inc • Savings institution, federally chartered • Pennsylvania

THIS AGREEMENT (the “Agreement”), by and between BENEFICIAL MUTUAL BANCORP, INC., a federally-chartered corporation (the “Company”), BENEFICIAL MUTUAL SAVINGS BANK, a Pennsylvania chartered savings bank (the “Bank”), and JOSEPH F. CONNERS (the “Executive”) is hereby amended and restated in its entirety effective March 17, 2009. This Agreement was originally executed on January 7, 2008 (the “Effective Date”).

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